Jlb Corporation Mortgage Rates, Fees & Info

Clayton, MO

LEI: 549300DX0B304LAKUN93

Tax ID: 43-1901144

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Jlb Corporation is a small mortgage company specializing in Cash Out Refi and Refi loans. Jlb Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: St. Louis, Kansas City, Pittsburgh, Indianapolis, and Portland among others. We have data for 133 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Jlb Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Jlb Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.97% 12/3/24
    30 Year Conventional Refi 6.81% 12/3/24
    30 Year Cash-out Refi 7.04% 12/3/24
    30 Year FHA Purchase 7.39% 12/3/24
    30 Year FHA Refi 7.14% 12/3/24
    30 Year VA Purchase 6.27% 12/3/24
    30 Year VA Refi 6.27% 12/3/24
    30 Year USDA Purchase 6.27% 12/3/24
    15 Year Conventional Purchase 6.54% 12/3/24
    15 Year Conventional Refi 6.37% 12/3/24
    15 Year Cash-out Refi 6.37% 12/3/24
    15 Year FHA Refi 6.70% 12/3/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Jlb Corporation Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Jlb Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    7,886

    Origination Dollar Volume (All Markets)

    $1,505,450,000
    Show all (9) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ST. LOUIS, MO-IL (FHA|USDA|VA) 3,114 $571,450,000 $183,510 $4,205 2.97%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1,387 $262,105,000 $188,973 $4,605 3.02%
    PITTSBURGH, PA (FHA|USDA|VA) 1,403 $251,015,000 $178,913 $5,376 3.01%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 472 $80,870,000 $171,335 $4,727 3.06%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 247 $74,485,000 $301,559 $6,103 2.99%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 229 $71,585,000 $312,598 $5,773 3.04%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 208 $45,880,000 $220,577 $5,276 3.10%
    Outside of Metro Areas 121 $19,295,000 $159,463 $4,556 3.03%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 102 $16,620,000 $162,941 $4,951 3.07%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 46 $9,360,000 $203,478 $4,516 2.92%
    SALEM, OR (FHA|USDA|VA) 36 $8,740,000 $242,778 $5,803 2.95%
    GREELEY, CO (FHA|USDA|VA) 26 $7,500,000 $288,462 $5,949 3.00%
    New Castle, PA (FHA|USDA|VA) 31 $4,315,000 $139,194 $5,168 3.12%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 20 $3,800,000 $190,000 $5,410 2.98%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 20 $3,490,000 $174,500 $5,126 2.93%
    Farmington, MO (FHA|USDA|VA) 21 $3,455,000 $164,524 $4,302 3.02%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 12 $3,160,000 $263,333 $5,265 3.02%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 19 $3,015,000 $158,684 $4,764 3.07%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 15 $2,585,000 $172,333 $4,842 2.92%
    FORT COLLINS, CO (FHA|USDA|VA) 9 $2,405,000 $267,222 $5,972 3.01%
    LAWRENCE, KS (FHA|USDA|VA) 12 $2,050,000 $170,833 $4,408 2.99%
    SPRINGFIELD, MO (FHA|USDA|VA) 13 $1,825,000 $140,385 $4,293 3.03%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 11 $1,785,000 $162,273 $5,693 3.08%
    BOULDER, CO (FHA|USDA|VA) 6 $1,770,000 $295,000 $4,728 3.17%
    COLUMBUS, OH (FHA|USDA|VA) 9 $1,695,000 $188,333 $5,842 3.17%
    AKRON, OH (FHA|USDA|VA) 9 $1,545,000 $171,667 $5,735 2.89%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 7 $1,485,000 $212,143 $5,057 2.73%
    Warrensburg, MO (FHA|USDA|VA) 8 $1,410,000 $176,250 $4,449 3.09%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 9 $1,385,000 $153,889 $4,770 3.15%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $1,205,000 $241,000 $5,978 3.25%
    TOPEKA, KS (FHA|USDA|VA) 9 $1,155,000 $128,333 $4,006 2.96%
    MUNCIE, IN (FHA|USDA|VA) 8 $1,150,000 $143,750 $4,520 3.20%
    KNOXVILLE, TN (FHA|USDA|VA) 8 $1,140,000 $142,500 $4,637 3.14%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $1,130,000 $188,333 $5,416 3.00%
    Indiana, PA (FHA|USDA|VA) 8 $1,130,000 $141,250 $4,592 2.88%
    TULSA, OK (FHA|USDA|VA) 6 $1,110,000 $185,000 $7,004 3.13%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,150 3.13%
    Ottawa, KS (FHA|USDA|VA) 6 $1,090,000 $181,667 $5,208 2.96%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 7 $1,085,000 $155,000 $4,759 2.88%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3 $1,075,000 $358,333 $10,489 2.46%
    New Castle, IN (FHA|USDA|VA) 9 $1,055,000 $117,222 $4,136 3.13%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $1,020,000 $255,000 $5,341 2.53%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 6 $1,010,000 $168,333 $4,704 2.81%
    Shelbyville, TN (FHA|USDA|VA) 6 $970,000 $161,667 $4,234 3.25%
    BLOOMINGTON, IN (FHA|USDA|VA) 5 $925,000 $185,000 $5,899 3.03%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $890,000 $148,333 $4,352 2.98%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $865,000 $173,000 $4,680 3.03%
    COLUMBIA, MO (FHA|USDA|VA) 5 $815,000 $163,000 $3,110 2.85%
    Fort Morgan, CO (FHA|USDA|VA) 3 $755,000 $251,667 $5,753 3.04%
    PUEBLO, CO (FHA|USDA|VA) 4 $750,000 $187,500 $5,377 3.22%
    Lewisburg, TN (FHA|USDA|VA) 5 $745,000 $149,000 $4,612 3.15%
    Prineville, OR (FHA|USDA|VA) 2 $700,000 $350,000 $5,397 3.56%
    GRAND JUNCTION, CO (FHA|USDA|VA) 3 $665,000 $221,667 $6,546 3.25%
    Oil City, PA (FHA|USDA|VA) 3 $635,000 $211,667 $5,588 3.00%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $625,000 $208,333 $4,195 3.21%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 5 $615,000 $123,000 $4,557 3.33%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $610,000 $305,000 $5,199 3.00%
    KOKOMO, IN (FHA|USDA|VA) 5 $605,000 $121,000 $5,178 2.83%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $605,000 $201,667 $5,481 3.58%
    TOLEDO, OH (FHA|USDA|VA) 3 $585,000 $195,000 $6,814 3.04%
    OCALA, FL (FHA|USDA|VA) 3 $545,000 $181,667 $4,610 2.79%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $540,000 $270,000 $4,960 3.00%
    BEND, OR (FHA|USDA|VA) 2 $520,000 $260,000 $4,606 3.50%
    FORT WAYNE, IN (FHA|USDA|VA) 4 $490,000 $122,500 $3,758 3.44%
    Montrose, CO (FHA|USDA|VA) 2 $480,000 $240,000 $4,704 3.25%
    Centralia, WA (FHA|USDA|VA) 1 $475,000 $475,000 $10,978 3.25%
    Meadville, PA (FHA|USDA|VA) 5 $475,000 $95,000 $4,191 3.10%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $470,000 $235,000 $5,175 3.31%
    READING, PA (FHA|USDA|VA) 1 $465,000 $465,000 $6,173 3.00%
    MANHATTAN, KS (FHA|USDA|VA) 2 $440,000 $220,000 $4,285 2.63%
    Sedalia, MO (FHA|USDA|VA) 2 $420,000 $210,000 $3,607 2.69%
    Salem, OH (FHA|USDA|VA) 2 $410,000 $205,000 $3,799 2.88%
    Somerset, PA (FHA|USDA|VA) 2 $390,000 $195,000 $5,008 2.81%
    WICHITA, KS (FHA|USDA|VA) 3 $385,000 $128,333 $4,965 2.83%
    Greensburg, IN (FHA|USDA|VA) 2 $370,000 $185,000 $6,382 3.19%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $355,000 $355,000 $4,190 2.88%
    JOHNSON CITY, TN (FHA|USDA|VA) 2 $340,000 $170,000 $4,985 3.00%
    McMinnville, TN (FHA|USDA|VA) 2 $330,000 $165,000 $7,575 2.75%
    TERRE HAUTE, IN (FHA|USDA|VA) 2 $330,000 $165,000 $3,900 3.13%
    Lebanon, MO (FHA|USDA|VA) 1 $305,000 $305,000 $5,298 4.00%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $305,000 $305,000 $4,904 3.25%
    Alexandria, MN (FHA|USDA|VA) 1 $285,000 $285,000 $4,404 3.38%
    Marion, IN (FHA|USDA|VA) 3 $275,000 $91,667 $4,114 2.96%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $270,000 $135,000 $5,621 3.25%
    GREEN BAY, WI (FHA|USDA|VA) 2 $270,000 $135,000 $3,522 3.06%
    Marshall, MO (FHA|USDA|VA) 2 $260,000 $130,000 $5,712 2.88%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $255,000 $255,000 $4,910 2.50%
    Greeneville, TN (FHA|USDA|VA) 1 $255,000 $255,000 $8,260 2.50%
    JACKSON, TN (FHA|USDA|VA) 2 $250,000 $125,000 $4,988 3.00%
    Centralia, IL (FHA|USDA|VA) 2 $240,000 $120,000 $5,420 2.75%
    Astoria, OR (FHA|USDA|VA) 1 $235,000 $235,000 $5,877 3.00%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $235,000 $235,000 $5,393 2.63%
    Rolla, MO (FHA|USDA|VA) 1 $235,000 $235,000 $8,106 2.25%
    GRANTS PASS, OR (FHA|USDA|VA) 1 $235,000 $235,000 $7,666 3.50%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $225,000 $225,000 $3,301 3.88%
    RACINE, WI (FHA|USDA|VA) 2 $220,000 $110,000 $3,942 2.69%
    Ashtabula, OH (FHA|USDA|VA) 2 $210,000 $105,000 $3,943 2.88%
    SPRINGFIELD, OH (FHA|USDA|VA) 1 $205,000 $205,000 $7,231 2.88%
    JOPLIN, MO (FHA|USDA|VA) 1 $205,000 $205,000 $7,162 2.75%
    Hannibal, MO (FHA|USDA|VA) 2 $200,000 $100,000 $3,675 2.56%
    Atchison, KS (FHA|USDA|VA) 2 $200,000 $100,000 $3,403 3.25%
    Seymour, IN (FHA|USDA|VA) 1 $185,000 $185,000 $5,121 2.50%
    Sevierville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $3,946 3.88%
    Coos Bay, OR (FHA|USDA|VA) 1 $185,000 $185,000 $6,187 2.88%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,947 2.88%
    Burlington, IA-IL (FHA|USDA|VA) 1 $165,000 $165,000 $7,934 2.63%
    LONGVIEW, WA (FHA|USDA|VA) 1 $165,000 $165,000 $7,003 3.00%
    Zanesville, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,576 2.75%
    Celina, OH (FHA|USDA|VA) 1 $155,000 $155,000 $4,526 3.50%
    Kennett, MO (FHA|USDA|VA) 1 $155,000 $155,000 $3,821 3.63%
    Sandusky, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,970 3.25%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,594 3.88%
    DuBois, PA (FHA|USDA|VA) 1 $135,000 $135,000 $6,558 2.75%
    Logansport, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,959 3.50%
    Whitewater, WI (FHA|USDA|VA) 1 $125,000 $125,000 $4,080 3.38%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,876 2.63%
    Sterling, CO (FHA|USDA|VA) 1 $125,000 $125,000 $4,943 3.38%
    Dayton, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,575 3.38%
    Jasper, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,022 3.25%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $115,000 $115,000 $5,112 3.25%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $115,000 $115,000 $5,041 3.38%
    St. Marys, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,560 3.63%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $105,000 $105,000 $3,821 2.38%
    Frankfort, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,884 2.88%
    Branson, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,782 3.25%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,953 3.50%
    Crawfordsville, IN (FHA|USDA|VA) 1 $85,000 $85,000 $4,908 3.00%
    North Vernon, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,408 3.25%
    COLUMBUS, IN (FHA|USDA|VA) 1 $75,000 $75,000 $4,175 2.88%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $75,000 $75,000 $4,026 3.38%
    LOUISVILLE, KY (FHA|USDA|VA) 1 $65,000 $65,000 $4,419 2.50%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $55,000 $55,000 $4,192 3.25%
    Paris, TN (FHA|USDA|VA) 1 $45,000 $45,000 $3,251 2.63%
    Jlb Corporation's top markets include St. Louis, Kansas City, Pittsburgh, Indianapolis, and Portland among others.

    Their top states include:
  • Missouri (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against JLB CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,783 $1,297,775,000 $191,328 $4,322 3.04%
    FHA 1,103 $207,675,000 $188,282 $7,221 2.79%

    For 2021, Jlb Corporation's most frequently originated type of loan was Conventional, with 6,783 originations. Their 2nd most popular type was FHA, with 1,103 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 4,204 $793,660,000 $188,787 $4,968 3.11%
    Refi 3,129 $590,045,000 $188,573 $4,368 2.85%
    Home Purchase 553 $121,745,000 $220,154 $4,928 3.11%

    For 2021, Jlb Corporation's most frequently cited loan purpose was Cash Out Refi, with 4,204 originations. The 2nd most popular reason was Refi, with 3,129 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,428 $1,087,200,000 $200,295 $4,918 3.13%
    15 Year 1,928 $312,540,000 $162,106 $4,252 2.64%
    20 Year 351 $69,585,000 $198,248 $4,552 3.02%
    Other 136 $29,940,000 $220,147 $4,521 3.05%
    10 Year 43 $6,185,000 $143,837 $4,038 2.58%

    For 2021, Jlb Corporation's most frequently cited loan duration was 30 Year, with 5,428 originations. The 2nd most popular length was 15 Year, with 1,928 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $2k-3k 5,260 $920,250,000 $174,952
    $3k-4k 1,249 $247,805,000 $198,403
    $1k-2k 548 $110,750,000 $202,099
    $4k-5k 420 $102,840,000 $244,857
    $5k+ 297 $96,025,000 $323,316
    $<1k 112 $27,780,000 $248,036

    Jlb Corporation's average total fees were $4,918, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 5,260 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 3,438 $642,400,000 $186,853
    3-4% 3,192 $638,840,000 $200,138
    <2.5% 1,142 $202,890,000 $177,662
    4-5% 114 $21,320,000 $187,018

    During 2021, Jlb Corporation's average interest rate for loans was 3.13%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,438 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 4,083 $603,145,000 $147,721 $4,415 2.98%
    $200k-400k 2,594 $695,110,000 $267,968 $5,369 3.04%
    $100,000 or less 934 $75,380,000 $80,707 $3,896 2.98%
    $400k-600k 270 $128,690,000 $476,630 $6,138 3.09%
    $600k-1MM 5 $3,125,000 $625,000 $5,825 3.30%

    2021 saw Jlb Corporation place emphasis on $100k-200k loans with 4,083 originations, totaling $603,145,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,264 $374,260,000 $165,309 $4,633 3.02%
    $100k-150k 1,751 $404,015,000 $230,734 $4,897 2.99%
    $50k or less 1,560 $199,190,000 $127,686 $4,448 3.01%
    $75k-100k 1,520 $293,270,000 $192,941 $4,778 3.00%
    $150k-250k 697 $200,425,000 $287,554 $5,080 2.98%
    $250k+ 89 $33,395,000 $375,225 $5,014 2.90%

    Jlb Corporation lent most frequently to those with incomes in the $50k-75k range, with 2,264 originations. The second most popular income band? $100k-150k, with 1,751 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,915 $352,495,000 $184,070 $4,369 2.96%
    30-36% 1,557 $302,135,000 $194,049 $4,612 3.02%
    <20% 690 $115,850,000 $167,899 $4,109 2.88%
    44% 351 $71,505,000 $203,718 $4,986 3.17%
    41% 325 $65,435,000 $201,338 $4,906 3.09%
    43% 318 $61,920,000 $194,717 $4,840 3.11%
    40% 317 $62,355,000 $196,703 $4,830 3.02%
    50-60% 291 $52,835,000 $181,564 $7,014 2.77%
    39% 284 $56,100,000 $197,535 $4,904 3.11%
    38% 281 $54,675,000 $194,573 $4,683 3.12%
    42% 277 $59,195,000 $213,700 $5,152 3.09%
    36% 270 $52,880,000 $195,852 $4,783 3.02%
    37% 270 $50,150,000 $185,741 $4,735 3.03%
    49% 185 $37,465,000 $202,514 $5,256 3.00%
    45% 149 $29,935,000 $200,906 $5,056 3.03%
    47% 140 $27,080,000 $193,429 $5,004 2.99%
    46% 139 $28,515,000 $205,144 $5,030 2.98%
    48% 126 $24,540,000 $194,762 $4,777 2.99%
    >60% 1 $385,000 $385,000 $8,425 3.00%

    Jlb Corporation lent most frequently to those with DTI ratios of 20-30%, with 1,915 originations. The next most common DTI ratio? 30-36%, with 1,557 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,838 $1,308,260,000 $191,322 $4,723 3.00%
    Not provided 700 $137,470,000 $196,386 $4,750 3.00%
    Black 275 $44,415,000 $161,509 $4,697 3.02%
    Asian 52 $10,510,000 $202,115 $4,833 2.91%
    American Indian 16 $3,760,000 $235,000 $5,456 2.98%
    Native Hawaiian or Islander 5 $1,035,000 $207,000 $6,057 3.05%

    Approval Rates

    Total approvals of all applications
    98.77%

    Jlb Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    72.10%

    Jlb Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,886 $1,505,450,000 $190,902

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    7,886 $1,505,450,000 $190,902

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 296 $36,680,000 $123,919 $4,015 2.79%
    40-60% 1,381 $222,785,000 $161,322 $4,161 2.87%
    60-80% 4,617 $910,825,000 $197,276 $4,652 3.07%
    80-100% 1,583 $334,405,000 $211,248 $5,578 2.98%
    Under 20% 9 $755,000 $83,889 $3,994 2.74%