Corinth Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Corinth averaged 6.92% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.93% and one month ago for the week of 2024-10-10, the average rate was 6.46%.

    Corinth's average rate one year ago was 7.54%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.08%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Corinth 30 Year Fixed Rate 2024-11-14 6.92%
    Corinth 30 Year Fixed Rate Refi 2024-11-14 7.08%
    Corinth 15 Year Fixed Rate 2024-11-14 6.19%
    Corinth 15 Year Fixed Rate Refi 2024-11-14 5.89%
    Corinth 30 Year FHA 2024-11-14 0.1%
    Corinth 30 Year FHA Refi 2024-11-14 -0.1%
    Corinth 30 Year USDA 2024-11-14 -0.2%
    Corinth 30 Year USDA Refi 2024-11-14 0.1%
    Corinth 30 Year VA 2024-11-14 -0.2%
    Corinth 30 Year VA Refi 2024-11-14 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Corinth, MS.

    Corinth Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Corinth, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    CB&S Bank, Inc. 16 6.79% $3,288
    BancorpSouth 8 6.61% $4,670
    Renasant Bank 8 7.30% $3,669
    QUICKEN LOANS, LLC 7 6.59% $5,802
    Regions Bank 7 6.98% $3,450
    GMFS LLC 6 6.98% $4,668
    Trustmark National Bank 5 6.93% $4,179
    FORT FINANCIAL Federal Credit Union 4 6.78% $3,240
    FIRST COMMUNITY MORTGAGE, INC. 4 7.12% $5,653
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.78% $4,307
    Flagstar Bank, FSB 3 6.46% $5,859
    MOVEMENT MORTGAGE, LLC 3 6.83% $4,737
    JPMorgan Chase Bank 2 6.68% $2,261
    Mortgage Research Center, LLC 2 7.19% $2,407
    STOCKTON MORTGAGE CORPORATION 2 6.63% $4,602
    Citizens Bank 2 6.19% $4,402
    Wells Fargo Bank 1 7.63% $4,540
    AMERISAVE MORTGAGE CORPORATION 1 6.99% $8,557
    BankPlus 1 7.00% $3,099
    BETTER MORTGAGE CORPORATION 1 5.75% $2,238
    CARDINAL FINANCIAL 1 6.38% $6,121
    COMMUNITY MORTGAGE CORPORATION 1 6.75% $5,466
    EMM LOANS LLC 1 6.63% $8,783
    GENEVA FINANCIAL, LLC 1 7.25% $4,223
    Magnolia Bank 1 7.50% $4,089
    MORTGAGE ACCESS CORP. 1 6.49% $10,636
    MORTGAGE INVESTORS GROUP, INC. 1 6.00% $5,374
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $5,290
    Pinnacle Bank 1 6.38% $2,649
    UNITED WHOLESALE MORTGAGE, LLC 1 6.50% $2,546
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $4,806
    21ST MORTGAGE CORPORATION 1 8.50% $6,482

    Corinth Average Closing Costs & Other Stats

    Corinth, MS's 32 lenders originated 430 loans during 2023. The total origination value was $62,480,000, with an average loan value of $145,302.

    Corinth's average closing costs are $4,565.

    The top Corinth lender as defined by loan originations is CB&S Bank, Inc., with 16 loans originated. Their average total fees are $3,288, which is $1,383 lower than the next largest lender, BancorpSouth.

    The lowest fee Corinth lenders (with over 10 loans originated) are CB&S Bank, Inc. ($3,288), .

    The lowest rate Corinth lenders (with over 10 loans originated) are CB&S Bank, Inc. (6.79%), .

    Corinth, MS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    BancorpSouth $6,820,000 $6,525,000 -4.3% 10.4%
    Trustmark National Bank $4,655,000 $5,485,000 17.8% 8.8%
    CB&S Bank, Inc. $6,520,000 $5,250,000 -19.5% 8.4%
    Renasant Bank $5,265,000 $4,310,000 -18.1% 6.9%
    Mortgage Research Center, LLC $2,490,000 $4,255,000 70.9% 6.8%
    Regions Bank $4,915,000 $3,495,000 -28.9% 5.6%
    QUICKEN LOANS, LLC $5,630,000 $3,115,000 -44.7% 5.0%
    GMFS LLC $3,885,000 $2,575,000 -33.7% 4.1%
    STOCKTON MORTGAGE CORPORATION $2,940,000 $2,325,000 -20.9% 3.7%
    BankPlus $1,970,000 $2,270,000 15.2% 3.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,175,000 $2,075,000 -50.3% 3.3%
    Flagstar Bank, FSB $1,215,000 $1,385,000 14.0% 2.2%
    Citizens Bank $340,000 $900,000 164.7% 1.4%
    FIRST COMMUNITY MORTGAGE, INC. $265,000 $855,000 222.6% 1.4%
    JPMorgan Chase Bank $265,000 $835,000 215.1% 1.3%
    MORTGAGE INVESTORS GROUP, INC. $285,000 $755,000 164.9% 1.2%
    21ST MORTGAGE CORPORATION $1,115,000 $710,000 -36.3% 1.1%
    MORTGAGE ACCESS CORP. $390,000 $680,000 74.4% 1.1%
    CIS Financial Services, Inc. $615,000 n/a 1.0%
    LOANDEPOT.COM, LLC $860,000 $615,000 -28.5% 1.0%
    MOVEMENT MORTGAGE, LLC $1,365,000 $600,000 -56.0% 1.0%
    AMERISAVE MORTGAGE CORPORATION $585,000 $570,000 -2.6% 0.9%
    FORT FINANCIAL Federal Credit Union $575,000 $555,000 -3.5% 0.9%
    CROSSCOUNTRY MORTGAGE, LLC $645,000 $515,000 -20.2% 0.8%
    Magnolia Bank $420,000 $485,000 15.5% 0.8%
    USAA Federal Savings Bank $175,000 $450,000 157.1% 0.7%
    Bank of England $1,000,000 $435,000 -56.5% 0.7%
    First Federal Bank, A FSB $175,000 $420,000 140.0% 0.7%
    Pinnacle Bank $420,000 n/a 0.7%
    Wells Fargo Bank $920,000 $420,000 -54.3% 0.7%
    TRIAD FINANCIAL SERVICES, INC. $185,000 $410,000 121.6% 0.7%
    PENNYMAC LOAN SERVICES, LLC $410,000 $405,000 -1.2% 0.6%
    CARDINAL FINANCIAL $395,000 n/a 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $205,000 $360,000 75.6% 0.6%
    PENTAGON FEDERAL CREDIT UNION $345,000 n/a 0.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $95,000 $335,000 252.6% 0.5%
    BROKER SOLUTIONS, INC. $415,000 $325,000 -21.7% 0.5%
    FREEDOM MORTGAGE CORPORATION $250,000 $290,000 16.0% 0.5%
    RELIANCE FIRST CAPITAL, LLC $265,000 n/a 0.4%
    SOUTHWEST STAGE FUNDING, LLC $405,000 $265,000 -34.6% 0.4%
    CITIZENS EQUITY FIRST $100,000 $260,000 160.0% 0.4%
    Carrington Mortgage Services, LLC $565,000 $230,000 -59.3% 0.4%
    BETTER MORTGAGE CORPORATION $265,000 $225,000 -15.1% 0.4%
    Simmons Bank $260,000 $215,000 -17.3% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 $205,000 -4.7% 0.3%
    NEW DAY FINANCIAL, LLC $205,000 n/a 0.3%
    NEWREZ LLC $75,000 $205,000 173.3% 0.3%
    UNITED WHOLESALE MORTGAGE, LLC $205,000 n/a 0.3%
    EMM LOANS LLC $195,000 n/a 0.3%
    GENEVA FINANCIAL, LLC $195,000 n/a 0.3%
    SUPERIOR CHOICE $190,000 n/a 0.3%
    Patriot Bank $185,000 n/a 0.3%
    GUILD MORTGAGE COMPANY $175,000 n/a 0.3%
    CSL Financial, LLC $180,000 $165,000 -8.3% 0.3%
    Equity Prime Mortgage LLC $85,000 $155,000 82.4% 0.2%
    Truist $155,000 n/a 0.2%
    Leaders Credit Union $385,000 $145,000 -62.3% 0.2%
    COMMUNITY MORTGAGE CORPORATION $155,000 $135,000 -12.9% 0.2%
    The Bank of Holly Springs $55,000 $135,000 145.5% 0.2%
    The First National Bank of Middle Tennessee $125,000 n/a 0.2%
    South State Bank $115,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $310,000 $115,000 -62.9% 0.2%
    INSOUTH Bank $105,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $230,000 $95,000 -58.7% 0.2%
    Listerhill Credit Union $80,000 n/a 0.1%
    Discover Bank $55,000 $75,000 36.4% 0.1%
    LONGBRIDGE FINANCIAL, LLC $75,000 n/a 0.1%
    The Bank of Fayette County $75,000 n/a 0.1%
    Community Bank of Mississippi $655,000 $70,000 -89.3% 0.1%
    NAVY FEDERAL CREDIT UNION $360,000 $65,000 -81.9% 0.1%
    RUOFF MORTGAGE COMPANY, INC. $55,000 n/a 0.1%
    WINGS FINANCIAL $55,000 n/a 0.1%
    Secured Investment Corp. $35,000 n/a 0.1%
    U.S. Bank $35,000 $15,000 -57.1% 0.0%

    Corinth's top lender by overall market share is BancorpSouth, with 10.4% market share. In second place, with 8.8%, is Trustmark National Bank, having originated $5,485,000 in loans. In third place, with 8.4%, is CB&S Bank, Inc., having originated $5,250,000 in loans. In fourth place, with 6.9%, is Renasant Bank, having originated $4,310,000 in loans. In fifth place, with 6.8%, is Mortgage Research Center, LLC, having originated $4,255,000 in loans.

    Corinth Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Corinth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $157,800 (1.9%) $197,135 (6.8%) 0.00 100
    2018-02-01 $150,000 (-0.3%) $192,725 (8.4%) 0.00 102
    2018-03-01 $149,000 (-1.5%) $183,820 (3.0%) 0.00 116
    2018-04-01 $158,000 (5.4%) $192,618 (12.4%) 0.00 112
    2018-05-01 $158,500 (5.7%) $189,886 (10.6%) 0.00 112
    2018-06-01 $149,000 (-1.5%) $176,350 (-2.4%) 0.00 106
    2018-07-01 $149,450 (-0.4%) $178,819 (0.7%) 0.00 103
    2018-08-01 $149,700 (-6.0%) $175,628 (-4.0%) 0.00 104
    2018-09-01 $154,000 (-6.8%) $175,945 (-11.1%) 0.00 112
    2018-10-01 $169,000 (2.5%) $185,902 (-5.1%) 0.00 97
    2018-11-01 $170,600 (3.4%) $190,244 (-2.8%) 0.00 88
    2018-12-01 $162,500 (1.6%) $184,656 (-6.7%) 0.00 81
    2019-01-01 $149,700 (-5.1%) $174,328 (-11.6%) 0.00 76
    2019-02-01 $151,200 (0.8%) $173,463 (-10.0%) 0.00 78
    2019-03-01 $169,746 (13.9%) $184,369 (0.3%) 0.00 81
    2019-04-01 $178,021 (12.7%) $190,126 (-1.3%) 0.00 76
    2019-05-01 $179,475 (13.2%) $198,548 (4.6%) 0.00 86
    2019-06-01 $169,950 (14.1%) $185,081 (5.0%) 0.00 105
    2019-07-01 $173,500 (16.1%) $190,438 (6.5%) 0.00 107
    2019-08-01 $175,700 (17.4%) $193,743 (10.3%) 0.00 105
    2019-09-01 $180,875 (17.5%) $200,612 (14.0%) 0.00 99
    2019-10-01 $184,325 (9.1%) $205,191 (10.4%) 0.00 95
    2019-11-01 $179,900 (5.5%) $202,908 (6.7%) 0.00 89
    2019-12-01 $154,925 (-4.7%) $191,216 (3.6%) 0.00 89
    2020-01-01 $155,950 (4.2%) $191,660 (9.9%) 0.00 86
    2020-02-01 $166,450 (10.1%) $201,121 (15.9%) 0.00 86
    2020-03-01 $186,725 (10.0%) $202,940 (10.1%) 0.00 89
    2020-04-01 $196,000 (10.1%) $211,922 (11.5%) 0.00 85
    2020-05-01 $198,000 (10.3%) $210,491 (6.0%) 0.00 88
    2020-06-01 $192,000 (13.0%) $201,373 (8.8%) 0.00 76
    2020-07-01 $192,000 (10.7%) $203,057 (6.6%) 0.00 69
    2020-08-01 $195,000 (11.0%) $220,940 (14.0%) 0.00 58
    2020-09-01 $192,250 (6.3%) $223,180 (11.3%) 0.00 58
    2020-10-01 $199,900 (8.5%) $232,872 (13.5%) 0.00 50
    2020-11-01 $195,000 (8.4%) $230,633 (13.7%) 0.00 50
    2020-12-01 $210,250 (35.7%) $235,483 (23.2%) 0.00 45
    2021-01-01 $214,000 (37.2%) $234,653 (22.4%) 0.00 42
    2021-02-01 $183,250 (10.1%) $222,030 (10.4%) 0.00 34
    2021-03-01 $180,125 (-3.5%) $233,527 (15.1%) 0.00 32
    2021-04-01 $196,950 (0.5%) $249,268 (17.6%) 0.00 28
    2021-05-01 $199,900 (1.0%) $244,324 (16.1%) 0.00 34
    2021-06-01 $210,000 (9.4%) $235,650 (17.0%) 0.00 33
    2021-07-01 $259,000 (34.9%) $246,706 (21.5%) 0.00 25
    2021-08-01 $241,750 (24.0%) $241,261 (9.2%) 0.00 45
    2021-09-01 $158,100 (-17.8%) $225,399 (1.0%) 0.00 52
    2021-10-01 $150,000 (-25.0%) $230,150 (-1.2%) 0.00 50
    2021-11-01 $223,700 (14.7%) $252,077 (9.3%) 0.00 49
    2021-12-01 $214,925 (2.2%) $239,739 (1.8%) 0.00 45
    2022-01-01 $214,400 (0.2%) $245,018 (4.4%) 0.00 45
    2022-02-01 $210,450 (14.8%) $250,438 (12.8%) 0.00 36
    2022-03-01 $149,900 (-16.8%) $200,397 (-14.2%) 0.00 34
    2022-04-01 $149,900 (-23.9%) $208,133 (-16.5%) 0.00 35
    2022-05-01 $139,450 (-30.2%) $186,557 (-23.6%) 0.00 32
    2022-06-01 $163,725 (-22.0%) $225,854 (-4.2%) 0.00 29
    2022-07-01 $175,000 (-32.4%) $243,715 (-1.2%) 0.00 31
    2022-08-01 $202,250 (-16.3%) $269,706 (11.8%) 0.00 34
    2022-09-01 $191,750 (21.3%) $252,777 (12.2%) 0.00 42
    2022-10-01 $189,900 (26.6%) $237,496 (3.2%) 0.00 53
    2022-11-01 $189,450 (-15.3%) $228,566 (-9.3%) 0.00 57
    2022-12-01 $189,450 (-11.9%) $226,720 (-5.4%) 0.00 54
    2023-01-01 $190,950 (-10.9%) $227,556 (-7.1%) 0.00 45
    2023-02-01 $177,475 (-15.7%) $218,164 (-12.9%) 0.00 45
    2023-03-01 $178,675 (19.2%) $224,021 (11.8%) 0.00 42
    2023-04-01 $169,500 (13.1%) $214,427 (3.0%) 0.00 36
    2023-05-01 $183,250 (31.4%) $262,851 (40.9%) 0.00 38
    2023-06-01 $186,975 (14.2%) $255,382 (13.1%) 0.00 46
    2023-07-01 $199,000 (13.7%) $252,935 (3.8%) 0.00 49
    2023-08-01 $216,425 (7.0%) $239,581 (-11.2%) 0.00 59
    2023-09-01 $219,950 (14.7%) $241,823 (-4.3%) 0.00 62
    2023-10-01 $243,675 (28.3%) $265,382 (11.7%) 0.00 65
    2023-11-01 $233,675 (23.3%) $253,671 (11.0%) 0.00 64
    2023-12-01 $227,450 (20.1%) $249,228 (9.9%) 0.00 60
    2024-01-01 $246,225 (29.0%) $256,279 (12.6%) 0.00 51
    2024-02-01 $232,450 (31.0%) $256,358 (17.5%) 0.00 54
    2024-03-01 $245,000 (37.1%) $278,985 (24.5%) 0.00 54
    2024-04-01 $251,875 (48.6%) $294,988 (37.6%) 0.00 50
    2024-05-01 $289,000 (57.7%) $318,017 (21.0%) 0.00 51
    2024-06-01 $272,450 (45.7%) $298,657 (17.0%) 0.00 64
    2024-07-01 $242,225 (21.7%) $279,750 (10.6%) 0.00 66
    2024-08-01 $249,500 (15.3%) $276,730 (15.5%) 0.00 62
    2024-09-01 $249,200 (13.3%) $269,857 (11.6%) 0.00 64
    2024-10-01 $252,450 (3.6%) $275,340 (3.8%) 0.00 69
    Corinth's median listing price for 2024-10-01 was $252,450, a difference of $8,775 (3.6%) versus the prior year and $3,250 versus the prior month.

    Corinth's median listing price comes in at 0% of the national average.

    Corinth's average listing price for 2024-10-01 was $275,340, a difference of $9,958 (3.8%) versus the prior year and $5,483 versus the prior month.

    For the 2024-10-01 period, Corinth had 69 MLS listings, a difference of 5 listings (8%) versus the prior month and 4 listings (6%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Corinth (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,238 sqft
    2018-02-01 0 days 2,155 sqft
    2018-03-01 0 days 2,057 sqft
    2018-04-01 0 days 2,067 sqft
    2018-05-01 0 days 1,905 sqft
    2018-06-01 0 days 1,858 sqft
    2018-07-01 0 days 1,854 sqft
    2018-08-01 0 days 1,899 sqft
    2018-09-01 0 days 2,007 sqft
    2018-10-01 0 days 2,045 sqft
    2018-11-01 0 days 2,027 sqft
    2018-12-01 0 days 2,004 sqft
    2019-01-01 0 days 2,092 sqft
    2019-02-01 0 days 2,043 sqft
    2019-03-01 0 days 2,094 sqft
    2019-04-01 0 days 2,193 sqft
    2019-05-01 0 days 2,287 sqft
    2019-06-01 0 days 2,200 sqft
    2019-07-01 0 days 2,288 sqft
    2019-08-01 0 days 2,302 sqft
    2019-09-01 0 days 2,336 sqft
    2019-10-01 0 days 2,358 sqft
    2019-11-01 0 days 2,321 sqft
    2019-12-01 0 days 2,207 sqft
    2020-01-01 0 days 2,083 sqft
    2020-02-01 0 days 2,233 sqft
    2020-03-01 0 days 2,301 sqft
    2020-04-01 0 days 2,378 sqft
    2020-05-01 0 days 2,316 sqft
    2020-06-01 0 days 2,291 sqft
    2020-07-01 0 days 2,320 sqft
    2020-08-01 0 days 2,363 sqft
    2020-09-01 0 days 2,301 sqft
    2020-10-01 0 days 2,481 sqft
    2020-11-01 0 days 2,309 sqft
    2020-12-01 0 days 2,327 sqft
    2021-01-01 0 days 2,387 sqft
    2021-02-01 0 days 1,936 sqft
    2021-03-01 0 days 2,127 sqft
    2021-04-01 0 days 2,352 sqft
    2021-05-01 0 days 2,245 sqft
    2021-06-01 0 days 2,221 sqft
    2021-07-01 0 days 2,198 sqft
    2021-08-01 0 days 2,159 sqft
    2021-09-01 0 days 1,816 sqft
    2021-10-01 0 days 2,020 sqft
    2021-11-01 0 days 2,146 sqft
    2021-12-01 0 days 2,134 sqft
    2022-01-01 0 days 2,184 sqft
    2022-02-01 0 days 2,099 sqft
    2022-03-01 0 days 1,728 sqft
    2022-04-01 0 days 1,759 sqft
    2022-05-01 0 days 1,688 sqft
    2022-06-01 0 days 1,665 sqft
    2022-07-01 0 days 1,759 sqft
    2022-08-01 0 days 2,105 sqft
    2022-09-01 0 days 2,088 sqft
    2022-10-01 0 days 2,000 sqft
    2022-11-01 0 days 1,949 sqft
    2022-12-01 0 days 1,874 sqft
    2023-01-01 0 days 1,862 sqft
    2023-02-01 0 days 1,769 sqft
    2023-03-01 0 days 1,858 sqft
    2023-04-01 0 days 1,758 sqft
    2023-05-01 0 days 1,877 sqft
    2023-06-01 0 days 1,899 sqft
    2023-07-01 0 days 1,821 sqft
    2023-08-01 0 days 1,896 sqft
    2023-09-01 0 days 1,899 sqft
    2023-10-01 0 days 2,107 sqft
    2023-11-01 0 days 2,039 sqft
    2023-12-01 0 days 2,013 sqft
    2024-01-01 0 days 1,983 sqft
    2024-02-01 0 days 1,921 sqft
    2024-03-01 0 days 1,935 sqft
    2024-04-01 0 days 2,232 sqft
    2024-05-01 0 days 2,241 sqft
    2024-06-01 0 days 2,151 sqft
    2024-07-01 0 days 2,021 sqft
    2024-08-01 0 days 2,000 sqft
    2024-09-01 0 days 2,092 sqft
    2024-10-01 0 days 2,102 sqft
    Corinth's median listing age (time on market) for 2024-10-01 was 0 days.

    Corinth's median square footage for active listings during the 2024-10-01 period was 2,102 sqft. One year prior, the average listing was 2,107 sqft.

    Corinth, MS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 228 $40,430,000 $177,325
    Refi 86 $10,750,000 $125,000
    Other 53 $3,905,000 $73,679
    Cash Out Refi 47 $6,625,000 $140,957
    Home Improvement 16 $770,000 $48,125

    Corinth's most frequently cited loan purpose was Home Purchase, with 228 originations. The 2nd most popular reason was Refi, with 86 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 146 $27,330,000 $187,192
    7-8% 114 $15,930,000 $139,737
    Over 8% 110 $8,400,000 $76,364
    5-6% 51 $10,305,000 $202,059
    2.5-3% 2 $50,000 $25,000

    During 2023, Corinth's most frequently originated rate bucket was 6-7%, with 146 originations.

    Loan Sizing (Corinth, MS MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 182 $10,380,000 $57,033
    $100k-200k 161 $24,015,000 $149,161
    $200k-400k 74 $19,270,000 $260,405
    $400k-600k 9 $4,225,000 $469,444
    $Over $1MM 3 $3,875,000 $1,291,667
    $600k-1000k 1 $715,000 $715,000

    Corinth's loan sizing saw the bucket of loans from $100,000 or less with 182 originations, totaling $10,380,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 189 $34,395,000 $181,984
    60-80% 71 $11,895,000 $167,535
    20-40% 60 $4,030,000 $67,167
    40-60% 53 $8,495,000 $160,283
    Under 20% 42 $1,300,000 $30,952
    Over 100% 5 $1,325,000 $265,000

    Corinth's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 189 originations, totaling $34,395,000 in origination value.