Corinth Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Corinth averaged
6.82%
for the week of 2025-07-03, compared to the national average of
6.67% for the same period.
The average rate for the prior week (2025-06-26) was
7.02% and
one month ago for the week of 2025-05-29, the
average rate was 7.14%.
Corinth's average rate one year ago was 6.91%.
For refis of the same type during the week of 2025-07-03, the average rate
was 6.77%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-07-03 | 6.67% |
| Corinth 30 Year Fixed Rate | 2025-07-03 | 6.82% |
| Corinth 30 Year Fixed Rate Refi | 2025-07-03 | 6.77% |
| Corinth 15 Year Fixed Rate | 2025-07-03 | 6% |
| Corinth 15 Year Fixed Rate Refi | 2025-07-03 | 6.2% |
| Corinth 30 Year FHA | 2025-07-03 | -0.2% |
| Corinth 30 Year FHA Refi | 2025-07-03 | -0.2% |
| Corinth 30 Year USDA | 2025-07-03 | -0.2% |
| Corinth 30 Year USDA Refi | 2025-07-03 | 0% |
| Corinth 30 Year VA | 2025-07-03 | 0.2% |
| Corinth 30 Year VA Refi | 2025-07-03 | 0.2% |
Corinth Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Corinth, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Corinth Average Closing Costs & Other Stats
Corinth, MS's 40 lenders originated 455
loans during 2024. The total origination value was $69,815,000, with an average loan value of
$153,440.
Corinth's average closing costs are $4,791.
The top Corinth lender as defined by loan originations is Renasant Bank, with
11 loans originated. Their average total fees are
$5,720, which is $967
higher than the next largest lender,
BancorpSouth.
The lowest fee Corinth lenders (with over 10 loans originated) are
Renasant Bank ($5,720), .
The lowest rate Corinth lenders (with over 10 loans originated) are
Renasant Bank (6.85%), .
Corinth, MS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Renasant Bank | $4,310,000 | $7,730,000 | 79.4% | 11.1% |
| BancorpSouth | $6,525,000 | $7,330,000 | 12.3% | 10.5% |
| STOCKTON MORTGAGE CORPORATION | $2,325,000 | $6,735,000 | 189.7% | 9.6% |
| QUICKEN LOANS, LLC | $3,115,000 | $5,440,000 | 74.6% | 7.8% |
| Mortgage Research Center, LLC | $4,255,000 | $3,220,000 | -24.3% | 4.6% |
| CB&S Bank, Inc. | $5,250,000 | $2,810,000 | -46.5% | 4.0% |
| GMFS LLC | $2,575,000 | $2,530,000 | -1.7% | 3.6% |
| Regions Bank | $3,495,000 | $2,400,000 | -31.3% | 3.4% |
| Trustmark National Bank | $5,485,000 | $2,180,000 | -60.3% | 3.1% |
| Guaranty Bank and Trust Company | $2,175,000 | n/a | 3.1% | |
| TOWNE MORTGAGE COMPANY | $1,755,000 | n/a | 2.5% | |
| 21ST MORTGAGE CORPORATION | $710,000 | $1,665,000 | 134.5% | 2.4% |
| JPMorgan Chase Bank | $835,000 | $1,355,000 | 62.3% | 1.9% |
| FORT FINANCIAL Federal Credit Union | $555,000 | $1,165,000 | 109.9% | 1.7% |
| Flagstar Bank, FSB | $1,385,000 | $1,130,000 | -18.4% | 1.6% |
| The Bank of Fayette County | $75,000 | $1,130,000 | 1,406.7% | 1.6% |
| FREEDOM MORTGAGE CORPORATION | $290,000 | $995,000 | 243.1% | 1.4% |
| U.S. Bank | $15,000 | $950,000 | 6,233.3% | 1.4% |
| CITIZENS EQUITY FIRST | $260,000 | $740,000 | 184.6% | 1.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $205,000 | $715,000 | 248.8% | 1.0% |
| Barrington Bank & Trust Company, N.A. | $655,000 | n/a | 0.9% | |
| Magnolia Bank | $485,000 | $600,000 | 23.7% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $95,000 | $585,000 | 515.8% | 0.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $515,000 | $570,000 | 10.7% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $65,000 | $570,000 | 776.9% | 0.8% |
| BROKER SOLUTIONS, INC. | $325,000 | $520,000 | 60.0% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $405,000 | $520,000 | 28.4% | 0.7% |
| BankFirst Financial Services | $505,000 | n/a | 0.7% | |
| MORTGAGE INVESTORS GROUP, INC. | $755,000 | $495,000 | -34.4% | 0.7% |
| UNION HOME MORTGAGE CORP. | $465,000 | n/a | 0.7% | |
| USAA Federal Savings Bank | $450,000 | $440,000 | -2.2% | 0.6% |
| First Federal Bank | $425,000 | n/a | 0.6% | |
| Simmons Bank | $215,000 | $420,000 | 95.3% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $335,000 | $410,000 | 22.4% | 0.6% |
| Brighton Bank | $405,000 | n/a | 0.6% | |
| AMERISAVE MORTGAGE CORPORATION | $570,000 | $390,000 | -31.6% | 0.6% |
| LOANDEPOT.COM, LLC | $615,000 | $385,000 | -37.4% | 0.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $115,000 | $380,000 | 230.4% | 0.5% |
| SUMMIT FUNDING, INC. | $365,000 | n/a | 0.5% | |
| Wells Fargo Bank | $420,000 | $360,000 | -14.3% | 0.5% |
| NBKC BANK | $350,000 | n/a | 0.5% | |
| FIRST COMMUNITY MORTGAGE, INC. | $855,000 | $335,000 | -60.8% | 0.5% |
| FirstBank | $330,000 | n/a | 0.5% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,075,000 | $325,000 | -84.3% | 0.5% |
| NEW DAY FINANCIAL, LLC | $205,000 | $285,000 | 39.0% | 0.4% |
| SOUTHWEST STAGE FUNDING, LLC | $265,000 | $275,000 | 3.8% | 0.4% |
| ZILLOW HOME LOANS, LLC | $250,000 | n/a | 0.4% | |
| PREMIA MORTGAGE, LLC | $245,000 | n/a | 0.4% | |
| ROYAL UNITED MORTGAGE LLC | $240,000 | n/a | 0.3% | |
| Independent Bank | $225,000 | n/a | 0.3% | |
| Listerhill Credit Union | $80,000 | $210,000 | 162.5% | 0.3% |
| Origin Bank | $195,000 | n/a | 0.3% | |
| VILLAGE CAPITAL MORTGAGE | $185,000 | n/a | 0.3% | |
| Bank of England | $435,000 | $175,000 | -59.8% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $175,000 | n/a | 0.3% | |
| CSL Financial, LLC | $165,000 | $170,000 | 3.0% | 0.2% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $165,000 | n/a | 0.2% | |
| Eagle Bank and Trust Company | $165,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $360,000 | $145,000 | -59.7% | 0.2% |
| AMERICAN FINANCING CORPORATION | $125,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $125,000 | n/a | 0.2% | |
| EvaBank | $115,000 | n/a | 0.2% | |
| Figure Lending LLC | $100,000 | n/a | 0.1% | |
| Community Bank of Mississippi | $70,000 | $85,000 | 21.4% | 0.1% |
| Pinnacle Bank | $420,000 | $85,000 | -79.8% | 0.1% |
| The Loan Store, Inc. | $85,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $410,000 | $85,000 | -79.3% | 0.1% |
| Discover Bank | $75,000 | $75,000 | 0.0% | 0.1% |
| EVERETT FINANCIAL, INC. | $65,000 | n/a | 0.1% | |
| Southeast Financial Credit Union | $65,000 | n/a | 0.1% | |
| Memphis City Employees Credit Union | $55,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $345,000 | $45,000 | -87.0% | 0.1% |
| BankPlus | $2,270,000 | $15,000 | -99.3% | 0.0% |
Corinth's top lender by overall market share is Renasant Bank, with 11.1% market share. In second place, with 10.5%, is BancorpSouth, having originated $7,330,000 in loans. In third place, with 9.6%, is STOCKTON MORTGAGE CORPORATION, having originated $6,735,000 in loans. In fourth place, with 7.8%, is QUICKEN LOANS, LLC, having originated $5,440,000 in loans. In fifth place, with 4.6%, is Mortgage Research Center, LLC, having originated $3,220,000 in loans.
Corinth, MS Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 234 | $43,070,000 | $184,060 |
| Refi | 102 | $13,050,000 | $127,941 |
| Other | 56 | $3,930,000 | $70,179 |
| Cash Out Refi | 44 | $7,910,000 | $179,773 |
| Home Improvement | 19 | $1,855,000 | $97,632 |
Corinth's most frequently cited loan purpose was Home Purchase, with 234 originations. The 2nd most popular reason was Refi, with 102 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 151 | $28,685,000 | $189,967 |
| Over 8% | 132 | $11,650,000 | $88,258 |
| 7-8% | 81 | $13,115,000 | $161,914 |
| 5-6% | 55 | $12,225,000 | $222,273 |
| 4-5% | 2 | $370,000 | $185,000 |
| 3-4% | 1 | $155,000 | $155,000 |
During 2024, Corinth's most frequently originated rate bucket was 6-7%, with 151 originations.
Loan Sizing (Corinth, MS MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 173 | $9,805,000 | $56,676 |
| $100k-200k | 167 | $24,205,000 | $144,940 |
| $200k-400k | 98 | $26,390,000 | $269,286 |
| $400k-600k | 11 | $4,935,000 | $448,636 |
| $600k-1000k | 6 | $4,480,000 | $746,667 |
Corinth's loan sizing saw the bucket of loans from $100,000 or less with 173 originations, totaling $9,805,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 187 | $38,135,000 | $203,930 |
| 60-80% | 75 | $13,235,000 | $176,467 |
| 20-40% | 58 | $4,990,000 | $86,034 |
| Under 20% | 50 | $2,080,000 | $41,600 |
| 40-60% | 35 | $3,865,000 | $110,429 |
| Over 100% | 6 | $1,320,000 | $220,000 |
Corinth's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 187 originations, totaling $38,135,000 in origination value.