Publix Employees Mortgage Rates, Fees & Info
Lakeland, FLLEI: 5493009KQ3D6Q5VM0B61
Tax ID: 59-0815534
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Publix Employees is a smaller mortgage company specializing in Refi and Cash Out Refi loans. Publix Employees has a high proportion of conventional loans. Their top markets by origination volume include: Lakeland, Miami, Tampa, Orlando, and Atlanta among others. We have data for 36 markets. (Some data included below & more in-depth data is available with an active subscription.)Publix Employees has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
347Origination Dollar Volume (All Markets)
$68,365,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 106 | $20,470,000 | $193,113 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 47 | $10,235,000 | $217,766 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 42 | $9,480,000 | $225,714 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 38 | $8,010,000 | $210,789 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 29 | $5,255,000 | $181,207 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $2,450,000 | $175,000 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 12 | $2,130,000 | $177,500 | $0 | 0.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $1,130,000 | $141,250 | $0 | 0.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $0 | 0.00% |
| Key West, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $0 | 0.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $0 | 0.00% |
| OCALA, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $0 | 0.00% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $0 | 0.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 0.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $405,000 | $405,000 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 0.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 0.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 0.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 0.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 0.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 347 | $68,365,000 | $197,017 | $0 | 0.00% |
For 2020, Publix Employees's most frequently originated type of loan was Conventional, with 347 originations.
Loan Reason
For 2020, Publix Employees's most frequently cited loan purpose was Refi, with 147 originations. The 2nd most popular reason was Cash Out Refi, with 118 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 347 | $68,365,000 | $197,017 | $0 | 0.00% |
For 2020, Publix Employees's most frequently cited loan duration was Other, with 347 originations.
Loan Sizing
2020 saw Publix Employees place emphasis on $100k-200k loans with 160 originations, totaling $24,870,000 in origination value.
Applicant Income
Publix Employees lent most frequently to those with incomes in the $100k-150k range, with 91 originations. The second most popular income band? $50k-75k, with 79 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 347 | $68,365,000 | $197,017 | $0 | 0.00% |
Publix Employees lent most frequently to those with DTI ratios of Exempt%, with 347 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.67%
Publix Employees has a below average approval rate.
Pick Rate
Approvals leading to origination74.93%
Publix Employees has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 347 | $68,365,000 | $197,017 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 347 | $68,365,000 | $197,017 |
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Peoples Home Equity, Inc. | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| Peoples Home Equity, Inc. | VA mortgage | Trouble during payment process | 1 | 50.0% |