Corinth Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Corinth averaged 6.77% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

The average rate for the prior week (2025-04-03) was 6.49% and one month ago for the week of 2025-03-06, the average rate was 6.58%.

Corinth's average rate one year ago was 6.97%.

For refis of the same type during the week of 2025-04-10, the average rate was 7.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-10 6.62%
Corinth 30 Year Fixed Rate 2025-04-10 6.77%
Corinth 30 Year Fixed Rate Refi 2025-04-10 7.22%
Corinth 15 Year Fixed Rate 2025-04-10 5.82%
Corinth 15 Year Fixed Rate Refi 2025-04-10 6.32%
Corinth 30 Year FHA 2025-04-10 6.43%
Corinth 30 Year FHA Refi 2025-04-10 6.63%
Corinth 30 Year USDA 2025-04-10 6.65%
Corinth 30 Year USDA Refi 2025-04-10 6.35%
Corinth 30 Year VA 2025-04-10 6.09%
Corinth 30 Year VA Refi 2025-04-10 6.19%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Corinth, MS.

Corinth Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Corinth, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Renasant Bank 11 6.85% $5,720
BancorpSouth 9 6.58% $4,753
CB&S Bank, Inc. 8 6.71% $3,266
QUICKEN LOANS, LLC 7 6.67% $5,539
GMFS LLC 6 6.75% $5,115
FORT FINANCIAL Federal Credit Union 6 7.33% $3,591
Regions Bank 4 6.44% $3,623
JPMorgan Chase Bank 4 6.47% $4,384
TOWNE MORTGAGE COMPANY 3 7.17% $4,050
STOCKTON MORTGAGE CORPORATION 3 7.13% $6,992
Wells Fargo Bank 2 7.25% $5,193
CITIZENS EQUITY FIRST 2 6.75% $2,652
Flagstar Bank, FSB 2 6.93% $5,486
Magnolia Bank 2 6.31% $14,351
NAVY FEDERAL CREDIT UNION 2 6.81% $2,213
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.00% $4,384
Trustmark National Bank 2 6.19% $4,227
UNION HOME MORTGAGE CORP. 2 6.19% $5,495
UNITED WHOLESALE MORTGAGE, LLC 1 7.13% $6,014
NBKC BANK 1 6.63% $2,040
Origin Bank 1 6.50% $4,066
Pinnacle Bank 1 6.13% $3,734
PLAZA HOME MORTGAGE, INC. 1 6.63% $7,529
PREMIA MORTGAGE, LLC 1 6.99% $3,635
USAA Federal Savings Bank 1 7.38% $3,861
Independent Bank 1 6.88% $6,014
FIRST COMMUNITY MORTGAGE, INC. 1 6.63% $6,799
FirstBank 1 10.16% $4,362
ROYAL UNITED MORTGAGE LLC 1 6.13% $6,602
Simmons Bank 1 6.63% $3,750
Southeast Financial Credit Union 1 6.63% $2,330
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $7,127
The Loan Store, Inc. 1 6.63% $3,708
EVERETT FINANCIAL, INC. 1 6.99% $5,805
U.S. Bank 1 7.00% $7,824
LAKEVIEW LOAN SERVICING, LLC 1 7.38% $4,930
LOANDEPOT.COM, LLC 1 6.88% $5,894
BROKER SOLUTIONS, INC. 1 5.75% $19,062
Mortgage Research Center, LLC 1 6.88% $2,748
Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $6,087

Corinth Average Closing Costs & Other Stats

Corinth, MS's 40 lenders originated 455 loans during 2024. The total origination value was $69,815,000, with an average loan value of $153,440.

Corinth's average closing costs are $4,791.

The top Corinth lender as defined by loan originations is Renasant Bank, with 11 loans originated. Their average total fees are $5,720, which is $967 higher than the next largest lender, BancorpSouth.

The lowest fee Corinth lenders (with over 10 loans originated) are Renasant Bank ($5,720), .

The lowest rate Corinth lenders (with over 10 loans originated) are Renasant Bank (6.85%), .

Corinth, MS Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Renasant Bank $4,310,000 $7,730,000 79.4% 11.1%
BancorpSouth $6,525,000 $7,330,000 12.3% 10.5%
STOCKTON MORTGAGE CORPORATION $2,325,000 $6,735,000 189.7% 9.6%
QUICKEN LOANS, LLC $3,115,000 $5,440,000 74.6% 7.8%
Mortgage Research Center, LLC $4,255,000 $3,220,000 -24.3% 4.6%
CB&S Bank, Inc. $5,250,000 $2,810,000 -46.5% 4.0%
GMFS LLC $2,575,000 $2,530,000 -1.7% 3.6%
Regions Bank $3,495,000 $2,400,000 -31.3% 3.4%
Trustmark National Bank $5,485,000 $2,180,000 -60.3% 3.1%
Guaranty Bank and Trust Company $2,175,000 n/a 3.1%
TOWNE MORTGAGE COMPANY $1,755,000 n/a 2.5%
21ST MORTGAGE CORPORATION $710,000 $1,665,000 134.5% 2.4%
JPMorgan Chase Bank $835,000 $1,355,000 62.3% 1.9%
FORT FINANCIAL Federal Credit Union $555,000 $1,165,000 109.9% 1.7%
Flagstar Bank, FSB $1,385,000 $1,130,000 -18.4% 1.6%
The Bank of Fayette County $75,000 $1,130,000 1,406.7% 1.6%
FREEDOM MORTGAGE CORPORATION $290,000 $995,000 243.1% 1.4%
U.S. Bank $15,000 $950,000 6,233.3% 1.4%
CITIZENS EQUITY FIRST $260,000 $740,000 184.6% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $205,000 $715,000 248.8% 1.0%
Barrington Bank & Trust Company, N.A. $655,000 n/a 0.9%
Magnolia Bank $485,000 $600,000 23.7% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $95,000 $585,000 515.8% 0.8%
CROSSCOUNTRY MORTGAGE, LLC $515,000 $570,000 10.7% 0.8%
NAVY FEDERAL CREDIT UNION $65,000 $570,000 776.9% 0.8%
BROKER SOLUTIONS, INC. $325,000 $520,000 60.0% 0.7%
PENNYMAC LOAN SERVICES, LLC $405,000 $520,000 28.4% 0.7%
BankFirst Financial Services $505,000 n/a 0.7%
MORTGAGE INVESTORS GROUP, INC. $755,000 $495,000 -34.4% 0.7%
UNION HOME MORTGAGE CORP. $465,000 n/a 0.7%
USAA Federal Savings Bank $450,000 $440,000 -2.2% 0.6%
First Federal Bank $425,000 n/a 0.6%
Simmons Bank $215,000 $420,000 95.3% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $335,000 $410,000 22.4% 0.6%
Brighton Bank $405,000 n/a 0.6%
AMERISAVE MORTGAGE CORPORATION $570,000 $390,000 -31.6% 0.6%
LOANDEPOT.COM, LLC $615,000 $385,000 -37.4% 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $115,000 $380,000 230.4% 0.5%
SUMMIT FUNDING, INC. $365,000 n/a 0.5%
Wells Fargo Bank $420,000 $360,000 -14.3% 0.5%
NBKC BANK $350,000 n/a 0.5%
FIRST COMMUNITY MORTGAGE, INC. $855,000 $335,000 -60.8% 0.5%
FirstBank $330,000 n/a 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,075,000 $325,000 -84.3% 0.5%
NEW DAY FINANCIAL, LLC $205,000 $285,000 39.0% 0.4%
SOUTHWEST STAGE FUNDING, LLC $265,000 $275,000 3.8% 0.4%
ZILLOW HOME LOANS, LLC $250,000 n/a 0.4%
PREMIA MORTGAGE, LLC $245,000 n/a 0.4%
ROYAL UNITED MORTGAGE LLC $240,000 n/a 0.3%
Independent Bank $225,000 n/a 0.3%
Listerhill Credit Union $80,000 $210,000 162.5% 0.3%
Origin Bank $195,000 n/a 0.3%
VILLAGE CAPITAL MORTGAGE $185,000 n/a 0.3%
Bank of England $435,000 $175,000 -59.8% 0.3%
PLAZA HOME MORTGAGE, INC. $175,000 n/a 0.3%
CSL Financial, LLC $165,000 $170,000 3.0% 0.2%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $165,000 n/a 0.2%
Eagle Bank and Trust Company $165,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $360,000 $145,000 -59.7% 0.2%
AMERICAN FINANCING CORPORATION $125,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $125,000 n/a 0.2%
EvaBank $115,000 n/a 0.2%
Figure Lending LLC $100,000 n/a 0.1%
Community Bank of Mississippi $70,000 $85,000 21.4% 0.1%
Pinnacle Bank $420,000 $85,000 -79.8% 0.1%
The Loan Store, Inc. $85,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $410,000 $85,000 -79.3% 0.1%
Discover Bank $75,000 $75,000 0.0% 0.1%
EVERETT FINANCIAL, INC. $65,000 n/a 0.1%
Southeast Financial Credit Union $65,000 n/a 0.1%
Memphis City Employees Credit Union $55,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $345,000 $45,000 -87.0% 0.1%
BankPlus $2,270,000 $15,000 -99.3% 0.0%

Corinth's top lender by overall market share is Renasant Bank, with 11.1% market share. In second place, with 10.5%, is BancorpSouth, having originated $7,330,000 in loans. In third place, with 9.6%, is STOCKTON MORTGAGE CORPORATION, having originated $6,735,000 in loans. In fourth place, with 7.8%, is QUICKEN LOANS, LLC, having originated $5,440,000 in loans. In fifth place, with 4.6%, is Mortgage Research Center, LLC, having originated $3,220,000 in loans.


Corinth Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Corinth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $157,800 (1.9%) $197,135 (6.8%) 0.00 99
2018-02-01 $150,000 (-0.3%) $192,725 (8.4%) 0.00 101
2018-03-01 $149,000 (-1.5%) $183,820 (3.0%) 0.00 116
2018-04-01 $158,000 (5.4%) $192,618 (12.4%) 0.00 112
2018-05-01 $158,500 (5.7%) $189,886 (10.6%) 0.00 112
2018-06-01 $149,000 (-1.5%) $176,350 (-2.4%) 0.00 106
2018-07-01 $149,450 (-0.4%) $178,819 (0.7%) 0.00 103
2018-08-01 $149,700 (-6.0%) $175,628 (-4.0%) 0.00 104
2018-09-01 $154,000 (-6.8%) $175,945 (-11.1%) 0.00 112
2018-10-01 $169,000 (2.5%) $185,902 (-5.1%) 0.00 97
2018-11-01 $170,600 (3.4%) $190,244 (-2.8%) 0.00 88
2018-12-01 $162,500 (1.6%) $184,656 (-6.7%) 0.00 81
2019-01-01 $149,700 (-5.1%) $174,328 (-11.6%) 0.00 76
2019-02-01 $151,200 (0.8%) $173,463 (-10.0%) 0.00 78
2019-03-01 $169,746 (13.9%) $184,369 (0.3%) 0.00 81
2019-04-01 $178,021 (12.7%) $190,126 (-1.3%) 0.00 76
2019-05-01 $179,475 (13.2%) $198,548 (4.6%) 0.00 86
2019-06-01 $169,950 (14.1%) $185,081 (5.0%) 0.00 105
2019-07-01 $173,500 (16.1%) $190,438 (6.5%) 0.00 107
2019-08-01 $175,700 (17.4%) $193,743 (10.3%) 0.00 105
2019-09-01 $180,875 (17.5%) $200,612 (14.0%) 0.00 99
2019-10-01 $184,325 (9.1%) $205,191 (10.4%) 0.00 95
2019-11-01 $179,900 (5.5%) $202,908 (6.7%) 0.00 89
2019-12-01 $154,925 (-4.7%) $191,216 (3.6%) 0.00 89
2020-01-01 $155,950 (4.2%) $191,660 (9.9%) 0.00 86
2020-02-01 $166,450 (10.1%) $201,121 (15.9%) 0.00 87
2020-03-01 $182,175 (7.3%) $202,376 (9.8%) 0.00 90
2020-04-01 $195,500 (9.8%) $211,227 (11.1%) 0.00 86
2020-05-01 $197,500 (10.0%) $209,850 (5.7%) 0.00 89
2020-06-01 $188,750 (11.1%) $200,730 (8.5%) 0.00 77
2020-07-01 $191,500 (10.4%) $202,290 (6.2%) 0.00 70
2020-08-01 $194,000 (10.4%) $219,673 (13.4%) 0.00 59
2020-09-01 $191,750 (6.0%) $222,453 (10.9%) 0.00 58
2020-10-01 $197,500 (7.2%) $231,182 (12.7%) 0.00 51
2020-11-01 $195,000 (8.4%) $230,633 (13.7%) 0.00 50
2020-12-01 $210,250 (35.7%) $235,483 (23.2%) 0.00 45
2021-01-01 $214,000 (37.2%) $234,653 (22.4%) 0.00 42
2021-02-01 $183,250 (10.1%) $222,030 (10.4%) 0.00 34
2021-03-01 $177,000 (-2.8%) $231,150 (14.2%) 0.00 33
2021-04-01 $192,400 (-1.6%) $249,268 (18.0%) 0.00 28
2021-05-01 $199,900 (1.2%) $244,324 (16.4%) 0.00 34
2021-06-01 $210,000 (11.3%) $235,650 (17.4%) 0.00 33
2021-07-01 $259,000 (35.3%) $246,706 (22.0%) 0.00 25
2021-08-01 $241,750 (24.6%) $241,261 (9.8%) 0.00 45
2021-09-01 $158,100 (-17.6%) $225,399 (1.3%) 0.00 52
2021-10-01 $150,000 (-24.1%) $230,150 (-0.5%) 0.00 50
2021-11-01 $223,950 (14.9%) $252,454 (9.5%) 0.00 48
2021-12-01 $214,925 (2.2%) $239,739 (1.8%) 0.00 45
2022-01-01 $214,400 (0.2%) $245,018 (4.4%) 0.00 45
2022-02-01 $210,450 (14.8%) $250,438 (12.8%) 0.00 36
2022-03-01 $149,900 (-15.3%) $200,397 (-13.3%) 0.00 34
2022-04-01 $149,900 (-22.1%) $208,133 (-16.5%) 0.00 35
2022-05-01 $139,450 (-30.2%) $186,557 (-23.6%) 0.00 32
2022-06-01 $163,725 (-22.0%) $225,854 (-4.2%) 0.00 29
2022-07-01 $175,000 (-32.4%) $243,715 (-1.2%) 0.00 31
2022-08-01 $202,250 (-16.3%) $269,706 (11.8%) 0.00 34
2022-09-01 $191,750 (21.3%) $252,777 (12.2%) 0.00 42
2022-10-01 $192,450 (28.3%) $237,281 (3.1%) 0.00 54
2022-11-01 $189,675 (-15.3%) $228,512 (-9.5%) 0.00 58
2022-12-01 $189,450 (-11.9%) $226,692 (-5.4%) 0.00 54
2023-01-01 $190,950 (-10.9%) $227,556 (-7.1%) 0.00 45
2023-02-01 $177,475 (-15.7%) $218,164 (-12.9%) 0.00 45
2023-03-01 $178,675 (19.2%) $224,021 (11.8%) 0.00 42
2023-04-01 $169,500 (13.1%) $214,427 (3.0%) 0.00 36
2023-05-01 $183,250 (31.4%) $262,851 (40.9%) 0.00 38
2023-06-01 $186,975 (14.2%) $255,382 (13.1%) 0.00 46
2023-07-01 $199,000 (13.7%) $252,935 (3.8%) 0.00 49
2023-08-01 $216,425 (7.0%) $239,581 (-11.2%) 0.00 59
2023-09-01 $219,950 (14.7%) $241,823 (-4.3%) 0.00 62
2023-10-01 $243,675 (26.6%) $265,382 (11.8%) 0.00 65
2023-11-01 $233,675 (23.2%) $253,671 (11.0%) 0.00 64
2023-12-01 $227,450 (20.1%) $249,228 (9.9%) 0.00 60
2024-01-01 $246,225 (29.0%) $256,279 (12.6%) 0.00 51
2024-02-01 $232,450 (31.0%) $256,358 (17.5%) 0.00 54
2024-03-01 $245,000 (37.1%) $278,985 (24.5%) 0.00 54
2024-04-01 $251,875 (48.6%) $294,988 (37.6%) 0.00 50
2024-05-01 $285,125 (55.6%) $313,488 (19.3%) 0.00 52
2024-06-01 $259,900 (39.0%) $291,424 (14.1%) 0.00 64
2024-07-01 $242,225 (21.7%) $279,750 (10.6%) 0.00 66
2024-08-01 $249,500 (15.3%) $276,730 (15.5%) 0.00 62
2024-09-01 $249,200 (13.3%) $269,857 (11.6%) 0.00 64
2024-10-01 $252,450 (3.6%) $275,340 (3.8%) 0.00 69
2024-11-01 $249,900 (6.9%) $263,111 (3.7%) 0.00 69
2024-12-01 $249,900 (9.9%) $262,481 (5.3%) 0.00 71
2025-01-01 $249,950 (1.5%) $266,510 (4.0%) 0.00 71
2025-02-01 $254,725 (9.6%) $274,873 (7.2%) 0.00 67
2025-03-01 $252,450 (3.0%) $280,288 (0.5%) 0.00 65
Corinth's median listing price for 2025-03-01 was $252,450, a difference of $7,450 (3.0%) versus the prior year and $-2,275 versus the prior month.

Corinth's median listing price comes in at 0% of the national average.

Corinth's average listing price for 2025-03-01 was $280,288, a difference of $1,303 (0.5%) versus the prior year and $5,415 versus the prior month.

For the 2025-03-01 period, Corinth had 65 MLS listings, a difference of -2 listings (-3%) versus the prior month and 11 listings (20%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Corinth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,207 sqft
2018-02-01 0 days 2,122 sqft
2018-03-01 0 days 2,015 sqft
2018-04-01 0 days 2,117 sqft
2018-05-01 0 days 2,059 sqft
2018-06-01 0 days 1,868 sqft
2018-07-01 0 days 1,866 sqft
2018-08-01 0 days 1,899 sqft
2018-09-01 0 days 1,976 sqft
2018-10-01 0 days 2,007 sqft
2018-11-01 0 days 1,984 sqft
2018-12-01 0 days 1,988 sqft
2019-01-01 0 days 2,048 sqft
2019-02-01 0 days 2,043 sqft
2019-03-01 0 days 2,094 sqft
2019-04-01 0 days 2,200 sqft
2019-05-01 0 days 2,291 sqft
2019-06-01 0 days 2,213 sqft
2019-07-01 0 days 2,293 sqft
2019-08-01 0 days 2,308 sqft
2019-09-01 0 days 2,338 sqft
2019-10-01 0 days 2,359 sqft
2019-11-01 0 days 2,321 sqft
2019-12-01 0 days 2,207 sqft
2020-01-01 0 days 2,083 sqft
2020-02-01 0 days 2,233 sqft
2020-03-01 0 days 2,301 sqft
2020-04-01 0 days 2,378 sqft
2020-05-01 0 days 2,316 sqft
2020-06-01 0 days 2,291 sqft
2020-07-01 0 days 2,320 sqft
2020-08-01 0 days 2,363 sqft
2020-09-01 0 days 2,301 sqft
2020-10-01 0 days 2,481 sqft
2020-11-01 0 days 2,309 sqft
2020-12-01 0 days 2,327 sqft
2021-01-01 0 days 2,387 sqft
2021-02-01 0 days 1,936 sqft
2021-03-01 0 days 2,127 sqft
2021-04-01 0 days 2,352 sqft
2021-05-01 0 days 2,245 sqft
2021-06-01 0 days 2,221 sqft
2021-07-01 0 days 2,198 sqft
2021-08-01 0 days 2,103 sqft
2021-09-01 0 days 1,789 sqft
2021-10-01 0 days 2,001 sqft
2021-11-01 0 days 2,130 sqft
2021-12-01 0 days 2,134 sqft
2022-01-01 0 days 2,184 sqft
2022-02-01 0 days 2,099 sqft
2022-03-01 0 days 1,728 sqft
2022-04-01 0 days 1,759 sqft
2022-05-01 0 days 1,688 sqft
2022-06-01 0 days 1,665 sqft
2022-07-01 0 days 1,759 sqft
2022-08-01 0 days 2,105 sqft
2022-09-01 0 days 2,088 sqft
2022-10-01 0 days 2,020 sqft
2022-11-01 0 days 1,959 sqft
2022-12-01 0 days 1,874 sqft
2023-01-01 0 days 1,862 sqft
2023-02-01 0 days 1,769 sqft
2023-03-01 0 days 1,858 sqft
2023-04-01 0 days 1,758 sqft
2023-05-01 0 days 1,877 sqft
2023-06-01 0 days 1,900 sqft
2023-07-01 0 days 1,821 sqft
2023-08-01 0 days 1,896 sqft
2023-09-01 0 days 1,899 sqft
2023-10-01 0 days 2,114 sqft
2023-11-01 0 days 2,059 sqft
2023-12-01 0 days 2,013 sqft
2024-01-01 0 days 1,983 sqft
2024-02-01 0 days 1,928 sqft
2024-03-01 0 days 1,948 sqft
2024-04-01 0 days 2,232 sqft
2024-05-01 0 days 2,241 sqft
2024-06-01 0 days 2,109 sqft
2024-07-01 0 days 2,021 sqft
2024-08-01 0 days 2,000 sqft
2024-09-01 0 days 2,092 sqft
2024-10-01 0 days 2,102 sqft
2024-11-01 0 days 2,090 sqft
2024-12-01 0 days 1,999 sqft
2025-01-01 0 days 1,986 sqft
2025-02-01 0 days 2,090 sqft
2025-03-01 0 days 2,079 sqft
Corinth's median listing age (time on market) for 2025-03-01 was 0 days.

Corinth's median square footage for active listings during the 2025-03-01 period was 2,079 sqft. One year prior, the average listing was 1,948 sqft.

Corinth, MS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 234 $43,070,000 $184,060
Refi 102 $13,050,000 $127,941
Other 56 $3,930,000 $70,179
Cash Out Refi 44 $7,910,000 $179,773
Home Improvement 19 $1,855,000 $97,632

Corinth's most frequently cited loan purpose was Home Purchase, with 234 originations. The 2nd most popular reason was Refi, with 102 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 151 $28,685,000 $189,967
Over 8% 132 $11,650,000 $88,258
7-8% 81 $13,115,000 $161,914
5-6% 55 $12,225,000 $222,273
4-5% 2 $370,000 $185,000
3-4% 1 $155,000 $155,000

During 2024, Corinth's most frequently originated rate bucket was 6-7%, with 151 originations.

Loan Sizing (Corinth, MS MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 173 $9,805,000 $56,676
$100k-200k 167 $24,205,000 $144,940
$200k-400k 98 $26,390,000 $269,286
$400k-600k 11 $4,935,000 $448,636
$600k-1000k 6 $4,480,000 $746,667

Corinth's loan sizing saw the bucket of loans from $100,000 or less with 173 originations, totaling $9,805,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 187 $38,135,000 $203,930
60-80% 75 $13,235,000 $176,467
20-40% 58 $4,990,000 $86,034
Under 20% 50 $2,080,000 $41,600
40-60% 35 $3,865,000 $110,429
Over 100% 6 $1,320,000 $220,000

Corinth's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 187 originations, totaling $38,135,000 in origination value.