Winnemucca Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Winnemucca averaged
6.55%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.86% and
one month ago for the week of 2025-02-27, the
average rate was 6.97%.
Winnemucca's average rate one year ago was 6.6%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.04%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Winnemucca 30 Year Fixed Rate | 2025-04-03 | 6.55% |
Winnemucca 30 Year Fixed Rate Refi | 2025-04-03 | 7.04% |
Winnemucca 15 Year Fixed Rate | 2025-04-03 | 5.82% |
Winnemucca 15 Year Fixed Rate Refi | 2025-04-03 | 5.82% |
Winnemucca 30 Year FHA | 2025-04-03 | 6.31% |
Winnemucca 30 Year FHA Refi | 2025-04-03 | 6.26% |
Winnemucca 30 Year USDA | 2025-04-03 | 6.42% |
Winnemucca 30 Year USDA Refi | 2025-04-03 | 6.12% |
Winnemucca 30 Year VA | 2025-04-03 | 6.06% |
Winnemucca 30 Year VA Refi | 2025-04-03 | 6.26% |
Winnemucca Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Winnemucca, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Winnemucca Average Closing Costs & Other Stats
Winnemucca, NV's 24 lenders originated 358
loans during 2024. The total origination value was $94,100,000, with an average loan value of
$262,849.
Winnemucca's average closing costs are $7,160.
The top Winnemucca lender as defined by loan originations is AMERICAN PACIFIC MORTGAGE CORPORATION, with
39 loans originated. Their average total fees are
$9,029, which is $2,687
higher than the next largest lender,
MOVEMENT MORTGAGE, LLC.
The lowest fee Winnemucca lenders (with over 10 loans originated) are
AMERICAN PACIFIC MORTGAGE CORPORATION ($9,029), .
The lowest rate Winnemucca lenders (with over 10 loans originated) are
AMERICAN PACIFIC MORTGAGE CORPORATION (6.66%), .
Winnemucca, NV Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
AMERICAN PACIFIC MORTGAGE CORPORATION | $22,695,000 | $27,370,000 | 20.6% | 29.1% |
MOVEMENT MORTGAGE, LLC | $9,590,000 | n/a | 10.2% | |
UNITED WHOLESALE MORTGAGE, LLC | $1,010,000 | $6,650,000 | 558.4% | 7.1% |
QUICKEN LOANS, LLC | $3,630,000 | $5,770,000 | 59.0% | 6.1% |
CROSSCOUNTRY MORTGAGE, LLC | $565,000 | $5,205,000 | 821.2% | 5.5% |
FREEDOM MORTGAGE CORPORATION | $185,000 | $3,540,000 | 1,813.5% | 3.8% |
GUILD MORTGAGE COMPANY | $2,600,000 | $2,895,000 | 11.3% | 3.1% |
EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $3,735,000 | $2,435,000 | -34.8% | 2.6% |
BROKER SOLUTIONS, INC. | $6,735,000 | $1,810,000 | -73.1% | 1.9% |
PENNYMAC LOAN SERVICES, LLC | $2,455,000 | $1,675,000 | -31.8% | 1.8% |
U.S. Bank | $1,770,000 | $1,550,000 | -12.4% | 1.6% |
LOANDEPOT.COM, LLC | $665,000 | $1,480,000 | 122.6% | 1.6% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,395,000 | $1,450,000 | 3.9% | 1.5% |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $13,395,000 | $1,375,000 | -89.7% | 1.5% |
Mortgage Research Center, LLC | $410,000 | $1,255,000 | 206.1% | 1.3% |
AMERISAVE MORTGAGE CORPORATION | $730,000 | $1,225,000 | 67.8% | 1.3% |
Wells Fargo Bank | $480,000 | $1,200,000 | 150.0% | 1.3% |
SECURITYNATIONAL MORTGAGE COMPANY | $1,150,000 | n/a | 1.2% | |
VILLAGE CAPITAL MORTGAGE | $975,000 | n/a | 1.0% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $920,000 | n/a | 1.0% | |
CMG MORTGAGE, INC. | $900,000 | n/a | 1.0% | |
ISERVE RESIDENTIAL LENDING, LLC | $620,000 | $885,000 | 42.7% | 0.9% |
CARDINAL FINANCIAL | $855,000 | n/a | 0.9% | |
21ST MORTGAGE CORPORATION | $3,965,000 | $825,000 | -79.2% | 0.9% |
GREATER NEVADA LLC | $1,020,000 | $810,000 | -20.6% | 0.9% |
Zions Bank | $1,365,000 | $810,000 | -40.7% | 0.9% |
LIMA ONE CAPITAL, LLC | $765,000 | n/a | 0.8% | |
NEWREZ LLC | $640,000 | $670,000 | 4.7% | 0.7% |
LOANPAL, LLC | $640,000 | $585,000 | -8.6% | 0.6% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $555,000 | n/a | 0.6% | |
Gate City Bank | $515,000 | n/a | 0.5% | |
Umpqua Bank | $465,000 | n/a | 0.5% | |
Washington Federal Bank | $65,000 | $445,000 | 584.6% | 0.5% |
The Loan Store, Inc. | $235,000 | $425,000 | 80.9% | 0.5% |
NAVY FEDERAL CREDIT UNION | $815,000 | $420,000 | -48.5% | 0.4% |
PHH Mortgage Corporation | $115,000 | $395,000 | 243.5% | 0.4% |
CANOPY MORTGAGE, LLC | $355,000 | n/a | 0.4% | |
AMERICA FIRST | $170,000 | $325,000 | 91.2% | 0.3% |
PLAZA HOME MORTGAGE, INC. | $320,000 | n/a | 0.3% | |
FIRST COMMUNITY MORTGAGE, INC. | $315,000 | n/a | 0.3% | |
Discover Bank | $65,000 | $280,000 | 330.8% | 0.3% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $275,000 | n/a | 0.3% | |
INFINITY EQUITY GROUP, INC. | $265,000 | n/a | 0.3% | |
LAKEVIEW LOAN SERVICING, LLC | $285,000 | $265,000 | -7.0% | 0.3% |
T2 FINANCIAL LLC | $235,000 | n/a | 0.2% | |
UNITED | $1,060,000 | $205,000 | -80.7% | 0.2% |
ON Q FINANCIAL, INC. | $195,000 | n/a | 0.2% | |
LENDINGHOME FUNDING CORPORATION | $185,000 | n/a | 0.2% | |
Mr. Cooper ( Nationstar Mortgage ) | $160,000 | n/a | 0.2% | |
Bank of America | $65,000 | $140,000 | 115.4% | 0.1% |
ALLIANT CREDIT UNION | $105,000 | n/a | 0.1% | |
LONGBRIDGE FINANCIAL, LLC | $105,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $105,000 | n/a | 0.1% | |
SPRING EQ, LLC | $85,000 | n/a | 0.1% | |
MOUNTAIN AMERICA | $115,000 | $65,000 | -43.5% | 0.1% |
Figure Lending LLC | $55,000 | $55,000 | 0.0% | 0.1% |
Winnemucca's top lender by overall market share is AMERICAN PACIFIC MORTGAGE CORPORATION, with 29.1% market share. In second place, with 10.2%, is MOVEMENT MORTGAGE, LLC, having originated $9,590,000 in loans. In third place, with 7.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,650,000 in loans. In fourth place, with 6.1%, is QUICKEN LOANS, LLC, having originated $5,770,000 in loans. In fifth place, with 5.5%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $5,205,000 in loans.
Winnemucca Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Winnemucca (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $229,450 (27.5%) | $217,623 (13.1%) | 0.00 | 18 |
2018-02-01 | $247,225 (38.5%) | $221,520 (12.0%) | 0.00 | 19 |
2018-03-01 | $268,000 (42.6%) | $235,400 (12.5%) | 0.00 | 19 |
2018-04-01 | $262,450 (31.3%) | $243,112 (10.0%) | 0.00 | 17 |
2018-05-01 | $254,500 (25.7%) | $247,586 (10.7%) | 0.00 | 21 |
2018-06-01 | $245,000 (16.3%) | $241,900 (8.1%) | 0.00 | 21 |
2018-07-01 | $227,975 (6.6%) | $224,401 (2.6%) | 0.00 | 18 |
2018-08-01 | $229,900 (26.9%) | $250,008 (22.1%) | 0.00 | 18 |
2018-09-01 | $239,000 (29.2%) | $262,345 (25.6%) | 0.00 | 30 |
2018-10-01 | $221,175 (12.7%) | $242,409 (17.0%) | 0.00 | 33 |
2018-11-01 | $218,000 (-0.9%) | $240,301 (13.0%) | 0.00 | 41 |
2018-12-01 | $214,500 (-10.6%) | $234,933 (5.1%) | 0.00 | 42 |
2019-01-01 | $214,500 (-6.5%) | $230,177 (5.8%) | 0.00 | 42 |
2019-02-01 | $215,250 (-12.9%) | $243,874 (10.1%) | 0.00 | 40 |
2019-03-01 | $227,643 (-15.1%) | $325,802 (38.4%) | 0.00 | 33 |
2019-04-01 | $244,250 (-6.9%) | $437,834 (80.1%) | 0.00 | 33 |
2019-05-01 | $245,500 (-3.5%) | $337,424 (36.3%) | 0.00 | 35 |
2019-06-01 | $252,450 (3.0%) | $266,363 (10.1%) | 0.00 | 42 |
2019-07-01 | $272,000 (19.3%) | $282,195 (25.8%) | 0.00 | 55 |
2019-08-01 | $284,372 (23.7%) | $286,692 (14.7%) | 0.00 | 56 |
2019-09-01 | $264,757 (10.8%) | $276,076 (5.2%) | 0.00 | 57 |
2019-10-01 | $244,700 (10.6%) | $265,542 (9.5%) | 0.00 | 57 |
2019-11-01 | $249,750 (14.6%) | $274,333 (14.2%) | 0.00 | 42 |
2019-12-01 | $263,725 (23.0%) | $286,054 (21.8%) | 0.00 | 31 |
2020-01-01 | $277,000 (29.1%) | $287,113 (24.7%) | 0.00 | 30 |
2020-02-01 | $287,450 (33.5%) | $283,782 (16.4%) | 0.00 | 28 |
2020-03-01 | $276,500 (21.5%) | $275,273 (-15.5%) | 0.00 | 25 |
2020-04-01 | $274,000 (12.2%) | $271,739 (-37.9%) | 0.00 | 28 |
2020-05-01 | $274,450 (11.8%) | $280,205 (-17.0%) | 0.00 | 23 |
2020-06-01 | $279,900 (10.9%) | $309,158 (16.1%) | 0.00 | 21 |
2020-07-01 | $274,900 (1.1%) | $311,661 (10.4%) | 0.00 | 17 |
2020-08-01 | $272,400 (-4.2%) | $302,977 (5.7%) | 0.00 | 21 |
2020-09-01 | $311,225 (17.6%) | $806,427 (192.1%) | 0.00 | 25 |
2020-10-01 | $275,000 (12.4%) | $870,235 (227.7%) | 0.00 | 20 |
2020-11-01 | $380,500 (52.4%) | $981,789 (257.9%) | 0.00 | 17 |
2020-12-01 | $382,500 (45.0%) | $1,249,079 (336.7%) | 0.00 | 9 |
2021-01-01 | $379,000 (36.8%) | $356,488 (24.2%) | 0.00 | 6 |
2021-02-01 | $365,000 (27.0%) | $344,607 (21.4%) | 0.00 | 5 |
2021-03-01 | $349,000 (26.2%) | $326,731 (18.7%) | 0.00 | 8 |
2021-04-01 | $259,900 (-5.2%) | $296,535 (9.1%) | 0.00 | 9 |
2021-05-01 | $312,000 (13.7%) | $339,979 (21.3%) | 0.00 | 13 |
2021-06-01 | $317,225 (13.3%) | $345,563 (11.8%) | 0.00 | 13 |
2021-07-01 | $299,000 (8.8%) | $326,160 (4.7%) | 0.00 | 11 |
2021-08-01 | $377,000 (38.4%) | $505,624 (66.9%) | 0.00 | 20 |
2021-09-01 | $388,125 (24.7%) | $527,051 (-34.6%) | 0.00 | 22 |
2021-10-01 | $297,450 (8.2%) | $469,677 (-46.0%) | 0.00 | 22 |
2021-11-01 | $359,675 (-5.5%) | $560,442 (-42.9%) | 0.00 | 16 |
2021-12-01 | $374,450 (-2.1%) | $555,862 (-55.5%) | 0.00 | 17 |
2022-01-01 | $341,000 (-10.0%) | $566,139 (58.8%) | 0.00 | 17 |
2022-02-01 | $414,550 (13.6%) | $540,661 (56.9%) | 0.00 | 31 |
2022-03-01 | $421,875 (20.9%) | $545,604 (67.0%) | 0.00 | 31 |
2022-04-01 | $409,000 (57.4%) | $512,197 (72.7%) | 0.00 | 35 |
2022-05-01 | $427,375 (37.0%) | $512,364 (50.7%) | 0.00 | 42 |
2022-06-01 | $409,500 (29.1%) | $510,381 (47.7%) | 0.00 | 43 |
2022-07-01 | $442,500 (48.0%) | $522,140 (60.1%) | 0.00 | 47 |
2022-08-01 | $418,500 (11.0%) | $475,179 (-6.0%) | 0.00 | 56 |
2022-09-01 | $419,225 (8.0%) | $475,631 (-9.8%) | 0.00 | 49 |
2022-10-01 | $427,450 (43.7%) | $437,868 (-6.8%) | 0.00 | 49 |
2022-11-01 | $428,750 (19.2%) | $440,970 (-21.3%) | 0.00 | 49 |
2022-12-01 | $432,500 (15.5%) | $437,020 (-21.4%) | 0.00 | 45 |
2023-01-01 | $450,000 (32.0%) | $441,671 (-22.0%) | 0.00 | 41 |
2023-02-01 | $429,900 (3.7%) | $431,477 (-20.2%) | 0.00 | 43 |
2023-03-01 | $442,050 (4.8%) | $436,647 (-20.0%) | 0.00 | 43 |
2023-04-01 | $453,900 (11.0%) | $428,287 (-16.4%) | 0.00 | 42 |
2023-05-01 | $411,425 (-3.7%) | $411,703 (-19.7%) | 0.00 | 48 |
2023-06-01 | $416,650 (1.8%) | $420,276 (-17.7%) | 0.00 | 45 |
2023-07-01 | $372,450 (-15.8%) | $415,339 (-20.5%) | 0.00 | 47 |
2023-08-01 | $368,675 (-11.9%) | $420,681 (-11.5%) | 0.00 | 46 |
2023-09-01 | $359,900 (-14.2%) | $419,761 (-11.8%) | 0.00 | 37 |
2023-10-01 | $359,900 (-15.8%) | $418,528 (-4.4%) | 0.00 | 41 |
2023-11-01 | $383,725 (-10.5%) | $437,352 (-0.8%) | 0.00 | 39 |
2023-12-01 | $450,000 (4.1%) | $458,441 (4.9%) | 0.00 | 46 |
2024-01-01 | $469,956 (4.4%) | $476,659 (7.9%) | 0.00 | 38 |
2024-02-01 | $486,162 (13.1%) | $475,919 (10.3%) | 0.00 | 35 |
2024-03-01 | $439,100 (-0.7%) | $446,795 (2.3%) | 0.00 | 35 |
2024-04-01 | $391,225 (-13.8%) | $436,121 (1.8%) | 0.00 | 47 |
2024-05-01 | $369,900 (-10.1%) | $406,117 (-1.4%) | 0.00 | 52 |
2024-06-01 | $374,900 (-10.0%) | $410,765 (-2.3%) | 0.00 | 51 |
2024-07-01 | $374,900 (0.7%) | $404,450 (-2.6%) | 0.00 | 53 |
2024-08-01 | $374,900 (1.7%) | $412,482 (-2.0%) | 0.00 | 53 |
2024-09-01 | $386,950 (7.5%) | $429,565 (2.3%) | 0.00 | 50 |
2024-10-01 | $399,450 (11.0%) | $463,117 (10.7%) | 0.00 | 53 |
2024-11-01 | $404,000 (5.3%) | $460,391 (5.3%) | 0.00 | 56 |
2024-12-01 | $395,000 (-12.2%) | $456,920 (-0.3%) | 0.00 | 56 |
2025-01-01 | $400,500 (-14.8%) | $458,829 (-3.7%) | 0.00 | 53 |
2025-02-01 | $398,000 (-18.1%) | $447,706 (-5.9%) | 0.00 | 53 |
2025-03-01 | $399,500 (-9.0%) | $455,497 (2.0%) | 0.00 | 48 |
Winnemucca's median listing price comes in at 0% of the national average.
Winnemucca's average listing price for 2025-03-01 was $455,497, a difference of $8,702 (2.0%) versus the prior year and $7,791 versus the prior month.
For the 2025-03-01 period, Winnemucca had 48 MLS listings, a difference of -5 listings (-9%) versus the prior month and 13 listings (37%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Winnemucca (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,877 sqft |
2018-02-01 | 0 days | 1,915 sqft |
2018-03-01 | 0 days | 1,900 sqft |
2018-04-01 | 0 days | 1,939 sqft |
2018-05-01 | 0 days | 1,977 sqft |
2018-06-01 | 0 days | 1,936 sqft |
2018-07-01 | 0 days | 1,878 sqft |
2018-08-01 | 0 days | 1,929 sqft |
2018-09-01 | 0 days | 2,016 sqft |
2018-10-01 | 0 days | 1,823 sqft |
2018-11-01 | 0 days | 1,860 sqft |
2018-12-01 | 0 days | 1,617 sqft |
2019-01-01 | 0 days | 1,584 sqft |
2019-02-01 | 0 days | 1,683 sqft |
2019-03-01 | 0 days | 1,727 sqft |
2019-04-01 | 0 days | 1,777 sqft |
2019-05-01 | 0 days | 1,880 sqft |
2019-06-01 | 0 days | 1,904 sqft |
2019-07-01 | 0 days | 1,984 sqft |
2019-08-01 | 0 days | 1,944 sqft |
2019-09-01 | 0 days | 1,793 sqft |
2019-10-01 | 0 days | 1,704 sqft |
2019-11-01 | 0 days | 1,902 sqft |
2019-12-01 | 0 days | 1,864 sqft |
2020-01-01 | 0 days | 1,939 sqft |
2020-02-01 | 0 days | 1,956 sqft |
2020-03-01 | 0 days | 2,026 sqft |
2020-04-01 | 0 days | 1,967 sqft |
2020-05-01 | 0 days | 1,764 sqft |
2020-06-01 | 0 days | 2,000 sqft |
2020-07-01 | 0 days | 2,080 sqft |
2020-08-01 | 0 days | 1,853 sqft |
2020-09-01 | 0 days | 2,001 sqft |
2020-10-01 | 0 days | 1,799 sqft |
2020-11-01 | 0 days | 2,088 sqft |
2020-12-01 | 0 days | 2,067 sqft |
2021-01-01 | 0 days | 2,180 sqft |
2021-02-01 | 0 days | 2,103 sqft |
2021-03-01 | 0 days | 2,141 sqft |
2021-04-01 | 0 days | 1,640 sqft |
2021-05-01 | 0 days | 1,728 sqft |
2021-06-01 | 0 days | 1,752 sqft |
2021-07-01 | 0 days | 1,596 sqft |
2021-08-01 | 0 days | 1,904 sqft |
2021-09-01 | 0 days | 2,167 sqft |
2021-10-01 | 0 days | 1,574 sqft |
2021-11-01 | 0 days | 1,801 sqft |
2021-12-01 | 0 days | 1,801 sqft |
2022-01-01 | 0 days | 1,777 sqft |
2022-02-01 | 0 days | 1,854 sqft |
2022-03-01 | 0 days | 1,875 sqft |
2022-04-01 | 0 days | 1,904 sqft |
2022-05-01 | 0 days | 1,953 sqft |
2022-06-01 | 0 days | 1,919 sqft |
2022-07-01 | 0 days | 1,956 sqft |
2022-08-01 | 0 days | 1,919 sqft |
2022-09-01 | 0 days | 1,911 sqft |
2022-10-01 | 0 days | 1,920 sqft |
2022-11-01 | 0 days | 1,933 sqft |
2022-12-01 | 0 days | 1,933 sqft |
2023-01-01 | 0 days | 1,933 sqft |
2023-02-01 | 0 days | 1,919 sqft |
2023-03-01 | 0 days | 1,912 sqft |
2023-04-01 | 0 days | 1,824 sqft |
2023-05-01 | 0 days | 1,833 sqft |
2023-06-01 | 0 days | 1,899 sqft |
2023-07-01 | 0 days | 1,798 sqft |
2023-08-01 | 0 days | 1,703 sqft |
2023-09-01 | 0 days | 1,846 sqft |
2023-10-01 | 0 days | 1,656 sqft |
2023-11-01 | 0 days | 1,742 sqft |
2023-12-01 | 0 days | 1,847 sqft |
2024-01-01 | 0 days | 1,822 sqft |
2024-02-01 | 0 days | 1,756 sqft |
2024-03-01 | 0 days | 1,745 sqft |
2024-04-01 | 0 days | 1,730 sqft |
2024-05-01 | 0 days | 1,524 sqft |
2024-06-01 | 0 days | 1,664 sqft |
2024-07-01 | 0 days | 1,564 sqft |
2024-08-01 | 0 days | 1,664 sqft |
2024-09-01 | 0 days | 1,731 sqft |
2024-10-01 | 0 days | 1,731 sqft |
2024-11-01 | 0 days | 1,731 sqft |
2024-12-01 | 0 days | 1,713 sqft |
2025-01-01 | 0 days | 1,718 sqft |
2025-02-01 | 0 days | 1,697 sqft |
2025-03-01 | 0 days | 1,730 sqft |
Winnemucca's median square footage for active listings during the 2025-03-01 period was 1,730 sqft. One year prior, the average listing was 1,745 sqft.
Winnemucca, NV Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 239 | $67,985,000 | $284,456 |
Cash Out Refi | 45 | $9,045,000 | $201,000 |
Refi | 44 | $14,030,000 | $318,864 |
Other | 19 | $1,955,000 | $102,895 |
Home Improvement | 11 | $1,085,000 | $98,636 |
Winnemucca's most frequently cited loan purpose was Home Purchase, with 239 originations. The 2nd most popular reason was Cash Out Refi, with 45 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 163 | $45,625,000 | $279,908 |
5-6% | 78 | $25,610,000 | $328,333 |
7-8% | 52 | $14,020,000 | $269,615 |
Over 8% | 51 | $7,475,000 | $146,569 |
<2.5% | 7 | $65,000 | $9,286 |
4-5% | 4 | $1,270,000 | $317,500 |
During 2024, Winnemucca's most frequently originated rate bucket was 6-7%, with 163 originations.
Loan Sizing (Winnemucca, NV MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 207 | $59,315,000 | $286,546 |
$100k-200k | 61 | $9,485,000 | $155,492 |
$400k-600k | 43 | $19,905,000 | $462,907 |
$100,000 or less | 42 | $1,890,000 | $45,000 |
$600k-1000k | 5 | $3,505,000 | $701,000 |
Winnemucca's loan sizing saw the bucket of loans from $200k-400k with 207 originations, totaling $59,315,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 193 | $61,055,000 | $316,347 |
60-80% | 69 | $19,915,000 | $288,623 |
Under 20% | 34 | $1,360,000 | $40,000 |
40-60% | 23 | $4,425,000 | $192,391 |
20-40% | 22 | $2,500,000 | $113,636 |
Over 100% | 5 | $1,455,000 | $291,000 |
Winnemucca's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 193 originations, totaling $61,055,000 in origination value.