Orix Real Estate Capital Mortgage Rates, Fees & Info
DOVER, DELEI: 549300JGMQJ4R419LR70
Tax ID: 31-1712553
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Overview
Orix Real Estate Capital is a small mortgage company specializing in Refi loans. Orix Real Estate Capital has a high proportion of conventional loans. Their top markets include Dallas, New York, Houston, Miami, and Philadelphia among others. Orix Real Estate Capital has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors.Originations
237Origination Dollar Volume (All Markets)
$2,440,995,000Relative Rate
Orix Real Estate Capital 's average 30 year fixed rate mortgage of loans were
0.04%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -3.11%.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 30 | $560,540,000 | $18,684,667 | $0 | 0.04% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 11 | $137,315,000 | $12,483,182 | $0 | 0.03% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5 | $134,425,000 | $26,885,000 | $0 | 0.04% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 6 | $109,140,000 | $18,190,000 | $0 | 0.03% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 10 | $76,130,000 | $7,613,000 | $0 | 0.04% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 9 | $72,915,000 | $8,101,667 | $0 | 0.04% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $58,950,000 | $9,825,000 | $0 | 0.03% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $56,020,000 | $14,005,000 | $0 | 0.04% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $53,215,000 | $10,643,000 | $0 | 0.04% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $52,235,000 | $17,411,667 | $0 | 0.03% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $50,485,000 | $16,828,333 | $0 | 0.03% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 5 | $41,655,000 | $8,331,000 | $0 | 0.04% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $40,775,000 | $13,591,667 | $0 | 0.03% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $40,750,000 | $6,791,667 | $0 | 0.04% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $31,235,000 | $10,411,667 | $0 | 0.03% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $30,940,000 | $15,470,000 | $0 | 0.04% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $29,515,000 | $9,838,333 | $0 | 0.03% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $29,515,000 | $29,515,000 | $0 | 0.03% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $25,060,000 | $12,530,000 | $0 | 0.03% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $24,455,000 | $8,151,667 | $0 | 0.03% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $22,715,000 | $22,715,000 | $0 | 0.04% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $22,455,000 | $7,485,000 | $0 | 0.04% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $22,135,000 | $7,378,333 | $0 | 0.04% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $22,005,000 | $22,005,000 | $0 | 0.04% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $21,650,000 | $10,825,000 | $0 | 0.03% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $21,370,000 | $10,685,000 | $0 | 0.04% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $20,860,000 | $10,430,000 | $0 | 0.03% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $20,415,000 | $20,415,000 | $0 | 0.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $20,135,000 | $6,711,667 | $0 | 0.04% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $19,255,000 | $19,255,000 | $0 | 0.03% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $19,230,000 | $9,615,000 | $0 | 0.04% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $19,205,000 | $19,205,000 | $0 | 0.03% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $18,060,000 | $9,030,000 | $0 | 0.04% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $18,005,000 | $18,005,000 | $0 | 0.04% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $17,225,000 | $17,225,000 | $0 | 0.04% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $16,150,000 | $8,075,000 | $0 | 0.04% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $15,625,000 | $15,625,000 | $0 | 0.04% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $15,205,000 | $5,068,333 | $0 | 0.04% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $15,010,000 | $7,505,000 | $0 | 0.04% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $15,005,000 | $15,005,000 | $0 | 0.04% |
| Emporia, KS (FHA|USDA|VA) | 2 | $14,560,000 | $7,280,000 | $0 | 0.04% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $13,825,000 | $13,825,000 | $0 | 0.04% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $13,445,000 | $13,445,000 | $0 | 0.04% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $12,700,000 | $6,350,000 | $0 | 0.04% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $12,610,000 | $6,305,000 | $0 | 0.04% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $12,320,000 | $6,160,000 | $0 | 0.04% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $12,305,000 | $12,305,000 | $0 | 0.04% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $11,275,000 | $11,275,000 | $0 | 0.03% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $11,255,000 | $11,255,000 | $0 | 0.04% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $10,865,000 | $10,865,000 | $0 | 0.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $10,470,000 | $5,235,000 | $0 | 0.04% |
| Willmar, MN (FHA|USDA|VA) | 2 | $10,360,000 | $5,180,000 | $0 | 0.04% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $9,615,000 | $9,615,000 | $0 | 0.03% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $9,355,000 | $9,355,000 | $0 | 0.03% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $9,205,000 | $9,205,000 | $0 | 0.04% |
| AKRON, OH (FHA|USDA|VA) | 1 | $9,005,000 | $9,005,000 | $0 | 0.04% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $8,905,000 | $8,905,000 | $0 | 0.03% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $8,465,000 | $8,465,000 | $0 | 0.03% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $8,405,000 | $8,405,000 | $0 | 0.04% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $7,865,000 | $7,865,000 | $0 | 0.03% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $7,855,000 | $7,855,000 | $0 | 0.03% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $7,655,000 | $7,655,000 | $0 | 0.04% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $7,505,000 | $7,505,000 | $0 | 0.03% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $7,405,000 | $7,405,000 | $0 | 0.04% |
| MADERA, CA (FHA|USDA|VA) | 1 | $7,305,000 | $7,305,000 | $0 | 0.03% |
| TYLER, TX (FHA|USDA|VA) | 1 | $7,215,000 | $7,215,000 | $0 | 0.03% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $7,205,000 | $7,205,000 | $0 | 0.03% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $6,185,000 | $6,185,000 | $0 | 0.05% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $6,185,000 | $6,185,000 | $0 | 0.04% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $6,025,000 | $6,025,000 | $0 | 0.04% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 0.04% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 0.04% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 0.04% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $5,325,000 | $5,325,000 | $0 | 0.04% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $5,075,000 | $5,075,000 | $0 | 0.05% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $4,915,000 | $1,638,333 | $0 | 0.05% |
| Marshall, MN (FHA|USDA|VA) | 1 | $4,745,000 | $4,745,000 | $0 | 0.04% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $4,715,000 | $4,715,000 | $0 | 0.05% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $4,630,000 | $2,315,000 | $0 | 0.04% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $4,295,000 | $4,295,000 | $0 | 0.02% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $4,035,000 | $4,035,000 | $0 | 0.04% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $3,580,000 | $1,790,000 | $0 | 0.05% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $3,170,000 | $1,585,000 | $0 | 0.05% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $3,170,000 | $1,585,000 | $0 | 0.05% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $3,005,000 | $3,005,000 | $0 | 0.05% |
| TULSA, OK (FHA|USDA|VA) | 1 | $2,845,000 | $2,845,000 | $0 | 0.04% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $2,805,000 | $2,805,000 | $0 | 0.06% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $2,805,000 | $2,805,000 | $0 | 0.04% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $2,785,000 | $2,785,000 | $0 | 0.06% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $2,775,000 | $2,775,000 | $0 | 0.04% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $2,685,000 | $2,685,000 | $0 | 0.04% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $2,605,000 | $2,605,000 | $0 | 0.05% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $2,505,000 | $2,505,000 | $0 | 0.04% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $2,365,000 | $2,365,000 | $0 | 0.04% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $2,255,000 | $2,255,000 | $0 | 0.05% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $2,175,000 | $2,175,000 | $0 | 0.04% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $2,095,000 | $2,095,000 | $0 | 0.04% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $2,065,000 | $2,065,000 | $0 | 0.04% |
| Elko, NV (FHA|USDA|VA) | 1 | $1,915,000 | $1,915,000 | $0 | 0.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $1,805,000 | $1,805,000 | $0 | 0.04% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $1,705,000 | $1,705,000 | $0 | 0.06% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $1,655,000 | $1,655,000 | $0 | 0.04% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $1,605,000 | $1,605,000 | $0 | 0.04% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $1,365,000 | $1,365,000 | $0 | 0.05% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $1,065,000 | $1,065,000 | $0 | 0.05% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 0.06% |
| Shelby, NC (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 0.05% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $0 | 0.05% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $0 | 0.05% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.06% |
Orix Real Estate Capital 's top markets include Dallas, New York, Houston, Miami, and Philadelphia among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 237 | $2,440,995,000 | $10,299,557 | $0 | 0.04% |
For the 2021 period, Orix Real Estate Capital 's most frequently originated loan type of loans were Conventional, with 237 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 237 | $2,440,995,000 | $10,299,557 | $0 | 0.04% |
For the 2021, Orix Real Estate Capital 's most frequently cited loan purpose of loans were Refi, with 237 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 10 Year | 111 | $1,161,045,000 | $10,459,865 | $0 | 0.04% |
| Other | 94 | $928,150,000 | $9,873,936 | $0 | 0.04% |
| 15 Year | 24 | $291,400,000 | $12,141,667 | $0 | 0.04% |
| 30 Year | 5 | $11,745,000 | $2,349,000 | $0 | 0.04% |
| 5 Year | 2 | $25,400,000 | $12,700,000 | $0 | 0.04% |
| 30+ year | 1 | $23,255,000 | $23,255,000 | $0 | 0.03% |
For the 2021, Orix Real Estate Capital 's most frequently cited loan length of loans were 10 Year, with 111 originations. The 2nd most popular length of loans were Other, with 94 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| <2.5% | 230 | $2,327,400,000 | $10,119,130 |
During 2021, Orix Real Estate Capital 's average interest rate of loans were 0.04%, while their most frequently originated rate bucket of loans were <2.5%, with 230 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 232 | $2,437,180,000 | $10,505,086 | $0 | 0.04% |
| $600k-1MM | 4 | $3,410,000 | $852,500 | $0 | 0.05% |
| $400k-600k | 1 | $405,000 | $405,000 | $0 | 0.06% |
2021 saw Orix Real Estate Capital place emphasis on $1MM+ loans with 232 originations, totaling $2,437,180,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 234 | $2,397,380,000 | $10,245,214 | $0 | 0.04% |
| American Indian | 1 | $23,255,000 | $23,255,000 | $0 | 0.03% |
| White | 2 | $20,360,000 | $10,180,000 | $0 | 0.03% |
Approval Rates
Total approvals of all applications86.91%
Orix Real Estate Capital has an average approval rate.
Pick Rate
Approvals leading to origination88.93%
Orix Real Estate Capital has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 237 | $2,440,995,000 | $10,299,557 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 237 | $2,440,995,000 | $10,299,557 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Over 100% | 233 | $2,393,885,000 | $10,274,185 | $0 | 0.04% |
