American Momentum Bank Mortgage Rates, Fees & Info

College Station, TX

LEI: 549300IJB00VM6H8PP97

Tax ID: 16-1764661

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    American Momentum Bank is a smaller bank specializing in Home Purchase and Cash Out Refi loans. American Momentum Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Orlando, Tampa, Houston, College Station, and Dallas among others. We have data for 33 markets. (Some data included below & more in-depth data is available with an active subscription.)

    American Momentum Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Momentum Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.50% 12/16/24
    30 Year Conventional Refi 6.55% 12/16/24
    30 Year Cash-out Refi 6.42% 12/16/24
    30 Year FHA Purchase 7.69% 12/16/24
    30 Year VA Purchase 5.99% 12/16/24
    15 Year Conventional Purchase 6.09% 12/16/24
    15 Year Conventional Refi 5.73% 12/16/24
    15 Year Cash-out Refi 5.73% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    American Momentum Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from American Momentum Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    632

    Origination Dollar Volume (All Markets)

    $412,460,000

    Employee count

    346 Show all (6) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 66 $96,950,000 $1,468,939 $8,258 3.08%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 203 $74,365,000 $366,330 $5,427 3.05%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 15 $60,745,000 $4,049,667 $5,102 2.95%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 181 $60,275,000 $333,011 $4,758 3.00%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 10 $27,790,000 $2,779,000 $4,610 3.16%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 46 $23,690,000 $515,000 $6,393 2.99%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 15 $21,715,000 $1,447,667 $8,686 2.99%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $19,330,000 $9,665,000 $4,612 2.94%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 13 $5,725,000 $440,385 $5,598 2.86%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 16 $3,930,000 $245,625 $4,803 3.04%
    Outside of Metro Areas 17 $3,195,000 $187,941 $3,846 3.73%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $1,790,000 $895,000 $9,277 3.00%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 6 $1,750,000 $291,667 $5,650 3.40%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,185,000 $237,000 $4,185 3.05%
    AMARILLO, TX (FHA|USDA|VA) 5 $1,165,000 $233,000 $3,975 2.78%
    LUBBOCK, TX (FHA|USDA|VA) 2 $1,140,000 $570,000 $9,103 4.06%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $975,000 $325,000 $4,889 2.92%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $935,000 $311,667 $4,700 3.08%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $755,000 $755,000 $10,192 2.50%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $670,000 $335,000 $3,030 3.75%
    MIDLAND, TX (FHA|USDA|VA) 3 $655,000 $218,333 $3,331 3.92%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $530,000 $265,000 $6,210 3.00%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $515,000 $515,000 $5,775 2.13%
    WACO, TX (FHA|USDA|VA) 1 $475,000 $475,000 $5,842 2.88%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $375,000 $375,000 $4,030 2.88%
    Andrews, TX (FHA|USDA|VA) 3 $355,000 $118,333 $4,272 4.79%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $295,000 $295,000 $4,218 2.63%
    ODESSA, TX (FHA|USDA|VA) 2 $250,000 $125,000 $5,678 3.00%
    Pampa, TX (FHA|USDA|VA) 1 $245,000 $245,000 $4,078 3.13%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $225,000 $225,000 $6,787 3.00%
    Stephenville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,002 2.50%
    TYLER, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,520 2.00%
    Huntsville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.88%
    American Momentum Bank's top markets include Orlando, Tampa, Houston, College Station, and Dallas among others.

    Their top states include:
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against American Momentum Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    AMOCO
    Similarity Rank: 405
    WESTSTAR MORTGAGE CORPORATION
    Similarity Rank: 560
    U S WIDE FINANCIAL LLC
    Similarity Rank: 588
    AAXY L.L.C.
    Similarity Rank: 648
    CAPITAL PLUS FINANCIAL, LLC
    Similarity Rank: 1104
    LAUNCH FEDERAL CREDIT UNION
    Similarity Rank: 1272
    SCHLUMBERGER EMPLOYEES CREDIT UNION
    Similarity Rank: 1320
    Credence Funding Corporation
    Similarity Rank: 1616
    Citizens First Bank
    Similarity Rank: 1696
    NEAL COMMUNITIES FUNDING, LLC
    Similarity Rank: 1744

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 624 $410,170,000 $657,324 $5,628 3.05%
    FHA 4 $930,000 $232,500 $8,529 3.72%
    VA 4 $1,360,000 $340,000 $5,956 2.63%

    For 2021, American Momentum Bank's most frequently originated type of loan was Conventional, with 624 originations. Their 2nd most popular type was FHA, with 4 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 431 $254,085,000 $589,524 $6,555 3.08%
    Refi 127 $46,485,000 $366,024 $3,674 2.86%
    Cash Out Refi 53 $107,395,000 $2,026,321 $4,791 3.04%
    Other 17 $4,195,000 $246,765 $3,103 3.59%
    Home Improvement 4 $300,000 $75,000 $359 4.29%

    For 2021, American Momentum Bank's most frequently cited loan purpose was Home Purchase, with 431 originations. The 2nd most popular reason was Refi, with 127 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 462 $160,050,000 $346,429 $4,926 3.08%
    30+ year 89 $90,735,000 $1,019,494 $10,340 2.97%
    15 Year 46 $11,370,000 $247,174 $3,559 2.38%
    10 Year 14 $2,950,000 $210,714 $1,209 4.17%
    20 Year 8 $2,470,000 $308,750 $4,682 2.83%
    5 Year 7 $53,225,000 $7,603,571 $329 3.71%
    3 Year 3 $44,145,000 $14,715,000 $0 4.58%
    Other 3 $47,515,000 $15,838,333 $0 4.13%

    For 2021, American Momentum Bank's most frequently cited loan duration was 30 Year, with 462 originations. The 2nd most popular length was 30+ year, with 89 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 427 $212,485,000 $497,623
    $<1k 60 $11,470,000 $191,167
    $2k-3k 14 $7,550,000 $539,286
    $5k+ 10 $9,440,000 $944,000
    $3k-4k 6 $3,090,000 $515,000
    $4k-5k 5 $2,195,000 $439,000

    American Momentum Bank's average total fees were $4,926, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 427 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 278 $152,980,000 $550,288
    3-4% 213 $218,715,000 $1,026,831
    <2.5% 107 $36,025,000 $336,682
    4-5% 28 $4,140,000 $147,857
    5-6% 5 $475,000 $95,000
    6-7% 1 $125,000 $125,000

    During 2021, American Momentum Bank's average interest rate for loans was 3.08%, while their most frequently originated rate bucket for loans was 2.5-3%, with 278 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 230 $66,190,000 $287,783 $4,431 2.99%
    $100k-200k 130 $19,470,000 $149,769 $2,985 3.16%
    $400k-600k 122 $60,390,000 $495,000 $6,130 2.91%
    $600k-1MM 69 $53,405,000 $773,986 $9,428 2.98%
    $1MM+ 41 $210,195,000 $5,126,707 $13,119 2.96%
    $100,000 or less 40 $2,810,000 $70,250 $1,234 3.76%

    2021 saw American Momentum Bank place emphasis on $200k-400k loans with 230 originations, totaling $66,190,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 208 $147,920,000 $711,154 $7,629 3.04%
    $150k-250k 157 $55,645,000 $354,427 $5,113 3.13%
    $100k-150k 108 $31,920,000 $295,556 $4,834 2.98%
    $50k-75k 65 $12,925,000 $198,846 $3,879 2.96%
    $75k-100k 53 $13,035,000 $245,943 $4,412 3.00%
    $50k or less 23 $3,755,000 $163,261 $3,223 2.96%

    American Momentum Bank lent most frequently to those with incomes in the $250k+ range, with 208 originations. The second most popular income band? $150k-250k, with 157 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 156 $64,740,000 $415,000 $5,650 3.00%
    30-36% 117 $42,985,000 $367,393 $5,242 3.15%
    <20% 81 $41,635,000 $514,012 $5,684 2.79%
    42% 33 $18,205,000 $551,667 $6,757 3.08%
    39% 24 $10,900,000 $454,167 $5,678 3.11%
    37% 22 $11,000,000 $500,000 $5,541 3.14%
    38% 21 $9,675,000 $460,714 $6,104 3.05%
    45% 21 $6,195,000 $295,000 $4,295 3.10%
    41% 19 $8,575,000 $451,316 $6,772 2.82%
    36% 19 $16,895,000 $889,211 $8,042 2.97%
    44% 18 $4,770,000 $265,000 $3,566 3.40%
    43% 16 $4,920,000 $307,500 $4,708 2.99%
    40% 16 $7,520,000 $470,000 $6,136 3.14%
    48% 16 $5,500,000 $343,750 $5,149 2.83%
    49% 12 $3,410,000 $284,167 $5,339 3.05%
    47% 11 $3,535,000 $321,364 $5,488 2.77%
    46% 7 $3,765,000 $537,857 $6,798 2.98%
    50-60% 3 $695,000 $231,667 $4,367 2.88%
    >60% 2 $660,000 $330,000 $7,679 2.94%

    American Momentum Bank lent most frequently to those with DTI ratios of 20-30%, with 156 originations. The next most common DTI ratio? 30-36%, with 117 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 417 $183,795,000 $440,755 $5,633 3.03%
    Not applicable 13 $146,185,000 $11,245,000 $0 3.99%
    Not provided 147 $61,165,000 $416,088 $5,584 3.03%
    Asian 28 $11,910,000 $425,357 $6,886 2.97%
    Black 22 $7,790,000 $354,091 $5,079 3.18%
    Asian Indian 3 $1,275,000 $425,000 $6,245 2.88%
    American Indian 1 $195,000 $195,000 $3,904 2.75%
    Filipino 1 $145,000 $145,000 $0 3.38%

    Approval Rates

    Total approvals of all applications
    89.29%

    American Momentum Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    72.78%

    American Momentum Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 632 $412,460,000 $652,627

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    632 $412,460,000 $652,627

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 31 $8,495,000 $274,032 $3,754 2.93%
    40-60% 70 $74,200,000 $1,060,000 $5,431 2.81%
    60-80% 274 $218,270,000 $796,606 $5,791 3.09%
    80-100% 231 $108,795,000 $470,974 $6,402 2.99%
    Under 20% 26 $2,700,000 $103,846 $761 4.13%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    AMERICAN BANCSHARES MORTGAGE, LLC Conventional home mortgage Closing on a mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    American Momentum Bank 100 East Hondo Street Devine, TX 78016 Full Service B&M $66,903
    American Momentum Bank 1001 Burleson Mc Camey, TX 79752 Full Service B&M $43,689
    American Momentum Bank 1001 South Fort Harrison Avenue, Suite 100 Clearwater, FL 33756 Full Service B&M $26,359
    American Momentum Bank 1119 E. Villa Maria Road Bryan, TX 77802 Full Service B&M $22,014
    American Momentum Bank 15150 North Florida Avenue Tampa, FL 33613 Full Service B&M $37,699
    American Momentum Bank 200 South Main Street Andrews, TX 79714 Full Service B&M $92,648
    American Momentum Bank 211 South Gaston Crane, TX 79731 Full Service B&M $39,125
    American Momentum Bank 2525 North Grandview Odessa, TX 79761 Full Service B&M $80,018
    American Momentum Bank 2526 N. Loop 1604 W. San Antonio, TX 78248 Full Service B&M $87,768
    American Momentum Bank 2752 North County Road West Odessa, TX 79764 Full Service B&M $52,262
    American Momentum Bank 307 South Main Street Monahans, TX 79756 Full Service B&M $83,624
    American Momentum Bank 3155 Daniels Road, 3155 Winter Garden, FL 34787 Full Service B&M $10,902
    American Momentum Bank 3939 Mcintosh Road Sarasota, FL 34233 Full Service B&M $33,322
    American Momentum Bank 4030 Highway 6 South College Station, TX 77845 Full Service B&M $45,217
    American Momentum Bank 4040 E. 42nd St Odessa, TX 79762 Full Service B&M $27,285
    American Momentum Bank 405 W. 2nd Street Big Lake, TX 76932 Full Service B&M $76,692
    American Momentum Bank 4100 Billy Hext Road Odessa, TX 79762 Full Service B&M $200,528
    American Momentum Bank 4830 W Kennedy Blvd Tampa, FL 33609 Full Service B&M $174,973
    American Momentum Bank 500 South Washington Boulevard Sarasota, FL 34236 Full Service B&M $29,479
    American Momentum Bank 505 North Main Street Seminole, TX 79360 Full Service B&M $29,167
    American Momentum Bank 5201 Bahia Vista Sarasota, FL 34232 Limited, Mobile/Seasonal Office $6,555
    American Momentum Bank 5237 Summerlin Commons Blvd Fort Myers, FL 33907 Limited, Administrative $0
    American Momentum Bank 5312 West Wadley Avenue Midland, TX 79707 Full Service B&M $125,645
    American Momentum Bank 5540 Fruitville Road Sarasota, FL 34232 Full Service B&M $38,663
    American Momentum Bank 5858 Central Avenue Saint Petersburg, FL 33707 Full Service B&M $20,009
    American Momentum Bank 600 N Marienfeld Street, Suite 200 Midland, TX 79701 Full Service B&M $227,155
    American Momentum Bank 600 N. Marienfeld, 1st Floor Midland, TX 79701 Full Service Cyber Office $0
    American Momentum Bank 6533 82nd Street Lubbock, TX 79423 Full Service B&M $31,937
    American Momentum Bank 8625 Tamiami Trail North Naples, FL 34108 Full Service B&M $175,438
    American Momentum Bank One Momentum Boulevard College Station, TX 77845 Full Service B&M $357,162

    For 2021, American Momentum Bank had 30 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $92,099
    Net interest income $89,770
    Total noninterest income $15,987
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $5,463
    Trading account gains and fees $0
    Additional Noninterest Income $10,524
    Pre-tax net operating income $41,936
    Securities gains (or losses, -) $-399
    Income before extraordinary items $31,864
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $31,864
    Minority interest net income $0
    Net income $31,864
    Sale, conversion, retirement of capital stock, net $-56
    Net operating income $32,179

    American Momentum Bank's gross interest income from loans was $92,099,000.
    American Momentum Bank's net interest income from loans was $89,770,000.
    American Momentum Bank's fee based income from loans was $5,463,000.
    American Momentum Bank's net income from loans was $31,864,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,329
    Provision for credit losses $-551
    Total noninterest expense $64,372
    Salaries and employee benefits $35,704
    Premises and equipment expense $9,034
    Additional noninterest expense $19,634
    Applicable income taxes $9,673
    Net charge-offs $-90
    Cash dividends $446

    American Momentum Bank's interest expense for loans was $2,329,000.
    American Momentum Bank's payroll and benefits expense were $35,704,000.
    American Momentum Bank's property, plant and equipment expenses $9,034,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 2.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $2,342,341
    Deposits held in domestic offices $2,342,341
    Deposits by Individuals, partnerships, and corporations $2,280,859
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $61,251
    Deposits by Commercial banks and other depository institutions in U.S. $231
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,284,053
    Demand deposits $1,070,656
    Nontransaction accounts $1,058,288
    Money market deposit accounts (MMDAs) $728,954
    Other savings deposits (excluding MMDAs) $150,433
    Total time deposits $178,901
    Total time and savings deposits $1,271,685
    Noninterest-bearing deposits $1,070,656
    Interest-bearing deposits $1,271,685
    Retail deposits $2,259,840
    IRAs and Keogh plan accounts $15,865
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,777,617
    Cash & Balances due from depository institutions $604,153
    Interest-bearing balances $562,966
    Total securities $149,117
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,787,452
    Loan and leases loss allowance $17,560
    Trading account assets $0
    Bank premises and fixed assets $36,426
    Other real estate owned $26,779
    Goodwill and other intangibles $126,478
    All other assets $47,212

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,777,617
    Total Liabilities $2,355,765
    Total deposits $2,342,341
    Interest-bearing deposits $1,271,685
    Deposits held in domestic offices $2,342,341
    % insured (estimated) $54
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $13,424

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,787,452
    Loan and leases loss allowance $17,560
    Total loans and leases (domestic) $1,805,012
    All real estate loans $1,333,604
    Real estate loans in domestic offices $1,333,604
    Construction and development loans $295,697
    Residential 1-4 family construction $101,216
    Other construction, all land development and other land $194,481
    Loans secured by nonfarm nonresidential properties $619,139
    Nonfarm nonresidential secured by owner-occupied properties $223,414
    Commercial real estate & other non-farm, non-residential $395,725
    Multifamily residential real estate $166,215
    1-4 family residential loans $239,372
    Farmland loans $13,181
    Loans held in foreign offices $0
    Farm loans $3,441
    Commercial and industrial loans $463,875
    To non-U.S. addressees $0
    Loans to individuals $4,092
    Credit card loans $0
    Related Plans $622
    Consumer Auto Loans $743
    Other loans to individuals $2,727
    All other loans & leases $0
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $162
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $388
    Non 1-4 family restructured loans & leases $388
    Total loans and leases (foreign) $0

    American Momentum Bank had $1,787,452,000 of loans outstanding in 2021. $1,333,604,000 of loans were in real estate loans. $295,697,000 of loans were in development loans. $166,215,000 of loans were in multifamily mortgage loans. $239,372,000 of loans were in 1-4 family mortgage loans. $3,441,000 of loans were in farm loans. $0 of loans were in credit card loans. $743,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 538 $137,169 $254,961
    Nonfarm, nonresidential loans - <$100k 159 $8,029 $50,497
    Nonfarm, nonresidential loans - $100-250k 173 $28,581 $165,208
    Nonfarm, nonresidential loans - $250k-1MM 206 $100,559 $488,150
    Commercial & Industrial, US addressed loans - <$1MM 1,274 $161,275 $126,589
    Commercial & Industrial, US addressed loans - <$100k 838 $27,145 $32,393
    Commercial & Industrial, US addressed loans - $100-250k 242 $41,193 $170,219
    Commercial & Industrial, US addressed loans - $250k-1MM 194 $92,937 $479,057
    Farmland loans - <$1MM 32 $4,098 $128,063
    Farmland loans - <$100k 18 $830 $46,111
    Farmland loans - $100-250k 10 $1,927 $192,700
    Farmland loans - $250k-1MM 4 $1,341 $335,250
    Agriculture operations loans - <$1MM 35 $2,045 $58,429
    Agriculture operations loans - <$100k 29 $978 $33,724
    Agriculture operations loans - $100-250k 5 $767 $153,400
    Agriculture operations loans - $250k-1MM 1 $300 $300,000