GREENVILLE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Greenville averaged 6.78% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.49% and one month ago for the week of 2025-02-27, the average rate was 6.9%.

Greenville's average rate one year ago was 6.93%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.59%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Greenville 30 Year Fixed Rate 2025-04-03 6.78%
Greenville 30 Year Fixed Rate Refi 2025-04-03 7.59%
Greenville 15 Year Fixed Rate 2025-04-03 6.38%
Greenville 15 Year Fixed Rate Refi 2025-04-03 6.22%
Greenville 30 Year FHA 2025-04-03 5.89%
Greenville 30 Year FHA Refi 2025-04-03 6.16%
Greenville 30 Year USDA 2025-04-03 6.42%
Greenville 30 Year USDA Refi 2025-04-03 6.42%
Greenville 30 Year VA 2025-04-03 5.8%
Greenville 30 Year VA Refi 2025-04-03 6.16%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GREENVILLE, NC.

GREENVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GREENVILLE, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
STATE EMPLOYEES' 180 6.32% $4,031
Truist 111 6.38% $5,663
QUICKEN LOANS, LLC 90 6.71% $6,164
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 56 6.68% $6,913
Alcova Mortgage LLC 51 6.63% $4,673
DHI MORTGAGE COMPANY, LTD. 49 5.84% $2,577
Towne Bank 43 6.83% $5,191
JPMorgan Chase Bank 38 6.25% $4,692
First-Citizens Bank & Trust Company 34 6.51% $4,581
American Security Mortgage Corp. 26 6.39% $4,505
Integrity Home Mortgage Corp 23 6.66% $6,643
Southern Bank and Trust Company 20 6.76% $3,245
UNITED WHOLESALE MORTGAGE, LLC 20 6.54% $6,985
MOVEMENT MORTGAGE, LLC 19 6.79% $5,319
GUARANTEED RATE, INC. 15 6.89% $4,984
Bank of America 13 6.13% $4,781
AFFORDABLE MORTGAGE ADVISORS, LLC. 11 6.78% $6,627
Wells Fargo Bank 11 6.23% $4,745
NAVY FEDERAL CREDIT UNION 10 6.31% $4,762
VANDERBILT MORTGAGE AND FINANCE, INC. 10 8.27% $7,118
CROSSCOUNTRY MORTGAGE, LLC 10 7.02% $7,243
LOANDEPOT.COM, LLC 7 6.27% $5,709
LOCAL GOVERNMENT FEDERAL CREDIT UNION 6 8.38% $4,403
GUILD MORTGAGE COMPANY 6 6.67% $6,187
BROKER SOLUTIONS, INC. 5 7.20% $6,381
PREMIA MORTGAGE, LLC 5 6.47% $176
TIDEWATER MORTGAGE SERVICES, INC. 5 6.88% $5,640
First National Bank of Pennsylvania 5 6.63% $4,220
NEWREZ LLC 4 6.75% $5,559
INSPIRE HOME LOANS INC. 4 6.34% $5,993
SUCCESS MORTGAGE PARTNERS, INC. 4 6.44% $6,300
PENNYMAC LOAN SERVICES, LLC 4 6.75% $8,424
PNC Bank 4 6.81% $4,443
HOMESIDE FINANCIAL, LLC 4 7.50% $4,727
EMM LOANS LLC 3 5.88% $7,018
United Bank 3 6.54% $4,212
UNION HOME MORTGAGE CORP. 3 6.54% $5,484
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 8.83% $11,312
CHURCHILL MORTGAGE CORPORATION 3 6.79% $4,655
CMG MORTGAGE, INC. 3 7.21% $4,508
WEYCO COMMUNITY CREDIT UNION 3 6.03% $5,121
CORNERSTONE HOME LENDING, INC. 3 7.04% $6,982
U.S. Bank 3 6.67% $2,355
ZILLOW HOME LOANS, LLC 3 7.21% $4,822
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.33% $3,599
Fifth Third Bank 3 6.71% $3,822
Mortgage Research Center, LLC 3 7.54% $3,438
First National Bank of America 3 10.71% $13,561
EQUITY RESOURCES, INC. 2 6.93% $3,560
AgCarolina Farm Credit, FLCA 2 8.07% $8,347
Ally Bank 2 6.38% $3,528
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 7.13% $9,265
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.38% $9,901
BETTER MORTGAGE CORPORATION 2 7.00% $4,256
Commerce Home Mortgage, Inc. 2 8.75% $12,938
First Federal Bank 2 6.19% $2,719
First Horizon Bank 2 6.63% $3,817
HOMESPIRE MORTGAGE CORPORATION 2 6.81% $3,684
HOMESTEAD FUNDING CORP. 2 6.69% $4,163
Morgan Stanley Private Bank 2 6.63% $3,443
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.81% $7,334
NBKC BANK 2 6.63% $2,738
NFM, INC. 2 7.38% $7,944
NJ LENDERS CORP. 2 6.43% $3,647
Presidential Bank, FSB 2 7.31% $9,862
RELIANCE FIRST CAPITAL, LLC 2 7.38% $5,587
ROYAL UNITED MORTGAGE LLC 2 7.25% $6,107
SeaTrust Mortgage Company 2 6.44% $8,391
Strong Home Mortgage, LLC 2 6.63% $4,446
The Loan Store, Inc. 2 6.50% $5,599
MORTGAGE ACCESS CORP. 1 6.13% $3,598
MORTGAGE EQUITY PARTNERS LLC 1 7.13% $5,485
HARBORONE MORTGAGE, LLC 1 6.38% $4,110
GoPrime Mortgage, Inc. 1 6.88% $3,315
UNITED PREMIER FUNDING, LLC 1 7.50% $3,638
Nations Lending Corporation 1 6.25% $11,781
GEO-CORP, INC. 1 7.25% $8,871
AXIA FINANCIAL, LLC 1 6.88% $11,263
NETWORK CAPITAL FUNDING CORPORATION 1 6.63% $14,538
NEWPORT NEWS SHIPBUILDING EMPLOYEES 1 6.25% $3,426
Gate City Bank 1 5.63% $4,422
NEW WAVE LENDING GROUP INC 1 7.88% $15,666
NEXERA HOLDING LLC 1 7.75% $11,431
USAA Federal Savings Bank 1 7.00% $3,824
Nicolet National Bank 1 6.63% $2,828
ARC HOME LLC 1 6.75% $6,665
North American Savings Bank, F.S.B. 1 8.50% $6,827
Paramount Residential Mortgage Group, Inc. 1 6.25% $8,981
Fulton Bank 1 7.50% $3,813
PHH Mortgage Corporation 1 6.63% $9,185
PLAZA HOME MORTGAGE, INC. 1 6.38% $3,229
FirstBank 1 7.63% $12,900
FBC MORTGAGE, LLC 1 6.49% $9,660
Uwharrie Bank 1 7.13% $5,103
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.99% $7,018
Prosperity Home Mortgage, LLC 1 6.88% $7,410
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 8.13% $6,773
Evolve Bank & Trust 1 7.13% $3,480
RAPID MORTGAGE COMPANY 1 6.75% $5,807
Ameris Bank 1 5.99% $17,958
Renasant Bank 1 7.00% $3,274
V.I.P. MORTGAGE, INC. 1 7.13% $1,037
American Mortgage & Equity Consultants, Inc. 1 6.63% $2,862
SFMC, LP 1 7.49% $9,105
EVERETT FINANCIAL, INC. 1 6.99% $6,095
South State Bank 1 6.88% $4,159
A&D Mortgage LLC 1 7.75% $7,236
STOCKTON MORTGAGE CORPORATION 1 8.38% $4,659
AMERICAN FINANCING CORPORATION 1 6.13% $5,004
Discover Bank 1 6.73% $0
SUMMIT FUNDING, INC. 1 6.63% $3,867
The Fidelity Bank 1 6.50% $3,338
The Huntington National Bank 1 6.25% $4,313
ALLEGACY FEDERAL CREDIT UNION 1 5.88% $4,121
DEEPHAVEN MORTGAGE LLC 1 9.50% $11,831
TOWER 1 6.63% $3,967
Citadel Servicing Corporation 1 11.50% $3,666
Towne Mortgage, LLC 1 7.00% $7,559
Towne Mortgage of the Carolinas, LLC 1 6.88% $6,187
CAPITAL CENTER, L.L.C. 1 6.88% $7,560
Truliant Federal Credit Union 1 8.13% $3,501
Benchmark Community Bank 1 6.79% $4,431
BAY-VALLEY MORTGAGE GROUP 1 8.13% $10,824
United Community Bank 1 6.88% $4,304
Ixonia Bank 1 6.99% $4,428
JAMS-01, INC. 1 7.63% $5,032
Independent Bank 1 6.75% $3,961
LANGLEY 1 4.50% $1,441
HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.63% $3,657
LOANPAL, LLC 1 5.75% $5,522
HARTFORD FUNDING, LTD. 1 6.88% $6,995
Logan Finance Corporation 1 8.37% $9,753
Metro City Bank 1 7.00% $4,784
MID AMERICA MORTGAGE, INC. 1 8.88% $8,901
UNITED MORTGAGE CORP 1 6.63% $6,621

GREENVILLE Average Closing Costs & Other Stats

GREENVILLE, NC's 135 lenders originated 3,518 loans during 2024. The total origination value was $781,390,000, with an average loan value of $222,112.

GREENVILLE's average closing costs are $4,771.

The top GREENVILLE lender as defined by loan originations is STATE EMPLOYEES', with 180 loans originated. Their average total fees are $4,031, which is $1,632 lower than the next largest lender, Truist.

The lowest fee GREENVILLE lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($2,577), Southern Bank and Trust Company ($3,245), STATE EMPLOYEES' ($4,031), American Security Mortgage Corp. ($4,505) and First-Citizens Bank & Trust Company ($4,581).

The lowest rate GREENVILLE lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.84%), Bank of America (6.13%), Wells Fargo Bank (6.23%), JPMorgan Chase Bank (6.25%) and NAVY FEDERAL CREDIT UNION (6.31%).

GREENVILLE, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
STATE EMPLOYEES' $94,290,000 $82,905,000 -12.1% 10.6%
Truist $38,760,000 $51,500,000 32.9% 6.6%
DHI MORTGAGE COMPANY, LTD. $36,400,000 $45,340,000 24.6% 5.8%
QUICKEN LOANS, LLC $26,055,000 $44,685,000 71.5% 5.7%
First-Citizens Bank & Trust Company $27,500,000 $41,075,000 49.4% 5.3%
Carter Bank & Trust $35,505,000 n/a 4.5%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $31,015,000 $33,935,000 9.4% 4.3%
Towne Bank $28,005,000 $28,835,000 3.0% 3.7%
Southern Bank and Trust Company $34,785,000 $28,415,000 -18.3% 3.6%
Alcova Mortgage LLC $27,655,000 $25,945,000 -6.2% 3.3%
American Security Mortgage Corp. $6,190,000 $17,525,000 183.1% 2.2%
UNITED WHOLESALE MORTGAGE, LLC $8,760,000 $16,665,000 90.2% 2.1%
Mortgage Research Center, LLC $13,430,000 $15,505,000 15.5% 2.0%
NAVY FEDERAL CREDIT UNION $9,250,000 $11,380,000 23.0% 1.5%
United Bank $5,240,000 $11,020,000 110.3% 1.4%
JPMorgan Chase Bank $1,850,000 $10,720,000 479.5% 1.4%
Integrity Home Mortgage Corp $10,945,000 $10,335,000 -5.6% 1.3%
MOVEMENT MORTGAGE, LLC $8,240,000 $10,325,000 25.3% 1.3%
First Bank $10,245,000 $9,545,000 -6.8% 1.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,700,000 $9,345,000 152.6% 1.2%
FREEDOM MORTGAGE CORPORATION $3,775,000 $9,195,000 143.6% 1.2%
INSPIRE HOME LOANS INC. $8,865,000 n/a 1.1%
Bank of America $4,840,000 $8,760,000 81.0% 1.1%
PENNYMAC LOAN SERVICES, LLC $4,365,000 $7,805,000 78.8% 1.0%
ORIX REAL ESTATE CAPITAL, LLC $7,125,000 n/a 0.9%
LOANDEPOT.COM, LLC $3,675,000 $5,235,000 42.4% 0.7%
First National Bank of Pennsylvania $7,120,000 $5,170,000 -27.4% 0.7%
GUARANTEED RATE, INC. $6,345,000 $4,765,000 -24.9% 0.6%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $13,815,000 $4,635,000 -66.4% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $1,265,000 $4,610,000 264.4% 0.6%
NEWREZ LLC $2,015,000 $4,475,000 122.1% 0.6%
BROKER SOLUTIONS, INC. $2,740,000 $4,050,000 47.8% 0.5%
GUILD MORTGAGE COMPANY $335,000 $4,025,000 1,101.5% 0.5%
AFFORDABLE MORTGAGE ADVISORS, LLC. $3,880,000 n/a 0.5%
VILLAGE CAPITAL MORTGAGE $1,675,000 $3,815,000 127.8% 0.5%
Wells Fargo Bank $8,130,000 $3,465,000 -57.4% 0.4%
CBRE MULTIFAMILY CAPITAL, INC. $3,275,000 n/a 0.4%
LENDINGHOME FUNDING CORPORATION $1,780,000 $3,115,000 75.0% 0.4%
Cedar Rapids Bank and Trust Company $2,885,000 $3,105,000 7.6% 0.4%
SUCCESS MORTGAGE PARTNERS, INC. $185,000 $2,900,000 1,467.6% 0.4%
Equity Prime Mortgage LLC $485,000 $2,810,000 479.4% 0.4%
PREMIA MORTGAGE, LLC $1,160,000 $2,385,000 105.6% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $300,000 $2,340,000 680.0% 0.3%
FBC MORTGAGE, LLC $375,000 $2,315,000 517.3% 0.3%
USAA Federal Savings Bank $2,765,000 $2,215,000 -19.9% 0.3%
PNC Bank $5,395,000 $2,180,000 -59.6% 0.3%
TIDEWATER MORTGAGE SERVICES, INC. $3,690,000 $2,180,000 -40.9% 0.3%
NEW DAY FINANCIAL, LLC $2,480,000 $2,165,000 -12.7% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $3,830,000 $2,110,000 -44.9% 0.3%
UNION HOME MORTGAGE CORP. $855,000 $1,960,000 129.2% 0.3%
21ST MORTGAGE CORPORATION $2,035,000 $1,905,000 -6.4% 0.2%
CMG MORTGAGE, INC. $515,000 $1,875,000 264.1% 0.2%
CORNERSTONE HOME LENDING, INC. $2,315,000 $1,810,000 -21.8% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $2,490,000 $1,790,000 -28.1% 0.2%
MICHIGAN MUTUAL, INC. $940,000 $1,780,000 89.4% 0.2%
RELIANCE FIRST CAPITAL, LLC $515,000 $1,775,000 244.7% 0.2%
EVERETT FINANCIAL, INC. $800,000 $1,665,000 108.1% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,465,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $1,440,000 n/a 0.2%
FIRST TECHNOLOGY $1,425,000 n/a 0.2%
LENDINGONE, LLC $1,425,000 n/a 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $125,000 $1,390,000 1,012.0% 0.2%
U.S. Bank $1,170,000 $1,375,000 17.5% 0.2%
MID AMERICA MORTGAGE, INC. $1,360,000 n/a 0.2%
RAPID MORTGAGE COMPANY $145,000 $1,295,000 793.1% 0.2%
AMERISAVE MORTGAGE CORPORATION $1,275,000 $1,290,000 1.2% 0.2%
DEEPHAVEN MORTGAGE LLC $1,285,000 n/a 0.2%
GREYSTONE SERVICING COMPANY LLC $26,705,000 $1,255,000 -95.3% 0.2%
EMM LOANS LLC $2,865,000 $1,215,000 -57.6% 0.2%
EQUITY RESOURCES, INC. $235,000 $1,170,000 397.9% 0.1%
First Federal Bank $225,000 $1,170,000 420.0% 0.1%
NFM, INC. $1,905,000 $1,170,000 -38.6% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,025,000 $1,135,000 10.7% 0.1%
The Federal Savings Bank $615,000 $1,120,000 82.1% 0.1%
SeaTrust Mortgage Company $1,285,000 $1,115,000 -13.2% 0.1%
First National Bank of America $210,000 $1,085,000 416.7% 0.1%
LOANPAL, LLC $1,080,000 n/a 0.1%
AgCarolina Farm Credit, FLCA $1,585,000 $1,070,000 -32.5% 0.1%
COASTAL Federal Credit Union $1,665,000 $1,060,000 -36.3% 0.1%
LAKEVIEW LOAN SERVICING, LLC $465,000 $1,045,000 124.7% 0.1%
Arbor Realty Trust, Inc. $4,310,000 $1,005,000 -76.7% 0.1%
Strong Home Mortgage, LLC $990,000 n/a 0.1%
WEYCO COMMUNITY CREDIT UNION $1,385,000 $980,000 -29.2% 0.1%
Mid-Continent Funding, Inc. $745,000 $960,000 28.9% 0.1%
Paramount Residential Mortgage Group, Inc. $1,020,000 $940,000 -7.8% 0.1%
DOMINION FINANCIAL SERVICES, LLC $920,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $465,000 $905,000 94.6% 0.1%
CONSTRUCTIVE LOANS, LLC $830,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $205,000 $830,000 304.9% 0.1%
The Fidelity Bank $185,000 $825,000 345.9% 0.1%
EVANSVILLE TEACHERS $805,000 n/a 0.1%
Flagstar Bank, FSB $930,000 $795,000 -14.5% 0.1%
Nations Lending Corporation $795,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $790,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $105,000 $785,000 647.6% 0.1%
Ameris Bank $330,000 $745,000 125.8% 0.1%
Fifth Third Bank $625,000 $745,000 19.2% 0.1%
Sound Bank $1,155,000 $715,000 -38.1% 0.1%
Ally Bank $710,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $500,000 $710,000 42.0% 0.1%
NBKC BANK $275,000 $705,000 156.4% 0.1%
Figure Lending LLC $380,000 $700,000 84.2% 0.1%
Carrington Mortgage Services, LLC $370,000 $690,000 86.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $630,000 $690,000 9.5% 0.1%
United Community Bank $290,000 $690,000 137.9% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $560,000 $670,000 19.6% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $670,000 n/a 0.1%
LEGEND LENDING CORPORATION $665,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $7,590,000 $645,000 -91.5% 0.1%
Citizens Bank $1,080,000 $640,000 -40.7% 0.1%
SUMMIT FUNDING, INC. $640,000 n/a 0.1%
South State Bank $1,170,000 $630,000 -46.2% 0.1%
Towne Mortgage of the Carolinas, LLC $330,000 $630,000 90.9% 0.1%
CARDINAL FINANCIAL $3,490,000 $625,000 -82.1% 0.1%
Coastal Community Bank $625,000 n/a 0.1%
Discover Bank $965,000 $615,000 -36.3% 0.1%
Commerce Home Mortgage, Inc. $600,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $290,000 $575,000 98.3% 0.1%
AMWEST FUNDING CORP. $275,000 $565,000 105.5% 0.1%
NEXERA HOLDING LLC $230,000 $565,000 145.7% 0.1%
Barrington Bank & Trust Company, N.A. $390,000 $560,000 43.6% 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $560,000 n/a 0.1%
KS Bank, Inc. $545,000 n/a 0.1%
The Loan Store, Inc. $575,000 $540,000 -6.1% 0.1%
AMERICAN FINANCING CORPORATION $390,000 $535,000 37.2% 0.1%
First Horizon Bank $2,995,000 $530,000 -82.3% 0.1%
Ixonia Bank $530,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $250,000 $525,000 110.0% 0.1%
MidFirst Bank $525,000 n/a 0.1%
M&T Bank $145,000 $505,000 248.3% 0.1%
HOMESPIRE MORTGAGE CORPORATION $305,000 $490,000 60.7% 0.1%
HARTFORD FUNDING, LTD. $485,000 n/a 0.1%
Providence Bank $475,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $140,000 $465,000 232.1% 0.1%
The Huntington National Bank $1,285,000 $465,000 -63.8% 0.1%
AMERICAN HERITAGE LENDING, INC. $230,000 $460,000 100.0% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $460,000 n/a 0.1%
Morgan Stanley Private Bank $460,000 n/a 0.1%
Prosperity Home Mortgage, LLC $640,000 $460,000 -28.1% 0.1%
MILEND, INC. $155,000 $450,000 190.3% 0.1%
Presidential Bank, FSB $450,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $445,000 n/a 0.1%
Century Mortgage Company DBA Century Lending Company $440,000 n/a 0.1%
First Carolina Bank $435,000 n/a 0.1%
SFMC, LP $425,000 n/a 0.1%
FirstBank $405,000 n/a 0.1%
MLD MORTGAGE INC. $1,035,000 $405,000 -60.9% 0.1%
T2 FINANCIAL LLC $405,000 n/a 0.1%
NEW WAVE LENDING GROUP INC $395,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $440,000 $390,000 -11.4% 0.0%
Third Federal Savings and Loan Association of Cleveland $540,000 $385,000 -28.7% 0.0%
NJ LENDERS CORP. $205,000 $370,000 80.5% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,245,000 $365,000 -70.7% 0.0%
A&D Mortgage LLC $360,000 n/a 0.0%
Brighton Bank $355,000 n/a 0.0%
Evolve Bank & Trust $355,000 n/a 0.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,780,000 $350,000 -90.7% 0.0%
GREENSTATE CREDIT UNION $215,000 $350,000 62.8% 0.0%
PHH Mortgage Corporation $345,000 n/a 0.0%
Towne Mortgage, LLC $345,000 n/a 0.0%
Regions Bank $405,000 $340,000 -16.0% 0.0%
AXIA FINANCIAL, LLC $185,000 $335,000 81.1% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $335,000 n/a 0.0%
BM Real Estate Services, Inc. $325,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $885,000 $320,000 -63.8% 0.0%
PLANET HOME LENDING, LLC $235,000 $320,000 36.2% 0.0%
SOUTHWEST STAGE FUNDING, LLC $165,000 $320,000 93.9% 0.0%
TOWER $320,000 n/a 0.0%
RF Renovo Management Company, LLC $300,000 n/a 0.0%
Marine Federal Credit Union $295,000 n/a 0.0%
Mortgage Assurance Inc. $295,000 n/a 0.0%
Residential Acceptance Corporation $295,000 n/a 0.0%
Logan Finance Corporation $285,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $730,000 $280,000 -61.6% 0.0%
FIRST FLIGHT FEDERAL CREDIT UNION $230,000 $280,000 21.7% 0.0%
Secured Investment Corp. $280,000 n/a 0.0%
Acre Mortgage and Financial Inc $265,000 n/a 0.0%
Keystone Funding, Inc. $265,000 n/a 0.0%
Truliant Federal Credit Union $585,000 $260,000 -55.6% 0.0%
Renasant Bank $235,000 $255,000 8.5% 0.0%
Uwharrie Bank $255,000 n/a 0.0%
General Mortgage Capital Corporation $105,000 $250,000 138.1% 0.0%
BAY-VALLEY MORTGAGE GROUP $245,000 n/a 0.0%
GEO-CORP, INC. $245,000 n/a 0.0%
HARBORONE MORTGAGE, LLC $245,000 n/a 0.0%
LANGLEY $245,000 n/a 0.0%
Blue Ridge Bank $785,000 $235,000 -70.1% 0.0%
CAPITAL CENTER, L.L.C. $235,000 $235,000 0.0% 0.0%
Fulton Bank $235,000 n/a 0.0%
Gate City Bank $225,000 $235,000 4.4% 0.0%
MORTGAGE EQUITY PARTNERS LLC $155,000 $235,000 51.6% 0.0%
North State Bank $915,000 $235,000 -74.3% 0.0%
SPRING EQ, LLC $350,000 $235,000 -32.9% 0.0%
JMAC LENDING, INC. $225,000 n/a 0.0%
Plains Commerce Bank $775,000 $225,000 -71.0% 0.0%
The Central Trust Bank $3,030,000 $225,000 -92.6% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $440,000 $220,000 -50.0% 0.0%
DELMAR FINANCIAL COMPANY $215,000 n/a 0.0%
Independent Bank $215,000 n/a 0.0%
JAMS-01, INC. $215,000 n/a 0.0%
Atlantic Union Bank $205,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $950,000 $205,000 -78.4% 0.0%
First Community Bank $205,000 n/a 0.0%
Nicolet National Bank $75,000 $205,000 173.3% 0.0%
Peoples Bank $375,000 $205,000 -45.3% 0.0%
Atlantic Coast Mortgage, LLC $200,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $75,000 $195,000 160.0% 0.0%
ALLIED MORTGAGE GROUP, INC. $195,000 n/a 0.0%
Bell Bank $580,000 $195,000 -66.4% 0.0%
INTERCOASTAL MORTGAGE COMPANY $1,465,000 $195,000 -86.7% 0.0%
V.I.P. MORTGAGE, INC. $185,000 $195,000 5.4% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $175,000 $185,000 5.7% 0.0%
AmeriHome Mortgage Company, LLC $345,000 $185,000 -46.4% 0.0%
Benchmark Community Bank $115,000 $185,000 60.9% 0.0%
Metro City Bank $185,000 n/a 0.0%
North American Savings Bank, F.S.B. $315,000 $185,000 -41.3% 0.0%
Loan Simple, Inc. $175,000 n/a 0.0%
ARC HOME LLC $165,000 n/a 0.0%
Northpointe Bank $965,000 $155,000 -83.9% 0.0%
STOCKTON MORTGAGE CORPORATION $155,000 n/a 0.0%
UNITED PREMIER FUNDING, LLC $155,000 n/a 0.0%
Citadel Servicing Corporation $135,000 n/a 0.0%
CSL Financial, LLC $285,000 $115,000 -59.6% 0.0%
GoPrime Mortgage, Inc. $245,000 $115,000 -53.1% 0.0%
Leader Bank $115,000 n/a 0.0%
NEWPORT NEWS SHIPBUILDING EMPLOYEES $115,000 n/a 0.0%
UNITED MORTGAGE CORP $115,000 n/a 0.0%
MORTGAGE ACCESS CORP. $105,000 n/a 0.0%
Pinnacle Bank $205,000 $105,000 -48.8% 0.0%
QUORUM FEDERAL CREDIT UNION $105,000 n/a 0.0%
Beeline Loans, Inc. $95,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $85,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $2,380,000 $75,000 -96.8% 0.0%
TD Bank $1,770,000 $75,000 -95.8% 0.0%
Bronco Federal Credit Union $65,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $660,000 $55,000 -91.7% 0.0%
PROPONENT Federal Credit Union $35,000 n/a 0.0%
TEACHERS $25,000 n/a 0.0%

GREENVILLE's top lender by overall market share is STATE EMPLOYEES', with 10.6% market share. In second place, with 6.6%, is Truist, having originated $51,500,000 in loans. In third place, with 5.8%, is DHI MORTGAGE COMPANY, LTD., having originated $45,340,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $44,685,000 in loans. In fifth place, with 5.3%, is First-Citizens Bank & Trust Company, having originated $41,075,000 in loans.


GREENVILLE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - GREENVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $194,700 (14.6%) $227,940 (13.2%) 0.72 528
2018-02-01 $196,450 (15.6%) $233,899 (13.4%) 0.71 522
2018-03-01 $198,750 (12.3%) $234,674 (12.2%) 0.70 535
2018-04-01 $207,450 (15.3%) $245,507 (15.7%) 0.70 536
2018-05-01 $204,900 (9.9%) $243,978 (10.8%) 0.68 560
2018-06-01 $205,750 (8.9%) $245,041 (8.8%) 0.69 574
2018-07-01 $204,900 (9.4%) $246,868 (9.5%) 0.68 553
2018-08-01 $199,900 (9.6%) $244,198 (10.1%) 0.67 536
2018-09-01 $197,100 (6.6%) $234,897 (4.9%) 0.66 554
2018-10-01 $196,725 (2.5%) $232,796 (3.2%) 0.67 546
2018-11-01 $198,900 (2.0%) $236,106 (3.3%) 0.67 508
2018-12-01 $198,150 (3.2%) $235,455 (5.4%) 0.68 466
2019-01-01 $199,900 (2.7%) $236,915 (3.9%) 0.69 397
2019-02-01 $203,150 (3.4%) $239,374 (2.3%) 0.69 388
2019-03-01 $214,050 (7.7%) $246,010 (4.8%) 0.70 371
2019-04-01 $223,335 (7.7%) $253,808 (3.4%) 0.71 360
2019-05-01 $239,900 (17.1%) $262,929 (7.8%) 0.75 353
2019-06-01 $238,900 (16.1%) $260,607 (6.4%) 0.75 340
2019-07-01 $222,445 (8.6%) $247,304 (0.2%) 0.70 367
2019-08-01 $221,175 (10.6%) $247,306 (1.3%) 0.70 371
2019-09-01 $215,451 (9.3%) $241,180 (2.7%) 0.69 383
2019-10-01 $211,636 (7.6%) $237,096 (1.9%) 0.68 385
2019-11-01 $219,900 (10.6%) $239,011 (1.2%) 0.72 367
2019-12-01 $225,000 (13.6%) $243,769 (3.5%) 0.75 372
2020-01-01 $227,000 (13.6%) $252,949 (6.8%) 0.76 341
2020-02-01 $229,950 (13.2%) $258,095 (7.8%) 0.75 323
2020-03-01 $235,975 (10.2%) $266,333 (8.3%) 0.74 334
2020-04-01 $238,250 (6.7%) $269,685 (6.3%) 0.75 341
2020-05-01 $251,495 (4.8%) $284,369 (8.2%) 0.76 315
2020-06-01 $257,748 (7.9%) $294,725 (13.1%) 0.76 277
2020-07-01 $267,700 (20.3%) $317,280 (28.3%) 0.78 267
2020-08-01 $267,500 (21.0%) $335,889 (35.8%) 0.77 244
2020-09-01 $266,700 (23.8%) $329,791 (36.7%) 0.76 221
2020-10-01 $264,900 (25.2%) $323,472 (36.4%) 0.76 205
2020-11-01 $261,748 (19.0%) $327,686 (37.1%) 0.77 202
2020-12-01 $257,198 (14.3%) $334,919 (37.4%) 0.76 177
2021-01-01 $257,500 (13.4%) $340,541 (34.6%) 0.77 158
2021-02-01 $251,695 (9.5%) $336,303 (30.3%) 0.73 128
2021-03-01 $265,795 (12.6%) $353,204 (32.6%) 0.75 127
2021-04-01 $247,450 (3.9%) $333,669 (23.7%) 0.67 136
2021-05-01 $238,900 (-5.0%) $334,681 (17.7%) 0.63 137
2021-06-01 $250,373 (-2.9%) $343,036 (16.4%) 0.66 139
2021-07-01 $243,500 (-9.0%) $322,272 (1.6%) 0.64 160
2021-08-01 $244,500 (-8.6%) $282,397 (-15.9%) 0.65 179
2021-09-01 $250,243 (-6.2%) $286,722 (-13.1%) 0.67 190
2021-10-01 $253,245 (-4.4%) $294,227 (-9.0%) 0.68 182
2021-11-01 $275,000 (5.1%) $317,244 (-3.2%) 0.74 170
2021-12-01 $255,748 (-0.6%) $301,493 (-10.0%) 0.69 147
2022-01-01 $263,500 (2.3%) $311,595 (-8.5%) 0.71 103
2022-02-01 $262,450 (4.3%) $307,957 (-8.4%) 0.68 80
2022-03-01 $259,975 (-2.2%) $314,477 (-11.0%) 0.65 71
2022-04-01 $279,900 (13.1%) $368,052 (10.3%) 0.67 94
2022-05-01 $293,225 (22.7%) $379,655 (13.4%) 0.67 119
2022-06-01 $320,745 (28.1%) $391,080 (14.0%) 0.71 145
2022-07-01 $337,045 (38.4%) $403,044 (25.1%) 0.76 178
2022-08-01 $346,175 (41.6%) $404,031 (43.1%) 0.80 195
2022-09-01 $334,823 (33.8%) $385,680 (34.5%) 0.78 224
2022-10-01 $347,500 (37.2%) $397,580 (35.1%) 0.82 231
2022-11-01 $353,225 (28.5%) $395,265 (24.6%) 0.85 247
2022-12-01 $343,400 (34.3%) $383,243 (27.1%) 0.85 257
2023-01-01 $345,525 (31.1%) $392,234 (25.9%) 0.86 250
2023-02-01 $337,000 (28.4%) $355,715 (15.5%) 0.81 227
2023-03-01 $344,900 (32.7%) $357,596 (13.7%) 0.81 225
2023-04-01 $343,200 (22.6%) $364,900 (-0.9%) 0.80 223
2023-05-01 $345,475 (17.8%) $368,908 (-2.8%) 0.78 217
2023-06-01 $344,950 (7.6%) $365,196 (-6.6%) 0.78 211
2023-07-01 $324,900 (-3.6%) $357,403 (-11.3%) 0.74 223
2023-08-01 $320,275 (-7.5%) $345,272 (-14.5%) 0.74 236
2023-09-01 $319,500 (-4.6%) $341,763 (-11.4%) 0.74 241
2023-10-01 $317,995 (-8.5%) $343,344 (-13.6%) 0.75 251
2023-11-01 $313,095 (-11.4%) $325,954 (-17.5%) 0.75 282
2023-12-01 $309,900 (-9.8%) $324,686 (-15.3%) 0.76 289
2024-01-01 $302,550 (-12.4%) $317,237 (-19.1%) 0.74 280
2024-02-01 $297,450 (-11.7%) $316,187 (-11.1%) 0.72 281
2024-03-01 $294,950 (-14.5%) $319,510 (-10.7%) 0.69 309
2024-04-01 $294,450 (-14.2%) $322,524 (-11.6%) 0.68 309
2024-05-01 $292,450 (-15.4%) $320,932 (-13.0%) 0.67 337
2024-06-01 $295,000 (-14.5%) $320,975 (-12.1%) 0.67 353
2024-07-01 $297,225 (-8.5%) $331,441 (-7.3%) 0.68 364
2024-08-01 $295,000 (-7.9%) $323,502 (-6.3%) 0.69 379
2024-09-01 $296,625 (-7.2%) $328,704 (-3.8%) 0.70 386
2024-10-01 $295,000 (-7.2%) $329,364 (-4.1%) 0.69 394
2024-11-01 $289,900 (-7.4%) $327,572 (0.5%) 0.70 425
2024-12-01 $292,200 (-5.7%) $324,784 (0.0%) 0.73 428
2025-01-01 $293,100 (-3.1%) $325,391 (2.6%) 0.73 424
2025-02-01 $290,500 (-2.3%) $326,105 (3.1%) 0.71 402
2025-03-01 $299,900 (1.7%) $335,412 (5.0%) 0.00 404
GREENVILLE's median listing price for 2025-03-01 was $299,900, a difference of $4,950 (1.7%) versus the prior year and $9,400 versus the prior month.

GREENVILLE's median listing price comes in at 0% of the national average.

GREENVILLE's average listing price for 2025-03-01 was $335,412, a difference of $15,902 (5.0%) versus the prior year and $9,307 versus the prior month.

For the 2025-03-01 period, GREENVILLE had 404 MLS listings, a difference of 2 listings (0%) versus the prior month and 95 listings (31%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - GREENVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 94 days 2,010 sqft
2018-02-01 78 days 2,084 sqft
2018-03-01 67 days 2,055 sqft
2018-04-01 60 days 2,156 sqft
2018-05-01 58 days 2,125 sqft
2018-06-01 58 days 2,144 sqft
2018-07-01 67 days 2,092 sqft
2018-08-01 73 days 2,073 sqft
2018-09-01 78 days 2,021 sqft
2018-10-01 84 days 2,011 sqft
2018-11-01 94 days 2,039 sqft
2018-12-01 101 days 2,019 sqft
2019-01-01 101 days 1,989 sqft
2019-02-01 82 days 2,064 sqft
2019-03-01 62 days 2,145 sqft
2019-04-01 49 days 2,214 sqft
2019-05-01 41 days 2,290 sqft
2019-06-01 52 days 2,231 sqft
2019-07-01 51 days 2,145 sqft
2019-08-01 54 days 2,169 sqft
2019-09-01 59 days 2,133 sqft
2019-10-01 63 days 2,109 sqft
2019-11-01 67 days 2,127 sqft
2019-12-01 72 days 2,153 sqft
2020-01-01 80 days 2,152 sqft
2020-02-01 74 days 2,182 sqft
2020-03-01 61 days 2,204 sqft
2020-04-01 66 days 2,205 sqft
2020-05-01 71 days 2,325 sqft
2020-06-01 82 days 2,379 sqft
2020-07-01 57 days 2,489 sqft
2020-08-01 50 days 2,433 sqft
2020-09-01 65 days 2,356 sqft
2020-10-01 67 days 2,268 sqft
2020-11-01 64 days 2,295 sqft
2020-12-01 71 days 2,231 sqft
2021-01-01 73 days 2,238 sqft
2021-02-01 55 days 2,194 sqft
2021-03-01 39 days 2,224 sqft
2021-04-01 39 days 2,120 sqft
2021-05-01 37 days 1,976 sqft
2021-06-01 38 days 2,029 sqft
2021-07-01 35 days 2,004 sqft
2021-08-01 34 days 2,009 sqft
2021-09-01 37 days 2,011 sqft
2021-10-01 39 days 2,006 sqft
2021-11-01 46 days 2,024 sqft
2021-12-01 72 days 1,934 sqft
2022-01-01 61 days 1,933 sqft
2022-02-01 48 days 1,926 sqft
2022-03-01 35 days 1,935 sqft
2022-04-01 22 days 1,998 sqft
2022-05-01 26 days 1,972 sqft
2022-06-01 33 days 2,102 sqft
2022-07-01 37 days 2,190 sqft
2022-08-01 43 days 2,194 sqft
2022-09-01 46 days 2,175 sqft
2022-10-01 50 days 2,182 sqft
2022-11-01 54 days 2,177 sqft
2022-12-01 60 days 2,163 sqft
2023-01-01 76 days 2,160 sqft
2023-02-01 61 days 2,162 sqft
2023-03-01 53 days 2,183 sqft
2023-04-01 44 days 2,196 sqft
2023-05-01 47 days 2,225 sqft
2023-06-01 54 days 2,208 sqft
2023-07-01 44 days 2,129 sqft
2023-08-01 42 days 2,111 sqft
2023-09-01 48 days 2,043 sqft
2023-10-01 56 days 2,032 sqft
2023-11-01 49 days 1,994 sqft
2023-12-01 51 days 1,996 sqft
2024-01-01 61 days 1,937 sqft
2024-02-01 51 days 1,902 sqft
2024-03-01 41 days 1,886 sqft
2024-04-01 45 days 1,896 sqft
2024-05-01 42 days 1,865 sqft
2024-06-01 50 days 1,880 sqft
2024-07-01 54 days 1,900 sqft
2024-08-01 58 days 1,870 sqft
2024-09-01 61 days 1,873 sqft
2024-10-01 60 days 1,873 sqft
2024-11-01 59 days 1,854 sqft
2024-12-01 59 days 1,863 sqft
2025-01-01 64 days 1,871 sqft
2025-02-01 76 days 1,875 sqft
2025-03-01 0 days 1,908 sqft
GREENVILLE's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

GREENVILLE's median square footage for active listings during the 2025-03-01 period was 1,908 sqft. One year prior, the average listing was 1,886 sqft.

GREENVILLE, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,108 $566,640,000 $268,805
Refi 410 $87,600,000 $213,659
Other 354 $34,930,000 $98,672
Cash Out Refi 340 $67,480,000 $198,471
Home Improvement 306 $24,740,000 $80,850

Greenville's most frequently cited loan purpose was Home Purchase, with 2,108 originations. The 2nd most popular reason was Refi, with 410 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,301 $335,425,000 $257,821
7-8% 872 $172,510,000 $197,833
5-6% 647 $168,645,000 $260,657
Over 8% 496 $66,080,000 $133,226
4-5% 96 $23,150,000 $241,146
<2.5% 61 $885,000 $14,508
3-4% 28 $7,730,000 $276,071
2.5-3% 1 $505,000 $505,000

During 2024, Greenville's most frequently originated rate bucket was 6-7%, with 1,301 originations.

Loan Sizing (GREENVILLE, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,436 $394,530,000 $274,742
$100k-200k 1,057 $156,485,000 $148,046
$100,000 or less 787 $43,155,000 $54,835
$400k-600k 176 $81,790,000 $464,716
$600k-1000k 41 $29,545,000 $720,610
$Over $1MM 21 $75,885,000 $3,613,571

GREENVILLE's loan sizing saw the bucket of loans from $200k-400k with 1,436 originations, totaling $394,530,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,472 $407,100,000 $276,563
60-80% 744 $166,830,000 $224,234
Under 20% 436 $20,850,000 $47,821
20-40% 430 $50,300,000 $116,977
40-60% 303 $92,595,000 $305,594
Over 100% 59 $24,765,000 $419,746

GREENVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,472 originations, totaling $407,100,000 in origination value.