Susanville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Susanville averaged 6.71% for the week of 2022-12-01, compared to the national average of 6.49% for the same period.

The average rate for the prior week (2022-11-23) was 7% and one month ago for the week of 2022-10-27, the average rate was 7.3%.

Susanville's average rate one year ago was 3.21%.

For refis of the same type during the week of 2022-12-01, the average rate was 6.67%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-12-01 6.49%
Susanville 30 Year Fixed Rate 2022-12-01 6.71%
Susanville 30 Year Fixed Rate Refi 2022-12-01 6.67%
Susanville 15 Year Fixed Rate 2022-12-01 6.01%
Susanville 15 Year Fixed Rate Refi 2022-12-01 6.17%
Susanville 30 Year FHA 2022-12-01 6.86%
Susanville 30 Year FHA Refi 2022-12-01 6.44%
Susanville 30 Year USDA 2022-12-01 6.47%
Susanville 30 Year USDA Refi 2022-12-01 6.42%
Susanville 30 Year VA 2022-12-01 6.34%
Susanville 30 Year VA Refi 2022-12-01 6.27%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Susanville, CA.

Susanville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Susanville, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
AXIA FINANCIAL, LLC 62 3.36% $4,896
QUICKEN LOANS, LLC 53 3.04% $4,982
AMERICAN PACIFIC MORTGAGE CORPORATION 26 3.16% $5,054
SUMMIT FUNDING, INC. 22 3.38% $5,736
UNITED WHOLESALE MORTGAGE, LLC 15 3.08% $4,555
HOME POINT FINANCIAL CORPORATION 13 3.01% $4,472
LOANDEPOT.COM, LLC 13 2.99% $4,305
Wells Fargo Bank 8 3.22% $3,327
Sierra Central Credit Union 7 3.09% $3,974
GUILD MORTGAGE COMPANY 7 3.39% $4,926
Mr. Cooper ( Nationstar Mortgage ) 6 3.71% $5,254
CALIBER HOME LOANS, INC. 6 2.98% $4,691
Tri Counties Bank 6 3.31% $3,022
U.S. Bank 5 3.17% $2,860
PENNYMAC LOAN SERVICES, LLC 5 3.07% $5,055
Sierra Pacific Mortgage Company, Inc. 4 3.22% $4,131
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 3.16% $4,536
THE GOLDEN 1 4 3.19% $4,470
NAVY FEDERAL CREDIT UNION 4 3.84% $4,892
Flagstar Bank, FSB 4 2.90% $4,227
FREEDOM MORTGAGE CORPORATION 4 3.41% $2,720
AMERISAVE MORTGAGE CORPORATION 3 2.79% $4,255
MOVEMENT MORTGAGE, LLC 3 3.12% $4,185
CROSSCOUNTRY MORTGAGE, LLC 3 3.24% $7,009
NEWREZ LLC 3 3.08% $4,976
BROKER SOLUTIONS, INC. 3 3.50% $5,058
FINANCE OF AMERICA MORTGAGE LLC 3 3.17% $4,225
MEMBER FIRST MORTGAGE, LLC 3 3.21% $3,370
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 2.83% $3,236
CELEBRITY HOME LOANS, LLC 3 3.63% $3,756
MOUNTAIN WEST FINANCIAL, INC. 3 3.00% $3,731
Commerce Home Mortgage, Inc. 2 3.18% $3,780
Hometown Lenders, Inc. 2 3.50% $4,510
North American Savings Bank, F.S.B. 2 2.88% $2,400
Watermark Capital, Inc. 2 2.68% $4,238
LAKEVIEW LOAN SERVICING, LLC 2 3.75% $5,697
Carrington Mortgage Services, LLC 2 3.38% $4,566
PREMIA MORTGAGE, LLC 1 2.75% $8,496
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.25% $5,594
RANLIFE, INC. 1 4.38% $3,476
ROYAL UNITED MORTGAGE LLC 1 3.25% $3,623
SOFI LENDING CORP. 1 3.00% $3,521
SPRING EQ, LLC 1 2.88% $0
The Federal Savings Bank 1 3.50% $7,539
UNION HOME MORTGAGE CORP. 1 3.75% $5,614
UNITED 1 2.88% $3,218
ACADEMY MORTGAGE CORPORATION 1 3.38% $3,906
Zions Bancorporation, N.A. 1 3.38% $4,175
AMERICAN FINANCIAL NETWORK, INC. 1 4.38% $4,921
AMERICAN FINANCING CORPORATION 1 3.38% $2,328
Bank of England 1 3.50% $5,720
BETTER MORTGAGE CORPORATION 1 3.38% $3,565
CHURCHILL MORTGAGE CORPORATION 1 3.75% $3,836
Citizens Bank 1 3.25% $2,564
CLEARPATH LENDING 1 2.88% $6,278
ENVOY MORTGAGE, LTD 1 2.88% $5,683
FBC MORTGAGE, LLC 1 2.88% $4,713
First Bank 1 3.13% $3,589
FirstBank 1 2.88% $3,730
Fremont Bank 1 3.38% $2,687
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.99% $3,670
GUARANTEED RATE AFFINITY, LLC 1 3.50% $4,052
GUARANTEED RATE, INC. 1 3.25% $3,616
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 4.63% $4,748
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.75% $3,794
HOMESIDE FINANCIAL, LLC 1 3.25% $3,034
INFINITY EQUITY GROUP, INC. 1 2.50% $3,501
INTELLILOAN, INC. 1 3.13% $5,668
InterContinental Capital Group, Inc 1 2.88% $4,418
JPMorgan Chase Bank 1 2.88% $4,102
Kwik Mortgage Corporation 1 2.75% $2,020
LENDUS, LLC 1 4.25% $3,876
LOANPAL, LLC 1 2.99% $5,655
MANN FINANCIAL INC. 1 3.50% $4,699
MASON MCDUFFIE MORTGAGE CORPORATION 1 3.00% $4,473
MEGA CAPITAL FUNDING, INC. 1 2.88% $2,366
MEGASTAR FINANCIAL CORP. 1 3.25% $3,977
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.75% $4,116
NATIONS DIRECT MORTGAGE, LLC 1 3.99% $3,722
NETWORK CAPITAL FUNDING CORPORATION 1 3.25% $1,020
NEW DAY FINANCIAL, LLC 1 2.50% $3,736
Operating Engineers Local Union #3 1 2.88% $3,507
Paramount Residential Mortgage Group, Inc. 1 2.75% $2,555
PLANET HOME LENDING, LLC 1 2.88% $3,493

Susanville Average Closing Costs & Other Stats

Susanville, CA's 84 lenders originated 989 loans during 2021. The total origination value was $197,745,000, with an average loan value of $199,944.

Susanville's average closing costs are $5,598.

The top Susanville lender as defined by loan originations is AXIA FINANCIAL, LLC, with 62 loans originated. Their average total fees are $4,896, which is $86 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Susanville lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC ($4,305), HOME POINT FINANCIAL CORPORATION ($4,472), UNITED WHOLESALE MORTGAGE, LLC ($4,555), AXIA FINANCIAL, LLC ($4,896) and QUICKEN LOANS, LLC ($4,982).

The lowest rate Susanville lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (2.99%), HOME POINT FINANCIAL CORPORATION (3.01%), QUICKEN LOANS, LLC (3.04%), UNITED WHOLESALE MORTGAGE, LLC (3.08%) and AMERICAN PACIFIC MORTGAGE CORPORATION (3.16%).

Susanville, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
AXIA FINANCIAL, LLC $27,775,000 $35,530,000 27.9% 18.0%
QUICKEN LOANS, LLC $22,285,000 $21,700,000 -2.6% 11.0%
SUMMIT FUNDING, INC. $17,205,000 $13,865,000 -19.4% 7.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $13,975,000 $12,715,000 -9.0% 6.4%
FREEDOM MORTGAGE CORPORATION $12,855,000 $11,810,000 -8.1% 6.0%
UNITED WHOLESALE MORTGAGE, LLC $6,415,000 $6,315,000 -1.6% 3.2%
LOANDEPOT.COM, LLC $2,565,000 $5,660,000 120.7% 2.9%
PENNYMAC LOAN SERVICES, LLC $2,285,000 $4,570,000 100.0% 2.3%
HOME POINT FINANCIAL CORPORATION $2,210,000 $4,040,000 82.8% 2.0%
Wells Fargo Bank $2,995,000 $3,790,000 26.5% 1.9%
Mortgage Research Center, LLC $2,245,000 $3,410,000 51.9% 1.7%
U.S. Bank $2,605,000 $3,410,000 30.9% 1.7%
GUILD MORTGAGE COMPANY $3,115,000 $3,395,000 9.0% 1.7%
NAVY FEDERAL CREDIT UNION $920,000 $3,250,000 253.3% 1.6%
CALIBER HOME LOANS, INC. $3,520,000 $3,125,000 -11.2% 1.6%
Mr. Cooper ( Nationstar Mortgage ) $4,130,000 $3,060,000 -25.9% 1.5%
NEWREZ LLC $2,045,000 $2,920,000 42.8% 1.5%
Sierra Central Credit Union $3,925,000 $2,815,000 -28.3% 1.4%
THE GOLDEN 1 $3,530,000 $2,765,000 -21.7% 1.4%
LAKEVIEW LOAN SERVICING, LLC $1,520,000 $2,415,000 58.9% 1.2%
AMERISAVE MORTGAGE CORPORATION $1,615,000 $2,065,000 27.9% 1.0%
BROKER SOLUTIONS, INC. $1,695,000 $2,005,000 18.3% 1.0%
VILLAGE CAPITAL & INVESTMENT LLC $925,000 $1,980,000 114.1% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,900,000 $1,815,000 -53.5% 0.9%
SUN WEST MORTGAGE COMPANY, INC. $1,650,000 $1,395,000 -15.5% 0.7%
Flagstar Bank, FSB $865,000 $1,375,000 59.0% 0.7%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,205,000 $1,320,000 9.5% 0.7%
MOVEMENT MORTGAGE, LLC $1,060,000 $1,290,000 21.7% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $225,000 $1,255,000 457.8% 0.6%
The Federal Savings Bank $480,000 $1,255,000 161.5% 0.6%
InterContinental Capital Group, Inc $825,000 $1,000,000 21.2% 0.5%
USAA Federal Savings Bank $1,370,000 $985,000 -28.1% 0.5%
Carrington Mortgage Services, LLC $795,000 $970,000 22.0% 0.5%
AmeriHome Mortgage Company, LLC $475,000 $920,000 93.7% 0.5%
Tri Counties Bank $2,090,000 $915,000 -56.2% 0.5%
Sierra Pacific Mortgage Company, Inc. $495,000 $835,000 68.7% 0.4%
PLANET HOME LENDING, LLC $1,395,000 $805,000 -42.3% 0.4%
MEMBER FIRST MORTGAGE, LLC $55,000 $785,000 1,327.3% 0.4%
First Guaranty Mortgage Corporation $1,050,000 $780,000 -25.7% 0.4%
JPMorgan Chase Bank $2,235,000 $770,000 -65.5% 0.4%
CELEBRITY HOME LOANS, LLC $245,000 $765,000 212.2% 0.4%
Commerce Home Mortgage, Inc. $850,000 $760,000 -10.6% 0.4%
BETTER MORTGAGE CORPORATION $450,000 $755,000 67.8% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $1,230,000 $745,000 -39.4% 0.4%
NATIONS DIRECT MORTGAGE, LLC $145,000 $745,000 413.8% 0.4%
CLEARPATH LENDING $380,000 $680,000 78.9% 0.3%
Watermark Capital, Inc. $645,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $615,000 $635,000 3.3% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $705,000 $620,000 -12.1% 0.3%
LADERA LENDING, INC. $590,000 n/a 0.3%
Hometown Lenders, Inc. $585,000 n/a 0.3%
Paramount Residential Mortgage Group, Inc. $225,000 $560,000 148.9% 0.3%
PENTAGON FEDERAL CREDIT UNION $235,000 $500,000 112.8% 0.3%
LIBERTY HOME MORTGAGE CORPORATION $480,000 n/a 0.2%
Bank of England $275,000 $455,000 65.5% 0.2%
North American Savings Bank, F.S.B. $105,000 $450,000 328.6% 0.2%
LENOX FINANCIAL MORTGAGE CORPORATION $395,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $385,000 n/a 0.2%
MORTGAGEONE, INC. $375,000 n/a 0.2%
SPRING EQ, LLC $75,000 $375,000 400.0% 0.2%
Fremont Bank $295,000 $355,000 20.3% 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $325,000 n/a 0.2%
Kwik Mortgage Corporation $325,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $165,000 $320,000 93.9% 0.2%
MOUNTAIN WEST FINANCIAL, INC. $545,000 $315,000 -42.2% 0.2%
INTELLILOAN, INC. $300,000 n/a 0.2%
FirstBank $245,000 $295,000 20.4% 0.1%
INFINITY EQUITY GROUP, INC. $285,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $275,000 $265,000 -3.6% 0.1%
HomePromise Corporation $265,000 n/a 0.1%
ALAMEDA MORTGAGE CORPORATION $255,000 n/a 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $255,000 n/a 0.1%
Cornerstone First Mortgage, Inc $410,000 $235,000 -42.7% 0.1%
ENVOY MORTGAGE, LTD $175,000 $235,000 34.3% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $325,000 $235,000 -27.7% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $265,000 $235,000 -11.3% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $225,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $215,000 $215,000 0.0% 0.1%
Strong Home Mortgage, LLC $235,000 $215,000 -8.5% 0.1%
Zions Bancorporation, N.A. $215,000 n/a 0.1%
MANN FINANCIAL INC. $235,000 $205,000 -12.8% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $165,000 $205,000 24.2% 0.1%
PREMIA MORTGAGE, LLC $205,000 n/a 0.1%
SCHOOLSFIRST $205,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $370,000 $200,000 -45.9% 0.1%
ALL WESTERN MORTGAGE, INC. $195,000 n/a 0.1%
MEGA CAPITAL FUNDING, INC. $195,000 n/a 0.1%
Nations Lending Corporation $565,000 $195,000 -65.5% 0.1%
Bank of America $535,000 $190,000 -64.5% 0.1%
FBC MORTGAGE, LLC $275,000 $185,000 -32.7% 0.1%
Low VA Rates, LLC $155,000 $185,000 19.4% 0.1%
Operating Engineers Local Union #3 $185,000 n/a 0.1%
SOFI LENDING CORP. $185,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $175,000 n/a 0.1%
UNITED $170,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $615,000 $165,000 -73.2% 0.1%
Citizens Bank $155,000 n/a 0.1%
LOANPAL, LLC $430,000 $155,000 -64.0% 0.1%
Manufacturers and Traders Trust Company $155,000 n/a 0.1%
Franklin Loan Corporation $145,000 n/a 0.1%
RANLIFE, INC. $195,000 $145,000 -25.6% 0.1%
BAY EQUITY LLC $135,000 n/a 0.1%
First Bank $145,000 $135,000 -6.9% 0.1%
HOMESIDE FINANCIAL, LLC $135,000 n/a 0.1%
Hometown Equity Mortgage, LLC $130,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $125,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $125,000 n/a 0.1%
Chickasaw Community Bank $115,000 n/a 0.1%
LENDUS, LLC $115,000 n/a 0.1%
MEGASTAR FINANCIAL CORP. $115,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $215,000 $105,000 -51.2% 0.1%
ROYAL UNITED MORTGAGE LLC $105,000 n/a 0.1%
21ST MORTGAGE CORPORATION $340,000 $100,000 -70.6% 0.1%
GUARANTEED RATE, INC. $540,000 $95,000 -82.4% 0.0%
PNC Bank $245,000 $95,000 -61.2% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $920,000 $85,000 -90.8% 0.0%
AMERICAN ADVISORS GROUP $35,000 $75,000 114.3% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $1,225,000 $75,000 -93.9% 0.0%
Discover Bank $65,000 n/a 0.0%
PHH Mortgage Corporation $265,000 $65,000 -75.5% 0.0%

Susanville's top lender by overall market share is AXIA FINANCIAL, LLC, with 18.0% market share. In second place, with 11.0%, is QUICKEN LOANS, LLC, having originated $21,700,000 in loans. In third place, with 7.0%, is SUMMIT FUNDING, INC., having originated $13,865,000 in loans. In fourth place, with 6.4%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $12,715,000 in loans. In fifth place, with 6.0%, is FREEDOM MORTGAGE CORPORATION, having originated $11,810,000 in loans.


Susanville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $195,975 (-12.8%) $394,352 (-26.8%) 0.00 142
2018-02-01 $199,450 (-17.7%) $399,973 (-31.0%) 0.00 145
2018-03-01 $224,700 (-11.4%) $411,282 (-25.4%) 0.00 150
2018-04-01 $224,900 (-2.2%) $403,205 (-16.1%) 0.00 165
2018-05-01 $230,700 (5.2%) $427,248 (1.9%) 0.00 181
2018-06-01 $239,900 (4.6%) $409,113 (-1.6%) 0.00 201
2018-07-01 $245,000 (3.4%) $396,204 (-14.2%) 0.00 223
2018-08-01 $245,000 (6.8%) $393,046 (-14.3%) 0.00 217
2018-09-01 $235,000 (6.8%) $308,358 (-30.3%) 0.00 221
2018-10-01 $227,000 (7.0%) $298,774 (-31.7%) 0.00 210
2018-11-01 $215,000 (0.1%) $296,991 (-23.0%) 0.00 187
2018-12-01 $220,000 (10.6%) $305,846 (-23.0%) 0.00 164
2019-01-01 $230,225 (17.5%) $332,604 (-15.7%) 0.00 135
2019-02-01 $232,450 (16.6%) $375,669 (-6.1%) 0.00 138
2019-03-01 $223,757 (-0.4%) $366,823 (-10.8%) 0.00 140
2019-04-01 $227,532 (1.2%) $356,897 (-11.5%) 0.00 145
2019-05-01 $239,900 (4.0%) $387,282 (-9.4%) 0.00 169
2019-06-01 $244,925 (2.1%) $362,020 (-11.5%) 0.00 183
2019-07-01 $243,675 (-0.5%) $388,142 (-2.0%) 0.00 196
2019-08-01 $244,236 (-0.3%) $371,869 (-5.4%) 0.00 200
2019-09-01 $246,916 (5.1%) $344,604 (11.8%) 0.00 209
2019-10-01 $249,250 (9.8%) $324,962 (8.8%) 0.00 210
2019-11-01 $249,000 (15.8%) $322,867 (8.7%) 0.00 193
2019-12-01 $248,175 (12.8%) $331,918 (8.5%) 0.00 169
2020-01-01 $233,000 (1.2%) $302,861 (-8.9%) 0.00 148
2020-02-01 $219,000 (-5.8%) $284,148 (-24.4%) 0.00 137
2020-03-01 $224,625 (0.4%) $288,085 (-21.5%) 0.00 148
2020-04-01 $233,500 (2.6%) $290,816 (-18.5%) 0.00 155
2020-05-01 $249,950 (4.2%) $307,194 (-20.7%) 0.00 135
2020-06-01 $275,500 (12.5%) $347,022 (-4.1%) 0.00 126
2020-07-01 $269,800 (10.7%) $415,025 (6.9%) 0.00 120
2020-08-01 $249,000 (2.0%) $423,907 (14.0%) 0.00 106
2020-09-01 $263,450 (6.7%) $448,966 (30.3%) 0.00 108
2020-10-01 $260,000 (4.3%) $459,440 (41.4%) 0.00 99
2020-11-01 $252,500 (1.4%) $488,489 (51.3%) 0.00 90
2020-12-01 $241,725 (-2.6%) $473,813 (42.8%) 0.00 87
2021-01-01 $269,000 (15.5%) $539,016 (78.0%) 0.00 69
2021-02-01 $273,738 (25.0%) $606,306 (113.4%) 0.00 58
2021-03-01 $237,425 (5.7%) $579,264 (101.1%) 0.00 61
2021-04-01 $264,000 (13.1%) $531,341 (82.7%) 0.00 79
2021-05-01 $274,000 (9.6%) $450,277 (46.6%) 0.00 126
2021-06-01 $294,750 (7.0%) $468,901 (35.1%) 0.00 116
2021-07-01 $310,000 (14.9%) $496,072 (19.5%) 0.00 121
2021-08-01 $339,925 (36.5%) $527,806 (24.5%) 0.00 117
2021-09-01 $342,450 (30.0%) $498,498 (11.0%) 0.00 117
2021-10-01 $329,450 (26.7%) $428,173 (-6.8%) 0.00 108
2021-11-01 $314,500 (24.6%) $454,809 (-6.9%) 0.00 106
2021-12-01 $307,500 (27.2%) $444,352 (-6.2%) 0.00 107
2022-01-01 $305,000 (13.4%) $407,398 (-24.4%) 0.00 85
2022-02-01 $323,475 (18.2%) $447,930 (-26.1%) 0.00 66
2022-03-01 $346,225 (45.8%) $532,484 (-8.1%) 0.00 75
2022-04-01 $322,500 (22.2%) $527,010 (-0.8%) 0.00 74
2022-05-01 $327,450 (19.5%) $486,322 (8.0%) 0.00 95
2022-06-01 $310,000 (5.2%) $383,610 (-18.2%) 0.00 110
2022-07-01 $324,900 (4.8%) $391,940 (-21.0%) 0.00 110
2022-08-01 $306,975 (-9.7%) $393,885 (-25.4%) 0.00 116
2022-09-01 $310,750 (-9.3%) $387,281 (-22.3%) 0.00 114
2022-10-01 $299,999 (-8.9%) $372,649 (-13.0%) 0.00 124
2022-11-01 $295,000 (-6.2%) $330,035 (-27.4%) 0.00 119
Susanville's median listing price for 2022-11-01 was $295,000, a difference of $-19,500 (-6.2%) versus the prior year and $-4,999 versus the prior month.

Susanville's median listing price comes in at 0% of the national average.

Susanville's average listing price for 2022-11-01 was $330,035, a difference of $-124,774 (-27.4%) versus the prior year and $-42,614 versus the prior month.

For the 2022-11-01 period, Susanville had 119 MLS listings, a difference of -5 listings (-4%) versus the prior month and 13 listings (12%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,497 sqft
2018-02-01 0 days 1,501 sqft
2018-03-01 0 days 1,502 sqft
2018-04-01 0 days 1,544 sqft
2018-05-01 0 days 1,572 sqft
2018-06-01 0 days 1,613 sqft
2018-07-01 0 days 1,619 sqft
2018-08-01 0 days 1,628 sqft
2018-09-01 0 days 1,621 sqft
2018-10-01 0 days 1,606 sqft
2018-11-01 0 days 1,603 sqft
2018-12-01 0 days 1,572 sqft
2019-01-01 0 days 1,573 sqft
2019-02-01 0 days 1,569 sqft
2019-03-01 0 days 1,597 sqft
2019-04-01 0 days 1,633 sqft
2019-05-01 0 days 1,640 sqft
2019-06-01 0 days 1,652 sqft
2019-07-01 0 days 1,663 sqft
2019-08-01 0 days 1,670 sqft
2019-09-01 0 days 1,659 sqft
2019-10-01 0 days 1,645 sqft
2019-11-01 0 days 1,636 sqft
2019-12-01 0 days 1,578 sqft
2020-01-01 0 days 1,526 sqft
2020-02-01 0 days 1,465 sqft
2020-03-01 0 days 1,477 sqft
2020-04-01 0 days 1,513 sqft
2020-05-01 0 days 1,580 sqft
2020-06-01 0 days 1,677 sqft
2020-07-01 0 days 1,706 sqft
2020-08-01 0 days 1,580 sqft
2020-09-01 0 days 1,617 sqft
2020-10-01 0 days 1,554 sqft
2020-11-01 0 days 1,631 sqft
2020-12-01 0 days 1,641 sqft
2021-01-01 0 days 1,603 sqft
2021-02-01 0 days 1,612 sqft
2021-03-01 0 days 1,500 sqft
2021-04-01 0 days 1,545 sqft
2021-05-01 0 days 1,656 sqft
2021-06-01 0 days 1,811 sqft
2021-07-01 0 days 1,847 sqft
2021-08-01 0 days 1,864 sqft
2021-09-01 0 days 1,857 sqft
2021-10-01 0 days 1,849 sqft
2021-11-01 0 days 1,788 sqft
2021-12-01 0 days 1,732 sqft
2022-01-01 0 days 1,669 sqft
2022-02-01 0 days 1,720 sqft
2022-03-01 0 days 1,792 sqft
2022-04-01 0 days 1,760 sqft
2022-05-01 0 days 1,735 sqft
2022-06-01 0 days 1,673 sqft
2022-07-01 0 days 1,646 sqft
2022-08-01 0 days 1,573 sqft
2022-09-01 0 days 1,604 sqft
2022-10-01 0 days 1,620 sqft
2022-11-01 0 days 1,579 sqft
Susanville's median listing age (time on market) for 2022-11-01 was 0 days.

Susanville's median square footage for active listings during the 2022-11-01 period was 1,579 sqft. One year prior, the average listing was 1,788 sqft.

Susanville, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 459 $89,055,000 $194,020
Home Purchase 372 $80,600,000 $216,667
Cash Out Refi 135 $25,965,000 $192,333
Home Improvement 13 $1,225,000 $94,231
Other 10 $900,000 $90,000

Susanville's most frequently cited loan purpose was Refi, with 459 originations. The 2nd most popular reason was Home Purchase, with 372 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 383 $77,385,000 $202,050
3-4% 364 $71,560,000 $196,593
<2.5% 180 $38,660,000 $214,778
4-5% 48 $9,110,000 $189,792
5-6% 8 $510,000 $63,750
Over 8% 2 $120,000 $60,000
6-7% 1 $45,000 $45,000

During 2021, Susanville's most frequently originated rate bucket was 2.5-3%, with 383 originations.

Loan Sizing (Susanville, CA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 444 $67,640,000 $152,342
$200k-400k 418 $110,340,000 $263,971
$100,000 or less 99 $6,935,000 $70,051
$400k-600k 28 $12,830,000 $458,214

Susanville's loan sizing saw the bucket of loans from $100k-200k with 444 originations, totaling $67,640,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 401 $86,565,000 $215,873
60-80% 323 $66,065,000 $204,536
40-60% 121 $20,035,000 $165,579
20-40% 37 $4,325,000 $116,892
Under 20% 20 $630,000 $31,500
Over 100% 16 $4,990,000 $311,875

Susanville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 401 originations, totaling $86,565,000 in origination value.