BECKLEY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Beckley averaged 6.85% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 7.14% and one month ago for the week of 2023-08-17, the average rate was 6.75%.

Beckley's average rate one year ago was 6.08%.

For refis of the same type during the week of 2023-09-21, the average rate was 6.73%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Beckley 30 Year Fixed Rate 2023-09-21 6.85%
Beckley 30 Year Fixed Rate Refi 2023-09-21 6.73%
Beckley 15 Year Fixed Rate 2023-09-21 6.54%
Beckley 15 Year Fixed Rate Refi 2023-09-21 6.64%
Beckley 30 Year FHA 2023-09-21 6.43%
Beckley 30 Year FHA Refi 2023-09-21 6.94%
Beckley 30 Year USDA 2023-09-21 6.24%
Beckley 30 Year USDA Refi 2023-09-21 6.82%
Beckley 30 Year VA 2023-09-21 6.69%
Beckley 30 Year VA Refi 2023-09-21 7.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BECKLEY, WV.

BECKLEY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BECKLEY, WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
City National Bank of West Virginia 68 4.43% $1,626
QUICKEN LOANS, LLC 53 4.89% $6,106
The Huntington National Bank 43 5.01% $3,999
MOVEMENT MORTGAGE, LLC 42 5.27% $3,625
PRIMELENDING, A PLAINSCAPITAL COMPANY 34 5.37% $5,367
JPMorgan Chase Bank 26 5.42% $3,643
First Community Bank 23 4.67% $3,619
Truist 17 4.90% $4,411
LOANDEPOT.COM, LLC 13 4.95% $6,471
Summit Community Bank, Inc. 11 5.28% $3,096
United Bank 8 3.89% $3,134
Wells Fargo Bank 8 5.28% $4,449
AMERISAVE MORTGAGE CORPORATION 7 4.53% $4,846
CROSSCOUNTRY MORTGAGE, LLC 6 6.25% $5,658
VANDERBILT MORTGAGE AND FINANCE, INC. 6 6.46% $5,559
Alcova Mortgage LLC 5 4.72% $3,466
21ST MORTGAGE CORPORATION 4 7.15% $4,989
Mr. Cooper ( Nationstar Mortgage ) 4 4.53% $5,334
Fifth Third Bank 4 4.81% $3,713
PNC Bank 3 3.58% $3,667
ROYAL UNITED MORTGAGE LLC 3 5.33% $5,876
Carrington Mortgage Services, LLC 3 4.25% $6,035
T2 FINANCIAL LLC 3 7.04% $4,817
USAA Federal Savings Bank 3 5.42% $4,559
U.S. Bank 3 5.96% $4,048
NBKC BANK 2 5.25% $2,466
Morgan Stanley Private Bank 2 4.08% $3,448
Gateway First Bank 2 5.75% $2,595
NAVY FEDERAL CREDIT UNION 2 4.63% $2,181
TOWNE MORTGAGE COMPANY 2 4.38% $4,594
Mortgage Research Center, LLC 2 5.56% $4,462
PENTAGON FEDERAL CREDIT UNION 2 3.56% $2,084
Bank of America 2 3.56% $3,596
Wyndham Capital Mortgage, Inc. 1 3.13% $5,293
AMERICAN FINANCING CORPORATION 1 4.88% $5,237
Armed Forces Bank 1 3.99% $3,387
ATLANTA POSTAL 1 4.88% $3,713
Atlantic Union Bank 1 6.63% $8,390
Bank of England 1 5.63% $7,089
BAYER HERITAGE 1 3.63% $2,359
Blue Ridge Bank 1 6.00% $5,714
BROKER SOLUTIONS, INC. 1 4.38% $6,923
Chicago Mortgage Solutions LLC 1 5.37% $3,931
Cornerstone First Mortgage, Inc 1 3.25% $5,160
DRAPER AND KRAMER MORTGAGE CORP. 1 4.25% $3,184
EASTMAN 1 5.75% $3,064
EMBRACE HOME LOANS, INC. 1 3.88% $5,966
First Federal Bank of the Midwest 1 3.50% $5,325
First Home Bank 1 3.75% $10,718
First National Bank of America 1 7.25% $6,457
First Savings Bank 1 5.75% $5,066
Flagstar Bank, FSB 1 6.75% $3,120
FREEDOM MORTGAGE CORPORATION 1 4.13% $4,024
HOME POINT FINANCIAL CORPORATION 1 4.99% $4,400
LAKEVIEW LOAN SERVICING, LLC 1 5.59% $3,342
Magnolia Bank 1 3.25% $7,093
PENNYMAC LOAN SERVICES, LLC 1 4.37% $11,963
Peoples Bank 1 5.75% $3,293
Quontic Bank 1 8.13% $14,892
RESIDENTIAL BANCORP 1 4.50% $51,236
S1L, Inc. 1 5.13% $18,140
TJC Mortgage, Inc. 1 5.63% $6,036
UNION HOME MORTGAGE CORP. 1 6.00% $4,605
UNITED WHOLESALE MORTGAGE, LLC 1 6.38% $3,744
Victorian Finance, LLC 1 4.00% $4,196
Willamette Valley Bank 1 3.63% $4,064

BECKLEY Average Closing Costs & Other Stats

BECKLEY, WV's 66 lenders originated 1,719 loans during 2022. The total origination value was $256,135,000, with an average loan value of $149,002.

BECKLEY's average closing costs are $4,067.

The top BECKLEY lender as defined by loan originations is City National Bank of West Virginia, with 68 loans originated. Their average total fees are $1,626, which is $4,480 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee BECKLEY lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,626), Summit Community Bank, Inc. ($3,096), First Community Bank ($3,619), MOVEMENT MORTGAGE, LLC ($3,625) and JPMorgan Chase Bank ($3,643).

The lowest rate BECKLEY lenders (with over 10 loans originated) are City National Bank of West Virginia (4.43%), First Community Bank (4.67%), QUICKEN LOANS, LLC (4.89%), Truist (4.90%) and LOANDEPOT.COM, LLC (4.95%).

BECKLEY, WV Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
City National Bank of West Virginia $29,025,000 $28,250,000 -2.7% 11.0%
QUICKEN LOANS, LLC $52,440,000 $26,010,000 -50.4% 10.2%
MOVEMENT MORTGAGE, LLC $33,645,000 $20,625,000 -38.7% 8.1%
The Huntington National Bank $29,070,000 $19,680,000 -32.3% 7.7%
First Community Bank $24,080,000 $16,310,000 -32.3% 6.4%
Truist $20,315,000 $10,775,000 -47.0% 4.2%
Pendleton Community Bank, Inc. $3,485,000 $10,535,000 202.3% 4.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $10,970,000 $9,950,000 -9.3% 3.9%
Fayette County National Bank $9,295,000 $9,400,000 1.1% 3.7%
LOANDEPOT.COM, LLC $10,065,000 $8,495,000 -15.6% 3.3%
United Bank $7,220,000 $7,765,000 7.5% 3.0%
JPMorgan Chase Bank $10,305,000 $7,730,000 -25.0% 3.0%
Mortgage Research Center, LLC $11,060,000 $7,155,000 -35.3% 2.8%
Merchants Bank of Indiana $6,130,000 $3,915,000 -36.1% 1.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,320,000 $3,675,000 10.7% 1.4%
Summit Community Bank, Inc. $10,670,000 $3,565,000 -66.6% 1.4%
CROSSCOUNTRY MORTGAGE, LLC $990,000 $3,480,000 251.5% 1.4%
MCNB Bank and Trust Co. $950,000 $3,215,000 238.4% 1.3%
AMERISAVE MORTGAGE CORPORATION $5,695,000 $3,190,000 -44.0% 1.2%
Gateway First Bank $3,535,000 $3,110,000 -12.0% 1.2%
USAA Federal Savings Bank $2,225,000 $2,910,000 30.8% 1.1%
Mars Bank $325,000 $2,840,000 773.8% 1.1%
Wells Fargo Bank $3,315,000 $1,865,000 -43.7% 0.7%
RESIDENTIAL BANCORP. $1,845,000 n/a 0.7%
21ST MORTGAGE CORPORATION $1,560,000 $1,840,000 17.9% 0.7%
BROKER SOLUTIONS, INC. $1,175,000 $1,825,000 55.3% 0.7%
U.S. Bank $1,410,000 $1,710,000 21.3% 0.7%
Putnam County Bank $205,000 $1,600,000 680.5% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $190,000 $1,590,000 736.8% 0.6%
Alcova Mortgage LLC $2,895,000 $1,515,000 -47.7% 0.6%
Carrington Mortgage Services, LLC $765,000 $1,515,000 98.0% 0.6%
PENNYMAC LOAN SERVICES, LLC $2,385,000 $1,260,000 -47.2% 0.5%
FREEDOM MORTGAGE CORPORATION $8,315,000 $1,185,000 -85.7% 0.5%
Victorian Finance, LLC $1,810,000 $1,115,000 -38.4% 0.4%
NAVY FEDERAL CREDIT UNION $1,895,000 $1,095,000 -42.2% 0.4%
Morgan Stanley Private Bank $880,000 n/a 0.3%
PNC Bank $550,000 $855,000 55.5% 0.3%
First Federal Bank of the Midwest $840,000 n/a 0.3%
Citizens Bank $595,000 $835,000 40.3% 0.3%
Fifth Third Bank $690,000 $830,000 20.3% 0.3%
PENTAGON FEDERAL CREDIT UNION $520,000 $780,000 50.0% 0.3%
NBKC BANK $655,000 n/a 0.3%
S1L, Inc. $635,000 n/a 0.2%
HOME POINT FINANCIAL CORPORATION $820,000 $575,000 -29.9% 0.2%
Atlantic Union Bank $520,000 $515,000 -1.0% 0.2%
LIBERTY HOME MORTGAGE CORPORATION $95,000 $500,000 426.3% 0.2%
AMERICAN FINANCING CORPORATION $345,000 $495,000 43.5% 0.2%
VILLAGE CAPITAL MORTGAGE $905,000 $475,000 -47.5% 0.2%
Bank of America $280,000 $470,000 67.9% 0.2%
EMBRACE HOME LOANS, INC. $470,000 n/a 0.2%
UNITED WHOLESALE MORTGAGE, LLC $435,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $550,000 $420,000 -23.6% 0.2%
ROYAL UNITED MORTGAGE LLC $255,000 $415,000 62.7% 0.2%
Chicago Mortgage Solutions LLC $535,000 $405,000 -24.3% 0.2%
Quontic Bank $405,000 n/a 0.2%
T2 FINANCIAL LLC $145,000 $395,000 172.4% 0.2%
TOWNE MORTGAGE COMPANY $1,590,000 $360,000 -77.4% 0.1%
Flagstar Bank, FSB $1,630,000 $345,000 -78.8% 0.1%
LAKEVIEW LOAN SERVICING, LLC $2,115,000 $345,000 -83.7% 0.1%
ASHLAND Credit Union $320,000 n/a 0.1%
First Home Bank $480,000 $295,000 -38.5% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $350,000 $290,000 -17.1% 0.1%
BAYER HERITAGE $285,000 n/a 0.1%
EASTMAN $285,000 n/a 0.1%
Community First National Bank $790,000 $275,000 -65.2% 0.1%
Mid-Continent Funding, Inc. $275,000 n/a 0.1%
Peoples Bank $275,000 n/a 0.1%
First-Citizens Bank & Trust Company $270,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $55,000 $270,000 390.9% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $135,000 $255,000 88.9% 0.1%
Bank of England $345,000 $250,000 -27.5% 0.1%
GENEVA FINANCIAL, LLC $115,000 $245,000 113.0% 0.1%
The Federal Savings Bank $175,000 $245,000 40.0% 0.1%
NEWREZ LLC $335,000 $240,000 -28.4% 0.1%
The First National Bank of Peterstown $235,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $215,000 $225,000 4.7% 0.1%
Community Trust Bank, Inc. $330,000 $200,000 -39.4% 0.1%
UNION HOME MORTGAGE CORP. $145,000 $200,000 37.9% 0.1%
CONTOUR MORTGAGE CORPORATION $195,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $195,000 n/a 0.1%
GUILD MORTGAGE COMPANY $195,000 n/a 0.1%
Discover Bank $110,000 $190,000 72.7% 0.1%
First Savings Bank $185,000 n/a 0.1%
Magnolia Bank $435,000 $185,000 -57.5% 0.1%
STAR USA FEDERAL CREDIT UNION $2,185,000 $180,000 -91.8% 0.1%
Barrington Bank & Trust Company, N.A. $385,000 $170,000 -55.8% 0.1%
ALL IN $165,000 n/a 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $155,000 n/a 0.1%
TJC Mortgage, Inc. $105,000 $155,000 47.6% 0.1%
CHURCHILL MORTGAGE CORPORATION $200,000 $150,000 -25.0% 0.1%
Clay County Bank, Inc. $135,000 $150,000 11.1% 0.1%
Blue Ridge Bank $405,000 $135,000 -66.7% 0.1%
Cornerstone First Mortgage, Inc $135,000 n/a 0.1%
First National Bank of America $135,000 n/a 0.1%
MORTGAGE ACCESS CORP. $135,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $2,110,000 $125,000 -94.1% 0.0%
DEVELOPER'S MORTGAGE COMPANY $125,000 n/a 0.0%
Willamette Valley Bank $125,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $115,000 n/a 0.0%
Nations Lending Corporation $335,000 $115,000 -65.7% 0.0%
AMERICAN ADVISORS GROUP $45,000 $110,000 144.4% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $105,000 n/a 0.0%
Equity Prime Mortgage LLC $85,000 $105,000 23.5% 0.0%
FINANCE OF AMERICA REVERSE LLC $105,000 n/a 0.0%
Northwest Federal Credit Union $105,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $100,000 n/a 0.0%
DAS Acquisition Company, LLC $135,000 $95,000 -29.6% 0.0%
M&T Bank $155,000 $85,000 -45.2% 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $75,000 n/a 0.0%
First Federal Bank $460,000 $75,000 -83.7% 0.0%
VeraBank $75,000 n/a 0.0%
ATLANTA POSTAL $65,000 n/a 0.0%
CALIBER HOME LOANS, INC. $1,020,000 $65,000 -93.6% 0.0%
Farm Credit of the Virginias, ACA $295,000 $65,000 -78.0% 0.0%
Calhoun County Bank, Inc. $55,000 n/a 0.0%
N R L Federal Credit Union $55,000 n/a 0.0%
Armed Forces Bank $45,000 n/a 0.0%
PROPONENT Federal Credit Union $45,000 n/a 0.0%
Clear Mountain Bank $195,000 $35,000 -82.1% 0.0%
CHERRY CREEK MORTGAGE, LLC $25,000 n/a 0.0%
WesBanco Bank, Inc. $225,000 $25,000 -88.9% 0.0%

BECKLEY's top lender by overall market share is City National Bank of West Virginia, with 11.0% market share. In second place, with 10.2%, is QUICKEN LOANS, LLC, having originated $26,010,000 in loans. In third place, with 8.1%, is MOVEMENT MORTGAGE, LLC, having originated $20,625,000 in loans. In fourth place, with 7.7%, is The Huntington National Bank, having originated $19,680,000 in loans. In fifth place, with 6.4%, is First Community Bank, having originated $16,310,000 in loans.


BECKLEY Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BECKLEY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $120,000 (-7.7%) $165,999 (-5.1%) 0.00 548
2018-02-01 $119,950 (-9.3%) $163,741 (-6.7%) 0.00 537
2018-03-01 $120,000 (-13.4%) $167,842 (-4.8%) 0.00 521
2018-04-01 $127,600 (-8.2%) $177,451 (-0.4%) 0.00 499
2018-05-01 $131,200 (-5.9%) $181,460 (2.0%) 0.00 513
2018-06-01 $129,950 (-7.1%) $183,342 (0.1%) 0.00 569
2018-07-01 $129,900 (-6.6%) $179,015 (0.3%) 0.00 595
2018-08-01 $129,700 (-5.0%) $177,899 (0.0%) 0.00 614
2018-09-01 $128,100 (-5.1%) $176,913 (0.0%) 0.00 619
2018-10-01 $125,000 (-5.4%) $179,899 (1.5%) 0.00 584
2018-11-01 $120,625 (-6.5%) $178,641 (4.1%) 0.00 532
2018-12-01 $124,900 (0.0%) $175,364 (4.5%) 0.00 489
2019-01-01 $122,475 (2.1%) $174,636 (5.2%) 0.00 444
2019-02-01 $129,450 (7.9%) $181,738 (11.0%) 0.00 428
2019-03-01 $134,100 (11.8%) $187,380 (11.6%) 0.00 427
2019-04-01 $138,650 (8.7%) $192,524 (8.5%) 0.00 428
2019-05-01 $139,700 (6.5%) $200,167 (10.3%) 0.00 458
2019-06-01 $139,900 (7.7%) $202,298 (10.3%) 0.00 494
2019-07-01 $139,900 (7.7%) $205,281 (14.7%) 0.00 488
2019-08-01 $135,327 (4.3%) $197,329 (10.9%) 0.00 502
2019-09-01 $128,393 (0.2%) $185,961 (5.1%) 0.00 525
2019-10-01 $123,125 (-1.5%) $179,706 (-0.1%) 0.00 535
2019-11-01 $119,900 (-0.6%) $179,814 (0.7%) 0.00 516
2019-12-01 $119,000 (-4.7%) $172,762 (-1.5%) 0.00 500
2020-01-01 $115,000 (-6.1%) $166,463 (-4.7%) 0.00 455
2020-02-01 $125,000 (-3.4%) $179,822 (-1.1%) 0.00 395
2020-03-01 $124,925 (-6.8%) $180,299 (-3.8%) 0.00 369
2020-04-01 $122,475 (-11.7%) $183,304 (-4.8%) 0.00 333
2020-05-01 $119,900 (-14.2%) $178,431 (-10.9%) 0.00 318
2020-06-01 $115,750 (-17.3%) $180,007 (-11.0%) 0.00 312
2020-07-01 $119,975 (-14.2%) $192,664 (-6.2%) 0.00 316
2020-08-01 $122,670 (-9.4%) $206,352 (4.6%) 0.00 303
2020-09-01 $115,875 (-9.8%) $211,287 (13.6%) 0.00 289
2020-10-01 $114,900 (-6.7%) $199,100 (10.8%) 0.00 322
2020-11-01 $115,500 (-3.7%) $197,091 (9.6%) 0.00 320
2020-12-01 $119,950 (0.8%) $199,677 (15.6%) 0.00 288
2021-01-01 $122,950 (6.9%) $209,064 (25.6%) 0.00 254
2021-02-01 $135,000 (8.0%) $220,628 (22.7%) 0.00 219
2021-03-01 $132,750 (6.3%) $226,874 (25.8%) 0.00 200
2021-04-01 $135,000 (10.2%) $238,834 (30.3%) 0.00 170
2021-05-01 $155,000 (29.3%) $257,019 (44.0%) 0.00 164
2021-06-01 $157,000 (35.6%) $249,436 (38.6%) 0.00 178
2021-07-01 $141,000 (17.5%) $221,657 (15.1%) 0.00 190
2021-08-01 $131,000 (6.8%) $214,540 (4.0%) 0.00 191
2021-09-01 $139,125 (20.1%) $228,585 (8.2%) 0.00 184
2021-10-01 $145,000 (26.2%) $223,286 (12.2%) 0.00 172
2021-11-01 $133,700 (15.8%) $217,195 (10.2%) 0.00 158
2021-12-01 $125,975 (5.0%) $228,541 (14.5%) 0.00 145
2022-01-01 $127,000 (3.3%) $236,744 (13.2%) 0.00 125
2022-02-01 $124,974 (-7.4%) $222,785 (1.0%) 0.00 119
2022-03-01 $139,975 (5.4%) $250,526 (10.4%) 0.00 110
2022-04-01 $132,200 (-2.1%) $241,537 (1.1%) 0.00 124
2022-05-01 $141,200 (-8.9%) $237,057 (-7.8%) 0.00 120
2022-06-01 $143,225 (-8.8%) $243,038 (-2.6%) 0.00 136
2022-07-01 $139,000 (-1.4%) $228,418 (3.1%) 0.00 156
2022-08-01 $154,450 (17.9%) $239,934 (11.8%) 0.00 180
2022-09-01 $160,875 (15.6%) $257,250 (12.5%) 0.00 175
2022-10-01 $153,000 (5.5%) $263,103 (17.8%) 0.00 191
2022-11-01 $165,000 (23.4%) $269,507 (24.1%) 0.00 181
2022-12-01 $153,950 (22.2%) $249,872 (9.3%) 0.00 183
2023-01-01 $154,000 (21.3%) $256,931 (8.5%) 0.00 170
2023-02-01 $155,000 (24.0%) $285,541 (28.2%) 0.00 154
2023-03-01 $156,875 (12.1%) $290,829 (16.1%) 0.00 150
2023-04-01 $187,200 (41.6%) $309,166 (28.0%) 0.00 139
2023-05-01 $210,000 (48.7%) $315,419 (33.1%) 0.00 144
2023-06-01 $217,500 (51.9%) $299,700 (23.3%) 0.00 166
2023-07-01 $219,950 (58.2%) $293,984 (28.7%) 0.00 182
2023-08-01 $212,425 (37.5%) $289,826 (20.8%) 0.00 181
BECKLEY's median listing price for 2023-08-01 was $212,425, a difference of $57,975 (37.5%) versus the prior year and $-7,525 versus the prior month.

BECKLEY's median listing price comes in at 0% of the national average.

BECKLEY's average listing price for 2023-08-01 was $289,826, a difference of $49,892 (20.8%) versus the prior year and $-4,158 versus the prior month.

For the 2023-08-01 period, BECKLEY had 181 MLS listings, a difference of -1 listings (-1%) versus the prior month and 1 listings (1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BECKLEY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,773 sqft
2018-02-01 0 days 1,755 sqft
2018-03-01 0 days 1,750 sqft
2018-04-01 0 days 1,750 sqft
2018-05-01 0 days 1,764 sqft
2018-06-01 0 days 1,764 sqft
2018-07-01 0 days 1,760 sqft
2018-08-01 0 days 1,738 sqft
2018-09-01 0 days 1,745 sqft
2018-10-01 0 days 1,738 sqft
2018-11-01 0 days 1,708 sqft
2018-12-01 0 days 1,686 sqft
2019-01-01 0 days 1,667 sqft
2019-02-01 0 days 1,738 sqft
2019-03-01 0 days 1,769 sqft
2019-04-01 0 days 1,798 sqft
2019-05-01 0 days 1,844 sqft
2019-06-01 0 days 1,859 sqft
2019-07-01 0 days 1,878 sqft
2019-08-01 0 days 1,887 sqft
2019-09-01 0 days 1,885 sqft
2019-10-01 0 days 1,883 sqft
2019-11-01 0 days 1,892 sqft
2019-12-01 0 days 1,847 sqft
2020-01-01 0 days 1,808 sqft
2020-02-01 0 days 1,740 sqft
2020-03-01 0 days 1,677 sqft
2020-04-01 0 days 1,622 sqft
2020-05-01 0 days 1,657 sqft
2020-06-01 0 days 1,651 sqft
2020-07-01 0 days 1,741 sqft
2020-08-01 0 days 1,824 sqft
2020-09-01 0 days 1,748 sqft
2020-10-01 0 days 1,591 sqft
2020-11-01 0 days 1,590 sqft
2020-12-01 0 days 1,580 sqft
2021-01-01 0 days 1,584 sqft
2021-02-01 0 days 1,617 sqft
2021-03-01 0 days 1,672 sqft
2021-04-01 0 days 1,675 sqft
2021-05-01 0 days 1,812 sqft
2021-06-01 0 days 1,800 sqft
2021-07-01 0 days 1,752 sqft
2021-08-01 0 days 1,724 sqft
2021-09-01 0 days 1,695 sqft
2021-10-01 0 days 1,695 sqft
2021-11-01 0 days 1,695 sqft
2021-12-01 0 days 1,663 sqft
2022-01-01 0 days 1,575 sqft
2022-02-01 0 days 1,580 sqft
2022-03-01 0 days 1,688 sqft
2022-04-01 0 days 1,596 sqft
2022-05-01 0 days 1,579 sqft
2022-06-01 0 days 1,604 sqft
2022-07-01 0 days 1,584 sqft
2022-08-01 0 days 1,636 sqft
2022-09-01 0 days 1,649 sqft
2022-10-01 0 days 1,530 sqft
2022-11-01 0 days 1,590 sqft
2022-12-01 0 days 1,527 sqft
2023-01-01 0 days 1,522 sqft
2023-02-01 0 days 1,540 sqft
2023-03-01 0 days 1,583 sqft
2023-04-01 0 days 1,677 sqft
2023-05-01 0 days 1,772 sqft
2023-06-01 0 days 1,796 sqft
2023-07-01 0 days 1,822 sqft
2023-08-01 0 days 1,808 sqft
BECKLEY's median listing age (time on market) for 2023-08-01 was 0 days.

BECKLEY's median square footage for active listings during the 2023-08-01 period was 1,808 sqft. One year prior, the average listing was 1,636 sqft.

BECKLEY, WV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 979 $165,455,000 $169,004
Refi 291 $45,165,000 $155,206
Cash Out Refi 198 $27,030,000 $136,515
Home Improvement 135 $9,395,000 $69,593
Other 116 $9,090,000 $78,362

Beckley's most frequently cited loan purpose was Home Purchase, with 979 originations. The 2nd most popular reason was Refi, with 291 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 422 $66,650,000 $157,938
4-5% 348 $55,860,000 $160,517
3-4% 344 $51,090,000 $148,517
6-7% 147 $19,675,000 $133,844
2.5-3% 94 $17,970,000 $191,170
<2.5% 70 $5,700,000 $81,429
7-8% 59 $7,605,000 $128,898
Over 8% 45 $3,555,000 $79,000

During 2022, Beckley's most frequently originated rate bucket was 5-6%, with 422 originations.

Loan Sizing (BECKLEY, WV MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 704 $42,620,000 $60,540
$100k-200k 686 $98,180,000 $143,120
$200k-400k 266 $71,090,000 $267,256
$400k-600k 48 $22,800,000 $475,000
$600k-1000k 8 $6,220,000 $777,500
$Over $1MM 7 $15,225,000 $2,175,000

BECKLEY's loan sizing saw the bucket of loans from $100,000 or less with 704 originations, totaling $42,620,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 778 $132,960,000 $170,900
60-80% 363 $61,345,000 $168,994
40-60% 143 $17,475,000 $122,203
20-40% 131 $9,535,000 $72,786
Under 20% 95 $3,095,000 $32,579
Over 100% 14 $3,180,000 $227,143

BECKLEY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 778 originations, totaling $132,960,000 in origination value.