The Dalles Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in The Dalles averaged 6.84% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.65% and one month ago for the week of 2025-02-27, the average rate was 7.06%.

The Dalles's average rate one year ago was 6.99%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.64%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
The Dalles 30 Year Fixed Rate 2025-04-03 6.84%
The Dalles 30 Year Fixed Rate Refi 2025-04-03 6.64%
The Dalles 15 Year Fixed Rate 2025-04-03 6.02%
The Dalles 15 Year Fixed Rate Refi 2025-04-03 5.92%
The Dalles 30 Year FHA 2025-04-03 6.07%
The Dalles 30 Year FHA Refi 2025-04-03 6.46%
The Dalles 30 Year USDA 2025-04-03 6.12%
The Dalles 30 Year USDA Refi 2025-04-03 6.52%
The Dalles 30 Year VA 2025-04-03 5.86%
The Dalles 30 Year VA Refi 2025-04-03 5.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within The Dalles, OR.

The Dalles Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the The Dalles, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 16 6.42% $8,134
GUILD MORTGAGE COMPANY 13 7.17% $8,317
DIRECTORS MORTGAGE, INC. 7 6.75% $9,404
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 7.10% $6,972
U.S. Bank 6 6.69% $7,590
CROSSCOUNTRY MORTGAGE, LLC 6 6.36% $8,773
UNION HOME MORTGAGE CORP. 5 6.74% $11,408
Umpqua Bank 5 6.85% $8,009
UNITED WHOLESALE MORTGAGE, LLC 5 6.68% $6,278
CMG MORTGAGE, INC. 4 6.72% $8,142
NEWREZ LLC 3 6.17% $8,160
Flagstar Bank, FSB 3 6.71% $7,957
Rivermark Community Credit Union 3 6.71% $2,408
21ST MORTGAGE CORPORATION 2 8.39% $6,932
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.44% $10,561
MORTGAGE EXPRESS, LLC 2 6.68% $9,664
LOANDEPOT.COM, LLC 2 6.25% $9,999
Northwest Farm Credit Services, FLCA 2 7.05% $8,756
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.75% $6,211
Wells Fargo Bank 2 6.81% $5,275
NFM, INC. 1 6.63% $9,353
Pacific NW Federal Credit Union 1 6.75% $2,901
Paramount Residential Mortgage Group, Inc. 1 7.75% $7,229
PLAZA HOME MORTGAGE, INC. 1 6.00% $13,667
Potlatch No. 1 Financial Credit Union 1 5.88% $4,210
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $6,970
Quontic Bank 1 8.00% $9,064
S1L, Inc. 1 6.63% $11,643
Washington Federal Bank 1 6.38% $3,574
Sunflower Bank 1 6.99% $8,517
Ally Bank 1 6.63% $3,178
AMERICAN FINANCIAL NETWORK, INC. 1 6.63% $8,380
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.99% $5,577
BMO Harris Bank 1 6.38% $4,563
Boeing Employees Credit Union 1 6.38% $9,459
BROKER SOLUTIONS, INC. 1 6.88% $7,302
CANOPY MORTGAGE, LLC 1 6.99% $7,003
Century Mortgage Company DBA Century Lending Company 1 7.13% $4,491
Discover Bank 1 7.81% $0
EAGLE HOME MORTGAGE, LLC 1 7.25% $4,752
GENEVA FINANCIAL, LLC 1 7.63% $10,676
GUARANTEED RATE, INC. 1 7.49% $18,668
KeyBank 1 7.25% $7,553
MARION AND POLK SCHOOLS CREDIT UNION 1 6.75% $5,098
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.99% $8,030
Mortgage Research Center, LLC 1 5.50% $6,261
MOVEMENT MORTGAGE, LLC 1 6.99% $6,209
NATIONS DIRECT MORTGAGE, LLC 1 6.13% $5,602
NAVY FEDERAL CREDIT UNION 1 5.63% $2,856

The Dalles Average Closing Costs & Other Stats

The Dalles, OR's 49 lenders originated 395 loans during 2024. The total origination value was $102,645,000, with an average loan value of $259,861.

The Dalles's average closing costs are $6,584.

The top The Dalles lender as defined by loan originations is QUICKEN LOANS, LLC, with 16 loans originated. Their average total fees are $8,134, which is $183 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee The Dalles lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($8,134), GUILD MORTGAGE COMPANY ($8,317), .

The lowest rate The Dalles lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.42%), GUILD MORTGAGE COMPANY (7.17%), .

The Dalles, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $10,210,000 $9,590,000 -6.1% 9.3%
QUICKEN LOANS, LLC $5,250,000 $7,420,000 41.3% 7.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,355,000 $6,630,000 -20.6% 6.5%
Umpqua Bank $3,780,000 $5,970,000 57.9% 5.8%
CROSSCOUNTRY MORTGAGE, LLC $3,780,000 $5,585,000 47.8% 5.4%
DIRECTORS MORTGAGE, INC. $3,655,000 $5,115,000 39.9% 5.0%
GUILD MORTGAGE COMPANY $3,785,000 $5,065,000 33.8% 4.9%
UNION HOME MORTGAGE CORP. $4,760,000 n/a 4.6%
U.S. Bank $1,555,000 $3,050,000 96.1% 3.0%
OnPoint Community Credit Union $885,000 $2,505,000 183.1% 2.4%
Rivermark Community Credit Union $4,025,000 $2,490,000 -38.1% 2.4%
NEWREZ LLC $4,570,000 $2,270,000 -50.3% 2.2%
Flagstar Bank, FSB $820,000 $2,145,000 161.6% 2.1%
Mortgage Research Center, LLC $2,300,000 $2,120,000 -7.8% 2.1%
PENNYMAC LOAN SERVICES, LLC $1,235,000 $1,910,000 54.7% 1.9%
LOANDEPOT.COM, LLC $1,765,000 $1,820,000 3.1% 1.8%
AMERICAN FINANCIAL NETWORK, INC. $295,000 $1,375,000 366.1% 1.3%
NATIONS DIRECT MORTGAGE, LLC $1,490,000 $1,305,000 -12.4% 1.3%
CMG MORTGAGE, INC. $400,000 $1,285,000 221.3% 1.3%
21ST MORTGAGE CORPORATION $730,000 $1,240,000 69.9% 1.2%
MORTGAGE EXPRESS, LLC $1,040,000 n/a 1.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $905,000 $840,000 -7.2% 0.8%
Northwest Farm Credit Services, FLCA $175,000 $835,000 377.1% 0.8%
Washington Federal Bank $715,000 $835,000 16.8% 0.8%
LAKEVIEW LOAN SERVICING, LLC $255,000 $750,000 194.1% 0.7%
S1L, Inc. $725,000 n/a 0.7%
QUORUM FEDERAL CREDIT UNION $695,000 n/a 0.7%
VILLAGE CAPITAL MORTGAGE $660,000 $680,000 3.0% 0.7%
FREEDOM MORTGAGE CORPORATION $185,000 $660,000 256.8% 0.6%
NAVY FEDERAL CREDIT UNION $415,000 $660,000 59.0% 0.6%
PROVIDENT FUNDING ASSOCIATES, L.P. $650,000 n/a 0.6%
Boeing Employees Credit Union $620,000 n/a 0.6%
Wells Fargo Bank $1,280,000 $610,000 -52.3% 0.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $725,000 $600,000 -17.2% 0.6%
First Interstate Bank $750,000 $590,000 -21.3% 0.6%
MARION AND POLK SCHOOLS CREDIT UNION $590,000 n/a 0.6%
GESA $155,000 $575,000 271.0% 0.6%
GUARANTEED RATE, INC. $325,000 $565,000 73.8% 0.6%
NFM, INC. $545,000 n/a 0.5%
ALLIANT CREDIT UNION $315,000 $540,000 71.4% 0.5%
Paramount Residential Mortgage Group, Inc. $480,000 n/a 0.5%
Bethpage Federal Credit Union $470,000 n/a 0.5%
NEXERA HOLDING LLC $465,000 n/a 0.5%
MOVEMENT MORTGAGE, LLC $740,000 $460,000 -37.8% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $755,000 $450,000 -40.4% 0.4%
CANOPY MORTGAGE, LLC $445,000 n/a 0.4%
NEW DAY FINANCIAL, LLC $435,000 n/a 0.4%
PLAZA HOME MORTGAGE, INC. $305,000 $415,000 36.1% 0.4%
Pacific NW Federal Credit Union $590,000 $410,000 -30.5% 0.4%
Banner Bank $405,000 n/a 0.4%
SUMMIT MORTGAGE CORPORATION $405,000 n/a 0.4%
Ally Bank $385,000 n/a 0.4%
Chickasaw Community Bank $385,000 n/a 0.4%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $385,000 n/a 0.4%
CREDIT HUMAN FEDERAL CREDIT UNION $360,000 n/a 0.4%
Century Mortgage Company DBA Century Lending Company $345,000 n/a 0.3%
Plains Commerce Bank $345,000 n/a 0.3%
BROKER SOLUTIONS, INC. $850,000 $340,000 -60.0% 0.3%
KeyBank $1,690,000 $340,000 -79.9% 0.3%
Sunflower Bank $335,000 n/a 0.3%
SUMMIT FUNDING, INC. $630,000 $325,000 -48.4% 0.3%
Discover Bank $315,000 n/a 0.3%
GENEVA FINANCIAL, LLC $315,000 n/a 0.3%
Quontic Bank $315,000 n/a 0.3%
AmeriHome Mortgage Company, LLC $295,000 n/a 0.3%
HomeStreet Bank $905,000 $285,000 -68.5% 0.3%
FIRST TECHNOLOGY $175,000 $275,000 57.1% 0.3%
MASON MCDUFFIE MORTGAGE CORPORATION $610,000 $275,000 -54.9% 0.3%
SPRING EQ, LLC $225,000 $270,000 20.0% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $780,000 $255,000 -67.3% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $575,000 $255,000 -55.7% 0.2%
Coastal Community Bank $15,000 $250,000 1,566.7% 0.2%
LONGBRIDGE FINANCIAL, LLC $105,000 $245,000 133.3% 0.2%
BAYSHORE MORTGAGE FUNDING, LLC $225,000 n/a 0.2%
Potlatch No. 1 Financial Credit Union $215,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $300,000 $210,000 -30.0% 0.2%
Citadel Servicing Corporation $205,000 n/a 0.2%
EAGLE HOME MORTGAGE, LLC $205,000 n/a 0.2%
BMO Harris Bank $500,000 $200,000 -60.0% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $815,000 $195,000 -76.1% 0.2%
FINANCE OF AMERICA REVERSE LLC $185,000 n/a 0.2%
LENDSURE MORTGAGE CORP. $185,000 n/a 0.2%
MOUNTAIN AMERICA $180,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $375,000 $165,000 -56.0% 0.2%
Figure Lending LLC $150,000 n/a 0.1%
Consolidated Federal Credit Union $560,000 $105,000 -81.3% 0.1%
WASHINGTON STATE EMPLOYEES Credit Union $35,000 $95,000 171.4% 0.1%
OREGON COMMUNITY $55,000 $85,000 54.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $485,000 $75,000 -84.5% 0.1%
Southwest Airlines Federal Credit Union $55,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $95,000 $45,000 -52.6% 0.0%
Third Federal Savings and Loan Association of Cleveland $65,000 $35,000 -46.2% 0.0%

The Dalles's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.3% market share. In second place, with 7.2%, is QUICKEN LOANS, LLC, having originated $7,420,000 in loans. In third place, with 6.5%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $6,630,000 in loans. In fourth place, with 5.8%, is Umpqua Bank, having originated $5,970,000 in loans. In fifth place, with 5.4%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $5,585,000 in loans.


The Dalles Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - The Dalles (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $283,700 (5.9%) $325,223 (5.6%) 0.00 61
2018-02-01 $293,450 (6.7%) $336,418 (3.4%) 0.00 51
2018-03-01 $295,000 (5.7%) $345,863 (8.2%) 0.00 55
2018-04-01 $329,000 (16.7%) $357,346 (8.3%) 0.00 65
2018-05-01 $329,000 (13.6%) $369,903 (11.9%) 0.00 64
2018-06-01 $330,000 (3.6%) $381,844 (11.7%) 0.00 71
2018-07-01 $326,950 (-2.8%) $370,171 (-4.3%) 0.00 72
2018-08-01 $329,000 (-4.3%) $362,967 (-5.7%) 0.00 84
2018-09-01 $299,950 (-11.8%) $353,519 (-6.7%) 0.00 81
2018-10-01 $296,175 (-7.0%) $357,805 (-3.6%) 0.00 79
2018-11-01 $303,225 (2.6%) $371,192 (3.3%) 0.00 81
2018-12-01 $314,950 (7.9%) $383,431 (8.4%) 0.00 72
2019-01-01 $317,500 (11.9%) $376,056 (15.6%) 0.00 72
2019-02-01 $312,500 (6.5%) $374,355 (11.3%) 0.00 73
2019-03-01 $326,429 (10.7%) $378,603 (9.5%) 0.00 69
2019-04-01 $347,000 (5.5%) $396,403 (10.9%) 0.00 70
2019-05-01 $337,500 (2.6%) $412,991 (11.7%) 0.00 70
2019-06-01 $345,000 (4.6%) $416,300 (9.0%) 0.00 97
2019-07-01 $354,900 (8.6%) $428,179 (15.7%) 0.00 99
2019-08-01 $348,455 (5.9%) $430,732 (18.7%) 0.00 102
2019-09-01 $347,636 (15.9%) $435,863 (23.3%) 0.00 105
2019-10-01 $347,000 (17.2%) $435,686 (21.8%) 0.00 101
2019-11-01 $338,450 (11.6%) $431,085 (16.1%) 0.00 92
2019-12-01 $318,675 (1.2%) $420,819 (9.8%) 0.00 85
2020-01-01 $336,700 (6.1%) $440,707 (17.2%) 0.00 74
2020-02-01 $344,450 (10.2%) $446,586 (19.3%) 0.00 72
2020-03-01 $349,450 (7.1%) $461,096 (21.8%) 0.00 76
2020-04-01 $347,000 (0.0%) $451,675 (13.9%) 0.00 85
2020-05-01 $349,000 (3.4%) $456,461 (10.5%) 0.00 85
2020-06-01 $334,700 (-3.0%) $441,045 (5.9%) 0.00 71
2020-07-01 $342,250 (-3.6%) $449,144 (4.9%) 0.00 67
2020-08-01 $349,000 (0.2%) $450,506 (4.6%) 0.00 65
2020-09-01 $349,000 (0.4%) $465,625 (6.8%) 0.00 60
2020-10-01 $349,900 (0.8%) $502,737 (15.4%) 0.00 50
2020-11-01 $374,950 (10.8%) $513,337 (19.1%) 0.00 45
2020-12-01 $365,013 (14.5%) $528,689 (25.6%) 0.00 41
2021-01-01 $401,900 (19.4%) $538,220 (22.1%) 0.00 33
2021-02-01 $386,950 (12.3%) $525,368 (17.6%) 0.00 34
2021-03-01 $394,225 (12.8%) $537,463 (16.6%) 0.00 30
2021-04-01 $444,500 (28.1%) $596,111 (32.0%) 0.00 26
2021-05-01 $389,000 (11.5%) $532,899 (16.8%) 0.00 29
2021-06-01 $382,975 (14.4%) $526,353 (19.3%) 0.00 33
2021-07-01 $393,750 (15.1%) $573,117 (27.6%) 0.00 23
2021-08-01 $417,500 (19.6%) $680,263 (51.0%) 0.00 27
2021-09-01 $422,075 (20.9%) $655,888 (40.9%) 0.00 40
2021-10-01 $492,500 (40.8%) $702,593 (39.8%) 0.00 34
2021-11-01 $477,225 (27.3%) $701,535 (36.7%) 0.00 31
2021-12-01 $489,725 (34.2%) $741,284 (40.2%) 0.00 24
2022-01-01 $489,000 (21.7%) $683,872 (27.1%) 0.00 21
2022-02-01 $413,500 (6.9%) $615,088 (17.1%) 0.00 23
2022-03-01 $431,150 (9.4%) $590,742 (9.9%) 0.00 22
2022-04-01 $447,000 (0.6%) $626,975 (5.2%) 0.00 22
2022-05-01 $480,250 (23.5%) $689,288 (29.4%) 0.00 38
2022-06-01 $474,500 (23.9%) $700,535 (33.1%) 0.00 42
2022-07-01 $440,000 (11.8%) $618,705 (8.0%) 0.00 58
2022-08-01 $415,500 (-0.5%) $590,014 (-13.3%) 0.00 60
2022-09-01 $423,750 (0.4%) $592,181 (-9.7%) 0.00 63
2022-10-01 $440,000 (-10.7%) $624,474 (-11.1%) 0.00 61
2022-11-01 $447,125 (-6.3%) $651,177 (-7.2%) 0.00 61
2022-12-01 $455,000 (-7.1%) $668,691 (-9.8%) 0.00 53
2023-01-01 $470,000 (-3.9%) $695,993 (1.8%) 0.00 48
2023-02-01 $450,000 (8.8%) $683,552 (11.1%) 0.00 49
2023-03-01 $450,000 (4.4%) $670,437 (13.5%) 0.00 51
2023-04-01 $479,000 (7.2%) $695,123 (10.9%) 0.00 49
2023-05-01 $495,000 (3.1%) $713,312 (3.5%) 0.00 52
2023-06-01 $540,000 (13.8%) $743,311 (6.1%) 0.00 57
2023-07-01 $459,900 (4.5%) $685,245 (10.8%) 0.00 58
2023-08-01 $468,250 (12.7%) $681,515 (15.5%) 0.00 62
2023-09-01 $430,000 (1.5%) $635,517 (7.3%) 0.00 63
2023-10-01 $455,000 (3.4%) $639,773 (2.5%) 0.00 63
2023-11-01 $449,000 (0.4%) $615,823 (-5.4%) 0.00 58
2023-12-01 $430,000 (-5.5%) $658,505 (-1.5%) 0.00 51
2024-01-01 $423,500 (-9.9%) $703,913 (1.1%) 0.00 44
2024-02-01 $422,500 (-6.1%) $736,001 (7.7%) 0.00 41
2024-03-01 $427,000 (-5.1%) $699,431 (4.3%) 0.00 51
2024-04-01 $429,950 (-10.2%) $665,981 (-4.2%) 0.00 61
2024-05-01 $444,000 (-10.3%) $660,311 (-7.4%) 0.00 71
2024-06-01 $470,000 (-13.0%) $676,628 (-9.0%) 0.00 83
2024-07-01 $473,725 (3.0%) $629,175 (-8.2%) 0.00 109
2024-08-01 $484,950 (3.6%) $726,142 (6.6%) 0.00 115
2024-09-01 $490,975 (14.2%) $735,916 (15.8%) 0.00 116
2024-10-01 $475,000 (4.4%) $735,823 (15.0%) 0.00 104
2024-11-01 $450,000 (0.2%) $780,589 (26.8%) 0.00 86
2024-12-01 $450,000 (4.7%) $836,648 (27.1%) 0.00 73
2025-01-01 $450,000 (6.3%) $842,001 (19.6%) 0.00 61
2025-02-01 $465,000 (10.1%) $823,676 (11.9%) 0.00 65
2025-03-01 $475,000 (11.2%) $791,119 (13.1%) 0.00 75
The Dalles's median listing price for 2025-03-01 was $475,000, a difference of $48,000 (11.2%) versus the prior year and $10,000 versus the prior month.

The Dalles's median listing price comes in at 0% of the national average.

The Dalles's average listing price for 2025-03-01 was $791,119, a difference of $91,688 (13.1%) versus the prior year and $-32,557 versus the prior month.

For the 2025-03-01 period, The Dalles had 75 MLS listings, a difference of 10 listings (15%) versus the prior month and 24 listings (47%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - The Dalles (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,877 sqft
2018-02-01 0 days 1,817 sqft
2018-03-01 0 days 1,884 sqft
2018-04-01 0 days 1,910 sqft
2018-05-01 0 days 1,966 sqft
2018-06-01 0 days 2,052 sqft
2018-07-01 0 days 2,033 sqft
2018-08-01 0 days 2,004 sqft
2018-09-01 0 days 1,884 sqft
2018-10-01 0 days 1,859 sqft
2018-11-01 0 days 1,855 sqft
2018-12-01 0 days 1,884 sqft
2019-01-01 0 days 1,875 sqft
2019-02-01 0 days 1,925 sqft
2019-03-01 0 days 1,983 sqft
2019-04-01 0 days 1,999 sqft
2019-05-01 0 days 1,975 sqft
2019-06-01 0 days 1,969 sqft
2019-07-01 0 days 2,006 sqft
2019-08-01 0 days 2,021 sqft
2019-09-01 0 days 2,072 sqft
2019-10-01 0 days 2,131 sqft
2019-11-01 0 days 2,047 sqft
2019-12-01 0 days 1,949 sqft
2020-01-01 0 days 1,880 sqft
2020-02-01 0 days 1,880 sqft
2020-03-01 0 days 1,935 sqft
2020-04-01 0 days 1,880 sqft
2020-05-01 0 days 1,976 sqft
2020-06-01 0 days 1,981 sqft
2020-07-01 0 days 2,008 sqft
2020-08-01 0 days 1,924 sqft
2020-09-01 0 days 1,911 sqft
2020-10-01 0 days 1,956 sqft
2020-11-01 0 days 1,969 sqft
2020-12-01 0 days 1,910 sqft
2021-01-01 0 days 2,000 sqft
2021-02-01 0 days 2,013 sqft
2021-03-01 0 days 1,843 sqft
2021-04-01 0 days 2,098 sqft
2021-05-01 0 days 1,804 sqft
2021-06-01 0 days 1,646 sqft
2021-07-01 0 days 1,716 sqft
2021-08-01 0 days 1,985 sqft
2021-09-01 0 days 1,874 sqft
2021-10-01 0 days 2,076 sqft
2021-11-01 0 days 2,026 sqft
2021-12-01 0 days 1,915 sqft
2022-01-01 0 days 1,902 sqft
2022-02-01 0 days 1,688 sqft
2022-03-01 0 days 1,591 sqft
2022-04-01 0 days 1,750 sqft
2022-05-01 0 days 1,902 sqft
2022-06-01 0 days 1,768 sqft
2022-07-01 0 days 1,815 sqft
2022-08-01 0 days 1,794 sqft
2022-09-01 0 days 1,914 sqft
2022-10-01 0 days 1,864 sqft
2022-11-01 0 days 1,865 sqft
2022-12-01 0 days 1,880 sqft
2023-01-01 0 days 1,876 sqft
2023-02-01 0 days 1,802 sqft
2023-03-01 0 days 1,845 sqft
2023-04-01 0 days 1,815 sqft
2023-05-01 0 days 1,927 sqft
2023-06-01 0 days 1,958 sqft
2023-07-01 0 days 1,940 sqft
2023-08-01 0 days 1,930 sqft
2023-09-01 0 days 1,929 sqft
2023-10-01 0 days 1,892 sqft
2023-11-01 0 days 2,019 sqft
2023-12-01 0 days 1,932 sqft
2024-01-01 0 days 1,975 sqft
2024-02-01 0 days 1,860 sqft
2024-03-01 0 days 2,027 sqft
2024-04-01 0 days 1,918 sqft
2024-05-01 0 days 1,901 sqft
2024-06-01 0 days 1,924 sqft
2024-07-01 0 days 1,920 sqft
2024-08-01 0 days 1,982 sqft
2024-09-01 0 days 2,006 sqft
2024-10-01 0 days 2,100 sqft
2024-11-01 0 days 2,008 sqft
2024-12-01 0 days 1,928 sqft
2025-01-01 0 days 1,883 sqft
2025-02-01 0 days 1,864 sqft
2025-03-01 0 days 1,880 sqft
The Dalles's median listing age (time on market) for 2025-03-01 was 0 days.

The Dalles's median square footage for active listings during the 2025-03-01 period was 1,880 sqft. One year prior, the average listing was 2,027 sqft.

The Dalles, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 205 $66,245,000 $323,146
Cash Out Refi 72 $14,940,000 $207,500
Refi 45 $12,465,000 $277,000
Home Improvement 40 $4,090,000 $102,250
Other 33 $4,905,000 $148,636

The Dalles's most frequently cited loan purpose was Home Purchase, with 205 originations. The 2nd most popular reason was Cash Out Refi, with 72 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 153 $48,695,000 $318,268
Over 8% 103 $12,215,000 $118,592
5-6% 67 $21,275,000 $317,537
7-8% 65 $18,365,000 $282,538
4-5% 4 $1,060,000 $265,000
2.5-3% 2 $530,000 $265,000

During 2024, The Dalles's most frequently originated rate bucket was 6-7%, with 153 originations.

Loan Sizing (The Dalles, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 188 $56,430,000 $300,160
$100,000 or less 77 $4,615,000 $59,935
$400k-600k 64 $29,850,000 $466,406
$100k-200k 62 $9,080,000 $146,452
$600k-1000k 4 $2,670,000 $667,500

The Dalles's loan sizing saw the bucket of loans from $200k-400k with 188 originations, totaling $56,430,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 151 $53,075,000 $351,490
60-80% 69 $21,065,000 $305,290
Under 20% 64 $4,010,000 $62,656
20-40% 50 $7,330,000 $146,600
40-60% 44 $10,620,000 $241,364
Over 100% 7 $2,965,000 $423,571

The Dalles's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 151 originations, totaling $53,075,000 in origination value.