Winnemucca Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Winnemucca averaged 7.17% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.1% and one month ago for the week of 2023-02-09, the average rate was 6.49%.

    Winnemucca's average rate one year ago was 4.42%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.77%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Winnemucca 30 Year Fixed Rate 2023-03-16 7.17%
    Winnemucca 30 Year Fixed Rate Refi 2023-03-16 6.77%
    Winnemucca 15 Year Fixed Rate 2023-03-16 6.31%
    Winnemucca 15 Year Fixed Rate Refi 2023-03-16 6.06%
    Winnemucca 30 Year FHA 2023-03-16 7.14%
    Winnemucca 30 Year FHA Refi 2023-03-16 6.5%
    Winnemucca 30 Year USDA 2023-03-16 6.65%
    Winnemucca 30 Year USDA Refi 2023-03-16 3.45%
    Winnemucca 30 Year VA 2023-03-16 6.68%
    Winnemucca 30 Year VA Refi 2023-03-16 6.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Winnemucca, NV.

    Winnemucca Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Winnemucca, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    FINANCE OF AMERICA MORTGAGE LLC 87 3.39% $4,347
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 51 3.33% $3,590
    QUICKEN LOANS, LLC 31 3.00% $5,489
    U.S. Bank 18 2.96% $2,828
    LOANDEPOT.COM, LLC 13 2.85% $4,912
    Wells Fargo Bank 12 3.23% $3,136
    GUILD MORTGAGE COMPANY 12 3.59% $7,119
    BROKER SOLUTIONS, INC. 8 3.16% $5,294
    AMERISAVE MORTGAGE CORPORATION 8 2.84% $6,180
    AXIA FINANCIAL, LLC 5 3.25% $4,035
    FREEDOM MORTGAGE CORPORATION 4 3.15% $2,073
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.38% $4,320
    CALCON MUTUAL MORTGAGE LLC 4 3.25% $4,091
    CALIBER HOME LOANS, INC. 3 2.91% $2,958
    MUTUAL OF OMAHA MORTGAGE, INC. 3 2.88% $5,050
    CMG MORTGAGE, INC. 3 3.16% $5,694
    UNITED WHOLESALE MORTGAGE, LLC 2 2.94% $3,054
    ACADEMY MORTGAGE CORPORATION 2 3.13% $6,221
    GREATER NEVADA LLC 2 3.38% $5,216
    ALL WESTERN MORTGAGE, INC. 2 3.63% $4,618
    PHH Mortgage Corporation 2 3.44% $4,068
    PENNYMAC LOAN SERVICES, LLC 2 3.00% $5,671
    SUMMIT FUNDING, INC. 2 3.56% $4,839
    Arvest Bank 2 2.88% $8,192
    InterContinental Capital Group, Inc 2 3.56% $4,112
    ISERVE RESIDENTIAL LENDING, LLC 2 3.63% $3,867
    PLANET HOME LENDING, LLC 1 2.88% $2,715
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.88% $7,235
    Sierra Pacific Mortgage Company, Inc. 1 3.00% $8,435
    SUN WEST MORTGAGE COMPANY, INC. 1 3.13% $1,108
    SYNERGY HOME MORTGAGE, LLC 1 3.63% $3,643
    Texana Bank 1 3.25% $5,643
    TOP FLITE FINANCIAL, INC. 1 3.63% $5,782
    Umpqua Bank 1 3.25% $3,111
    USAA Federal Savings Bank 1 2.75% $4,608
    Washington Federal Bank 1 3.13% $4,449
    WESTERN EXPRESS LENDING 1 3.25% $6,062
    Willamette Valley Bank 1 3.50% $9,137
    21ST MORTGAGE CORPORATION 1 8.05% $6,020
    Wolfe Financial, Inc 1 3.25% $3,868
    AMERICA FIRST 1 3.50% $5,196
    AMERICAN FINANCIAL NETWORK, INC. 1 3.25% $6,528
    BEST CAPITAL FUNDING 1 3.38% $5,306
    CELEBRITY HOME LOANS, LLC 1 3.49% $7,380
    CHERRY CREEK MORTGAGE, LLC 1 4.25% $1,528
    CITYWIDE HOME LOANS, LLC 1 3.50% $9,740
    Commerce Home Mortgage, Inc. 1 3.13% $2,941
    Discover Bank 1 3.99% $0
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.25% $4,123
    FirstBank 1 2.88% $2,491
    First National Bank of America 1 7.88% $9,430
    FIRST TECHNOLOGY 1 3.13% $2,812
    GENEVA FINANCIAL, LLC 1 3.25% $4,733
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 4.75% $8,725
    IMPAC MORTGAGE CORP. 1 2.75% $0
    INFINITY EQUITY GROUP, INC. 1 3.25% $4,016
    JPMorgan Chase Bank 1 4.38% $2,443
    KeyBank 1 2.88% $3,063
    LAKEVIEW LOAN SERVICING, LLC 1 3.88% $2,220
    Mortgage Research Center, LLC 1 2.75% $9,250
    MOUNTAIN AMERICA 1 2.75% $4,958
    Mr. Cooper ( Nationstar Mortgage ) 1 2.88% $4,466
    Nations Lending Corporation 1 3.50% $6,011
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.38% $3,173
    Paramount Residential Mortgage Group, Inc. 1 3.88% $4,432

    Winnemucca Average Closing Costs & Other Stats

    Winnemucca, NV's 65 lenders originated 803 loans during 2021. The total origination value was $179,395,000, with an average loan value of $223,406.

    Winnemucca's average closing costs are $5,643.

    The top Winnemucca lender as defined by loan originations is FINANCE OF AMERICA MORTGAGE LLC, with 87 loans originated. Their average total fees are $4,347, which is $757 higher than the next largest lender, EVERGREEN MONEYSOURCE MORTGAGE COMPANY.

    The lowest fee Winnemucca lenders (with over 10 loans originated) are U.S. Bank ($2,828), Wells Fargo Bank ($3,136), EVERGREEN MONEYSOURCE MORTGAGE COMPANY ($3,590), FINANCE OF AMERICA MORTGAGE LLC ($4,347) and LOANDEPOT.COM, LLC ($4,912).

    The lowest rate Winnemucca lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (2.85%), U.S. Bank (2.96%), QUICKEN LOANS, LLC (3.00%), Wells Fargo Bank (3.23%) and EVERGREEN MONEYSOURCE MORTGAGE COMPANY (3.33%).

    Winnemucca, NV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    FINANCE OF AMERICA MORTGAGE LLC $33,340,000 $43,345,000 30.0% 24.2%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $20,115,000 $18,940,000 -5.8% 10.6%
    QUICKEN LOANS, LLC $16,330,000 $16,000,000 -2.0% 8.9%
    FREEDOM MORTGAGE CORPORATION $5,400,000 $7,480,000 38.5% 4.2%
    Wells Fargo Bank $3,470,000 $7,285,000 109.9% 4.1%
    BROKER SOLUTIONS, INC. $5,955,000 $7,055,000 18.5% 3.9%
    U.S. Bank $4,230,000 $6,900,000 63.1% 3.8%
    GUILD MORTGAGE COMPANY $4,035,000 $5,825,000 44.4% 3.2%
    LOANDEPOT.COM, LLC $3,150,000 $5,515,000 75.1% 3.1%
    LAKEVIEW LOAN SERVICING, LLC $4,895,000 $4,305,000 -12.1% 2.4%
    AMERISAVE MORTGAGE CORPORATION $1,090,000 $4,175,000 283.0% 2.3%
    CALCON MUTUAL MORTGAGE LLC $2,445,000 n/a 1.4%
    PENNYMAC LOAN SERVICES, LLC $1,205,000 $1,990,000 65.1% 1.1%
    Mortgage Research Center, LLC $2,135,000 $1,950,000 -8.7% 1.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,245,000 $1,930,000 55.0% 1.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,150,000 $1,930,000 67.8% 1.1%
    Zions Bancorporation, N.A. $1,990,000 $1,870,000 -6.0% 1.0%
    AXIA FINANCIAL, LLC $4,185,000 $1,855,000 -55.7% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $1,595,000 $1,575,000 -1.3% 0.9%
    VILLAGE CAPITAL & INVESTMENT LLC $1,175,000 $1,575,000 34.0% 0.9%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $655,000 $1,475,000 125.2% 0.8%
    SUMMIT FUNDING, INC. $1,015,000 $1,285,000 26.6% 0.7%
    CALIBER HOME LOANS, INC. $1,300,000 $1,140,000 -12.3% 0.6%
    NEW DAY FINANCIAL, LLC $185,000 $1,085,000 486.5% 0.6%
    PHH Mortgage Corporation $1,085,000 n/a 0.6%
    21ST MORTGAGE CORPORATION $550,000 $990,000 80.0% 0.6%
    Nations Lending Corporation $950,000 n/a 0.5%
    GREATER NEVADA LLC $955,000 $920,000 -3.7% 0.5%
    ISERVE RESIDENTIAL LENDING, LLC $1,065,000 $920,000 -13.6% 0.5%
    Willamette Valley Bank $265,000 $905,000 241.5% 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $560,000 $850,000 51.8% 0.5%
    FirstBank $905,000 $820,000 -9.4% 0.5%
    Flagstar Bank, FSB $255,000 $815,000 219.6% 0.5%
    Carrington Mortgage Services, LLC $360,000 $795,000 120.8% 0.4%
    CLEARPATH LENDING $450,000 $735,000 63.3% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $1,060,000 $735,000 -30.7% 0.4%
    NEWREZ LLC $240,000 $725,000 202.1% 0.4%
    NAVY FEDERAL CREDIT UNION $1,195,000 $705,000 -41.0% 0.4%
    CMG MORTGAGE, INC. $295,000 $685,000 132.2% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $935,000 $685,000 -26.7% 0.4%
    The Federal Savings Bank $675,000 n/a 0.4%
    InterContinental Capital Group, Inc $645,000 n/a 0.4%
    ACADEMY MORTGAGE CORPORATION $730,000 $640,000 -12.3% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $580,000 n/a 0.3%
    IMPAC MORTGAGE CORP. $550,000 n/a 0.3%
    ALL WESTERN MORTGAGE, INC. $530,000 n/a 0.3%
    WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $530,000 n/a 0.3%
    MID AMERICA MORTGAGE, INC. $480,000 n/a 0.3%
    Arvest Bank $460,000 n/a 0.3%
    FINANCE OF AMERICA REVERSE LLC $445,000 n/a 0.2%
    JPMorgan Chase Bank $380,000 $430,000 13.2% 0.2%
    Low VA Rates, LLC $430,000 n/a 0.2%
    MOVEMENT MORTGAGE, LLC $235,000 $400,000 70.2% 0.2%
    GENEVA FINANCIAL, LLC $385,000 n/a 0.2%
    KeyBank $385,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $1,240,000 $380,000 -69.4% 0.2%
    CELEBRITY HOME LOANS, LLC $375,000 n/a 0.2%
    Washington Federal Bank $295,000 $360,000 22.0% 0.2%
    Bank of America $445,000 $355,000 -20.2% 0.2%
    CITYWIDE HOME LOANS, LLC $675,000 $345,000 -48.9% 0.2%
    FIRST TECHNOLOGY $315,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $315,000 n/a 0.2%
    First Home Bank $285,000 n/a 0.2%
    First National Bank of America $285,000 n/a 0.2%
    INFINITY EQUITY GROUP, INC. $275,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $265,000 n/a 0.1%
    Commerce Home Mortgage, Inc. $265,000 n/a 0.1%
    Cache Valley Bank $255,000 n/a 0.1%
    Magnolia Bank $255,000 n/a 0.1%
    Hometown Lenders, Inc. $250,000 n/a 0.1%
    MOUNTAIN AMERICA $180,000 $235,000 30.6% 0.1%
    Truist Bank $235,000 n/a 0.1%
    BEST CAPITAL FUNDING $225,000 $225,000 0.0% 0.1%
    SOVEREIGN LENDING GROUP INCORPORATED $215,000 n/a 0.1%
    Discover Bank $55,000 $205,000 272.7% 0.1%
    NOVA FINANCIAL & INVESTMENT CORPORATION $195,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $655,000 $195,000 -70.2% 0.1%
    Umpqua Bank $860,000 $195,000 -77.3% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $195,000 n/a 0.1%
    AMERICA FIRST $75,000 $185,000 146.7% 0.1%
    CHERRY CREEK MORTGAGE, LLC $185,000 n/a 0.1%
    HOME POINT FINANCIAL CORPORATION $490,000 $185,000 -62.2% 0.1%
    Neighborhood Loans, Inc. $185,000 n/a 0.1%
    SYNERGY HOME MORTGAGE, LLC $285,000 $185,000 -35.1% 0.1%
    UNITED $470,000 $185,000 -60.6% 0.1%
    Paramount Residential Mortgage Group, Inc. $175,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $175,000 n/a 0.1%
    Wolfe Financial, Inc $225,000 $175,000 -22.2% 0.1%
    HomeStreet Bank $155,000 n/a 0.1%
    Paramount Bank $155,000 n/a 0.1%
    Texana Bank $155,000 n/a 0.1%
    WESTERN EXPRESS LENDING $155,000 n/a 0.1%
    Bank of the West $335,000 $135,000 -59.7% 0.1%
    First Guaranty Mortgage Corporation $135,000 n/a 0.1%
    NBKC BANK $135,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $125,000 n/a 0.1%
    Manufacturers and Traders Trust Company $105,000 n/a 0.1%
    PLANET HOME LENDING, LLC $105,000 n/a 0.1%
    USAA Federal Savings Bank $430,000 $75,000 -82.6% 0.0%
    AMERICAN ADVISORS GROUP $95,000 $35,000 -63.2% 0.0%

    Winnemucca's top lender by overall market share is FINANCE OF AMERICA MORTGAGE LLC, with 24.2% market share. In second place, with 10.6%, is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, having originated $18,940,000 in loans. In third place, with 8.9%, is QUICKEN LOANS, LLC, having originated $16,000,000 in loans. In fourth place, with 4.2%, is FREEDOM MORTGAGE CORPORATION, having originated $7,480,000 in loans. In fifth place, with 4.1%, is Wells Fargo Bank, having originated $7,285,000 in loans.

    Winnemucca Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Winnemucca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $229,450 (27.5%) $217,623 (13.1%) 0.00 18
    2018-02-01 $247,225 (38.5%) $221,520 (12.0%) 0.00 19
    2018-03-01 $268,000 (42.6%) $235,400 (12.5%) 0.00 19
    2018-04-01 $262,450 (31.3%) $243,112 (10.0%) 0.00 17
    2018-05-01 $254,500 (25.7%) $247,586 (10.7%) 0.00 21
    2018-06-01 $245,000 (16.3%) $241,900 (8.1%) 0.00 21
    2018-07-01 $227,975 (6.6%) $224,401 (2.6%) 0.00 18
    2018-08-01 $229,900 (26.9%) $250,008 (22.1%) 0.00 18
    2018-09-01 $239,000 (29.2%) $262,345 (25.6%) 0.00 30
    2018-10-01 $221,175 (12.7%) $242,409 (17.0%) 0.00 33
    2018-11-01 $218,000 (-0.9%) $240,301 (13.0%) 0.00 41
    2018-12-01 $214,500 (-10.6%) $234,933 (5.1%) 0.00 42
    2019-01-01 $214,500 (-6.5%) $230,177 (5.8%) 0.00 42
    2019-02-01 $215,250 (-12.9%) $243,874 (10.1%) 0.00 40
    2019-03-01 $227,643 (-15.1%) $325,802 (38.4%) 0.00 34
    2019-04-01 $244,250 (-6.9%) $437,834 (80.1%) 0.00 33
    2019-05-01 $245,500 (-3.5%) $337,424 (36.3%) 0.00 35
    2019-06-01 $252,450 (3.0%) $266,363 (10.1%) 0.00 42
    2019-07-01 $272,000 (19.3%) $282,195 (25.8%) 0.00 55
    2019-08-01 $284,372 (23.7%) $286,692 (14.7%) 0.00 56
    2019-09-01 $264,757 (10.8%) $276,076 (5.2%) 0.00 57
    2019-10-01 $244,700 (10.6%) $265,542 (9.5%) 0.00 57
    2019-11-01 $249,750 (14.6%) $274,333 (14.2%) 0.00 42
    2019-12-01 $263,725 (23.0%) $286,054 (21.8%) 0.00 31
    2020-01-01 $277,000 (29.1%) $287,113 (24.7%) 0.00 30
    2020-02-01 $287,450 (33.5%) $283,782 (16.4%) 0.00 28
    2020-03-01 $276,500 (21.5%) $275,273 (-15.5%) 0.00 25
    2020-04-01 $274,000 (12.2%) $271,739 (-37.9%) 0.00 28
    2020-05-01 $274,450 (11.8%) $280,205 (-17.0%) 0.00 23
    2020-06-01 $279,900 (10.9%) $309,158 (16.1%) 0.00 21
    2020-07-01 $274,900 (1.1%) $311,661 (10.4%) 0.00 17
    2020-08-01 $272,400 (-4.2%) $302,977 (5.7%) 0.00 21
    2020-09-01 $311,225 (17.6%) $806,427 (192.1%) 0.00 25
    2020-10-01 $275,000 (12.4%) $870,235 (227.7%) 0.00 20
    2020-11-01 $380,500 (52.4%) $981,789 (257.9%) 0.00 17
    2020-12-01 $382,500 (45.0%) $1,249,079 (336.7%) 0.00 9
    2021-01-01 $379,000 (36.8%) $356,488 (24.2%) 0.00 6
    2021-02-01 $365,000 (27.0%) $344,607 (21.4%) 0.00 5
    2021-03-01 $349,000 (26.2%) $326,731 (18.7%) 0.00 8
    2021-04-01 $259,900 (-5.2%) $296,535 (9.1%) 0.00 9
    2021-05-01 $312,000 (13.7%) $339,979 (21.3%) 0.00 13
    2021-06-01 $317,225 (13.3%) $345,563 (11.8%) 0.00 13
    2021-07-01 $299,000 (8.8%) $326,160 (4.7%) 0.00 11
    2021-08-01 $377,000 (38.4%) $505,624 (66.9%) 0.00 20
    2021-09-01 $388,125 (24.7%) $527,051 (-34.6%) 0.00 22
    2021-10-01 $297,450 (8.2%) $469,677 (-46.0%) 0.00 22
    2021-11-01 $359,675 (-5.5%) $560,442 (-42.9%) 0.00 16
    2021-12-01 $374,450 (-2.1%) $555,862 (-55.5%) 0.00 17
    2022-01-01 $341,000 (-10.0%) $566,139 (58.8%) 0.00 17
    2022-02-01 $414,550 (13.6%) $540,661 (56.9%) 0.00 31
    2022-03-01 $421,875 (20.9%) $545,604 (67.0%) 0.00 31
    2022-04-01 $409,000 (57.4%) $512,197 (72.7%) 0.00 35
    2022-05-01 $427,375 (37.0%) $512,364 (50.7%) 0.00 42
    2022-06-01 $409,500 (29.1%) $510,381 (47.7%) 0.00 43
    2022-07-01 $442,500 (48.0%) $522,140 (60.1%) 0.00 47
    2022-08-01 $418,500 (11.0%) $475,179 (-6.0%) 0.00 56
    2022-09-01 $419,225 (8.0%) $475,631 (-9.8%) 0.00 49
    2022-10-01 $427,450 (43.7%) $437,868 (-6.8%) 0.00 49
    2022-11-01 $428,750 (19.2%) $440,970 (-21.3%) 0.00 49
    2022-12-01 $432,500 (15.5%) $437,020 (-21.4%) 0.00 45
    2023-01-01 $450,000 (32.0%) $441,671 (-22.0%) 0.00 41
    2023-02-01 $429,900 (3.7%) $431,477 (-20.2%) 0.00 43
    Winnemucca's median listing price for 2023-02-01 was $429,900, a difference of $15,350 (3.7%) versus the prior year and $-20,100 versus the prior month.

    Winnemucca's median listing price comes in at 0% of the national average.

    Winnemucca's average listing price for 2023-02-01 was $431,477, a difference of $-109,184 (-20.2%) versus the prior year and $-10,194 versus the prior month.

    For the 2023-02-01 period, Winnemucca had 43 MLS listings, a difference of 2 listings (5%) versus the prior month and 12 listings (39%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Winnemucca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,877 sqft
    2018-02-01 0 days 1,915 sqft
    2018-03-01 0 days 1,900 sqft
    2018-04-01 0 days 1,939 sqft
    2018-05-01 0 days 1,977 sqft
    2018-06-01 0 days 1,936 sqft
    2018-07-01 0 days 1,878 sqft
    2018-08-01 0 days 1,929 sqft
    2018-09-01 0 days 2,016 sqft
    2018-10-01 0 days 1,823 sqft
    2018-11-01 0 days 1,860 sqft
    2018-12-01 0 days 1,617 sqft
    2019-01-01 0 days 1,584 sqft
    2019-02-01 0 days 1,683 sqft
    2019-03-01 0 days 1,727 sqft
    2019-04-01 0 days 1,777 sqft
    2019-05-01 0 days 1,880 sqft
    2019-06-01 0 days 1,904 sqft
    2019-07-01 0 days 1,984 sqft
    2019-08-01 0 days 1,944 sqft
    2019-09-01 0 days 1,793 sqft
    2019-10-01 0 days 1,704 sqft
    2019-11-01 0 days 1,902 sqft
    2019-12-01 0 days 1,864 sqft
    2020-01-01 0 days 1,939 sqft
    2020-02-01 0 days 1,956 sqft
    2020-03-01 0 days 2,026 sqft
    2020-04-01 0 days 1,967 sqft
    2020-05-01 0 days 1,764 sqft
    2020-06-01 0 days 2,000 sqft
    2020-07-01 0 days 2,080 sqft
    2020-08-01 0 days 1,853 sqft
    2020-09-01 0 days 2,001 sqft
    2020-10-01 0 days 1,799 sqft
    2020-11-01 0 days 2,088 sqft
    2020-12-01 0 days 2,067 sqft
    2021-01-01 0 days 2,180 sqft
    2021-02-01 0 days 2,103 sqft
    2021-03-01 0 days 2,141 sqft
    2021-04-01 0 days 1,640 sqft
    2021-05-01 0 days 1,728 sqft
    2021-06-01 0 days 1,752 sqft
    2021-07-01 0 days 1,596 sqft
    2021-08-01 0 days 1,904 sqft
    2021-09-01 0 days 2,167 sqft
    2021-10-01 0 days 1,574 sqft
    2021-11-01 0 days 1,801 sqft
    2021-12-01 0 days 1,801 sqft
    2022-01-01 0 days 1,777 sqft
    2022-02-01 0 days 1,854 sqft
    2022-03-01 0 days 1,875 sqft
    2022-04-01 0 days 1,904 sqft
    2022-05-01 0 days 1,953 sqft
    2022-06-01 0 days 1,919 sqft
    2022-07-01 0 days 1,956 sqft
    2022-08-01 0 days 1,919 sqft
    2022-09-01 0 days 1,911 sqft
    2022-10-01 0 days 1,920 sqft
    2022-11-01 0 days 1,933 sqft
    2022-12-01 0 days 1,933 sqft
    2023-01-01 0 days 1,933 sqft
    2023-02-01 0 days 1,919 sqft
    Winnemucca's median listing age (time on market) for 2023-02-01 was 0 days.

    Winnemucca's median square footage for active listings during the 2023-02-01 period was 1,919 sqft. One year prior, the average listing was 1,854 sqft.

    Winnemucca, NV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 331 $80,965,000 $244,607
    Refi 327 $67,525,000 $206,498
    Cash Out Refi 134 $29,080,000 $217,015
    Other 6 $1,120,000 $186,667
    Home Improvement 5 $705,000 $141,000

    Winnemucca's most frequently cited loan purpose was Home Purchase, with 331 originations. The 2nd most popular reason was Refi, with 327 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 337 $80,155,000 $237,849
    2.5-3% 284 $64,090,000 $225,669
    <2.5% 126 $23,790,000 $188,810
    4-5% 43 $10,085,000 $234,535
    Over 8% 5 $475,000 $95,000
    7-8% 4 $500,000 $125,000
    6-7% 3 $245,000 $81,667
    5-6% 1 $55,000 $55,000

    During 2021, Winnemucca's most frequently originated rate bucket was 3-4%, with 337 originations.

    Loan Sizing (Winnemucca, NV MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 447 $121,605,000 $272,047
    $100k-200k 275 $43,015,000 $156,418
    $100,000 or less 55 $2,665,000 $48,455
    $400k-600k 25 $11,325,000 $453,000
    $600k-1000k 1 $785,000 $785,000

    Winnemucca's loan sizing saw the bucket of loans from $200k-400k with 447 originations, totaling $121,605,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 335 $84,415,000 $251,985
    60-80% 266 $63,250,000 $237,782
    40-60% 103 $17,325,000 $168,204
    Under 20% 25 $415,000 $16,600
    20-40% 23 $2,375,000 $103,261
    Over 100% 6 $1,610,000 $268,333

    Winnemucca's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 335 originations, totaling $84,415,000 in origination value.