Clarksburg Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Clarksburg averaged 6.65% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.63% and one month ago for the week of 2024-03-14, the average rate was 6.39%.

    Clarksburg's average rate one year ago was 5.92%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.6%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Clarksburg 30 Year Fixed Rate 2024-04-18 6.65%
    Clarksburg 30 Year Fixed Rate Refi 2024-04-18 7.6%
    Clarksburg 15 Year Fixed Rate 2024-04-18 6.29%
    Clarksburg 15 Year Fixed Rate Refi 2024-04-18 6.49%
    Clarksburg 30 Year FHA 2024-04-18 6.67%
    Clarksburg 30 Year FHA Refi 2024-04-18 7.06%
    Clarksburg 30 Year USDA 2024-04-18 7.06%
    Clarksburg 30 Year USDA Refi 2024-04-18 7.06%
    Clarksburg 30 Year VA 2024-04-18 6.96%
    Clarksburg 30 Year VA Refi 2024-04-18 6.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Clarksburg, WV.

    Clarksburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Clarksburg, WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    WesBanco 48 6.31% $4,412
    The Huntington National Bank 34 6.55% $4,143
    City National Bank of West Virginia 31 6.13% $1,744
    QUICKEN LOANS, LLC 30 6.70% $5,821
    FAIRMONT 29 5.81% $2,665
    INTERCOASTAL MORTGAGE COMPANY 18 6.57% $4,240
    Truist 17 7.13% $3,324
    Clear Mountain Bank 13 6.77% $3,476
    LOANDEPOT.COM, LLC 12 6.07% $4,562
    Sierra Pacific Mortgage Company, Inc. 12 6.96% $10,063
    First National Bank of Pennsylvania 11 6.61% $4,137
    UNITED WHOLESALE MORTGAGE, LLC 11 7.00% $5,086
    JPMorgan Chase Bank 9 7.01% $2,909
    First Federal Bank of the Midwest 5 6.70% $4,000
    Summit Community Bank, Inc. 5 6.88% $4,702
    PNC Bank 5 6.78% $5,151
    Mortgage Research Center, LLC 4 6.06% $7,291
    MOVEMENT MORTGAGE, LLC 4 7.19% $3,896
    NAVY FEDERAL CREDIT UNION 3 6.88% $3,981
    First Federal Savings and Loan Association of Greene Co 3 6.10% $2,343
    BAYER HERITAGE 3 6.71% $3,628
    JUSTICE Federal Credit Union 3 6.96% $3,687
    Wells Fargo Bank 3 7.00% $4,649
    Bank of England 3 6.67% $7,696
    First Community Bank 3 6.92% $2,960
    U.S. Bank 2 6.56% $3,225
    GUARANTEED RATE, INC. 2 7.25% $6,053
    Alcova Mortgage LLC 2 5.99% $6,266
    AMERISAVE MORTGAGE CORPORATION 2 5.75% $6,462
    DAS Acquisition Company, LLC 2 7.24% $3,960
    ACADEMY MORTGAGE CORPORATION 1 5.38% $13,372
    ZILLOW HOME LOANS, LLC 1 8.63% $3,731
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.38% $3,879
    ASHLAND Credit Union 1 7.88% $5,770
    Atlantic Coast Mortgage, LLC 1 7.13% $3,901
    Atlantic Union Bank 1 7.50% $4,521
    Bank of America 1 6.00% $4,234
    BETTER MORTGAGE CORPORATION 1 6.88% $2,525
    CALIBER HOME LOANS, INC. 1 6.63% $3,854
    CHESSIE 1 7.25% $5,020
    CHURCHILL MORTGAGE CORPORATION 1 6.75% $4,874
    Discover Bank 1 6.74% $0
    First-Citizens Bank & Trust Company 1 6.88% $2,587
    FIRST COMMUNITY MORTGAGE, INC. 1 6.99% $4,040
    GENISYS 1 7.25% $3,561
    GUARANTEED RATE AFFINITY, LLC 1 7.13% $2,012
    GUILD MORTGAGE COMPANY 1 5.99% $6,217
    Integrity Home Mortgage Corp 1 6.50% $4,981
    MILLENNIUM FINANCIAL GROUP, INC. 1 6.75% $5,090
    Morgan Stanley Private Bank 1 5.95% $3,429
    Mr. Cooper ( Nationstar Mortgage ) 1 7.00% $7,080
    NEWREZ LLC 1 7.50% $4,934
    PENTAGON FEDERAL CREDIT UNION 1 6.75% $5,099
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.99% $5,217
    Prosperity Home Mortgage, LLC 1 6.50% $3,855
    ROYAL UNITED MORTGAGE LLC 1 7.63% $4,371
    STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 1 7.25% $3,130
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.88% $6,255
    Towne Bank 1 6.38% $3,891
    USAA Federal Savings Bank 1 6.88% $4,023
    Wyndham Capital Mortgage, Inc. 1 6.25% $10,938

    Clarksburg Average Closing Costs & Other Stats

    Clarksburg, WV's 61 lenders originated 1,178 loans during 2023. The total origination value was $207,880,000, with an average loan value of $176,469.

    Clarksburg's average closing costs are $4,478.

    The top Clarksburg lender as defined by loan originations is WesBanco, with 48 loans originated. Their average total fees are $4,412, which is $269 higher than the next largest lender, The Huntington National Bank.

    The lowest fee Clarksburg lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,744), FAIRMONT ($2,665), Truist ($3,324), Clear Mountain Bank ($3,476) and First National Bank of Pennsylvania ($4,137).

    The lowest rate Clarksburg lenders (with over 10 loans originated) are FAIRMONT (5.81%), LOANDEPOT.COM, LLC (6.07%), City National Bank of West Virginia (6.13%), WesBanco (6.31%) and The Huntington National Bank (6.55%).

    Clarksburg, WV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    WesBanco $31,325,000 $32,720,000 4.5% 15.7%
    The Huntington National Bank $28,500,000 $22,090,000 -22.5% 10.6%
    QUICKEN LOANS, LLC $21,705,000 $13,535,000 -37.6% 6.5%
    Truist $13,060,000 $9,485,000 -27.4% 4.6%
    City National Bank of West Virginia $17,065,000 $9,445,000 -44.7% 4.5%
    First Exchange Bank $3,230,000 $8,490,000 162.8% 4.1%
    Mortgage Research Center, LLC $5,565,000 $7,820,000 40.5% 3.8%
    LOANDEPOT.COM, LLC $8,895,000 $7,615,000 -14.4% 3.7%
    Clear Mountain Bank $10,350,000 $7,240,000 -30.0% 3.5%
    INTERCOASTAL MORTGAGE COMPANY $11,335,000 $6,475,000 -42.9% 3.1%
    FAIRMONT $6,655,000 $6,325,000 -5.0% 3.0%
    Sierra Pacific Mortgage Company, Inc. $3,765,000 $5,870,000 55.9% 2.8%
    First Guaranty Bank $8,050,000 $5,815,000 -27.8% 2.8%
    UNITED WHOLESALE MORTGAGE, LLC $2,530,000 $4,675,000 84.8% 2.2%
    First Federal Savings and Loan Association of Greene Co $2,740,000 $4,115,000 50.2% 2.0%
    First National Bank of Pennsylvania $65,000 $3,810,000 5,761.5% 1.8%
    MOVEMENT MORTGAGE, LLC $3,515,000 $3,650,000 3.8% 1.8%
    NEXTIER BANK, NATIONAL ASSOCIATION $3,315,000 n/a 1.6%
    JPMorgan Chase Bank $6,940,000 $3,000,000 -56.8% 1.4%
    Summit Community Bank, Inc. $745,000 $2,950,000 296.0% 1.4%
    First Federal Bank of the Midwest $12,810,000 $2,695,000 -79.0% 1.3%
    NAVY FEDERAL CREDIT UNION $5,375,000 $2,685,000 -50.0% 1.3%
    PNC Bank $2,990,000 $2,445,000 -18.2% 1.2%
    Wells Fargo Bank $1,355,000 $1,635,000 20.7% 0.8%
    JUSTICE Federal Credit Union $1,450,000 $1,525,000 5.2% 0.7%
    CHESSIE $2,530,000 $1,295,000 -48.8% 0.6%
    GUARANTEED RATE AFFINITY, LLC $345,000 $1,110,000 221.7% 0.5%
    Flagstar Bank, FSB $890,000 $1,095,000 23.0% 0.5%
    USAA Federal Savings Bank $1,635,000 $1,075,000 -34.3% 0.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,085,000 $1,065,000 -48.9% 0.5%
    BAYER HERITAGE $635,000 $1,040,000 63.8% 0.5%
    Bank of America $790,000 $1,005,000 27.2% 0.5%
    Bank of England $420,000 $955,000 127.4% 0.5%
    AMERISAVE MORTGAGE CORPORATION $2,385,000 $860,000 -63.9% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,880,000 $860,000 -70.1% 0.4%
    LIMA ONE CAPITAL, LLC $830,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $1,110,000 $700,000 -36.9% 0.3%
    Alcova Mortgage LLC $670,000 n/a 0.3%
    DAS Acquisition Company, LLC $670,000 n/a 0.3%
    PENNYMAC LOAN SERVICES, LLC $555,000 $655,000 18.0% 0.3%
    FREEDOM MORTGAGE CORPORATION $1,525,000 $635,000 -58.4% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $395,000 $625,000 58.2% 0.3%
    GUARANTEED RATE, INC. $845,000 $600,000 -29.0% 0.3%
    Old National Bank $580,000 n/a 0.3%
    First Community Bank $5,210,000 $570,000 -89.1% 0.3%
    U.S. Bank $710,000 $525,000 -26.1% 0.3%
    First United Corporation $2,290,000 $465,000 -79.7% 0.2%
    Integrity Home Mortgage Corp $450,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $355,000 $420,000 18.3% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $220,000 $420,000 90.9% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $395,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $395,000 n/a 0.2%
    Select Bank $375,000 n/a 0.2%
    Victorian Finance, LLC $360,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $135,000 $325,000 140.7% 0.2%
    Discover Bank $90,000 $325,000 261.1% 0.2%
    Atlantic Coast Mortgage, LLC $315,000 n/a 0.2%
    Morgan Stanley Private Bank $205,000 $295,000 43.9% 0.1%
    ACADEMY MORTGAGE CORPORATION $285,000 n/a 0.1%
    Wyndham Capital Mortgage, Inc. $285,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $265,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $550,000 $255,000 -53.6% 0.1%
    PENTAGON FEDERAL CREDIT UNION $630,000 $255,000 -59.5% 0.1%
    Prosperity Home Mortgage, LLC $245,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $245,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $315,000 $240,000 -23.8% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $215,000 n/a 0.1%
    ASHLAND Credit Union $210,000 n/a 0.1%
    Blue Ridge Bank $165,000 $210,000 27.3% 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $205,000 n/a 0.1%
    GENISYS $185,000 n/a 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $960,000 $180,000 -81.3% 0.1%
    Gateway First Bank $575,000 $175,000 -69.6% 0.1%
    NEWREZ LLC $290,000 $165,000 -43.1% 0.1%
    CHEVRON $155,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $185,000 $155,000 -16.2% 0.1%
    STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $145,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $135,000 n/a 0.1%
    SOUTHERN TRUST MORTGAGE, LLC $135,000 n/a 0.1%
    United Bank $790,000 $130,000 -83.5% 0.1%
    Countybank $125,000 n/a 0.1%
    First-Citizens Bank & Trust Company $120,000 n/a 0.1%
    C & F Mortgage Corporation $115,000 n/a 0.1%
    Peoples Bank $1,125,000 $110,000 -90.2% 0.1%
    Equity Prime Mortgage LLC $95,000 n/a 0.0%
    Barrington Bank & Trust Company, N.A. $85,000 $85,000 0.0% 0.0%
    MILLENNIUM FINANCIAL GROUP, INC. $770,000 $85,000 -89.0% 0.0%
    Towne Bank $85,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $125,000 $85,000 -32.0% 0.0%
    CALIBER HOME LOANS, INC. $215,000 $75,000 -65.1% 0.0%
    21ST MORTGAGE CORPORATION $375,000 $65,000 -82.7% 0.0%
    MEMBER FIRST MORTGAGE, LLC $115,000 $65,000 -43.5% 0.0%
    The United Federal Credit Union $205,000 $65,000 -68.3% 0.0%
    Pendleton Community Bank, Inc. $805,000 $55,000 -93.2% 0.0%
    Atlantic Union Bank $45,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $45,000 n/a 0.0%
    Farm Credit of the Virginias, ACA $560,000 $35,000 -93.8% 0.0%
    THE STATE CREDIT UNION $35,000 n/a 0.0%
    M&T Bank $260,000 $25,000 -90.4% 0.0%

    Clarksburg's top lender by overall market share is WesBanco, with 15.7% market share. In second place, with 10.6%, is The Huntington National Bank, having originated $22,090,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $13,535,000 in loans. In fourth place, with 4.6%, is Truist, having originated $9,485,000 in loans. In fifth place, with 4.5%, is City National Bank of West Virginia, having originated $9,445,000 in loans.

    Clarksburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Clarksburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $140,500 (1.0%) $185,574 (2.4%) 0.00 310
    2018-02-01 $153,800 (10.3%) $195,089 (8.1%) 0.00 286
    2018-03-01 $166,000 (19.4%) $209,043 (16.3%) 0.00 250
    2018-04-01 $165,000 (19.1%) $202,299 (10.9%) 0.00 249
    2018-05-01 $164,925 (18.9%) $200,503 (9.9%) 0.00 243
    2018-06-01 $174,900 (26.9%) $216,042 (18.5%) 0.00 244
    2018-07-01 $179,700 (28.5%) $217,556 (18.5%) 0.00 253
    2018-08-01 $178,500 (27.6%) $211,270 (18.1%) 0.00 266
    2018-09-01 $179,900 (28.8%) $211,987 (18.3%) 0.00 273
    2018-10-01 $180,200 (28.8%) $206,943 (13.8%) 0.00 291
    2018-11-01 $181,700 (31.4%) $207,203 (14.5%) 0.00 277
    2018-12-01 $179,900 (29.9%) $206,059 (13.7%) 0.00 266
    2019-01-01 $186,700 (32.9%) $209,473 (12.9%) 0.00 248
    2019-02-01 $192,225 (25.0%) $219,552 (12.5%) 0.00 232
    2019-03-01 $176,786 (6.5%) $208,665 (-0.2%) 0.00 235
    2019-04-01 $162,061 (-1.8%) $198,281 (-2.0%) 0.00 241
    2019-05-01 $168,750 (2.3%) $201,562 (0.5%) 0.00 252
    2019-06-01 $174,000 (-0.5%) $210,788 (-2.4%) 0.00 244
    2019-07-01 $178,250 (-0.8%) $218,472 (0.4%) 0.00 260
    2019-08-01 $171,182 (-4.1%) $213,898 (1.2%) 0.00 259
    2019-09-01 $163,205 (-9.3%) $209,095 (-1.4%) 0.00 256
    2019-10-01 $157,886 (-12.4%) $206,141 (-0.4%) 0.00 254
    2019-11-01 $159,000 (-12.5%) $213,082 (2.8%) 0.00 239
    2019-12-01 $133,950 (-25.5%) $203,683 (-1.2%) 0.00 212
    2020-01-01 $129,900 (-30.4%) $193,431 (-7.7%) 0.00 197
    2020-02-01 $135,000 (-29.8%) $196,791 (-10.4%) 0.00 192
    2020-03-01 $155,875 (-11.8%) $198,396 (-4.9%) 0.00 191
    2020-04-01 $154,950 (-4.4%) $197,924 (-0.2%) 0.00 191
    2020-05-01 $157,450 (-6.7%) $201,891 (0.2%) 0.00 190
    2020-06-01 $130,950 (-24.7%) $197,425 (-6.3%) 0.00 179
    2020-07-01 $143,750 (-19.4%) $194,629 (-10.9%) 0.00 169
    2020-08-01 $156,450 (-8.6%) $198,555 (-7.2%) 0.00 168
    2020-09-01 $149,900 (-8.2%) $189,855 (-9.2%) 0.00 185
    2020-10-01 $143,500 (-9.1%) $188,283 (-8.7%) 0.00 188
    2020-11-01 $136,625 (-14.1%) $181,722 (-14.7%) 0.00 191
    2020-12-01 $138,450 (3.4%) $175,956 (-13.6%) 0.00 169
    2021-01-01 $129,900 (0.0%) $171,232 (-11.5%) 0.00 140
    2021-02-01 $136,200 (0.9%) $175,130 (-11.0%) 0.00 124
    2021-03-01 $133,225 (-14.5%) $177,243 (-10.7%) 0.00 116
    2021-04-01 $129,975 (-16.1%) $175,866 (-11.1%) 0.00 106
    2021-05-01 $145,450 (-7.6%) $179,821 (-10.9%) 0.00 94
    2021-06-01 $152,425 (16.4%) $201,367 (2.0%) 0.00 120
    2021-07-01 $155,000 (7.8%) $211,767 (8.8%) 0.00 140
    2021-08-01 $164,950 (5.4%) $219,874 (10.7%) 0.00 142
    2021-09-01 $167,000 (11.4%) $220,728 (16.3%) 0.00 142
    2021-10-01 $162,450 (13.2%) $218,143 (15.9%) 0.00 158
    2021-11-01 $166,000 (21.5%) $222,589 (22.5%) 0.00 149
    2021-12-01 $166,225 (20.1%) $226,295 (28.6%) 0.00 133
    2022-01-01 $175,000 (34.7%) $226,699 (32.4%) 0.00 106
    2022-02-01 $175,000 (28.5%) $233,371 (33.3%) 0.00 99
    2022-03-01 $171,900 (29.0%) $216,168 (22.0%) 0.00 91
    2022-04-01 $184,000 (41.6%) $223,924 (27.3%) 0.00 101
    2022-05-01 $186,750 (28.4%) $239,428 (33.2%) 0.00 117
    2022-06-01 $193,200 (26.8%) $239,934 (19.2%) 0.00 130
    2022-07-01 $182,500 (17.7%) $230,957 (9.1%) 0.00 127
    2022-08-01 $186,200 (12.9%) $234,322 (6.6%) 0.00 121
    2022-09-01 $199,750 (19.6%) $236,602 (7.2%) 0.00 129
    2022-10-01 $196,500 (21.0%) $232,375 (6.5%) 0.00 135
    2022-11-01 $203,250 (22.4%) $226,611 (1.8%) 0.00 139
    2022-12-01 $207,000 (24.5%) $252,508 (11.6%) 0.00 119
    2023-01-01 $192,250 (9.9%) $242,520 (7.0%) 0.00 107
    2023-02-01 $197,250 (12.7%) $248,979 (6.7%) 0.00 105
    2023-03-01 $189,750 (10.4%) $246,037 (13.8%) 0.00 107
    2023-04-01 $158,750 (-13.7%) $226,917 (1.3%) 0.00 123
    2023-05-01 $172,225 (-7.8%) $231,289 (-3.4%) 0.00 127
    2023-06-01 $209,500 (8.4%) $239,377 (-0.2%) 0.00 129
    2023-07-01 $204,250 (11.9%) $251,260 (8.8%) 0.00 111
    2023-08-01 $207,500 (11.4%) $307,448 (31.2%) 0.00 122
    2023-09-01 $198,800 (-0.5%) $283,196 (19.7%) 0.00 144
    2023-10-01 $176,425 (-10.2%) $264,748 (13.9%) 0.00 148
    2023-11-01 $184,850 (-9.1%) $265,949 (17.4%) 0.00 157
    2023-12-01 $172,250 (-16.8%) $247,036 (-2.2%) 0.00 161
    2024-01-01 $172,225 (-10.4%) $242,243 (-0.1%) 0.00 148
    2024-02-01 $185,325 (-6.1%) $243,103 (-2.4%) 0.00 132
    2024-03-01 $194,950 (2.7%) $258,101 (4.9%) 0.00 134
    Clarksburg's median listing price for 2024-03-01 was $194,950, a difference of $5,200 (2.7%) versus the prior year and $9,625 versus the prior month.

    Clarksburg's median listing price comes in at 0% of the national average.

    Clarksburg's average listing price for 2024-03-01 was $258,101, a difference of $12,064 (4.9%) versus the prior year and $14,998 versus the prior month.

    For the 2024-03-01 period, Clarksburg had 134 MLS listings, a difference of 2 listings (2%) versus the prior month and 27 listings (25%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Clarksburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,728 sqft
    2018-02-01 0 days 1,776 sqft
    2018-03-01 0 days 1,800 sqft
    2018-04-01 0 days 1,800 sqft
    2018-05-01 0 days 1,800 sqft
    2018-06-01 0 days 1,904 sqft
    2018-07-01 0 days 1,896 sqft
    2018-08-01 0 days 1,837 sqft
    2018-09-01 0 days 1,865 sqft
    2018-10-01 0 days 1,800 sqft
    2018-11-01 0 days 1,800 sqft
    2018-12-01 0 days 1,792 sqft
    2019-01-01 0 days 1,798 sqft
    2019-02-01 0 days 1,832 sqft
    2019-03-01 0 days 1,778 sqft
    2019-04-01 0 days 1,734 sqft
    2019-05-01 0 days 1,799 sqft
    2019-06-01 0 days 1,863 sqft
    2019-07-01 0 days 1,910 sqft
    2019-08-01 0 days 1,860 sqft
    2019-09-01 0 days 1,784 sqft
    2019-10-01 0 days 1,754 sqft
    2019-11-01 0 days 1,781 sqft
    2019-12-01 0 days 1,700 sqft
    2020-01-01 0 days 1,619 sqft
    2020-02-01 0 days 1,672 sqft
    2020-03-01 0 days 1,680 sqft
    2020-04-01 0 days 1,734 sqft
    2020-05-01 0 days 1,728 sqft
    2020-06-01 0 days 1,738 sqft
    2020-07-01 0 days 1,680 sqft
    2020-08-01 0 days 1,686 sqft
    2020-09-01 0 days 1,628 sqft
    2020-10-01 0 days 1,600 sqft
    2020-11-01 0 days 1,559 sqft
    2020-12-01 0 days 1,580 sqft
    2021-01-01 0 days 1,533 sqft
    2021-02-01 0 days 1,511 sqft
    2021-03-01 0 days 1,474 sqft
    2021-04-01 0 days 1,512 sqft
    2021-05-01 0 days 1,412 sqft
    2021-06-01 0 days 1,504 sqft
    2021-07-01 0 days 1,579 sqft
    2021-08-01 0 days 1,681 sqft
    2021-09-01 0 days 1,685 sqft
    2021-10-01 0 days 1,629 sqft
    2021-11-01 0 days 1,629 sqft
    2021-12-01 0 days 1,605 sqft
    2022-01-01 0 days 1,630 sqft
    2022-02-01 0 days 1,663 sqft
    2022-03-01 0 days 1,756 sqft
    2022-04-01 0 days 1,623 sqft
    2022-05-01 0 days 1,648 sqft
    2022-06-01 0 days 1,712 sqft
    2022-07-01 0 days 1,697 sqft
    2022-08-01 0 days 1,748 sqft
    2022-09-01 0 days 1,678 sqft
    2022-10-01 0 days 1,680 sqft
    2022-11-01 0 days 1,673 sqft
    2022-12-01 0 days 1,752 sqft
    2023-01-01 0 days 1,749 sqft
    2023-02-01 0 days 1,796 sqft
    2023-03-01 0 days 1,774 sqft
    2023-04-01 0 days 1,616 sqft
    2023-05-01 0 days 1,748 sqft
    2023-06-01 0 days 1,741 sqft
    2023-07-01 0 days 1,686 sqft
    2023-08-01 0 days 1,724 sqft
    2023-09-01 0 days 1,716 sqft
    2023-10-01 0 days 1,660 sqft
    2023-11-01 0 days 1,646 sqft
    2023-12-01 0 days 1,606 sqft
    2024-01-01 0 days 1,608 sqft
    2024-02-01 0 days 1,640 sqft
    2024-03-01 0 days 1,653 sqft
    Clarksburg's median listing age (time on market) for 2024-03-01 was 0 days.

    Clarksburg's median square footage for active listings during the 2024-03-01 period was 1,653 sqft. One year prior, the average listing was 1,774 sqft.

    Clarksburg, WV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 704 $153,520,000 $218,068
    Cash Out Refi 137 $18,625,000 $135,949
    Home Improvement 125 $11,105,000 $88,840
    Other 116 $11,480,000 $98,966
    Refi 96 $13,150,000 $136,979

    Clarksburg's most frequently cited loan purpose was Home Purchase, with 704 originations. The 2nd most popular reason was Cash Out Refi, with 137 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 366 $79,970,000 $218,497
    5-6% 254 $43,960,000 $173,071
    7-8% 226 $40,630,000 $179,779
    Over 8% 173 $16,675,000 $96,387
    <2.5% 43 $3,895,000 $90,581
    4-5% 23 $3,675,000 $159,783
    3-4% 23 $2,875,000 $125,000
    2.5-3% 12 $1,000,000 $83,333

    During 2023, Clarksburg's most frequently originated rate bucket was 6-7%, with 366 originations.

    Loan Sizing (Clarksburg, WV MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 463 $66,355,000 $143,315
    $100,000 or less 385 $23,515,000 $61,078
    $200k-400k 272 $75,300,000 $276,838
    $400k-600k 42 $19,610,000 $466,905
    $600k-1000k 8 $5,970,000 $746,250
    $Over $1MM 8 $17,130,000 $2,141,250

    Clarksburg's loan sizing saw the bucket of loans from $100k-200k with 463 originations, totaling $66,355,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 541 $107,255,000 $198,253
    60-80% 218 $45,000,000 $206,422
    20-40% 149 $17,025,000 $114,262
    40-60% 99 $13,575,000 $137,121
    Under 20% 96 $4,330,000 $45,104
    Over 100% 16 $5,380,000 $336,250

    Clarksburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 541 originations, totaling $107,255,000 in origination value.