BECKLEY Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Beckley averaged 6.5% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.92% and one month ago for the week of 2025-03-06, the average rate was 6.91%.

    Beckley's average rate one year ago was 6.9%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.02%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Beckley 30 Year Fixed Rate 2025-04-10 6.5%
    Beckley 30 Year Fixed Rate Refi 2025-04-10 7.02%
    Beckley 15 Year Fixed Rate 2025-04-10 5.82%
    Beckley 15 Year Fixed Rate Refi 2025-04-10 6.22%
    Beckley 30 Year FHA 2025-04-10 6.67%
    Beckley 30 Year FHA Refi 2025-04-10 6.63%
    Beckley 30 Year USDA 2025-04-10 6.55%
    Beckley 30 Year USDA Refi 2025-04-10 6.45%
    Beckley 30 Year VA 2025-04-10 6.59%
    Beckley 30 Year VA Refi 2025-04-10 6.09%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BECKLEY, WV.

    BECKLEY Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BECKLEY, WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    City National Bank of West Virginia 82 6.51% $1,307
    QUICKEN LOANS, LLC 58 7.00% $5,766
    The Huntington National Bank 47 6.55% $4,012
    MOVEMENT MORTGAGE, LLC 45 6.66% $4,527
    Truist 32 6.53% $4,847
    JPMorgan Chase Bank 18 6.93% $3,814
    United Bank 9 6.55% $3,768
    UNITED WHOLESALE MORTGAGE, LLC 9 6.83% $5,781
    LOANDEPOT.COM, LLC 8 6.68% $5,752
    T2 FINANCIAL LLC 7 7.07% $7,194
    Alcova Mortgage LLC 6 7.12% $4,283
    BROKER SOLUTIONS, INC. 5 7.53% $5,123
    U.S. Bank 5 6.45% $3,377
    Atlantic Union Bank 5 6.90% $4,192
    Gateway First Bank 5 7.05% $4,815
    Burke & Herbert Bank & Trust Company 5 7.00% $3,667
    21ST MORTGAGE CORPORATION 5 8.79% $5,932
    Summit Community Bank, Inc. 4 7.55% $3,281
    First Community Bank 4 7.88% $3,373
    Wells Fargo Bank 4 6.69% $5,486
    WesBanco 3 6.88% $7,522
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.17% $6,540
    SUCCESS MORTGAGE PARTNERS, INC. 2 7.25% $7,226
    Mr. Cooper ( Nationstar Mortgage ) 2 7.56% $6,421
    USAA Federal Savings Bank 2 6.44% $6,054
    NAVY FEDERAL CREDIT UNION 2 6.19% $2,729
    NBKC BANK 2 6.88% $4,736
    ZILLOW HOME LOANS, LLC 2 7.25% $4,649
    Mortgage Research Center, LLC 2 6.81% $3,064
    ROYAL UNITED MORTGAGE LLC 2 7.75% $5,166
    Fifth Third Bank 2 7.56% $5,768
    STAR USA FEDERAL CREDIT UNION 2 6.41% $3,448
    CROSSCOUNTRY MORTGAGE, LLC 1 7.63% $4,279
    Cornerstone First Mortgage, Inc 1 7.49% $14,061
    NEWREZ LLC 1 6.63% $4,662
    NFM, INC. 1 6.50% $4,170
    Peoples Bank 1 6.38% $2,971
    PNC Bank 1 6.50% $4,210
    Prosperity Home Mortgage, LLC 1 8.13% $4,573
    Community Trust Bank, Inc. 1 6.13% $4,325
    CHURCHILL MORTGAGE CORPORATION 1 6.99% $3,696
    Carrington Mortgage Services, LLC 1 6.63% $18,012
    BETTER MORTGAGE CORPORATION 1 8.13% $2,369
    THE MORTGAGE FIRM, INC. 1 6.75% $4,909
    The Park National Bank 1 7.00% $4,696
    TOWNE MORTGAGE COMPANY 1 8.00% $5,567
    Barrington Bank & Trust Company, N.A. 1 6.49% $3,949
    UNION HOME MORTGAGE CORP. 1 7.50% $4,930
    Bank of America 1 5.88% $4,361
    AMERICAN HERITAGE LENDING, INC. 1 8.50% $9,380
    FIRST COLONY MORTGAGE CORPORATION 1 6.38% $9,189
    Victorian Finance, LLC 1 6.49% $3,441
    Farmers Bank & Trust 1 7.13% $2,961
    Ally Bank 1 6.00% $6,176
    First Federal Bank 1 7.00% $3,407
    FIRST HOME MORTGAGE CORPORATION 1 7.49% $3,840
    First National Bank of Pennsylvania 1 6.63% $4,349
    First Reliance Bank 1 6.38% $3,455
    Flagstar Bank, FSB 1 7.63% $2,504
    Discover Bank 1 7.31% $0
    GUARANTEED RATE, INC. 1 6.99% $4,623
    HOMESPIRE MORTGAGE CORPORATION 1 5.33% $3,647
    Ixonia Bank 1 6.99% $5,832
    Deere Employees Credit Union 1 6.38% $3,480
    LENOX FINANCIAL MORTGAGE CORPORATION 1 6.37% $3,898

    BECKLEY Average Closing Costs & Other Stats

    BECKLEY, WV's 65 lenders originated 1,627 loans during 2024. The total origination value was $253,215,000, with an average loan value of $155,633.

    BECKLEY's average closing costs are $4,410.

    The top BECKLEY lender as defined by loan originations is City National Bank of West Virginia, with 82 loans originated. Their average total fees are $1,307, which is $4,458 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee BECKLEY lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,307), JPMorgan Chase Bank ($3,814), The Huntington National Bank ($4,012), MOVEMENT MORTGAGE, LLC ($4,527) and Truist ($4,847).

    The lowest rate BECKLEY lenders (with over 10 loans originated) are City National Bank of West Virginia (6.51%), Truist (6.53%), The Huntington National Bank (6.55%), MOVEMENT MORTGAGE, LLC (6.66%) and JPMorgan Chase Bank (6.93%).

    BECKLEY, WV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    City National Bank of West Virginia $27,570,000 $32,095,000 16.4% 12.7%
    MOVEMENT MORTGAGE, LLC $15,320,000 $24,835,000 62.1% 9.8%
    QUICKEN LOANS, LLC $17,645,000 $22,955,000 30.1% 9.1%
    The Huntington National Bank $17,740,000 $20,295,000 14.4% 8.0%
    Truist $11,525,000 $14,135,000 22.6% 5.6%
    Pioneer Community Bank $11,190,000 n/a 4.4%
    Mortgage Research Center, LLC $6,985,000 $10,650,000 52.5% 4.2%
    Fayette County National Bank $6,865,000 $7,915,000 15.3% 3.1%
    United Bank $4,045,000 $6,025,000 48.9% 2.4%
    LOANDEPOT.COM, LLC $4,785,000 $5,730,000 19.7% 2.3%
    UNITED WHOLESALE MORTGAGE, LLC $1,420,000 $4,660,000 228.2% 1.8%
    VANDERBILT MORTGAGE AND FINANCE, INC. $4,880,000 $4,510,000 -7.6% 1.8%
    JPMorgan Chase Bank $2,490,000 $3,930,000 57.8% 1.6%
    Pendleton Community Bank, Inc. $3,815,000 $3,705,000 -2.9% 1.5%
    NAVY FEDERAL CREDIT UNION $1,705,000 $3,655,000 114.4% 1.4%
    Alcova Mortgage LLC $3,640,000 $3,600,000 -1.1% 1.4%
    21ST MORTGAGE CORPORATION $1,100,000 $3,120,000 183.6% 1.2%
    U.S. Bank $3,920,000 $3,080,000 -21.4% 1.2%
    Gateway First Bank $470,000 $2,905,000 518.1% 1.1%
    Whitesville State Bank $2,340,000 $2,790,000 19.2% 1.1%
    T2 FINANCIAL LLC $2,335,000 $2,640,000 13.1% 1.0%
    First Community Bank $6,535,000 $2,360,000 -63.9% 0.9%
    Burke & Herbert Bank & Trust Company $2,230,000 n/a 0.9%
    Summit Community Bank, Inc. $3,685,000 $2,225,000 -39.6% 0.9%
    Atlantic Union Bank $1,760,000 $2,115,000 20.2% 0.8%
    BROKER SOLUTIONS, INC. $1,985,000 $2,065,000 4.0% 0.8%
    PENNYMAC LOAN SERVICES, LLC $730,000 $2,020,000 176.7% 0.8%
    USAA Federal Savings Bank $1,490,000 $2,020,000 35.6% 0.8%
    FREEDOM MORTGAGE CORPORATION $805,000 $1,930,000 139.8% 0.8%
    Arbor Realty Trust, Inc. $1,885,000 n/a 0.7%
    Skyline National Bank $1,615,000 n/a 0.6%
    AMERISAVE MORTGAGE CORPORATION $2,135,000 $1,580,000 -26.0% 0.6%
    WesBanco $840,000 $1,540,000 83.3% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $965,000 $1,305,000 35.2% 0.5%
    SUCCESS MORTGAGE PARTNERS, INC. $115,000 $1,245,000 982.6% 0.5%
    ROYAL UNITED MORTGAGE LLC $345,000 $1,185,000 243.5% 0.5%
    Carrington Mortgage Services, LLC $265,000 $1,155,000 335.8% 0.5%
    MCNB Bank and Trust Co. $2,595,000 $1,060,000 -59.2% 0.4%
    NEWREZ LLC $500,000 $1,025,000 105.0% 0.4%
    CFSBANK $1,015,000 n/a 0.4%
    The Poca Valley Bank, Inc. $270,000 $880,000 225.9% 0.3%
    Bank of America $470,000 $855,000 81.9% 0.3%
    Peoples Bank $125,000 $840,000 572.0% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,700,000 $825,000 -51.5% 0.3%
    Community Trust Bank, Inc. $560,000 $815,000 45.5% 0.3%
    Clay County Bank, Inc. $575,000 $755,000 31.3% 0.3%
    Barrington Bank & Trust Company, N.A. $115,000 $730,000 534.8% 0.3%
    VILLAGE CAPITAL MORTGAGE $665,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $615,000 $645,000 4.9% 0.3%
    Fifth Third Bank $225,000 $610,000 171.1% 0.2%
    ZILLOW HOME LOANS, LLC $625,000 $590,000 -5.6% 0.2%
    First National Bank of Pennsylvania $585,000 n/a 0.2%
    Cornerstone First Mortgage, Inc $535,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $125,000 $535,000 328.0% 0.2%
    Flagstar Bank, FSB $500,000 n/a 0.2%
    STAR USA FEDERAL CREDIT UNION $380,000 $500,000 31.6% 0.2%
    THE MORTGAGE FIRM, INC. $500,000 n/a 0.2%
    First Federal Bank $470,000 n/a 0.2%
    Wells Fargo Bank $470,000 n/a 0.2%
    CMG MORTGAGE, INC. $465,000 n/a 0.2%
    Waterstone Mortgage Corporation $465,000 n/a 0.2%
    GUARANTEED RATE, INC. $315,000 $445,000 41.3% 0.2%
    GUIDANCE RESIDENTIAL, LLC $405,000 n/a 0.2%
    LegacyBank $370,000 n/a 0.1%
    NBKC BANK $335,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $330,000 n/a 0.1%
    ENVOY MORTGAGE, LTD $325,000 n/a 0.1%
    First Reliance Bank $210,000 $325,000 54.8% 0.1%
    The Park National Bank $305,000 n/a 0.1%
    PNC Bank $1,240,000 $300,000 -75.8% 0.1%
    Texana Bank $295,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $290,000 n/a 0.1%
    TOWNE MORTGAGE COMPANY $290,000 n/a 0.1%
    CONTOUR MORTGAGE CORPORATION $275,000 n/a 0.1%
    Ixonia Bank $275,000 n/a 0.1%
    Equity Prime Mortgage LLC $265,000 n/a 0.1%
    HOMESPIRE MORTGAGE CORPORATION $125,000 $265,000 112.0% 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $265,000 n/a 0.1%
    Discover Bank $180,000 $260,000 44.4% 0.1%
    TOWER $255,000 n/a 0.1%
    Northpointe Bank $215,000 $245,000 14.0% 0.1%
    Blue Ridge Bank $460,000 $240,000 -47.8% 0.1%
    HOMESIDE FINANCIAL, LLC $235,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $230,000 n/a 0.1%
    FIRST HOME MORTGAGE CORPORATION $225,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $225,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $215,000 $215,000 0.0% 0.1%
    FIRST COLONY MORTGAGE CORPORATION $135,000 $210,000 55.6% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $155,000 $195,000 25.8% 0.1%
    Ally Bank $75,000 $185,000 146.7% 0.1%
    Farmers Bank & Trust $185,000 n/a 0.1%
    THE STATE CREDIT UNION $205,000 $180,000 -12.2% 0.1%
    NEW WAVE LENDING GROUP INC $175,000 n/a 0.1%
    CARDINAL FINANCIAL $555,000 $170,000 -69.4% 0.1%
    NEXERA HOLDING LLC $165,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $165,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $155,000 n/a 0.1%
    Deere Employees Credit Union $155,000 n/a 0.1%
    NFM, INC. $505,000 $145,000 -71.3% 0.1%
    STOCKTON MORTGAGE CORPORATION $145,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $145,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $440,000 $135,000 -69.3% 0.1%
    PHH Mortgage Corporation $135,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $95,000 $135,000 42.1% 0.1%
    FINANCE OF AMERICA REVERSE LLC $130,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $125,000 n/a 0.0%
    PROPONENT Federal Credit Union $125,000 n/a 0.0%
    DOMINION FINANCIAL SERVICES, LLC $105,000 $115,000 9.5% 0.0%
    INTERNATIONAL CITY MORTGAGE, INC. $115,000 n/a 0.0%
    EASTMAN $15,000 $95,000 533.3% 0.0%
    ASHLAND Credit Union $100,000 $90,000 -10.0% 0.0%
    CHURCHILL MORTGAGE CORPORATION $240,000 $85,000 -64.6% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $85,000 n/a 0.0%
    Victorian Finance, LLC $1,575,000 $85,000 -94.6% 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $75,000 n/a 0.0%
    BAYER HERITAGE $305,000 $65,000 -78.7% 0.0%
    JUSTICE Federal Credit Union $65,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $55,000 $65,000 18.2% 0.0%
    WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION $65,000 n/a 0.0%
    QUORUM FEDERAL CREDIT UNION $55,000 n/a 0.0%
    CAMPUS USA $35,000 n/a 0.0%
    FIRST BANCORP $35,000 n/a 0.0%
    First-Citizens Bank & Trust Company $35,000 n/a 0.0%
    Signature Federal Credit Union $55,000 $35,000 -36.4% 0.0%
    Members Choice WV Federal Credit Union $15,000 n/a 0.0%

    BECKLEY's top lender by overall market share is City National Bank of West Virginia, with 12.7% market share. In second place, with 9.8%, is MOVEMENT MORTGAGE, LLC, having originated $24,835,000 in loans. In third place, with 9.1%, is QUICKEN LOANS, LLC, having originated $22,955,000 in loans. In fourth place, with 8.0%, is The Huntington National Bank, having originated $20,295,000 in loans. In fifth place, with 5.6%, is Truist, having originated $14,135,000 in loans.

    BECKLEY Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - BECKLEY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $120,000 (-7.7%) $166,254 (-5.3%) 0.00 547
    2018-02-01 $119,950 (-9.3%) $163,997 (-6.9%) 0.00 536
    2018-03-01 $120,000 (-13.7%) $168,113 (-4.9%) 0.00 520
    2018-04-01 $127,725 (-8.1%) $177,451 (-0.7%) 0.00 499
    2018-05-01 $131,200 (-5.9%) $181,349 (1.7%) 0.00 513
    2018-06-01 $129,950 (-7.1%) $183,342 (-0.2%) 0.00 569
    2018-07-01 $129,900 (-6.6%) $179,015 (0.0%) 0.00 595
    2018-08-01 $129,800 (-5.2%) $178,108 (-0.2%) 0.00 613
    2018-09-01 $129,000 (-4.4%) $177,210 (-0.1%) 0.00 618
    2018-10-01 $125,498 (-5.8%) $180,225 (1.4%) 0.00 582
    2018-11-01 $120,625 (-6.5%) $178,998 (4.0%) 0.00 530
    2018-12-01 $125,000 (0.1%) $175,752 (4.6%) 0.00 487
    2019-01-01 $122,500 (2.1%) $175,039 (5.3%) 0.00 442
    2019-02-01 $129,450 (7.9%) $182,029 (11.0%) 0.00 427
    2019-03-01 $134,100 (11.8%) $187,454 (11.5%) 0.00 426
    2019-04-01 $138,650 (8.6%) $192,610 (8.5%) 0.00 428
    2019-05-01 $139,700 (6.5%) $200,167 (10.4%) 0.00 458
    2019-06-01 $139,900 (7.7%) $202,298 (10.3%) 0.00 494
    2019-07-01 $139,900 (7.7%) $205,281 (14.7%) 0.00 488
    2019-08-01 $135,327 (4.3%) $197,329 (10.8%) 0.00 502
    2019-09-01 $128,393 (-0.5%) $185,961 (4.9%) 0.00 525
    2019-10-01 $123,125 (-1.9%) $179,706 (-0.3%) 0.00 535
    2019-11-01 $119,900 (-0.6%) $179,814 (0.5%) 0.00 516
    2019-12-01 $119,000 (-4.8%) $172,762 (-1.7%) 0.00 500
    2020-01-01 $115,000 (-6.1%) $166,463 (-4.9%) 0.00 455
    2020-02-01 $125,000 (-3.4%) $179,822 (-1.2%) 0.00 395
    2020-03-01 $124,925 (-6.8%) $180,299 (-3.8%) 0.00 369
    2020-04-01 $122,475 (-11.7%) $183,304 (-4.8%) 0.00 333
    2020-05-01 $119,900 (-14.2%) $178,431 (-10.9%) 0.00 318
    2020-06-01 $115,750 (-17.3%) $180,007 (-11.0%) 0.00 312
    2020-07-01 $119,975 (-14.2%) $192,664 (-6.2%) 0.00 316
    2020-08-01 $122,670 (-9.4%) $206,352 (4.6%) 0.00 303
    2020-09-01 $115,875 (-9.8%) $211,287 (13.6%) 0.00 289
    2020-10-01 $114,900 (-6.7%) $199,100 (10.8%) 0.00 322
    2020-11-01 $115,500 (-3.7%) $197,091 (9.6%) 0.00 320
    2020-12-01 $119,950 (0.8%) $199,437 (15.4%) 0.00 288
    2021-01-01 $122,950 (6.9%) $209,064 (25.6%) 0.00 254
    2021-02-01 $135,000 (8.0%) $220,493 (22.6%) 0.00 220
    2021-03-01 $132,750 (6.3%) $226,874 (25.8%) 0.00 200
    2021-04-01 $135,000 (10.2%) $238,834 (30.3%) 0.00 170
    2021-05-01 $155,000 (29.3%) $257,019 (44.0%) 0.00 164
    2021-06-01 $157,000 (35.6%) $249,436 (38.6%) 0.00 178
    2021-07-01 $141,000 (17.5%) $221,657 (15.1%) 0.00 190
    2021-08-01 $131,000 (6.8%) $214,411 (3.9%) 0.00 191
    2021-09-01 $139,125 (20.1%) $228,585 (8.2%) 0.00 184
    2021-10-01 $145,000 (26.2%) $223,286 (12.2%) 0.00 172
    2021-11-01 $133,700 (15.8%) $217,195 (10.2%) 0.00 158
    2021-12-01 $125,975 (5.0%) $228,541 (14.6%) 0.00 145
    2022-01-01 $127,000 (3.3%) $236,744 (13.2%) 0.00 125
    2022-02-01 $124,974 (-7.4%) $222,785 (1.0%) 0.00 119
    2022-03-01 $139,975 (5.4%) $250,526 (10.4%) 0.00 110
    2022-04-01 $129,900 (-3.8%) $241,537 (1.1%) 0.00 124
    2022-05-01 $141,200 (-8.9%) $237,057 (-7.8%) 0.00 120
    2022-06-01 $143,225 (-8.8%) $243,038 (-2.6%) 0.00 136
    2022-07-01 $139,000 (-1.4%) $228,418 (3.1%) 0.00 156
    2022-08-01 $154,450 (17.9%) $239,934 (11.9%) 0.00 180
    2022-09-01 $158,750 (14.1%) $254,791 (11.5%) 0.00 175
    2022-10-01 $149,950 (3.4%) $260,760 (16.8%) 0.00 191
    2022-11-01 $161,225 (20.6%) $267,394 (23.1%) 0.00 180
    2022-12-01 $152,000 (20.7%) $247,582 (8.3%) 0.00 182
    2023-01-01 $152,500 (20.1%) $254,578 (7.5%) 0.00 169
    2023-02-01 $153,000 (22.4%) $283,874 (27.4%) 0.00 154
    2023-03-01 $153,750 (9.8%) $289,461 (15.5%) 0.00 148
    2023-04-01 $184,950 (42.4%) $308,870 (27.9%) 0.00 138
    2023-05-01 $205,000 (45.2%) $314,705 (32.8%) 0.00 145
    2023-06-01 $217,500 (51.9%) $299,213 (23.1%) 0.00 167
    2023-07-01 $219,950 (58.2%) $293,275 (28.4%) 0.00 181
    2023-08-01 $212,425 (37.5%) $289,826 (20.8%) 0.00 181
    2023-09-01 $199,900 (25.9%) $281,431 (10.5%) 0.00 181
    2023-10-01 $194,750 (29.9%) $277,050 (6.3%) 0.00 199
    2023-11-01 $189,725 (17.7%) $268,074 (0.3%) 0.00 186
    2023-12-01 $190,450 (25.3%) $249,620 (0.8%) 0.00 188
    2024-01-01 $188,425 (23.6%) $237,913 (-6.6%) 0.00 180
    2024-02-01 $160,975 (5.2%) $224,642 (-20.9%) 0.00 171
    2024-03-01 $169,000 (9.9%) $237,753 (-17.9%) 0.00 179
    2024-04-01 $178,225 (-3.6%) $271,045 (-12.3%) 0.00 164
    2024-05-01 $177,300 (-13.5%) $280,030 (-11.0%) 0.00 193
    2024-06-01 $179,900 (-17.3%) $291,035 (-2.7%) 0.00 204
    2024-07-01 $186,200 (-15.3%) $296,391 (1.1%) 0.00 216
    2024-08-01 $219,900 (3.5%) $313,315 (8.1%) 0.00 213
    2024-09-01 $212,250 (6.2%) $298,443 (6.0%) 0.00 221
    2024-10-01 $215,000 (10.4%) $303,890 (9.7%) 0.00 223
    2024-11-01 $199,000 (4.9%) $267,549 (-0.2%) 0.00 218
    2024-12-01 $192,500 (1.1%) $266,139 (6.6%) 0.00 196
    2025-01-01 $187,750 (-0.4%) $267,977 (12.6%) 0.00 185
    2025-02-01 $189,450 (17.7%) $264,228 (17.6%) 0.00 174
    2025-03-01 $185,000 (9.5%) $258,710 (8.8%) 0.00 175
    BECKLEY's median listing price for 2025-03-01 was $185,000, a difference of $16,000 (9.5%) versus the prior year and $-4,450 versus the prior month.

    BECKLEY's median listing price comes in at 0% of the national average.

    BECKLEY's average listing price for 2025-03-01 was $258,710, a difference of $20,957 (8.8%) versus the prior year and $-5,518 versus the prior month.

    For the 2025-03-01 period, BECKLEY had 175 MLS listings, a difference of 1 listings (1%) versus the prior month and -4 listings (-2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - BECKLEY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,773 sqft
    2018-02-01 0 days 1,754 sqft
    2018-03-01 0 days 1,751 sqft
    2018-04-01 0 days 1,750 sqft
    2018-05-01 0 days 1,767 sqft
    2018-06-01 0 days 1,767 sqft
    2018-07-01 0 days 1,762 sqft
    2018-08-01 0 days 1,750 sqft
    2018-09-01 0 days 1,764 sqft
    2018-10-01 0 days 1,748 sqft
    2018-11-01 0 days 1,718 sqft
    2018-12-01 0 days 1,686 sqft
    2019-01-01 0 days 1,667 sqft
    2019-02-01 0 days 1,737 sqft
    2019-03-01 0 days 1,769 sqft
    2019-04-01 0 days 1,798 sqft
    2019-05-01 0 days 1,844 sqft
    2019-06-01 0 days 1,861 sqft
    2019-07-01 0 days 1,881 sqft
    2019-08-01 0 days 1,885 sqft
    2019-09-01 0 days 1,881 sqft
    2019-10-01 0 days 1,878 sqft
    2019-11-01 0 days 1,891 sqft
    2019-12-01 0 days 1,845 sqft
    2020-01-01 0 days 1,799 sqft
    2020-02-01 0 days 1,738 sqft
    2020-03-01 0 days 1,673 sqft
    2020-04-01 0 days 1,618 sqft
    2020-05-01 0 days 1,657 sqft
    2020-06-01 0 days 1,651 sqft
    2020-07-01 0 days 1,743 sqft
    2020-08-01 0 days 1,824 sqft
    2020-09-01 0 days 1,756 sqft
    2020-10-01 0 days 1,593 sqft
    2020-11-01 0 days 1,590 sqft
    2020-12-01 0 days 1,583 sqft
    2021-01-01 0 days 1,584 sqft
    2021-02-01 0 days 1,618 sqft
    2021-03-01 0 days 1,676 sqft
    2021-04-01 0 days 1,677 sqft
    2021-05-01 0 days 1,823 sqft
    2021-06-01 0 days 1,812 sqft
    2021-07-01 0 days 1,755 sqft
    2021-08-01 0 days 1,733 sqft
    2021-09-01 0 days 1,717 sqft
    2021-10-01 0 days 1,726 sqft
    2021-11-01 0 days 1,695 sqft
    2021-12-01 0 days 1,663 sqft
    2022-01-01 0 days 1,575 sqft
    2022-02-01 0 days 1,584 sqft
    2022-03-01 0 days 1,688 sqft
    2022-04-01 0 days 1,595 sqft
    2022-05-01 0 days 1,579 sqft
    2022-06-01 0 days 1,604 sqft
    2022-07-01 0 days 1,600 sqft
    2022-08-01 0 days 1,641 sqft
    2022-09-01 0 days 1,658 sqft
    2022-10-01 0 days 1,535 sqft
    2022-11-01 0 days 1,596 sqft
    2022-12-01 0 days 1,537 sqft
    2023-01-01 0 days 1,522 sqft
    2023-02-01 0 days 1,540 sqft
    2023-03-01 0 days 1,583 sqft
    2023-04-01 0 days 1,674 sqft
    2023-05-01 0 days 1,755 sqft
    2023-06-01 0 days 1,794 sqft
    2023-07-01 0 days 1,819 sqft
    2023-08-01 0 days 1,808 sqft
    2023-09-01 0 days 1,823 sqft
    2023-10-01 0 days 1,858 sqft
    2023-11-01 0 days 1,877 sqft
    2023-12-01 0 days 1,891 sqft
    2024-01-01 0 days 1,743 sqft
    2024-02-01 0 days 1,696 sqft
    2024-03-01 0 days 1,708 sqft
    2024-04-01 0 days 1,660 sqft
    2024-05-01 0 days 1,692 sqft
    2024-06-01 0 days 1,746 sqft
    2024-07-01 0 days 1,800 sqft
    2024-08-01 0 days 1,851 sqft
    2024-09-01 0 days 1,741 sqft
    2024-10-01 0 days 1,699 sqft
    2024-11-01 0 days 1,713 sqft
    2024-12-01 0 days 1,604 sqft
    2025-01-01 0 days 1,609 sqft
    2025-02-01 0 days 1,628 sqft
    2025-03-01 0 days 1,629 sqft
    BECKLEY's median listing age (time on market) for 2025-03-01 was 0 days.

    BECKLEY's median square footage for active listings during the 2025-03-01 period was 1,629 sqft. One year prior, the average listing was 1,708 sqft.

    BECKLEY, WV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 932 $174,030,000 $186,727
    Refi 205 $26,405,000 $128,805
    Cash Out Refi 197 $29,505,000 $149,772
    Home Improvement 153 $13,365,000 $87,353
    Other 140 $9,910,000 $70,786

    Beckley's most frequently cited loan purpose was Home Purchase, with 932 originations. The 2nd most popular reason was Refi, with 205 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 652 $113,910,000 $174,709
    7-8% 278 $43,530,000 $156,583
    Over 8% 246 $22,660,000 $92,114
    5-6% 180 $35,990,000 $199,944
    2.5-3% 47 $3,005,000 $63,936
    4-5% 7 $1,515,000 $216,429
    <2.5% 3 $15,000 $5,000
    3-4% 1 $895,000 $895,000

    During 2024, Beckley's most frequently originated rate bucket was 6-7%, with 652 originations.

    Loan Sizing (BECKLEY, WV MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 644 $37,130,000 $57,655
    $100k-200k 591 $84,245,000 $142,547
    $200k-400k 318 $84,860,000 $266,855
    $400k-600k 54 $25,800,000 $477,778
    $600k-1000k 13 $9,785,000 $752,692
    $Over $1MM 7 $11,395,000 $1,627,857

    BECKLEY's loan sizing saw the bucket of loans from $100,000 or less with 644 originations, totaling $37,130,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 711 $135,305,000 $190,302
    60-80% 218 $39,360,000 $180,550
    20-40% 203 $15,465,000 $76,182
    Under 20% 132 $4,850,000 $36,742
    40-60% 130 $20,880,000 $160,615
    Over 100% 11 $2,535,000 $230,455

    BECKLEY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 711 originations, totaling $135,305,000 in origination value.