Midwest Bankcentre Mortgage Rates, Fees & Info

Saint Louis, MO

LEI: 549300OR2C7AGDZFTS24

Tax ID: 43-0368910

5 stars - out of 5 stars, based on 35 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Midwest Bankcentre is a smaller bank specializing in Home Purchase, Refi, and Cash Out Refi loans. Midwest Bankcentre has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include St. Louis, Crestview, Dallas, Kansas City, and Edwards among others. Midwest Bankcentre has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Midwest Bankcentre is typically a low fee lendor.


Originations

1,242

Origination Dollar Volume (All Markets)

$341,960,000

Employee count

274 Show all (11) awards

Relative Rate

Midwest Bankcentre's average 30 year fixed rate mortgage of loans were 2.83%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.32%.

Relative Fees

Midwest Bankcentre's average total fees for a 30 year fixed rate mortgage are $2,987.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
ST. LOUIS, MO-IL (FHA|USDA|VA) 1,038 $265,600,000 $255,877 $2,463 2.81%
Outside of Metro Areas 35 $10,935,000 $312,429 $2,822 2.80%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 28 $9,360,000 $334,286 $5,201 3.03%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 7 $6,415,000 $916,429 $7,310 2.75%
KANSAS CITY, MO-KS (FHA|USDA|VA) 7 $3,705,000 $529,286 $2,422 2.77%
Edwards, CO (FHA|USDA|VA) 3 $3,135,000 $1,045,000 $3,967 2.83%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $2,800,000 $466,667 $2,716 2.50%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $2,690,000 $448,333 $4,072 2.75%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $2,675,000 $891,667 $5,258 3.28%
PANAMA CITY, FL (FHA|USDA|VA) 8 $2,380,000 $297,500 $4,132 3.41%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $2,245,000 $449,000 $3,971 2.30%
BATON ROUGE, LA (FHA|USDA|VA) 4 $1,660,000 $415,000 $3,384 2.59%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $1,540,000 $770,000 $4,359 2.93%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $1,455,000 $485,000 $2,669 2.79%
Jackson, WY-ID (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $5,164 2.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 4 $1,270,000 $317,500 $2,535 2.31%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $1,230,000 $307,500 $2,834 2.94%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 3 $1,195,000 $398,333 $3,198 2.75%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4 $990,000 $247,500 $2,791 2.38%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $940,000 $470,000 $2,795 2.75%
Glenwood Springs, CO (FHA|USDA|VA) 2 $920,000 $460,000 $2,840 2.63%
Farmington, MO (FHA|USDA|VA) 5 $905,000 $181,000 $2,536 2.73%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $905,000 $905,000 $0 3.97%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $820,000 $205,000 $5,320 2.81%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $715,000 $715,000 $3,951 3.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $690,000 $345,000 $2,864 3.56%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $660,000 $330,000 $6,237 2.56%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $640,000 $320,000 $4,897 2.63%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $620,000 $310,000 $2,491 2.25%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 6 $620,000 $103,333 $1,896 2.94%
SAVANNAH, GA (FHA|USDA|VA) 2 $620,000 $310,000 $2,666 2.50%
RICHMOND, VA (FHA|USDA|VA) 1 $545,000 $545,000 $3,011 2.38%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $535,000 $535,000 $4,240 2.38%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $505,000 $505,000 $4,959 2.38%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $505,000 $505,000 $3,306 2.95%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $505,000 $168,333 $2,287 2.98%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $440,000 $220,000 $3,087 2.88%
Sevierville, TN (FHA|USDA|VA) 1 $405,000 $405,000 $3,605 3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $405,000 $405,000 $2,368 2.75%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $395,000 $395,000 $3,355 2.88%
BRUNSWICK, GA (FHA|USDA|VA) 1 $365,000 $365,000 $3,095 2.50%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $345,000 $345,000 $2,550 2.50%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $335,000 $335,000 $2,578 3.38%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $325,000 $325,000 $2,445 2.00%
COLUMBIA, MO (FHA|USDA|VA) 1 $325,000 $325,000 $1,674 2.75%
TUCSON, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $1,957 2.87%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $295,000 $295,000 $3,933 2.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $295,000 $295,000 $7,411 2.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $285,000 $285,000 $1,884 3.13%
Sandpoint, ID (FHA|USDA|VA) 1 $285,000 $285,000 $4,418 2.63%
LONGVIEW, TX (FHA|USDA|VA) 1 $275,000 $275,000 $2,297 2.00%
Tupelo, MS (FHA|USDA|VA) 1 $255,000 $255,000 $3,041 3.13%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $245,000 $245,000 $1,960 2.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $245,000 $245,000 $2,176 2.88%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.63%
Gillette, WY (FHA|USDA|VA) 1 $215,000 $215,000 $2,591 2.38%
COLUMBUS, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,468 2.00%
ROME, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,576 3.13%
GREENVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $135,000 $135,000 $2,703 2.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,440 2.38%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,305 3.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $95,000 $95,000 $1,683 2.38%
Hannibal, MO (FHA|USDA|VA) 1 $85,000 $85,000 $1,902 2.25%
Alamogordo, NM (FHA|USDA|VA) 1 $75,000 $75,000 $1,887 2.25%
Fort Dodge, IA (FHA|USDA|VA) 1 $65,000 $65,000 $2,343 3.00%

Midwest Bankcentre's top markets include St. Louis, Crestview, Dallas, Kansas City, and Edwards among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 1,124 $315,680,000 $280,854 $2,295 2.85%
FHA 56 $10,260,000 $183,214 $5,569 2.56%
VA 53 $14,205,000 $268,019 $5,931 2.43%
USDA 9 $1,815,000 $201,667 $4,361 2.42%

For the 2021 period, Midwest Bankcentre's most frequently originated loan type of loans were Conventional, with 1,124 originations. Their 2nd most popular type is FHA, with 56 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 500 $141,450,000 $282,900 $3,761 3.04%
Refi 493 $129,865,000 $263,418 $1,905 2.56%
Cash Out Refi 238 $68,760,000 $288,908 $2,238 2.85%
Home Improvement 11 $1,885,000 $171,364 $2,732 3.48%

For the 2021, Midwest Bankcentre's most frequently cited loan purpose of loans were Home Purchase, with 500 originations. The 2nd most popular reason of loans were Refi, with 493 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 820 $242,560,000 $295,805 $2,987 2.83%
15 Year 248 $49,380,000 $199,113 $1,838 2.27%
5 Year 65 $22,665,000 $348,692 $0 4.18%
20 Year 36 $7,050,000 $195,833 $1,924 2.64%
10 Year 32 $5,980,000 $186,875 $1,573 2.42%
1 Year 27 $6,655,000 $246,481 $0 4.40%
Other 12 $6,830,000 $569,167 $1,516 3.50%
3 Year 2 $840,000 $420,000 $6,373 5.00%

For the 2021, Midwest Bankcentre's most frequently cited loan length of loans were 30 Year, with 820 originations. The 2nd most popular length of loans were 15 Year, with 248 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 1,034 $283,620,000 $274,294
$1k-2k 20 $5,780,000 $289,000
$2k-3k 7 $2,745,000 $392,143
$3k-4k 4 $2,670,000 $667,500

$2,987 of loans were Midwest Bankcentre's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 1,034 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 500 $154,500,000 $309,000
<2.5% 463 $104,735,000 $226,210
3-4% 213 $70,275,000 $329,930
4-5% 59 $11,365,000 $192,627
5-6% 7 $1,085,000 $155,000

During 2021, Midwest Bankcentre's average interest rate of loans were 2.83%, while their most frequently originated rate bucket of loans were 2.5-3%, with 500 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 459 $128,415,000 $279,771 $2,852 2.77%
$100k-200k 420 $63,300,000 $150,714 $2,272 2.74%
$100,000 or less 160 $11,430,000 $71,438 $1,841 2.98%
$400k-600k 132 $64,120,000 $485,758 $3,243 2.84%
$600k-1MM 46 $34,880,000 $758,261 $3,602 3.13%
$1MM+ 25 $39,815,000 $1,592,600 $5,146 3.09%

2021 saw Midwest Bankcentre place emphasis on $200k-400k loans with 459 originations, totaling $128,415,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 235 $39,625,000 $168,617 $2,472 2.60%
$100k-150k 223 $57,255,000 $256,749 $2,580 2.72%
$75k-100k 176 $38,230,000 $217,216 $2,776 2.69%
$50k or less 171 $22,965,000 $134,298 $2,672 2.81%
$150k-250k 164 $55,940,000 $341,098 $2,560 2.70%
$250k+ 156 $87,670,000 $561,987 $3,161 2.81%

Midwest Bankcentre lent most frequently to those with incomes in the $50k-75k range, with 235 originations. The second most popular income band? $100k-150k, with 223 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 317 $80,775,000 $254,811 $2,477 2.65%
30-36% 204 $59,440,000 $291,373 $2,358 2.78%
<20% 170 $51,980,000 $305,765 $2,378 2.62%
41% 43 $11,165,000 $259,651 $2,478 2.76%
42% 33 $10,425,000 $315,909 $3,284 2.86%
43% 33 $6,555,000 $198,636 $2,248 2.78%
47% 33 $7,395,000 $224,091 $2,738 2.62%
50-60% 33 $7,365,000 $223,182 $6,149 2.65%
37% 32 $9,130,000 $285,313 $2,667 2.83%
44% 32 $8,550,000 $267,188 $2,715 2.63%
38% 32 $6,210,000 $194,063 $2,450 2.79%
40% 32 $10,120,000 $316,250 $3,233 2.90%
39% 30 $7,580,000 $252,667 $2,519 2.75%
48% 27 $6,565,000 $243,148 $2,906 2.84%
46% 24 $5,860,000 $244,167 $3,366 2.76%
45% 23 $5,545,000 $241,087 $2,594 2.59%
36% 22 $5,130,000 $233,182 $2,984 2.78%
49% 19 $4,705,000 $247,632 $3,487 2.66%
>60% 1 $345,000 $345,000 $2,710 2.50%

Midwest Bankcentre lent most frequently to those with DTI ratios of 20-30%, with 317 originations. The next most common DTI ratio? 30-36%, with 204 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 950 $264,540,000 $278,463 $2,584 2.69%
Not applicable 88 $33,700,000 $382,955 $0 4.20%
Black 92 $16,060,000 $174,565 $3,241 2.80%
Not provided 67 $15,385,000 $229,627 $3,198 2.85%
Asian 35 $10,035,000 $286,714 $2,105 2.61%
American Indian 8 $1,940,000 $242,500 $3,745 2.91%
Asian Indian 1 $195,000 $195,000 $1,355 2.63%
Native Hawaiian 1 $105,000 $105,000 $1,219 2.00%

Approval Rates

Total approvals of all applications
91.64%

Midwest Bankcentre has an average approval rate.

Pick Rate

Approvals leading to origination
89.18%

Midwest Bankcentre has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 1,242 $341,960,000 $275,330

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
1,242 $341,960,000 $275,330

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 83 $16,845,000 $202,952 $1,979 2.71%
40-60% 236 $59,130,000 $250,551 $2,001 2.67%
60-80% 512 $160,770,000 $314,004 $2,318 2.87%
80-100% 386 $99,120,000 $256,788 $3,268 2.86%
Over 100% 14 $4,230,000 $302,143 $10,891 2.36%
Under 20% 11 $1,865,000 $169,545 $1,497 3.33%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Midwest Loan Services, Inc. Conventional home mortgage Incorrect information on your report 1 14.3%
Midwest Loan Services, Inc. Conventional home mortgage Struggling to pay mortgage 1 14.3%
Midwest Loan Services, Inc. Conventional home mortgage Trouble during payment process 2 28.6%
Midwest Loan Services, Inc. FHA mortgage Trouble during payment process 1 14.3%
Midwest Loan Services, Inc. Other type of mortgage Closing on a mortgage 1 14.3%
Midwest Loan Services, Inc. VA mortgage Trouble during payment process 1 14.3%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Midwest Bankcentre 500 Chesterfield Center, Suite 100 Chesterfield, MO 63017 Full Service B&M $87,874
Midwest Bankcentre 1007 Bowles Avenue Fenton, MO 63026 Full Service B&M $56,292
Midwest Bankcentre 1030 Main Street Imperial, MO 63052 Full Service B&M $42,486
Midwest Bankcentre 1820 1st Capitol Drive S Saint Charles, MO 63303 Full Service B&M $44,704
Midwest Bankcentre 1950 Richardson Road Arnold, MO 63010 Full Service B&M $130,546
Midwest Bankcentre 2101 Rock Road De Soto, MO 63020 Full Service B&M $37,071
Midwest Bankcentre 2191 Lemay Ferry Road Lemay, MO 63125 Full Service B&M $554,724
Midwest Bankcentre 2191 Lemay Ferry Road Saint Louis, MO 63125 Full Service Cyber Office $133,996
Midwest Bankcentre 2299 Technology Drive O Fallon, MO 63368 Full Service B&M $119,471
Midwest Bankcentre 300 South Truman Boulevard Crystal City, MO 63019 Full Service B&M $38,573
Midwest Bankcentre 3529 North Broadway Saint Louis, MO 63147 Full Service B&M $41,062
Midwest Bankcentre 4914 Gravois St. Louis, MO 63116 Full Service B&M $74,542
Midwest Bankcentre 5501 Dr. Martin Luther King Drive Saint Louis, MO 63112 Full Service B&M $25,842
Midwest Bankcentre 5515 South Grand Avenue Saint Louis, MO 63111 Full Service B&M $121,060
Midwest Bankcentre 5575 Telegraph Road Saint Louis, MO 63129 Full Service B&M $171,858
Midwest Bankcentre 6810 Page Avenue Saint Louis, MO 63133 Full Service B&M $30,269
Midwest Bankcentre 700 James S Mcdonnell Boulevard Hazelwood, MO 63042 Full Service B&M $14,584
Midwest Bankcentre 8020 Forsyth Clayton, MO 63105 Full Service B&M $78,475

For 2021, Midwest Bankcentre had 18 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $77,628
Net interest income $70,712
Total noninterest income $15,948
Gross Fiduciary activities income $0
Service charges on deposit accounts $2,729
Trading account gains and fees $0
Additional Noninterest Income $13,219
Pre-tax net operating income $27,466
Securities gains (or losses, -) $271
Income before extraordinary items $23,776
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $23,776
Minority interest net income $0
Net income $23,776
Sale, conversion, retirement of capital stock, net $0
Net operating income $23,542

Midwest Bankcentre's gross interest income from loans was $77,628,000.
Midwest Bankcentre's net interest income from loans was $70,712,000.
Midwest Bankcentre's fee based income from loans was $2,729,000.
Midwest Bankcentre's net income from loans was $23,776,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $6,916
Provision for credit losses $2,434
Total noninterest expense $56,760
Salaries and employee benefits $34,676
Premises and equipment expense $5,679
Additional noninterest expense $16,405
Applicable income taxes $3,961
Net charge-offs $425
Cash dividends $6,500

Midwest Bankcentre's interest expense for loans was $6,916,000.
Midwest Bankcentre's payroll and benefits expense were $34,676,000.
Midwest Bankcentre's property, plant and equipment expenses $5,679,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 1.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $1,885,615
Deposits held in domestic offices $1,885,615
Deposits by Individuals, partnerships, and corporations $1,735,675
Deposits by U.S. Government $291
Deposits by States and political subdivisions in the U.S. $130,263
Deposits by Commercial banks and other depository institutions in U.S. $19,386
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $185,746
Demand deposits $89,365
Nontransaction accounts $1,699,869
Money market deposit accounts (MMDAs) $1,093,280
Other savings deposits (excluding MMDAs) $308,646
Total time deposits $297,943
Total time and savings deposits $1,796,250
Noninterest-bearing deposits $88,168
Interest-bearing deposits $1,797,447
Retail deposits $1,792,969
IRAs and Keogh plan accounts $37,502
Brokered deposits $0
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $2,374,880
Cash & Balances due from depository institutions $116,398
Interest-bearing balances $92,318
Total securities $294,619
Federal funds sold & reverse repurchase $9
Net loans and leases $1,811,983
Loan and leases loss allowance $21,768
Trading account assets $1,745
Bank premises and fixed assets $15,820
Other real estate owned $904
Goodwill and other intangibles $18,053
All other assets $115,349

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $2,374,880
Total Liabilities $2,108,480
Total deposits $1,885,615
Interest-bearing deposits $1,797,447
Deposits held in domestic offices $1,885,615
% insured (estimated) $88
Federal funds purchased and repurchase agreements $67,300
Trading liabilities $1,745
Other borrowed funds $135,000
Subordinated debt $0
All other liabilities $18,820

Issued Loan Types

Type Value (in 000's)
Net loans and leases $1,811,983
Loan and leases loss allowance $21,768
Total loans and leases (domestic) $1,833,751
All real estate loans $1,265,327
Real estate loans in domestic offices $1,265,327
Construction and development loans $165,959
Residential 1-4 family construction $65,376
Other construction, all land development and other land $100,583
Loans secured by nonfarm nonresidential properties $645,898
Nonfarm nonresidential secured by owner-occupied properties $285,359
Commercial real estate & other non-farm, non-residential $360,539
Multifamily residential real estate $117,319
1-4 family residential loans $336,151
Farmland loans $0
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $504,756
To non-U.S. addressees $0
Loans to individuals $61,061
Credit card loans $2,182
Related Plans $0
Consumer Auto Loans $534
Other loans to individuals $58,345
All other loans & leases $2,607
Loans to foreign governments and official institutions $0
Other loans $1,171
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $190
Non 1-4 family restructured loans & leases $190
Total loans and leases (foreign) $0

Midwest BankCentre had $1,811,983,000 of loans outstanding in 2021. $1,265,327,000 of loans were in real estate loans. $165,959,000 of loans were in development loans. $117,319,000 of loans were in multifamily mortgage loans. $336,151,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $2,182,000 of loans were in credit card loans. $534,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 385 $98,844 $256,738
Nonfarm, nonresidential loans - <$100k 55 $2,041 $37,109
Nonfarm, nonresidential loans - $100-250k 102 $10,416 $102,118
Nonfarm, nonresidential loans - $250k-1MM 228 $86,387 $378,890
Commercial & Industrial, US addressed loans - <$1MM 1,142 $121,349 $106,260
Commercial & Industrial, US addressed loans - <$100k 629 $18,174 $28,893
Commercial & Industrial, US addressed loans - $100-250k 217 $23,110 $106,498
Commercial & Industrial, US addressed loans - $250k-1MM 296 $80,065 $270,490