Orix Real Estate Capital Mortgage Rates, Fees & Info

DOVER, DE

LEI: 549300JGMQJ4R419LR70

Tax ID: 31-1712553

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Orix Real Estate Capital is a small mortgage company specializing in Refi loans. Orix Real Estate Capital has a high proportion of conventional loans. Their top markets include Dallas, New York, Houston, Miami, and Philadelphia among others. Orix Real Estate Capital has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors.


Originations

237

Origination Dollar Volume (All Markets)

$2,440,995,000

Relative Rate

Orix Real Estate Capital 's average 30 year fixed rate mortgage of loans were 0.04%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -3.11%.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 30 $560,540,000 $18,684,667 $0 0.04%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 11 $137,315,000 $12,483,182 $0 0.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $134,425,000 $26,885,000 $0 0.04%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 6 $109,140,000 $18,190,000 $0 0.03%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 10 $76,130,000 $7,613,000 $0 0.04%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 9 $72,915,000 $8,101,667 $0 0.04%
TOLEDO, OH (FHA|USDA|VA) 6 $58,950,000 $9,825,000 $0 0.03%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $56,020,000 $14,005,000 $0 0.04%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $53,215,000 $10,643,000 $0 0.04%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $52,235,000 $17,411,667 $0 0.03%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $50,485,000 $16,828,333 $0 0.03%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5 $41,655,000 $8,331,000 $0 0.04%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $40,775,000 $13,591,667 $0 0.03%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $40,750,000 $6,791,667 $0 0.04%
RALEIGH-CARY, NC (FHA|USDA|VA) 3 $31,235,000 $10,411,667 $0 0.03%
COLUMBUS, OH (FHA|USDA|VA) 2 $30,940,000 $15,470,000 $0 0.04%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $29,515,000 $9,838,333 $0 0.03%
EL PASO, TX (FHA|USDA|VA) 1 $29,515,000 $29,515,000 $0 0.03%
COLUMBIA, SC (FHA|USDA|VA) 2 $25,060,000 $12,530,000 $0 0.03%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $24,455,000 $8,151,667 $0 0.03%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $22,715,000 $22,715,000 $0 0.04%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $22,455,000 $7,485,000 $0 0.04%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $22,135,000 $7,378,333 $0 0.04%
PANAMA CITY, FL (FHA|USDA|VA) 1 $22,005,000 $22,005,000 $0 0.04%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $21,650,000 $10,825,000 $0 0.03%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $21,370,000 $10,685,000 $0 0.04%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $20,860,000 $10,430,000 $0 0.03%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $20,415,000 $20,415,000 $0 0.00%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $20,135,000 $6,711,667 $0 0.04%
SALINAS, CA (FHA|USDA|VA) 1 $19,255,000 $19,255,000 $0 0.03%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $19,230,000 $9,615,000 $0 0.04%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $19,205,000 $19,205,000 $0 0.03%
WILMINGTON, NC (FHA|USDA|VA) 2 $18,060,000 $9,030,000 $0 0.04%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $18,005,000 $18,005,000 $0 0.04%
FORT WAYNE, IN (FHA|USDA|VA) 1 $17,225,000 $17,225,000 $0 0.04%
JONESBORO, AR (FHA|USDA|VA) 2 $16,150,000 $8,075,000 $0 0.04%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $15,625,000 $15,625,000 $0 0.04%
TOPEKA, KS (FHA|USDA|VA) 3 $15,205,000 $5,068,333 $0 0.04%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $15,010,000 $7,505,000 $0 0.04%
WICHITA, KS (FHA|USDA|VA) 1 $15,005,000 $15,005,000 $0 0.04%
Emporia, KS (FHA|USDA|VA) 2 $14,560,000 $7,280,000 $0 0.04%
ANN ARBOR, MI (FHA|USDA|VA) 1 $13,825,000 $13,825,000 $0 0.04%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $13,445,000 $13,445,000 $0 0.04%
JACKSON, MS (FHA|USDA|VA) 2 $12,700,000 $6,350,000 $0 0.04%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $12,610,000 $6,305,000 $0 0.04%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $12,320,000 $6,160,000 $0 0.04%
MODESTO, CA (FHA|USDA|VA) 1 $12,305,000 $12,305,000 $0 0.04%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $11,275,000 $11,275,000 $0 0.03%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $11,255,000 $11,255,000 $0 0.04%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $10,865,000 $10,865,000 $0 0.04%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $10,470,000 $5,235,000 $0 0.04%
Willmar, MN (FHA|USDA|VA) 2 $10,360,000 $5,180,000 $0 0.04%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $9,615,000 $9,615,000 $0 0.03%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $9,355,000 $9,355,000 $0 0.03%
STOCKTON, CA (FHA|USDA|VA) 1 $9,205,000 $9,205,000 $0 0.04%
AKRON, OH (FHA|USDA|VA) 1 $9,005,000 $9,005,000 $0 0.04%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $8,905,000 $8,905,000 $0 0.03%
Mount Pleasant, MI (FHA|USDA|VA) 1 $8,465,000 $8,465,000 $0 0.03%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $8,405,000 $8,405,000 $0 0.04%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $7,865,000 $7,865,000 $0 0.03%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $7,855,000 $7,855,000 $0 0.03%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $7,655,000 $7,655,000 $0 0.04%
Fort Polk South, LA (FHA|USDA|VA) 1 $7,505,000 $7,505,000 $0 0.03%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $7,405,000 $7,405,000 $0 0.04%
MADERA, CA (FHA|USDA|VA) 1 $7,305,000 $7,305,000 $0 0.03%
TYLER, TX (FHA|USDA|VA) 1 $7,215,000 $7,215,000 $0 0.03%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $7,205,000 $7,205,000 $0 0.03%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $6,185,000 $6,185,000 $0 0.05%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $6,185,000 $6,185,000 $0 0.04%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $6,025,000 $6,025,000 $0 0.04%
Roseburg, OR (FHA|USDA|VA) 1 $6,005,000 $6,005,000 $0 0.04%
KNOXVILLE, TN (FHA|USDA|VA) 1 $6,005,000 $6,005,000 $0 0.04%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $6,005,000 $6,005,000 $0 0.04%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $5,325,000 $5,325,000 $0 0.04%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $5,075,000 $5,075,000 $0 0.05%
Clewiston, FL (FHA|USDA|VA) 3 $4,915,000 $1,638,333 $0 0.05%
Marshall, MN (FHA|USDA|VA) 1 $4,745,000 $4,745,000 $0 0.04%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $4,715,000 $4,715,000 $0 0.05%
EL CENTRO, CA (FHA|USDA|VA) 2 $4,630,000 $2,315,000 $0 0.04%
Calhoun, GA (FHA|USDA|VA) 1 $4,295,000 $4,295,000 $0 0.02%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $4,035,000 $4,035,000 $0 0.04%
LaGrange, GA-AL (FHA|USDA|VA) 2 $3,580,000 $1,790,000 $0 0.05%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $3,170,000 $1,585,000 $0 0.05%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $3,170,000 $1,585,000 $0 0.05%
Oneonta, NY (FHA|USDA|VA) 1 $3,005,000 $3,005,000 $0 0.05%
TULSA, OK (FHA|USDA|VA) 1 $2,845,000 $2,845,000 $0 0.04%
St. Marys, GA (FHA|USDA|VA) 1 $2,805,000 $2,805,000 $0 0.06%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $2,805,000 $2,805,000 $0 0.04%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $2,785,000 $2,785,000 $0 0.06%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $2,775,000 $2,775,000 $0 0.04%
Cadillac, MI (FHA|USDA|VA) 1 $2,685,000 $2,685,000 $0 0.04%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $2,605,000 $2,605,000 $0 0.05%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $2,505,000 $2,505,000 $0 0.04%
HATTIESBURG, MS (FHA|USDA|VA) 1 $2,365,000 $2,365,000 $0 0.04%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $2,255,000 $2,255,000 $0 0.05%
JOPLIN, MO (FHA|USDA|VA) 1 $2,175,000 $2,175,000 $0 0.04%
Quincy, IL-MO (FHA|USDA|VA) 1 $2,095,000 $2,095,000 $0 0.04%
DECATUR, AL (FHA|USDA|VA) 1 $2,065,000 $2,065,000 $0 0.04%
Elko, NV (FHA|USDA|VA) 1 $1,915,000 $1,915,000 $0 0.00%
Ontario, OR-ID (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $0 0.04%
BURLINGTON, NC (FHA|USDA|VA) 1 $1,705,000 $1,705,000 $0 0.06%
SUMTER, SC (FHA|USDA|VA) 1 $1,655,000 $1,655,000 $0 0.04%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $0 0.04%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $1,365,000 $1,365,000 $0 0.05%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $1,065,000 $1,065,000 $0 0.05%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 0.06%
Shelby, NC (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 0.05%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $955,000 $955,000 $0 0.05%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $735,000 $735,000 $0 0.05%
TUCSON, AZ (FHA|USDA|VA) 1 $405,000 $405,000 $0 0.06%

Orix Real Estate Capital 's top markets include Dallas, New York, Houston, Miami, and Philadelphia among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 237 $2,440,995,000 $10,299,557 $0 0.04%

For the 2021 period, Orix Real Estate Capital 's most frequently originated loan type of loans were Conventional, with 237 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 237 $2,440,995,000 $10,299,557 $0 0.04%

For the 2021, Orix Real Estate Capital 's most frequently cited loan purpose of loans were Refi, with 237 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
10 Year 111 $1,161,045,000 $10,459,865 $0 0.04%
Other 94 $928,150,000 $9,873,936 $0 0.04%
15 Year 24 $291,400,000 $12,141,667 $0 0.04%
30 Year 5 $11,745,000 $2,349,000 $0 0.04%
5 Year 2 $25,400,000 $12,700,000 $0 0.04%
30+ year 1 $23,255,000 $23,255,000 $0 0.03%

For the 2021, Orix Real Estate Capital 's most frequently cited loan length of loans were 10 Year, with 111 originations. The 2nd most popular length of loans were Other, with 94 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
<2.5% 230 $2,327,400,000 $10,119,130

During 2021, Orix Real Estate Capital 's average interest rate of loans were 0.04%, while their most frequently originated rate bucket of loans were <2.5%, with 230 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$1MM+ 232 $2,437,180,000 $10,505,086 $0 0.04%
$600k-1MM 4 $3,410,000 $852,500 $0 0.05%
$400k-600k 1 $405,000 $405,000 $0 0.06%

2021 saw Orix Real Estate Capital place emphasis on $1MM+ loans with 232 originations, totaling $2,437,180,000 in origination value.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
Not applicable 234 $2,397,380,000 $10,245,214 $0 0.04%
American Indian 1 $23,255,000 $23,255,000 $0 0.03%
White 2 $20,360,000 $10,180,000 $0 0.03%

Approval Rates

Total approvals of all applications
86.91%

Orix Real Estate Capital has an average approval rate.

Pick Rate

Approvals leading to origination
88.93%

Orix Real Estate Capital has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 237 $2,440,995,000 $10,299,557

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
237 $2,440,995,000 $10,299,557

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
Over 100% 233 $2,393,885,000 $10,274,185 $0 0.04%