Susanville Mortgage Rates & Closing Costs

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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Susanville averaged 6.77% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.48% and one month ago for the week of 2025-02-27, the average rate was 6.89%.

    Susanville's average rate one year ago was 7.02%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.74%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Susanville 30 Year Fixed Rate 2025-04-03 6.77%
    Susanville 30 Year Fixed Rate Refi 2025-04-03 6.74%
    Susanville 15 Year Fixed Rate 2025-04-03 6.02%
    Susanville 15 Year Fixed Rate Refi 2025-04-03 6.02%
    Susanville 30 Year FHA 2025-04-03 6.26%
    Susanville 30 Year FHA Refi 2025-04-03 6.06%
    Susanville 30 Year USDA 2025-04-03 6.32%
    Susanville 30 Year USDA Refi 2025-04-03 6.22%
    Susanville 30 Year VA 2025-04-03 6.16%
    Susanville 30 Year VA Refi 2025-04-03 5.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Susanville, CA.

    Susanville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Susanville, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 14 6.76% $6,371
    AXIA FINANCIAL, LLC 9 7.08% $7,437
    CROSSCOUNTRY MORTGAGE, LLC 7 7.31% $9,341
    SUMMIT FUNDING, INC. 7 6.96% $7,968
    INFINITY EQUITY GROUP, INC. 6 7.10% $7,477
    UNITED WHOLESALE MORTGAGE, LLC 6 6.69% $7,100
    PLANET HOME LENDING, LLC 5 6.55% $7,006
    AMERICAN PACIFIC MORTGAGE CORPORATION 4 6.72% $9,245
    Wells Fargo Bank 3 6.21% $6,617
    Tri Counties Bank 3 6.71% $3,752
    Umpqua Bank 2 6.94% $8,446
    LOANDEPOT.COM, LLC 2 6.75% $6,672
    THE GOLDEN 1 2 7.25% $3,592
    MOVEMENT MORTGAGE, LLC 2 6.88% $5,973
    Mr. Cooper ( Nationstar Mortgage ) 2 6.93% $10,220
    FREEDOM MORTGAGE CORPORATION 2 7.88% $8,885
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.88% $6,731
    Commerce Home Mortgage, Inc. 1 6.88% $11,591
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.25% $4,282
    GENEVA FINANCIAL, LLC 1 6.50% $8,258
    SCHOOLSFIRST 1 6.75% $4,063
    Sierra Pacific Mortgage Company, Inc. 1 7.13% $4,268
    CHURCHILL MORTGAGE CORPORATION 1 5.99% $15,322
    The Loan Store, Inc. 1 7.13% $5,296
    BROKER SOLUTIONS, INC. 1 7.38% $6,912
    Century Mortgage Company DBA Century Lending Company 1 6.88% $4,599
    USAA Federal Savings Bank 1 6.13% $4,929
    U.S. Bank 1 5.50% $6,867
    Watermark Capital, Inc. 1 5.88% $5,797
    CMG MORTGAGE, INC. 1 6.38% $7,199
    Flagstar Bank, FSB 1 6.13% $5,333
    JPMorgan Chase Bank 1 7.38% $4,983
    NBKC BANK 1 6.13% $4,249
    NexBank 1 7.13% $5,069
    OCMBC, INC. 1 1.00% $0

    Susanville Average Closing Costs & Other Stats

    Susanville, CA's 35 lenders originated 306 loans during 2024. The total origination value was $58,760,000, with an average loan value of $192,026.

    Susanville's average closing costs are $6,228.

    The top Susanville lender as defined by loan originations is QUICKEN LOANS, LLC, with 14 loans originated. Their average total fees are $6,371, which is $1,065 lower than the next largest lender, AXIA FINANCIAL, LLC.

    The lowest fee Susanville lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($6,371), .

    The lowest rate Susanville lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.76%), .

    Susanville, CA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    AXIA FINANCIAL, LLC $13,390,000 $6,275,000 -53.1% 10.7%
    QUICKEN LOANS, LLC $4,195,000 $5,570,000 32.8% 9.5%
    UNITED WHOLESALE MORTGAGE, LLC $4,125,000 $4,140,000 0.4% 7.0%
    FREEDOM MORTGAGE CORPORATION $755,000 $3,380,000 347.7% 5.8%
    PLANET HOME LENDING, LLC $3,235,000 n/a 5.5%
    SUMMIT FUNDING, INC. $4,205,000 $3,170,000 -24.6% 5.4%
    CROSSCOUNTRY MORTGAGE, LLC $2,355,000 $2,850,000 21.0% 4.9%
    INFINITY EQUITY GROUP, INC. $2,760,000 n/a 4.7%
    GUILD MORTGAGE COMPANY $1,235,000 $2,600,000 110.5% 4.4%
    Mortgage Research Center, LLC $4,185,000 $2,510,000 -40.0% 4.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $2,065,000 $1,415,000 -31.5% 2.4%
    Umpqua Bank $1,390,000 n/a 2.4%
    CMG MORTGAGE, INC. $615,000 $1,245,000 102.4% 2.1%
    Mr. Cooper ( Nationstar Mortgage ) $520,000 $1,115,000 114.4% 1.9%
    USAA Federal Savings Bank $165,000 $995,000 503.0% 1.7%
    LOANDEPOT.COM, LLC $510,000 $930,000 82.4% 1.6%
    BROKER SOLUTIONS, INC. $305,000 $705,000 131.1% 1.2%
    Tri Counties Bank $375,000 $705,000 88.0% 1.2%
    Wells Fargo Bank $295,000 $700,000 137.3% 1.2%
    THE GOLDEN 1 $1,105,000 $675,000 -38.9% 1.1%
    VILLAGE CAPITAL MORTGAGE $185,000 $660,000 256.8% 1.1%
    NAVY FEDERAL CREDIT UNION $770,000 $580,000 -24.7% 1.0%
    MOVEMENT MORTGAGE, LLC $145,000 $490,000 237.9% 0.8%
    The Loan Store, Inc. $910,000 $490,000 -46.2% 0.8%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $480,000 n/a 0.8%
    CHURCHILL MORTGAGE CORPORATION $465,000 n/a 0.8%
    Sierra Central Credit Union $970,000 $450,000 -53.6% 0.8%
    PLAZA HOME MORTGAGE, INC. $445,000 n/a 0.8%
    NOVA FINANCIAL & INVESTMENT CORPORATION $405,000 n/a 0.7%
    Figure Lending LLC $395,000 n/a 0.7%
    SCHOOLSFIRST $330,000 n/a 0.6%
    U.S. Bank $1,455,000 $330,000 -77.3% 0.6%
    OCMBC, INC. $310,000 n/a 0.5%
    GARDNER FINANCIAL SERVICES, LTD. $305,000 n/a 0.5%
    FIRST COLONY MORTGAGE CORPORATION $145,000 $295,000 103.4% 0.5%
    SPRING EQ, LLC $55,000 $295,000 436.4% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $775,000 $285,000 -63.2% 0.5%
    GUARANTEED RATE, INC. $125,000 $275,000 120.0% 0.5%
    OCEANSIDE MORTGAGE COMPANY $265,000 $275,000 3.8% 0.5%
    AMERISAVE MORTGAGE CORPORATION $135,000 $270,000 100.0% 0.5%
    JPMorgan Chase Bank $265,000 n/a 0.5%
    Watermark Capital, Inc. $255,000 n/a 0.4%
    Century Mortgage Company DBA Century Lending Company $225,000 n/a 0.4%
    Commerce Home Mortgage, Inc. $1,000,000 $225,000 -77.5% 0.4%
    PROVIDENT FUNDING ASSOCIATES, L.P. $225,000 n/a 0.4%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $115,000 $205,000 78.3% 0.3%
    NBKC BANK $205,000 $205,000 0.0% 0.3%
    PNC Bank $85,000 $205,000 141.2% 0.3%
    Flagstar Bank, FSB $200,000 n/a 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $195,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,095,000 $175,000 -84.0% 0.3%
    Bank of America $445,000 $165,000 -62.9% 0.3%
    Discover Bank $45,000 $165,000 266.7% 0.3%
    GENEVA FINANCIAL, LLC $165,000 n/a 0.3%
    PENNYMAC LOAN SERVICES, LLC $1,255,000 $155,000 -87.6% 0.3%
    TOTAL MORTGAGE SERVICES, LLC $145,000 n/a 0.2%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $125,000 n/a 0.2%
    Coastal Community Bank $120,000 n/a 0.2%
    ALLIANT CREDIT UNION $110,000 n/a 0.2%
    Sierra Pacific Mortgage Company, Inc. $105,000 $105,000 0.0% 0.2%
    San Joaquin Power Employees Credit Union $95,000 n/a 0.2%
    VELOCITY COMMERCIAL CAPITAL, LLC $75,000 n/a 0.1%
    NexBank $65,000 n/a 0.1%
    PACIFIC SERVICE $65,000 $45,000 -30.8% 0.1%
    FINANCE OF AMERICA REVERSE LLC $275,000 $35,000 -87.3% 0.1%

    Susanville's top lender by overall market share is AXIA FINANCIAL, LLC, with 10.7% market share. In second place, with 9.5%, is QUICKEN LOANS, LLC, having originated $5,570,000 in loans. In third place, with 7.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,140,000 in loans. In fourth place, with 5.8%, is FREEDOM MORTGAGE CORPORATION, having originated $3,380,000 in loans. In fifth place, with 5.5%, is PLANET HOME LENDING, LLC, having originated $3,235,000 in loans.

    Susanville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $189,900 (-14.4%) $394,522 (-26.7%) 0.00 140
    2018-02-01 $198,725 (-12.5%) $401,301 (-30.8%) 0.00 142
    2018-03-01 $219,900 (-12.0%) $412,870 (-25.0%) 0.00 147
    2018-04-01 $218,700 (-4.7%) $404,444 (-15.6%) 0.00 162
    2018-05-01 $228,000 (4.2%) $428,735 (2.9%) 0.00 178
    2018-06-01 $239,900 (5.1%) $412,085 (-0.2%) 0.00 197
    2018-07-01 $244,725 (3.3%) $398,909 (-13.9%) 0.00 220
    2018-08-01 $245,000 (6.8%) $394,368 (-14.1%) 0.00 216
    2018-09-01 $235,000 (6.8%) $308,398 (-30.6%) 0.00 220
    2018-10-01 $227,000 (8.7%) $299,367 (-32.0%) 0.00 209
    2018-11-01 $216,000 (2.9%) $298,300 (-22.7%) 0.00 186
    2018-12-01 $224,500 (13.1%) $307,381 (-23.0%) 0.00 163
    2019-01-01 $232,000 (22.2%) $334,720 (-15.2%) 0.00 134
    2019-02-01 $232,450 (17.0%) $378,039 (-5.8%) 0.00 137
    2019-03-01 $224,929 (2.3%) $368,181 (-10.8%) 0.00 139
    2019-04-01 $227,428 (4.0%) $357,066 (-11.7%) 0.00 145
    2019-05-01 $239,900 (5.2%) $387,282 (-9.7%) 0.00 169
    2019-06-01 $244,900 (2.1%) $357,754 (-13.2%) 0.00 182
    2019-07-01 $241,225 (-1.4%) $385,102 (-3.5%) 0.00 195
    2019-08-01 $242,455 (-1.0%) $368,280 (-6.6%) 0.00 199
    2019-09-01 $246,136 (4.7%) $341,037 (10.6%) 0.00 207
    2019-10-01 $249,000 (9.7%) $321,368 (7.4%) 0.00 208
    2019-11-01 $249,000 (15.3%) $321,171 (7.7%) 0.00 191
    2019-12-01 $248,175 (10.6%) $331,918 (8.0%) 0.00 169
    2020-01-01 $233,000 (0.4%) $302,861 (-9.5%) 0.00 148
    2020-02-01 $219,500 (-5.6%) $284,617 (-24.7%) 0.00 137
    2020-03-01 $225,000 (0.0%) $288,549 (-21.6%) 0.00 147
    2020-04-01 $237,000 (4.2%) $291,279 (-18.4%) 0.00 154
    2020-05-01 $249,999 (4.2%) $307,818 (-20.5%) 0.00 134
    2020-06-01 $275,500 (12.5%) $347,022 (-3.0%) 0.00 126
    2020-07-01 $269,800 (11.9%) $415,025 (7.8%) 0.00 120
    2020-08-01 $249,000 (2.7%) $423,907 (15.1%) 0.00 106
    2020-09-01 $263,450 (7.0%) $448,966 (31.7%) 0.00 108
    2020-10-01 $260,000 (4.4%) $459,440 (43.0%) 0.00 99
    2020-11-01 $252,500 (1.4%) $488,489 (52.1%) 0.00 90
    2020-12-01 $241,725 (-2.6%) $473,813 (42.8%) 0.00 87
    2021-01-01 $269,000 (15.5%) $539,016 (78.0%) 0.00 69
    2021-02-01 $273,738 (24.7%) $606,306 (113.0%) 0.00 58
    2021-03-01 $237,425 (5.5%) $579,264 (100.8%) 0.00 61
    2021-04-01 $264,000 (11.4%) $531,341 (82.4%) 0.00 79
    2021-05-01 $274,000 (9.6%) $450,277 (46.3%) 0.00 126
    2021-06-01 $294,750 (7.0%) $468,901 (35.1%) 0.00 116
    2021-07-01 $310,000 (14.9%) $496,072 (19.5%) 0.00 121
    2021-08-01 $339,925 (36.5%) $527,806 (24.5%) 0.00 117
    2021-09-01 $342,450 (30.0%) $498,498 (11.0%) 0.00 117
    2021-10-01 $329,450 (26.7%) $428,173 (-6.8%) 0.00 108
    2021-11-01 $314,500 (24.6%) $454,809 (-6.9%) 0.00 106
    2021-12-01 $307,500 (27.2%) $443,056 (-6.5%) 0.00 107
    2022-01-01 $305,000 (13.4%) $404,438 (-25.0%) 0.00 86
    2022-02-01 $321,950 (17.6%) $443,806 (-26.8%) 0.00 67
    2022-03-01 $342,500 (44.3%) $527,610 (-8.9%) 0.00 76
    2022-04-01 $310,000 (17.4%) $522,354 (-1.7%) 0.00 76
    2022-05-01 $321,200 (17.2%) $482,700 (7.2%) 0.00 96
    2022-06-01 $309,725 (5.1%) $381,316 (-18.7%) 0.00 111
    2022-07-01 $322,450 (4.0%) $389,571 (-21.5%) 0.00 111
    2022-08-01 $304,000 (-10.6%) $391,654 (-25.8%) 0.00 117
    2022-09-01 $310,000 (-9.5%) $385,134 (-22.7%) 0.00 115
    2022-10-01 $299,500 (-9.1%) $370,778 (-13.4%) 0.00 125
    2022-11-01 $295,000 (-6.2%) $330,793 (-27.3%) 0.00 120
    2022-12-01 $295,000 (-4.1%) $330,904 (-25.3%) 0.00 98
    2023-01-01 $292,500 (-4.1%) $376,452 (-6.9%) 0.00 96
    2023-02-01 $299,500 (-7.0%) $384,181 (-13.4%) 0.00 90
    2023-03-01 $297,000 (-13.3%) $382,562 (-27.5%) 0.00 84
    2023-04-01 $309,900 (0.0%) $400,039 (-23.4%) 0.00 77
    2023-05-01 $315,000 (-1.9%) $399,866 (-17.2%) 0.00 99
    2023-06-01 $308,500 (-0.4%) $392,840 (3.0%) 0.00 117
    2023-07-01 $299,950 (-7.0%) $383,675 (-1.5%) 0.00 126
    2023-08-01 $307,950 (1.3%) $394,260 (0.7%) 0.00 128
    2023-09-01 $312,450 (0.8%) $486,732 (26.4%) 0.00 131
    2023-10-01 $304,925 (1.8%) $481,081 (29.8%) 0.00 135
    2023-11-01 $309,925 (5.1%) $497,227 (50.3%) 0.00 124
    2023-12-01 $299,000 (1.4%) $486,768 (47.1%) 0.00 117
    2024-01-01 $290,125 (-0.8%) $447,153 (18.8%) 0.00 113
    2024-02-01 $299,000 (-0.2%) $463,872 (20.7%) 0.00 101
    2024-03-01 $310,000 (4.4%) $471,862 (23.3%) 0.00 99
    2024-04-01 $304,950 (-1.6%) $466,153 (16.5%) 0.00 113
    2024-05-01 $315,000 (0.0%) $467,521 (16.9%) 0.00 126
    2024-06-01 $310,000 (0.5%) $6,256,168 (1,492.6%) 0.00 140
    2024-07-01 $303,750 (1.3%) $440,313 (14.8%) 0.00 144
    2024-08-01 $299,000 (-2.9%) $444,059 (12.6%) 0.00 133
    2024-09-01 $302,750 (-3.1%) $448,313 (-7.9%) 0.00 136
    2024-10-01 $299,450 (-1.8%) $459,271 (-4.5%) 0.00 132
    2024-11-01 $288,000 (-7.1%) $447,210 (-10.1%) 0.00 133
    2024-12-01 $287,625 (-3.8%) $463,992 (-4.7%) 0.00 115
    2025-01-01 $285,000 (-1.8%) $453,836 (1.5%) 0.00 97
    2025-02-01 $293,750 (-1.8%) $481,625 (3.8%) 0.00 89
    2025-03-01 $279,000 (-10.0%) $471,786 (0.0%) 0.00 100
    Susanville's median listing price for 2025-03-01 was $279,000, a difference of $-31,000 (-10.0%) versus the prior year and $-14,750 versus the prior month.

    Susanville's median listing price comes in at 0% of the national average.

    Susanville's average listing price for 2025-03-01 was $471,786, a difference of $-76 (0.0%) versus the prior year and $-9,839 versus the prior month.

    For the 2025-03-01 period, Susanville had 100 MLS listings, a difference of 11 listings (12%) versus the prior month and 1 listings (1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,500 sqft
    2018-02-01 0 days 1,503 sqft
    2018-03-01 0 days 1,506 sqft
    2018-04-01 0 days 1,544 sqft
    2018-05-01 0 days 1,567 sqft
    2018-06-01 0 days 1,613 sqft
    2018-07-01 0 days 1,619 sqft
    2018-08-01 0 days 1,627 sqft
    2018-09-01 0 days 1,621 sqft
    2018-10-01 0 days 1,606 sqft
    2018-11-01 0 days 1,603 sqft
    2018-12-01 0 days 1,572 sqft
    2019-01-01 0 days 1,573 sqft
    2019-02-01 0 days 1,569 sqft
    2019-03-01 0 days 1,596 sqft
    2019-04-01 0 days 1,632 sqft
    2019-05-01 0 days 1,638 sqft
    2019-06-01 0 days 1,639 sqft
    2019-07-01 0 days 1,661 sqft
    2019-08-01 0 days 1,665 sqft
    2019-09-01 0 days 1,657 sqft
    2019-10-01 0 days 1,645 sqft
    2019-11-01 0 days 1,636 sqft
    2019-12-01 0 days 1,578 sqft
    2020-01-01 0 days 1,526 sqft
    2020-02-01 0 days 1,453 sqft
    2020-03-01 0 days 1,469 sqft
    2020-04-01 0 days 1,508 sqft
    2020-05-01 0 days 1,576 sqft
    2020-06-01 0 days 1,677 sqft
    2020-07-01 0 days 1,721 sqft
    2020-08-01 0 days 1,596 sqft
    2020-09-01 0 days 1,627 sqft
    2020-10-01 0 days 1,567 sqft
    2020-11-01 0 days 1,650 sqft
    2020-12-01 0 days 1,661 sqft
    2021-01-01 0 days 1,674 sqft
    2021-02-01 0 days 1,694 sqft
    2021-03-01 0 days 1,579 sqft
    2021-04-01 0 days 1,555 sqft
    2021-05-01 0 days 1,670 sqft
    2021-06-01 0 days 1,811 sqft
    2021-07-01 0 days 1,847 sqft
    2021-08-01 0 days 1,864 sqft
    2021-09-01 0 days 1,856 sqft
    2021-10-01 0 days 1,848 sqft
    2021-11-01 0 days 1,782 sqft
    2021-12-01 0 days 1,727 sqft
    2022-01-01 0 days 1,669 sqft
    2022-02-01 0 days 1,699 sqft
    2022-03-01 0 days 1,788 sqft
    2022-04-01 0 days 1,752 sqft
    2022-05-01 0 days 1,729 sqft
    2022-06-01 0 days 1,671 sqft
    2022-07-01 0 days 1,643 sqft
    2022-08-01 0 days 1,564 sqft
    2022-09-01 0 days 1,601 sqft
    2022-10-01 0 days 1,603 sqft
    2022-11-01 0 days 1,570 sqft
    2022-12-01 0 days 1,559 sqft
    2023-01-01 0 days 1,517 sqft
    2023-02-01 0 days 1,517 sqft
    2023-03-01 0 days 1,518 sqft
    2023-04-01 0 days 1,628 sqft
    2023-05-01 0 days 1,655 sqft
    2023-06-01 0 days 1,673 sqft
    2023-07-01 0 days 1,652 sqft
    2023-08-01 0 days 1,657 sqft
    2023-09-01 0 days 1,674 sqft
    2023-10-01 0 days 1,680 sqft
    2023-11-01 0 days 1,675 sqft
    2023-12-01 0 days 1,626 sqft
    2024-01-01 0 days 1,577 sqft
    2024-02-01 0 days 1,600 sqft
    2024-03-01 0 days 1,572 sqft
    2024-04-01 0 days 1,621 sqft
    2024-05-01 0 days 1,708 sqft
    2024-06-01 0 days 1,676 sqft
    2024-07-01 0 days 1,641 sqft
    2024-08-01 0 days 1,661 sqft
    2024-09-01 0 days 1,721 sqft
    2024-10-01 0 days 1,742 sqft
    2024-11-01 0 days 1,738 sqft
    2024-12-01 0 days 1,710 sqft
    2025-01-01 0 days 1,618 sqft
    2025-02-01 0 days 1,813 sqft
    2025-03-01 0 days 1,573 sqft
    Susanville's median listing age (time on market) for 2025-03-01 was 0 days.

    Susanville's median square footage for active listings during the 2025-03-01 period was 1,573 sqft. One year prior, the average listing was 1,572 sqft.

    Susanville, CA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 186 $40,410,000 $217,258
    Refi 41 $9,295,000 $226,707
    Cash Out Refi 38 $5,750,000 $151,316
    Other 21 $2,015,000 $95,952
    Home Improvement 20 $1,290,000 $64,500

    Susanville's most frequently cited loan purpose was Home Purchase, with 186 originations. The 2nd most popular reason was Refi, with 41 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 130 $30,200,000 $232,308
    7-8% 71 $13,625,000 $191,901
    Over 8% 54 $3,460,000 $64,074
    5-6% 39 $9,965,000 $255,513
    <2.5% 7 $85,000 $12,143
    4-5% 1 $265,000 $265,000
    3-4% 1 $195,000 $195,000
    2.5-3% 1 $255,000 $255,000

    During 2024, Susanville's most frequently originated rate bucket was 6-7%, with 130 originations.

    Loan Sizing (Susanville, CA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 122 $33,330,000 $273,197
    $100,000 or less 84 $4,120,000 $49,048
    $100k-200k 82 $12,480,000 $152,195
    $400k-600k 15 $6,965,000 $464,333
    $600k-1000k 3 $1,865,000 $621,667

    Susanville's loan sizing saw the bucket of loans from $200k-400k with 122 originations, totaling $33,330,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 150 $37,280,000 $248,533
    Under 20% 53 $1,795,000 $33,868
    60-80% 42 $8,600,000 $204,762
    20-40% 27 $2,365,000 $87,593
    40-60% 18 $3,160,000 $175,556
    Over 100% 3 $1,275,000 $425,000

    Susanville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 150 originations, totaling $37,280,000 in origination value.