First Community Bank Mortgage Rates, Fees & Info
Bluefield, VALEI: 5493007TJ86W1ZK4LZ15
Tax ID: 55-0118830
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Bank Data
Review & Overview
First Community Bank is a smaller bank specializing in Home Purchase and Refi loans. First Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Blacksburg, Bluefield, Richmond, Beckley, and Hickory among others. We have data for 41 markets. (Some data included below & more in-depth data is available with an active subscription.)First Community Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Community Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.14% | 4/28/24 |
| 30 Year Conventional Refi | 5.90% | 4/28/24 |
| 30 Year VA Purchase | 6.27% | 4/28/24 |
| 30 Year USDA Purchase | 6.27% | 4/28/24 |
| 15 Year Conventional Purchase | 6.17% | 4/28/24 |
| 15 Year Conventional Refi | 5.83% | 4/28/24 |
| 15 Year Cash-out Refi | 5.83% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Community Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,547Origination Dollar Volume (All Markets)
$352,925,000Employee count
607Awards
First Community Bank - 2021
First Community Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 445 | $76,055,000 | $170,910 | $3,384 | 3.32% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 116 | $58,480,000 | $504,138 | $4,166 | 3.06% |
| Bluefield, WV-VA (FHA|USDA|VA) | 334 | $52,630,000 | $157,575 | $3,136 | 3.32% |
| RICHMOND, VA (FHA|USDA|VA) | 70 | $31,870,000 | $455,286 | $4,918 | 3.49% |
| BECKLEY, WV (FHA|USDA|VA) | 136 | $24,080,000 | $177,059 | $3,166 | 3.21% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 57 | $14,425,000 | $253,070 | $4,506 | 3.15% |
| ROANOKE, VA (FHA|USDA|VA) | 24 | $14,270,000 | $594,583 | $4,636 | 3.11% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 94 | $13,980,000 | $148,723 | $3,060 | 3.46% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 28 | $12,250,000 | $437,500 | $3,621 | 3.18% |
| Boone, NC (FHA|USDA|VA) | 38 | $8,740,000 | $230,000 | $3,459 | 3.26% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $6,195,000 | $1,239,000 | $5,039 | 2.93% |
| Clarksburg, WV (FHA|USDA|VA) | 35 | $5,725,000 | $163,571 | $3,737 | 3.59% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $4,605,000 | $4,605,000 | $0 | 3.25% |
| North Wilkesboro, NC (FHA|USDA|VA) | 27 | $4,235,000 | $156,852 | $4,018 | 3.30% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 34 | $4,220,000 | $124,118 | $3,569 | 3.73% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 18 | $3,810,000 | $211,667 | $4,151 | 3.54% |
| Mount Airy, NC (FHA|USDA|VA) | 25 | $3,495,000 | $139,800 | $3,243 | 3.35% |
| CHARLESTON, WV (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $3,330 | 2.97% |
| MORGANTOWN, WV (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $4,270 | 3.31% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $4,160 | 2.75% |
| Elkins, WV (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $3,227 | 3.78% |
| Key West, FL (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $10,898 | 2.88% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,509 | 2.81% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,276 | 2.94% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,907 | 3.56% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,165 | 3.41% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,414 | 2.69% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,093 | 2.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,721 | 3.01% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,251 | 3.24% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,471 | 3.00% |
| Fairmont, WV (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $2,338 | 4.06% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,108 | 2.75% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $2,288 | 3.61% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,139 | 2.75% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,843 | 3.40% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,162 | 2.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,636 | 2.75% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.75% |
| Danville, VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.05% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.05% |
Similar Lenders
We use machine learning to identify the top lenders compared against First Community Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,547 | $352,925,000 | $228,135 | $3,501 | 3.31% |
For 2021, First Community Bank's most frequently originated type of loan was Conventional, with 1,547 originations.
Loan Reason
For 2021, First Community Bank's most frequently cited loan purpose was Home Purchase, with 699 originations. The 2nd most popular reason was Refi, with 695 originations.
Loan Duration/Length
For 2021, First Community Bank's most frequently cited loan duration was 30 Year, with 511 originations. The 2nd most popular length was 20 Year, with 445 originations.
Origination Fees/Closing Costs
First Community Bank's average total fees were $3,528, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 561 originations.
Interest Rates
During 2021, First Community Bank's average interest rate for loans was 3.03%, while their most frequently originated rate bucket for loans was 2.5-3%, with 627 originations.
Loan Sizing
2021 saw First Community Bank place emphasis on $100k-200k loans with 590 originations, totaling $84,080,000 in origination value.
Applicant Income
First Community Bank lent most frequently to those with incomes in the $50k-75k range, with 311 originations. The second most popular income band? $50k or less, with 294 originations.
Applicant Debt to Income Ratio
First Community Bank lent most frequently to those with DTI ratios of 20-30%, with 388 originations. The next most common DTI ratio? 30-36%, with 271 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.56%
First Community Bank has a below average approval rate.
Pick Rate
Approvals leading to origination86.36%
First Community Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $25,000 | $25,000 |
| NA | 1,546 | $352,900,000 | $228,266 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST COMMUNITY MORTGAGE, INC. | Conventional home mortgage | Trouble during payment process | 4 | 66.7% |
| FIRST COMMUNITY MORTGAGE, INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 16.7% |
| FIRST COMMUNITY MORTGAGE, INC. | Conventional home mortgage | Struggling to pay mortgage | 1 | 16.7% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| First Community Bank | 1 Stafford Commons Princeton, WV 24740 | Full Service B&M | $240,610 |
| First Community Bank | 100 Market Street Man, WV 25635 | Full Service B&M | $43,488 |
| First Community Bank | 1001 Bob White Boulevard Pulaski, VA 24301 | Full Service B&M | $47,410 |
| First Community Bank | 101 Brookfall Dairy Road Elkin, NC 28621 | Full Service B&M | $19,626 |
| First Community Bank | 101 Sanders Lane Bluefield, VA 24605 | Full Service B&M | $51,456 |
| First Community Bank | 101 Vermillion Street Athens, WV 24712 | Full Service B&M | $34,417 |
| First Community Bank | 1013 Highway 105 Boone, NC 28607 | Full Service B&M | $41,226 |
| First Community Bank | 109 Roanoke Street Christiansburg, VA 24073 | Full Service B&M | $20,835 |
| First Community Bank | 1102 Oakvale Road Princeton, WV 24740 | Full Service B&M | $21,153 |
| First Community Bank | 111 Citizens Drive Beckley, WV 25801 | Full Service B&M | $72,118 |
| First Community Bank | 11400 Midlothian Tunrpike Richmond, VA 23235 | Full Service B&M | $31,348 |
| First Community Bank | 115 Main Street East Banner Elk, NC 28604 | Full Service B&M | $37,373 |
| First Community Bank | 1220 Ritter Drive Daniels, WV 25832 | Full Service B&M | $34,463 |
| First Community Bank | 125 North Main Street Sparta, NC 28675 | Full Service B&M | $44,159 |
| First Community Bank | 1400 Tyler Avenue Radford, VA 24141 | Full Service B&M | $41,440 |
| First Community Bank | 141 East Jackson Street Gate City, VA 24251 | Full Service B&M | $28,140 |
| First Community Bank | 1425 North Main Street Marion, VA 24354 | Full Service B&M | $41,167 |
| First Community Bank | 14441 Sommerville Court Midlothian, VA 23113 | Full Service B&M | $24,342 |
| First Community Bank | 148 North Main Street Hillsville, VA 24343 | Full Service B&M | $38,831 |
| First Community Bank | 16 Red Oak Drive Craigsville, WV 26205 | Full Service B&M | $56,259 |
| First Community Bank | 173 E Water Street Gate City, VA 24251 | Limited, Drive-thru | $0 |
| First Community Bank | 1900 South Main Street Blacksburg, VA 24060 | Full Service B&M | $36,797 |
| First Community Bank | 2 West Main Street Buckhannon, WV 26201 | Full Service B&M | $129,106 |
| First Community Bank | 210 East Main Street Wytheville, VA 24382 | Full Service B&M | $88,242 |
| First Community Bank | 211 Federal Street Bluefield, WV 24701 | Limited, Drive-thru | $0 |
| First Community Bank | 211 Federal Street Bluefield, WV 24701 | Full Service B&M | $129,557 |
| First Community Bank | 24412 Maringo Drive Abingdon, VA 24210 | Full Service B&M | $39,050 |
| First Community Bank | 2681 Boones Creek Road Johnson City, TN 37615 | Full Service B&M | $11,442 |
| First Community Bank | 2702 North Parham Road Richmond, VA 23294 | Full Service B&M | $81,893 |
| First Community Bank | 271 W Main St Abingdon, VA 24210 | Full Service B&M | $203,715 |
| First Community Bank | 29 College Drive Bluefield, VA 24605 | Full Service B&M | $15,292 |
| First Community Bank | 29 South Kerr Avenue Wilmington, NC 28403 | Limited, Administrative | $0 |
| First Community Bank | 298 Stokes Dr Hinton, WV 25951 | Full Service B&M | $22,701 |
| First Community Bank | 300 Sunset Drive Johnson City, TN 37604 | Full Service B&M | $64,247 |
| First Community Bank | 302 Washington Square Richlands, VA 24641 | Full Service B&M | $26,670 |
| First Community Bank | 320 Chase Street Clintwood, VA 24228 | Full Service B&M | $24,943 |
| First Community Bank | 401 Halifax Street Emporia, VA 23847 | Full Service B&M | $65,825 |
| First Community Bank | 4206 Coal Heritage Road Bluefield, WV 24701 | Full Service B&M | $51,426 |
| First Community Bank | 506 Maple Street Glade Spring, VA 24340 | Full Service B&M | $37,309 |
| First Community Bank | 5119 Mountain View Rd Hays, NC 28635 | Full Service B&M | $19,574 |
| First Community Bank | 643 East Riverside Drive Tazewell, VA 24605 | Full Service B&M | $30,161 |
| First Community Bank | 6951 Commons Plaza Chesterfield, VA 23832 | Full Service B&M | $61,414 |
| First Community Bank | 704 Independence Boulevard Mount Airy, NC 27030 | Full Service B&M | $38,421 |
| First Community Bank | 821 Commonwealth Avenue Bristol, VA 24201 | Full Service B&M | $62,060 |
| First Community Bank | 902 North Side Drive Summersville, WV 26651 | Full Service B&M | $82,209 |
| First Community Bank | 92 North Center Street Taylorsville, NC 28681 | Full Service B&M | $74,753 |
| First Community Bank | 999 Old Airport Road Bristol, VA 24201 | Full Service B&M | $55,025 |
| First Community Bank | Bank And Cedar Streets Pineville, WV 24874 | Full Service B&M | $59,881 |
| First Community Bank | East Main And South Kanawha Streets Buckhannon, WV 26201 | Limited, Drive-thru | $0 |
| First Community Bank | Ivanhoe And Fort Chiswell Roads Max Meadows, VA 24360 | Full Service B&M | $35,624 |
| First Community Bank | Route 10 Cook Parkway Oceana, WV 24870 | Full Service B&M | $31,031 |
| First Community Bank | Route 10 East Pineville, WV 24874 | Limited, Drive-thru | $0 |
| First Community Bank | Route 20 And Williams River Road Glade View, WV 26206 | Full Service B&M | $25,094 |
| First Community Bank | U.S. Route 219 North Lindside, WV 24951 | Full Service B&M | $21,299 |
| First Community Bank | West Main Street Grafton, WV 26354 | Full Service B&M | $85,628 |
| First Community Bank | White Avenue And Railroad Street Richwood, WV 26261 | Limited, Drive-thru | $0 |
For 2021, First Community Bank had 56 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $105,872 |
| Net interest income | $103,036 |
| Total noninterest income | $36,580 |
| Gross Fiduciary activities income | $2,579 |
| Service charges on deposit accounts | $13,446 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $20,555 |
| Pre-tax net operating income | $67,605 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $51,895 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $51,895 |
| Minority interest net income | $0 |
| Net income | $51,895 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $51,895 |
First Community Bank's gross interest income from loans was $105,872,000.
First Community Bank's net interest income from loans was $103,036,000.
First Community Bank's fee based income from loans was $13,446,000.
First Community Bank's net income from loans was $51,895,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $2,836 |
| Provision for credit losses | $-8,471 |
| Total noninterest expense | $80,482 |
| Salaries and employee benefits | $43,990 |
| Premises and equipment expense | $10,540 |
| Additional noninterest expense | $25,952 |
| Applicable income taxes | $15,710 |
| Net charge-offs | $2,960 |
| Cash dividends | $53,200 |
First Community Bank's interest expense for loans was $2,836,000.
First Community Bank's payroll and benefits expense were $43,990,000.
First Community Bank's property, plant and equipment expenses $10,540,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 1.0% |
| HELOC loans | 0.0% |
| All other family | 1.0% |
| Commercial & industrial loans | 1.0% |
| Personal loans | 1.0% |
| Credit card loans | 0.0% |
| Other individual loans | 1.0% |
| Auto loans | 1.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $2,737,120 |
| Deposits held in domestic offices | $2,737,120 |
| Deposits by Individuals, partnerships, and corporations | $2,586,948 |
| Deposits by U.S. Government | $23 |
| Deposits by States and political subdivisions in the U.S. | $150,078 |
| Deposits by Commercial banks and other depository institutions in U.S. | $70 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $833,940 |
| Demand deposits | $529,336 |
| Nontransaction accounts | $1,903,179 |
| Money market deposit accounts (MMDAs) | $986,741 |
| Other savings deposits (excluding MMDAs) | $561,576 |
| Total time deposits | $354,863 |
| Total time and savings deposits | $2,207,783 |
| Noninterest-bearing deposits | $850,512 |
| Interest-bearing deposits | $1,886,608 |
| Retail deposits | $2,709,982 |
| IRAs and Keogh plan accounts | $116,944 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $3,183,928 |
| Cash & Balances due from depository institutions | $50,402 |
| Interest-bearing balances | $1,675 |
| Total securities | $66,373 |
| Federal funds sold & reverse repurchase | $627,036 |
| Net loans and leases | $2,137,711 |
| Loan and leases loss allowance | $27,858 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $52,283 |
| Other real estate owned | $1,015 |
| Goodwill and other intangibles | $135,188 |
| All other assets | $113,920 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $3,183,928 |
| Total Liabilities | $2,778,554 |
| Total deposits | $2,737,120 |
| Interest-bearing deposits | $1,886,608 |
| Deposits held in domestic offices | $2,737,120 |
| % insured (estimated) | $91 |
| Federal funds purchased and repurchase agreements | $1,535 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $39,899 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $2,137,711 |
| Loan and leases loss allowance | $27,858 |
| Total loans and leases (domestic) | $2,165,569 |
| All real estate loans | $1,870,832 |
| Real estate loans in domestic offices | $1,870,832 |
| Construction and development loans | $82,716 |
| Residential 1-4 family construction | $16,910 |
| Other construction, all land development and other land | $65,806 |
| Loans secured by nonfarm nonresidential properties | $690,201 |
| Nonfarm nonresidential secured by owner-occupied properties | $286,843 |
| Commercial real estate & other non-farm, non-residential | $403,358 |
| Multifamily residential real estate | $100,402 |
| 1-4 family residential loans | $982,500 |
| Farmland loans | $15,013 |
| Loans held in foreign offices | $0 |
| Farm loans | $9,341 |
| Commercial and industrial loans | $130,308 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $129,794 |
| Credit card loans | $5,566 |
| Related Plans | $2,348 |
| Consumer Auto Loans | $74,987 |
| Other loans to individuals | $46,893 |
| All other loans & leases | $25,295 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $4,668 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $8,652 |
| Non 1-4 family restructured loans & leases | $2,730 |
| Total loans and leases (foreign) | $0 |
First Community Bank had $2,137,711,000 of loans outstanding in 2021. $1,870,832,000 of loans were in real estate loans. $82,716,000 of loans were in development loans. $100,402,000 of loans were in multifamily mortgage loans. $982,500,000 of loans were in 1-4 family mortgage loans. $9,341,000 of loans were in farm loans. $5,566,000 of loans were in credit card loans. $74,987,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 1,260 | $275,787 | $218,879 |
| Nonfarm, nonresidential loans - <$100k | 297 | $12,705 | $42,778 |
| Nonfarm, nonresidential loans - $100-250k | 418 | $50,373 | $120,510 |
| Nonfarm, nonresidential loans - $250k-1MM | 545 | $212,709 | $390,292 |
| Commercial & Industrial, US addressed loans - <$1MM | 1,513 | $95,629 | $63,205 |
| Commercial & Industrial, US addressed loans - <$100k | 1,107 | $27,048 | $24,434 |
| Commercial & Industrial, US addressed loans - $100-250k | 274 | $28,223 | $103,004 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 132 | $40,358 | $305,742 |
| Farmland loans - <$1MM | 119 | $9,400 | $78,992 |
| Farmland loans - <$100k | 58 | $1,556 | $26,828 |
| Farmland loans - $100-250k | 46 | $4,362 | $94,826 |
| Farmland loans - $250k-1MM | 15 | $3,482 | $232,133 |
| Agriculture operations loans - <$1MM | 179 | $7,683 | $42,922 |
| Agriculture operations loans - <$100k | 140 | $3,088 | $22,057 |
| Agriculture operations loans - $100-250k | 27 | $2,533 | $93,815 |
| Agriculture operations loans - $250k-1MM | 12 | $2,062 | $171,833 |