Susanville Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Susanville averaged 7.14% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2026-10-29) was 7.3% and one month ago for the week of 2026-10-01, the average rate was 7.54%.

    Susanville's average rate one year ago was 6.13%.

    For refis of the same type during the week of 2026-11-05, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2026-11-05 7.18%
    Susanville 30 Year Fixed Rate 2026-11-05 7.14%
    Susanville 30 Year Fixed Rate Refi 2026-11-05 7.28%
    Susanville 15 Year Fixed Rate 2026-11-05 6.57%
    Susanville 15 Year Fixed Rate Refi 2026-11-05 7.17%
    Susanville 30 Year FHA 2026-11-05 7.09%
    Susanville 30 Year FHA Refi 2026-11-05 7.13%
    Susanville 30 Year USDA 2026-11-05 6.9%
    Susanville 30 Year USDA Refi 2026-11-05 7%
    Susanville 30 Year VA 2026-11-05 6.96%
    Susanville 30 Year VA Refi 2026-11-05 6.76%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Susanville, CA.

    Susanville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Susanville, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
    PREMIER MORTGAGE RESOURCES, L.L.C. 16 6.63% $6,096
    QUICKEN LOANS, LLC 12 6.69% $6,368
    CROSSCOUNTRY MORTGAGE, LLC 11 6.97% $7,802
    SUMMIT FUNDING, INC. 10 7.03% $10,486
    UNITED WHOLESALE MORTGAGE, LLC 8 7.08% $7,496
    INFINITY EQUITY GROUP, INC. 7 6.43% $6,631
    Sierra Central Credit Union 4 5.97% $5,197
    The Loan Store, Inc. 4 6.69% $5,734
    AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.54% $6,874
    Wells Fargo Bank 3 6.21% $4,957
    U.S. Bank 3 6.70% $5,471
    ZILLOW HOME LOANS, LLC 2 6.69% $4,211
    CMG MORTGAGE, INC. 2 5.94% $6,553
    JPMorgan Chase Bank 2 7.12% $7,118
    LOANDEPOT.COM, LLC 2 6.49% $5,562
    PLANET HOME LENDING, LLC 2 7.19% $7,523
    USAA Federal Savings Bank 2 7.06% $4,939
    JMAC LENDING, INC. 1 6.99% $2,387
    AMERISAVE MORTGAGE CORPORATION 1 5.99% $15,039
    LADERA LENDING, INC. 1 6.50% $11,995
    BETTER MORTGAGE CORPORATION 1 5.88% $5,305
    MORTGAGE CAPITAL PARTNERS, INC. 1 6.75% $8,831
    NEWREZ LLC 1 7.00% $15,857
    PHH Mortgage Corporation 1 7.49% $8,626
    Bank of America 1 6.38% $5,013
    Educational Employees Credit Union 1 6.00% $2,436
    COMMUNITY MORTGAGE FUNDING, LLC 1 8.38% $5,312
    SCHOOLSFIRST 1 6.25% $2,842
    Century Mortgage Company DBA Century Lending Company 1 6.99% $6,605
    Sierra Pacific Mortgage Company, Inc. 1 6.38% $9,871
    CARDINAL FINANCIAL 1 6.50% $4,904
    THE GOLDEN 1 1 7.00% $3,668
    CALCON MUTUAL MORTGAGE LLC 1 7.99% $9,117
    BROKER SOLUTIONS, INC. 1 5.88% $8,110
    FREEDOM MORTGAGE CORPORATION 1 6.88% $5,456
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.25% $11,450
    GUILD MORTGAGE COMPANY 1 6.88% $5,758
    Fifth Third Bank 1 5.75% $4,307

    Susanville Average Closing Costs & Other Stats

    Susanville, CA's 38 lenders originated 383 loans during 2025. The total origination value was $84,535,000, with an average loan value of $220,718.

    Susanville's average closing costs are $6,380.

    The top Susanville lender as defined by loan originations is PREMIER MORTGAGE RESOURCES, L.L.C., with 16 loans originated. Their average total fees are $6,096, which is $272 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Susanville lenders (with over 10 loans originated) are PREMIER MORTGAGE RESOURCES, L.L.C. ($6,096), QUICKEN LOANS, LLC ($6,368), CROSSCOUNTRY MORTGAGE, LLC ($7,802), SUMMIT FUNDING, INC. ($10,486) and .

    The lowest rate Susanville lenders (with over 10 loans originated) are PREMIER MORTGAGE RESOURCES, L.L.C. (6.63%), QUICKEN LOANS, LLC (6.69%), CROSSCOUNTRY MORTGAGE, LLC (6.97%), SUMMIT FUNDING, INC. (7.03%) and .

    Susanville, CA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
    PREMIER MORTGAGE RESOURCES, L.L.C. $10,540,000 n/a 12.5%
    QUICKEN LOANS, LLC $5,570,000 $7,535,000 35.3% 8.9%
    INFINITY EQUITY GROUP, INC. $2,760,000 $7,010,000 154.0% 8.3%
    UNITED WHOLESALE MORTGAGE, LLC $4,140,000 $6,125,000 47.9% 7.2%
    ORIX REAL ESTATE CAPITAL, LLC $5,925,000 n/a 7.0%
    CROSSCOUNTRY MORTGAGE, LLC $2,850,000 $5,860,000 105.6% 6.9%
    Mortgage Research Center, LLC $2,510,000 $4,235,000 68.7% 5.0%
    SUMMIT FUNDING, INC. $3,170,000 $3,885,000 22.6% 4.6%
    JPMorgan Chase Bank $265,000 $2,615,000 886.8% 3.1%
    FREEDOM MORTGAGE CORPORATION $3,380,000 $2,130,000 -37.0% 2.5%
    NEWREZ LLC $1,850,000 n/a 2.2%
    PLANET HOME LENDING, LLC $3,235,000 $1,620,000 -49.9% 1.9%
    Sierra Central Credit Union $450,000 $1,450,000 222.2% 1.7%
    PENNYMAC LOAN SERVICES, LLC $155,000 $1,230,000 693.5% 1.5%
    CMG MORTGAGE, INC. $1,245,000 $1,090,000 -12.4% 1.3%
    USAA Federal Savings Bank $995,000 $875,000 -12.1% 1.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,415,000 $865,000 -38.9% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $285,000 $855,000 200.0% 1.0%
    GUILD MORTGAGE COMPANY $2,600,000 $775,000 -70.2% 0.9%
    Carrington Mortgage Services, LLC $770,000 n/a 0.9%
    ZILLOW HOME LOANS, LLC $735,000 n/a 0.9%
    U.S. Bank $330,000 $715,000 116.7% 0.8%
    Ixonia Bank $710,000 n/a 0.8%
    The Loan Store, Inc. $490,000 $700,000 42.9% 0.8%
    THE GOLDEN 1 $675,000 $670,000 -0.7% 0.8%
    BROKER SOLUTIONS, INC. $705,000 $650,000 -7.8% 0.8%
    LOANDEPOT.COM, LLC $930,000 $635,000 -31.7% 0.8%
    Bank of America $165,000 $495,000 200.0% 0.6%
    UNION HOME MORTGAGE CORP. $445,000 n/a 0.5%
    Sierra Pacific Mortgage Company, Inc. $105,000 $440,000 319.0% 0.5%
    NAVY FEDERAL CREDIT UNION $580,000 $435,000 -25.0% 0.5%
    VILLAGE CAPITAL MORTGAGE $660,000 $430,000 -34.8% 0.5%
    AMERISAVE MORTGAGE CORPORATION $270,000 $410,000 51.9% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,115,000 $410,000 -63.2% 0.5%
    Old National Bank $365,000 n/a 0.4%
    The Federal Savings Bank $355,000 n/a 0.4%
    SPRING EQ, LLC $295,000 $350,000 18.6% 0.4%
    CALCON MUTUAL MORTGAGE LLC $335,000 n/a 0.4%
    MORTGAGE CAPITAL PARTNERS, INC. $325,000 n/a 0.4%
    OCMBC, INC. $310,000 $320,000 3.2% 0.4%
    AMERITRUST MORTGAGE CORPORATION $310,000 n/a 0.4%
    Tri Counties Bank $705,000 $310,000 -56.0% 0.4%
    Wells Fargo Bank $700,000 $305,000 -56.4% 0.4%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $205,000 $285,000 39.0% 0.3%
    Keystone Funding, Inc. $285,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $285,000 n/a 0.3%
    COMMUNITY MORTGAGE FUNDING, LLC $280,000 n/a 0.3%
    CARDINAL FINANCIAL $265,000 n/a 0.3%
    Watermark Capital, Inc. $255,000 $265,000 3.9% 0.3%
    JMAC LENDING, INC. $250,000 n/a 0.3%
    MID AMERICA MORTGAGE, INC. $245,000 n/a 0.3%
    Fifth Third Bank $235,000 n/a 0.3%
    BETTER MORTGAGE CORPORATION $225,000 n/a 0.3%
    PNC Bank $205,000 $225,000 9.8% 0.3%
    Century Mortgage Company DBA Century Lending Company $225,000 $215,000 -4.4% 0.3%
    Equity Prime Mortgage LLC $215,000 n/a 0.3%
    LENDSURE MORTGAGE CORP. $215,000 n/a 0.3%
    M&T Bank $215,000 n/a 0.3%
    LADERA LENDING, INC. $205,000 n/a 0.2%
    Figure Lending LLC $395,000 $195,000 -50.6% 0.2%
    MORTGAGEONE, INC. $195,000 n/a 0.2%
    PHH Mortgage Corporation $185,000 n/a 0.2%
    Hometown Equity Mortgage, LLC $175,000 n/a 0.2%
    QUORUM FEDERAL CREDIT UNION $160,000 n/a 0.2%
    Educational Employees Credit Union $155,000 n/a 0.2%
    Coastal Community Bank $120,000 $100,000 -16.7% 0.1%
    SCHOOLSFIRST $330,000 $100,000 -69.7% 0.1%
    CHEVRON $75,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $65,000 n/a 0.1%
    Umpqua Bank $1,390,000 $65,000 -95.3% 0.1%
    Discover Bank $165,000 $45,000 -72.7% 0.1%

    Susanville's top lender by overall market share is PREMIER MORTGAGE RESOURCES, L.L.C., with 12.5% market share. In second place, with 8.9%, is QUICKEN LOANS, LLC, having originated $7,535,000 in loans. In third place, with 8.3%, is INFINITY EQUITY GROUP, INC., having originated $7,010,000 in loans. In fourth place, with 7.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,125,000 in loans. In fifth place, with 7.0%, is ORIX REAL ESTATE CAPITAL, LLC, having originated $5,925,000 in loans.

    Susanville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $189,900 (-14.4%) $391,856 (-27.2%) 0.00 141
    2018-02-01 $198,500 (-12.6%) $398,652 (-31.2%) 0.00 143
    2018-03-01 $219,900 (-12.0%) $412,870 (-25.0%) 0.00 147
    2018-04-01 $218,700 (-4.7%) $404,444 (-15.6%) 0.00 162
    2018-05-01 $228,000 (4.2%) $428,735 (2.9%) 0.00 178
    2018-06-01 $239,900 (5.1%) $412,085 (-0.2%) 0.00 197
    2018-07-01 $244,725 (4.3%) $398,909 (-13.5%) 0.00 220
    2018-08-01 $245,000 (6.8%) $394,368 (-13.8%) 0.00 216
    2018-09-01 $235,000 (6.8%) $308,398 (-30.6%) 0.00 220
    2018-10-01 $227,000 (9.9%) $299,367 (-31.7%) 0.00 209
    2018-11-01 $216,000 (3.5%) $298,300 (-22.3%) 0.00 186
    2018-12-01 $224,500 (13.4%) $307,381 (-22.5%) 0.00 163
    2019-01-01 $232,000 (22.2%) $334,720 (-14.6%) 0.00 134
    2019-02-01 $232,450 (17.1%) $378,039 (-5.2%) 0.00 137
    2019-03-01 $224,929 (2.3%) $368,181 (-10.8%) 0.00 139
    2019-04-01 $227,428 (4.0%) $357,066 (-11.7%) 0.00 145
    2019-05-01 $239,900 (5.2%) $387,282 (-9.7%) 0.00 169
    2019-06-01 $244,900 (2.1%) $357,754 (-13.2%) 0.00 182
    2019-07-01 $241,225 (-1.4%) $385,102 (-3.5%) 0.00 195
    2019-08-01 $242,455 (-1.0%) $368,280 (-6.6%) 0.00 199
    2019-09-01 $246,136 (4.7%) $341,037 (10.6%) 0.00 207
    2019-10-01 $249,000 (9.7%) $321,368 (7.4%) 0.00 208
    2019-11-01 $249,000 (15.3%) $321,171 (7.7%) 0.00 191
    2019-12-01 $248,175 (10.6%) $331,918 (8.0%) 0.00 169
    2020-01-01 $233,000 (0.4%) $302,861 (-9.5%) 0.00 148
    2020-02-01 $219,500 (-5.6%) $284,617 (-24.7%) 0.00 137
    2020-03-01 $225,000 (0.0%) $288,549 (-21.6%) 0.00 147
    2020-04-01 $237,000 (4.2%) $291,279 (-18.4%) 0.00 154
    2020-05-01 $249,999 (4.2%) $307,818 (-20.5%) 0.00 134
    2020-06-01 $275,500 (12.5%) $347,022 (-3.0%) 0.00 126
    2020-07-01 $269,800 (11.9%) $415,025 (7.8%) 0.00 120
    2020-08-01 $249,000 (2.7%) $423,907 (15.1%) 0.00 106
    2020-09-01 $263,450 (7.0%) $448,966 (31.7%) 0.00 108
    2020-10-01 $260,000 (4.4%) $459,440 (43.0%) 0.00 99
    2020-11-01 $252,500 (1.4%) $488,489 (52.1%) 0.00 90
    2020-12-01 $241,725 (-2.6%) $473,813 (42.8%) 0.00 87
    2021-01-01 $269,000 (15.5%) $539,016 (78.0%) 0.00 69
    2021-02-01 $273,738 (24.7%) $606,306 (113.0%) 0.00 58
    2021-03-01 $237,425 (5.5%) $579,264 (100.8%) 0.00 61
    2021-04-01 $264,000 (11.4%) $531,341 (82.4%) 0.00 79
    2021-05-01 $274,000 (9.6%) $450,277 (46.3%) 0.00 126
    2021-06-01 $294,750 (7.0%) $468,901 (35.1%) 0.00 116
    2021-07-01 $310,000 (14.9%) $496,072 (19.5%) 0.00 121
    2021-08-01 $339,925 (36.5%) $527,806 (24.5%) 0.00 117
    2021-09-01 $342,450 (30.0%) $498,498 (11.0%) 0.00 117
    2021-10-01 $329,450 (26.7%) $428,173 (-6.8%) 0.00 108
    2021-11-01 $314,500 (24.6%) $454,809 (-6.9%) 0.00 106
    2021-12-01 $307,500 (27.2%) $443,056 (-6.5%) 0.00 107
    2022-01-01 $305,000 (13.4%) $404,438 (-25.0%) 0.00 86
    2022-02-01 $321,950 (17.6%) $443,806 (-26.8%) 0.00 67
    2022-03-01 $342,500 (44.3%) $527,610 (-8.9%) 0.00 76
    2022-04-01 $310,000 (17.4%) $522,354 (-1.7%) 0.00 76
    2022-05-01 $321,200 (17.2%) $482,700 (7.2%) 0.00 96
    2022-06-01 $309,725 (5.1%) $381,316 (-18.7%) 0.00 111
    2022-07-01 $322,450 (4.0%) $389,571 (-21.5%) 0.00 111
    2022-08-01 $304,000 (-10.6%) $391,654 (-25.8%) 0.00 117
    2022-09-01 $310,000 (-9.5%) $385,134 (-22.7%) 0.00 115
    2022-10-01 $299,500 (-9.1%) $370,778 (-13.4%) 0.00 125
    2022-11-01 $295,000 (-6.2%) $330,793 (-27.3%) 0.00 120
    2022-12-01 $295,000 (-4.1%) $330,904 (-25.3%) 0.00 98
    2023-01-01 $292,500 (-4.1%) $376,452 (-6.9%) 0.00 96
    2023-02-01 $299,500 (-7.0%) $384,181 (-13.4%) 0.00 90
    2023-03-01 $297,000 (-13.3%) $382,562 (-27.5%) 0.00 84
    2023-04-01 $309,900 (0.0%) $400,039 (-23.4%) 0.00 77
    2023-05-01 $315,000 (-1.9%) $399,866 (-17.2%) 0.00 99
    2023-06-01 $308,000 (-0.6%) $391,869 (2.8%) 0.00 117
    2023-07-01 $299,900 (-7.0%) $381,860 (-2.0%) 0.00 127
    2023-08-01 $306,225 (0.7%) $392,435 (0.2%) 0.00 129
    2023-09-01 $310,000 (0.0%) $484,219 (25.7%) 0.00 132
    2023-10-01 $304,900 (1.8%) $478,736 (29.1%) 0.00 136
    2023-11-01 $307,175 (4.1%) $494,454 (49.5%) 0.00 125
    2023-12-01 $299,000 (1.4%) $484,114 (46.3%) 0.00 117
    2024-01-01 $290,125 (-0.8%) $447,153 (18.8%) 0.00 113
    2024-02-01 $299,000 (-0.2%) $463,872 (20.7%) 0.00 101
    2024-03-01 $310,000 (4.4%) $471,862 (23.3%) 0.00 99
    2024-04-01 $304,950 (-1.6%) $466,153 (16.5%) 0.00 113
    2024-05-01 $315,000 (0.0%) $467,521 (16.9%) 0.00 126
    2024-06-01 $310,000 (0.7%) $6,256,168 (1,496.5%) 0.00 140
    2024-07-01 $303,750 (1.3%) $440,313 (15.3%) 0.00 144
    2024-08-01 $299,000 (-2.4%) $444,059 (13.2%) 0.00 133
    2024-09-01 $304,788 (-1.7%) $448,466 (-7.4%) 0.00 136
    2024-10-01 $299,450 (-1.8%) $453,932 (-5.2%) 0.00 132
    2024-11-01 $288,000 (-6.2%) $447,210 (-9.6%) 0.00 133
    2024-12-01 $287,625 (-3.8%) $463,992 (-4.2%) 0.00 115
    2025-01-01 $285,000 (-1.8%) $453,836 (1.5%) 0.00 97
    2025-02-01 $293,750 (-1.8%) $481,625 (3.8%) 0.00 89
    2025-03-01 $279,000 (-10.0%) $471,786 (0.0%) 0.00 100
    2025-04-01 $289,000 (-5.2%) $462,079 (-0.9%) 0.00 116
    2025-05-01 $289,000 (-8.3%) $445,472 (-4.7%) 0.00 137
    2025-06-01 $285,000 (-8.1%) $437,481 (-93.0%) 0.00 165
    2025-07-01 $283,475 (-6.7%) $431,734 (-2.0%) 0.00 171
    2025-08-01 $286,500 (-4.2%) $438,265 (-1.3%) 0.00 162
    2025-09-01 $274,950 (-9.8%) $437,985 (-2.3%) 0.00 154
    2025-10-01 $267,863 (-10.6%) $447,878 (-1.3%) 0.00 146
    2025-11-01 $244,950 (-15.0%) $461,109 (3.1%) 0.00 121
    2025-12-01 $232,613 (-19.1%) $466,561 (0.6%) 0.00 115
    2026-01-01 $229,950 (-19.3%) $472,122 (4.0%) 0.00 111
    2026-02-01 $238,450 (-18.8%) $523,380 (8.7%) 0.00 91
    2026-03-01 $233,500 (-16.3%) $487,680 (3.4%) 0.00 85
    2026-04-01 $275,000 (-4.8%) $486,714 (5.3%) 0.00 100
    2026-05-01 $294,500 (1.9%) $491,942 (10.4%) 0.00 117
    2026-06-01 $297,500 (4.4%) $461,740 (5.6%) 0.00 135
    2026-07-01 $299,000 (5.5%) $447,361 (3.6%) 0.00 145
    2026-08-01 $329,000 (14.8%) $462,333 (5.5%) 0.00 153
    2026-09-01 $321,175 (16.8%) $463,035 (5.7%) 0.00 158
    2026-10-01 $310,000 (15.7%) $452,634 (1.1%) 0.00 160
    Susanville's median listing price for 2026-10-01 was $310,000, a difference of $42,137 (15.7%) versus the prior year and $-11,175 versus the prior month.

    Susanville's median listing price comes in at 0% of the national average.

    Susanville's average listing price for 2026-10-01 was $452,634, a difference of $4,756 (1.1%) versus the prior year and $-10,401 versus the prior month.

    For the 2026-10-01 period, Susanville had 160 MLS listings, a difference of 2 listings (1%) versus the prior month and 14 listings (10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,500 sqft
    2018-02-01 0 days 1,507 sqft
    2018-03-01 0 days 1,507 sqft
    2018-04-01 0 days 1,547 sqft
    2018-05-01 0 days 1,572 sqft
    2018-06-01 0 days 1,627 sqft
    2018-07-01 0 days 1,623 sqft
    2018-08-01 0 days 1,630 sqft
    2018-09-01 0 days 1,623 sqft
    2018-10-01 0 days 1,609 sqft
    2018-11-01 0 days 1,606 sqft
    2018-12-01 0 days 1,584 sqft
    2019-01-01 0 days 1,585 sqft
    2019-02-01 0 days 1,581 sqft
    2019-03-01 0 days 1,600 sqft
    2019-04-01 0 days 1,632 sqft
    2019-05-01 0 days 1,638 sqft
    2019-06-01 0 days 1,639 sqft
    2019-07-01 0 days 1,661 sqft
    2019-08-01 0 days 1,665 sqft
    2019-09-01 0 days 1,657 sqft
    2019-10-01 0 days 1,645 sqft
    2019-11-01 0 days 1,610 sqft
    2019-12-01 0 days 1,574 sqft
    2020-01-01 0 days 1,520 sqft
    2020-02-01 0 days 1,440 sqft
    2020-03-01 0 days 1,452 sqft
    2020-04-01 0 days 1,503 sqft
    2020-05-01 0 days 1,570 sqft
    2020-06-01 0 days 1,662 sqft
    2020-07-01 0 days 1,696 sqft
    2020-08-01 0 days 1,580 sqft
    2020-09-01 0 days 1,627 sqft
    2020-10-01 0 days 1,567 sqft
    2020-11-01 0 days 1,634 sqft
    2020-12-01 0 days 1,655 sqft
    2021-01-01 0 days 1,642 sqft
    2021-02-01 0 days 1,653 sqft
    2021-03-01 0 days 1,540 sqft
    2021-04-01 0 days 1,550 sqft
    2021-05-01 0 days 1,663 sqft
    2021-06-01 0 days 1,813 sqft
    2021-07-01 0 days 1,854 sqft
    2021-08-01 0 days 1,868 sqft
    2021-09-01 0 days 1,856 sqft
    2021-10-01 0 days 1,848 sqft
    2021-11-01 0 days 1,782 sqft
    2021-12-01 0 days 1,727 sqft
    2022-01-01 0 days 1,669 sqft
    2022-02-01 0 days 1,699 sqft
    2022-03-01 0 days 1,788 sqft
    2022-04-01 0 days 1,752 sqft
    2022-05-01 0 days 1,729 sqft
    2022-06-01 0 days 1,671 sqft
    2022-07-01 0 days 1,643 sqft
    2022-08-01 0 days 1,564 sqft
    2022-09-01 0 days 1,601 sqft
    2022-10-01 0 days 1,603 sqft
    2022-11-01 0 days 1,570 sqft
    2022-12-01 0 days 1,559 sqft
    2023-01-01 0 days 1,517 sqft
    2023-02-01 0 days 1,517 sqft
    2023-03-01 0 days 1,518 sqft
    2023-04-01 0 days 1,628 sqft
    2023-05-01 0 days 1,655 sqft
    2023-06-01 0 days 1,672 sqft
    2023-07-01 0 days 1,646 sqft
    2023-08-01 0 days 1,652 sqft
    2023-09-01 0 days 1,672 sqft
    2023-10-01 0 days 1,680 sqft
    2023-11-01 0 days 1,670 sqft
    2023-12-01 0 days 1,619 sqft
    2024-01-01 0 days 1,577 sqft
    2024-02-01 0 days 1,600 sqft
    2024-03-01 0 days 1,572 sqft
    2024-04-01 0 days 1,621 sqft
    2024-05-01 0 days 1,708 sqft
    2024-06-01 0 days 1,676 sqft
    2024-07-01 0 days 1,641 sqft
    2024-08-01 0 days 1,661 sqft
    2024-09-01 0 days 1,711 sqft
    2024-10-01 0 days 1,715 sqft
    2024-11-01 0 days 1,738 sqft
    2024-12-01 0 days 1,710 sqft
    2025-01-01 0 days 1,618 sqft
    2025-02-01 0 days 1,813 sqft
    2025-03-01 0 days 1,573 sqft
    2025-04-01 0 days 1,621 sqft
    2025-05-01 0 days 1,571 sqft
    2025-06-01 0 days 1,632 sqft
    2025-07-01 0 days 1,646 sqft
    2025-08-01 0 days 1,652 sqft
    2025-09-01 0 days 1,624 sqft
    2025-10-01 0 days 1,577 sqft
    2025-11-01 0 days 1,553 sqft
    2025-12-01 0 days 1,459 sqft
    2026-01-01 0 days 1,496 sqft
    2026-02-01 0 days 1,505 sqft
    2026-03-01 0 days 1,499 sqft
    2026-04-01 0 days 1,598 sqft
    2026-05-01 0 days 1,659 sqft
    2026-06-01 0 days 1,630 sqft
    2026-07-01 0 days 1,656 sqft
    2026-08-01 0 days 1,700 sqft
    2026-09-01 0 days 1,709 sqft
    2026-10-01 0 days 1,679 sqft
    Susanville's median listing age (time on market) for 2026-10-01 was 0 days.

    Susanville's median square footage for active listings during the 2026-10-01 period was 1,679 sqft. One year prior, the average listing was 1,577 sqft.

    Susanville, CA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 226 $50,620,000 $223,982
    Cash Out Refi 66 $12,140,000 $183,939
    Refi 53 $19,485,000 $367,642
    Other 23 $1,285,000 $55,870
    Home Improvement 15 $1,005,000 $67,000

    Susanville's most frequently cited loan purpose was Home Purchase, with 226 originations. The 2nd most popular reason was Cash Out Refi, with 66 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 173 $40,465,000 $233,902
    5-6% 79 $25,705,000 $325,380
    7-8% 62 $12,710,000 $205,000
    Over 8% 60 $3,860,000 $64,333
    <2.5% 5 $285,000 $57,000
    4-5% 4 $1,510,000 $377,500

    During 2025, Susanville's most frequently originated rate bucket was 6-7%, with 173 originations.

    Loan Sizing (Susanville, CA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 156 $42,600,000 $273,077
    $100k-200k 107 $16,515,000 $154,346
    $100,000 or less 92 $4,690,000 $50,978
    $400k-600k 24 $11,060,000 $460,833
    $Over $1MM 3 $9,055,000 $3,018,333
    $600k-1000k 1 $615,000 $615,000

    Susanville's loan sizing saw the bucket of loans from $200k-400k with 156 originations, totaling $42,600,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 193 $50,095,000 $259,560
    60-80% 59 $12,415,000 $210,424
    Under 20% 53 $1,885,000 $35,566
    20-40% 33 $2,975,000 $90,152
    40-60% 30 $6,790,000 $226,333
    Over 100% 5 $6,875,000 $1,375,000

    Susanville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 193 originations, totaling $50,095,000 in origination value.