The Dalles Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in The Dalles averaged 6.82% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.81% and one month ago for the week of 2024-11-07, the average rate was 6.61%.

    The Dalles's average rate one year ago was 6.95%.

    For refis of the same type during the week of 2024-12-12, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    The Dalles 30 Year Fixed Rate 2024-12-12 6.82%
    The Dalles 30 Year Fixed Rate Refi 2024-12-12 7%
    The Dalles 15 Year Fixed Rate 2024-12-12 5.74%
    The Dalles 15 Year Fixed Rate Refi 2024-12-12 5.84%
    The Dalles 30 Year FHA 2024-12-12 5.88%
    The Dalles 30 Year FHA Refi 2024-12-12 6.58%
    The Dalles 30 Year USDA 2024-12-12 6.1%
    The Dalles 30 Year USDA Refi 2024-12-12 6.5%
    The Dalles 30 Year VA 2024-12-12 6.28%
    The Dalles 30 Year VA Refi 2024-12-12 6.08%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within The Dalles, OR.

    The Dalles Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the The Dalles, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 6.31% $7,496
    CALIBER HOME LOANS, INC. 12 6.61% $6,318
    UNITED WHOLESALE MORTGAGE, LLC 8 6.59% $8,580
    Rivermark Community Credit Union 8 6.92% $4,468
    GUILD MORTGAGE COMPANY 7 7.00% $6,011
    MANN FINANCIAL INC. 6 7.29% $8,581
    NEWREZ LLC 6 6.50% $7,535
    CROSSCOUNTRY MORTGAGE, LLC 6 6.98% $7,768
    DIRECTORS MORTGAGE, INC. 6 6.93% $10,050
    QUICKEN LOANS, LLC 6 6.24% $8,147
    Umpqua Bank 4 6.06% $6,434
    PENNYMAC LOAN SERVICES, LLC 3 6.79% $5,337
    JPMorgan Chase Bank 3 6.54% $2,334
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.75% $3,956
    CMG MORTGAGE, INC. 2 6.81% $4,345
    MOVEMENT MORTGAGE, LLC 2 7.00% $11,084
    HomeStreet Bank 2 6.94% $8,338
    LOANDEPOT.COM, LLC 2 6.06% $4,115
    Bank of America 2 6.25% $5,393
    OnPoint Community Credit Union 2 6.31% $4,363
    BROKER SOLUTIONS, INC. 2 6.50% $12,608
    U.S. Bank 2 7.94% $6,480
    Wells Fargo Bank 2 7.00% $5,999
    Flagstar Bank, FSB 2 6.49% $5,623
    Washington Federal Bank 1 6.63% $9,703
    The Huntington National Bank 1 6.63% $5,824
    AMERICAN FINANCING CORPORATION 1 6.88% $6,292
    American Mortgage & Equity Consultants, Inc. 1 6.99% $9,032
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.88% $6,643
    Arvest Bank 1 7.38% $4,208
    BMO Harris Bank 1 7.50% $3,186
    CARDINAL FINANCIAL 1 5.25% $15,388
    Citibank 1 5.88% $9,165
    Citizens Bank 1 6.63% $1,513
    Consolidated Federal Credit Union 1 5.99% $4,804
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.99% $13,629
    KeyBank 1 6.25% $6,165
    MASON MCDUFFIE MORTGAGE CORPORATION 1 7.63% $10,753
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $13,620
    NATIONS DIRECT MORTGAGE, LLC 1 7.50% $12,129
    OCMBC, INC. 1 9.88% $13,424
    Pacific NW Federal Credit Union 1 6.75% $3,021
    PENTAGON FEDERAL CREDIT UNION 1 6.88% $3,088
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.38% $24,941
    RESIDENTIAL MORTGAGE, LLC 1 5.88% $10,711
    Sierra Pacific Mortgage Company, Inc. 1 6.99% $10,012
    SPOKANE TEACHERS 1 6.38% $5,430
    21ST MORTGAGE CORPORATION 1 7.70% $6,604
    TRIAD FINANCIAL SERVICES, INC. 1 8.38% $9,297

    The Dalles Average Closing Costs & Other Stats

    The Dalles, OR's 49 lenders originated 378 loans during 2023. The total origination value was $104,950,000, with an average loan value of $277,646.

    The Dalles's average closing costs are $6,317.

    The top The Dalles lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 15 loans originated. Their average total fees are $7,496, which is $1,179 higher than the next largest lender, CALIBER HOME LOANS, INC..

    The lowest fee The Dalles lenders (with over 10 loans originated) are CALIBER HOME LOANS, INC. ($6,318), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,496), .

    The lowest rate The Dalles lenders (with over 10 loans originated) are FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.31%), CALIBER HOME LOANS, INC. (6.61%), .

    The Dalles, OR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $9,375,000 $10,210,000 8.9% 9.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $16,140,000 $8,355,000 -48.2% 8.0%
    CALIBER HOME LOANS, INC. $4,625,000 $5,775,000 24.9% 5.5%
    iQ Credit Union $5,410,000 n/a 5.2%
    QUICKEN LOANS, LLC $9,160,000 $5,250,000 -42.7% 5.0%
    NEWREZ LLC $1,220,000 $4,570,000 274.6% 4.4%
    Rivermark Community Credit Union $6,480,000 $4,025,000 -37.9% 3.8%
    GUILD MORTGAGE COMPANY $7,910,000 $3,785,000 -52.1% 3.6%
    CROSSCOUNTRY MORTGAGE, LLC $3,575,000 $3,780,000 5.7% 3.6%
    Umpqua Bank $9,690,000 $3,780,000 -61.0% 3.6%
    DIRECTORS MORTGAGE, INC. $6,075,000 $3,655,000 -39.8% 3.5%
    MANN FINANCIAL INC. $5,485,000 $3,185,000 -41.9% 3.0%
    Mortgage Research Center, LLC $1,835,000 $2,300,000 25.3% 2.2%
    LOANDEPOT.COM, LLC $7,810,000 $1,765,000 -77.4% 1.7%
    KeyBank $3,735,000 $1,690,000 -54.8% 1.6%
    U.S. Bank $5,320,000 $1,555,000 -70.8% 1.5%
    NATIONS DIRECT MORTGAGE, LLC $1,125,000 $1,490,000 32.4% 1.4%
    Wells Fargo Bank $2,565,000 $1,280,000 -50.1% 1.2%
    PENNYMAC LOAN SERVICES, LLC $2,575,000 $1,235,000 -52.0% 1.2%
    Bank of America $490,000 $920,000 87.8% 0.9%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $345,000 $905,000 162.3% 0.9%
    HomeStreet Bank $55,000 $905,000 1,545.5% 0.9%
    OnPoint Community Credit Union $2,145,000 $885,000 -58.7% 0.8%
    The Huntington National Bank $855,000 n/a 0.8%
    BROKER SOLUTIONS, INC. $1,005,000 $850,000 -15.4% 0.8%
    JPMorgan Chase Bank $650,000 $845,000 30.0% 0.8%
    Flagstar Bank, FSB $1,385,000 $820,000 -40.8% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $840,000 $815,000 -3.0% 0.8%
    Carrington Mortgage Services, LLC $215,000 $790,000 267.4% 0.8%
    AMERICAN FINANCIAL RESOURCES, INC. $780,000 n/a 0.7%
    PREMIER MORTGAGE RESOURCES, L.L.C. $655,000 $780,000 19.1% 0.7%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $755,000 n/a 0.7%
    First Interstate Bank $940,000 $750,000 -20.2% 0.7%
    MOVEMENT MORTGAGE, LLC $740,000 n/a 0.7%
    21ST MORTGAGE CORPORATION $400,000 $730,000 82.5% 0.7%
    AMERICAN PACIFIC MORTGAGE CORPORATION $725,000 n/a 0.7%
    Northpointe Bank $715,000 n/a 0.7%
    Washington Federal Bank $1,185,000 $715,000 -39.7% 0.7%
    PRIORITY HOME LENDING, LLC $680,000 n/a 0.6%
    VILLAGE CAPITAL MORTGAGE $660,000 n/a 0.6%
    SUMMIT FUNDING, INC. $590,000 $630,000 6.8% 0.6%
    MASON MCDUFFIE MORTGAGE CORPORATION $610,000 n/a 0.6%
    Pacific NW Federal Credit Union $4,215,000 $590,000 -86.0% 0.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $575,000 n/a 0.5%
    Consolidated Federal Credit Union $175,000 $560,000 220.0% 0.5%
    BMO Harris Bank $500,000 n/a 0.5%
    PENTAGON FEDERAL CREDIT UNION $790,000 $485,000 -38.6% 0.5%
    TRIAD FINANCIAL SERVICES, INC. $380,000 $485,000 27.6% 0.5%
    AMERICAN FINANCING CORPORATION $105,000 $445,000 323.8% 0.4%
    USAA Federal Savings Bank $1,125,000 $445,000 -60.4% 0.4%
    American Mortgage & Equity Consultants, Inc. $425,000 n/a 0.4%
    NAVY FEDERAL CREDIT UNION $480,000 $415,000 -13.5% 0.4%
    CMG MORTGAGE, INC. $305,000 $400,000 31.1% 0.4%
    Hometown Equity Mortgage, LLC $395,000 n/a 0.4%
    Sierra Pacific Mortgage Company, Inc. $840,000 $395,000 -53.0% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $520,000 $375,000 -27.9% 0.4%
    THRIVE MORTGAGE, LLC $365,000 n/a 0.3%
    CARDINAL FINANCIAL $495,000 $345,000 -30.3% 0.3%
    Citibank $345,000 n/a 0.3%
    OCMBC, INC. $335,000 n/a 0.3%
    GUARANTEED RATE, INC. $325,000 n/a 0.3%
    VERITAS FUNDING, LLC $325,000 n/a 0.3%
    ALLIANT CREDIT UNION $55,000 $315,000 472.7% 0.3%
    Arvest Bank $315,000 n/a 0.3%
    Equity Prime Mortgage LLC $305,000 n/a 0.3%
    FIRST COMMUNITY $305,000 n/a 0.3%
    PLAZA HOME MORTGAGE, INC. $305,000 n/a 0.3%
    RESIDENTIAL MORTGAGE, LLC $305,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $2,165,000 $300,000 -86.1% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $295,000 n/a 0.3%
    RELIANCE FIRST CAPITAL, LLC $295,000 n/a 0.3%
    The Federal Savings Bank $295,000 n/a 0.3%
    Citizens Bank $255,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $245,000 $255,000 4.1% 0.2%
    SPRING EQ, LLC $55,000 $225,000 309.1% 0.2%
    FREEDOM MORTGAGE CORPORATION $1,835,000 $185,000 -89.9% 0.2%
    FIRST TECHNOLOGY $465,000 $175,000 -62.4% 0.2%
    Northwest Farm Credit Services, FLCA $670,000 $175,000 -73.9% 0.2%
    GESA $155,000 n/a 0.1%
    Mid Oregon Federal Credit Union $145,000 n/a 0.1%
    SPOKANE TEACHERS $135,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $510,000 $105,000 -79.4% 0.1%
    Prosperity Home Mortgage, LLC $105,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $975,000 $95,000 -90.3% 0.1%
    ROGUE $95,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $65,000 n/a 0.1%
    OREGON COMMUNITY $105,000 $55,000 -47.6% 0.1%
    PNC Bank $55,000 $55,000 0.0% 0.1%
    SELCO COMMUNITY $55,000 n/a 0.1%
    WASHINGTON STATE EMPLOYEES Credit Union $35,000 n/a 0.0%
    Coastal Community Bank $15,000 n/a 0.0%

    The Dalles's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.7% market share. In second place, with 8.0%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $8,355,000 in loans. In third place, with 5.5%, is CALIBER HOME LOANS, INC., having originated $5,775,000 in loans. In fourth place, with 5.2%, is iQ Credit Union, having originated $5,410,000 in loans. In fifth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $5,250,000 in loans.

    The Dalles Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - The Dalles (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $283,700 (5.9%) $325,223 (5.6%) 0.00 61
    2018-02-01 $293,450 (6.7%) $336,418 (3.4%) 0.00 51
    2018-03-01 $295,000 (5.7%) $345,863 (8.2%) 0.00 55
    2018-04-01 $329,000 (16.7%) $357,346 (8.3%) 0.00 65
    2018-05-01 $329,000 (13.6%) $369,903 (11.9%) 0.00 64
    2018-06-01 $330,000 (3.6%) $381,844 (11.7%) 0.00 71
    2018-07-01 $326,950 (-2.8%) $370,171 (-4.3%) 0.00 72
    2018-08-01 $329,000 (-4.3%) $372,701 (-3.2%) 0.00 85
    2018-09-01 $304,925 (-10.3%) $363,596 (-4.0%) 0.00 82
    2018-10-01 $301,975 (-5.2%) $368,148 (-0.8%) 0.00 80
    2018-11-01 $308,450 (4.3%) $381,059 (6.1%) 0.00 82
    2018-12-01 $315,000 (7.9%) $395,051 (11.7%) 0.00 73
    2019-01-01 $321,000 (13.2%) $384,347 (18.2%) 0.00 73
    2019-02-01 $315,000 (7.3%) $382,147 (13.6%) 0.00 74
    2019-03-01 $328,714 (11.4%) $386,513 (11.8%) 0.00 70
    2019-04-01 $348,000 (5.8%) $405,648 (13.5%) 0.00 71
    2019-05-01 $342,000 (4.0%) $420,071 (13.6%) 0.00 70
    2019-06-01 $347,000 (5.2%) $416,300 (9.0%) 0.00 97
    2019-07-01 $354,900 (8.6%) $428,179 (15.7%) 0.00 99
    2019-08-01 $348,455 (5.9%) $430,732 (15.6%) 0.00 102
    2019-09-01 $347,636 (14.0%) $435,863 (19.9%) 0.00 105
    2019-10-01 $347,000 (14.9%) $435,686 (18.4%) 0.00 101
    2019-11-01 $338,450 (9.7%) $431,085 (13.1%) 0.00 92
    2019-12-01 $318,675 (1.2%) $420,819 (6.5%) 0.00 85
    2020-01-01 $336,700 (4.9%) $440,707 (14.7%) 0.00 74
    2020-02-01 $344,450 (9.4%) $446,586 (16.9%) 0.00 72
    2020-03-01 $349,450 (6.3%) $461,096 (19.3%) 0.00 76
    2020-04-01 $347,000 (-0.3%) $451,675 (11.4%) 0.00 85
    2020-05-01 $349,000 (2.1%) $456,461 (8.7%) 0.00 85
    2020-06-01 $334,700 (-3.5%) $441,045 (5.9%) 0.00 71
    2020-07-01 $342,250 (-3.6%) $449,144 (4.9%) 0.00 67
    2020-08-01 $349,000 (0.2%) $450,506 (4.6%) 0.00 65
    2020-09-01 $349,000 (0.4%) $465,625 (6.8%) 0.00 60
    2020-10-01 $349,900 (0.8%) $502,737 (15.4%) 0.00 50
    2020-11-01 $374,950 (10.8%) $513,337 (19.1%) 0.00 45
    2020-12-01 $365,013 (14.5%) $528,689 (25.6%) 0.00 41
    2021-01-01 $401,900 (19.4%) $538,220 (22.1%) 0.00 33
    2021-02-01 $386,950 (12.3%) $525,368 (17.6%) 0.00 34
    2021-03-01 $394,225 (12.8%) $537,463 (16.6%) 0.00 30
    2021-04-01 $444,500 (28.1%) $596,111 (32.0%) 0.00 26
    2021-05-01 $389,000 (11.5%) $532,899 (16.8%) 0.00 29
    2021-06-01 $382,975 (14.4%) $526,353 (19.3%) 0.00 33
    2021-07-01 $393,750 (15.1%) $573,117 (27.6%) 0.00 23
    2021-08-01 $417,500 (19.6%) $680,263 (51.0%) 0.00 27
    2021-09-01 $422,075 (20.9%) $655,888 (40.9%) 0.00 40
    2021-10-01 $492,500 (40.8%) $702,593 (39.8%) 0.00 34
    2021-11-01 $477,225 (27.3%) $701,535 (36.7%) 0.00 31
    2021-12-01 $489,725 (34.2%) $741,284 (40.2%) 0.00 24
    2022-01-01 $489,000 (21.7%) $683,872 (27.1%) 0.00 21
    2022-02-01 $413,500 (6.9%) $615,088 (17.1%) 0.00 23
    2022-03-01 $431,150 (9.4%) $590,742 (9.9%) 0.00 22
    2022-04-01 $447,000 (0.6%) $626,975 (5.2%) 0.00 22
    2022-05-01 $480,250 (23.5%) $689,288 (29.4%) 0.00 38
    2022-06-01 $474,500 (23.9%) $701,527 (33.3%) 0.00 42
    2022-07-01 $440,000 (11.8%) $618,705 (8.0%) 0.00 58
    2022-08-01 $415,500 (-0.5%) $590,014 (-13.3%) 0.00 60
    2022-09-01 $423,750 (0.4%) $592,181 (-9.7%) 0.00 63
    2022-10-01 $440,000 (-10.7%) $624,474 (-11.1%) 0.00 61
    2022-11-01 $447,125 (-6.3%) $651,177 (-7.2%) 0.00 61
    2022-12-01 $455,000 (-7.1%) $668,691 (-9.8%) 0.00 53
    2023-01-01 $470,000 (-3.9%) $695,993 (1.8%) 0.00 48
    2023-02-01 $450,000 (8.8%) $683,552 (11.1%) 0.00 49
    2023-03-01 $450,000 (4.4%) $670,437 (13.5%) 0.00 51
    2023-04-01 $479,000 (7.2%) $695,123 (10.9%) 0.00 49
    2023-05-01 $495,000 (3.1%) $713,312 (3.5%) 0.00 52
    2023-06-01 $540,000 (13.8%) $743,311 (6.0%) 0.00 57
    2023-07-01 $459,900 (4.5%) $685,245 (10.8%) 0.00 58
    2023-08-01 $468,250 (12.7%) $681,515 (15.5%) 0.00 62
    2023-09-01 $430,000 (1.5%) $635,517 (7.3%) 0.00 63
    2023-10-01 $455,000 (3.4%) $639,773 (2.5%) 0.00 63
    2023-11-01 $449,000 (0.4%) $615,823 (-5.4%) 0.00 58
    2023-12-01 $430,000 (-5.5%) $658,505 (-1.5%) 0.00 51
    2024-01-01 $423,500 (-9.9%) $703,913 (1.1%) 0.00 44
    2024-02-01 $422,500 (-6.1%) $736,001 (7.7%) 0.00 41
    2024-03-01 $427,000 (-5.1%) $699,431 (4.3%) 0.00 51
    2024-04-01 $429,950 (-10.2%) $665,981 (-4.2%) 0.00 61
    2024-05-01 $444,500 (-10.2%) $672,061 (-5.8%) 0.00 71
    2024-06-01 $484,900 (-10.2%) $694,647 (-6.6%) 0.00 83
    2024-07-01 $473,725 (3.0%) $629,175 (-8.2%) 0.00 109
    2024-08-01 $484,950 (3.6%) $726,459 (6.6%) 0.00 115
    2024-09-01 $490,975 (14.2%) $736,420 (15.9%) 0.00 116
    2024-10-01 $475,000 (4.4%) $736,352 (15.1%) 0.00 104
    2024-11-01 $459,500 (2.3%) $790,156 (28.3%) 0.00 87
    The Dalles's median listing price for 2024-11-01 was $459,500, a difference of $10,500 (2.3%) versus the prior year and $-15,500 versus the prior month.

    The Dalles's median listing price comes in at 0% of the national average.

    The Dalles's average listing price for 2024-11-01 was $790,156, a difference of $174,333 (28.3%) versus the prior year and $53,804 versus the prior month.

    For the 2024-11-01 period, The Dalles had 87 MLS listings, a difference of -17 listings (-16%) versus the prior month and 29 listings (50%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - The Dalles (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,877 sqft
    2018-02-01 0 days 1,817 sqft
    2018-03-01 0 days 1,884 sqft
    2018-04-01 0 days 1,910 sqft
    2018-05-01 0 days 1,966 sqft
    2018-06-01 0 days 2,052 sqft
    2018-07-01 0 days 2,033 sqft
    2018-08-01 0 days 2,009 sqft
    2018-09-01 0 days 1,916 sqft
    2018-10-01 0 days 1,863 sqft
    2018-11-01 0 days 1,858 sqft
    2018-12-01 0 days 1,940 sqft
    2019-01-01 0 days 1,910 sqft
    2019-02-01 0 days 1,942 sqft
    2019-03-01 0 days 1,997 sqft
    2019-04-01 0 days 2,003 sqft
    2019-05-01 0 days 2,004 sqft
    2019-06-01 0 days 1,969 sqft
    2019-07-01 0 days 2,006 sqft
    2019-08-01 0 days 2,021 sqft
    2019-09-01 0 days 2,072 sqft
    2019-10-01 0 days 2,131 sqft
    2019-11-01 0 days 2,047 sqft
    2019-12-01 0 days 1,949 sqft
    2020-01-01 0 days 1,880 sqft
    2020-02-01 0 days 1,880 sqft
    2020-03-01 0 days 1,935 sqft
    2020-04-01 0 days 1,880 sqft
    2020-05-01 0 days 1,976 sqft
    2020-06-01 0 days 1,981 sqft
    2020-07-01 0 days 2,008 sqft
    2020-08-01 0 days 1,924 sqft
    2020-09-01 0 days 1,911 sqft
    2020-10-01 0 days 1,956 sqft
    2020-11-01 0 days 1,969 sqft
    2020-12-01 0 days 1,910 sqft
    2021-01-01 0 days 2,000 sqft
    2021-02-01 0 days 2,013 sqft
    2021-03-01 0 days 1,843 sqft
    2021-04-01 0 days 2,098 sqft
    2021-05-01 0 days 1,804 sqft
    2021-06-01 0 days 1,646 sqft
    2021-07-01 0 days 1,716 sqft
    2021-08-01 0 days 1,985 sqft
    2021-09-01 0 days 1,874 sqft
    2021-10-01 0 days 2,076 sqft
    2021-11-01 0 days 2,026 sqft
    2021-12-01 0 days 1,915 sqft
    2022-01-01 0 days 1,902 sqft
    2022-02-01 0 days 1,688 sqft
    2022-03-01 0 days 1,591 sqft
    2022-04-01 0 days 1,750 sqft
    2022-05-01 0 days 1,902 sqft
    2022-06-01 0 days 1,768 sqft
    2022-07-01 0 days 1,815 sqft
    2022-08-01 0 days 1,794 sqft
    2022-09-01 0 days 1,914 sqft
    2022-10-01 0 days 1,864 sqft
    2022-11-01 0 days 1,865 sqft
    2022-12-01 0 days 1,880 sqft
    2023-01-01 0 days 1,876 sqft
    2023-02-01 0 days 1,802 sqft
    2023-03-01 0 days 1,845 sqft
    2023-04-01 0 days 1,815 sqft
    2023-05-01 0 days 1,927 sqft
    2023-06-01 0 days 1,958 sqft
    2023-07-01 0 days 1,940 sqft
    2023-08-01 0 days 1,930 sqft
    2023-09-01 0 days 1,929 sqft
    2023-10-01 0 days 1,892 sqft
    2023-11-01 0 days 2,019 sqft
    2023-12-01 0 days 1,932 sqft
    2024-01-01 0 days 1,975 sqft
    2024-02-01 0 days 1,860 sqft
    2024-03-01 0 days 2,027 sqft
    2024-04-01 0 days 1,918 sqft
    2024-05-01 0 days 1,899 sqft
    2024-06-01 0 days 1,924 sqft
    2024-07-01 0 days 1,920 sqft
    2024-08-01 0 days 1,982 sqft
    2024-09-01 0 days 2,006 sqft
    2024-10-01 0 days 2,100 sqft
    2024-11-01 0 days 2,026 sqft
    The Dalles's median listing age (time on market) for 2024-11-01 was 0 days.

    The Dalles's median square footage for active listings during the 2024-11-01 period was 2,026 sqft. One year prior, the average listing was 2,019 sqft.

    The Dalles, OR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 235 $79,385,000 $337,809
    Cash Out Refi 48 $14,350,000 $298,958
    Other 44 $4,920,000 $111,818
    Home Improvement 35 $3,545,000 $101,286
    Refi 16 $2,750,000 $171,875

    The Dalles's most frequently cited loan purpose was Home Purchase, with 235 originations. The 2nd most popular reason was Cash Out Refi, with 48 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 135 $43,585,000 $322,852
    7-8% 92 $25,110,000 $272,935
    Over 8% 79 $9,885,000 $125,127
    5-6% 63 $23,915,000 $379,603
    4-5% 8 $2,410,000 $301,250

    During 2023, The Dalles's most frequently originated rate bucket was 6-7%, with 135 originations.

    Loan Sizing (The Dalles, OR MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 176 $52,780,000 $299,886
    $100,000 or less 70 $3,860,000 $55,143
    $400k-600k 62 $28,690,000 $462,742
    $100k-200k 61 $8,935,000 $146,475
    $600k-1000k 7 $5,275,000 $753,571
    $Over $1MM 2 $5,410,000 $2,705,000

    The Dalles's loan sizing saw the bucket of loans from $200k-400k with 176 originations, totaling $52,780,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 170 $59,160,000 $348,000
    60-80% 72 $26,620,000 $369,722
    Under 20% 62 $3,800,000 $61,290
    20-40% 36 $5,030,000 $139,722
    40-60% 31 $8,745,000 $282,097
    Over 100% 3 $1,025,000 $341,667

    The Dalles's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 170 originations, totaling $59,160,000 in origination value.