ANCHORAGE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Anchorage averaged 5.88% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.04% and one month ago for the week of 2024-08-29, the average rate was 6.11%.

Anchorage's average rate one year ago was 7.17%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.51%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Anchorage 30 Year Fixed Rate 2024-10-03 5.88%
Anchorage 30 Year Fixed Rate Refi 2024-10-03 6.51%
Anchorage 15 Year Fixed Rate 2024-10-03 5.56%
Anchorage 15 Year Fixed Rate Refi 2024-10-03 5.55%
Anchorage 30 Year FHA 2024-10-03 5.72%
Anchorage 30 Year FHA Refi 2024-10-03 5.99%
Anchorage 30 Year USDA 2024-10-03 5.77%
Anchorage 30 Year USDA Refi 2024-10-03 5.87%
Anchorage 30 Year VA 2024-10-03 5.44%
Anchorage 30 Year VA Refi 2024-10-03 5.6%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ANCHORAGE, AK.

ANCHORAGE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ANCHORAGE, AK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Alaska USA Federal Credit Union 328 6.51% $4,843
RESIDENTIAL MORTGAGE, LLC 255 6.18% $5,765
NEWREZ LLC 214 6.97% $6,313
QUICKEN LOANS, LLC 125 6.75% $7,738
UNITED WHOLESALE MORTGAGE, LLC 114 6.68% $8,800
MOVEMENT MORTGAGE, LLC 110 6.65% $6,708
CREDIT UNION 1 96 5.86% $5,579
First National Bank Alaska 73 6.32% $7,126
PRIMELENDING, A PLAINSCAPITAL COMPANY 57 6.60% $9,440
GUILD MORTGAGE COMPANY 56 6.60% $7,013
LOANDEPOT.COM, LLC 40 6.84% $8,339
NuVision Federal Credit Union 40 6.40% $6,498
GUARANTEED RATE, INC. 39 6.59% $5,812
Wells Fargo Bank 37 6.78% $6,316
MATANUSKA VALLEY FEDERAL CREDIT UNION 31 6.98% $2,744
PRIMARY RESIDENTIAL MORTGAGE, INC. 27 6.57% $8,008
HOMEOWNERS FINANCIAL GROUP USA, LLC 22 6.72% $7,282
KeyBank 18 6.86% $5,901
Flagstar Bank, FSB 18 6.58% $6,154
NAVY FEDERAL CREDIT UNION 16 6.66% $4,760
GUARANTY MORTGAGE SERVICE, INC. 15 6.52% $7,553
USAA Federal Savings Bank 15 6.38% $6,769
CORNERSTONE HOME LENDING, INC. 15 6.77% $8,984
RESIDENTIAL BANCORP 13 7.50% $7,758
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 6.86% $8,184
AMERISAVE MORTGAGE CORPORATION 12 6.33% $9,448
CHURCHILL MORTGAGE CORPORATION 12 6.74% $9,668
SUN WEST MORTGAGE COMPANY, INC. 12 7.09% $6,830
CALIBER HOME LOANS, INC. 11 6.25% $7,795
PREMIA MORTGAGE, LLC 10 6.23% $2,772
JPMorgan Chase Bank 10 6.30% $3,218
MUTUAL OF OMAHA MORTGAGE, INC. 9 6.94% $7,308
NBKC BANK 9 6.22% $2,967
BROKER SOLUTIONS, INC. 9 6.93% $8,060
Paramount Residential Mortgage Group, Inc. 9 7.64% $8,647
GENEVA FINANCIAL, LLC 9 6.74% $9,662
UNION HOME MORTGAGE CORP. 9 7.28% $5,677
BMO Harris Bank 9 6.67% $6,162
VAN DYK MORTGAGE CORPORATION 8 7.25% $9,632
Mortgage Research Center, LLC 7 6.57% $5,652
PENNYMAC LOAN SERVICES, LLC 7 6.80% $4,554
Truity Federal Credit Union 6 6.58% $10,780
The Loan Store, Inc. 5 7.38% $6,106
Bank of America 5 6.80% $4,549
Mr. Cooper ( Nationstar Mortgage ) 5 6.57% $9,453
ACADEMY MORTGAGE CORPORATION 4 7.06% $6,401
Century Mortgage Company DBA Century Lending Company 4 7.00% $8,115
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 6.50% $7,024
Morgan Stanley Private Bank 4 5.29% $4,967
Plains Commerce Bank 4 6.31% $9,763
The Huntington National Bank 4 6.29% $4,097
AMCAP MORTGAGE, LTD. 3 5.96% $11,594
CROSSCOUNTRY MORTGAGE, LLC 3 7.46% $3,989
UBS Bank USA 3 6.67% $4,808
LENDSURE MORTGAGE CORP. 3 8.71% $11,761
TRUE NORTH FEDERAL CREDIT UNION 3 6.25% $4,290
PENTAGON FEDERAL CREDIT UNION 3 5.83% $5,542
First Savings Bank 3 6.71% $5,642
AMERICAN FINANCING CORPORATION 3 6.54% $4,616
LAKEVIEW LOAN SERVICING, LLC 3 6.62% $12,326
U.S. Bank 3 6.58% $5,198
Willamette Valley Bank 2 6.13% $4,923
MORTGAGE ACCESS CORP. 2 7.94% $7,524
Ally Bank 2 6.06% $7,735
ON Q FINANCIAL, INC. 2 7.63% $7,278
CMG MORTGAGE, INC. 2 7.06% $7,800
Farmers Bank & Trust 2 6.38% $2,528
WINGS FINANCIAL 2 5.81% $2,863
BETTER MORTGAGE CORPORATION 2 5.63% $3,517
CANOPY MORTGAGE, LLC 2 7.56% $9,585
Prosperity Home Mortgage, LLC 2 6.88% $7,716
Discover Bank 2 6.74% $0
FREEDOM MORTGAGE CORPORATION 2 6.25% $5,380
SIRVA MORTGAGE, INC. 2 6.25% $5,838
CRESCENT MORTGAGE COMPANY 2 6.88% $5,373
The Federal Savings Bank 2 7.13% $12,400
ZILLOW HOME LOANS, LLC 2 7.38% $3,842
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 5.94% $4,086
North American Savings Bank, F.S.B. 2 6.25% $9,618
Bank of England 1 7.00% $7,272
KINECTA 1 6.63% $9,812
First Internet Bank of Indiana 1 5.75% $4,814
MICHIGAN FIRST CREDIT UNION 1 6.63% $2,688
EVERETT FINANCIAL, INC. 1 6.75% $8,145
EVANSVILLE TEACHERS 1 6.75% $1,811
M&T Bank 1 7.50% $7,874
NP, Inc. 1 8.00% $23,352
Commerce Bank 1 5.88% $2,679
Citizens Bank 1 6.50% $3,232
PHH Mortgage Corporation 1 6.50% $6,124
Citibank 1 5.25% $7,283
BAY-VALLEY MORTGAGE GROUP 1 6.38% $14,835
Raymond James Bank 1 6.50% $3,115
Bank-Fund Staff Federal Credit Union 1 5.38% $4,118
Armed Forces Bank 1 7.63% $3,560
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.63% $5,962
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.63% $2,634
American Mortgage & Equity Consultants, Inc. 1 6.99% $6,900
AMERICAN INTERNET MORTGAGE, INC. 1 7.25% $5,239
WESCOM CENTRAL CREDIT UNION 1 6.38% $3,896
GREENSTATE CREDIT UNION 1 7.38% $4,388
INTERCAP LENDING INC. 1 6.88% $8,072
Goldman Sachs Bank USA 1 5.10% $6,434

ANCHORAGE Average Closing Costs & Other Stats

ANCHORAGE, AK's 103 lenders originated 6,247 loans during 2023. The total origination value was $2,132,615,000, with an average loan value of $341,382.

ANCHORAGE's average closing costs are $6,104.

The top ANCHORAGE lender as defined by loan originations is Alaska USA Federal Credit Union, with 328 loans originated. Their average total fees are $4,843, which is $922 lower than the next largest lender, RESIDENTIAL MORTGAGE, LLC.

The lowest fee ANCHORAGE lenders (with over 10 loans originated) are MATANUSKA VALLEY FEDERAL CREDIT UNION ($2,744), PREMIA MORTGAGE, LLC ($2,772), JPMorgan Chase Bank ($3,218), NAVY FEDERAL CREDIT UNION ($4,760) and Alaska USA Federal Credit Union ($4,843).

The lowest rate ANCHORAGE lenders (with over 10 loans originated) are CREDIT UNION 1 (5.86%), RESIDENTIAL MORTGAGE, LLC (6.18%), PREMIA MORTGAGE, LLC (6.23%), CALIBER HOME LOANS, INC. (6.25%) and JPMorgan Chase Bank (6.30%).

ANCHORAGE, AK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
RESIDENTIAL MORTGAGE, LLC $481,365,000 $345,085,000 -28.3% 16.2%
Alaska USA Federal Credit Union $30,000,000 $260,560,000 768.5% 12.2%
NEWREZ LLC $5,045,000 $198,920,000 3,842.9% 9.3%
UNITED WHOLESALE MORTGAGE, LLC $143,700,000 $139,300,000 -3.1% 6.5%
MOVEMENT MORTGAGE, LLC $60,245,000 $97,085,000 61.2% 4.6%
Mortgage Research Center, LLC $100,405,000 $82,245,000 -18.1% 3.9%
QUICKEN LOANS, LLC $118,315,000 $72,730,000 -38.5% 3.4%
First National Bank Alaska $64,315,000 $56,365,000 -12.4% 2.6%
GUARANTEED RATE, INC. $59,925,000 $46,160,000 -23.0% 2.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $60,540,000 $41,355,000 -31.7% 1.9%
NuVision Federal Credit Union $67,615,000 $40,880,000 -39.5% 1.9%
CREDIT UNION 1 $53,680,000 $38,545,000 -28.2% 1.8%
GUILD MORTGAGE COMPANY $32,555,000 $34,930,000 7.3% 1.6%
KeyBank $40,685,000 $31,020,000 -23.8% 1.5%
NAVY FEDERAL CREDIT UNION $26,255,000 $30,695,000 16.9% 1.4%
Wells Fargo Bank $94,950,000 $27,770,000 -70.8% 1.3%
GREYSTONE SERVICING COMPANY LLC $26,045,000 n/a 1.2%
LOANDEPOT.COM, LLC $55,590,000 $25,770,000 -53.6% 1.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $35,065,000 $24,055,000 -31.4% 1.1%
ACADEMY MORTGAGE CORPORATION $79,485,000 $22,230,000 -72.0% 1.0%
USAA Federal Savings Bank $28,420,000 $21,345,000 -24.9% 1.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $27,900,000 $20,450,000 -26.7% 1.0%
Flagstar Bank, FSB $16,795,000 $19,375,000 15.4% 0.9%
SUN WEST MORTGAGE COMPANY, INC. $6,655,000 $15,695,000 135.8% 0.7%
MUTUAL OF OMAHA MORTGAGE, INC. $3,680,000 $15,430,000 319.3% 0.7%
North American Savings Bank, F.S.B. $48,085,000 $14,440,000 -70.0% 0.7%
Merchants Bank of Indiana $10,780,000 $14,310,000 32.7% 0.7%
PENNYMAC LOAN SERVICES, LLC $22,675,000 $14,310,000 -36.9% 0.7%
WALKER & DUNLOP, LLC $11,860,000 $14,290,000 20.5% 0.7%
MATANUSKA VALLEY FEDERAL CREDIT UNION $22,990,000 $13,935,000 -39.4% 0.7%
NBKC BANK $20,770,000 $13,605,000 -34.5% 0.6%
Paramount Residential Mortgage Group, Inc. $2,200,000 $12,820,000 482.7% 0.6%
GENEVA FINANCIAL, LLC $85,000 $11,655,000 13,611.8% 0.5%
The Federal Savings Bank $8,520,000 $10,550,000 23.8% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $23,270,000 $10,170,000 -56.3% 0.5%
Plains Commerce Bank $205,000 $9,670,000 4,617.1% 0.5%
CALIBER HOME LOANS, INC. $228,325,000 $9,415,000 -95.9% 0.4%
CHURCHILL MORTGAGE CORPORATION $20,085,000 $8,865,000 -55.9% 0.4%
RESIDENTIAL BANCORP $18,290,000 $8,580,000 -53.1% 0.4%
BMO Harris Bank $1,885,000 $8,415,000 346.4% 0.4%
BROKER SOLUTIONS, INC. $15,525,000 $8,260,000 -46.8% 0.4%
CORNERSTONE HOME LENDING, INC. $3,965,000 $8,080,000 103.8% 0.4%
AMERISAVE MORTGAGE CORPORATION $34,065,000 $7,820,000 -77.0% 0.4%
FREEDOM MORTGAGE CORPORATION $25,020,000 $7,705,000 -69.2% 0.4%
GUARANTY MORTGAGE SERVICE, INC. $7,955,000 $7,560,000 -5.0% 0.4%
PREMIA MORTGAGE, LLC $7,390,000 $7,455,000 0.9% 0.3%
NEW DAY FINANCIAL, LLC $7,235,000 $7,030,000 -2.8% 0.3%
Arbor Realty Trust, Inc. $6,355,000 $6,565,000 3.3% 0.3%
UNION HOME MORTGAGE CORP. $6,515,000 n/a 0.3%
VAN DYK MORTGAGE CORPORATION $4,990,000 $5,590,000 12.0% 0.3%
Bank of America $11,655,000 $5,300,000 -54.5% 0.2%
JPMorgan Chase Bank $6,360,000 $4,680,000 -26.4% 0.2%
Truity Federal Credit Union $4,145,000 $4,680,000 12.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $7,350,000 $4,580,000 -37.7% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $11,280,000 $4,455,000 -60.5% 0.2%
CMG MORTGAGE, INC. $6,715,000 $4,150,000 -38.2% 0.2%
Century Mortgage Company DBA Century Lending Company $395,000 $3,875,000 881.0% 0.2%
Morgan Stanley Private Bank $6,240,000 $3,870,000 -38.0% 0.2%
Discover Bank $1,385,000 $2,895,000 109.0% 0.1%
U.S. Bank $7,970,000 $2,795,000 -64.9% 0.1%
AMCAP MORTGAGE, LTD. $845,000 $2,520,000 198.2% 0.1%
CARDINAL FINANCIAL $2,080,000 $2,510,000 20.7% 0.1%
Barrington Bank & Trust Company, N.A. $5,425,000 $2,480,000 -54.3% 0.1%
CANOPY MORTGAGE, LLC $1,060,000 $2,475,000 133.5% 0.1%
Coastal Community Bank $2,465,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $1,735,000 $2,305,000 32.9% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,275,000 $2,230,000 74.9% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $4,590,000 $2,160,000 -52.9% 0.1%
The Huntington National Bank $2,110,000 n/a 0.1%
TRUE NORTH FEDERAL CREDIT UNION $2,610,000 $2,090,000 -19.9% 0.1%
The Loan Store, Inc. $2,020,000 n/a 0.1%
Montecito Bank & Trust $2,005,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $13,845,000 $1,980,000 -85.7% 0.1%
Prosperity Home Mortgage, LLC $1,975,000 n/a 0.1%
Armed Forces Bank $2,520,000 $1,965,000 -22.0% 0.1%
Equity Prime Mortgage LLC $1,920,000 n/a 0.1%
Magnolia Bank $2,965,000 $1,895,000 -36.1% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $325,000 $1,885,000 480.0% 0.1%
AMERICAN FINANCING CORPORATION $5,145,000 $1,835,000 -64.3% 0.1%
ZILLOW HOME LOANS, LLC $725,000 $1,760,000 142.8% 0.1%
M&T Bank $825,000 $1,735,000 110.3% 0.1%
KINECTA $1,705,000 n/a 0.1%
UBS Bank USA $505,000 $1,695,000 235.6% 0.1%
Farmers Bank & Trust $265,000 $1,610,000 507.5% 0.1%
Northpointe Bank $825,000 $1,600,000 93.9% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $650,000 $1,585,000 143.8% 0.1%
Carrington Mortgage Services, LLC $3,070,000 $1,560,000 -49.2% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $395,000 $1,505,000 281.0% 0.1%
WINGS FINANCIAL $1,015,000 $1,505,000 48.3% 0.1%
FINANCE OF AMERICA REVERSE LLC $1,365,000 n/a 0.1%
ON Q FINANCIAL, INC. $1,305,000 n/a 0.1%
Regions Bank $2,305,000 $1,305,000 -43.4% 0.1%
American Mortgage & Equity Consultants, Inc. $1,260,000 n/a 0.1%
Chickasaw Community Bank $3,000,000 $1,165,000 -61.2% 0.1%
LENDSURE MORTGAGE CORP. $1,155,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $1,305,000 $1,145,000 -12.3% 0.1%
MORTGAGE ACCESS CORP. $920,000 $1,130,000 22.8% 0.1%
BETTER MORTGAGE CORPORATION $12,620,000 $1,020,000 -91.9% 0.0%
Goldman Sachs Bank USA $1,005,000 n/a 0.0%
Ally Bank $3,070,000 $925,000 -69.9% 0.0%
First Savings Bank $530,000 $915,000 72.6% 0.0%
Figure Lending LLC $810,000 $880,000 8.6% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $2,565,000 $850,000 -66.9% 0.0%
Citibank $1,165,000 $805,000 -30.9% 0.0%
Bank of England $2,455,000 $785,000 -68.0% 0.0%
NP, Inc. $1,100,000 $735,000 -33.2% 0.0%
Denali State Bank $1,145,000 $730,000 -36.2% 0.0%
CRESCENT MORTGAGE COMPANY $815,000 $725,000 -11.0% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $41,350,000 $715,000 -98.3% 0.0%
SIRVA MORTGAGE, INC. $415,000 $690,000 66.3% 0.0%
EVERETT FINANCIAL, INC. $1,270,000 $675,000 -46.9% 0.0%
DOMINION FINANCIAL SERVICES, LLC $185,000 $645,000 248.6% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $635,000 n/a 0.0%
MidFirst Bank $880,000 $620,000 -29.5% 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $605,000 n/a 0.0%
PNC Bank $1,605,000 $605,000 -62.3% 0.0%
Willamette Valley Bank $1,035,000 $605,000 -41.5% 0.0%
DEEPHAVEN MORTGAGE LLC $595,000 n/a 0.0%
Ixonia Bank $595,000 n/a 0.0%
BAY-VALLEY MORTGAGE GROUP $575,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $620,000 $560,000 -9.7% 0.0%
FBC MORTGAGE, LLC $555,000 n/a 0.0%
First Internet Bank of Indiana $1,490,000 $555,000 -62.8% 0.0%
INTERCAP LENDING INC. $235,000 $535,000 127.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $440,000 $525,000 19.3% 0.0%
Central Bank $515,000 n/a 0.0%
PHH Mortgage Corporation $3,890,000 $495,000 -87.3% 0.0%
ADVANCIAL $1,945,000 $465,000 -76.1% 0.0%
AMWEST FUNDING CORP. $2,710,000 $405,000 -85.1% 0.0%
First Western Trust Bank $315,000 $395,000 25.4% 0.0%
Commerce Home Mortgage, Inc. $385,000 n/a 0.0%
Sunflower Bank $375,000 n/a 0.0%
Citizens Bank $365,000 n/a 0.0%
GREENSTATE CREDIT UNION $365,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $355,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $3,390,000 $345,000 -89.8% 0.0%
Raymond James Bank $335,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $330,000 n/a 0.0%
Bethpage Federal Credit Union $85,000 $310,000 264.7% 0.0%
HomeStreet Bank $965,000 $305,000 -68.4% 0.0%
SWBC MORTGAGE CORPORATION $295,000 n/a 0.0%
Commerce Bank $285,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $595,000 $275,000 -53.8% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $265,000 n/a 0.0%
Waterstone Mortgage Corporation $255,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $255,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $235,000 n/a 0.0%
Connexus Credit Union $215,000 n/a 0.0%
GEORGIA'S OWN $210,000 n/a 0.0%
GTE Federal Credit Union $185,000 n/a 0.0%
Peoples Bank $435,000 $175,000 -59.8% 0.0%
EVANSVILLE TEACHERS $155,000 n/a 0.0%
Paramount Bank $155,000 n/a 0.0%
MICHIGAN FIRST CREDIT UNION $105,000 n/a 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $95,000 n/a 0.0%
CHEVRON $525,000 $75,000 -85.7% 0.0%
QUORUM FEDERAL CREDIT UNION $1,055,000 $45,000 -95.7% 0.0%

ANCHORAGE's top lender by overall market share is RESIDENTIAL MORTGAGE, LLC, with 16.2% market share. In second place, with 12.2%, is Alaska USA Federal Credit Union, having originated $260,560,000 in loans. In third place, with 9.3%, is NEWREZ LLC, having originated $198,920,000 in loans. In fourth place, with 6.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $139,300,000 in loans. In fifth place, with 4.6%, is MOVEMENT MORTGAGE, LLC, having originated $97,085,000 in loans.


ANCHORAGE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ANCHORAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $288,500 (-3.0%) $332,753 (-2.9%) 1.07 1,508
2018-02-01 $289,500 (-2.2%) $335,413 (-1.8%) 1.05 1,517
2018-03-01 $299,000 (-0.2%) $341,951 (-2.3%) 1.05 1,667
2018-04-01 $309,900 (0.0%) $348,350 (-0.4%) 1.05 1,753
2018-05-01 $314,998 (2.6%) $348,042 (1.0%) 1.05 1,927
2018-06-01 $309,900 (0.3%) $340,410 (-1.0%) 1.03 2,168
2018-07-01 $303,675 (-0.8%) $337,972 (-1.7%) 1.01 2,339
2018-08-01 $304,950 (0.8%) $340,913 (0.5%) 1.02 2,371
2018-09-01 $307,000 (3.3%) $339,410 (1.2%) 1.03 2,263
2018-10-01 $299,900 (1.2%) $335,023 (-0.1%) 1.02 2,056
2018-11-01 $299,950 (3.8%) $335,474 (1.0%) 1.02 1,874
2018-12-01 $299,900 (5.1%) $333,251 (0.6%) 1.03 1,662
2019-01-01 $299,950 (4.0%) $330,863 (-0.6%) 1.04 1,449
2019-02-01 $307,350 (6.2%) $335,554 (0.0%) 1.04 1,504
2019-03-01 $317,100 (6.1%) $343,442 (0.4%) 1.04 1,558
2019-04-01 $322,450 (4.1%) $349,666 (0.4%) 1.02 1,633
2019-05-01 $324,950 (3.2%) $353,521 (1.6%) 1.02 1,784
2019-06-01 $320,000 (3.3%) $352,669 (3.6%) 1.00 1,961
2019-07-01 $319,500 (5.2%) $351,339 (4.0%) 1.00 2,068
2019-08-01 $315,727 (3.5%) $348,201 (2.1%) 1.00 2,044
2019-09-01 $316,443 (3.1%) $348,627 (2.7%) 1.01 1,973
2019-10-01 $318,000 (6.0%) $349,748 (4.4%) 1.03 1,900
2019-11-01 $317,500 (5.9%) $350,912 (4.6%) 1.04 1,694
2019-12-01 $311,500 (3.9%) $345,421 (3.7%) 1.04 1,518
2020-01-01 $311,625 (3.9%) $348,195 (5.2%) 1.04 1,329
2020-02-01 $319,000 (3.8%) $355,383 (5.9%) 1.04 1,252
2020-03-01 $319,450 (0.7%) $357,255 (4.0%) 1.00 1,231
2020-04-01 $319,500 (-0.9%) $355,402 (1.6%) 1.00 1,296
2020-05-01 $329,900 (1.5%) $365,350 (3.4%) 1.00 1,410
2020-06-01 $330,000 (3.1%) $373,587 (5.9%) 0.97 1,417
2020-07-01 $337,300 (5.6%) $385,328 (9.7%) 0.98 1,356
2020-08-01 $334,900 (6.1%) $386,839 (11.1%) 0.96 1,342
2020-09-01 $335,000 (5.9%) $394,725 (13.2%) 0.96 1,296
2020-10-01 $325,000 (2.2%) $396,163 (13.3%) 0.93 1,175
2020-11-01 $326,450 (2.8%) $400,837 (14.2%) 0.95 1,028
2020-12-01 $328,450 (5.4%) $404,090 (17.0%) 0.98 888
2021-01-01 $327,000 (4.9%) $407,822 (17.1%) 0.98 755
2021-02-01 $339,500 (6.4%) $415,237 (16.8%) 0.99 694
2021-03-01 $357,450 (11.9%) $432,450 (21.1%) 1.01 678
2021-04-01 $359,950 (12.7%) $432,426 (21.7%) 0.97 720
2021-05-01 $362,500 (9.9%) $422,253 (15.6%) 0.96 761
2021-06-01 $350,000 (6.1%) $411,228 (10.1%) 0.92 870
2021-07-01 $350,000 (3.8%) $405,086 (5.1%) 0.92 995
2021-08-01 $357,200 (6.7%) $412,048 (6.5%) 0.95 1,050
2021-09-01 $356,875 (6.5%) $422,623 (7.1%) 0.95 1,023
2021-10-01 $350,000 (7.7%) $417,721 (5.4%) 0.93 907
2021-11-01 $361,450 (10.7%) $425,708 (6.2%) 0.97 707
2021-12-01 $374,500 (14.0%) $433,415 (7.3%) 1.01 565
2022-01-01 $389,250 (19.0%) $437,467 (7.3%) 1.05 432
2022-02-01 $400,750 (18.0%) $447,649 (7.8%) 1.04 369
2022-03-01 $420,500 (17.6%) $471,539 (9.0%) 1.05 382
2022-04-01 $425,000 (18.1%) $468,448 (8.3%) 1.01 493
2022-05-01 $429,950 (18.6%) $476,028 (12.7%) 0.98 669
2022-06-01 $434,975 (24.3%) $478,249 (16.3%) 0.97 849
2022-07-01 $425,000 (21.4%) $474,313 (17.1%) 0.96 1,000
2022-08-01 $429,900 (20.4%) $482,135 (17.0%) 0.99 967
2022-09-01 $439,900 (23.3%) $491,848 (16.4%) 1.03 850
2022-10-01 $432,450 (23.6%) $487,535 (16.7%) 1.02 782
2022-11-01 $428,660 (18.6%) $479,352 (12.6%) 1.03 726
2022-12-01 $439,000 (17.2%) $480,656 (10.9%) 1.08 605
2023-01-01 $426,625 (9.6%) $474,923 (8.6%) 1.06 499
2023-02-01 $435,625 (8.7%) $487,799 (9.0%) 1.05 456
2023-03-01 $439,000 (4.4%) $490,135 (3.9%) 1.04 461
2023-04-01 $445,000 (4.7%) $497,401 (6.2%) 1.03 467
2023-05-01 $446,700 (3.9%) $496,934 (4.4%) 1.01 496
2023-06-01 $442,350 (1.7%) $500,046 (4.6%) 0.99 585
2023-07-01 $439,000 (3.3%) $498,860 (5.2%) 1.00 752
2023-08-01 $434,500 (1.1%) $493,062 (2.3%) 1.00 814
2023-09-01 $439,900 (0.0%) $509,606 (3.6%) 1.02 803
2023-10-01 $434,500 (0.5%) $496,472 (1.8%) 1.02 761
2023-11-01 $427,000 (-0.4%) $491,658 (2.6%) 1.02 716
2023-12-01 $425,000 (-3.2%) $493,515 (2.7%) 1.04 618
2024-01-01 $429,500 (0.7%) $501,829 (5.7%) 1.05 520
2024-02-01 $437,000 (0.3%) $506,567 (3.9%) 1.05 486
2024-03-01 $435,000 (-0.9%) $504,121 (2.9%) 1.02 488
2024-04-01 $463,750 (4.2%) $533,851 (7.3%) 1.08 549
2024-05-01 $495,000 (10.8%) $561,445 (13.0%) 1.12 694
2024-06-01 $474,950 (7.4%) $550,000 (10.0%) 1.07 888
2024-07-01 $459,225 (4.6%) $542,061 (8.7%) 1.05 998
2024-08-01 $460,000 (5.9%) $537,204 (9.0%) 1.07 1,062
2024-09-01 $455,000 (3.4%) $529,644 (3.9%) 0.00 1,065
ANCHORAGE's median listing price for 2024-09-01 was $455,000, a difference of $15,100 (3.4%) versus the prior year and $-5,000 versus the prior month.

ANCHORAGE's median listing price comes in at 0% of the national average.

ANCHORAGE's average listing price for 2024-09-01 was $529,644, a difference of $20,038 (3.9%) versus the prior year and $-7,560 versus the prior month.

For the 2024-09-01 period, ANCHORAGE had 1,065 MLS listings, a difference of 3 listings (0%) versus the prior month and 262 listings (33%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ANCHORAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 89 days 1,717 sqft
2018-02-01 73 days 1,729 sqft
2018-03-01 53 days 1,768 sqft
2018-04-01 50 days 1,800 sqft
2018-05-01 47 days 1,823 sqft
2018-06-01 47 days 1,816 sqft
2018-07-01 52 days 1,805 sqft
2018-08-01 58 days 1,805 sqft
2018-09-01 67 days 1,800 sqft
2018-10-01 77 days 1,779 sqft
2018-11-01 84 days 1,788 sqft
2018-12-01 93 days 1,770 sqft
2019-01-01 96 days 1,777 sqft
2019-02-01 83 days 1,782 sqft
2019-03-01 59 days 1,809 sqft
2019-04-01 49 days 1,841 sqft
2019-05-01 46 days 1,842 sqft
2019-06-01 50 days 1,852 sqft
2019-07-01 55 days 1,862 sqft
2019-08-01 59 days 1,837 sqft
2019-09-01 65 days 1,830 sqft
2019-10-01 69 days 1,824 sqft
2019-11-01 79 days 1,800 sqft
2019-12-01 88 days 1,754 sqft
2020-01-01 86 days 1,747 sqft
2020-02-01 68 days 1,777 sqft
2020-03-01 51 days 1,793 sqft
2020-04-01 53 days 1,803 sqft
2020-05-01 51 days 1,832 sqft
2020-06-01 43 days 1,835 sqft
2020-07-01 43 days 1,833 sqft
2020-08-01 43 days 1,793 sqft
2020-09-01 45 days 1,800 sqft
2020-10-01 53 days 1,745 sqft
2020-11-01 63 days 1,705 sqft
2020-12-01 71 days 1,704 sqft
2021-01-01 68 days 1,698 sqft
2021-02-01 42 days 1,707 sqft
2021-03-01 36 days 1,769 sqft
2021-04-01 28 days 1,788 sqft
2021-05-01 23 days 1,799 sqft
2021-06-01 24 days 1,793 sqft
2021-07-01 27 days 1,800 sqft
2021-08-01 32 days 1,799 sqft
2021-09-01 41 days 1,794 sqft
2021-10-01 44 days 1,743 sqft
2021-11-01 53 days 1,745 sqft
2021-12-01 65 days 1,728 sqft
2022-01-01 78 days 1,750 sqft
2022-02-01 33 days 1,794 sqft
2022-03-01 15 days 1,809 sqft
2022-04-01 15 days 1,818 sqft
2022-05-01 18 days 1,869 sqft
2022-06-01 23 days 1,898 sqft
2022-07-01 29 days 1,904 sqft
2022-08-01 43 days 1,927 sqft
2022-09-01 52 days 1,951 sqft
2022-10-01 57 days 1,924 sqft
2022-11-01 61 days 1,904 sqft
2022-12-01 78 days 1,904 sqft
2023-01-01 81 days 1,844 sqft
2023-02-01 43 days 1,849 sqft
2023-03-01 38 days 1,888 sqft
2023-04-01 30 days 1,903 sqft
2023-05-01 29 days 1,897 sqft
2023-06-01 25 days 1,872 sqft
2023-07-01 27 days 1,879 sqft
2023-08-01 37 days 1,895 sqft
2023-09-01 58 days 1,920 sqft
2023-10-01 57 days 1,873 sqft
2023-11-01 63 days 1,810 sqft
2023-12-01 74 days 1,800 sqft
2024-01-01 83 days 1,808 sqft
2024-02-01 58 days 1,818 sqft
2024-03-01 48 days 1,816 sqft
2024-04-01 41 days 1,895 sqft
2024-05-01 31 days 1,927 sqft
2024-06-01 34 days 1,922 sqft
2024-07-01 46 days 1,882 sqft
2024-08-01 50 days 1,874 sqft
2024-09-01 0 days 1,854 sqft
ANCHORAGE's median listing age (time on market) for 2024-09-01 was 0 days. This is -100% shorter than the same period one year ago.

ANCHORAGE's median square footage for active listings during the 2024-09-01 period was 1,854 sqft. One year prior, the average listing was 1,920 sqft.

ANCHORAGE, AK Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
99501 Anchorage, AK HUD Metro FMR Area $880 $970 $1,280 $1,820 $2,180
99502 Anchorage, AK HUD Metro FMR Area $940 $1,040 $1,370 $1,950 $2,330
99503 Anchorage, AK HUD Metro FMR Area $790 $860 $1,130 $1,600 $1,930
99504 Anchorage, AK HUD Metro FMR Area $920 $1,010 $1,330 $1,890 $2,270
99505 Anchorage, AK HUD Metro FMR Area $1,400 $1,540 $2,030 $2,890 $3,460
99506 Anchorage, AK HUD Metro FMR Area $1,320 $1,460 $1,920 $2,730 $3,270
99507 Anchorage, AK HUD Metro FMR Area $1,010 $1,110 $1,460 $2,070 $2,490
99508 Anchorage, AK HUD Metro FMR Area $850 $940 $1,240 $1,760 $2,110
99509 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99510 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99511 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99513 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99514 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99515 Anchorage, AK HUD Metro FMR Area $1,030 $1,140 $1,500 $2,130 $2,560
99516 Anchorage, AK HUD Metro FMR Area $1,400 $1,540 $2,030 $2,890 $3,460
99517 Anchorage, AK HUD Metro FMR Area $910 $1,000 $1,320 $1,880 $2,250
99518 Anchorage, AK HUD Metro FMR Area $1,030 $1,140 $1,500 $2,130 $2,560
99519 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99520 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99521 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99522 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99523 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99524 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99529 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99530 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300
99540 Anchorage, AK HUD Metro FMR Area $1,240 $1,360 $1,800 $2,560 $3,070
99567 Anchorage, AK HUD Metro FMR Area $810 $890 $1,170 $1,660 $1,990
99577 Anchorage, AK HUD Metro FMR Area $1,300 $1,440 $1,890 $2,690 $3,220
99587 Anchorage, AK HUD Metro FMR Area $890 $980 $1,290 $1,830 $2,200
99599 Anchorage, AK HUD Metro FMR Area $930 $1,030 $1,350 $1,920 $2,300

2022 Average & Median Rent Data Statistics
ANCHORAGE, AK average 1BR rent: $1,095, median: $1,030
ANCHORAGE, AK average 2BR rent: $1,439, median: $1,350
ANCHORAGE, AK average 3BR rent: $2,045, median: $1,920

ANCHORAGE, AK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,702 $1,775,130,000 $377,527
Cash Out Refi 559 $141,145,000 $252,496
Other 409 $48,405,000 $118,350
Home Improvement 360 $32,630,000 $90,639
Refi 216 $134,700,000 $623,611
NA 1 $605,000 $605,000

Anchorage's most frequently cited loan purpose was Home Purchase, with 4,702 originations. The 2nd most popular reason was Cash Out Refi, with 559 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,770 $1,016,720,000 $367,047
5-6% 1,402 $526,540,000 $375,563
7-8% 1,123 $368,375,000 $328,028
Over 8% 648 $102,860,000 $158,735
4-5% 211 $61,335,000 $290,687
3-4% 48 $11,900,000 $247,917
2.5-3% 24 $9,820,000 $409,167
<2.5% 14 $4,990,000 $356,429

During 2023, Anchorage's most frequently originated rate bucket was 6-7%, with 2,770 originations.

Loan Sizing (ANCHORAGE, AK MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,861 $876,325,000 $306,300
$400k-600k 1,377 $654,895,000 $475,595
$100k-200k 850 $125,340,000 $147,459
$100,000 or less 716 $42,090,000 $58,785
$600k-1000k 378 $272,470,000 $720,820
$Over $1MM 65 $161,495,000 $2,484,538

ANCHORAGE's loan sizing saw the bucket of loans from $200k-400k with 2,861 originations, totaling $876,325,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,243 $1,249,715,000 $385,358
60-80% 1,114 $442,620,000 $397,325
Under 20% 578 $34,170,000 $59,118
Over 100% 445 $204,835,000 $460,303
20-40% 424 $78,290,000 $184,646
40-60% 398 $106,920,000 $268,643

ANCHORAGE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,243 originations, totaling $1,249,715,000 in origination value.