Dominion Financial Services Mortgage Rates, Fees & Info

CHEVY CHASE, MD

LEI: 549300C8GOC4OYUV0Z32

Tax ID: 75-3021949

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Dominion Financial Services is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Dominion Financial Services has a high proportion of conventional loans. Their top markets by origination volume include: Baltimore, Charlotte, Cincinnati, Philadelphia, and Atlanta among others. We have data for 293 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dominion Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.72% 4/5/25
30 Year Conventional Refi 6.72% 4/5/25
30 Year Cash-out Refi 6.72% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Dominion Financial Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Dominion Financial Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,428

Origination Dollar Volume (All Markets)

$726,520,000

Relative Rate

Dominion Financial Services's average 30 year fixed mortgage rate was 7.21%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 0.66%.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 269 $64,715,000 $240,576 $0 8.61%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 90 $51,650,000 $573,889 $0 9.97%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 141 $38,725,000 $274,645 $0 7.53%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 98 $27,720,000 $282,857 $0 7.99%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 57 $22,765,000 $399,386 $0 8.71%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 28 $22,500,000 $803,571 $0 9.62%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 47 $20,315,000 $432,234 $0 9.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 70 $16,340,000 $233,429 $0 8.30%
LaGrange, GA-AL (FHA|USDA|VA) 4 $16,020,000 $4,005,000 $0 11.50%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 63 $14,385,000 $228,333 $0 9.26%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 35 $11,815,000 $337,571 $0 10.45%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 30 $11,000,000 $366,667 $0 7.96%
Outside of Metro Areas 36 $10,760,000 $298,889 $0 9.11%
KANSAS CITY, MO-KS (FHA|USDA|VA) 41 $10,335,000 $252,073 $0 8.14%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 7 $9,955,000 $1,422,143 $0 9.34%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 8 $8,950,000 $1,118,750 $0 9.09%
DAYTON-KETTERING, OH (FHA|USDA|VA) 39 $8,295,000 $212,692 $0 7.59%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 26 $8,290,000 $318,846 $0 9.90%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 27 $7,725,000 $286,111 $0 7.12%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 38 $7,450,000 $196,053 $0 7.79%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $7,430,000 $1,238,333 $0 8.54%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 41 $7,035,000 $171,585 $0 8.35%
RICHMOND, VA (FHA|USDA|VA) 26 $6,820,000 $262,308 $0 8.12%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 9 $6,575,000 $730,556 $0 9.54%
COLUMBUS, OH (FHA|USDA|VA) 23 $6,385,000 $277,609 $0 8.43%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $6,305,000 $1,261,000 $0 10.28%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $6,235,000 $2,078,333 $0 12.00%
KNOXVILLE, TN (FHA|USDA|VA) 15 $6,015,000 $401,000 $0 10.49%
OCALA, FL (FHA|USDA|VA) 17 $5,785,000 $340,294 $0 10.39%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 32 $5,570,000 $174,063 $0 8.56%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $5,460,000 $2,730,000 $0 11.13%
PITTSBURGH, PA (FHA|USDA|VA) 24 $5,330,000 $222,083 $0 7.73%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $5,270,000 $2,635,000 $0 8.94%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $5,180,000 $431,667 $0 7.64%
SALISBURY, MD-DE (FHA|USDA|VA) 19 $4,835,000 $254,474 $0 9.50%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 22 $4,770,000 $216,818 $0 8.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 38 $4,600,000 $121,053 $0 8.80%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 21 $4,515,000 $215,000 $0 7.82%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 9 $4,425,000 $491,667 $0 8.32%
JACKSONVILLE, FL (FHA|USDA|VA) 23 $4,385,000 $190,652 $0 8.70%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $4,180,000 $2,090,000 $0 8.75%
PUNTA GORDA, FL (FHA|USDA|VA) 9 $4,025,000 $447,222 $0 9.75%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 16 $3,970,000 $248,125 $0 9.35%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 19 $3,865,000 $203,421 $0 7.54%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 17 $3,865,000 $227,353 $0 7.08%
ROCHESTER, NY (FHA|USDA|VA) 21 $3,865,000 $184,048 $0 7.57%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $3,805,000 $345,909 $0 9.74%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 10 $3,430,000 $343,000 $0 8.26%
MONTGOMERY, AL (FHA|USDA|VA) 16 $3,280,000 $205,000 $0 8.40%
MOBILE, AL (FHA|USDA|VA) 2 $3,260,000 $1,630,000 $0 9.69%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $3,225,000 $1,075,000 $0 11.17%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 12 $3,010,000 $250,833 $0 7.85%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 10 $2,980,000 $298,000 $0 9.23%
JACKSON, MS (FHA|USDA|VA) 7 $2,925,000 $417,857 $0 9.83%
COLORADO SPRINGS, CO (FHA|USDA|VA) 6 $2,890,000 $481,667 $0 6.28%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 18 $2,820,000 $156,667 $0 9.26%
LAFAYETTE, LA (FHA|USDA|VA) 2 $2,800,000 $1,400,000 $0 9.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 20 $2,800,000 $140,000 $0 9.68%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $2,720,000 $1,360,000 $0 10.50%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 15 $2,685,000 $179,000 $0 7.88%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $2,675,000 $891,667 $0 9.42%
JACKSONVILLE, NC (FHA|USDA|VA) 7 $2,635,000 $376,429 $0 9.79%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 15 $2,625,000 $175,000 $0 8.42%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 19 $2,595,000 $136,579 $0 9.33%
LONGVIEW, WA (FHA|USDA|VA) 4 $2,500,000 $625,000 $0 10.63%
WILMINGTON, NC (FHA|USDA|VA) 10 $2,480,000 $248,000 $0 8.46%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 8 $2,220,000 $277,500 $0 10.78%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 15 $2,215,000 $147,667 $0 8.15%
ROME, GA (FHA|USDA|VA) 6 $2,210,000 $368,333 $0 7.79%
TULSA, OK (FHA|USDA|VA) 9 $2,175,000 $241,667 $0 7.64%
SAVANNAH, GA (FHA|USDA|VA) 7 $2,145,000 $306,429 $0 9.70%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 11 $2,115,000 $192,273 $0 7.00%
HUNTSVILLE, AL (FHA|USDA|VA) 15 $2,105,000 $140,333 $0 7.49%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $2,045,000 $681,667 $0 9.00%
ROANOKE, VA (FHA|USDA|VA) 13 $2,005,000 $154,231 $0 6.84%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 4 $1,960,000 $490,000 $0 8.34%
WINSTON-SALEM, NC (FHA|USDA|VA) 10 $1,940,000 $194,000 $0 8.67%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 8 $1,900,000 $237,500 $0 8.86%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $1,890,000 $236,250 $0 11.13%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $1,860,000 $186,000 $0 7.68%
LOUISVILLE, KY (FHA|USDA|VA) 11 $1,825,000 $165,909 $0 8.00%
Sevierville, TN (FHA|USDA|VA) 3 $1,785,000 $595,000 $0 7.67%
COLUMBIA, SC (FHA|USDA|VA) 7 $1,785,000 $255,000 $0 8.20%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 8 $1,780,000 $222,500 $0 6.52%
LINCOLN, NE (FHA|USDA|VA) 10 $1,770,000 $177,000 $0 7.33%
EL PASO, TX (FHA|USDA|VA) 6 $1,750,000 $291,667 $0 7.58%
AKRON, OH (FHA|USDA|VA) 16 $1,750,000 $109,375 $0 8.12%
TOLEDO, OH (FHA|USDA|VA) 11 $1,655,000 $150,455 $0 8.21%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $1,595,000 $1,595,000 $0 7.25%
PUEBLO, CO (FHA|USDA|VA) 7 $1,565,000 $223,571 $0 6.31%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 8 $1,560,000 $195,000 $0 9.31%
SPRINGFIELD, MA (FHA|USDA|VA) 4 $1,540,000 $385,000 $0 8.34%
ALBUQUERQUE, NM (FHA|USDA|VA) 7 $1,535,000 $219,286 $0 9.16%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 11 $1,505,000 $136,818 $0 8.36%
SPRINGFIELD, OH (FHA|USDA|VA) 5 $1,505,000 $301,000 $0 7.98%
Orangeburg, SC (FHA|USDA|VA) 3 $1,435,000 $478,333 $0 8.92%
AMARILLO, TX (FHA|USDA|VA) 1 $1,425,000 $1,425,000 $0 6.00%
Hilo, HI (FHA|USDA|VA) 1 $1,405,000 $1,405,000 $0 11.50%
NEW BERN, NC (FHA|USDA|VA) 3 $1,365,000 $455,000 $0 9.31%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 11 $1,335,000 $121,364 $0 8.98%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $1,315,000 $1,315,000 $0 7.13%
LONGVIEW, TX (FHA|USDA|VA) 1 $1,285,000 $1,285,000 $0 7.88%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 9 $1,275,000 $141,667 $0 7.17%
OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $1,265,000 $140,556 $0 6.98%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $1,250,000 $208,333 $0 9.17%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,240,000 $310,000 $0 6.50%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 3 $1,235,000 $411,667 $0 9.46%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $1,215,000 $405,000 $0 7.50%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,170,000 $195,000 $0 8.56%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,165,000 $233,000 $0 9.50%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $1,145,000 $229,000 $0 8.48%
FORT WAYNE, IN (FHA|USDA|VA) 6 $1,140,000 $190,000 $0 8.75%
SYRACUSE, NY (FHA|USDA|VA) 5 $1,135,000 $227,000 $0 8.83%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $1,100,000 $275,000 $0 7.08%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $1,065,000 $355,000 $0 6.38%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,050,000 $262,500 $0 7.91%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,015,000 $203,000 $0 6.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $1,010,000 $505,000 $0 11.25%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $0 7.97%
LAREDO, TX (FHA|USDA|VA) 4 $990,000 $247,500 $0 7.16%
SPARTANBURG, SC (FHA|USDA|VA) 3 $985,000 $328,333 $0 8.17%
LUBBOCK, TX (FHA|USDA|VA) 8 $980,000 $122,500 $0 7.91%
COLUMBUS, GA-AL (FHA|USDA|VA) 9 $965,000 $107,222 $0 9.40%
GREENVILLE, NC (FHA|USDA|VA) 4 $920,000 $230,000 $0 8.40%
BEND, OR (FHA|USDA|VA) 1 $905,000 $905,000 $0 11.00%
Granbury, TX (FHA|USDA|VA) 1 $895,000 $895,000 $0 6.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $890,000 $222,500 $0 7.75%
CLEVELAND, TN (FHA|USDA|VA) 5 $885,000 $177,000 $0 8.54%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $860,000 $430,000 $0 12.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $845,000 $281,667 $0 9.54%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $800,000 $200,000 $0 9.31%
PROVO-OREM, UT (FHA|USDA|VA) 2 $790,000 $395,000 $0 6.88%
GREAT FALLS, MT (FHA|USDA|VA) 3 $755,000 $251,667 $0 8.42%
ROCKFORD, IL (FHA|USDA|VA) 6 $750,000 $125,000 $0 7.46%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $720,000 $360,000 $0 7.13%
HATTIESBURG, MS (FHA|USDA|VA) 6 $700,000 $116,667 $0 7.96%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $665,000 $665,000 $0 13.00%
Big Rapids, MI (FHA|USDA|VA) 1 $665,000 $665,000 $0 7.75%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $610,000 $305,000 $0 7.50%
UTICA-ROME, NY (FHA|USDA|VA) 2 $610,000 $305,000 $0 11.00%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $595,000 $198,333 $0 7.50%
PANAMA CITY, FL (FHA|USDA|VA) 1 $595,000 $595,000 $0 11.00%
RACINE, WI (FHA|USDA|VA) 4 $580,000 $145,000 $0 10.04%
Sunbury, PA (FHA|USDA|VA) 1 $575,000 $575,000 $0 7.63%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $565,000 $188,333 $0 6.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $560,000 $280,000 $0 6.63%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $555,000 $555,000 $0 7.25%
Paducah, KY-IL (FHA|USDA|VA) 4 $550,000 $137,500 $0 9.83%
Hailey, ID (FHA|USDA|VA) 1 $545,000 $545,000 $0 7.63%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $545,000 $181,667 $0 6.92%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $545,000 $109,000 $0 7.20%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $540,000 $270,000 $0 11.00%
GOLDSBORO, NC (FHA|USDA|VA) 3 $535,000 $178,333 $0 11.00%
Albemarle, NC (FHA|USDA|VA) 2 $530,000 $265,000 $0 11.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $525,000 $175,000 $0 7.29%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $515,000 $515,000 $0 11.00%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $510,000 $255,000 $0 7.31%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $505,000 $101,000 $0 8.23%
SAGINAW, MI (FHA|USDA|VA) 2 $500,000 $250,000 $0 8.75%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $500,000 $250,000 $0 6.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $500,000 $125,000 $0 9.28%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $495,000 $495,000 $0 11.00%
Whitewater, WI (FHA|USDA|VA) 1 $475,000 $475,000 $0 11.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $475,000 $475,000 $0 7.75%
Auburn, IN (FHA|USDA|VA) 3 $475,000 $158,333 $0 10.00%
LEBANON, PA (FHA|USDA|VA) 2 $460,000 $230,000 $0 9.81%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $460,000 $230,000 $0 7.38%
GREELEY, CO (FHA|USDA|VA) 2 $450,000 $225,000 $0 7.63%
Barre, VT (FHA|USDA|VA) 2 $450,000 $225,000 $0 11.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $445,000 $445,000 $0 8.63%
VISALIA, CA (FHA|USDA|VA) 1 $435,000 $435,000 $0 6.75%
MORRISTOWN, TN (FHA|USDA|VA) 2 $430,000 $215,000 $0 9.13%
Minot, ND (FHA|USDA|VA) 1 $425,000 $425,000 $0 12.00%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $425,000 $141,667 $0 10.99%
MIDLAND, MI (FHA|USDA|VA) 2 $400,000 $200,000 $0 10.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $395,000 $395,000 $0 6.63%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $395,000 $395,000 $0 11.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $390,000 $195,000 $0 6.81%
BATON ROUGE, LA (FHA|USDA|VA) 3 $385,000 $128,333 $0 8.00%
Athens, TX (FHA|USDA|VA) 2 $370,000 $185,000 $0 7.50%
DOVER, DE (FHA|USDA|VA) 2 $360,000 $180,000 $0 9.81%
Georgetown, SC (FHA|USDA|VA) 1 $355,000 $355,000 $0 11.00%
Mount Vernon, OH (FHA|USDA|VA) 1 $355,000 $355,000 $0 7.63%
New Castle, IN (FHA|USDA|VA) 4 $350,000 $87,500 $0 7.17%
Cullowhee, NC (FHA|USDA|VA) 2 $350,000 $175,000 $0 7.50%
Shelton, WA (FHA|USDA|VA) 2 $340,000 $170,000 $0 7.13%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $335,000 $111,667 $0 10.00%
MUSKEGON, MI (FHA|USDA|VA) 3 $335,000 $111,667 $0 6.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $330,000 $165,000 $0 11.00%
GAINESVILLE, GA (FHA|USDA|VA) 1 $325,000 $325,000 $0 11.00%
MIDLAND, TX (FHA|USDA|VA) 1 $315,000 $315,000 $0 0.00%
SANTA FE, NM (FHA|USDA|VA) 1 $315,000 $315,000 $0 7.63%
Rutland, VT (FHA|USDA|VA) 2 $310,000 $155,000 $0 11.50%
ALBANY, GA (FHA|USDA|VA) 2 $310,000 $155,000 $0 12.00%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $310,000 $155,000 $0 8.38%
Gaffney, SC (FHA|USDA|VA) 1 $305,000 $305,000 $0 6.88%
BURLINGTON, NC (FHA|USDA|VA) 2 $300,000 $150,000 $0 6.75%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $295,000 $295,000 $0 11.00%
REDDING, CA (FHA|USDA|VA) 1 $295,000 $295,000 $0 11.00%
VICTORIA, TX (FHA|USDA|VA) 3 $295,000 $98,333 $0 6.94%
BOISE CITY, ID (FHA|USDA|VA) 1 $295,000 $295,000 $0 6.50%
SUMTER, SC (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.69%
Plainview, TX (FHA|USDA|VA) 1 $275,000 $275,000 $0 7.13%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $275,000 $275,000 $0 11.99%
Shelbyville, TN (FHA|USDA|VA) 1 $275,000 $275,000 $0 10.99%
Danville, VA (FHA|USDA|VA) 3 $275,000 $91,667 $0 7.63%
Seneca, SC (FHA|USDA|VA) 1 $275,000 $275,000 $0 10.99%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $270,000 $135,000 $0 7.75%
FLINT, MI (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.25%
Alpena, MI (FHA|USDA|VA) 1 $265,000 $265,000 $0 11.00%
Shelby, NC (FHA|USDA|VA) 2 $260,000 $130,000 $0 9.00%
Moultrie, GA (FHA|USDA|VA) 2 $260,000 $130,000 $0 8.88%
LAWTON, OK (FHA|USDA|VA) 2 $260,000 $130,000 $0 6.50%
ODESSA, TX (FHA|USDA|VA) 2 $260,000 $130,000 $0 7.31%
Los Alamos, NM (FHA|USDA|VA) 1 $255,000 $255,000 $0 11.00%
Farmington, MO (FHA|USDA|VA) 1 $255,000 $255,000 $0 11.00%
Centralia, WA (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.50%
MADISON, WI (FHA|USDA|VA) 1 $245,000 $245,000 $0 11.00%
Shawnee, OK (FHA|USDA|VA) 2 $240,000 $120,000 $0 6.88%
Lebanon, NH-VT (FHA|USDA|VA) 1 $235,000 $235,000 $0 11.00%
Thomaston, GA (FHA|USDA|VA) 1 $225,000 $225,000 $0 11.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $225,000 $225,000 $0 6.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $225,000 $225,000 $0 6.75%
RAPID CITY, SD (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.38%
Lumberton, NC (FHA|USDA|VA) 2 $220,000 $110,000 $0 7.69%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $215,000 $215,000 $0 11.00%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $205,000 $205,000 $0 11.00%
DECATUR, IL (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.13%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.13%
Maryville, MO (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.25%
Lawrenceburg, TN (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.99%
Thomasville, GA (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.38%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $190,000 $95,000 $0 0.00%
ALTOONA, PA (FHA|USDA|VA) 2 $190,000 $95,000 $0 9.81%
READING, PA (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.13%
LAWRENCE, KS (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.38%
BELLINGHAM, WA (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.50%
Vernal, UT (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
Bonham, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.38%
St. Marys, GA (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.25%
Tiffin, OH (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.25%
Brenham, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.50%
BISMARCK, ND (FHA|USDA|VA) 1 $175,000 $175,000 $0 12.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.63%
MUNCIE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.38%
Del Rio, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 11.00%
Huntsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.38%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $165,000 $165,000 $0 11.00%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.50%
Wilson, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.75%
Cambridge, MD (FHA|USDA|VA) 1 $155,000 $155,000 $0 11.00%
Findlay, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.99%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.00%
HINESVILLE, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 0.00%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 11.00%
Danville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $0 11.00%
Cedartown, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.63%
LANCASTER, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.50%
Kendallville, IN (FHA|USDA|VA) 1 $135,000 $135,000 $0 11.00%
Amsterdam, NY (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.00%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $0 11.00%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.25%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.25%
WICHITA, KS (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.50%
HAMMOND, LA (FHA|USDA|VA) 1 $125,000 $125,000 $0 11.00%
North Wilkesboro, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.63%
LIMA, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.88%
Okeechobee, FL (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.13%
BECKLEY, WV (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.13%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.00%
LYNCHBURG, VA (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.88%
VALDOSTA, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.88%
JACKSON, MI (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.13%
Wabash, IN (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.13%
ANN ARBOR, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.00%
Enterprise, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 11.00%
SAN ANGELO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.00%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 12.00%
Branson, MO (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.38%
TOPEKA, KS (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.88%
BAY CITY, MI (FHA|USDA|VA) 1 $95,000 $95,000 $0 11.00%
Wooster, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.88%
DOTHAN, AL (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.38%
BANGOR, ME (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.63%
Marion, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 0.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 0.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.38%
Payson, AZ (FHA|USDA|VA) 1 $75,000 $75,000 $0 11.00%
FLORENCE, SC (FHA|USDA|VA) 1 $55,000 $55,000 $0 11.00%
Dominion Financial Services's top markets include Baltimore, Charlotte, Cincinnati, Philadelphia, and Atlanta among others.

Their top states include:
  • Maryland (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,428 $726,520,000 $299,226 $0 8.56%

    For 2024, Dominion Financial Services's most frequently originated type of loan was Conventional, with 2,428 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,147 $405,485,000 $353,518 $0 9.95%
    Cash Out Refi 949 $223,575,000 $235,590 $0 7.24%
    Refi 332 $97,460,000 $293,554 $0 7.16%

    For 2024, Dominion Financial Services's most frequently cited loan purpose was Home Purchase, with 1,147 originations. The 2nd most popular reason was Cash Out Refi, with 949 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,606 $389,530,000 $242,547 $0 7.21%
    Other 457 $143,805,000 $314,672 $0 11.09%
    1 Year 365 $193,185,000 $529,274 $0 11.02%

    For 2024, Dominion Financial Services's most frequently cited loan duration was 30 Year, with 1,606 originations. The 2nd most popular length was Other, with 457 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 897 $351,295,000 $391,633
    7-8% 748 $180,640,000 $241,497
    6-7% 586 $137,480,000 $234,608
    5-6% 25 $6,475,000 $259,000

    During 2024, Dominion Financial Services's average interest rate for loans was 7.21%, while their most frequently originated rate bucket for loans was Over 8%, with 897 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,056 $157,240,000 $148,902 $0 8.24%
    $200k-400k 775 $212,095,000 $273,671 $0 8.61%
    $100,000 or less 255 $21,495,000 $84,294 $0 8.77%
    $400k-600k 153 $73,535,000 $480,621 $0 8.80%
    $1MM+ 95 $190,645,000 $2,006,789 $0 10.21%
    $600k-1MM 94 $71,510,000 $760,745 $0 9.24%

    2024 saw Dominion Financial Services place emphasis on $100k-200k loans with 1,056 originations, totaling $157,240,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 2,368 $704,610,000 $297,555 $0 8.53%
    Not provided 18 $9,800,000 $544,444 $0 9.72%
    White 29 $9,385,000 $323,621 $0 10.46%
    Black 9 $1,215,000 $135,000 $0 9.01%
    Chinese 1 $1,025,000 $1,025,000 $0 7.25%
    Asian 3 $485,000 $161,667 $0 7.58%

    Approval Rates

    Total approvals of all applications
    100.00%

    Dominion Financial Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    40.49%

    Dominion Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,428 $726,520,000 $299,226

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,428 $726,520,000 $299,226

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 36 $11,220,000 $311,667 $0 10.20%
    40-60% 324 $121,760,000 $375,802 $0 9.53%
    60-80% 1,941 $552,175,000 $284,480 $0 8.43%
    80-100% 110 $22,920,000 $208,364 $0 7.19%
    Under 20% 17 $18,445,000 $1,085,000 $0 11.27%