American Internet Mortgage Rates, Fees & Info

SAN DIEGO, CA

LEI: 549300BOXNV8VLRBDT24

Tax ID: 52-2091594

5 stars - out of 5 stars, based on 105 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    American Internet Mortgage is a mid-sized mortgage company specializing in Refi and Cash Out Refi loans. American Internet Mortgage has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Diego, Phoenix, Washington, and San Francisco among others. We have data for 488 markets. (Some data included below & more in-depth data is available with an active subscription.)

    American Internet Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Internet Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.18% 1/29/23
    30 Year Conventional Refi 6.13% 1/29/23
    30 Year Cash-out Refi 6.23% 1/29/23
    30 Year VA Purchase 5.64% 1/29/23
    30 Year VA Refi 5.64% 1/29/23
    15 Year Conventional Purchase 5.61% 1/29/23
    15 Year Conventional Refi 5.62% 1/29/23
    15 Year Cash-out Refi 5.62% 1/29/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    11,057

    Origination Dollar Volume (All Markets)

    $3,445,295,000
    Show all (133) awards

    Relative Rate

    American Internet Mortgage's average 30 year fixed mortgage rate was 2.88%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.27%.

    Relative Fees (Closing Costs)

    American Internet Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $3,320.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 912 $358,680,000 $393,289 $2,984 2.63%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 630 $236,950,000 $376,111 $2,959 2.65%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 603 $177,935,000 $295,083 $2,997 2.71%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 413 $151,815,000 $367,591 $2,991 2.53%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 339 $148,815,000 $438,982 $3,158 2.59%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 321 $119,165,000 $371,231 $3,155 2.54%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 353 $113,945,000 $322,790 $2,799 2.66%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 285 $112,435,000 $394,509 $3,414 2.63%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 363 $111,755,000 $307,865 $2,845 2.70%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 255 $72,915,000 $285,941 $3,359 2.67%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 243 $68,615,000 $282,366 $2,719 2.56%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 250 $65,370,000 $261,480 $2,924 2.75%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 179 $62,125,000 $347,067 $3,355 2.60%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 182 $58,790,000 $323,022 $3,958 2.65%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 168 $56,490,000 $336,250 $3,730 2.59%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 193 $53,085,000 $275,052 $4,299 2.73%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 110 $47,680,000 $433,455 $3,346 2.65%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 176 $45,440,000 $258,182 $2,825 2.57%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 146 $38,060,000 $260,685 $2,814 2.70%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 138 $35,950,000 $260,507 $3,876 2.61%
    Outside of Metro Areas 135 $35,485,000 $262,852 $3,562 2.64%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 92 $33,480,000 $363,913 $2,742 2.60%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 102 $33,260,000 $326,078 $2,994 2.58%
    RALEIGH-CARY, NC (FHA|USDA|VA) 110 $32,790,000 $298,091 $2,820 2.71%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 115 $32,515,000 $282,739 $4,593 2.66%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 118 $29,660,000 $251,356 $2,516 2.52%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 105 $29,615,000 $282,048 $2,732 2.58%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 102 $28,470,000 $279,118 $3,980 2.67%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 91 $27,805,000 $305,549 $4,495 2.75%
    RENO, NV (FHA|USDA|VA) 70 $22,460,000 $320,857 $3,266 2.61%
    BOISE CITY, ID (FHA|USDA|VA) 68 $21,390,000 $314,559 $3,704 2.70%
    TUCSON, AZ (FHA|USDA|VA) 73 $18,845,000 $258,151 $3,051 2.57%
    SALT LAKE CITY, UT (FHA|USDA|VA) 59 $18,565,000 $314,661 $3,569 2.68%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 69 $17,855,000 $258,768 $3,895 2.79%
    FRESNO, CA (FHA|USDA|VA) 69 $17,635,000 $255,580 $2,767 2.73%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 61 $16,635,000 $272,705 $2,905 2.61%
    VALLEJO, CA (FHA|USDA|VA) 50 $16,190,000 $323,800 $3,448 2.73%
    WORCESTER, MA-CT (FHA|USDA|VA) 53 $15,095,000 $284,811 $3,461 2.57%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 64 $15,020,000 $234,688 $2,765 2.70%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 48 $14,480,000 $301,667 $3,381 2.42%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 48 $14,050,000 $292,708 $3,085 2.54%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 61 $13,935,000 $228,443 $2,979 2.69%
    BAKERSFIELD, CA (FHA|USDA|VA) 55 $13,825,000 $251,364 $3,116 2.70%
    PROVO-OREM, UT (FHA|USDA|VA) 43 $13,665,000 $317,791 $3,266 2.58%
    STOCKTON, CA (FHA|USDA|VA) 45 $13,055,000 $290,111 $3,138 2.68%
    RICHMOND, VA (FHA|USDA|VA) 39 $13,045,000 $334,487 $2,840 2.52%
    COLUMBUS, OH (FHA|USDA|VA) 51 $12,915,000 $253,235 $2,712 2.71%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 42 $12,280,000 $292,381 $2,300 2.50%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 42 $12,090,000 $287,857 $2,472 2.60%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 36 $11,790,000 $327,500 $3,833 2.56%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 29 $11,495,000 $396,379 $2,963 2.70%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 50 $10,790,000 $215,800 $2,256 2.76%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 42 $10,660,000 $253,810 $3,810 2.63%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 32 $10,330,000 $322,813 $3,236 2.74%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 33 $10,225,000 $309,848 $3,095 2.61%
    ALBUQUERQUE, NM (FHA|USDA|VA) 38 $10,020,000 $263,684 $4,121 2.49%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 29 $9,815,000 $338,448 $3,019 2.66%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 37 $9,675,000 $261,486 $3,510 2.47%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 22 $9,670,000 $439,545 $3,701 2.57%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 40 $9,620,000 $240,500 $3,344 2.65%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 35 $9,545,000 $272,714 $3,030 2.82%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 29 $9,525,000 $328,448 $2,977 2.57%
    BATON ROUGE, LA (FHA|USDA|VA) 37 $9,245,000 $249,865 $3,657 2.69%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 33 $8,825,000 $267,424 $2,852 2.70%
    HUNTSVILLE, AL (FHA|USDA|VA) 41 $8,765,000 $213,780 $2,968 2.83%
    MODESTO, CA (FHA|USDA|VA) 32 $8,670,000 $270,938 $3,214 2.65%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 36 $8,320,000 $231,111 $2,744 2.44%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 29 $8,265,000 $285,000 $2,749 2.47%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 43 $7,955,000 $185,000 $2,521 2.89%
    BOULDER, CO (FHA|USDA|VA) 21 $7,715,000 $367,381 $3,719 2.70%
    JACKSONVILLE, FL (FHA|USDA|VA) 32 $7,600,000 $237,500 $3,623 2.73%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 32 $7,490,000 $234,063 $2,859 2.57%
    SALINAS, CA (FHA|USDA|VA) 21 $7,435,000 $354,048 $2,762 2.52%
    FORT COLLINS, CO (FHA|USDA|VA) 23 $7,415,000 $322,391 $3,179 2.66%
    ANN ARBOR, MI (FHA|USDA|VA) 26 $6,890,000 $265,000 $2,814 2.50%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 30 $6,530,000 $217,667 $2,800 2.74%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 22 $6,510,000 $295,909 $3,007 2.77%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 26 $6,440,000 $247,692 $2,354 2.45%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 17 $6,045,000 $355,588 $2,729 2.56%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 20 $5,980,000 $299,000 $2,783 2.50%
    MERCED, CA (FHA|USDA|VA) 22 $5,810,000 $264,091 $2,692 2.72%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 24 $5,760,000 $240,000 $3,016 2.57%
    VISALIA, CA (FHA|USDA|VA) 19 $5,755,000 $302,895 $2,802 2.76%
    Outside of Metro Areas 17 $5,695,000 $335,000 $4,204 2.64%
    KNOXVILLE, TN (FHA|USDA|VA) 21 $5,655,000 $269,286 $3,407 2.89%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 28 $5,590,000 $199,643 $4,758 2.98%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 23 $5,395,000 $234,565 $4,405 2.48%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 22 $5,270,000 $239,545 $2,991 2.77%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 15 $5,045,000 $336,333 $2,772 2.72%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 19 $4,945,000 $260,263 $2,702 2.51%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 19 $4,825,000 $253,947 $3,944 2.59%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 17 $4,725,000 $277,941 $3,358 2.71%
    CHICO, CA (FHA|USDA|VA) 17 $4,625,000 $272,059 $3,384 2.70%
    SALISBURY, MD-DE (FHA|USDA|VA) 16 $4,550,000 $284,375 $3,118 2.51%
    YUBA CITY, CA (FHA|USDA|VA) 16 $4,530,000 $283,125 $2,643 2.65%
    AKRON, OH (FHA|USDA|VA) 19 $4,525,000 $238,158 $3,133 2.47%
    NAPA, CA (FHA|USDA|VA) 10 $4,440,000 $444,000 $4,451 2.76%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 14 $4,390,000 $313,571 $3,430 2.78%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 20 $4,380,000 $219,000 $4,443 2.83%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 13 $4,345,000 $334,231 $3,095 2.50%
    Bozeman, MT (FHA|USDA|VA) 12 $4,320,000 $360,000 $4,755 2.58%
    MEDFORD, OR (FHA|USDA|VA) 15 $4,255,000 $283,667 $3,667 2.63%
    TULSA, OK (FHA|USDA|VA) 21 $4,125,000 $196,429 $3,650 2.75%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 12 $3,940,000 $328,333 $5,374 2.76%
    SPRINGFIELD, MA (FHA|USDA|VA) 16 $3,930,000 $245,625 $2,808 2.67%
    SANTA FE, NM (FHA|USDA|VA) 11 $3,895,000 $354,091 $4,246 2.90%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 16 $3,750,000 $234,375 $3,138 2.93%
    JACKSON, MS (FHA|USDA|VA) 18 $3,720,000 $206,667 $2,433 2.85%
    WILMINGTON, NC (FHA|USDA|VA) 14 $3,700,000 $264,286 $2,716 2.74%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 19 $3,645,000 $191,842 $4,801 2.88%
    BELLINGHAM, WA (FHA|USDA|VA) 11 $3,585,000 $325,909 $2,684 2.57%
    PITTSBURGH, PA (FHA|USDA|VA) 14 $3,580,000 $255,714 $4,737 2.26%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 15 $3,575,000 $238,333 $2,980 2.56%
    COLUMBIA, SC (FHA|USDA|VA) 15 $3,565,000 $237,667 $2,589 2.68%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 9 $3,555,000 $395,000 $3,858 2.61%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 11 $3,365,000 $305,909 $3,604 2.49%
    SALEM, OR (FHA|USDA|VA) 11 $3,335,000 $303,182 $3,941 2.67%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 14 $3,320,000 $237,143 $2,909 2.78%
    ASHEVILLE, NC (FHA|USDA|VA) 12 $3,230,000 $269,167 $2,858 2.65%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 13 $3,205,000 $246,538 $2,457 2.66%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 9 $2,945,000 $327,222 $3,788 2.58%
    BEND, OR (FHA|USDA|VA) 8 $2,890,000 $361,250 $4,175 2.48%
    FLAGSTAFF, AZ (FHA|USDA|VA) 10 $2,870,000 $287,000 $3,988 2.60%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 13 $2,855,000 $219,615 $2,002 2.66%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 12 $2,770,000 $230,833 $3,565 3.01%
    GREELEY, CO (FHA|USDA|VA) 12 $2,740,000 $228,333 $2,804 2.79%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $2,735,000 $303,889 $3,785 2.78%
    WINSTON-SALEM, NC (FHA|USDA|VA) 9 $2,655,000 $295,000 $3,399 2.67%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 14 $2,530,000 $180,714 $2,931 2.84%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 7 $2,435,000 $347,857 $3,100 2.68%
    URBAN HONOLULU, HI (FHA|USDA|VA) 5 $2,415,000 $483,000 $4,146 2.83%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 12 $2,390,000 $199,167 $2,993 2.74%
    Lebanon, NH-VT (FHA|USDA|VA) 7 $2,365,000 $337,857 $2,950 2.48%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 11 $2,355,000 $214,091 $2,916 2.70%
    OCEAN CITY, NJ (FHA|USDA|VA) 8 $2,350,000 $293,750 $3,538 2.63%
    BILLINGS, MT (FHA|USDA|VA) 10 $2,320,000 $232,000 $3,487 2.61%
    Traverse City, MI (FHA|USDA|VA) 8 $2,280,000 $285,000 $2,547 2.78%
    Sonora, CA (FHA|USDA|VA) 10 $2,230,000 $223,000 $3,815 2.68%
    REDDING, CA (FHA|USDA|VA) 9 $2,205,000 $245,000 $2,768 2.76%
    IDAHO FALLS, ID (FHA|USDA|VA) 7 $2,205,000 $315,000 $4,185 2.86%
    Helena, MT (FHA|USDA|VA) 8 $2,190,000 $273,750 $4,232 2.91%
    ANCHORAGE, AK (FHA|USDA|VA) 7 $2,175,000 $310,714 $3,410 2.59%
    Eureka-Arcata, CA (FHA|USDA|VA) 6 $2,160,000 $360,000 $3,810 2.77%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 8 $2,100,000 $262,500 $4,109 3.05%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $2,095,000 $299,286 $3,774 2.89%
    FARGO, ND-MN (FHA|USDA|VA) 7 $2,055,000 $293,571 $2,710 2.75%
    TOLEDO, OH (FHA|USDA|VA) 8 $2,050,000 $256,250 $3,495 2.53%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $2,040,000 $255,000 $2,332 2.91%
    JOHNSON CITY, TN (FHA|USDA|VA) 7 $1,985,000 $283,571 $2,413 2.30%
    Fernley, NV (FHA|USDA|VA) 8 $1,950,000 $243,750 $2,466 2.91%
    SPARTANBURG, SC (FHA|USDA|VA) 9 $1,935,000 $215,000 $2,259 2.81%
    Breckenridge, CO (FHA|USDA|VA) 6 $1,870,000 $311,667 $4,134 2.42%
    Los Alamos, NM (FHA|USDA|VA) 6 $1,870,000 $311,667 $3,302 2.67%
    Heber, UT (FHA|USDA|VA) 4 $1,820,000 $455,000 $3,944 2.50%
    LONGVIEW, WA (FHA|USDA|VA) 8 $1,800,000 $225,000 $2,775 2.83%
    MONTGOMERY, AL (FHA|USDA|VA) 6 $1,800,000 $300,000 $2,953 2.69%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,800,000 $300,000 $5,441 3.02%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 7 $1,795,000 $256,429 $2,642 2.63%
    SAVANNAH, GA (FHA|USDA|VA) 6 $1,790,000 $298,333 $2,796 2.94%
    WICHITA, KS (FHA|USDA|VA) 8 $1,770,000 $221,250 $2,792 2.58%
    MISSOULA, MT (FHA|USDA|VA) 6 $1,740,000 $290,000 $5,774 2.94%
    ROANOKE, VA (FHA|USDA|VA) 7 $1,665,000 $237,857 $2,858 2.41%
    MADERA, CA (FHA|USDA|VA) 7 $1,665,000 $237,857 $3,774 2.48%
    CORVALLIS, OR (FHA|USDA|VA) 5 $1,665,000 $333,000 $3,417 2.73%
    MOBILE, AL (FHA|USDA|VA) 8 $1,660,000 $207,500 $2,478 2.64%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 7 $1,635,000 $233,571 $2,928 2.32%
    SPRINGFIELD, MO (FHA|USDA|VA) 11 $1,585,000 $144,091 $2,645 3.11%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 7 $1,555,000 $222,143 $2,545 2.59%
    WENATCHEE, WA (FHA|USDA|VA) 4 $1,540,000 $385,000 $3,065 2.47%
    Brainerd, MN (FHA|USDA|VA) 5 $1,515,000 $303,000 $5,080 2.78%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $1,515,000 $303,000 $3,066 2.68%
    GAINESVILLE, FL (FHA|USDA|VA) 7 $1,505,000 $215,000 $3,310 2.82%
    LINCOLN, NE (FHA|USDA|VA) 6 $1,490,000 $248,333 $3,267 2.56%
    SIOUX FALLS, SD (FHA|USDA|VA) 5 $1,475,000 $295,000 $3,836 2.83%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $1,455,000 $207,857 $2,078 2.79%
    Whitewater, WI (FHA|USDA|VA) 4 $1,430,000 $357,500 $3,579 2.59%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,425,000 $203,571 $1,930 3.09%
    YORK-HANOVER, PA (FHA|USDA|VA) 6 $1,410,000 $235,000 $4,517 2.46%
    Sevierville, TN (FHA|USDA|VA) 6 $1,410,000 $235,000 $2,956 3.42%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $1,380,000 $230,000 $3,823 2.96%
    LANCASTER, PA (FHA|USDA|VA) 6 $1,380,000 $230,000 $4,988 2.75%
    Kalispell, MT (FHA|USDA|VA) 5 $1,365,000 $273,000 $3,648 2.60%
    FAYETTEVILLE, NC (FHA|USDA|VA) 7 $1,355,000 $193,571 $2,093 2.71%
    POCATELLO, ID (FHA|USDA|VA) 5 $1,345,000 $269,000 $4,442 2.93%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 8 $1,340,000 $167,500 $3,145 2.89%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 6 $1,330,000 $221,667 $3,656 2.90%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 5 $1,325,000 $265,000 $3,056 2.30%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $1,310,000 $163,750 $2,581 2.91%
    ST. GEORGE, UT (FHA|USDA|VA) 5 $1,305,000 $261,000 $3,376 2.88%
    EAU CLAIRE, WI (FHA|USDA|VA) 5 $1,305,000 $261,000 $3,491 2.50%
    Durango, CO (FHA|USDA|VA) 4 $1,290,000 $322,500 $3,239 3.16%
    YUMA, AZ (FHA|USDA|VA) 9 $1,285,000 $142,778 $2,567 2.94%
    Holland, MI (FHA|USDA|VA) 5 $1,275,000 $255,000 $2,545 2.55%
    DULUTH, MN-WI (FHA|USDA|VA) 5 $1,275,000 $255,000 $3,931 2.40%
    ROCHESTER, MN (FHA|USDA|VA) 5 $1,255,000 $251,000 $1,972 2.55%
    Show Low, AZ (FHA|USDA|VA) 5 $1,235,000 $247,000 $2,878 2.63%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $1,235,000 $247,000 $2,469 2.65%
    RACINE, WI (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,236 2.58%
    Hood River, OR (FHA|USDA|VA) 3 $1,205,000 $401,667 $4,191 2.83%
    Cedar City, UT (FHA|USDA|VA) 3 $1,195,000 $398,333 $3,774 2.79%
    Kill Devil Hills, NC (FHA|USDA|VA) 5 $1,175,000 $235,000 $2,851 2.60%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,175,000 $235,000 $3,386 2.75%
    EL CENTRO, CA (FHA|USDA|VA) 6 $1,160,000 $193,333 $2,575 2.54%
    Astoria, OR (FHA|USDA|VA) 3 $1,155,000 $385,000 $4,183 2.71%
    LAFAYETTE, LA (FHA|USDA|VA) 5 $1,155,000 $231,000 $3,948 2.58%
    CHEYENNE, WY (FHA|USDA|VA) 4 $1,130,000 $282,500 $3,096 2.56%
    YAKIMA, WA (FHA|USDA|VA) 4 $1,120,000 $280,000 $3,146 3.09%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,105,000 $221,000 $2,819 2.90%
    MIDLAND, MI (FHA|USDA|VA) 4 $1,080,000 $270,000 $2,313 2.34%
    WALLA WALLA, WA (FHA|USDA|VA) 4 $1,080,000 $270,000 $2,829 2.69%
    HAMMOND, LA (FHA|USDA|VA) 5 $1,075,000 $215,000 $2,623 2.65%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,075,000 $215,000 $2,576 2.98%
    DALTON, GA (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,165 2.56%
    Kapaa, HI (FHA|USDA|VA) 2 $1,070,000 $535,000 $4,159 2.81%
    Concord, NH (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,073 2.38%
    Oak Harbor, WA (FHA|USDA|VA) 2 $1,060,000 $530,000 $3,194 2.44%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $1,015,000 $338,333 $2,894 2.63%
    Barre, VT (FHA|USDA|VA) 4 $1,010,000 $252,500 $2,698 2.72%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $1,000,000 $250,000 $3,247 2.44%
    Aberdeen, WA (FHA|USDA|VA) 3 $995,000 $331,667 $3,438 2.54%
    Easton, MD (FHA|USDA|VA) 4 $970,000 $242,500 $3,701 2.56%
    Edwards, CO (FHA|USDA|VA) 3 $965,000 $321,667 $2,418 2.42%
    IOWA CITY, IA (FHA|USDA|VA) 2 $960,000 $480,000 $2,413 2.50%
    LAKE CHARLES, LA (FHA|USDA|VA) 3 $955,000 $318,333 $2,991 2.29%
    Hailey, ID (FHA|USDA|VA) 3 $945,000 $315,000 $4,522 2.50%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $945,000 $189,000 $2,426 2.45%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $940,000 $235,000 $3,141 2.66%
    MADISON, WI (FHA|USDA|VA) 3 $935,000 $311,667 $2,419 2.29%
    Port Angeles, WA (FHA|USDA|VA) 3 $905,000 $301,667 $3,114 2.63%
    LAS CRUCES, NM (FHA|USDA|VA) 5 $895,000 $179,000 $2,850 2.80%
    WARNER ROBINS, GA (FHA|USDA|VA) 4 $890,000 $222,500 $2,750 2.97%
    Payson, AZ (FHA|USDA|VA) 3 $865,000 $288,333 $3,432 3.08%
    Chillicothe, OH (FHA|USDA|VA) 4 $860,000 $215,000 $2,161 2.72%
    MIDLAND, TX (FHA|USDA|VA) 3 $855,000 $285,000 $3,799 2.83%
    BISMARCK, ND (FHA|USDA|VA) 3 $845,000 $281,667 $4,839 2.67%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $845,000 $281,667 $2,473 2.71%
    Alexandria, MN (FHA|USDA|VA) 2 $840,000 $420,000 $2,783 2.50%
    BURLINGTON, NC (FHA|USDA|VA) 4 $840,000 $210,000 $3,290 2.94%
    St. Marys, GA (FHA|USDA|VA) 3 $825,000 $275,000 $2,897 2.92%
    FORT SMITH, AR-OK (FHA|USDA|VA) 3 $815,000 $271,667 $2,858 2.54%
    PANAMA CITY, FL (FHA|USDA|VA) 3 $815,000 $271,667 $0 3.29%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $805,000 $268,333 $4,019 2.75%
    BOWLING GREEN, KY (FHA|USDA|VA) 4 $790,000 $197,500 $2,141 2.59%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $785,000 $261,667 $2,656 2.38%
    Alexander City, AL (FHA|USDA|VA) 2 $770,000 $385,000 $2,685 2.63%
    MORGANTOWN, WV (FHA|USDA|VA) 4 $770,000 $192,500 $2,445 2.63%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $760,000 $190,000 $2,587 2.66%
    Cookeville, TN (FHA|USDA|VA) 2 $750,000 $375,000 $2,167 2.75%
    Sanford, NC (FHA|USDA|VA) 3 $745,000 $248,333 $2,486 2.58%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $720,000 $360,000 $3,442 2.63%
    LOGAN, UT-ID (FHA|USDA|VA) 3 $715,000 $238,333 $2,446 2.54%
    Laramie, WY (FHA|USDA|VA) 2 $700,000 $350,000 $2,906 2.69%
    THE VILLAGES, FL (FHA|USDA|VA) 3 $685,000 $228,333 $3,903 2.42%
    CASPER, WY (FHA|USDA|VA) 3 $685,000 $228,333 $2,622 2.42%
    NILES, MI (FHA|USDA|VA) 3 $675,000 $225,000 $2,281 2.54%
    Moscow, ID (FHA|USDA|VA) 3 $665,000 $221,667 $3,434 2.79%
    Albemarle, NC (FHA|USDA|VA) 2 $660,000 $330,000 $2,553 2.50%
    BLOOMINGTON, IN (FHA|USDA|VA) 4 $660,000 $165,000 $2,419 3.06%
    Glenwood Springs, CO (FHA|USDA|VA) 2 $660,000 $330,000 $2,566 2.69%
    FORT WAYNE, IN (FHA|USDA|VA) 4 $650,000 $162,500 $2,349 2.59%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $645,000 $215,000 $4,635 2.67%
    DOVER, DE (FHA|USDA|VA) 3 $625,000 $208,333 $2,828 2.75%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $625,000 $625,000 $5,131 3.25%
    Sandpoint, ID (FHA|USDA|VA) 2 $620,000 $310,000 $4,628 2.69%
    NEW BERN, NC (FHA|USDA|VA) 2 $620,000 $310,000 $4,496 3.19%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $615,000 $205,000 $2,578 2.63%
    TWIN FALLS, ID (FHA|USDA|VA) 3 $605,000 $201,667 $3,026 2.96%
    COLUMBIA, MO (FHA|USDA|VA) 3 $605,000 $201,667 $1,982 2.83%
    GAINESVILLE, GA (FHA|USDA|VA) 2 $600,000 $300,000 $3,047 2.56%
    LONGVIEW, TX (FHA|USDA|VA) 2 $600,000 $300,000 $4,027 2.56%
    TALLAHASSEE, FL (FHA|USDA|VA) 2 $600,000 $300,000 $6,362 2.63%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $585,000 $195,000 $3,122 2.50%
    ROME, GA (FHA|USDA|VA) 2 $580,000 $290,000 $2,362 2.19%
    GREENVILLE, NC (FHA|USDA|VA) 3 $575,000 $191,667 $2,801 3.00%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $575,000 $191,667 $2,644 2.67%
    APPLETON, WI (FHA|USDA|VA) 3 $565,000 $188,333 $2,268 2.50%
    HATTIESBURG, MS (FHA|USDA|VA) 2 $560,000 $280,000 $3,356 2.56%
    Laconia, NH (FHA|USDA|VA) 2 $560,000 $280,000 $2,973 2.25%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $545,000 $181,667 $2,233 2.71%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 3 $545,000 $181,667 $4,338 2.67%
    Seneca, SC (FHA|USDA|VA) 2 $540,000 $270,000 $3,701 2.25%
    Newberry, SC (FHA|USDA|VA) 2 $540,000 $270,000 $3,309 2.25%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $520,000 $260,000 $3,609 2.88%
    LYNCHBURG, VA (FHA|USDA|VA) 2 $520,000 $260,000 $2,617 2.75%
    FLORENCE, SC (FHA|USDA|VA) 2 $520,000 $260,000 $2,628 2.81%
    EspaƱola, NM (FHA|USDA|VA) 2 $520,000 $260,000 $3,189 2.50%
    Ellensburg, WA (FHA|USDA|VA) 1 $515,000 $515,000 $3,486 2.88%
    PITTSFIELD, MA (FHA|USDA|VA) 2 $510,000 $255,000 $2,837 2.63%
    EL PASO, TX (FHA|USDA|VA) 2 $510,000 $255,000 $3,799 2.44%
    Boone, NC (FHA|USDA|VA) 2 $500,000 $250,000 $1,959 2.69%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $495,000 $165,000 $3,591 3.04%
    BLOOMINGTON, IL (FHA|USDA|VA) 2 $490,000 $245,000 $2,468 2.56%
    Russellville, AR (FHA|USDA|VA) 2 $490,000 $245,000 $3,747 2.63%
    Nogales, AZ (FHA|USDA|VA) 2 $490,000 $245,000 $3,118 2.56%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $480,000 $240,000 $2,332 2.69%
    Alamogordo, NM (FHA|USDA|VA) 2 $480,000 $240,000 $3,692 2.94%
    Red Bluff, CA (FHA|USDA|VA) 3 $475,000 $158,333 $2,237 3.17%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $475,000 $158,333 $3,997 2.92%
    LaGrange, GA-AL (FHA|USDA|VA) 2 $470,000 $235,000 $0 3.06%
    Faribault-Northfield, MN (FHA|USDA|VA) 2 $470,000 $235,000 $2,780 2.25%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $470,000 $235,000 $3,054 2.13%
    Augusta-Waterville, ME (FHA|USDA|VA) 2 $460,000 $230,000 $2,446 2.56%
    Fairmont, MN (FHA|USDA|VA) 1 $455,000 $455,000 $2,331 2.75%
    PEORIA, IL (FHA|USDA|VA) 2 $450,000 $225,000 $2,659 2.13%
    Statesboro, GA (FHA|USDA|VA) 2 $450,000 $225,000 $3,720 2.69%
    DECATUR, AL (FHA|USDA|VA) 2 $450,000 $225,000 $2,610 2.50%
    PUEBLO, CO (FHA|USDA|VA) 1 $445,000 $445,000 $3,644 2.38%
    Keene, NH (FHA|USDA|VA) 2 $440,000 $220,000 $2,439 2.63%
    Hilo, HI (FHA|USDA|VA) 2 $440,000 $220,000 $2,786 2.31%
    Morgan City, LA (FHA|USDA|VA) 2 $430,000 $215,000 $2,172 2.75%
    ST. CLOUD, MN (FHA|USDA|VA) 2 $430,000 $215,000 $2,087 2.44%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $425,000 $141,667 $2,622 3.00%
    AMES, IA (FHA|USDA|VA) 2 $420,000 $210,000 $2,689 2.06%
    READING, PA (FHA|USDA|VA) 2 $420,000 $210,000 $4,110 2.38%
    LEWISTON, ID-WA (FHA|USDA|VA) 1 $415,000 $415,000 $2,905 3.50%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $410,000 $205,000 $2,187 2.81%
    DOTHAN, AL (FHA|USDA|VA) 2 $410,000 $205,000 $4,150 2.75%
    SYRACUSE, NY (FHA|USDA|VA) 2 $410,000 $205,000 $4,535 2.50%
    Zanesville, OH (FHA|USDA|VA) 1 $405,000 $405,000 $2,371 2.88%
    MANKATO, MN (FHA|USDA|VA) 1 $405,000 $405,000 $2,563 2.00%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $405,000 $405,000 $2,554 2.50%
    Shelbyville, TN (FHA|USDA|VA) 1 $395,000 $395,000 $1,853 2.38%
    MONROE, MI (FHA|USDA|VA) 2 $390,000 $195,000 $2,431 2.31%
    MANSFIELD, OH (FHA|USDA|VA) 2 $390,000 $195,000 $3,313 2.63%
    Grand Rapids, MN (FHA|USDA|VA) 2 $390,000 $195,000 $1,984 2.63%
    ABILENE, TX (FHA|USDA|VA) 2 $390,000 $195,000 $3,483 2.50%
    Branson, MO (FHA|USDA|VA) 2 $390,000 $195,000 $2,822 2.56%
    Ruidoso, NM (FHA|USDA|VA) 2 $390,000 $195,000 $2,572 2.69%
    Red Wing, MN (FHA|USDA|VA) 2 $390,000 $195,000 $2,997 2.38%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $385,000 $385,000 $2,292 2.50%
    COLUMBUS, GA-AL (FHA|USDA|VA) 2 $380,000 $190,000 $2,754 2.69%
    MORRISTOWN, TN (FHA|USDA|VA) 2 $380,000 $190,000 $4,009 2.56%
    STATE COLLEGE, PA (FHA|USDA|VA) 2 $380,000 $190,000 $3,660 2.75%
    Vicksburg, MS (FHA|USDA|VA) 2 $380,000 $190,000 $2,261 2.81%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $375,000 $375,000 $3,146 2.88%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $370,000 $185,000 $3,395 2.31%
    RAPID CITY, SD (FHA|USDA|VA) 2 $370,000 $185,000 $3,750 2.13%
    LEBANON, PA (FHA|USDA|VA) 2 $370,000 $185,000 $3,807 2.50%
    CARSON CITY, NV (FHA|USDA|VA) 1 $365,000 $365,000 $3,621 2.63%
    ALBANY, GA (FHA|USDA|VA) 1 $365,000 $365,000 $2,363 2.13%
    Jackson, WY-ID (FHA|USDA|VA) 1 $365,000 $365,000 $4,076 2.63%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $365,000 $365,000 $0 2.75%
    Cullman, AL (FHA|USDA|VA) 1 $355,000 $355,000 $2,769 2.25%
    Clovis, NM (FHA|USDA|VA) 2 $350,000 $175,000 $2,726 2.88%
    LUBBOCK, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,994 2.50%
    BATTLE CREEK, MI (FHA|USDA|VA) 1 $345,000 $345,000 $1,776 2.75%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $340,000 $170,000 $4,083 2.44%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $335,000 $335,000 $2,486 2.50%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $335,000 $335,000 $2,986 2.13%
    Newport, OR (FHA|USDA|VA) 1 $325,000 $325,000 $3,733 2.63%
    Brookings, OR (FHA|USDA|VA) 1 $325,000 $325,000 $5,614 2.00%
    GRAND ISLAND, NE (FHA|USDA|VA) 2 $320,000 $160,000 $2,364 2.88%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $320,000 $160,000 $4,216 2.75%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.25%
    GREAT FALLS, MT (FHA|USDA|VA) 1 $315,000 $315,000 $3,192 2.13%
    Georgetown, SC (FHA|USDA|VA) 1 $315,000 $315,000 $2,786 2.13%
    Athens, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,300 2.50%
    TOPEKA, KS (FHA|USDA|VA) 2 $310,000 $155,000 $2,471 2.69%
    Duncan, OK (FHA|USDA|VA) 1 $305,000 $305,000 $4,016 3.25%
    SAGINAW, MI (FHA|USDA|VA) 1 $305,000 $305,000 $2,261 2.00%
    CHARLESTON, WV (FHA|USDA|VA) 2 $290,000 $145,000 $2,098 2.69%
    Elko, NV (FHA|USDA|VA) 1 $285,000 $285,000 $3,599 3.13%
    Greenwood, SC (FHA|USDA|VA) 1 $285,000 $285,000 $2,744 1.88%
    Jefferson, GA (FHA|USDA|VA) 1 $285,000 $285,000 $3,515 2.63%
    Paducah, KY-IL (FHA|USDA|VA) 2 $280,000 $140,000 $1,755 3.06%
    Taos, NM (FHA|USDA|VA) 1 $275,000 $275,000 $4,027 2.63%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $275,000 $275,000 $2,093 2.88%
    Roseburg, OR (FHA|USDA|VA) 1 $275,000 $275,000 $4,219 2.88%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $275,000 $275,000 $2,003 2.00%
    Vernal, UT (FHA|USDA|VA) 1 $265,000 $265,000 $6,648 2.00%
    ROCKFORD, IL (FHA|USDA|VA) 1 $265,000 $265,000 $2,299 2.88%
    ITHACA, NY (FHA|USDA|VA) 1 $265,000 $265,000 $3,838 3.00%
    Sidney, OH (FHA|USDA|VA) 1 $265,000 $265,000 $2,371 2.25%
    MANHATTAN, KS (FHA|USDA|VA) 1 $265,000 $265,000 $2,118 2.75%
    Bellefontaine, OH (FHA|USDA|VA) 2 $260,000 $130,000 $2,078 2.75%
    Alpena, MI (FHA|USDA|VA) 2 $260,000 $130,000 $2,489 3.25%
    Kearney, NE (FHA|USDA|VA) 1 $255,000 $255,000 $2,472 2.50%
    Elk City, OK (FHA|USDA|VA) 1 $255,000 $255,000 $3,432 2.38%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,996 2.63%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,048 2.63%
    Gillette, WY (FHA|USDA|VA) 1 $255,000 $255,000 $2,355 2.00%
    The Dalles, OR (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.88%
    Burley, ID (FHA|USDA|VA) 1 $245,000 $245,000 $4,277 2.75%
    Maysville, KY (FHA|USDA|VA) 1 $245,000 $245,000 $2,637 2.13%
    Ukiah, CA (FHA|USDA|VA) 1 $245,000 $245,000 $2,123 2.50%
    Hutchinson, KS (FHA|USDA|VA) 1 $245,000 $245,000 $3,818 2.38%
    Fairfield, IA (FHA|USDA|VA) 1 $245,000 $245,000 $2,827 3.00%
    Ardmore, OK (FHA|USDA|VA) 1 $245,000 $245,000 $3,617 2.25%
    Beaver Dam, WI (FHA|USDA|VA) 1 $235,000 $235,000 $1,983 2.13%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,550 2.88%
    Ottawa, IL (FHA|USDA|VA) 1 $235,000 $235,000 $7,826 1.75%
    Richmond-Berea, KY (FHA|USDA|VA) 1 $235,000 $235,000 $2,534 2.25%
    Fairmont, WV (FHA|USDA|VA) 1 $235,000 $235,000 $6,944 2.88%
    Minot, ND (FHA|USDA|VA) 1 $235,000 $235,000 $1,195 2.38%
    Greenville, MS (FHA|USDA|VA) 1 $235,000 $235,000 $1,783 2.25%
    Atmore, AL (FHA|USDA|VA) 1 $235,000 $235,000 $2,549 3.25%
    AMARILLO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,575 2.75%
    GRANTS PASS, OR (FHA|USDA|VA) 1 $235,000 $235,000 $6,116 2.38%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $235,000 $235,000 $3,446 2.63%
    ENID, OK (FHA|USDA|VA) 2 $230,000 $115,000 $0 3.50%
    Paris, TX (FHA|USDA|VA) 2 $230,000 $115,000 $0 4.00%
    Summerville, GA (FHA|USDA|VA) 1 $225,000 $225,000 $2,564 2.63%
    La Grande, OR (FHA|USDA|VA) 1 $225,000 $225,000 $2,703 2.75%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $225,000 $225,000 $1,956 2.25%
    JONESBORO, AR (FHA|USDA|VA) 1 $225,000 $225,000 $3,568 2.88%
    KOKOMO, IN (FHA|USDA|VA) 1 $225,000 $225,000 $2,341 3.13%
    Calhoun, GA (FHA|USDA|VA) 1 $225,000 $225,000 $2,772 2.75%
    Butte-Silver Bow, MT (FHA|USDA|VA) 1 $225,000 $225,000 $3,136 2.00%
    Del Rio, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,481 2.38%
    Clinton, IA (FHA|USDA|VA) 1 $225,000 $225,000 $5,709 2.25%
    Nacogdoches, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,069 2.63%
    Pullman, WA (FHA|USDA|VA) 1 $215,000 $215,000 $2,853 2.50%
    BECKLEY, WV (FHA|USDA|VA) 1 $215,000 $215,000 $1,913 3.00%
    London, KY (FHA|USDA|VA) 1 $205,000 $205,000 $2,157 2.38%
    Stevens Point, WI (FHA|USDA|VA) 1 $205,000 $205,000 $1,883 2.25%
    WHEELING, WV-OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,566 2.38%
    Clearlake, CA (FHA|USDA|VA) 1 $205,000 $205,000 $2,726 3.63%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $205,000 $205,000 $3,651 2.25%
    FAIRBANKS, AK (FHA|USDA|VA) 1 $205,000 $205,000 $2,995 2.75%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.50%
    Othello, WA (FHA|USDA|VA) 1 $205,000 $205,000 $3,058 2.63%
    Marshall, MN (FHA|USDA|VA) 1 $195,000 $195,000 $2,129 2.38%
    Americus, GA (FHA|USDA|VA) 1 $195,000 $195,000 $3,600 3.88%
    Shelton, WA (FHA|USDA|VA) 1 $195,000 $195,000 $2,319 3.00%
    Torrington, CT (FHA|USDA|VA) 1 $195,000 $195,000 $2,965 2.75%
    Greeneville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $3,913 2.88%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,808 2.75%
    TYLER, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.25%
    Cornelia, GA (FHA|USDA|VA) 1 $185,000 $185,000 $2,776 2.75%
    Pittsburg, KS (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.63%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $185,000 $185,000 $2,141 2.13%
    Forest City, NC (FHA|USDA|VA) 1 $185,000 $185,000 $2,833 3.25%
    Marion, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,416 2.13%
    Austin, MN (FHA|USDA|VA) 1 $185,000 $185,000 $7,813 1.75%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $185,000 $185,000 $2,550 2.38%
    Wooster, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,251 3.00%
    JACKSON, MI (FHA|USDA|VA) 1 $185,000 $185,000 $1,763 2.25%
    Mountain Home, ID (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.63%
    Silver City, NM (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.13%
    Adrian, MI (FHA|USDA|VA) 1 $175,000 $175,000 $1,863 2.38%
    Clarksburg, WV (FHA|USDA|VA) 1 $175,000 $175,000 $1,913 2.00%
    TEXARKANA, TX-AR (FHA|USDA|VA) 1 $175,000 $175,000 $3,889 3.00%
    Fort Morgan, CO (FHA|USDA|VA) 1 $175,000 $175,000 $2,186 2.75%
    JACKSON, TN (FHA|USDA|VA) 1 $175,000 $175,000 $2,211 2.25%
    OCALA, FL (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.50%
    FLINT, MI (FHA|USDA|VA) 1 $175,000 $175,000 $2,141 2.63%
    BANGOR, ME (FHA|USDA|VA) 1 $165,000 $165,000 $1,758 3.00%
    Rutland, VT (FHA|USDA|VA) 1 $165,000 $165,000 $2,788 2.63%
    Kingsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,777 3.25%
    Ada, OK (FHA|USDA|VA) 1 $165,000 $165,000 $2,896 2.25%
    MONROE, LA (FHA|USDA|VA) 1 $165,000 $165,000 $6,335 2.38%
    Kendallville, IN (FHA|USDA|VA) 1 $165,000 $165,000 $1,888 2.63%
    Durant, OK (FHA|USDA|VA) 1 $155,000 $155,000 $3,518 2.13%
    GREEN BAY, WI (FHA|USDA|VA) 1 $155,000 $155,000 $1,883 2.63%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,942 2.25%
    VICTORIA, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,553 3.00%
    Fort Polk South, LA (FHA|USDA|VA) 1 $155,000 $155,000 $2,270 2.38%
    Klamath Falls, OR (FHA|USDA|VA) 1 $155,000 $155,000 $4,457 2.25%
    West Plains, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,346 2.50%
    Newport, TN (FHA|USDA|VA) 1 $155,000 $155,000 $2,154 2.50%
    FARMINGTON, NM (FHA|USDA|VA) 1 $145,000 $145,000 $2,785 2.88%
    Crawfordsville, IN (FHA|USDA|VA) 1 $145,000 $145,000 $1,788 2.50%
    Bardstown, KY (FHA|USDA|VA) 1 $145,000 $145,000 $1,683 2.13%
    Evanston, WY (FHA|USDA|VA) 1 $145,000 $145,000 $3,360 2.88%
    Washington Court House, OH (FHA|USDA|VA) 1 $135,000 $135,000 $1,773 2.13%
    Warsaw, IN (FHA|USDA|VA) 1 $135,000 $135,000 $5,069 2.75%
    Kerrville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,386 2.88%
    Pahrump, NV (FHA|USDA|VA) 1 $135,000 $135,000 $2,113 2.88%
    Norwalk, OH (FHA|USDA|VA) 1 $135,000 $135,000 $1,773 2.13%
    Oxford, MS (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.13%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,925 3.25%
    Decatur, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,988 2.25%
    Shawnee, OK (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.25%
    HINESVILLE, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.50%
    Juneau, AK (FHA|USDA|VA) 1 $125,000 $125,000 $2,297 2.50%
    Seymour, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,044 2.63%
    CLEVELAND, TN (FHA|USDA|VA) 1 $125,000 $125,000 $1,883 2.13%
    BAY CITY, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,965 2.63%
    Gallup, NM (FHA|USDA|VA) 1 $115,000 $115,000 $3,621 3.50%
    Camden, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,058 2.88%
    Searcy, AR (FHA|USDA|VA) 1 $115,000 $115,000 $1,792 3.00%
    PINE BLUFF, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,733 3.00%
    Meridian, MS (FHA|USDA|VA) 2 $110,000 $55,000 $0 3.63%
    Rochelle, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,286 3.25%
    Salem, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,151 2.63%
    VALDOSTA, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.50%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.50%
    St. Marys, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,870 3.25%
    American Internet Mortgage's top markets include Los Angeles, San Diego, Phoenix, Washington, and San Francisco among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against AMERICAN INTERNET MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SOMERSET
    Similarity Rank: 87
    Homestar Mortgage, Inc.
    Similarity Rank: 156
    Los Angeles Federal Credit Union
    Similarity Rank: 170
    Middlesex Savings Bank
    Similarity Rank: 174
    First Credit Union
    Similarity Rank: 180
    Town & Country Bank
    Similarity Rank: 328
    Great Basin Federal Credit Union
    Similarity Rank: 348

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,031 $3,437,135,000 $311,589 $3,161 2.65%
    VA 26 $8,160,000 $313,846 $3,509 2.35%

    For 2021, American Internet Mortgage's most frequently originated type of loan was Conventional, with 11,031 originations. Their 2nd most popular type was VA, with 26 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 5,781 $1,754,085,000 $303,422 $2,884 2.54%
    Cash Out Refi 2,472 $781,010,000 $315,943 $3,330 2.78%
    Home Improvement 2,111 $675,245,000 $319,870 $3,304 2.71%
    Home Purchase 693 $234,955,000 $339,040 $4,769 2.88%

    For 2021, American Internet Mortgage's most frequently cited loan purpose was Refi, with 5,781 originations. The 2nd most popular reason was Cash Out Refi, with 2,472 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,047 $1,995,475,000 $329,994 $3,320 2.88%
    15 Year 2,985 $850,575,000 $284,950 $3,030 2.28%
    20 Year 1,061 $328,525,000 $309,637 $3,044 2.58%
    10 Year 581 $143,495,000 $246,979 $2,724 2.15%
    Other 383 $127,225,000 $332,180 $3,084 2.75%

    For 2021, American Internet Mortgage's most frequently cited loan duration was 30 Year, with 6,047 originations. The 2nd most popular length was 15 Year, with 2,985 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 6,509 $2,125,465,000 $326,542
    $1k-2k 1,313 $386,195,000 $294,132
    $2k-3k 445 $138,075,000 $310,281
    $5k+ 342 $137,180,000 $401,111
    $3k-4k 287 $88,555,000 $308,554
    $4k-5k 203 $63,675,000 $313,670

    American Internet Mortgage's average total fees were $3,320, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,509 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 5,088 $1,685,620,000 $331,293
    <2.5% 4,428 $1,363,140,000 $307,846
    3-4% 1,532 $395,890,000 $258,414
    4-5% 9 $645,000 $71,667

    During 2021, American Internet Mortgage's average interest rate for loans was 2.88%, while their most frequently originated rate bucket for loans was 2.5-3%, with 5,088 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,343 $1,805,495,000 $284,644 $3,068 2.58%
    $100k-200k 2,174 $345,570,000 $158,956 $2,821 2.81%
    $400k-600k 2,128 $1,018,870,000 $478,792 $3,445 2.63%
    $600k-1MM 346 $248,980,000 $719,595 $4,285 2.80%
    $100,000 or less 47 $3,905,000 $83,085 $2,666 3.66%
    $1MM+ 19 $22,475,000 $1,182,895 $10,107 2.72%

    2021 saw American Internet Mortgage place emphasis on $200k-400k loans with 6,343 originations, totaling $1,805,495,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,620 $1,118,940,000 $309,099 $3,120 2.62%
    $150k-250k 2,942 $1,060,810,000 $360,574 $3,262 2.62%
    $75k-100k 1,778 $484,640,000 $272,576 $3,070 2.63%
    $50k-75k 1,347 $311,205,000 $231,036 $3,008 2.69%
    $250k+ 932 $386,860,000 $415,086 $3,726 2.70%
    $50k or less 438 $82,840,000 $189,132 $2,941 2.81%

    American Internet Mortgage lent most frequently to those with incomes in the $100k-150k range, with 3,620 originations. The second most popular income band? $150k-250k, with 2,942 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,951 $893,745,000 $302,862 $3,052 2.57%
    30-36% 2,216 $713,510,000 $321,981 $3,252 2.65%
    <20% 1,135 $319,855,000 $281,811 $2,972 2.56%
    40% 405 $127,525,000 $314,877 $3,418 2.71%
    36% 398 $127,790,000 $321,080 $3,254 2.68%
    42% 372 $117,280,000 $315,269 $3,309 2.73%
    38% 371 $120,645,000 $325,189 $3,356 2.66%
    41% 364 $111,180,000 $305,440 $3,169 2.70%
    43% 358 $113,390,000 $316,732 $3,179 2.73%
    37% 355 $113,225,000 $318,944 $3,051 2.65%
    39% 355 $115,295,000 $324,775 $3,105 2.70%
    44% 350 $115,360,000 $329,600 $3,297 2.75%
    49% 329 $105,825,000 $321,657 $3,341 2.73%
    48% 307 $96,415,000 $314,055 $3,367 2.78%
    47% 272 $90,100,000 $331,250 $3,124 2.77%
    45% 259 $81,645,000 $315,232 $3,344 2.75%
    46% 254 $80,710,000 $317,756 $3,190 2.73%
    50-60% 6 $1,800,000 $300,000 $3,076 2.69%

    American Internet Mortgage lent most frequently to those with DTI ratios of 20-30%, with 2,951 originations. The next most common DTI ratio? 30-36%, with 2,216 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,485 $1,997,945,000 $308,087 $3,205 2.62%
    Not provided 2,558 $806,050,000 $315,109 $3,079 2.70%
    Asian 1,127 $371,295,000 $329,454 $3,145 2.66%
    Asian Indian 286 $87,480,000 $305,874 $2,861 2.71%
    Black 259 $76,325,000 $294,691 $3,348 2.71%
    American Indian 84 $23,380,000 $278,333 $2,997 2.61%
    Chinese 62 $20,060,000 $323,548 $2,841 2.70%
    Other Asian 48 $14,250,000 $296,875 $2,854 2.54%
    Filipino 41 $12,935,000 $315,488 $2,732 2.60%
    Vietnamese 40 $12,140,000 $303,500 $2,907 2.65%
    Korean 28 $10,910,000 $389,643 $3,306 2.62%
    Japanese 18 $5,580,000 $310,000 $2,728 2.57%
    Native Hawaiian or Islander 10 $3,600,000 $360,000 $3,143 2.84%
    Other Pacific Islander 7 $1,915,000 $273,571 $2,921 2.79%
    Samoan 3 $1,045,000 $348,333 $3,551 2.63%
    Native Hawaiian 1 $385,000 $385,000 $0 3.50%

    Approval Rates

    Total approvals of all applications
    85.05%

    American Internet Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    73.26%

    American Internet Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 11,057 $3,445,295,000 $311,594

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    11,057 $3,445,295,000 $311,594

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,571 $423,765,000 $269,742 $2,882 2.49%
    40-60% 3,806 $1,190,770,000 $312,867 $2,986 2.56%
    60-80% 4,984 $1,611,090,000 $323,252 $3,346 2.76%
    80-100% 586 $194,650,000 $332,167 $3,616 2.71%
    Over 100% 1 $215,000 $215,000 $10,708 2.38%
    Under 20% 109 $24,805,000 $227,569 $2,752 2.51%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    AMERICAN INTERNET MORTGAGE Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 18.8%
    AMERICAN INTERNET MORTGAGE Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.3%
    AMERICAN INTERNET MORTGAGE Conventional home mortgage Trouble during payment process 8 50.0%
    AMERICAN INTERNET MORTGAGE Conventional home mortgage Struggling to pay mortgage 1 6.3%
    AMERICAN INTERNET MORTGAGE Conventional home mortgage Closing on a mortgage 3 18.8%