ANCHORAGE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Anchorage averaged 5.31% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.48% and one month ago for the week of 2022-04-07, the average rate was 4.63%.

Anchorage's average rate one year ago was 2.83%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.56%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Anchorage 30 Year Fixed Rate 2022-05-12 5.31%
Anchorage 30 Year Fixed Rate Refi 2022-05-12 5.56%
Anchorage 15 Year Fixed Rate 2022-05-12 4.61%
Anchorage 15 Year Fixed Rate Refi 2022-05-12 4.57%
Anchorage 30 Year FHA 2022-05-12 5.17%
Anchorage 30 Year FHA Refi 2022-05-12 5.13%
Anchorage 30 Year USDA 2022-05-12 5.28%
Anchorage 30 Year USDA Refi 2022-05-12 4.87%
Anchorage 30 Year VA 2022-05-12 5.25%
Anchorage 30 Year VA Refi 2022-05-12 5.15%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ANCHORAGE, AK.

ANCHORAGE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the ANCHORAGE, AK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
RESIDENTIAL MORTGAGE, LLC 1,086 2.92% $4,843
Alaska USA Federal Credit Union 928 3.12% $3,417
Alaska USA Mortgage Company LLC 927 3.12% $3,420
QUICKEN LOANS, LLC 684 3.04% $5,690
Wells Fargo Bank 502 3.14% $3,535
CALIBER HOME LOANS, INC. 474 3.09% $3,505
PRIMELENDING, A PLAINSCAPITAL COMPANY 272 3.16% $5,385
First National Bank Alaska 191 3.11% $4,846
AMERISAVE MORTGAGE CORPORATION 171 2.85% $5,257
UNITED WHOLESALE MORTGAGE, LLC 168 3.06% $5,175
LOANDEPOT.COM, LLC 147 2.92% $5,689
GUARANTEED RATE, INC. 143 3.07% $4,043
ACADEMY MORTGAGE CORPORATION 140 3.13% $4,437
FINANCE OF AMERICA MORTGAGE LLC 131 3.14% $4,256
MOVEMENT MORTGAGE, LLC 115 3.19% $2,520
CREDIT UNION 1 112 3.37% $4,485
BETTER MORTGAGE CORPORATION 106 2.82% $3,944
GUILD MORTGAGE COMPANY 97 3.18% $4,828
MATANUSKA VALLEY FEDERAL CREDIT UNION 97 3.15% $2,337
HOME POINT FINANCIAL CORPORATION 87 2.95% $4,797
NuVision Federal Credit Union 82 2.99% $4,910
PRIMARY RESIDENTIAL MORTGAGE, INC. 81 3.22% $6,780
BROKER SOLUTIONS, INC. 64 3.02% $5,170
Titan Mortgage Capital, Inc. 63 2.84% $2,006
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 57 3.21% $4,288
NBKC BANK 55 2.87% $3,414
KeyBank 51 3.10% $3,875
KELLER MORTGAGE, LLC 45 3.05% $2,578
North American Savings Bank, F.S.B. 42 2.90% $2,423
STEARNS LENDING, LLC 32 3.09% $4,030
CHURCHILL MORTGAGE CORPORATION 30 3.14% $4,731
Bank of America 30 2.76% $5,618
Mr. Cooper ( Nationstar Mortgage ) 30 3.23% $5,788
MUTUAL OF OMAHA MORTGAGE, INC. 30 2.98% $4,275
Flagstar Bank, FSB 29 3.15% $4,675
RESIDENTIAL BANCORP. 29 3.34% $4,612
JPMorgan Chase Bank 27 3.08% $3,283
NAVY FEDERAL CREDIT UNION 27 3.55% $5,312
U.S. Bank 25 3.08% $3,232
AMERICAN FINANCIAL NETWORK, INC. 22 2.95% $12,779
AMERICAN FINANCING CORPORATION 19 3.00% $5,481
HOMEBRIDGE FINANCIAL SERVICES, INC. 18 2.99% $5,544
PENNYMAC LOAN SERVICES, LLC 16 3.12% $6,521
Strong Home Mortgage, LLC 16 2.97% $1,856
PREMIA MORTGAGE, LLC 16 2.63% $474
The Federal Savings Bank 16 3.18% $7,769
Colonial Savings, F.A. 13 3.08% $2,389
CORNERSTONE HOME LENDING, INC. 12 3.13% $6,659
HOMEOWNERS FINANCIAL GROUP USA, LLC 11 3.27% $3,749
Truity Federal Credit Union 10 2.80% $2,450
FirstBank 10 2.77% $2,735
AMCAP MORTGAGE, LTD. 10 3.10% $4,579
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 3.26% $5,034
ADVANCIAL 9 3.33% $4,372
BKCO MORTGAGE, LLC 9 2.96% $1,922
FREEDOM MORTGAGE CORPORATION 9 3.03% $5,186
Mortgage Research Center, LLC 8 2.73% $4,784
CELEBRITY HOME LOANS, LLC 8 3.25% $6,821
CROSSCOUNTRY MORTGAGE, LLC 8 3.06% $4,508
Bank of England 8 3.30% $6,441
TRUE NORTH FEDERAL CREDIT UNION 7 2.82% $5,270
USAA Federal Savings Bank 7 3.09% $4,476
Nations Lending Corporation 7 2.95% $7,956
PHH Mortgage Corporation 6 3.17% $7,588
AmRes Corporation 6 2.96% $5,377
Wyndham Capital Mortgage, Inc. 6 3.02% $2,609
ZILLOW HOME LOANS, LLC 5 2.90% $4,961
First Savings Bank 5 2.93% $5,401
GUARANTY MORTGAGE SERVICE, INC. 5 2.80% $5,383
Axos Bank 5 2.95% $2,778
LENDERFI, INC. 5 2.73% $2,110
PENTAGON FEDERAL CREDIT UNION 4 2.97% $2,150
Northpointe Bank 4 3.03% $4,677
Ally Bank 4 2.94% $3,271
CANOPY MORTGAGE, LLC 4 2.94% $3,014
CRESCENT MORTGAGE COMPANY 4 3.22% $2,110
PNC Bank 4 2.81% $4,639
SUN WEST MORTGAGE COMPANY, INC. 4 3.13% $10,232
UBS Bank USA 3 3.00% $5,745
Paramount Residential Mortgage Group, Inc. 3 3.13% $5,825
First Home Bank 3 3.25% $6,345
LAKEVIEW LOAN SERVICING, LLC 3 2.96% $3,598
First Federal Bank 3 3.29% $8,689
PLANET HOME LENDING, LLC 3 2.92% $5,057
SOFI LENDING CORP. 3 2.79% $3,348
Chickasaw Community Bank 3 2.75% $6,437
NBH Bank 2 2.75% $5,161
AMERICAN INTERNET MORTGAGE, INC. 2 2.81% $3,405
Carrington Mortgage Services, LLC 2 3.13% $6,151
Charles Schwab Bank, SSB 2 2.13% $3,191
Discover Bank 2 5.12% $0
EVERETT FINANCIAL, INC. 2 3.06% $2,287
InterContinental Capital Group, Inc 2 3.18% $4,225
KS StateBank 2 3.00% $3,577
Magnolia Bank 2 2.68% $10,138
Morgan Stanley Private Bank 2 2.93% $5,884
Stifel Bank and Trust 2 2.75% $2,852
The Central Trust Bank 2 2.69% $2,201
The Huntington National Bank 2 2.75% $3,657
Umpqua Bank 2 3.00% $12,210
VAN DYK MORTGAGE CORPORATION 2 3.00% $931
Willamette Valley Bank 2 3.31% $7,234
Manufacturers and Traders Trust Company 1 3.25% $4,410
PLAZA HOME MORTGAGE, INC. 1 4.00% $2,471
MANN FINANCIAL INC. 1 3.00% $4,264
Lake Area Bank 1 2.63% $3,338
INTERCAP LENDING INC. 1 3.50% $3,428
GUARANTEED RATE AFFINITY, LLC 1 3.13% $1,295
Goldwater Bank, N.A. 1 2.75% $8,963
First Internet Bank of Indiana 1 2.88% $2,615
First Guaranty Mortgage Corporation 1 3.13% $4,361
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.50% $4,196
SCHLUMBERGER EMPLOYEES CREDIT UNION 1 3.88% $1,703
SECURITYNATIONAL MORTGAGE COMPANY 1 3.38% $2,516
SIRVA MORTGAGE, INC. 1 3.25% $975
SKYONE Federal Credit Union 1 3.00% $3,966
DEPARTMENT OF COMMERCE 1 2.75% $3,537
SOVEREIGN LENDING GROUP INCORPORATED 1 2.99% $3,953
DAS Acquisition Company, LLC 1 3.13% $4,912
Waterstone Mortgage Corporation 1 3.38% $3,899
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 2.75% $3,070
Commerce Bank 1 3.00% $7,513
Atlantic Union Bank 1 3.50% $5,956
CMG MORTGAGE, INC. 1 2.99% $8,124
ANDREWS FEDERAL CREDIT UNION 1 2.75% $3,143
TIAA, FSB 1 2.50% $2,254
Citibank 1 3.25% $4,075
CHEVRON 1 2.75% $5,792
BMO Harris Bank 1 3.13% $3,452
BELEM SERVICING LLC 1 3.50% $7,554
WINGS FINANCIAL 1 2.75% $2,840
Barrington Bank & Trust Company, N.A. 1 3.25% $4,377
BANKSOUTH MORTGAGE COMPANY, LLC 1 3.00% $7,134
Bank of Whittier 1 3.10% $3,238
Arvest Bank 1 2.88% $5,381
Washington Trust Bank 1 2.88% $3,721
Paramount Bank 1 2.75% $2,419
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.50% $5,079
Opportunity Bank of Montana 1 2.75% $4,299
Old Second National Bank 1 4.00% $2,471
MORTGAGE ACCESS CORP. 1 2.88% $2,516
Plains Commerce Bank 1 3.00% $4,667

ANCHORAGE, AK's 142 lenders originated 21,651 loans during 2021. The total origination value was $6,572,815,000, with an average loan value of $303,580.

The top ANCHORAGE lender as defined by loan originations is RESIDENTIAL MORTGAGE, LLC, with 1,086 loans originated. Their average total fees are $4,843, which is $1,426 higher than the next largest lender, Alaska USA Federal Credit Union.

The lowest fee ANCHORAGE lenders (with over 10 loans originated) are PREMIA MORTGAGE, LLC ($474), Strong Home Mortgage, LLC ($1,856), Titan Mortgage Capital, Inc. ($2,006), MATANUSKA VALLEY FEDERAL CREDIT UNION ($2,337) and Colonial Savings, F.A. ($2,389).

The lowest rate ANCHORAGE lenders (with over 10 loans originated) are PREMIA MORTGAGE, LLC (2.63%), Bank of America (2.76%), FirstBank (2.77%), Truity Federal Credit Union (2.80%) and BETTER MORTGAGE CORPORATION (2.82%).

ANCHORAGE, AK Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
RESIDENTIAL MORTGAGE, LLC $1,036,150,000 $885,995,000 -14.5% 13.5%
Alaska USA Federal Credit Union $18,280,000 $740,890,000 3,953.0% 11.3%
Alaska USA Mortgage Company LLC $699,385,000 $725,855,000 3.8% 11.0%
QUICKEN LOANS, LLC $350,465,000 $429,200,000 22.5% 6.5%
CALIBER HOME LOANS, INC. $287,785,000 $386,340,000 34.2% 5.9%
FREEDOM MORTGAGE CORPORATION $221,360,000 $316,720,000 43.1% 4.8%
Wells Fargo Bank $339,830,000 $300,565,000 -11.6% 4.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $100,775,000 $150,945,000 49.8% 2.3%
Mortgage Research Center, LLC $114,115,000 $140,190,000 22.8% 2.1%
GUARANTEED RATE, INC. $45,355,000 $131,620,000 190.2% 2.0%
UNITED WHOLESALE MORTGAGE, LLC $70,060,000 $127,590,000 82.1% 1.9%
ACADEMY MORTGAGE CORPORATION $87,655,000 $126,725,000 44.6% 1.9%
LOANDEPOT.COM, LLC $87,250,000 $103,495,000 18.6% 1.6%
AMERISAVE MORTGAGE CORPORATION $45,405,000 $100,360,000 121.0% 1.5%
First National Bank Alaska $161,915,000 $98,195,000 -39.4% 1.5%
GUILD MORTGAGE COMPANY $83,125,000 $88,970,000 7.0% 1.4%
MOVEMENT MORTGAGE, LLC $108,450,000 $85,295,000 -21.4% 1.3%
FINANCE OF AMERICA MORTGAGE LLC $64,780,000 $81,770,000 26.2% 1.2%
North American Savings Bank, F.S.B. $97,925,000 $76,750,000 -21.6% 1.2%
HOME POINT FINANCIAL CORPORATION $27,830,000 $74,170,000 166.5% 1.1%
NuVision Federal Credit Union $65,170,000 $73,120,000 12.2% 1.1%
PENNYMAC LOAN SERVICES, LLC $21,945,000 $67,525,000 207.7% 1.0%
BETTER MORTGAGE CORPORATION $32,700,000 $66,740,000 104.1% 1.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $68,705,000 $62,680,000 -8.8% 1.0%
LAKEVIEW LOAN SERVICING, LLC $37,365,000 $53,740,000 43.8% 0.8%
NBKC BANK $51,145,000 $50,850,000 -0.6% 0.8%
The Federal Savings Bank $48,325,000 $47,755,000 -1.2% 0.7%
USAA Federal Savings Bank $63,345,000 $45,530,000 -28.1% 0.7%
NAVY FEDERAL CREDIT UNION $19,360,000 $40,905,000 111.3% 0.6%
BROKER SOLUTIONS, INC. $23,560,000 $40,410,000 71.5% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $28,245,000 $40,330,000 42.8% 0.6%
MATANUSKA VALLEY FEDERAL CREDIT UNION $31,690,000 $40,125,000 26.6% 0.6%
CREDIT UNION 1 $60,840,000 $39,690,000 -34.8% 0.6%
Titan Mortgage Capital, Inc. $15,140,000 $38,480,000 154.2% 0.6%
KeyBank $31,730,000 $36,770,000 15.9% 0.6%
KELLER MORTGAGE, LLC $23,555,000 $27,175,000 15.4% 0.4%
STEARNS LENDING, LLC $105,090,000 $26,710,000 -74.6% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $24,035,000 $25,035,000 4.2% 0.4%
Bank of America $15,075,000 $23,265,000 54.3% 0.4%
CHURCHILL MORTGAGE CORPORATION $8,745,000 $22,465,000 156.9% 0.3%
Flagstar Bank, FSB $34,235,000 $21,355,000 -37.6% 0.3%
RESIDENTIAL BANCORP. $21,005,000 $20,705,000 -1.4% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $12,940,000 $20,325,000 57.1% 0.3%
U.S. Bank $14,160,000 $18,420,000 30.1% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $19,710,000 $17,885,000 -9.3% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $10,985,000 $16,490,000 50.1% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $14,115,000 $15,795,000 11.9% 0.2%
JPMorgan Chase Bank $5,875,000 $13,025,000 121.7% 0.2%
GUARANTY MORTGAGE SERVICE, INC. $13,675,000 $12,910,000 -5.6% 0.2%
ACCELERATE MORTGAGE, LLC $1,390,000 $12,620,000 807.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $6,010,000 $11,395,000 89.6% 0.2%
PREMIA MORTGAGE, LLC $4,925,000 $11,170,000 126.8% 0.2%
Low VA Rates, LLC $13,240,000 $10,835,000 -18.2% 0.2%
Barrington Bank & Trust Company, N.A. $8,775,000 $10,430,000 18.9% 0.2%
Strong Home Mortgage, LLC $10,170,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $12,405,000 $10,125,000 -18.4% 0.2%
AMCAP MORTGAGE, LTD. $17,970,000 $9,890,000 -45.0% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $9,070,000 $9,800,000 8.0% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $9,725,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $4,275,000 $9,460,000 121.3% 0.1%
Truity Federal Credit Union $3,360,000 $9,435,000 180.8% 0.1%
NEW DAY FINANCIAL, LLC $11,360,000 $9,055,000 -20.3% 0.1%
CORNERSTONE HOME LENDING, INC. $6,880,000 $8,965,000 30.3% 0.1%
First Guaranty Mortgage Corporation $385,000 $8,775,000 2,179.2% 0.1%
MID AMERICA MORTGAGE, INC. $13,120,000 $8,750,000 -33.3% 0.1%
Chickasaw Community Bank $23,975,000 $7,825,000 -67.4% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,780,000 $7,590,000 11.9% 0.1%
Magnolia Bank $7,605,000 $7,225,000 -5.0% 0.1%
Colonial Savings, F.A. $4,045,000 $7,210,000 78.2% 0.1%
BKCO MORTGAGE, LLC $3,995,000 $7,165,000 79.3% 0.1%
ADVANCIAL $11,280,000 $6,655,000 -41.0% 0.1%
CELEBRITY HOME LOANS, LLC $6,585,000 n/a 0.1%
FirstBank $12,745,000 $6,530,000 -48.8% 0.1%
KS StateBank $10,155,000 $6,530,000 -35.7% 0.1%
Bank of England $3,945,000 $5,705,000 44.6% 0.1%
Carrington Mortgage Services, LLC $3,535,000 $5,390,000 52.5% 0.1%
WALKER & DUNLOP, LLC $5,285,000 n/a 0.1%
CMG MORTGAGE, INC. $5,130,000 $5,195,000 1.3% 0.1%
Wyndham Capital Mortgage, Inc. $5,100,000 n/a 0.1%
PLANET HOME LENDING, LLC $6,595,000 $4,565,000 -30.8% 0.1%
ZILLOW HOME LOANS, LLC $305,000 $4,390,000 1,339.3% 0.1%
TRUE NORTH FEDERAL CREDIT UNION $4,370,000 $4,170,000 -4.6% 0.1%
AmRes Corporation $4,005,000 n/a 0.1%
Axos Bank $2,665,000 $3,680,000 38.1% 0.1%
First Home Bank $2,750,000 $3,555,000 29.3% 0.1%
PHH Mortgage Corporation $2,240,000 $3,300,000 47.3% 0.1%
Paramount Bank $1,535,000 $3,075,000 100.3% 0.0%
CANOPY MORTGAGE, LLC $3,030,000 n/a 0.0%
Nations Lending Corporation $675,000 $2,970,000 340.0% 0.0%
Meridian Bank Corporation $1,710,000 $2,880,000 68.4% 0.0%
First Savings Bank $2,405,000 $2,615,000 8.7% 0.0%
UBS Bank USA $1,620,000 $2,550,000 57.4% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $610,000 $2,475,000 305.7% 0.0%
Northpointe Bank $550,000 $2,335,000 324.5% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $2,300,000 $2,175,000 -5.4% 0.0%
PNC Bank $995,000 $2,115,000 112.6% 0.0%
Paramount Residential Mortgage Group, Inc. $7,705,000 $2,105,000 -72.7% 0.0%
The Huntington National Bank $425,000 $2,060,000 384.7% 0.0%
Arbor Realty Trust, Inc. $3,045,000 $2,040,000 -33.0% 0.0%
First Federal Bank $2,420,000 $2,035,000 -15.9% 0.0%
Manufacturers and Traders Trust Company $330,000 $1,930,000 484.8% 0.0%
DAS Acquisition Company, LLC $1,920,000 n/a 0.0%
SILVER HILL FUNDING, LLC $595,000 $1,830,000 207.6% 0.0%
NP, Inc. $1,775,000 n/a 0.0%
Morgan Stanley Private Bank $1,760,000 n/a 0.0%
Prime Choice Funding Inc. $2,420,000 $1,755,000 -27.5% 0.0%
CRESCENT MORTGAGE COMPANY $325,000 $1,670,000 413.8% 0.0%
FBC MORTGAGE, LLC $520,000 $1,630,000 213.5% 0.0%
READYCAP COMMERCIAL, LLC $1,605,000 n/a 0.0%
SOFI LENDING CORP. $1,500,000 n/a 0.0%
The Central Trust Bank $1,440,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $4,125,000 $1,340,000 -67.5% 0.0%
VAN DYK MORTGAGE CORPORATION $1,340,000 n/a 0.0%
LENDERFI, INC. $1,770,000 $1,315,000 -25.7% 0.0%
Umpqua Bank $1,075,000 $1,285,000 19.5% 0.0%
Arvest Bank $295,000 $1,260,000 327.1% 0.0%
AMERICAN ADVISORS GROUP $2,320,000 $1,210,000 -47.8% 0.0%
Ally Bank $1,190,000 n/a 0.0%
EVERETT FINANCIAL, INC. $185,000 $1,190,000 543.2% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $1,135,000 n/a 0.0%
Discover Bank $805,000 $1,105,000 37.3% 0.0%
WINGS FINANCIAL $255,000 $1,070,000 319.6% 0.0%
Denali State Bank $1,935,000 $1,065,000 -45.0% 0.0%
Commerce Bank $1,005,000 n/a 0.0%
Willamette Valley Bank $305,000 $985,000 223.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $115,000 $950,000 726.1% 0.0%
SIRVA MORTGAGE, INC. $195,000 $940,000 382.1% 0.0%
First Federal Bank of Kansas City $880,000 n/a 0.0%
NBH Bank $1,385,000 $865,000 -37.5% 0.0%
Figure Lending LLC $515,000 $795,000 54.4% 0.0%
DEPARTMENT OF COMMERCE $740,000 n/a 0.0%
Armed Forces Bank $445,000 $710,000 59.6% 0.0%
PLAZA HOME MORTGAGE, INC. $5,745,000 $690,000 -88.0% 0.0%
JAMES B. NUTTER & COMPANY $760,000 $670,000 -11.8% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $670,000 n/a 0.0%
MORTGAGE ACCESS CORP. $1,375,000 $660,000 -52.0% 0.0%
MANN FINANCIAL INC. $655,000 n/a 0.0%
BELEM SERVICING LLC $620,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $1,110,000 $610,000 -45.0% 0.0%
InterContinental Capital Group, Inc $345,000 $590,000 71.0% 0.0%
Stifel Bank and Trust $700,000 $560,000 -20.0% 0.0%
Charles Schwab Bank, SSB $505,000 $530,000 5.0% 0.0%
ARC HOME LLC $290,000 $515,000 77.6% 0.0%
Community First National Bank $500,000 n/a 0.0%
CHEVRON $495,000 n/a 0.0%
Equity Prime Mortgage LLC $710,000 $490,000 -31.0% 0.0%
TIAA, FSB $3,025,000 $490,000 -83.8% 0.0%
BOKF $1,330,000 $485,000 -63.5% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $475,000 n/a 0.0%
Farmers Bank & Trust $475,000 n/a 0.0%
AVADIAN $465,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $360,000 $450,000 25.0% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $425,000 n/a 0.0%
INTERCAP LENDING INC. $1,600,000 $425,000 -73.4% 0.0%
Valley National Bank $415,000 n/a 0.0%
Bank of Whittier $395,000 n/a 0.0%
First International Bank & Trust $395,000 n/a 0.0%
First National Bank Texas $395,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $395,000 n/a 0.0%
Washington Trust Bank $385,000 n/a 0.0%
Plains Commerce Bank $125,000 $380,000 204.0% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $470,000 $370,000 -21.3% 0.0%
Atlantic Union Bank $345,000 n/a 0.0%
Citibank $325,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $325,000 n/a 0.0%
EagleBank $295,000 n/a 0.0%
SCHLUMBERGER EMPLOYEES CREDIT UNION $295,000 n/a 0.0%
City National Bank $275,000 n/a 0.0%
First Internet Bank of Indiana $1,940,000 $275,000 -85.8% 0.0%
CONSTRUCTIVE LOANS, LLC $265,000 n/a 0.0%
Lake Area Bank $265,000 n/a 0.0%
SKYONE Federal Credit Union $255,000 n/a 0.0%
Goldwater Bank, N.A. $1,070,000 $235,000 -78.0% 0.0%
ALL WESTERN MORTGAGE, INC. $225,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $225,000 n/a 0.0%
Opportunity Bank of Montana $225,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $205,000 $225,000 9.8% 0.0%
ATLANTA POSTAL $205,000 n/a 0.0%
Merchants Bank of Indiana $205,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $905,000 $205,000 -77.3% 0.0%
BMO Harris Bank $200,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $185,000 n/a 0.0%
Rock Canyon Bank $165,000 n/a 0.0%
Old Second National Bank $155,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $275,000 $155,000 -43.6% 0.0%
HomeStreet Bank $145,000 n/a 0.0%
The State Bank of Faribault $125,000 n/a 0.0%
Waterstone Mortgage Corporation $495,000 $85,000 -82.8% 0.0%
THRIVENT Federal Credit Union $75,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

ANCHORAGE's top lender by overall market share is RESIDENTIAL MORTGAGE, LLC, with 13.5% market share. In second place, with 11.3%, is Alaska USA Federal Credit Union, having originated $740,890,000 in loans. In third place, with 11.0%, is Alaska USA Mortgage Company LLC, having originated $725,855,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $429,200,000 in loans. In third place, with 5.9%, is CALIBER HOME LOANS, INC., having originated $386,340,000 in loans.


ANCHORAGE, AK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 9,231 $3,111,775,000 $337,101
Refi 9,006 $2,579,100,000 $286,376
Cash Out Refi 3,058 $829,800,000 $271,354
Home Improvement 202 $21,760,000 $107,723
Other 153 $28,905,000 $188,922
NA 1 $1,475,000 $1,475,000

Anchorage's most frequently cited loan purpose was Home Purchase, with 9,231 originations. The 2nd most popular reason was Refi, with 9,006 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 10,295 $3,174,935,000 $308,396
<2.5% 6,278 $1,962,160,000 $312,545
3-4% 4,625 $1,306,935,000 $282,581
4-5% 290 $78,710,000 $271,414
5-6% 100 $41,280,000 $412,800
Over 8% 24 $2,840,000 $118,333
7-8% 17 $1,145,000 $67,353
6-7% 12 $1,870,000 $155,833

During 2021, Anchorage's most frequently originated rate bucket was 2.5-3%, with 10,295 originations.

Loan Sizing (ANCHORAGE, AK MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 12,693 $3,685,825,000 $290,382
$100k-200k 4,082 $648,440,000 $158,854
$400k-600k 3,436 $1,625,300,000 $473,021
$100,000 or less 704 $46,480,000 $66,023
$600k-1000k 668 $471,150,000 $705,314
$Over $1MM 68 $95,620,000 $1,406,176

ANCHORAGE's loan sizing saw the bucket of loans from $200k-400k with 12,693 originations, totaling $3,685,825,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 9,237 $3,091,555,000 $334,693
60-80% 6,084 $1,821,220,000 $299,346
40-60% 2,004 $466,280,000 $232,675
Over 100% 871 $349,815,000 $401,625
20-40% 624 $91,120,000 $146,026
Under 20% 204 $14,140,000 $69,314

ANCHORAGE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 9,237 originations, totaling $3,091,555,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - ANCHORAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $289,450 (-3.5%) $333,706 (-3.3%) 1.07 1,473
2018-02-01 $292,400 (-2.0%) $336,370 (-2.1%) 1.05 1,488
2018-03-01 $299,500 (-0.2%) $342,409 (-2.4%) 1.04 1,631
2018-04-01 $310,000 (0.0%) $349,308 (-0.2%) 1.04 1,719
2018-05-01 $315,000 (1.6%) $348,803 (0.7%) 1.05 1,891
2018-06-01 $310,000 (0.0%) $340,641 (-1.8%) 1.03 2,123
2018-07-01 $306,000 (-1.0%) $339,623 (-1.7%) 1.02 2,280
2018-08-01 $307,250 (1.6%) $343,538 (1.0%) 1.03 2,315
2018-09-01 $308,000 (3.0%) $341,385 (1.4%) 1.03 2,213
2018-10-01 $301,375 (1.1%) $337,480 (0.3%) 1.01 2,006
2018-11-01 $302,500 (4.3%) $338,153 (1.3%) 1.01 1,831
2018-12-01 $299,999 (3.8%) $337,067 (1.7%) 1.03 1,625
2019-01-01 $307,670 (6.3%) $336,154 (0.7%) 1.06 1,414
2019-02-01 $309,250 (5.8%) $338,281 (0.6%) 1.04 1,467
2019-03-01 $317,100 (5.9%) $345,557 (0.9%) 1.03 1,519
2019-04-01 $322,450 (4.0%) $351,119 (0.5%) 1.02 1,597
2019-05-01 $326,000 (3.5%) $355,265 (1.9%) 1.00 1,752
2019-06-01 $322,000 (3.9%) $354,435 (4.1%) 0.99 1,924
2019-07-01 $321,950 (5.2%) $352,237 (3.7%) 1.00 2,034
2019-08-01 $317,286 (3.3%) $349,977 (1.9%) 1.00 2,013
2019-09-01 $315,000 (2.3%) $350,956 (2.8%) 1.00 1,949
2019-10-01 $319,450 (6.0%) $351,085 (4.0%) 1.02 1,870
2019-11-01 $319,900 (5.8%) $352,227 (4.2%) 1.03 1,661
2019-12-01 $314,950 (5.0%) $346,975 (2.9%) 1.05 1,486
2020-01-01 $315,000 (2.4%) $351,075 (4.4%) 1.05 1,291
2020-02-01 $319,900 (3.4%) $356,082 (5.3%) 1.03 1,213
2020-03-01 $319,948 (0.9%) $357,792 (3.5%) 1.00 1,191
2020-04-01 $319,500 (-0.9%) $355,275 (1.2%) 1.00 1,256
2020-05-01 $329,900 (1.2%) $365,865 (3.0%) 1.00 1,350
2020-06-01 $332,500 (3.3%) $374,875 (5.8%) 0.97 1,362
2020-07-01 $338,000 (5.0%) $385,679 (9.5%) 0.97 1,315
2020-08-01 $335,000 (5.6%) $387,926 (10.8%) 0.96 1,302
2020-09-01 $335,450 (6.5%) $396,026 (12.8%) 0.96 1,247
2020-10-01 $325,000 (1.7%) $397,056 (13.1%) 0.93 1,139
2020-11-01 $326,875 (2.2%) $402,160 (14.2%) 0.94 996
2020-12-01 $328,125 (4.2%) $403,869 (16.4%) 0.96 865
2021-01-01 $328,750 (4.4%) $409,291 (16.6%) 0.97 733
2021-02-01 $337,500 (5.5%) $415,811 (16.8%) 0.97 665
2021-03-01 $358,250 (12.0%) $432,949 (21.0%) 1.00 644
2021-04-01 $357,500 (11.9%) $431,975 (21.6%) 0.96 682
2021-05-01 $362,000 (9.7%) $424,118 (15.9%) 0.95 713
2021-06-01 $352,450 (6.0%) $411,838 (9.9%) 0.92 813
2021-07-01 $354,900 (5.0%) $408,358 (5.9%) 0.92 933
2021-08-01 $357,450 (6.7%) $412,980 (6.5%) 0.94 1,002
2021-09-01 $356,750 (6.4%) $423,134 (6.9%) 0.94 978
2021-10-01 $350,000 (7.7%) $420,322 (5.9%) 0.92 866
2021-11-01 $363,500 (11.2%) $427,869 (6.4%) 0.96 676
2021-12-01 $373,000 (13.7%) $435,185 (7.8%) 0.99 539
2022-01-01 $390,000 (18.6%) $441,138 (7.8%) 1.04 410
2022-02-01 $402,000 (19.1%) $449,678 (8.1%) 1.02 340
2022-03-01 $425,000 (18.6%) $478,697 (10.6%) 1.05 346
2022-04-01 $430,000 (20.3%) $476,050 (10.2%) 1.01 447
ANCHORAGE's median listing price for 2022-04-01 was $430,000, a difference of $72,500 (20.3%) versus the prior year and $5,000 versus the prior month.

ANCHORAGE's median listing price comes in at 101% of the national average.

ANCHORAGE's average listing price for 2022-04-01 was $476,050, a difference of $44,075 (10.2%) versus the prior year and $-2,647 versus the prior month.

For the 2022-04-01 period, ANCHORAGE had 447 MLS listings, a difference of 101 listings (29%) versus the prior month and -235 listings (-34%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ANCHORAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 93 days 1,725 sqft
2018-02-01 82 days 1,742 sqft
2018-03-01 57 days 1,774 sqft
2018-04-01 53 days 1,800 sqft
2018-05-01 51 days 1,829 sqft
2018-06-01 51 days 1,816 sqft
2018-07-01 56 days 1,807 sqft
2018-08-01 59 days 1,810 sqft
2018-09-01 70 days 1,802 sqft
2018-10-01 78 days 1,784 sqft
2018-11-01 88 days 1,790 sqft
2018-12-01 98 days 1,775 sqft
2019-01-01 101 days 1,785 sqft
2019-02-01 91 days 1,790 sqft
2019-03-01 57 days 1,812 sqft
2019-04-01 51 days 1,843 sqft
2019-05-01 49 days 1,846 sqft
2019-06-01 52 days 1,854 sqft
2019-07-01 58 days 1,866 sqft
2019-08-01 63 days 1,833 sqft
2019-09-01 65 days 1,821 sqft
2019-10-01 71 days 1,824 sqft
2019-11-01 80 days 1,805 sqft
2019-12-01 92 days 1,760 sqft
2020-01-01 89 days 1,756 sqft
2020-02-01 74 days 1,780 sqft
2020-03-01 53 days 1,794 sqft
2020-04-01 56 days 1,800 sqft
2020-05-01 56 days 1,832 sqft
2020-06-01 44 days 1,836 sqft
2020-07-01 44 days 1,836 sqft
2020-08-01 46 days 1,790 sqft
2020-09-01 48 days 1,798 sqft
2020-10-01 57 days 1,745 sqft
2020-11-01 67 days 1,705 sqft
2020-12-01 76 days 1,704 sqft
2021-01-01 74 days 1,698 sqft
2021-02-01 51 days 1,707 sqft
2021-03-01 41 days 1,769 sqft
2021-04-01 33 days 1,779 sqft
2021-05-01 30 days 1,798 sqft
2021-06-01 28 days 1,797 sqft
2021-07-01 30 days 1,800 sqft
2021-08-01 34 days 1,798 sqft
2021-09-01 43 days 1,794 sqft
2021-10-01 48 days 1,760 sqft
2021-11-01 56 days 1,763 sqft
2021-12-01 70 days 1,728 sqft
2022-01-01 84 days 1,754 sqft
2022-02-01 45 days 1,799 sqft
2022-03-01 21 days 1,820 sqft
2022-04-01 17 days 1,834 sqft
ANCHORAGE's median listing age (time on market) for 2022-04-01 was 17 days. This is -48% shorter than the same period one year ago.

ANCHORAGE's median square footage for active listings during the 2022-04-01 period was 1,834 sqft. One year prior, the average listing was 1,779 sqft.