Susanville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Susanville averaged 6.36% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 6.08% and one month ago for the week of 2023-04-20, the average rate was 6.38%.

    Susanville's average rate one year ago was 5.24%.

    For refis of the same type during the week of 2023-05-25, the average rate was 6.67%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Susanville 30 Year Fixed Rate 2023-05-25 6.36%
    Susanville 30 Year Fixed Rate Refi 2023-05-25 6.67%
    Susanville 15 Year Fixed Rate 2023-05-25 6.17%
    Susanville 15 Year Fixed Rate Refi 2023-05-25 5.97%
    Susanville 30 Year FHA 2023-05-25 6.03%
    Susanville 30 Year FHA Refi 2023-05-25 6.81%
    Susanville 30 Year USDA 2023-05-25 6.43%
    Susanville 30 Year USDA Refi 2023-05-25 6.83%
    Susanville 30 Year VA 2023-05-25 6.31%
    Susanville 30 Year VA Refi 2023-05-25 6.31%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Susanville, CA.

    Susanville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Susanville, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    AXIA FINANCIAL, LLC 41 4.97% $6,509
    QUICKEN LOANS, LLC 24 4.66% $6,044
    SUMMIT FUNDING, INC. 18 4.87% $9,021
    UNITED WHOLESALE MORTGAGE, LLC 11 4.62% $6,651
    LOANDEPOT.COM, LLC 10 4.86% $5,723
    NEWREZ LLC 5 4.95% $3,894
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 5.73% $6,145
    Sierra Central Credit Union 5 4.68% $3,090
    GUILD MORTGAGE COMPANY 5 3.95% $5,995
    BROKER SOLUTIONS, INC. 4 4.97% $6,298
    HOME POINT FINANCIAL CORPORATION 4 4.66% $4,989
    THE GOLDEN 1 4 3.88% $4,330
    U.S. Bank 4 5.34% $3,984
    Flagstar Bank, FSB 4 4.18% $4,514
    AMERICAN PACIFIC MORTGAGE CORPORATION 4 5.47% $7,266
    LAKEVIEW LOAN SERVICING, LLC 3 4.99% $4,316
    CALIBER HOME LOANS, INC. 3 4.43% $4,382
    Mr. Cooper ( Nationstar Mortgage ) 3 5.21% $8,851
    AMERISAVE MORTGAGE CORPORATION 3 4.33% $7,531
    MOVEMENT MORTGAGE, LLC 3 5.48% $4,666
    ENVOY MORTGAGE, LTD 3 5.38% $5,425
    FINANCE OF AMERICA MORTGAGE LLC 3 4.58% $5,222
    JMJ FINANCIAL GROUP 2 5.63% $4,958
    CMG MORTGAGE, INC. 2 3.81% $5,948
    CROSSCOUNTRY MORTGAGE, LLC 2 4.19% $9,276
    MEGASTAR FINANCIAL CORP. 2 3.25% $6,628
    CARDINAL FINANCIAL 2 6.87% $6,455
    FREEDOM MORTGAGE CORPORATION 2 4.19% $11,083
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 5.50% $8,190
    GUARANTEED RATE AFFINITY, LLC 2 5.88% $5,980
    CHURCHILL MORTGAGE CORPORATION 2 4.56% $4,974
    JPMorgan Chase Bank 2 4.56% $5,285
    ACADEMY MORTGAGE CORPORATION 1 3.00% $5,238
    Wells Fargo Bank 1 3.38% $5,224
    AMCAP MORTGAGE, LTD. 1 3.88% $7,784
    AMERICAN FINANCING CORPORATION 1 3.25% $6,652
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 4.75% $5,637
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.38% $3,736
    BETTER MORTGAGE CORPORATION 1 5.50% $5,768
    Carrington Mortgage Services, LLC 1 6.25% $5,244
    Citadel Servicing Corporation 1 8.00% $10,971
    Citibank 1 3.88% $3,899
    DIGNIFIED HOME LOANS, LLC 1 5.13% $4,756
    DRAPER AND KRAMER MORTGAGE CORP. 1 3.75% $4,131
    Firefighters First Federal Credit Union 1 3.88% $0
    GREATER NEVADA LLC 1 2.88% $3,719
    IMPAC MORTGAGE CORP. 1 3.75% $6,971
    INFINITY EQUITY GROUP, INC. 1 6.00% $3,669
    LOANPAL, LLC 1 3.99% $6,895
    MANN FINANCIAL INC. 1 5.63% $5,007
    MASON MCDUFFIE MORTGAGE CORPORATION 1 5.37% $3,952
    MEMBER FIRST MORTGAGE, LLC 1 5.63% $4,222
    MEMBERS 1ST CREDIT UNION 1 5.63% $4,641
    NAVY FEDERAL CREDIT UNION 1 7.50% $3,258
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 5.38% $624
    Paramount Residential Mortgage Group, Inc. 1 6.00% $7,343
    PENNYMAC LOAN SERVICES, LLC 1 4.88% $6,211
    PLANET HOME LENDING, LLC 1 3.50% $11,175
    PLAZA HOME MORTGAGE, INC. 1 5.99% $3,084
    Quontic Bank 1 7.25% $10,749
    ROYAL UNITED MORTGAGE LLC 1 5.38% $8,581
    SACRAMENTO Credit Union 1 5.63% $3,596
    SAN DIEGO COUNTY CREDIT UNION 1 2.75% $3,303
    Sierra Pacific Mortgage Company, Inc. 1 3.63% $4,027
    TRAVIS CREDIT UNION 1 2.88% $3,312

    Susanville Average Closing Costs & Other Stats

    Susanville, CA's 65 lenders originated 528 loans during 2022. The total origination value was $104,420,000, with an average loan value of $197,765.

    Susanville's average closing costs are $5,862.

    The top Susanville lender as defined by loan originations is AXIA FINANCIAL, LLC, with 41 loans originated. Their average total fees are $6,509, which is $465 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Susanville lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC ($5,723), QUICKEN LOANS, LLC ($6,044), AXIA FINANCIAL, LLC ($6,509), UNITED WHOLESALE MORTGAGE, LLC ($6,651) and SUMMIT FUNDING, INC. ($9,021).

    The lowest rate Susanville lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (4.62%), QUICKEN LOANS, LLC (4.66%), LOANDEPOT.COM, LLC (4.86%), SUMMIT FUNDING, INC. (4.87%) and AXIA FINANCIAL, LLC (4.97%).

    Susanville, CA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    AXIA FINANCIAL, LLC $35,530,000 $19,195,000 -46.0% 18.4%
    SUMMIT FUNDING, INC. $13,865,000 $8,750,000 -36.9% 8.4%
    QUICKEN LOANS, LLC $21,700,000 $8,425,000 -61.2% 8.1%
    UNITED WHOLESALE MORTGAGE, LLC $6,315,000 $5,465,000 -13.5% 5.2%
    Mortgage Research Center, LLC $3,410,000 $3,990,000 17.0% 3.8%
    LOANDEPOT.COM, LLC $5,660,000 $3,190,000 -43.6% 3.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $12,715,000 $2,485,000 -80.5% 2.4%
    FREEDOM MORTGAGE CORPORATION $11,810,000 $2,230,000 -81.1% 2.1%
    PENNYMAC LOAN SERVICES, LLC $4,570,000 $1,850,000 -59.5% 1.8%
    GUILD MORTGAGE COMPANY $3,395,000 $1,775,000 -47.7% 1.7%
    U.S. Bank $3,410,000 $1,730,000 -49.3% 1.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,815,000 $1,715,000 -5.5% 1.6%
    CMG MORTGAGE, INC. $1,660,000 n/a 1.6%
    Sierra Central Credit Union $2,815,000 $1,585,000 -43.7% 1.5%
    Wells Fargo Bank $3,790,000 $1,445,000 -61.9% 1.4%
    NEWREZ LLC $2,920,000 $1,430,000 -51.0% 1.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $620,000 $1,370,000 121.0% 1.3%
    BROKER SOLUTIONS, INC. $2,005,000 $1,345,000 -32.9% 1.3%
    CROSSCOUNTRY MORTGAGE, LLC $635,000 $1,280,000 101.6% 1.2%
    FINANCE OF AMERICA MORTGAGE LLC $745,000 $1,050,000 40.9% 1.0%
    CALIBER HOME LOANS, INC. $3,125,000 $1,020,000 -67.4% 1.0%
    Flagstar Bank, FSB $1,375,000 $1,015,000 -26.2% 1.0%
    NAVY FEDERAL CREDIT UNION $3,250,000 $1,015,000 -68.8% 1.0%
    HOME POINT FINANCIAL CORPORATION $4,040,000 $985,000 -75.6% 0.9%
    AMERISAVE MORTGAGE CORPORATION $2,065,000 $970,000 -53.0% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $3,060,000 $900,000 -70.6% 0.9%
    MORTGAGEONE, INC. $375,000 $820,000 118.7% 0.8%
    THE GOLDEN 1 $2,765,000 $800,000 -71.1% 0.8%
    Tri Counties Bank $915,000 $800,000 -12.6% 0.8%
    LAKEVIEW LOAN SERVICING, LLC $2,415,000 $780,000 -67.7% 0.7%
    JMJ FINANCIAL GROUP $695,000 n/a 0.7%
    JPMorgan Chase Bank $770,000 $685,000 -11.0% 0.7%
    NBKC BANK $685,000 n/a 0.7%
    NEW DAY FINANCIAL, LLC $200,000 $650,000 225.0% 0.6%
    AMERICAN FINANCING CORPORATION $125,000 $575,000 360.0% 0.6%
    MOVEMENT MORTGAGE, LLC $1,290,000 $575,000 -55.4% 0.6%
    Bank of America $190,000 $550,000 189.5% 0.5%
    Barrington Bank & Trust Company, N.A. $530,000 n/a 0.5%
    First Guaranty Mortgage Corporation $780,000 $520,000 -33.3% 0.5%
    GUARANTEED RATE AFFINITY, LLC $125,000 $510,000 308.0% 0.5%
    ENVOY MORTGAGE, LTD $235,000 $505,000 114.9% 0.5%
    AMERICAN FINANCIAL RESOURCES, INC. $85,000 $500,000 488.2% 0.5%
    Commerce Home Mortgage, Inc. $760,000 $485,000 -36.2% 0.5%
    LOANPAL, LLC $155,000 $470,000 203.2% 0.5%
    MEGASTAR FINANCIAL CORP. $115,000 $465,000 304.3% 0.4%
    CHURCHILL MORTGAGE CORPORATION $320,000 $450,000 40.6% 0.4%
    SPRING EQ, LLC $375,000 $445,000 18.7% 0.4%
    21ST MORTGAGE CORPORATION $100,000 $440,000 340.0% 0.4%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,255,000 $435,000 -65.3% 0.4%
    SAN DIEGO COUNTY CREDIT UNION $435,000 n/a 0.4%
    SUN WEST MORTGAGE COMPANY, INC. $1,395,000 $425,000 -69.5% 0.4%
    SOVEREIGN LENDING GROUP INCORPORATED $420,000 n/a 0.4%
    ALAMEDA MORTGAGE CORPORATION $255,000 $390,000 52.9% 0.4%
    USAA Federal Savings Bank $985,000 $390,000 -60.4% 0.4%
    Citadel Servicing Corporation $365,000 n/a 0.3%
    First Home Bank $365,000 n/a 0.3%
    VILLAGE CAPITAL MORTGAGE $1,980,000 $365,000 -81.6% 0.3%
    NOVA FINANCIAL & INVESTMENT CORPORATION $355,000 n/a 0.3%
    Quontic Bank $355,000 n/a 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $335,000 n/a 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $235,000 $320,000 36.2% 0.3%
    MOUNTAIN WEST FINANCIAL, INC. $315,000 $305,000 -3.2% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $105,000 $305,000 190.5% 0.3%
    SACRAMENTO Credit Union $295,000 n/a 0.3%
    SCENIC OAKS FUNDING, INC. $280,000 n/a 0.3%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $255,000 $275,000 7.8% 0.3%
    Firefighters First Federal Credit Union $265,000 n/a 0.3%
    EVERETT FINANCIAL, INC. $255,000 n/a 0.2%
    LENDINGHOME FUNDING CORPORATION $255,000 n/a 0.2%
    Nations Lending Corporation $195,000 $255,000 30.8% 0.2%
    DIGNIFIED HOME LOANS, LLC $245,000 n/a 0.2%
    MEMBER FIRST MORTGAGE, LLC $785,000 $240,000 -69.4% 0.2%
    NETWORK CAPITAL FUNDING CORPORATION $165,000 $240,000 45.5% 0.2%
    VERITAS FUNDING, LLC $235,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $755,000 $225,000 -70.2% 0.2%
    Citizens Bank $155,000 $215,000 38.7% 0.2%
    AMCAP MORTGAGE, LTD. $205,000 n/a 0.2%
    PREMIER MORTGAGE RESOURCES, L.L.C. $205,000 n/a 0.2%
    RESIDENTIAL BANCORP. $205,000 n/a 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $200,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $560,000 $195,000 -65.2% 0.2%
    Citibank $185,000 n/a 0.2%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $185,000 n/a 0.2%
    TRAVIS CREDIT UNION $185,000 n/a 0.2%
    AMERICAN ADVISORS GROUP $75,000 $180,000 140.0% 0.2%
    MEMBERS 1ST CREDIT UNION $175,000 n/a 0.2%
    Figure Lending LLC $170,000 n/a 0.2%
    DRAPER AND KRAMER MORTGAGE CORP. $165,000 n/a 0.2%
    IMPAC MORTGAGE CORP. $165,000 n/a 0.2%
    MANN FINANCIAL INC. $205,000 $165,000 -19.5% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $165,000 n/a 0.2%
    Northpointe Bank $165,000 n/a 0.2%
    PLANET HOME LENDING, LLC $805,000 $165,000 -79.5% 0.2%
    FBC MORTGAGE, LLC $185,000 $155,000 -16.2% 0.1%
    Hometown Equity Mortgage, LLC $130,000 $155,000 19.2% 0.1%
    TOP FLITE FINANCIAL, INC. $155,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $135,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $105,000 $135,000 28.6% 0.1%
    MASON MCDUFFIE MORTGAGE CORPORATION $205,000 $125,000 -39.0% 0.1%
    S1L, Inc. $125,000 n/a 0.1%
    Carrington Mortgage Services, LLC $970,000 $115,000 -88.1% 0.1%
    PLAZA HOME MORTGAGE, INC. $115,000 n/a 0.1%
    Discover Bank $65,000 $95,000 46.2% 0.1%
    INFINITY EQUITY GROUP, INC. $285,000 $85,000 -70.2% 0.1%
    ACADEMY MORTGAGE CORPORATION $175,000 $75,000 -57.1% 0.1%
    Sierra Pacific Mortgage Company, Inc. $835,000 $75,000 -91.0% 0.1%
    GREATER NEVADA LLC $65,000 n/a 0.1%
    SAN FRANCISCO FIRE CREDIT UNION $45,000 n/a 0.0%
    UTILITIES EMPLOYEES CREDIT UNION $35,000 n/a 0.0%

    Susanville's top lender by overall market share is AXIA FINANCIAL, LLC, with 18.4% market share. In second place, with 8.4%, is SUMMIT FUNDING, INC., having originated $8,750,000 in loans. In third place, with 8.1%, is QUICKEN LOANS, LLC, having originated $8,425,000 in loans. In fourth place, with 5.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,465,000 in loans. In fifth place, with 3.8%, is Mortgage Research Center, LLC, having originated $3,990,000 in loans.

    Susanville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $195,975 (-12.7%) $394,352 (-26.4%) 0.00 142
    2018-02-01 $199,450 (-15.0%) $399,973 (-30.6%) 0.00 145
    2018-03-01 $224,700 (-10.1%) $411,282 (-24.9%) 0.00 150
    2018-04-01 $224,900 (-2.0%) $403,205 (-15.4%) 0.00 165
    2018-05-01 $230,700 (5.5%) $427,248 (2.8%) 0.00 181
    2018-06-01 $239,900 (5.1%) $409,113 (-0.6%) 0.00 201
    2018-07-01 $245,000 (3.4%) $396,204 (-14.2%) 0.00 223
    2018-08-01 $245,000 (6.8%) $393,046 (-14.3%) 0.00 217
    2018-09-01 $235,000 (6.8%) $308,358 (-30.3%) 0.00 221
    2018-10-01 $227,000 (7.0%) $298,774 (-31.7%) 0.00 210
    2018-11-01 $215,000 (0.1%) $296,991 (-23.0%) 0.00 187
    2018-12-01 $220,000 (10.6%) $305,846 (-23.0%) 0.00 164
    2019-01-01 $230,225 (17.5%) $332,604 (-15.7%) 0.00 135
    2019-02-01 $232,450 (16.6%) $375,669 (-6.1%) 0.00 138
    2019-03-01 $219,625 (-2.3%) $381,262 (-7.3%) 0.00 133
    2019-04-01 $227,000 (0.9%) $357,670 (-11.3%) 0.00 145
    2019-05-01 $239,900 (4.0%) $387,282 (-9.4%) 0.00 169
    2019-06-01 $244,900 (2.1%) $357,754 (-12.6%) 0.00 182
    2019-07-01 $242,450 (-1.0%) $384,546 (-2.9%) 0.00 195
    2019-08-01 $242,450 (-1.0%) $380,295 (-3.2%) 0.00 206
    2019-09-01 $247,475 (5.3%) $349,410 (13.3%) 0.00 217
    2019-10-01 $249,000 (9.7%) $321,314 (7.5%) 0.00 210
    2019-11-01 $249,000 (15.8%) $321,114 (8.1%) 0.00 192
    2019-12-01 $248,175 (12.8%) $331,918 (8.5%) 0.00 169
    2020-01-01 $233,000 (1.2%) $302,861 (-8.9%) 0.00 148
    2020-02-01 $219,000 (-5.8%) $284,148 (-24.4%) 0.00 137
    2020-03-01 $224,625 (2.3%) $288,085 (-24.4%) 0.00 148
    2020-04-01 $233,500 (2.9%) $290,816 (-18.7%) 0.00 155
    2020-05-01 $249,950 (4.2%) $307,194 (-20.7%) 0.00 135
    2020-06-01 $275,500 (12.5%) $347,022 (-3.0%) 0.00 126
    2020-07-01 $269,800 (11.3%) $415,025 (7.9%) 0.00 120
    2020-08-01 $249,000 (2.7%) $423,907 (11.5%) 0.00 106
    2020-09-01 $263,450 (6.5%) $448,966 (28.5%) 0.00 108
    2020-10-01 $260,000 (4.4%) $459,440 (43.0%) 0.00 99
    2020-11-01 $252,500 (1.4%) $488,489 (52.1%) 0.00 90
    2020-12-01 $241,725 (-2.6%) $473,813 (42.8%) 0.00 87
    2021-01-01 $269,000 (15.5%) $539,016 (78.0%) 0.00 69
    2021-02-01 $273,738 (25.0%) $606,306 (113.4%) 0.00 58
    2021-03-01 $237,425 (5.7%) $579,264 (101.1%) 0.00 61
    2021-04-01 $264,000 (13.1%) $531,341 (82.7%) 0.00 79
    2021-05-01 $274,000 (9.6%) $450,277 (46.6%) 0.00 126
    2021-06-01 $294,750 (7.0%) $468,901 (35.1%) 0.00 116
    2021-07-01 $310,000 (14.9%) $496,072 (19.5%) 0.00 121
    2021-08-01 $339,925 (36.5%) $527,806 (24.5%) 0.00 117
    2021-09-01 $342,450 (30.0%) $498,498 (11.0%) 0.00 117
    2021-10-01 $329,450 (26.7%) $428,173 (-6.8%) 0.00 108
    2021-11-01 $314,500 (24.6%) $454,809 (-6.9%) 0.00 106
    2021-12-01 $307,500 (27.2%) $443,056 (-6.5%) 0.00 107
    2022-01-01 $305,000 (13.4%) $404,438 (-25.0%) 0.00 86
    2022-02-01 $321,950 (17.6%) $443,806 (-26.8%) 0.00 67
    2022-03-01 $342,500 (44.3%) $527,610 (-8.9%) 0.00 76
    2022-04-01 $310,000 (17.4%) $522,354 (-1.7%) 0.00 75
    2022-05-01 $327,450 (19.5%) $486,322 (8.0%) 0.00 95
    2022-06-01 $310,000 (5.2%) $383,610 (-18.2%) 0.00 110
    2022-07-01 $324,900 (4.8%) $391,940 (-21.0%) 0.00 110
    2022-08-01 $306,975 (-9.7%) $393,885 (-25.4%) 0.00 116
    2022-09-01 $310,750 (-9.3%) $387,281 (-22.3%) 0.00 114
    2022-10-01 $299,999 (-8.9%) $372,649 (-13.0%) 0.00 124
    2022-11-01 $295,000 (-6.2%) $330,035 (-27.4%) 0.00 119
    2022-12-01 $297,000 (-3.4%) $332,933 (-24.9%) 0.00 97
    2023-01-01 $295,000 (-3.3%) $378,964 (-6.3%) 0.00 95
    2023-02-01 $299,999 (-6.8%) $386,992 (-12.8%) 0.00 89
    2023-03-01 $299,250 (-12.6%) $383,981 (-27.2%) 0.00 84
    2023-04-01 $308,950 (-0.3%) $394,848 (-24.4%) 0.00 76
    Susanville's median listing price for 2023-04-01 was $308,950, a difference of $-1,050 (-0.3%) versus the prior year and $9,700 versus the prior month.

    Susanville's median listing price comes in at 0% of the national average.

    Susanville's average listing price for 2023-04-01 was $394,848, a difference of $-127,506 (-24.4%) versus the prior year and $10,867 versus the prior month.

    For the 2023-04-01 period, Susanville had 76 MLS listings, a difference of -8 listings (-10%) versus the prior month and 1 listings (1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Susanville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,497 sqft
    2018-02-01 0 days 1,501 sqft
    2018-03-01 0 days 1,502 sqft
    2018-04-01 0 days 1,547 sqft
    2018-05-01 0 days 1,572 sqft
    2018-06-01 0 days 1,613 sqft
    2018-07-01 0 days 1,619 sqft
    2018-08-01 0 days 1,628 sqft
    2018-09-01 0 days 1,623 sqft
    2018-10-01 0 days 1,609 sqft
    2018-11-01 0 days 1,606 sqft
    2018-12-01 0 days 1,584 sqft
    2019-01-01 0 days 1,585 sqft
    2019-02-01 0 days 1,581 sqft
    2019-03-01 0 days 1,581 sqft
    2019-04-01 0 days 1,625 sqft
    2019-05-01 0 days 1,641 sqft
    2019-06-01 0 days 1,652 sqft
    2019-07-01 0 days 1,663 sqft
    2019-08-01 0 days 1,645 sqft
    2019-09-01 0 days 1,594 sqft
    2019-10-01 0 days 1,627 sqft
    2019-11-01 0 days 1,636 sqft
    2019-12-01 0 days 1,578 sqft
    2020-01-01 0 days 1,526 sqft
    2020-02-01 0 days 1,465 sqft
    2020-03-01 0 days 1,477 sqft
    2020-04-01 0 days 1,513 sqft
    2020-05-01 0 days 1,580 sqft
    2020-06-01 0 days 1,677 sqft
    2020-07-01 0 days 1,721 sqft
    2020-08-01 0 days 1,596 sqft
    2020-09-01 0 days 1,627 sqft
    2020-10-01 0 days 1,567 sqft
    2020-11-01 0 days 1,650 sqft
    2020-12-01 0 days 1,661 sqft
    2021-01-01 0 days 1,674 sqft
    2021-02-01 0 days 1,734 sqft
    2021-03-01 0 days 1,579 sqft
    2021-04-01 0 days 1,555 sqft
    2021-05-01 0 days 1,670 sqft
    2021-06-01 0 days 1,825 sqft
    2021-07-01 0 days 1,855 sqft
    2021-08-01 0 days 1,873 sqft
    2021-09-01 0 days 1,859 sqft
    2021-10-01 0 days 1,852 sqft
    2021-11-01 0 days 1,791 sqft
    2021-12-01 0 days 1,736 sqft
    2022-01-01 0 days 1,669 sqft
    2022-02-01 0 days 1,699 sqft
    2022-03-01 0 days 1,792 sqft
    2022-04-01 0 days 1,768 sqft
    2022-05-01 0 days 1,754 sqft
    2022-06-01 0 days 1,673 sqft
    2022-07-01 0 days 1,646 sqft
    2022-08-01 0 days 1,573 sqft
    2022-09-01 0 days 1,604 sqft
    2022-10-01 0 days 1,620 sqft
    2022-11-01 0 days 1,579 sqft
    2022-12-01 0 days 1,576 sqft
    2023-01-01 0 days 1,522 sqft
    2023-02-01 0 days 1,521 sqft
    2023-03-01 0 days 1,519 sqft
    2023-04-01 0 days 1,623 sqft
    Susanville's median listing age (time on market) for 2023-04-01 was 0 days.

    Susanville's median square footage for active listings during the 2023-04-01 period was 1,623 sqft. One year prior, the average listing was 1,768 sqft.

    Susanville, CA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 324 $68,630,000 $211,821
    Refi 93 $17,145,000 $184,355
    Cash Out Refi 86 $16,780,000 $195,116
    Home Improvement 16 $1,070,000 $66,875
    Other 9 $795,000 $88,333

    Susanville's most frequently cited loan purpose was Home Purchase, with 324 originations. The 2nd most popular reason was Refi, with 93 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 139 $31,085,000 $223,633
    3-4% 125 $25,345,000 $202,760
    4-5% 123 $24,615,000 $200,122
    6-7% 49 $9,095,000 $185,612
    2.5-3% 37 $8,595,000 $232,297
    7-8% 23 $3,645,000 $158,478
    <2.5% 19 $1,325,000 $69,737
    Over 8% 9 $485,000 $53,889

    During 2022, Susanville's most frequently originated rate bucket was 5-6%, with 139 originations.

    Loan Sizing (Susanville, CA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 206 $31,960,000 $155,146
    $200k-400k 204 $54,940,000 $269,314
    $100,000 or less 92 $5,010,000 $54,457
    $400k-600k 25 $11,865,000 $474,600
    $600k-1000k 1 $645,000 $645,000

    Susanville's loan sizing saw the bucket of loans from $100k-200k with 206 originations, totaling $31,960,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 254 $61,070,000 $240,433
    60-80% 144 $28,510,000 $197,986
    40-60% 48 $7,930,000 $165,208
    Under 20% 39 $955,000 $24,487
    20-40% 24 $2,460,000 $102,500
    Over 100% 7 $1,965,000 $280,714

    Susanville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 254 originations, totaling $61,070,000 in origination value.