Clarksburg Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Clarksburg averaged 6.68% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.39% and one month ago for the week of 2025-02-27, the average rate was 6.5%.

    Clarksburg's average rate one year ago was 6.73%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.74%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Clarksburg 30 Year Fixed Rate 2025-04-03 6.68%
    Clarksburg 30 Year Fixed Rate Refi 2025-04-03 6.74%
    Clarksburg 15 Year Fixed Rate 2025-04-03 5.82%
    Clarksburg 15 Year Fixed Rate Refi 2025-04-03 6.32%
    Clarksburg 30 Year FHA 2025-04-03 6.13%
    Clarksburg 30 Year FHA Refi 2025-04-03 6.06%
    Clarksburg 30 Year USDA 2025-04-03 6.52%
    Clarksburg 30 Year USDA Refi 2025-04-03 6.42%
    Clarksburg 30 Year VA 2025-04-03 5.86%
    Clarksburg 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Clarksburg, WV.

    Clarksburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Clarksburg, WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    WesBanco 72 6.54% $4,283
    The Huntington National Bank 47 6.55% $4,068
    QUICKEN LOANS, LLC 35 6.91% $5,845
    LOANDEPOT.COM, LLC 27 6.35% $4,329
    City National Bank of West Virginia 24 6.49% $1,935
    INTERCOASTAL MORTGAGE COMPANY 24 6.75% $4,731
    JPMorgan Chase Bank 16 6.69% $3,962
    Truist 16 6.74% $3,578
    FAIRMONT 15 5.87% $2,585
    MOVEMENT MORTGAGE, LLC 11 6.59% $7,230
    Clear Mountain Bank 11 6.82% $3,493
    UNITED WHOLESALE MORTGAGE, LLC 10 6.78% $5,277
    CROSSCOUNTRY MORTGAGE, LLC 7 7.00% $6,281
    GUARANTEED RATE, INC. 6 6.55% $4,067
    First Federal Savings and Loan Association of Greene Co 5 6.52% $2,463
    CHESSIE 4 6.94% $2,815
    PNC Bank 3 6.83% $4,722
    ROYAL UNITED MORTGAGE LLC 3 7.50% $5,998
    Mortgage Research Center, LLC 3 7.25% $2,105
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.08% $7,714
    ZILLOW HOME LOANS, LLC 3 7.58% $7,270
    NAVY FEDERAL CREDIT UNION 2 7.25% $5,563
    AMERISAVE MORTGAGE CORPORATION 2 6.99% $6,181
    FIRST COLONY MORTGAGE CORPORATION 2 6.31% $3,981
    First National Bank of Pennsylvania 2 6.69% $3,988
    Flagstar Bank, FSB 2 6.25% $3,319
    JUSTICE Federal Credit Union 2 7.00% $4,017
    21ST MORTGAGE CORPORATION 2 8.48% $6,337
    United Bank 2 6.51% $3,656
    Wells Fargo Bank 2 7.25% $3,915
    Farm Credit of the Virginias, ACA 1 8.25% $910
    Discover Bank 1 7.05% $0
    Mr. Cooper ( Nationstar Mortgage ) 1 5.99% $3,897
    MYCUMORTGAGE, LLC 1 6.63% $4,460
    NASA Federal Credit Union 1 6.88% $7,896
    Alcova Mortgage LLC 1 6.13% $9,259
    OCMBC, INC. 1 7.00% $9,642
    Peoples Bank 1 6.13% $4,140
    Countybank 1 5.99% $3,314
    PREMIA MORTGAGE, LLC 1 6.63% $5,104
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 8.13% $8,039
    Community Bank 1 7.00% $5,851
    Quontic Bank 1 7.75% $7,535
    CHURCHILL MORTGAGE CORPORATION 1 6.50% $4,511
    SeaTrust Mortgage Company 1 6.13% $3,810
    CALCON MUTUAL MORTGAGE LLC 1 7.00% $4,263
    The Loan Store, Inc. 1 6.13% $7,102
    Burke & Herbert Bank & Trust Company 1 6.88% $3,936
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 6.50% $3,812
    BROKER SOLUTIONS, INC. 1 6.63% $5,463
    USAA Federal Savings Bank 1 6.38% $6,349
    U.S. Bank 1 7.00% $0
    BOKF 1 7.13% $4,615
    HOMESPIRE MORTGAGE CORPORATION 1 6.88% $7,413
    HOMESIDE FINANCIAL, LLC 1 6.63% $9,452
    Victorian Finance, LLC 1 6.50% $3,415
    Farmers Bank & Trust 1 7.50% $3,037

    Clarksburg Average Closing Costs & Other Stats

    Clarksburg, WV's 57 lenders originated 1,183 loans during 2024. The total origination value was $248,885,000, with an average loan value of $210,385.

    Clarksburg's average closing costs are $4,627.

    The top Clarksburg lender as defined by loan originations is WesBanco, with 72 loans originated. Their average total fees are $4,283, which is $215 higher than the next largest lender, The Huntington National Bank.

    The lowest fee Clarksburg lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,935), FAIRMONT ($2,585), Clear Mountain Bank ($3,493), Truist ($3,578) and JPMorgan Chase Bank ($3,962).

    The lowest rate Clarksburg lenders (with over 10 loans originated) are FAIRMONT (5.87%), LOANDEPOT.COM, LLC (6.35%), City National Bank of West Virginia (6.49%), WesBanco (6.54%) and The Huntington National Bank (6.55%).

    Clarksburg, WV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    WesBanco $32,720,000 $32,410,000 -0.9% 13.0%
    Burke & Herbert Bank & Trust Company $26,665,000 n/a 10.7%
    The Huntington National Bank $22,090,000 $21,335,000 -3.4% 8.6%
    Peoples Bank $110,000 $18,020,000 16,281.8% 7.2%
    QUICKEN LOANS, LLC $13,535,000 $15,335,000 13.3% 6.2%
    LOANDEPOT.COM, LLC $7,615,000 $12,030,000 58.0% 4.8%
    Truist $9,485,000 $9,715,000 2.4% 3.9%
    INTERCOASTAL MORTGAGE COMPANY $6,475,000 $9,650,000 49.0% 3.9%
    City National Bank of West Virginia $9,445,000 $8,850,000 -6.3% 3.6%
    MOVEMENT MORTGAGE, LLC $3,650,000 $7,890,000 116.2% 3.2%
    UNITED WHOLESALE MORTGAGE, LLC $4,675,000 $6,255,000 33.8% 2.5%
    Mortgage Research Center, LLC $7,820,000 $5,775,000 -26.2% 2.3%
    Clear Mountain Bank $7,240,000 $4,550,000 -37.2% 1.8%
    CROSSCOUNTRY MORTGAGE, LLC $625,000 $4,200,000 572.0% 1.7%
    First Exchange Bank $8,490,000 $4,020,000 -52.7% 1.6%
    JPMorgan Chase Bank $3,000,000 $3,815,000 27.2% 1.5%
    FAIRMONT $6,325,000 $3,530,000 -44.2% 1.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,065,000 $3,315,000 211.3% 1.3%
    NAVY FEDERAL CREDIT UNION $2,685,000 $3,060,000 14.0% 1.2%
    GUARANTEED RATE, INC. $600,000 $2,975,000 395.8% 1.2%
    First Federal Savings and Loan Association of Greene Co $4,115,000 $2,625,000 -36.2% 1.1%
    PENNYMAC LOAN SERVICES, LLC $655,000 $2,570,000 292.4% 1.0%
    S&T Bank $2,285,000 n/a 0.9%
    First Guaranty Bank $5,815,000 $1,700,000 -70.8% 0.7%
    First National Bank of Pennsylvania $3,810,000 $1,665,000 -56.3% 0.7%
    CONSTRUCTIVE LOANS, LLC $1,590,000 n/a 0.6%
    BROKER SOLUTIONS, INC. $700,000 $1,370,000 95.7% 0.6%
    Community Bank $1,280,000 n/a 0.5%
    ZILLOW HOME LOANS, LLC $85,000 $1,260,000 1,382.4% 0.5%
    JUSTICE Federal Credit Union $1,525,000 $1,165,000 -23.6% 0.5%
    PNC Bank $2,445,000 $1,165,000 -52.4% 0.5%
    FREEDOM MORTGAGE CORPORATION $635,000 $1,020,000 60.6% 0.4%
    AMERISAVE MORTGAGE CORPORATION $860,000 $915,000 6.4% 0.4%
    Wells Fargo Bank $1,635,000 $885,000 -45.9% 0.4%
    USAA Federal Savings Bank $1,075,000 $830,000 -22.8% 0.3%
    CHESSIE $1,295,000 $780,000 -39.8% 0.3%
    AmeriHome Mortgage Company, LLC $775,000 n/a 0.3%
    Flagstar Bank, FSB $1,095,000 $770,000 -29.7% 0.3%
    Sierra Pacific Mortgage Company, Inc. $5,870,000 $700,000 -88.1% 0.3%
    21ST MORTGAGE CORPORATION $65,000 $650,000 900.0% 0.3%
    The Federal Savings Bank $635,000 n/a 0.3%
    United Bank $130,000 $620,000 376.9% 0.2%
    LIMA ONE CAPITAL, LLC $830,000 $610,000 -26.5% 0.2%
    DHI MORTGAGE COMPANY, LTD. $585,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $180,000 $555,000 208.3% 0.2%
    Farm Credit of the Virginias, ACA $35,000 $550,000 1,471.4% 0.2%
    Nations Lending Corporation $530,000 n/a 0.2%
    Clay County Bank, Inc. $485,000 n/a 0.2%
    PLANET HOME LENDING, LLC $485,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $455,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $420,000 $410,000 -2.4% 0.2%
    BAYER HERITAGE $1,040,000 $400,000 -61.5% 0.2%
    Barrington Bank & Trust Company, N.A. $85,000 $390,000 358.8% 0.2%
    Alcova Mortgage LLC $670,000 $385,000 -42.5% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $860,000 $380,000 -55.8% 0.2%
    Discover Bank $325,000 $365,000 12.3% 0.1%
    Farmers Bank & Trust $365,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $345,000 n/a 0.1%
    First United Corporation $465,000 $340,000 -26.9% 0.1%
    First Community Bank $570,000 $320,000 -43.9% 0.1%
    Victorian Finance, LLC $360,000 $320,000 -11.1% 0.1%
    HOMESPIRE MORTGAGE CORPORATION $315,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $305,000 n/a 0.1%
    NEWREZ LLC $165,000 $305,000 84.8% 0.1%
    OCMBC, INC. $285,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $275,000 n/a 0.1%
    NASA Federal Credit Union $275,000 n/a 0.1%
    Univest Bank and Trust Co. $275,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $265,000 $265,000 0.0% 0.1%
    UNION HOME MORTGAGE CORP. $265,000 n/a 0.1%
    UNITED MORTGAGE CORP $265,000 n/a 0.1%
    Bank of Charles Town $255,000 n/a 0.1%
    BOKF $235,000 n/a 0.1%
    Carrington Mortgage Services, LLC $230,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $220,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $205,000 n/a 0.1%
    Quontic Bank $205,000 n/a 0.1%
    T2 FINANCIAL LLC $205,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $245,000 $195,000 -20.4% 0.1%
    SeaTrust Mortgage Company $195,000 n/a 0.1%
    The Loan Store, Inc. $195,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $255,000 $185,000 -27.5% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $175,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $170,000 n/a 0.1%
    Countybank $125,000 $165,000 32.0% 0.1%
    PENTAGON FEDERAL CREDIT UNION $255,000 $165,000 -35.3% 0.1%
    First Heritage Mortgage, LLC $155,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $155,000 n/a 0.1%
    MYCUMORTGAGE, LLC $155,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $155,000 n/a 0.1%
    Bank of America $1,005,000 $130,000 -87.1% 0.1%
    First Commonwealth Bank $105,000 n/a 0.0%
    U.S. Bank $525,000 $100,000 -81.0% 0.0%
    CARDINAL FINANCIAL $95,000 n/a 0.0%
    PHH Mortgage Corporation $95,000 n/a 0.0%
    Waterstone Mortgage Corporation $95,000 n/a 0.0%
    Equity Prime Mortgage LLC $95,000 $85,000 -10.5% 0.0%
    First Reliance Bank $85,000 n/a 0.0%
    AMERICAN FINANCING CORPORATION $65,000 n/a 0.0%
    AMERICAN INTERNET MORTGAGE, INC. $65,000 n/a 0.0%
    ASHLAND Credit Union $210,000 $65,000 -69.0% 0.0%
    CHURCHILL MORTGAGE CORPORATION $155,000 $65,000 -58.1% 0.0%
    BANK OF LITTLE ROCK MORTGAGE CORPORATION $55,000 n/a 0.0%
    GUILD MORTGAGE COMPANY $395,000 $55,000 -86.1% 0.0%
    Williamstown Bank, Inc $55,000 n/a 0.0%
    M&T Bank $25,000 $35,000 40.0% 0.0%
    WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION $35,000 n/a 0.0%
    Baxter Credit Union $25,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

    Clarksburg's top lender by overall market share is WesBanco, with 13.0% market share. In second place, with 10.7%, is Burke & Herbert Bank & Trust Company, having originated $26,665,000 in loans. In third place, with 8.6%, is The Huntington National Bank, having originated $21,335,000 in loans. In fourth place, with 7.2%, is Peoples Bank, having originated $18,020,000 in loans. In fifth place, with 6.2%, is QUICKEN LOANS, LLC, having originated $15,335,000 in loans.

    Clarksburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Clarksburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $140,500 (1.0%) $185,574 (2.4%) 0.00 310
    2018-02-01 $153,800 (10.3%) $195,089 (7.6%) 0.00 286
    2018-03-01 $166,000 (19.4%) $209,043 (15.8%) 0.00 250
    2018-04-01 $165,000 (18.7%) $202,299 (10.5%) 0.00 249
    2018-05-01 $164,925 (18.8%) $200,503 (9.4%) 0.00 243
    2018-06-01 $174,900 (26.6%) $216,042 (18.0%) 0.00 244
    2018-07-01 $179,700 (28.5%) $217,556 (18.4%) 0.00 253
    2018-08-01 $178,500 (27.6%) $211,270 (18.1%) 0.00 266
    2018-09-01 $179,900 (28.8%) $211,987 (18.3%) 0.00 273
    2018-10-01 $180,200 (28.8%) $206,943 (13.8%) 0.00 291
    2018-11-01 $181,700 (31.4%) $207,203 (14.5%) 0.00 277
    2018-12-01 $179,900 (29.9%) $206,059 (13.7%) 0.00 266
    2019-01-01 $186,700 (32.9%) $209,473 (12.9%) 0.00 248
    2019-02-01 $192,225 (25.0%) $219,552 (12.5%) 0.00 232
    2019-03-01 $176,786 (6.5%) $208,707 (-0.2%) 0.00 235
    2019-04-01 $162,061 (-1.8%) $198,362 (-2.0%) 0.00 242
    2019-05-01 $167,600 (1.6%) $200,933 (0.2%) 0.00 254
    2019-06-01 $174,450 (-0.3%) $210,788 (-2.4%) 0.00 245
    2019-07-01 $178,500 (-0.7%) $218,351 (0.4%) 0.00 261
    2019-08-01 $171,545 (-3.9%) $214,020 (1.3%) 0.00 260
    2019-09-01 $163,364 (-9.2%) $209,149 (-1.3%) 0.00 256
    2019-10-01 $157,909 (-12.4%) $206,149 (-0.4%) 0.00 254
    2019-11-01 $159,000 (-12.5%) $212,700 (2.7%) 0.00 241
    2019-12-01 $133,950 (-25.5%) $203,786 (-1.1%) 0.00 212
    2020-01-01 $129,900 (-30.4%) $193,431 (-7.7%) 0.00 197
    2020-02-01 $135,000 (-29.8%) $196,791 (-10.4%) 0.00 192
    2020-03-01 $155,875 (-11.8%) $198,396 (-4.9%) 0.00 192
    2020-04-01 $156,200 (-3.6%) $198,324 (0.0%) 0.00 192
    2020-05-01 $159,900 (-4.6%) $202,273 (0.7%) 0.00 191
    2020-06-01 $131,475 (-24.6%) $198,116 (-6.0%) 0.00 180
    2020-07-01 $147,250 (-17.5%) $195,386 (-10.5%) 0.00 170
    2020-08-01 $156,950 (-8.5%) $198,578 (-7.2%) 0.00 169
    2020-09-01 $149,900 (-8.2%) $190,212 (-9.1%) 0.00 185
    2020-10-01 $143,500 (-9.1%) $188,283 (-8.7%) 0.00 188
    2020-11-01 $136,625 (-14.1%) $181,722 (-14.6%) 0.00 191
    2020-12-01 $138,450 (3.4%) $175,956 (-13.7%) 0.00 169
    2021-01-01 $129,900 (0.0%) $171,232 (-11.5%) 0.00 140
    2021-02-01 $136,200 (0.9%) $175,130 (-11.0%) 0.00 124
    2021-03-01 $133,225 (-14.5%) $177,243 (-10.7%) 0.00 116
    2021-04-01 $129,975 (-16.8%) $175,866 (-11.3%) 0.00 106
    2021-05-01 $145,450 (-9.0%) $179,821 (-11.1%) 0.00 94
    2021-06-01 $152,200 (15.8%) $201,367 (1.6%) 0.00 120
    2021-07-01 $155,000 (5.3%) $211,767 (8.4%) 0.00 140
    2021-08-01 $164,950 (5.1%) $219,874 (10.7%) 0.00 142
    2021-09-01 $167,000 (11.4%) $220,728 (16.0%) 0.00 142
    2021-10-01 $162,450 (13.2%) $218,143 (15.9%) 0.00 158
    2021-11-01 $166,000 (21.5%) $222,589 (22.5%) 0.00 149
    2021-12-01 $166,225 (20.1%) $226,295 (28.6%) 0.00 133
    2022-01-01 $175,000 (34.7%) $226,699 (32.4%) 0.00 106
    2022-02-01 $175,000 (28.5%) $233,371 (33.3%) 0.00 99
    2022-03-01 $171,900 (29.0%) $216,168 (22.0%) 0.00 91
    2022-04-01 $184,000 (41.6%) $223,924 (27.3%) 0.00 101
    2022-05-01 $186,750 (28.4%) $239,428 (33.2%) 0.00 117
    2022-06-01 $193,200 (26.9%) $239,934 (19.2%) 0.00 130
    2022-07-01 $182,500 (17.7%) $230,957 (9.1%) 0.00 127
    2022-08-01 $187,450 (13.6%) $234,776 (6.8%) 0.00 121
    2022-09-01 $199,750 (19.6%) $236,602 (7.2%) 0.00 129
    2022-10-01 $196,500 (21.0%) $232,375 (6.5%) 0.00 135
    2022-11-01 $203,250 (22.4%) $226,611 (1.8%) 0.00 139
    2022-12-01 $207,000 (24.5%) $252,508 (11.6%) 0.00 119
    2023-01-01 $192,250 (9.9%) $242,520 (7.0%) 0.00 107
    2023-02-01 $197,250 (12.7%) $248,979 (6.7%) 0.00 105
    2023-03-01 $189,750 (10.4%) $246,037 (13.8%) 0.00 107
    2023-04-01 $158,750 (-13.7%) $226,917 (1.3%) 0.00 123
    2023-05-01 $172,225 (-7.8%) $231,289 (-3.4%) 0.00 127
    2023-06-01 $209,500 (8.4%) $239,377 (-0.2%) 0.00 129
    2023-07-01 $204,250 (11.9%) $251,260 (8.8%) 0.00 111
    2023-08-01 $207,500 (10.7%) $307,448 (31.0%) 0.00 122
    2023-09-01 $198,800 (-0.5%) $283,196 (19.7%) 0.00 144
    2023-10-01 $175,225 (-10.8%) $263,901 (13.6%) 0.00 149
    2023-11-01 $184,850 (-9.1%) $265,648 (17.2%) 0.00 157
    2023-12-01 $169,750 (-18.0%) $246,342 (-2.4%) 0.00 162
    2024-01-01 $172,200 (-10.4%) $241,894 (-0.3%) 0.00 148
    2024-02-01 $185,700 (-5.9%) $242,695 (-2.5%) 0.00 132
    2024-03-01 $194,950 (2.7%) $258,101 (4.9%) 0.00 135
    2024-04-01 $196,000 (23.5%) $255,679 (12.7%) 0.00 127
    2024-05-01 $190,000 (10.3%) $248,020 (7.2%) 0.00 129
    2024-06-01 $199,450 (-4.8%) $248,918 (4.0%) 0.00 131
    2024-07-01 $205,749 (0.7%) $245,435 (-2.3%) 0.00 127
    2024-08-01 $194,900 (-6.1%) $230,903 (-24.9%) 0.00 139
    2024-09-01 $175,000 (-12.0%) $241,644 (-14.7%) 0.00 137
    2024-10-01 $199,300 (13.7%) $252,644 (-4.3%) 0.00 131
    2024-11-01 $200,000 (8.2%) $232,384 (-12.5%) 0.00 132
    2024-12-01 $196,000 (15.5%) $225,939 (-8.3%) 0.00 142
    2025-01-01 $190,000 (10.3%) $228,078 (-5.7%) 0.00 142
    2025-02-01 $169,600 (-8.7%) $223,098 (-8.1%) 0.00 129
    2025-03-01 $180,000 (-7.7%) $242,063 (-6.2%) 0.00 112
    Clarksburg's median listing price for 2025-03-01 was $180,000, a difference of $-14,950 (-7.7%) versus the prior year and $10,400 versus the prior month.

    Clarksburg's median listing price comes in at 0% of the national average.

    Clarksburg's average listing price for 2025-03-01 was $242,063, a difference of $-16,038 (-6.2%) versus the prior year and $18,965 versus the prior month.

    For the 2025-03-01 period, Clarksburg had 112 MLS listings, a difference of -17 listings (-13%) versus the prior month and -23 listings (-17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Clarksburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,728 sqft
    2018-02-01 0 days 1,776 sqft
    2018-03-01 0 days 1,800 sqft
    2018-04-01 0 days 1,800 sqft
    2018-05-01 0 days 1,800 sqft
    2018-06-01 0 days 1,904 sqft
    2018-07-01 0 days 1,896 sqft
    2018-08-01 0 days 1,837 sqft
    2018-09-01 0 days 1,865 sqft
    2018-10-01 0 days 1,800 sqft
    2018-11-01 0 days 1,800 sqft
    2018-12-01 0 days 1,792 sqft
    2019-01-01 0 days 1,798 sqft
    2019-02-01 0 days 1,832 sqft
    2019-03-01 0 days 1,780 sqft
    2019-04-01 0 days 1,739 sqft
    2019-05-01 0 days 1,799 sqft
    2019-06-01 0 days 1,863 sqft
    2019-07-01 0 days 1,911 sqft
    2019-08-01 0 days 1,861 sqft
    2019-09-01 0 days 1,785 sqft
    2019-10-01 0 days 1,754 sqft
    2019-11-01 0 days 1,784 sqft
    2019-12-01 0 days 1,701 sqft
    2020-01-01 0 days 1,619 sqft
    2020-02-01 0 days 1,672 sqft
    2020-03-01 0 days 1,680 sqft
    2020-04-01 0 days 1,741 sqft
    2020-05-01 0 days 1,729 sqft
    2020-06-01 0 days 1,747 sqft
    2020-07-01 0 days 1,688 sqft
    2020-08-01 0 days 1,686 sqft
    2020-09-01 0 days 1,631 sqft
    2020-10-01 0 days 1,600 sqft
    2020-11-01 0 days 1,559 sqft
    2020-12-01 0 days 1,580 sqft
    2021-01-01 0 days 1,533 sqft
    2021-02-01 0 days 1,511 sqft
    2021-03-01 0 days 1,474 sqft
    2021-04-01 0 days 1,512 sqft
    2021-05-01 0 days 1,426 sqft
    2021-06-01 0 days 1,518 sqft
    2021-07-01 0 days 1,595 sqft
    2021-08-01 0 days 1,681 sqft
    2021-09-01 0 days 1,685 sqft
    2021-10-01 0 days 1,629 sqft
    2021-11-01 0 days 1,629 sqft
    2021-12-01 0 days 1,605 sqft
    2022-01-01 0 days 1,630 sqft
    2022-02-01 0 days 1,663 sqft
    2022-03-01 0 days 1,756 sqft
    2022-04-01 0 days 1,623 sqft
    2022-05-01 0 days 1,648 sqft
    2022-06-01 0 days 1,712 sqft
    2022-07-01 0 days 1,697 sqft
    2022-08-01 0 days 1,743 sqft
    2022-09-01 0 days 1,678 sqft
    2022-10-01 0 days 1,680 sqft
    2022-11-01 0 days 1,670 sqft
    2022-12-01 0 days 1,752 sqft
    2023-01-01 0 days 1,749 sqft
    2023-02-01 0 days 1,796 sqft
    2023-03-01 0 days 1,774 sqft
    2023-04-01 0 days 1,616 sqft
    2023-05-01 0 days 1,748 sqft
    2023-06-01 0 days 1,741 sqft
    2023-07-01 0 days 1,686 sqft
    2023-08-01 0 days 1,724 sqft
    2023-09-01 0 days 1,716 sqft
    2023-10-01 0 days 1,640 sqft
    2023-11-01 0 days 1,640 sqft
    2023-12-01 0 days 1,602 sqft
    2024-01-01 0 days 1,604 sqft
    2024-02-01 0 days 1,639 sqft
    2024-03-01 0 days 1,652 sqft
    2024-04-01 0 days 1,634 sqft
    2024-05-01 0 days 1,573 sqft
    2024-06-01 0 days 1,632 sqft
    2024-07-01 0 days 1,579 sqft
    2024-08-01 0 days 1,668 sqft
    2024-09-01 0 days 1,655 sqft
    2024-10-01 0 days 1,703 sqft
    2024-11-01 0 days 1,661 sqft
    2024-12-01 0 days 1,672 sqft
    2025-01-01 0 days 1,662 sqft
    2025-02-01 0 days 1,640 sqft
    2025-03-01 0 days 1,678 sqft
    Clarksburg's median listing age (time on market) for 2025-03-01 was 0 days.

    Clarksburg's median square footage for active listings during the 2025-03-01 period was 1,678 sqft. One year prior, the average listing was 1,652 sqft.

    Clarksburg, WV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 694 $164,010,000 $236,326
    Cash Out Refi 166 $20,810,000 $125,361
    Refi 120 $46,650,000 $388,750
    Other 118 $10,910,000 $92,458
    Home Improvement 85 $6,505,000 $76,529

    Clarksburg's most frequently cited loan purpose was Home Purchase, with 694 originations. The 2nd most popular reason was Cash Out Refi, with 166 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 504 $104,150,000 $206,647
    Over 8% 217 $20,275,000 $93,433
    7-8% 205 $77,225,000 $376,707
    5-6% 161 $30,595,000 $190,031
    3-4% 47 $5,365,000 $114,149
    4-5% 13 $2,815,000 $216,538
    2.5-3% 5 $1,055,000 $211,000
    <2.5% 3 $15,000 $5,000

    During 2024, Clarksburg's most frequently originated rate bucket was 6-7%, with 504 originations.

    Loan Sizing (Clarksburg, WV MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 447 $65,495,000 $146,521
    $100,000 or less 380 $24,310,000 $63,974
    $200k-400k 294 $81,260,000 $276,395
    $400k-600k 49 $23,205,000 $473,571
    $600k-1000k 8 $5,870,000 $733,750
    $Over $1MM 5 $48,745,000 $9,749,000

    Clarksburg's loan sizing saw the bucket of loans from $100k-200k with 447 originations, totaling $65,495,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 588 $151,010,000 $256,820
    60-80% 224 $55,050,000 $245,759
    20-40% 120 $10,460,000 $87,167
    40-60% 104 $17,260,000 $165,962
    Under 20% 99 $4,525,000 $45,707
    Over 100% 8 $1,660,000 $207,500

    Clarksburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 588 originations, totaling $151,010,000 in origination value.