Residential Mortgage Solutions Rates, Fees & Info
Baltimore, MDLEI: 254900SUZ313OILKVD67
Tax ID: 52-2178654
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Residential Mortgage Solutions is a smaller mortgage company specializing in Refi and Cash Out Refi loans. They have a a high proportion of FHA loans. Residential Mortgage Solutions has a high proportion of conventional loans. Their top markets include Baltimore, Washington, New York, Philadelphia, and Boston among others. Residential Mortgage Solutions has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Residential Mortgage Solutions is typically a high fee lendor.Originations
668Origination Dollar Volume (All Markets)
$201,070,000Relative Rate
Residential Mortgage Solutions 's average 30 year fixed rate mortgage of loans were
3.07%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.08%.
Relative Fees
Residential Mortgage Solutions 's average total fees for a 30 year fixed rate
mortgage are $7,598.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 271 | $75,135,000 | $277,251 | $6,155 | 3.12% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 62 | $23,820,000 | $384,194 | $8,467 | 2.94% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 20 | $7,360,000 | $368,000 | $10,034 | 2.81% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 23 | $6,405,000 | $278,478 | $8,159 | 3.02% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 15 | $6,175,000 | $411,667 | $8,423 | 3.12% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 16 | $6,030,000 | $376,875 | $8,659 | 2.91% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 11 | $4,395,000 | $399,545 | $7,771 | 2.65% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 17 | $4,215,000 | $247,941 | $7,224 | 3.10% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 10 | $3,040,000 | $304,000 | $9,085 | 2.75% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 10 | $3,000,000 | $300,000 | $8,759 | 3.00% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $2,545,000 | $282,778 | $6,995 | 2.92% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $6,632 | 2.94% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $2,365,000 | $473,000 | $12,435 | 2.70% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $2,290,000 | $381,667 | $7,676 | 3.08% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 8 | $2,100,000 | $262,500 | $6,332 | 2.86% |
Outside of Metro Areas | 8 | $2,020,000 | $252,500 | $5,093 | 3.11% |
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $9,267 | 2.70% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $6,839 | 3.11% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $7,517 | 2.93% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,290,000 | $645,000 | $6,753 | 3.63% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $7,153 | 3.41% |
YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $8,355 | 3.08% |
COLUMBUS, OH (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $9,881 | 3.25% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $7,153 | 2.83% |
RICHMOND, VA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $5,770 | 3.23% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $6,910 | 2.83% |
WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $6,501 | 3.46% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $5,156 | 2.75% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $9,744 | 3.00% |
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $7,879 | 3.41% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $7,822 | 2.96% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $7,618 | 3.66% |
PITTSBURGH, PA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,468 | 2.75% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $7,285 | 3.08% |
JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $9,672 | 2.83% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $4,804 | 3.13% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $8,085 | 2.81% |
FRESNO, CA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,930 | 2.96% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $15,642 | 2.25% |
VICTORIA, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,566 | 3.38% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,115 | 2.83% |
GREELEY, CO (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $9,193 | 2.75% |
BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,461 | 2.62% |
SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,338 | 3.00% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,961 | 3.18% |
STOCKTON, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,730 | 2.56% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,016 | 3.25% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,848 | 3.00% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $13,245 | 2.75% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $12,380 | 2.81% |
VISALIA, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,632 | 2.88% |
Montrose, CO (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,323 | 2.81% |
LANCASTER, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,532 | 2.75% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,447 | 2.63% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,019 | 2.94% |
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,495 | 3.06% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,419 | 3.00% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,246 | 3.12% |
LYNCHBURG, VA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,305 | 3.63% |
Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,742 | 3.38% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,943 | 2.50% |
DOVER, DE (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,402 | 3.25% |
STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $16,897 | 4.13% |
Durango, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,270 | 3.25% |
ROANOKE, VA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,858 | 3.25% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,171 | 2.25% |
GOLDSBORO, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,644 | 2.88% |
Connersville, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,221 | 2.25% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,173 | 2.75% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,113 | 2.99% |
WILMINGTON, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,438 | 2.25% |
YUBA CITY, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,056 | 2.75% |
Zanesville, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,003 | 2.50% |
Sonora, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,930 | 2.38% |
PUEBLO, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,461 | 3.50% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,299 | 2.88% |
MODESTO, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,534 | 2.25% |
Jefferson, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,031 | 2.75% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,486 | 3.25% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,486 | 3.00% |
DULUTH, MN-WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,561 | 2.50% |
GAINESVILLE, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,661 | 3.38% |
PANAMA CITY, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,265 | 2.63% |
Fort Morgan, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,748 | 2.38% |
ROCKFORD, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,357 | 3.13% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,514 | 2.88% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,718 | 3.25% |
CHICO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,829 | 3.13% |
MUNCIE, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,051 | 3.13% |
LEBANON, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,188 | 2.88% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,391 | 2.85% |
MUSKEGON, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,445 | 2.75% |
REDDING, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,751 | 2.75% |
Torrington, CT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,287 | 2.75% |
MONROE, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,726 | 2.50% |
BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,187 | 2.99% |
GETTYSBURG, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,292 | 2.99% |
HARRISONBURG, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,240 | 2.75% |
COLUMBUS, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,407 | 3.00% |
SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,009 | 3.63% |
SAVANNAH, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,984 | 2.88% |
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,136 | 3.65% |
EL PASO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,083 | 3.13% |
KOKOMO, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,934 | 3.00% |
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,104 | 3.13% |
Residential Mortgage Solutions 's top markets include Baltimore, Washington, New York, Philadelphia, and Boston among others.
Product Mix
Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
FHA | 343 | $101,275,000 | $295,262 | $9,067 | 2.85% |
Conventional | 301 | $90,015,000 | $299,053 | $4,872 | 3.23% |
VA | 24 | $9,780,000 | $407,500 | $11,060 | 2.90% |
For the 2021 period, Residential Mortgage Solutions 's most frequently originated loan type of loans were FHA, with 343 originations. Their 2nd most popular type is Conventional, with 301 originations.
Loan Reason
Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Refi | 377 | $111,955,000 | $296,963 | $7,223 | 2.82% |
Cash Out Refi | 168 | $52,000,000 | $309,524 | $7,697 | 3.22% |
Home Purchase | 123 | $37,115,000 | $301,748 | $6,714 | 3.39% |
For the 2021, Residential Mortgage Solutions 's most frequently cited loan purpose of loans were Refi, with 377 originations. The 2nd most popular reason of loans were Cash Out Refi, with 168 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
30 Year | 578 | $177,700,000 | $307,439 | $7,598 | 3.07% |
15 Year | 33 | $7,125,000 | $215,909 | $4,305 | 2.64% |
Other | 32 | $10,040,000 | $313,750 | $6,265 | 2.80% |
20 Year | 22 | $5,270,000 | $239,545 | $4,442 | 2.93% |
10 Year | 3 | $935,000 | $311,667 | $3,381 | 2.33% |
For the 2021, Residential Mortgage Solutions 's most frequently cited loan length of loans were 30 Year, with 578 originations. The 2nd most popular length of loans were 15 Year, with 33 originations.
Origination Fees
Origination Fee | Originations | Total Value | Average Loan |
---|---|---|---|
$1k-2k | 439 | $131,595,000 | $299,761 |
$3k-4k | 102 | $31,180,000 | $305,686 |
$2k-3k | 54 | $13,490,000 | $249,815 |
$5k+ | 49 | $17,855,000 | $364,388 |
$<1k | 24 | $6,950,000 | $289,583 |
$7,598 of loans were Residential Mortgage Solutions 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 439 originations.
Interest Rates
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 263 | $77,325,000 | $294,011 |
2.5-3% | 246 | $75,480,000 | $306,829 |
<2.5% | 134 | $42,050,000 | $313,806 |
4-5% | 25 | $6,215,000 | $248,600 |
During 2021, Residential Mortgage Solutions 's average interest rate of loans were 3.07%, while their most frequently originated rate bucket of loans were 3-4%, with 263 originations.
Loan Sizing
Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
$200k-400k | 429 | $123,975,000 | $288,986 | $7,529 | 2.97% |
$100k-200k | 112 | $17,780,000 | $158,750 | $4,844 | 3.22% |
$400k-600k | 108 | $50,860,000 | $470,926 | $8,766 | 3.00% |
$600k-1MM | 11 | $7,815,000 | $710,455 | $8,673 | 3.01% |
$100,000 or less | 8 | $640,000 | $80,000 | $3,382 | 3.44% |
2021 saw Residential Mortgage Solutions place emphasis on $200k-400k loans with 429 originations, totaling $123,975,000 in origination value.
Applicant Income
Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
$50k or less | 242 | $70,360,000 | $290,744 | $8,014 | 2.72% |
$100k-150k | 136 | $43,500,000 | $319,853 | $7,225 | 3.19% |
$50k-75k | 112 | $26,690,000 | $238,304 | $6,588 | 3.27% |
$75k-100k | 84 | $24,120,000 | $287,143 | $7,568 | 3.18% |
$150k-250k | 75 | $29,315,000 | $390,867 | $5,966 | 3.15% |
$250k+ | 17 | $6,435,000 | $378,529 | $5,380 | 3.08% |
Residential Mortgage Solutions lent most frequently to those with incomes in the $50k or less range, with 242 originations. The second most popular income band? $100k-150k, with 136 originations.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
20-30% | 79 | $24,085,000 | $304,873 | $6,120 | 3.06% |
30-36% | 72 | $22,210,000 | $308,472 | $6,337 | 3.14% |
50-60% | 45 | $14,895,000 | $331,000 | $10,787 | 2.97% |
41% | 23 | $6,885,000 | $299,348 | $7,193 | 3.32% |
44% | 22 | $6,780,000 | $308,182 | $6,779 | 3.24% |
42% | 20 | $5,590,000 | $279,500 | $6,111 | 3.52% |
49% | 19 | $5,835,000 | $307,105 | $7,737 | 3.29% |
39% | 18 | $5,320,000 | $295,556 | $6,110 | 3.35% |
47% | 18 | $5,130,000 | $285,000 | $7,530 | 3.33% |
46% | 18 | $4,720,000 | $262,222 | $7,311 | 3.31% |
36% | 17 | $4,655,000 | $273,824 | $5,431 | 3.40% |
40% | 16 | $4,060,000 | $253,750 | $5,111 | 3.29% |
<20% | 15 | $5,085,000 | $339,000 | $4,486 | 2.87% |
38% | 15 | $3,755,000 | $250,333 | $5,384 | 3.35% |
43% | 15 | $4,895,000 | $326,333 | $6,531 | 3.47% |
48% | 15 | $4,625,000 | $308,333 | $6,555 | 3.23% |
37% | 14 | $4,290,000 | $306,429 | $5,158 | 3.20% |
45% | 11 | $2,775,000 | $252,273 | $7,202 | 3.56% |
>60% | 1 | $345,000 | $345,000 | $11,289 | 3.88% |
Residential Mortgage Solutions lent most frequently to those with DTI ratios of 20-30%, with 79 originations. The next most common DTI ratio? 30-36%, with 72 originations.
Ethnicity Mix
Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
White | 492 | $147,620,000 | $300,041 | $7,045 | 3.05% |
Black | 136 | $38,910,000 | $286,103 | $7,909 | 3.00% |
Not provided | 17 | $6,245,000 | $367,353 | $6,740 | 2.90% |
Asian | 14 | $4,830,000 | $345,000 | $7,391 | 2.90% |
Not applicable | 7 | $2,535,000 | $362,143 | $9,264 | 2.82% |
American Indian | 2 | $930,000 | $465,000 | $8,501 | 2.62% |
Approval Rates
Total approvals of all applications96.58%
Residential Mortgage Solutions has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.43%
Residential Mortgage Solutions has an average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 668 | $201,070,000 | $301,003 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
668 | $201,070,000 | $301,003 |
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
20-40% | 9 | $1,995,000 | $221,667 | $3,553 | 2.58% |
40-60% | 37 | $10,575,000 | $285,811 | $4,609 | 3.05% |
60-80% | 224 | $67,350,000 | $300,670 | $6,524 | 3.17% |
80-100% | 390 | $118,450,000 | $303,718 | $7,881 | 2.95% |
Over 100% | 5 | $2,225,000 | $445,000 | $18,996 | 3.25% |
Under 20% | 2 | $160,000 | $80,000 | $2,487 | 3.19% |
Complaints
Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
Residential Home Mortgage Corporation | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |