Tri Counties Bank Mortgage Rates, Fees & Info
Chico, CALEI: 549300W0YBCUV18HSR42
Tax ID: 94-2261923
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Bank Data
Review & Overview
Tri Counties Bank is a smaller bank specializing in Refi and Home Purchase loans. Tri Counties Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Bakersfield, Fresno, Chico, Sacramento, and San Francisco among others. We have data for 38 markets. (Some data included below & more in-depth data is available with an active subscription.)Tri Counties Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Tri Counties Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 4/22/24 |
| 30 Year Conventional Purchase | 6.20% | 4/22/24 |
| 30 Year Conventional Refi | 6.36% | 4/22/24 |
| 30 Year Cash-out Refi | 6.76% | 4/22/24 |
| 30 Year FHA Purchase | 6.27% | 4/22/24 |
| 30 Year USDA Purchase | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 5.52% | 4/22/24 |
| 15 Year Conventional Refi | 5.41% | 4/22/24 |
| 15 Year Cash-out Refi | 5.41% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Tri Counties Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,982Origination Dollar Volume (All Markets)
$534,870,000Employee count
1,141Awards
Tri Counties Bank - 2018
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For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BAKERSFIELD, CA (FHA|USDA|VA) | 11 | $82,645,000 | $7,513,182 | $3,225 | 4.90% |
| FRESNO, CA (FHA|USDA|VA) | 43 | $66,025,000 | $1,535,465 | $3,242 | 4.63% |
| CHICO, CA (FHA|USDA|VA) | 403 | $60,255,000 | $149,516 | $3,397 | 4.73% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 221 | $57,765,000 | $261,380 | $4,584 | 4.64% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 89 | $54,975,000 | $617,697 | $4,445 | 4.58% |
| REDDING, CA (FHA|USDA|VA) | 332 | $40,650,000 | $122,440 | $3,352 | 4.89% |
| Outside of Metro Areas | 229 | $32,315,000 | $141,114 | $3,170 | 4.96% |
| Crescent City, CA (FHA|USDA|VA) | 44 | $22,290,000 | $506,591 | $3,357 | 4.83% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 123 | $19,705,000 | $160,203 | $3,077 | 4.42% |
| YUBA CITY, CA (FHA|USDA|VA) | 115 | $15,465,000 | $134,478 | $3,484 | 4.86% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 36 | $14,060,000 | $390,556 | $5,527 | 4.88% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 64 | $11,570,000 | $180,781 | $3,321 | 4.42% |
| MODESTO, CA (FHA|USDA|VA) | 60 | $10,930,000 | $182,167 | $3,978 | 5.25% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $7,505,000 | $7,505,000 | $0 | 4.50% |
| Red Bluff, CA (FHA|USDA|VA) | 48 | $5,320,000 | $110,833 | $3,494 | 4.80% |
| Clearlake, CA (FHA|USDA|VA) | 28 | $4,630,000 | $165,357 | $4,515 | 5.05% |
| MERCED, CA (FHA|USDA|VA) | 20 | $4,390,000 | $219,500 | $3,039 | 5.29% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 9 | $4,195,000 | $466,111 | $13,563 | 5.32% |
| Ukiah, CA (FHA|USDA|VA) | 22 | $3,490,000 | $158,636 | $4,498 | 4.69% |
| MADERA, CA (FHA|USDA|VA) | 20 | $2,860,000 | $143,000 | $4,622 | 4.45% |
| RENO, NV (FHA|USDA|VA) | 3 | $2,015,000 | $671,667 | $7,761 | 4.25% |
| STOCKTON, CA (FHA|USDA|VA) | 13 | $1,685,000 | $129,615 | $3,039 | 4.35% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $4,969 | 5.40% |
| Susanville, CA (FHA|USDA|VA) | 14 | $1,340,000 | $95,714 | $2,627 | 4.45% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $0 | 4.91% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $0 | 5.33% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $11,917 | 5.71% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $3,087 | 3.62% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,601 | 5.37% |
| Sonora, CA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,401 | 5.59% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 5.13% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,050 | 5.19% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.75% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,653 | 3.50% |
| Brookings, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,497 | 4.38% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.92% |
| Fernley, NV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,443 | 4.63% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,629 | 4.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against Tri Counties Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 1,324 | $158,230,000 | $119,509 | n/a | 4.69% |
| Conventional | 652 | $375,300,000 | $575,613 | $3,601 | 4.97% |
| FHA | 6 | $1,340,000 | $223,333 | $7,791 | 4.33% |
For 2018, Tri Counties Bank's most frequently originated type of loan was HELOC, with 1,324 originations. Their 2nd most popular type was Conventional, with 652 originations.
Loan Reason
For 2018, Tri Counties Bank's most frequently cited loan purpose was Other, with 535 originations. The 2nd most popular reason was Home Improvement, with 469 originations.
Loan Duration/Length
For 2018, Tri Counties Bank's most frequently cited loan duration was 30+ year, with 1,301 originations. The 2nd most popular length was 30 Year, with 480 originations.
Origination Fees/Closing Costs
Tri Counties Bank's average total fees were $3,795, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 287 originations.
Interest Rates
During 2018, Tri Counties Bank's average interest rate for loans was 5.01%, while their most frequently originated rate bucket for loans was 4-5%, with 736 originations.
Loan Sizing
2018 saw Tri Counties Bank place emphasis on $100,000 or less loans with 769 originations, totaling $39,035,000 in origination value.
Applicant Income
Tri Counties Bank lent most frequently to those with incomes in the $50k or less range, with 404 originations. The second most popular income band? $50k-75k, with 335 originations.
Applicant Debt to Income Ratio
Tri Counties Bank lent most frequently to those with DTI ratios of 20-30%, with 459 originations. The next most common DTI ratio? 30-36%, with 364 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications62.60%
Tri Counties Bank has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination75.43%
Tri Counties Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,982 | $534,870,000 | $269,864 |
Occupancy Type Mix
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Tri Counties Bank | 2171 Pillsbury Road Chico, CA 95926 | Full Service B&M | $163,019 |
| Tri Counties Bank | 211 W East Avenue Chico, CA 95926 | Full Service Retail | $58,741 |
| Tri Counties Bank | 100 East Walker Street Orland, CA 95963 | Full Service B&M | $87,881 |
| Tri Counties Bank | 1020 Pleasant Grove Boulevard Roseville, CA 95678 | Full Service B&M | $32,953 |
| Tri Counties Bank | 11362 Pleasant Valley Road Penn Valley, CA 95946 | Full Service B&M | $26,932 |
| Tri Counties Bank | 1180 Oro Dam Boulevard Oroville, CA 95965 | Full Service B&M | $102,267 |
| Tri Counties Bank | 12047 Donner Pass Road Truckee, CA 96161 | Full Service B&M | $24,144 |
| Tri Counties Bank | 1250 Hilltop Drive Redding, CA 96003 | Full Service B&M | $123,284 |
| Tri Counties Bank | 1327 South Street Redding, CA 96001 | Full Service B&M | $168,945 |
| Tri Counties Bank | 1441 Colusa Avenue Yuba City, CA 95993 | Full Service B&M | $149,663 |
| Tri Counties Bank | 1640 Central Avenue Mckinleyville, CA 95519 | Full Service B&M | $30,860 |
| Tri Counties Bank | 165 South Broadway Yreka, CA 96097 | Full Service B&M | $65,030 |
| Tri Counties Bank | 17 Plaza Circle Patterson, CA 95363 | Full Service B&M | $60,155 |
| Tri Counties Bank | 201 Lake Boulevard Redding, CA 96003 | Full Service Retail | $41,039 |
| Tri Counties Bank | 204 Chestnut Street Mount Shasta, CA 96067 | Full Service B&M | $65,538 |
| Tri Counties Bank | 210 North Tehama Street Willows, CA 95988 | Full Service B&M | $113,779 |
| Tri Counties Bank | 21097 Calistoga Street Middletown, CA 95461 | Full Service B&M | $47,110 |
| Tri Counties Bank | 2245 Churn Creek Road Redding, CA 96002 | Full Service B&M | $14,429 |
| Tri Counties Bank | 2400 Sand Creek Road Brentwood, CA 94513 | Full Service Retail | $22,996 |
| Tri Counties Bank | 2483 Notre Dame Blvd, Suite 100 Chico, CA 95928 | Full Service B&M | $35,141 |
| Tri Counties Bank | 25025 Blue Ravine Road Folsom, CA 95630 | Full Service Retail | $33,231 |
| Tri Counties Bank | 255 South Main Street Willits, CA 95490 | Full Service B&M | $52,713 |
| Tri Counties Bank | 2641 Main Street Susanville, CA 96130 | Full Service B&M | $26,158 |
| Tri Counties Bank | 2686 Gateway Drive Anderson, CA 96007 | Full Service B&M | $70,038 |
| Tri Counties Bank | 2844 F Street Eureka, CA 95501 | Full Service B&M | $103,909 |
| Tri Counties Bank | 2900 Geer Road Turlock, CA 95382 | Full Service Retail | $16,795 |
| Tri Counties Bank | 303 Main Street Weed, CA 96094 | Full Service B&M | $28,560 |
| Tri Counties Bank | 305 Neal Street Grass Valley, CA 95945 | Full Service B&M | $53,104 |
| Tri Counties Bank | 305 Railroad Avenue, Suite #1 Nevada City, CA 95959 | Full Service B&M | $87,693 |
| Tri Counties Bank | 305 Trinity Avenue Chowchilla, CA 93610 | Full Service B&M | $77,800 |
| Tri Counties Bank | 319 5th Street Gustine, CA 95322 | Full Service B&M | $58,399 |
| Tri Counties Bank | 3349 Main Street Cottonwood, CA 96022 | Full Service B&M | $74,717 |
| Tri Counties Bank | 3601 Pelandale Avenue, Suite E5 Modesto, CA 95356 | Full Service Retail | $47,333 |
| Tri Counties Bank | 3700 Douglas Boulevard Roseville, CA 95661 | Full Service B&M | $95,750 |
| Tri Counties Bank | 37093 State Hwy 299e Burney, CA 96013 | Full Service B&M | $29,105 |
| Tri Counties Bank | 394 Main Street Ferndale, CA 95536 | Full Service B&M | $12,982 |
| Tri Counties Bank | 43308 Highway 299 East Fall River Mills, CA 96028 | Full Service B&M | $47,696 |
| Tri Counties Bank | 4650 Natomas Boulevard Sacramento, CA 95835 | Full Service Retail | $29,499 |
| Tri Counties Bank | 4715 Shasta Dam Boulevard Shasta Lake, CA 96019 | Full Service B&M | $31,946 |
| Tri Counties Bank | 4900 Elk Grove Boulevard Elk Grove, CA 95758 | Full Service Retail | $12,190 |
| Tri Counties Bank | 509 S. Pinkham Street, Suite B Visalia, CA 93292 | Full Service B&M | $14,814 |
| Tri Counties Bank | 5201 California Avenue, Suite 102 Bakersfield, CA 93309 | Full Service B&M | $53,670 |
| Tri Counties Bank | 525 Salem Street Chico, CA 95928 | Full Service B&M | $141,147 |
| Tri Counties Bank | 595 Main Street Weaverville, CA 96093 | Full Service B&M | $60,497 |
| Tri Counties Bank | 63 Constitution Drive Chico, CA 95973 | Full Service B&M | $0 |
| Tri Counties Bank | 630 Main Street Woodland, CA 95695 | Full Service B&M | $67,121 |
| Tri Counties Bank | 6392-J Westside Road Redding, CA 96001 | Full Service B&M | $32,442 |
| Tri Counties Bank | 6848 Q Skyway Paradise, CA 95969 | Full Service B&M | $57,746 |
| Tri Counties Bank | 697 8th Street Arcata, CA 95521 | Full Service B&M | $49,249 |
| Tri Counties Bank | 700 Onstott Road Yuba City, CA 95991 | Full Service Retail | $28,116 |
| Tri Counties Bank | 7020 North Marks Avenue, Suite 101 Fresno, CA 93711 | Full Service B&M | $33,290 |
| Tri Counties Bank | 7061 State Highway 3 Hayfork, CA 96041 | Full Service B&M | $16,288 |
| Tri Counties Bank | 709 Sutton Way, Suite A Grass Valley, CA 95945 | Full Service B&M | $85,744 |
| Tri Counties Bank | 727 South Main Street Red Bluff, CA 96080 | Full Service Retail | $34,531 |
| Tri Counties Bank | 76405 Covelo Road Covelo, CA 95428 | Full Service B&M | $14,731 |
| Tri Counties Bank | 780 Mangrove Avenue Chico, CA 95926 | Full Service B&M | $298,420 |
| Tri Counties Bank | 789 High Street Auburn, CA 95603 | Full Service B&M | $66,611 |
| Tri Counties Bank | 801 K Street, Suite 110 Sacramento, CA 95814 | Full Service Retail | $40,570 |
| Tri Counties Bank | 819 4th Street Santa Rosa, CA 95404 | Full Service B&M | $30,531 |
| Tri Counties Bank | 838 West Harris Street Eureka, CA 95503 | Full Service B&M | $18,238 |
| Tri Counties Bank | 844 Bridge Street Colusa, CA 95932 | Full Service B&M | $74,253 |
| Tri Counties Bank | 880 E. Cypress Avenue Redding, CA 96002 | Full Service B&M | $89,094 |
| Tri Counties Bank | 890 Fortress Street Chico, CA 95973 | Full Service Cyber Office | $6,854 |
| Tri Counties Bank | 904 E Street, Suite A Marysville, CA 95901 | Full Service B&M | $30,811 |
| Tri Counties Bank | 909 Main Street Fortuna, CA 95540 | Full Service B&M | $36,897 |
| Tri Counties Bank | 9125 Deschutes Road Palo Cedro, CA 96073 | Full Service B&M | $98,971 |
| Tri Counties Bank | 936 Third Street Crescent City, CA 95531 | Full Service B&M | $74,514 |
| Tri Counties Bank | 9411 Midway Road Durham, CA 95938 | Full Service B&M | $101,617 |
For 2018, Tri Counties Bank had 68 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $228,217 |
| Net interest income | $218,477 |
| Total noninterest income | $49,141 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $17,487 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $31,654 |
| Pre-tax net operating income | $97,829 |
| Securities gains (or losses, -) | $143 |
| Income before extraordinary items | $71,747 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $71,747 |
| Minority interest net income | $0 |
| Net income | $71,747 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $71,634 |
Tri Counties Bank's gross interest income from loans was $228,217,000.
Tri Counties Bank's net interest income from loans was $218,477,000.
Tri Counties Bank's fee based income from loans was $17,487,000.
Tri Counties Bank's net income from loans was $71,747,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $9,740 |
| Provision for credit losses | $2,583 |
| Total noninterest expense | $167,206 |
| Salaries and employee benefits | $95,414 |
| Premises and equipment expense | $18,984 |
| Additional noninterest expense | $52,808 |
| Applicable income taxes | $26,225 |
| Net charge-offs | $324 |
| Cash dividends | $26,431 |
Tri Counties Bank's interest expense for loans was $9,740,000.
Tri Counties Bank's payroll and benefits expense were $95,414,000.
Tri Counties Bank's property, plant and equipment expenses $18,984,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 1.0% |
| HELOC loans | 1.0% |
| All other family | 1.0% |
| Commercial & industrial loans | 1.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $5,368,839 |
| Deposits held in domestic offices | $5,368,839 |
| Deposits by Individuals, partnerships, and corporations | $5,151,299 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $216,510 |
| Deposits by Commercial banks and other depository institutions in U.S. | $1,030 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $1,818,821 |
| Demand deposits | $1,763,746 |
| Nontransaction accounts | $3,550,018 |
| Money market deposit accounts (MMDAs) | $2,586,357 |
| Other savings deposits (excluding MMDAs) | $531,465 |
| Total time deposits | $432,196 |
| Total time and savings deposits | $3,605,093 |
| Noninterest-bearing deposits | $1,763,746 |
| Interest-bearing deposits | $3,605,093 |
| Retail deposits | $5,236,410 |
| IRAs and Keogh plan accounts | $51,944 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $6,350,719 |
| Cash & Balances due from depository institutions | $227,533 |
| Interest-bearing balances | $107,752 |
| Total securities | $1,562,846 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $3,993,119 |
| Loan and leases loss allowance | $32,582 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $89,347 |
| Other real estate owned | $2,280 |
| Goodwill and other intangibles | $257,350 |
| All other assets | $218,244 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $6,350,719 |
| Total Liabilities | $5,469,812 |
| Total deposits | $5,368,839 |
| Interest-bearing deposits | $3,605,093 |
| Deposits held in domestic offices | $5,368,839 |
| % insured (estimated) | $77 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $15,839 |
| Subordinated debt | $0 |
| All other liabilities | $85,134 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $3,993,119 |
| Loan and leases loss allowance | $32,582 |
| Total loans and leases (domestic) | $4,025,701 |
| All real estate loans | $3,693,431 |
| Real estate loans in domestic offices | $3,693,431 |
| Construction and development loans | $183,384 |
| Residential 1-4 family construction | $25,373 |
| Other construction, all land development and other land | $158,011 |
| Loans secured by nonfarm nonresidential properties | $1,994,893 |
| Nonfarm nonresidential secured by owner-occupied properties | $535,714 |
| Commercial real estate & other non-farm, non-residential | $1,459,179 |
| Multifamily residential real estate | $505,757 |
| 1-4 family residential loans | $882,209 |
| Farmland loans | $127,188 |
| Loans held in foreign offices | $0 |
| Farm loans | $25,887 |
| Commercial and industrial loans | $250,661 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $54,298 |
| Credit card loans | $339 |
| Related Plans | $0 |
| Consumer Auto Loans | $47,972 |
| Other loans to individuals | $5,987 |
| All other loans & leases | $1,424 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $1,424 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $631 |
| Restructured Loans & leases | $6,273 |
| Non 1-4 family restructured loans & leases | $4,615 |
| Total loans and leases (foreign) | $0 |
Tri Counties Bank had $3,993,119,000 of loans outstanding in 2018. $3,693,431,000 of loans were in real estate loans. $183,384,000 of loans were in development loans. $505,757,000 of loans were in multifamily mortgage loans. $882,209,000 of loans were in 1-4 family mortgage loans. $25,887,000 of loans were in farm loans. $339,000 of loans were in credit card loans. $47,972,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 1,780 | $563,907 | $316,802 |
| Nonfarm, nonresidential loans - <$100k | 158 | $7,439 | $47,082 |
| Nonfarm, nonresidential loans - $100-250k | 482 | $65,774 | $136,461 |
| Nonfarm, nonresidential loans - $250k-1MM | 1,140 | $490,694 | $430,433 |
| Commercial & Industrial, US addressed loans - <$1MM | 3,757 | $171,841 | $45,739 |
| Commercial & Industrial, US addressed loans - <$100k | 2,821 | $52,443 | $18,590 |
| Commercial & Industrial, US addressed loans - $100-250k | 565 | $44,273 | $78,359 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 371 | $75,125 | $202,493 |
| Farmland loans - <$1MM | 182 | $32,506 | $178,604 |
| Farmland loans - <$100k | 32 | $1,477 | $46,156 |
| Farmland loans - $100-250k | 65 | $8,344 | $128,369 |
| Farmland loans - $250k-1MM | 85 | $22,685 | $266,882 |
| Agriculture operations loans - <$1MM | 108 | $6,266 | $58,019 |
| Agriculture operations loans - <$100k | 49 | $1,286 | $26,245 |
| Agriculture operations loans - $100-250k | 36 | $1,773 | $49,250 |
| Agriculture operations loans - $250k-1MM | 23 | $3,207 | $139,435 |