Royal Business Bank Mortgage Rates, Fees & Info

Los Angeles, CA

LEI: 5493003B20KZ3DEZGB43

Tax ID: 26-0339713

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Royal Business Bank is a smaller bank specializing in Home Purchase and Refi loans. Royal Business Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, Riverside, San Antonio, and Chicago among others. We have data for 31 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Royal Business Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Royal Business Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.49% 12/16/24
    30 Year Conventional Refi 6.45% 12/16/24
    30 Year Cash-out Refi 6.70% 12/16/24
    15 Year Conventional Purchase 5.96% 12/16/24
    15 Year Conventional Refi 5.92% 12/16/24
    15 Year Cash-out Refi 5.92% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Royal Business Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Royal Business Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    885

    Origination Dollar Volume (All Markets)

    $565,415,000

    Employee count

    365

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 633 $299,375,000 $472,946 $8,087 3.29%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 123 $142,945,000 $1,162,154 $7,390 4.30%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 35 $15,765,000 $450,429 $6,284 4.09%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $11,555,000 $11,555,000 $0 4.50%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 36 $9,330,000 $259,167 $5,379 3.86%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 8 $9,250,000 $1,156,250 $9,905 4.36%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $8,860,000 $4,430,000 $0 5.13%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $8,810,000 $4,405,000 $9,056 5.00%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $6,755,000 $2,251,667 $0 4.37%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $6,005,000 $6,005,000 $0 5.50%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 14 $5,950,000 $425,000 $4,191 4.20%
    MEDFORD, OR (FHA|USDA|VA) 2 $5,470,000 $2,735,000 $0 4.25%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $5,205,000 $5,205,000 $0 5.00%
    HINESVILLE, GA (FHA|USDA|VA) 2 $4,070,000 $2,035,000 $0 4.37%
    ALBUQUERQUE, NM (FHA|USDA|VA) 1 $3,505,000 $3,505,000 $0 4.37%
    ALBANY, GA (FHA|USDA|VA) 1 $3,335,000 $3,335,000 $0 5.00%
    COLUMBIA, SC (FHA|USDA|VA) 1 $2,585,000 $2,585,000 $0 5.00%
    Brookings, OR (FHA|USDA|VA) 1 $2,555,000 $2,555,000 $0 4.25%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $2,405,000 $2,405,000 $0 6.00%
    GREENVILLE, NC (FHA|USDA|VA) 1 $2,225,000 $2,225,000 $0 5.25%
    RENO, NV (FHA|USDA|VA) 1 $1,905,000 $1,905,000 $0 4.50%
    Newport, TN (FHA|USDA|VA) 1 $1,535,000 $1,535,000 $0 4.50%
    Outside of Metro Areas 1 $1,365,000 $1,365,000 $0 5.00%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,355,000 $451,667 $4,511 3.83%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $880,000 $440,000 $3,790 4.25%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $705,000 $705,000 $0 5.00%
    BAKERSFIELD, CA (FHA|USDA|VA) 3 $545,000 $181,667 $0 4.71%
    VALLEJO, CA (FHA|USDA|VA) 1 $365,000 $365,000 $4,143 4.00%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $275,000 $275,000 $9,526 5.25%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $265,000 $265,000 $7,127 4.00%
    Pahrump, NV (FHA|USDA|VA) 1 $265,000 $265,000 $4,324 3.50%
    Royal Business Bank's top markets include New York, Los Angeles, Riverside, San Antonio, and Chicago among others.

    Their top states include:
  • New York (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Royal Business Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Savings Bank of Hegewisch
    Similarity Rank: 45
    N C P D Federal Credit Union
    Similarity Rank: 102
    Liberty Bank for Savings
    Similarity Rank: 153
    Schuyler Savings Bank
    Similarity Rank: 352
    Christian Community Credit Union
    Similarity Rank: 354
    Credence Funding Corporation
    Similarity Rank: 404
    ATLANTIS MORTGAGE CO., INC.
    Similarity Rank: 652
    The First National Bank of Long Island
    Similarity Rank: 748
    LONG BEACH CITY EMPLOYEES Federal Credit Union
    Similarity Rank: 825
    AMERITRUST MORTGAGE CORPORATION
    Similarity Rank: 861

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 885 $565,415,000 $638,887 $7,735 3.56%

    For 2021, Royal Business Bank's most frequently originated type of loan was Conventional, with 885 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 476 $313,720,000 $659,076 $7,833 3.81%
    Refi 281 $165,695,000 $589,662 $6,955 3.13%
    Cash Out Refi 78 $42,630,000 $546,538 $9,193 3.45%
    Other 49 $42,205,000 $861,327 $8,236 3.81%
    Home Improvement 1 $1,165,000 $1,165,000 $0 5.00%

    For 2021, Royal Business Bank's most frequently cited loan purpose was Home Purchase, with 476 originations. The 2nd most popular reason was Refi, with 281 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 701 $408,585,000 $582,860 $7,905 3.69%
    15 Year 113 $42,915,000 $379,779 $6,785 2.42%
    20 Year 33 $11,415,000 $345,909 $7,082 2.90%
    10 Year 12 $21,800,000 $1,816,667 $0 4.96%
    Other 11 $51,065,000 $4,642,273 $0 5.55%
    5 Year 9 $16,625,000 $1,847,222 $0 4.78%
    1 Year 6 $13,010,000 $2,168,333 $0 5.42%

    For 2021, Royal Business Bank's most frequently cited loan duration was 30 Year, with 701 originations. The 2nd most popular length was 15 Year, with 113 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 260 $119,220,000 $458,538
    $2k-3k 127 $43,805,000 $344,921
    $3k-4k 113 $49,725,000 $440,044
    $5k+ 108 $76,590,000 $709,167
    $4k-5k 41 $18,225,000 $444,512
    $<1k 3 $19,965,000 $6,655,000

    Royal Business Bank's average total fees were $7,905, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 260 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 420 $203,620,000 $484,810
    2.5-3% 188 $80,550,000 $428,457
    4-5% 160 $158,890,000 $993,063
    <2.5% 91 $33,425,000 $367,308
    5-6% 24 $79,580,000 $3,315,833
    6-7% 2 $9,350,000 $4,675,000

    During 2021, Royal Business Bank's average interest rate for loans was 3.69%, while their most frequently originated rate bucket for loans was 3-4%, with 420 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 326 $102,780,000 $315,276 $6,441 3.38%
    $400k-600k 305 $145,665,000 $477,590 $8,141 3.49%
    $600k-1MM 135 $99,185,000 $734,704 $10,820 3.63%
    $1MM+ 78 $211,250,000 $2,708,333 $10,623 4.58%
    $100k-200k 39 $6,385,000 $163,718 $5,202 3.44%
    $100,000 or less 2 $150,000 $75,000 $4,186 3.88%

    2021 saw Royal Business Bank place emphasis on $200k-400k loans with 326 originations, totaling $102,780,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 223 $78,385,000 $351,502 $6,727 3.29%
    $100k-150k 189 $98,315,000 $520,185 $8,713 3.50%
    $75k-100k 178 $75,280,000 $422,921 $7,512 3.57%
    $50k or less 100 $35,760,000 $357,600 $6,479 3.18%
    $150k-250k 73 $45,825,000 $627,740 $8,435 3.65%
    $250k+ 73 $90,005,000 $1,232,945 $9,847 4.08%

    Royal Business Bank lent most frequently to those with incomes in the $50k-75k range, with 223 originations. The second most popular income band? $100k-150k, with 189 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 146 $80,370,000 $550,479 $8,254 3.81%
    20-30% 75 $43,385,000 $578,467 $8,222 3.60%
    49% 65 $29,125,000 $448,077 $7,992 2.98%
    37% 63 $31,165,000 $494,683 $8,680 3.81%
    36% 49 $23,405,000 $477,653 $7,520 3.63%
    38% 48 $22,860,000 $476,250 $8,192 3.66%
    46% 45 $20,795,000 $462,111 $8,061 3.21%
    42% 44 $18,030,000 $409,773 $6,855 3.49%
    44% 42 $16,210,000 $385,952 $6,477 3.08%
    48% 40 $17,870,000 $446,750 $7,367 3.07%
    39% 36 $19,200,000 $533,333 $7,233 3.45%
    43% 31 $13,665,000 $440,806 $6,328 3.12%
    41% 31 $14,625,000 $471,774 $8,035 3.70%
    40% 31 $16,095,000 $519,194 $7,572 3.31%
    <20% 29 $27,815,000 $959,138 $7,614 3.69%
    45% 28 $11,450,000 $408,929 $7,147 3.23%
    47% 27 $12,535,000 $464,259 $7,269 3.11%
    50-60% 3 $3,105,000 $1,035,000 $0 4.42%

    Royal Business Bank lent most frequently to those with DTI ratios of 30-36%, with 146 originations. The next most common DTI ratio? 20-30%, with 75 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 805 $402,355,000 $499,820 $7,717 3.47%
    Not applicable 45 $138,325,000 $3,073,889 $0 4.95%
    White 22 $17,380,000 $790,000 $11,092 3.85%
    Not provided 12 $6,670,000 $555,833 $5,083 4.34%
    Other Asian 1 $685,000 $685,000 $6,247 3.25%

    Approval Rates

    Total approvals of all applications
    96.39%

    Royal Business Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    85.20%

    Royal Business Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 885 $565,415,000 $638,887

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    885 $565,415,000 $638,887

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 119 $43,265,000 $363,571 $6,725 2.94%
    40-60% 305 $188,055,000 $616,574 $8,167 3.47%
    60-80% 440 $325,860,000 $740,591 $7,899 3.80%
    80-100% 19 $7,775,000 $409,211 $5,255 3.63%
    Under 20% 2 $460,000 $230,000 $7,363 2.75%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Royal Pacific Funding Corporation Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 8.3%
    Royal Pacific Funding Corporation Conventional home mortgage Trouble during payment process 4 33.3%
    Royal Pacific Funding Corporation FHA mortgage Closing on a mortgage 1 8.3%
    Royal Pacific Funding Corporation FHA mortgage Incorrect information on your report 1 8.3%
    Royal Pacific Funding Corporation FHA mortgage Struggling to pay mortgage 4 33.3%
    Royal Pacific Funding Corporation VA mortgage Trouble during payment process 1 8.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Royal Business Bank 1015 S. Nogales Street, Unit 121 & 122a Rowland Heights, CA 91748 Full Service B&M $229,697
    Royal Business Bank 1055 Wilshire Blvd. Suite 1200 Los Angeles, CA 90017 Full Service B&M $282,577
    Royal Business Bank 11304 1/2 South Street Cerritos, CA 90703 Full Service B&M $124,811
    Royal Business Bank 1139 S. Diamond Bar, Unit E Diamond Bar, CA 91756 Full Service B&M $127,418
    Royal Business Bank 123 East Valley Boulevard Suite 101 San Gabriel, CA 91776 Full Service B&M $499,349
    Royal Business Bank 135-34 Roosevelt Avenue Flushing, NY 11354 Full Service B&M $108,212
    Royal Business Bank 14725 Jeffrey Road Irvine, CA 92618 Full Service B&M $49,149
    Royal Business Bank 1912 W Sunset Boulevard Los Angeles, CA 90026 Full Service B&M $56,573
    Royal Business Bank 2323 South Wentworth Avenue Chicago, IL 60616 Full Service B&M $167,755
    Royal Business Bank 23740 Hawthorne Blvd. Suite 103 Torrance, CA 90505 Full Service B&M $165,571
    Royal Business Bank 29 Bowery New York, NY 10002 Full Service B&M $143,915
    Royal Business Bank 3233 S Ashland Ave. Chicago, IL 60608 Full Service B&M $44,033
    Royal Business Bank 3366 E. Thousand Oaks Blvd. Westlake Village, CA 91362 Full Service B&M $99,632
    Royal Business Bank 3919 Spring Mountain Road Las Vegas, NV 89102 Full Service B&M $337,848
    Royal Business Bank 400 E. Esplanade Drive, Suite 105 Oxnard, CA 93036 Full Service B&M $105,496
    Royal Business Bank 4208 Main Street Flushing, NY 11355 Full Service B&M $61,636
    Royal Business Bank 5503 Eighth Avenue Brooklyn, NY 11220 Full Service B&M $155,464
    Royal Business Bank 561 Route 1, Suite C1 Edison, NJ 8817 Full Service B&M $2,103
    Royal Business Bank 5902 Eighth Avenue Brooklyn, NY 11220 Full Service B&M $104,152
    Royal Business Bank 700 West Garvey Avenue Monterey Park, CA 91754 Full Service B&M $108,371
    Royal Business Bank 86-55 Broadway Elmhurst, NY 11373 Full Service B&M $59,918
    Royal Business Bank 901 South Baldwin Avenue Arcadia, CA 91007 Full Service B&M $125,031

    For 2021, Royal Business Bank had 22 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $146,958
    Net interest income $133,237
    Total noninterest income $20,018
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $2,367
    Trading account gains and fees $0
    Additional Noninterest Income $17,651
    Pre-tax net operating income $91,304
    Securities gains (or losses, -) $0
    Income before extraordinary items $64,109
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $64,109
    Minority interest net income $0
    Net income $64,109
    Sale, conversion, retirement of capital stock, net $1,079
    Net operating income $64,109

    Royal Business Bank's gross interest income from loans was $146,958,000.
    Royal Business Bank's net interest income from loans was $133,237,000.
    Royal Business Bank's fee based income from loans was $2,367,000.
    Royal Business Bank's net income from loans was $64,109,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $13,721
    Provision for credit losses $3,959
    Total noninterest expense $57,992
    Salaries and employee benefits $33,568
    Premises and equipment expense $8,691
    Additional noninterest expense $15,733
    Applicable income taxes $27,195
    Net charge-offs $384
    Cash dividends $25,000

    Royal Business Bank's interest expense for loans was $13,721,000.
    Royal Business Bank's payroll and benefits expense were $33,568,000.
    Royal Business Bank's property, plant and equipment expenses $8,691,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 3.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,465,041
    Deposits held in domestic offices $3,465,041
    Deposits by Individuals, partnerships, and corporations $3,228,471
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $63,525
    Deposits by Commercial banks and other depository institutions in U.S. $173,045
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,443,870
    Demand deposits $1,370,994
    Nontransaction accounts $2,021,171
    Money market deposit accounts (MMDAs) $714,539
    Other savings deposits (excluding MMDAs) $140,194
    Total time deposits $1,166,439
    Total time and savings deposits $2,094,047
    Noninterest-bearing deposits $1,370,994
    Interest-bearing deposits $2,094,047
    Retail deposits $2,884,144
    IRAs and Keogh plan accounts $29,591
    Brokered deposits $2,398
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $4,222,275
    Cash & Balances due from depository institutions $501,972
    Interest-bearing balances $468,896
    Total securities $374,512
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,096,463
    Loan and leases loss allowance $32,912
    Trading account assets $0
    Bank premises and fixed assets $27,199
    Other real estate owned $293
    Goodwill and other intangibles $84,835
    All other assets $137,001

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $4,222,275
    Total Liabilities $3,651,900
    Total deposits $3,465,041
    Interest-bearing deposits $2,094,047
    Deposits held in domestic offices $3,465,041
    % insured (estimated) $47
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $150,000
    Subordinated debt $0
    All other liabilities $36,859

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,096,463
    Loan and leases loss allowance $32,912
    Total loans and leases (domestic) $3,129,375
    All real estate loans $2,710,422
    Real estate loans in domestic offices $2,710,422
    Construction and development loans $309,018
    Residential 1-4 family construction $34,228
    Other construction, all land development and other land $274,790
    Loans secured by nonfarm nonresidential properties $697,895
    Nonfarm nonresidential secured by owner-occupied properties $222,822
    Commercial real estate & other non-farm, non-residential $475,073
    Multifamily residential real estate $552,803
    1-4 family residential loans $1,150,706
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $150,099
    To non-U.S. addressees $0
    Loans to individuals $30,784
    Credit card loans $22
    Related Plans $0
    Consumer Auto Loans $6,402
    Other loans to individuals $24,360
    All other loans & leases $249,715
    Loans to foreign governments and official institutions $0
    Other loans $56,715
    Loans to depository institutions and acceptances of other banks $193,000
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $807
    Non 1-4 family restructured loans & leases $807
    Total loans and leases (foreign) $0

    Royal Business Bank had $3,096,463,000 of loans outstanding in 2021. $2,710,422,000 of loans were in real estate loans. $309,018,000 of loans were in development loans. $552,803,000 of loans were in multifamily mortgage loans. $1,150,706,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $22,000 of loans were in credit card loans. $6,402,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 293 $101,625 $346,843
    Nonfarm, nonresidential loans - <$100k 23 $767 $33,348
    Nonfarm, nonresidential loans - $100-250k 57 $7,059 $123,842
    Nonfarm, nonresidential loans - $250k-1MM 213 $93,799 $440,371
    Commercial & Industrial, US addressed loans - <$1MM 523 $41,495 $79,340
    Commercial & Industrial, US addressed loans - <$100k 295 $5,708 $19,349
    Commercial & Industrial, US addressed loans - $100-250k 80 $7,874 $98,425
    Commercial & Industrial, US addressed loans - $250k-1MM 148 $27,913 $188,601