Vincennes Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Vincennes averaged 6.91% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.96% and one month ago for the week of 2025-04-17, the average rate was 6.88%.

    Vincennes's average rate one year ago was 7.27%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.26%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Vincennes 30 Year Fixed Rate 2025-05-22 6.91%
    Vincennes 30 Year Fixed Rate Refi 2025-05-22 7.26%
    Vincennes 15 Year Fixed Rate 2025-05-22 6.21%
    Vincennes 15 Year Fixed Rate Refi 2025-05-22 6.11%
    Vincennes 30 Year FHA 2025-05-22 6.71%
    Vincennes 30 Year FHA Refi 2025-05-22 6.71%
    Vincennes 30 Year USDA 2025-05-22 6.33%
    Vincennes 30 Year USDA Refi 2025-05-22 6.53%
    Vincennes 30 Year VA 2025-05-22 6.62%
    Vincennes 30 Year VA Refi 2025-05-22 6.62%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Vincennes, IN.

    Vincennes Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Vincennes, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    EVANSVILLE TEACHERS 51 6.64% $2,598
    German American Bank 31 6.58% $2,807
    QUICKEN LOANS, LLC 14 6.91% $4,858
    RUOFF MORTGAGE COMPANY, INC. 9 6.86% $1,316
    PLAZA HOME MORTGAGE, INC. 9 6.65% $3,099
    Fifth Third Bank 8 6.89% $3,187
    Regions Bank 7 7.39% $3,408
    UNITED WHOLESALE MORTGAGE, LLC 7 7.03% $3,649
    First Financial Bank 5 6.80% $3,627
    MORTGAGE MASTERS OF INDIANA, INC. 4 6.53% $3,207
    Mortgage Research Center, LLC 3 7.00% $1,259
    Old National Bank 3 6.54% $2,352
    Northwest Bank 2 6.63% $3,129
    ROYAL UNITED MORTGAGE LLC 2 7.50% $4,163
    The Loan Store, Inc. 2 7.06% $4,090
    NEWREZ LLC 1 7.50% $4,741
    SECURITYNATIONAL MORTGAGE COMPANY 1 7.13% $4,781
    Stock Yards Bank & Trust Company 1 6.63% $4,940
    American Mortgage & Equity Consultants, Inc. 1 6.63% $3,444
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $5,459
    AMERISAVE MORTGAGE CORPORATION 1 7.63% $5,386
    Arvest Bank 1 6.38% $4,378
    BROKER SOLUTIONS, INC. 1 7.63% $5,360
    CALCON MUTUAL MORTGAGE LLC 1 7.13% $3,623
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $4,168
    Deere Employees Credit Union 1 6.24% $2,591
    Equity Prime Mortgage LLC 1 6.50% $14,578
    GUARANTEED RATE, INC. 1 5.95% $3,678
    GVC MORTGAGE, INC. 1 6.99% $3,206
    Heritage Federal Credit Union 1 6.88% $2,581
    HOMESIDE FINANCIAL, LLC 1 6.50% $3,532
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.78% $3,630
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.99% $6,133
    NAVY FEDERAL CREDIT UNION 1 5.88% $4,006

    Vincennes Average Closing Costs & Other Stats

    Vincennes, IN's 34 lenders originated 585 loans during 2024. The total origination value was $77,695,000, with an average loan value of $132,812.

    Vincennes's average closing costs are $3,457.

    The top Vincennes lender as defined by loan originations is EVANSVILLE TEACHERS, with 51 loans originated. Their average total fees are $2,598, which is $208 lower than the next largest lender, German American Bank.

    The lowest fee Vincennes lenders (with over 10 loans originated) are EVANSVILLE TEACHERS ($2,598), German American Bank ($2,807), QUICKEN LOANS, LLC ($4,858), .

    The lowest rate Vincennes lenders (with over 10 loans originated) are German American Bank (6.58%), EVANSVILLE TEACHERS (6.64%), QUICKEN LOANS, LLC (6.91%), .

    Vincennes, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    EVANSVILLE TEACHERS $9,460,000 $15,545,000 64.3% 20.0%
    German American Bank $10,985,000 $10,195,000 -7.2% 13.1%
    QUICKEN LOANS, LLC $4,745,000 $4,750,000 0.1% 6.1%
    Terre Haute Savings Bank $3,365,000 n/a 4.3%
    Regions Bank $3,635,000 $3,175,000 -12.7% 4.1%
    Mortgage Research Center, LLC $2,375,000 $3,010,000 26.7% 3.9%
    Fifth Third Bank $1,000,000 $2,910,000 191.0% 3.7%
    RUOFF MORTGAGE COMPANY, INC. $2,100,000 $2,650,000 26.2% 3.4%
    PLAZA HOME MORTGAGE, INC. $1,455,000 $2,620,000 80.1% 3.4%
    UNITED WHOLESALE MORTGAGE, LLC $2,020,000 $2,615,000 29.5% 3.4%
    First Financial Bank $85,000 $2,585,000 2,941.2% 3.3%
    Old National Bank $1,730,000 $2,240,000 29.5% 2.9%
    MORTGAGE MASTERS OF INDIANA, INC. $1,860,000 $1,650,000 -11.3% 2.1%
    Equity Prime Mortgage LLC $1,325,000 $1,580,000 19.2% 2.0%
    Owen County State Bank $725,000 $1,365,000 88.3% 1.8%
    ORIX REAL ESTATE CAPITAL, LLC $1,195,000 n/a 1.5%
    FREEDOM MORTGAGE CORPORATION $360,000 $1,075,000 198.6% 1.4%
    LOANDEPOT.COM, LLC $775,000 n/a 1.0%
    AMERISAVE MORTGAGE CORPORATION $430,000 $755,000 75.6% 1.0%
    NEWREZ LLC $55,000 $670,000 1,118.2% 0.9%
    Northwest Bank $435,000 $645,000 48.3% 0.8%
    BROKER SOLUTIONS, INC. $680,000 $605,000 -11.0% 0.8%
    First Federal Savings Bank $805,000 $570,000 -29.2% 0.7%
    CMG MORTGAGE, INC. $550,000 n/a 0.7%
    AMERICAN FINANCIAL RESOURCES, INC. $95,000 $545,000 473.7% 0.7%
    The Peoples State Bank of Newton, Illinois $155,000 $535,000 245.2% 0.7%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $105,000 $470,000 347.6% 0.6%
    Flagstar Bank, FSB $65,000 $430,000 561.5% 0.6%
    The Loan Store, Inc. $85,000 $390,000 358.8% 0.5%
    HOWARD HANNA FINANCIAL SERVICES, INC. $385,000 n/a 0.5%
    Prosperity Home Mortgage, LLC $370,000 n/a 0.5%
    ZILLOW HOME LOANS, LLC $370,000 n/a 0.5%
    SECURITYNATIONAL MORTGAGE COMPANY $350,000 n/a 0.5%
    PENNYMAC LOAN SERVICES, LLC $165,000 $330,000 100.0% 0.4%
    NEW DAY FINANCIAL, LLC $245,000 $325,000 32.7% 0.4%
    Flanagan State Bank $305,000 n/a 0.4%
    BETTER MORTGAGE CORPORATION $245,000 n/a 0.3%
    LIBERTY HOME MORTGAGE CORPORATION $230,000 n/a 0.3%
    Bank of England $1,455,000 $225,000 -84.5% 0.3%
    LENDINGHOME FUNDING CORPORATION $220,000 n/a 0.3%
    GUARANTEED RATE, INC. $710,000 $215,000 -69.7% 0.3%
    Arvest Bank $210,000 n/a 0.3%
    Heritage Federal Credit Union $125,000 $200,000 60.0% 0.3%
    The First National Bank of Carmi $275,000 $195,000 -29.1% 0.3%
    U.S. Bank $45,000 $190,000 322.2% 0.2%
    NAVY FEDERAL CREDIT UNION $920,000 $185,000 -79.9% 0.2%
    RELIANCE FIRST CAPITAL, LLC $165,000 n/a 0.2%
    Stock Yards Bank & Trust Company $160,000 n/a 0.2%
    American Mortgage & Equity Consultants, Inc. $155,000 n/a 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $225,000 $155,000 -31.1% 0.2%
    Paramount Residential Mortgage Group, Inc. $155,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $340,000 $145,000 -57.4% 0.2%
    GVC MORTGAGE, INC. $95,000 $145,000 52.6% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $350,000 $145,000 -58.6% 0.2%
    Plains Commerce Bank $140,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $130,000 n/a 0.2%
    Deere Employees Credit Union $160,000 $125,000 -21.9% 0.2%
    MOVEMENT MORTGAGE, LLC $215,000 $120,000 -44.2% 0.2%
    ROYAL UNITED MORTGAGE LLC $165,000 $120,000 -27.3% 0.2%
    VILLAGE CAPITAL MORTGAGE $115,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $105,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $135,000 $95,000 -29.6% 0.1%
    Carrington Mortgage Services, LLC $90,000 n/a 0.1%
    CRANE $150,000 $90,000 -40.0% 0.1%
    CALCON MUTUAL MORTGAGE LLC $85,000 n/a 0.1%
    Meade County Bank $85,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $85,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $65,000 n/a 0.1%
    LOANPAL, LLC $65,000 n/a 0.1%
    Community First Bank of Indiana $140,000 $55,000 -60.7% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $55,000 n/a 0.1%
    INDIANA MEMBERS CREDIT UNION $35,000 n/a 0.0%

    Vincennes's top lender by overall market share is EVANSVILLE TEACHERS, with 20.0% market share. In second place, with 13.1%, is German American Bank, having originated $10,195,000 in loans. In third place, with 6.1%, is QUICKEN LOANS, LLC, having originated $4,750,000 in loans. In fourth place, with 4.3%, is Terre Haute Savings Bank, having originated $3,365,000 in loans. In fifth place, with 4.1%, is Regions Bank, having originated $3,175,000 in loans.

    Vincennes Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Vincennes (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $69,900 (-12.5%) $119,907 (-2.9%) 0.00 109
    2018-02-01 $74,750 (-6.5%) $121,418 (-1.3%) 0.00 104
    2018-03-01 $70,500 (-11.8%) $117,498 (-5.7%) 0.00 107
    2018-04-01 $72,925 (-8.7%) $120,430 (-3.6%) 0.00 110
    2018-05-01 $88,725 (13.2%) $136,853 (14.7%) 0.00 121
    2018-06-01 $99,000 (23.9%) $152,958 (20.1%) 0.00 115
    2018-07-01 $104,900 (17.0%) $146,574 (5.0%) 0.00 118
    2018-08-01 $104,900 (5.8%) $148,487 (-2.2%) 0.00 112
    2018-09-01 $104,000 (-0.9%) $157,837 (0.5%) 0.00 111
    2018-10-01 $114,950 (18.0%) $167,240 (12.4%) 0.00 102
    2018-11-01 $97,400 (6.1%) $159,010 (13.4%) 0.00 104
    2018-12-01 $89,900 (30.5%) $157,448 (33.3%) 0.00 102
    2019-01-01 $89,900 (28.6%) $154,380 (28.8%) 0.00 107
    2019-02-01 $81,150 (8.6%) $153,537 (26.5%) 0.00 101
    2019-03-01 $82,043 (16.4%) $155,169 (32.1%) 0.00 92
    2019-04-01 $82,043 (12.5%) $157,991 (31.2%) 0.00 88
    2019-05-01 $107,475 (21.1%) $176,147 (28.7%) 0.00 85
    2019-06-01 $135,900 (37.3%) $189,631 (24.0%) 0.00 82
    2019-07-01 $144,975 (38.2%) $187,748 (28.1%) 0.00 99
    2019-08-01 $146,336 (39.5%) $181,446 (22.2%) 0.00 106
    2019-09-01 $148,341 (42.6%) $181,872 (15.2%) 0.00 106
    2019-10-01 $145,327 (26.4%) $179,652 (7.4%) 0.00 106
    2019-11-01 $141,200 (45.0%) $172,565 (8.5%) 0.00 93
    2019-12-01 $124,900 (38.9%) $170,958 (8.6%) 0.00 88
    2020-01-01 $132,500 (47.4%) $172,989 (12.1%) 0.00 80
    2020-02-01 $112,450 (38.6%) $164,046 (6.8%) 0.00 75
    2020-03-01 $96,150 (17.2%) $157,398 (1.4%) 0.00 73
    2020-04-01 $83,250 (1.5%) $146,441 (-7.3%) 0.00 65
    2020-05-01 $79,900 (-25.7%) $144,941 (-17.7%) 0.00 60
    2020-06-01 $74,900 (-44.9%) $152,787 (-19.4%) 0.00 54
    2020-07-01 $102,900 (-29.0%) $165,240 (-12.0%) 0.00 54
    2020-08-01 $98,950 (-32.4%) $152,800 (-15.8%) 0.00 63
    2020-09-01 $97,425 (-34.3%) $156,817 (-13.8%) 0.00 60
    2020-10-01 $126,000 (-13.3%) $158,941 (-11.5%) 0.00 57
    2020-11-01 $122,900 (-13.0%) $163,354 (-5.3%) 0.00 61
    2020-12-01 $97,500 (-21.9%) $148,398 (-13.2%) 0.00 65
    2021-01-01 $96,250 (-27.4%) $144,919 (-16.2%) 0.00 60
    2021-02-01 $106,950 (-4.9%) $164,985 (0.6%) 0.00 54
    2021-03-01 $113,200 (17.7%) $167,433 (6.4%) 0.00 48
    2021-04-01 $93,248 (12.0%) $180,786 (23.5%) 0.00 36
    2021-05-01 $73,500 (-8.0%) $155,801 (7.5%) 0.00 36
    2021-06-01 $96,950 (29.4%) $147,616 (-3.4%) 0.00 34
    2021-07-01 $87,500 (-15.0%) $144,853 (-12.3%) 0.00 37
    2021-08-01 $112,450 (13.6%) $156,181 (2.2%) 0.00 47
    2021-09-01 $127,475 (30.8%) $173,066 (10.4%) 0.00 55
    2021-10-01 $124,950 (-0.8%) $168,145 (5.8%) 0.00 66
    2021-11-01 $120,200 (-2.2%) $169,180 (3.6%) 0.00 59
    2021-12-01 $121,950 (25.1%) $167,711 (13.0%) 0.00 59
    2022-01-01 $104,950 (9.0%) $164,070 (13.2%) 0.00 48
    2022-02-01 $104,850 (-2.0%) $158,086 (-4.2%) 0.00 44
    2022-03-01 $102,300 (-9.6%) $140,822 (-15.9%) 0.00 37
    2022-04-01 $84,900 (-9.0%) $127,094 (-29.7%) 0.00 40
    2022-05-01 $103,125 (40.3%) $148,002 (-5.0%) 0.00 45
    2022-06-01 $124,900 (28.8%) $160,882 (9.0%) 0.00 55
    2022-07-01 $135,000 (54.3%) $162,834 (12.4%) 0.00 59
    2022-08-01 $147,475 (31.2%) $169,203 (8.3%) 0.00 59
    2022-09-01 $166,600 (30.7%) $205,192 (18.6%) 0.00 66
    2022-10-01 $165,500 (32.5%) $215,350 (28.1%) 0.00 68
    2022-11-01 $163,750 (36.2%) $211,550 (25.0%) 0.00 69
    2022-12-01 $150,000 (23.0%) $208,751 (24.5%) 0.00 60
    2023-01-01 $144,950 (38.1%) $204,279 (24.5%) 0.00 49
    2023-02-01 $159,500 (52.1%) $215,921 (36.6%) 0.00 48
    2023-03-01 $179,750 (75.7%) $245,062 (74.0%) 0.00 41
    2023-04-01 $169,900 (100.1%) $244,941 (92.7%) 0.00 39
    2023-05-01 $204,325 (98.1%) $283,170 (91.3%) 0.00 39
    2023-06-01 $198,675 (59.1%) $279,551 (73.8%) 0.00 41
    2023-07-01 $179,900 (33.3%) $256,149 (57.3%) 0.00 53
    2023-08-01 $161,850 (9.8%) $228,215 (34.9%) 0.00 48
    2023-09-01 $151,200 (-9.2%) $186,457 (-9.1%) 0.00 52
    2023-10-01 $149,900 (-9.4%) $205,878 (-4.4%) 0.00 55
    2023-11-01 $161,050 (-1.7%) $207,956 (-1.7%) 0.00 72
    2023-12-01 $169,900 (13.3%) $205,399 (-1.6%) 0.00 72
    2024-01-01 $176,150 (21.5%) $208,822 (2.2%) 0.00 71
    2024-02-01 $194,800 (22.1%) $226,387 (4.9%) 0.00 57
    2024-03-01 $192,000 (6.8%) $248,845 (1.5%) 0.00 63
    2024-04-01 $207,450 (22.1%) $265,449 (8.4%) 0.00 66
    2024-05-01 $189,900 (-7.1%) $255,191 (-9.9%) 0.00 71
    2024-06-01 $194,900 (-1.9%) $235,373 (-15.8%) 0.00 74
    2024-07-01 $185,925 (3.4%) $226,123 (-11.7%) 0.00 72
    2024-08-01 $199,900 (23.5%) $239,909 (5.1%) 0.00 77
    2024-09-01 $165,050 (9.2%) $219,294 (17.6%) 0.00 96
    2024-10-01 $154,625 (3.2%) $212,469 (3.2%) 0.00 95
    2024-11-01 $159,900 (-0.7%) $213,571 (2.7%) 0.00 92
    2024-12-01 $168,650 (-0.7%) $213,663 (4.0%) 0.00 85
    2025-01-01 $180,650 (2.6%) $215,580 (3.2%) 0.00 81
    2025-02-01 $179,900 (-7.7%) $213,805 (-5.6%) 0.00 76
    2025-03-01 $184,900 (-3.7%) $236,692 (-4.9%) 0.00 75
    2025-04-01 $174,900 (-15.7%) $234,772 (-11.6%) 0.00 64
    Vincennes's median listing price for 2025-04-01 was $174,900, a difference of $-32,550 (-15.7%) versus the prior year and $-10,000 versus the prior month.

    Vincennes's median listing price comes in at 0% of the national average.

    Vincennes's average listing price for 2025-04-01 was $234,772, a difference of $-30,677 (-11.6%) versus the prior year and $-1,920 versus the prior month.

    For the 2025-04-01 period, Vincennes had 64 MLS listings, a difference of -11 listings (-15%) versus the prior month and -2 listings (-3%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Vincennes (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,374 sqft
    2018-02-01 0 days 1,403 sqft
    2018-03-01 0 days 1,409 sqft
    2018-04-01 0 days 1,420 sqft
    2018-05-01 0 days 1,575 sqft
    2018-06-01 0 days 1,628 sqft
    2018-07-01 0 days 1,613 sqft
    2018-08-01 0 days 1,600 sqft
    2018-09-01 0 days 1,628 sqft
    2018-10-01 0 days 1,619 sqft
    2018-11-01 0 days 1,561 sqft
    2018-12-01 0 days 1,571 sqft
    2019-01-01 0 days 1,570 sqft
    2019-02-01 0 days 1,517 sqft
    2019-03-01 0 days 1,504 sqft
    2019-04-01 0 days 1,521 sqft
    2019-05-01 0 days 1,592 sqft
    2019-06-01 0 days 1,623 sqft
    2019-07-01 0 days 1,628 sqft
    2019-08-01 0 days 1,626 sqft
    2019-09-01 0 days 1,624 sqft
    2019-10-01 0 days 1,630 sqft
    2019-11-01 0 days 1,663 sqft
    2019-12-01 0 days 1,675 sqft
    2020-01-01 0 days 1,724 sqft
    2020-02-01 0 days 1,703 sqft
    2020-03-01 0 days 1,630 sqft
    2020-04-01 0 days 1,558 sqft
    2020-05-01 0 days 1,471 sqft
    2020-06-01 0 days 1,430 sqft
    2020-07-01 0 days 1,506 sqft
    2020-08-01 0 days 1,509 sqft
    2020-09-01 0 days 1,549 sqft
    2020-10-01 0 days 1,557 sqft
    2020-11-01 0 days 1,633 sqft
    2020-12-01 0 days 1,570 sqft
    2021-01-01 0 days 1,589 sqft
    2021-02-01 0 days 1,538 sqft
    2021-03-01 0 days 1,473 sqft
    2021-04-01 0 days 1,609 sqft
    2021-05-01 0 days 1,540 sqft
    2021-06-01 0 days 1,438 sqft
    2021-07-01 0 days 1,456 sqft
    2021-08-01 0 days 1,516 sqft
    2021-09-01 0 days 1,518 sqft
    2021-10-01 0 days 1,392 sqft
    2021-11-01 0 days 1,510 sqft
    2021-12-01 0 days 1,550 sqft
    2022-01-01 0 days 1,551 sqft
    2022-02-01 0 days 1,547 sqft
    2022-03-01 0 days 1,448 sqft
    2022-04-01 0 days 1,369 sqft
    2022-05-01 0 days 1,578 sqft
    2022-06-01 0 days 1,671 sqft
    2022-07-01 0 days 1,768 sqft
    2022-08-01 0 days 1,706 sqft
    2022-09-01 0 days 1,768 sqft
    2022-10-01 0 days 1,884 sqft
    2022-11-01 0 days 1,823 sqft
    2022-12-01 0 days 1,774 sqft
    2023-01-01 0 days 1,672 sqft
    2023-02-01 0 days 1,728 sqft
    2023-03-01 0 days 1,869 sqft
    2023-04-01 0 days 1,920 sqft
    2023-05-01 0 days 2,044 sqft
    2023-06-01 0 days 1,969 sqft
    2023-07-01 0 days 1,944 sqft
    2023-08-01 0 days 1,734 sqft
    2023-09-01 0 days 1,698 sqft
    2023-10-01 0 days 1,717 sqft
    2023-11-01 0 days 1,681 sqft
    2023-12-01 0 days 1,632 sqft
    2024-01-01 0 days 1,598 sqft
    2024-02-01 0 days 1,663 sqft
    2024-03-01 0 days 1,694 sqft
    2024-04-01 0 days 1,788 sqft
    2024-05-01 0 days 1,700 sqft
    2024-06-01 0 days 1,700 sqft
    2024-07-01 0 days 1,716 sqft
    2024-08-01 0 days 1,624 sqft
    2024-09-01 0 days 1,511 sqft
    2024-10-01 0 days 1,487 sqft
    2024-11-01 0 days 1,427 sqft
    2024-12-01 0 days 1,582 sqft
    2025-01-01 0 days 1,665 sqft
    2025-02-01 0 days 1,635 sqft
    2025-03-01 0 days 1,708 sqft
    2025-04-01 0 days 1,576 sqft
    Vincennes's median listing age (time on market) for 2025-04-01 was 0 days.

    Vincennes's median square footage for active listings during the 2025-04-01 period was 1,576 sqft. One year prior, the average listing was 1,788 sqft.

    Vincennes, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 291 $51,115,000 $175,653
    Cash Out Refi 101 $10,765,000 $106,584
    Refi 94 $9,000,000 $95,745
    Home Improvement 60 $3,480,000 $58,000
    Other 39 $3,335,000 $85,513

    Vincennes's most frequently cited loan purpose was Home Purchase, with 291 originations. The 2nd most popular reason was Cash Out Refi, with 101 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 264 $39,990,000 $151,477
    7-8% 130 $16,480,000 $126,769
    Over 8% 106 $7,320,000 $69,057
    <2.5% 35 $2,115,000 $60,429
    5-6% 33 $5,395,000 $163,485
    4-5% 5 $815,000 $163,000
    3-4% 1 $35,000 $35,000

    During 2024, Vincennes's most frequently originated rate bucket was 6-7%, with 264 originations.

    Loan Sizing (Vincennes, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 282 $14,670,000 $52,021
    $100k-200k 203 $28,675,000 $141,256
    $200k-400k 86 $22,350,000 $259,884
    $400k-600k 6 $2,730,000 $455,000
    $600k-1000k 5 $3,585,000 $717,000
    $Over $1MM 3 $5,685,000 $1,895,000

    Vincennes's loan sizing saw the bucket of loans from $100,000 or less with 282 originations, totaling $14,670,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 234 $39,450,000 $168,590
    60-80% 98 $15,900,000 $162,245
    20-40% 94 $5,730,000 $60,957
    Under 20% 88 $3,030,000 $34,432
    40-60% 46 $4,950,000 $107,609
    Over 100% 5 $1,625,000 $325,000

    Vincennes's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 234 originations, totaling $39,450,000 in origination value.