Publix Employees Mortgage Rates, Fees & Info
Lakeland, FLLEI: 5493009KQ3D6Q5VM0B61
Tax ID: 59-0815534
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Publix Employees is a smaller mortgage company specializing in Home Improvement and Home Purchase loans. Publix Employees has a high proportion of conventional loans. Their top markets by origination volume include: Lakeland, Miami, Tampa, Orlando, and Jacksonville among others. We have data for 48 markets. (Some data included below & more in-depth data is available with an active subscription.)Publix Employees has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
303Origination Dollar Volume (All Markets)
$59,155,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 85 | $15,835,000 | $186,294 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 36 | $7,660,000 | $212,778 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 27 | $6,325,000 | $234,259 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 22 | $4,370,000 | $198,636 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 19 | $3,345,000 | $176,053 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 17 | $2,425,000 | $142,647 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 12 | $2,040,000 | $170,000 | $0 | 0.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $0 | 0.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $0 | 0.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $1,140,000 | $142,500 | $0 | 0.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $0 | 0.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $0 | 0.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 0.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $510,000 | $255,000 | $0 | 0.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 0.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $0 | 0.00% |
| OCALA, FL (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 0.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 0.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 0.00% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 0.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 0.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 0.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 0.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| Newport, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| DALTON, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 303 | $59,155,000 | $195,231 | $0 | 0.00% |
For 2022, Publix Employees's most frequently originated type of loan was Conventional, with 303 originations.
Loan Reason
For 2022, Publix Employees's most frequently cited loan purpose was Home Improvement, with 133 originations. The 2nd most popular reason was Home Purchase, with 85 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 303 | $59,155,000 | $195,231 | $0 | 0.00% |
For 2022, Publix Employees's most frequently cited loan duration was Other, with 303 originations.
Loan Sizing
2022 saw Publix Employees place emphasis on $100,000 or less loans with 105 originations, totaling $6,345,000 in origination value.
Applicant Income
Publix Employees lent most frequently to those with incomes in the $100k-150k range, with 88 originations. The second most popular income band? $50k-75k, with 68 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 303 | $59,155,000 | $195,231 | $0 | 0.00% |
Publix Employees lent most frequently to those with DTI ratios of Exempt%, with 303 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.23%
Publix Employees has an average approval rate.
Pick Rate
Approvals leading to origination47.85%
Publix Employees has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 303 | $59,155,000 | $195,231 |