BECKLEY Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Beckley averaged 6.46% for the week of 2025-03-20, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-03-13) was 6.24% and one month ago for the week of 2025-02-13, the average rate was 6.66%.

    Beckley's average rate one year ago was 6.33%.

    For refis of the same type during the week of 2025-03-20, the average rate was 6.89%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-03-20 6.67%
    Beckley 30 Year Fixed Rate 2025-03-20 6.46%
    Beckley 30 Year Fixed Rate Refi 2025-03-20 6.89%
    Beckley 15 Year Fixed Rate 2025-03-20 5.73%
    Beckley 15 Year Fixed Rate Refi 2025-03-20 5.83%
    Beckley 30 Year FHA 2025-03-20 6.34%
    Beckley 30 Year FHA Refi 2025-03-20 6.34%
    Beckley 30 Year USDA 2025-03-20 6.24%
    Beckley 30 Year USDA Refi 2025-03-20 6.48%
    Beckley 30 Year VA 2025-03-20 6.51%
    Beckley 30 Year VA Refi 2025-03-20 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BECKLEY, WV.

    BECKLEY Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BECKLEY, WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    City National Bank of West Virginia 80 6.11% $1,049
    The Huntington National Bank 46 6.26% $3,525
    QUICKEN LOANS, LLC 37 6.79% $5,874
    Truist 26 6.45% $4,978
    MOVEMENT MORTGAGE, LLC 21 7.03% $4,584
    Summit Community Bank, Inc. 14 7.23% $3,211
    First Community Bank 12 7.25% $3,124
    JPMorgan Chase Bank 11 6.67% $4,250
    United Bank 11 6.39% $3,520
    T2 FINANCIAL LLC 10 6.86% $6,090
    U.S. Bank 7 6.82% $3,515
    Alcova Mortgage LLC 6 7.25% $3,791
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 7.34% $4,965
    LOANDEPOT.COM, LLC 4 6.54% $3,795
    ROYAL UNITED MORTGAGE LLC 3 7.04% $6,230
    PNC Bank 3 7.17% $4,248
    Mortgage Research Center, LLC 3 7.00% $1,417
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.16% $6,070
    Atlantic Union Bank 3 7.21% $7,219
    WesBanco 3 5.74% $7,045
    NAVY FEDERAL CREDIT UNION 3 6.50% $2,271
    Fifth Third Bank 2 7.50% $3,740
    First Reliance Bank 2 6.63% $3,909
    The Central Trust Bank 2 6.44% $2,455
    Gateway First Bank 2 6.31% $3,240
    BROKER SOLUTIONS, INC. 2 7.44% $6,383
    USAA Federal Savings Bank 2 6.38% $6,031
    Victorian Finance, LLC 2 5.75% $3,862
    CHURCHILL MORTGAGE CORPORATION 2 7.75% $6,273
    NFM, INC. 2 6.62% $6,229
    ZILLOW HOME LOANS, LLC 1 7.63% $3,385
    Ally Bank 1 6.00% $3,712
    AMERICAN FINANCIAL NETWORK, INC. 1 7.88% $4,849
    AMERISAVE MORTGAGE CORPORATION 1 5.50% $7,813
    Bank of America 1 6.75% $3,194
    BAYER HERITAGE 1 3.63% $2,359
    BETTER MORTGAGE CORPORATION 1 5.38% $2,958
    CNB Bank Inc. 1 6.74% $3,650
    Community Trust Bank, Inc. 1 5.38% $3,750
    CRESCENT MORTGAGE COMPANY 1 7.50% $3,951
    Discover Bank 1 7.74% $0
    F & M BANK CORP. 1 6.25% $3,046
    GUARANTEED RATE, INC. 1 6.88% $6,956
    Morgan Stanley Private Bank 1 5.90% $4,350
    Mr. Cooper ( Nationstar Mortgage ) 1 5.99% $6,029
    Northpointe Bank 1 6.63% $5,383
    Peoples Bank 1 6.75% $2,998
    STANFORD Federal Credit Union 1 6.88% $2,805
    Stifel Bank and Trust 1 6.00% $2,783
    The Federal Savings Bank 1 6.63% $6,574
    UNITED WHOLESALE MORTGAGE, LLC 1 6.87% $7,201

    BECKLEY Average Closing Costs & Other Stats

    BECKLEY, WV's 51 lenders originated 1,415 loans during 2023. The total origination value was $192,145,000, with an average loan value of $135,792.

    BECKLEY's average closing costs are $4,246.

    The top BECKLEY lender as defined by loan originations is City National Bank of West Virginia, with 80 loans originated. Their average total fees are $1,049, which is $2,477 lower than the next largest lender, The Huntington National Bank.

    The lowest fee BECKLEY lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,049), First Community Bank ($3,124), Summit Community Bank, Inc. ($3,211), United Bank ($3,520) and The Huntington National Bank ($3,525).

    The lowest rate BECKLEY lenders (with over 10 loans originated) are City National Bank of West Virginia (6.11%), The Huntington National Bank (6.26%), United Bank (6.39%), Truist (6.45%) and JPMorgan Chase Bank (6.67%).

    BECKLEY, WV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    City National Bank of West Virginia $28,250,000 $27,570,000 -2.4% 14.3%
    The Huntington National Bank $19,680,000 $17,740,000 -9.9% 9.2%
    QUICKEN LOANS, LLC $26,010,000 $17,645,000 -32.2% 9.2%
    MOVEMENT MORTGAGE, LLC $20,625,000 $15,320,000 -25.7% 8.0%
    Truist $10,775,000 $11,525,000 7.0% 6.0%
    Mortgage Research Center, LLC $7,155,000 $6,985,000 -2.4% 3.6%
    Fayette County National Bank $9,400,000 $6,865,000 -27.0% 3.6%
    First Community Bank $16,310,000 $6,535,000 -59.9% 3.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $3,675,000 $4,880,000 32.8% 2.5%
    Mars Bank $2,840,000 $4,800,000 69.0% 2.5%
    LOANDEPOT.COM, LLC $8,495,000 $4,785,000 -43.7% 2.5%
    United Bank $7,765,000 $4,045,000 -47.9% 2.1%
    U.S. Bank $1,710,000 $3,920,000 129.2% 2.0%
    Pendleton Community Bank, Inc. $10,535,000 $3,815,000 -63.8% 2.0%
    Summit Community Bank, Inc. $3,565,000 $3,685,000 3.4% 1.9%
    Alcova Mortgage LLC $1,515,000 $3,640,000 140.3% 1.9%
    MCNB Bank and Trust Co. $3,215,000 $2,595,000 -19.3% 1.4%
    JPMorgan Chase Bank $7,730,000 $2,490,000 -67.8% 1.3%
    Whitesville State Bank $2,340,000 n/a 1.2%
    T2 FINANCIAL LLC $395,000 $2,335,000 491.1% 1.2%
    AMERISAVE MORTGAGE CORPORATION $3,190,000 $2,135,000 -33.1% 1.1%
    BROKER SOLUTIONS, INC. $1,825,000 $1,985,000 8.8% 1.0%
    Atlantic Union Bank $515,000 $1,760,000 241.7% 0.9%
    NAVY FEDERAL CREDIT UNION $1,095,000 $1,705,000 55.7% 0.9%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $9,950,000 $1,700,000 -82.9% 0.9%
    Victorian Finance, LLC $1,115,000 $1,575,000 41.3% 0.8%
    USAA Federal Savings Bank $2,910,000 $1,490,000 -48.8% 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $435,000 $1,420,000 226.4% 0.7%
    PNC Bank $855,000 $1,240,000 45.0% 0.6%
    21ST MORTGAGE CORPORATION $1,840,000 $1,100,000 -40.2% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $1,590,000 $965,000 -39.3% 0.5%
    WesBanco $25,000 $840,000 3,260.0% 0.4%
    FREEDOM MORTGAGE CORPORATION $1,185,000 $805,000 -32.1% 0.4%
    PENNYMAC LOAN SERVICES, LLC $1,260,000 $730,000 -42.1% 0.4%
    Virginia Partners Bank $675,000 n/a 0.4%
    Morgan Stanley Private Bank $880,000 $645,000 -26.7% 0.3%
    ZILLOW HOME LOANS, LLC $625,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $3,480,000 $615,000 -82.3% 0.3%
    The Central Trust Bank $600,000 n/a 0.3%
    Clay County Bank, Inc. $150,000 $575,000 283.3% 0.3%
    Community Trust Bank, Inc. $200,000 $560,000 180.0% 0.3%
    CARDINAL FINANCIAL $290,000 $555,000 91.4% 0.3%
    CNB Bank Inc. $525,000 n/a 0.3%
    NFM, INC. $505,000 n/a 0.3%
    NEWREZ LLC $240,000 $500,000 108.3% 0.3%
    Bank of America $470,000 $470,000 0.0% 0.2%
    Gateway First Bank $3,110,000 $470,000 -84.9% 0.2%
    Blue Ridge Bank $135,000 $460,000 240.7% 0.2%
    BETTER MORTGAGE CORPORATION $125,000 $440,000 252.0% 0.2%
    MYCUMORTGAGE, LLC $410,000 n/a 0.2%
    Plains Commerce Bank $385,000 n/a 0.2%
    STAR USA FEDERAL CREDIT UNION $180,000 $380,000 111.1% 0.2%
    Community First National Bank $275,000 $360,000 30.9% 0.2%
    AmeriHome Mortgage Company, LLC $355,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $415,000 $345,000 -16.9% 0.2%
    GUARANTEED RATE, INC. $315,000 n/a 0.2%
    BAYER HERITAGE $285,000 $305,000 7.0% 0.2%
    The Poca Valley Bank, Inc. $270,000 n/a 0.1%
    Carrington Mortgage Services, LLC $1,515,000 $265,000 -82.5% 0.1%
    INTERCOASTAL MORTGAGE COMPANY $245,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $150,000 $240,000 60.0% 0.1%
    Ameris Bank $235,000 n/a 0.1%
    Fifth Third Bank $830,000 $225,000 -72.9% 0.1%
    PENTAGON FEDERAL CREDIT UNION $780,000 $220,000 -71.8% 0.1%
    LIMA ONE CAPITAL, LLC $115,000 $215,000 87.0% 0.1%
    Northpointe Bank $215,000 n/a 0.1%
    Stifel Bank and Trust $215,000 n/a 0.1%
    First Reliance Bank $210,000 n/a 0.1%
    First United Corporation $205,000 n/a 0.1%
    THE STATE CREDIT UNION $205,000 n/a 0.1%
    Citizens Bank $835,000 $185,000 -77.8% 0.1%
    F & M BANK CORP. $185,000 n/a 0.1%
    Discover Bank $190,000 $180,000 -5.3% 0.1%
    Paramount Residential Mortgage Group, Inc. $180,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $175,000 n/a 0.1%
    PLANET HOME LENDING, LLC $170,000 n/a 0.1%
    C & F Mortgage Corporation $165,000 n/a 0.1%
    EMM LOANS LLC $155,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $155,000 n/a 0.1%
    STANFORD Federal Credit Union $155,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $140,000 n/a 0.1%
    CRESCENT MORTGAGE COMPANY $135,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $135,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $135,000 n/a 0.1%
    HOMESPIRE MORTGAGE CORPORATION $125,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $345,000 $125,000 -63.8% 0.1%
    ON Q FINANCIAL, INC. $125,000 n/a 0.1%
    Peoples Bank $275,000 $125,000 -54.5% 0.1%
    Barrington Bank & Trust Company, N.A. $170,000 $115,000 -32.4% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $115,000 n/a 0.1%
    DOMINION FINANCIAL SERVICES, LLC $105,000 n/a 0.1%
    ASHLAND Credit Union $320,000 $100,000 -68.8% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $95,000 n/a 0.0%
    The Federal Savings Bank $245,000 $95,000 -61.2% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $95,000 n/a 0.0%
    Ally Bank $75,000 n/a 0.0%
    M&T Bank $85,000 $70,000 -17.6% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $65,000 n/a 0.0%
    DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $75,000 $55,000 -26.7% 0.0%
    DRAPER AND KRAMER MORTGAGE CORP. $195,000 $55,000 -71.8% 0.0%
    LONGBRIDGE FINANCIAL, LLC $55,000 n/a 0.0%
    Signature Federal Credit Union $55,000 n/a 0.0%
    TENNESSEE VALLEY $55,000 n/a 0.0%
    MidFirst Bank $25,000 n/a 0.0%
    EASTMAN $285,000 $15,000 -94.7% 0.0%

    BECKLEY's top lender by overall market share is City National Bank of West Virginia, with 14.3% market share. In second place, with 9.2%, is The Huntington National Bank, having originated $17,740,000 in loans. In third place, with 9.2%, is QUICKEN LOANS, LLC, having originated $17,645,000 in loans. In fourth place, with 8.0%, is MOVEMENT MORTGAGE, LLC, having originated $15,320,000 in loans. In fifth place, with 6.0%, is Truist, having originated $11,525,000 in loans.

    BECKLEY Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - BECKLEY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $120,000 (-7.7%) $166,254 (-5.3%) 0.00 547
    2018-02-01 $119,950 (-9.3%) $163,997 (-6.9%) 0.00 536
    2018-03-01 $120,000 (-13.7%) $168,113 (-4.9%) 0.00 520
    2018-04-01 $127,725 (-8.1%) $177,451 (-0.7%) 0.00 499
    2018-05-01 $131,200 (-5.9%) $181,349 (1.7%) 0.00 513
    2018-06-01 $129,950 (-7.1%) $183,342 (-0.2%) 0.00 569
    2018-07-01 $129,900 (-6.6%) $179,015 (0.0%) 0.00 595
    2018-08-01 $129,800 (-5.2%) $178,108 (-0.2%) 0.00 613
    2018-09-01 $129,000 (-4.4%) $177,210 (-0.1%) 0.00 618
    2018-10-01 $125,498 (-5.8%) $180,225 (1.4%) 0.00 582
    2018-11-01 $120,625 (-6.5%) $178,998 (4.0%) 0.00 530
    2018-12-01 $125,000 (0.1%) $175,752 (4.6%) 0.00 487
    2019-01-01 $122,500 (2.1%) $175,039 (5.3%) 0.00 442
    2019-02-01 $129,450 (7.9%) $182,029 (11.0%) 0.00 427
    2019-03-01 $134,100 (11.8%) $187,454 (11.5%) 0.00 426
    2019-04-01 $138,650 (8.6%) $192,610 (8.5%) 0.00 428
    2019-05-01 $139,700 (6.5%) $200,167 (10.4%) 0.00 458
    2019-06-01 $139,900 (7.7%) $202,298 (10.3%) 0.00 494
    2019-07-01 $139,900 (7.7%) $205,281 (14.7%) 0.00 488
    2019-08-01 $135,327 (4.3%) $197,329 (10.8%) 0.00 502
    2019-09-01 $128,393 (-0.5%) $185,961 (4.9%) 0.00 525
    2019-10-01 $123,125 (-1.9%) $179,706 (-0.3%) 0.00 535
    2019-11-01 $119,900 (-0.6%) $179,814 (0.5%) 0.00 516
    2019-12-01 $119,000 (-4.8%) $172,762 (-1.7%) 0.00 500
    2020-01-01 $115,000 (-6.1%) $166,463 (-4.9%) 0.00 455
    2020-02-01 $125,000 (-3.4%) $179,822 (-1.2%) 0.00 395
    2020-03-01 $124,925 (-6.8%) $180,299 (-3.8%) 0.00 369
    2020-04-01 $122,475 (-11.7%) $183,304 (-4.8%) 0.00 333
    2020-05-01 $119,900 (-14.2%) $178,431 (-10.9%) 0.00 318
    2020-06-01 $115,750 (-17.3%) $180,007 (-11.0%) 0.00 312
    2020-07-01 $119,975 (-14.2%) $192,664 (-6.2%) 0.00 316
    2020-08-01 $122,670 (-9.4%) $206,352 (4.6%) 0.00 303
    2020-09-01 $115,875 (-9.8%) $211,287 (13.6%) 0.00 289
    2020-10-01 $114,900 (-6.7%) $199,100 (10.8%) 0.00 322
    2020-11-01 $115,500 (-3.7%) $197,091 (9.6%) 0.00 320
    2020-12-01 $119,950 (0.8%) $199,437 (15.4%) 0.00 288
    2021-01-01 $122,950 (6.9%) $209,064 (25.6%) 0.00 254
    2021-02-01 $135,000 (8.0%) $220,493 (22.6%) 0.00 220
    2021-03-01 $132,750 (6.3%) $226,874 (25.8%) 0.00 200
    2021-04-01 $135,000 (10.2%) $238,834 (30.3%) 0.00 170
    2021-05-01 $155,000 (29.3%) $257,019 (44.0%) 0.00 164
    2021-06-01 $157,000 (35.6%) $249,436 (38.6%) 0.00 178
    2021-07-01 $141,000 (17.5%) $221,657 (15.1%) 0.00 190
    2021-08-01 $131,000 (6.8%) $214,411 (3.9%) 0.00 191
    2021-09-01 $139,125 (20.1%) $228,585 (8.2%) 0.00 184
    2021-10-01 $145,000 (26.2%) $223,286 (12.2%) 0.00 172
    2021-11-01 $133,700 (15.8%) $217,195 (10.2%) 0.00 158
    2021-12-01 $125,975 (5.0%) $228,541 (14.6%) 0.00 145
    2022-01-01 $127,000 (3.3%) $236,744 (13.2%) 0.00 125
    2022-02-01 $124,974 (-7.4%) $222,785 (1.0%) 0.00 119
    2022-03-01 $139,975 (5.4%) $250,526 (10.4%) 0.00 110
    2022-04-01 $129,900 (-3.8%) $241,537 (1.1%) 0.00 124
    2022-05-01 $141,200 (-8.9%) $237,057 (-7.8%) 0.00 120
    2022-06-01 $143,225 (-8.8%) $243,038 (-2.6%) 0.00 136
    2022-07-01 $139,000 (-1.4%) $228,418 (3.1%) 0.00 156
    2022-08-01 $154,450 (17.9%) $239,934 (11.9%) 0.00 180
    2022-09-01 $158,750 (14.1%) $254,791 (11.5%) 0.00 175
    2022-10-01 $149,950 (3.4%) $260,760 (16.8%) 0.00 191
    2022-11-01 $161,225 (20.6%) $267,394 (23.1%) 0.00 180
    2022-12-01 $152,000 (20.7%) $247,582 (8.3%) 0.00 182
    2023-01-01 $152,500 (20.1%) $254,578 (7.5%) 0.00 169
    2023-02-01 $153,000 (22.4%) $283,874 (27.4%) 0.00 154
    2023-03-01 $153,750 (9.8%) $289,461 (15.5%) 0.00 148
    2023-04-01 $184,950 (42.4%) $308,870 (27.9%) 0.00 138
    2023-05-01 $205,000 (45.2%) $314,705 (32.8%) 0.00 145
    2023-06-01 $217,500 (51.9%) $299,213 (23.1%) 0.00 167
    2023-07-01 $219,950 (58.2%) $293,275 (28.4%) 0.00 181
    2023-08-01 $212,425 (37.5%) $289,826 (20.8%) 0.00 181
    2023-09-01 $199,900 (25.9%) $281,431 (10.5%) 0.00 181
    2023-10-01 $194,750 (29.9%) $277,050 (6.3%) 0.00 199
    2023-11-01 $189,725 (17.7%) $268,074 (0.3%) 0.00 186
    2023-12-01 $190,450 (25.3%) $249,620 (0.8%) 0.00 188
    2024-01-01 $188,425 (23.6%) $237,913 (-6.6%) 0.00 180
    2024-02-01 $160,975 (5.2%) $224,642 (-20.9%) 0.00 171
    2024-03-01 $169,000 (9.9%) $237,753 (-17.9%) 0.00 179
    2024-04-01 $178,225 (-3.6%) $271,045 (-12.3%) 0.00 164
    2024-05-01 $177,300 (-13.5%) $280,030 (-11.0%) 0.00 193
    2024-06-01 $179,900 (-17.3%) $291,035 (-2.7%) 0.00 204
    2024-07-01 $186,200 (-15.3%) $296,391 (1.1%) 0.00 216
    2024-08-01 $219,900 (3.5%) $313,315 (8.1%) 0.00 213
    2024-09-01 $212,250 (6.2%) $298,443 (6.0%) 0.00 221
    2024-10-01 $215,000 (10.4%) $303,890 (9.7%) 0.00 223
    2024-11-01 $199,000 (4.9%) $267,549 (-0.2%) 0.00 218
    2024-12-01 $192,500 (1.1%) $266,139 (6.6%) 0.00 196
    2025-01-01 $187,750 (-0.4%) $267,977 (12.6%) 0.00 185
    2025-02-01 $189,450 (17.7%) $264,228 (17.6%) 0.00 174
    BECKLEY's median listing price for 2025-02-01 was $189,450, a difference of $28,475 (17.7%) versus the prior year and $1,700 versus the prior month.

    BECKLEY's median listing price comes in at 0% of the national average.

    BECKLEY's average listing price for 2025-02-01 was $264,228, a difference of $39,586 (17.6%) versus the prior year and $-3,749 versus the prior month.

    For the 2025-02-01 period, BECKLEY had 174 MLS listings, a difference of -11 listings (-6%) versus the prior month and 3 listings (2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - BECKLEY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,773 sqft
    2018-02-01 0 days 1,754 sqft
    2018-03-01 0 days 1,751 sqft
    2018-04-01 0 days 1,750 sqft
    2018-05-01 0 days 1,767 sqft
    2018-06-01 0 days 1,767 sqft
    2018-07-01 0 days 1,762 sqft
    2018-08-01 0 days 1,750 sqft
    2018-09-01 0 days 1,764 sqft
    2018-10-01 0 days 1,748 sqft
    2018-11-01 0 days 1,718 sqft
    2018-12-01 0 days 1,686 sqft
    2019-01-01 0 days 1,667 sqft
    2019-02-01 0 days 1,737 sqft
    2019-03-01 0 days 1,769 sqft
    2019-04-01 0 days 1,798 sqft
    2019-05-01 0 days 1,844 sqft
    2019-06-01 0 days 1,861 sqft
    2019-07-01 0 days 1,881 sqft
    2019-08-01 0 days 1,885 sqft
    2019-09-01 0 days 1,881 sqft
    2019-10-01 0 days 1,878 sqft
    2019-11-01 0 days 1,891 sqft
    2019-12-01 0 days 1,845 sqft
    2020-01-01 0 days 1,799 sqft
    2020-02-01 0 days 1,738 sqft
    2020-03-01 0 days 1,673 sqft
    2020-04-01 0 days 1,618 sqft
    2020-05-01 0 days 1,657 sqft
    2020-06-01 0 days 1,651 sqft
    2020-07-01 0 days 1,743 sqft
    2020-08-01 0 days 1,824 sqft
    2020-09-01 0 days 1,756 sqft
    2020-10-01 0 days 1,593 sqft
    2020-11-01 0 days 1,590 sqft
    2020-12-01 0 days 1,583 sqft
    2021-01-01 0 days 1,584 sqft
    2021-02-01 0 days 1,618 sqft
    2021-03-01 0 days 1,676 sqft
    2021-04-01 0 days 1,677 sqft
    2021-05-01 0 days 1,823 sqft
    2021-06-01 0 days 1,812 sqft
    2021-07-01 0 days 1,755 sqft
    2021-08-01 0 days 1,733 sqft
    2021-09-01 0 days 1,717 sqft
    2021-10-01 0 days 1,726 sqft
    2021-11-01 0 days 1,695 sqft
    2021-12-01 0 days 1,663 sqft
    2022-01-01 0 days 1,575 sqft
    2022-02-01 0 days 1,584 sqft
    2022-03-01 0 days 1,688 sqft
    2022-04-01 0 days 1,595 sqft
    2022-05-01 0 days 1,579 sqft
    2022-06-01 0 days 1,604 sqft
    2022-07-01 0 days 1,600 sqft
    2022-08-01 0 days 1,641 sqft
    2022-09-01 0 days 1,658 sqft
    2022-10-01 0 days 1,535 sqft
    2022-11-01 0 days 1,596 sqft
    2022-12-01 0 days 1,537 sqft
    2023-01-01 0 days 1,522 sqft
    2023-02-01 0 days 1,540 sqft
    2023-03-01 0 days 1,583 sqft
    2023-04-01 0 days 1,674 sqft
    2023-05-01 0 days 1,755 sqft
    2023-06-01 0 days 1,794 sqft
    2023-07-01 0 days 1,819 sqft
    2023-08-01 0 days 1,808 sqft
    2023-09-01 0 days 1,823 sqft
    2023-10-01 0 days 1,858 sqft
    2023-11-01 0 days 1,877 sqft
    2023-12-01 0 days 1,891 sqft
    2024-01-01 0 days 1,743 sqft
    2024-02-01 0 days 1,696 sqft
    2024-03-01 0 days 1,708 sqft
    2024-04-01 0 days 1,660 sqft
    2024-05-01 0 days 1,692 sqft
    2024-06-01 0 days 1,746 sqft
    2024-07-01 0 days 1,800 sqft
    2024-08-01 0 days 1,851 sqft
    2024-09-01 0 days 1,741 sqft
    2024-10-01 0 days 1,699 sqft
    2024-11-01 0 days 1,713 sqft
    2024-12-01 0 days 1,604 sqft
    2025-01-01 0 days 1,609 sqft
    2025-02-01 0 days 1,628 sqft
    BECKLEY's median listing age (time on market) for 2025-02-01 was 0 days.

    BECKLEY's median square footage for active listings during the 2025-02-01 period was 1,628 sqft. One year prior, the average listing was 1,696 sqft.

    BECKLEY, WV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 837 $133,535,000 $159,540
    Refi 183 $21,925,000 $119,809
    Cash Out Refi 138 $18,680,000 $135,362
    Home Improvement 131 $8,615,000 $65,763
    Other 124 $9,290,000 $74,919
    NA 2 $100,000 $50,000

    Beckley's most frequently cited loan purpose was Home Purchase, with 837 originations. The 2nd most popular reason was Refi, with 183 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 485 $67,365,000 $138,897
    7-8% 270 $42,920,000 $158,963
    5-6% 243 $37,405,000 $153,930
    Over 8% 172 $15,910,000 $92,500
    2.5-3% 35 $2,915,000 $83,286
    4-5% 15 $2,595,000 $173,000
    <2.5% 12 $830,000 $69,167
    3-4% 1 $65,000 $65,000

    During 2023, Beckley's most frequently originated rate bucket was 6-7%, with 485 originations.

    Loan Sizing (BECKLEY, WV MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 620 $36,020,000 $58,097
    $100k-200k 532 $75,330,000 $141,598
    $200k-400k 220 $57,300,000 $260,455
    $400k-600k 34 $16,130,000 $474,412
    $600k-1000k 8 $5,360,000 $670,000
    $Over $1MM 1 $2,005,000 $2,005,000

    BECKLEY's loan sizing saw the bucket of loans from $100,000 or less with 620 originations, totaling $36,020,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 648 $107,750,000 $166,281
    60-80% 220 $31,770,000 $144,409
    20-40% 132 $8,850,000 $67,045
    40-60% 114 $12,740,000 $111,754
    Under 20% 103 $3,535,000 $34,320
    Over 100% 11 $2,975,000 $270,455

    BECKLEY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 648 originations, totaling $107,750,000 in origination value.