Clarksburg Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Clarksburg averaged 6.99% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 6.78% and one month ago for the week of 2023-08-17, the average rate was 6.89%.

    Clarksburg's average rate one year ago was 5.42%.

    For refis of the same type during the week of 2023-09-21, the average rate was 6.57%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Clarksburg 30 Year Fixed Rate 2023-09-21 6.99%
    Clarksburg 30 Year Fixed Rate Refi 2023-09-21 6.57%
    Clarksburg 15 Year Fixed Rate 2023-09-21 6.34%
    Clarksburg 15 Year Fixed Rate Refi 2023-09-21 6.74%
    Clarksburg 30 Year FHA 2023-09-21 6.3%
    Clarksburg 30 Year FHA Refi 2023-09-21 7.14%
    Clarksburg 30 Year USDA 2023-09-21 6.82%
    Clarksburg 30 Year USDA Refi 2023-09-21 7.12%
    Clarksburg 30 Year VA 2023-09-21 6.43%
    Clarksburg 30 Year VA Refi 2023-09-21 6.62%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Clarksburg, WV.

    Clarksburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Clarksburg, WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    The Huntington National Bank 67 4.85% $4,160
    City National Bank of West Virginia 61 4.29% $1,794
    WesBanco 59 4.91% $3,979
    QUICKEN LOANS, LLC 40 5.11% $7,005
    First Federal Bank of the Midwest 29 4.63% $3,875
    INTERCOASTAL MORTGAGE COMPANY 28 5.05% $5,135
    FAIRMONT 26 3.98% $2,834
    JPMorgan Chase Bank 24 4.62% $4,001
    LOANDEPOT.COM, LLC 22 4.70% $4,302
    Clear Mountain Bank 19 4.30% $3,622
    Truist 15 4.89% $3,255
    Sierra Pacific Mortgage Company, Inc. 10 5.41% $6,535
    MOVEMENT MORTGAGE, LLC 8 5.87% $4,115
    PRIMELENDING, A PLAINSCAPITAL COMPANY 7 5.96% $3,832
    Wells Fargo Bank 6 5.21% $3,784
    AMERICAN FINANCING CORPORATION 6 4.60% $4,791
    NFM, INC. 6 5.96% $6,672
    First Community Bank 5 4.14% $3,313
    NAVY FEDERAL CREDIT UNION 5 5.30% $4,184
    PNC Bank 5 4.55% $3,762
    CHESSIE 4 3.56% $2,688
    JUSTICE Federal Credit Union 4 4.03% $5,045
    Peoples Bank 4 6.41% $3,171
    UNITED WHOLESALE MORTGAGE, LLC 3 5.25% $5,477
    BROKER SOLUTIONS, INC. 3 5.25% $8,956
    First Federal Savings and Loan Association of Greene Co 3 3.47% $3,177
    GUARANTEED RATE, INC. 3 6.22% $5,109
    AMERISAVE MORTGAGE CORPORATION 3 4.46% $7,942
    Summit Community Bank, Inc. 2 4.06% $3,557
    Mr. Cooper ( Nationstar Mortgage ) 2 3.94% $4,737
    ROYAL UNITED MORTGAGE LLC 2 6.63% $6,528
    MILLENNIUM FINANCIAL GROUP, INC. 2 6.25% $4,974
    United Bank 2 4.05% $3,180
    U.S. Bank 2 3.69% $3,227
    Flagstar Bank, FSB 2 5.19% $3,887
    HOME POINT FINANCIAL CORPORATION 2 4.87% $4,134
    ZILLOW HOME LOANS, LLC 1 7.13% $5,677
    AMERICAN INTERNET MORTGAGE, INC. 1 3.88% $13,316
    AmRes Corporation 1 5.88% $4,987
    Bank of America 1 3.38% $2,573
    Bank of Clarke County 1 6.13% $2,892
    Bank of England 1 6.63% $7,251
    BAYER HERITAGE 1 3.38% $2,547
    BETTER MORTGAGE CORPORATION 1 3.38% $3,768
    CALIBER HOME LOANS, INC. 1 6.63% $1,624
    Carrington Mortgage Services, LLC 1 5.00% $4,256
    CHURCHILL MORTGAGE CORPORATION 1 4.88% $4,752
    CROSSCOUNTRY MORTGAGE, LLC 1 5.75% $8,523
    EVERETT FINANCIAL, INC. 1 3.88% $3,229
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 2.99% $2,115
    Farm Credit of the Virginias, ACA 1 5.75% $3,758
    Fifth Third Bank 1 4.38% $3,247
    First Bank 1 5.88% $5,627
    First Home Bank 1 5.00% $7,193
    First Horizon Bank 1 3.75% $10,033
    Gateway First Bank 1 4.38% $4,038
    GUARANTEED RATE AFFINITY, LLC 1 6.63% $0
    HOMESIDE FINANCIAL, LLC 1 4.00% $4,647
    HOMESPIRE MORTGAGE CORPORATION 1 5.50% $10,397
    Ixonia Bank 1 5.25% $6,310
    LAKEVIEW LOAN SERVICING, LLC 1 5.50% $4,907
    Morgan Stanley Private Bank 1 5.65% $3,474
    Nations Lending Corporation 1 3.38% $7,707
    PLANET HOME LENDING, LLC 1 6.63% $2,371
    SIWELL, INC. 1 3.75% $3,362
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.75% $6,905
    21ST MORTGAGE CORPORATION 1 8.30% $4,806

    Clarksburg Average Closing Costs & Other Stats

    Clarksburg, WV's 67 lenders originated 1,513 loans during 2022. The total origination value was $265,265,000, with an average loan value of $175,324.

    Clarksburg's average closing costs are $4,305.

    The top Clarksburg lender as defined by loan originations is The Huntington National Bank, with 67 loans originated. Their average total fees are $4,160, which is $2,367 higher than the next largest lender, City National Bank of West Virginia.

    The lowest fee Clarksburg lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,794), FAIRMONT ($2,834), Truist ($3,255), Clear Mountain Bank ($3,622) and First Federal Bank of the Midwest ($3,875).

    The lowest rate Clarksburg lenders (with over 10 loans originated) are FAIRMONT (3.98%), City National Bank of West Virginia (4.29%), Clear Mountain Bank (4.30%), JPMorgan Chase Bank (4.62%) and First Federal Bank of the Midwest (4.63%).

    Clarksburg, WV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    WesBanco Bank, Inc. $34,225,000 $31,325,000 -8.5% 11.8%
    The Huntington National Bank $40,870,000 $28,500,000 -30.3% 10.7%
    QUICKEN LOANS, LLC $44,805,000 $21,705,000 -51.6% 8.2%
    City National Bank of West Virginia $11,180,000 $17,065,000 52.6% 6.4%
    Truist $16,840,000 $13,060,000 -22.4% 4.9%
    First Federal Bank of the Midwest $18,250,000 $12,810,000 -29.8% 4.8%
    INTERCOASTAL MORTGAGE COMPANY $28,620,000 $11,335,000 -60.4% 4.3%
    Clear Mountain Bank $19,830,000 $10,350,000 -47.8% 3.9%
    LOANDEPOT.COM, LLC $10,135,000 $8,895,000 -12.2% 3.4%
    First Guaranty Bank $8,050,000 n/a 3.0%
    JPMorgan Chase Bank $9,575,000 $6,940,000 -27.5% 2.6%
    FAIRMONT $12,545,000 $6,655,000 -47.0% 2.5%
    Mortgage Research Center, LLC $7,305,000 $5,565,000 -23.8% 2.1%
    NAVY FEDERAL CREDIT UNION $2,550,000 $5,375,000 110.8% 2.0%
    First Community Bank $5,725,000 $5,210,000 -9.0% 2.0%
    Sierra Pacific Mortgage Company, Inc. $5,645,000 $3,765,000 -33.3% 1.4%
    MOVEMENT MORTGAGE, LLC $3,960,000 $3,515,000 -11.2% 1.3%
    First Exchange Bank $4,800,000 $3,230,000 -32.7% 1.2%
    PNC Bank $2,155,000 $2,990,000 38.7% 1.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $4,095,000 $2,880,000 -29.7% 1.1%
    First Federal Savings and Loan Association of Greene Co $3,240,000 $2,740,000 -15.4% 1.0%
    CHESSIE $3,295,000 $2,530,000 -23.2% 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $105,000 $2,530,000 2,309.5% 1.0%
    AMERISAVE MORTGAGE CORPORATION $8,735,000 $2,385,000 -72.7% 0.9%
    NFM, INC. $5,020,000 $2,345,000 -53.3% 0.9%
    First United Corporation $495,000 $2,290,000 362.6% 0.9%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,105,000 $2,085,000 -1.0% 0.8%
    USAA Federal Savings Bank $4,040,000 $1,635,000 -59.5% 0.6%
    The Grant County Bank $245,000 $1,535,000 526.5% 0.6%
    FREEDOM MORTGAGE CORPORATION $6,005,000 $1,525,000 -74.6% 0.6%
    JUSTICE Federal Credit Union $3,160,000 $1,450,000 -54.1% 0.5%
    Wells Fargo Bank $3,770,000 $1,355,000 -64.1% 0.5%
    Peoples Bank $145,000 $1,125,000 675.9% 0.4%
    BROKER SOLUTIONS, INC. $1,735,000 $1,110,000 -36.0% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $655,000 $960,000 46.6% 0.4%
    Flagstar Bank, FSB $995,000 $890,000 -10.6% 0.3%
    GUARANTEED RATE, INC. $930,000 $845,000 -9.1% 0.3%
    Pendleton Community Bank, Inc. $805,000 n/a 0.3%
    Bank of America $330,000 $790,000 139.4% 0.3%
    The Federal Savings Bank $1,840,000 $790,000 -57.1% 0.3%
    United Bank $2,100,000 $790,000 -62.4% 0.3%
    MILLENNIUM FINANCIAL GROUP, INC. $375,000 $770,000 105.3% 0.3%
    Summit Community Bank, Inc. $1,420,000 $745,000 -47.5% 0.3%
    U.S. Bank $3,495,000 $710,000 -79.7% 0.3%
    EVERETT FINANCIAL, INC. $145,000 $645,000 344.8% 0.2%
    BAYER HERITAGE $635,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $820,000 $630,000 -23.2% 0.2%
    Gateway First Bank $280,000 $575,000 105.4% 0.2%
    Farm Credit of the Virginias, ACA $1,085,000 $560,000 -48.4% 0.2%
    Fifth Third Bank $135,000 $560,000 314.8% 0.2%
    PENNYMAC LOAN SERVICES, LLC $1,900,000 $555,000 -70.8% 0.2%
    UNION HOME MORTGAGE CORP. $1,385,000 $555,000 -59.9% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $2,060,000 $550,000 -73.3% 0.2%
    HOME POINT FINANCIAL CORPORATION $3,030,000 $545,000 -82.0% 0.2%
    North American Savings Bank, F.S.B. $515,000 n/a 0.2%
    Northpointe Bank $485,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $255,000 $440,000 72.5% 0.2%
    VILLAGE CAPITAL MORTGAGE $1,490,000 $440,000 -70.5% 0.2%
    Nations Lending Corporation $430,000 $435,000 1.2% 0.2%
    Bank of England $450,000 $420,000 -6.7% 0.2%
    First Bank $415,000 n/a 0.2%
    Service Federal Credit Union $405,000 n/a 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $775,000 $395,000 -49.0% 0.1%
    Magnolia Bank $420,000 $395,000 -6.0% 0.1%
    The Park National Bank $395,000 n/a 0.1%
    Citizens Bank $95,000 $380,000 300.0% 0.1%
    21ST MORTGAGE CORPORATION $245,000 $375,000 53.1% 0.1%
    Waterstone Mortgage Corporation $375,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $355,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $345,000 n/a 0.1%
    HOMESPIRE MORTGAGE CORPORATION $595,000 $345,000 -42.0% 0.1%
    First Home Bank $260,000 $340,000 30.8% 0.1%
    Carrington Mortgage Services, LLC $930,000 $335,000 -64.0% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $235,000 $335,000 42.6% 0.1%
    UNITED MORTGAGE CORP. $335,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $315,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $175,000 $305,000 74.3% 0.1%
    Community First National Bank $305,000 n/a 0.1%
    First Horizon Bank $305,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $300,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $520,000 $295,000 -43.3% 0.1%
    NEWREZ LLC $965,000 $290,000 -69.9% 0.1%
    Ally Bank $745,000 $285,000 -61.7% 0.1%
    SIWELL, INC. $265,000 n/a 0.1%
    M&T Bank $260,000 n/a 0.1%
    Putnam County Bank $245,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $220,000 n/a 0.1%
    CALIBER HOME LOANS, INC. $985,000 $215,000 -78.2% 0.1%
    Morgan Stanley Private Bank $205,000 n/a 0.1%
    The United Federal Credit Union $205,000 $205,000 0.0% 0.1%
    AMERICAN ADVISORS GROUP $270,000 $185,000 -31.5% 0.1%
    AmRes Corporation $125,000 $185,000 48.0% 0.1%
    CHURCHILL MORTGAGE CORPORATION $690,000 $185,000 -73.2% 0.1%
    S1L, Inc. $185,000 n/a 0.1%
    Blue Ridge Bank $185,000 $165,000 -10.8% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $145,000 $155,000 6.9% 0.1%
    PLANET HOME LENDING, LLC $1,890,000 $155,000 -91.8% 0.1%
    Arvest Bank $135,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $4,180,000 $135,000 -96.8% 0.1%
    CONTOUR MORTGAGE CORPORATION $225,000 $135,000 -40.0% 0.1%
    Ixonia Bank $135,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $125,000 n/a 0.0%
    1ST SIGNATURE LENDING, LLC $115,000 n/a 0.0%
    MEMBER FIRST MORTGAGE, LLC $115,000 n/a 0.0%
    Calhoun County Bank, Inc. $105,000 n/a 0.0%
    Clay County Bank, Inc. $105,000 n/a 0.0%
    Renasant Bank $2,760,000 $105,000 -96.2% 0.0%
    Discover Bank $210,000 $90,000 -57.1% 0.0%
    Barrington Bank & Trust Company, N.A. $865,000 $85,000 -90.2% 0.0%
    Centier Bank $65,000 n/a 0.0%
    First National Bank of Pennsylvania $65,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $55,000 n/a 0.0%
    Bank of Clarke County $35,000 n/a 0.0%

    Clarksburg's top lender by overall market share is WesBanco Bank, Inc., with 11.8% market share. In second place, with 10.7%, is The Huntington National Bank, having originated $28,500,000 in loans. In third place, with 8.2%, is QUICKEN LOANS, LLC, having originated $21,705,000 in loans. In fourth place, with 6.4%, is City National Bank of West Virginia, having originated $17,065,000 in loans. In fifth place, with 4.9%, is Truist, having originated $13,060,000 in loans.

    Clarksburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Clarksburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $140,500 (1.0%) $185,574 (2.4%) 0.00 310
    2018-02-01 $153,800 (10.3%) $195,089 (8.1%) 0.00 286
    2018-03-01 $166,000 (19.4%) $209,043 (16.3%) 0.00 250
    2018-04-01 $165,000 (19.1%) $202,299 (10.9%) 0.00 249
    2018-05-01 $164,925 (18.9%) $200,503 (9.9%) 0.00 243
    2018-06-01 $174,900 (26.9%) $216,042 (18.5%) 0.00 244
    2018-07-01 $179,700 (28.5%) $217,556 (18.5%) 0.00 253
    2018-08-01 $178,500 (27.6%) $211,270 (18.1%) 0.00 266
    2018-09-01 $179,900 (28.8%) $211,987 (18.3%) 0.00 273
    2018-10-01 $180,600 (29.1%) $207,230 (14.0%) 0.00 292
    2018-11-01 $183,500 (32.7%) $207,491 (14.7%) 0.00 278
    2018-12-01 $179,900 (29.9%) $206,367 (13.9%) 0.00 267
    2019-01-01 $186,975 (33.1%) $209,796 (13.1%) 0.00 249
    2019-02-01 $193,450 (25.8%) $219,861 (12.7%) 0.00 233
    2019-03-01 $177,043 (6.7%) $208,885 (-0.1%) 0.00 236
    2019-04-01 $162,093 (-1.8%) $198,135 (-2.1%) 0.00 242
    2019-05-01 $165,825 (0.6%) $200,474 (0.0%) 0.00 253
    2019-06-01 $174,000 (-0.5%) $210,788 (-2.4%) 0.00 245
    2019-07-01 $178,500 (-0.7%) $218,351 (0.4%) 0.00 261
    2019-08-01 $171,545 (-3.9%) $214,020 (1.3%) 0.00 260
    2019-09-01 $163,364 (-9.2%) $209,149 (-1.3%) 0.00 256
    2019-10-01 $157,909 (-12.6%) $206,149 (-0.5%) 0.00 254
    2019-11-01 $159,000 (-13.4%) $212,700 (2.5%) 0.00 241
    2019-12-01 $134,425 (-25.3%) $204,467 (-0.9%) 0.00 211
    2020-01-01 $129,900 (-30.5%) $193,431 (-7.8%) 0.00 197
    2020-02-01 $135,000 (-30.2%) $196,791 (-10.5%) 0.00 192
    2020-03-01 $155,875 (-12.0%) $198,396 (-5.0%) 0.00 192
    2020-04-01 $156,200 (-3.6%) $198,324 (0.1%) 0.00 192
    2020-05-01 $159,900 (-3.6%) $202,273 (0.9%) 0.00 191
    2020-06-01 $131,475 (-24.4%) $198,116 (-6.0%) 0.00 180
    2020-07-01 $147,250 (-17.5%) $195,386 (-10.5%) 0.00 170
    2020-08-01 $156,950 (-8.5%) $198,578 (-7.2%) 0.00 169
    2020-09-01 $149,900 (-8.2%) $190,212 (-9.1%) 0.00 185
    2020-10-01 $143,500 (-9.1%) $188,283 (-8.7%) 0.00 188
    2020-11-01 $136,625 (-14.1%) $181,722 (-14.6%) 0.00 191
    2020-12-01 $138,450 (3.0%) $175,956 (-13.9%) 0.00 169
    2021-01-01 $129,900 (0.0%) $171,232 (-11.5%) 0.00 140
    2021-02-01 $136,200 (0.9%) $175,130 (-11.0%) 0.00 124
    2021-03-01 $133,225 (-14.5%) $177,243 (-10.7%) 0.00 116
    2021-04-01 $129,975 (-16.8%) $175,866 (-11.3%) 0.00 106
    2021-05-01 $145,450 (-9.0%) $179,821 (-11.1%) 0.00 94
    2021-06-01 $152,200 (15.8%) $201,367 (1.6%) 0.00 120
    2021-07-01 $155,000 (5.3%) $211,767 (8.4%) 0.00 140
    2021-08-01 $164,950 (5.1%) $219,874 (10.7%) 0.00 142
    2021-09-01 $167,000 (11.4%) $220,728 (16.0%) 0.00 142
    2021-10-01 $162,450 (13.2%) $218,143 (15.9%) 0.00 158
    2021-11-01 $166,000 (21.5%) $222,589 (22.5%) 0.00 149
    2021-12-01 $166,225 (20.1%) $226,295 (28.6%) 0.00 133
    2022-01-01 $175,000 (34.7%) $226,699 (32.4%) 0.00 106
    2022-02-01 $175,000 (28.5%) $233,371 (33.3%) 0.00 99
    2022-03-01 $171,900 (29.0%) $216,168 (22.0%) 0.00 91
    2022-04-01 $184,000 (41.6%) $223,924 (27.3%) 0.00 101
    2022-05-01 $186,750 (28.4%) $239,428 (33.2%) 0.00 117
    2022-06-01 $193,200 (26.9%) $239,934 (19.2%) 0.00 130
    2022-07-01 $182,500 (17.7%) $230,957 (9.1%) 0.00 127
    2022-08-01 $186,200 (12.9%) $234,322 (6.6%) 0.00 121
    2022-09-01 $199,750 (19.6%) $236,602 (7.2%) 0.00 129
    2022-10-01 $196,500 (21.0%) $232,375 (6.5%) 0.00 135
    2022-11-01 $203,250 (22.4%) $226,611 (1.8%) 0.00 139
    2022-12-01 $207,000 (24.5%) $252,508 (11.6%) 0.00 119
    2023-01-01 $192,250 (9.9%) $242,520 (7.0%) 0.00 107
    2023-02-01 $197,250 (12.7%) $248,979 (6.7%) 0.00 105
    2023-03-01 $189,750 (10.4%) $246,037 (13.8%) 0.00 107
    2023-04-01 $158,750 (-13.7%) $226,917 (1.3%) 0.00 123
    2023-05-01 $172,225 (-7.8%) $231,289 (-3.4%) 0.00 127
    2023-06-01 $209,500 (8.4%) $239,377 (-0.2%) 0.00 129
    2023-07-01 $204,250 (11.9%) $251,260 (8.8%) 0.00 111
    2023-08-01 $207,500 (11.4%) $307,448 (31.2%) 0.00 122
    Clarksburg's median listing price for 2023-08-01 was $207,500, a difference of $21,300 (11.4%) versus the prior year and $3,250 versus the prior month.

    Clarksburg's median listing price comes in at 0% of the national average.

    Clarksburg's average listing price for 2023-08-01 was $307,448, a difference of $73,126 (31.2%) versus the prior year and $56,188 versus the prior month.

    For the 2023-08-01 period, Clarksburg had 122 MLS listings, a difference of 11 listings (10%) versus the prior month and 1 listings (1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Clarksburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,728 sqft
    2018-02-01 0 days 1,776 sqft
    2018-03-01 0 days 1,800 sqft
    2018-04-01 0 days 1,800 sqft
    2018-05-01 0 days 1,800 sqft
    2018-06-01 0 days 1,904 sqft
    2018-07-01 0 days 1,896 sqft
    2018-08-01 0 days 1,837 sqft
    2018-09-01 0 days 1,865 sqft
    2018-10-01 0 days 1,800 sqft
    2018-11-01 0 days 1,800 sqft
    2018-12-01 0 days 1,796 sqft
    2019-01-01 0 days 1,800 sqft
    2019-02-01 0 days 1,839 sqft
    2019-03-01 0 days 1,785 sqft
    2019-04-01 0 days 1,740 sqft
    2019-05-01 0 days 1,798 sqft
    2019-06-01 0 days 1,855 sqft
    2019-07-01 0 days 1,911 sqft
    2019-08-01 0 days 1,861 sqft
    2019-09-01 0 days 1,785 sqft
    2019-10-01 0 days 1,754 sqft
    2019-11-01 0 days 1,784 sqft
    2019-12-01 0 days 1,701 sqft
    2020-01-01 0 days 1,619 sqft
    2020-02-01 0 days 1,672 sqft
    2020-03-01 0 days 1,680 sqft
    2020-04-01 0 days 1,741 sqft
    2020-05-01 0 days 1,729 sqft
    2020-06-01 0 days 1,743 sqft
    2020-07-01 0 days 1,687 sqft
    2020-08-01 0 days 1,686 sqft
    2020-09-01 0 days 1,631 sqft
    2020-10-01 0 days 1,600 sqft
    2020-11-01 0 days 1,566 sqft
    2020-12-01 0 days 1,587 sqft
    2021-01-01 0 days 1,533 sqft
    2021-02-01 0 days 1,511 sqft
    2021-03-01 0 days 1,474 sqft
    2021-04-01 0 days 1,517 sqft
    2021-05-01 0 days 1,419 sqft
    2021-06-01 0 days 1,510 sqft
    2021-07-01 0 days 1,579 sqft
    2021-08-01 0 days 1,680 sqft
    2021-09-01 0 days 1,681 sqft
    2021-10-01 0 days 1,623 sqft
    2021-11-01 0 days 1,620 sqft
    2021-12-01 0 days 1,591 sqft
    2022-01-01 0 days 1,630 sqft
    2022-02-01 0 days 1,663 sqft
    2022-03-01 0 days 1,756 sqft
    2022-04-01 0 days 1,623 sqft
    2022-05-01 0 days 1,648 sqft
    2022-06-01 0 days 1,712 sqft
    2022-07-01 0 days 1,697 sqft
    2022-08-01 0 days 1,748 sqft
    2022-09-01 0 days 1,678 sqft
    2022-10-01 0 days 1,680 sqft
    2022-11-01 0 days 1,675 sqft
    2022-12-01 0 days 1,750 sqft
    2023-01-01 0 days 1,743 sqft
    2023-02-01 0 days 1,795 sqft
    2023-03-01 0 days 1,774 sqft
    2023-04-01 0 days 1,616 sqft
    2023-05-01 0 days 1,748 sqft
    2023-06-01 0 days 1,741 sqft
    2023-07-01 0 days 1,686 sqft
    2023-08-01 0 days 1,724 sqft
    Clarksburg's median listing age (time on market) for 2023-08-01 was 0 days.

    Clarksburg's median square footage for active listings during the 2023-08-01 period was 1,724 sqft. One year prior, the average listing was 1,748 sqft.

    Clarksburg, WV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 878 $180,720,000 $205,831
    Refi 211 $34,035,000 $161,303
    Cash Out Refi 203 $30,805,000 $151,749
    Home Improvement 124 $9,780,000 $78,871
    Other 97 $9,925,000 $102,320

    Clarksburg's most frequently cited loan purpose was Home Purchase, with 878 originations. The 2nd most popular reason was Refi, with 211 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 378 $70,100,000 $185,450
    5-6% 346 $57,110,000 $165,058
    4-5% 328 $62,250,000 $189,787
    6-7% 134 $21,890,000 $163,358
    2.5-3% 106 $18,600,000 $175,472
    <2.5% 87 $9,485,000 $109,023
    7-8% 45 $7,095,000 $157,667
    Over 8% 36 $2,370,000 $65,833

    During 2022, Clarksburg's most frequently originated rate bucket was 3-4%, with 378 originations.

    Loan Sizing (Clarksburg, WV MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 585 $83,795,000 $143,239
    $100,000 or less 467 $29,255,000 $62,645
    $200k-400k 374 $100,630,000 $269,064
    $400k-600k 61 $27,775,000 $455,328
    $600k-1000k 21 $15,525,000 $739,286
    $Over $1MM 5 $8,285,000 $1,657,000

    Clarksburg's loan sizing saw the bucket of loans from $100k-200k with 585 originations, totaling $83,795,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 718 $142,830,000 $198,928
    60-80% 329 $60,995,000 $185,395
    20-40% 159 $13,535,000 $85,126
    40-60% 139 $21,735,000 $156,367
    Under 20% 91 $4,005,000 $44,011
    Over 100% 19 $4,975,000 $261,842

    Clarksburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 718 originations, totaling $142,830,000 in origination value.