Winnemucca Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Winnemucca averaged 6.58% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 6.78% and one month ago for the week of 2025-05-29, the average rate was 6.9%.

    Winnemucca's average rate one year ago was 6.97%.

    For refis of the same type during the week of 2025-07-03, the average rate was 7.07%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-03 6.67%
    Winnemucca 30 Year Fixed Rate 2025-07-03 6.58%
    Winnemucca 30 Year Fixed Rate Refi 2025-07-03 7.07%
    Winnemucca 15 Year Fixed Rate 2025-07-03 6%
    Winnemucca 15 Year Fixed Rate Refi 2025-07-03 6.5%
    Winnemucca 30 Year FHA 2025-07-03 0.16%
    Winnemucca 30 Year FHA Refi 2025-07-03 0%
    Winnemucca 30 Year USDA 2025-07-03 0.2%
    Winnemucca 30 Year USDA Refi 2025-07-03 0.1%
    Winnemucca 30 Year VA 2025-07-03 0%
    Winnemucca 30 Year VA Refi 2025-07-03 0%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Winnemucca, NV.

    Winnemucca Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Winnemucca, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    AMERICAN PACIFIC MORTGAGE CORPORATION 39 6.66% $9,029
    MOVEMENT MORTGAGE, LLC 9 6.97% $6,342
    QUICKEN LOANS, LLC 9 6.58% $9,811
    CROSSCOUNTRY MORTGAGE, LLC 5 7.37% $7,847
    UNITED WHOLESALE MORTGAGE, LLC 5 6.37% $7,294
    PACIFIC RESIDENTIAL MORTGAGE, LLC 3 6.75% $8,952
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 3 6.87% $8,670
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 7.50% $5,953
    Wells Fargo Bank 3 7.04% $4,518
    PENNYMAC LOAN SERVICES, LLC 2 6.06% $11,397
    GUILD MORTGAGE COMPANY 2 6.99% $7,554
    FREEDOM MORTGAGE CORPORATION 2 6.81% $8,602
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 7.13% $11,764
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.38% $5,439
    Zions Bank 1 6.50% $4,142
    CANOPY MORTGAGE, LLC 1 6.50% $13,734
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.63% $5,393
    Umpqua Bank 1 8.13% $13,989
    BROKER SOLUTIONS, INC. 1 5.99% $8,652
    Washington Federal Bank 1 5.88% $4,661
    LOANDEPOT.COM, LLC 1 5.99% $8,920
    ISERVE RESIDENTIAL LENDING, LLC 1 7.63% $5,661
    Gate City Bank 1 6.00% $8,237
    ON Q FINANCIAL, INC. 1 7.38% $6,795

    Winnemucca Average Closing Costs & Other Stats

    Winnemucca, NV's 24 lenders originated 358 loans during 2024. The total origination value was $94,100,000, with an average loan value of $262,849.

    Winnemucca's average closing costs are $7,160.

    The top Winnemucca lender as defined by loan originations is AMERICAN PACIFIC MORTGAGE CORPORATION, with 39 loans originated. Their average total fees are $9,029, which is $2,687 higher than the next largest lender, MOVEMENT MORTGAGE, LLC.

    The lowest fee Winnemucca lenders (with over 10 loans originated) are AMERICAN PACIFIC MORTGAGE CORPORATION ($9,029), .

    The lowest rate Winnemucca lenders (with over 10 loans originated) are AMERICAN PACIFIC MORTGAGE CORPORATION (6.66%), .

    Winnemucca, NV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    AMERICAN PACIFIC MORTGAGE CORPORATION $22,695,000 $27,370,000 20.6% 29.1%
    MOVEMENT MORTGAGE, LLC $9,590,000 n/a 10.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,010,000 $6,650,000 558.4% 7.1%
    QUICKEN LOANS, LLC $3,630,000 $5,770,000 59.0% 6.1%
    CROSSCOUNTRY MORTGAGE, LLC $565,000 $5,205,000 821.2% 5.5%
    FREEDOM MORTGAGE CORPORATION $185,000 $3,540,000 1,813.5% 3.8%
    GUILD MORTGAGE COMPANY $2,600,000 $2,895,000 11.3% 3.1%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $3,735,000 $2,435,000 -34.8% 2.6%
    BROKER SOLUTIONS, INC. $6,735,000 $1,810,000 -73.1% 1.9%
    PENNYMAC LOAN SERVICES, LLC $2,455,000 $1,675,000 -31.8% 1.8%
    U.S. Bank $1,770,000 $1,550,000 -12.4% 1.6%
    LOANDEPOT.COM, LLC $665,000 $1,480,000 122.6% 1.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,395,000 $1,450,000 3.9% 1.5%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $13,395,000 $1,375,000 -89.7% 1.5%
    Mortgage Research Center, LLC $410,000 $1,255,000 206.1% 1.3%
    AMERISAVE MORTGAGE CORPORATION $730,000 $1,225,000 67.8% 1.3%
    Wells Fargo Bank $480,000 $1,200,000 150.0% 1.3%
    SECURITYNATIONAL MORTGAGE COMPANY $1,150,000 n/a 1.2%
    VILLAGE CAPITAL MORTGAGE $975,000 n/a 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $920,000 n/a 1.0%
    CMG MORTGAGE, INC. $900,000 n/a 1.0%
    ISERVE RESIDENTIAL LENDING, LLC $620,000 $885,000 42.7% 0.9%
    CARDINAL FINANCIAL $855,000 n/a 0.9%
    21ST MORTGAGE CORPORATION $3,965,000 $825,000 -79.2% 0.9%
    GREATER NEVADA LLC $1,020,000 $810,000 -20.6% 0.9%
    Zions Bank $1,365,000 $810,000 -40.7% 0.9%
    LIMA ONE CAPITAL, LLC $765,000 n/a 0.8%
    NEWREZ LLC $640,000 $670,000 4.7% 0.7%
    LOANPAL, LLC $640,000 $585,000 -8.6% 0.6%
    PREMIER MORTGAGE RESOURCES, L.L.C. $555,000 n/a 0.6%
    Gate City Bank $515,000 n/a 0.5%
    Umpqua Bank $465,000 n/a 0.5%
    Washington Federal Bank $65,000 $445,000 584.6% 0.5%
    The Loan Store, Inc. $235,000 $425,000 80.9% 0.5%
    NAVY FEDERAL CREDIT UNION $815,000 $420,000 -48.5% 0.4%
    PHH Mortgage Corporation $115,000 $395,000 243.5% 0.4%
    CANOPY MORTGAGE, LLC $355,000 n/a 0.4%
    AMERICA FIRST $170,000 $325,000 91.2% 0.3%
    PLAZA HOME MORTGAGE, INC. $320,000 n/a 0.3%
    FIRST COMMUNITY MORTGAGE, INC. $315,000 n/a 0.3%
    Discover Bank $65,000 $280,000 330.8% 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $275,000 n/a 0.3%
    INFINITY EQUITY GROUP, INC. $265,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $285,000 $265,000 -7.0% 0.3%
    T2 FINANCIAL LLC $235,000 n/a 0.2%
    UNITED $1,060,000 $205,000 -80.7% 0.2%
    ON Q FINANCIAL, INC. $195,000 n/a 0.2%
    LENDINGHOME FUNDING CORPORATION $185,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $160,000 n/a 0.2%
    Bank of America $65,000 $140,000 115.4% 0.1%
    ALLIANT CREDIT UNION $105,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $105,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $105,000 n/a 0.1%
    SPRING EQ, LLC $85,000 n/a 0.1%
    MOUNTAIN AMERICA $115,000 $65,000 -43.5% 0.1%
    Figure Lending LLC $55,000 $55,000 0.0% 0.1%

    Winnemucca's top lender by overall market share is AMERICAN PACIFIC MORTGAGE CORPORATION, with 29.1% market share. In second place, with 10.2%, is MOVEMENT MORTGAGE, LLC, having originated $9,590,000 in loans. In third place, with 7.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,650,000 in loans. In fourth place, with 6.1%, is QUICKEN LOANS, LLC, having originated $5,770,000 in loans. In fifth place, with 5.5%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $5,205,000 in loans.

    Winnemucca Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Winnemucca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $229,450 (27.5%) $217,623 (13.1%) 0.00 18
    2018-02-01 $247,225 (38.5%) $221,520 (12.0%) 0.00 19
    2018-03-01 $268,000 (42.6%) $235,400 (12.5%) 0.00 19
    2018-04-01 $262,450 (31.3%) $243,112 (10.0%) 0.00 17
    2018-05-01 $254,500 (25.7%) $247,586 (10.7%) 0.00 21
    2018-06-01 $245,000 (16.3%) $241,900 (8.1%) 0.00 21
    2018-07-01 $227,975 (6.6%) $224,401 (2.6%) 0.00 18
    2018-08-01 $229,900 (26.9%) $250,008 (22.1%) 0.00 18
    2018-09-01 $239,000 (29.2%) $262,345 (25.6%) 0.00 30
    2018-10-01 $221,175 (12.7%) $242,409 (17.0%) 0.00 33
    2018-11-01 $218,000 (-0.9%) $240,301 (13.0%) 0.00 41
    2018-12-01 $214,500 (-10.6%) $234,933 (5.1%) 0.00 42
    2019-01-01 $214,500 (-6.5%) $230,177 (5.8%) 0.00 42
    2019-02-01 $215,250 (-12.9%) $243,874 (10.1%) 0.00 40
    2019-03-01 $227,643 (-15.1%) $325,802 (38.4%) 0.00 33
    2019-04-01 $244,250 (-6.9%) $437,834 (80.1%) 0.00 33
    2019-05-01 $245,500 (-3.5%) $337,424 (36.3%) 0.00 35
    2019-06-01 $252,450 (3.0%) $266,363 (10.1%) 0.00 42
    2019-07-01 $272,000 (19.3%) $282,195 (25.8%) 0.00 55
    2019-08-01 $284,372 (23.7%) $286,692 (14.7%) 0.00 56
    2019-09-01 $264,757 (10.8%) $276,076 (5.2%) 0.00 57
    2019-10-01 $244,700 (10.6%) $265,542 (9.5%) 0.00 57
    2019-11-01 $249,750 (14.6%) $274,333 (14.2%) 0.00 42
    2019-12-01 $263,725 (23.0%) $286,054 (21.8%) 0.00 31
    2020-01-01 $277,000 (29.1%) $287,113 (24.7%) 0.00 30
    2020-02-01 $287,450 (33.5%) $283,782 (16.4%) 0.00 28
    2020-03-01 $276,500 (21.5%) $275,273 (-15.5%) 0.00 25
    2020-04-01 $274,000 (12.2%) $271,739 (-37.9%) 0.00 28
    2020-05-01 $274,450 (11.8%) $280,205 (-17.0%) 0.00 23
    2020-06-01 $279,900 (10.9%) $309,158 (16.1%) 0.00 21
    2020-07-01 $274,900 (1.1%) $311,661 (10.4%) 0.00 17
    2020-08-01 $272,400 (-4.2%) $302,977 (5.7%) 0.00 21
    2020-09-01 $311,225 (17.6%) $806,427 (192.1%) 0.00 25
    2020-10-01 $275,000 (12.4%) $870,235 (227.7%) 0.00 20
    2020-11-01 $380,500 (52.4%) $981,789 (257.9%) 0.00 17
    2020-12-01 $382,500 (45.0%) $1,249,079 (336.7%) 0.00 9
    2021-01-01 $379,000 (36.8%) $356,488 (24.2%) 0.00 6
    2021-02-01 $365,000 (27.0%) $344,607 (21.4%) 0.00 5
    2021-03-01 $349,000 (26.2%) $326,731 (18.7%) 0.00 8
    2021-04-01 $259,900 (-5.2%) $296,535 (9.1%) 0.00 9
    2021-05-01 $312,000 (13.7%) $339,979 (21.3%) 0.00 13
    2021-06-01 $317,225 (13.3%) $345,563 (11.8%) 0.00 13
    2021-07-01 $299,000 (8.8%) $326,160 (4.7%) 0.00 11
    2021-08-01 $377,000 (38.4%) $505,624 (66.9%) 0.00 20
    2021-09-01 $388,125 (24.7%) $527,051 (-34.6%) 0.00 22
    2021-10-01 $297,450 (8.2%) $469,677 (-46.0%) 0.00 22
    2021-11-01 $359,675 (-5.5%) $560,442 (-42.9%) 0.00 16
    2021-12-01 $374,450 (-2.1%) $555,862 (-55.5%) 0.00 17
    2022-01-01 $341,000 (-10.0%) $566,139 (58.8%) 0.00 17
    2022-02-01 $414,550 (13.6%) $540,661 (56.9%) 0.00 31
    2022-03-01 $421,875 (20.9%) $545,604 (67.0%) 0.00 31
    2022-04-01 $409,000 (57.4%) $512,197 (72.7%) 0.00 35
    2022-05-01 $427,375 (37.0%) $512,364 (50.7%) 0.00 42
    2022-06-01 $409,500 (29.1%) $510,381 (47.7%) 0.00 43
    2022-07-01 $442,500 (48.0%) $522,140 (60.1%) 0.00 47
    2022-08-01 $418,500 (11.0%) $475,179 (-6.0%) 0.00 56
    2022-09-01 $419,225 (8.0%) $475,631 (-9.8%) 0.00 49
    2022-10-01 $427,450 (43.7%) $437,868 (-6.8%) 0.00 49
    2022-11-01 $428,750 (19.2%) $440,970 (-21.3%) 0.00 49
    2022-12-01 $432,500 (15.5%) $437,020 (-21.4%) 0.00 45
    2023-01-01 $450,000 (32.0%) $441,671 (-22.0%) 0.00 41
    2023-02-01 $429,900 (3.7%) $431,477 (-20.2%) 0.00 43
    2023-03-01 $442,050 (4.8%) $436,647 (-20.0%) 0.00 43
    2023-04-01 $453,900 (11.0%) $428,287 (-16.4%) 0.00 42
    2023-05-01 $411,425 (-3.7%) $411,703 (-19.7%) 0.00 48
    2023-06-01 $416,650 (1.8%) $420,276 (-17.7%) 0.00 45
    2023-07-01 $372,450 (-15.8%) $415,339 (-20.5%) 0.00 47
    2023-08-01 $368,675 (-11.9%) $420,681 (-11.5%) 0.00 46
    2023-09-01 $359,900 (-14.2%) $419,761 (-11.8%) 0.00 37
    2023-10-01 $359,900 (-15.8%) $418,528 (-4.4%) 0.00 41
    2023-11-01 $383,725 (-10.5%) $437,352 (-0.8%) 0.00 39
    2023-12-01 $450,000 (4.1%) $458,441 (4.9%) 0.00 46
    2024-01-01 $469,956 (4.4%) $476,659 (7.9%) 0.00 38
    2024-02-01 $486,162 (13.1%) $475,919 (10.3%) 0.00 35
    2024-03-01 $439,100 (-0.7%) $446,795 (2.3%) 0.00 35
    2024-04-01 $391,225 (-13.8%) $436,121 (1.8%) 0.00 47
    2024-05-01 $369,900 (-10.1%) $406,117 (-1.4%) 0.00 52
    2024-06-01 $374,900 (-10.0%) $410,765 (-2.3%) 0.00 51
    2024-07-01 $374,900 (0.7%) $404,450 (-2.6%) 0.00 53
    2024-08-01 $374,900 (1.7%) $412,482 (-2.0%) 0.00 53
    2024-09-01 $386,950 (7.5%) $429,565 (2.3%) 0.00 50
    2024-10-01 $399,450 (11.0%) $463,117 (10.7%) 0.00 53
    2024-11-01 $404,000 (5.3%) $460,391 (5.3%) 0.00 56
    2024-12-01 $395,000 (-12.2%) $456,920 (-0.3%) 0.00 56
    2025-01-01 $400,500 (-14.8%) $458,829 (-3.7%) 0.00 53
    2025-02-01 $398,000 (-18.1%) $447,706 (-5.9%) 0.00 53
    2025-03-01 $399,500 (-9.0%) $455,497 (2.0%) 0.00 48
    2025-04-01 $413,725 (5.8%) $456,597 (4.7%) 0.00 49
    2025-05-01 $409,500 (10.7%) $461,653 (13.7%) 0.00 50
    Winnemucca's median listing price for 2025-05-01 was $409,500, a difference of $39,600 (10.7%) versus the prior year and $-4,225 versus the prior month.

    Winnemucca's median listing price comes in at 0% of the national average.

    Winnemucca's average listing price for 2025-05-01 was $461,653, a difference of $55,536 (13.7%) versus the prior year and $5,056 versus the prior month.

    For the 2025-05-01 period, Winnemucca had 50 MLS listings, a difference of 1 listings (2%) versus the prior month and -2 listings (-4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Winnemucca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,877 sqft
    2018-02-01 0 days 1,915 sqft
    2018-03-01 0 days 1,900 sqft
    2018-04-01 0 days 1,939 sqft
    2018-05-01 0 days 1,977 sqft
    2018-06-01 0 days 1,936 sqft
    2018-07-01 0 days 1,878 sqft
    2018-08-01 0 days 1,929 sqft
    2018-09-01 0 days 2,016 sqft
    2018-10-01 0 days 1,823 sqft
    2018-11-01 0 days 1,860 sqft
    2018-12-01 0 days 1,617 sqft
    2019-01-01 0 days 1,584 sqft
    2019-02-01 0 days 1,683 sqft
    2019-03-01 0 days 1,727 sqft
    2019-04-01 0 days 1,777 sqft
    2019-05-01 0 days 1,880 sqft
    2019-06-01 0 days 1,904 sqft
    2019-07-01 0 days 1,984 sqft
    2019-08-01 0 days 1,944 sqft
    2019-09-01 0 days 1,793 sqft
    2019-10-01 0 days 1,704 sqft
    2019-11-01 0 days 1,902 sqft
    2019-12-01 0 days 1,864 sqft
    2020-01-01 0 days 1,939 sqft
    2020-02-01 0 days 1,956 sqft
    2020-03-01 0 days 2,026 sqft
    2020-04-01 0 days 1,967 sqft
    2020-05-01 0 days 1,764 sqft
    2020-06-01 0 days 2,000 sqft
    2020-07-01 0 days 2,080 sqft
    2020-08-01 0 days 1,853 sqft
    2020-09-01 0 days 2,001 sqft
    2020-10-01 0 days 1,799 sqft
    2020-11-01 0 days 2,088 sqft
    2020-12-01 0 days 2,067 sqft
    2021-01-01 0 days 2,180 sqft
    2021-02-01 0 days 2,103 sqft
    2021-03-01 0 days 2,141 sqft
    2021-04-01 0 days 1,640 sqft
    2021-05-01 0 days 1,728 sqft
    2021-06-01 0 days 1,752 sqft
    2021-07-01 0 days 1,596 sqft
    2021-08-01 0 days 1,904 sqft
    2021-09-01 0 days 2,167 sqft
    2021-10-01 0 days 1,574 sqft
    2021-11-01 0 days 1,801 sqft
    2021-12-01 0 days 1,801 sqft
    2022-01-01 0 days 1,777 sqft
    2022-02-01 0 days 1,854 sqft
    2022-03-01 0 days 1,875 sqft
    2022-04-01 0 days 1,904 sqft
    2022-05-01 0 days 1,953 sqft
    2022-06-01 0 days 1,919 sqft
    2022-07-01 0 days 1,956 sqft
    2022-08-01 0 days 1,919 sqft
    2022-09-01 0 days 1,911 sqft
    2022-10-01 0 days 1,920 sqft
    2022-11-01 0 days 1,933 sqft
    2022-12-01 0 days 1,933 sqft
    2023-01-01 0 days 1,933 sqft
    2023-02-01 0 days 1,919 sqft
    2023-03-01 0 days 1,912 sqft
    2023-04-01 0 days 1,824 sqft
    2023-05-01 0 days 1,833 sqft
    2023-06-01 0 days 1,899 sqft
    2023-07-01 0 days 1,798 sqft
    2023-08-01 0 days 1,703 sqft
    2023-09-01 0 days 1,846 sqft
    2023-10-01 0 days 1,656 sqft
    2023-11-01 0 days 1,742 sqft
    2023-12-01 0 days 1,847 sqft
    2024-01-01 0 days 1,822 sqft
    2024-02-01 0 days 1,756 sqft
    2024-03-01 0 days 1,745 sqft
    2024-04-01 0 days 1,730 sqft
    2024-05-01 0 days 1,524 sqft
    2024-06-01 0 days 1,664 sqft
    2024-07-01 0 days 1,564 sqft
    2024-08-01 0 days 1,664 sqft
    2024-09-01 0 days 1,731 sqft
    2024-10-01 0 days 1,731 sqft
    2024-11-01 0 days 1,731 sqft
    2024-12-01 0 days 1,713 sqft
    2025-01-01 0 days 1,718 sqft
    2025-02-01 0 days 1,697 sqft
    2025-03-01 0 days 1,730 sqft
    2025-04-01 0 days 1,756 sqft
    2025-05-01 0 days 1,770 sqft
    Winnemucca's median listing age (time on market) for 2025-05-01 was 0 days.

    Winnemucca's median square footage for active listings during the 2025-05-01 period was 1,770 sqft. One year prior, the average listing was 1,524 sqft.

    Winnemucca, NV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 239 $67,985,000 $284,456
    Cash Out Refi 45 $9,045,000 $201,000
    Refi 44 $14,030,000 $318,864
    Other 19 $1,955,000 $102,895
    Home Improvement 11 $1,085,000 $98,636

    Winnemucca's most frequently cited loan purpose was Home Purchase, with 239 originations. The 2nd most popular reason was Cash Out Refi, with 45 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 163 $45,625,000 $279,908
    5-6% 78 $25,610,000 $328,333
    7-8% 52 $14,020,000 $269,615
    Over 8% 51 $7,475,000 $146,569
    <2.5% 7 $65,000 $9,286
    4-5% 4 $1,270,000 $317,500

    During 2024, Winnemucca's most frequently originated rate bucket was 6-7%, with 163 originations.

    Loan Sizing (Winnemucca, NV MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 207 $59,315,000 $286,546
    $100k-200k 61 $9,485,000 $155,492
    $400k-600k 43 $19,905,000 $462,907
    $100,000 or less 42 $1,890,000 $45,000
    $600k-1000k 5 $3,505,000 $701,000

    Winnemucca's loan sizing saw the bucket of loans from $200k-400k with 207 originations, totaling $59,315,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 193 $61,055,000 $316,347
    60-80% 69 $19,915,000 $288,623
    Under 20% 34 $1,360,000 $40,000
    40-60% 23 $4,425,000 $192,391
    20-40% 22 $2,500,000 $113,636
    Over 100% 5 $1,455,000 $291,000

    Winnemucca's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 193 originations, totaling $61,055,000 in origination value.