ANCHORAGE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Anchorage averaged
6.5%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.55% and
one month ago for the week of 2025-04-17, the
average rate was 6.87%.
Anchorage's average rate one year ago was 6.86%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Anchorage 30 Year Fixed Rate | 2025-05-22 | 6.5% |
| Anchorage 30 Year Fixed Rate Refi | 2025-05-22 | 7% |
| Anchorage 15 Year Fixed Rate | 2025-05-22 | 6.15% |
| Anchorage 15 Year Fixed Rate Refi | 2025-05-22 | 6.31% |
| Anchorage 30 Year FHA | 2025-05-22 | 6.45% |
| Anchorage 30 Year FHA Refi | 2025-05-22 | 6.81% |
| Anchorage 30 Year USDA | 2025-05-22 | 6.63% |
| Anchorage 30 Year USDA Refi | 2025-05-22 | 6.33% |
| Anchorage 30 Year VA | 2025-05-22 | 6.21% |
| Anchorage 30 Year VA Refi | 2025-05-22 | 5.95% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ANCHORAGE, AK.
ANCHORAGE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ANCHORAGE, AK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ANCHORAGE Average Closing Costs & Other Stats
ANCHORAGE, AK's 111 lenders originated 6,949
loans during 2024. The total origination value was $2,441,005,000, with an average loan value of
$351,274.
ANCHORAGE's average closing costs are $6,335.
The top ANCHORAGE lender as defined by loan originations is Alaska USA Federal Credit Union, with
341 loans originated. Their average total fees are
$4,769, which is $759
lower than the next largest lender,
RESIDENTIAL MORTGAGE, LLC.
The lowest fee ANCHORAGE lenders (with over 10 loans originated) are
PRIMARY RESIDENTIAL MORTGAGE, INC. ($1,799), PREMIA MORTGAGE, LLC ($2,239), NBKC BANK ($4,029), MATANUSKA VALLEY FEDERAL CREDIT UNION ($4,693) and Alaska USA Federal Credit Union ($4,769).
The lowest rate ANCHORAGE lenders (with over 10 loans originated) are
CREDIT UNION 1 (6.19%), PRIMELENDING, A PLAINSCAPITAL COMPANY (6.24%), PRIMARY RESIDENTIAL MORTGAGE, INC. (6.35%), PREMIA MORTGAGE, LLC (6.36%) and Plains Commerce Bank (6.37%).
ANCHORAGE, AK Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| RESIDENTIAL MORTGAGE, LLC | $345,085,000 | $431,675,000 | 25.1% | 17.7% |
| Alaska USA Federal Credit Union | $260,560,000 | $299,320,000 | 14.9% | 12.3% |
| NEWREZ LLC | $198,920,000 | $190,070,000 | -4.4% | 7.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $139,300,000 | $121,760,000 | -12.6% | 5.0% |
| QUICKEN LOANS, LLC | $72,730,000 | $111,560,000 | 53.4% | 4.6% |
| Mortgage Research Center, LLC | $82,245,000 | $89,970,000 | 9.4% | 3.7% |
| Morgan Stanley Private Bank | $3,870,000 | $77,105,000 | 1,892.4% | 3.2% |
| MOVEMENT MORTGAGE, LLC | $97,085,000 | $75,025,000 | -22.7% | 3.1% |
| The Loan Store, Inc. | $2,020,000 | $54,245,000 | 2,585.4% | 2.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $41,355,000 | $43,915,000 | 6.2% | 1.8% |
| First National Bank Alaska | $56,365,000 | $43,185,000 | -23.4% | 1.8% |
| FREEDOM MORTGAGE CORPORATION | $7,705,000 | $42,610,000 | 453.0% | 1.7% |
| NuVision Federal Credit Union | $40,880,000 | $41,715,000 | 2.0% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $14,310,000 | $39,890,000 | 178.8% | 1.6% |
| GUARANTEED RATE, INC. | $46,160,000 | $39,850,000 | -13.7% | 1.6% |
| LOANDEPOT.COM, LLC | $25,770,000 | $34,085,000 | 32.3% | 1.4% |
| NAVY FEDERAL CREDIT UNION | $30,695,000 | $31,985,000 | 4.2% | 1.3% |
| CREDIT UNION 1 | $38,545,000 | $30,730,000 | -20.3% | 1.3% |
| CANOPY MORTGAGE, LLC | $2,475,000 | $29,955,000 | 1,110.3% | 1.2% |
| USAA Federal Savings Bank | $21,345,000 | $24,700,000 | 15.7% | 1.0% |
| GUILD MORTGAGE COMPANY | $34,930,000 | $23,650,000 | -32.3% | 1.0% |
| Wells Fargo Bank | $27,770,000 | $22,570,000 | -18.7% | 0.9% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $24,055,000 | $21,970,000 | -8.7% | 0.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,885,000 | $19,180,000 | 917.5% | 0.8% |
| Flagstar Bank, FSB | $19,375,000 | $18,070,000 | -6.7% | 0.7% |
| North American Savings Bank, F.S.B. | $14,440,000 | $16,490,000 | 14.2% | 0.7% |
| MATANUSKA VALLEY FEDERAL CREDIT UNION | $13,935,000 | $16,145,000 | 15.9% | 0.7% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $20,450,000 | $15,765,000 | -22.9% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $1,980,000 | $14,885,000 | 651.8% | 0.6% |
| The Federal Savings Bank | $10,550,000 | $14,440,000 | 36.9% | 0.6% |
| NBKC BANK | $13,605,000 | $14,275,000 | 4.9% | 0.6% |
| Plains Commerce Bank | $9,670,000 | $14,100,000 | 45.8% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $10,170,000 | $12,810,000 | 26.0% | 0.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $11,655,000 | n/a | 0.5% | |
| CMG MORTGAGE, INC. | $4,150,000 | $11,365,000 | 173.9% | 0.5% |
| Century Mortgage Company DBA Century Lending Company | $3,875,000 | $11,150,000 | 187.7% | 0.5% |
| RESIDENTIAL BANCORP | $8,580,000 | $11,070,000 | 29.0% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $12,820,000 | $10,240,000 | -20.1% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $2,305,000 | $10,235,000 | 344.0% | 0.4% |
| BROKER SOLUTIONS, INC. | $8,260,000 | $10,200,000 | 23.5% | 0.4% |
| GENEVA FINANCIAL, LLC | $11,655,000 | $9,840,000 | -15.6% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $1,145,000 | $8,845,000 | 672.5% | 0.4% |
| CHURCHILL MORTGAGE CORPORATION | $8,865,000 | $8,455,000 | -4.6% | 0.3% |
| Bank of America | $5,300,000 | $8,175,000 | 54.2% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,455,000 | $7,780,000 | 74.6% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $7,820,000 | $7,640,000 | -2.3% | 0.3% |
| BMO Harris Bank | $8,415,000 | $7,620,000 | -9.4% | 0.3% |
| KeyBank | $31,020,000 | $7,585,000 | -75.5% | 0.3% |
| PREMIA MORTGAGE, LLC | $7,455,000 | $7,475,000 | 0.3% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $15,430,000 | $7,030,000 | -54.4% | 0.3% |
| UNION HOME MORTGAGE CORP. | $6,515,000 | $6,780,000 | 4.1% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,160,000 | $5,940,000 | 175.0% | 0.2% |
| Truity Federal Credit Union | $4,680,000 | $5,315,000 | 13.6% | 0.2% |
| PLANET HOME LENDING, LLC | $5,070,000 | n/a | 0.2% | |
| ORIX REAL ESTATE CAPITAL, LLC | $4,990,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $15,695,000 | $4,785,000 | -69.5% | 0.2% |
| MEMBER FIRST MORTGAGE, LLC | $4,715,000 | n/a | 0.2% | |
| CORNERSTONE HOME LENDING, INC. | $8,080,000 | $4,285,000 | -47.0% | 0.2% |
| JPMorgan Chase Bank | $4,680,000 | $4,125,000 | -11.9% | 0.2% |
| U.S. Bank | $2,795,000 | $3,895,000 | 39.4% | 0.2% |
| NEXERA HOLDING LLC | $3,545,000 | n/a | 0.1% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $3,380,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,335,000 | n/a | 0.1% | |
| Figure Lending LLC | $880,000 | $3,320,000 | 277.3% | 0.1% |
| TRUE NORTH FEDERAL CREDIT UNION | $2,090,000 | $3,300,000 | 57.9% | 0.1% |
| Coastal Community Bank | $2,465,000 | $3,210,000 | 30.2% | 0.1% |
| READYCAP COMMERCIAL, LLC | $3,125,000 | n/a | 0.1% | |
| Arbor Realty Trust, Inc. | $6,565,000 | $3,100,000 | -52.8% | 0.1% |
| Merchants Capital Corp. | $3,065,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $1,975,000 | $2,965,000 | 50.1% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,505,000 | $2,835,000 | 88.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,760,000 | $2,825,000 | 60.5% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $345,000 | $2,675,000 | 675.4% | 0.1% |
| Discover Bank | $2,895,000 | $2,630,000 | -9.2% | 0.1% |
| NP, Inc. | $735,000 | $2,545,000 | 246.3% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,835,000 | $2,490,000 | 35.7% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $595,000 | $2,490,000 | 318.5% | 0.1% |
| LENDSURE MORTGAGE CORP. | $1,155,000 | $2,435,000 | 110.8% | 0.1% |
| Ally Bank | $925,000 | $2,340,000 | 153.0% | 0.1% |
| The Central Trust Bank | $2,255,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $2,480,000 | $2,235,000 | -9.9% | 0.1% |
| Armed Forces Bank | $1,965,000 | $2,120,000 | 7.9% | 0.1% |
| OCMBC, INC. | $2,020,000 | n/a | 0.1% | |
| VAN DYK MORTGAGE CORPORATION | $5,590,000 | $1,930,000 | -65.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,020,000 | $1,885,000 | 84.8% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,260,000 | $1,760,000 | 39.7% | 0.1% |
| Carrington Mortgage Services, LLC | $1,560,000 | $1,750,000 | 12.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $4,580,000 | $1,725,000 | -62.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,655,000 | n/a | 0.1% | |
| Midwest BankCentre | $1,615,000 | n/a | 0.1% | |
| Northpointe Bank | $1,600,000 | $1,575,000 | -1.6% | 0.1% |
| M&T Bank | $1,735,000 | $1,550,000 | -10.7% | 0.1% |
| Magnolia Bank | $1,895,000 | $1,540,000 | -18.7% | 0.1% |
| BAY-VALLEY MORTGAGE GROUP | $575,000 | $1,500,000 | 160.9% | 0.1% |
| AMERITRUST MORTGAGE CORPORATION | $1,490,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $560,000 | $1,355,000 | 142.0% | 0.1% |
| PHH Mortgage Corporation | $495,000 | $1,355,000 | 173.7% | 0.1% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,325,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $1,295,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $7,030,000 | $1,295,000 | -81.6% | 0.1% |
| Allied First Bank,sb | $1,270,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $235,000 | $1,270,000 | 440.4% | 0.1% |
| RBC Bank, (Georgia) | $1,265,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $1,225,000 | n/a | 0.1% | |
| ADVANCIAL | $465,000 | $1,190,000 | 155.9% | 0.0% |
| Logan Finance Corporation | $1,040,000 | n/a | 0.0% | |
| UBS Bank USA | $1,695,000 | $1,010,000 | -40.4% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $275,000 | $1,000,000 | 263.6% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $330,000 | $1,000,000 | 203.0% | 0.0% |
| Waterstone Mortgage Corporation | $255,000 | $1,000,000 | 292.2% | 0.0% |
| Liberty Bank and Trust Company | $995,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $985,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $310,000 | $980,000 | 216.1% | 0.0% |
| AMWEST FUNDING CORP. | $405,000 | $960,000 | 137.0% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $850,000 | $945,000 | 11.2% | 0.0% |
| Farmers Bank & Trust | $1,610,000 | $900,000 | -44.1% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,585,000 | $890,000 | -43.8% | 0.0% |
| Commerce Home Mortgage, Inc. | $385,000 | $865,000 | 124.7% | 0.0% |
| MORTGAGE ACCESS CORP. | $1,130,000 | $840,000 | -25.7% | 0.0% |
| Goldman Sachs Bank USA | $1,005,000 | $685,000 | -31.8% | 0.0% |
| Hometown Equity Mortgage, LLC | $670,000 | n/a | 0.0% | |
| Washington Trust Bank | $665,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $45,000 | $605,000 | 1,244.4% | 0.0% |
| Fifth Third Bank | $600,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $1,165,000 | $595,000 | -48.9% | 0.0% |
| Academy Bank | $575,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $210,000 | $575,000 | 173.8% | 0.0% |
| State Department Federal Credit Union | $570,000 | n/a | 0.0% | |
| S1L, Inc. | $535,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,230,000 | $525,000 | -76.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $525,000 | $515,000 | -1.9% | 0.0% |
| First Federal Bank | $505,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $505,000 | n/a | 0.0% | |
| The Huntington National Bank | $2,110,000 | $505,000 | -76.1% | 0.0% |
| CARDINAL FINANCIAL | $2,510,000 | $495,000 | -80.3% | 0.0% |
| TRISTAR FINANCE, INC. | $495,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $480,000 | n/a | 0.0% | |
| DIRECTORS MORTGAGE, INC. | $475,000 | n/a | 0.0% | |
| Cache Valley Bank | $455,000 | n/a | 0.0% | |
| BOKF | $450,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $445,000 | n/a | 0.0% | |
| CHEVRON | $75,000 | $435,000 | 480.0% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $435,000 | n/a | 0.0% | |
| SmartBank | $425,000 | n/a | 0.0% | |
| Citibank | $805,000 | $405,000 | -49.7% | 0.0% |
| Northwest Federal Credit Union | $405,000 | n/a | 0.0% | |
| PNC Bank | $605,000 | $385,000 | -36.4% | 0.0% |
| GREENSTATE CREDIT UNION | $365,000 | $375,000 | 2.7% | 0.0% |
| First National Bank of Omaha | $365,000 | n/a | 0.0% | |
| BP Federal Credit Union | $335,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $335,000 | n/a | 0.0% | |
| First National Bank of America | $315,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $305,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $275,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $275,000 | n/a | 0.0% | |
| FirstOak Bank | $205,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $1,365,000 | $175,000 | -87.2% | 0.0% |
| NexBank | $145,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $185,000 | $125,000 | -32.4% | 0.0% |
| SPIRIT OF ALASKA | $125,000 | n/a | 0.0% | |
| NATIONAL COOPERATIVE BANK, N.A. | $115,000 | n/a | 0.0% | |
| Northwest Farm Credit Services, FLCA | $105,000 | n/a | 0.0% | |
| Baxter Credit Union | $95,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $95,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $75,000 | n/a | 0.0% | |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $95,000 | $45,000 | -52.6% | 0.0% |
ANCHORAGE's top lender by overall market share is RESIDENTIAL MORTGAGE, LLC, with 17.7% market share. In second place, with 12.3%, is Alaska USA Federal Credit Union, having originated $299,320,000 in loans. In third place, with 7.8%, is NEWREZ LLC, having originated $190,070,000 in loans. In fourth place, with 5.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $121,760,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $111,560,000 in loans.
ANCHORAGE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ANCHORAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $288,500 (-3.0%) | $332,753 (-2.9%) | 1.07 | 1,508 |
| 2018-02-01 | $289,500 (-2.2%) | $335,413 (-1.8%) | 1.05 | 1,517 |
| 2018-03-01 | $299,000 (-0.2%) | $341,951 (-2.3%) | 1.05 | 1,667 |
| 2018-04-01 | $309,900 (0.0%) | $348,350 (-0.4%) | 1.05 | 1,753 |
| 2018-05-01 | $314,998 (2.6%) | $348,042 (1.0%) | 1.05 | 1,927 |
| 2018-06-01 | $309,900 (0.3%) | $340,410 (-1.0%) | 1.03 | 2,168 |
| 2018-07-01 | $303,675 (-0.8%) | $337,972 (-1.7%) | 1.01 | 2,339 |
| 2018-08-01 | $304,950 (0.8%) | $340,913 (0.5%) | 1.02 | 2,371 |
| 2018-09-01 | $307,000 (3.3%) | $339,410 (1.2%) | 1.03 | 2,263 |
| 2018-10-01 | $299,900 (1.2%) | $335,023 (-0.1%) | 1.02 | 2,056 |
| 2018-11-01 | $299,950 (3.8%) | $335,474 (1.0%) | 1.02 | 1,874 |
| 2018-12-01 | $299,900 (5.1%) | $333,251 (0.6%) | 1.03 | 1,662 |
| 2019-01-01 | $299,950 (4.0%) | $330,863 (-0.6%) | 1.04 | 1,449 |
| 2019-02-01 | $307,350 (6.2%) | $335,554 (0.0%) | 1.04 | 1,504 |
| 2019-03-01 | $317,100 (6.1%) | $343,442 (0.4%) | 1.04 | 1,558 |
| 2019-04-01 | $322,450 (4.1%) | $349,666 (0.4%) | 1.02 | 1,633 |
| 2019-05-01 | $324,950 (3.2%) | $353,521 (1.6%) | 1.02 | 1,784 |
| 2019-06-01 | $320,000 (3.3%) | $352,669 (3.6%) | 1.00 | 1,961 |
| 2019-07-01 | $319,500 (5.2%) | $351,339 (4.0%) | 1.00 | 2,068 |
| 2019-08-01 | $315,727 (3.5%) | $348,201 (2.1%) | 1.00 | 2,044 |
| 2019-09-01 | $316,443 (3.1%) | $348,627 (2.7%) | 1.01 | 1,973 |
| 2019-10-01 | $318,000 (6.0%) | $349,748 (4.4%) | 1.03 | 1,900 |
| 2019-11-01 | $317,500 (5.9%) | $350,912 (4.6%) | 1.04 | 1,694 |
| 2019-12-01 | $311,500 (3.9%) | $345,421 (3.7%) | 1.04 | 1,518 |
| 2020-01-01 | $311,625 (3.9%) | $348,195 (5.2%) | 1.04 | 1,329 |
| 2020-02-01 | $319,000 (3.8%) | $355,383 (5.9%) | 1.04 | 1,252 |
| 2020-03-01 | $319,450 (0.7%) | $357,255 (4.0%) | 1.00 | 1,231 |
| 2020-04-01 | $319,500 (-0.9%) | $355,402 (1.6%) | 1.00 | 1,296 |
| 2020-05-01 | $329,900 (1.5%) | $365,350 (3.4%) | 1.00 | 1,410 |
| 2020-06-01 | $330,000 (3.1%) | $373,587 (5.9%) | 0.97 | 1,417 |
| 2020-07-01 | $337,300 (5.6%) | $385,328 (9.7%) | 0.98 | 1,356 |
| 2020-08-01 | $334,900 (6.1%) | $386,839 (11.1%) | 0.96 | 1,342 |
| 2020-09-01 | $335,000 (5.9%) | $394,725 (13.2%) | 0.96 | 1,296 |
| 2020-10-01 | $325,000 (2.2%) | $396,163 (13.3%) | 0.93 | 1,175 |
| 2020-11-01 | $326,450 (2.8%) | $400,837 (14.2%) | 0.95 | 1,028 |
| 2020-12-01 | $328,450 (5.4%) | $404,090 (17.0%) | 0.98 | 888 |
| 2021-01-01 | $327,000 (4.9%) | $407,822 (17.1%) | 0.98 | 755 |
| 2021-02-01 | $339,500 (6.4%) | $415,237 (16.8%) | 0.99 | 694 |
| 2021-03-01 | $357,450 (11.9%) | $432,450 (21.1%) | 1.01 | 678 |
| 2021-04-01 | $359,950 (12.7%) | $432,426 (21.7%) | 0.97 | 720 |
| 2021-05-01 | $362,500 (9.9%) | $422,253 (15.6%) | 0.96 | 761 |
| 2021-06-01 | $350,000 (6.1%) | $411,228 (10.1%) | 0.92 | 870 |
| 2021-07-01 | $350,000 (3.8%) | $405,086 (5.1%) | 0.92 | 995 |
| 2021-08-01 | $357,200 (6.7%) | $412,048 (6.5%) | 0.95 | 1,050 |
| 2021-09-01 | $356,875 (6.5%) | $422,623 (7.1%) | 0.95 | 1,023 |
| 2021-10-01 | $350,000 (7.7%) | $417,721 (5.4%) | 0.93 | 907 |
| 2021-11-01 | $361,450 (10.7%) | $425,708 (6.2%) | 0.97 | 707 |
| 2021-12-01 | $374,500 (14.0%) | $433,415 (7.3%) | 1.01 | 565 |
| 2022-01-01 | $389,250 (19.0%) | $437,467 (7.3%) | 1.05 | 432 |
| 2022-02-01 | $400,750 (18.0%) | $447,649 (7.8%) | 1.04 | 369 |
| 2022-03-01 | $420,500 (17.6%) | $471,539 (9.0%) | 1.05 | 382 |
| 2022-04-01 | $425,000 (18.1%) | $468,448 (8.3%) | 1.01 | 493 |
| 2022-05-01 | $429,950 (18.6%) | $476,028 (12.7%) | 0.98 | 669 |
| 2022-06-01 | $434,975 (24.3%) | $478,249 (16.3%) | 0.97 | 849 |
| 2022-07-01 | $425,000 (21.4%) | $474,313 (17.1%) | 0.96 | 1,000 |
| 2022-08-01 | $429,900 (20.4%) | $482,135 (17.0%) | 0.99 | 967 |
| 2022-09-01 | $439,900 (23.3%) | $491,848 (16.4%) | 1.03 | 850 |
| 2022-10-01 | $432,450 (23.6%) | $487,535 (16.7%) | 1.02 | 782 |
| 2022-11-01 | $428,660 (18.6%) | $479,352 (12.6%) | 1.03 | 726 |
| 2022-12-01 | $439,000 (17.2%) | $480,656 (10.9%) | 1.08 | 605 |
| 2023-01-01 | $426,625 (9.6%) | $474,923 (8.6%) | 1.06 | 499 |
| 2023-02-01 | $435,625 (8.7%) | $487,799 (9.0%) | 1.05 | 456 |
| 2023-03-01 | $439,000 (4.4%) | $490,135 (3.9%) | 1.04 | 461 |
| 2023-04-01 | $445,000 (4.7%) | $497,401 (6.2%) | 1.03 | 467 |
| 2023-05-01 | $446,700 (3.9%) | $496,934 (4.4%) | 1.01 | 496 |
| 2023-06-01 | $442,350 (1.7%) | $500,046 (4.6%) | 0.99 | 585 |
| 2023-07-01 | $439,000 (3.3%) | $498,860 (5.2%) | 1.00 | 752 |
| 2023-08-01 | $434,500 (1.1%) | $493,062 (2.3%) | 1.00 | 814 |
| 2023-09-01 | $439,900 (0.0%) | $509,606 (3.6%) | 1.02 | 803 |
| 2023-10-01 | $434,500 (0.5%) | $496,472 (1.8%) | 1.02 | 761 |
| 2023-11-01 | $427,000 (-0.4%) | $491,658 (2.6%) | 1.02 | 716 |
| 2023-12-01 | $425,000 (-3.2%) | $493,515 (2.7%) | 1.04 | 618 |
| 2024-01-01 | $429,500 (0.7%) | $501,829 (5.7%) | 1.05 | 520 |
| 2024-02-01 | $437,000 (0.3%) | $506,567 (3.9%) | 1.05 | 486 |
| 2024-03-01 | $435,000 (-0.9%) | $504,121 (2.9%) | 1.02 | 488 |
| 2024-04-01 | $463,750 (4.2%) | $533,851 (7.3%) | 1.08 | 549 |
| 2024-05-01 | $485,000 (8.6%) | $553,003 (11.3%) | 1.10 | 693 |
| 2024-06-01 | $465,000 (5.1%) | $542,693 (8.5%) | 1.06 | 885 |
| 2024-07-01 | $459,225 (4.6%) | $542,061 (8.7%) | 1.05 | 998 |
| 2024-08-01 | $460,000 (5.9%) | $537,204 (9.0%) | 1.07 | 1,062 |
| 2024-09-01 | $455,000 (3.4%) | $529,644 (3.9%) | 1.07 | 1,065 |
| 2024-10-01 | $450,000 (3.6%) | $519,618 (4.7%) | 1.06 | 971 |
| 2024-11-01 | $450,000 (5.4%) | $528,312 (7.5%) | 1.08 | 857 |
| 2024-12-01 | $447,625 (5.3%) | $525,083 (6.4%) | 1.11 | 735 |
| 2025-01-01 | $454,475 (5.8%) | $535,073 (6.6%) | 1.13 | 634 |
| 2025-02-01 | $459,500 (5.2%) | $530,391 (4.7%) | 1.12 | 609 |
| 2025-03-01 | $475,000 (9.2%) | $541,489 (7.4%) | 1.12 | 620 |
| 2025-04-01 | $472,000 (1.8%) | $542,790 (1.7%) | 1.09 | 640 |
ANCHORAGE's median listing price for 2025-04-01 was $472,000, a difference of
$8,250
(1.8%) versus the prior year and
$-3,000 versus the prior month.
ANCHORAGE's median listing price comes in at 109% of the national average.
ANCHORAGE's average listing price for 2025-04-01 was $542,790, a difference of $8,939 (1.7%) versus the prior year and $1,301 versus the prior month.
For the 2025-04-01 period, ANCHORAGE had 640 MLS listings, a difference of 20 listings (3%) versus the prior month and 91 listings (17%) versus the prior year.
ANCHORAGE's median listing price comes in at 109% of the national average.
ANCHORAGE's average listing price for 2025-04-01 was $542,790, a difference of $8,939 (1.7%) versus the prior year and $1,301 versus the prior month.
For the 2025-04-01 period, ANCHORAGE had 640 MLS listings, a difference of 20 listings (3%) versus the prior month and 91 listings (17%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ANCHORAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 89 days | 1,717 sqft |
| 2018-02-01 | 73 days | 1,729 sqft |
| 2018-03-01 | 53 days | 1,768 sqft |
| 2018-04-01 | 50 days | 1,800 sqft |
| 2018-05-01 | 47 days | 1,823 sqft |
| 2018-06-01 | 47 days | 1,816 sqft |
| 2018-07-01 | 52 days | 1,805 sqft |
| 2018-08-01 | 58 days | 1,805 sqft |
| 2018-09-01 | 67 days | 1,800 sqft |
| 2018-10-01 | 77 days | 1,779 sqft |
| 2018-11-01 | 84 days | 1,788 sqft |
| 2018-12-01 | 93 days | 1,770 sqft |
| 2019-01-01 | 96 days | 1,777 sqft |
| 2019-02-01 | 83 days | 1,782 sqft |
| 2019-03-01 | 59 days | 1,809 sqft |
| 2019-04-01 | 49 days | 1,841 sqft |
| 2019-05-01 | 46 days | 1,842 sqft |
| 2019-06-01 | 50 days | 1,852 sqft |
| 2019-07-01 | 55 days | 1,862 sqft |
| 2019-08-01 | 59 days | 1,837 sqft |
| 2019-09-01 | 65 days | 1,830 sqft |
| 2019-10-01 | 69 days | 1,824 sqft |
| 2019-11-01 | 79 days | 1,800 sqft |
| 2019-12-01 | 88 days | 1,754 sqft |
| 2020-01-01 | 86 days | 1,747 sqft |
| 2020-02-01 | 68 days | 1,777 sqft |
| 2020-03-01 | 51 days | 1,793 sqft |
| 2020-04-01 | 53 days | 1,803 sqft |
| 2020-05-01 | 51 days | 1,832 sqft |
| 2020-06-01 | 43 days | 1,835 sqft |
| 2020-07-01 | 43 days | 1,833 sqft |
| 2020-08-01 | 43 days | 1,793 sqft |
| 2020-09-01 | 45 days | 1,800 sqft |
| 2020-10-01 | 53 days | 1,745 sqft |
| 2020-11-01 | 63 days | 1,705 sqft |
| 2020-12-01 | 71 days | 1,704 sqft |
| 2021-01-01 | 68 days | 1,698 sqft |
| 2021-02-01 | 42 days | 1,707 sqft |
| 2021-03-01 | 36 days | 1,769 sqft |
| 2021-04-01 | 28 days | 1,788 sqft |
| 2021-05-01 | 23 days | 1,799 sqft |
| 2021-06-01 | 24 days | 1,793 sqft |
| 2021-07-01 | 27 days | 1,800 sqft |
| 2021-08-01 | 32 days | 1,799 sqft |
| 2021-09-01 | 41 days | 1,794 sqft |
| 2021-10-01 | 44 days | 1,743 sqft |
| 2021-11-01 | 53 days | 1,745 sqft |
| 2021-12-01 | 65 days | 1,728 sqft |
| 2022-01-01 | 78 days | 1,750 sqft |
| 2022-02-01 | 33 days | 1,794 sqft |
| 2022-03-01 | 15 days | 1,809 sqft |
| 2022-04-01 | 15 days | 1,818 sqft |
| 2022-05-01 | 18 days | 1,869 sqft |
| 2022-06-01 | 23 days | 1,898 sqft |
| 2022-07-01 | 29 days | 1,904 sqft |
| 2022-08-01 | 43 days | 1,927 sqft |
| 2022-09-01 | 52 days | 1,951 sqft |
| 2022-10-01 | 57 days | 1,922 sqft |
| 2022-11-01 | 61 days | 1,904 sqft |
| 2022-12-01 | 78 days | 1,904 sqft |
| 2023-01-01 | 81 days | 1,844 sqft |
| 2023-02-01 | 43 days | 1,849 sqft |
| 2023-03-01 | 38 days | 1,888 sqft |
| 2023-04-01 | 30 days | 1,903 sqft |
| 2023-05-01 | 29 days | 1,897 sqft |
| 2023-06-01 | 25 days | 1,872 sqft |
| 2023-07-01 | 27 days | 1,879 sqft |
| 2023-08-01 | 37 days | 1,895 sqft |
| 2023-09-01 | 58 days | 1,920 sqft |
| 2023-10-01 | 57 days | 1,873 sqft |
| 2023-11-01 | 63 days | 1,810 sqft |
| 2023-12-01 | 74 days | 1,800 sqft |
| 2024-01-01 | 83 days | 1,808 sqft |
| 2024-02-01 | 58 days | 1,818 sqft |
| 2024-03-01 | 48 days | 1,816 sqft |
| 2024-04-01 | 41 days | 1,896 sqft |
| 2024-05-01 | 35 days | 1,915 sqft |
| 2024-06-01 | 39 days | 1,921 sqft |
| 2024-07-01 | 46 days | 1,882 sqft |
| 2024-08-01 | 50 days | 1,874 sqft |
| 2024-09-01 | 58 days | 1,855 sqft |
| 2024-10-01 | 63 days | 1,829 sqft |
| 2024-11-01 | 68 days | 1,789 sqft |
| 2024-12-01 | 81 days | 1,744 sqft |
| 2025-01-01 | 81 days | 1,756 sqft |
| 2025-02-01 | 66 days | 1,774 sqft |
| 2025-03-01 | 51 days | 1,816 sqft |
| 2025-04-01 | 45 days | 1,810 sqft |
ANCHORAGE's median listing age (time on market) for 2025-04-01 was 45 days.
This
is 11%
longer
than the same period one year ago.
ANCHORAGE's median square footage for active listings during the 2025-04-01 period was 1,810 sqft. One year prior, the average listing was 1,896 sqft.
ANCHORAGE's median square footage for active listings during the 2025-04-01 period was 1,810 sqft. One year prior, the average listing was 1,896 sqft.
ANCHORAGE, AK Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,686 | $1,852,070,000 | $395,235 |
| Cash Out Refi | 759 | $180,255,000 | $237,490 |
| Refi | 605 | $233,835,000 | $386,504 |
| Other | 518 | $134,230,000 | $259,131 |
| Home Improvement | 380 | $39,750,000 | $104,605 |
| NA | 1 | $865,000 | $865,000 |
Anchorage's most frequently cited loan purpose was Home Purchase, with 4,686 originations. The 2nd most popular reason was Cash Out Refi, with 759 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,131 | $1,296,235,000 | $414,000 |
| 5-6% | 1,878 | $690,800,000 | $367,838 |
| Over 8% | 966 | $122,240,000 | $126,542 |
| 7-8% | 776 | $259,330,000 | $334,188 |
| 4-5% | 92 | $35,440,000 | $385,217 |
| <2.5% | 40 | $12,360,000 | $309,000 |
| 3-4% | 37 | $10,945,000 | $295,811 |
| 2.5-3% | 25 | $9,265,000 | $370,600 |
During 2024, Anchorage's most frequently originated rate bucket was 6-7%, with 3,131 originations.
Loan Sizing (ANCHORAGE, AK MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,053 | $943,435,000 | $309,019 |
| $400k-600k | 1,637 | $782,155,000 | $477,798 |
| $100,000 or less | 874 | $51,580,000 | $59,016 |
| $100k-200k | 802 | $118,130,000 | $147,294 |
| $600k-1000k | 504 | $362,880,000 | $720,000 |
| $Over $1MM | 79 | $182,825,000 | $2,314,241 |
ANCHORAGE's loan sizing saw the bucket of loans from $200k-400k with 3,053 originations, totaling $943,435,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,397 | $1,378,915,000 | $405,921 |
| 60-80% | 1,206 | $441,440,000 | $366,036 |
| Under 20% | 762 | $48,410,000 | $63,530 |
| Over 100% | 474 | $225,900,000 | $476,582 |
| 20-40% | 473 | $69,175,000 | $146,247 |
| 40-60% | 415 | $194,175,000 | $467,892 |
ANCHORAGE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,397 originations, totaling $1,378,915,000 in origination value.