Marine Bank Mortgage Rates, Fees & Info

Springfield, IL

LEI: 549300EKGRBBO8HEKR21

Tax ID: 37-0919766

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Marine Bank is a smaller bank specializing in Home Purchase and Refi loans. Marine Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Springfield, Champaign, Bloomington, Peoria, and St. Louis among others. We have data for 51 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Marine Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Marine Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.38% 12/3/24
    30 Year Conventional Refi 6.01% 12/3/24
    30 Year Cash-out Refi 6.34% 12/3/24
    30 Year FHA Purchase 7.10% 12/3/24
    30 Year FHA Refi 7.35% 12/3/24
    30 Year VA Purchase 6.06% 12/3/24
    30 Year VA Refi 6.27% 12/3/24
    30 Year USDA Purchase 6.54% 12/3/24
    15 Year Conventional Purchase 5.86% 12/3/24
    15 Year Conventional Refi 5.72% 12/3/24
    15 Year Cash-out Refi 5.72% 12/3/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Marine Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Marine Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,645

    Origination Dollar Volume (All Markets)

    $307,105,000

    Employee count

    178 Show all (16) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    SPRINGFIELD, IL (FHA|USDA|VA) 738 $112,310,000 $152,182 $1,644 2.92%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 358 $82,290,000 $229,860 $1,306 2.63%
    BLOOMINGTON, IL (FHA|USDA|VA) 316 $77,280,000 $244,557 $1,768 2.66%
    Outside of Metro Areas 57 $6,465,000 $113,421 $1,620 2.61%
    PEORIA, IL (FHA|USDA|VA) 29 $4,915,000 $169,483 $1,601 2.61%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 15 $2,905,000 $193,667 $1,708 2.95%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 10 $2,750,000 $275,000 $4,194 2.89%
    Macomb, IL (FHA|USDA|VA) 18 $1,860,000 $103,333 $1,625 2.76%
    Taylorville, IL (FHA|USDA|VA) 14 $1,640,000 $117,143 $1,929 2.65%
    DANVILLE, IL (FHA|USDA|VA) 13 $1,355,000 $104,231 $1,238 2.51%
    DECATUR, IL (FHA|USDA|VA) 11 $1,065,000 $96,818 $1,465 2.93%
    Lincoln, IL (FHA|USDA|VA) 7 $905,000 $129,286 $2,110 2.86%
    Charleston-Mattoon, IL (FHA|USDA|VA) 6 $630,000 $105,000 $1,560 2.52%
    Dixon, IL (FHA|USDA|VA) 5 $555,000 $111,000 $1,204 2.43%
    Seneca, SC (FHA|USDA|VA) 1 $545,000 $545,000 $3,517 2.88%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $525,000 $525,000 $3,079 2.75%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $510,000 $255,000 $6,702 2.38%
    Pontiac, IL (FHA|USDA|VA) 4 $480,000 $120,000 $2,179 2.81%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $475,000 $475,000 $1,511 3.00%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $455,000 $455,000 $3,092 2.75%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $440,000 $220,000 $3,026 3.00%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $395,000 $395,000 $2,682 3.13%
    Jacksonville, IL (FHA|USDA|VA) 4 $390,000 $97,500 $2,053 2.63%
    Augusta-Waterville, ME (FHA|USDA|VA) 1 $365,000 $365,000 $2,847 3.00%
    Breckenridge, CO (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.38%
    Sevierville, TN (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.38%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $285,000 $285,000 $4,001 2.88%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $275,000 $275,000 $3,009 2.13%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $265,000 $265,000 $2,325 2.63%
    SANTA FE, NM (FHA|USDA|VA) 1 $265,000 $265,000 $1,965 2.25%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $265,000 $265,000 $2,394 3.13%
    Galesburg, IL (FHA|USDA|VA) 1 $255,000 $255,000 $1,539 3.00%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $255,000 $255,000 $2,868 2.75%
    KANKAKEE, IL (FHA|USDA|VA) 1 $245,000 $245,000 $1,584 2.25%
    COLUMBIA, MO (FHA|USDA|VA) 1 $245,000 $245,000 $1,707 3.00%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,661 3.63%
    Sterling, IL (FHA|USDA|VA) 3 $225,000 $75,000 $2,379 2.92%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,221 2.00%
    LOUISVILLE, KY (FHA|USDA|VA) 1 $205,000 $205,000 $1,920 1.88%
    TOLEDO, OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,794 3.00%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $195,000 $195,000 $1,478 2.00%
    Hannibal, MO (FHA|USDA|VA) 1 $195,000 $195,000 $1,776 3.00%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $185,000 $185,000 $1,856 3.25%
    IOWA CITY, IA (FHA|USDA|VA) 1 $175,000 $175,000 $1,858 1.88%
    LAWRENCE, KS (FHA|USDA|VA) 1 $145,000 $145,000 $1,886 2.63%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $130,000 $65,000 $1,490 2.50%
    TERRE HAUTE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $1,774 2.88%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.25%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $85,000 $85,000 $2,006 2.00%
    Quincy, IL-MO (FHA|USDA|VA) 1 $85,000 $85,000 $1,409 3.00%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $45,000 $45,000 $524 2.50%
    Marine Bank's top markets include Springfield, Champaign, Bloomington, Peoria, and St. Louis among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Marine Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First State Bank
    Similarity Rank: 24
    First Savings Bank of Hegewisch
    Similarity Rank: 45
    Alliance Community Bank
    Similarity Rank: 128
    Liberty Bank for Savings
    Similarity Rank: 153
    HEARTLAND
    Similarity Rank: 161
    Goodfield State Bank
    Similarity Rank: 324
    UNIVERSITY OF ILLINOIS COMMUNITY
    Similarity Rank: 336
    Iroquois Federal Savings and Loan Association
    Similarity Rank: 414
    Prairie State Bank and Trust
    Similarity Rank: 580
    Hickory Point Bank and Trust
    Similarity Rank: 660

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,547 $290,535,000 $187,805 $1,466 2.79%
    VA 51 $10,295,000 $201,863 $3,494 2.43%
    FHA 36 $4,920,000 $136,667 $4,852 2.47%
    USDA 11 $1,355,000 $123,182 $2,963 2.76%

    For 2021, Marine Bank's most frequently originated type of loan was Conventional, with 1,547 originations. Their 2nd most popular type was VA, with 51 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 723 $139,625,000 $193,119 $2,282 2.91%
    Refi 633 $128,455,000 $202,930 $1,132 2.49%
    Cash Out Refi 229 $36,445,000 $159,148 $1,354 2.57%
    Home Improvement 39 $1,175,000 $30,128 $505 4.97%
    Other 21 $1,405,000 $66,905 $778 4.55%

    For 2021, Marine Bank's most frequently cited loan purpose was Home Purchase, with 723 originations. The 2nd most popular reason was Refi, with 633 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 820 $146,460,000 $178,610 $2,061 2.79%
    15 Year 360 $55,420,000 $153,944 $1,303 2.13%
    Other 161 $19,335,000 $120,093 $889 3.78%
    20 Year 117 $19,535,000 $166,966 $1,296 2.59%
    5 Year 90 $52,460,000 $582,889 $383 4.13%
    10 Year 86 $13,160,000 $153,023 $1,138 2.05%
    1 Year 7 $665,000 $95,000 $0 4.54%
    3 Year 4 $70,000 $17,500 $367 4.33%

    For 2021, Marine Bank's most frequently cited loan duration was 30 Year, with 820 originations. The 2nd most popular length was 15 Year, with 360 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,432 $235,230,000 $164,267
    $1k-2k 7 $2,265,000 $323,571
    $5k+ 1 $385,000 $385,000

    Marine Bank's average total fees were $2,061, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,432 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 734 $115,360,000 $157,166
    2.5-3% 581 $104,655,000 $180,129
    3-4% 200 $76,420,000 $382,100
    4-5% 79 $9,355,000 $118,418
    5-6% 51 $1,315,000 $25,784

    During 2021, Marine Bank's average interest rate for loans was 2.79%, while their most frequently originated rate bucket for loans was <2.5%, with 734 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 704 $103,000,000 $146,307 $1,612 2.61%
    $100,000 or less 494 $31,430,000 $63,623 $1,234 3.08%
    $200k-400k 396 $105,060,000 $265,303 $1,977 2.65%
    $400k-600k 37 $17,155,000 $463,649 $2,516 2.76%
    $1MM+ 11 $47,875,000 $4,352,273 $0 3.56%
    $600k-1MM 3 $2,585,000 $861,667 $0 3.83%

    2021 saw Marine Bank place emphasis on $100k-200k loans with 704 originations, totaling $103,000,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 378 $70,180,000 $185,661 $1,626 2.75%
    $75k-100k 318 $50,020,000 $157,296 $1,611 2.75%
    $50k-75k 303 $37,025,000 $122,195 $1,652 2.66%
    $50k or less 284 $26,710,000 $94,049 $1,706 2.78%
    $150k-250k 217 $46,805,000 $215,691 $1,571 2.80%
    $250k+ 74 $18,790,000 $253,919 $1,577 2.59%

    Marine Bank lent most frequently to those with incomes in the $100k-150k range, with 378 originations. The second most popular income band? $75k-100k, with 318 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 462 $71,370,000 $154,481 $1,526 2.64%
    30-36% 321 $54,455,000 $169,642 $1,742 2.76%
    <20% 236 $36,320,000 $153,898 $1,285 2.53%
    39% 56 $8,520,000 $152,143 $2,072 2.77%
    38% 55 $9,615,000 $174,818 $1,723 2.77%
    40% 53 $8,535,000 $161,038 $1,623 2.72%
    37% 48 $5,950,000 $123,958 $1,533 2.86%
    42% 44 $7,380,000 $167,727 $2,118 2.69%
    36% 43 $6,905,000 $160,581 $1,659 2.91%
    41% 42 $6,960,000 $165,714 $1,942 2.83%
    43% 37 $6,865,000 $185,541 $1,583 2.83%
    44% 37 $6,025,000 $162,838 $1,535 2.76%
    46% 26 $4,430,000 $170,385 $2,057 2.86%
    45% 23 $4,065,000 $176,739 $2,532 2.64%
    49% 22 $4,500,000 $204,545 $2,235 2.63%
    48% 21 $3,225,000 $153,571 $1,685 2.70%
    47% 12 $2,160,000 $180,000 $1,695 2.85%
    50-60% 4 $790,000 $197,500 $2,997 2.50%
    >60% 1 $245,000 $245,000 $1,721 4.00%

    Marine Bank lent most frequently to those with DTI ratios of 20-30%, with 462 originations. The next most common DTI ratio? 30-36%, with 321 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,317 $202,365,000 $153,656 $1,634 2.76%
    Not applicable 51 $54,995,000 $1,078,333 $0 3.83%
    Asian 131 $26,425,000 $201,718 $1,577 2.50%
    Not provided 95 $15,635,000 $164,579 $1,623 2.87%
    Black 44 $6,830,000 $155,227 $1,797 2.68%
    Asian Indian 3 $395,000 $131,667 $1,349 2.17%
    American Indian 3 $305,000 $101,667 $1,887 2.33%
    Native Hawaiian or Islander 1 $155,000 $155,000 $1,234 2.63%

    Approval Rates

    Total approvals of all applications
    92.15%

    Marine Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    90.82%

    Marine Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,645 $307,105,000 $186,690

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,645 $307,105,000 $186,690

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 82 $12,610,000 $153,780 $965 3.20%
    40-60% 190 $43,700,000 $230,000 $1,266 2.44%
    60-80% 692 $135,660,000 $196,040 $1,345 2.66%
    80-100% 610 $110,970,000 $181,918 $2,107 2.75%
    Over 100% 12 $2,530,000 $210,833 $6,736 2.48%
    Under 20% 59 $1,635,000 $27,712 $443 4.98%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Marine Bank 1508 Ft. Jesse Road Normal, IL 61761 Full Service B&M $11,470
    Marine Bank 1661 East Jackson Street Macomb, IL 61455 Full Service B&M $10,436
    Marine Bank 100-08 North Congress Street Rushville, IL 62681 Full Service B&M $34,949
    Marine Bank 1001 South Neil Street Champaign, IL 61824 Full Service B&M $15,088
    Marine Bank 1401 North Dirksen Parkway Springfield, IL 62702 Full Service B&M $33,426
    Marine Bank 1953 East Sangamon Avenue Springfield, IL 62702 Limited, Drive-thru $75,756
    Marine Bank 2136 East Cook Street Springfield, IL 62703 Limited, Drive-thru $30,270
    Marine Bank 2434 Village Green Place Champaign, IL 61822 Full Service B&M $40,730
    Marine Bank 3001 South Sixth Street Springfield, IL 62703 Full Service B&M $60,432
    Marine Bank 3050 West Wabash Avenue Springfield, IL 62704 Full Service B&M $258,295
    Marine Bank 470 North Main Plaza Chatham, IL 62629 Full Service B&M $43,986

    For 2021, Marine Bank had 11 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $21,610
    Net interest income $19,603
    Total noninterest income $11,223
    Gross Fiduciary activities income $1,261
    Service charges on deposit accounts $946
    Trading account gains and fees $0
    Additional Noninterest Income $9,016
    Pre-tax net operating income $8,486
    Securities gains (or losses, -) $0
    Income before extraordinary items $8,368
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $8,368
    Minority interest net income $0
    Net income $8,368
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $8,368

    Marine Bank's gross interest income from loans was $21,610,000.
    Marine Bank's net interest income from loans was $19,603,000.
    Marine Bank's fee based income from loans was $946,000.
    Marine Bank's net income from loans was $8,368,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,007
    Provision for credit losses $600
    Total noninterest expense $21,740
    Salaries and employee benefits $14,899
    Premises and equipment expense $1,685
    Additional noninterest expense $5,156
    Applicable income taxes $118
    Net charge-offs $19
    Cash dividends $6,205

    Marine Bank's interest expense for loans was $2,007,000.
    Marine Bank's payroll and benefits expense were $14,899,000.
    Marine Bank's property, plant and equipment expenses $1,685,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $630,778
    Deposits held in domestic offices $630,778
    Deposits by Individuals, partnerships, and corporations $621,960
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $6,016
    Deposits by Commercial banks and other depository institutions in U.S. $2,802
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $270,032
    Demand deposits $163,715
    Nontransaction accounts $360,746
    Money market deposit accounts (MMDAs) $120,733
    Other savings deposits (excluding MMDAs) $106,936
    Total time deposits $133,077
    Total time and savings deposits $467,063
    Noninterest-bearing deposits $163,715
    Interest-bearing deposits $467,063
    Retail deposits $608,541
    IRAs and Keogh plan accounts $22,883
    Brokered deposits $13,372
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $739,238
    Cash & Balances due from depository institutions $151,687
    Interest-bearing balances $146,099
    Total securities $97,066
    Federal funds sold & reverse repurchase $0
    Net loans and leases $468,877
    Loan and leases loss allowance $6,939
    Trading account assets $0
    Bank premises and fixed assets $11,397
    Other real estate owned $0
    Goodwill and other intangibles $7,366
    All other assets $2,845

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $739,238
    Total Liabilities $666,798
    Total deposits $630,778
    Interest-bearing deposits $467,063
    Deposits held in domestic offices $630,778
    % insured (estimated) $88
    Federal funds purchased and repurchase agreements $32,706
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $3,314

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $468,877
    Loan and leases loss allowance $6,939
    Total loans and leases (domestic) $475,816
    All real estate loans $430,392
    Real estate loans in domestic offices $430,392
    Construction and development loans $11,385
    Residential 1-4 family construction $4,955
    Other construction, all land development and other land $6,430
    Loans secured by nonfarm nonresidential properties $278,712
    Nonfarm nonresidential secured by owner-occupied properties $49,197
    Commercial real estate & other non-farm, non-residential $229,515
    Multifamily residential real estate $81,414
    1-4 family residential loans $34,298
    Farmland loans $24,583
    Loans held in foreign offices $0
    Farm loans $3,469
    Commercial and industrial loans $26,967
    To non-U.S. addressees $0
    Loans to individuals $1,879
    Credit card loans $0
    Related Plans $34
    Consumer Auto Loans $93
    Other loans to individuals $1,752
    All other loans & leases $13,108
    Loans to foreign governments and official institutions $0
    Other loans $348
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,709
    Non 1-4 family restructured loans & leases $1,653
    Total loans and leases (foreign) $0

    Marine Bank had $468,877,000 of loans outstanding in 2021. $430,392,000 of loans were in real estate loans. $11,385,000 of loans were in development loans. $81,414,000 of loans were in multifamily mortgage loans. $34,298,000 of loans were in 1-4 family mortgage loans. $3,469,000 of loans were in farm loans. $0 of loans were in credit card loans. $93,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 196 $36,398 $185,704
    Nonfarm, nonresidential loans - <$100k 47 $1,631 $34,702
    Nonfarm, nonresidential loans - $100-250k 77 $8,251 $107,156
    Nonfarm, nonresidential loans - $250k-1MM 72 $26,516 $368,278
    Commercial & Industrial, US addressed loans - <$1MM 192 $11,510 $59,948
    Commercial & Industrial, US addressed loans - <$100k 126 $2,613 $20,738
    Commercial & Industrial, US addressed loans - $100-250k 37 $2,892 $78,162
    Commercial & Industrial, US addressed loans - $250k-1MM 29 $6,005 $207,069
    Farmland loans - <$1MM 50 $5,214 $104,280
    Farmland loans - <$100k 24 $1,115 $46,458
    Farmland loans - $100-250k 17 $1,938 $114,000
    Farmland loans - $250k-1MM 9 $2,161 $240,111
    Agriculture operations loans - <$1MM 19 $2,660 $140,000
    Agriculture operations loans - <$100k 11 $261 $23,727
    Agriculture operations loans - $100-250k 2 $345 $172,500
    Agriculture operations loans - $250k-1MM 6 $2,054 $342,333