GREENVILLE Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Greenville averaged
5.79%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.86% and
one month ago for the week of 2022-04-07, the
average rate was 4.91%.
Greenville's average rate one year ago was 3.03%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.41%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Greenville 30 Year Fixed Rate | 2022-05-12 | 5.79% |
| Greenville 30 Year Fixed Rate Refi | 2022-05-12 | 5.41% |
| Greenville 15 Year Fixed Rate | 2022-05-12 | 5.11% |
| Greenville 15 Year Fixed Rate Refi | 2022-05-12 | 4.89% |
| Greenville 30 Year FHA | 2022-05-12 | 5.43% |
| Greenville 30 Year FHA Refi | 2022-05-12 | 5.45% |
| Greenville 30 Year USDA | 2022-05-12 | 5.19% |
| Greenville 30 Year USDA Refi | 2022-05-12 | 5.29% |
| Greenville 30 Year VA | 2022-05-12 | 5.56% |
| Greenville 30 Year VA Refi | 2022-05-12 | 4.88% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GREENVILLE, NC.
GREENVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the GREENVILLE, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GREENVILLE, NC's 208 lenders originated 7,010
loans during 2021. The total origination value was $1,439,450,000, with an average loan value of
$205,342.
The top GREENVILLE lender as defined by loan originations is STATE EMPLOYEES', with
449 loans originated. Their average total fees are
$3,584, which is $335
lower than the next largest lender,
Alcova Mortgage LLC.
The lowest fee GREENVILLE lenders (with over 10 loans originated) are
CAPITAL CENTER, L.L.C. ($243), JPMorgan Chase Bank ($2,515), Wells Fargo Bank ($2,554), DHI MORTGAGE COMPANY, LTD. ($2,555) and BETTER MORTGAGE CORPORATION ($2,988).
The lowest rate GREENVILLE lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.85%), First National Bank of Pennsylvania (2.86%), BETTER MORTGAGE CORPORATION (2.87%), Bank of America (2.88%) and Truist Bank (2.92%).
GREENVILLE, NC Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $84,560,000 | $146,595,000 | 73.4% | 10.2% |
| QUICKEN LOANS, LLC | $71,785,000 | $101,515,000 | 41.4% | 7.1% |
| Alcova Mortgage LLC | $78,120,000 | $101,120,000 | 29.4% | 7.0% |
| Truist Bank | $113,270,000 | $92,905,000 | -18.0% | 6.5% |
| Southern Bank and Trust Company | $85,040,000 | $73,335,000 | -13.8% | 5.1% |
| Wells Fargo Bank | $31,590,000 | $55,805,000 | 76.7% | 3.9% |
| First-Citizens Bank & Trust Company | $45,095,000 | $43,800,000 | -2.9% | 3.0% |
| Towne Bank | $37,425,000 | $43,170,000 | 15.4% | 3.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $40,305,000 | $42,705,000 | 6.0% | 3.0% |
| ANGEL OAK HOME LOANS LLC | $44,015,000 | $34,485,000 | -21.7% | 2.4% |
| KeyBank | $105,000 | $32,495,000 | 30,847.6% | 2.3% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $16,400,000 | $26,055,000 | 58.9% | 1.8% |
| CALIBER HOME LOANS, INC. | $24,430,000 | $24,600,000 | 0.7% | 1.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $21,265,000 | $23,805,000 | 11.9% | 1.7% |
| FREEDOM MORTGAGE CORPORATION | $25,190,000 | $23,060,000 | -8.5% | 1.6% |
| Grandbridge Real Estate Capital LLC | $11,495,000 | $21,795,000 | 89.6% | 1.5% |
| First Bank | $15,810,000 | $20,380,000 | 28.9% | 1.4% |
| Mortgage Research Center, LLC | $18,940,000 | $20,285,000 | 7.1% | 1.4% |
| MOVEMENT MORTGAGE, LLC | $16,135,000 | $20,160,000 | 24.9% | 1.4% |
| Machias Savings Bank | $17,605,000 | n/a | 1.2% | |
| Select Bank & Trust Company | $11,370,000 | $16,880,000 | 48.5% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $7,695,000 | $16,615,000 | 115.9% | 1.2% |
| First National Bank of Pennsylvania | $14,745,000 | $14,835,000 | 0.6% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $8,120,000 | $13,740,000 | 69.2% | 1.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,630,000 | $12,755,000 | 126.6% | 0.9% |
| LOANDEPOT.COM, LLC | $8,095,000 | $12,545,000 | 55.0% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $8,400,000 | $11,750,000 | 39.9% | 0.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,825,000 | $11,635,000 | 204.2% | 0.8% |
| COREVEST AMERICAN FINANCE LENDER LLC | $11,455,000 | n/a | 0.8% | |
| BETTER MORTGAGE CORPORATION | $5,290,000 | $11,160,000 | 111.0% | 0.8% |
| DHI MORTGAGE COMPANY, LTD. | $6,005,000 | $10,970,000 | 82.7% | 0.8% |
| JPMorgan Chase Bank | $4,265,000 | $10,760,000 | 152.3% | 0.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,925,000 | $10,500,000 | 167.5% | 0.7% |
| Bank of America | $10,850,000 | $9,800,000 | -9.7% | 0.7% |
| GUARANTEED RATE, INC. | $6,855,000 | $8,935,000 | 30.3% | 0.6% |
| United Bank | $2,680,000 | $8,555,000 | 219.2% | 0.6% |
| LENDINGONE, LLC | $8,005,000 | n/a | 0.6% | |
| AMERISAVE MORTGAGE CORPORATION | $6,690,000 | $7,775,000 | 16.2% | 0.5% |
| Union Bank | $8,495,000 | $6,975,000 | -17.9% | 0.5% |
| PNC Bank | $6,950,000 | $6,935,000 | -0.2% | 0.5% |
| Renasant Bank | $10,725,000 | $6,825,000 | -36.4% | 0.5% |
| FirstBank | $6,610,000 | n/a | 0.5% | |
| NEWREZ LLC | $3,905,000 | $6,160,000 | 57.7% | 0.4% |
| USAA Federal Savings Bank | $8,070,000 | $6,010,000 | -25.5% | 0.4% |
| ON Q FINANCIAL, INC. | $7,405,000 | $5,495,000 | -25.8% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,360,000 | $5,465,000 | 2.0% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $1,965,000 | $5,090,000 | 159.0% | 0.4% |
| Ameris Bank | $5,185,000 | $4,955,000 | -4.4% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $2,855,000 | $4,285,000 | 50.1% | 0.3% |
| BROKER SOLUTIONS, INC. | $3,510,000 | $4,235,000 | 20.7% | 0.3% |
| EMM LOANS LLC | $2,280,000 | $4,230,000 | 85.5% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $1,940,000 | $4,085,000 | 110.6% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $1,905,000 | $3,990,000 | 109.4% | 0.3% |
| AMERICAN FINANCING CORPORATION | $785,000 | $3,810,000 | 385.4% | 0.3% |
| UNION HOME MORTGAGE CORP. | $5,105,000 | $3,255,000 | -36.2% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $2,595,000 | $3,210,000 | 23.7% | 0.2% |
| American Security Mortgage Corp. | $2,525,000 | $3,160,000 | 25.1% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $3,230,000 | $3,155,000 | -2.3% | 0.2% |
| NEW DAY FINANCIAL, LLC | $3,240,000 | $3,155,000 | -2.6% | 0.2% |
| Fifth Third Bank | $1,145,000 | $3,150,000 | 175.1% | 0.2% |
| CMG MORTGAGE, INC. | $2,160,000 | $2,965,000 | 37.3% | 0.2% |
| Northpointe Bank | $6,765,000 | $2,955,000 | -56.3% | 0.2% |
| U.S. Bank | $1,795,000 | $2,945,000 | 64.1% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,315,000 | $2,815,000 | 114.1% | 0.2% |
| The Federal Savings Bank | $3,055,000 | $2,615,000 | -14.4% | 0.2% |
| InterContinental Capital Group, Inc | $2,180,000 | $2,585,000 | 18.6% | 0.2% |
| COASTAL Federal Credit Union | $935,000 | $2,565,000 | 174.3% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,700,000 | $2,470,000 | 45.3% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $2,425,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $2,475,000 | $2,365,000 | -4.4% | 0.2% |
| TIAA, FSB | $855,000 | $2,345,000 | 174.3% | 0.2% |
| CAPITAL CENTER, L.L.C. | $525,000 | $2,340,000 | 345.7% | 0.2% |
| FAIR WAY LENDING LLC | $840,000 | $2,270,000 | 170.2% | 0.2% |
| Royal Business Bank | $2,225,000 | n/a | 0.2% | |
| Bank of England | $2,165,000 | n/a | 0.2% | |
| AgCarolina Farm Credit, FLCA | $965,000 | $2,060,000 | 113.5% | 0.1% |
| Carrington Mortgage Services, LLC | $2,925,000 | $2,025,000 | -30.8% | 0.1% |
| Blue Ridge Bank | $1,865,000 | $1,955,000 | 4.8% | 0.1% |
| ALL WESTERN MORTGAGE, INC. | $1,925,000 | n/a | 0.1% | |
| United Community Bank | $125,000 | $1,925,000 | 1,440.0% | 0.1% |
| CRESCENT MORTGAGE COMPANY | $2,005,000 | $1,810,000 | -9.7% | 0.1% |
| Corporate Investors Mortgage Group, Inc. | $860,000 | $1,790,000 | 108.1% | 0.1% |
| Benchmark Community Bank | $105,000 | $1,755,000 | 1,571.4% | 0.1% |
| CLEARPATH LENDING | $2,130,000 | $1,700,000 | -20.2% | 0.1% |
| KELLER MORTGAGE, LLC | $1,270,000 | $1,700,000 | 33.9% | 0.1% |
| LIMA ONE CAPITAL, LLC | $1,695,000 | n/a | 0.1% | |
| FIRST FLIGHT FEDERAL CREDIT UNION | $2,420,000 | $1,675,000 | -30.8% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,510,000 | $1,650,000 | -34.3% | 0.1% |
| Ally Bank | $1,470,000 | $1,635,000 | 11.2% | 0.1% |
| Citizens Bank | $2,285,000 | $1,615,000 | -29.3% | 0.1% |
| GSF Mortgage Corporation | $3,565,000 | $1,585,000 | -55.5% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $800,000 | $1,555,000 | 94.4% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,115,000 | $1,540,000 | 38.1% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $925,000 | $1,505,000 | 62.7% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $635,000 | $1,495,000 | 135.4% | 0.1% |
| GoPrime Mortgage, Inc. | $575,000 | $1,485,000 | 158.3% | 0.1% |
| Arbor Realty Trust, Inc. | $1,375,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $1,250,000 | $1,285,000 | 2.8% | 0.1% |
| North State Bank | $4,205,000 | $1,280,000 | -69.6% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $825,000 | $1,280,000 | 55.2% | 0.1% |
| Regions Bank | $2,605,000 | $1,270,000 | -51.2% | 0.1% |
| Low VA Rates, LLC | $1,140,000 | $1,260,000 | 10.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $710,000 | $1,225,000 | 72.5% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $915,000 | $1,210,000 | 32.2% | 0.1% |
| Lakeview Community Capital, LLC | $320,000 | $1,210,000 | 278.1% | 0.1% |
| INSPIRE HOME LOANS INC. | $720,000 | $1,105,000 | 53.5% | 0.1% |
| HOMESTEAD FUNDING CORP. | $1,460,000 | $1,070,000 | -26.7% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $520,000 | $1,010,000 | 94.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,065,000 | $1,000,000 | -6.1% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $760,000 | $965,000 | 27.0% | 0.1% |
| EMBRACE HOME LOANS, INC. | $200,000 | $945,000 | 372.5% | 0.1% |
| Manufacturers and Traders Trust Company | $210,000 | $945,000 | 350.0% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,060,000 | $910,000 | -14.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $860,000 | $885,000 | 2.9% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $420,000 | $880,000 | 109.5% | 0.1% |
| CELEBRITY HOME LOANS, LLC | $840,000 | n/a | 0.1% | |
| Cedar Rapids Bank and Trust Company | $595,000 | $835,000 | 40.3% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $180,000 | $835,000 | 363.9% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $830,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,145,000 | $820,000 | -61.8% | 0.1% |
| TJC Mortgage, Inc. | $810,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $155,000 | $805,000 | 419.4% | 0.1% |
| PHH Mortgage Corporation | $125,000 | $805,000 | 544.0% | 0.1% |
| RESOURCE FINANCIAL SERVICES, INC. | $350,000 | $765,000 | 118.6% | 0.1% |
| Nations Lending Corporation | $505,000 | $760,000 | 50.5% | 0.1% |
| Alpha Mortgage Corporation | $755,000 | n/a | 0.1% | |
| George Mason Mortgage, LLC | $1,715,000 | $745,000 | -56.6% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $135,000 | $740,000 | 448.1% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $710,000 | n/a | 0.0% | |
| HAMILTON HOME LOANS, INC. | $145,000 | $705,000 | 386.2% | 0.0% |
| SOFI LENDING CORP. | $195,000 | $705,000 | 261.5% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,460,000 | $690,000 | -72.0% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $95,000 | $685,000 | 621.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $685,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $680,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $125,000 | $655,000 | 424.0% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $690,000 | $640,000 | -7.2% | 0.0% |
| CANOPY MORTGAGE, LLC | $635,000 | n/a | 0.0% | |
| Pinnacle Bank | $32,505,000 | $620,000 | -98.1% | 0.0% |
| PREMIA MORTGAGE, LLC | $530,000 | $620,000 | 17.0% | 0.0% |
| EQUITY RESOURCES, INC. | $2,540,000 | $610,000 | -76.0% | 0.0% |
| First Home Bank | $600,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $185,000 | $595,000 | 221.6% | 0.0% |
| OAKTREE FUNDING CORP. | $585,000 | n/a | 0.0% | |
| LENDERFI, INC. | $380,000 | $580,000 | 52.6% | 0.0% |
| WEYCO COMMUNITY CREDIT UNION | $400,000 | $580,000 | 45.0% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $705,000 | $575,000 | -18.4% | 0.0% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $535,000 | $570,000 | 6.5% | 0.0% |
| Hometown Lenders, Inc. | $1,245,000 | $560,000 | -55.0% | 0.0% |
| Marine Federal Credit Union | $555,000 | n/a | 0.0% | |
| NP, Inc. | $255,000 | $540,000 | 111.8% | 0.0% |
| INLAND BANK & TRUST | $415,000 | $535,000 | 28.9% | 0.0% |
| American National Bank and Trust Company | $530,000 | n/a | 0.0% | |
| First Horizon Bank | $880,000 | $520,000 | -40.9% | 0.0% |
| KS Bank, Inc. | $410,000 | $520,000 | 26.8% | 0.0% |
| First Guaranty Mortgage Corporation | $880,000 | $515,000 | -41.5% | 0.0% |
| First Carolina Bank | $510,000 | n/a | 0.0% | |
| TD Bank | $1,365,000 | $510,000 | -62.6% | 0.0% |
| First Federal Bank | $175,000 | $495,000 | 182.9% | 0.0% |
| ARC HOME LLC | $245,000 | $480,000 | 95.9% | 0.0% |
| MORTGAGE ACCESS CORP. | $285,000 | $480,000 | 68.4% | 0.0% |
| 21ST MORTGAGE CORPORATION | $155,000 | $475,000 | 206.5% | 0.0% |
| The Huntington National Bank | $215,000 | $475,000 | 120.9% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $450,000 | $465,000 | 3.3% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,045,000 | $465,000 | -55.5% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $530,000 | $465,000 | -12.3% | 0.0% |
| NTFN, INC. | $515,000 | $460,000 | -10.7% | 0.0% |
| South State Bank | $175,000 | $460,000 | 162.9% | 0.0% |
| Prime Choice Funding Inc. | $445,000 | $455,000 | 2.2% | 0.0% |
| First Mortgage Solutions, LLC | $445,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $85,000 | $440,000 | 417.6% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $125,000 | $440,000 | 252.0% | 0.0% |
| SHARONVIEW FEDERAL CREDIT UNION | $250,000 | $435,000 | 74.0% | 0.0% |
| BELEM SERVICING LLC | $420,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $225,000 | $420,000 | 86.7% | 0.0% |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES | $415,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $635,000 | $415,000 | -34.6% | 0.0% |
| JAMES B. NUTTER & COMPANY | $235,000 | $410,000 | 74.5% | 0.0% |
| The Loan Store, Inc. | $410,000 | n/a | 0.0% | |
| Quontic Bank | $405,000 | n/a | 0.0% | |
| Gateway First Bank | $395,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $130,000 | $390,000 | 200.0% | 0.0% |
| STEARNS LENDING, LLC | $390,000 | n/a | 0.0% | |
| Countybank | $385,000 | n/a | 0.0% | |
| Ixonia Bank | $375,000 | n/a | 0.0% | |
| SIGNATURE MORTGAGE CORPORATION | $280,000 | $370,000 | 32.1% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $360,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $360,000 | n/a | 0.0% | |
| Fidelity Bank | $355,000 | n/a | 0.0% | |
| First Bank | $15,810,000 | $355,000 | -97.8% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $1,230,000 | $355,000 | -71.1% | 0.0% |
| DAS Acquisition Company, LLC | $115,000 | $350,000 | 204.3% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $335,000 | n/a | 0.0% | |
| OVM FINANCIAL, INC. | $205,000 | $335,000 | 63.4% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $350,000 | $330,000 | -5.7% | 0.0% |
| Magnolia Bank | $205,000 | $330,000 | 61.0% | 0.0% |
| SELF-HELP Credit Union | $160,000 | $330,000 | 106.3% | 0.0% |
| THE MORTGAGE FIRM, INC. | $715,000 | $330,000 | -53.8% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $330,000 | n/a | 0.0% | |
| Baxter Credit Union | $105,000 | $325,000 | 209.5% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $325,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $290,000 | $325,000 | 12.1% | 0.0% |
| SKYONE Federal Credit Union | $325,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $225,000 | $320,000 | 42.2% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $315,000 | n/a | 0.0% | |
| Beach Community Mortgage Services, Inc. | $305,000 | n/a | 0.0% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $840,000 | $305,000 | -63.7% | 0.0% |
| First Savings Bank | $215,000 | $305,000 | 41.9% | 0.0% |
| First Federal Bank of Kansas City | $295,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $295,000 | n/a | 0.0% | |
| Nicolet National Bank | $295,000 | n/a | 0.0% | |
| UIF CORPORATION | $295,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $280,000 | $290,000 | 3.6% | 0.0% |
| Atlantic Coast Mortgage, LLC | $285,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $280,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $275,000 | n/a | 0.0% | |
| Capital Bank | $235,000 | $275,000 | 17.0% | 0.0% |
| Credence Funding Corporation | $275,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $145,000 | $275,000 | 89.7% | 0.0% |
| Mid-Continent Funding, Inc. | $145,000 | $275,000 | 89.7% | 0.0% |
| Allen Tate Mortgage Partners, LLC | $135,000 | $270,000 | 100.0% | 0.0% |
| BOND STREET MORTGAGE, LLC | $265,000 | n/a | 0.0% | |
| Towne Mortgage, LLC | $125,000 | $260,000 | 108.0% | 0.0% |
| Atlantic Home Loans, Inc. | $255,000 | n/a | 0.0% | |
| BNC National Bank | $1,310,000 | $255,000 | -80.5% | 0.0% |
| LATINO COMMUNITY CREDIT UNION | $160,000 | $255,000 | 59.4% | 0.0% |
| Comerica Bank | $245,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $185,000 | $245,000 | 32.4% | 0.0% |
| The Fidelity Bank | $145,000 | $245,000 | 69.0% | 0.0% |
| North American Savings Bank, F.S.B. | $440,000 | $240,000 | -45.5% | 0.0% |
| CityWorth Mortgage LLC | $1,035,000 | $235,000 | -77.3% | 0.0% |
| GOLDENWEST | $235,000 | n/a | 0.0% | |
| MCLEAN MORTGAGE CORPORATION | $65,000 | $235,000 | 261.5% | 0.0% |
| Stifel Bank and Trust | $250,000 | $235,000 | -6.0% | 0.0% |
| Wolfe Financial, Inc | $235,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $1,025,000 | $225,000 | -78.0% | 0.0% |
| Evolve Bank & Trust | $195,000 | $225,000 | 15.4% | 0.0% |
| First Internet Bank of Indiana | $435,000 | $225,000 | -48.3% | 0.0% |
| First State Bank of St. Charles, Missouri | $225,000 | n/a | 0.0% | |
| NBKC BANK | $640,000 | $225,000 | -64.8% | 0.0% |
| RBC Bank, (Georgia) | $315,000 | $225,000 | -28.6% | 0.0% |
| Figure Lending LLC | $105,000 | $220,000 | 109.5% | 0.0% |
| Farmers & Merchants Bank | $215,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $215,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $210,000 | n/a | 0.0% | |
| ASSEMBLIES OF GOD Credit Union | $205,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $205,000 | n/a | 0.0% | |
| BNY Mellon | $205,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $205,000 | n/a | 0.0% | |
| MILEND, INC. | $205,000 | n/a | 0.0% | |
| Univest Bank and Trust Co. | $205,000 | n/a | 0.0% | |
| WELCOME Federal Credit Union | $670,000 | $205,000 | -69.4% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $195,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $285,000 | $195,000 | -31.6% | 0.0% |
| PREMIER LENDING, INC. | $195,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $435,000 | $185,000 | -57.5% | 0.0% |
| FAMILY FIRST FUNDING LLC | $185,000 | $185,000 | 0.0% | 0.0% |
| POLARIS HOME FUNDING CORP. | $470,000 | $185,000 | -60.6% | 0.0% |
| Arvest Bank | $175,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $610,000 | $175,000 | -71.3% | 0.0% |
| Mortgage Assurance Inc. | $175,000 | n/a | 0.0% | |
| Citibank | $115,000 | $170,000 | 47.8% | 0.0% |
| LOANPAL, LLC | $170,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $45,000 | $165,000 | 266.7% | 0.0% |
| FAY SERVICING, LLC | $165,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $165,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $165,000 | n/a | 0.0% | |
| Midwest BankCentre | $165,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $165,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $155,000 | n/a | 0.0% | |
| First Midwest Bank | $445,000 | $155,000 | -65.2% | 0.0% |
| Presidential Bank, FSB | $640,000 | $155,000 | -75.8% | 0.0% |
| 1ST PREFERENCE MORTGAGE CORP. | $145,000 | n/a | 0.0% | |
| C & F Mortgage Corporation | $145,000 | n/a | 0.0% | |
| First Reliance Bank | $145,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $145,000 | n/a | 0.0% | |
| Tidewater Home Funding, LLC | $145,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $290,000 | $145,000 | -50.0% | 0.0% |
| The First State Bank | $135,000 | n/a | 0.0% | |
| UNITED SECURITY FINANCIAL CORP | $175,000 | $135,000 | -22.9% | 0.0% |
| CSL Financial, LLC | $130,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $105,000 | $125,000 | 19.0% | 0.0% |
| Visio Financial Services Inc. | $125,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $115,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $230,000 | $115,000 | -50.0% | 0.0% |
| AMERICAN HERITAGE FCU | $105,000 | n/a | 0.0% | |
| ATHAS CAPITAL GROUP, INC. | $105,000 | n/a | 0.0% | |
| Peoples Bank | $105,000 | n/a | 0.0% | |
| Piedmont Federal Savings Bank | $105,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $105,000 | n/a | 0.0% | |
| West Town Bank & Trust | $770,000 | $105,000 | -86.4% | 0.0% |
| GROUP MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
| Security Federal Bank | $95,000 | n/a | 0.0% | |
| Shamrock Home Loans, Inc. | $95,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $285,000 | $85,000 | -70.2% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $85,000 | n/a | 0.0% | |
| Uwharrie Bank | $460,000 | $85,000 | -81.5% | 0.0% |
| Watermark Capital, Inc. | $85,000 | n/a | 0.0% | |
| LANGLEY | $75,000 | n/a | 0.0% | |
| Atlantic Union Bank | $65,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $65,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $65,000 | n/a | 0.0% | |
| Discover Bank | $235,000 | $55,000 | -76.6% | 0.0% |
| KINECTA | $55,000 | n/a | 0.0% | |
| Truliant Federal Credit Union | $55,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $55,000 | $45,000 | -18.2% | 0.0% |
| Synovus Bank | $405,000 | $45,000 | -88.9% | 0.0% |
| HomeTrust Bank | $1,060,000 | $35,000 | -96.7% | 0.0% |
| AMERICAN ADVISORS GROUP | $30,000 | n/a | 0.0% |
GREENVILLE's top lender by overall market share is STATE EMPLOYEES', with 10.2% market share. In second place, with 7.1%, is QUICKEN LOANS, LLC, having originated $101,515,000 in loans. In third place, with 7.0%, is Alcova Mortgage LLC, having originated $101,120,000 in loans. In third place, with 6.5%, is Truist Bank, having originated $92,905,000 in loans. In third place, with 5.1%, is Southern Bank and Trust Company, having originated $73,335,000 in loans.
GREENVILLE, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,076 | $744,730,000 | $242,110 |
| Refi | 2,665 | $525,255,000 | $197,094 |
| Cash Out Refi | 702 | $125,490,000 | $178,761 |
| Other | 378 | $27,780,000 | $73,492 |
| Home Improvement | 189 | $16,195,000 | $85,688 |
Greenville's most frequently cited loan purpose was Home Purchase, with 3,076 originations. The 2nd most popular reason was Refi, with 2,665 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 2,887 | $551,055,000 | $190,875 |
| 3-4% | 2,638 | $552,470,000 | $209,428 |
| <2.5% | 1,003 | $203,545,000 | $202,936 |
| 4-5% | 266 | $69,100,000 | $259,774 |
| Over 8% | 42 | $3,710,000 | $88,333 |
| 5-6% | 39 | $13,795,000 | $353,718 |
| 6-7% | 30 | $16,090,000 | $536,333 |
| 7-8% | 12 | $940,000 | $78,333 |
During 2021, Greenville's most frequently originated rate bucket was 2.5-3%, with 2,887 originations.
Loan Sizing (GREENVILLE, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 3,071 | $456,985,000 | $148,807 |
| $200k-400k | 2,200 | $576,260,000 | $261,936 |
| $100,000 or less | 1,409 | $88,745,000 | $62,984 |
| $400k-600k | 245 | $115,455,000 | $471,245 |
| $600k-1000k | 48 | $35,920,000 | $748,333 |
| $Over $1MM | 37 | $166,085,000 | $4,488,784 |
GREENVILLE's loan sizing saw the bucket of loans from $100k-200k with 3,071 originations, totaling $456,985,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,904 | $626,870,000 | $215,864 |
| 60-80% | 2,322 | $528,780,000 | $227,726 |
| 40-60% | 723 | $142,375,000 | $196,923 |
| 20-40% | 355 | $36,625,000 | $103,169 |
| Under 20% | 337 | $13,505,000 | $40,074 |
| Over 100% | 81 | $21,685,000 | $267,716 |
GREENVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,904 originations, totaling $626,870,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - GREENVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $192,900 (13.5%) | $226,345 (12.1%) | 0.71 | 531 |
| 2018-02-01 | $195,200 (14.8%) | $233,635 (13.6%) | 0.70 | 524 |
| 2018-03-01 | $198,500 (12.2%) | $233,442 (11.7%) | 0.69 | 539 |
| 2018-04-01 | $205,000 (14.0%) | $244,033 (15.1%) | 0.69 | 544 |
| 2018-05-01 | $201,500 (7.2%) | $242,488 (10.4%) | 0.67 | 567 |
| 2018-06-01 | $205,000 (9.3%) | $244,189 (8.9%) | 0.68 | 585 |
| 2018-07-01 | $199,999 (6.4%) | $244,265 (8.7%) | 0.67 | 562 |
| 2018-08-01 | $199,900 (9.5%) | $241,695 (9.3%) | 0.67 | 543 |
| 2018-09-01 | $196,960 (7.3%) | $233,653 (5.1%) | 0.66 | 559 |
| 2018-10-01 | $196,000 (3.1%) | $232,011 (3.1%) | 0.66 | 548 |
| 2018-11-01 | $198,400 (2.2%) | $234,475 (3.3%) | 0.67 | 512 |
| 2018-12-01 | $197,900 (3.1%) | $233,491 (5.1%) | 0.68 | 470 |
| 2019-01-01 | $199,900 (3.6%) | $236,251 (4.4%) | 0.69 | 398 |
| 2019-02-01 | $203,650 (4.3%) | $238,629 (2.1%) | 0.68 | 391 |
| 2019-03-01 | $214,903 (8.3%) | $245,373 (5.1%) | 0.70 | 372 |
| 2019-04-01 | $224,220 (9.4%) | $253,136 (3.7%) | 0.71 | 359 |
| 2019-05-01 | $239,900 (19.1%) | $261,261 (7.7%) | 0.74 | 353 |
| 2019-06-01 | $234,900 (14.6%) | $257,291 (5.4%) | 0.72 | 341 |
| 2019-07-01 | $217,500 (8.8%) | $242,316 (-0.8%) | 0.68 | 368 |
| 2019-08-01 | $215,714 (7.9%) | $243,804 (0.9%) | 0.68 | 367 |
| 2019-09-01 | $213,164 (8.2%) | $238,577 (2.1%) | 0.68 | 380 |
| 2019-10-01 | $213,750 (9.1%) | $235,813 (1.6%) | 0.68 | 382 |
| 2019-11-01 | $219,900 (10.8%) | $237,591 (1.3%) | 0.71 | 365 |
| 2019-12-01 | $225,000 (13.7%) | $243,008 (4.1%) | 0.75 | 369 |
| 2020-01-01 | $226,150 (13.1%) | $252,934 (7.1%) | 0.75 | 338 |
| 2020-02-01 | $227,900 (11.9%) | $256,990 (7.7%) | 0.74 | 318 |
| 2020-03-01 | $239,300 (11.4%) | $267,994 (9.2%) | 0.75 | 335 |
| 2020-04-01 | $244,450 (9.0%) | $274,931 (8.6%) | 0.76 | 348 |
| 2020-05-01 | $260,490 (8.6%) | $295,671 (13.2%) | 0.79 | 316 |
| 2020-06-01 | $267,695 (14.0%) | $313,551 (21.9%) | 0.78 | 275 |
| 2020-07-01 | $269,900 (24.1%) | $318,899 (31.6%) | 0.77 | 260 |
| 2020-08-01 | $269,000 (24.7%) | $337,856 (38.6%) | 0.77 | 238 |
| 2020-09-01 | $278,450 (30.6%) | $349,108 (46.3%) | 0.80 | 218 |
| 2020-10-01 | $278,700 (30.4%) | $350,515 (48.6%) | 0.80 | 201 |
| 2020-11-01 | $280,200 (27.4%) | $358,016 (50.7%) | 0.80 | 196 |
| 2020-12-01 | $272,490 (21.1%) | $360,874 (48.5%) | 0.80 | 173 |
| 2021-01-01 | $258,000 (14.1%) | $346,067 (36.8%) | 0.76 | 152 |
| 2021-02-01 | $260,865 (14.5%) | $340,749 (32.6%) | 0.75 | 125 |
| 2021-03-01 | $266,820 (11.5%) | $356,117 (32.9%) | 0.75 | 126 |
| 2021-04-01 | $249,500 (2.1%) | $337,352 (22.7%) | 0.67 | 133 |
| 2021-05-01 | $237,000 (-9.0%) | $332,844 (12.6%) | 0.62 | 136 |
| 2021-06-01 | $249,245 (-6.9%) | $340,805 (8.7%) | 0.65 | 138 |
| 2021-07-01 | $243,500 (-9.8%) | $329,159 (3.2%) | 0.63 | 150 |
| 2021-08-01 | $244,450 (-9.1%) | $282,784 (-16.3%) | 0.64 | 181 |
| 2021-09-01 | $251,490 (-9.7%) | $286,759 (-17.9%) | 0.66 | 188 |
| 2021-10-01 | $257,500 (-7.6%) | $290,594 (-17.1%) | 0.68 | 181 |
| 2021-11-01 | $274,950 (-1.9%) | $314,135 (-12.3%) | 0.72 | 168 |
| 2021-12-01 | $252,500 (-7.3%) | $297,310 (-17.6%) | 0.67 | 146 |
| 2022-01-01 | $252,000 (-2.3%) | $306,698 (-11.4%) | 0.67 | 100 |
| 2022-02-01 | $262,450 (0.6%) | $312,055 (-8.4%) | 0.67 | 80 |
| 2022-03-01 | $264,950 (-0.7%) | $311,464 (-12.5%) | 0.65 | 71 |
| 2022-04-01 | $278,000 (11.4%) | $374,135 (10.9%) | 0.65 | 96 |
GREENVILLE's median listing price for 2022-04-01 was $278,000, a difference of
$28,500
(11.4%) versus the prior year and
$13,050 versus the prior month.
GREENVILLE's median listing price comes in at 65% of the national average.
GREENVILLE's average listing price for 2022-04-01 was $374,135, a difference of $36,783 (10.9%) versus the prior year and $62,671 versus the prior month.
For the 2022-04-01 period, GREENVILLE had 96 MLS listings, a difference of 25 listings (35%) versus the prior month and -37 listings (-28%) versus the prior year.
GREENVILLE's median listing price comes in at 65% of the national average.
GREENVILLE's average listing price for 2022-04-01 was $374,135, a difference of $36,783 (10.9%) versus the prior year and $62,671 versus the prior month.
For the 2022-04-01 period, GREENVILLE had 96 MLS listings, a difference of 25 listings (35%) versus the prior month and -37 listings (-28%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - GREENVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 108 days | 2,007 sqft |
| 2018-02-01 | 87 days | 2,065 sqft |
| 2018-03-01 | 74 days | 2,038 sqft |
| 2018-04-01 | 64 days | 2,155 sqft |
| 2018-05-01 | 60 days | 2,120 sqft |
| 2018-06-01 | 61 days | 2,144 sqft |
| 2018-07-01 | 72 days | 2,089 sqft |
| 2018-08-01 | 80 days | 2,065 sqft |
| 2018-09-01 | 86 days | 2,030 sqft |
| 2018-10-01 | 91 days | 2,012 sqft |
| 2018-11-01 | 100 days | 2,031 sqft |
| 2018-12-01 | 108 days | 2,021 sqft |
| 2019-01-01 | 109 days | 1,997 sqft |
| 2019-02-01 | 89 days | 2,057 sqft |
| 2019-03-01 | 67 days | 2,148 sqft |
| 2019-04-01 | 51 days | 2,205 sqft |
| 2019-05-01 | 41 days | 2,280 sqft |
| 2019-06-01 | 56 days | 2,230 sqft |
| 2019-07-01 | 56 days | 2,123 sqft |
| 2019-08-01 | 64 days | 2,136 sqft |
| 2019-09-01 | 69 days | 2,121 sqft |
| 2019-10-01 | 62 days | 2,101 sqft |
| 2019-11-01 | 70 days | 2,120 sqft |
| 2019-12-01 | 74 days | 2,154 sqft |
| 2020-01-01 | 84 days | 2,147 sqft |
| 2020-02-01 | 78 days | 2,160 sqft |
| 2020-03-01 | 60 days | 2,225 sqft |
| 2020-04-01 | 55 days | 2,256 sqft |
| 2020-05-01 | 64 days | 2,424 sqft |
| 2020-06-01 | 73 days | 2,510 sqft |
| 2020-07-01 | 70 days | 2,513 sqft |
| 2020-08-01 | 56 days | 2,460 sqft |
| 2020-09-01 | 52 days | 2,475 sqft |
| 2020-10-01 | 45 days | 2,390 sqft |
| 2020-11-01 | 46 days | 2,400 sqft |
| 2020-12-01 | 62 days | 2,368 sqft |
| 2021-01-01 | 72 days | 2,242 sqft |
| 2021-02-01 | 58 days | 2,235 sqft |
| 2021-03-01 | 42 days | 2,243 sqft |
| 2021-04-01 | 44 days | 2,141 sqft |
| 2021-05-01 | 39 days | 1,978 sqft |
| 2021-06-01 | 41 days | 2,044 sqft |
| 2021-07-01 | 40 days | 2,016 sqft |
| 2021-08-01 | 34 days | 2,010 sqft |
| 2021-09-01 | 39 days | 2,013 sqft |
| 2021-10-01 | 44 days | 1,995 sqft |
| 2021-11-01 | 45 days | 2,022 sqft |
| 2021-12-01 | 56 days | 1,932 sqft |
| 2022-01-01 | 57 days | 1,914 sqft |
| 2022-02-01 | 51 days | 1,916 sqft |
| 2022-03-01 | 37 days | 1,935 sqft |
| 2022-04-01 | 24 days | 1,986 sqft |
GREENVILLE's median listing age (time on market) for 2022-04-01 was 24 days.
This
is -45%
shorter
than the same period one year ago.
GREENVILLE's median square footage for active listings during the 2022-04-01 period was 1,986 sqft. One year prior, the average listing was 2,141 sqft.
GREENVILLE's median square footage for active listings during the 2022-04-01 period was 1,986 sqft. One year prior, the average listing was 2,141 sqft.
