Dupaco Community Mortgage Rates, Fees & Info
Dubuque, IALEI: 549300UXTDELQS5SLF91
Tax ID: 42-0674206
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Mortgage Data
Review & Overview
Dupaco Community is a smaller mortgage company specializing in Home Purchase loans. Dupaco Community has a high proportion of conventional loans. Their top markets by origination volume include: Dubuque, Madison, Cedar Rapids, Platteville, and Des Moines among others. We have data for 83 markets. (Some data included below & more in-depth data is available with an active subscription.)Dupaco Community has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Dupaco Community is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.38% | 10/29/24 |
| 30 Year Conventional Purchase | 6.54% | 10/29/24 |
| 30 Year Conventional Refi | 5.65% | 10/29/24 |
| 30 Year Cash-out Refi | 5.96% | 10/29/24 |
| 15 Year Conventional Purchase | 5.68% | 10/29/24 |
| 15 Year Conventional Refi | 5.38% | 10/29/24 |
| 15 Year Cash-out Refi | 5.38% | 10/29/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Dupaco Community Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Dupaco Community. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,490Origination Dollar Volume (All Markets)
$349,680,000Awards
DUPACO COMMUNITY - 2023
DUPACO COMMUNITY is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Dupaco Community's average 30 year fixed mortgage rate was
6.18%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.3%.
Relative Fees (Closing Costs)
Dupaco Community's average total fees/closing costs for a 30 year fixed rate
mortgage were $2,479.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DUBUQUE, IA (FHA|USDA|VA) | 925 | $115,235,000 | $124,578 | $1,815 | 7.40% |
| Outside of Metro Areas | 499 | $56,505,000 | $113,236 | $2,308 | 7.43% |
| MADISON, WI (FHA|USDA|VA) | 89 | $52,045,000 | $584,775 | $3,254 | 7.10% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 311 | $29,175,000 | $93,810 | $1,984 | 7.70% |
| Platteville, WI (FHA|USDA|VA) | 229 | $26,815,000 | $117,096 | $2,406 | 7.36% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 97 | $19,095,000 | $196,856 | $2,454 | 7.48% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 113 | $9,785,000 | $86,593 | $2,184 | 7.64% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 14 | $7,680,000 | $548,571 | $2,773 | 7.02% |
| Carroll, IA (FHA|USDA|VA) | 46 | $4,540,000 | $98,696 | $2,215 | 7.66% |
| IOWA CITY, IA (FHA|USDA|VA) | 26 | $3,830,000 | $147,308 | $2,326 | 7.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $4,245 | 7.26% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 10 | $1,690,000 | $169,000 | $3,617 | 7.95% |
| AMES, IA (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $3,212 | 6.56% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $2,951 | 7.04% |
| Mason City, IA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $2,865 | 6.53% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,947 | 6.42% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,445 | 6.71% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,475 | 7.46% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $7,110 | 6.50% |
| Clinton, IA (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $2,239 | 6.75% |
| Baraboo, WI (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,045 | 7.58% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $5,642 | 6.00% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $6,105 | 5.63% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $3,972 | 7.53% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,101 | 6.17% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,543 | 7.21% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,436 | 6.42% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $7,650 | 6.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,409 | 6.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $7,715 | 5.63% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $2,945 | 6.94% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,329 | 6.25% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,463 | 6.06% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,836 | 5.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,935 | 6.25% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,058 | 5.38% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,050 | 5.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 8.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,091 | 5.50% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,088 | 6.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.25% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,857 | 5.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.50% |
| London, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,960 | 5.38% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,038 | 5.63% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.25% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,168 | 6.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,926 | 5.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,391 | 5.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,652 | 6.13% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,153 | 5.63% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,248 | 5.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $85 | 7.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,357 | 6.88% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.00% |
| Dixon, IL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,591 | 8.01% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,426 | 5.50% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.75% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.50% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,208 | 5.50% |
| Sterling, IL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,549 | 7.94% |
| Freeport, IL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 9.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.00% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.50% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.50% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $550 | 8.00% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.50% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.13% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.50% |
| Grants, NM (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.25% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.50% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.50% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.40% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against DUPACO COMMUNITY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 26
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 1,401 | $90,885,000 | $64,872 | n/a | 8.31% |
| Conventional | 1,089 | $258,795,000 | $237,645 | $2,239 | 6.30% |
For 2023, Dupaco Community's most frequently originated type of loan was HELOC, with 1,401 originations. Their 2nd most popular type was Conventional, with 1,089 originations.
Loan Reason
For 2023, Dupaco Community's most frequently cited loan purpose was Other, with 1,031 originations. The 2nd most popular reason was Home Purchase, with 855 originations.
Loan Duration/Length
For 2023, Dupaco Community's most frequently cited loan duration was 15 Year, with 1,453 originations. The 2nd most popular length was 30 Year, with 772 originations.
Origination Fees/Closing Costs
Dupaco Community's average total fees were $2,479, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 721 originations.
Interest Rates
During 2023, Dupaco Community's average interest rate for loans was 6.18%, while their most frequently originated rate bucket for loans was 7-8%, with 885 originations.
Loan Sizing
2023 saw Dupaco Community place emphasis on $100,000 or less loans with 1,434 originations, totaling $68,320,000 in origination value.
Applicant Income
Dupaco Community lent most frequently to those with incomes in the $50k-75k range, with 628 originations. The second most popular income band? $100k-150k, with 574 originations.
Applicant Debt to Income Ratio
Dupaco Community lent most frequently to those with DTI ratios of 20-30%, with 575 originations. The next most common DTI ratio? 30-36%, with 517 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications78.28%
Dupaco Community has a below average approval rate.
Pick Rate
Approvals leading to origination90.12%
Dupaco Community has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,490 | $349,680,000 | $140,434 |