Susanville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Susanville averaged
6.36%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.08% and
one month ago for the week of 2023-04-20, the
average rate was 6.38%.
Susanville's average rate one year ago was 5.24%.
For refis of the same type during the week of 2023-05-25, the average rate
was 6.67%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
Susanville 30 Year Fixed Rate | 2023-05-25 | 6.36% |
Susanville 30 Year Fixed Rate Refi | 2023-05-25 | 6.67% |
Susanville 15 Year Fixed Rate | 2023-05-25 | 6.17% |
Susanville 15 Year Fixed Rate Refi | 2023-05-25 | 5.97% |
Susanville 30 Year FHA | 2023-05-25 | 6.03% |
Susanville 30 Year FHA Refi | 2023-05-25 | 6.81% |
Susanville 30 Year USDA | 2023-05-25 | 6.43% |
Susanville 30 Year USDA Refi | 2023-05-25 | 6.83% |
Susanville 30 Year VA | 2023-05-25 | 6.31% |
Susanville 30 Year VA Refi | 2023-05-25 | 6.31% |
Susanville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Susanville, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Susanville Average Closing Costs & Other Stats
Susanville, CA's 65 lenders originated 528
loans during 2022. The total origination value was $104,420,000, with an average loan value of
$197,765.
Susanville's average closing costs are $5,862.
The top Susanville lender as defined by loan originations is AXIA FINANCIAL, LLC, with
41 loans originated. Their average total fees are
$6,509, which is $465
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Susanville lenders (with over 10 loans originated) are
LOANDEPOT.COM, LLC ($5,723), QUICKEN LOANS, LLC ($6,044), AXIA FINANCIAL, LLC ($6,509), UNITED WHOLESALE MORTGAGE, LLC ($6,651) and SUMMIT FUNDING, INC. ($9,021).
The lowest rate Susanville lenders (with over 10 loans originated) are
UNITED WHOLESALE MORTGAGE, LLC (4.62%), QUICKEN LOANS, LLC (4.66%), LOANDEPOT.COM, LLC (4.86%), SUMMIT FUNDING, INC. (4.87%) and AXIA FINANCIAL, LLC (4.97%).
Susanville, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
AXIA FINANCIAL, LLC | $35,530,000 | $19,195,000 | -46.0% | 18.4% |
SUMMIT FUNDING, INC. | $13,865,000 | $8,750,000 | -36.9% | 8.4% |
QUICKEN LOANS, LLC | $21,700,000 | $8,425,000 | -61.2% | 8.1% |
UNITED WHOLESALE MORTGAGE, LLC | $6,315,000 | $5,465,000 | -13.5% | 5.2% |
Mortgage Research Center, LLC | $3,410,000 | $3,990,000 | 17.0% | 3.8% |
LOANDEPOT.COM, LLC | $5,660,000 | $3,190,000 | -43.6% | 3.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $12,715,000 | $2,485,000 | -80.5% | 2.4% |
FREEDOM MORTGAGE CORPORATION | $11,810,000 | $2,230,000 | -81.1% | 2.1% |
PENNYMAC LOAN SERVICES, LLC | $4,570,000 | $1,850,000 | -59.5% | 1.8% |
GUILD MORTGAGE COMPANY | $3,395,000 | $1,775,000 | -47.7% | 1.7% |
U.S. Bank | $3,410,000 | $1,730,000 | -49.3% | 1.7% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,815,000 | $1,715,000 | -5.5% | 1.6% |
CMG MORTGAGE, INC. | $1,660,000 | n/a | 1.6% | |
Sierra Central Credit Union | $2,815,000 | $1,585,000 | -43.7% | 1.5% |
Wells Fargo Bank | $3,790,000 | $1,445,000 | -61.9% | 1.4% |
NEWREZ LLC | $2,920,000 | $1,430,000 | -51.0% | 1.4% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $620,000 | $1,370,000 | 121.0% | 1.3% |
BROKER SOLUTIONS, INC. | $2,005,000 | $1,345,000 | -32.9% | 1.3% |
CROSSCOUNTRY MORTGAGE, LLC | $635,000 | $1,280,000 | 101.6% | 1.2% |
FINANCE OF AMERICA MORTGAGE LLC | $745,000 | $1,050,000 | 40.9% | 1.0% |
CALIBER HOME LOANS, INC. | $3,125,000 | $1,020,000 | -67.4% | 1.0% |
Flagstar Bank, FSB | $1,375,000 | $1,015,000 | -26.2% | 1.0% |
NAVY FEDERAL CREDIT UNION | $3,250,000 | $1,015,000 | -68.8% | 1.0% |
HOME POINT FINANCIAL CORPORATION | $4,040,000 | $985,000 | -75.6% | 0.9% |
AMERISAVE MORTGAGE CORPORATION | $2,065,000 | $970,000 | -53.0% | 0.9% |
Mr. Cooper ( Nationstar Mortgage ) | $3,060,000 | $900,000 | -70.6% | 0.9% |
MORTGAGEONE, INC. | $375,000 | $820,000 | 118.7% | 0.8% |
THE GOLDEN 1 | $2,765,000 | $800,000 | -71.1% | 0.8% |
Tri Counties Bank | $915,000 | $800,000 | -12.6% | 0.8% |
LAKEVIEW LOAN SERVICING, LLC | $2,415,000 | $780,000 | -67.7% | 0.7% |
JMJ FINANCIAL GROUP | $695,000 | n/a | 0.7% | |
JPMorgan Chase Bank | $770,000 | $685,000 | -11.0% | 0.7% |
NBKC BANK | $685,000 | n/a | 0.7% | |
NEW DAY FINANCIAL, LLC | $200,000 | $650,000 | 225.0% | 0.6% |
AMERICAN FINANCING CORPORATION | $125,000 | $575,000 | 360.0% | 0.6% |
MOVEMENT MORTGAGE, LLC | $1,290,000 | $575,000 | -55.4% | 0.6% |
Bank of America | $190,000 | $550,000 | 189.5% | 0.5% |
Barrington Bank & Trust Company, N.A. | $530,000 | n/a | 0.5% | |
First Guaranty Mortgage Corporation | $780,000 | $520,000 | -33.3% | 0.5% |
GUARANTEED RATE AFFINITY, LLC | $125,000 | $510,000 | 308.0% | 0.5% |
ENVOY MORTGAGE, LTD | $235,000 | $505,000 | 114.9% | 0.5% |
AMERICAN FINANCIAL RESOURCES, INC. | $85,000 | $500,000 | 488.2% | 0.5% |
Commerce Home Mortgage, Inc. | $760,000 | $485,000 | -36.2% | 0.5% |
LOANPAL, LLC | $155,000 | $470,000 | 203.2% | 0.5% |
MEGASTAR FINANCIAL CORP. | $115,000 | $465,000 | 304.3% | 0.4% |
CHURCHILL MORTGAGE CORPORATION | $320,000 | $450,000 | 40.6% | 0.4% |
SPRING EQ, LLC | $375,000 | $445,000 | 18.7% | 0.4% |
21ST MORTGAGE CORPORATION | $100,000 | $440,000 | 340.0% | 0.4% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,255,000 | $435,000 | -65.3% | 0.4% |
SAN DIEGO COUNTY CREDIT UNION | $435,000 | n/a | 0.4% | |
SUN WEST MORTGAGE COMPANY, INC. | $1,395,000 | $425,000 | -69.5% | 0.4% |
SOVEREIGN LENDING GROUP INCORPORATED | $420,000 | n/a | 0.4% | |
ALAMEDA MORTGAGE CORPORATION | $255,000 | $390,000 | 52.9% | 0.4% |
USAA Federal Savings Bank | $985,000 | $390,000 | -60.4% | 0.4% |
Citadel Servicing Corporation | $365,000 | n/a | 0.3% | |
First Home Bank | $365,000 | n/a | 0.3% | |
VILLAGE CAPITAL MORTGAGE | $1,980,000 | $365,000 | -81.6% | 0.3% |
NOVA FINANCIAL & INVESTMENT CORPORATION | $355,000 | n/a | 0.3% | |
Quontic Bank | $355,000 | n/a | 0.3% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $335,000 | n/a | 0.3% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $235,000 | $320,000 | 36.2% | 0.3% |
MOUNTAIN WEST FINANCIAL, INC. | $315,000 | $305,000 | -3.2% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $105,000 | $305,000 | 190.5% | 0.3% |
SACRAMENTO Credit Union | $295,000 | n/a | 0.3% | |
SCENIC OAKS FUNDING, INC. | $280,000 | n/a | 0.3% | |
EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $255,000 | $275,000 | 7.8% | 0.3% |
Firefighters First Federal Credit Union | $265,000 | n/a | 0.3% | |
EVERETT FINANCIAL, INC. | $255,000 | n/a | 0.2% | |
LENDINGHOME FUNDING CORPORATION | $255,000 | n/a | 0.2% | |
Nations Lending Corporation | $195,000 | $255,000 | 30.8% | 0.2% |
DIGNIFIED HOME LOANS, LLC | $245,000 | n/a | 0.2% | |
MEMBER FIRST MORTGAGE, LLC | $785,000 | $240,000 | -69.4% | 0.2% |
NETWORK CAPITAL FUNDING CORPORATION | $165,000 | $240,000 | 45.5% | 0.2% |
VERITAS FUNDING, LLC | $235,000 | n/a | 0.2% | |
BETTER MORTGAGE CORPORATION | $755,000 | $225,000 | -70.2% | 0.2% |
Citizens Bank | $155,000 | $215,000 | 38.7% | 0.2% |
AMCAP MORTGAGE, LTD. | $205,000 | n/a | 0.2% | |
PREMIER MORTGAGE RESOURCES, L.L.C. | $205,000 | n/a | 0.2% | |
RESIDENTIAL BANCORP. | $205,000 | n/a | 0.2% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $200,000 | n/a | 0.2% | |
Paramount Residential Mortgage Group, Inc. | $560,000 | $195,000 | -65.2% | 0.2% |
Citibank | $185,000 | n/a | 0.2% | |
ROUNDPOINT MORTGAGE SERVICING CORPORATION | $185,000 | n/a | 0.2% | |
TRAVIS CREDIT UNION | $185,000 | n/a | 0.2% | |
AMERICAN ADVISORS GROUP | $75,000 | $180,000 | 140.0% | 0.2% |
MEMBERS 1ST CREDIT UNION | $175,000 | n/a | 0.2% | |
Figure Lending LLC | $170,000 | n/a | 0.2% | |
DRAPER AND KRAMER MORTGAGE CORP. | $165,000 | n/a | 0.2% | |
IMPAC MORTGAGE CORP. | $165,000 | n/a | 0.2% | |
MANN FINANCIAL INC. | $205,000 | $165,000 | -19.5% | 0.2% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $165,000 | n/a | 0.2% | |
Northpointe Bank | $165,000 | n/a | 0.2% | |
PLANET HOME LENDING, LLC | $805,000 | $165,000 | -79.5% | 0.2% |
FBC MORTGAGE, LLC | $185,000 | $155,000 | -16.2% | 0.1% |
Hometown Equity Mortgage, LLC | $130,000 | $155,000 | 19.2% | 0.1% |
TOP FLITE FINANCIAL, INC. | $155,000 | n/a | 0.1% | |
GENEVA FINANCIAL, LLC | $135,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $105,000 | $135,000 | 28.6% | 0.1% |
MASON MCDUFFIE MORTGAGE CORPORATION | $205,000 | $125,000 | -39.0% | 0.1% |
S1L, Inc. | $125,000 | n/a | 0.1% | |
Carrington Mortgage Services, LLC | $970,000 | $115,000 | -88.1% | 0.1% |
PLAZA HOME MORTGAGE, INC. | $115,000 | n/a | 0.1% | |
Discover Bank | $65,000 | $95,000 | 46.2% | 0.1% |
INFINITY EQUITY GROUP, INC. | $285,000 | $85,000 | -70.2% | 0.1% |
ACADEMY MORTGAGE CORPORATION | $175,000 | $75,000 | -57.1% | 0.1% |
Sierra Pacific Mortgage Company, Inc. | $835,000 | $75,000 | -91.0% | 0.1% |
GREATER NEVADA LLC | $65,000 | n/a | 0.1% | |
SAN FRANCISCO FIRE CREDIT UNION | $45,000 | n/a | 0.0% | |
UTILITIES EMPLOYEES CREDIT UNION | $35,000 | n/a | 0.0% |
Susanville's top lender by overall market share is AXIA FINANCIAL, LLC, with 18.4% market share. In second place, with 8.4%, is SUMMIT FUNDING, INC., having originated $8,750,000 in loans. In third place, with 8.1%, is QUICKEN LOANS, LLC, having originated $8,425,000 in loans. In fourth place, with 5.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,465,000 in loans. In fifth place, with 3.8%, is Mortgage Research Center, LLC, having originated $3,990,000 in loans.
Susanville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $195,975 (-12.7%) | $394,352 (-26.4%) | 0.00 | 142 |
2018-02-01 | $199,450 (-15.0%) | $399,973 (-30.6%) | 0.00 | 145 |
2018-03-01 | $224,700 (-10.1%) | $411,282 (-24.9%) | 0.00 | 150 |
2018-04-01 | $224,900 (-2.0%) | $403,205 (-15.4%) | 0.00 | 165 |
2018-05-01 | $230,700 (5.5%) | $427,248 (2.8%) | 0.00 | 181 |
2018-06-01 | $239,900 (5.1%) | $409,113 (-0.6%) | 0.00 | 201 |
2018-07-01 | $245,000 (3.4%) | $396,204 (-14.2%) | 0.00 | 223 |
2018-08-01 | $245,000 (6.8%) | $393,046 (-14.3%) | 0.00 | 217 |
2018-09-01 | $235,000 (6.8%) | $308,358 (-30.3%) | 0.00 | 221 |
2018-10-01 | $227,000 (7.0%) | $298,774 (-31.7%) | 0.00 | 210 |
2018-11-01 | $215,000 (0.1%) | $296,991 (-23.0%) | 0.00 | 187 |
2018-12-01 | $220,000 (10.6%) | $305,846 (-23.0%) | 0.00 | 164 |
2019-01-01 | $230,225 (17.5%) | $332,604 (-15.7%) | 0.00 | 135 |
2019-02-01 | $232,450 (16.6%) | $375,669 (-6.1%) | 0.00 | 138 |
2019-03-01 | $219,625 (-2.3%) | $381,262 (-7.3%) | 0.00 | 133 |
2019-04-01 | $227,000 (0.9%) | $357,670 (-11.3%) | 0.00 | 145 |
2019-05-01 | $239,900 (4.0%) | $387,282 (-9.4%) | 0.00 | 169 |
2019-06-01 | $244,900 (2.1%) | $357,754 (-12.6%) | 0.00 | 182 |
2019-07-01 | $242,450 (-1.0%) | $384,546 (-2.9%) | 0.00 | 195 |
2019-08-01 | $242,450 (-1.0%) | $380,295 (-3.2%) | 0.00 | 206 |
2019-09-01 | $247,475 (5.3%) | $349,410 (13.3%) | 0.00 | 217 |
2019-10-01 | $249,000 (9.7%) | $321,314 (7.5%) | 0.00 | 210 |
2019-11-01 | $249,000 (15.8%) | $321,114 (8.1%) | 0.00 | 192 |
2019-12-01 | $248,175 (12.8%) | $331,918 (8.5%) | 0.00 | 169 |
2020-01-01 | $233,000 (1.2%) | $302,861 (-8.9%) | 0.00 | 148 |
2020-02-01 | $219,000 (-5.8%) | $284,148 (-24.4%) | 0.00 | 137 |
2020-03-01 | $224,625 (2.3%) | $288,085 (-24.4%) | 0.00 | 148 |
2020-04-01 | $233,500 (2.9%) | $290,816 (-18.7%) | 0.00 | 155 |
2020-05-01 | $249,950 (4.2%) | $307,194 (-20.7%) | 0.00 | 135 |
2020-06-01 | $275,500 (12.5%) | $347,022 (-3.0%) | 0.00 | 126 |
2020-07-01 | $269,800 (11.3%) | $415,025 (7.9%) | 0.00 | 120 |
2020-08-01 | $249,000 (2.7%) | $423,907 (11.5%) | 0.00 | 106 |
2020-09-01 | $263,450 (6.5%) | $448,966 (28.5%) | 0.00 | 108 |
2020-10-01 | $260,000 (4.4%) | $459,440 (43.0%) | 0.00 | 99 |
2020-11-01 | $252,500 (1.4%) | $488,489 (52.1%) | 0.00 | 90 |
2020-12-01 | $241,725 (-2.6%) | $473,813 (42.8%) | 0.00 | 87 |
2021-01-01 | $269,000 (15.5%) | $539,016 (78.0%) | 0.00 | 69 |
2021-02-01 | $273,738 (25.0%) | $606,306 (113.4%) | 0.00 | 58 |
2021-03-01 | $237,425 (5.7%) | $579,264 (101.1%) | 0.00 | 61 |
2021-04-01 | $264,000 (13.1%) | $531,341 (82.7%) | 0.00 | 79 |
2021-05-01 | $274,000 (9.6%) | $450,277 (46.6%) | 0.00 | 126 |
2021-06-01 | $294,750 (7.0%) | $468,901 (35.1%) | 0.00 | 116 |
2021-07-01 | $310,000 (14.9%) | $496,072 (19.5%) | 0.00 | 121 |
2021-08-01 | $339,925 (36.5%) | $527,806 (24.5%) | 0.00 | 117 |
2021-09-01 | $342,450 (30.0%) | $498,498 (11.0%) | 0.00 | 117 |
2021-10-01 | $329,450 (26.7%) | $428,173 (-6.8%) | 0.00 | 108 |
2021-11-01 | $314,500 (24.6%) | $454,809 (-6.9%) | 0.00 | 106 |
2021-12-01 | $307,500 (27.2%) | $443,056 (-6.5%) | 0.00 | 107 |
2022-01-01 | $305,000 (13.4%) | $404,438 (-25.0%) | 0.00 | 86 |
2022-02-01 | $321,950 (17.6%) | $443,806 (-26.8%) | 0.00 | 67 |
2022-03-01 | $342,500 (44.3%) | $527,610 (-8.9%) | 0.00 | 76 |
2022-04-01 | $310,000 (17.4%) | $522,354 (-1.7%) | 0.00 | 75 |
2022-05-01 | $327,450 (19.5%) | $486,322 (8.0%) | 0.00 | 95 |
2022-06-01 | $310,000 (5.2%) | $383,610 (-18.2%) | 0.00 | 110 |
2022-07-01 | $324,900 (4.8%) | $391,940 (-21.0%) | 0.00 | 110 |
2022-08-01 | $306,975 (-9.7%) | $393,885 (-25.4%) | 0.00 | 116 |
2022-09-01 | $310,750 (-9.3%) | $387,281 (-22.3%) | 0.00 | 114 |
2022-10-01 | $299,999 (-8.9%) | $372,649 (-13.0%) | 0.00 | 124 |
2022-11-01 | $295,000 (-6.2%) | $330,035 (-27.4%) | 0.00 | 119 |
2022-12-01 | $297,000 (-3.4%) | $332,933 (-24.9%) | 0.00 | 97 |
2023-01-01 | $295,000 (-3.3%) | $378,964 (-6.3%) | 0.00 | 95 |
2023-02-01 | $299,999 (-6.8%) | $386,992 (-12.8%) | 0.00 | 89 |
2023-03-01 | $299,250 (-12.6%) | $383,981 (-27.2%) | 0.00 | 84 |
2023-04-01 | $308,950 (-0.3%) | $394,848 (-24.4%) | 0.00 | 76 |
Susanville's median listing price comes in at 0% of the national average.
Susanville's average listing price for 2023-04-01 was $394,848, a difference of $-127,506 (-24.4%) versus the prior year and $10,867 versus the prior month.
For the 2023-04-01 period, Susanville had 76 MLS listings, a difference of -8 listings (-10%) versus the prior month and 1 listings (1%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,497 sqft |
2018-02-01 | 0 days | 1,501 sqft |
2018-03-01 | 0 days | 1,502 sqft |
2018-04-01 | 0 days | 1,547 sqft |
2018-05-01 | 0 days | 1,572 sqft |
2018-06-01 | 0 days | 1,613 sqft |
2018-07-01 | 0 days | 1,619 sqft |
2018-08-01 | 0 days | 1,628 sqft |
2018-09-01 | 0 days | 1,623 sqft |
2018-10-01 | 0 days | 1,609 sqft |
2018-11-01 | 0 days | 1,606 sqft |
2018-12-01 | 0 days | 1,584 sqft |
2019-01-01 | 0 days | 1,585 sqft |
2019-02-01 | 0 days | 1,581 sqft |
2019-03-01 | 0 days | 1,581 sqft |
2019-04-01 | 0 days | 1,625 sqft |
2019-05-01 | 0 days | 1,641 sqft |
2019-06-01 | 0 days | 1,652 sqft |
2019-07-01 | 0 days | 1,663 sqft |
2019-08-01 | 0 days | 1,645 sqft |
2019-09-01 | 0 days | 1,594 sqft |
2019-10-01 | 0 days | 1,627 sqft |
2019-11-01 | 0 days | 1,636 sqft |
2019-12-01 | 0 days | 1,578 sqft |
2020-01-01 | 0 days | 1,526 sqft |
2020-02-01 | 0 days | 1,465 sqft |
2020-03-01 | 0 days | 1,477 sqft |
2020-04-01 | 0 days | 1,513 sqft |
2020-05-01 | 0 days | 1,580 sqft |
2020-06-01 | 0 days | 1,677 sqft |
2020-07-01 | 0 days | 1,721 sqft |
2020-08-01 | 0 days | 1,596 sqft |
2020-09-01 | 0 days | 1,627 sqft |
2020-10-01 | 0 days | 1,567 sqft |
2020-11-01 | 0 days | 1,650 sqft |
2020-12-01 | 0 days | 1,661 sqft |
2021-01-01 | 0 days | 1,674 sqft |
2021-02-01 | 0 days | 1,734 sqft |
2021-03-01 | 0 days | 1,579 sqft |
2021-04-01 | 0 days | 1,555 sqft |
2021-05-01 | 0 days | 1,670 sqft |
2021-06-01 | 0 days | 1,825 sqft |
2021-07-01 | 0 days | 1,855 sqft |
2021-08-01 | 0 days | 1,873 sqft |
2021-09-01 | 0 days | 1,859 sqft |
2021-10-01 | 0 days | 1,852 sqft |
2021-11-01 | 0 days | 1,791 sqft |
2021-12-01 | 0 days | 1,736 sqft |
2022-01-01 | 0 days | 1,669 sqft |
2022-02-01 | 0 days | 1,699 sqft |
2022-03-01 | 0 days | 1,792 sqft |
2022-04-01 | 0 days | 1,768 sqft |
2022-05-01 | 0 days | 1,754 sqft |
2022-06-01 | 0 days | 1,673 sqft |
2022-07-01 | 0 days | 1,646 sqft |
2022-08-01 | 0 days | 1,573 sqft |
2022-09-01 | 0 days | 1,604 sqft |
2022-10-01 | 0 days | 1,620 sqft |
2022-11-01 | 0 days | 1,579 sqft |
2022-12-01 | 0 days | 1,576 sqft |
2023-01-01 | 0 days | 1,522 sqft |
2023-02-01 | 0 days | 1,521 sqft |
2023-03-01 | 0 days | 1,519 sqft |
2023-04-01 | 0 days | 1,623 sqft |
Susanville's median square footage for active listings during the 2023-04-01 period was 1,623 sqft. One year prior, the average listing was 1,768 sqft.
Susanville, CA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 324 | $68,630,000 | $211,821 |
Refi | 93 | $17,145,000 | $184,355 |
Cash Out Refi | 86 | $16,780,000 | $195,116 |
Home Improvement | 16 | $1,070,000 | $66,875 |
Other | 9 | $795,000 | $88,333 |
Susanville's most frequently cited loan purpose was Home Purchase, with 324 originations. The 2nd most popular reason was Refi, with 93 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 139 | $31,085,000 | $223,633 |
3-4% | 125 | $25,345,000 | $202,760 |
4-5% | 123 | $24,615,000 | $200,122 |
6-7% | 49 | $9,095,000 | $185,612 |
2.5-3% | 37 | $8,595,000 | $232,297 |
7-8% | 23 | $3,645,000 | $158,478 |
<2.5% | 19 | $1,325,000 | $69,737 |
Over 8% | 9 | $485,000 | $53,889 |
During 2022, Susanville's most frequently originated rate bucket was 5-6%, with 139 originations.
Loan Sizing (Susanville, CA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 206 | $31,960,000 | $155,146 |
$200k-400k | 204 | $54,940,000 | $269,314 |
$100,000 or less | 92 | $5,010,000 | $54,457 |
$400k-600k | 25 | $11,865,000 | $474,600 |
$600k-1000k | 1 | $645,000 | $645,000 |
Susanville's loan sizing saw the bucket of loans from $100k-200k with 206 originations, totaling $31,960,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 254 | $61,070,000 | $240,433 |
60-80% | 144 | $28,510,000 | $197,986 |
40-60% | 48 | $7,930,000 | $165,208 |
Under 20% | 39 | $955,000 | $24,487 |
20-40% | 24 | $2,460,000 | $102,500 |
Over 100% | 7 | $1,965,000 | $280,714 |
Susanville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 254 originations, totaling $61,070,000 in origination value.