Fremont Bank Mortgage Rates, Fees & Info

Fremont, CA

LEI: 5493006F1N8E3EEF3W63

Tax ID: 94-1569025

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Fremont Bank is a mid-sized bank specializing in Refi, Cash Out Refi, and Home Purchase loans. Fremont Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: San Francisco, Los Angeles, San Jose, Sacramento, and San Diego among others. We have data for 36 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Fremont Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fremont Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 7.55% 4/21/24
    30 Year Conventional Purchase 6.12% 4/21/24
    30 Year Conventional Refi 6.29% 4/21/24
    30 Year Cash-out Refi 6.37% 4/21/24
    30 Year FHA Purchase 7.31% 4/21/24
    15 Year Conventional Purchase 5.85% 4/21/24
    15 Year Conventional Refi 5.82% 4/21/24
    15 Year Cash-out Refi 5.82% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Fremont Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Fremont Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    7,909

    Origination Dollar Volume (All Markets)

    $3,027,015,000

    Employee count

    880 Show all (23) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3,786 $1,407,340,000 $371,722 $2,057 4.76%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,101 $535,815,000 $486,662 $5,611 4.53%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 866 $377,510,000 $435,924 $2,430 4.76%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 429 $127,395,000 $296,958 $2,393 5.35%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 166 $73,940,000 $445,422 $4,753 4.42%
    STOCKTON, CA (FHA|USDA|VA) 247 $64,605,000 $261,559 $1,125 4.52%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 135 $53,105,000 $393,370 $2,904 4.64%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 144 $47,300,000 $328,472 $3,839 4.31%
    SALINAS, CA (FHA|USDA|VA) 114 $46,550,000 $408,333 $1,783 4.76%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 99 $45,325,000 $457,828 $4,747 4.39%
    VALLEJO, CA (FHA|USDA|VA) 124 $37,280,000 $300,645 $1,567 4.40%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 87 $35,525,000 $408,333 $2,013 4.77%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 74 $29,740,000 $401,892 $3,326 4.14%
    MODESTO, CA (FHA|USDA|VA) 101 $23,845,000 $236,089 $1,087 4.51%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 55 $23,215,000 $422,091 $2,976 4.36%
    Outside of Metro Areas 81 $20,675,000 $255,247 $2,679 4.23%
    NAPA, CA (FHA|USDA|VA) 41 $13,185,000 $321,585 $1,766 4.82%
    FRESNO, CA (FHA|USDA|VA) 35 $10,455,000 $298,714 $2,089 4.10%
    CHICO, CA (FHA|USDA|VA) 36 $8,500,000 $236,111 $1,130 4.55%
    RENO, NV (FHA|USDA|VA) 26 $7,560,000 $290,769 $932 4.41%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 22 $6,720,000 $305,455 $1,421 4.66%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 28 $6,380,000 $227,857 $958 4.17%
    MERCED, CA (FHA|USDA|VA) 26 $5,550,000 $213,462 $1,829 4.65%
    Sonora, CA (FHA|USDA|VA) 12 $2,680,000 $223,333 $1,095 4.24%
    Clearlake, CA (FHA|USDA|VA) 11 $2,465,000 $224,091 $1,648 4.49%
    REDDING, CA (FHA|USDA|VA) 10 $2,350,000 $235,000 $1,717 4.22%
    MADERA, CA (FHA|USDA|VA) 10 $2,190,000 $219,000 $774 4.04%
    VISALIA, CA (FHA|USDA|VA) 9 $2,065,000 $229,444 $1,340 4.36%
    BAKERSFIELD, CA (FHA|USDA|VA) 7 $2,045,000 $292,143 $6,566 4.61%
    YUBA CITY, CA (FHA|USDA|VA) 10 $2,020,000 $202,000 $1,202 5.27%
    Red Bluff, CA (FHA|USDA|VA) 4 $1,010,000 $252,500 $1,656 3.91%
    Ukiah, CA (FHA|USDA|VA) 5 $1,005,000 $201,000 $537 4.90%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $690,000 $345,000 $483 3.88%
    CARSON CITY, NV (FHA|USDA|VA) 2 $370,000 $185,000 $453 3.88%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $330,000 $165,000 $395 5.00%
    Eureka-Arcata, CA (FHA|USDA|VA) 2 $280,000 $140,000 $395 5.75%
    Fremont Bank's top markets include San Francisco, Los Angeles, San Jose, Sacramento, and San Diego among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Fremont Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SESLOC
    Similarity Rank: 128
    MYPOINT Credit Union
    Similarity Rank: 147
    Educational Employees Credit Union
    Similarity Rank: 187
    Christian Community Credit Union
    Similarity Rank: 220
    SIMPLIFI MORTGAGE, LLC
    Similarity Rank: 288
    LONG BEACH CITY EMPLOYEES Federal Credit Union
    Similarity Rank: 290
    HERITAGE COMMUNITY CREDIT UNION
    Similarity Rank: 318
    COMMUNITY FIRST CREDIT UNION
    Similarity Rank: 360
    Great Basin Federal Credit Union
    Similarity Rank: 360
    SAFEAMERICA CREDIT UNION
    Similarity Rank: 368

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,756 $2,646,830,000 $459,838 $2,721 4.24%
    HELOC 2,111 $365,025,000 $172,916 n/a 5.97%
    FHA 42 $15,160,000 $360,952 $9,164 3.94%

    For 2019, Fremont Bank's most frequently originated type of loan was Conventional, with 5,756 originations. Their 2nd most popular type was HELOC, with 2,111 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,991 $1,080,015,000 $361,088 $1,822 4.54%
    Cash Out Refi 2,182 $1,025,550,000 $470,005 $2,551 4.41%
    Home Purchase 1,513 $726,385,000 $480,096 $4,861 4.47%
    Other 713 $119,725,000 $167,917 $2,539 5.77%
    Home Improvement 509 $73,935,000 $145,255 $2,706 6.03%
    NA 1 $1,405,000 $1,405,000 $0 4.37%

    For 2019, Fremont Bank's most frequently cited loan purpose was Refi, with 2,991 originations. The 2nd most popular reason was Cash Out Refi, with 2,182 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,008 $2,731,460,000 $389,763 $2,941 4.67%
    15 Year 404 $117,670,000 $291,262 $1,423 3.66%
    Other 322 $130,650,000 $405,745 $3,352 6.99%
    20 Year 115 $35,745,000 $310,826 $1,416 4.00%
    10 Year 60 $11,490,000 $191,500 $932 3.77%

    For 2019, Fremont Bank's most frequently cited loan duration was 30 Year, with 7,008 originations. The 2nd most popular length was 15 Year, with 404 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,662 $1,543,790,000 $421,570
    $1k-2k 584 $284,890,000 $487,825
    $5k+ 393 $252,425,000 $642,303
    $2k-3k 241 $122,915,000 $510,021
    $3k-4k 137 $68,315,000 $498,650
    $4k-5k 101 $54,085,000 $535,495

    Fremont Bank's average total fees were $2,941, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,662 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,993 $1,262,375,000 $421,776
    4-5% 2,507 $1,267,635,000 $505,638
    5-6% 1,750 $393,490,000 $224,851
    6-7% 491 $71,875,000 $146,385
    7-8% 136 $22,330,000 $164,191
    2.5-3% 26 $7,860,000 $302,308
    Over 8% 6 $1,450,000 $241,667

    During 2019, Fremont Bank's average interest rate for loans was 4.67%, while their most frequently originated rate bucket for loans was 3-4%, with 2,993 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,681 $779,455,000 $290,733 $1,740 4.50%
    $400k-600k 1,984 $961,300,000 $484,526 $2,952 4.26%
    $100k-200k 1,252 $177,200,000 $141,534 $968 5.18%
    $600k-1MM 1,141 $803,435,000 $704,150 $4,738 4.66%
    $100,000 or less 663 $39,135,000 $59,027 $1,735 6.04%
    $1MM+ 188 $266,490,000 $1,417,500 $6,093 4.33%

    2019 saw Fremont Bank place emphasis on $200k-400k loans with 2,681 originations, totaling $779,455,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 2,281 $947,715,000 $415,482 $3,212 4.74%
    $100k-150k 2,233 $794,785,000 $355,927 $2,647 4.59%
    $250k+ 1,153 $662,855,000 $574,896 $4,283 4.76%
    $75k-100k 1,149 $324,185,000 $282,145 $2,038 4.54%
    $50k-75k 801 $181,895,000 $227,085 $1,808 4.57%
    $50k or less 205 $33,995,000 $165,829 $1,008 4.56%

    Fremont Bank lent most frequently to those with incomes in the $150k-250k range, with 2,281 originations. The second most popular income band? $100k-150k, with 2,233 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,471 $546,365,000 $371,424 $2,252 4.38%
    30-36% 1,380 $551,770,000 $399,833 $2,676 4.50%
    49% 521 $165,095,000 $316,881 $3,268 5.10%
    <20% 436 $147,430,000 $338,142 $2,011 4.37%
    48% 341 $111,365,000 $326,584 $3,095 5.06%
    44% 336 $134,330,000 $399,792 $3,323 4.65%
    42% 330 $150,520,000 $456,121 $3,220 4.60%
    47% 314 $110,160,000 $350,828 $3,352 4.96%
    40% 295 $116,005,000 $393,237 $2,628 4.62%
    41% 284 $131,300,000 $462,324 $3,078 4.58%
    43% 279 $103,735,000 $371,810 $2,727 4.57%
    37% 275 $112,475,000 $409,000 $2,865 4.47%
    39% 270 $109,730,000 $406,407 $3,284 4.70%
    46% 266 $93,060,000 $349,850 $3,616 4.84%
    38% 265 $117,955,000 $445,113 $2,680 4.45%
    45% 260 $90,570,000 $348,346 $3,031 4.88%
    36% 255 $100,805,000 $395,314 $2,882 4.57%
    50-60% 247 $53,925,000 $218,320 $4,695 5.79%
    >60% 14 $4,170,000 $297,857 $2,371 5.39%

    Fremont Bank lent most frequently to those with DTI ratios of 20-30%, with 1,471 originations. The next most common DTI ratio? 30-36%, with 1,380 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,317 $1,395,425,000 $420,689 $3,610 4.53%
    Not provided 3,216 $1,062,500,000 $330,379 $1,846 4.85%
    Asian 1,156 $451,230,000 $390,337 $2,548 4.74%
    Not applicable 47 $56,975,000 $1,212,234 $0 4.49%
    Black 98 $36,560,000 $373,061 $3,445 4.52%
    Native Hawaiian or Islander 33 $10,125,000 $306,818 $1,234 4.80%
    American Indian 23 $7,375,000 $320,652 $2,106 4.63%
    Chinese 4 $2,310,000 $577,500 $1,083 4.18%
    Asian Indian 7 $1,495,000 $213,571 $511 5.34%
    Other Asian 3 $1,225,000 $408,333 $520 5.50%
    Vietnamese 1 $895,000 $895,000 $0 4.00%
    Other Pacific Islander 2 $580,000 $290,000 $395 4.69%
    1 $265,000 $265,000 $395 4.00%
    Filipino 1 $55,000 $55,000 $0 6.13%

    Approval Rates

    Total approvals of all applications
    91.71%

    Fremont Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    81.01%

    Fremont Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,909 $3,027,015,000 $382,730

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 57 $65,885,000 $1,155,877
    Single Family (1-4 Units):Manufactured 7 $2,485,000 $355,000
    Single Family (1-4 Units):Site-Built 7,845 $2,958,645,000 $377,138

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,579 $507,935,000 $321,681 $1,502 4.69%
    40-60% 1,790 $827,070,000 $462,050 $1,996 4.39%
    60-80% 2,218 $1,166,810,000 $526,064 $3,644 4.28%
    80-100% 582 $280,940,000 $482,715 $4,700 4.24%
    Under 20% 1,740 $244,260,000 $140,379 $1,024 5.70%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Fremont Bank 1480 East 14th Street San Leandro, CA 94577 Full Service B&M $628,350
    Fremont Bank 160 West Santa Clara St - Suite 100 San Jose, CA 95113 Full Service B&M $133,512
    Fremont Bank 1679 Industrial Parkway West Hayward, CA 94544 Full Service B&M $203,986
    Fremont Bank 1735 N. Broadway Walnut Creek, CA 94596 Full Service B&M $348,346
    Fremont Bank 1879 Holmes Street Livermore, CA 94550 Full Service B&M $141,956
    Fremont Bank 200 Sand Creek Road - Suite F Brentwood, CA 94513 Full Service B&M $38,672
    Fremont Bank 200 Townsend Street San Francisco, CA 94105 Full Service B&M $111,510
    Fremont Bank 210 Railroad Avenue Danville, CA 94526 Full Service B&M $245,870
    Fremont Bank 21001 San Ramon Valley Blvd,suite D3 San Ramon, CA 94583 Full Service B&M $51,985
    Fremont Bank 25151 Clawiter Rd Hayward, CA 94545 Full Service Cyber Office $21,357
    Fremont Bank 26356 Carmel Rancho Lane Carmel, CA 93923 Full Service B&M $51,605
    Fremont Bank 32000 Alvarado Boulevard Union City, CA 94587 Full Service B&M $145,019
    Fremont Bank 3549 Castro Valley Boulevard Castro Valley, CA 94546 Full Service B&M $72,048
    Fremont Bank 3866 Fallon Road Dublin, CA 94568 Full Service B&M $136,922
    Fremont Bank 39005 Fremont Hub, Suite 341 Fremont, CA 94538 Full Service B&M $10
    Fremont Bank 3909a Decoto Road Fremont, CA 94536 Full Service B&M $175,651
    Fremont Bank 39150 Fremont Boulevard Fremont, CA 94538 Full Service B&M $814,457
    Fremont Bank 40031 Mission Boulevard Fremont, CA 94539 Full Service B&M $103,912
    Fremont Bank 46635 Mission Boulevard Fremont, CA 94539 Full Service B&M $151,388
    Fremont Bank 5829 Jarvis Avenue, Suite C Newark, CA 94560 Full Service B&M $45,811
    Fremont Bank 6300 College Avenue, Suite 160 Oakland, CA 94618 Full Service B&M $33,039
    Fremont Bank 6654 Koll Center Parkway, Suite 345 Pleasanton, CA 94566 Full Service B&M $211,593

    For 2019, Fremont Bank had 22 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $177,322
    Net interest income $157,975
    Total noninterest income $48,832
    Gross Fiduciary activities income $2,059
    Service charges on deposit accounts $4,721
    Trading account gains and fees $0
    Additional Noninterest Income $42,052
    Pre-tax net operating income $52,233
    Securities gains (or losses, -) $529
    Income before extraordinary items $50,922
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $50,922
    Minority interest net income $0
    Net income $50,922
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $50,408

    Fremont Bank's gross interest income from loans was $177,322,000.
    Fremont Bank's net interest income from loans was $157,975,000.
    Fremont Bank's fee based income from loans was $4,721,000.
    Fremont Bank's net income from loans was $50,922,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $19,347
    Provision for credit losses $72
    Total noninterest expense $154,502
    Salaries and employee benefits $92,559
    Premises and equipment expense $15,623
    Additional noninterest expense $46,320
    Applicable income taxes $1,840
    Net charge-offs $-1,440
    Cash dividends $35,785

    Fremont Bank's interest expense for loans was $19,347,000.
    Fremont Bank's payroll and benefits expense were $92,559,000.
    Fremont Bank's property, plant and equipment expenses $15,623,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.4%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,989,786
    Deposits held in domestic offices $3,989,786
    Deposits by Individuals, partnerships, and corporations $3,881,909
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $107,841
    Deposits by Commercial banks and other depository institutions in U.S. $36
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $494,031
    Demand deposits $404,334
    Nontransaction accounts $3,495,755
    Money market deposit accounts (MMDAs) $1,115,309
    Other savings deposits (excluding MMDAs) $2,105,354
    Total time deposits $275,092
    Total time and savings deposits $3,585,452
    Noninterest-bearing deposits $1,760,463
    Interest-bearing deposits $2,229,323
    Retail deposits $3,867,713
    IRAs and Keogh plan accounts $16,684
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $4,377,727
    Cash & Balances due from depository institutions $296,172
    Interest-bearing balances $241,695
    Total securities $397,838
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,479,865
    Loan and leases loss allowance $47,428
    Trading account assets $0
    Bank premises and fixed assets $38,500
    Other real estate owned $0
    Goodwill and other intangibles $26,230
    All other assets $139,122

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $4,377,727
    Total Liabilities $4,037,700
    Total deposits $3,989,786
    Interest-bearing deposits $2,229,323
    Deposits held in domestic offices $3,989,786
    % insured (estimated) $44
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $47,914

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,479,865
    Loan and leases loss allowance $47,428
    Total loans and leases (domestic) $3,527,293
    All real estate loans $3,225,660
    Real estate loans in domestic offices $3,225,660
    Construction and development loans $50,703
    Residential 1-4 family construction $32,526
    Other construction, all land development and other land $18,177
    Loans secured by nonfarm nonresidential properties $949,329
    Nonfarm nonresidential secured by owner-occupied properties $323,895
    Commercial real estate & other non-farm, non-residential $625,434
    Multifamily residential real estate $196,577
    1-4 family residential loans $2,029,051
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $293,208
    To non-U.S. addressees $0
    Loans to individuals $3,309
    Credit card loans $587
    Related Plans $881
    Consumer Auto Loans $14
    Other loans to individuals $1,827
    All other loans & leases $5,116
    Loans to foreign governments and official institutions $0
    Other loans $5,116
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $64,298
    Loans secured by real estate to non-U.S. addressees $993
    Restructured Loans & leases $11,723
    Non 1-4 family restructured loans & leases $5,199
    Total loans and leases (foreign) $0

    Fremont Bank had $3,479,865,000 of loans outstanding in 2019. $3,225,660,000 of loans were in real estate loans. $50,703,000 of loans were in development loans. $196,577,000 of loans were in multifamily mortgage loans. $2,029,051,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $587,000 of loans were in credit card loans. $14,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 261 $122,932 $471,004
    Nonfarm, nonresidential loans - $100-250k 14 $2,382 $170,143
    Nonfarm, nonresidential loans - $250k-1MM 247 $120,550 $488,057
    Commercial & Industrial, US addressed loans - <$1MM 972 $133,615 $137,464
    Commercial & Industrial, US addressed loans - <$100k 442 $19,087 $43,183
    Commercial & Industrial, US addressed loans - $100-250k 209 $23,229 $111,144
    Commercial & Industrial, US addressed loans - $250k-1MM 321 $91,299 $284,421