Crossfirst Bank Mortgage Rates, Fees & Info
Leawood, KSLEI: 5493005XMSZYL5SAEF41
Tax ID: 20-5104953
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Mortgage Data
Review & Overview
Crossfirst Bank is a smaller bank specializing in Home Purchase loans. Crossfirst Bank has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Phoenix, Flagstaff, Kansas City, and Cincinnati among others. We have data for 31 markets. (Some data included below & more in-depth data is available with an active subscription.)Crossfirst Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
155Origination Dollar Volume (All Markets)
$257,125,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 23 | $50,415,000 | $2,191,957 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 5 | $37,675,000 | $7,535,000 | $0 | 0.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $30,665,000 | $30,665,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 24 | $26,990,000 | $1,124,583 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $19,055,000 | $19,055,000 | $0 | 0.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $18,765,000 | $18,765,000 | $0 | 0.00% |
| WICHITA, KS (FHA|USDA|VA) | 37 | $15,465,000 | $417,973 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 17 | $13,785,000 | $810,882 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 16 | $12,520,000 | $782,500 | $0 | 0.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $5,675,000 | $5,675,000 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $4,890,000 | $1,222,500 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $3,150,000 | $1,575,000 | $0 | 0.00% |
| Edwards, CO (FHA|USDA|VA) | 1 | $2,745,000 | $2,745,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $2,550,000 | $1,275,000 | $0 | 0.00% |
| Athens, TX (FHA|USDA|VA) | 1 | $2,445,000 | $2,445,000 | $0 | 0.00% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $2,285,000 | $2,285,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $1,445,000 | $1,445,000 | $0 | 0.00% |
| McAlester, OK (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 0.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 0.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Winfield, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 155 | $257,125,000 | $1,658,871 | $0 | 0.00% |
For 2022, Crossfirst Bank's most frequently originated type of loan was Conventional, with 155 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 105 | $205,955,000 | $1,961,476 | $0 | 0.00% |
| Refi | 50 | $51,170,000 | $1,023,400 | $0 | 0.00% |
For 2022, Crossfirst Bank's most frequently cited loan purpose was Home Purchase, with 105 originations. The 2nd most popular reason was Refi, with 50 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 155 | $257,125,000 | $1,658,871 | $0 | 0.00% |
For 2022, Crossfirst Bank's most frequently cited loan duration was Other, with 155 originations.
Loan Sizing
2022 saw Crossfirst Bank place emphasis on $1MM+ loans with 51 originations, totaling $216,545,000 in origination value.
Applicant Income
Crossfirst Bank lent most frequently to those with incomes in the $250k+ range, with 65 originations. The second most popular income band? $100k-150k, with 16 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 155 | $257,125,000 | $1,658,871 | $0 | 0.00% |
Crossfirst Bank lent most frequently to those with DTI ratios of Exempt%, with 155 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.67%
Crossfirst Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination89.03%
Crossfirst Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 155 | $257,125,000 | $1,658,871 |