Susanville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Susanville averaged 6.49% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.66% and one month ago for the week of 2024-01-18, the average rate was 6.19%.

Susanville's average rate one year ago was 6.24%.

For refis of the same type during the week of 2024-02-22, the average rate was 6.8%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Susanville 30 Year Fixed Rate 2024-02-22 6.49%
Susanville 30 Year Fixed Rate Refi 2024-02-22 6.8%
Susanville 15 Year Fixed Rate 2024-02-22 6.29%
Susanville 15 Year Fixed Rate Refi 2024-02-22 6.79%
Susanville 30 Year FHA 2024-02-22 -0.59%
Susanville 30 Year FHA Refi 2024-02-22 -0.1%
Susanville 30 Year USDA 2024-02-22 -0.1%
Susanville 30 Year USDA Refi 2024-02-22 -0.2%
Susanville 30 Year VA 2024-02-22 0.1%
Susanville 30 Year VA Refi 2024-02-22 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Susanville, CA.

Susanville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Susanville, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
AXIA FINANCIAL, LLC 41 4.97% $6,509
QUICKEN LOANS, LLC 24 4.66% $6,044
SUMMIT FUNDING, INC. 18 4.87% $9,021
UNITED WHOLESALE MORTGAGE, LLC 11 4.62% $6,651
LOANDEPOT.COM, LLC 10 4.86% $5,723
NEWREZ LLC 5 4.95% $3,894
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 5.73% $6,145
Sierra Central Credit Union 5 4.68% $3,090
GUILD MORTGAGE COMPANY 5 3.95% $5,995
BROKER SOLUTIONS, INC. 4 4.97% $6,298
HOME POINT FINANCIAL CORPORATION 4 4.66% $4,989
THE GOLDEN 1 4 3.88% $4,330
U.S. Bank 4 5.34% $3,984
Flagstar Bank, FSB 4 4.18% $4,514
AMERICAN PACIFIC MORTGAGE CORPORATION 4 5.47% $7,266
LAKEVIEW LOAN SERVICING, LLC 3 4.99% $4,316
CALIBER HOME LOANS, INC. 3 4.43% $4,382
Mr. Cooper ( Nationstar Mortgage ) 3 5.21% $8,851
AMERISAVE MORTGAGE CORPORATION 3 4.33% $7,531
MOVEMENT MORTGAGE, LLC 3 5.48% $4,666
ENVOY MORTGAGE, LTD 3 5.38% $5,425
FINANCE OF AMERICA MORTGAGE LLC 3 4.58% $5,222
JMJ FINANCIAL GROUP 2 5.63% $4,958
CMG MORTGAGE, INC. 2 3.81% $5,948
CROSSCOUNTRY MORTGAGE, LLC 2 4.19% $9,276
MEGASTAR FINANCIAL CORP. 2 3.25% $6,628
CARDINAL FINANCIAL 2 6.87% $6,455
FREEDOM MORTGAGE CORPORATION 2 4.19% $11,083
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 5.50% $8,190
GUARANTEED RATE AFFINITY, LLC 2 5.88% $5,980
CHURCHILL MORTGAGE CORPORATION 2 4.56% $4,974
JPMorgan Chase Bank 2 4.56% $5,285
ACADEMY MORTGAGE CORPORATION 1 3.00% $5,238
Wells Fargo Bank 1 3.38% $5,224
AMCAP MORTGAGE, LTD. 1 3.88% $7,784
AMERICAN FINANCING CORPORATION 1 3.25% $6,652
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 4.75% $5,637
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.38% $3,736
BETTER MORTGAGE CORPORATION 1 5.50% $5,768
Carrington Mortgage Services, LLC 1 6.25% $5,244
Citadel Servicing Corporation 1 8.00% $10,971
Citibank 1 3.88% $3,899
DIGNIFIED HOME LOANS, LLC 1 5.13% $4,756
DRAPER AND KRAMER MORTGAGE CORP. 1 3.75% $4,131
Firefighters First Federal Credit Union 1 3.88% $0
GREATER NEVADA LLC 1 2.88% $3,719
IMPAC MORTGAGE CORP. 1 3.75% $6,971
INFINITY EQUITY GROUP, INC. 1 6.00% $3,669
LOANPAL, LLC 1 3.99% $6,895
MANN FINANCIAL INC. 1 5.63% $5,007
MASON MCDUFFIE MORTGAGE CORPORATION 1 5.37% $3,952
MEMBER FIRST MORTGAGE, LLC 1 5.63% $4,222
MEMBERS 1ST CREDIT UNION 1 5.63% $4,641
NAVY FEDERAL CREDIT UNION 1 7.50% $3,258
NOVA FINANCIAL & INVESTMENT CORPORATION 1 5.38% $624
Paramount Residential Mortgage Group, Inc. 1 6.00% $7,343
PENNYMAC LOAN SERVICES, LLC 1 4.88% $6,211
PLANET HOME LENDING, LLC 1 3.50% $11,175
PLAZA HOME MORTGAGE, INC. 1 5.99% $3,084
Quontic Bank 1 7.25% $10,749
ROYAL UNITED MORTGAGE LLC 1 5.38% $8,581
SACRAMENTO Credit Union 1 5.63% $3,596
SAN DIEGO COUNTY CREDIT UNION 1 2.75% $3,303
Sierra Pacific Mortgage Company, Inc. 1 3.63% $4,027
TRAVIS CREDIT UNION 1 2.88% $3,312

Susanville Average Closing Costs & Other Stats

Susanville, CA's 65 lenders originated 528 loans during 2022. The total origination value was $104,420,000, with an average loan value of $197,765.

Susanville's average closing costs are $5,862.

The top Susanville lender as defined by loan originations is AXIA FINANCIAL, LLC, with 41 loans originated. Their average total fees are $6,509, which is $465 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Susanville lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC ($5,723), QUICKEN LOANS, LLC ($6,044), AXIA FINANCIAL, LLC ($6,509), UNITED WHOLESALE MORTGAGE, LLC ($6,651) and SUMMIT FUNDING, INC. ($9,021).

The lowest rate Susanville lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (4.62%), QUICKEN LOANS, LLC (4.66%), LOANDEPOT.COM, LLC (4.86%), SUMMIT FUNDING, INC. (4.87%) and AXIA FINANCIAL, LLC (4.97%).

Susanville, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
AXIA FINANCIAL, LLC $35,530,000 $19,195,000 -46.0% 18.4%
SUMMIT FUNDING, INC. $13,865,000 $8,750,000 -36.9% 8.4%
QUICKEN LOANS, LLC $21,700,000 $8,425,000 -61.2% 8.1%
UNITED WHOLESALE MORTGAGE, LLC $6,315,000 $5,465,000 -13.5% 5.2%
Mortgage Research Center, LLC $3,410,000 $3,990,000 17.0% 3.8%
LOANDEPOT.COM, LLC $5,660,000 $3,190,000 -43.6% 3.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $12,715,000 $2,485,000 -80.5% 2.4%
FREEDOM MORTGAGE CORPORATION $11,810,000 $2,230,000 -81.1% 2.1%
PENNYMAC LOAN SERVICES, LLC $4,570,000 $1,850,000 -59.5% 1.8%
GUILD MORTGAGE COMPANY $3,395,000 $1,775,000 -47.7% 1.7%
U.S. Bank $3,410,000 $1,730,000 -49.3% 1.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,815,000 $1,715,000 -5.5% 1.6%
CMG MORTGAGE, INC. $1,660,000 n/a 1.6%
Sierra Central Credit Union $2,815,000 $1,585,000 -43.7% 1.5%
Wells Fargo Bank $3,790,000 $1,445,000 -61.9% 1.4%
NEWREZ LLC $2,920,000 $1,430,000 -51.0% 1.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $620,000 $1,370,000 121.0% 1.3%
BROKER SOLUTIONS, INC. $2,005,000 $1,345,000 -32.9% 1.3%
CROSSCOUNTRY MORTGAGE, LLC $635,000 $1,280,000 101.6% 1.2%
FINANCE OF AMERICA MORTGAGE LLC $745,000 $1,050,000 40.9% 1.0%
CALIBER HOME LOANS, INC. $3,125,000 $1,020,000 -67.4% 1.0%
Flagstar Bank, FSB $1,375,000 $1,015,000 -26.2% 1.0%
NAVY FEDERAL CREDIT UNION $3,250,000 $1,015,000 -68.8% 1.0%
HOME POINT FINANCIAL CORPORATION $4,040,000 $985,000 -75.6% 0.9%
AMERISAVE MORTGAGE CORPORATION $2,065,000 $970,000 -53.0% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $3,060,000 $900,000 -70.6% 0.9%
MORTGAGEONE, INC. $375,000 $820,000 118.7% 0.8%
THE GOLDEN 1 $2,765,000 $800,000 -71.1% 0.8%
Tri Counties Bank $915,000 $800,000 -12.6% 0.8%
LAKEVIEW LOAN SERVICING, LLC $2,415,000 $780,000 -67.7% 0.7%
JMJ FINANCIAL GROUP $695,000 n/a 0.7%
JPMorgan Chase Bank $770,000 $685,000 -11.0% 0.7%
NBKC BANK $685,000 n/a 0.7%
NEW DAY FINANCIAL, LLC $200,000 $650,000 225.0% 0.6%
AMERICAN FINANCING CORPORATION $125,000 $575,000 360.0% 0.6%
MOVEMENT MORTGAGE, LLC $1,290,000 $575,000 -55.4% 0.6%
Bank of America $190,000 $550,000 189.5% 0.5%
Barrington Bank & Trust Company, N.A. $530,000 n/a 0.5%
First Guaranty Mortgage Corporation $780,000 $520,000 -33.3% 0.5%
GUARANTEED RATE AFFINITY, LLC $125,000 $510,000 308.0% 0.5%
ENVOY MORTGAGE, LTD $235,000 $505,000 114.9% 0.5%
AMERICAN FINANCIAL RESOURCES, INC. $85,000 $500,000 488.2% 0.5%
Commerce Home Mortgage, Inc. $760,000 $485,000 -36.2% 0.5%
LOANPAL, LLC $155,000 $470,000 203.2% 0.5%
MEGASTAR FINANCIAL CORP. $115,000 $465,000 304.3% 0.4%
CHURCHILL MORTGAGE CORPORATION $320,000 $450,000 40.6% 0.4%
SPRING EQ, LLC $375,000 $445,000 18.7% 0.4%
21ST MORTGAGE CORPORATION $100,000 $440,000 340.0% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,255,000 $435,000 -65.3% 0.4%
SAN DIEGO COUNTY CREDIT UNION $435,000 n/a 0.4%
SUN WEST MORTGAGE COMPANY, INC. $1,395,000 $425,000 -69.5% 0.4%
SOVEREIGN LENDING GROUP INCORPORATED $420,000 n/a 0.4%
ALAMEDA MORTGAGE CORPORATION $255,000 $390,000 52.9% 0.4%
USAA Federal Savings Bank $985,000 $390,000 -60.4% 0.4%
Citadel Servicing Corporation $365,000 n/a 0.3%
First Home Bank $365,000 n/a 0.3%
VILLAGE CAPITAL MORTGAGE $1,980,000 $365,000 -81.6% 0.3%
NOVA FINANCIAL & INVESTMENT CORPORATION $355,000 n/a 0.3%
Quontic Bank $355,000 n/a 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $335,000 n/a 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $235,000 $320,000 36.2% 0.3%
MOUNTAIN WEST FINANCIAL, INC. $315,000 $305,000 -3.2% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $105,000 $305,000 190.5% 0.3%
SACRAMENTO Credit Union $295,000 n/a 0.3%
SCENIC OAKS FUNDING, INC. $280,000 n/a 0.3%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $255,000 $275,000 7.8% 0.3%
Firefighters First Federal Credit Union $265,000 n/a 0.3%
EVERETT FINANCIAL, INC. $255,000 n/a 0.2%
LENDINGHOME FUNDING CORPORATION $255,000 n/a 0.2%
Nations Lending Corporation $195,000 $255,000 30.8% 0.2%
DIGNIFIED HOME LOANS, LLC $245,000 n/a 0.2%
MEMBER FIRST MORTGAGE, LLC $785,000 $240,000 -69.4% 0.2%
NETWORK CAPITAL FUNDING CORPORATION $165,000 $240,000 45.5% 0.2%
VERITAS FUNDING, LLC $235,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $755,000 $225,000 -70.2% 0.2%
Citizens Bank $155,000 $215,000 38.7% 0.2%
AMCAP MORTGAGE, LTD. $205,000 n/a 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $205,000 n/a 0.2%
RESIDENTIAL BANCORP. $205,000 n/a 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $200,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $560,000 $195,000 -65.2% 0.2%
Citibank $185,000 n/a 0.2%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $185,000 n/a 0.2%
TRAVIS CREDIT UNION $185,000 n/a 0.2%
AMERICAN ADVISORS GROUP $75,000 $180,000 140.0% 0.2%
MEMBERS 1ST CREDIT UNION $175,000 n/a 0.2%
Figure Lending LLC $170,000 n/a 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $165,000 n/a 0.2%
IMPAC MORTGAGE CORP. $165,000 n/a 0.2%
MANN FINANCIAL INC. $205,000 $165,000 -19.5% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $165,000 n/a 0.2%
Northpointe Bank $165,000 n/a 0.2%
PLANET HOME LENDING, LLC $805,000 $165,000 -79.5% 0.2%
FBC MORTGAGE, LLC $185,000 $155,000 -16.2% 0.1%
Hometown Equity Mortgage, LLC $130,000 $155,000 19.2% 0.1%
TOP FLITE FINANCIAL, INC. $155,000 n/a 0.1%
GENEVA FINANCIAL, LLC $135,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $105,000 $135,000 28.6% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $205,000 $125,000 -39.0% 0.1%
S1L, Inc. $125,000 n/a 0.1%
Carrington Mortgage Services, LLC $970,000 $115,000 -88.1% 0.1%
PLAZA HOME MORTGAGE, INC. $115,000 n/a 0.1%
Discover Bank $65,000 $95,000 46.2% 0.1%
INFINITY EQUITY GROUP, INC. $285,000 $85,000 -70.2% 0.1%
ACADEMY MORTGAGE CORPORATION $175,000 $75,000 -57.1% 0.1%
Sierra Pacific Mortgage Company, Inc. $835,000 $75,000 -91.0% 0.1%
GREATER NEVADA LLC $65,000 n/a 0.1%
SAN FRANCISCO FIRE CREDIT UNION $45,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $35,000 n/a 0.0%

Susanville's top lender by overall market share is AXIA FINANCIAL, LLC, with 18.4% market share. In second place, with 8.4%, is SUMMIT FUNDING, INC., having originated $8,750,000 in loans. In third place, with 8.1%, is QUICKEN LOANS, LLC, having originated $8,425,000 in loans. In fourth place, with 5.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,465,000 in loans. In fifth place, with 3.8%, is Mortgage Research Center, LLC, having originated $3,990,000 in loans.


Susanville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $189,900 (-14.4%) $389,428 (-27.6%) 0.00 139
2018-02-01 $198,500 (-12.6%) $396,380 (-31.6%) 0.00 141
2018-03-01 $219,900 (-12.0%) $407,962 (-25.9%) 0.00 146
2018-04-01 $217,425 (-5.2%) $398,524 (-16.8%) 0.00 160
2018-05-01 $227,000 (3.8%) $424,394 (1.8%) 0.00 177
2018-06-01 $239,900 (5.1%) $408,730 (-1.0%) 0.00 196
2018-07-01 $243,950 (2.9%) $395,729 (-14.6%) 0.00 219
2018-08-01 $245,000 (6.8%) $391,116 (-14.8%) 0.00 215
2018-09-01 $235,000 (6.8%) $304,879 (-31.3%) 0.00 219
2018-10-01 $227,000 (8.7%) $295,608 (-32.8%) 0.00 208
2018-11-01 $215,000 (2.7%) $295,687 (-23.4%) 0.00 185
2018-12-01 $224,500 (13.4%) $307,381 (-22.2%) 0.00 163
2019-01-01 $232,000 (22.2%) $334,720 (-14.1%) 0.00 134
2019-02-01 $232,450 (17.1%) $378,039 (-4.6%) 0.00 137
2019-03-01 $224,929 (2.3%) $368,181 (-9.8%) 0.00 139
2019-04-01 $227,428 (4.6%) $357,066 (-10.4%) 0.00 145
2019-05-01 $239,900 (5.7%) $387,282 (-8.7%) 0.00 169
2019-06-01 $244,900 (2.1%) $357,754 (-12.5%) 0.00 182
2019-07-01 $241,225 (-1.1%) $385,102 (-2.7%) 0.00 195
2019-08-01 $242,455 (-1.0%) $368,280 (-5.8%) 0.00 199
2019-09-01 $246,136 (4.7%) $341,037 (11.9%) 0.00 207
2019-10-01 $249,000 (9.7%) $321,368 (8.7%) 0.00 208
2019-11-01 $249,000 (15.8%) $321,171 (8.6%) 0.00 191
2019-12-01 $248,175 (10.6%) $331,918 (8.0%) 0.00 169
2020-01-01 $233,000 (0.4%) $302,861 (-9.5%) 0.00 148
2020-02-01 $219,500 (-5.6%) $284,617 (-24.7%) 0.00 137
2020-03-01 $225,000 (0.0%) $288,549 (-21.6%) 0.00 147
2020-04-01 $237,000 (4.2%) $291,279 (-18.4%) 0.00 154
2020-05-01 $249,999 (4.2%) $307,818 (-20.5%) 0.00 134
2020-06-01 $275,500 (12.5%) $347,022 (-3.0%) 0.00 126
2020-07-01 $269,800 (11.9%) $415,025 (7.8%) 0.00 120
2020-08-01 $249,000 (2.7%) $423,907 (15.1%) 0.00 106
2020-09-01 $263,450 (7.0%) $448,966 (31.7%) 0.00 108
2020-10-01 $260,000 (4.4%) $459,440 (43.0%) 0.00 99
2020-11-01 $252,500 (1.4%) $488,489 (52.1%) 0.00 90
2020-12-01 $241,725 (-2.6%) $473,813 (42.8%) 0.00 87
2021-01-01 $269,000 (15.5%) $539,016 (78.0%) 0.00 69
2021-02-01 $273,738 (24.7%) $606,306 (113.0%) 0.00 58
2021-03-01 $237,425 (5.5%) $579,264 (100.8%) 0.00 61
2021-04-01 $264,000 (11.4%) $531,341 (82.4%) 0.00 79
2021-05-01 $274,000 (9.6%) $450,277 (46.3%) 0.00 126
2021-06-01 $294,750 (7.0%) $468,901 (35.1%) 0.00 116
2021-07-01 $310,000 (14.9%) $496,072 (19.5%) 0.00 121
2021-08-01 $339,925 (36.5%) $527,806 (24.5%) 0.00 117
2021-09-01 $342,450 (30.0%) $498,498 (11.0%) 0.00 117
2021-10-01 $329,450 (26.7%) $428,173 (-6.8%) 0.00 108
2021-11-01 $314,500 (24.6%) $454,809 (-6.9%) 0.00 106
2021-12-01 $307,500 (27.2%) $443,056 (-6.5%) 0.00 107
2022-01-01 $305,000 (13.4%) $404,438 (-25.0%) 0.00 86
2022-02-01 $321,950 (17.6%) $443,806 (-26.8%) 0.00 67
2022-03-01 $342,500 (44.3%) $527,610 (-8.9%) 0.00 76
2022-04-01 $310,000 (17.4%) $522,354 (-1.7%) 0.00 75
2022-05-01 $327,450 (19.5%) $486,322 (8.0%) 0.00 95
2022-06-01 $310,000 (5.2%) $383,610 (-18.2%) 0.00 110
2022-07-01 $324,900 (4.8%) $391,940 (-21.0%) 0.00 110
2022-08-01 $306,975 (-9.7%) $393,885 (-25.4%) 0.00 116
2022-09-01 $310,750 (-9.3%) $387,281 (-22.3%) 0.00 114
2022-10-01 $299,999 (-8.9%) $372,649 (-13.0%) 0.00 124
2022-11-01 $295,000 (-6.2%) $332,406 (-26.9%) 0.00 119
2022-12-01 $297,000 (-3.4%) $332,933 (-24.9%) 0.00 97
2023-01-01 $295,000 (-3.3%) $378,964 (-6.3%) 0.00 95
2023-02-01 $299,999 (-6.8%) $386,992 (-12.8%) 0.00 89
2023-03-01 $299,250 (-12.6%) $383,981 (-27.2%) 0.00 84
2023-04-01 $308,950 (-0.3%) $394,848 (-24.4%) 0.00 76
2023-05-01 $312,500 (-4.6%) $394,212 (-18.9%) 0.00 98
2023-06-01 $309,000 (-0.3%) $393,914 (2.7%) 0.00 116
2023-07-01 $299,999 (-7.7%) $385,761 (-1.6%) 0.00 125
2023-08-01 $307,950 (0.3%) $394,941 (0.3%) 0.00 128
2023-09-01 $315,000 (1.4%) $495,961 (28.1%) 0.00 128
2023-10-01 $312,400 (4.1%) $489,884 (31.5%) 0.00 132
2023-11-01 $310,000 (5.1%) $507,718 (52.7%) 0.00 121
2023-12-01 $304,000 (2.4%) $497,000 (49.3%) 0.00 114
Susanville's median listing price for 2023-12-01 was $304,000, a difference of $7,000 (2.4%) versus the prior year and $-6,000 versus the prior month.

Susanville's median listing price comes in at 0% of the national average.

Susanville's average listing price for 2023-12-01 was $497,000, a difference of $164,067 (49.3%) versus the prior year and $-10,718 versus the prior month.

For the 2023-12-01 period, Susanville had 114 MLS listings, a difference of -7 listings (-6%) versus the prior month and 17 listings (18%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,499 sqft
2018-02-01 0 days 1,501 sqft
2018-03-01 0 days 1,502 sqft
2018-04-01 0 days 1,542 sqft
2018-05-01 0 days 1,567 sqft
2018-06-01 0 days 1,613 sqft
2018-07-01 0 days 1,623 sqft
2018-08-01 0 days 1,630 sqft
2018-09-01 0 days 1,623 sqft
2018-10-01 0 days 1,609 sqft
2018-11-01 0 days 1,607 sqft
2018-12-01 0 days 1,596 sqft
2019-01-01 0 days 1,596 sqft
2019-02-01 0 days 1,598 sqft
2019-03-01 0 days 1,606 sqft
2019-04-01 0 days 1,635 sqft
2019-05-01 0 days 1,641 sqft
2019-06-01 0 days 1,652 sqft
2019-07-01 0 days 1,664 sqft
2019-08-01 0 days 1,670 sqft
2019-09-01 0 days 1,659 sqft
2019-10-01 0 days 1,645 sqft
2019-11-01 0 days 1,636 sqft
2019-12-01 0 days 1,578 sqft
2020-01-01 0 days 1,526 sqft
2020-02-01 0 days 1,453 sqft
2020-03-01 0 days 1,469 sqft
2020-04-01 0 days 1,508 sqft
2020-05-01 0 days 1,576 sqft
2020-06-01 0 days 1,677 sqft
2020-07-01 0 days 1,721 sqft
2020-08-01 0 days 1,596 sqft
2020-09-01 0 days 1,627 sqft
2020-10-01 0 days 1,567 sqft
2020-11-01 0 days 1,650 sqft
2020-12-01 0 days 1,661 sqft
2021-01-01 0 days 1,674 sqft
2021-02-01 0 days 1,734 sqft
2021-03-01 0 days 1,579 sqft
2021-04-01 0 days 1,555 sqft
2021-05-01 0 days 1,670 sqft
2021-06-01 0 days 1,825 sqft
2021-07-01 0 days 1,855 sqft
2021-08-01 0 days 1,873 sqft
2021-09-01 0 days 1,859 sqft
2021-10-01 0 days 1,852 sqft
2021-11-01 0 days 1,791 sqft
2021-12-01 0 days 1,736 sqft
2022-01-01 0 days 1,669 sqft
2022-02-01 0 days 1,699 sqft
2022-03-01 0 days 1,792 sqft
2022-04-01 0 days 1,768 sqft
2022-05-01 0 days 1,754 sqft
2022-06-01 0 days 1,673 sqft
2022-07-01 0 days 1,646 sqft
2022-08-01 0 days 1,573 sqft
2022-09-01 0 days 1,604 sqft
2022-10-01 0 days 1,620 sqft
2022-11-01 0 days 1,581 sqft
2022-12-01 0 days 1,576 sqft
2023-01-01 0 days 1,522 sqft
2023-02-01 0 days 1,521 sqft
2023-03-01 0 days 1,519 sqft
2023-04-01 0 days 1,623 sqft
2023-05-01 0 days 1,649 sqft
2023-06-01 0 days 1,672 sqft
2023-07-01 0 days 1,646 sqft
2023-08-01 0 days 1,654 sqft
2023-09-01 0 days 1,672 sqft
2023-10-01 0 days 1,680 sqft
2023-11-01 0 days 1,670 sqft
2023-12-01 0 days 1,619 sqft
Susanville's median listing age (time on market) for 2023-12-01 was 0 days.

Susanville's median square footage for active listings during the 2023-12-01 period was 1,619 sqft. One year prior, the average listing was 1,576 sqft.

Susanville, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 324 $68,630,000 $211,821
Refi 93 $17,145,000 $184,355
Cash Out Refi 86 $16,780,000 $195,116
Home Improvement 16 $1,070,000 $66,875
Other 9 $795,000 $88,333

Susanville's most frequently cited loan purpose was Home Purchase, with 324 originations. The 2nd most popular reason was Refi, with 93 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 139 $31,085,000 $223,633
3-4% 125 $25,345,000 $202,760
4-5% 123 $24,615,000 $200,122
6-7% 49 $9,095,000 $185,612
2.5-3% 37 $8,595,000 $232,297
7-8% 23 $3,645,000 $158,478
<2.5% 19 $1,325,000 $69,737
Over 8% 9 $485,000 $53,889

During 2022, Susanville's most frequently originated rate bucket was 5-6%, with 139 originations.

Loan Sizing (Susanville, CA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 206 $31,960,000 $155,146
$200k-400k 204 $54,940,000 $269,314
$100,000 or less 92 $5,010,000 $54,457
$400k-600k 25 $11,865,000 $474,600
$600k-1000k 1 $645,000 $645,000

Susanville's loan sizing saw the bucket of loans from $100k-200k with 206 originations, totaling $31,960,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 254 $61,070,000 $240,433
60-80% 144 $28,510,000 $197,986
40-60% 48 $7,930,000 $165,208
Under 20% 39 $955,000 $24,487
20-40% 24 $2,460,000 $102,500
Over 100% 7 $1,965,000 $280,714

Susanville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 254 originations, totaling $61,070,000 in origination value.