Dominion Financial Services Mortgage Rates, Fees & Info

CHEVY CHASE, MD

LEI: 549300C8GOC4OYUV0Z32

Tax ID: 75-3021949

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Dominion Financial Services is a smaller mortgage company specializing in Refi and Home Purchase loans. Dominion Financial Services has a high proportion of conventional loans. Their top markets by origination volume include: Baltimore, Charlotte, Washington, Philadelphia, and Charleston among others. We have data for 250 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dominion Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 12/16/24
30 Year Cash-out Refi 6.27% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Dominion Financial Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Dominion Financial Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,239

Origination Dollar Volume (All Markets)

$578,515,000

Relative Rate

Dominion Financial Services's average 30 year fixed mortgage rate was 7.66%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 1.18%.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 319 $63,235,000 $198,229 $0 8.16%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 127 $53,565,000 $421,772 $0 9.68%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 36 $33,820,000 $939,444 $0 9.91%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 101 $27,595,000 $273,218 $0 8.26%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 28 $13,690,000 $488,929 $0 10.21%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 44 $12,930,000 $293,864 $0 8.60%
COLUMBUS, OH (FHA|USDA|VA) 47 $12,315,000 $262,021 $0 7.80%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 42 $11,970,000 $285,000 $0 9.34%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 27 $11,965,000 $443,148 $0 9.01%
JACKSONVILLE, FL (FHA|USDA|VA) 40 $10,990,000 $274,750 $0 7.82%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $10,705,000 $2,141,000 $0 11.45%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $10,180,000 $1,272,500 $0 10.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 23 $9,135,000 $397,174 $0 9.23%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 54 $9,010,000 $166,852 $0 7.81%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 52 $8,710,000 $167,500 $0 8.69%
WILMINGTON, NC (FHA|USDA|VA) 25 $8,075,000 $323,000 $0 9.41%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 16 $7,620,000 $476,250 $0 9.70%
RICHMOND, VA (FHA|USDA|VA) 47 $7,605,000 $161,809 $0 7.95%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 54 $7,420,000 $137,407 $0 8.52%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $7,155,000 $1,431,000 $0 9.90%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 21 $6,815,000 $324,524 $0 8.73%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $6,785,000 $753,889 $0 8.38%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 39 $6,685,000 $171,410 $0 8.40%
DAYTON-KETTERING, OH (FHA|USDA|VA) 39 $6,335,000 $162,436 $0 8.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 38 $5,360,000 $141,053 $0 8.83%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 24 $5,260,000 $219,167 $0 8.22%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 12 $4,480,000 $373,333 $0 9.46%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 18 $4,240,000 $235,556 $0 7.84%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $4,215,000 $468,333 $0 9.03%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 17 $4,185,000 $246,176 $0 8.08%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 14 $3,940,000 $281,429 $0 8.25%
Outside of Metro Areas 19 $3,775,000 $198,684 $0 9.34%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 7 $3,745,000 $535,000 $0 9.34%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 11 $3,725,000 $338,636 $0 8.63%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 21 $3,485,000 $165,952 $0 7.86%
OCALA, FL (FHA|USDA|VA) 20 $3,430,000 $171,500 $0 10.69%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 15 $3,305,000 $220,333 $0 8.44%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $3,080,000 $1,540,000 $0 8.88%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $3,010,000 $752,500 $0 8.75%
ST. LOUIS, MO-IL (FHA|USDA|VA) 25 $2,965,000 $118,600 $0 8.70%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 16 $2,950,000 $184,375 $0 8.33%
KANSAS CITY, MO-KS (FHA|USDA|VA) 18 $2,880,000 $160,000 $0 9.21%
ROME, GA (FHA|USDA|VA) 16 $2,840,000 $177,500 $0 7.76%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 16 $2,830,000 $176,875 $0 8.37%
AKRON, OH (FHA|USDA|VA) 20 $2,810,000 $140,500 $0 8.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $2,780,000 $695,000 $0 9.05%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 16 $2,670,000 $166,875 $0 8.04%
WARNER ROBINS, GA (FHA|USDA|VA) 8 $2,650,000 $331,250 $0 8.54%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 16 $2,480,000 $155,000 $0 8.45%
PITTSBURGH, PA (FHA|USDA|VA) 13 $2,455,000 $188,846 $0 9.32%
SALT LAKE CITY, UT (FHA|USDA|VA) 4 $2,450,000 $612,500 $0 8.16%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $2,440,000 $1,220,000 $0 11.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 16 $2,390,000 $149,375 $0 8.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 12 $2,380,000 $198,333 $0 8.44%
SAVANNAH, GA (FHA|USDA|VA) 8 $2,350,000 $293,750 $0 7.81%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 11 $2,335,000 $212,273 $0 8.70%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $2,290,000 $381,667 $0 7.67%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $2,285,000 $253,889 $0 9.15%
TULSA, OK (FHA|USDA|VA) 15 $2,275,000 $151,667 $0 8.29%
COLUMBUS, GA-AL (FHA|USDA|VA) 24 $2,250,000 $93,750 $0 8.91%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $2,200,000 $1,100,000 $0 11.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $2,190,000 $365,000 $0 8.37%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $2,165,000 $309,286 $0 9.99%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $2,160,000 $180,000 $0 8.68%
COLUMBIA, SC (FHA|USDA|VA) 10 $2,070,000 $207,000 $0 8.97%
PROVO-OREM, UT (FHA|USDA|VA) 1 $2,045,000 $2,045,000 $0 10.50%
MONTGOMERY, AL (FHA|USDA|VA) 16 $1,910,000 $119,375 $0 8.82%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,875,000 $375,000 $0 7.18%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 10 $1,830,000 $183,000 $0 9.39%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 8 $1,730,000 $216,250 $0 7.72%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $1,710,000 $855,000 $0 9.44%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 6 $1,650,000 $275,000 $0 7.69%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 6 $1,650,000 $275,000 $0 10.37%
LOUISVILLE, KY (FHA|USDA|VA) 13 $1,595,000 $122,692 $0 8.91%
LAREDO, TX (FHA|USDA|VA) 6 $1,590,000 $265,000 $0 7.94%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 13 $1,565,000 $120,385 $0 7.88%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 10 $1,550,000 $155,000 $0 9.38%
JACKSON, MS (FHA|USDA|VA) 10 $1,540,000 $154,000 $0 7.83%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,470,000 $367,500 $0 10.41%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $1,365,000 $1,365,000 $0 8.38%
ALBUQUERQUE, NM (FHA|USDA|VA) 8 $1,350,000 $168,750 $0 10.91%
EL PASO, TX (FHA|USDA|VA) 7 $1,275,000 $182,143 $0 8.20%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 7 $1,205,000 $172,143 $0 8.64%
Lumberton, NC (FHA|USDA|VA) 6 $1,200,000 $200,000 $0 10.25%
YORK-HANOVER, PA (FHA|USDA|VA) 8 $1,190,000 $148,750 $0 8.62%
KNOXVILLE, TN (FHA|USDA|VA) 7 $1,155,000 $165,000 $0 8.05%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 11 $1,125,000 $102,273 $0 7.67%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $1,110,000 $555,000 $0 7.20%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $1,110,000 $555,000 $0 7.36%
OKLAHOMA CITY, OK (FHA|USDA|VA) 7 $1,025,000 $146,429 $0 8.68%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $955,000 $318,333 $0 10.63%
HUNTSVILLE, AL (FHA|USDA|VA) 5 $935,000 $187,000 $0 8.43%
CLEVELAND, TN (FHA|USDA|VA) 5 $915,000 $183,000 $0 9.93%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $875,000 $175,000 $0 7.52%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $855,000 $285,000 $0 7.69%
SPARTANBURG, SC (FHA|USDA|VA) 4 $840,000 $210,000 $0 8.13%
Sevierville, TN (FHA|USDA|VA) 2 $830,000 $415,000 $0 11.25%
SPRINGFIELD, MA (FHA|USDA|VA) 4 $810,000 $202,500 $0 8.28%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $750,000 $375,000 $0 8.06%
TUCSON, AZ (FHA|USDA|VA) 4 $740,000 $185,000 $0 7.92%
LUBBOCK, TX (FHA|USDA|VA) 6 $740,000 $123,333 $0 7.71%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $730,000 $182,500 $0 9.16%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $720,000 $180,000 $0 8.62%
ROCKFORD, IL (FHA|USDA|VA) 4 $710,000 $177,500 $0 8.47%
MOBILE, AL (FHA|USDA|VA) 3 $695,000 $231,667 $0 9.11%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $690,000 $172,500 $0 9.78%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $685,000 $137,000 $0 7.67%
JACKSON, MI (FHA|USDA|VA) 5 $675,000 $135,000 $0 9.78%
FLORENCE, SC (FHA|USDA|VA) 5 $655,000 $131,000 $0 7.58%
ANCHORAGE, AK (FHA|USDA|VA) 3 $645,000 $215,000 $0 8.29%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $645,000 $215,000 $0 9.00%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $640,000 $160,000 $0 7.21%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $635,000 $211,667 $0 7.90%
Klamath Falls, OR (FHA|USDA|VA) 4 $620,000 $155,000 $0 7.81%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $600,000 $150,000 $0 7.26%
Branson, MO (FHA|USDA|VA) 4 $580,000 $145,000 $0 8.66%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $550,000 $275,000 $0 8.75%
BOISE CITY, ID (FHA|USDA|VA) 2 $550,000 $275,000 $0 9.19%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $530,000 $132,500 $0 7.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $530,000 $265,000 $0 9.31%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $520,000 $130,000 $0 9.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $515,000 $171,667 $0 7.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $505,000 $168,333 $0 8.96%
DULUTH, MN-WI (FHA|USDA|VA) 1 $505,000 $505,000 $0 11.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $500,000 $250,000 $0 11.25%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $500,000 $125,000 $0 7.81%
DOVER, DE (FHA|USDA|VA) 3 $495,000 $165,000 $0 8.92%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $470,000 $117,500 $0 10.00%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $465,000 $155,000 $0 7.75%
Kingsville, TX (FHA|USDA|VA) 1 $455,000 $455,000 $0 7.13%
ABILENE, TX (FHA|USDA|VA) 2 $450,000 $225,000 $0 8.44%
Athens, TX (FHA|USDA|VA) 3 $445,000 $148,333 $0 8.08%
Shelby, NC (FHA|USDA|VA) 3 $445,000 $148,333 $0 8.88%
DECATUR, AL (FHA|USDA|VA) 2 $440,000 $220,000 $0 7.20%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $435,000 $435,000 $0 11.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $430,000 $107,500 $0 9.41%
READING, PA (FHA|USDA|VA) 3 $425,000 $141,667 $0 9.04%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $425,000 $425,000 $0 7.75%
NEW BERN, NC (FHA|USDA|VA) 4 $420,000 $105,000 $0 8.25%
Torrington, CT (FHA|USDA|VA) 2 $410,000 $205,000 $0 7.88%
ALBANY, GA (FHA|USDA|VA) 5 $405,000 $81,000 $0 6.84%
THE VILLAGES, FL (FHA|USDA|VA) 2 $400,000 $200,000 $0 7.47%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $400,000 $200,000 $0 7.06%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $390,000 $195,000 $0 7.38%
FRESNO, CA (FHA|USDA|VA) 3 $385,000 $128,333 $0 7.14%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $375,000 $125,000 $0 7.60%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $370,000 $185,000 $0 7.43%
VISALIA, CA (FHA|USDA|VA) 2 $370,000 $185,000 $0 7.91%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $365,000 $121,667 $0 7.58%
GAINESVILLE, FL (FHA|USDA|VA) 1 $365,000 $365,000 $0 10.75%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $365,000 $365,000 $0 11.25%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $365,000 $365,000 $0 10.50%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $360,000 $180,000 $0 9.25%
BURLINGTON, NC (FHA|USDA|VA) 2 $350,000 $175,000 $0 9.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $350,000 $175,000 $0 8.54%
ANN ARBOR, MI (FHA|USDA|VA) 1 $345,000 $345,000 $0 10.00%
TWIN FALLS, ID (FHA|USDA|VA) 1 $345,000 $345,000 $0 10.50%
Hilo, HI (FHA|USDA|VA) 1 $345,000 $345,000 $0 11.00%
TOLEDO, OH (FHA|USDA|VA) 4 $340,000 $85,000 $0 7.32%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $340,000 $170,000 $0 9.31%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $335,000 $335,000 $0 8.75%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $335,000 $335,000 $0 10.75%
Heber, UT (FHA|USDA|VA) 1 $325,000 $325,000 $0 7.75%
Albertville, AL (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.75%
STOCKTON, CA (FHA|USDA|VA) 1 $305,000 $305,000 $0 11.50%
WACO, TX (FHA|USDA|VA) 2 $300,000 $150,000 $0 7.69%
PITTSFIELD, MA (FHA|USDA|VA) 2 $280,000 $140,000 $0 7.81%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $270,000 $135,000 $0 8.94%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $255,000 $255,000 $0 10.75%
Aberdeen, WA (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.75%
MONROE, MI (FHA|USDA|VA) 1 $245,000 $245,000 $0 11.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.88%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $240,000 $120,000 $0 11.38%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.81%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.64%
Cedartown, GA (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.88%
LONGVIEW, WA (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.50%
Wooster, OH (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $230,000 $115,000 $0 7.50%
LAWTON, OK (FHA|USDA|VA) 2 $230,000 $115,000 $0 9.69%
ROCHESTER, NY (FHA|USDA|VA) 1 $225,000 $225,000 $0 10.50%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $225,000 $225,000 $0 8.00%
SUMTER, SC (FHA|USDA|VA) 2 $220,000 $110,000 $0 11.50%
FORT WAYNE, IN (FHA|USDA|VA) 1 $215,000 $215,000 $0 11.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.38%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $205,000 $205,000 $0 10.75%
SYRACUSE, NY (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.38%
GREAT FALLS, MT (FHA|USDA|VA) 1 $205,000 $205,000 $0 12.00%
COLUMBUS, IN (FHA|USDA|VA) 2 $200,000 $100,000 $0 9.13%
Paducah, KY-IL (FHA|USDA|VA) 2 $200,000 $100,000 $0 10.63%
WICHITA, KS (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.81%
Enterprise, AL (FHA|USDA|VA) 2 $200,000 $100,000 $0 8.31%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.88%
GAINESVILLE, GA (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.38%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $190,000 $95,000 $0 10.56%
Rockingham, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.13%
PUEBLO, CO (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.00%
Red Bluff, CA (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.95%
LANCASTER, PA (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.07%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.63%
Stillwater, OK (FHA|USDA|VA) 1 $175,000 $175,000 $0 11.50%
MIDLAND, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 11.25%
RACINE, WI (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.69%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.58%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $165,000 $165,000 $0 11.00%
MADERA, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.51%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.88%
CaƱon City, CO (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.63%
FLINT, MI (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.13%
Gloversville, NY (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.84%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.38%
TOPEKA, KS (FHA|USDA|VA) 1 $155,000 $155,000 $0 10.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $0 11.00%
RAPID CITY, SD (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.82%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $145,000 $145,000 $0 11.25%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.95%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.38%
BATON ROUGE, LA (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.50%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.38%
Bennington, VT (FHA|USDA|VA) 1 $125,000 $125,000 $0 12.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 10.50%
GLENS FALLS, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 12.00%
St. Marys, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 10.50%
Salina, KS (FHA|USDA|VA) 1 $125,000 $125,000 $0 10.25%
TYLER, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 10.50%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.88%
Union, SC (FHA|USDA|VA) 1 $115,000 $115,000 $0 11.00%
VALDOSTA, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.13%
HINESVILLE, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 10.25%
LaGrange, GA-AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 11.00%
Danville, VA (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.53%
AMARILLO, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.75%
BECKLEY, WV (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.63%
Gaffney, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.50%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.25%
Orangeburg, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.50%
Effingham, IL (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.65%
Sandusky, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 11.00%
Paris, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.38%
MUNCIE, IN (FHA|USDA|VA) 1 $95,000 $95,000 $0 10.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.75%
ALTOONA, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.38%
Roswell, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 10.50%
MANHATTAN, KS (FHA|USDA|VA) 1 $75,000 $75,000 $0 11.75%
Sanford, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.13%
Dominion Financial Services's top markets include Baltimore, Charlotte, Washington, Philadelphia, and Charleston among others.

Their top states include:
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,239 $578,515,000 $258,381 $0 8.63%

    For 2023, Dominion Financial Services's most frequently originated type of loan was Conventional, with 2,239 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,278 $324,030,000 $253,545 $0 8.02%
    Home Purchase 711 $205,805,000 $289,459 $0 9.94%
    Cash Out Refi 250 $48,680,000 $194,720 $0 8.06%

    For 2023, Dominion Financial Services's most frequently cited loan purpose was Refi, with 1,278 originations. The 2nd most popular reason was Home Purchase, with 711 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,502 $293,670,000 $195,519 $0 7.66%
    Other 414 $136,700,000 $330,193 $0 10.73%
    1 Year 323 $148,145,000 $458,653 $0 10.46%

    For 2023, Dominion Financial Services's most frequently cited loan duration was 30 Year, with 1,502 originations. The 2nd most popular length was Other, with 414 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 1,050 $353,710,000 $336,867
    7-8% 951 $185,185,000 $194,727
    6-7% 228 $38,540,000 $169,035
    % 10 $1,080,000 $108,000

    During 2023, Dominion Financial Services's average interest rate for loans was 7.66%, while their most frequently originated rate bucket for loans was Over 8%, with 1,050 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,121 $164,375,000 $146,632 $0 8.29%
    $200k-400k 558 $150,470,000 $269,659 $0 8.98%
    $100,000 or less 312 $25,990,000 $83,301 $0 8.47%
    $400k-600k 114 $52,960,000 $464,561 $0 9.31%
    $1MM+ 71 $136,715,000 $1,925,563 $0 10.28%
    $600k-1MM 63 $48,005,000 $761,984 $0 9.31%

    2023 saw Dominion Financial Services place emphasis on $100k-200k loans with 1,121 originations, totaling $164,375,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 2,176 $546,530,000 $251,163 $0 8.58%
    Not provided 46 $24,470,000 $531,957 $0 10.19%
    White 14 $5,660,000 $404,286 $0 10.54%
    Asian Indian 1 $1,605,000 $1,605,000 $0 9.50%
    Black 1 $165,000 $165,000 $0 8.00%
    Asian 1 $85,000 $85,000 $0 10.50%

    Approval Rates

    Total approvals of all applications
    100.00%

    Dominion Financial Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    29.03%

    Dominion Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,239 $578,515,000 $258,381

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,239 $578,515,000 $258,381

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 48 $20,210,000 $421,042 $0 9.23%
    40-60% 377 $114,595,000 $303,966 $0 9.30%
    60-80% 1,776 $421,170,000 $237,145 $0 8.46%
    80-100% 19 $5,405,000 $284,474 $0 8.48%
    Under 20% 19 $17,135,000 $901,842 $0 10.36%