Starion Bank Mortgage Rates, Fees & Info

Bismarck, ND

LEI: 54930019RBT2SM6CQS78

Tax ID: 45-0427679

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Starion Bank is a smaller bank specializing in Refi and Home Purchase loans. Starion Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Bismarck, Fargo, Madison, Janesville, and Dallas among others. We have data for 39 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Starion Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Starion Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.34% 4/21/24
    30 Year Conventional Refi 6.49% 4/21/24
    30 Year Cash-out Refi 6.68% 4/21/24
    30 Year FHA Purchase 7.11% 4/21/24
    15 Year Conventional Purchase 5.51% 4/21/24
    15 Year Conventional Refi 5.96% 4/21/24
    15 Year Cash-out Refi 5.96% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Starion Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Starion Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    564

    Origination Dollar Volume (All Markets)

    $167,250,000

    Employee count

    210 Show all (5) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BISMARCK, ND (FHA|USDA|VA) 267 $69,655,000 $260,880 $4,141 3.10%
    FARGO, ND-MN (FHA|USDA|VA) 56 $35,230,000 $629,107 $2,860 3.08%
    MADISON, WI (FHA|USDA|VA) 75 $22,165,000 $295,533 $1,164 3.03%
    Outside of Metro Areas 76 $13,730,000 $180,658 $3,258 3.43%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $5,515,000 $1,838,333 $2,257 3.42%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 17 $2,865,000 $168,529 $3,669 3.02%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $2,240,000 $280,000 $1,373 3.79%
    Fergus Falls, MN (FHA|USDA|VA) 7 $1,785,000 $255,000 $3,640 3.23%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $1,100,000 $275,000 $296 3.06%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $1,055,000 $351,667 $680 3.29%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5 $1,015,000 $203,000 $3,758 2.88%
    Baraboo, WI (FHA|USDA|VA) 5 $955,000 $191,000 $2,084 3.35%
    THE VILLAGES, FL (FHA|USDA|VA) 2 $880,000 $440,000 $1,089 3.19%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $745,000 $248,333 $7,092 3.08%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $730,000 $365,000 $6,145 2.69%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $700,000 $350,000 $5,321 2.69%
    Jackson, WY-ID (FHA|USDA|VA) 1 $505,000 $505,000 $6,721 2.38%
    Whitewater, WI (FHA|USDA|VA) 1 $495,000 $495,000 $0 4.25%
    GREEN BAY, WI (FHA|USDA|VA) 2 $490,000 $245,000 $0 3.19%
    Beaver Dam, WI (FHA|USDA|VA) 1 $465,000 $465,000 $92 2.75%
    Payson, AZ (FHA|USDA|VA) 1 $425,000 $425,000 $8,814 2.63%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $420,000 $210,000 $2,878 2.81%
    Jamestown, ND (FHA|USDA|VA) 2 $360,000 $180,000 $3,972 4.50%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $355,000 $355,000 $348 2.88%
    SPRINGFIELD, MA (FHA|USDA|VA) 1 $355,000 $355,000 $2,633 2.50%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $350,000 $175,000 $1,566 2.75%
    Minot, ND (FHA|USDA|VA) 1 $315,000 $315,000 $2,466 2.38%
    Brainerd, MN (FHA|USDA|VA) 2 $300,000 $150,000 $2,412 2.75%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $275,000 $275,000 $1,155 2.49%
    Wahpeton, ND-MN (FHA|USDA|VA) 1 $225,000 $225,000 $2,516 3.75%
    ROCKFORD, IL (FHA|USDA|VA) 1 $225,000 $225,000 $1,867 3.63%
    Dickinson, ND (FHA|USDA|VA) 2 $200,000 $100,000 $2,766 2.12%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.75%
    Bemidji, MN (FHA|USDA|VA) 1 $175,000 $175,000 $2,804 2.88%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $165,000 $165,000 $4,697 2.63%
    BOULDER, CO (FHA|USDA|VA) 1 $165,000 $165,000 $3,152 2.13%
    APPLETON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,469 2.88%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,843 2.88%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $115,000 $115,000 $2,464 2.38%
    Starion Bank's top markets include Bismarck, Fargo, Madison, Janesville, and Dallas among others.

    Their top states include:
  • North Dakota (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Starion Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Hometown Bank
    Similarity Rank: 216
    The Greenwood's State Bank
    Similarity Rank: 297
    The Equitable Bank, S.S.B.
    Similarity Rank: 440
    T & C REAL ESTATE SERVICES LLC
    Similarity Rank: 455
    Royal Bank
    Similarity Rank: 468
    CENTRAL MINNESOTA Credit Union
    Similarity Rank: 510
    A + MORTGAGE SERVICES, INC.
    Similarity Rank: 644
    FIRST COMMUNITY CREDIT UNION
    Similarity Rank: 798
    VALLEY MORTGAGE, INC.
    Similarity Rank: 812
    TOWN AND COUNTRY Credit Union
    Similarity Rank: 874

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 552 $164,820,000 $298,587 $3,207 3.13%
    FHA 6 $1,240,000 $206,667 $7,045 3.31%
    USDA 6 $1,190,000 $198,333 $4,283 3.40%

    For 2020, Starion Bank's most frequently originated type of loan was Conventional, with 552 originations. Their 2nd most popular type was FHA, with 6 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 277 $97,875,000 $353,339 $2,890 3.12%
    Home Purchase 194 $44,980,000 $231,856 $3,623 3.22%
    Cash Out Refi 83 $23,185,000 $279,337 $3,492 2.83%
    Other 6 $970,000 $161,667 $3,547 3.83%
    Home Improvement 4 $240,000 $60,000 $1,242 4.62%

    For 2020, Starion Bank's most frequently cited loan purpose was Refi, with 277 originations. The 2nd most popular reason was Home Purchase, with 194 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 306 $77,540,000 $253,399 $3,345 3.03%
    15 Year 121 $26,485,000 $218,884 $3,147 2.59%
    5 Year 64 $14,860,000 $232,188 $240 4.16%
    20 Year 33 $10,525,000 $318,939 $3,609 2.85%
    Other 20 $33,970,000 $1,698,500 $2,531 4.39%
    10 Year 16 $3,340,000 $208,750 $2,180 3.73%
    3 Year 2 $150,000 $75,000 $0 4.25%
    1 Year 2 $380,000 $190,000 $0 5.25%

    For 2020, Starion Bank's most frequently cited loan duration was 30 Year, with 306 originations. The 2nd most popular length was 15 Year, with 121 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 251 $61,245,000 $244,004
    $2k-3k 79 $17,755,000 $224,747
    $1k-2k 76 $13,130,000 $172,763
    $3k-4k 47 $15,005,000 $319,255
    $4k-5k 23 $9,495,000 $412,826
    $5k+ 2 $980,000 $490,000

    Starion Bank's average total fees were $3,345, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 251 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 184 $47,470,000 $257,989
    2.5-3% 180 $67,140,000 $373,000
    <2.5% 140 $34,500,000 $246,429
    4-5% 47 $14,745,000 $313,723
    5-6% 9 $3,195,000 $355,000
    6-7% 3 $145,000 $48,333
    7-8% 1 $55,000 $55,000

    During 2020, Starion Bank's average interest rate for loans was 3.03%, while their most frequently originated rate bucket for loans was 3-4%, with 184 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 260 $73,010,000 $280,808 $3,280 2.93%
    $100k-200k 171 $26,005,000 $152,076 $2,966 3.08%
    $100,000 or less 63 $3,945,000 $62,619 $2,156 4.04%
    $400k-600k 62 $28,820,000 $464,839 $4,902 3.05%
    $1MM+ 8 $35,470,000 $4,433,750 $0 4.15%

    2020 saw Starion Bank place emphasis on $200k-400k loans with 260 originations, totaling $73,010,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 113 $29,405,000 $260,221 $3,230 3.02%
    $150k-250k 90 $26,310,000 $292,333 $3,595 2.77%
    $75k-100k 80 $17,760,000 $222,000 $3,364 2.94%
    $50k-75k 76 $13,450,000 $176,974 $2,991 3.02%
    $250k+ 48 $15,230,000 $317,292 $4,363 2.97%
    $50k or less 36 $4,460,000 $123,889 $2,978 3.33%

    Starion Bank lent most frequently to those with incomes in the $100k-150k range, with 113 originations. The second most popular income band? $150k-250k, with 90 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 164 $41,350,000 $252,134 $3,073 2.85%
    <20% 88 $21,890,000 $248,750 $3,254 2.77%
    30-36% 87 $21,875,000 $251,437 $3,746 3.00%
    38% 18 $4,230,000 $235,000 $3,264 2.97%
    37% 17 $3,525,000 $207,353 $2,765 2.89%
    36% 17 $4,205,000 $247,353 $3,321 2.92%
    41% 16 $3,400,000 $212,500 $3,401 2.82%
    39% 15 $3,925,000 $261,667 $3,936 2.87%
    42% 13 $3,005,000 $231,154 $2,551 2.96%
    40% 12 $3,360,000 $280,000 $3,048 3.55%
    43% 6 $1,240,000 $206,667 $1,197 3.29%
    44% 6 $1,030,000 $171,667 $2,486 3.34%
    45% 6 $1,260,000 $210,000 $4,402 2.87%
    47% 5 $1,145,000 $229,000 $3,067 3.27%
    46% 5 $1,405,000 $281,000 $4,338 3.45%
    >60% 2 $260,000 $130,000 $2,431 4.38%
    48% 1 $405,000 $405,000 $7,870 3.25%
    49% 1 $155,000 $155,000 $4,074 3.13%
    50-60% 1 $155,000 $155,000 $5,074 2.95%

    Starion Bank lent most frequently to those with DTI ratios of 20-30%, with 164 originations. The next most common DTI ratio? <20%, with 88 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 415 $103,055,000 $248,325 $3,275 2.99%
    Not applicable 63 $45,875,000 $728,175 $0 4.26%
    Not provided 71 $15,225,000 $214,437 $3,236 2.94%
    Black 3 $1,115,000 $371,667 $3,228 3.75%
    Asian 4 $910,000 $227,500 $3,294 3.33%
    Other Asian 3 $605,000 $201,667 $4,569 2.71%
    American Indian 4 $250,000 $62,500 $1,962 3.51%
    Asian Indian 1 $215,000 $215,000 $4,472 2.50%

    Approval Rates

    Total approvals of all applications
    94.99%

    Starion Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    68.79%

    Starion Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 564 $167,250,000 $296,543

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 28 $40,570,000 $1,448,929
    Single Family (1-4 Units):Manufactured 3 $445,000 $148,333
    Single Family (1-4 Units):Site-Built 533 $126,235,000 $236,839

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 37 $6,395,000 $172,838 $2,876 3.47%
    40-60% 91 $22,885,000 $251,484 $2,779 3.04%
    60-80% 256 $94,080,000 $367,500 $3,255 3.07%
    80-100% 163 $41,385,000 $253,896 $3,682 3.10%
    Over 100% 1 $1,015,000 $1,015,000 $0 4.25%
    Under 20% 15 $1,435,000 $95,667 $1,166 3.94%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Stearns Ventures, LLC VA mortgage Trouble during payment process 1 7.1%
    Stearns Ventures, LLC FHA mortgage Trouble during payment process 1 7.1%
    Stearns Ventures, LLC Other type of mortgage Closing on a mortgage 1 7.1%
    Stearns Ventures, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 14.3%
    Stearns Ventures, LLC Conventional home mortgage Closing on a mortgage 1 7.1%
    Stearns Ventures, LLC Conventional home mortgage Trouble during payment process 6 42.9%
    Stearns Ventures, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 7.1%
    Stearns Ventures, LLC FHA mortgage Closing on a mortgage 1 7.1%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Starion Bank 100 Main Street Ellendale, ND 58436 Full Service B&M $68,281
    Starion Bank 1000 South Washington Street Bismarck, ND 58502 Full Service B&M $45,028
    Starion Bank 109 First Street, N.W. Mandan, ND 58554 Full Service B&M $344,432
    Starion Bank 11 Main Street Ne Dunseith, ND 58329 Full Service B&M $29,555
    Starion Bank 1300 Skyline Blvd Suite 101 Bismarck, ND 58503 Full Service B&M $8,691
    Starion Bank 1651 John Q. Hammons Drive Middleton, WI 53562 Full Service B&M $94,365
    Starion Bank 2525 University Drive South Fargo, ND 58103 Full Service B&M $5,825
    Starion Bank 2754 Brandt Drive South Fargo, ND 58104 Full Service B&M $111,076
    Starion Bank 2900 North Washington Street Bismarck, ND 58502 Full Service B&M $79,985
    Starion Bank 309 Broadway N Fargo, ND 58102 Full Service B&M $3,211
    Starion Bank 333 North Fourth Street Bismarck, ND 58501 Full Service B&M $293,118
    Starion Bank 350 South Grand Avenue Sun Prairie, WI 53590 Full Service B&M $17,278
    Starion Bank 5900 Gisholt Dr Madison, WI 53713 Full Service B&M $33,516
    Starion Bank 601 Main Avenue Oakes, ND 58474 Full Service B&M $55,100
    Starion Bank 804 East 11th Street Bottineau, ND 58318 Full Service B&M $12,935
    Starion Bank Main And 3rd Se Rolla, ND 58367 Full Service B&M $27,960

    For 2020, Starion Bank had 16 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $56,604
    Net interest income $47,665
    Total noninterest income $8,514
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,211
    Trading account gains and fees $0
    Additional Noninterest Income $7,303
    Pre-tax net operating income $20,420
    Securities gains (or losses, -) $344
    Income before extraordinary items $20,764
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $20,764
    Minority interest net income $0
    Net income $20,764
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $20,420

    Starion Bank's gross interest income from loans was $56,604,000.
    Starion Bank's net interest income from loans was $47,665,000.
    Starion Bank's fee based income from loans was $1,211,000.
    Starion Bank's net income from loans was $20,764,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $8,939
    Provision for credit losses $3,250
    Total noninterest expense $32,509
    Salaries and employee benefits $21,031
    Premises and equipment expense $4,196
    Additional noninterest expense $7,282
    Applicable income taxes $0
    Net charge-offs $1,112
    Cash dividends $14,000

    Starion Bank's interest expense for loans was $8,939,000.
    Starion Bank's payroll and benefits expense were $21,031,000.
    Starion Bank's property, plant and equipment expenses $4,196,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 1.0%
    Credit card loans 0.0%
    Other individual loans 1.0%
    Auto loans 1.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,362,445
    Deposits held in domestic offices $1,362,445
    Deposits by Individuals, partnerships, and corporations $1,189,941
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $170,772
    Deposits by Commercial banks and other depository institutions in U.S. $1,732
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $232,599
    Demand deposits $174,844
    Nontransaction accounts $1,129,846
    Money market deposit accounts (MMDAs) $342,269
    Other savings deposits (excluding MMDAs) $501,854
    Total time deposits $285,723
    Total time and savings deposits $1,187,601
    Noninterest-bearing deposits $349,692
    Interest-bearing deposits $1,012,753
    Retail deposits $1,207,120
    IRAs and Keogh plan accounts $14,755
    Brokered deposits $5,000
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,606,710
    Cash & Balances due from depository institutions $193,530
    Interest-bearing balances $172,327
    Total securities $487,159
    Federal funds sold & reverse repurchase $0
    Net loans and leases $886,513
    Loan and leases loss allowance $13,872
    Trading account assets $0
    Bank premises and fixed assets $20,589
    Other real estate owned $0
    Goodwill and other intangibles $5,256
    All other assets $13,663

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,606,710
    Total Liabilities $1,430,625
    Total deposits $1,362,445
    Interest-bearing deposits $1,012,753
    Deposits held in domestic offices $1,362,445
    % insured (estimated) $49
    Federal funds purchased and repurchase agreements $3,470
    Trading liabilities $0
    Other borrowed funds $55,900
    Subordinated debt $0
    All other liabilities $8,810

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $886,513
    Loan and leases loss allowance $13,872
    Total loans and leases (domestic) $900,385
    All real estate loans $574,022
    Real estate loans in domestic offices $574,022
    Construction and development loans $47,514
    Residential 1-4 family construction $9,871
    Other construction, all land development and other land $37,643
    Loans secured by nonfarm nonresidential properties $283,532
    Nonfarm nonresidential secured by owner-occupied properties $131,266
    Commercial real estate & other non-farm, non-residential $152,266
    Multifamily residential real estate $74,954
    1-4 family residential loans $96,735
    Farmland loans $71,287
    Loans held in foreign offices $0
    Farm loans $69,360
    Commercial and industrial loans $190,270
    To non-U.S. addressees $0
    Loans to individuals $27,056
    Credit card loans $0
    Related Plans $6,974
    Consumer Auto Loans $13,870
    Other loans to individuals $6,212
    All other loans & leases $39,677
    Loans to foreign governments and official institutions $0
    Other loans $3,611
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,594
    Non 1-4 family restructured loans & leases $1,594
    Total loans and leases (foreign) $0

    Starion Bank had $886,513,000 of loans outstanding in 2020. $574,022,000 of loans were in real estate loans. $47,514,000 of loans were in development loans. $74,954,000 of loans were in multifamily mortgage loans. $96,735,000 of loans were in 1-4 family mortgage loans. $69,360,000 of loans were in farm loans. $0 of loans were in credit card loans. $13,870,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 294 $78,513 $267,051
    Nonfarm, nonresidential loans - <$100k 67 $3,009 $44,910
    Nonfarm, nonresidential loans - $100-250k 75 $10,879 $145,053
    Nonfarm, nonresidential loans - $250k-1MM 152 $64,625 $425,164
    Commercial & Industrial, US addressed loans - <$1MM 1,109 $70,090 $63,201
    Commercial & Industrial, US addressed loans - <$100k 566 $11,920 $21,060
    Commercial & Industrial, US addressed loans - $100-250k 274 $18,065 $65,931
    Commercial & Industrial, US addressed loans - $250k-1MM 269 $40,105 $149,089
    Farmland loans - <$1MM 169 $20,491 $121,249
    Farmland loans - <$100k 56 $2,474 $44,179
    Farmland loans - $100-250k 63 $8,465 $134,365
    Farmland loans - $250k-1MM 50 $9,552 $191,040
    Agriculture operations loans - <$1MM 407 $18,217 $44,759
    Agriculture operations loans - <$100k 179 $3,278 $18,313
    Agriculture operations loans - $100-250k 133 $5,467 $41,105
    Agriculture operations loans - $250k-1MM 95 $9,472 $99,705