Colony Bank Mortgage Rates, Fees & Info
Fitzgerald, GA
LEI: 254900AHLSHUJOTJG402
Tax ID: 58-1248467
5 stars
-
out of 5 stars, based on 43 reviews
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Mortgage Data
Bank Data
Overview
Colony Bank is a
smaller
bank
specializing in
Home Purchase and Refi loans.
Colony Bank has a high proportion of conventional loans.
They have an average proportion of FHA loans.
They have a low ratio of USDA loans.
Their top markets include Augusta, Savannah, Atlanta, Warner Robins, and Albany among others. Colony Bank has
an above average
approval rate for mortages when compared nationally.
They have
a below average
pick rate when compared to the same sample of other lendors.
Colony Bank is typically
an average fee
lendor.
Originations
1,890
Origination Dollar Volume (All Markets)
$452,940,000
Employee count
481
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Colony Bank - 2021
Colony Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Colony Bank's average 30 year fixed rate mortgage of loans were
2.92%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.23%.
Relative Fees
Colony Bank's average total fees for a 30 year fixed rate
mortgage are $4,361.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
Market |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA)
|
362
|
$99,270,000 |
$274,227 |
$4,828 |
2.80% |
SAVANNAH, GA (FHA|USDA|VA)
|
233
|
$69,695,000 |
$299,120 |
$4,477 |
3.04% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA)
|
115
|
$36,705,000 |
$319,174 |
$4,587 |
3.22% |
WARNER ROBINS, GA (FHA|USDA|VA)
|
161
|
$36,415,000 |
$226,180 |
$4,155 |
3.05% |
ALBANY, GA (FHA|USDA|VA)
|
170
|
$36,350,000 |
$213,824 |
$3,732 |
3.17% |
LaGrange, GA-AL (FHA|USDA|VA)
|
159
|
$34,375,000 |
$216,195 |
$3,660 |
3.12% |
MACON-BIBB COUNTY, GA (FHA|USDA|VA)
|
92
|
$20,660,000 |
$224,565 |
$4,178 |
2.94% |
Outside of Metro Areas
|
130 |
$18,670,000 |
$143,615 |
$3,881 |
4.00% |
VALDOSTA, GA (FHA|USDA|VA)
|
78
|
$15,250,000 |
$195,513 |
$4,891 |
3.55% |
COLUMBUS, GA-AL (FHA|USDA|VA)
|
48
|
$11,470,000 |
$238,958 |
$4,852 |
3.93% |
Tifton, GA (FHA|USDA|VA)
|
36
|
$7,080,000 |
$196,667 |
$3,650 |
4.00% |
Vidalia, GA (FHA|USDA|VA)
|
30
|
$5,550,000 |
$185,000 |
$4,161 |
2.87% |
HINESVILLE, GA (FHA|USDA|VA)
|
12
|
$5,280,000 |
$440,000 |
$6,386 |
2.89% |
CHATTANOOGA, TN-GA (FHA|USDA|VA)
|
4
|
$4,690,000 |
$1,172,500 |
$2,943 |
3.27% |
Statesboro, GA (FHA|USDA|VA)
|
27
|
$4,535,000 |
$167,963 |
$4,074 |
3.27% |
ROME, GA (FHA|USDA|VA)
|
3
|
$4,425,000 |
$1,475,000 |
$4,586 |
3.31% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA)
|
17
|
$4,395,000 |
$258,529 |
$4,004 |
2.98% |
Moultrie, GA (FHA|USDA|VA)
|
20
|
$3,620,000 |
$181,000 |
$3,762 |
3.15% |
Milledgeville, GA (FHA|USDA|VA)
|
15
|
$3,465,000 |
$231,000 |
$3,727 |
2.98% |
Dublin, GA (FHA|USDA|VA)
|
21
|
$3,265,000 |
$155,476 |
$4,370 |
3.62% |
Cordele, GA (FHA|USDA|VA)
|
20
|
$3,110,000 |
$155,500 |
$3,044 |
3.81% |
AUBURN-OPELIKA, AL (FHA|USDA|VA)
|
7
|
$2,425,000 |
$346,429 |
$5,385 |
3.12% |
Fitzgerald, GA (FHA|USDA|VA)
|
35
|
$2,405,000 |
$68,714 |
$3,556 |
4.53% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA)
|
6
|
$2,350,000 |
$391,667 |
$3,960 |
3.18% |
Douglas, GA (FHA|USDA|VA)
|
23
|
$2,025,000 |
$88,043 |
$3,246 |
4.59% |
BRUNSWICK, GA (FHA|USDA|VA)
|
12
|
$1,900,000 |
$158,333 |
$5,060 |
3.26% |
GAINESVILLE, GA (FHA|USDA|VA)
|
5
|
$1,455,000 |
$291,000 |
$4,034 |
2.85% |
JACKSONVILLE, FL (FHA|USDA|VA)
|
3
|
$1,295,000 |
$431,667 |
$4,453 |
2.79% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA)
|
4
|
$1,180,000 |
$295,000 |
$3,026 |
2.91% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA)
|
5
|
$925,000 |
$185,000 |
$2,458 |
3.27% |
Jesup, GA (FHA|USDA|VA)
|
2
|
$810,000 |
$405,000 |
$3,709 |
3.25% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA)
|
2
|
$730,000 |
$365,000 |
$3,332 |
3.76% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA)
|
3
|
$725,000 |
$241,667 |
$3,825 |
3.04% |
COLUMBIA, SC (FHA|USDA|VA)
|
3
|
$715,000 |
$238,333 |
$3,674 |
2.96% |
Jefferson, GA (FHA|USDA|VA)
|
3
|
$685,000 |
$228,333 |
$2,989 |
2.50% |
COLORADO SPRINGS, CO (FHA|USDA|VA)
|
1
|
$475,000 |
$475,000 |
$2,975 |
2.62% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA)
|
1
|
$475,000 |
$475,000 |
$5,535 |
3.13% |
Waycross, GA (FHA|USDA|VA)
|
2
|
$440,000 |
$220,000 |
$3,966 |
4.19% |
Cedartown, GA (FHA|USDA|VA)
|
2
|
$400,000 |
$200,000 |
$2,437 |
4.10% |
Thomaston, GA (FHA|USDA|VA)
|
2
|
$380,000 |
$190,000 |
$4,795 |
3.31% |
Seneca, SC (FHA|USDA|VA)
|
1
|
$325,000 |
$325,000 |
$7,561 |
2.63% |
TUSCALOOSA, AL (FHA|USDA|VA)
|
1
|
$305,000 |
$305,000 |
$2,343 |
2.88% |
Thomasville, GA (FHA|USDA|VA)
|
2
|
$300,000 |
$150,000 |
$3,740 |
2.50% |
PANAMA CITY, FL (FHA|USDA|VA)
|
2
|
$280,000 |
$140,000 |
$0 |
4.35% |
MONTGOMERY, AL (FHA|USDA|VA)
|
1
|
$255,000 |
$255,000 |
$2,407 |
3.12% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA)
|
1
|
$245,000 |
$245,000 |
$1,894 |
2.75% |
Americus, GA (FHA|USDA|VA)
|
1
|
$225,000 |
$225,000 |
$0 |
4.15% |
THE VILLAGES, FL (FHA|USDA|VA)
|
1
|
$225,000 |
$225,000 |
$3,271 |
2.75% |
TALLAHASSEE, FL (FHA|USDA|VA)
|
2
|
$170,000 |
$85,000 |
$1,774 |
4.19% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA)
|
1
|
$165,000 |
$165,000 |
$2,846 |
2.75% |
Danville, KY (FHA|USDA|VA)
|
1
|
$155,000 |
$155,000 |
$0 |
4.00% |
ASHEVILLE, NC (FHA|USDA|VA)
|
1
|
$135,000 |
$135,000 |
$0 |
4.88% |
MOBILE, AL (FHA|USDA|VA)
|
1
|
$85,000 |
$85,000 |
$0 |
2.88% |
Colony Bank's top markets include Augusta, Savannah, Atlanta, Warner Robins, and Albany among others.
Product Mix
Loan Type |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
Conventional |
1,391 |
$334,885,000 |
$240,751 |
$3,560 |
3.39% |
VA |
241 |
$69,905,000 |
$290,062 |
$5,461 |
2.65% |
FHA |
207 |
$39,365,000 |
$190,169 |
$6,507 |
2.82% |
USDA |
51 |
$8,785,000 |
$172,255 |
$4,900 |
2.72% |
For the 2021 period, Colony Bank's most frequently
originated loan type
of loans were Conventional, with 1,391 originations.
Their 2nd most popular type is VA,
with 241 originations.
Loan Reason
Loan Reason |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
Home Purchase |
1,213 |
$299,055,000 |
$246,542 |
$4,766 |
3.02% |
Refi |
471 |
$109,885,000 |
$233,301 |
$2,936 |
3.78% |
Cash Out Refi |
189 |
$40,925,000 |
$216,534 |
$3,372 |
3.00% |
Other |
9 |
$1,905,000 |
$211,667 |
$3,218 |
3.51% |
Home Improvement |
8 |
$1,170,000 |
$146,250 |
$3,149 |
4.03% |
For the 2021, Colony Bank's most frequently cited loan
purpose
of loans were Home Purchase, with 1,213
originations.
The 2nd most popular reason of loans were Refi,
with 471 originations.
Loan Duration/Length
Loan Length |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
30 Year |
1,343 |
$324,365,000 |
$241,523 |
$4,361 |
2.92% |
15 Year |
168 |
$30,370,000 |
$180,774 |
$2,989 |
2.68% |
Other |
164 |
$38,490,000 |
$234,695 |
$2,952 |
4.67% |
5 Year |
66 |
$15,340,000 |
$232,424 |
$0 |
4.95% |
10 Year |
61 |
$17,115,000 |
$280,574 |
$2,609 |
4.35% |
30+ year |
54 |
$20,410,000 |
$377,963 |
$7,731 |
4.12% |
20 Year |
26 |
$5,410,000 |
$208,077 |
$3,012 |
3.26% |
1 Year |
6 |
$860,000 |
$143,333 |
$0 |
4.95% |
3 Year |
2 |
$580,000 |
$290,000 |
$0 |
4.83% |
For the 2021, Colony Bank's most frequently cited loan
length
of loans were 30 Year, with 1,343 originations.
The 2nd most popular length of loans were 15 Year,
with 168 originations.
Origination Fees
Origination Fee |
Originations |
Total Value |
Average Loan |
$<1k |
1,343 |
$319,855,000 |
$238,165 |
$1k-2k |
67 |
$13,075,000 |
$195,149 |
$3k-4k |
53 |
$15,285,000 |
$288,396 |
$2k-3k |
38 |
$9,400,000 |
$247,368 |
$5k+ |
37 |
$17,765,000 |
$480,135 |
$4,361 of loans were Colony Bank's
average total fees, while their most
frequently occuring range of origination fees were in the
$<1k bucket,
with 1,343 originations.
Interest Rates
Loan Rate |
Originations |
Total Value |
Average Loan |
2.5-3% |
837 |
$198,125,000 |
$236,708 |
3-4% |
467 |
$139,825,000 |
$299,411 |
<2.5% |
314 |
$74,150,000 |
$236,146 |
4-5% |
156 |
$35,240,000 |
$225,897 |
5-6% |
78 |
$4,210,000 |
$53,974 |
6-7% |
30 |
$1,020,000 |
$34,000 |
7-8% |
6 |
$330,000 |
$55,000 |
Over 8% |
2 |
$40,000 |
$20,000 |
During 2021, Colony Bank's average interest
rate of loans were 2.92%, while their
most frequently originated rate bucket of loans were 2.5-3%,
with 837 originations.
Loan Sizing
Loan Size |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
$200k-400k |
740 |
$202,750,000 |
$273,986 |
$4,649 |
2.94% |
$100k-200k |
644 |
$98,650,000 |
$153,183 |
$3,640 |
3.00% |
$100,000 or less |
292 |
$16,990,000 |
$58,185 |
$2,899 |
4.39% |
$400k-600k |
175 |
$84,495,000 |
$482,829 |
$5,769 |
3.14% |
$600k-1MM |
25 |
$18,585,000 |
$743,400 |
$6,215 |
3.48% |
$1MM+ |
14 |
$31,470,000 |
$2,247,857 |
$4,982 |
3.56% |
2021 saw Colony Bank place emphasis on
$200k-400k loans
with 740 originations, totaling
$202,750,000 in origination value.
Applicant Income
Applicant Income |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
$50k-75k |
427 |
$80,335,000 |
$188,138 |
$4,331 |
3.05% |
$100k-150k |
382 |
$99,820,000 |
$261,309 |
$4,310 |
3.09% |
$50k or less |
305 |
$39,945,000 |
$130,967 |
$3,963 |
3.19% |
$75k-100k |
278 |
$63,960,000 |
$230,072 |
$4,482 |
3.11% |
$150k-250k |
201 |
$63,095,000 |
$313,905 |
$4,692 |
3.19% |
$250k+ |
92 |
$34,010,000 |
$369,674 |
$4,463 |
3.40% |
Colony Bank lent most frequently to those with incomes in the
$50k-75k range, with
427 originations.
The second most popular income band? $100k-150k,
with 382 originations.
Applicant Debt to Income Ratio
DTI Ratio |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
20-30% |
383 |
$89,575,000 |
$233,877 |
$3,872 |
2.93% |
30-36% |
312 |
$75,940,000 |
$243,397 |
$3,992 |
2.95% |
<20% |
155 |
$34,755,000 |
$224,226 |
$3,443 |
2.90% |
41% |
70 |
$16,150,000 |
$230,714 |
$4,420 |
2.98% |
50-60% |
67 |
$15,075,000 |
$225,000 |
$6,743 |
2.79% |
40% |
59 |
$14,325,000 |
$242,797 |
$5,192 |
2.92% |
36% |
58 |
$13,400,000 |
$231,034 |
$4,402 |
3.00% |
44% |
57 |
$13,275,000 |
$232,895 |
$4,285 |
2.97% |
39% |
57 |
$13,235,000 |
$232,193 |
$4,429 |
3.01% |
43% |
55 |
$14,125,000 |
$256,818 |
$4,109 |
2.96% |
38% |
54 |
$13,130,000 |
$243,148 |
$5,005 |
2.92% |
42% |
53 |
$14,485,000 |
$273,302 |
$4,900 |
2.93% |
37% |
46 |
$12,370,000 |
$268,913 |
$4,420 |
3.13% |
46% |
38 |
$8,760,000 |
$230,526 |
$4,835 |
3.03% |
49% |
37 |
$9,635,000 |
$260,405 |
$4,778 |
2.87% |
47% |
31 |
$6,725,000 |
$216,935 |
$4,619 |
2.91% |
45% |
31 |
$7,605,000 |
$245,323 |
$5,055 |
3.01% |
48% |
30 |
$6,880,000 |
$229,333 |
$5,096 |
2.84% |
>60% |
7 |
$1,745,000 |
$249,286 |
$4,923 |
3.69% |
Colony Bank lent most frequently to those with DTI ratios
of 20-30%, with
383 originations.
The next most common DTI ratio? 30-36%,
with 312 originations.
Ethnicity Mix
Applicant Ethnicity |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
White |
1,295 |
$293,765,000 |
$226,846 |
$4,114 |
3.11% |
Not applicable |
148 |
$53,000,000 |
$358,108 |
$0 |
4.28% |
Not provided |
180 |
$50,940,000 |
$283,000 |
$4,745 |
3.00% |
Black |
209 |
$39,445,000 |
$188,732 |
$5,014 |
3.30% |
Asian |
46 |
$12,670,000 |
$275,435 |
$4,435 |
3.14% |
American Indian |
10 |
$2,750,000 |
$275,000 |
$4,575 |
2.87% |
Native Hawaiian |
1 |
$345,000 |
$345,000 |
$3,844 |
3.25% |
Other Asian |
1 |
$25,000 |
$25,000 |
$0 |
5.50% |
Approval Rates
Total approvals of all applications
93.99%
Colony Bank has an average approval rate.
Pick Rate
Approvals leading to origination
87.55%
Colony Bank has an average pick rate.
Points and Fees
Points |
Originations |
Total Value |
Average Loan |
NA |
1,890 |
$452,940,000 |
$239,651 |
Occupancy Type Mix
Dwelling Type |
Originations |
Total Value |
Average Loan |
|
1,890 |
$452,940,000 |
$239,651 |
LTV Distribution
Loan to Value |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
20-40% |
107 |
$12,685,000 |
$118,551 |
$2,843 |
4.29% |
40-60% |
209 |
$42,075,000 |
$201,316 |
$3,286 |
3.61% |
60-80% |
568 |
$150,350,000 |
$264,701 |
$3,410 |
3.28% |
80-100% |
897 |
$219,685,000 |
$244,911 |
$4,473 |
2.96% |
Over 100% |
85 |
$24,015,000 |
$282,529 |
$9,090 |
2.70% |
Under 20% |
24 |
$4,130,000 |
$172,083 |
$2,872 |
5.00% |
Complaints
Bank Name |
Product |
Issue |
2021 CPFB Complaints |
% of Total Issues |
COLUMBIA BANKING SYSTEM, INC. |
Conventional home mortgage |
Trouble during payment process |
1 |
50.0% |
COLUMBIA BANKING SYSTEM, INC. |
Other type of mortgage |
Trouble during payment process |
1 |
50.0% |
Bank Details
Branches
Bank Name |
Branch |
Branch Type |
Deposits (000's) |
Colony Bank |
601 North Main Street Sylvester, GA 31791 |
Full Service B&M
|
$66,223 |
Colony Bank |
101 Calumet Center Road Lagrange, GA 30241 |
Full Service B&M
|
$146,462 |
Colony Bank |
103 Alabama Street Broxton, GA 31519 |
Full Service B&M
|
$49,786 |
Colony Bank |
1031 East 24th Avenue Cordele, GA 31015 |
Full Service B&M
|
$107,990 |
Colony Bank |
104 Second Street West Tifton, GA 31794 |
Full Service B&M
|
$78,780 |
Colony Bank |
104 Springhill Drive Statesboro, GA 30458 |
Full Service B&M
|
$6,169 |
Colony Bank |
1290 South Houston Lake Road Warner Robins, GA 31095 |
Full Service B&M
|
$37,021 |
Colony Bank |
137 Robert B Lee Drive Leesburg, GA 31763 |
Full Service B&M
|
$70,343 |
Colony Bank |
1581 Bradley Park Drive Columbus, GA 31904 |
Full Service B&M
|
$93,614 |
Colony Bank |
200 Gunn Road Centerville, GA 31028 |
Full Service B&M
|
$24,070 |
Colony Bank |
209 First Avenue Rochelle, GA 31079 |
Full Service B&M
|
$43,355 |
Colony Bank |
2900 Old Dawson Rd Albany, GA 31721 |
Full Service B&M
|
$59,461 |
Colony Bank |
302 South Main Street Fitzgerald, GA 31750 |
Full Service B&M
|
$305,288 |
Colony Bank |
310 Main Street, West Soperton, GA 30457 |
Full Service B&M
|
$19,243 |
Colony Bank |
3774 Old U.S. Highway 41 North Valdosta, GA 31602 |
Full Service B&M
|
$38,574 |
Colony Bank |
416 East Washington Street Ashburn, GA 31714 |
Limited, Drive-thru
|
$0 |
Colony Bank |
515 East Washington Avenue Ashburn, GA 31714 |
Full Service B&M
|
$87,090 |
Colony Bank |
5510 Oak Street Eastman, GA 31023 |
Full Service B&M
|
$56,627 |
Colony Bank |
5987 Ogeechee Road Savannah, GA 31419 |
Full Service B&M
|
$19,712 |
Colony Bank |
602 E Screven Street Quitman, GA 31643 |
Full Service B&M
|
$36,142 |
Colony Bank |
621 East By-Pass N.E. Moultrie, GA 31768 |
Full Service B&M
|
$55,234 |
Colony Bank |
675 West Ward Street Douglas, GA 31533 |
Full Service B&M
|
$98,046 |
Colony Bank |
7011 Hodgson Memorial Drive Savannah, GA 31406 |
Full Service B&M
|
$49,592 |
For 2021, Colony Bank had 23 branches.
Yearly Performance Overview
Bank Income
Colony Bank's gross interest income from loans was $70,887,000.
Colony Bank's net interest income from loans was $67,502,000.
Colony Bank's fee based income from loans was $6,213,000.
Colony Bank's net income from loans was $19,015,000.
Bank Expenses
Item |
Value (in 000's) |
Total interest expense |
$3,385 |
Provision for credit losses |
$700 |
Total noninterest expense |
$78,853 |
Salaries and employee benefits |
$46,028 |
Premises and equipment expense |
$6,149 |
Additional noninterest expense |
$26,676 |
Applicable income taxes |
$5,224 |
Net charge-offs |
$-83 |
Cash dividends |
$30,300 |
Colony Bank's interest expense for loans was $3,385,000.
Colony Bank's payroll and benefits expense were $46,028,000.
Colony Bank's property, plant and equipment expenses $6,149,000.
Deposits
Type |
Value (in 000's) |
Total deposits |
$2,382,541 |
Deposits held in domestic offices |
$2,382,541 |
Deposits by Individuals, partnerships, and corporations |
$2,001,336 |
Deposits by U.S. Government |
$0 |
Deposits by States and political subdivisions in the U.S. |
$378,970 |
Deposits by Commercial banks and other depository institutions in U.S. |
$2,235 |
Deposits by Banks in foreign countries |
$0 |
Deposits by Foreign governments and official institutions |
$0 |
Transaction accounts |
$1,491,320 |
Demand deposits |
$560,508 |
Nontransaction accounts |
$891,221 |
Money market deposit accounts (MMDAs) |
$343,085 |
Other savings deposits (excluding MMDAs) |
$198,909 |
Total time deposits |
$349,227 |
Total time and savings deposits |
$1,822,033 |
Noninterest-bearing deposits |
$560,508 |
Interest-bearing deposits |
$1,822,033 |
Retail deposits |
$2,310,136 |
IRAs and Keogh plan accounts |
$61,158 |
Brokered deposits |
$0 |
Deposits held in foreign offices |
$0 |
Assets
Asset |
Value (in 000's) |
Total Assets |
$2,687,322 |
Cash & Balances due from depository institutions |
$183,992 |
Interest-bearing balances |
$165,631 |
Total securities |
$947,744 |
Federal funds sold & reverse repurchase |
$11,184 |
Net loans and leases |
$1,363,217 |
Loan and leases loss allowance |
$12,910 |
Trading account assets |
$0 |
Bank premises and fixed assets |
$43,033 |
Other real estate owned |
$281 |
Goodwill and other intangibles |
$61,630 |
All other assets |
$76,241 |
Liabilities
Liabilities |
Value (in 000's) |
Total liabilities and capital |
$2,687,322 |
Total Liabilities |
$2,444,039 |
Total deposits |
$2,382,541 |
Interest-bearing deposits |
$1,822,033 |
Deposits held in domestic offices |
$2,382,541 |
% insured (estimated) |
$61 |
Federal funds purchased and repurchase agreements |
$0 |
Trading liabilities |
$0 |
Other borrowed funds |
$51,656 |
Subordinated debt |
$0 |
All other liabilities |
$9,842 |
Issued Loan Types
Type |
Value (in 000's) |
Net loans and leases |
$1,363,217 |
Loan and leases loss allowance |
$12,910 |
Total loans and leases (domestic) |
$1,376,127 |
All real estate loans |
$1,183,496 |
Real estate loans in domestic offices |
$1,183,496 |
Construction and development loans |
$165,532 |
Residential 1-4 family construction |
$77,896 |
Other construction, all land development and other land |
$87,636 |
Loans secured by nonfarm nonresidential properties |
$670,270 |
Nonfarm nonresidential secured by owner-occupied properties |
$251,047 |
Commercial real estate & other non-farm, non-residential |
$419,223 |
Multifamily residential real estate |
$47,922 |
1-4 family residential loans |
$228,169 |
Farmland loans |
$71,603 |
Loans held in foreign offices |
$0 |
Farm loans |
$22,787 |
Commercial and industrial loans |
$121,559 |
To non-U.S. addressees |
$0 |
Loans to individuals |
$18,632 |
Credit card loans |
$0 |
Related Plans |
$193 |
Consumer Auto Loans |
$4,337 |
Other loans to individuals |
$14,102 |
All other loans & leases |
$31,089 |
Loans to foreign governments and official institutions |
$0 |
Other loans |
$11,643 |
Loans to depository institutions and acceptances of other banks |
$0 |
Loans not secured by real estate |
$0 |
Loans secured by real estate to non-U.S. addressees |
$0 |
Restructured Loans & leases |
$5,656 |
Non 1-4 family restructured loans & leases |
$5,656 |
Total loans and leases (foreign) |
$0 |
Colony Bank had $1,363,217,000 of loans outstanding in 2021. $1,183,496,000 of loans were in real estate loans.
$165,532,000 of loans were in development loans. $47,922,000 of loans were in multifamily mortgage loans.
$228,169,000 of loans were in 1-4 family mortgage loans. $22,787,000 of loans were in farm loans. $0
of loans were in credit card loans. $4,337,000 of loans were in the auto loan category.
Small Business Loans
Categorization |
# of Loans in Category |
$ amount of loans (in 000's) |
Average $/loan |
Nonfarm, nonresidential loans - <$1MM |
922 |
$272,083 |
$295,101 |
Nonfarm, nonresidential loans - <$100k |
195 |
$10,981 |
$56,313 |
Nonfarm, nonresidential loans - $100-250k |
274 |
$44,532 |
$162,526 |
Nonfarm, nonresidential loans - $250k-1MM |
453 |
$216,570 |
$478,079 |
Commercial & Industrial, US addressed loans - <$1MM |
1,571 |
$112,249 |
$71,451 |
Commercial & Industrial, US addressed loans - <$100k |
1,320 |
$38,845 |
$29,428 |
Commercial & Industrial, US addressed loans - $100-250k |
151 |
$23,629 |
$156,483 |
Commercial & Industrial, US addressed loans - $250k-1MM |
100 |
$49,775 |
$497,750 |
Farmland loans - <$1MM |
360 |
$57,355 |
$159,319 |
Farmland loans - <$100k |
175 |
$8,899 |
$50,851 |
Farmland loans - $100-250k |
119 |
$19,440 |
$163,361 |
Farmland loans - $250k-1MM |
66 |
$29,016 |
$439,636 |
Agriculture operations loans - <$1MM |
277 |
$15,526 |
$56,051 |
Agriculture operations loans - <$100k |
240 |
$8,163 |
$34,013 |
Agriculture operations loans - $100-250k |
28 |
$4,250 |
$151,786 |
Agriculture operations loans - $250k-1MM |
9 |
$3,113 |
$345,889 |