The Dalles Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in The Dalles averaged
6.84%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.65% and
one month ago for the week of 2025-02-27, the
average rate was 7.06%.
The Dalles's average rate one year ago was 6.99%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.64%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
The Dalles 30 Year Fixed Rate | 2025-04-03 | 6.84% |
The Dalles 30 Year Fixed Rate Refi | 2025-04-03 | 6.64% |
The Dalles 15 Year Fixed Rate | 2025-04-03 | 6.02% |
The Dalles 15 Year Fixed Rate Refi | 2025-04-03 | 5.92% |
The Dalles 30 Year FHA | 2025-04-03 | 6.07% |
The Dalles 30 Year FHA Refi | 2025-04-03 | 6.46% |
The Dalles 30 Year USDA | 2025-04-03 | 6.12% |
The Dalles 30 Year USDA Refi | 2025-04-03 | 6.52% |
The Dalles 30 Year VA | 2025-04-03 | 5.86% |
The Dalles 30 Year VA Refi | 2025-04-03 | 5.86% |
The Dalles Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the The Dalles, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
The Dalles Average Closing Costs & Other Stats
The Dalles, OR's 49 lenders originated 395
loans during 2024. The total origination value was $102,645,000, with an average loan value of
$259,861.
The Dalles's average closing costs are $6,584.
The top The Dalles lender as defined by loan originations is QUICKEN LOANS, LLC, with
16 loans originated. Their average total fees are
$8,134, which is $183
lower than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee The Dalles lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC ($8,134), GUILD MORTGAGE COMPANY ($8,317), .
The lowest rate The Dalles lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (6.42%), GUILD MORTGAGE COMPANY (7.17%), .
The Dalles, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $10,210,000 | $9,590,000 | -6.1% | 9.3% |
QUICKEN LOANS, LLC | $5,250,000 | $7,420,000 | 41.3% | 7.2% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,355,000 | $6,630,000 | -20.6% | 6.5% |
Umpqua Bank | $3,780,000 | $5,970,000 | 57.9% | 5.8% |
CROSSCOUNTRY MORTGAGE, LLC | $3,780,000 | $5,585,000 | 47.8% | 5.4% |
DIRECTORS MORTGAGE, INC. | $3,655,000 | $5,115,000 | 39.9% | 5.0% |
GUILD MORTGAGE COMPANY | $3,785,000 | $5,065,000 | 33.8% | 4.9% |
UNION HOME MORTGAGE CORP. | $4,760,000 | n/a | 4.6% | |
U.S. Bank | $1,555,000 | $3,050,000 | 96.1% | 3.0% |
OnPoint Community Credit Union | $885,000 | $2,505,000 | 183.1% | 2.4% |
Rivermark Community Credit Union | $4,025,000 | $2,490,000 | -38.1% | 2.4% |
NEWREZ LLC | $4,570,000 | $2,270,000 | -50.3% | 2.2% |
Flagstar Bank, FSB | $820,000 | $2,145,000 | 161.6% | 2.1% |
Mortgage Research Center, LLC | $2,300,000 | $2,120,000 | -7.8% | 2.1% |
PENNYMAC LOAN SERVICES, LLC | $1,235,000 | $1,910,000 | 54.7% | 1.9% |
LOANDEPOT.COM, LLC | $1,765,000 | $1,820,000 | 3.1% | 1.8% |
AMERICAN FINANCIAL NETWORK, INC. | $295,000 | $1,375,000 | 366.1% | 1.3% |
NATIONS DIRECT MORTGAGE, LLC | $1,490,000 | $1,305,000 | -12.4% | 1.3% |
CMG MORTGAGE, INC. | $400,000 | $1,285,000 | 221.3% | 1.3% |
21ST MORTGAGE CORPORATION | $730,000 | $1,240,000 | 69.9% | 1.2% |
MORTGAGE EXPRESS, LLC | $1,040,000 | n/a | 1.0% | |
EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $905,000 | $840,000 | -7.2% | 0.8% |
Northwest Farm Credit Services, FLCA | $175,000 | $835,000 | 377.1% | 0.8% |
Washington Federal Bank | $715,000 | $835,000 | 16.8% | 0.8% |
LAKEVIEW LOAN SERVICING, LLC | $255,000 | $750,000 | 194.1% | 0.7% |
S1L, Inc. | $725,000 | n/a | 0.7% | |
QUORUM FEDERAL CREDIT UNION | $695,000 | n/a | 0.7% | |
VILLAGE CAPITAL MORTGAGE | $660,000 | $680,000 | 3.0% | 0.7% |
FREEDOM MORTGAGE CORPORATION | $185,000 | $660,000 | 256.8% | 0.6% |
NAVY FEDERAL CREDIT UNION | $415,000 | $660,000 | 59.0% | 0.6% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $650,000 | n/a | 0.6% | |
Boeing Employees Credit Union | $620,000 | n/a | 0.6% | |
Wells Fargo Bank | $1,280,000 | $610,000 | -52.3% | 0.6% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $725,000 | $600,000 | -17.2% | 0.6% |
First Interstate Bank | $750,000 | $590,000 | -21.3% | 0.6% |
MARION AND POLK SCHOOLS CREDIT UNION | $590,000 | n/a | 0.6% | |
GESA | $155,000 | $575,000 | 271.0% | 0.6% |
GUARANTEED RATE, INC. | $325,000 | $565,000 | 73.8% | 0.6% |
NFM, INC. | $545,000 | n/a | 0.5% | |
ALLIANT CREDIT UNION | $315,000 | $540,000 | 71.4% | 0.5% |
Paramount Residential Mortgage Group, Inc. | $480,000 | n/a | 0.5% | |
Bethpage Federal Credit Union | $470,000 | n/a | 0.5% | |
NEXERA HOLDING LLC | $465,000 | n/a | 0.5% | |
MOVEMENT MORTGAGE, LLC | $740,000 | $460,000 | -37.8% | 0.4% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $755,000 | $450,000 | -40.4% | 0.4% |
CANOPY MORTGAGE, LLC | $445,000 | n/a | 0.4% | |
NEW DAY FINANCIAL, LLC | $435,000 | n/a | 0.4% | |
PLAZA HOME MORTGAGE, INC. | $305,000 | $415,000 | 36.1% | 0.4% |
Pacific NW Federal Credit Union | $590,000 | $410,000 | -30.5% | 0.4% |
Banner Bank | $405,000 | n/a | 0.4% | |
SUMMIT MORTGAGE CORPORATION | $405,000 | n/a | 0.4% | |
Ally Bank | $385,000 | n/a | 0.4% | |
Chickasaw Community Bank | $385,000 | n/a | 0.4% | |
ROUNDPOINT MORTGAGE SERVICING CORPORATION | $385,000 | n/a | 0.4% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $360,000 | n/a | 0.4% | |
Century Mortgage Company DBA Century Lending Company | $345,000 | n/a | 0.3% | |
Plains Commerce Bank | $345,000 | n/a | 0.3% | |
BROKER SOLUTIONS, INC. | $850,000 | $340,000 | -60.0% | 0.3% |
KeyBank | $1,690,000 | $340,000 | -79.9% | 0.3% |
Sunflower Bank | $335,000 | n/a | 0.3% | |
SUMMIT FUNDING, INC. | $630,000 | $325,000 | -48.4% | 0.3% |
Discover Bank | $315,000 | n/a | 0.3% | |
GENEVA FINANCIAL, LLC | $315,000 | n/a | 0.3% | |
Quontic Bank | $315,000 | n/a | 0.3% | |
AmeriHome Mortgage Company, LLC | $295,000 | n/a | 0.3% | |
HomeStreet Bank | $905,000 | $285,000 | -68.5% | 0.3% |
FIRST TECHNOLOGY | $175,000 | $275,000 | 57.1% | 0.3% |
MASON MCDUFFIE MORTGAGE CORPORATION | $610,000 | $275,000 | -54.9% | 0.3% |
SPRING EQ, LLC | $225,000 | $270,000 | 20.0% | 0.3% |
AMERICAN FINANCIAL RESOURCES, INC. | $780,000 | $255,000 | -67.3% | 0.2% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $575,000 | $255,000 | -55.7% | 0.2% |
Coastal Community Bank | $15,000 | $250,000 | 1,566.7% | 0.2% |
LONGBRIDGE FINANCIAL, LLC | $105,000 | $245,000 | 133.3% | 0.2% |
BAYSHORE MORTGAGE FUNDING, LLC | $225,000 | n/a | 0.2% | |
Potlatch No. 1 Financial Credit Union | $215,000 | n/a | 0.2% | |
AMERISAVE MORTGAGE CORPORATION | $300,000 | $210,000 | -30.0% | 0.2% |
Citadel Servicing Corporation | $205,000 | n/a | 0.2% | |
EAGLE HOME MORTGAGE, LLC | $205,000 | n/a | 0.2% | |
BMO Harris Bank | $500,000 | $200,000 | -60.0% | 0.2% |
Mr. Cooper ( Nationstar Mortgage ) | $815,000 | $195,000 | -76.1% | 0.2% |
FINANCE OF AMERICA REVERSE LLC | $185,000 | n/a | 0.2% | |
LENDSURE MORTGAGE CORP. | $185,000 | n/a | 0.2% | |
MOUNTAIN AMERICA | $180,000 | n/a | 0.2% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $375,000 | $165,000 | -56.0% | 0.2% |
Figure Lending LLC | $150,000 | n/a | 0.1% | |
Consolidated Federal Credit Union | $560,000 | $105,000 | -81.3% | 0.1% |
WASHINGTON STATE EMPLOYEES Credit Union | $35,000 | $95,000 | 171.4% | 0.1% |
OREGON COMMUNITY | $55,000 | $85,000 | 54.5% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $485,000 | $75,000 | -84.5% | 0.1% |
Southwest Airlines Federal Credit Union | $55,000 | n/a | 0.1% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $95,000 | $45,000 | -52.6% | 0.0% |
Third Federal Savings and Loan Association of Cleveland | $65,000 | $35,000 | -46.2% | 0.0% |
The Dalles's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.3% market share. In second place, with 7.2%, is QUICKEN LOANS, LLC, having originated $7,420,000 in loans. In third place, with 6.5%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $6,630,000 in loans. In fourth place, with 5.8%, is Umpqua Bank, having originated $5,970,000 in loans. In fifth place, with 5.4%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $5,585,000 in loans.
The Dalles Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - The Dalles (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $283,700 (5.9%) | $325,223 (5.6%) | 0.00 | 61 |
2018-02-01 | $293,450 (6.7%) | $336,418 (3.4%) | 0.00 | 51 |
2018-03-01 | $295,000 (5.7%) | $345,863 (8.2%) | 0.00 | 55 |
2018-04-01 | $329,000 (16.7%) | $357,346 (8.3%) | 0.00 | 65 |
2018-05-01 | $329,000 (13.6%) | $369,903 (11.9%) | 0.00 | 64 |
2018-06-01 | $330,000 (3.6%) | $381,844 (11.7%) | 0.00 | 71 |
2018-07-01 | $326,950 (-2.8%) | $370,171 (-4.3%) | 0.00 | 72 |
2018-08-01 | $329,000 (-4.3%) | $362,967 (-5.7%) | 0.00 | 84 |
2018-09-01 | $299,950 (-11.8%) | $353,519 (-6.7%) | 0.00 | 81 |
2018-10-01 | $296,175 (-7.0%) | $357,805 (-3.6%) | 0.00 | 79 |
2018-11-01 | $303,225 (2.6%) | $371,192 (3.3%) | 0.00 | 81 |
2018-12-01 | $314,950 (7.9%) | $383,431 (8.4%) | 0.00 | 72 |
2019-01-01 | $317,500 (11.9%) | $376,056 (15.6%) | 0.00 | 72 |
2019-02-01 | $312,500 (6.5%) | $374,355 (11.3%) | 0.00 | 73 |
2019-03-01 | $326,429 (10.7%) | $378,603 (9.5%) | 0.00 | 69 |
2019-04-01 | $347,000 (5.5%) | $396,403 (10.9%) | 0.00 | 70 |
2019-05-01 | $337,500 (2.6%) | $412,991 (11.7%) | 0.00 | 70 |
2019-06-01 | $345,000 (4.6%) | $416,300 (9.0%) | 0.00 | 97 |
2019-07-01 | $354,900 (8.6%) | $428,179 (15.7%) | 0.00 | 99 |
2019-08-01 | $348,455 (5.9%) | $430,732 (18.7%) | 0.00 | 102 |
2019-09-01 | $347,636 (15.9%) | $435,863 (23.3%) | 0.00 | 105 |
2019-10-01 | $347,000 (17.2%) | $435,686 (21.8%) | 0.00 | 101 |
2019-11-01 | $338,450 (11.6%) | $431,085 (16.1%) | 0.00 | 92 |
2019-12-01 | $318,675 (1.2%) | $420,819 (9.8%) | 0.00 | 85 |
2020-01-01 | $336,700 (6.1%) | $440,707 (17.2%) | 0.00 | 74 |
2020-02-01 | $344,450 (10.2%) | $446,586 (19.3%) | 0.00 | 72 |
2020-03-01 | $349,450 (7.1%) | $461,096 (21.8%) | 0.00 | 76 |
2020-04-01 | $347,000 (0.0%) | $451,675 (13.9%) | 0.00 | 85 |
2020-05-01 | $349,000 (3.4%) | $456,461 (10.5%) | 0.00 | 85 |
2020-06-01 | $334,700 (-3.0%) | $441,045 (5.9%) | 0.00 | 71 |
2020-07-01 | $342,250 (-3.6%) | $449,144 (4.9%) | 0.00 | 67 |
2020-08-01 | $349,000 (0.2%) | $450,506 (4.6%) | 0.00 | 65 |
2020-09-01 | $349,000 (0.4%) | $465,625 (6.8%) | 0.00 | 60 |
2020-10-01 | $349,900 (0.8%) | $502,737 (15.4%) | 0.00 | 50 |
2020-11-01 | $374,950 (10.8%) | $513,337 (19.1%) | 0.00 | 45 |
2020-12-01 | $365,013 (14.5%) | $528,689 (25.6%) | 0.00 | 41 |
2021-01-01 | $401,900 (19.4%) | $538,220 (22.1%) | 0.00 | 33 |
2021-02-01 | $386,950 (12.3%) | $525,368 (17.6%) | 0.00 | 34 |
2021-03-01 | $394,225 (12.8%) | $537,463 (16.6%) | 0.00 | 30 |
2021-04-01 | $444,500 (28.1%) | $596,111 (32.0%) | 0.00 | 26 |
2021-05-01 | $389,000 (11.5%) | $532,899 (16.8%) | 0.00 | 29 |
2021-06-01 | $382,975 (14.4%) | $526,353 (19.3%) | 0.00 | 33 |
2021-07-01 | $393,750 (15.1%) | $573,117 (27.6%) | 0.00 | 23 |
2021-08-01 | $417,500 (19.6%) | $680,263 (51.0%) | 0.00 | 27 |
2021-09-01 | $422,075 (20.9%) | $655,888 (40.9%) | 0.00 | 40 |
2021-10-01 | $492,500 (40.8%) | $702,593 (39.8%) | 0.00 | 34 |
2021-11-01 | $477,225 (27.3%) | $701,535 (36.7%) | 0.00 | 31 |
2021-12-01 | $489,725 (34.2%) | $741,284 (40.2%) | 0.00 | 24 |
2022-01-01 | $489,000 (21.7%) | $683,872 (27.1%) | 0.00 | 21 |
2022-02-01 | $413,500 (6.9%) | $615,088 (17.1%) | 0.00 | 23 |
2022-03-01 | $431,150 (9.4%) | $590,742 (9.9%) | 0.00 | 22 |
2022-04-01 | $447,000 (0.6%) | $626,975 (5.2%) | 0.00 | 22 |
2022-05-01 | $480,250 (23.5%) | $689,288 (29.4%) | 0.00 | 38 |
2022-06-01 | $474,500 (23.9%) | $700,535 (33.1%) | 0.00 | 42 |
2022-07-01 | $440,000 (11.8%) | $618,705 (8.0%) | 0.00 | 58 |
2022-08-01 | $415,500 (-0.5%) | $590,014 (-13.3%) | 0.00 | 60 |
2022-09-01 | $423,750 (0.4%) | $592,181 (-9.7%) | 0.00 | 63 |
2022-10-01 | $440,000 (-10.7%) | $624,474 (-11.1%) | 0.00 | 61 |
2022-11-01 | $447,125 (-6.3%) | $651,177 (-7.2%) | 0.00 | 61 |
2022-12-01 | $455,000 (-7.1%) | $668,691 (-9.8%) | 0.00 | 53 |
2023-01-01 | $470,000 (-3.9%) | $695,993 (1.8%) | 0.00 | 48 |
2023-02-01 | $450,000 (8.8%) | $683,552 (11.1%) | 0.00 | 49 |
2023-03-01 | $450,000 (4.4%) | $670,437 (13.5%) | 0.00 | 51 |
2023-04-01 | $479,000 (7.2%) | $695,123 (10.9%) | 0.00 | 49 |
2023-05-01 | $495,000 (3.1%) | $713,312 (3.5%) | 0.00 | 52 |
2023-06-01 | $540,000 (13.8%) | $743,311 (6.1%) | 0.00 | 57 |
2023-07-01 | $459,900 (4.5%) | $685,245 (10.8%) | 0.00 | 58 |
2023-08-01 | $468,250 (12.7%) | $681,515 (15.5%) | 0.00 | 62 |
2023-09-01 | $430,000 (1.5%) | $635,517 (7.3%) | 0.00 | 63 |
2023-10-01 | $455,000 (3.4%) | $639,773 (2.5%) | 0.00 | 63 |
2023-11-01 | $449,000 (0.4%) | $615,823 (-5.4%) | 0.00 | 58 |
2023-12-01 | $430,000 (-5.5%) | $658,505 (-1.5%) | 0.00 | 51 |
2024-01-01 | $423,500 (-9.9%) | $703,913 (1.1%) | 0.00 | 44 |
2024-02-01 | $422,500 (-6.1%) | $736,001 (7.7%) | 0.00 | 41 |
2024-03-01 | $427,000 (-5.1%) | $699,431 (4.3%) | 0.00 | 51 |
2024-04-01 | $429,950 (-10.2%) | $665,981 (-4.2%) | 0.00 | 61 |
2024-05-01 | $444,000 (-10.3%) | $660,311 (-7.4%) | 0.00 | 71 |
2024-06-01 | $470,000 (-13.0%) | $676,628 (-9.0%) | 0.00 | 83 |
2024-07-01 | $473,725 (3.0%) | $629,175 (-8.2%) | 0.00 | 109 |
2024-08-01 | $484,950 (3.6%) | $726,142 (6.6%) | 0.00 | 115 |
2024-09-01 | $490,975 (14.2%) | $735,916 (15.8%) | 0.00 | 116 |
2024-10-01 | $475,000 (4.4%) | $735,823 (15.0%) | 0.00 | 104 |
2024-11-01 | $450,000 (0.2%) | $780,589 (26.8%) | 0.00 | 86 |
2024-12-01 | $450,000 (4.7%) | $836,648 (27.1%) | 0.00 | 73 |
2025-01-01 | $450,000 (6.3%) | $842,001 (19.6%) | 0.00 | 61 |
2025-02-01 | $465,000 (10.1%) | $823,676 (11.9%) | 0.00 | 65 |
2025-03-01 | $475,000 (11.2%) | $791,119 (13.1%) | 0.00 | 75 |
The Dalles's median listing price comes in at 0% of the national average.
The Dalles's average listing price for 2025-03-01 was $791,119, a difference of $91,688 (13.1%) versus the prior year and $-32,557 versus the prior month.
For the 2025-03-01 period, The Dalles had 75 MLS listings, a difference of 10 listings (15%) versus the prior month and 24 listings (47%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - The Dalles (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,877 sqft |
2018-02-01 | 0 days | 1,817 sqft |
2018-03-01 | 0 days | 1,884 sqft |
2018-04-01 | 0 days | 1,910 sqft |
2018-05-01 | 0 days | 1,966 sqft |
2018-06-01 | 0 days | 2,052 sqft |
2018-07-01 | 0 days | 2,033 sqft |
2018-08-01 | 0 days | 2,004 sqft |
2018-09-01 | 0 days | 1,884 sqft |
2018-10-01 | 0 days | 1,859 sqft |
2018-11-01 | 0 days | 1,855 sqft |
2018-12-01 | 0 days | 1,884 sqft |
2019-01-01 | 0 days | 1,875 sqft |
2019-02-01 | 0 days | 1,925 sqft |
2019-03-01 | 0 days | 1,983 sqft |
2019-04-01 | 0 days | 1,999 sqft |
2019-05-01 | 0 days | 1,975 sqft |
2019-06-01 | 0 days | 1,969 sqft |
2019-07-01 | 0 days | 2,006 sqft |
2019-08-01 | 0 days | 2,021 sqft |
2019-09-01 | 0 days | 2,072 sqft |
2019-10-01 | 0 days | 2,131 sqft |
2019-11-01 | 0 days | 2,047 sqft |
2019-12-01 | 0 days | 1,949 sqft |
2020-01-01 | 0 days | 1,880 sqft |
2020-02-01 | 0 days | 1,880 sqft |
2020-03-01 | 0 days | 1,935 sqft |
2020-04-01 | 0 days | 1,880 sqft |
2020-05-01 | 0 days | 1,976 sqft |
2020-06-01 | 0 days | 1,981 sqft |
2020-07-01 | 0 days | 2,008 sqft |
2020-08-01 | 0 days | 1,924 sqft |
2020-09-01 | 0 days | 1,911 sqft |
2020-10-01 | 0 days | 1,956 sqft |
2020-11-01 | 0 days | 1,969 sqft |
2020-12-01 | 0 days | 1,910 sqft |
2021-01-01 | 0 days | 2,000 sqft |
2021-02-01 | 0 days | 2,013 sqft |
2021-03-01 | 0 days | 1,843 sqft |
2021-04-01 | 0 days | 2,098 sqft |
2021-05-01 | 0 days | 1,804 sqft |
2021-06-01 | 0 days | 1,646 sqft |
2021-07-01 | 0 days | 1,716 sqft |
2021-08-01 | 0 days | 1,985 sqft |
2021-09-01 | 0 days | 1,874 sqft |
2021-10-01 | 0 days | 2,076 sqft |
2021-11-01 | 0 days | 2,026 sqft |
2021-12-01 | 0 days | 1,915 sqft |
2022-01-01 | 0 days | 1,902 sqft |
2022-02-01 | 0 days | 1,688 sqft |
2022-03-01 | 0 days | 1,591 sqft |
2022-04-01 | 0 days | 1,750 sqft |
2022-05-01 | 0 days | 1,902 sqft |
2022-06-01 | 0 days | 1,768 sqft |
2022-07-01 | 0 days | 1,815 sqft |
2022-08-01 | 0 days | 1,794 sqft |
2022-09-01 | 0 days | 1,914 sqft |
2022-10-01 | 0 days | 1,864 sqft |
2022-11-01 | 0 days | 1,865 sqft |
2022-12-01 | 0 days | 1,880 sqft |
2023-01-01 | 0 days | 1,876 sqft |
2023-02-01 | 0 days | 1,802 sqft |
2023-03-01 | 0 days | 1,845 sqft |
2023-04-01 | 0 days | 1,815 sqft |
2023-05-01 | 0 days | 1,927 sqft |
2023-06-01 | 0 days | 1,958 sqft |
2023-07-01 | 0 days | 1,940 sqft |
2023-08-01 | 0 days | 1,930 sqft |
2023-09-01 | 0 days | 1,929 sqft |
2023-10-01 | 0 days | 1,892 sqft |
2023-11-01 | 0 days | 2,019 sqft |
2023-12-01 | 0 days | 1,932 sqft |
2024-01-01 | 0 days | 1,975 sqft |
2024-02-01 | 0 days | 1,860 sqft |
2024-03-01 | 0 days | 2,027 sqft |
2024-04-01 | 0 days | 1,918 sqft |
2024-05-01 | 0 days | 1,901 sqft |
2024-06-01 | 0 days | 1,924 sqft |
2024-07-01 | 0 days | 1,920 sqft |
2024-08-01 | 0 days | 1,982 sqft |
2024-09-01 | 0 days | 2,006 sqft |
2024-10-01 | 0 days | 2,100 sqft |
2024-11-01 | 0 days | 2,008 sqft |
2024-12-01 | 0 days | 1,928 sqft |
2025-01-01 | 0 days | 1,883 sqft |
2025-02-01 | 0 days | 1,864 sqft |
2025-03-01 | 0 days | 1,880 sqft |
The Dalles's median square footage for active listings during the 2025-03-01 period was 1,880 sqft. One year prior, the average listing was 2,027 sqft.
The Dalles, OR Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 205 | $66,245,000 | $323,146 |
Cash Out Refi | 72 | $14,940,000 | $207,500 |
Refi | 45 | $12,465,000 | $277,000 |
Home Improvement | 40 | $4,090,000 | $102,250 |
Other | 33 | $4,905,000 | $148,636 |
The Dalles's most frequently cited loan purpose was Home Purchase, with 205 originations. The 2nd most popular reason was Cash Out Refi, with 72 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 153 | $48,695,000 | $318,268 |
Over 8% | 103 | $12,215,000 | $118,592 |
5-6% | 67 | $21,275,000 | $317,537 |
7-8% | 65 | $18,365,000 | $282,538 |
4-5% | 4 | $1,060,000 | $265,000 |
2.5-3% | 2 | $530,000 | $265,000 |
During 2024, The Dalles's most frequently originated rate bucket was 6-7%, with 153 originations.
Loan Sizing (The Dalles, OR MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 188 | $56,430,000 | $300,160 |
$100,000 or less | 77 | $4,615,000 | $59,935 |
$400k-600k | 64 | $29,850,000 | $466,406 |
$100k-200k | 62 | $9,080,000 | $146,452 |
$600k-1000k | 4 | $2,670,000 | $667,500 |
The Dalles's loan sizing saw the bucket of loans from $200k-400k with 188 originations, totaling $56,430,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 151 | $53,075,000 | $351,490 |
60-80% | 69 | $21,065,000 | $305,290 |
Under 20% | 64 | $4,010,000 | $62,656 |
20-40% | 50 | $7,330,000 | $146,600 |
40-60% | 44 | $10,620,000 | $241,364 |
Over 100% | 7 | $2,965,000 | $423,571 |
The Dalles's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 151 originations, totaling $53,075,000 in origination value.