Marine Bank Mortgage Rates, Fees & Info

Springfield, IL

LEI: 549300EKGRBBO8HEKR21

Tax ID: 37-0919766

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Marine Bank is a smaller bank specializing in Home Purchase and Refi loans. Marine Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Springfield, Champaign, Bloomington, Peoria, and St. Louis among others. We have data for 47 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Marine Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Marine Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.38% 12/3/24
    30 Year Conventional Refi 6.01% 12/3/24
    30 Year Cash-out Refi 6.34% 12/3/24
    30 Year FHA Purchase 7.10% 12/3/24
    30 Year FHA Refi 7.35% 12/3/24
    30 Year VA Purchase 6.06% 12/3/24
    30 Year VA Refi 6.27% 12/3/24
    30 Year USDA Purchase 6.54% 12/3/24
    15 Year Conventional Purchase 5.86% 12/3/24
    15 Year Conventional Refi 5.72% 12/3/24
    15 Year Cash-out Refi 5.72% 12/3/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Marine Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Marine Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,266

    Origination Dollar Volume (All Markets)

    $192,420,000

    Employee count

    193 Show all (13) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    SPRINGFIELD, IL (FHA|USDA|VA) 655 $83,665,000 $127,733 $1,859 4.21%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 224 $44,340,000 $197,946 $1,496 4.08%
    BLOOMINGTON, IL (FHA|USDA|VA) 192 $36,720,000 $191,250 $2,640 4.05%
    Outside of Metro Areas 47 $4,635,000 $98,617 $1,679 4.23%
    PEORIA, IL (FHA|USDA|VA) 20 $3,980,000 $199,000 $2,355 4.16%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 19 $2,405,000 $126,579 $1,856 3.84%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 5 $1,275,000 $255,000 $1,921 4.20%
    DANVILLE, IL (FHA|USDA|VA) 12 $1,210,000 $100,833 $1,143 4.15%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,525 3.65%
    Taylorville, IL (FHA|USDA|VA) 10 $1,050,000 $105,000 $1,505 4.66%
    DECATUR, IL (FHA|USDA|VA) 7 $945,000 $135,000 $1,881 4.28%
    Macomb, IL (FHA|USDA|VA) 9 $865,000 $96,111 $2,202 4.08%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $730,000 $365,000 $2,857 3.25%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $675,000 $675,000 $5,280 4.88%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $665,000 $221,667 $2,459 3.88%
    Lincoln, IL (FHA|USDA|VA) 6 $620,000 $103,333 $2,794 4.54%
    Jacksonville, IL (FHA|USDA|VA) 5 $495,000 $99,000 $2,386 4.03%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $480,000 $240,000 $2,488 3.69%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $405,000 $405,000 $1,087 3.38%
    Pontiac, IL (FHA|USDA|VA) 4 $400,000 $100,000 $1,698 3.84%
    Dixon, IL (FHA|USDA|VA) 4 $390,000 $97,500 $1,717 4.95%
    RACINE, WI (FHA|USDA|VA) 2 $350,000 $175,000 $1,695 4.88%
    Sterling, IL (FHA|USDA|VA) 4 $330,000 $82,500 $2,799 4.25%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $325,000 $325,000 $2,283 3.00%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $305,000 $305,000 $3,361 3.75%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $295,000 $295,000 $5,660 4.38%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $275,000 $275,000 $1,278 3.88%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $270,000 $135,000 $2,631 3.75%
    DALTON, GA (FHA|USDA|VA) 1 $255,000 $255,000 $6,617 4.63%
    Hannibal, MO (FHA|USDA|VA) 1 $245,000 $245,000 $1,380 3.75%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $225,000 $225,000 $1,627 4.38%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $215,000 $215,000 $2,216 3.13%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $205,000 $205,000 $2,380 4.38%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $195,000 $195,000 $2,730 4.00%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,105 3.75%
    Quincy, IL-MO (FHA|USDA|VA) 2 $180,000 $90,000 $1,472 4.38%
    Charleston-Mattoon, IL (FHA|USDA|VA) 2 $170,000 $85,000 $1,819 4.13%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $165,000 $165,000 $1,680 4.00%
    TOLEDO, OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,615 4.25%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,208 3.50%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.75%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $145,000 $145,000 $2,279 3.63%
    MUNCIE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,194 3.88%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.50%
    IOWA CITY, IA (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.63%
    Paducah, KY-IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,149 4.25%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $45,000 $45,000 $1,680 3.75%
    Marine Bank's top markets include Springfield, Champaign, Bloomington, Peoria, and St. Louis among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Marine Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Liberty Bank for Savings
    Similarity Rank: 85
    UNIVERSITY OF ILLINOIS COMMUNITY
    Similarity Rank: 150
    HEARTLAND
    Similarity Rank: 182
    Petefish, Skiles & Co.
    Similarity Rank: 315
    Prairie State Bank and Trust
    Similarity Rank: 322
    EDUCATORS CREDIT UNION
    Similarity Rank: 352
    UNITED
    Similarity Rank: 498
    Southern Lkaes Credit Union
    Similarity Rank: 513
    IAA Credit Union
    Similarity Rank: 546
    AMERITRUST MORTGAGE CORPORATION
    Similarity Rank: 618

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,121 $169,015,000 $150,772 $1,605 4.20%
    VA 79 $15,425,000 $195,253 $4,102 3.69%
    FHA 56 $6,980,000 $124,643 $4,561 3.88%
    USDA 10 $1,000,000 $100,000 $3,006 3.85%

    For 2019, Marine Bank's most frequently originated type of loan was Conventional, with 1,121 originations. Their 2nd most popular type was VA, with 79 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 781 $118,755,000 $152,055 $2,438 4.14%
    Refi 322 $58,360,000 $181,242 $1,181 4.02%
    Cash Out Refi 101 $13,615,000 $134,802 $1,411 3.67%
    Home Improvement 34 $880,000 $25,882 $486 5.61%
    Other 28 $810,000 $28,929 $469 5.70%

    For 2019, Marine Bank's most frequently cited loan purpose was Home Purchase, with 781 originations. The 2nd most popular reason was Refi, with 322 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 741 $113,685,000 $153,421 $2,442 3.97%
    15 Year 165 $23,725,000 $143,788 $1,440 3.31%
    Other 139 $27,575,000 $198,381 $719 5.53%
    5 Year 117 $13,555,000 $115,855 $295 5.36%
    20 Year 53 $9,835,000 $185,566 $1,599 3.78%
    10 Year 34 $2,840,000 $83,529 $1,013 2.35%
    3 Year 14 $840,000 $60,000 $303 5.33%
    1 Year 3 $365,000 $121,667 $0 5.25%

    For 2019, Marine Bank's most frequently cited loan duration was 30 Year, with 741 originations. The 2nd most popular length was 15 Year, with 165 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,074 $154,670,000 $144,013
    $1k-2k 10 $1,960,000 $196,000
    $2k-3k 6 $1,370,000 $228,333
    $3k-4k 1 $215,000 $215,000

    Marine Bank's average total fees were $2,442, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,074 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 642 $112,870,000 $175,810
    4-5% 329 $49,685,000 $151,018
    5-6% 142 $13,900,000 $97,887
    6-7% 74 $4,270,000 $57,703
    2.5-3% 70 $11,640,000 $166,286
    <2.5% 9 $55,000 $6,111

    During 2019, Marine Bank's average interest rate for loans was 3.97%, while their most frequently originated rate bucket for loans was 3-4%, with 642 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 500 $73,130,000 $146,260 $2,101 3.95%
    $100,000 or less 491 $27,115,000 $55,224 $1,325 4.50%
    $200k-400k 255 $66,785,000 $261,902 $2,602 3.87%
    $400k-600k 10 $4,340,000 $434,000 $1,814 3.84%
    $1MM+ 9 $20,375,000 $2,263,889 $0 4.29%
    $600k-1MM 1 $675,000 $675,000 $5,280 4.88%

    2019 saw Marine Bank place emphasis on $100k-200k loans with 500 originations, totaling $73,130,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 259 $32,605,000 $125,888 $2,203 3.98%
    $100k-150k 253 $41,055,000 $162,273 $1,885 4.22%
    $50k or less 252 $19,980,000 $79,286 $1,923 4.07%
    $75k-100k 229 $33,165,000 $144,825 $1,863 4.07%
    $150k-250k 154 $31,560,000 $204,935 $1,936 4.17%
    $250k+ 29 $5,155,000 $177,759 $1,360 4.39%

    Marine Bank lent most frequently to those with incomes in the $50k-75k range, with 259 originations. The second most popular income band? $100k-150k, with 253 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 309 $43,415,000 $140,502 $1,791 3.98%
    30-36% 264 $36,410,000 $137,917 $1,825 4.17%
    <20% 124 $16,300,000 $131,452 $1,431 3.95%
    42% 52 $7,060,000 $135,769 $2,313 3.90%
    43% 43 $6,705,000 $155,930 $2,282 3.98%
    38% 41 $5,395,000 $131,585 $2,330 4.34%
    40% 40 $5,640,000 $141,000 $2,399 3.89%
    41% 40 $7,170,000 $179,250 $2,100 4.24%
    44% 36 $5,160,000 $143,333 $3,095 3.81%
    37% 35 $5,405,000 $154,429 $2,041 4.08%
    39% 35 $4,375,000 $125,000 $1,598 4.29%
    36% 30 $3,680,000 $122,667 $2,109 4.11%
    45% 24 $3,670,000 $152,917 $2,741 3.86%
    46% 23 $3,435,000 $149,348 $2,096 4.14%
    48% 21 $3,125,000 $148,810 $2,000 4.08%
    47% 14 $2,710,000 $193,571 $2,396 4.10%
    49% 14 $2,150,000 $153,571 $2,448 4.10%
    50-60% 8 $1,140,000 $142,500 $3,289 4.91%
    >60% 2 $290,000 $145,000 $15 5.94%

    Marine Bank lent most frequently to those with DTI ratios of 20-30%, with 309 originations. The next most common DTI ratio? 30-36%, with 264 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,027 $141,055,000 $137,347 $1,937 4.14%
    Not applicable 70 $24,490,000 $349,857 $0 4.98%
    Not provided 89 $14,455,000 $162,416 $1,871 3.77%
    Asian 44 $7,620,000 $173,182 $1,883 3.89%
    Black 36 $4,800,000 $133,333 $2,582 3.94%

    Approval Rates

    Total approvals of all applications
    90.66%

    Marine Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    85.70%

    Marine Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,266 $192,420,000 $151,991

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 35 $21,885,000 $625,286
    Single Family (1-4 Units):Site-Built 1,231 $170,535,000 $138,534

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 74 $5,730,000 $77,432 $804 4.86%
    40-60% 100 $21,060,000 $210,600 $1,278 4.05%
    60-80% 381 $67,805,000 $177,966 $1,522 3.95%
    80-100% 596 $91,280,000 $153,154 $2,494 4.02%
    Over 100% 14 $3,280,000 $234,286 $7,559 3.72%
    Under 20% 101 $3,265,000 $32,327 $279 5.32%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Marine Bank 1001 South Neil Street Champaign, IL 61824 Full Service B&M $10,761
    Marine Bank 100-08 North Congress Street Rushville, IL 62681 Full Service B&M $32,030
    Marine Bank 1401 North Dirksen Parkway Springfield, IL 62702 Full Service B&M $26,438
    Marine Bank 1508 Ft. Jesse Road Normal, IL 61761 Full Service B&M $9,228
    Marine Bank 1661 East Jackson Street Macomb, IL 61455 Full Service B&M $10,141
    Marine Bank 1953 East Sangamon Avenue Springfield, IL 62702 Limited, Drive-thru $60,472
    Marine Bank 2136 East Cook Street Springfield, IL 62703 Limited, Drive-thru $23,495
    Marine Bank 2434 Village Green Place Champaign, IL 61822 Full Service B&M $32,658
    Marine Bank 3001 South Sixth Street Springfield, IL 62703 Full Service B&M $50,519
    Marine Bank 3050 West Wabash Avenue Springfield, IL 62704 Full Service B&M $254,203
    Marine Bank 470 North Main Plaza Chatham, IL 62629 Full Service B&M $36,267
    Marine Bank 525 N. Fourth Street Springfield, IL 62702 Full Service B&M $6,589

    For 2019, Marine Bank had 12 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $25,125
    Net interest income $21,540
    Total noninterest income $9,414
    Gross Fiduciary activities income $1,161
    Service charges on deposit accounts $1,348
    Trading account gains and fees $0
    Additional Noninterest Income $6,905
    Pre-tax net operating income $7,806
    Securities gains (or losses, -) $0
    Income before extraordinary items $7,710
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $7,710
    Minority interest net income $0
    Net income $7,710
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $7,710

    Marine Bank's gross interest income from loans was $25,125,000.
    Marine Bank's net interest income from loans was $21,540,000.
    Marine Bank's fee based income from loans was $1,348,000.
    Marine Bank's net income from loans was $7,710,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $3,585
    Provision for credit losses $1,427
    Total noninterest expense $21,721
    Salaries and employee benefits $14,342
    Premises and equipment expense $1,937
    Additional noninterest expense $5,442
    Applicable income taxes $96
    Net charge-offs $1,908
    Cash dividends $6,805

    Marine Bank's interest expense for loans was $3,585,000.
    Marine Bank's payroll and benefits expense were $14,342,000.
    Marine Bank's property, plant and equipment expenses $1,937,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 2.0%
    HELOC loans 0.0%
    All other family 2.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $546,393
    Deposits held in domestic offices $546,393
    Deposits by Individuals, partnerships, and corporations $537,131
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $5,477
    Deposits by Commercial banks and other depository institutions in U.S. $3,786
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $39,872
    Demand deposits $26,099
    Nontransaction accounts $506,522
    Money market deposit accounts (MMDAs) $94,995
    Other savings deposits (excluding MMDAs) $232,063
    Total time deposits $179,465
    Total time and savings deposits $520,295
    Noninterest-bearing deposits $116,440
    Interest-bearing deposits $429,953
    Retail deposits $503,079
    IRAs and Keogh plan accounts $25,932
    Brokered deposits $35,340
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $639,675
    Cash & Balances due from depository institutions $56,156
    Interest-bearing balances $51,127
    Total securities $70,113
    Federal funds sold & reverse repurchase $0
    Net loans and leases $489,985
    Loan and leases loss allowance $5,194
    Trading account assets $0
    Bank premises and fixed assets $11,699
    Other real estate owned $1,753
    Goodwill and other intangibles $6,829
    All other assets $3,140

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $639,675
    Total Liabilities $568,500
    Total deposits $546,393
    Interest-bearing deposits $429,953
    Deposits held in domestic offices $546,393
    % insured (estimated) $92
    Federal funds purchased and repurchase agreements $18,621
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $3,486

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $489,985
    Loan and leases loss allowance $5,194
    Total loans and leases (domestic) $495,179
    All real estate loans $447,705
    Real estate loans in domestic offices $447,705
    Construction and development loans $53,850
    Residential 1-4 family construction $5,601
    Other construction, all land development and other land $48,249
    Loans secured by nonfarm nonresidential properties $268,660
    Nonfarm nonresidential secured by owner-occupied properties $54,768
    Commercial real estate & other non-farm, non-residential $213,892
    Multifamily residential real estate $43,644
    1-4 family residential loans $50,761
    Farmland loans $30,790
    Loans held in foreign offices $0
    Farm loans $1,689
    Commercial and industrial loans $39,643
    To non-U.S. addressees $0
    Loans to individuals $2,652
    Credit card loans $0
    Related Plans $71
    Consumer Auto Loans $180
    Other loans to individuals $2,401
    All other loans & leases $3,490
    Loans to foreign governments and official institutions $0
    Other loans $350
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,918
    Non 1-4 family restructured loans & leases $1,815
    Total loans and leases (foreign) $0

    Marine Bank had $489,985,000 of loans outstanding in 2019. $447,705,000 of loans were in real estate loans. $53,850,000 of loans were in development loans. $43,644,000 of loans were in multifamily mortgage loans. $50,761,000 of loans were in 1-4 family mortgage loans. $1,689,000 of loans were in farm loans. $0 of loans were in credit card loans. $180,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 234 $45,183 $193,090
    Nonfarm, nonresidential loans - <$100k 54 $1,990 $36,852
    Nonfarm, nonresidential loans - $100-250k 92 $10,330 $112,283
    Nonfarm, nonresidential loans - $250k-1MM 88 $32,863 $373,443
    Commercial & Industrial, US addressed loans - <$1MM 170 $11,286 $66,388
    Commercial & Industrial, US addressed loans - <$100k 111 $2,395 $21,577
    Commercial & Industrial, US addressed loans - $100-250k 29 $2,782 $95,931
    Commercial & Industrial, US addressed loans - $250k-1MM 30 $6,109 $203,633
    Farmland loans - <$1MM 55 $6,265 $113,909
    Farmland loans - <$100k 25 $1,285 $51,400
    Farmland loans - $100-250k 24 $2,804 $116,833
    Farmland loans - $250k-1MM 6 $2,176 $362,667
    Agriculture operations loans - <$1MM 21 $1,020 $48,571
    Agriculture operations loans - <$100k 20 $520 $26,000
    Agriculture operations loans - $250k-1MM 1 $500 $500,000