First Alliance Home Mortgage Rates, Fees & Info

Cranford, NJ

LEI: 549300H12E7AUMUHP294

Tax ID: 20-1792214

1 stars - Updated: 10/13/24 - out of 5 stars, based on 26 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

First Alliance Home Mortgage is a smaller mortgage company specializing in Home Purchase loans. First Alliance Home Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: New York, Miami, Washington, Harrisburg, and York among others. We have data for 105 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Alliance Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Alliance Home Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.85% 10/13/24
30 Year Conventional Purchase 6.93% 10/13/24
30 Year Conventional Refi 6.77% 10/13/24
30 Year FHA Purchase 7.51% 10/13/24
30 Year FHA Refi 7.34% 10/13/24
30 Year VA Purchase 6.67% 10/13/24
30 Year VA Refi 7.02% 10/13/24
30 Year USDA Purchase 7.13% 10/13/24
30 Year USDA Refi 6.27% 10/13/24
15 Year Conventional Purchase 5.65% 10/13/24
15 Year Conventional Refi 5.74% 10/13/24
15 Year Cash-out Refi 5.74% 10/13/24
15 Year FHA Refi 5.68% 10/13/24
15 Year VA Refi 5.68% 10/13/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Alliance Home Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from First Alliance Home Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

659

Origination Dollar Volume (All Markets)

$211,745,000

Relative Rate

First Alliance Home Mortgage's average 30 year fixed mortgage rate was 6.78%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.3%.

Relative Fees (Closing Costs)

First Alliance Home Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $14,178.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 160 $70,290,000 $439,313 $18,205 6.76%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 69 $27,795,000 $402,826 $14,379 6.79%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 32 $11,880,000 $371,250 $13,002 6.66%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 59 $11,515,000 $195,169 $8,939 6.97%
YORK-HANOVER, PA (FHA|USDA|VA) 50 $10,280,000 $205,600 $9,177 6.86%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 15 $6,715,000 $447,667 $22,401 7.32%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 17 $5,775,000 $339,706 $14,416 6.84%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 21 $5,475,000 $260,714 $12,544 6.70%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 11 $5,015,000 $455,909 $16,444 6.88%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 12 $3,370,000 $280,833 $8,967 6.64%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 12 $3,180,000 $265,000 $16,621 6.70%
LANCASTER, PA (FHA|USDA|VA) 12 $2,620,000 $218,333 $10,517 7.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 8 $2,390,000 $298,750 $13,665 6.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,585,000 $317,000 $5,047 5.25%
READING, PA (FHA|USDA|VA) 7 $1,505,000 $215,000 $10,753 7.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $1,490,000 $186,250 $5,484 5.83%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $1,465,000 $293,000 $13,628 6.70%
GETTYSBURG, PA (FHA|USDA|VA) 5 $1,415,000 $283,000 $12,442 7.15%
LEBANON, PA (FHA|USDA|VA) 4 $1,340,000 $335,000 $12,935 7.09%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $1,340,000 $223,333 $14,849 6.71%
Outside of Metro Areas 6 $1,190,000 $198,333 $13,481 6.65%
SPARTANBURG, SC (FHA|USDA|VA) 4 $1,130,000 $282,500 $17,950 7.19%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $1,125,000 $375,000 $18,800 6.63%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $1,030,000 $257,500 $15,822 6.75%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $1,005,000 $335,000 $12,667 6.33%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $950,000 $237,500 $6,043 6.50%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $895,000 $298,333 $12,376 7.54%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $855,000 $285,000 $8,469 7.21%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 4 $850,000 $212,500 $12,656 6.28%
YUMA, AZ (FHA|USDA|VA) 4 $830,000 $207,500 $13,561 6.97%
RALEIGH-CARY, NC (FHA|USDA|VA) 3 $825,000 $275,000 $12,586 7.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $825,000 $275,000 $14,203 6.79%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $755,000 $251,667 $15,112 7.21%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $695,000 $231,667 $6,336 6.38%
Jefferson, GA (FHA|USDA|VA) 2 $660,000 $330,000 $21,552 6.75%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $635,000 $635,000 $40,723 6.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $605,000 $201,667 $9,375 7.42%
LYNCHBURG, VA (FHA|USDA|VA) 2 $600,000 $300,000 $14,156 7.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $585,000 $585,000 $31,483 6.25%
TUCSON, AZ (FHA|USDA|VA) 2 $510,000 $255,000 $16,119 6.94%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $490,000 $245,000 $14,225 6.69%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $490,000 $245,000 $14,012 6.19%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $480,000 $240,000 $9,315 5.38%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $465,000 $155,000 $10,872 6.79%
KINGSTON, NY (FHA|USDA|VA) 2 $460,000 $230,000 $16,989 7.13%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $455,000 $455,000 $15,119 6.75%
DOVER, DE (FHA|USDA|VA) 1 $445,000 $445,000 $20,117 7.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $435,000 $435,000 $13,298 6.88%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $435,000 $435,000 $15,117 6.50%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $430,000 $215,000 $13,480 6.63%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $430,000 $215,000 $14,027 6.81%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $430,000 $215,000 $12,656 6.94%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $425,000 $425,000 $20,184 5.75%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $415,000 $415,000 $23,085 6.75%
PITTSBURGH, PA (FHA|USDA|VA) 2 $410,000 $205,000 $6,551 6.00%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $395,000 $395,000 $23,324 7.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $385,000 $385,000 $21,391 6.50%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $380,000 $190,000 $10,963 6.38%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $380,000 $190,000 $12,109 6.50%
ROCHESTER, NY (FHA|USDA|VA) 2 $360,000 $180,000 $11,984 6.81%
Pottsville, PA (FHA|USDA|VA) 2 $350,000 $175,000 $10,631 6.31%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $345,000 $345,000 $21,826 6.13%
SALEM, OR (FHA|USDA|VA) 1 $345,000 $345,000 $17,777 7.25%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $340,000 $170,000 $12,143 6.06%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $335,000 $335,000 $17,791 6.25%
FLORENCE, SC (FHA|USDA|VA) 1 $325,000 $325,000 $18,958 5.75%
VISALIA, CA (FHA|USDA|VA) 1 $295,000 $295,000 $18,951 7.25%
Hudson, NY (FHA|USDA|VA) 1 $285,000 $285,000 $19,672 6.25%
LOUISVILLE, KY (FHA|USDA|VA) 1 $275,000 $275,000 $16,660 6.75%
KNOXVILLE, TN (FHA|USDA|VA) 1 $265,000 $265,000 $17,100 7.50%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $265,000 $265,000 $7,819 7.88%
Crescent City, CA (FHA|USDA|VA) 1 $255,000 $255,000 $15,215 6.88%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $255,000 $255,000 $16,977 6.25%
Clewiston, FL (FHA|USDA|VA) 1 $255,000 $255,000 $9,596 6.25%
Urbana, OH (FHA|USDA|VA) 1 $245,000 $245,000 $16,125 6.63%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $245,000 $245,000 $16,261 6.25%
Torrington, CT (FHA|USDA|VA) 1 $235,000 $235,000 $15,646 6.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $235,000 $235,000 $14,948 7.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $235,000 $235,000 $19,237 6.63%
BURLINGTON, NC (FHA|USDA|VA) 1 $225,000 $225,000 $15,521 6.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,922 6.63%
RICHMOND, VA (FHA|USDA|VA) 1 $225,000 $225,000 $14,693 6.75%
DuBois, PA (FHA|USDA|VA) 1 $215,000 $215,000 $15,858 6.63%
COLUMBUS, OH (FHA|USDA|VA) 1 $215,000 $215,000 $14,795 6.25%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $205,000 $205,000 $14,104 6.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $205,000 $205,000 $14,816 6.38%
GAINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $14,223 6.75%
Cornelia, GA (FHA|USDA|VA) 1 $205,000 $205,000 $14,454 7.25%
Sandusky, OH (FHA|USDA|VA) 1 $205,000 $205,000 $15,086 7.00%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $205,000 $205,000 $13,086 6.63%
Norwalk, OH (FHA|USDA|VA) 1 $195,000 $195,000 $13,864 6.75%
London, KY (FHA|USDA|VA) 1 $195,000 $195,000 $13,113 6.25%
SAVANNAH, GA (FHA|USDA|VA) 1 $195,000 $195,000 $13,598 6.75%
Mount Vernon, OH (FHA|USDA|VA) 1 $185,000 $185,000 $14,506 7.13%
Wapakoneta, OH (FHA|USDA|VA) 1 $185,000 $185,000 $13,202 7.00%
BRUNSWICK, GA (FHA|USDA|VA) 1 $185,000 $185,000 $13,057 7.50%
Sunbury, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,581 6.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $165,000 $165,000 $11,938 5.75%
OCALA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.88%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $165,000 $165,000 $11,910 6.75%
WILMINGTON, NC (FHA|USDA|VA) 1 $165,000 $165,000 $13,791 6.75%
Bardstown, KY (FHA|USDA|VA) 1 $155,000 $155,000 $11,482 6.75%
Centralia, IL (FHA|USDA|VA) 1 $135,000 $135,000 $5,745 7.00%
COLUMBIA, SC (FHA|USDA|VA) 1 $105,000 $105,000 $4,743 6.38%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $65,000 $65,000 $4,891 7.13%
First Alliance Home Mortgage's top markets include New York, Miami, Washington, Harrisburg, and York among others.

Their top states include:
  • New Jersey (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against FIRST ALLIANCE HOME MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Republic Bank
    Similarity Rank: 21
    ACNB Bank
    Similarity Rank: 64
    SCIENT Federal Credit Union
    Similarity Rank: 110
    N C P D Federal Credit Union
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    First Farmers and Merchants Bank
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    GREATER ALLIANCE
    Similarity Rank: 168
    ALTURA
    Similarity Rank: 176

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 328 $104,050,000 $317,226 $10,082 6.84%
    FHA 306 $99,400,000 $324,837 $17,481 6.67%
    VA 24 $8,210,000 $342,083 $21,739 6.97%
    Reverse Mortgage 1 $85,000 $85,000 $0 7.36%

    For 2023, First Alliance Home Mortgage's most frequently originated type of loan was Conventional, with 328 originations. Their 2nd most popular type was FHA, with 306 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 501 $171,715,000 $342,745 $13,592 6.78%
    Refi 158 $40,030,000 $253,354 $15,467 6.74%

    For 2023, First Alliance Home Mortgage's most frequently cited loan purpose was Home Purchase, with 501 originations. The 2nd most popular reason was Refi, with 158 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 647 $208,955,000 $322,960 $14,178 6.78%
    15 Year 9 $2,325,000 $258,333 $5,772 5.61%
    Other 2 $220,000 $110,000 $5,745 7.18%
    20 Year 1 $245,000 $245,000 $12,258 5.50%

    For 2023, First Alliance Home Mortgage's most frequently cited loan duration was 30 Year, with 647 originations. The 2nd most popular length was 15 Year, with 9 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 432 $158,920,000 $367,870
    $3k-4k 58 $12,370,000 $213,276
    $1k-2k 57 $17,215,000 $302,018
    $4k-5k 48 $11,050,000 $230,208
    $2k-3k 44 $8,420,000 $191,364
    $<1k 4 $150,000 $37,500

    First Alliance Home Mortgage's average total fees were $14,178, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 432 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 362 $118,060,000 $326,133
    7-8% 215 $67,445,000 $313,698
    5-6% 63 $19,935,000 $316,429
    Over 8% 10 $4,760,000 $476,000
    4-5% 6 $1,480,000 $246,667
    <2.5% 3 $65,000 $21,667

    During 2023, First Alliance Home Mortgage's average interest rate for loans was 6.78%, while their most frequently originated rate bucket for loans was 6-7%, with 362 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 322 $93,800,000 $291,304 $13,217 6.80%
    $100k-200k 145 $23,925,000 $165,000 $8,847 6.79%
    $400k-600k 129 $61,015,000 $472,984 $18,785 6.77%
    $600k-1MM 39 $26,735,000 $685,513 $22,781 6.87%
    $100,000 or less 20 $1,360,000 $68,000 $4,382 5.78%
    $1MM+ 4 $4,910,000 $1,227,500 $62,926 7.41%

    2023 saw First Alliance Home Mortgage place emphasis on $200k-400k loans with 322 originations, totaling $93,800,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 189 $69,955,000 $370,132 $16,072 6.81%
    $75k-100k 157 $45,345,000 $288,822 $13,584 6.71%
    $50k-75k 136 $31,060,000 $228,382 $11,499 6.68%
    $150k-250k 81 $39,015,000 $481,667 $17,155 6.90%
    $50k or less 67 $10,305,000 $153,806 $8,741 6.70%
    $250k+ 29 $16,065,000 $553,966 $18,813 7.00%

    First Alliance Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 189 originations. The second most popular income band? $75k-100k, with 157 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 126 $45,030,000 $357,381 $17,868 6.67%
    30-36% 69 $17,105,000 $247,899 $11,162 6.76%
    49% 54 $20,440,000 $378,519 $15,106 7.06%
    20-30% 47 $11,935,000 $253,936 $9,092 6.66%
    48% 47 $16,075,000 $342,021 $14,254 6.67%
    47% 32 $10,980,000 $343,125 $14,437 6.79%
    46% 31 $10,455,000 $337,258 $15,156 6.73%
    44% 31 $9,245,000 $298,226 $12,812 6.68%
    39% 30 $9,570,000 $319,000 $13,892 6.98%
    41% 29 $9,965,000 $343,621 $14,600 7.01%
    40% 29 $8,895,000 $306,724 $11,901 6.83%
    42% 27 $8,525,000 $315,741 $15,052 6.74%
    43% 25 $7,765,000 $310,600 $13,595 6.92%
    45% 19 $6,405,000 $337,105 $12,153 7.06%
    38% 18 $6,150,000 $341,667 $18,185 6.81%
    37% 18 $5,830,000 $323,889 $12,282 6.90%
    36% 14 $4,480,000 $320,000 $10,650 6.75%
    <20% 10 $2,490,000 $249,000 $5,841 5.49%
    >60% 1 $285,000 $285,000 $0 7.75%

    First Alliance Home Mortgage lent most frequently to those with DTI ratios of 50-60%, with 126 originations. The next most common DTI ratio? 30-36%, with 69 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 450 $148,740,000 $330,533 $14,309 6.75%
    Black 105 $30,795,000 $293,286 $14,866 6.82%
    Asian 57 $19,195,000 $336,754 $8,912 6.75%
    Not provided 42 $11,190,000 $266,429 $15,457 6.82%
    Not applicable 2 $900,000 $450,000 $24,344 6.63%
    Native Hawaiian or Islander 2 $810,000 $405,000 $19,477 7.13%
    American Indian 1 $115,000 $115,000 $5,116 7.50%

    Approval Rates

    Total approvals of all applications
    92.33%

    First Alliance Home Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    33.84%

    First Alliance Home Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 659 $211,745,000 $321,313

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    659 $211,745,000 $321,313

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 9 $2,565,000 $285,000 $24,683 6.71%
    40-60% 28 $8,180,000 $292,143 $9,054 6.53%
    60-80% 168 $49,460,000 $294,405 $12,513 6.87%
    80-100% 445 $149,725,000 $336,461 $14,771 6.78%
    Over 100% 4 $1,460,000 $365,000 $19,605 6.97%
    Under 20% 5 $355,000 $71,000 $2,074 3.23%