First Ohio Home Finance Mortgage Rates, Fees & Info

WESTERVILLE, OH

LEI: 5493004NMXQUYEFD1Y98

Tax ID: 31-1484057

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

First Ohio Home Finance is a smaller mortgage company specializing in Home Purchase loans. First Ohio Home Finance has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Columbus, Akron, Cleveland, Cambridge, and Zanesville among others. We have data for 47 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Ohio Home Finance has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.47% 4/5/25
30 Year Conventional Refi 7.43% 4/5/25
30 Year Cash-out Refi 7.61% 4/5/25
30 Year FHA Purchase 7.68% 4/5/25
30 Year FHA Refi 6.72% 4/5/25
30 Year VA Purchase 6.33% 4/5/25
30 Year USDA Purchase 7.05% 4/5/25
30 Year USDA Refi 7.07% 4/5/25
15 Year Conventional Purchase 6.71% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Ohio Home Finance Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from First Ohio Home Finance. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

665

Origination Dollar Volume (All Markets)

$127,225,000

Relative Rate

First Ohio Home Finance's average 30 year fixed mortgage rate was 6.98%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 0.43%.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
COLUMBUS, OH (FHA|USDA|VA) 192 $48,230,000 $251,198 $0 6.93%
AKRON, OH (FHA|USDA|VA) 82 $16,080,000 $196,098 $0 6.84%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 91 $12,455,000 $136,868 $0 7.11%
Cambridge, OH (FHA|USDA|VA) 45 $7,715,000 $171,444 $0 6.91%
Zanesville, OH (FHA|USDA|VA) 36 $7,190,000 $199,722 $0 6.67%
CANTON-MASSILLON, OH (FHA|USDA|VA) 37 $6,095,000 $164,730 $0 6.93%
MANSFIELD, OH (FHA|USDA|VA) 13 $2,815,000 $216,538 $0 6.80%
TOLEDO, OH (FHA|USDA|VA) 31 $2,665,000 $85,968 $0 7.10%
Outside of Metro Areas 14 $2,330,000 $166,429 $0 7.13%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 9 $2,245,000 $249,444 $0 7.04%
DAYTON-KETTERING, OH (FHA|USDA|VA) 19 $1,995,000 $105,000 $0 7.40%
Wooster, OH (FHA|USDA|VA) 11 $1,985,000 $180,455 $0 6.68%
WHEELING, WV-OH (FHA|USDA|VA) 8 $1,500,000 $187,500 $0 7.02%
Marietta, OH (FHA|USDA|VA) 6 $1,030,000 $171,667 $0 6.94%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $950,000 $475,000 $0 6.49%
Mount Vernon, OH (FHA|USDA|VA) 3 $855,000 $285,000 $0 6.83%
Ashland, OH (FHA|USDA|VA) 5 $855,000 $171,000 $0 7.20%
Bucyrus-Galion, OH (FHA|USDA|VA) 5 $845,000 $169,000 $0 6.63%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $840,000 $140,000 $0 7.29%
Sandusky, OH (FHA|USDA|VA) 3 $695,000 $231,667 $0 6.33%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $685,000 $685,000 $0 7.63%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $665,000 $133,000 $0 6.90%
Marion, OH (FHA|USDA|VA) 4 $580,000 $145,000 $0 7.00%
New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $490,000 $122,500 $0 7.47%
Chillicothe, OH (FHA|USDA|VA) 1 $485,000 $485,000 $0 6.63%
Ashtabula, OH (FHA|USDA|VA) 3 $475,000 $158,333 $0 7.08%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $440,000 $220,000 $0 7.06%
Van Wert, OH (FHA|USDA|VA) 2 $430,000 $215,000 $0 6.88%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $345,000 $345,000 $0 6.88%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $335,000 $335,000 $0 6.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $335,000 $335,000 $0 7.49%
Bellefontaine, OH (FHA|USDA|VA) 1 $315,000 $315,000 $0 7.63%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $295,000 $295,000 $0 6.99%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $285,000 $285,000 $0 7.13%
JACKSON, MI (FHA|USDA|VA) 5 $275,000 $55,000 $0 8.13%
Defiance, OH (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.00%
Salem, OH (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.63%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $165,000 $55,000 $0 7.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.50%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.13%
Washington Court House, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.49%
PITTSBURGH, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.49%
Celina, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.38%
Coshocton, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.50%
Wapakoneta, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.63%
Peru, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.13%
Frankfort, KY (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.99%
First Ohio Home Finance's top markets include Columbus, Akron, Cleveland, Cambridge, and Zanesville among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against FIRST OHIO HOME FINANCE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Mechanics Bank
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    Community Star Credit Union
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    Peoples Exchange Bank
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 505 $92,545,000 $183,257 $0 7.08%
    FHA 128 $26,310,000 $205,547 $0 6.75%
    VA 18 $5,620,000 $312,222 $0 6.18%
    USDA 14 $2,750,000 $196,429 $0 6.29%

    For 2024, First Ohio Home Finance's most frequently originated type of loan was Conventional, with 505 originations. Their 2nd most popular type was FHA, with 128 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 592 $112,630,000 $190,253 $0 6.96%
    Cash Out Refi 46 $8,650,000 $188,043 $0 7.17%
    Refi 27 $5,945,000 $220,185 $0 6.92%

    For 2024, First Ohio Home Finance's most frequently cited loan purpose was Home Purchase, with 592 originations. The 2nd most popular reason was Cash Out Refi, with 46 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 658 $125,350,000 $190,502 $0 6.98%
    15 Year 4 $1,440,000 $360,000 $0 6.62%
    10 Year 1 $155,000 $155,000 $0 4.63%
    20 Year 1 $65,000 $65,000 $0 7.38%
    Other 1 $215,000 $215,000 $0 6.63%

    For 2024, First Ohio Home Finance's most frequently cited loan duration was 30 Year, with 658 originations. The 2nd most popular length was 15 Year, with 4 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 501 $95,545,000 $190,709
    $<1k 164 $31,680,000 $193,171

    First Ohio Home Finance's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 501 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 325 $63,965,000 $196,815
    7-8% 280 $51,120,000 $182,571
    5-6% 43 $10,595,000 $246,395
    Over 8% 16 $1,390,000 $86,875
    4-5% 1 $155,000 $155,000

    During 2024, First Ohio Home Finance's average interest rate for loans was 6.98%, while their most frequently originated rate bucket for loans was 6-7%, with 325 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 287 $42,605,000 $148,449 $0 7.03%
    $200k-400k 213 $56,955,000 $267,394 $0 6.82%
    $100,000 or less 129 $9,555,000 $74,070 $0 7.15%
    $400k-600k 29 $13,505,000 $465,690 $0 6.87%
    $600k-1MM 7 $4,605,000 $657,857 $0 6.71%

    2024 saw First Ohio Home Finance place emphasis on $100k-200k loans with 287 originations, totaling $42,605,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 153 $27,045,000 $176,765 $0 6.75%
    $75k-100k 144 $29,900,000 $207,639 $0 6.93%
    $100k-150k 125 $26,055,000 $208,440 $0 7.08%
    $150k-250k 101 $21,425,000 $212,129 $0 7.06%
    $50k or less 93 $12,295,000 $132,204 $0 6.98%
    $250k+ 49 $10,505,000 $214,388 $0 7.31%

    First Ohio Home Finance lent most frequently to those with incomes in the $50k-75k range, with 153 originations. The second most popular income band? $75k-100k, with 144 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 106 $21,920,000 $206,792 $0 6.92%
    20-30% 103 $17,805,000 $172,864 $0 6.95%
    49% 38 $7,620,000 $200,526 $0 6.94%
    42% 36 $8,650,000 $240,278 $0 6.91%
    48% 35 $5,675,000 $162,143 $0 7.07%
    43% 35 $6,885,000 $196,714 $0 6.78%
    41% 34 $5,980,000 $175,882 $0 7.27%
    44% 32 $6,700,000 $209,375 $0 6.93%
    36% 29 $4,735,000 $163,276 $0 6.98%
    37% 28 $5,530,000 $197,500 $0 6.95%
    38% 28 $4,350,000 $155,357 $0 7.27%
    40% 27 $5,345,000 $197,963 $0 6.95%
    45% 26 $4,420,000 $170,000 $0 7.03%
    46% 26 $4,320,000 $166,154 $0 6.97%
    39% 23 $4,565,000 $198,478 $0 6.88%
    50-60% 21 $5,795,000 $275,952 $0 6.46%
    47% 17 $3,735,000 $219,706 $0 6.94%
    <20% 16 $2,600,000 $162,500 $0 7.25%
    >60% 5 $595,000 $119,000 $0 8.30%

    First Ohio Home Finance lent most frequently to those with DTI ratios of 30-36%, with 106 originations. The next most common DTI ratio? 20-30%, with 103 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 449 $92,515,000 $206,047 $0 6.91%
    Not provided 123 $20,105,000 $163,455 $0 7.08%
    Asian 58 $8,920,000 $153,793 $0 7.17%
    Black 33 $5,435,000 $164,697 $0 7.00%
    American Indian 1 $155,000 $155,000 $0 7.99%
    Native Hawaiian or Islander 1 $95,000 $95,000 $0 7.00%

    Approval Rates

    Total approvals of all applications
    99.58%

    First Ohio Home Finance has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    55.79%

    First Ohio Home Finance has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 13 $3,825,000 $294,231
    1000.0 1 $635,000 $635,000
    1120.0 1 $145,000 $145,000
    1170.0 258 $47,680,000 $184,806
    1190.0 1 $105,000 $105,000
    1215.0 1 $125,000 $125,000
    1225.0 1 $335,000 $335,000
    1290.0 29 $6,355,000 $219,138
    1370.0 2 $470,000 $235,000
    1380.0 1 $225,000 $225,000
    1395.0 1 $125,000 $125,000
    1462.5 1 $405,000 $405,000
    1490.0 9 $1,625,000 $180,556
    1500.0 1 $335,000 $335,000
    1550.0 1 $135,000 $135,000
    1552.0 1 $155,000 $155,000
    1690.0 3 $335,000 $111,667
    1790.0 2 $270,000 $135,000
    1837.06 1 $75,000 $75,000
    2038.0 1 $285,000 $285,000
    2047.5 1 $395,000 $395,000
    2098.84 1 $125,000 $125,000
    2106.63 1 $125,000 $125,000
    2137.0 1 $215,000 $215,000
    2137.67 1 $55,000 $55,000
    2185.0 1 $205,000 $205,000
    2196.5 1 $225,000 $225,000
    2223.9 1 $135,000 $135,000
    2243.5 1 $65,000 $65,000
    2269.74 1 $85,000 $85,000
    2284.6 1 $135,000 $135,000
    2362.0 1 $75,000 $75,000
    2379.69 1 $145,000 $145,000
    2382.0 1 $85,000 $85,000
    2394.34 1 $145,000 $145,000
    2407.21 1 $295,000 $295,000
    2423.0 1 $85,000 $85,000
    2444.96 1 $95,000 $95,000
    2450.0 2 $490,000 $245,000
    2462.0 1 $95,000 $95,000
    2474.0 1 $65,000 $65,000
    2515.0 1 $95,000 $95,000
    2668.15 1 $85,000 $85,000
    2675.2 1 $115,000 $115,000
    2706.76 1 $175,000 $175,000
    2740.01 1 $95,000 $95,000
    2745.0 1 $145,000 $145,000
    2755.0 1 $275,000 $275,000
    2756.25 1 $125,000 $125,000
    2775.0 1 $125,000 $125,000
    2782.13 1 $115,000 $115,000
    2790.0 1 $105,000 $105,000
    2810.5 1 $105,000 $105,000
    2815.0 1 $125,000 $125,000
    2823.8 1 $125,000 $125,000
    2843.25 1 $225,000 $225,000
    2852.75 1 $135,000 $135,000
    2857.57 1 $135,000 $135,000
    2890.0 1 $135,000 $135,000
    2920.85 1 $135,000 $135,000
    2934.75 1 $115,000 $115,000
    2983.02 1 $145,000 $145,000
    2983.1 1 $115,000 $115,000
    2990.0 2 $270,000 $135,000
    2990.4 1 $125,000 $125,000
    2994.0 1 $145,000 $145,000
    2996.25 1 $125,000 $125,000
    3000.0 1 $145,000 $145,000
    3001.69 1 $125,000 $125,000
    3001.97 1 $145,000 $145,000
    3002.5 1 $125,000 $125,000
    3005.0 1 $145,000 $145,000
    3016.8 1 $145,000 $145,000
    3025.2 1 $125,000 $125,000
    3031.6 1 $125,000 $125,000
    3032.5 1 $195,000 $195,000
    3034.85 1 $125,000 $125,000
    3044.0 1 $125,000 $125,000
    3074.7 1 $155,000 $155,000
    3095.0 2 $380,000 $190,000
    3099.5 1 $135,000 $135,000
    3100.0 1 $315,000 $315,000
    3129.5 1 $135,000 $135,000
    3140.0 1 $115,000 $115,000
    3150.0 1 $315,000 $315,000
    3170.59 1 $405,000 $405,000
    3172.0 1 $135,000 $135,000
    3190.0 1 $145,000 $145,000
    3190.5 1 $165,000 $165,000
    3199.0 1 $165,000 $165,000
    3210.8 1 $145,000 $145,000
    3250.0 2 $340,000 $170,000
    3270.0 1 $175,000 $175,000
    3287.0 1 $175,000 $175,000
    3293.5 1 $155,000 $155,000
    3310.0 1 $175,000 $175,000
    3314.7 2 $310,000 $155,000
    3327.0 1 $175,000 $175,000
    3329.17 1 $155,000 $155,000
    3330.0 1 $235,000 $235,000
    3341.25 1 $225,000 $225,000
    3342.0 1 $155,000 $155,000
    3350.0 1 $185,000 $185,000
    3357.16 1 $155,000 $155,000
    3363.5 1 $185,000 $185,000
    3366.25 1 $155,000 $155,000
    3382.0 1 $155,000 $155,000
    3382.25 2 $330,000 $165,000
    3390.5 2 $330,000 $165,000
    3395.5 1 $165,000 $165,000
    3399.9 1 $165,000 $165,000
    3405.0 1 $165,000 $165,000
    3419.6 1 $165,000 $165,000
    3438.03 1 $165,000 $165,000
    3449.5 1 $225,000 $225,000
    3455.0 1 $165,000 $165,000
    3458.4 1 $165,000 $165,000
    3470.0 1 $165,000 $165,000
    3499.3 1 $195,000 $195,000
    3506.9 1 $175,000 $175,000
    3530.0 1 $195,000 $195,000
    3535.9 1 $175,000 $175,000
    3536.0 1 $175,000 $175,000
    3545.0 1 $175,000 $175,000
    3557.2 1 $205,000 $205,000
    3572.0 1 $175,000 $175,000
    3575.0 1 $205,000 $205,000
    3575.25 1 $185,000 $185,000
    3594.2 1 $185,000 $185,000
    3599.0 1 $245,000 $245,000
    3632.0 1 $265,000 $265,000
    3652.4 1 $185,000 $185,000
    3672.32 1 $185,000 $185,000
    3687.5 1 $215,000 $215,000
    3690.0 1 $195,000 $195,000
    3707.0 1 $215,000 $215,000
    3720.0 1 $195,000 $195,000
    3725.0 1 $195,000 $195,000
    3726.0 1 $195,000 $195,000
    3729.03 1 $195,000 $195,000
    3729.65 1 $195,000 $195,000
    3763.59 1 $195,000 $195,000
    3772.5 1 $285,000 $285,000
    3778.5 2 $390,000 $195,000
    3785.0 1 $205,000 $205,000
    3785.15 1 $265,000 $265,000
    3790.0 1 $205,000 $205,000
    3800.0 1 $205,000 $205,000
    3858.5 1 $235,000 $235,000
    3878.0 1 $235,000 $235,000
    3880.0 1 $215,000 $215,000
    3882.0 1 $205,000 $205,000
    3890.0 1 $215,000 $215,000
    3913.0 1 $215,000 $215,000
    3941.95 1 $215,000 $215,000
    3946.5 1 $215,000 $215,000
    395.0 8 $1,570,000 $196,250
    3950.0 2 $460,000 $230,000
    3962.5 1 $245,000 $245,000
    3974.05 1 $215,000 $215,000
    3981.46 1 $225,000 $225,000
    4000.0 1 $225,000 $225,000
    4059.0 1 $255,000 $255,000
    4079.2 1 $225,000 $225,000
    4086.98 1 $255,000 $255,000
    4089.0 1 $225,000 $225,000
    4097.0 1 $235,000 $235,000
    4107.25 1 $265,000 $265,000
    4116.9 1 $265,000 $265,000
    4120.5 1 $255,000 $255,000
    4121.5 1 $265,000 $265,000
    4137.0 1 $235,000 $235,000
    4155.5 1 $265,000 $265,000
    4158.51 1 $245,000 $245,000
    4165.0 1 $245,000 $245,000
    4190.0 1 $105,000 $105,000
    4198.25 1 $245,000 $245,000
    4202.5 1 $245,000 $245,000
    4358.0 1 $275,000 $275,000
    4360.5 1 $255,000 $255,000
    4382.5 1 $255,000 $255,000
    4408.03 1 $265,000 $265,000
    4430.0 1 $265,000 $265,000
    4435.75 1 $285,000 $285,000
    4443.75 1 $275,000 $275,000
    4452.5 1 $295,000 $295,000
    4457.5 1 $265,000 $265,000
    4463.75 1 $125,000 $125,000
    4520.5 1 $275,000 $275,000
    4525.4 1 $275,000 $275,000
    4549.75 1 $275,000 $275,000
    4582.5 1 $115,000 $115,000
    4611.5 1 $285,000 $285,000
    4621.0 1 $285,000 $285,000
    4640.0 1 $285,000 $285,000
    4687.5 1 $285,000 $285,000
    4699.03 1 $295,000 $295,000
    4715.0 1 $295,000 $295,000
    4754.0 1 $295,000 $295,000
    4782.5 1 $295,000 $295,000
    4805.0 1 $305,000 $305,000
    4863.5 1 $305,000 $305,000
    4890.0 1 $315,000 $315,000
    4893.03 1 $315,000 $315,000
    4897.3 1 $315,000 $315,000
    4903.7 1 $315,000 $315,000
    4942.18 1 $385,000 $385,000
    4972.5 1 $315,000 $315,000
    5007.5 1 $125,000 $125,000
    5037.0 1 $325,000 $325,000
    5119.25 1 $335,000 $335,000
    5185.0 1 $335,000 $335,000
    5190.0 1 $345,000 $345,000
    5231.76 1 $355,000 $355,000
    5295.0 1 $175,000 $175,000
    5495.0 1 $285,000 $285,000
    5601.75 1 $385,000 $385,000
    595.0 5 $1,135,000 $227,000
    650.0 1 $245,000 $245,000
    690.0 1 $215,000 $215,000
    775.0 3 $775,000 $258,333
    795.0 3 $575,000 $191,667
    800.0 3 $315,000 $105,000
    8252.5 1 $265,000 $265,000
    895.0 7 $1,475,000 $210,714
    945.0 2 $850,000 $425,000
    964.0 1 $75,000 $75,000
    970.0 91 $13,075,000 $143,681
    975.0 3 $1,645,000 $548,333
    995.0 2 $580,000 $290,000

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    665 $127,225,000 $191,316

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 8 $800,000 $100,000 $0 6.78%
    40-60% 28 $4,800,000 $171,429 $0 7.00%
    60-80% 269 $43,475,000 $161,617 $0 7.17%
    80-100% 356 $76,980,000 $216,236 $0 6.83%
    Over 100% 3 $1,105,000 $368,333 $0 6.21%
    Under 20% 1 $65,000 $65,000 $0 6.38%