Winnemucca Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Winnemucca averaged 6.91% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.52% and one month ago for the week of 2024-10-10, the average rate was 6.05%.

    Winnemucca's average rate one year ago was 7.43%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Winnemucca 30 Year Fixed Rate 2024-11-14 6.91%
    Winnemucca 30 Year Fixed Rate Refi 2024-11-14 7.28%
    Winnemucca 15 Year Fixed Rate 2024-11-14 5.99%
    Winnemucca 15 Year Fixed Rate Refi 2024-11-14 6.59%
    Winnemucca 30 Year FHA 2024-11-14 0.1%
    Winnemucca 30 Year FHA Refi 2024-11-14 0.1%
    Winnemucca 30 Year USDA 2024-11-14 -0.1%
    Winnemucca 30 Year USDA Refi 2024-11-14 -0.2%
    Winnemucca 30 Year VA 2024-11-14 0.1%
    Winnemucca 30 Year VA Refi 2024-11-14 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Winnemucca, NV.

    Winnemucca Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Winnemucca, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    AMERICAN PACIFIC MORTGAGE CORPORATION 26 6.64% $9,609
    PACIFIC RESIDENTIAL MORTGAGE, LLC 14 6.97% $9,740
    BROKER SOLUTIONS, INC. 10 6.51% $9,767
    QUICKEN LOANS, LLC 7 6.48% $7,423
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 6 6.93% $6,934
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 7.17% $12,262
    PENNYMAC LOAN SERVICES, LLC 3 6.29% $10,323
    GUILD MORTGAGE COMPANY 3 6.83% $10,136
    GREATER NEVADA LLC 3 6.25% $6,368
    21ST MORTGAGE CORPORATION 3 8.90% $7,034
    U.S. Bank 2 6.44% $7,769
    LOANDEPOT.COM, LLC 2 6.50% $5,562
    UNITED 2 6.25% $13,121
    Zions Bank 1 5.88% $4,052
    ACADEMY MORTGAGE CORPORATION 1 6.63% $14,656
    Century Mortgage Company DBA Century Lending Company 1 5.99% $11,296
    CROSSCOUNTRY MORTGAGE, LLC 1 6.88% $7,340
    FIRST TECHNOLOGY 1 6.63% $2,752
    GENEVA FINANCIAL, LLC 1 5.63% $4,959
    MANN FINANCIAL INC. 1 7.50% $6,543
    NAVY FEDERAL CREDIT UNION 1 5.50% $4,096
    NEWREZ LLC 1 6.13% $7,060
    PINNACLE LENDING GROUP, INC. 1 7.38% $6,711
    Stifel Bank and Trust 1 5.75% $3,625
    SUN WEST MORTGAGE COMPANY, INC. 1 7.13% $18,539
    Wells Fargo Bank 1 6.50% $7,233

    Winnemucca Average Closing Costs & Other Stats

    Winnemucca, NV's 26 lenders originated 315 loans during 2023. The total origination value was $82,185,000, with an average loan value of $260,905.

    Winnemucca's average closing costs are $6,702.

    The top Winnemucca lender as defined by loan originations is AMERICAN PACIFIC MORTGAGE CORPORATION, with 26 loans originated. Their average total fees are $9,609, which is $131 lower than the next largest lender, PACIFIC RESIDENTIAL MORTGAGE, LLC.

    The lowest fee Winnemucca lenders (with over 10 loans originated) are AMERICAN PACIFIC MORTGAGE CORPORATION ($9,609), PACIFIC RESIDENTIAL MORTGAGE, LLC ($9,740), BROKER SOLUTIONS, INC. ($9,767), .

    The lowest rate Winnemucca lenders (with over 10 loans originated) are BROKER SOLUTIONS, INC. (6.51%), AMERICAN PACIFIC MORTGAGE CORPORATION (6.64%), PACIFIC RESIDENTIAL MORTGAGE, LLC (6.97%), .

    Winnemucca, NV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    AMERICAN PACIFIC MORTGAGE CORPORATION $705,000 $22,695,000 3,119.1% 27.6%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $4,850,000 $13,395,000 176.2% 16.3%
    BROKER SOLUTIONS, INC. $4,155,000 $6,735,000 62.1% 8.2%
    21ST MORTGAGE CORPORATION $910,000 $3,965,000 335.7% 4.8%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $10,690,000 $3,735,000 -65.1% 4.5%
    QUICKEN LOANS, LLC $4,870,000 $3,630,000 -25.5% 4.4%
    GUILD MORTGAGE COMPANY $3,070,000 $2,600,000 -15.3% 3.2%
    PENNYMAC LOAN SERVICES, LLC $310,000 $2,455,000 691.9% 3.0%
    Century Mortgage Company DBA Century Lending Company $1,855,000 n/a 2.3%
    U.S. Bank $3,415,000 $1,770,000 -48.2% 2.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $515,000 $1,395,000 170.9% 1.7%
    Zions Bank $2,105,000 $1,365,000 -35.2% 1.7%
    UNITED $805,000 $1,060,000 31.7% 1.3%
    ACADEMY MORTGAGE CORPORATION $730,000 $1,025,000 40.4% 1.2%
    GREATER NEVADA LLC $205,000 $1,020,000 397.6% 1.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,780,000 $1,010,000 -43.3% 1.2%
    NAVY FEDERAL CREDIT UNION $1,685,000 $815,000 -51.6% 1.0%
    AMERISAVE MORTGAGE CORPORATION $2,280,000 $730,000 -68.0% 0.9%
    LOANDEPOT.COM, LLC $3,755,000 $665,000 -82.3% 0.8%
    LOANPAL, LLC $640,000 n/a 0.8%
    NEWREZ LLC $790,000 $640,000 -19.0% 0.8%
    ISERVE RESIDENTIAL LENDING, LLC $710,000 $620,000 -12.7% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $215,000 $565,000 162.8% 0.7%
    Paramount Residential Mortgage Group, Inc. $1,265,000 $510,000 -59.7% 0.6%
    Flagstar Bank, FSB $495,000 $495,000 0.0% 0.6%
    Wells Fargo Bank $2,490,000 $480,000 -80.7% 0.6%
    Stifel Bank and Trust $445,000 n/a 0.5%
    Mortgage Research Center, LLC $1,875,000 $410,000 -78.1% 0.5%
    CITYWIDE HOME LOANS, LLC $305,000 $395,000 29.5% 0.5%
    SUN WEST MORTGAGE COMPANY, INC. $395,000 n/a 0.5%
    FIRST TECHNOLOGY $385,000 n/a 0.5%
    AMERICAN FINANCIAL NETWORK, INC. $315,000 n/a 0.4%
    VELOCITY COMMERCIAL CAPITAL, LLC $335,000 $295,000 -11.9% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $1,905,000 $285,000 -85.0% 0.3%
    TJC Mortgage, Inc. $275,000 n/a 0.3%
    SUMMIT FUNDING, INC. $3,020,000 $270,000 -91.1% 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $265,000 n/a 0.3%
    PINNACLE LENDING GROUP, INC. $245,000 n/a 0.3%
    The Loan Store, Inc. $235,000 n/a 0.3%
    LADERA LENDING, INC. $225,000 n/a 0.3%
    FINANCE OF AMERICA REVERSE LLC $215,000 n/a 0.3%
    The Federal Savings Bank $285,000 $205,000 -28.1% 0.2%
    FREEDOM MORTGAGE CORPORATION $3,200,000 $185,000 -94.2% 0.2%
    MANN FINANCIAL INC. $175,000 n/a 0.2%
    AMERICA FIRST $530,000 $170,000 -67.9% 0.2%
    PLANET HOME LENDING, LLC $205,000 $135,000 -34.1% 0.2%
    Arvest Bank $855,000 $125,000 -85.4% 0.2%
    MOUNTAIN AMERICA $1,355,000 $115,000 -91.5% 0.1%
    PHH Mortgage Corporation $445,000 $115,000 -74.2% 0.1%
    GENEVA FINANCIAL, LLC $95,000 n/a 0.1%
    Bank of America $290,000 $65,000 -77.6% 0.1%
    Discover Bank $205,000 $65,000 -68.3% 0.1%
    Washington Federal Bank $65,000 n/a 0.1%
    Figure Lending LLC $55,000 n/a 0.1%
    GEORGIA'S OWN $55,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $35,000 n/a 0.0%

    Winnemucca's top lender by overall market share is AMERICAN PACIFIC MORTGAGE CORPORATION, with 27.6% market share. In second place, with 16.3%, is PACIFIC RESIDENTIAL MORTGAGE, LLC, having originated $13,395,000 in loans. In third place, with 8.2%, is BROKER SOLUTIONS, INC., having originated $6,735,000 in loans. In fourth place, with 4.8%, is 21ST MORTGAGE CORPORATION, having originated $3,965,000 in loans. In fifth place, with 4.5%, is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, having originated $3,735,000 in loans.

    Winnemucca Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Winnemucca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $229,450 (27.5%) $217,623 (13.1%) 0.00 18
    2018-02-01 $247,225 (38.5%) $221,520 (12.0%) 0.00 19
    2018-03-01 $268,000 (42.6%) $235,400 (12.5%) 0.00 19
    2018-04-01 $262,450 (31.3%) $243,112 (10.0%) 0.00 17
    2018-05-01 $254,500 (25.7%) $247,586 (10.7%) 0.00 21
    2018-06-01 $245,000 (16.3%) $241,900 (8.1%) 0.00 21
    2018-07-01 $227,975 (6.6%) $224,401 (2.6%) 0.00 18
    2018-08-01 $229,900 (26.9%) $250,008 (22.1%) 0.00 18
    2018-09-01 $239,000 (29.2%) $262,345 (25.6%) 0.00 30
    2018-10-01 $221,175 (12.7%) $242,409 (17.0%) 0.00 33
    2018-11-01 $218,000 (-0.9%) $240,301 (13.0%) 0.00 41
    2018-12-01 $214,500 (-10.6%) $234,933 (5.1%) 0.00 42
    2019-01-01 $214,500 (-6.5%) $230,177 (5.8%) 0.00 42
    2019-02-01 $215,250 (-12.9%) $243,874 (10.1%) 0.00 40
    2019-03-01 $227,643 (-15.1%) $325,802 (38.4%) 0.00 33
    2019-04-01 $244,250 (-6.9%) $437,834 (80.1%) 0.00 33
    2019-05-01 $245,500 (-3.5%) $337,424 (36.3%) 0.00 35
    2019-06-01 $252,450 (3.0%) $266,363 (10.1%) 0.00 42
    2019-07-01 $272,000 (19.3%) $282,195 (25.8%) 0.00 55
    2019-08-01 $284,372 (23.7%) $286,692 (14.7%) 0.00 56
    2019-09-01 $264,757 (10.8%) $276,076 (5.2%) 0.00 57
    2019-10-01 $244,700 (10.6%) $265,542 (9.5%) 0.00 57
    2019-11-01 $249,750 (14.6%) $274,333 (14.2%) 0.00 42
    2019-12-01 $263,725 (23.0%) $286,054 (21.8%) 0.00 31
    2020-01-01 $277,000 (29.1%) $287,113 (24.7%) 0.00 30
    2020-02-01 $287,450 (33.5%) $283,782 (16.4%) 0.00 28
    2020-03-01 $276,500 (21.5%) $275,273 (-15.5%) 0.00 25
    2020-04-01 $274,000 (12.2%) $271,739 (-37.9%) 0.00 28
    2020-05-01 $274,450 (11.8%) $280,205 (-17.0%) 0.00 23
    2020-06-01 $279,900 (10.9%) $309,158 (16.1%) 0.00 21
    2020-07-01 $274,900 (1.1%) $311,661 (10.4%) 0.00 17
    2020-08-01 $272,400 (-4.2%) $302,977 (5.7%) 0.00 21
    2020-09-01 $311,225 (17.6%) $806,427 (192.1%) 0.00 25
    2020-10-01 $275,000 (12.4%) $870,235 (227.7%) 0.00 20
    2020-11-01 $380,500 (52.4%) $981,789 (257.9%) 0.00 17
    2020-12-01 $382,500 (45.0%) $1,249,079 (336.7%) 0.00 9
    2021-01-01 $379,000 (36.8%) $356,488 (24.2%) 0.00 6
    2021-02-01 $365,000 (27.0%) $344,607 (21.4%) 0.00 5
    2021-03-01 $349,000 (26.2%) $326,731 (18.7%) 0.00 8
    2021-04-01 $259,900 (-5.2%) $296,535 (9.1%) 0.00 9
    2021-05-01 $312,000 (13.7%) $339,979 (21.3%) 0.00 13
    2021-06-01 $317,225 (13.3%) $345,563 (11.8%) 0.00 13
    2021-07-01 $299,000 (8.8%) $326,160 (4.7%) 0.00 11
    2021-08-01 $377,000 (38.4%) $505,624 (66.9%) 0.00 20
    2021-09-01 $388,125 (24.7%) $527,051 (-34.6%) 0.00 22
    2021-10-01 $297,450 (8.2%) $469,677 (-46.0%) 0.00 22
    2021-11-01 $359,675 (-5.5%) $560,442 (-42.9%) 0.00 16
    2021-12-01 $374,450 (-2.1%) $555,862 (-55.5%) 0.00 17
    2022-01-01 $341,000 (-10.0%) $566,139 (58.8%) 0.00 17
    2022-02-01 $414,550 (13.6%) $540,661 (56.9%) 0.00 31
    2022-03-01 $421,875 (20.9%) $545,604 (67.0%) 0.00 31
    2022-04-01 $409,000 (57.4%) $512,197 (72.7%) 0.00 35
    2022-05-01 $427,375 (37.0%) $512,364 (50.7%) 0.00 42
    2022-06-01 $409,500 (29.1%) $510,381 (47.7%) 0.00 43
    2022-07-01 $442,500 (48.0%) $522,140 (60.1%) 0.00 47
    2022-08-01 $418,500 (11.0%) $475,179 (-6.0%) 0.00 56
    2022-09-01 $419,225 (8.0%) $475,631 (-9.8%) 0.00 49
    2022-10-01 $427,450 (43.7%) $437,868 (-6.8%) 0.00 49
    2022-11-01 $428,750 (19.2%) $440,970 (-21.3%) 0.00 49
    2022-12-01 $432,500 (15.5%) $437,020 (-21.4%) 0.00 45
    2023-01-01 $450,000 (32.0%) $441,671 (-22.0%) 0.00 41
    2023-02-01 $429,900 (3.7%) $431,477 (-20.2%) 0.00 43
    2023-03-01 $442,050 (4.8%) $436,647 (-20.0%) 0.00 43
    2023-04-01 $453,900 (11.0%) $428,287 (-16.4%) 0.00 42
    2023-05-01 $411,425 (-3.7%) $411,703 (-19.7%) 0.00 48
    2023-06-01 $416,650 (1.8%) $420,276 (-17.7%) 0.00 45
    2023-07-01 $372,450 (-15.8%) $415,339 (-20.5%) 0.00 47
    2023-08-01 $368,675 (-11.9%) $420,681 (-11.5%) 0.00 46
    2023-09-01 $359,900 (-14.2%) $419,761 (-11.8%) 0.00 37
    2023-10-01 $359,900 (-15.8%) $418,528 (-4.4%) 0.00 41
    2023-11-01 $383,725 (-10.5%) $437,352 (-0.8%) 0.00 39
    2023-12-01 $444,550 (2.8%) $453,907 (3.9%) 0.00 47
    2024-01-01 $467,456 (3.9%) $471,230 (6.7%) 0.00 39
    2024-02-01 $474,934 (10.5%) $470,098 (9.0%) 0.00 36
    2024-03-01 $439,100 (-0.7%) $441,326 (1.1%) 0.00 36
    2024-04-01 $378,725 (-16.6%) $432,485 (1.0%) 0.00 48
    2024-05-01 $369,900 (-10.1%) $402,993 (-2.1%) 0.00 53
    2024-06-01 $374,900 (-10.0%) $410,765 (-2.3%) 0.00 51
    2024-07-01 $374,900 (0.7%) $404,450 (-2.6%) 0.00 53
    2024-08-01 $374,900 (1.7%) $412,482 (-2.0%) 0.00 53
    2024-09-01 $386,950 (7.5%) $429,565 (2.3%) 0.00 50
    2024-10-01 $399,450 (11.0%) $463,117 (10.7%) 0.00 53
    Winnemucca's median listing price for 2024-10-01 was $399,450, a difference of $39,550 (11.0%) versus the prior year and $12,500 versus the prior month.

    Winnemucca's median listing price comes in at 0% of the national average.

    Winnemucca's average listing price for 2024-10-01 was $463,117, a difference of $44,589 (10.7%) versus the prior year and $33,552 versus the prior month.

    For the 2024-10-01 period, Winnemucca had 53 MLS listings, a difference of 3 listings (6%) versus the prior month and 12 listings (29%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Winnemucca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,877 sqft
    2018-02-01 0 days 1,915 sqft
    2018-03-01 0 days 1,900 sqft
    2018-04-01 0 days 1,939 sqft
    2018-05-01 0 days 1,977 sqft
    2018-06-01 0 days 1,936 sqft
    2018-07-01 0 days 1,878 sqft
    2018-08-01 0 days 1,929 sqft
    2018-09-01 0 days 2,016 sqft
    2018-10-01 0 days 1,823 sqft
    2018-11-01 0 days 1,860 sqft
    2018-12-01 0 days 1,617 sqft
    2019-01-01 0 days 1,584 sqft
    2019-02-01 0 days 1,683 sqft
    2019-03-01 0 days 1,727 sqft
    2019-04-01 0 days 1,777 sqft
    2019-05-01 0 days 1,880 sqft
    2019-06-01 0 days 1,904 sqft
    2019-07-01 0 days 1,984 sqft
    2019-08-01 0 days 1,944 sqft
    2019-09-01 0 days 1,793 sqft
    2019-10-01 0 days 1,704 sqft
    2019-11-01 0 days 1,902 sqft
    2019-12-01 0 days 1,864 sqft
    2020-01-01 0 days 1,939 sqft
    2020-02-01 0 days 1,956 sqft
    2020-03-01 0 days 2,026 sqft
    2020-04-01 0 days 1,967 sqft
    2020-05-01 0 days 1,764 sqft
    2020-06-01 0 days 2,000 sqft
    2020-07-01 0 days 2,080 sqft
    2020-08-01 0 days 1,853 sqft
    2020-09-01 0 days 2,001 sqft
    2020-10-01 0 days 1,799 sqft
    2020-11-01 0 days 2,088 sqft
    2020-12-01 0 days 2,067 sqft
    2021-01-01 0 days 2,180 sqft
    2021-02-01 0 days 2,103 sqft
    2021-03-01 0 days 2,141 sqft
    2021-04-01 0 days 1,640 sqft
    2021-05-01 0 days 1,728 sqft
    2021-06-01 0 days 1,752 sqft
    2021-07-01 0 days 1,596 sqft
    2021-08-01 0 days 1,904 sqft
    2021-09-01 0 days 2,167 sqft
    2021-10-01 0 days 1,574 sqft
    2021-11-01 0 days 1,801 sqft
    2021-12-01 0 days 1,801 sqft
    2022-01-01 0 days 1,777 sqft
    2022-02-01 0 days 1,854 sqft
    2022-03-01 0 days 1,875 sqft
    2022-04-01 0 days 1,904 sqft
    2022-05-01 0 days 1,953 sqft
    2022-06-01 0 days 1,919 sqft
    2022-07-01 0 days 1,956 sqft
    2022-08-01 0 days 1,919 sqft
    2022-09-01 0 days 1,911 sqft
    2022-10-01 0 days 1,920 sqft
    2022-11-01 0 days 1,933 sqft
    2022-12-01 0 days 1,933 sqft
    2023-01-01 0 days 1,933 sqft
    2023-02-01 0 days 1,919 sqft
    2023-03-01 0 days 1,912 sqft
    2023-04-01 0 days 1,824 sqft
    2023-05-01 0 days 1,833 sqft
    2023-06-01 0 days 1,899 sqft
    2023-07-01 0 days 1,798 sqft
    2023-08-01 0 days 1,703 sqft
    2023-09-01 0 days 1,846 sqft
    2023-10-01 0 days 1,656 sqft
    2023-11-01 0 days 1,742 sqft
    2023-12-01 0 days 1,846 sqft
    2024-01-01 0 days 1,790 sqft
    2024-02-01 0 days 1,745 sqft
    2024-03-01 0 days 1,733 sqft
    2024-04-01 0 days 1,729 sqft
    2024-05-01 0 days 1,524 sqft
    2024-06-01 0 days 1,612 sqft
    2024-07-01 0 days 1,564 sqft
    2024-08-01 0 days 1,664 sqft
    2024-09-01 0 days 1,731 sqft
    2024-10-01 0 days 1,731 sqft
    Winnemucca's median listing age (time on market) for 2024-10-01 was 0 days.

    Winnemucca's median square footage for active listings during the 2024-10-01 period was 1,731 sqft. One year prior, the average listing was 1,656 sqft.

    Winnemucca, NV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 232 $68,180,000 $293,879
    Cash Out Refi 39 $7,925,000 $203,205
    Home Improvement 17 $1,675,000 $98,529
    Other 16 $1,430,000 $89,375
    Refi 11 $2,975,000 $270,455

    Winnemucca's most frequently cited loan purpose was Home Purchase, with 232 originations. The 2nd most popular reason was Cash Out Refi, with 39 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 131 $38,805,000 $296,221
    7-8% 72 $19,800,000 $275,000
    5-6% 52 $14,970,000 $287,885
    Over 8% 46 $6,560,000 $142,609
    3-4% 7 $1,305,000 $186,429
    <2.5% 5 $45,000 $9,000
    4-5% 2 $700,000 $350,000

    During 2023, Winnemucca's most frequently originated rate bucket was 6-7%, with 131 originations.

    Loan Sizing (Winnemucca, NV MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 173 $50,365,000 $291,127
    $100k-200k 60 $9,350,000 $155,833
    $100,000 or less 42 $2,350,000 $55,952
    $400k-600k 32 $14,390,000 $449,688
    $600k-1000k 8 $5,730,000 $716,250

    Winnemucca's loan sizing saw the bucket of loans from $200k-400k with 173 originations, totaling $50,365,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 171 $53,085,000 $310,439
    60-80% 60 $16,450,000 $274,167
    Under 20% 27 $1,195,000 $44,259
    20-40% 21 $2,165,000 $103,095
    40-60% 21 $4,265,000 $203,095
    Over 100% 5 $1,405,000 $281,000

    Winnemucca's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 171 originations, totaling $53,085,000 in origination value.