Orix Real Estate Capital Mortgage Rates, Fees & Info
DOVER, DELEI: 549300JGMQJ4R419LR70
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Mortgage Data
Review & Overview
Orix Real Estate Capital is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Orix Real Estate Capital has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Nashville, Dallas, Miami, Los Angeles, and Washington among others. We have data for 123 markets. (Some data included below & more in-depth data is available with an active subscription.)Orix Real Estate Capital has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 11/17/24 |
| 15 Year Conventional Purchase | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Orix Real Estate Capital Mortgage Calculator
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This is not an official calculator from Orix Real Estate Capital. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
321Origination Dollar Volume (All Markets)
$3,176,405,000Relative Rate
Orix Real Estate Capital's average 30 year fixed mortgage rate was
0.07%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -6.41%.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $159,460,000 | $26,576,667 | $0 | 0.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 11 | $152,625,000 | $13,875,000 | $0 | 0.07% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 10 | $133,990,000 | $13,399,000 | $0 | 0.06% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 19 | $129,925,000 | $6,838,158 | $0 | 0.06% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 4 | $120,450,000 | $30,112,500 | $0 | 0.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 20 | $109,950,000 | $5,497,500 | $0 | 0.06% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $101,460,000 | $16,910,000 | $0 | 0.06% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $86,715,000 | $9,635,000 | $0 | 0.06% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 19 | $85,295,000 | $4,489,211 | $0 | 0.06% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $80,430,000 | $40,215,000 | $0 | 0.07% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $78,905,000 | $26,301,667 | $0 | 0.06% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $74,650,000 | $18,662,500 | $0 | 0.06% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $74,615,000 | $24,871,667 | $0 | 0.06% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $66,965,000 | $9,566,429 | $0 | 0.06% |
| WICHITA, KS (FHA|USDA|VA) | 9 | $64,665,000 | $7,185,000 | $0 | 0.06% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $61,355,000 | $12,271,000 | $0 | 0.06% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $60,675,000 | $20,225,000 | $0 | 0.06% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $59,815,000 | $59,815,000 | $0 | 0.06% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $56,555,000 | $11,311,000 | $0 | 0.06% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $56,455,000 | $18,818,333 | $0 | 0.06% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 8 | $55,770,000 | $6,971,250 | $0 | 0.07% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $52,145,000 | $52,145,000 | $0 | 0.06% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $49,195,000 | $49,195,000 | $0 | 0.05% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $47,630,000 | $23,815,000 | $0 | 0.05% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $44,415,000 | $14,805,000 | $0 | 0.07% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $44,155,000 | $44,155,000 | $0 | 0.06% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 4 | $43,640,000 | $10,910,000 | $0 | 0.06% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $39,055,000 | $39,055,000 | $0 | 0.05% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 8 | $34,680,000 | $4,335,000 | $0 | 0.06% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $34,400,000 | $17,200,000 | $0 | 0.07% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $33,400,000 | $8,350,000 | $0 | 0.06% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $33,195,000 | $33,195,000 | $0 | 0.06% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $30,550,000 | $15,275,000 | $0 | 0.06% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $30,500,000 | $7,625,000 | $0 | 0.06% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $30,020,000 | $15,010,000 | $0 | 0.06% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $26,780,000 | $13,390,000 | $0 | 0.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $26,585,000 | $8,861,667 | $0 | 0.06% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $26,310,000 | $13,155,000 | $0 | 0.06% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $25,170,000 | $12,585,000 | $0 | 0.06% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $24,685,000 | $8,228,333 | $0 | 0.06% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $24,230,000 | $12,115,000 | $0 | 0.06% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $23,325,000 | $23,325,000 | $0 | 0.06% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $22,310,000 | $11,155,000 | $0 | 0.06% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $22,030,000 | $5,507,500 | $0 | 0.06% |
| TOPEKA, KS (FHA|USDA|VA) | 7 | $21,715,000 | $3,102,143 | $0 | 0.06% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $20,970,000 | $10,485,000 | $0 | 0.05% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $20,935,000 | $20,935,000 | $0 | 0.06% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $20,895,000 | $20,895,000 | $0 | 0.05% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $18,765,000 | $18,765,000 | $0 | 0.06% |
| FLINT, MI (FHA|USDA|VA) | 2 | $17,760,000 | $8,880,000 | $0 | 0.06% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $17,360,000 | $4,340,000 | $0 | 0.06% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $17,145,000 | $17,145,000 | $0 | 0.05% |
| ERIE, PA (FHA|USDA|VA) | 1 | $16,125,000 | $16,125,000 | $0 | 0.05% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $15,920,000 | $7,960,000 | $0 | 0.06% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $15,285,000 | $5,095,000 | $0 | 0.07% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $15,195,000 | $15,195,000 | $0 | 0.06% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $14,145,000 | $4,715,000 | $0 | 0.06% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $13,590,000 | $6,795,000 | $0 | 0.06% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $11,345,000 | $11,345,000 | $0 | 0.07% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $10,415,000 | $10,415,000 | $0 | 0.07% |
| AKRON, OH (FHA|USDA|VA) | 1 | $10,285,000 | $10,285,000 | $0 | 0.07% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $9,995,000 | $9,995,000 | $0 | 0.06% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $9,920,000 | $4,960,000 | $0 | 0.06% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $9,790,000 | $4,895,000 | $0 | 0.06% |
| TULSA, OK (FHA|USDA|VA) | 2 | $9,510,000 | $4,755,000 | $0 | 0.06% |
| Ashland, OH (FHA|USDA|VA) | 1 | $9,465,000 | $9,465,000 | $0 | 0.05% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $9,385,000 | $9,385,000 | $0 | 0.06% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $8,325,000 | $8,325,000 | $0 | 0.05% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $7,885,000 | $7,885,000 | $0 | 0.05% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $6,795,000 | $6,795,000 | $0 | 0.06% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $6,775,000 | $6,775,000 | $0 | 0.06% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $6,745,000 | $6,745,000 | $0 | 0.05% |
| Wooster, OH (FHA|USDA|VA) | 1 | $6,205,000 | $6,205,000 | $0 | 0.06% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $6,025,000 | $6,025,000 | $0 | 0.07% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 0.07% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 0.06% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $5,575,000 | $5,575,000 | $0 | 0.05% |
| Outside of Metro Areas | 3 | $5,465,000 | $1,821,667 | $0 | 0.07% |
| DALTON, GA (FHA|USDA|VA) | 2 | $5,420,000 | $2,710,000 | $0 | 0.07% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $5,335,000 | $5,335,000 | $0 | 0.07% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $5,295,000 | $5,295,000 | $0 | 0.06% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $5,285,000 | $1,761,667 | $0 | 0.06% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $5,195,000 | $5,195,000 | $0 | 0.07% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $5,000,000 | $2,500,000 | $0 | 0.06% |
| Emporia, KS (FHA|USDA|VA) | 1 | $4,735,000 | $4,735,000 | $0 | 0.06% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $4,445,000 | $4,445,000 | $0 | 0.06% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $4,355,000 | $4,355,000 | $0 | 0.06% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $4,255,000 | $4,255,000 | $0 | 0.06% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $4,155,000 | $4,155,000 | $0 | 0.06% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $4,125,000 | $4,125,000 | $0 | 0.07% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $3,855,000 | $3,855,000 | $0 | 0.06% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $3,810,000 | $1,905,000 | $0 | 0.08% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $3,515,000 | $3,515,000 | $0 | 0.06% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $3,465,000 | $3,465,000 | $0 | 0.06% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $3,055,000 | $3,055,000 | $0 | 0.06% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $2,975,000 | $2,975,000 | $0 | 0.06% |
| Union City, TN (FHA|USDA|VA) | 1 | $2,845,000 | $2,845,000 | $0 | 0.07% |
| MONROE, MI (FHA|USDA|VA) | 1 | $2,825,000 | $2,825,000 | $0 | 0.08% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $2,790,000 | $1,395,000 | $0 | 0.06% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $2,625,000 | $2,625,000 | $0 | 0.07% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $2,525,000 | $2,525,000 | $0 | 0.07% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $2,405,000 | $2,405,000 | $0 | 0.06% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $2,335,000 | $2,335,000 | $0 | 0.08% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $2,305,000 | $2,305,000 | $0 | 0.07% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $2,205,000 | $2,205,000 | $0 | 0.06% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $2,085,000 | $2,085,000 | $0 | 0.06% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $2,075,000 | $2,075,000 | $0 | 0.06% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $2,075,000 | $2,075,000 | $0 | 0.06% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $1,985,000 | $1,985,000 | $0 | 0.06% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $1,965,000 | $1,965,000 | $0 | 0.08% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $1,915,000 | $1,915,000 | $0 | 0.07% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $1,895,000 | $1,895,000 | $0 | 0.06% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $1,835,000 | $1,835,000 | $0 | 0.06% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $1,655,000 | $1,655,000 | $0 | 0.06% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $1,645,000 | $1,645,000 | $0 | 0.07% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $1,615,000 | $1,615,000 | $0 | 0.06% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $0 | 0.06% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $1,145,000 | $1,145,000 | $0 | 0.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $1,135,000 | $1,135,000 | $0 | 0.08% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $1,115,000 | $1,115,000 | $0 | 0.07% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $1,025,000 | $1,025,000 | $0 | 0.07% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $0 | 0.08% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $0 | 0.06% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 280 | $2,461,340,000 | $8,790,500 | $0 | 0.06% |
| FHA | 41 | $715,065,000 | $17,440,610 | $0 | 0.06% |
For 2023, Orix Real Estate Capital's most frequently originated type of loan was Conventional, with 280 originations. Their 2nd most popular type was FHA, with 41 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 234 | $2,146,770,000 | $9,174,231 | $0 | 0.06% |
| Home Purchase | 87 | $1,029,635,000 | $11,834,885 | $0 | 0.06% |
For 2023, Orix Real Estate Capital's most frequently cited loan purpose was Refi, with 234 originations. The 2nd most popular reason was Home Purchase, with 87 originations.
Loan Duration/Length
For 2023, Orix Real Estate Capital's most frequently cited loan duration was 10 Year, with 122 originations. The 2nd most popular length was 5 Year, with 77 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| <2.5% | 317 | $3,131,835,000 | $9,879,606 |
During 2023, Orix Real Estate Capital's average interest rate for loans was 0.07%, while their most frequently originated rate bucket for loans was <2.5%, with 317 originations.
Loan Sizing
2023 saw Orix Real Estate Capital place emphasis on $1MM+ loans with 315 originations, totaling $3,172,045,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 321 | $3,176,405,000 | $9,895,343 | $0 | 0.06% |
Approval Rates
Total approvals of all applications89.98%
Orix Real Estate Capital has an average approval rate.
Pick Rate
Approvals leading to origination76.32%
Orix Real Estate Capital has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 321 | $3,176,405,000 | $9,895,343 |