East West Bank Mortgage Rates, Fees & Info

Pasadena, CA

LEI: F28JOQ8OBWCFUYM0UX93

Tax ID: 95-2795851

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    East West Bank is a mid-sized bank specializing in Home Purchase and Refi loans. East West Bank has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, New York, San Francisco, Riverside, and Seattle among others. We have data for 27 markets. (Some data included below & more in-depth data is available with an active subscription.)

    East West Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. East West Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.98% 4/22/24
    30 Year Conventional Purchase 6.50% 4/22/24
    30 Year Conventional Refi 6.84% 4/22/24
    30 Year Cash-out Refi 7.00% 4/22/24
    15 Year Conventional Purchase 6.48% 4/22/24
    15 Year Conventional Refi 6.56% 4/22/24
    15 Year Cash-out Refi 6.56% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    East West Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from East West Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    6,162

    Origination Dollar Volume (All Markets)

    $3,326,310,000

    Employee count

    3,214

    Awards

    East West Bank 30 Year Conventional Loans bronze East West Bank 30 Year Conventional Loans silver
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,847 $1,177,495,000 $637,518 $7,072 4.07%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,722 $900,480,000 $522,927 $10,100 4.14%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 526 $340,460,000 $647,262 $6,627 4.17%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 628 $238,390,000 $379,602 $6,051 4.17%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 381 $225,435,000 $591,693 $7,073 4.04%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 182 $162,110,000 $890,714 $5,810 4.07%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 147 $84,255,000 $573,163 $5,154 4.09%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 71 $46,415,000 $653,732 $7,487 4.12%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 214 $44,700,000 $208,879 $2,971 4.29%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 131 $35,585,000 $271,641 $3,760 4.14%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 190 $32,840,000 $172,842 $4,651 4.19%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 50 $13,060,000 $261,200 $5,124 4.17%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 44 $12,310,000 $279,773 $3,379 4.14%
    BAKERSFIELD, CA (FHA|USDA|VA) 5 $7,125,000 $1,425,000 $0 3.91%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $1,065,000 $213,000 $0 3.75%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $825,000 $825,000 $0 3.50%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $685,000 $228,333 $0 4.08%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $635,000 $635,000 $0 3.25%
    Jefferson, GA (FHA|USDA|VA) 4 $540,000 $135,000 $0 4.50%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $505,000 $168,333 $4,957 4.38%
    STOCKTON, CA (FHA|USDA|VA) 1 $395,000 $395,000 $5,559 4.25%
    GAINESVILLE, GA (FHA|USDA|VA) 1 $255,000 $255,000 $4,385 4.00%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $255,000 $255,000 $1,246 2.63%
    REDDING, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.50%
    VISALIA, CA (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.88%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.00%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.50%
    East West Bank's top markets include Los Angeles, New York, San Francisco, Riverside, and Seattle among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against East West Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    The First National Bank of Long Island
    Similarity Rank: 134
    North Jersey Federal Credit Union
    Similarity Rank: 247
    LUSO-AMERICAN CREDIT UNION
    Similarity Rank: 258
    Piscataqua Savings Bank
    Similarity Rank: 310
    HERITAGE COMMUNITY CREDIT UNION
    Similarity Rank: 330
    Chaffey Federal Credit Union
    Similarity Rank: 345
    TRISTAR FINANCE, INC.
    Similarity Rank: 378
    MANHATTAN FINANCIAL GROUP, INC.
    Similarity Rank: 384
    N C P D Federal Credit Union
    Similarity Rank: 482
    COMMUNITY CREDIT UNION OF LYNN
    Similarity Rank: 525

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,675 $2,574,735,000 $550,745 $8,026 4.14%
    HELOC 1,487 $751,575,000 $505,430 n/a 4.04%

    For 2020, East West Bank's most frequently originated type of loan was Conventional, with 4,675 originations. Their 2nd most popular type was HELOC, with 1,487 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,647 $1,925,925,000 $528,085 $8,831 4.18%
    Refi 1,157 $709,225,000 $612,986 $7,093 3.90%
    Cash Out Refi 733 $404,355,000 $551,644 $6,531 4.06%
    Other 404 $178,920,000 $442,871 $7,397 4.24%
    Home Improvement 221 $107,885,000 $488,167 $6,545 4.27%

    For 2020, East West Bank's most frequently cited loan purpose was Home Purchase, with 3,647 originations. The 2nd most popular reason was Refi, with 1,157 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,451 $2,425,015,000 $544,825 $7,538 4.17%
    15 Year 1,622 $725,310,000 $447,170 $8,691 4.00%
    10 Year 41 $114,365,000 $2,789,390 $0 3.68%
    Other 36 $15,410,000 $428,056 $0 3.89%
    5 Year 7 $16,525,000 $2,360,714 $0 3.66%
    3 Year 5 $29,685,000 $5,937,000 $0 3.47%

    For 2020, East West Bank's most frequently cited loan duration was 30 Year, with 4,451 originations. The 2nd most popular length was 15 Year, with 1,622 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 781 $594,115,000 $760,711
    $2k-3k 452 $157,060,000 $347,478
    $4k-5k 367 $185,085,000 $504,319
    $3k-4k 335 $165,065,000 $492,731
    $<1k 280 $71,550,000 $255,536
    $1k-2k 155 $52,015,000 $335,581

    East West Bank's average total fees were $7,538, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 781 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 3,365 $1,738,255,000 $516,569
    3-4% 2,298 $1,349,880,000 $587,415
    5-6% 234 $110,260,000 $471,197
    2.5-3% 143 $86,185,000 $602,692
    <2.5% 94 $30,530,000 $324,787
    6-7% 28 $11,200,000 $400,000

    During 2020, East West Bank's average interest rate for loans was 4.17%, while their most frequently originated rate bucket for loans was 4-5%, with 3,365 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,992 $600,800,000 $301,606 $5,991 4.09%
    $400k-600k 1,629 $784,665,000 $481,685 $8,601 4.09%
    $600k-1MM 1,209 $906,225,000 $749,566 $10,668 4.16%
    $100k-200k 623 $96,645,000 $155,128 $3,260 4.23%
    $1MM+ 586 $930,640,000 $1,588,123 $13,340 4.06%
    $100,000 or less 123 $7,335,000 $59,634 $2,417 4.28%

    2020 saw East West Bank place emphasis on $200k-400k loans with 1,992 originations, totaling $600,800,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 67 $22,385,000 $334,104 $4,288 3.19%
    $50k-75k 66 $11,210,000 $169,848 $3,201 3.71%
    $150k-250k 58 $21,430,000 $369,483 $3,810 2.98%
    $50k or less 46 $6,200,000 $134,783 $3,036 3.85%
    $75k-100k 46 $13,210,000 $287,174 $3,516 3.21%
    $250k+ 13 $6,325,000 $486,538 $2,818 3.09%

    East West Bank lent most frequently to those with incomes in the $100k-150k range, with 67 originations. The second most popular income band? $50k-75k, with 66 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 63 $18,675,000 $296,429 $2,971 2.84%
    30-36% 60 $18,830,000 $313,833 $3,344 3.06%
    <20% 28 $7,510,000 $268,214 $2,528 3.09%
    38% 18 $5,750,000 $319,444 $2,948 2.98%
    44% 15 $5,415,000 $361,000 $4,201 2.64%
    48% 14 $4,500,000 $321,429 $3,357 3.17%
    49% 13 $3,035,000 $233,462 $2,322 3.05%
    36% 13 $4,125,000 $317,308 $3,320 2.70%
    42% 12 $3,580,000 $298,333 $2,679 3.09%
    45% 10 $3,400,000 $340,000 $3,191 2.54%
    39% 10 $3,060,000 $306,000 $3,076 3.18%
    50-60% 10 $1,880,000 $188,000 $3,354 4.95%
    41% 9 $2,725,000 $302,778 $3,784 2.94%
    40% 9 $2,795,000 $310,556 $4,639 2.96%
    47% 9 $2,945,000 $327,222 $3,232 2.82%
    37% 8 $1,850,000 $231,250 $3,670 3.30%
    43% 8 $2,710,000 $338,750 $2,150 3.06%
    46% 6 $1,740,000 $290,000 $2,761 2.92%
    >60% 1 $285,000 $285,000 $4,551 4.25%

    East West Bank lent most frequently to those with DTI ratios of 20-30%, with 63 originations. The next most common DTI ratio? 30-36%, with 60 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 4,892 $2,482,870,000 $507,537 $8,282 4.11%
    Not applicable 482 $474,930,000 $985,332 $0 4.10%
    White 455 $216,895,000 $476,692 $5,565 4.23%
    Not provided 168 $87,280,000 $519,524 $7,666 4.13%
    Chinese 91 $40,515,000 $445,220 $6,143 4.09%
    Black 60 $15,140,000 $252,333 $5,428 3.83%
    Native Hawaiian or Islander 4 $2,520,000 $630,000 $4,346 3.91%
    Asian Indian 1 $1,525,000 $1,525,000 $21,717 5.00%
    Filipino 1 $1,085,000 $1,085,000 $0 3.75%
    Other Asian 2 $1,050,000 $525,000 $4,412 3.94%
    American Indian 2 $1,040,000 $520,000 $0 4.25%
    Vietnamese 2 $910,000 $455,000 $11,718 3.88%
    Korean 1 $355,000 $355,000 $5,589 4.50%
    Other Pacific Islander 1 $195,000 $195,000 $1,941 4.50%

    Approval Rates

    Total approvals of all applications
    90.66%

    East West Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.23%

    East West Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,162 $3,326,310,000 $539,810

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 199 $323,345,000 $1,624,849
    Single Family (1-4 Units):Manufactured 6 $970,000 $161,667
    Single Family (1-4 Units):Site-Built 5,957 $3,001,995,000 $503,944

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 824 $384,140,000 $466,189 $6,363 4.06%
    40-60% 3,151 $1,825,405,000 $579,310 $8,724 4.11%
    60-80% 1,996 $1,068,810,000 $535,476 $7,930 4.14%
    80-100% 23 $5,655,000 $245,870 $4,854 3.38%
    Under 20% 168 $42,300,000 $251,786 $4,916 4.42%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    EAST WEST BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 5 50.0%
    EAST WEST BANK Conventional home mortgage Struggling to pay mortgage 1 10.0%
    EAST WEST BANK Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 2 20.0%
    EAST WEST BANK Home equity loan or line of credit (HELOC) Trouble during payment process 1 10.0%
    EAST WEST BANK Other type of mortgage Closing on a mortgage 1 10.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    East West Bank 14845 Jeffrey Road Irvine, CA 92618 Full Service B&M $264,879
    East West Bank 1001 Fair Oaks Ave South Pasadena, CA 91030 Full Service B&M $222,952
    East West Bank 1001 Story Road, Suite 130 San Jose, CA 95122 Full Service B&M $117,757
    East West Bank 1015 Nogales Street Rowland Heights, CA 91748 Full Service Retail $92,599
    East West Bank 1015 South Nogales Street #102 Rowland Heights, CA 91748 Full Service B&M $391,220
    East West Bank 1038 South Baldwin Avenue Arcadia, CA 91007 Full Service B&M $456,803
    East West Bank 10623 Bellaire Boulevard, Suite 100 Houston, TX 77072 Full Service B&M $41,602
    East West Bank 1066 Grant Ave. San Francisco, CA 94133 Full Service B&M $200,829
    East West Bank 10900 N.E. 4th Street, Suite 200 Bellevue, WA 98004 Full Service B&M $431,625
    East West Bank 1101 West Valley Boulevard Suite 101 Alhambra, CA 91803 Full Service B&M $105,124
    East West Bank 11812 East South Street Cerritos, CA 90703 Full Service B&M $237,529
    East West Bank 15144 Southwest Freeway Sugar Land, TX 77478 Full Service B&M $121,127
    East West Bank 1241 Stockton Street San Francisco, CA 94133 Full Service B&M $166,332
    East West Bank 1300 S. Golden West Avenue Arcadia, CA 91007 Full Service Retail $100,751
    East West Bank 1301 Noriega Street San Francisco, CA 94122 Full Service B&M $137,887
    East West Bank 1301 Stockton Street San Francisco, CA 94133 Full Service B&M $232,459
    East West Bank 1322-1328 Avenue U Brooklyn, NY 11229 Full Service B&M $75,561
    East West Bank 13480 Veterans Memorial Dr Houston, TX 77014 Full Service B&M $31,205
    East West Bank 135 N. Los Robles Ave., Suite #100 Pasadena, CA 91101 Full Service B&M $1,313,761
    East West Bank 135 N. Los Robles Avenue, 7th Floor Pasadena, CA 91101 Full Service B&M $0
    East West Bank 135-11 Roosevelt Avenue Flushing, NY 11354 Full Service B&M $117,430
    East West Bank 140 West Valley Boulevard San Gabriel, CA 91776 Full Service Retail $54,780
    East West Bank 15333 Culver Drive #670 Irvine, CA 92604 Full Service B&M $196,930
    East West Bank 15333 Culver Drive #800 Irvine, CA 92604 Full Service Retail $90,758
    East West Bank 2527 Royal Lane, Suite 155 Dallas, TX 75229 Full Service B&M $34,859
    East West Bank 15821 Ventura Boulevard Suite 185 Encino, CA 91436 Full Service B&M $141,348
    East West Bank 1680 South Azusa Avenue Rowland Heights, CA 91748 Full Service B&M $640,237
    East West Bank 1728 Hostetter Road Suite 10 San Jose, CA 95131 Full Service B&M $239,898
    East West Bank 17713 Pioneer Blvd Artesia, CA 90701 Full Service Retail $164,551
    East West Bank 17801 Pioneer Boulevard, Suites I & J Artesia, CA 90701 Full Service B&M $111,414
    East West Bank 18458 Colima Road Rowland Heights, CA 91748 Full Service B&M $388,887
    East West Bank 18645 East Gale Avenue Suite 100 Rowland Heights, CA 91748 Full Service B&M $392,266
    East West Bank 1881 W Main Street Ground Floor Alhambra, CA 91801 Full Service B&M $191,107
    East West Bank 192 Skyline Plaza Daly City, CA 94015 Full Service B&M $149,980
    East West Bank 19540 Jamboree Rd., Ste 150 Irvine, CA 92612 Full Service B&M $502,404
    East West Bank 19625 Stevens Creek Blvd. Cupertino, CA 95014 Full Service B&M $565,505
    East West Bank 338 Barber Lane Milpitas, CA 95035 Full Service Retail $30,975
    East West Bank 19756 East Colima Road Rowland Heights, CA 91748 Full Service B&M $602,905
    East West Bank 200 East Duarte Rd Arcadia, CA 91006 Full Service B&M $265,964
    East West Bank 20607 Amar Road Suite 1 Walnut, CA 91789 Full Service B&M $212,191
    East West Bank 208 Canal Street New York, NY 10013 Full Service B&M $344,557
    East West Bank 2090 Huntington Drive San Marino, CA 91108 Full Service B&M $331,185
    East West Bank 219 Quincy Avenue Quincy, MA 2169 Full Service B&M $104,136
    East West Bank 22008 Avalon Blvd Carson, CA 90745 Full Service B&M $165,294
    East West Bank 2219 Irving Street San Francisco, CA 94122 Full Service B&M $105,487
    East West Bank 228 West Garvey Avenue Monterey Park, CA 91754 Full Service B&M $507,508
    East West Bank 2331 130th Avenue Northeast, Suite 104 Bellevue, WA 98005 Full Service B&M $399,729
    East West Bank 23737 Hawthorne Boulevard Torrance, CA 90505 Full Service B&M $268,750
    East West Bank 2496 Glendale Blvd Los Angeles, CA 90039 Full Service B&M $108,526
    East West Bank 2533 Noriega Street San Francisco, CA 94122 Full Service B&M $137,232
    East West Bank 2540 Pleasant Hill Road Duluth, GA 30096 Full Service B&M $814,806
    East West Bank 2601 N Broadway Los Angeles, CA 90031 Full Service B&M $55,338
    East West Bank 27 East 4th Avenue San Mateo, CA 94401 Full Service B&M $445,139
    East West Bank 2727 Paces Ferry Road, N.W., Suite 150 Atlanta, GA 30339 Full Service B&M $163,033
    East West Bank 27421 Hawthorne Blvd Palos Verdes Peninsula, CA 90274 Full Service B&M $166,770
    East West Bank 275 West Campbell Road, Suite 111 Richardson, TX 75080 Full Service B&M $52,794
    East West Bank 2808 Milam Street, Suite A Houston, TX 77006 Full Service B&M $107,757
    East West Bank 2825 Via Campo Montebello, CA 90640 Full Service B&M $115,866
    East West Bank 2959 Chino Avenue Chino Hills, CA 91709 Full Service Retail $72,604
    East West Bank 2996a South Norfolk Street San Mateo, CA 94403 Full Service B&M $127,434
    East West Bank 3237 E. Guasti Rd., #110 Ontario, CA 91761 Full Service B&M $257,641
    East West Bank 34420 Fremont Boulevard, Suite F Fremont, CA 94555 Full Service B&M $287,954
    East West Bank 3490 Shallowford Road, Suite 100 Atlanta, GA 30341 Full Service B&M $176,758
    East West Bank 35233 Newark Boulevard, Suite E Newark, CA 94560 Full Service B&M $106,004
    East West Bank 3601 Balboa Street San Francisco, CA 94121 Full Service B&M $116,763
    East West Bank 379 S Diamond Bar Blvd Diamond Bar, CA 91765 Full Service B&M $383,776
    East West Bank 38-05 Union Street Flushing, NY 11354 Full Service B&M $268,393
    East West Bank 3911 West Park Boulevard Suite 601 Plano, TX 75075 Full Service B&M $43,469
    East West Bank 3920 North Peck Road El Monte, CA 91734 Full Service B&M $118,705
    East West Bank 403 W Valley Blvd Alhambra, CA 91803 Full Service B&M $218,707
    East West Bank 4299 Rosewood Drive Suite 108 Pleasanton, CA 94588 Full Service B&M $59,918
    East West Bank 4639 Highway 6 Sugar Land, TX 77479 Full Service B&M $84,625
    East West Bank 46615 Mission Boulevard Fremont, CA 94539 Full Service B&M $155,946
    East West Bank 4711 Spring Mountain Road Las Vegas, NV 89102 Full Service B&M $180,761
    East West Bank 4790 Freeport Blvd Sacramento, CA 95822 Full Service B&M $132,800
    East West Bank 498 Clement Street San Francisco, CA 94118 Full Service B&M $180,266
    East West Bank 520 North Central Avenue Glendale, CA 91203 Full Service B&M $86,216
    East West Bank 535 Madison Avenue, 8th Floor New York, NY 10022 Limited, Drive-thru $0
    East West Bank 5402 Walnut Avenue Irvine, CA 92604 Full Service Retail $68,157
    East West Bank 5501 Geary Boulevard San Francisco, CA 94121 Full Service B&M $150,281
    East West Bank 555 Montgomery Street San Francisco, CA 94111 Full Service B&M $369,575
    East West Bank 5607 North Rosemead Blvd. Temple City, CA 91780 Full Service B&M $191,308
    East West Bank 5801 8th Avenue Brooklyn, NY 11220 Full Service B&M $114,040
    East West Bank 624 South Grand Avenue, Suite 100 Los Angeles, CA 90017 Full Service B&M $690,172
    East West Bank 6450 North Sepulveda Blvd Van Nuys, CA 91411 Full Service Retail $86,432
    East West Bank 651 N. Euclid Street Anaheim, CA 92801 Full Service Retail $43,576
    East West Bank 668 South Lane Street, Suite 101 Seattle, WA 98104 Full Service B&M $224,403
    East West Bank 6730 Capitol Houston, TX 77011 Limited, Drive-thru $0
    East West Bank 6730 Capitol Street Houston, TX 77011 Full Service B&M $73,297
    East West Bank 68 Harrison Avenue Boston, MA 2111 Full Service B&M $395,149
    East West Bank 720 W. Garvey Ave, Monterey Park, CA 91754 Full Service B&M $165,076
    East West Bank 7320 Clairemont Mesa Boulevard San Diego, CA 92111 Full Service B&M $149,919
    East West Bank 743 Washington Street San Francisco, CA 94108 Full Service B&M $124,770
    East West Bank 767 North Hill Street Los Angeles, CA 90012 Full Service B&M $113,280
    East West Bank 77 Bowery New York, NY 10002 Full Service B&M $241,414
    East West Bank 800 East Valley Boulevard San Gabriel, CA 91776 Full Service B&M $604,942
    East West Bank 805 Huntington Dr San Marino, CA 91108 Full Service B&M $878,126
    East West Bank 8168 E Garvey Ave Rosemead, CA 91770 Full Service B&M $201,319
    East West Bank 855 South Atlantic Blvd. Monterey Park, CA 91754 Full Service B&M $555,610
    East West Bank 900 Kearny Street San Francisco, CA 94133 Full Service B&M $89,585
    East West Bank 900 North Broadway Ste 1000 Los Angeles, CA 90012 Full Service B&M $267,332
    East West Bank 900 Webster Street Oakland, CA 94607 Full Service B&M $509,161
    East West Bank 9032 Bolsa Ave Westminster, CA 92683 Full Service B&M $122,808
    East West Bank 9090 Katy Freeway 1st Floor Houston, TX 77024 Full Service B&M $130,892
    East West Bank 9300 Flair Drive El Monte, CA 91731 Full Service Cyber Office $13,384,734
    East West Bank 9378 Wilshire Blvd., Ste 100 Beverly Hills, CA 90212 Full Service B&M $812,171
    East West Bank 9550 Flair Drive El Monte, CA 91731 Full Service B&M $120,868
    East West Bank 9600 Bellaire Boulevard, Suite 101 Houston, TX 77036 Full Service B&M $242,532
    East West Bank 9709 Third Avenue, N.E. Suite 110 Seattle, WA 98115 Full Service B&M $442,850
    East West Bank 9775 Baseline Road, Unit 109 Rancho Cucamonga, CA 91730 Full Service B&M $55,898
    East West Bank Building G, Unit #380a, 468 Barber Lane Milpitas, CA 95035 Full Service B&M $44,722

    For 2020, East West Bank had 111 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,595,915
    Net interest income $1,381,943
    Total noninterest income $212,751
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $35,573
    Trading account gains and fees $0
    Additional Noninterest Income $177,178
    Pre-tax net operating income $686,907
    Securities gains (or losses, -) $13,007
    Income before extraordinary items $577,783
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $577,783
    Minority interest net income $0
    Net income $577,783
    Sale, conversion, retirement of capital stock, net $29,681
    Net operating income $566,987

    East West Bank's gross interest income from loans was $1,595,915,000.
    East West Bank's net interest income from loans was $1,381,943,000.
    East West Bank's fee based income from loans was $35,573,000.
    East West Bank's net income from loans was $577,783,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $213,972
    Provision for credit losses $198,691
    Total noninterest expense $709,096
    Salaries and employee benefits $394,271
    Premises and equipment expense $69,509
    Additional noninterest expense $245,316
    Applicable income taxes $122,131
    Net charge-offs $63,165
    Cash dividends $511,000

    East West Bank's interest expense for loans was $213,972,000.
    East West Bank's payroll and benefits expense were $394,271,000.
    East West Bank's property, plant and equipment expenses $69,509,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 17.0%
    Credit card loans 0.0%
    Other individual loans 21.0%
    Auto loans 0.0%
    Other consumer loans 21.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $45,344,178
    Deposits held in domestic offices $43,182,887
    Deposits by Individuals, partnerships, and corporations $38,343,520
    Deposits by U.S. Government $6
    Deposits by States and political subdivisions in the U.S. $4,822,201
    Deposits by Commercial banks and other depository institutions in U.S. $16,065
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $1,095
    Transaction accounts $12,272,249
    Demand deposits $11,760,972
    Nontransaction accounts $30,910,638
    Money market deposit accounts (MMDAs) $10,326,491
    Other savings deposits (excluding MMDAs) $12,424,505
    Total time deposits $8,159,642
    Total time and savings deposits $31,421,915
    Noninterest-bearing deposits $16,778,558
    Interest-bearing deposits $26,404,329
    Retail deposits $35,195,533
    IRAs and Keogh plan accounts $181,691
    Brokered deposits $2,605,439
    Deposits held in foreign offices $2,161,291

    Assets

    Asset Value (in 000's)
    Total Assets $52,225,880
    Cash & Balances due from depository institutions $4,826,872
    Interest-bearing balances $4,220,900
    Total securities $5,575,930
    Federal funds sold & reverse repurchase $1,160,000
    Net loans and leases $38,072,760
    Loan and leases loss allowance $619,983
    Trading account assets $0
    Bank premises and fixed assets $198,711
    Other real estate owned $15,824
    Goodwill and other intangibles $477,446
    All other assets $1,898,337

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $52,225,880
    Total Liabilities $47,176,984
    Total deposits $45,344,178
    Interest-bearing deposits $28,565,021
    Deposits held in domestic offices $43,182,887
    % insured (estimated) $34
    Federal funds purchased and repurchase agreements $300,000
    Trading liabilities $0
    Other borrowed funds $677,985
    Subordinated debt $0
    All other liabilities $854,821

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $38,072,760
    Loan and leases loss allowance $619,983
    Total loans and leases (domestic) $38,692,743
    All real estate loans $25,241,053
    Real estate loans in domestic offices $25,181,245
    Construction and development loans $601,230
    Residential 1-4 family construction $22,079
    Other construction, all land development and other land $579,151
    Loans secured by nonfarm nonresidential properties $11,563,943
    Nonfarm nonresidential secured by owner-occupied properties $2,357,417
    Commercial real estate & other non-farm, non-residential $9,206,526
    Multifamily residential real estate $2,732,714
    1-4 family residential loans $10,278,281
    Farmland loans $5,077
    Loans held in foreign offices $59,808
    Farm loans $14,329
    Commercial and industrial loans $10,392,837
    To non-U.S. addressees $1,675,812
    Loans to individuals $13,879
    Credit card loans $2,486
    Related Plans $5,254
    Consumer Auto Loans $0
    Other loans to individuals $6,139
    All other loans & leases $3,030,645
    Loans to foreign governments and official institutions $0
    Other loans $2,676,454
    Loans to depository institutions and acceptances of other banks $206,839
    Loans not secured by real estate $605,587
    Loans secured by real estate to non-U.S. addressees $59,808
    Restructured Loans & leases $122,809
    Non 1-4 family restructured loans & leases $112,681
    Total loans and leases (foreign) $1,500,568

    East West Bank had $38,072,760,000 of loans outstanding in 2020. $25,241,053,000 of loans were in real estate loans. $601,230,000 of loans were in development loans. $2,732,714,000 of loans were in multifamily mortgage loans. $10,278,281,000 of loans were in 1-4 family mortgage loans. $14,329,000 of loans were in farm loans. $2,486,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,642 $674,371 $410,701
    Nonfarm, nonresidential loans - <$100k 22 $980 $44,545
    Nonfarm, nonresidential loans - $100-250k 189 $22,007 $116,439
    Nonfarm, nonresidential loans - $250k-1MM 1,431 $651,384 $455,195
    Commercial & Industrial, US addressed loans - <$1MM 14,975 $855,902 $57,155
    Commercial & Industrial, US addressed loans - <$100k 12,112 $142,576 $11,771
    Commercial & Industrial, US addressed loans - $100-250k 1,367 $178,397 $130,503
    Commercial & Industrial, US addressed loans - $250k-1MM 1,496 $534,929 $357,573
    Farmland loans - <$1MM 1 $73 $73,000
    Farmland loans - $250k-1MM 1 $73 $73,000