Peapack-gladstone Bank Mortgage Rates, Fees & Info

Bedminster, NJ

LEI: 549300FZJCP0WM3QJH15

Tax ID: 22-2491488

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Peapack-gladstone Bank is a smaller bank specializing in Refi loans. Peapack-gladstone Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Philadelphia, Allentown, Miami, and Trenton among others. We have data for 35 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Peapack-gladstone Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Peapack-gladstone Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.29% 5/4/24
    30 Year Conventional Refi 5.64% 5/4/24
    30 Year Cash-out Refi 5.74% 5/4/24
    15 Year Conventional Purchase 5.56% 5/4/24
    15 Year Conventional Refi 5.79% 5/4/24
    15 Year Cash-out Refi 5.79% 5/4/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Peapack-gladstone Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Peapack-gladstone Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    701

    Origination Dollar Volume (All Markets)

    $915,685,000

    Employee count

    485

    Awards

    Peapack-Gladstone Bank 30 Year Conventional Loans gold Peapack-Gladstone Bank 30 Year Conventional Loans gold
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 596 $821,620,000 $1,378,557 $4,383 2.75%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 16 $26,780,000 $1,673,750 $4,310 3.01%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 11 $15,625,000 $1,420,455 $3,334 2.56%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 12 $10,280,000 $856,667 $8,280 2.52%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 17 $6,795,000 $399,706 $3,960 2.43%
    COLUMBUS, OH (FHA|USDA|VA) 1 $6,505,000 $6,505,000 $0 3.40%
    DOVER, DE (FHA|USDA|VA) 1 $5,505,000 $5,505,000 $0 3.00%
    OCEAN CITY, NJ (FHA|USDA|VA) 2 $4,190,000 $2,095,000 $2,483 2.94%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $2,670,000 $667,500 $5,697 2.65%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $1,595,000 $531,667 $4,136 2.29%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,555,000 $311,000 $3,180 2.55%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $1,110,000 $555,000 $4,861 2.94%
    SALISBURY, MD-DE (FHA|USDA|VA) 3 $1,075,000 $358,333 $4,984 2.87%
    Outside of Metro Areas 2 $910,000 $455,000 $5,463 2.44%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $825,000 $275,000 $3,805 2.78%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $805,000 $805,000 $0 3.50%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $805,000 $805,000 $5,048 2.50%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $760,000 $380,000 $3,621 2.38%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $705,000 $705,000 $3,975 2.50%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $655,000 $655,000 $4,437 2.63%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $640,000 $320,000 $2,960 2.12%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $545,000 $545,000 $5,379 2.88%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $525,000 $525,000 $3,443 2.50%
    JACKSONVILLE, FL (FHA|USDA|VA) 1 $455,000 $455,000 $4,356 2.00%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $410,000 $205,000 $2,806 2.50%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $295,000 $295,000 $3,000 2.38%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $295,000 $295,000 $3,514 2.88%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $285,000 $285,000 $4,399 2.88%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $285,000 $285,000 $4,659 2.50%
    Tifton, GA (FHA|USDA|VA) 1 $265,000 $265,000 $2,735 2.88%
    RICHMOND, VA (FHA|USDA|VA) 1 $215,000 $215,000 $2,892 3.50%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,789 2.38%
    Rutland, VT (FHA|USDA|VA) 1 $205,000 $205,000 $3,494 3.13%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $175,000 $175,000 $2,503 2.63%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $105,000 $105,000 $3,606 2.63%
    Peapack-gladstone Bank's top markets include New York, Philadelphia, Allentown, Miami, and Trenton among others.

    Their top states include:
  • New York (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Delaware (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Peapack-Gladstone Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    N C P D Federal Credit Union
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    Similarity Rank: 1183
    Poli Mortgage Group, Inc.
    Similarity Rank: 1369
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    Similarity Rank: 1430

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 701 $915,685,000 $1,306,255 $4,404 2.73%

    For 2021, Peapack-gladstone Bank's most frequently originated type of loan was Conventional, with 701 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 313 $663,365,000 $2,119,377 $3,421 2.78%
    Home Purchase 201 $176,185,000 $876,542 $5,477 2.75%
    Cash Out Refi 177 $72,915,000 $411,949 $4,472 2.59%
    Other 6 $2,620,000 $436,667 $4,573 3.46%
    Home Improvement 4 $600,000 $150,000 $1,268 3.41%

    For 2021, Peapack-gladstone Bank's most frequently cited loan purpose was Refi, with 313 originations. The 2nd most popular reason was Home Purchase, with 201 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 320 $142,610,000 $445,656 $4,719 2.76%
    Other 183 $364,375,000 $1,991,120 $5,052 2.78%
    15 Year 85 $28,575,000 $336,176 $3,174 2.13%
    10 Year 78 $335,810,000 $4,305,256 $2,032 3.19%
    20 Year 28 $9,000,000 $321,429 $3,087 2.50%
    5 Year 6 $22,130,000 $3,688,333 $0 3.48%
    3 Year 1 $13,185,000 $13,185,000 $0 4.25%

    For 2021, Peapack-gladstone Bank's most frequently cited loan duration was 30 Year, with 320 originations. The 2nd most popular length was Other, with 183 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 477 $197,085,000 $413,176
    $1k-2k 31 $8,005,000 $258,226
    $3k-4k 27 $9,825,000 $363,889
    $2k-3k 15 $5,575,000 $371,667
    $5k+ 10 $5,170,000 $517,000
    $4k-5k 8 $3,240,000 $405,000

    Peapack-gladstone Bank's average total fees were $4,719, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 477 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 289 $118,125,000 $408,737
    2.5-3% 231 $96,165,000 $416,299
    3-4% 178 $687,590,000 $3,862,865
    4-5% 2 $13,200,000 $6,600,000
    5-6% 1 $605,000 $605,000

    During 2021, Peapack-gladstone Bank's average interest rate for loans was 2.76%, while their most frequently originated rate bucket for loans was <2.5%, with 289 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 260 $77,030,000 $296,269 $3,985 2.58%
    $400k-600k 150 $71,790,000 $478,600 $5,052 2.61%
    $1MM+ 145 $713,755,000 $4,922,448 $9,548 3.26%
    $100k-200k 79 $12,215,000 $154,620 $2,963 2.46%
    $600k-1MM 55 $40,215,000 $731,182 $5,809 2.74%
    $100,000 or less 12 $680,000 $56,667 $1,925 2.99%

    2021 saw Peapack-gladstone Bank place emphasis on $200k-400k loans with 260 originations, totaling $77,030,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 125 $85,265,000 $682,120 $5,467 2.55%
    $150k-250k 105 $39,535,000 $376,524 $3,953 2.54%
    $100k-150k 97 $34,665,000 $357,371 $4,067 2.59%
    $75k-100k 82 $24,400,000 $297,561 $3,568 2.53%
    $50k-75k 57 $13,295,000 $233,246 $3,431 2.66%
    $50k or less 20 $2,410,000 $120,500 $2,714 2.69%

    Peapack-gladstone Bank lent most frequently to those with incomes in the $250k+ range, with 125 originations. The second most popular income band? $150k-250k, with 105 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 150 $59,520,000 $396,800 $4,360 2.59%
    30-36% 131 $55,445,000 $423,244 $4,433 2.56%
    <20% 71 $33,815,000 $476,268 $5,078 2.54%
    43% 22 $7,800,000 $354,545 $4,157 2.62%
    36% 21 $6,905,000 $328,810 $3,663 2.61%
    46% 20 $6,880,000 $344,000 $4,735 2.77%
    44% 18 $6,310,000 $350,556 $3,885 2.67%
    42% 16 $5,200,000 $325,000 $3,976 2.55%
    45% 15 $5,595,000 $373,000 $4,015 2.68%
    37% 15 $6,635,000 $442,333 $5,072 2.65%
    47% 14 $4,560,000 $325,714 $3,817 2.59%
    48% 14 $4,970,000 $355,000 $3,760 2.49%
    38% 14 $6,680,000 $477,143 $4,989 2.65%
    39% 12 $3,660,000 $305,000 $4,226 2.41%
    41% 11 $4,115,000 $374,091 $4,344 2.66%
    40% 11 $4,895,000 $445,000 $4,251 2.65%
    49% 8 $3,500,000 $437,500 $3,816 2.73%
    50-60% 2 $960,000 $480,000 $3,559 2.19%
    >60% 2 $1,000,000 $500,000 $5,758 2.50%

    Peapack-gladstone Bank lent most frequently to those with DTI ratios of 20-30%, with 150 originations. The next most common DTI ratio? 30-36%, with 131 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 196 $708,540,000 $3,615,000 $6,310 3.16%
    White 424 $173,600,000 $409,434 $4,125 2.57%
    Not provided 50 $20,500,000 $410,000 $4,248 2.59%
    Asian 20 $10,290,000 $514,500 $5,286 2.59%
    Black 8 $2,270,000 $283,750 $3,574 2.44%
    Native Hawaiian or Islander 1 $275,000 $275,000 $2,763 2.63%
    American Indian 1 $105,000 $105,000 $3,232 2.88%
    Filipino 1 $105,000 $105,000 $2,677 2.25%

    Approval Rates

    Total approvals of all applications
    98.13%

    Peapack-gladstone Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    90.87%

    Peapack-gladstone Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 701 $915,685,000 $1,306,255

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    701 $915,685,000 $1,306,255

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 64 $31,240,000 $488,125 $3,522 2.54%
    40-60% 159 $141,675,000 $891,038 $3,679 2.57%
    60-80% 349 $690,195,000 $1,977,636 $4,754 2.85%
    80-100% 115 $47,565,000 $413,609 $5,185 2.69%
    Under 20% 14 $5,010,000 $357,857 $2,133 3.02%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Peapack-Gladstone Bank 104 Ely Rd Boonton, NJ 7005 Full Service B&M $15,510
    Peapack-Gladstone Bank 11 Pottersville Road Pottersville, NJ 7979 Full Service B&M $35,934
    Peapack-Gladstone Bank 169 Lamington Road Oldwick, NJ 8858 Full Service B&M $206,251
    Peapack-Gladstone Bank 17 East Main Street Mendham, NJ 7945 Full Service B&M $166,917
    Peapack-Gladstone Bank 189 Center St Clinton, NJ 8809 Full Service B&M $121,040
    Peapack-Gladstone Bank 233 South Street Morristown, NJ 7960 Full Service B&M $405,020
    Peapack-Gladstone Bank 26 Dumont Road Far Hills, NJ 7931 Full Service B&M $105,190
    Peapack-Gladstone Bank 278 Green Village Road Green Village, NJ 7935 Full Service B&M $300,777
    Peapack-Gladstone Bank 311 Main Street Chatham, NJ 7928 Full Service B&M $120,220
    Peapack-Gladstone Bank 350 Main Street Chester, NJ 7930 Full Service B&M $120,895
    Peapack-Gladstone Bank 36 Morristown Road Bernardsville, NJ 7924 Full Service B&M $238,672
    Peapack-Gladstone Bank 417 Route 206 North Hillsborough, NJ 8844 Full Service B&M $132,356
    Peapack-Gladstone Bank 438 High Bridge-Califon Road Califon, NJ 7830 Full Service B&M $130,310
    Peapack-Gladstone Bank 468 Route 206 North Bedminster, NJ 7921 Full Service B&M $580,893
    Peapack-Gladstone Bank 48 Deforest Avenue Summit, NJ 7901 Full Service B&M $314,698
    Peapack-Gladstone Bank 500 Hills Drive Bedminster, NJ 7921 Limited, Drive-thru $3,271
    Peapack-Gladstone Bank 500 Hills Drive Suite 300 Bedminster, NJ 7921 Full Service B&M $1,445,897
    Peapack-Gladstone Bank 58 Mountain Boulevard Warren, NJ 7059 Full Service B&M $212,874
    Peapack-Gladstone Bank 59 East Mill Road Long Valley, NJ 7853 Full Service B&M $117,311
    Peapack-Gladstone Bank 619 East Main Street Bridgewater, NJ 8807 Full Service B&M $153,027
    Peapack-Gladstone Bank 8000 Fellowship Road Basking Ridge, NJ 7920 Full Service B&M $18,095

    For 2021, Peapack-gladstone Bank had 21 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $160,067
    Net interest income $145,073
    Total noninterest income $72,676
    Gross Fiduciary activities income $52,137
    Service charges on deposit accounts $1,773
    Trading account gains and fees $0
    Additional Noninterest Income $18,766
    Pre-tax net operating income $86,708
    Securities gains (or losses, -) $-432
    Income before extraordinary items $62,897
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $62,897
    Minority interest net income $0
    Net income $62,897
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $63,238

    Peapack-gladstone Bank's gross interest income from loans was $160,067,000.
    Peapack-gladstone Bank's net interest income from loans was $145,073,000.
    Peapack-gladstone Bank's fee based income from loans was $1,773,000.
    Peapack-gladstone Bank's net income from loans was $62,897,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $14,994
    Provision for credit losses $6,475
    Total noninterest expense $124,566
    Salaries and employee benefits $81,864
    Premises and equipment expense $17,150
    Additional noninterest expense $25,552
    Applicable income taxes $23,379
    Net charge-offs $12,087
    Cash dividends $0

    Peapack-gladstone Bank's interest expense for loans was $14,994,000.
    Peapack-gladstone Bank's payroll and benefits expense were $81,864,000.
    Peapack-gladstone Bank's property, plant and equipment expenses $17,150,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $5,294,201
    Deposits held in domestic offices $5,294,201
    Deposits by Individuals, partnerships, and corporations $5,028,393
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $265,809
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,565,461
    Demand deposits $297,152
    Nontransaction accounts $3,728,741
    Money market deposit accounts (MMDAs) $3,099,018
    Other savings deposits (excluding MMDAs) $154,915
    Total time deposits $474,808
    Total time and savings deposits $4,997,050
    Noninterest-bearing deposits $984,013
    Interest-bearing deposits $4,310,188
    Retail deposits $5,034,972
    IRAs and Keogh plan accounts $56,545
    Brokered deposits $118,818
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $6,077,480
    Cash & Balances due from depository institutions $146,804
    Interest-bearing balances $140,875
    Total securities $920,118
    Federal funds sold & reverse repurchase $0
    Net loans and leases $4,782,115
    Loan and leases loss allowance $61,697
    Trading account assets $0
    Bank premises and fixed assets $36,401
    Other real estate owned $0
    Goodwill and other intangibles $50,573
    All other assets $141,469

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $6,077,480
    Total Liabilities $5,426,538
    Total deposits $5,294,201
    Interest-bearing deposits $4,310,188
    Deposits held in domestic offices $5,294,201
    % insured (estimated) $82
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $5,820
    Subordinated debt $0
    All other liabilities $126,517

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $4,782,115
    Loan and leases loss allowance $61,697
    Total loans and leases (domestic) $4,843,812
    All real estate loans $3,437,631
    Real estate loans in domestic offices $3,437,631
    Construction and development loans $24,204
    Residential 1-4 family construction $4,075
    Other construction, all land development and other land $20,129
    Loans secured by nonfarm nonresidential properties $1,263,796
    Nonfarm nonresidential secured by owner-occupied properties $252,603
    Commercial real estate & other non-farm, non-residential $1,011,193
    Multifamily residential real estate $1,595,866
    1-4 family residential loans $546,894
    Farmland loans $6,871
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $1,019,535
    To non-U.S. addressees $0
    Loans to individuals $29,441
    Credit card loans $0
    Related Plans $29,308
    Consumer Auto Loans $37
    Other loans to individuals $96
    All other loans & leases $357,205
    Loans to foreign governments and official institutions $0
    Other loans $4,499
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $2,479
    Non 1-4 family restructured loans & leases $2,089
    Total loans and leases (foreign) $0

    Peapack-Gladstone Bank had $4,782,115,000 of loans outstanding in 2021. $3,437,631,000 of loans were in real estate loans. $24,204,000 of loans were in development loans. $1,595,866,000 of loans were in multifamily mortgage loans. $546,894,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $37,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 193 $56,324 $291,834
    Nonfarm, nonresidential loans - <$100k 11 $363 $33,000
    Nonfarm, nonresidential loans - $100-250k 48 $4,884 $101,750
    Nonfarm, nonresidential loans - $250k-1MM 134 $51,077 $381,172
    Commercial & Industrial, US addressed loans - <$1MM 354 $43,829 $123,811
    Commercial & Industrial, US addressed loans - <$100k 110 $2,057 $18,700
    Commercial & Industrial, US addressed loans - $100-250k 65 $5,374 $82,677
    Commercial & Industrial, US addressed loans - $250k-1MM 179 $36,398 $203,341
    Farmland loans - <$1MM 5 $1,734 $346,800
    Farmland loans - $250k-1MM 5 $1,734 $346,800