Anchorage VA Loan Rates, Closing Costs & Stats
ANCHORAGE, AK
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who
have served or are presently serving in the U.S. military. The VA does not directly lend,
it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will
also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan,
it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out
refis.
For additional benefits of VA loans, click here.
Anchorage's 77 lenders originated 1,734 VA
loans during 2024. The total origination value was $753,590,000, with an average VA loan value of
$434,596.
Anchorage VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Anchorage
averaged
0.34%
for the week of 2025-06-20, compared to the national average (all VA variants) of
0% for the same period.
Anchorage's average VA mortgage closing costs are $7,704.
The average rate for the prior week (2025-06-13) was
6.78% and
one month ago for the week of 2025-05-16, the
average rate was 6.64%.
The average rate one year ago was 6.44%.
For refis of the same type during the week of 2025-06-20, the average rate
was -0.48%.
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.
Anchorage VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender
at the Anchorage level.
Name |
# of Loans |
2024 Avg. 30yFix Rate |
2024 Avg. Closing Costs |
Mortgage Research Center, LLC
|
221
|
6.25%
|
$7,848
|
UNITED WHOLESALE MORTGAGE, LLC
|
130
|
6.07%
|
$10,886
|
NEWREZ LLC
|
129
|
6.31%
|
$12,016
|
RESIDENTIAL MORTGAGE, LLC
|
109
|
6.03%
|
$10,834
|
Alaska USA Federal Credit Union
|
88
|
6.17%
|
$9,014
|
MOVEMENT MORTGAGE, LLC
|
69
|
6.13%
|
$11,706
|
FREEDOM MORTGAGE CORPORATION
|
66
|
6.00%
|
$10,277
|
QUICKEN LOANS, LLC
|
62
|
6.05%
|
$13,711
|
PENNYMAC LOAN SERVICES, LLC
|
61
|
5.53%
|
$9,200
|
NAVY FEDERAL CREDIT UNION
|
45
|
5.86%
|
$7,775
|
USAA Federal Savings Bank
|
42
|
6.26%
|
$8,546
|
GUARANTEED RATE, INC.
|
38
|
6.10%
|
$8,913
|
The Loan Store, Inc.
|
34
|
5.94%
|
$11,360
|
ARK-LA-TEX FINANCIAL SERVICES, LLC.
|
31
|
6.34%
|
$11,658
|
The Federal Savings Bank
|
30
|
6.23%
|
$20,603
|
CANOPY MORTGAGE, LLC
|
25
|
6.01%
|
$14,107
|
VILLAGE CAPITAL MORTGAGE
|
24
|
5.65%
|
$7,962
|
North American Savings Bank, F.S.B.
|
23
|
5.76%
|
$14,253
|
PRIMELENDING, A PLAINSCAPITAL COMPANY
|
21
|
6.02%
|
$7,971
|
LAKEVIEW LOAN SERVICING, LLC
|
18
|
5.82%
|
$5,925
|
NBKC BANK
|
16
|
5.98%
|
$9,074
|
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
|
15
|
6.30%
|
$14,449
|
LOANDEPOT.COM, LLC
|
13
|
5.59%
|
$10,330
|
GUILD MORTGAGE COMPANY
|
11
|
6.11%
|
$10,437
|
HOMEOWNERS FINANCIAL GROUP USA, LLC
|
11
|
6.14%
|
$10,425
|
Century Mortgage Company DBA Century Lending Company
|
10
|
6.01%
|
$7,905
|
Paramount Residential Mortgage Group, Inc.
|
10
|
6.35%
|
$15,705
|
BROKER SOLUTIONS, INC.
|
10
|
6.09%
|
$16,919
|
PLAZA HOME MORTGAGE, INC.
|
10
|
5.51%
|
$13,712
|
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
|
8
|
6.31%
|
$11,734
|
PRIMARY RESIDENTIAL MORTGAGE, INC.
|
8
|
5.73%
|
$821
|
PLANET HOME LENDING, LLC
|
7
|
5.82%
|
$4,269
|
Plains Commerce Bank
|
7
|
5.95%
|
$12,852
|
Flagstar Bank, FSB
|
7
|
5.39%
|
$10,888
|
CMG MORTGAGE, INC.
|
6
|
6.25%
|
$14,409
|
CROSSCOUNTRY MORTGAGE, LLC
|
6
|
6.00%
|
$5,377
|
First National Bank Alaska
|
6
|
6.13%
|
$8,246
|
GENEVA FINANCIAL, LLC
|
6
|
6.27%
|
$12,319
|
Prosperity Home Mortgage, LLC
|
5
|
5.80%
|
$11,710
|
UNION HOME MORTGAGE CORP.
|
5
|
6.18%
|
$10,179
|
SUN WEST MORTGAGE COMPANY, INC.
|
5
|
5.95%
|
$8,125
|
Mr. Cooper ( Nationstar Mortgage )
|
5
|
6.35%
|
$12,354
|
Magnolia Bank
|
4
|
6.03%
|
$20,536
|
Barrington Bank & Trust Company, N.A.
|
4
|
6.63%
|
$10,714
|
MUTUAL OF OMAHA MORTGAGE, INC.
|
4
|
5.50%
|
$10,929
|
NEW DAY FINANCIAL, LLC
|
4
|
7.87%
|
$15,869
|
NuVision Federal Credit Union
|
3
|
5.96%
|
$9,726
|
Armed Forces Bank
|
3
|
6.08%
|
$4,906
|
AMERICAN FINANCING CORPORATION
|
3
|
5.92%
|
$17,190
|
Wells Fargo Bank
|
3
|
5.75%
|
$13,329
|
CITY FIRST MORTGAGE SERVICES, L.L.C.
|
3
|
5.67%
|
$16,407
|
NP, Inc.
|
3
|
6.67%
|
$4,788
|
AMERICAN FINANCIAL NETWORK, INC.
|
2
|
6.31%
|
$20,408
|
CREDIT UNION 1
|
2
|
5.88%
|
$7,673
|
AmeriHome Mortgage Company, LLC
|
2
|
6.38%
|
$7,340
|
PREMIA MORTGAGE, LLC
|
2
|
5.31%
|
$8,829
|
ENVOY MORTGAGE, LTD
|
2
|
5.94%
|
$4,494
|
AMERISAVE MORTGAGE CORPORATION
|
2
|
5.75%
|
$22,912
|
AMERICAN FINANCIAL RESOURCES, INC.
|
2
|
5.75%
|
$19,510
|
AMERICAN PACIFIC MORTGAGE CORPORATION
|
2
|
6.37%
|
$18,719
|
ZILLOW HOME LOANS, LLC
|
1
|
6.75%
|
$575
|
GoPrime Mortgage, Inc.
|
1
|
6.50%
|
$11,296
|
First Federal Bank
|
1
|
6.13%
|
$2,352
|
Farmers Bank & Trust
|
1
|
5.75%
|
$11,677
|
Evolve Bank & Trust
|
1
|
5.75%
|
$6,597
|
DIRECTORS MORTGAGE, INC.
|
1
|
6.88%
|
$24,363
|
NORWICH COMMERCIAL GROUP, INC.
|
1
|
6.25%
|
$16,138
|
CORNERSTONE HOME LENDING, INC.
|
1
|
5.63%
|
$35,560
|
PENTAGON FEDERAL CREDIT UNION
|
1
|
5.63%
|
$3,732
|
PHH Mortgage Corporation
|
1
|
5.63%
|
$5,475
|
CHURCHILL MORTGAGE CORPORATION
|
1
|
6.63%
|
$16,200
|
Chickasaw Community Bank
|
1
|
6.63%
|
$20,101
|
BETTER MORTGAGE CORPORATION
|
1
|
6.50%
|
$6,471
|
RESIDENTIAL BANCORP
|
1
|
6.13%
|
$674
|
Sierra Pacific Mortgage Company, Inc.
|
1
|
6.00%
|
$8,359
|
TRUE NORTH FEDERAL CREDIT UNION
|
1
|
6.38%
|
$10,099
|
U.S. Bank
|
1
|
5.63%
|
$5,086
|
The top Anchorage VA lender as defined by loan originations is Mortgage Research Center, LLC, with
221 VA loans originated. Their average total fees are
$7,848, which is $3,038
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Anchorage VA lenders (with over 10 loans originated) are
LAKEVIEW LOAN SERVICING, LLC ($5,925), NAVY FEDERAL CREDIT UNION ($7,775), Mortgage Research Center, LLC ($7,848), Century Mortgage Company DBA Century Lending Company ($7,905) and VILLAGE CAPITAL MORTGAGE ($7,962).
The lowest rate Anchorage VA lenders (with over 10 loans originated) are
PLAZA HOME MORTGAGE, INC. (5.51%), PENNYMAC LOAN SERVICES, LLC (5.53%), LOANDEPOT.COM, LLC (5.59%), VILLAGE CAPITAL MORTGAGE (5.65%) and North American Savings Bank, F.S.B. (5.76%).
VA Loan Features
No down payment required
Negotiable and competitive interest rate.
Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent
and exemption for veterans receiving VA compensation).
VA rules limit the amount you can be charged for closing costs.
Closing costs are comparable with other financing types (and may be lower).
Closing costs may be paid by the seller.
No private mortgage insurance premiums are required.
An assumable mortgage.
Right to prepay your mortgage without penalty.
For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain
cooperation of builder.
VA assistance to veteran borrowers in default due to temporary financial difficulty.