Dominion Financial Services Mortgage Rates, Fees & Info
CHEVY CHASE, MDLEI: 549300C8GOC4OYUV0Z32
Tax ID: 75-3021949
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Dominion Financial Services is a smaller mortgage company specializing in Refi and Home Purchase loans. Dominion Financial Services has a high proportion of conventional loans. Their top markets include Baltimore, Washington, Charlotte, Cape Coral, and Los Angeles among others. Dominion Financial Services has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors.Originations
2,196Origination Dollar Volume (All Markets)
$578,410,000Relative Rate
Dominion Financial Services 's average 30 year fixed rate mortgage of loans were
4.59%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 1.44%.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 395 | $73,625,000 | $186,392 | $0 | 5.18% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 91 | $51,195,000 | $562,582 | $0 | 7.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 96 | $32,550,000 | $339,063 | $0 | 7.40% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 80 | $23,580,000 | $294,750 | $0 | 6.62% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 21 | $22,915,000 | $1,091,190 | $0 | 7.09% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 115 | $22,715,000 | $197,522 | $0 | 5.68% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 87 | $21,805,000 | $250,632 | $0 | 5.46% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 85 | $19,335,000 | $227,471 | $0 | 6.06% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 29 | $18,455,000 | $636,379 | $0 | 5.41% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 74 | $18,010,000 | $243,378 | $0 | 4.67% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 29 | $17,705,000 | $610,517 | $0 | 6.59% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 35 | $14,805,000 | $423,000 | $0 | 7.45% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 11 | $10,845,000 | $985,909 | $0 | 6.68% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $9,825,000 | $1,965,000 | $0 | 7.50% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 28 | $7,490,000 | $267,500 | $0 | 6.08% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 31 | $7,205,000 | $232,419 | $0 | 7.24% |
| COLUMBUS, OH (FHA|USDA|VA) | 38 | $6,640,000 | $174,737 | $0 | 6.98% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 24 | $6,570,000 | $273,750 | $0 | 5.16% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 21 | $6,495,000 | $309,286 | $0 | 5.30% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 33 | $6,475,000 | $196,212 | $0 | 5.08% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 14 | $6,180,000 | $441,429 | $0 | 6.25% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 17 | $5,175,000 | $304,412 | $0 | 7.31% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 35 | $5,135,000 | $146,714 | $0 | 5.36% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 24 | $4,770,000 | $198,750 | $0 | 5.92% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 15 | $4,765,000 | $317,667 | $0 | 8.10% |
| SAVANNAH, GA (FHA|USDA|VA) | 27 | $4,755,000 | $176,111 | $0 | 7.66% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $4,395,000 | $209,286 | $0 | 5.43% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 19 | $4,015,000 | $211,316 | $0 | 6.11% |
| OCALA, FL (FHA|USDA|VA) | 25 | $3,695,000 | $147,800 | $0 | 8.61% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 19 | $3,675,000 | $193,421 | $0 | 6.54% |
| TUCSON, AZ (FHA|USDA|VA) | 20 | $3,670,000 | $183,500 | $0 | 4.73% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 11 | $3,565,000 | $324,091 | $0 | 4.53% |
| PITTSBURGH, PA (FHA|USDA|VA) | 13 | $3,545,000 | $272,692 | $0 | 4.94% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 15 | $3,435,000 | $229,000 | $0 | 5.20% |
| WILMINGTON, NC (FHA|USDA|VA) | 16 | $3,340,000 | $208,750 | $0 | 6.70% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 8 | $3,010,000 | $376,250 | $0 | 6.75% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 7 | $2,945,000 | $420,714 | $0 | 4.82% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 14 | $2,920,000 | $208,571 | $0 | 6.49% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $2,840,000 | $473,333 | $0 | 5.19% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $2,795,000 | $931,667 | $0 | 7.17% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $2,725,000 | $2,725,000 | $0 | 10.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 21 | $2,605,000 | $124,048 | $0 | 6.43% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 12 | $2,370,000 | $197,500 | $0 | 6.31% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 15 | $2,295,000 | $153,000 | $0 | 6.47% |
| Outside of Metro Areas | 11 | $2,275,000 | $206,818 | $0 | 8.86% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $2,250,000 | $562,500 | $0 | 4.62% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $2,180,000 | $1,090,000 | $0 | 8.63% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $0 | 5.33% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 12 | $2,110,000 | $175,833 | $0 | 7.54% |
| RICHMOND, VA (FHA|USDA|VA) | 16 | $2,060,000 | $128,750 | $0 | 5.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 11 | $1,865,000 | $169,545 | $0 | 4.83% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 13 | $1,805,000 | $138,846 | $0 | 6.23% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $0 | 5.67% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $0 | 7.08% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 14 | $1,710,000 | $122,143 | $0 | 6.17% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 13 | $1,675,000 | $128,846 | $0 | 5.05% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $1,665,000 | $555,000 | $0 | 8.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $1,615,000 | $1,615,000 | $0 | 8.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $0 | 8.33% |
| COLUMBIA, SC (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $0 | 5.90% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $0 | 7.20% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 12 | $1,380,000 | $115,000 | $0 | 6.59% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $0 | 4.34% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $0 | 6.20% |
| MONTGOMERY, AL (FHA|USDA|VA) | 13 | $1,245,000 | $95,769 | $0 | 7.85% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $0 | 5.29% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $0 | 7.06% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $0 | 8.30% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $0 | 4.23% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $0 | 7.06% |
| Safford, AZ (FHA|USDA|VA) | 1 | $1,135,000 | $1,135,000 | $0 | 4.25% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $0 | 8.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $0 | 5.81% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $0 | 5.18% |
| AKRON, OH (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $0 | 6.79% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $0 | 8.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $0 | 6.54% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $0 | 6.33% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $0 | 4.90% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $0 | 5.47% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $0 | 4.75% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $0 | 7.18% |
| DOVER, DE (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $0 | 7.44% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $0 | 5.42% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $0 | 7.79% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $715,000 | $65,000 | $0 | 8.91% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $0 | 4.50% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 9.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $0 | 9.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $0 | 7.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $0 | 7.88% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $0 | 8.00% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $0 | 5.65% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $0 | 4.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $0 | 6.40% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $0 | 4.57% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 8.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 4.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 4.75% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 9.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 6.82% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $0 | 5.85% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 5.30% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $0 | 5.60% |
| NAPA, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 8.50% |
| Miami, OK (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 5.00% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $0 | 5.69% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 4.38% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 6.17% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 8.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 6.09% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $0 | 8.10% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 4.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 6.38% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 9.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $0 | 8.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 8.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 6.17% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 9.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 4.67% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 7.08% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 8.67% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 8.67% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 6.83% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 8.50% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 4.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 7.13% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 4.50% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 7.04% |
| Torrington, CT (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 6.94% |
| READING, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 4.25% |
| Gillette, WY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 9.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 6.69% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 4.57% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 9.00% |
| Forest City, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 9.00% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.00% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 8.50% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 9.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 5.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 6.25% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 5.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.00% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 9.50% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.00% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 4.60% |
| SALEM, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 4.88% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 9.00% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 10.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.44% |
| Seneca, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 6.38% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 6.50% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.88% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 8.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.00% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.00% |
| Shelby, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.00% |
| Marion, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.50% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.88% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.95% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.00% |
| Bennington, VT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.63% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.38% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.13% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.50% |
| RACINE, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.75% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.00% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.88% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.50% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.00% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.00% |
| Peru, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.00% |
Dominion Financial Services 's top markets include Baltimore, Washington, Charlotte, Cape Coral, and Los Angeles among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 2,196 | $578,410,000 | $263,393 | $0 | 6.14% |
For the 2021 period, Dominion Financial Services 's most frequently originated loan type of loans were Conventional, with 2,196 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 1,252 | $271,530,000 | $216,877 | $0 | 4.60% |
| Home Purchase | 944 | $306,880,000 | $325,085 | $0 | 8.19% |
For the 2021, Dominion Financial Services 's most frequently cited loan purpose of loans were Refi, with 1,252 originations. The 2nd most popular reason of loans were Home Purchase, with 944 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 1,346 | $285,720,000 | $212,273 | $0 | 4.59% |
| Other | 509 | $139,255,000 | $273,585 | $0 | 8.66% |
| 1 Year | 341 | $153,435,000 | $449,956 | $0 | 8.52% |
For the 2021, Dominion Financial Services 's most frequently cited loan length of loans were 30 Year, with 1,346 originations. The 2nd most popular length of loans were Other, with 509 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 992 | $203,260,000 | $204,899 |
| Over 8% | 472 | $167,690,000 | $355,275 |
| 7-8% | 375 | $122,215,000 | $325,907 |
| 5-6% | 199 | $41,255,000 | $207,312 |
| 3-4% | 143 | $39,815,000 | $278,427 |
| 6-7% | 14 | $4,090,000 | $292,143 |
| <2.5% | 1 | $85,000 | $85,000 |
During 2021, Dominion Financial Services 's average interest rate of loans were 4.59%, while their most frequently originated rate bucket of loans were 4-5%, with 992 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-200k | 1,125 | $163,245,000 | $145,107 | $0 | 5.61% |
| $200k-400k | 598 | $160,870,000 | $269,013 | $0 | 6.37% |
| $100,000 or less | 240 | $19,140,000 | $79,750 | $0 | 7.06% |
| $400k-600k | 87 | $41,575,000 | $477,874 | $0 | 7.08% |
| $1MM+ | 82 | $142,420,000 | $1,736,829 | $0 | 7.65% |
| $600k-1MM | 64 | $51,160,000 | $799,375 | $0 | 6.83% |
2021 saw Dominion Financial Services place emphasis on $100k-200k loans with 1,125 originations, totaling $163,245,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 1,935 | $499,105,000 | $257,935 | $0 | 6.08% |
| White | 136 | $40,830,000 | $300,221 | $0 | 7.03% |
| Not provided | 68 | $24,450,000 | $359,559 | $0 | 6.39% |
| Asian | 27 | $7,245,000 | $268,333 | $0 | 4.64% |
| Black | 15 | $3,855,000 | $257,000 | $0 | 6.47% |
| Vietnamese | 6 | $930,000 | $155,000 | $0 | 9.04% |
| Chinese | 2 | $710,000 | $355,000 | $0 | 4.25% |
| Other Asian | 3 | $545,000 | $181,667 | $0 | 5.83% |
| Asian Indian | 2 | $520,000 | $260,000 | $0 | 7.63% |
| Other Pacific Islander | 1 | $165,000 | $165,000 | $0 | 4.88% |
| American Indian | 1 | $55,000 | $55,000 | $0 | 5.50% |
Approval Rates
Total approvals of all applications100.00%
Dominion Financial Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination51.28%
Dominion Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,196 | $578,410,000 | $263,393 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2,196 | $578,410,000 | $263,393 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1 | $145,000 | $145,000 | $0 | 4.25% |
| 40-60% | 81 | $15,925,000 | $196,605 | $0 | 4.96% |
| 60-80% | 2,020 | $540,510,000 | $267,579 | $0 | 6.15% |
| 80-100% | 94 | $21,830,000 | $232,234 | $0 | 6.99% |
