ANCHORAGE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Anchorage averaged 6.69% for the week of 2022-11-23, compared to the national average of 6.58% for the same period.

The average rate for the prior week (2022-11-17) was 6.62% and one month ago for the week of 2022-10-20, the average rate was 7.05%.

Anchorage's average rate one year ago was 3.37%.

For refis of the same type during the week of 2022-11-23, the average rate was 6.64%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-11-23 6.58%
Anchorage 30 Year Fixed Rate 2022-11-23 6.69%
Anchorage 30 Year Fixed Rate Refi 2022-11-23 6.64%
Anchorage 15 Year Fixed Rate 2022-11-23 6.33%
Anchorage 15 Year Fixed Rate Refi 2022-11-23 5.89%
Anchorage 30 Year FHA 2022-11-23 -0.49%
Anchorage 30 Year FHA Refi 2022-11-23 -0.13%
Anchorage 30 Year USDA 2022-11-23 -0.22%
Anchorage 30 Year USDA Refi 2022-11-23 -0.23%
Anchorage 30 Year VA 2022-11-23 -0.11%
Anchorage 30 Year VA Refi 2022-11-23 -0.31%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ANCHORAGE, AK.

ANCHORAGE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ANCHORAGE, AK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
RESIDENTIAL MORTGAGE, LLC 1,086 2.92% $4,843
Alaska USA Federal Credit Union 928 3.12% $3,417
Alaska USA Mortgage Company LLC 927 3.12% $3,420
QUICKEN LOANS, LLC 684 3.04% $5,690
Wells Fargo Bank 502 3.14% $3,535
CALIBER HOME LOANS, INC. 474 3.09% $3,505
PRIMELENDING, A PLAINSCAPITAL COMPANY 272 3.16% $5,385
First National Bank Alaska 191 3.11% $4,846
AMERISAVE MORTGAGE CORPORATION 171 2.85% $5,257
UNITED WHOLESALE MORTGAGE, LLC 168 3.06% $5,175
LOANDEPOT.COM, LLC 147 2.92% $5,689
GUARANTEED RATE, INC. 143 3.07% $4,043
ACADEMY MORTGAGE CORPORATION 140 3.13% $4,437
FINANCE OF AMERICA MORTGAGE LLC 131 3.14% $4,256
MOVEMENT MORTGAGE, LLC 115 3.19% $2,520
CREDIT UNION 1 112 3.37% $4,485
BETTER MORTGAGE CORPORATION 106 2.82% $3,944
GUILD MORTGAGE COMPANY 97 3.18% $4,828
MATANUSKA VALLEY FEDERAL CREDIT UNION 97 3.15% $2,337
HOME POINT FINANCIAL CORPORATION 87 2.95% $4,797
NuVision Federal Credit Union 82 2.99% $4,910
PRIMARY RESIDENTIAL MORTGAGE, INC. 81 3.22% $6,780
BROKER SOLUTIONS, INC. 64 3.02% $5,170
Titan Mortgage Capital, Inc. 63 2.84% $2,006
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 57 3.21% $4,288
NBKC BANK 55 2.87% $3,414
KeyBank 51 3.10% $3,875
KELLER MORTGAGE, LLC 45 3.05% $2,578
North American Savings Bank, F.S.B. 42 2.90% $2,423
STEARNS LENDING, LLC 32 3.09% $4,030
CHURCHILL MORTGAGE CORPORATION 30 3.14% $4,731
Bank of America 30 2.76% $5,618
Mr. Cooper ( Nationstar Mortgage ) 30 3.23% $5,788
MUTUAL OF OMAHA MORTGAGE, INC. 30 2.98% $4,275
Flagstar Bank, FSB 29 3.15% $4,675
RESIDENTIAL BANCORP. 29 3.34% $4,612
JPMorgan Chase Bank 27 3.08% $3,283
NAVY FEDERAL CREDIT UNION 27 3.55% $5,312
U.S. Bank 25 3.08% $3,232
AMERICAN FINANCIAL NETWORK, INC. 22 2.95% $12,779
AMERICAN FINANCING CORPORATION 19 3.00% $5,481
HOMEBRIDGE FINANCIAL SERVICES, INC. 18 2.99% $5,544
PENNYMAC LOAN SERVICES, LLC 16 3.12% $6,521
Strong Home Mortgage, LLC 16 2.97% $1,856
PREMIA MORTGAGE, LLC 16 2.63% $474
The Federal Savings Bank 16 3.18% $7,769
Colonial Savings, F.A. 13 3.08% $2,389
CORNERSTONE HOME LENDING, INC. 12 3.13% $6,659
HOMEOWNERS FINANCIAL GROUP USA, LLC 11 3.27% $3,749
Truity Federal Credit Union 10 2.80% $2,450
FirstBank 10 2.77% $2,735
AMCAP MORTGAGE, LTD. 10 3.10% $4,579
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 3.26% $5,034
ADVANCIAL 9 3.33% $4,372
BKCO MORTGAGE, LLC 9 2.96% $1,922
FREEDOM MORTGAGE CORPORATION 9 3.03% $5,186
Mortgage Research Center, LLC 8 2.73% $4,784
CELEBRITY HOME LOANS, LLC 8 3.25% $6,821
CROSSCOUNTRY MORTGAGE, LLC 8 3.06% $4,508
Bank of England 8 3.30% $6,441
TRUE NORTH FEDERAL CREDIT UNION 7 2.82% $5,270
USAA Federal Savings Bank 7 3.09% $4,476
Nations Lending Corporation 7 2.95% $7,956
PHH Mortgage Corporation 6 3.17% $7,588
AmRes Corporation 6 2.96% $5,377
Wyndham Capital Mortgage, Inc. 6 3.02% $2,609
ZILLOW HOME LOANS, LLC 5 2.90% $4,961
First Savings Bank 5 2.93% $5,401
GUARANTY MORTGAGE SERVICE, INC. 5 2.80% $5,383
Axos Bank 5 2.95% $2,778
LENDERFI, INC. 5 2.73% $2,110
Northpointe Bank 4 3.03% $4,677
SUN WEST MORTGAGE COMPANY, INC. 4 3.13% $10,232
Ally Bank 4 2.94% $3,271
CANOPY MORTGAGE, LLC 4 2.94% $3,014
CRESCENT MORTGAGE COMPANY 4 3.22% $2,110
PNC Bank 4 2.81% $4,639
PENTAGON FEDERAL CREDIT UNION 4 2.97% $2,150
UBS Bank USA 3 3.00% $5,745
Paramount Residential Mortgage Group, Inc. 3 3.13% $5,825
First Home Bank 3 3.25% $6,345
LAKEVIEW LOAN SERVICING, LLC 3 2.96% $3,598
First Federal Bank 3 3.29% $8,689
PLANET HOME LENDING, LLC 3 2.92% $5,057
SOFI LENDING CORP. 3 2.79% $3,348
Chickasaw Community Bank 3 2.75% $6,437
NBH Bank 2 2.75% $5,161
AMERICAN INTERNET MORTGAGE, INC. 2 2.81% $3,405
Carrington Mortgage Services, LLC 2 3.13% $6,151
Charles Schwab Bank, SSB 2 2.13% $3,191
Discover Bank 2 5.12% $0
EVERETT FINANCIAL, INC. 2 3.06% $2,287
InterContinental Capital Group, Inc 2 3.18% $4,225
KS StateBank 2 3.00% $3,577
Magnolia Bank 2 2.68% $10,138
Morgan Stanley Private Bank 2 2.93% $5,884
Stifel Bank and Trust 2 2.75% $2,852
The Central Trust Bank 2 2.69% $2,201
The Huntington National Bank 2 2.75% $3,657
Umpqua Bank 2 3.00% $12,210
VAN DYK MORTGAGE CORPORATION 2 3.00% $931
Willamette Valley Bank 2 3.31% $7,234
MORTGAGE ACCESS CORP. 1 2.88% $2,516
PLAZA HOME MORTGAGE, INC. 1 4.00% $2,471
MANN FINANCIAL INC. 1 3.00% $4,264
Lake Area Bank 1 2.63% $3,338
INTERCAP LENDING INC. 1 3.50% $3,428
GUARANTEED RATE AFFINITY, LLC 1 3.13% $1,295
Goldwater Bank, N.A. 1 2.75% $8,963
First Internet Bank of Indiana 1 2.88% $2,615
First Guaranty Mortgage Corporation 1 3.13% $4,361
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.50% $4,196
SCHLUMBERGER EMPLOYEES CREDIT UNION 1 3.88% $1,703
SECURITYNATIONAL MORTGAGE COMPANY 1 3.38% $2,516
SIRVA MORTGAGE, INC. 1 3.25% $975
SKYONE Federal Credit Union 1 3.00% $3,966
DEPARTMENT OF COMMERCE 1 2.75% $3,537
SOVEREIGN LENDING GROUP INCORPORATED 1 2.99% $3,953
DAS Acquisition Company, LLC 1 3.13% $4,912
Waterstone Mortgage Corporation 1 3.38% $3,899
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 2.75% $3,070
Commerce Bank 1 3.00% $7,513
Atlantic Union Bank 1 3.50% $5,956
CMG MORTGAGE, INC. 1 2.99% $8,124
ANDREWS FEDERAL CREDIT UNION 1 2.75% $3,143
TIAA, FSB 1 2.50% $2,254
Citibank 1 3.25% $4,075
CHEVRON 1 2.75% $5,792
BMO Harris Bank 1 3.13% $3,452
BELEM SERVICING LLC 1 3.50% $7,554
WINGS FINANCIAL 1 2.75% $2,840
Barrington Bank & Trust Company, N.A. 1 3.25% $4,377
BANKSOUTH MORTGAGE COMPANY, LLC 1 3.00% $7,134
Bank of Whittier 1 3.10% $3,238
Arvest Bank 1 2.88% $5,381
Washington Trust Bank 1 2.88% $3,721
Paramount Bank 1 2.75% $2,419
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.50% $5,079
Opportunity Bank of Montana 1 2.75% $4,299
Old Second National Bank 1 4.00% $2,471
M&T Bank 1 3.25% $4,410
Plains Commerce Bank 1 3.00% $4,667

ANCHORAGE Average Closing Costs & Other Stats

ANCHORAGE, AK's 142 lenders originated 21,651 loans during 2021. The total origination value was $6,572,815,000, with an average loan value of $303,580.

ANCHORAGE's average closing costs are $5,561.

The top ANCHORAGE lender as defined by loan originations is RESIDENTIAL MORTGAGE, LLC, with 1,086 loans originated. Their average total fees are $4,843, which is $1,426 higher than the next largest lender, Alaska USA Federal Credit Union.

The lowest fee ANCHORAGE lenders (with over 10 loans originated) are PREMIA MORTGAGE, LLC ($474), Strong Home Mortgage, LLC ($1,856), Titan Mortgage Capital, Inc. ($2,006), MATANUSKA VALLEY FEDERAL CREDIT UNION ($2,337) and Colonial Savings, F.A. ($2,389).

The lowest rate ANCHORAGE lenders (with over 10 loans originated) are PREMIA MORTGAGE, LLC (2.63%), Bank of America (2.76%), FirstBank (2.77%), Truity Federal Credit Union (2.80%) and BETTER MORTGAGE CORPORATION (2.82%).

ANCHORAGE, AK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
RESIDENTIAL MORTGAGE, LLC $1,036,150,000 $885,995,000 -14.5% 13.5%
Alaska USA Federal Credit Union $18,280,000 $740,890,000 3,953.0% 11.3%
Alaska USA Mortgage Company LLC $699,385,000 $725,855,000 3.8% 11.0%
QUICKEN LOANS, LLC $350,465,000 $429,200,000 22.5% 6.5%
CALIBER HOME LOANS, INC. $287,785,000 $386,340,000 34.2% 5.9%
FREEDOM MORTGAGE CORPORATION $221,360,000 $316,720,000 43.1% 4.8%
Wells Fargo Bank $339,830,000 $300,565,000 -11.6% 4.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $100,775,000 $150,945,000 49.8% 2.3%
Mortgage Research Center, LLC $114,115,000 $140,190,000 22.8% 2.1%
GUARANTEED RATE, INC. $45,355,000 $131,620,000 190.2% 2.0%
UNITED WHOLESALE MORTGAGE, LLC $70,060,000 $127,590,000 82.1% 1.9%
ACADEMY MORTGAGE CORPORATION $87,655,000 $126,725,000 44.6% 1.9%
LOANDEPOT.COM, LLC $87,250,000 $103,495,000 18.6% 1.6%
AMERISAVE MORTGAGE CORPORATION $45,405,000 $100,360,000 121.0% 1.5%
First National Bank Alaska $161,915,000 $98,195,000 -39.4% 1.5%
GUILD MORTGAGE COMPANY $83,125,000 $88,970,000 7.0% 1.4%
MOVEMENT MORTGAGE, LLC $108,450,000 $85,295,000 -21.4% 1.3%
FINANCE OF AMERICA MORTGAGE LLC $64,780,000 $81,770,000 26.2% 1.2%
North American Savings Bank, F.S.B. $97,925,000 $76,750,000 -21.6% 1.2%
HOME POINT FINANCIAL CORPORATION $27,830,000 $74,170,000 166.5% 1.1%
NuVision Federal Credit Union $65,170,000 $73,120,000 12.2% 1.1%
PENNYMAC LOAN SERVICES, LLC $21,945,000 $67,525,000 207.7% 1.0%
BETTER MORTGAGE CORPORATION $32,700,000 $66,740,000 104.1% 1.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $68,705,000 $62,680,000 -8.8% 1.0%
LAKEVIEW LOAN SERVICING, LLC $37,365,000 $53,740,000 43.8% 0.8%
NBKC BANK $51,145,000 $50,850,000 -0.6% 0.8%
The Federal Savings Bank $48,325,000 $47,755,000 -1.2% 0.7%
USAA Federal Savings Bank $63,345,000 $45,530,000 -28.1% 0.7%
NAVY FEDERAL CREDIT UNION $19,360,000 $40,905,000 111.3% 0.6%
BROKER SOLUTIONS, INC. $23,560,000 $40,410,000 71.5% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $28,245,000 $40,330,000 42.8% 0.6%
MATANUSKA VALLEY FEDERAL CREDIT UNION $31,690,000 $40,125,000 26.6% 0.6%
CREDIT UNION 1 $60,840,000 $39,690,000 -34.8% 0.6%
Titan Mortgage Capital, Inc. $15,140,000 $38,480,000 154.2% 0.6%
KeyBank $31,730,000 $36,770,000 15.9% 0.6%
KELLER MORTGAGE, LLC $23,555,000 $27,175,000 15.4% 0.4%
STEARNS LENDING, LLC $105,090,000 $26,710,000 -74.6% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $24,035,000 $25,035,000 4.2% 0.4%
Bank of America $15,075,000 $23,265,000 54.3% 0.4%
CHURCHILL MORTGAGE CORPORATION $8,745,000 $22,465,000 156.9% 0.3%
Flagstar Bank, FSB $34,235,000 $21,355,000 -37.6% 0.3%
RESIDENTIAL BANCORP. $21,005,000 $20,705,000 -1.4% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $12,940,000 $20,325,000 57.1% 0.3%
U.S. Bank $14,160,000 $18,420,000 30.1% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $19,710,000 $17,885,000 -9.3% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $10,985,000 $16,490,000 50.1% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $14,115,000 $15,795,000 11.9% 0.2%
JPMorgan Chase Bank $5,875,000 $13,025,000 121.7% 0.2%
GUARANTY MORTGAGE SERVICE, INC. $13,675,000 $12,910,000 -5.6% 0.2%
ACCELERATE MORTGAGE, LLC $1,390,000 $12,620,000 807.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $6,010,000 $11,395,000 89.6% 0.2%
PREMIA MORTGAGE, LLC $4,925,000 $11,170,000 126.8% 0.2%
Low VA Rates, LLC $13,240,000 $10,835,000 -18.2% 0.2%
Barrington Bank & Trust Company, N.A. $8,775,000 $10,430,000 18.9% 0.2%
Strong Home Mortgage, LLC $10,170,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $12,405,000 $10,125,000 -18.4% 0.2%
AMCAP MORTGAGE, LTD. $17,970,000 $9,890,000 -45.0% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $9,070,000 $9,800,000 8.0% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $9,725,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $4,275,000 $9,460,000 121.3% 0.1%
Truity Federal Credit Union $3,360,000 $9,435,000 180.8% 0.1%
NEW DAY FINANCIAL, LLC $11,360,000 $9,055,000 -20.3% 0.1%
CORNERSTONE HOME LENDING, INC. $6,880,000 $8,965,000 30.3% 0.1%
First Guaranty Mortgage Corporation $385,000 $8,775,000 2,179.2% 0.1%
MID AMERICA MORTGAGE, INC. $13,120,000 $8,750,000 -33.3% 0.1%
Chickasaw Community Bank $23,975,000 $7,825,000 -67.4% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,780,000 $7,590,000 11.9% 0.1%
Magnolia Bank $7,605,000 $7,225,000 -5.0% 0.1%
Colonial Savings, F.A. $4,045,000 $7,210,000 78.2% 0.1%
BKCO MORTGAGE, LLC $3,995,000 $7,165,000 79.3% 0.1%
ADVANCIAL $11,280,000 $6,655,000 -41.0% 0.1%
CELEBRITY HOME LOANS, LLC $6,585,000 n/a 0.1%
FirstBank $12,745,000 $6,530,000 -48.8% 0.1%
KS StateBank $10,155,000 $6,530,000 -35.7% 0.1%
Bank of England $3,945,000 $5,705,000 44.6% 0.1%
Carrington Mortgage Services, LLC $3,535,000 $5,390,000 52.5% 0.1%
WALKER & DUNLOP, LLC $5,285,000 n/a 0.1%
CMG MORTGAGE, INC. $5,130,000 $5,195,000 1.3% 0.1%
Wyndham Capital Mortgage, Inc. $5,100,000 n/a 0.1%
PLANET HOME LENDING, LLC $6,595,000 $4,565,000 -30.8% 0.1%
ZILLOW HOME LOANS, LLC $305,000 $4,390,000 1,339.3% 0.1%
TRUE NORTH FEDERAL CREDIT UNION $4,370,000 $4,170,000 -4.6% 0.1%
AmRes Corporation $4,005,000 n/a 0.1%
Axos Bank $2,665,000 $3,680,000 38.1% 0.1%
First Home Bank $2,750,000 $3,555,000 29.3% 0.1%
PHH Mortgage Corporation $2,240,000 $3,300,000 47.3% 0.1%
Paramount Bank $1,535,000 $3,075,000 100.3% 0.0%
CANOPY MORTGAGE, LLC $3,030,000 n/a 0.0%
Nations Lending Corporation $675,000 $2,970,000 340.0% 0.0%
Meridian Bank Corporation $1,710,000 $2,880,000 68.4% 0.0%
First Savings Bank $2,405,000 $2,615,000 8.7% 0.0%
UBS Bank USA $1,620,000 $2,550,000 57.4% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $610,000 $2,475,000 305.7% 0.0%
Northpointe Bank $550,000 $2,335,000 324.5% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $2,300,000 $2,175,000 -5.4% 0.0%
PNC Bank $995,000 $2,115,000 112.6% 0.0%
Paramount Residential Mortgage Group, Inc. $7,705,000 $2,105,000 -72.7% 0.0%
The Huntington National Bank $425,000 $2,060,000 384.7% 0.0%
Arbor Realty Trust, Inc. $3,045,000 $2,040,000 -33.0% 0.0%
First Federal Bank $2,420,000 $2,035,000 -15.9% 0.0%
Manufacturers and Traders Trust Company $330,000 $1,930,000 484.8% 0.0%
DAS Acquisition Company, LLC $1,920,000 n/a 0.0%
SILVER HILL FUNDING, LLC $595,000 $1,830,000 207.6% 0.0%
NP, Inc. $1,775,000 n/a 0.0%
Morgan Stanley Private Bank $1,760,000 n/a 0.0%
Prime Choice Funding Inc. $2,420,000 $1,755,000 -27.5% 0.0%
CRESCENT MORTGAGE COMPANY $325,000 $1,670,000 413.8% 0.0%
FBC MORTGAGE, LLC $520,000 $1,630,000 213.5% 0.0%
READYCAP COMMERCIAL, LLC $1,605,000 n/a 0.0%
SOFI LENDING CORP. $1,500,000 n/a 0.0%
The Central Trust Bank $1,440,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $4,125,000 $1,340,000 -67.5% 0.0%
VAN DYK MORTGAGE CORPORATION $1,340,000 n/a 0.0%
LENDERFI, INC. $1,770,000 $1,315,000 -25.7% 0.0%
Umpqua Bank $1,075,000 $1,285,000 19.5% 0.0%
Arvest Bank $295,000 $1,260,000 327.1% 0.0%
AMERICAN ADVISORS GROUP $2,320,000 $1,210,000 -47.8% 0.0%
Ally Bank $1,190,000 n/a 0.0%
EVERETT FINANCIAL, INC. $185,000 $1,190,000 543.2% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $1,135,000 n/a 0.0%
Discover Bank $805,000 $1,105,000 37.3% 0.0%
WINGS FINANCIAL $255,000 $1,070,000 319.6% 0.0%
Denali State Bank $1,935,000 $1,065,000 -45.0% 0.0%
Commerce Bank $1,005,000 n/a 0.0%
Willamette Valley Bank $305,000 $985,000 223.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $115,000 $950,000 726.1% 0.0%
SIRVA MORTGAGE, INC. $195,000 $940,000 382.1% 0.0%
First Federal Bank of Kansas City $880,000 n/a 0.0%
NBH Bank $1,385,000 $865,000 -37.5% 0.0%
Figure Lending LLC $515,000 $795,000 54.4% 0.0%
DEPARTMENT OF COMMERCE $740,000 n/a 0.0%
Armed Forces Bank $445,000 $710,000 59.6% 0.0%
PLAZA HOME MORTGAGE, INC. $5,745,000 $690,000 -88.0% 0.0%
JAMES B. NUTTER & COMPANY $760,000 $670,000 -11.8% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $670,000 n/a 0.0%
MORTGAGE ACCESS CORP. $1,375,000 $660,000 -52.0% 0.0%
MANN FINANCIAL INC. $655,000 n/a 0.0%
BELEM SERVICING LLC $620,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $1,110,000 $610,000 -45.0% 0.0%
InterContinental Capital Group, Inc $345,000 $590,000 71.0% 0.0%
Stifel Bank and Trust $700,000 $560,000 -20.0% 0.0%
Charles Schwab Bank, SSB $505,000 $530,000 5.0% 0.0%
ARC HOME LLC $290,000 $515,000 77.6% 0.0%
Community First National Bank $500,000 n/a 0.0%
CHEVRON $495,000 n/a 0.0%
Equity Prime Mortgage LLC $710,000 $490,000 -31.0% 0.0%
TIAA, FSB $3,025,000 $490,000 -83.8% 0.0%
BOKF $1,330,000 $485,000 -63.5% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $475,000 n/a 0.0%
Farmers Bank & Trust $475,000 n/a 0.0%
AVADIAN $465,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $360,000 $450,000 25.0% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $425,000 n/a 0.0%
INTERCAP LENDING INC. $1,600,000 $425,000 -73.4% 0.0%
Valley National Bank $415,000 n/a 0.0%
Bank of Whittier $395,000 n/a 0.0%
First International Bank & Trust $395,000 n/a 0.0%
First National Bank Texas $395,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $395,000 n/a 0.0%
Washington Trust Bank $385,000 n/a 0.0%
Plains Commerce Bank $125,000 $380,000 204.0% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $470,000 $370,000 -21.3% 0.0%
Atlantic Union Bank $345,000 n/a 0.0%
Citibank $325,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $325,000 n/a 0.0%
EagleBank $295,000 n/a 0.0%
SCHLUMBERGER EMPLOYEES CREDIT UNION $295,000 n/a 0.0%
City National Bank $275,000 n/a 0.0%
First Internet Bank of Indiana $1,940,000 $275,000 -85.8% 0.0%
CONSTRUCTIVE LOANS, LLC $265,000 n/a 0.0%
Lake Area Bank $265,000 n/a 0.0%
SKYONE Federal Credit Union $255,000 n/a 0.0%
Goldwater Bank, N.A. $1,070,000 $235,000 -78.0% 0.0%
ALL WESTERN MORTGAGE, INC. $225,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $225,000 n/a 0.0%
Opportunity Bank of Montana $225,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $205,000 $225,000 9.8% 0.0%
ATLANTA POSTAL $205,000 n/a 0.0%
Merchants Bank of Indiana $205,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $905,000 $205,000 -77.3% 0.0%
BMO Harris Bank $200,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $185,000 n/a 0.0%
Rock Canyon Bank $165,000 n/a 0.0%
Old Second National Bank $155,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $275,000 $155,000 -43.6% 0.0%
HomeStreet Bank $145,000 n/a 0.0%
The State Bank of Faribault $125,000 n/a 0.0%
Waterstone Mortgage Corporation $495,000 $85,000 -82.8% 0.0%
THRIVENT Federal Credit Union $75,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

ANCHORAGE's top lender by overall market share is RESIDENTIAL MORTGAGE, LLC, with 13.5% market share. In second place, with 11.3%, is Alaska USA Federal Credit Union, having originated $740,890,000 in loans. In third place, with 11.0%, is Alaska USA Mortgage Company LLC, having originated $725,855,000 in loans. In fourth place, with 6.5%, is QUICKEN LOANS, LLC, having originated $429,200,000 in loans. In fifth place, with 5.9%, is CALIBER HOME LOANS, INC., having originated $386,340,000 in loans.


ANCHORAGE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ANCHORAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $288,500 (-3.0%) $332,753 (-2.9%) 1.07 1,508
2018-02-01 $289,500 (-2.2%) $335,413 (-1.8%) 1.05 1,517
2018-03-01 $299,000 (-0.2%) $341,951 (-2.3%) 1.05 1,667
2018-04-01 $309,900 (0.0%) $348,350 (-0.4%) 1.05 1,753
2018-05-01 $314,998 (2.6%) $348,042 (1.0%) 1.05 1,927
2018-06-01 $309,900 (0.3%) $340,410 (-1.0%) 1.03 2,168
2018-07-01 $303,675 (-0.8%) $337,972 (-1.7%) 1.01 2,339
2018-08-01 $304,950 (0.8%) $340,913 (0.5%) 1.02 2,371
2018-09-01 $307,000 (3.3%) $339,410 (1.2%) 1.03 2,263
2018-10-01 $299,900 (1.2%) $335,023 (-0.1%) 1.01 2,056
2018-11-01 $299,950 (3.8%) $335,474 (1.0%) 1.02 1,874
2018-12-01 $299,900 (5.1%) $333,251 (0.6%) 1.03 1,662
2019-01-01 $299,950 (4.0%) $330,863 (-0.6%) 1.04 1,449
2019-02-01 $307,350 (6.2%) $335,554 (0.0%) 1.04 1,504
2019-03-01 $316,971 (6.0%) $343,422 (0.4%) 1.04 1,558
2019-04-01 $322,300 (4.0%) $349,421 (0.3%) 1.02 1,634
2019-05-01 $324,950 (3.2%) $353,487 (1.6%) 1.02 1,784
2019-06-01 $320,000 (3.3%) $352,525 (3.6%) 1.00 1,963
2019-07-01 $319,500 (5.2%) $351,200 (3.9%) 1.00 2,071
2019-08-01 $315,909 (3.6%) $348,038 (2.1%) 1.00 2,048
2019-09-01 $316,523 (3.1%) $348,416 (2.7%) 1.01 1,976
2019-10-01 $318,000 (6.0%) $349,485 (4.3%) 1.03 1,904
2019-11-01 $317,250 (5.8%) $350,616 (4.5%) 1.04 1,699
2019-12-01 $311,475 (3.9%) $345,087 (3.6%) 1.04 1,523
2020-01-01 $311,500 (3.9%) $347,823 (5.1%) 1.04 1,334
2020-02-01 $319,000 (3.8%) $354,968 (5.8%) 1.04 1,257
2020-03-01 $319,450 (0.8%) $356,825 (3.9%) 1.00 1,236
2020-04-01 $319,500 (-0.9%) $354,989 (1.6%) 1.00 1,301
2020-05-01 $329,900 (1.5%) $364,961 (3.3%) 1.00 1,415
2020-06-01 $330,000 (3.1%) $373,176 (5.9%) 0.97 1,422
2020-07-01 $337,000 (5.5%) $384,866 (9.6%) 0.98 1,361
2020-08-01 $334,700 (6.0%) $386,370 (11.0%) 0.96 1,347
2020-09-01 $335,000 (5.8%) $394,196 (13.1%) 0.96 1,301
2020-10-01 $325,000 (2.2%) $395,557 (13.2%) 0.93 1,180
2020-11-01 $326,450 (2.9%) $400,134 (14.1%) 0.95 1,033
2020-12-01 $328,350 (5.4%) $403,275 (16.9%) 0.98 893
2021-01-01 $326,463 (4.8%) $406,856 (17.0%) 0.97 760
2021-02-01 $337,500 (5.8%) $414,371 (16.7%) 0.98 699
2021-03-01 $353,850 (10.8%) $431,660 (21.0%) 1.00 682
2021-04-01 $357,500 (11.9%) $431,673 (21.6%) 0.97 724
2021-05-01 $360,000 (9.1%) $421,295 (15.4%) 0.95 766
2021-06-01 $350,000 (6.1%) $410,375 (10.0%) 0.92 875
2021-07-01 $350,000 (3.9%) $404,333 (5.1%) 0.92 1,000
2021-08-01 $354,350 (5.9%) $411,284 (6.5%) 0.94 1,054
2021-09-01 $355,575 (6.1%) $421,787 (7.0%) 0.95 1,027
2021-10-01 $350,000 (7.7%) $416,846 (5.4%) 0.93 912
2021-11-01 $357,450 (9.5%) $424,505 (6.1%) 0.95 712
2021-12-01 $370,000 (12.7%) $431,938 (7.1%) 1.00 570
2022-01-01 $385,000 (17.9%) $437,846 (7.6%) 1.04 437
2022-02-01 $396,500 (17.5%) $445,544 (7.5%) 1.03 374
2022-03-01 $418,625 (18.3%) $469,375 (8.7%) 1.05 387
2022-04-01 $425,000 (18.9%) $466,915 (8.2%) 1.01 498
2022-05-01 $428,375 (19.0%) $474,619 (12.7%) 0.98 674
2022-06-01 $432,475 (23.6%) $477,080 (16.3%) 0.96 854
2022-07-01 $425,000 (21.4%) $473,279 (17.1%) 0.96 1,006
2022-08-01 $429,000 (21.1%) $480,713 (16.9%) 0.99 973
2022-09-01 $439,375 (23.6%) $490,185 (16.2%) 1.03 856
2022-10-01 $430,000 (22.9%) $485,664 (16.5%) 1.01 788
ANCHORAGE's median listing price for 2022-10-01 was $430,000, a difference of $80,000 (22.9%) versus the prior year and $-9,375 versus the prior month.

ANCHORAGE's median listing price comes in at 101% of the national average.

ANCHORAGE's average listing price for 2022-10-01 was $485,664, a difference of $68,818 (16.5%) versus the prior year and $-4,521 versus the prior month.

For the 2022-10-01 period, ANCHORAGE had 788 MLS listings, a difference of -68 listings (-8%) versus the prior month and -124 listings (-14%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ANCHORAGE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 93 days 1,717 sqft
2018-02-01 78 days 1,729 sqft
2018-03-01 57 days 1,771 sqft
2018-04-01 52 days 1,800 sqft
2018-05-01 50 days 1,823 sqft
2018-06-01 50 days 1,816 sqft
2018-07-01 55 days 1,805 sqft
2018-08-01 59 days 1,805 sqft
2018-09-01 70 days 1,800 sqft
2018-10-01 79 days 1,779 sqft
2018-11-01 89 days 1,788 sqft
2018-12-01 99 days 1,770 sqft
2019-01-01 101 days 1,777 sqft
2019-02-01 90 days 1,782 sqft
2019-03-01 64 days 1,809 sqft
2019-04-01 51 days 1,840 sqft
2019-05-01 50 days 1,842 sqft
2019-06-01 52 days 1,852 sqft
2019-07-01 58 days 1,862 sqft
2019-08-01 62 days 1,837 sqft
2019-09-01 67 days 1,830 sqft
2019-10-01 72 days 1,824 sqft
2019-11-01 81 days 1,800 sqft
2019-12-01 92 days 1,753 sqft
2020-01-01 88 days 1,746 sqft
2020-02-01 73 days 1,776 sqft
2020-03-01 53 days 1,793 sqft
2020-04-01 57 days 1,801 sqft
2020-05-01 54 days 1,832 sqft
2020-06-01 43 days 1,834 sqft
2020-07-01 44 days 1,832 sqft
2020-08-01 45 days 1,793 sqft
2020-09-01 47 days 1,800 sqft
2020-10-01 56 days 1,744 sqft
2020-11-01 67 days 1,704 sqft
2020-12-01 76 days 1,704 sqft
2021-01-01 73 days 1,694 sqft
2021-02-01 46 days 1,707 sqft
2021-03-01 39 days 1,769 sqft
2021-04-01 30 days 1,788 sqft
2021-05-01 25 days 1,798 sqft
2021-06-01 25 days 1,793 sqft
2021-07-01 29 days 1,800 sqft
2021-08-01 33 days 1,798 sqft
2021-09-01 42 days 1,792 sqft
2021-10-01 46 days 1,737 sqft
2021-11-01 56 days 1,744 sqft
2021-12-01 70 days 1,728 sqft
2022-01-01 82 days 1,741 sqft
2022-02-01 35 days 1,793 sqft
2022-03-01 16 days 1,808 sqft
2022-04-01 15 days 1,816 sqft
2022-05-01 19 days 1,869 sqft
2022-06-01 23 days 1,897 sqft
2022-07-01 29 days 1,900 sqft
2022-08-01 43 days 1,926 sqft
2022-09-01 53 days 1,949 sqft
2022-10-01 58 days 1,920 sqft
ANCHORAGE's median listing age (time on market) for 2022-10-01 was 58 days. This is 26% longer than the same period one year ago.

ANCHORAGE's median square footage for active listings during the 2022-10-01 period was 1,920 sqft. One year prior, the average listing was 1,737 sqft.

ANCHORAGE, AK Average Rent (2022)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
99501 Anchorage, AK $840 $900 $1,190 $1,690 $2,040
99502 Anchorage, AK $860 $930 $1,230 $1,750 $2,110
99503 Anchorage, AK $790 $840 $1,100 $1,580 $1,910
99504 Anchorage, AK $860 $930 $1,230 $1,750 $2,110
99505 Anchorage, AK $1,310 $1,420 $1,870 $2,660 $3,200
99506 Anchorage, AK $1,300 $1,410 $1,850 $2,630 $3,170
99507 Anchorage, AK $940 $1,020 $1,340 $1,900 $2,290
99508 Anchorage, AK $790 $860 $1,130 $1,610 $1,930
99509 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99510 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99511 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99513 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99514 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99515 Anchorage, AK $980 $1,060 $1,400 $1,990 $2,400
99516 Anchorage, AK $1,220 $1,310 $1,730 $2,460 $2,960
99517 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99518 Anchorage, AK $980 $1,060 $1,400 $1,990 $2,400
99519 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99520 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99521 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99522 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99523 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99524 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99529 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99530 Anchorage, AK $880 $950 $1,250 $1,780 $2,140
99540 Anchorage, AK $1,100 $1,180 $1,560 $2,220 $2,670
99567 Anchorage, AK $790 $840 $1,100 $1,580 $1,910
99577 Anchorage, AK $1,260 $1,360 $1,790 $2,540 $3,060
99587 Anchorage, AK $830 $900 $1,180 $1,680 $2,020
99599 Anchorage, AK $880 $950 $1,250 $1,780 $2,140

2022 Average & Median Rent Data Statistics
ANCHORAGE, AK average 1BR rent: $1,009, median: $950
ANCHORAGE, AK average 2BR rent: $1,328, median: $1,250
ANCHORAGE, AK average 3BR rent: $1,891, median: $1,780

ANCHORAGE, AK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 9,231 $3,111,775,000 $337,101
Refi 9,006 $2,579,100,000 $286,376
Cash Out Refi 3,058 $829,800,000 $271,354
Home Improvement 202 $21,760,000 $107,723
Other 153 $28,905,000 $188,922
NA 1 $1,475,000 $1,475,000

Anchorage's most frequently cited loan purpose was Home Purchase, with 9,231 originations. The 2nd most popular reason was Refi, with 9,006 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 10,295 $3,174,935,000 $308,396
<2.5% 6,278 $1,962,160,000 $312,545
3-4% 4,625 $1,306,935,000 $282,581
4-5% 290 $78,710,000 $271,414
5-6% 100 $41,280,000 $412,800
Over 8% 24 $2,840,000 $118,333
7-8% 17 $1,145,000 $67,353
6-7% 12 $1,870,000 $155,833

During 2021, Anchorage's most frequently originated rate bucket was 2.5-3%, with 10,295 originations.

Loan Sizing (ANCHORAGE, AK MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 12,693 $3,685,825,000 $290,382
$100k-200k 4,082 $648,440,000 $158,854
$400k-600k 3,436 $1,625,300,000 $473,021
$100,000 or less 704 $46,480,000 $66,023
$600k-1000k 668 $471,150,000 $705,314
$Over $1MM 68 $95,620,000 $1,406,176

ANCHORAGE's loan sizing saw the bucket of loans from $200k-400k with 12,693 originations, totaling $3,685,825,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 9,237 $3,091,555,000 $334,693
60-80% 6,084 $1,821,220,000 $299,346
40-60% 2,004 $466,280,000 $232,675
Over 100% 871 $349,815,000 $401,625
20-40% 624 $91,120,000 $146,026
Under 20% 204 $14,140,000 $69,314

ANCHORAGE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 9,237 originations, totaling $3,091,555,000 in origination value.