BECKLEY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Beckley averaged 6.48% for the week of 2024-07-11, compared to the national average of 6.89% for the same period.

The average rate for the prior week (2024-07-03) was 6.94% and one month ago for the week of 2024-06-06, the average rate was 6.58%.

Beckley's average rate one year ago was 6.6%.

For refis of the same type during the week of 2024-07-11, the average rate was 7.01%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-11 6.89%
Beckley 30 Year Fixed Rate 2024-07-11 6.48%
Beckley 30 Year Fixed Rate Refi 2024-07-11 7.01%
Beckley 15 Year Fixed Rate 2024-07-11 6.27%
Beckley 15 Year Fixed Rate Refi 2024-07-11 6.07%
Beckley 30 Year FHA 2024-07-11 6.56%
Beckley 30 Year FHA Refi 2024-07-11 6.56%
Beckley 30 Year USDA 2024-07-11 6.74%
Beckley 30 Year USDA Refi 2024-07-11 6.77%
Beckley 30 Year VA 2024-07-11 6.6%
Beckley 30 Year VA Refi 2024-07-11 6.46%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BECKLEY, WV.

BECKLEY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BECKLEY, WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
City National Bank of West Virginia 80 6.11% $1,049
The Huntington National Bank 46 6.26% $3,525
QUICKEN LOANS, LLC 37 6.79% $5,874
Truist 26 6.45% $4,978
MOVEMENT MORTGAGE, LLC 21 7.03% $4,584
Summit Community Bank, Inc. 14 7.23% $3,211
First Community Bank 12 7.25% $3,124
JPMorgan Chase Bank 11 6.67% $4,250
United Bank 11 6.39% $3,520
T2 FINANCIAL LLC 10 6.86% $6,090
U.S. Bank 7 6.82% $3,515
Alcova Mortgage LLC 6 7.25% $3,791
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 7.34% $4,965
LOANDEPOT.COM, LLC 4 6.54% $3,795
ROYAL UNITED MORTGAGE LLC 3 7.04% $6,230
PNC Bank 3 7.17% $4,248
Mortgage Research Center, LLC 3 7.00% $1,417
VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.16% $6,070
Atlantic Union Bank 3 7.21% $7,219
WesBanco 3 5.74% $7,045
NAVY FEDERAL CREDIT UNION 3 6.50% $2,271
Fifth Third Bank 2 7.50% $3,740
First Reliance Bank 2 6.63% $3,909
The Central Trust Bank 2 6.44% $2,455
Gateway First Bank 2 6.31% $3,240
BROKER SOLUTIONS, INC. 2 7.44% $6,383
USAA Federal Savings Bank 2 6.38% $6,031
Victorian Finance, LLC 2 5.75% $3,862
CHURCHILL MORTGAGE CORPORATION 2 7.75% $6,273
NFM, INC. 2 6.62% $6,229
ZILLOW HOME LOANS, LLC 1 7.63% $3,385
Ally Bank 1 6.00% $3,712
AMERICAN FINANCIAL NETWORK, INC. 1 7.88% $4,849
AMERISAVE MORTGAGE CORPORATION 1 5.50% $7,813
Bank of America 1 6.75% $3,194
BAYER HERITAGE 1 3.63% $2,359
BETTER MORTGAGE CORPORATION 1 5.38% $2,958
CNB Bank Inc. 1 6.74% $3,650
Community Trust Bank, Inc. 1 5.38% $3,750
CRESCENT MORTGAGE COMPANY 1 7.50% $3,951
Discover Bank 1 7.74% $0
F & M BANK CORP. 1 6.25% $3,046
GUARANTEED RATE, INC. 1 6.88% $6,956
Morgan Stanley Private Bank 1 5.90% $4,350
Mr. Cooper ( Nationstar Mortgage ) 1 5.99% $6,029
Northpointe Bank 1 6.63% $5,383
Peoples Bank 1 6.75% $2,998
STANFORD Federal Credit Union 1 6.88% $2,805
Stifel Bank and Trust 1 6.00% $2,783
The Federal Savings Bank 1 6.63% $6,574
UNITED WHOLESALE MORTGAGE, LLC 1 6.87% $7,201

BECKLEY Average Closing Costs & Other Stats

BECKLEY, WV's 51 lenders originated 1,415 loans during 2023. The total origination value was $192,145,000, with an average loan value of $135,792.

BECKLEY's average closing costs are $4,246.

The top BECKLEY lender as defined by loan originations is City National Bank of West Virginia, with 80 loans originated. Their average total fees are $1,049, which is $2,477 lower than the next largest lender, The Huntington National Bank.

The lowest fee BECKLEY lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,049), First Community Bank ($3,124), Summit Community Bank, Inc. ($3,211), United Bank ($3,520) and The Huntington National Bank ($3,525).

The lowest rate BECKLEY lenders (with over 10 loans originated) are City National Bank of West Virginia (6.11%), The Huntington National Bank (6.26%), United Bank (6.39%), Truist (6.45%) and JPMorgan Chase Bank (6.67%).

BECKLEY, WV Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
City National Bank of West Virginia $28,250,000 $27,570,000 -2.4% 14.3%
The Huntington National Bank $19,680,000 $17,740,000 -9.9% 9.2%
QUICKEN LOANS, LLC $26,010,000 $17,645,000 -32.2% 9.2%
MOVEMENT MORTGAGE, LLC $20,625,000 $15,320,000 -25.7% 8.0%
Truist $10,775,000 $11,525,000 7.0% 6.0%
Mortgage Research Center, LLC $7,155,000 $6,985,000 -2.4% 3.6%
Fayette County National Bank $9,400,000 $6,865,000 -27.0% 3.6%
First Community Bank $16,310,000 $6,535,000 -59.9% 3.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,675,000 $4,880,000 32.8% 2.5%
Mars Bank $2,840,000 $4,800,000 69.0% 2.5%
LOANDEPOT.COM, LLC $8,495,000 $4,785,000 -43.7% 2.5%
United Bank $7,765,000 $4,045,000 -47.9% 2.1%
U.S. Bank $1,710,000 $3,920,000 129.2% 2.0%
Pendleton Community Bank, Inc. $10,535,000 $3,815,000 -63.8% 2.0%
Summit Community Bank, Inc. $3,565,000 $3,685,000 3.4% 1.9%
Alcova Mortgage LLC $1,515,000 $3,640,000 140.3% 1.9%
MCNB Bank and Trust Co. $3,215,000 $2,595,000 -19.3% 1.4%
JPMorgan Chase Bank $7,730,000 $2,490,000 -67.8% 1.3%
Whitesville State Bank $2,340,000 n/a 1.2%
T2 FINANCIAL LLC $395,000 $2,335,000 491.1% 1.2%
AMERISAVE MORTGAGE CORPORATION $3,190,000 $2,135,000 -33.1% 1.1%
BROKER SOLUTIONS, INC. $1,825,000 $1,985,000 8.8% 1.0%
Atlantic Union Bank $515,000 $1,760,000 241.7% 0.9%
NAVY FEDERAL CREDIT UNION $1,095,000 $1,705,000 55.7% 0.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY $9,950,000 $1,700,000 -82.9% 0.9%
Victorian Finance, LLC $1,115,000 $1,575,000 41.3% 0.8%
USAA Federal Savings Bank $2,910,000 $1,490,000 -48.8% 0.8%
UNITED WHOLESALE MORTGAGE, LLC $435,000 $1,420,000 226.4% 0.7%
PNC Bank $855,000 $1,240,000 45.0% 0.6%
21ST MORTGAGE CORPORATION $1,840,000 $1,100,000 -40.2% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $1,590,000 $965,000 -39.3% 0.5%
WesBanco $25,000 $840,000 3,260.0% 0.4%
FREEDOM MORTGAGE CORPORATION $1,185,000 $805,000 -32.1% 0.4%
PENNYMAC LOAN SERVICES, LLC $1,260,000 $730,000 -42.1% 0.4%
Virginia Partners Bank $675,000 n/a 0.4%
Morgan Stanley Private Bank $880,000 $645,000 -26.7% 0.3%
ZILLOW HOME LOANS, LLC $625,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $3,480,000 $615,000 -82.3% 0.3%
The Central Trust Bank $600,000 n/a 0.3%
Clay County Bank, Inc. $150,000 $575,000 283.3% 0.3%
Community Trust Bank, Inc. $200,000 $560,000 180.0% 0.3%
CARDINAL FINANCIAL $290,000 $555,000 91.4% 0.3%
CNB Bank Inc. $525,000 n/a 0.3%
NFM, INC. $505,000 n/a 0.3%
NEWREZ LLC $240,000 $500,000 108.3% 0.3%
Bank of America $470,000 $470,000 0.0% 0.2%
Gateway First Bank $3,110,000 $470,000 -84.9% 0.2%
Blue Ridge Bank $135,000 $460,000 240.7% 0.2%
BETTER MORTGAGE CORPORATION $125,000 $440,000 252.0% 0.2%
MYCUMORTGAGE, LLC $410,000 n/a 0.2%
Plains Commerce Bank $385,000 n/a 0.2%
STAR USA FEDERAL CREDIT UNION $180,000 $380,000 111.1% 0.2%
Community First National Bank $275,000 $360,000 30.9% 0.2%
AmeriHome Mortgage Company, LLC $355,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $415,000 $345,000 -16.9% 0.2%
GUARANTEED RATE, INC. $315,000 n/a 0.2%
BAYER HERITAGE $285,000 $305,000 7.0% 0.2%
The Poca Valley Bank, Inc. $270,000 n/a 0.1%
Carrington Mortgage Services, LLC $1,515,000 $265,000 -82.5% 0.1%
INTERCOASTAL MORTGAGE COMPANY $245,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $150,000 $240,000 60.0% 0.1%
Ameris Bank $235,000 n/a 0.1%
Fifth Third Bank $830,000 $225,000 -72.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $780,000 $220,000 -71.8% 0.1%
LIMA ONE CAPITAL, LLC $115,000 $215,000 87.0% 0.1%
Northpointe Bank $215,000 n/a 0.1%
Stifel Bank and Trust $215,000 n/a 0.1%
First Reliance Bank $210,000 n/a 0.1%
First United Corporation $205,000 n/a 0.1%
THE STATE CREDIT UNION $205,000 n/a 0.1%
Citizens Bank $835,000 $185,000 -77.8% 0.1%
F & M BANK CORP. $185,000 n/a 0.1%
Discover Bank $190,000 $180,000 -5.3% 0.1%
Paramount Residential Mortgage Group, Inc. $180,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $175,000 n/a 0.1%
PLANET HOME LENDING, LLC $170,000 n/a 0.1%
C & F Mortgage Corporation $165,000 n/a 0.1%
EMM LOANS LLC $155,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $155,000 n/a 0.1%
STANFORD Federal Credit Union $155,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $140,000 n/a 0.1%
CRESCENT MORTGAGE COMPANY $135,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $135,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $135,000 n/a 0.1%
HOMESPIRE MORTGAGE CORPORATION $125,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $345,000 $125,000 -63.8% 0.1%
ON Q FINANCIAL, INC. $125,000 n/a 0.1%
Peoples Bank $275,000 $125,000 -54.5% 0.1%
Barrington Bank & Trust Company, N.A. $170,000 $115,000 -32.4% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $115,000 n/a 0.1%
DOMINION FINANCIAL SERVICES, LLC $105,000 n/a 0.1%
ASHLAND Credit Union $320,000 $100,000 -68.8% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $95,000 n/a 0.0%
The Federal Savings Bank $245,000 $95,000 -61.2% 0.0%
TRIAD FINANCIAL SERVICES, INC. $95,000 n/a 0.0%
Ally Bank $75,000 n/a 0.0%
M&T Bank $85,000 $70,000 -17.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $65,000 n/a 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $75,000 $55,000 -26.7% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $195,000 $55,000 -71.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $55,000 n/a 0.0%
Signature Federal Credit Union $55,000 n/a 0.0%
TENNESSEE VALLEY $55,000 n/a 0.0%
MidFirst Bank $25,000 n/a 0.0%
EASTMAN $285,000 $15,000 -94.7% 0.0%

BECKLEY's top lender by overall market share is City National Bank of West Virginia, with 14.3% market share. In second place, with 9.2%, is The Huntington National Bank, having originated $17,740,000 in loans. In third place, with 9.2%, is QUICKEN LOANS, LLC, having originated $17,645,000 in loans. In fourth place, with 8.0%, is MOVEMENT MORTGAGE, LLC, having originated $15,320,000 in loans. In fifth place, with 6.0%, is Truist, having originated $11,525,000 in loans.


BECKLEY Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BECKLEY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $120,000 (-7.7%) $166,254 (-5.4%) 0.00 547
2018-02-01 $119,950 (-10.0%) $163,997 (-7.0%) 0.00 536
2018-03-01 $120,000 (-13.7%) $168,113 (-5.0%) 0.00 520
2018-04-01 $128,000 (-8.1%) $177,733 (-0.6%) 0.00 498
2018-05-01 $131,800 (-5.5%) $181,630 (1.7%) 0.00 512
2018-06-01 $130,000 (-7.1%) $183,593 (-0.1%) 0.00 568
2018-07-01 $129,900 (-6.6%) $179,015 (-0.1%) 0.00 595
2018-08-01 $129,800 (-5.5%) $178,108 (-0.3%) 0.00 613
2018-09-01 $129,000 (-4.4%) $177,210 (-0.2%) 0.00 618
2018-10-01 $125,498 (-6.2%) $180,225 (1.3%) 0.00 582
2018-11-01 $120,625 (-6.5%) $178,998 (3.9%) 0.00 530
2018-12-01 $125,000 (0.1%) $175,752 (4.4%) 0.00 487
2019-01-01 $122,500 (2.1%) $175,039 (5.3%) 0.00 442
2019-02-01 $129,450 (7.9%) $182,029 (11.0%) 0.00 427
2019-03-01 $134,100 (11.8%) $187,454 (11.5%) 0.00 426
2019-04-01 $138,650 (8.3%) $192,610 (8.4%) 0.00 428
2019-05-01 $139,700 (6.0%) $200,167 (10.2%) 0.00 458
2019-06-01 $139,900 (7.6%) $202,298 (10.2%) 0.00 494
2019-07-01 $139,900 (7.7%) $205,281 (14.7%) 0.00 488
2019-08-01 $135,327 (4.3%) $197,329 (10.8%) 0.00 502
2019-09-01 $128,393 (-0.5%) $185,961 (4.9%) 0.00 525
2019-10-01 $123,125 (-1.9%) $179,706 (-0.3%) 0.00 535
2019-11-01 $119,900 (-0.6%) $179,814 (0.5%) 0.00 516
2019-12-01 $119,000 (-4.8%) $172,758 (-1.7%) 0.00 499
2020-01-01 $115,000 (-6.1%) $166,445 (-4.9%) 0.00 454
2020-02-01 $125,000 (-3.4%) $179,822 (-1.2%) 0.00 395
2020-03-01 $124,925 (-6.8%) $180,299 (-3.8%) 0.00 369
2020-04-01 $122,475 (-11.7%) $183,304 (-4.8%) 0.00 333
2020-05-01 $119,900 (-14.2%) $178,431 (-10.9%) 0.00 318
2020-06-01 $115,750 (-17.3%) $180,007 (-11.0%) 0.00 312
2020-07-01 $119,975 (-14.2%) $192,664 (-6.2%) 0.00 316
2020-08-01 $122,670 (-9.4%) $206,352 (4.6%) 0.00 303
2020-09-01 $115,875 (-9.8%) $211,287 (13.6%) 0.00 289
2020-10-01 $114,900 (-6.7%) $199,100 (10.8%) 0.00 322
2020-11-01 $115,500 (-3.7%) $197,091 (9.6%) 0.00 320
2020-12-01 $119,950 (0.8%) $199,437 (15.4%) 0.00 288
2021-01-01 $122,950 (6.9%) $209,064 (25.6%) 0.00 254
2021-02-01 $135,000 (8.0%) $220,628 (22.7%) 0.00 219
2021-03-01 $132,750 (6.3%) $226,874 (25.8%) 0.00 200
2021-04-01 $135,000 (10.2%) $238,834 (30.3%) 0.00 170
2021-05-01 $155,000 (29.3%) $257,019 (44.0%) 0.00 164
2021-06-01 $157,000 (35.6%) $249,436 (38.6%) 0.00 178
2021-07-01 $141,000 (17.5%) $221,657 (15.1%) 0.00 190
2021-08-01 $131,000 (6.8%) $214,411 (3.9%) 0.00 191
2021-09-01 $139,125 (20.1%) $228,585 (8.2%) 0.00 184
2021-10-01 $145,000 (26.2%) $223,286 (12.2%) 0.00 172
2021-11-01 $133,700 (15.8%) $217,195 (10.2%) 0.00 158
2021-12-01 $125,975 (5.0%) $228,541 (14.6%) 0.00 145
2022-01-01 $127,000 (3.3%) $236,744 (13.2%) 0.00 125
2022-02-01 $124,974 (-7.4%) $222,785 (1.0%) 0.00 119
2022-03-01 $139,975 (5.4%) $250,526 (10.4%) 0.00 110
2022-04-01 $132,200 (-2.1%) $243,146 (1.8%) 0.00 123
2022-05-01 $142,450 (-8.1%) $238,575 (-7.2%) 0.00 120
2022-06-01 $143,225 (-8.8%) $243,038 (-2.6%) 0.00 136
2022-07-01 $139,000 (-1.4%) $228,418 (3.1%) 0.00 156
2022-08-01 $154,450 (17.9%) $239,934 (11.9%) 0.00 180
2022-09-01 $160,000 (15.0%) $255,647 (11.8%) 0.00 174
2022-10-01 $150,000 (3.5%) $261,607 (17.2%) 0.00 190
2022-11-01 $163,750 (22.5%) $268,312 (23.5%) 0.00 179
2022-12-01 $153,000 (21.5%) $248,385 (8.7%) 0.00 181
2023-01-01 $153,500 (20.9%) $255,458 (7.9%) 0.00 168
2023-02-01 $153,500 (22.8%) $285,056 (28.0%) 0.00 153
2023-03-01 $155,000 (10.7%) $290,084 (15.8%) 0.00 148
2023-04-01 $184,950 (39.9%) $308,870 (27.0%) 0.00 138
2023-05-01 $205,000 (43.9%) $314,705 (31.9%) 0.00 145
2023-06-01 $217,500 (51.9%) $299,213 (23.1%) 0.00 167
2023-07-01 $219,950 (58.2%) $293,275 (28.4%) 0.00 181
2023-08-01 $212,425 (37.5%) $289,826 (20.8%) 0.00 181
2023-09-01 $199,900 (24.9%) $281,431 (10.1%) 0.00 181
2023-10-01 $194,750 (29.8%) $277,050 (5.9%) 0.00 199
2023-11-01 $189,725 (15.9%) $268,074 (-0.1%) 0.00 186
2023-12-01 $190,450 (24.5%) $249,620 (0.5%) 0.00 188
2024-01-01 $188,425 (22.8%) $237,913 (-6.9%) 0.00 180
2024-02-01 $160,975 (4.9%) $224,642 (-21.2%) 0.00 171
2024-03-01 $169,000 (9.0%) $237,753 (-18.0%) 0.00 179
2024-04-01 $178,225 (-3.6%) $271,045 (-12.3%) 0.00 164
2024-05-01 $178,650 (-12.9%) $280,439 (-10.9%) 0.00 193
2024-06-01 $179,950 (-17.3%) $292,140 (-2.4%) 0.00 204
BECKLEY's median listing price for 2024-06-01 was $179,950, a difference of $-37,550 (-17.3%) versus the prior year and $1,300 versus the prior month.

BECKLEY's median listing price comes in at 0% of the national average.

BECKLEY's average listing price for 2024-06-01 was $292,140, a difference of $-7,073 (-2.4%) versus the prior year and $11,701 versus the prior month.

For the 2024-06-01 period, BECKLEY had 204 MLS listings, a difference of 11 listings (6%) versus the prior month and 37 listings (22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BECKLEY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,773 sqft
2018-02-01 0 days 1,755 sqft
2018-03-01 0 days 1,750 sqft
2018-04-01 0 days 1,750 sqft
2018-05-01 0 days 1,764 sqft
2018-06-01 0 days 1,764 sqft
2018-07-01 0 days 1,760 sqft
2018-08-01 0 days 1,740 sqft
2018-09-01 0 days 1,754 sqft
2018-10-01 0 days 1,742 sqft
2018-11-01 0 days 1,716 sqft
2018-12-01 0 days 1,686 sqft
2019-01-01 0 days 1,668 sqft
2019-02-01 0 days 1,737 sqft
2019-03-01 0 days 1,769 sqft
2019-04-01 0 days 1,798 sqft
2019-05-01 0 days 1,844 sqft
2019-06-01 0 days 1,861 sqft
2019-07-01 0 days 1,881 sqft
2019-08-01 0 days 1,885 sqft
2019-09-01 0 days 1,881 sqft
2019-10-01 0 days 1,878 sqft
2019-11-01 0 days 1,891 sqft
2019-12-01 0 days 1,845 sqft
2020-01-01 0 days 1,799 sqft
2020-02-01 0 days 1,738 sqft
2020-03-01 0 days 1,673 sqft
2020-04-01 0 days 1,618 sqft
2020-05-01 0 days 1,657 sqft
2020-06-01 0 days 1,651 sqft
2020-07-01 0 days 1,741 sqft
2020-08-01 0 days 1,824 sqft
2020-09-01 0 days 1,748 sqft
2020-10-01 0 days 1,591 sqft
2020-11-01 0 days 1,590 sqft
2020-12-01 0 days 1,580 sqft
2021-01-01 0 days 1,584 sqft
2021-02-01 0 days 1,617 sqft
2021-03-01 0 days 1,672 sqft
2021-04-01 0 days 1,675 sqft
2021-05-01 0 days 1,812 sqft
2021-06-01 0 days 1,800 sqft
2021-07-01 0 days 1,755 sqft
2021-08-01 0 days 1,732 sqft
2021-09-01 0 days 1,702 sqft
2021-10-01 0 days 1,702 sqft
2021-11-01 0 days 1,695 sqft
2021-12-01 0 days 1,663 sqft
2022-01-01 0 days 1,575 sqft
2022-02-01 0 days 1,584 sqft
2022-03-01 0 days 1,688 sqft
2022-04-01 0 days 1,594 sqft
2022-05-01 0 days 1,578 sqft
2022-06-01 0 days 1,604 sqft
2022-07-01 0 days 1,584 sqft
2022-08-01 0 days 1,636 sqft
2022-09-01 0 days 1,649 sqft
2022-10-01 0 days 1,530 sqft
2022-11-01 0 days 1,587 sqft
2022-12-01 0 days 1,527 sqft
2023-01-01 0 days 1,520 sqft
2023-02-01 0 days 1,533 sqft
2023-03-01 0 days 1,583 sqft
2023-04-01 0 days 1,674 sqft
2023-05-01 0 days 1,755 sqft
2023-06-01 0 days 1,794 sqft
2023-07-01 0 days 1,819 sqft
2023-08-01 0 days 1,808 sqft
2023-09-01 0 days 1,823 sqft
2023-10-01 0 days 1,862 sqft
2023-11-01 0 days 1,877 sqft
2023-12-01 0 days 1,894 sqft
2024-01-01 0 days 1,705 sqft
2024-02-01 0 days 1,678 sqft
2024-03-01 0 days 1,668 sqft
2024-04-01 0 days 1,652 sqft
2024-05-01 0 days 1,667 sqft
2024-06-01 0 days 1,728 sqft
BECKLEY's median listing age (time on market) for 2024-06-01 was 0 days.

BECKLEY's median square footage for active listings during the 2024-06-01 period was 1,728 sqft. One year prior, the average listing was 1,794 sqft.

BECKLEY, WV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 837 $133,535,000 $159,540
Refi 183 $21,925,000 $119,809
Cash Out Refi 138 $18,680,000 $135,362
Home Improvement 131 $8,615,000 $65,763
Other 124 $9,290,000 $74,919
NA 2 $100,000 $50,000

Beckley's most frequently cited loan purpose was Home Purchase, with 837 originations. The 2nd most popular reason was Refi, with 183 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 485 $67,365,000 $138,897
7-8% 270 $42,920,000 $158,963
5-6% 243 $37,405,000 $153,930
Over 8% 172 $15,910,000 $92,500
2.5-3% 35 $2,915,000 $83,286
4-5% 15 $2,595,000 $173,000
<2.5% 12 $830,000 $69,167
3-4% 1 $65,000 $65,000

During 2023, Beckley's most frequently originated rate bucket was 6-7%, with 485 originations.

Loan Sizing (BECKLEY, WV MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 620 $36,020,000 $58,097
$100k-200k 532 $75,330,000 $141,598
$200k-400k 220 $57,300,000 $260,455
$400k-600k 34 $16,130,000 $474,412
$600k-1000k 8 $5,360,000 $670,000
$Over $1MM 1 $2,005,000 $2,005,000

BECKLEY's loan sizing saw the bucket of loans from $100,000 or less with 620 originations, totaling $36,020,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 648 $107,750,000 $166,281
60-80% 220 $31,770,000 $144,409
20-40% 132 $8,850,000 $67,045
40-60% 114 $12,740,000 $111,754
Under 20% 103 $3,535,000 $34,320
Over 100% 11 $2,975,000 $270,455

BECKLEY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 648 originations, totaling $107,750,000 in origination value.