GREENVILLE Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Greenville averaged
6.78%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.49% and
one month ago for the week of 2025-02-27, the
average rate was 6.9%.
Greenville's average rate one year ago was 6.93%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.59%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Greenville 30 Year Fixed Rate | 2025-04-03 | 6.78% |
Greenville 30 Year Fixed Rate Refi | 2025-04-03 | 7.59% |
Greenville 15 Year Fixed Rate | 2025-04-03 | 6.38% |
Greenville 15 Year Fixed Rate Refi | 2025-04-03 | 6.22% |
Greenville 30 Year FHA | 2025-04-03 | 5.89% |
Greenville 30 Year FHA Refi | 2025-04-03 | 6.16% |
Greenville 30 Year USDA | 2025-04-03 | 6.42% |
Greenville 30 Year USDA Refi | 2025-04-03 | 6.42% |
Greenville 30 Year VA | 2025-04-03 | 5.8% |
Greenville 30 Year VA Refi | 2025-04-03 | 6.16% |
GREENVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GREENVILLE, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GREENVILLE Average Closing Costs & Other Stats
GREENVILLE, NC's 135 lenders originated 3,518
loans during 2024. The total origination value was $781,390,000, with an average loan value of
$222,112.
GREENVILLE's average closing costs are $4,771.
The top GREENVILLE lender as defined by loan originations is STATE EMPLOYEES', with
180 loans originated. Their average total fees are
$4,031, which is $1,632
lower than the next largest lender,
Truist.
The lowest fee GREENVILLE lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($2,577), Southern Bank and Trust Company ($3,245), STATE EMPLOYEES' ($4,031), American Security Mortgage Corp. ($4,505) and First-Citizens Bank & Trust Company ($4,581).
The lowest rate GREENVILLE lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.84%), Bank of America (6.13%), Wells Fargo Bank (6.23%), JPMorgan Chase Bank (6.25%) and NAVY FEDERAL CREDIT UNION (6.31%).
GREENVILLE, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
STATE EMPLOYEES' | $94,290,000 | $82,905,000 | -12.1% | 10.6% |
Truist | $38,760,000 | $51,500,000 | 32.9% | 6.6% |
DHI MORTGAGE COMPANY, LTD. | $36,400,000 | $45,340,000 | 24.6% | 5.8% |
QUICKEN LOANS, LLC | $26,055,000 | $44,685,000 | 71.5% | 5.7% |
First-Citizens Bank & Trust Company | $27,500,000 | $41,075,000 | 49.4% | 5.3% |
Carter Bank & Trust | $35,505,000 | n/a | 4.5% | |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $31,015,000 | $33,935,000 | 9.4% | 4.3% |
Towne Bank | $28,005,000 | $28,835,000 | 3.0% | 3.7% |
Southern Bank and Trust Company | $34,785,000 | $28,415,000 | -18.3% | 3.6% |
Alcova Mortgage LLC | $27,655,000 | $25,945,000 | -6.2% | 3.3% |
American Security Mortgage Corp. | $6,190,000 | $17,525,000 | 183.1% | 2.2% |
UNITED WHOLESALE MORTGAGE, LLC | $8,760,000 | $16,665,000 | 90.2% | 2.1% |
Mortgage Research Center, LLC | $13,430,000 | $15,505,000 | 15.5% | 2.0% |
NAVY FEDERAL CREDIT UNION | $9,250,000 | $11,380,000 | 23.0% | 1.5% |
United Bank | $5,240,000 | $11,020,000 | 110.3% | 1.4% |
JPMorgan Chase Bank | $1,850,000 | $10,720,000 | 479.5% | 1.4% |
Integrity Home Mortgage Corp | $10,945,000 | $10,335,000 | -5.6% | 1.3% |
MOVEMENT MORTGAGE, LLC | $8,240,000 | $10,325,000 | 25.3% | 1.3% |
First Bank | $10,245,000 | $9,545,000 | -6.8% | 1.2% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $3,700,000 | $9,345,000 | 152.6% | 1.2% |
FREEDOM MORTGAGE CORPORATION | $3,775,000 | $9,195,000 | 143.6% | 1.2% |
INSPIRE HOME LOANS INC. | $8,865,000 | n/a | 1.1% | |
Bank of America | $4,840,000 | $8,760,000 | 81.0% | 1.1% |
PENNYMAC LOAN SERVICES, LLC | $4,365,000 | $7,805,000 | 78.8% | 1.0% |
ORIX REAL ESTATE CAPITAL, LLC | $7,125,000 | n/a | 0.9% | |
LOANDEPOT.COM, LLC | $3,675,000 | $5,235,000 | 42.4% | 0.7% |
First National Bank of Pennsylvania | $7,120,000 | $5,170,000 | -27.4% | 0.7% |
GUARANTEED RATE, INC. | $6,345,000 | $4,765,000 | -24.9% | 0.6% |
LOCAL GOVERNMENT FEDERAL CREDIT UNION | $13,815,000 | $4,635,000 | -66.4% | 0.6% |
CROSSCOUNTRY MORTGAGE, LLC | $1,265,000 | $4,610,000 | 264.4% | 0.6% |
NEWREZ LLC | $2,015,000 | $4,475,000 | 122.1% | 0.6% |
BROKER SOLUTIONS, INC. | $2,740,000 | $4,050,000 | 47.8% | 0.5% |
GUILD MORTGAGE COMPANY | $335,000 | $4,025,000 | 1,101.5% | 0.5% |
AFFORDABLE MORTGAGE ADVISORS, LLC. | $3,880,000 | n/a | 0.5% | |
VILLAGE CAPITAL MORTGAGE | $1,675,000 | $3,815,000 | 127.8% | 0.5% |
Wells Fargo Bank | $8,130,000 | $3,465,000 | -57.4% | 0.4% |
CBRE MULTIFAMILY CAPITAL, INC. | $3,275,000 | n/a | 0.4% | |
LENDINGHOME FUNDING CORPORATION | $1,780,000 | $3,115,000 | 75.0% | 0.4% |
Cedar Rapids Bank and Trust Company | $2,885,000 | $3,105,000 | 7.6% | 0.4% |
SUCCESS MORTGAGE PARTNERS, INC. | $185,000 | $2,900,000 | 1,467.6% | 0.4% |
Equity Prime Mortgage LLC | $485,000 | $2,810,000 | 479.4% | 0.4% |
PREMIA MORTGAGE, LLC | $1,160,000 | $2,385,000 | 105.6% | 0.3% |
SUN WEST MORTGAGE COMPANY, INC. | $300,000 | $2,340,000 | 680.0% | 0.3% |
FBC MORTGAGE, LLC | $375,000 | $2,315,000 | 517.3% | 0.3% |
USAA Federal Savings Bank | $2,765,000 | $2,215,000 | -19.9% | 0.3% |
PNC Bank | $5,395,000 | $2,180,000 | -59.6% | 0.3% |
TIDEWATER MORTGAGE SERVICES, INC. | $3,690,000 | $2,180,000 | -40.9% | 0.3% |
NEW DAY FINANCIAL, LLC | $2,480,000 | $2,165,000 | -12.7% | 0.3% |
Mr. Cooper ( Nationstar Mortgage ) | $3,830,000 | $2,110,000 | -44.9% | 0.3% |
UNION HOME MORTGAGE CORP. | $855,000 | $1,960,000 | 129.2% | 0.3% |
21ST MORTGAGE CORPORATION | $2,035,000 | $1,905,000 | -6.4% | 0.2% |
CMG MORTGAGE, INC. | $515,000 | $1,875,000 | 264.1% | 0.2% |
CORNERSTONE HOME LENDING, INC. | $2,315,000 | $1,810,000 | -21.8% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $2,490,000 | $1,790,000 | -28.1% | 0.2% |
MICHIGAN MUTUAL, INC. | $940,000 | $1,780,000 | 89.4% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $515,000 | $1,775,000 | 244.7% | 0.2% |
EVERETT FINANCIAL, INC. | $800,000 | $1,665,000 | 108.1% | 0.2% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,465,000 | n/a | 0.2% | |
HOMESIDE FINANCIAL, LLC | $1,440,000 | n/a | 0.2% | |
FIRST TECHNOLOGY | $1,425,000 | n/a | 0.2% | |
LENDINGONE, LLC | $1,425,000 | n/a | 0.2% | |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $125,000 | $1,390,000 | 1,012.0% | 0.2% |
U.S. Bank | $1,170,000 | $1,375,000 | 17.5% | 0.2% |
MID AMERICA MORTGAGE, INC. | $1,360,000 | n/a | 0.2% | |
RAPID MORTGAGE COMPANY | $145,000 | $1,295,000 | 793.1% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $1,275,000 | $1,290,000 | 1.2% | 0.2% |
DEEPHAVEN MORTGAGE LLC | $1,285,000 | n/a | 0.2% | |
GREYSTONE SERVICING COMPANY LLC | $26,705,000 | $1,255,000 | -95.3% | 0.2% |
EMM LOANS LLC | $2,865,000 | $1,215,000 | -57.6% | 0.2% |
EQUITY RESOURCES, INC. | $235,000 | $1,170,000 | 397.9% | 0.1% |
First Federal Bank | $225,000 | $1,170,000 | 420.0% | 0.1% |
NFM, INC. | $1,905,000 | $1,170,000 | -38.6% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $1,025,000 | $1,135,000 | 10.7% | 0.1% |
The Federal Savings Bank | $615,000 | $1,120,000 | 82.1% | 0.1% |
SeaTrust Mortgage Company | $1,285,000 | $1,115,000 | -13.2% | 0.1% |
First National Bank of America | $210,000 | $1,085,000 | 416.7% | 0.1% |
LOANPAL, LLC | $1,080,000 | n/a | 0.1% | |
AgCarolina Farm Credit, FLCA | $1,585,000 | $1,070,000 | -32.5% | 0.1% |
COASTAL Federal Credit Union | $1,665,000 | $1,060,000 | -36.3% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $465,000 | $1,045,000 | 124.7% | 0.1% |
Arbor Realty Trust, Inc. | $4,310,000 | $1,005,000 | -76.7% | 0.1% |
Strong Home Mortgage, LLC | $990,000 | n/a | 0.1% | |
WEYCO COMMUNITY CREDIT UNION | $1,385,000 | $980,000 | -29.2% | 0.1% |
Mid-Continent Funding, Inc. | $745,000 | $960,000 | 28.9% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $1,020,000 | $940,000 | -7.8% | 0.1% |
DOMINION FINANCIAL SERVICES, LLC | $920,000 | n/a | 0.1% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $465,000 | $905,000 | 94.6% | 0.1% |
CONSTRUCTIVE LOANS, LLC | $830,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $205,000 | $830,000 | 304.9% | 0.1% |
The Fidelity Bank | $185,000 | $825,000 | 345.9% | 0.1% |
EVANSVILLE TEACHERS | $805,000 | n/a | 0.1% | |
Flagstar Bank, FSB | $930,000 | $795,000 | -14.5% | 0.1% |
Nations Lending Corporation | $795,000 | n/a | 0.1% | |
CHURCHILL MORTGAGE CORPORATION | $790,000 | n/a | 0.1% | |
NETWORK CAPITAL FUNDING CORPORATION | $105,000 | $785,000 | 647.6% | 0.1% |
Ameris Bank | $330,000 | $745,000 | 125.8% | 0.1% |
Fifth Third Bank | $625,000 | $745,000 | 19.2% | 0.1% |
Sound Bank | $1,155,000 | $715,000 | -38.1% | 0.1% |
Ally Bank | $710,000 | n/a | 0.1% | |
AMERICAN FINANCIAL NETWORK, INC. | $500,000 | $710,000 | 42.0% | 0.1% |
NBKC BANK | $275,000 | $705,000 | 156.4% | 0.1% |
Figure Lending LLC | $380,000 | $700,000 | 84.2% | 0.1% |
Carrington Mortgage Services, LLC | $370,000 | $690,000 | 86.5% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $630,000 | $690,000 | 9.5% | 0.1% |
United Community Bank | $290,000 | $690,000 | 137.9% | 0.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $560,000 | $670,000 | 19.6% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $670,000 | n/a | 0.1% | |
LEGEND LENDING CORPORATION | $665,000 | n/a | 0.1% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $7,590,000 | $645,000 | -91.5% | 0.1% |
Citizens Bank | $1,080,000 | $640,000 | -40.7% | 0.1% |
SUMMIT FUNDING, INC. | $640,000 | n/a | 0.1% | |
South State Bank | $1,170,000 | $630,000 | -46.2% | 0.1% |
Towne Mortgage of the Carolinas, LLC | $330,000 | $630,000 | 90.9% | 0.1% |
CARDINAL FINANCIAL | $3,490,000 | $625,000 | -82.1% | 0.1% |
Coastal Community Bank | $625,000 | n/a | 0.1% | |
Discover Bank | $965,000 | $615,000 | -36.3% | 0.1% |
Commerce Home Mortgage, Inc. | $600,000 | n/a | 0.1% | |
TOP FLITE FINANCIAL, INC. | $290,000 | $575,000 | 98.3% | 0.1% |
AMWEST FUNDING CORP. | $275,000 | $565,000 | 105.5% | 0.1% |
NEXERA HOLDING LLC | $230,000 | $565,000 | 145.7% | 0.1% |
Barrington Bank & Trust Company, N.A. | $390,000 | $560,000 | 43.6% | 0.1% |
HOWARD HANNA FINANCIAL SERVICES, INC. | $560,000 | n/a | 0.1% | |
KS Bank, Inc. | $545,000 | n/a | 0.1% | |
The Loan Store, Inc. | $575,000 | $540,000 | -6.1% | 0.1% |
AMERICAN FINANCING CORPORATION | $390,000 | $535,000 | 37.2% | 0.1% |
First Horizon Bank | $2,995,000 | $530,000 | -82.3% | 0.1% |
Ixonia Bank | $530,000 | n/a | 0.1% | |
HOMESTEAD FUNDING CORP. | $250,000 | $525,000 | 110.0% | 0.1% |
MidFirst Bank | $525,000 | n/a | 0.1% | |
M&T Bank | $145,000 | $505,000 | 248.3% | 0.1% |
HOMESPIRE MORTGAGE CORPORATION | $305,000 | $490,000 | 60.7% | 0.1% |
HARTFORD FUNDING, LTD. | $485,000 | n/a | 0.1% | |
Providence Bank | $475,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $140,000 | $465,000 | 232.1% | 0.1% |
The Huntington National Bank | $1,285,000 | $465,000 | -63.8% | 0.1% |
AMERICAN HERITAGE LENDING, INC. | $230,000 | $460,000 | 100.0% | 0.1% |
ISERVE RESIDENTIAL LENDING, LLC | $460,000 | n/a | 0.1% | |
Morgan Stanley Private Bank | $460,000 | n/a | 0.1% | |
Prosperity Home Mortgage, LLC | $640,000 | $460,000 | -28.1% | 0.1% |
MILEND, INC. | $155,000 | $450,000 | 190.3% | 0.1% |
Presidential Bank, FSB | $450,000 | n/a | 0.1% | |
AMERICAN INTERNET MORTGAGE, INC. | $445,000 | n/a | 0.1% | |
Century Mortgage Company DBA Century Lending Company | $440,000 | n/a | 0.1% | |
First Carolina Bank | $435,000 | n/a | 0.1% | |
SFMC, LP | $425,000 | n/a | 0.1% | |
FirstBank | $405,000 | n/a | 0.1% | |
MLD MORTGAGE INC. | $1,035,000 | $405,000 | -60.9% | 0.1% |
T2 FINANCIAL LLC | $405,000 | n/a | 0.1% | |
NEW WAVE LENDING GROUP INC | $395,000 | n/a | 0.1% | |
HOMEXPRESS MORTGAGE CORP. | $440,000 | $390,000 | -11.4% | 0.0% |
Third Federal Savings and Loan Association of Cleveland | $540,000 | $385,000 | -28.7% | 0.0% |
NJ LENDERS CORP. | $205,000 | $370,000 | 80.5% | 0.0% |
VELOCITY COMMERCIAL CAPITAL, LLC | $1,245,000 | $365,000 | -70.7% | 0.0% |
A&D Mortgage LLC | $360,000 | n/a | 0.0% | |
Brighton Bank | $355,000 | n/a | 0.0% | |
Evolve Bank & Trust | $355,000 | n/a | 0.0% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,780,000 | $350,000 | -90.7% | 0.0% |
GREENSTATE CREDIT UNION | $215,000 | $350,000 | 62.8% | 0.0% |
PHH Mortgage Corporation | $345,000 | n/a | 0.0% | |
Towne Mortgage, LLC | $345,000 | n/a | 0.0% | |
Regions Bank | $405,000 | $340,000 | -16.0% | 0.0% |
AXIA FINANCIAL, LLC | $185,000 | $335,000 | 81.1% | 0.0% |
TEMPLE VIEW CAPITAL FUNDING, LP | $335,000 | n/a | 0.0% | |
BM Real Estate Services, Inc. | $325,000 | n/a | 0.0% | |
PENTAGON FEDERAL CREDIT UNION | $885,000 | $320,000 | -63.8% | 0.0% |
PLANET HOME LENDING, LLC | $235,000 | $320,000 | 36.2% | 0.0% |
SOUTHWEST STAGE FUNDING, LLC | $165,000 | $320,000 | 93.9% | 0.0% |
TOWER | $320,000 | n/a | 0.0% | |
RF Renovo Management Company, LLC | $300,000 | n/a | 0.0% | |
Marine Federal Credit Union | $295,000 | n/a | 0.0% | |
Mortgage Assurance Inc. | $295,000 | n/a | 0.0% | |
Residential Acceptance Corporation | $295,000 | n/a | 0.0% | |
Logan Finance Corporation | $285,000 | n/a | 0.0% | |
BETTER MORTGAGE CORPORATION | $730,000 | $280,000 | -61.6% | 0.0% |
FIRST FLIGHT FEDERAL CREDIT UNION | $230,000 | $280,000 | 21.7% | 0.0% |
Secured Investment Corp. | $280,000 | n/a | 0.0% | |
Acre Mortgage and Financial Inc | $265,000 | n/a | 0.0% | |
Keystone Funding, Inc. | $265,000 | n/a | 0.0% | |
Truliant Federal Credit Union | $585,000 | $260,000 | -55.6% | 0.0% |
Renasant Bank | $235,000 | $255,000 | 8.5% | 0.0% |
Uwharrie Bank | $255,000 | n/a | 0.0% | |
General Mortgage Capital Corporation | $105,000 | $250,000 | 138.1% | 0.0% |
BAY-VALLEY MORTGAGE GROUP | $245,000 | n/a | 0.0% | |
GEO-CORP, INC. | $245,000 | n/a | 0.0% | |
HARBORONE MORTGAGE, LLC | $245,000 | n/a | 0.0% | |
LANGLEY | $245,000 | n/a | 0.0% | |
Blue Ridge Bank | $785,000 | $235,000 | -70.1% | 0.0% |
CAPITAL CENTER, L.L.C. | $235,000 | $235,000 | 0.0% | 0.0% |
Fulton Bank | $235,000 | n/a | 0.0% | |
Gate City Bank | $225,000 | $235,000 | 4.4% | 0.0% |
MORTGAGE EQUITY PARTNERS LLC | $155,000 | $235,000 | 51.6% | 0.0% |
North State Bank | $915,000 | $235,000 | -74.3% | 0.0% |
SPRING EQ, LLC | $350,000 | $235,000 | -32.9% | 0.0% |
JMAC LENDING, INC. | $225,000 | n/a | 0.0% | |
Plains Commerce Bank | $775,000 | $225,000 | -71.0% | 0.0% |
The Central Trust Bank | $3,030,000 | $225,000 | -92.6% | 0.0% |
BAYSHORE MORTGAGE FUNDING, LLC | $440,000 | $220,000 | -50.0% | 0.0% |
DELMAR FINANCIAL COMPANY | $215,000 | n/a | 0.0% | |
Independent Bank | $215,000 | n/a | 0.0% | |
JAMS-01, INC. | $215,000 | n/a | 0.0% | |
Atlantic Union Bank | $205,000 | n/a | 0.0% | |
CALCON MUTUAL MORTGAGE LLC | $950,000 | $205,000 | -78.4% | 0.0% |
First Community Bank | $205,000 | n/a | 0.0% | |
Nicolet National Bank | $75,000 | $205,000 | 173.3% | 0.0% |
Peoples Bank | $375,000 | $205,000 | -45.3% | 0.0% |
Atlantic Coast Mortgage, LLC | $200,000 | n/a | 0.0% | |
ALLEGACY FEDERAL CREDIT UNION | $75,000 | $195,000 | 160.0% | 0.0% |
ALLIED MORTGAGE GROUP, INC. | $195,000 | n/a | 0.0% | |
Bell Bank | $580,000 | $195,000 | -66.4% | 0.0% |
INTERCOASTAL MORTGAGE COMPANY | $1,465,000 | $195,000 | -86.7% | 0.0% |
V.I.P. MORTGAGE, INC. | $185,000 | $195,000 | 5.4% | 0.0% |
AMERICAN FINANCIAL RESOURCES, INC. | $175,000 | $185,000 | 5.7% | 0.0% |
AmeriHome Mortgage Company, LLC | $345,000 | $185,000 | -46.4% | 0.0% |
Benchmark Community Bank | $115,000 | $185,000 | 60.9% | 0.0% |
Metro City Bank | $185,000 | n/a | 0.0% | |
North American Savings Bank, F.S.B. | $315,000 | $185,000 | -41.3% | 0.0% |
Loan Simple, Inc. | $175,000 | n/a | 0.0% | |
ARC HOME LLC | $165,000 | n/a | 0.0% | |
Northpointe Bank | $965,000 | $155,000 | -83.9% | 0.0% |
STOCKTON MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
UNITED PREMIER FUNDING, LLC | $155,000 | n/a | 0.0% | |
Citadel Servicing Corporation | $135,000 | n/a | 0.0% | |
CSL Financial, LLC | $285,000 | $115,000 | -59.6% | 0.0% |
GoPrime Mortgage, Inc. | $245,000 | $115,000 | -53.1% | 0.0% |
Leader Bank | $115,000 | n/a | 0.0% | |
NEWPORT NEWS SHIPBUILDING EMPLOYEES | $115,000 | n/a | 0.0% | |
UNITED MORTGAGE CORP | $115,000 | n/a | 0.0% | |
MORTGAGE ACCESS CORP. | $105,000 | n/a | 0.0% | |
Pinnacle Bank | $205,000 | $105,000 | -48.8% | 0.0% |
QUORUM FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
Beeline Loans, Inc. | $95,000 | n/a | 0.0% | |
PLAZA HOME MORTGAGE, INC. | $85,000 | n/a | 0.0% | |
American Mortgage & Equity Consultants, Inc. | $2,380,000 | $75,000 | -96.8% | 0.0% |
TD Bank | $1,770,000 | $75,000 | -95.8% | 0.0% |
Bronco Federal Credit Union | $65,000 | n/a | 0.0% | |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $660,000 | $55,000 | -91.7% | 0.0% |
PROPONENT Federal Credit Union | $35,000 | n/a | 0.0% | |
TEACHERS | $25,000 | n/a | 0.0% |
GREENVILLE's top lender by overall market share is STATE EMPLOYEES', with 10.6% market share. In second place, with 6.6%, is Truist, having originated $51,500,000 in loans. In third place, with 5.8%, is DHI MORTGAGE COMPANY, LTD., having originated $45,340,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $44,685,000 in loans. In fifth place, with 5.3%, is First-Citizens Bank & Trust Company, having originated $41,075,000 in loans.
GREENVILLE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - GREENVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $194,700 (14.6%) | $227,940 (13.2%) | 0.72 | 528 |
2018-02-01 | $196,450 (15.6%) | $233,899 (13.4%) | 0.71 | 522 |
2018-03-01 | $198,750 (12.3%) | $234,674 (12.2%) | 0.70 | 535 |
2018-04-01 | $207,450 (15.3%) | $245,507 (15.7%) | 0.70 | 536 |
2018-05-01 | $204,900 (9.9%) | $243,978 (10.8%) | 0.68 | 560 |
2018-06-01 | $205,750 (8.9%) | $245,041 (8.8%) | 0.69 | 574 |
2018-07-01 | $204,900 (9.4%) | $246,868 (9.5%) | 0.68 | 553 |
2018-08-01 | $199,900 (9.6%) | $244,198 (10.1%) | 0.67 | 536 |
2018-09-01 | $197,100 (6.6%) | $234,897 (4.9%) | 0.66 | 554 |
2018-10-01 | $196,725 (2.5%) | $232,796 (3.2%) | 0.67 | 546 |
2018-11-01 | $198,900 (2.0%) | $236,106 (3.3%) | 0.67 | 508 |
2018-12-01 | $198,150 (3.2%) | $235,455 (5.4%) | 0.68 | 466 |
2019-01-01 | $199,900 (2.7%) | $236,915 (3.9%) | 0.69 | 397 |
2019-02-01 | $203,150 (3.4%) | $239,374 (2.3%) | 0.69 | 388 |
2019-03-01 | $214,050 (7.7%) | $246,010 (4.8%) | 0.70 | 371 |
2019-04-01 | $223,335 (7.7%) | $253,808 (3.4%) | 0.71 | 360 |
2019-05-01 | $239,900 (17.1%) | $262,929 (7.8%) | 0.75 | 353 |
2019-06-01 | $238,900 (16.1%) | $260,607 (6.4%) | 0.75 | 340 |
2019-07-01 | $222,445 (8.6%) | $247,304 (0.2%) | 0.70 | 367 |
2019-08-01 | $221,175 (10.6%) | $247,306 (1.3%) | 0.70 | 371 |
2019-09-01 | $215,451 (9.3%) | $241,180 (2.7%) | 0.69 | 383 |
2019-10-01 | $211,636 (7.6%) | $237,096 (1.9%) | 0.68 | 385 |
2019-11-01 | $219,900 (10.6%) | $239,011 (1.2%) | 0.72 | 367 |
2019-12-01 | $225,000 (13.6%) | $243,769 (3.5%) | 0.75 | 372 |
2020-01-01 | $227,000 (13.6%) | $252,949 (6.8%) | 0.76 | 341 |
2020-02-01 | $229,950 (13.2%) | $258,095 (7.8%) | 0.75 | 323 |
2020-03-01 | $235,975 (10.2%) | $266,333 (8.3%) | 0.74 | 334 |
2020-04-01 | $238,250 (6.7%) | $269,685 (6.3%) | 0.75 | 341 |
2020-05-01 | $251,495 (4.8%) | $284,369 (8.2%) | 0.76 | 315 |
2020-06-01 | $257,748 (7.9%) | $294,725 (13.1%) | 0.76 | 277 |
2020-07-01 | $267,700 (20.3%) | $317,280 (28.3%) | 0.78 | 267 |
2020-08-01 | $267,500 (21.0%) | $335,889 (35.8%) | 0.77 | 244 |
2020-09-01 | $266,700 (23.8%) | $329,791 (36.7%) | 0.76 | 221 |
2020-10-01 | $264,900 (25.2%) | $323,472 (36.4%) | 0.76 | 205 |
2020-11-01 | $261,748 (19.0%) | $327,686 (37.1%) | 0.77 | 202 |
2020-12-01 | $257,198 (14.3%) | $334,919 (37.4%) | 0.76 | 177 |
2021-01-01 | $257,500 (13.4%) | $340,541 (34.6%) | 0.77 | 158 |
2021-02-01 | $251,695 (9.5%) | $336,303 (30.3%) | 0.73 | 128 |
2021-03-01 | $265,795 (12.6%) | $353,204 (32.6%) | 0.75 | 127 |
2021-04-01 | $247,450 (3.9%) | $333,669 (23.7%) | 0.67 | 136 |
2021-05-01 | $238,900 (-5.0%) | $334,681 (17.7%) | 0.63 | 137 |
2021-06-01 | $250,373 (-2.9%) | $343,036 (16.4%) | 0.66 | 139 |
2021-07-01 | $243,500 (-9.0%) | $322,272 (1.6%) | 0.64 | 160 |
2021-08-01 | $244,500 (-8.6%) | $282,397 (-15.9%) | 0.65 | 179 |
2021-09-01 | $250,243 (-6.2%) | $286,722 (-13.1%) | 0.67 | 190 |
2021-10-01 | $253,245 (-4.4%) | $294,227 (-9.0%) | 0.68 | 182 |
2021-11-01 | $275,000 (5.1%) | $317,244 (-3.2%) | 0.74 | 170 |
2021-12-01 | $255,748 (-0.6%) | $301,493 (-10.0%) | 0.69 | 147 |
2022-01-01 | $263,500 (2.3%) | $311,595 (-8.5%) | 0.71 | 103 |
2022-02-01 | $262,450 (4.3%) | $307,957 (-8.4%) | 0.68 | 80 |
2022-03-01 | $259,975 (-2.2%) | $314,477 (-11.0%) | 0.65 | 71 |
2022-04-01 | $279,900 (13.1%) | $368,052 (10.3%) | 0.67 | 94 |
2022-05-01 | $293,225 (22.7%) | $379,655 (13.4%) | 0.67 | 119 |
2022-06-01 | $320,745 (28.1%) | $391,080 (14.0%) | 0.71 | 145 |
2022-07-01 | $337,045 (38.4%) | $403,044 (25.1%) | 0.76 | 178 |
2022-08-01 | $346,175 (41.6%) | $404,031 (43.1%) | 0.80 | 195 |
2022-09-01 | $334,823 (33.8%) | $385,680 (34.5%) | 0.78 | 224 |
2022-10-01 | $347,500 (37.2%) | $397,580 (35.1%) | 0.82 | 231 |
2022-11-01 | $353,225 (28.5%) | $395,265 (24.6%) | 0.85 | 247 |
2022-12-01 | $343,400 (34.3%) | $383,243 (27.1%) | 0.85 | 257 |
2023-01-01 | $345,525 (31.1%) | $392,234 (25.9%) | 0.86 | 250 |
2023-02-01 | $337,000 (28.4%) | $355,715 (15.5%) | 0.81 | 227 |
2023-03-01 | $344,900 (32.7%) | $357,596 (13.7%) | 0.81 | 225 |
2023-04-01 | $343,200 (22.6%) | $364,900 (-0.9%) | 0.80 | 223 |
2023-05-01 | $345,475 (17.8%) | $368,908 (-2.8%) | 0.78 | 217 |
2023-06-01 | $344,950 (7.6%) | $365,196 (-6.6%) | 0.78 | 211 |
2023-07-01 | $324,900 (-3.6%) | $357,403 (-11.3%) | 0.74 | 223 |
2023-08-01 | $320,275 (-7.5%) | $345,272 (-14.5%) | 0.74 | 236 |
2023-09-01 | $319,500 (-4.6%) | $341,763 (-11.4%) | 0.74 | 241 |
2023-10-01 | $317,995 (-8.5%) | $343,344 (-13.6%) | 0.75 | 251 |
2023-11-01 | $313,095 (-11.4%) | $325,954 (-17.5%) | 0.75 | 282 |
2023-12-01 | $309,900 (-9.8%) | $324,686 (-15.3%) | 0.76 | 289 |
2024-01-01 | $302,550 (-12.4%) | $317,237 (-19.1%) | 0.74 | 280 |
2024-02-01 | $297,450 (-11.7%) | $316,187 (-11.1%) | 0.72 | 281 |
2024-03-01 | $294,950 (-14.5%) | $319,510 (-10.7%) | 0.69 | 309 |
2024-04-01 | $294,450 (-14.2%) | $322,524 (-11.6%) | 0.68 | 309 |
2024-05-01 | $292,450 (-15.4%) | $320,932 (-13.0%) | 0.67 | 337 |
2024-06-01 | $295,000 (-14.5%) | $320,975 (-12.1%) | 0.67 | 353 |
2024-07-01 | $297,225 (-8.5%) | $331,441 (-7.3%) | 0.68 | 364 |
2024-08-01 | $295,000 (-7.9%) | $323,502 (-6.3%) | 0.69 | 379 |
2024-09-01 | $296,625 (-7.2%) | $328,704 (-3.8%) | 0.70 | 386 |
2024-10-01 | $295,000 (-7.2%) | $329,364 (-4.1%) | 0.69 | 394 |
2024-11-01 | $289,900 (-7.4%) | $327,572 (0.5%) | 0.70 | 425 |
2024-12-01 | $292,200 (-5.7%) | $324,784 (0.0%) | 0.73 | 428 |
2025-01-01 | $293,100 (-3.1%) | $325,391 (2.6%) | 0.73 | 424 |
2025-02-01 | $290,500 (-2.3%) | $326,105 (3.1%) | 0.71 | 402 |
2025-03-01 | $299,900 (1.7%) | $335,412 (5.0%) | 0.00 | 404 |
GREENVILLE's median listing price comes in at 0% of the national average.
GREENVILLE's average listing price for 2025-03-01 was $335,412, a difference of $15,902 (5.0%) versus the prior year and $9,307 versus the prior month.
For the 2025-03-01 period, GREENVILLE had 404 MLS listings, a difference of 2 listings (0%) versus the prior month and 95 listings (31%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - GREENVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 94 days | 2,010 sqft |
2018-02-01 | 78 days | 2,084 sqft |
2018-03-01 | 67 days | 2,055 sqft |
2018-04-01 | 60 days | 2,156 sqft |
2018-05-01 | 58 days | 2,125 sqft |
2018-06-01 | 58 days | 2,144 sqft |
2018-07-01 | 67 days | 2,092 sqft |
2018-08-01 | 73 days | 2,073 sqft |
2018-09-01 | 78 days | 2,021 sqft |
2018-10-01 | 84 days | 2,011 sqft |
2018-11-01 | 94 days | 2,039 sqft |
2018-12-01 | 101 days | 2,019 sqft |
2019-01-01 | 101 days | 1,989 sqft |
2019-02-01 | 82 days | 2,064 sqft |
2019-03-01 | 62 days | 2,145 sqft |
2019-04-01 | 49 days | 2,214 sqft |
2019-05-01 | 41 days | 2,290 sqft |
2019-06-01 | 52 days | 2,231 sqft |
2019-07-01 | 51 days | 2,145 sqft |
2019-08-01 | 54 days | 2,169 sqft |
2019-09-01 | 59 days | 2,133 sqft |
2019-10-01 | 63 days | 2,109 sqft |
2019-11-01 | 67 days | 2,127 sqft |
2019-12-01 | 72 days | 2,153 sqft |
2020-01-01 | 80 days | 2,152 sqft |
2020-02-01 | 74 days | 2,182 sqft |
2020-03-01 | 61 days | 2,204 sqft |
2020-04-01 | 66 days | 2,205 sqft |
2020-05-01 | 71 days | 2,325 sqft |
2020-06-01 | 82 days | 2,379 sqft |
2020-07-01 | 57 days | 2,489 sqft |
2020-08-01 | 50 days | 2,433 sqft |
2020-09-01 | 65 days | 2,356 sqft |
2020-10-01 | 67 days | 2,268 sqft |
2020-11-01 | 64 days | 2,295 sqft |
2020-12-01 | 71 days | 2,231 sqft |
2021-01-01 | 73 days | 2,238 sqft |
2021-02-01 | 55 days | 2,194 sqft |
2021-03-01 | 39 days | 2,224 sqft |
2021-04-01 | 39 days | 2,120 sqft |
2021-05-01 | 37 days | 1,976 sqft |
2021-06-01 | 38 days | 2,029 sqft |
2021-07-01 | 35 days | 2,004 sqft |
2021-08-01 | 34 days | 2,009 sqft |
2021-09-01 | 37 days | 2,011 sqft |
2021-10-01 | 39 days | 2,006 sqft |
2021-11-01 | 46 days | 2,024 sqft |
2021-12-01 | 72 days | 1,934 sqft |
2022-01-01 | 61 days | 1,933 sqft |
2022-02-01 | 48 days | 1,926 sqft |
2022-03-01 | 35 days | 1,935 sqft |
2022-04-01 | 22 days | 1,998 sqft |
2022-05-01 | 26 days | 1,972 sqft |
2022-06-01 | 33 days | 2,102 sqft |
2022-07-01 | 37 days | 2,190 sqft |
2022-08-01 | 43 days | 2,194 sqft |
2022-09-01 | 46 days | 2,175 sqft |
2022-10-01 | 50 days | 2,182 sqft |
2022-11-01 | 54 days | 2,177 sqft |
2022-12-01 | 60 days | 2,163 sqft |
2023-01-01 | 76 days | 2,160 sqft |
2023-02-01 | 61 days | 2,162 sqft |
2023-03-01 | 53 days | 2,183 sqft |
2023-04-01 | 44 days | 2,196 sqft |
2023-05-01 | 47 days | 2,225 sqft |
2023-06-01 | 54 days | 2,208 sqft |
2023-07-01 | 44 days | 2,129 sqft |
2023-08-01 | 42 days | 2,111 sqft |
2023-09-01 | 48 days | 2,043 sqft |
2023-10-01 | 56 days | 2,032 sqft |
2023-11-01 | 49 days | 1,994 sqft |
2023-12-01 | 51 days | 1,996 sqft |
2024-01-01 | 61 days | 1,937 sqft |
2024-02-01 | 51 days | 1,902 sqft |
2024-03-01 | 41 days | 1,886 sqft |
2024-04-01 | 45 days | 1,896 sqft |
2024-05-01 | 42 days | 1,865 sqft |
2024-06-01 | 50 days | 1,880 sqft |
2024-07-01 | 54 days | 1,900 sqft |
2024-08-01 | 58 days | 1,870 sqft |
2024-09-01 | 61 days | 1,873 sqft |
2024-10-01 | 60 days | 1,873 sqft |
2024-11-01 | 59 days | 1,854 sqft |
2024-12-01 | 59 days | 1,863 sqft |
2025-01-01 | 64 days | 1,871 sqft |
2025-02-01 | 76 days | 1,875 sqft |
2025-03-01 | 0 days | 1,908 sqft |
GREENVILLE's median square footage for active listings during the 2025-03-01 period was 1,908 sqft. One year prior, the average listing was 1,886 sqft.
GREENVILLE, NC Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 2,108 | $566,640,000 | $268,805 |
Refi | 410 | $87,600,000 | $213,659 |
Other | 354 | $34,930,000 | $98,672 |
Cash Out Refi | 340 | $67,480,000 | $198,471 |
Home Improvement | 306 | $24,740,000 | $80,850 |
Greenville's most frequently cited loan purpose was Home Purchase, with 2,108 originations. The 2nd most popular reason was Refi, with 410 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 1,301 | $335,425,000 | $257,821 |
7-8% | 872 | $172,510,000 | $197,833 |
5-6% | 647 | $168,645,000 | $260,657 |
Over 8% | 496 | $66,080,000 | $133,226 |
4-5% | 96 | $23,150,000 | $241,146 |
<2.5% | 61 | $885,000 | $14,508 |
3-4% | 28 | $7,730,000 | $276,071 |
2.5-3% | 1 | $505,000 | $505,000 |
During 2024, Greenville's most frequently originated rate bucket was 6-7%, with 1,301 originations.
Loan Sizing (GREENVILLE, NC MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 1,436 | $394,530,000 | $274,742 |
$100k-200k | 1,057 | $156,485,000 | $148,046 |
$100,000 or less | 787 | $43,155,000 | $54,835 |
$400k-600k | 176 | $81,790,000 | $464,716 |
$600k-1000k | 41 | $29,545,000 | $720,610 |
$Over $1MM | 21 | $75,885,000 | $3,613,571 |
GREENVILLE's loan sizing saw the bucket of loans from $200k-400k with 1,436 originations, totaling $394,530,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 1,472 | $407,100,000 | $276,563 |
60-80% | 744 | $166,830,000 | $224,234 |
Under 20% | 436 | $20,850,000 | $47,821 |
20-40% | 430 | $50,300,000 | $116,977 |
40-60% | 303 | $92,595,000 | $305,594 |
Over 100% | 59 | $24,765,000 | $419,746 |
GREENVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,472 originations, totaling $407,100,000 in origination value.