Marine Bank Mortgage Rates, Fees & Info

Springfield, IL

LEI: 549300EKGRBBO8HEKR21

Tax ID: 37-0919766

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Marine Bank is a smaller bank specializing in Refi and Home Purchase loans. Marine Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Springfield, Bloomington, Champaign, Peoria, and St. Louis among others. We have data for 59 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Marine Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Marine Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.38% 4/21/24
    30 Year Conventional Refi 6.01% 4/21/24
    30 Year Cash-out Refi 6.34% 4/21/24
    30 Year FHA Purchase 7.10% 4/21/24
    30 Year FHA Refi 7.35% 4/21/24
    30 Year VA Purchase 6.06% 4/21/24
    30 Year VA Refi 6.27% 4/21/24
    30 Year USDA Purchase 6.54% 4/21/24
    15 Year Conventional Purchase 5.86% 4/21/24
    15 Year Conventional Refi 5.72% 4/21/24
    15 Year Cash-out Refi 5.72% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Marine Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Marine Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,398

    Origination Dollar Volume (All Markets)

    $422,770,000

    Employee count

    194 Show all (14) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    SPRINGFIELD, IL (FHA|USDA|VA) 1,068 $170,930,000 $160,047 $1,503 2.87%
    BLOOMINGTON, IL (FHA|USDA|VA) 553 $98,575,000 $178,255 $1,619 2.76%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 442 $96,560,000 $218,462 $1,268 2.64%
    Outside of Metro Areas 77 $9,815,000 $127,468 $1,624 2.71%
    PEORIA, IL (FHA|USDA|VA) 46 $7,720,000 $167,826 $1,816 2.69%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 28 $6,750,000 $241,071 $1,409 2.83%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 21 $5,165,000 $245,952 $2,823 2.79%
    DANVILLE, IL (FHA|USDA|VA) 13 $1,685,000 $129,615 $1,192 2.36%
    DECATUR, IL (FHA|USDA|VA) 11 $1,675,000 $152,273 $2,449 3.57%
    Jacksonville, IL (FHA|USDA|VA) 17 $1,545,000 $90,882 $1,568 2.97%
    Macomb, IL (FHA|USDA|VA) 11 $1,425,000 $129,545 $1,397 2.75%
    Taylorville, IL (FHA|USDA|VA) 12 $1,410,000 $117,500 $1,380 3.04%
    Lincoln, IL (FHA|USDA|VA) 14 $1,400,000 $100,000 $1,514 3.26%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $1,340,000 $335,000 $2,628 2.75%
    Dixon, IL (FHA|USDA|VA) 6 $930,000 $155,000 $1,882 2.67%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $880,000 $220,000 $1,759 2.50%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $820,000 $410,000 $3,815 3.13%
    Pontiac, IL (FHA|USDA|VA) 5 $815,000 $163,000 $2,532 3.23%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $815,000 $271,667 $1,622 2.79%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $790,000 $197,500 $2,348 2.38%
    Charleston-Mattoon, IL (FHA|USDA|VA) 5 $765,000 $153,000 $1,561 2.40%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $590,000 $295,000 $2,681 3.19%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $580,000 $290,000 $1,840 2.44%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $505,000 $168,333 $1,534 2.33%
    Ottawa, IL (FHA|USDA|VA) 2 $460,000 $230,000 $1,010 2.25%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $425,000 $425,000 $5,346 4.38%
    KANKAKEE, IL (FHA|USDA|VA) 2 $410,000 $205,000 $1,736 3.19%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $410,000 $205,000 $2,890 2.88%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $405,000 $405,000 $2,433 2.25%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $400,000 $200,000 $2,593 2.25%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $375,000 $375,000 $2,483 2.75%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $360,000 $180,000 $1,675 2.13%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $335,000 $335,000 $1,830 2.00%
    Sterling, IL (FHA|USDA|VA) 3 $335,000 $111,667 $3,538 3.00%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $335,000 $335,000 $4,121 3.63%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $335,000 $335,000 $2,046 3.13%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $315,000 $315,000 $2,309 2.50%
    ROCHESTER, MN (FHA|USDA|VA) 1 $315,000 $315,000 $1,916 2.25%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,754 2.75%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $315,000 $315,000 $2,073 2.88%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $310,000 $155,000 $2,915 2.88%
    TERRE HAUTE, IN (FHA|USDA|VA) 2 $310,000 $155,000 $2,253 2.75%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $275,000 $275,000 $2,418 2.50%
    Galesburg, IL (FHA|USDA|VA) 1 $265,000 $265,000 $1,849 3.13%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $265,000 $265,000 $4,802 3.75%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $240,000 $120,000 $1,215 2.19%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.13%
    Effingham, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,293 2.63%
    Crawfordsville, IN (FHA|USDA|VA) 1 $205,000 $205,000 $1,860 2.88%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $185,000 $185,000 $1,767 2.88%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $135,000 $135,000 $1,328 3.00%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.88%
    BLOOMINGTON, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,088 2.00%
    Ozark, AL (FHA|USDA|VA) 1 $125,000 $125,000 $1,801 2.38%
    IOWA CITY, IA (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.00%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $105,000 $105,000 $1,533 2.38%
    Quincy, IL-MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.25%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $85,000 $85,000 $2,061 2.50%
    Burlington, IA-IL (FHA|USDA|VA) 1 $55,000 $55,000 $1,949 3.25%
    Marine Bank's top markets include Springfield, Bloomington, Champaign, Peoria, and St. Louis among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Marine Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Mid-Illini Credit Union
    Similarity Rank: 205
    UNIVERSITY OF ILLINOIS COMMUNITY
    Similarity Rank: 216
    HEARTLAND
    Similarity Rank: 250
    Liberty Bank for Savings
    Similarity Rank: 312
    Glenview State Bank
    Similarity Rank: 312
    CROWN MORTGAGE COMPANY
    Similarity Rank: 627
    AMERITRUST MORTGAGE CORPORATION
    Similarity Rank: 648
    Farmers & Mechanics Bank
    Similarity Rank: 782
    The Equitable Bank, S.S.B.
    Similarity Rank: 820
    Prairie State Bank and Trust
    Similarity Rank: 840

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,296 $406,300,000 $176,960 $1,418 2.78%
    VA 49 $9,925,000 $202,551 $3,769 2.80%
    FHA 38 $5,080,000 $133,684 $4,712 3.29%
    USDA 15 $1,465,000 $97,667 $2,831 2.87%

    For 2020, Marine Bank's most frequently originated type of loan was Conventional, with 2,296 originations. Their 2nd most popular type was VA, with 49 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,269 $240,565,000 $189,571 $1,175 2.65%
    Home Purchase 744 $121,870,000 $163,804 $2,324 2.99%
    Cash Out Refi 346 $58,560,000 $169,249 $1,320 2.62%
    Home Improvement 24 $690,000 $28,750 $459 5.16%
    Other 15 $1,085,000 $72,333 $727 4.56%

    For 2020, Marine Bank's most frequently cited loan purpose was Refi, with 1,269 originations. The 2nd most popular reason was Home Purchase, with 744 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,057 $189,295,000 $179,087 $1,985 2.84%
    15 Year 609 $99,555,000 $163,473 $1,228 2.33%
    Other 306 $47,310,000 $154,608 $1,013 3.31%
    20 Year 201 $36,395,000 $181,070 $1,304 2.70%
    10 Year 126 $15,420,000 $122,381 $1,031 2.15%
    5 Year 93 $33,395,000 $359,086 $312 4.43%
    1 Year 3 $295,000 $98,333 $0 5.00%
    3 Year 3 $1,105,000 $368,333 $347 4.15%

    For 2020, Marine Bank's most frequently cited loan duration was 30 Year, with 1,057 originations. The 2nd most popular length was 15 Year, with 609 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,198 $374,920,000 $170,573
    $1k-2k 10 $2,870,000 $287,000
    $2k-3k 1 $205,000 $205,000

    Marine Bank's average total fees were $1,985, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,198 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 1,104 $180,430,000 $163,433
    2.5-3% 772 $143,380,000 $185,725
    3-4% 361 $75,465,000 $209,044
    4-5% 110 $18,960,000 $172,364
    5-6% 42 $4,210,000 $100,238
    6-7% 9 $325,000 $36,111

    During 2020, Marine Bank's average interest rate for loans was 2.84%, while their most frequently originated rate bucket for loans was <2.5%, with 1,104 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,085 $158,995,000 $146,539 $1,492 2.68%
    $200k-400k 658 $173,560,000 $263,769 $1,734 2.69%
    $100,000 or less 594 $38,970,000 $65,606 $1,274 3.05%
    $400k-600k 49 $22,295,000 $455,000 $2,441 2.94%
    $1MM+ 8 $25,440,000 $3,180,000 $0 3.85%
    $600k-1MM 4 $3,510,000 $877,500 $1,972 3.96%

    2020 saw Marine Bank place emphasis on $100k-200k loans with 1,085 originations, totaling $158,995,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 618 $113,140,000 $183,074 $1,413 2.76%
    $75k-100k 452 $71,790,000 $158,827 $1,533 2.74%
    $50k-75k 437 $57,175,000 $130,835 $1,588 2.75%
    $150k-250k 388 $86,470,000 $222,861 $1,581 2.71%
    $50k or less 310 $28,870,000 $93,129 $1,777 2.80%
    $250k+ 86 $23,430,000 $272,442 $1,386 2.72%

    Marine Bank lent most frequently to those with incomes in the $100k-150k range, with 618 originations. The second most popular income band? $75k-100k, with 452 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 792 $132,000,000 $166,667 $1,438 2.68%
    30-36% 420 $70,130,000 $166,976 $1,587 2.84%
    <20% 410 $65,370,000 $159,439 $1,256 2.58%
    37% 68 $12,350,000 $181,618 $1,588 2.93%
    38% 65 $10,805,000 $166,231 $1,560 2.76%
    43% 62 $10,820,000 $174,516 $1,584 2.74%
    41% 62 $10,250,000 $165,323 $1,805 2.88%
    44% 62 $11,360,000 $183,226 $2,102 2.71%
    40% 61 $9,765,000 $160,082 $1,867 2.67%
    36% 58 $9,740,000 $167,931 $1,759 2.78%
    39% 55 $9,795,000 $178,091 $1,705 2.96%
    42% 53 $9,115,000 $171,981 $2,027 2.64%
    47% 27 $4,935,000 $182,778 $1,778 2.87%
    45% 27 $4,345,000 $160,926 $1,675 2.65%
    48% 24 $4,060,000 $169,167 $2,073 3.06%
    46% 24 $4,060,000 $169,167 $1,496 2.63%
    49% 23 $4,985,000 $216,739 $1,956 2.82%
    50-60% 8 $1,660,000 $207,500 $3,572 4.08%
    >60% 1 $405,000 $405,000 $1,953 4.38%

    Marine Bank lent most frequently to those with DTI ratios of 20-30%, with 792 originations. The next most common DTI ratio? 30-36%, with 420 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,990 $329,490,000 $165,573 $1,544 2.77%
    Not applicable 62 $32,620,000 $526,129 $0 4.17%
    Asian 152 $29,740,000 $195,658 $1,288 2.50%
    Not provided 130 $20,330,000 $156,385 $1,564 2.79%
    Black 60 $9,950,000 $165,833 $1,811 2.59%
    American Indian 2 $310,000 $155,000 $1,263 2.44%
    Asian Indian 1 $225,000 $225,000 $2,291 2.88%
    Native Hawaiian or Islander 1 $105,000 $105,000 $1,794 2.50%

    Approval Rates

    Total approvals of all applications
    91.92%

    Marine Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    91.74%

    Marine Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,398 $422,770,000 $176,301

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 21 $30,615,000 $1,457,857
    Single Family (1-4 Units):Site-Built 2,377 $392,155,000 $164,979

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 114 $10,240,000 $89,825 $1,020 2.92%
    40-60% 304 $54,530,000 $179,375 $1,138 2.54%
    60-80% 1,121 $212,235,000 $189,326 $1,265 2.70%
    80-100% 788 $140,210,000 $177,931 $2,131 2.86%
    Over 100% 9 $2,145,000 $238,333 $7,129 2.64%
    Under 20% 62 $3,410,000 $55,000 $379 4.54%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Moran Financial Group LLC Conventional home mortgage Closing on a mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Marine Bank 3001 South Sixth Street Springfield, IL 62703 Full Service B&M $53,035
    Marine Bank 100-08 North Congress Street Rushville, IL 62681 Full Service B&M $33,409
    Marine Bank 1001 South Neil Street Champaign, IL 61824 Full Service B&M $11,882
    Marine Bank 1401 North Dirksen Parkway Springfield, IL 62702 Full Service B&M $28,894
    Marine Bank 1508 Ft. Jesse Road Normal, IL 61761 Full Service B&M $10,005
    Marine Bank 1661 East Jackson Street Macomb, IL 61455 Full Service B&M $10,155
    Marine Bank 1953 East Sangamon Avenue Springfield, IL 62702 Limited, Drive-thru $66,798
    Marine Bank 2136 East Cook Street Springfield, IL 62703 Limited, Drive-thru $26,749
    Marine Bank 2434 Village Green Place Champaign, IL 61822 Full Service B&M $34,717
    Marine Bank 3050 West Wabash Avenue Springfield, IL 62704 Full Service B&M $270,248
    Marine Bank 470 North Main Plaza Chatham, IL 62629 Full Service B&M $38,352

    For 2020, Marine Bank had 11 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $23,057
    Net interest income $19,926
    Total noninterest income $11,180
    Gross Fiduciary activities income $1,061
    Service charges on deposit accounts $970
    Trading account gains and fees $0
    Additional Noninterest Income $9,149
    Pre-tax net operating income $8,485
    Securities gains (or losses, -) $0
    Income before extraordinary items $8,345
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $8,345
    Minority interest net income $0
    Net income $8,345
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $8,345

    Marine Bank's gross interest income from loans was $23,057,000.
    Marine Bank's net interest income from loans was $19,926,000.
    Marine Bank's fee based income from loans was $970,000.
    Marine Bank's net income from loans was $8,345,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $3,131
    Provision for credit losses $1,200
    Total noninterest expense $21,421
    Salaries and employee benefits $14,614
    Premises and equipment expense $1,809
    Additional noninterest expense $4,998
    Applicable income taxes $140
    Net charge-offs $37
    Cash dividends $7,090

    Marine Bank's interest expense for loans was $3,131,000.
    Marine Bank's payroll and benefits expense were $14,614,000.
    Marine Bank's property, plant and equipment expenses $1,809,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 2.0%
    HELOC loans 0.0%
    All other family 2.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $596,803
    Deposits held in domestic offices $596,803
    Deposits by Individuals, partnerships, and corporations $590,828
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $2,435
    Deposits by Commercial banks and other depository institutions in U.S. $3,539
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $235,743
    Demand deposits $137,890
    Nontransaction accounts $361,059
    Money market deposit accounts (MMDAs) $111,298
    Other savings deposits (excluding MMDAs) $91,912
    Total time deposits $157,850
    Total time and savings deposits $458,912
    Noninterest-bearing deposits $137,890
    Interest-bearing deposits $458,913
    Retail deposits $559,253
    IRAs and Keogh plan accounts $25,118
    Brokered deposits $28,738
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $699,706
    Cash & Balances due from depository institutions $108,898
    Interest-bearing balances $103,295
    Total securities $86,123
    Federal funds sold & reverse repurchase $0
    Net loans and leases $483,879
    Loan and leases loss allowance $6,358
    Trading account assets $0
    Bank premises and fixed assets $11,464
    Other real estate owned $0
    Goodwill and other intangibles $6,364
    All other assets $2,978

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $699,706
    Total Liabilities $628,119
    Total deposits $596,803
    Interest-bearing deposits $458,913
    Deposits held in domestic offices $596,803
    % insured (estimated) $90
    Federal funds purchased and repurchase agreements $27,798
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $3,518

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $483,879
    Loan and leases loss allowance $6,358
    Total loans and leases (domestic) $490,237
    All real estate loans $433,059
    Real estate loans in domestic offices $433,059
    Construction and development loans $36,146
    Residential 1-4 family construction $5,513
    Other construction, all land development and other land $30,633
    Loans secured by nonfarm nonresidential properties $285,797
    Nonfarm nonresidential secured by owner-occupied properties $48,579
    Commercial real estate & other non-farm, non-residential $237,218
    Multifamily residential real estate $44,482
    1-4 family residential loans $41,667
    Farmland loans $24,967
    Loans held in foreign offices $0
    Farm loans $947
    Commercial and industrial loans $51,812
    To non-U.S. addressees $0
    Loans to individuals $2,230
    Credit card loans $0
    Related Plans $46
    Consumer Auto Loans $129
    Other loans to individuals $2,055
    All other loans & leases $2,189
    Loans to foreign governments and official institutions $0
    Other loans $439
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,851
    Non 1-4 family restructured loans & leases $1,772
    Total loans and leases (foreign) $0

    Marine Bank had $483,879,000 of loans outstanding in 2020. $433,059,000 of loans were in real estate loans. $36,146,000 of loans were in development loans. $44,482,000 of loans were in multifamily mortgage loans. $41,667,000 of loans were in 1-4 family mortgage loans. $947,000 of loans were in farm loans. $0 of loans were in credit card loans. $129,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 210 $38,784 $184,686
    Nonfarm, nonresidential loans - <$100k 50 $1,924 $38,480
    Nonfarm, nonresidential loans - $100-250k 80 $8,983 $112,288
    Nonfarm, nonresidential loans - $250k-1MM 80 $27,877 $348,463
    Commercial & Industrial, US addressed loans - <$1MM 605 $28,905 $47,777
    Commercial & Industrial, US addressed loans - <$100k 499 $10,997 $22,038
    Commercial & Industrial, US addressed loans - $100-250k 67 $7,004 $104,537
    Commercial & Industrial, US addressed loans - $250k-1MM 39 $10,904 $279,590
    Farmland loans - <$1MM 55 $6,295 $114,455
    Farmland loans - <$100k 27 $1,453 $53,815
    Farmland loans - $100-250k 20 $2,366 $118,300
    Farmland loans - $250k-1MM 8 $2,476 $309,500
    Agriculture operations loans - <$1MM 28 $947 $33,821
    Agriculture operations loans - <$100k 24 $487 $20,292
    Agriculture operations loans - $100-250k 1 $142 $142,000
    Agriculture operations loans - $250k-1MM 3 $318 $106,000