BECKLEY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Beckley averaged 6.72% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 7.15% and one month ago for the week of 2023-02-09, the average rate was 6.44%.

Beckley's average rate one year ago was 4.07%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.82%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Beckley 30 Year Fixed Rate 2023-03-16 6.72%
Beckley 30 Year Fixed Rate Refi 2023-03-16 6.82%
Beckley 15 Year Fixed Rate 2023-03-16 6.6%
Beckley 15 Year Fixed Rate Refi 2023-03-16 6.07%
Beckley 30 Year FHA 2023-03-16 6.78%
Beckley 30 Year FHA Refi 2023-03-16 6.71%
Beckley 30 Year USDA 2023-03-16 6.74%
Beckley 30 Year USDA Refi 2023-03-16 3.02%
Beckley 30 Year VA 2023-03-16 6.29%
Beckley 30 Year VA Refi 2023-03-16 6.07%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BECKLEY, WV.

BECKLEY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BECKLEY, WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
QUICKEN LOANS, LLC 113 3.15% $5,037
City National Bank of West Virginia 94 3.53% $1,108
MOVEMENT MORTGAGE, LLC 74 3.38% $2,996
First Community Bank 54 3.03% $3,161
Truist 53 2.99% $3,067
The Huntington National Bank 46 3.06% $3,830
JPMorgan Chase Bank 43 3.29% $2,367
PRIMELENDING, A PLAINSCAPITAL COMPANY 25 3.41% $4,815
Summit Community Bank, Inc. 22 3.43% $2,914
United Bank 15 3.02% $3,156
LOANDEPOT.COM, LLC 15 3.13% $4,171
Wells Fargo Bank 10 3.15% $2,499
AMERISAVE MORTGAGE CORPORATION 9 2.94% $4,669
Gateway First Bank 7 3.34% $4,631
BETTER MORTGAGE CORPORATION 7 2.98% $3,144
U.S. Bank 5 2.92% $3,800
NAVY FEDERAL CREDIT UNION 5 3.80% $5,706
STAR USA FEDERAL CREDIT UNION 5 3.13% $2,348
Alcova Mortgage LLC 4 2.97% $3,354
Victorian Finance, LLC 4 2.88% $3,021
TOWNE MORTGAGE COMPANY 4 3.09% $5,706
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 3.12% $4,185
CALIBER HOME LOANS, INC. 3 3.38% $3,107
Citizens Bank 3 3.54% $5,406
Fifth Third Bank 3 3.04% $3,749
F & M BANK CORP. 3 3.25% $3,640
ROYAL UNITED MORTGAGE LLC 2 3.63% $5,768
BROKER SOLUTIONS, INC. 2 3.38% $5,556
Ally Bank 2 3.06% $2,678
Mortgage Research Center, LLC 2 2.94% $1,720
George Mason Mortgage, LLC 2 3.63% $3,480
Flagstar Bank, FSB 2 3.89% $2,347
Wyndham Capital Mortgage, Inc. 2 2.88% $1,990
FREEDOM MORTGAGE CORPORATION 2 3.06% $1,786
TCF National Bank 1 3.38% $3,072
AMERICAN FINANCING CORPORATION 1 2.99% $3,241
AMERICAN INTERNET MORTGAGE, INC. 1 3.00% $1,913
APEX HOME LOANS, INC. 1 2.75% $3,289
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 3.88% $4,848
Atlantic Union Bank 1 3.50% $3,176
Bank of America 1 2.88% $3,019
Blue Ridge Bank 1 3.25% $3,211
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 3.25% $3,488
Carrington Mortgage Services, LLC 1 3.00% $6,071
Chicago Mortgage Solutions LLC 1 3.37% $1,101
Citibank 1 2.88% $2,797
Clear Mountain Bank 1 2.88% $2,527
CMG MORTGAGE, INC. 1 2.99% $3,630
Community Trust Bank, Inc. 1 3.00% $4,105
DAS Acquisition Company, LLC 1 2.75% $2,828
Discover Bank 1 8.99% $0
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.99% $5,091
FirstBank 1 2.75% $2,552
First Home Bank 1 3.25% $3,553
GUARANTEED RATE, INC. 1 3.13% $2,973
HOME POINT FINANCIAL CORPORATION 1 3.25% $2,806
Integrity Home Mortgage Corp 1 3.38% $4,030
Magnolia Bank 1 3.25% $4,718
NEWREZ LLC 1 3.25% $2,942
PENTAGON FEDERAL CREDIT UNION 1 2.88% $1,468
PHH Mortgage Corporation 1 4.38% $5,687
Prosperity Home Mortgage, LLC 1 2.88% $5,155
Renasant Bank 1 3.13% $3,199
SHARONVIEW FEDERAL CREDIT UNION 1 2.75% $4,631
SIRVA MORTGAGE, INC. 1 3.00% $0

BECKLEY Average Closing Costs & Other Stats

BECKLEY, WV's 65 lenders originated 2,418 loans during 2021. The total origination value was $351,980,000, with an average loan value of $145,567.

BECKLEY's average closing costs are $3,800.

The top BECKLEY lender as defined by loan originations is QUICKEN LOANS, LLC, with 113 loans originated. Their average total fees are $5,037, which is $3,929 higher than the next largest lender, City National Bank of West Virginia.

The lowest fee BECKLEY lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,108), JPMorgan Chase Bank ($2,367), Wells Fargo Bank ($2,499), Summit Community Bank, Inc. ($2,914) and MOVEMENT MORTGAGE, LLC ($2,996).

The lowest rate BECKLEY lenders (with over 10 loans originated) are Truist (2.99%), United Bank (3.02%), First Community Bank (3.03%), The Huntington National Bank (3.06%) and LOANDEPOT.COM, LLC (3.13%).

BECKLEY, WV Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $34,335,000 $52,440,000 52.7% 14.9%
MOVEMENT MORTGAGE, LLC $27,475,000 $33,645,000 22.5% 9.6%
The Huntington National Bank $25,085,000 $29,070,000 15.9% 8.3%
City National Bank of West Virginia $36,125,000 $29,025,000 -19.7% 8.2%
First Community Bank $13,320,000 $24,080,000 80.8% 6.8%
Truist Bank $21,225,000 $20,315,000 -4.3% 5.8%
Mortgage Research Center, LLC $5,220,000 $11,060,000 111.9% 3.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $9,445,000 $10,970,000 16.1% 3.1%
Summit Community Bank, Inc. $10,140,000 $10,670,000 5.2% 3.0%
JPMorgan Chase Bank $7,885,000 $10,305,000 30.7% 2.9%
LOANDEPOT.COM, LLC $8,395,000 $10,065,000 19.9% 2.9%
Fayette County National Bank $10,875,000 $9,295,000 -14.5% 2.6%
FREEDOM MORTGAGE CORPORATION $6,385,000 $8,315,000 30.2% 2.4%
United Bank $10,245,000 $7,220,000 -29.5% 2.1%
Merchants Bank of Indiana $6,130,000 n/a 1.7%
AMERISAVE MORTGAGE CORPORATION $2,585,000 $5,695,000 120.3% 1.6%
Gateway First Bank $2,480,000 $3,535,000 42.5% 1.0%
Pendleton Community Bank, Inc. $2,860,000 $3,485,000 21.9% 1.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,445,000 $3,320,000 -3.6% 0.9%
Wells Fargo Bank $3,415,000 $3,315,000 -2.9% 0.9%
Alcova Mortgage LLC $3,620,000 $2,895,000 -20.0% 0.8%
PENNYMAC LOAN SERVICES, LLC $790,000 $2,385,000 201.9% 0.7%
USAA Federal Savings Bank $3,200,000 $2,225,000 -30.5% 0.6%
STAR USA FEDERAL CREDIT UNION $3,365,000 $2,185,000 -35.1% 0.6%
LAKEVIEW LOAN SERVICING, LLC $1,560,000 $2,115,000 35.6% 0.6%
BETTER MORTGAGE CORPORATION $1,175,000 $2,110,000 79.6% 0.6%
NAVY FEDERAL CREDIT UNION $2,385,000 $1,895,000 -20.5% 0.5%
Victorian Finance, LLC $2,470,000 $1,810,000 -26.7% 0.5%
Flagstar Bank, FSB $200,000 $1,630,000 715.0% 0.5%
TOWNE MORTGAGE COMPANY $1,590,000 n/a 0.5%
21ST MORTGAGE CORPORATION $1,505,000 $1,560,000 3.7% 0.4%
Premier Bank, Inc. $2,225,000 $1,530,000 -31.2% 0.4%
U.S. Bank $680,000 $1,410,000 107.4% 0.4%
Arbor Realty Trust, Inc. $1,355,000 n/a 0.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $720,000 $1,185,000 64.6% 0.3%
BROKER SOLUTIONS, INC. $1,100,000 $1,175,000 6.8% 0.3%
The Poca Valley Bank, Inc. $295,000 $1,070,000 262.7% 0.3%
CALIBER HOME LOANS, INC. $250,000 $1,020,000 308.0% 0.3%
Customers Bank $1,005,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $1,345,000 $990,000 -26.4% 0.3%
MCNB Bank and Trust Co. $3,900,000 $950,000 -75.6% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $475,000 $905,000 90.5% 0.3%
Citizens Bank $210,000 $880,000 319.0% 0.3%
Prosperity Home Mortgage, LLC $865,000 n/a 0.2%
HOME POINT FINANCIAL CORPORATION $470,000 $820,000 74.5% 0.2%
Community First National Bank $860,000 $790,000 -8.1% 0.2%
Carrington Mortgage Services, LLC $765,000 $765,000 0.0% 0.2%
Fifth Third Bank $840,000 $690,000 -17.9% 0.2%
F & M BANK CORP. $640,000 n/a 0.2%
Citizens Bank $210,000 $595,000 183.3% 0.2%
PNC Bank $665,000 $550,000 -17.3% 0.2%
Wyndham Capital Mortgage, Inc. $305,000 $550,000 80.3% 0.2%
Chicago Mortgage Solutions LLC $145,000 $535,000 269.0% 0.2%
Atlantic Union Bank $75,000 $520,000 593.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $985,000 $520,000 -47.2% 0.1%
PHH Mortgage Corporation $500,000 n/a 0.1%
First Home Bank $235,000 $480,000 104.3% 0.1%
Paramount Bank $470,000 n/a 0.1%
First Federal Bank $460,000 $460,000 0.0% 0.1%
Magnolia Bank $185,000 $435,000 135.1% 0.1%
APEX HOME LOANS, INC. $425,000 n/a 0.1%
AgFirst Farm Credit Bank $115,000 $415,000 260.9% 0.1%
Blue Ridge Bank $85,000 $405,000 376.5% 0.1%
Barrington Bank & Trust Company, N.A. $465,000 $385,000 -17.2% 0.1%
Integrity Home Mortgage Corp $380,000 n/a 0.1%
SHARONVIEW FEDERAL CREDIT UNION $375,000 n/a 0.1%
George Mason Mortgage, LLC $360,000 n/a 0.1%
Citibank $95,000 $355,000 273.7% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $385,000 $350,000 -9.1% 0.1%
AMERICAN FINANCING CORPORATION $345,000 n/a 0.1%
Bank of England $870,000 $345,000 -60.3% 0.1%
Nations Lending Corporation $505,000 $335,000 -33.7% 0.1%
NEWREZ LLC $370,000 $335,000 -9.5% 0.1%
Community Trust Bank, Inc. $330,000 n/a 0.1%
Atlantic Coast Mortgage, LLC $55,000 $325,000 490.9% 0.1%
Mars Bank $325,000 n/a 0.1%
Farm Credit of the Virginias, ACA $65,000 $295,000 353.8% 0.1%
SIRVA MORTGAGE, INC. $295,000 n/a 0.1%
Renasant Bank $205,000 $285,000 39.0% 0.1%
Ally Bank $245,000 $280,000 14.3% 0.1%
Bank of America $550,000 $280,000 -49.1% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $145,000 $265,000 82.8% 0.1%
DIRECT MORTGAGE LOANS, LLC $255,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $255,000 n/a 0.1%
PLANET HOME LENDING, LLC $215,000 $240,000 11.6% 0.1%
INTERCOASTAL MORTGAGE COMPANY $225,000 n/a 0.1%
Ixonia Bank $225,000 n/a 0.1%
WesBanco Bank, Inc. $225,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $215,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $215,000 n/a 0.1%
Putnam County Bank $205,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $175,000 $200,000 14.3% 0.1%
Clear Mountain Bank $300,000 $195,000 -35.0% 0.1%
The Ohio Valley Bank Company $195,000 n/a 0.1%
Mr. Cooper ( Nationstar Mortgage ) $1,310,000 $190,000 -85.5% 0.1%
Hometown Lenders, Inc. $185,000 n/a 0.1%
TCF National Bank $185,000 n/a 0.1%
The Federal Savings Bank $1,280,000 $175,000 -86.3% 0.0%
FirstBank $775,000 $165,000 -78.7% 0.0%
Deere Employees Credit Union $110,000 $155,000 40.9% 0.0%
Manufacturers and Traders Trust Company $200,000 $155,000 -22.5% 0.0%
T2 FINANCIAL LLC $145,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $125,000 $145,000 16.0% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $125,000 $135,000 8.0% 0.0%
Clay County Bank, Inc. $270,000 $135,000 -50.0% 0.0%
DAS Acquisition Company, LLC $135,000 n/a 0.0%
GUARANTEED RATE, INC. $590,000 $135,000 -77.1% 0.0%
OCEANSIDE MORTGAGE COMPANY $145,000 $135,000 -6.9% 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $240,000 $135,000 -43.8% 0.0%
WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION $135,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $125,000 n/a 0.0%
First Internet Bank of Indiana $125,000 n/a 0.0%
Abbott Laboratories Employees Credit Union $115,000 n/a 0.0%
CMG MORTGAGE, INC. $390,000 $115,000 -70.5% 0.0%
GENEVA FINANCIAL, LLC $115,000 n/a 0.0%
Discover Bank $140,000 $110,000 -21.4% 0.0%
TJC Mortgage, Inc. $195,000 $105,000 -46.2% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $780,000 $95,000 -87.8% 0.0%
Equity Prime Mortgage LLC $85,000 n/a 0.0%
OPEN MORTGAGE, LLC $75,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $180,000 $55,000 -69.4% 0.0%
POLARIS HOME FUNDING CORP. $55,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $45,000 n/a 0.0%
AMERICAN ADVISORS GROUP $295,000 $45,000 -84.7% 0.0%
CME Federal Credit Union $45,000 n/a 0.0%
TIAA, FSB $45,000 n/a 0.0%
CITIZENS EQUITY FIRST $25,000 n/a 0.0%

BECKLEY's top lender by overall market share is QUICKEN LOANS, LLC, with 14.9% market share. In second place, with 9.6%, is MOVEMENT MORTGAGE, LLC, having originated $33,645,000 in loans. In third place, with 8.3%, is The Huntington National Bank, having originated $29,070,000 in loans. In fourth place, with 8.2%, is City National Bank of West Virginia, having originated $29,025,000 in loans. In fifth place, with 6.8%, is First Community Bank, having originated $24,080,000 in loans.


BECKLEY Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BECKLEY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $120,000 (-7.7%) $165,999 (-5.0%) 0.00 548
2018-02-01 $119,950 (-9.3%) $163,741 (-6.6%) 0.00 537
2018-03-01 $120,000 (-12.8%) $167,842 (-4.7%) 0.00 521
2018-04-01 $127,600 (-8.2%) $177,451 (-0.4%) 0.00 499
2018-05-01 $131,200 (-5.9%) $181,460 (2.0%) 0.00 513
2018-06-01 $129,950 (-7.1%) $183,342 (0.1%) 0.00 569
2018-07-01 $129,900 (-6.6%) $179,015 (0.3%) 0.00 595
2018-08-01 $129,700 (-5.0%) $177,899 (0.0%) 0.00 614
2018-09-01 $128,100 (-5.1%) $176,913 (0.0%) 0.00 619
2018-10-01 $125,000 (-5.4%) $179,899 (1.5%) 0.00 584
2018-11-01 $120,625 (-6.5%) $178,641 (4.1%) 0.00 532
2018-12-01 $124,900 (0.0%) $175,364 (4.5%) 0.00 489
2019-01-01 $122,475 (2.1%) $174,636 (5.2%) 0.00 444
2019-02-01 $129,450 (7.9%) $181,738 (11.0%) 0.00 428
2019-03-01 $134,100 (11.8%) $187,380 (11.6%) 0.00 427
2019-04-01 $136,650 (7.1%) $192,384 (8.4%) 0.00 429
2019-05-01 $139,700 (6.5%) $200,167 (10.3%) 0.00 458
2019-06-01 $139,900 (7.7%) $202,298 (10.3%) 0.00 494
2019-07-01 $139,900 (7.7%) $205,281 (14.7%) 0.00 488
2019-08-01 $135,327 (4.3%) $197,329 (10.9%) 0.00 502
2019-09-01 $128,393 (0.2%) $185,961 (5.1%) 0.00 525
2019-10-01 $123,125 (-1.5%) $179,706 (-0.1%) 0.00 535
2019-11-01 $119,900 (-0.6%) $179,814 (0.7%) 0.00 516
2019-12-01 $119,000 (-4.7%) $172,762 (-1.5%) 0.00 500
2020-01-01 $115,000 (-6.1%) $166,463 (-4.7%) 0.00 455
2020-02-01 $125,000 (-3.4%) $179,822 (-1.1%) 0.00 395
2020-03-01 $124,925 (-6.8%) $180,299 (-3.8%) 0.00 369
2020-04-01 $122,475 (-10.4%) $183,304 (-4.7%) 0.00 333
2020-05-01 $119,900 (-14.2%) $178,431 (-10.9%) 0.00 318
2020-06-01 $115,750 (-17.3%) $180,007 (-11.0%) 0.00 312
2020-07-01 $119,975 (-14.2%) $192,664 (-6.2%) 0.00 316
2020-08-01 $122,670 (-9.4%) $206,352 (4.6%) 0.00 303
2020-09-01 $115,875 (-9.8%) $211,287 (13.6%) 0.00 289
2020-10-01 $114,900 (-6.7%) $199,100 (10.8%) 0.00 322
2020-11-01 $115,500 (-3.7%) $197,091 (9.6%) 0.00 320
2020-12-01 $119,950 (0.8%) $199,677 (15.6%) 0.00 288
2021-01-01 $122,950 (6.9%) $209,064 (25.6%) 0.00 254
2021-02-01 $135,000 (8.0%) $220,628 (22.7%) 0.00 219
2021-03-01 $132,750 (6.3%) $226,874 (25.8%) 0.00 200
2021-04-01 $135,000 (10.2%) $238,834 (30.3%) 0.00 170
2021-05-01 $155,000 (29.3%) $257,019 (44.0%) 0.00 164
2021-06-01 $157,000 (35.6%) $249,436 (38.6%) 0.00 178
2021-07-01 $141,000 (17.5%) $221,657 (15.1%) 0.00 190
2021-08-01 $131,000 (6.8%) $214,540 (4.0%) 0.00 191
2021-09-01 $139,125 (20.1%) $228,585 (8.2%) 0.00 184
2021-10-01 $145,000 (26.2%) $223,286 (12.2%) 0.00 172
2021-11-01 $133,700 (15.8%) $217,195 (10.2%) 0.00 158
2021-12-01 $125,975 (5.0%) $228,541 (14.5%) 0.00 145
2022-01-01 $127,000 (3.3%) $236,744 (13.2%) 0.00 125
2022-02-01 $124,974 (-7.4%) $222,785 (1.0%) 0.00 119
2022-03-01 $139,975 (5.4%) $250,526 (10.4%) 0.00 110
2022-04-01 $132,200 (-2.1%) $241,537 (1.1%) 0.00 124
2022-05-01 $141,200 (-8.9%) $237,057 (-7.8%) 0.00 120
2022-06-01 $143,225 (-8.8%) $243,038 (-2.6%) 0.00 136
2022-07-01 $139,000 (-1.4%) $228,418 (3.1%) 0.00 156
2022-08-01 $154,450 (17.9%) $239,934 (11.8%) 0.00 180
2022-09-01 $160,875 (15.6%) $257,250 (12.5%) 0.00 175
2022-10-01 $153,000 (5.5%) $263,103 (17.8%) 0.00 191
2022-11-01 $165,000 (23.4%) $269,507 (24.1%) 0.00 181
2022-12-01 $153,950 (22.2%) $249,872 (9.3%) 0.00 183
2023-01-01 $154,000 (21.3%) $256,931 (8.5%) 0.00 170
2023-02-01 $155,000 (24.0%) $285,541 (28.2%) 0.00 154
BECKLEY's median listing price for 2023-02-01 was $155,000, a difference of $30,026 (24.0%) versus the prior year and $1,000 versus the prior month.

BECKLEY's median listing price comes in at 0% of the national average.

BECKLEY's average listing price for 2023-02-01 was $285,541, a difference of $62,756 (28.2%) versus the prior year and $28,610 versus the prior month.

For the 2023-02-01 period, BECKLEY had 154 MLS listings, a difference of -16 listings (-9%) versus the prior month and 35 listings (29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BECKLEY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,773 sqft
2018-02-01 0 days 1,755 sqft
2018-03-01 0 days 1,750 sqft
2018-04-01 0 days 1,750 sqft
2018-05-01 0 days 1,764 sqft
2018-06-01 0 days 1,764 sqft
2018-07-01 0 days 1,760 sqft
2018-08-01 0 days 1,738 sqft
2018-09-01 0 days 1,745 sqft
2018-10-01 0 days 1,738 sqft
2018-11-01 0 days 1,708 sqft
2018-12-01 0 days 1,686 sqft
2019-01-01 0 days 1,667 sqft
2019-02-01 0 days 1,725 sqft
2019-03-01 0 days 1,768 sqft
2019-04-01 0 days 1,797 sqft
2019-05-01 0 days 1,842 sqft
2019-06-01 0 days 1,859 sqft
2019-07-01 0 days 1,878 sqft
2019-08-01 0 days 1,887 sqft
2019-09-01 0 days 1,885 sqft
2019-10-01 0 days 1,883 sqft
2019-11-01 0 days 1,892 sqft
2019-12-01 0 days 1,847 sqft
2020-01-01 0 days 1,808 sqft
2020-02-01 0 days 1,740 sqft
2020-03-01 0 days 1,677 sqft
2020-04-01 0 days 1,622 sqft
2020-05-01 0 days 1,657 sqft
2020-06-01 0 days 1,651 sqft
2020-07-01 0 days 1,741 sqft
2020-08-01 0 days 1,824 sqft
2020-09-01 0 days 1,738 sqft
2020-10-01 0 days 1,591 sqft
2020-11-01 0 days 1,590 sqft
2020-12-01 0 days 1,580 sqft
2021-01-01 0 days 1,584 sqft
2021-02-01 0 days 1,617 sqft
2021-03-01 0 days 1,672 sqft
2021-04-01 0 days 1,675 sqft
2021-05-01 0 days 1,812 sqft
2021-06-01 0 days 1,800 sqft
2021-07-01 0 days 1,752 sqft
2021-08-01 0 days 1,724 sqft
2021-09-01 0 days 1,695 sqft
2021-10-01 0 days 1,695 sqft
2021-11-01 0 days 1,695 sqft
2021-12-01 0 days 1,663 sqft
2022-01-01 0 days 1,575 sqft
2022-02-01 0 days 1,580 sqft
2022-03-01 0 days 1,688 sqft
2022-04-01 0 days 1,596 sqft
2022-05-01 0 days 1,579 sqft
2022-06-01 0 days 1,604 sqft
2022-07-01 0 days 1,584 sqft
2022-08-01 0 days 1,636 sqft
2022-09-01 0 days 1,649 sqft
2022-10-01 0 days 1,530 sqft
2022-11-01 0 days 1,598 sqft
2022-12-01 0 days 1,537 sqft
2023-01-01 0 days 1,523 sqft
2023-02-01 0 days 1,540 sqft
BECKLEY's median listing age (time on market) for 2023-02-01 was 0 days.

BECKLEY's median square footage for active listings during the 2023-02-01 period was 1,540 sqft. One year prior, the average listing was 1,580 sqft.

BECKLEY, WV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,153 $180,345,000 $156,414
Refi 790 $116,770,000 $147,810
Cash Out Refi 264 $38,780,000 $146,894
Home Improvement 112 $7,310,000 $65,268
Other 99 $8,775,000 $88,636

Beckley's most frequently cited loan purpose was Home Purchase, with 1,153 originations. The 2nd most popular reason was Refi, with 790 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 927 $135,625,000 $146,305
2.5-3% 757 $123,985,000 $163,785
<2.5% 359 $55,425,000 $154,387
4-5% 134 $13,360,000 $99,701
Over 8% 28 $1,990,000 $71,071
7-8% 17 $1,205,000 $70,882
6-7% 16 $1,610,000 $100,625
5-6% 10 $940,000 $94,000

During 2021, Beckley's most frequently originated rate bucket was 3-4%, with 927 originations.

Loan Sizing (BECKLEY, WV MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,032 $147,750,000 $143,169
$100,000 or less 908 $57,870,000 $63,733
$200k-400k 429 $112,455,000 $262,133
$400k-600k 35 $16,915,000 $483,286
$600k-1000k 8 $6,330,000 $791,250
$Over $1MM 6 $10,660,000 $1,776,667

BECKLEY's loan sizing saw the bucket of loans from $100k-200k with 1,032 originations, totaling $147,750,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,131 $182,335,000 $161,216
60-80% 593 $95,195,000 $160,531
40-60% 223 $27,295,000 $122,399
20-40% 135 $10,285,000 $76,185
Under 20% 68 $1,920,000 $28,235
Over 100% 24 $5,090,000 $212,083

BECKLEY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,131 originations, totaling $182,335,000 in origination value.