Susanville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Susanville averaged 6.71% for the week of 2022-12-01, compared to the national average of 6.49% for the same period.

    The average rate for the prior week (2022-11-23) was 7% and one month ago for the week of 2022-10-27, the average rate was 7.3%.

    Susanville's average rate one year ago was 3.21%.

    For refis of the same type during the week of 2022-12-01, the average rate was 6.67%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-12-01 6.49%
    Susanville 30 Year Fixed Rate 2022-12-01 6.71%
    Susanville 30 Year Fixed Rate Refi 2022-12-01 6.67%
    Susanville 15 Year Fixed Rate 2022-12-01 6.01%
    Susanville 15 Year Fixed Rate Refi 2022-12-01 6.17%
    Susanville 30 Year FHA 2022-12-01 6.86%
    Susanville 30 Year FHA Refi 2022-12-01 6.44%
    Susanville 30 Year USDA 2022-12-01 6.47%
    Susanville 30 Year USDA Refi 2022-12-01 6.42%
    Susanville 30 Year VA 2022-12-01 6.34%
    Susanville 30 Year VA Refi 2022-12-01 6.27%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Susanville, CA.

    Susanville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Susanville, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    AXIA FINANCIAL, LLC 62 3.36% $4,896
    QUICKEN LOANS, LLC 53 3.04% $4,982
    AMERICAN PACIFIC MORTGAGE CORPORATION 26 3.16% $5,054
    SUMMIT FUNDING, INC. 22 3.38% $5,736
    UNITED WHOLESALE MORTGAGE, LLC 15 3.08% $4,555
    HOME POINT FINANCIAL CORPORATION 13 3.01% $4,472
    LOANDEPOT.COM, LLC 13 2.99% $4,305
    Wells Fargo Bank 8 3.22% $3,327
    Sierra Central Credit Union 7 3.09% $3,974
    GUILD MORTGAGE COMPANY 7 3.39% $4,926
    Mr. Cooper ( Nationstar Mortgage ) 6 3.71% $5,254
    CALIBER HOME LOANS, INC. 6 2.98% $4,691
    Tri Counties Bank 6 3.31% $3,022
    U.S. Bank 5 3.17% $2,860
    PENNYMAC LOAN SERVICES, LLC 5 3.07% $5,055
    Sierra Pacific Mortgage Company, Inc. 4 3.22% $4,131
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 3.16% $4,536
    THE GOLDEN 1 4 3.19% $4,470
    NAVY FEDERAL CREDIT UNION 4 3.84% $4,892
    Flagstar Bank, FSB 4 2.90% $4,227
    FREEDOM MORTGAGE CORPORATION 4 3.41% $2,720
    AMERISAVE MORTGAGE CORPORATION 3 2.79% $4,255
    MOVEMENT MORTGAGE, LLC 3 3.12% $4,185
    CROSSCOUNTRY MORTGAGE, LLC 3 3.24% $7,009
    NEWREZ LLC 3 3.08% $4,976
    BROKER SOLUTIONS, INC. 3 3.50% $5,058
    FINANCE OF AMERICA MORTGAGE LLC 3 3.17% $4,225
    MEMBER FIRST MORTGAGE, LLC 3 3.21% $3,370
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 2.83% $3,236
    CELEBRITY HOME LOANS, LLC 3 3.63% $3,756
    MOUNTAIN WEST FINANCIAL, INC. 3 3.00% $3,731
    Commerce Home Mortgage, Inc. 2 3.18% $3,780
    Hometown Lenders, Inc. 2 3.50% $4,510
    North American Savings Bank, F.S.B. 2 2.88% $2,400
    Watermark Capital, Inc. 2 2.68% $4,238
    LAKEVIEW LOAN SERVICING, LLC 2 3.75% $5,697
    Carrington Mortgage Services, LLC 2 3.38% $4,566
    PREMIA MORTGAGE, LLC 1 2.75% $8,496
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.25% $5,594
    RANLIFE, INC. 1 4.38% $3,476
    ROYAL UNITED MORTGAGE LLC 1 3.25% $3,623
    SOFI LENDING CORP. 1 3.00% $3,521
    SPRING EQ, LLC 1 2.88% $0
    The Federal Savings Bank 1 3.50% $7,539
    UNION HOME MORTGAGE CORP. 1 3.75% $5,614
    UNITED 1 2.88% $3,218
    ACADEMY MORTGAGE CORPORATION 1 3.38% $3,906
    Zions Bancorporation, N.A. 1 3.38% $4,175
    AMERICAN FINANCIAL NETWORK, INC. 1 4.38% $4,921
    AMERICAN FINANCING CORPORATION 1 3.38% $2,328
    Bank of England 1 3.50% $5,720
    BETTER MORTGAGE CORPORATION 1 3.38% $3,565
    CHURCHILL MORTGAGE CORPORATION 1 3.75% $3,836
    Citizens Bank 1 3.25% $2,564
    CLEARPATH LENDING 1 2.88% $6,278
    ENVOY MORTGAGE, LTD 1 2.88% $5,683
    FBC MORTGAGE, LLC 1 2.88% $4,713
    First Bank 1 3.13% $3,589
    FirstBank 1 2.88% $3,730
    Fremont Bank 1 3.38% $2,687
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.99% $3,670
    GUARANTEED RATE AFFINITY, LLC 1 3.50% $4,052
    GUARANTEED RATE, INC. 1 3.25% $3,616
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 4.63% $4,748
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.75% $3,794
    HOMESIDE FINANCIAL, LLC 1 3.25% $3,034
    INFINITY EQUITY GROUP, INC. 1 2.50% $3,501
    INTELLILOAN, INC. 1 3.13% $5,668
    InterContinental Capital Group, Inc 1 2.88% $4,418
    JPMorgan Chase Bank 1 2.88% $4,102
    Kwik Mortgage Corporation 1 2.75% $2,020
    LENDUS, LLC 1 4.25% $3,876
    LOANPAL, LLC 1 2.99% $5,655
    MANN FINANCIAL INC. 1 3.50% $4,699
    MASON MCDUFFIE MORTGAGE CORPORATION 1 3.00% $4,473
    MEGA CAPITAL FUNDING, INC. 1 2.88% $2,366
    MEGASTAR FINANCIAL CORP. 1 3.25% $3,977
    MUTUAL OF OMAHA MORTGAGE, INC. 1 3.75% $4,116
    NATIONS DIRECT MORTGAGE, LLC 1 3.99% $3,722
    NETWORK CAPITAL FUNDING CORPORATION 1 3.25% $1,020
    NEW DAY FINANCIAL, LLC 1 2.50% $3,736
    Operating Engineers Local Union #3 1 2.88% $3,507
    Paramount Residential Mortgage Group, Inc. 1 2.75% $2,555
    PLANET HOME LENDING, LLC 1 2.88% $3,493

    Susanville Average Closing Costs & Other Stats

    Susanville, CA's 84 lenders originated 989 loans during 2021. The total origination value was $197,745,000, with an average loan value of $199,944.

    Susanville's average closing costs are $5,598.

    The top Susanville lender as defined by loan originations is AXIA FINANCIAL, LLC, with 62 loans originated. Their average total fees are $4,896, which is $86 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Susanville lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC ($4,305), HOME POINT FINANCIAL CORPORATION ($4,472), UNITED WHOLESALE MORTGAGE, LLC ($4,555), AXIA FINANCIAL, LLC ($4,896) and QUICKEN LOANS, LLC ($4,982).

    The lowest rate Susanville lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (2.99%), HOME POINT FINANCIAL CORPORATION (3.01%), QUICKEN LOANS, LLC (3.04%), UNITED WHOLESALE MORTGAGE, LLC (3.08%) and AMERICAN PACIFIC MORTGAGE CORPORATION (3.16%).

    Susanville, CA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    AXIA FINANCIAL, LLC $27,775,000 $35,530,000 27.9% 18.0%
    QUICKEN LOANS, LLC $22,285,000 $21,700,000 -2.6% 11.0%
    SUMMIT FUNDING, INC. $17,205,000 $13,865,000 -19.4% 7.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $13,975,000 $12,715,000 -9.0% 6.4%
    FREEDOM MORTGAGE CORPORATION $12,855,000 $11,810,000 -8.1% 6.0%
    UNITED WHOLESALE MORTGAGE, LLC $6,415,000 $6,315,000 -1.6% 3.2%
    LOANDEPOT.COM, LLC $2,565,000 $5,660,000 120.7% 2.9%
    PENNYMAC LOAN SERVICES, LLC $2,285,000 $4,570,000 100.0% 2.3%
    HOME POINT FINANCIAL CORPORATION $2,210,000 $4,040,000 82.8% 2.0%
    Wells Fargo Bank $2,995,000 $3,790,000 26.5% 1.9%
    Mortgage Research Center, LLC $2,245,000 $3,410,000 51.9% 1.7%
    U.S. Bank $2,605,000 $3,410,000 30.9% 1.7%
    GUILD MORTGAGE COMPANY $3,115,000 $3,395,000 9.0% 1.7%
    NAVY FEDERAL CREDIT UNION $920,000 $3,250,000 253.3% 1.6%
    CALIBER HOME LOANS, INC. $3,520,000 $3,125,000 -11.2% 1.6%
    Mr. Cooper ( Nationstar Mortgage ) $4,130,000 $3,060,000 -25.9% 1.5%
    NEWREZ LLC $2,045,000 $2,920,000 42.8% 1.5%
    Sierra Central Credit Union $3,925,000 $2,815,000 -28.3% 1.4%
    THE GOLDEN 1 $3,530,000 $2,765,000 -21.7% 1.4%
    LAKEVIEW LOAN SERVICING, LLC $1,520,000 $2,415,000 58.9% 1.2%
    AMERISAVE MORTGAGE CORPORATION $1,615,000 $2,065,000 27.9% 1.0%
    BROKER SOLUTIONS, INC. $1,695,000 $2,005,000 18.3% 1.0%
    VILLAGE CAPITAL & INVESTMENT LLC $925,000 $1,980,000 114.1% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,900,000 $1,815,000 -53.5% 0.9%
    SUN WEST MORTGAGE COMPANY, INC. $1,650,000 $1,395,000 -15.5% 0.7%
    Flagstar Bank, FSB $865,000 $1,375,000 59.0% 0.7%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,205,000 $1,320,000 9.5% 0.7%
    MOVEMENT MORTGAGE, LLC $1,060,000 $1,290,000 21.7% 0.7%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $225,000 $1,255,000 457.8% 0.6%
    The Federal Savings Bank $480,000 $1,255,000 161.5% 0.6%
    InterContinental Capital Group, Inc $825,000 $1,000,000 21.2% 0.5%
    USAA Federal Savings Bank $1,370,000 $985,000 -28.1% 0.5%
    Carrington Mortgage Services, LLC $795,000 $970,000 22.0% 0.5%
    AmeriHome Mortgage Company, LLC $475,000 $920,000 93.7% 0.5%
    Tri Counties Bank $2,090,000 $915,000 -56.2% 0.5%
    Sierra Pacific Mortgage Company, Inc. $495,000 $835,000 68.7% 0.4%
    PLANET HOME LENDING, LLC $1,395,000 $805,000 -42.3% 0.4%
    MEMBER FIRST MORTGAGE, LLC $55,000 $785,000 1,327.3% 0.4%
    First Guaranty Mortgage Corporation $1,050,000 $780,000 -25.7% 0.4%
    JPMorgan Chase Bank $2,235,000 $770,000 -65.5% 0.4%
    CELEBRITY HOME LOANS, LLC $245,000 $765,000 212.2% 0.4%
    Commerce Home Mortgage, Inc. $850,000 $760,000 -10.6% 0.4%
    BETTER MORTGAGE CORPORATION $450,000 $755,000 67.8% 0.4%
    FINANCE OF AMERICA MORTGAGE LLC $1,230,000 $745,000 -39.4% 0.4%
    NATIONS DIRECT MORTGAGE, LLC $145,000 $745,000 413.8% 0.4%
    CLEARPATH LENDING $380,000 $680,000 78.9% 0.3%
    Watermark Capital, Inc. $645,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $615,000 $635,000 3.3% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $705,000 $620,000 -12.1% 0.3%
    LADERA LENDING, INC. $590,000 n/a 0.3%
    Hometown Lenders, Inc. $585,000 n/a 0.3%
    Paramount Residential Mortgage Group, Inc. $225,000 $560,000 148.9% 0.3%
    PENTAGON FEDERAL CREDIT UNION $235,000 $500,000 112.8% 0.3%
    LIBERTY HOME MORTGAGE CORPORATION $480,000 n/a 0.2%
    Bank of England $275,000 $455,000 65.5% 0.2%
    North American Savings Bank, F.S.B. $105,000 $450,000 328.6% 0.2%
    LENOX FINANCIAL MORTGAGE CORPORATION $395,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $385,000 n/a 0.2%
    MORTGAGEONE, INC. $375,000 n/a 0.2%
    SPRING EQ, LLC $75,000 $375,000 400.0% 0.2%
    Fremont Bank $295,000 $355,000 20.3% 0.2%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $325,000 n/a 0.2%
    Kwik Mortgage Corporation $325,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $165,000 $320,000 93.9% 0.2%
    MOUNTAIN WEST FINANCIAL, INC. $545,000 $315,000 -42.2% 0.2%
    INTELLILOAN, INC. $300,000 n/a 0.2%
    FirstBank $245,000 $295,000 20.4% 0.1%
    INFINITY EQUITY GROUP, INC. $285,000 n/a 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $275,000 $265,000 -3.6% 0.1%
    HomePromise Corporation $265,000 n/a 0.1%
    ALAMEDA MORTGAGE CORPORATION $255,000 n/a 0.1%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $255,000 n/a 0.1%
    Cornerstone First Mortgage, Inc $410,000 $235,000 -42.7% 0.1%
    ENVOY MORTGAGE, LTD $175,000 $235,000 34.3% 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $325,000 $235,000 -27.7% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $265,000 $235,000 -11.3% 0.1%
    ISERVE RESIDENTIAL LENDING, LLC $225,000 n/a 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $215,000 $215,000 0.0% 0.1%
    Strong Home Mortgage, LLC $235,000 $215,000 -8.5% 0.1%
    Zions Bancorporation, N.A. $215,000 n/a 0.1%
    MANN FINANCIAL INC. $235,000 $205,000 -12.8% 0.1%
    MASON MCDUFFIE MORTGAGE CORPORATION $165,000 $205,000 24.2% 0.1%
    PREMIA MORTGAGE, LLC $205,000 n/a 0.1%
    SCHOOLSFIRST $205,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $370,000 $200,000 -45.9% 0.1%
    ALL WESTERN MORTGAGE, INC. $195,000 n/a 0.1%
    MEGA CAPITAL FUNDING, INC. $195,000 n/a 0.1%
    Nations Lending Corporation $565,000 $195,000 -65.5% 0.1%
    Bank of America $535,000 $190,000 -64.5% 0.1%
    FBC MORTGAGE, LLC $275,000 $185,000 -32.7% 0.1%
    Low VA Rates, LLC $155,000 $185,000 19.4% 0.1%
    Operating Engineers Local Union #3 $185,000 n/a 0.1%
    SOFI LENDING CORP. $185,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $175,000 n/a 0.1%
    UNITED $170,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $615,000 $165,000 -73.2% 0.1%
    Citizens Bank $155,000 n/a 0.1%
    LOANPAL, LLC $430,000 $155,000 -64.0% 0.1%
    Manufacturers and Traders Trust Company $155,000 n/a 0.1%
    Franklin Loan Corporation $145,000 n/a 0.1%
    RANLIFE, INC. $195,000 $145,000 -25.6% 0.1%
    BAY EQUITY LLC $135,000 n/a 0.1%
    First Bank $145,000 $135,000 -6.9% 0.1%
    HOMESIDE FINANCIAL, LLC $135,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $130,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $125,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $125,000 n/a 0.1%
    Chickasaw Community Bank $115,000 n/a 0.1%
    LENDUS, LLC $115,000 n/a 0.1%
    MEGASTAR FINANCIAL CORP. $115,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $215,000 $105,000 -51.2% 0.1%
    ROYAL UNITED MORTGAGE LLC $105,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $340,000 $100,000 -70.6% 0.1%
    GUARANTEED RATE, INC. $540,000 $95,000 -82.4% 0.0%
    PNC Bank $245,000 $95,000 -61.2% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $920,000 $85,000 -90.8% 0.0%
    AMERICAN ADVISORS GROUP $35,000 $75,000 114.3% 0.0%
    AMERICAN FINANCIAL NETWORK, INC. $1,225,000 $75,000 -93.9% 0.0%
    Discover Bank $65,000 n/a 0.0%
    PHH Mortgage Corporation $265,000 $65,000 -75.5% 0.0%

    Susanville's top lender by overall market share is AXIA FINANCIAL, LLC, with 18.0% market share. In second place, with 11.0%, is QUICKEN LOANS, LLC, having originated $21,700,000 in loans. In third place, with 7.0%, is SUMMIT FUNDING, INC., having originated $13,865,000 in loans. In fourth place, with 6.4%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $12,715,000 in loans. In fifth place, with 6.0%, is FREEDOM MORTGAGE CORPORATION, having originated $11,810,000 in loans.

    Susanville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $195,975 (-12.8%) $394,352 (-26.8%) 0.00 142
    2018-02-01 $199,450 (-17.7%) $399,973 (-31.0%) 0.00 145
    2018-03-01 $224,700 (-11.4%) $411,282 (-25.4%) 0.00 150
    2018-04-01 $224,900 (-2.2%) $403,205 (-16.1%) 0.00 165
    2018-05-01 $230,700 (5.2%) $427,248 (1.9%) 0.00 181
    2018-06-01 $239,900 (4.6%) $409,113 (-1.6%) 0.00 201
    2018-07-01 $245,000 (3.4%) $396,204 (-14.2%) 0.00 223
    2018-08-01 $245,000 (6.8%) $393,046 (-14.3%) 0.00 217
    2018-09-01 $235,000 (6.8%) $308,358 (-30.3%) 0.00 221
    2018-10-01 $227,000 (7.0%) $298,774 (-31.7%) 0.00 210
    2018-11-01 $215,000 (0.1%) $296,991 (-23.0%) 0.00 187
    2018-12-01 $220,000 (10.6%) $305,846 (-23.0%) 0.00 164
    2019-01-01 $230,225 (17.5%) $332,604 (-15.7%) 0.00 135
    2019-02-01 $232,450 (16.6%) $375,669 (-6.1%) 0.00 138
    2019-03-01 $223,757 (-0.4%) $366,823 (-10.8%) 0.00 140
    2019-04-01 $227,532 (1.2%) $356,897 (-11.5%) 0.00 145
    2019-05-01 $239,900 (4.0%) $387,282 (-9.4%) 0.00 169
    2019-06-01 $244,925 (2.1%) $362,020 (-11.5%) 0.00 183
    2019-07-01 $243,675 (-0.5%) $388,142 (-2.0%) 0.00 196
    2019-08-01 $244,236 (-0.3%) $371,869 (-5.4%) 0.00 200
    2019-09-01 $246,916 (5.1%) $344,604 (11.8%) 0.00 209
    2019-10-01 $249,250 (9.8%) $324,962 (8.8%) 0.00 210
    2019-11-01 $249,000 (15.8%) $322,867 (8.7%) 0.00 193
    2019-12-01 $248,175 (12.8%) $331,918 (8.5%) 0.00 169
    2020-01-01 $233,000 (1.2%) $302,861 (-8.9%) 0.00 148
    2020-02-01 $219,000 (-5.8%) $284,148 (-24.4%) 0.00 137
    2020-03-01 $224,625 (0.4%) $288,085 (-21.5%) 0.00 148
    2020-04-01 $233,500 (2.6%) $290,816 (-18.5%) 0.00 155
    2020-05-01 $249,950 (4.2%) $307,194 (-20.7%) 0.00 135
    2020-06-01 $275,500 (12.5%) $347,022 (-4.1%) 0.00 126
    2020-07-01 $269,800 (10.7%) $415,025 (6.9%) 0.00 120
    2020-08-01 $249,000 (2.0%) $423,907 (14.0%) 0.00 106
    2020-09-01 $263,450 (6.7%) $448,966 (30.3%) 0.00 108
    2020-10-01 $260,000 (4.3%) $459,440 (41.4%) 0.00 99
    2020-11-01 $252,500 (1.4%) $488,489 (51.3%) 0.00 90
    2020-12-01 $241,725 (-2.6%) $473,813 (42.8%) 0.00 87
    2021-01-01 $269,000 (15.5%) $539,016 (78.0%) 0.00 69
    2021-02-01 $273,738 (25.0%) $606,306 (113.4%) 0.00 58
    2021-03-01 $237,425 (5.7%) $579,264 (101.1%) 0.00 61
    2021-04-01 $264,000 (13.1%) $531,341 (82.7%) 0.00 79
    2021-05-01 $274,000 (9.6%) $450,277 (46.6%) 0.00 126
    2021-06-01 $294,750 (7.0%) $468,901 (35.1%) 0.00 116
    2021-07-01 $310,000 (14.9%) $496,072 (19.5%) 0.00 121
    2021-08-01 $339,925 (36.5%) $527,806 (24.5%) 0.00 117
    2021-09-01 $342,450 (30.0%) $498,498 (11.0%) 0.00 117
    2021-10-01 $329,450 (26.7%) $428,173 (-6.8%) 0.00 108
    2021-11-01 $314,500 (24.6%) $454,809 (-6.9%) 0.00 106
    2021-12-01 $307,500 (27.2%) $444,352 (-6.2%) 0.00 107
    2022-01-01 $305,000 (13.4%) $407,398 (-24.4%) 0.00 85
    2022-02-01 $323,475 (18.2%) $447,930 (-26.1%) 0.00 66
    2022-03-01 $346,225 (45.8%) $532,484 (-8.1%) 0.00 75
    2022-04-01 $322,500 (22.2%) $527,010 (-0.8%) 0.00 74
    2022-05-01 $327,450 (19.5%) $486,322 (8.0%) 0.00 95
    2022-06-01 $310,000 (5.2%) $383,610 (-18.2%) 0.00 110
    2022-07-01 $324,900 (4.8%) $391,940 (-21.0%) 0.00 110
    2022-08-01 $306,975 (-9.7%) $393,885 (-25.4%) 0.00 116
    2022-09-01 $310,750 (-9.3%) $387,281 (-22.3%) 0.00 114
    2022-10-01 $299,999 (-8.9%) $372,649 (-13.0%) 0.00 124
    2022-11-01 $295,000 (-6.2%) $330,035 (-27.4%) 0.00 119
    Susanville's median listing price for 2022-11-01 was $295,000, a difference of $-19,500 (-6.2%) versus the prior year and $-4,999 versus the prior month.

    Susanville's median listing price comes in at 0% of the national average.

    Susanville's average listing price for 2022-11-01 was $330,035, a difference of $-124,774 (-27.4%) versus the prior year and $-42,614 versus the prior month.

    For the 2022-11-01 period, Susanville had 119 MLS listings, a difference of -5 listings (-4%) versus the prior month and 13 listings (12%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,497 sqft
    2018-02-01 0 days 1,501 sqft
    2018-03-01 0 days 1,502 sqft
    2018-04-01 0 days 1,544 sqft
    2018-05-01 0 days 1,572 sqft
    2018-06-01 0 days 1,613 sqft
    2018-07-01 0 days 1,619 sqft
    2018-08-01 0 days 1,628 sqft
    2018-09-01 0 days 1,621 sqft
    2018-10-01 0 days 1,606 sqft
    2018-11-01 0 days 1,603 sqft
    2018-12-01 0 days 1,572 sqft
    2019-01-01 0 days 1,573 sqft
    2019-02-01 0 days 1,569 sqft
    2019-03-01 0 days 1,597 sqft
    2019-04-01 0 days 1,633 sqft
    2019-05-01 0 days 1,640 sqft
    2019-06-01 0 days 1,652 sqft
    2019-07-01 0 days 1,663 sqft
    2019-08-01 0 days 1,670 sqft
    2019-09-01 0 days 1,659 sqft
    2019-10-01 0 days 1,645 sqft
    2019-11-01 0 days 1,636 sqft
    2019-12-01 0 days 1,578 sqft
    2020-01-01 0 days 1,526 sqft
    2020-02-01 0 days 1,465 sqft
    2020-03-01 0 days 1,477 sqft
    2020-04-01 0 days 1,513 sqft
    2020-05-01 0 days 1,580 sqft
    2020-06-01 0 days 1,677 sqft
    2020-07-01 0 days 1,706 sqft
    2020-08-01 0 days 1,580 sqft
    2020-09-01 0 days 1,617 sqft
    2020-10-01 0 days 1,554 sqft
    2020-11-01 0 days 1,631 sqft
    2020-12-01 0 days 1,641 sqft
    2021-01-01 0 days 1,603 sqft
    2021-02-01 0 days 1,612 sqft
    2021-03-01 0 days 1,500 sqft
    2021-04-01 0 days 1,545 sqft
    2021-05-01 0 days 1,656 sqft
    2021-06-01 0 days 1,811 sqft
    2021-07-01 0 days 1,847 sqft
    2021-08-01 0 days 1,864 sqft
    2021-09-01 0 days 1,857 sqft
    2021-10-01 0 days 1,849 sqft
    2021-11-01 0 days 1,788 sqft
    2021-12-01 0 days 1,732 sqft
    2022-01-01 0 days 1,669 sqft
    2022-02-01 0 days 1,720 sqft
    2022-03-01 0 days 1,792 sqft
    2022-04-01 0 days 1,760 sqft
    2022-05-01 0 days 1,735 sqft
    2022-06-01 0 days 1,673 sqft
    2022-07-01 0 days 1,646 sqft
    2022-08-01 0 days 1,573 sqft
    2022-09-01 0 days 1,604 sqft
    2022-10-01 0 days 1,620 sqft
    2022-11-01 0 days 1,579 sqft
    Susanville's median listing age (time on market) for 2022-11-01 was 0 days.

    Susanville's median square footage for active listings during the 2022-11-01 period was 1,579 sqft. One year prior, the average listing was 1,788 sqft.

    Susanville, CA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Refi 459 $89,055,000 $194,020
    Home Purchase 372 $80,600,000 $216,667
    Cash Out Refi 135 $25,965,000 $192,333
    Home Improvement 13 $1,225,000 $94,231
    Other 10 $900,000 $90,000

    Susanville's most frequently cited loan purpose was Refi, with 459 originations. The 2nd most popular reason was Home Purchase, with 372 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 383 $77,385,000 $202,050
    3-4% 364 $71,560,000 $196,593
    <2.5% 180 $38,660,000 $214,778
    4-5% 48 $9,110,000 $189,792
    5-6% 8 $510,000 $63,750
    Over 8% 2 $120,000 $60,000
    6-7% 1 $45,000 $45,000

    During 2021, Susanville's most frequently originated rate bucket was 2.5-3%, with 383 originations.

    Loan Sizing (Susanville, CA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 444 $67,640,000 $152,342
    $200k-400k 418 $110,340,000 $263,971
    $100,000 or less 99 $6,935,000 $70,051
    $400k-600k 28 $12,830,000 $458,214

    Susanville's loan sizing saw the bucket of loans from $100k-200k with 444 originations, totaling $67,640,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 401 $86,565,000 $215,873
    60-80% 323 $66,065,000 $204,536
    40-60% 121 $20,035,000 $165,579
    20-40% 37 $4,325,000 $116,892
    Under 20% 20 $630,000 $31,500
    Over 100% 16 $4,990,000 $311,875

    Susanville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 401 originations, totaling $86,565,000 in origination value.