Vincennes Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Vincennes averaged 7.26% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

The average rate for the prior week (2024-04-11) was 7.04% and one month ago for the week of 2024-03-14, the average rate was 6.8%.

Vincennes's average rate one year ago was 6.63%.

For refis of the same type during the week of 2024-04-18, the average rate was 7.4%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-18 7.1%
Vincennes 30 Year Fixed Rate 2024-04-18 7.26%
Vincennes 30 Year Fixed Rate Refi 2024-04-18 7.4%
Vincennes 15 Year Fixed Rate 2024-04-18 6.39%
Vincennes 15 Year Fixed Rate Refi 2024-04-18 6.39%
Vincennes 30 Year FHA 2024-04-18 6.76%
Vincennes 30 Year FHA Refi 2024-04-18 6.96%
Vincennes 30 Year USDA 2024-04-18 6.96%
Vincennes 30 Year USDA Refi 2024-04-18 6.76%
Vincennes 30 Year VA 2024-04-18 6.86%
Vincennes 30 Year VA Refi 2024-04-18 6.96%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Vincennes, IN.

Vincennes Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Vincennes, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
German American Bank 39 7.00% $2,275
EVANSVILLE TEACHERS 34 6.86% $2,597
QUICKEN LOANS, LLC 10 7.17% $5,536
UNITED WHOLESALE MORTGAGE, LLC 8 7.44% $4,631
MORTGAGE MASTERS OF INDIANA, INC. 7 6.57% $2,956
Regions Bank 6 7.56% $3,102
RUOFF MORTGAGE COMPANY, INC. 4 6.78% $2,430
Farm Credit Mid-America, ACA 3 7.33% $7,047
Old National Bank 3 7.29% $1,103
Bank of England 2 7.25% $4,980
Equity Prime Mortgage LLC 2 6.13% $2,368
GUARANTEED RATE, INC. 2 7.50% $3,239
MOVEMENT MORTGAGE, LLC 2 7.44% $3,808
NAVY FEDERAL CREDIT UNION 1 4.88% $8,381
NEWREZ LLC 1 7.13% $3,909
Northpointe Bank 1 6.50% $2,645
Northwest Bank 1 7.25% $3,443
Peoples National Bank , N.A. 1 7.63% $3,085
PHH Mortgage Corporation 1 6.63% $4,173
PLAZA HOME MORTGAGE, INC. 1 7.88% $3,058
ROYAL UNITED MORTGAGE LLC 1 6.00% $9,093
The Federal Savings Bank 1 7.25% $2,693
The Loan Store, Inc. 1 6.88% $3,292
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.25% $5,504
Civista Bank 1 6.25% $1,760
CRANE 1 7.38% $1,938
Deere Employees Credit Union 1 7.25% $2,812
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.49% $2,407
First Federal Savings Bank 1 6.88% $1,865
First Financial Bank 1 7.13% $2,455
First Mid Bank & Trust 1 5.88% $2,171
Flagstar Bank, FSB 1 6.50% $3,070
Heritage Federal Credit Union 1 6.13% $2,232
JPMorgan Chase Bank 1 6.88% $3,006
MEMBER FIRST MORTGAGE, LLC 1 6.88% $2,798
Mortgage Research Center, LLC 1 6.38% $393

Vincennes Average Closing Costs & Other Stats

Vincennes, IN's 36 lenders originated 562 loans during 2023. The total origination value was $60,080,000, with an average loan value of $106,904.

Vincennes's average closing costs are $3,317.

The top Vincennes lender as defined by loan originations is German American Bank, with 39 loans originated. Their average total fees are $2,275, which is $322 lower than the next largest lender, EVANSVILLE TEACHERS.

The lowest fee Vincennes lenders (with over 10 loans originated) are German American Bank ($2,275), EVANSVILLE TEACHERS ($2,597), QUICKEN LOANS, LLC ($5,536), .

The lowest rate Vincennes lenders (with over 10 loans originated) are EVANSVILLE TEACHERS (6.86%), German American Bank (7.00%), QUICKEN LOANS, LLC (7.17%), .

Vincennes, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
German American Bank $8,120,000 $10,985,000 35.3% 18.3%
EVANSVILLE TEACHERS $13,580,000 $9,460,000 -30.3% 15.7%
QUICKEN LOANS, LLC $4,340,000 $4,745,000 9.3% 7.9%
Regions Bank $5,265,000 $3,635,000 -31.0% 6.1%
Mortgage Research Center, LLC $2,370,000 $2,375,000 0.2% 4.0%
RUOFF MORTGAGE COMPANY, INC. $6,230,000 $2,100,000 -66.3% 3.5%
UNITED WHOLESALE MORTGAGE, LLC $2,780,000 $2,020,000 -27.3% 3.4%
MORTGAGE MASTERS OF INDIANA, INC. $2,910,000 $1,860,000 -36.1% 3.1%
Old National Bank $3,440,000 $1,730,000 -49.7% 2.9%
Bank of England $745,000 $1,455,000 95.3% 2.4%
PLAZA HOME MORTGAGE, INC. $1,225,000 $1,455,000 18.8% 2.4%
First Financial Bank $130,000 $1,370,000 953.8% 2.3%
Equity Prime Mortgage LLC $1,110,000 $1,325,000 19.4% 2.2%
Farm Credit Mid-America, ACA $445,000 $1,080,000 142.7% 1.8%
Fifth Third Bank $1,350,000 $1,000,000 -25.9% 1.7%
NAVY FEDERAL CREDIT UNION $125,000 $920,000 636.0% 1.5%
First Federal Savings Bank $140,000 $805,000 475.0% 1.3%
Owen County State Bank $445,000 $725,000 62.9% 1.2%
GUARANTEED RATE, INC. $1,860,000 $710,000 -61.8% 1.2%
BROKER SOLUTIONS, INC. $160,000 $680,000 325.0% 1.1%
Northwest Bank $435,000 n/a 0.7%
AMERISAVE MORTGAGE CORPORATION $535,000 $430,000 -19.6% 0.7%
Northpointe Bank $385,000 n/a 0.6%
CALIBER HOME LOANS, INC. $435,000 $370,000 -14.9% 0.6%
FREEDOM MORTGAGE CORPORATION $1,185,000 $360,000 -69.6% 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $500,000 $350,000 -30.0% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $340,000 n/a 0.6%
1ST SIGNATURE LENDING, LLC $380,000 $295,000 -22.4% 0.5%
Discover Bank $285,000 n/a 0.5%
FIELD & MAIN BANK, INC. $275,000 n/a 0.5%
The First National Bank of Carmi $195,000 $275,000 41.0% 0.5%
Nations Lending Corporation $105,000 $245,000 133.3% 0.4%
NEW DAY FINANCIAL, LLC $300,000 $245,000 -18.3% 0.4%
Wells Fargo Bank $1,040,000 $245,000 -76.4% 0.4%
SOUTH CENTRAL BANK, INC. $240,000 n/a 0.4%
Atlantic Union Bank $225,000 n/a 0.4%
CROSSCOUNTRY MORTGAGE, LLC $145,000 $225,000 55.2% 0.4%
MJW Financial LLC $145,000 $225,000 55.2% 0.4%
MOVEMENT MORTGAGE, LLC $490,000 $215,000 -56.1% 0.4%
USAA Federal Savings Bank $650,000 $195,000 -70.0% 0.3%
PENNYMAC LOAN SERVICES, LLC $545,000 $165,000 -69.7% 0.3%
Peoples National Bank , N.A. $165,000 n/a 0.3%
ROYAL UNITED MORTGAGE LLC $165,000 $165,000 0.0% 0.3%
TOP FLITE FINANCIAL, INC. $165,000 n/a 0.3%
Deere Employees Credit Union $160,000 n/a 0.3%
The Peoples State Bank of Newton, Illinois $645,000 $155,000 -76.0% 0.3%
CRANE $675,000 $150,000 -77.8% 0.2%
TRIAD FINANCIAL SERVICES, INC. $75,000 $150,000 100.0% 0.2%
PHH Mortgage Corporation $145,000 n/a 0.2%
The Federal Savings Bank $285,000 $145,000 -49.1% 0.2%
Community First Bank of Indiana $55,000 $140,000 154.5% 0.2%
Civista Bank $135,000 n/a 0.2%
GUILD MORTGAGE COMPANY $135,000 n/a 0.2%
First Mid Bank & Trust $125,000 n/a 0.2%
Heritage Federal Credit Union $125,000 n/a 0.2%
First Merchants Bank $120,000 n/a 0.2%
FORUM Credit Union $105,000 n/a 0.2%
JPMorgan Chase Bank $85,000 $105,000 23.5% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $145,000 $105,000 -27.6% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $115,000 $95,000 -17.4% 0.2%
AMERICAN HERITAGE LENDING, INC. $95,000 n/a 0.2%
BOONVILLE FEDERAL SAVINGS BANK $70,000 $95,000 35.7% 0.2%
GVC MORTGAGE, INC. $95,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $85,000 n/a 0.1%
First Financial Bank $130,000 $85,000 -34.6% 0.1%
The Loan Store, Inc. $85,000 n/a 0.1%
Figure Lending LLC $75,000 n/a 0.1%
Banterra Bank $210,000 $65,000 -69.0% 0.1%
Flagstar Bank, FSB $375,000 $65,000 -82.7% 0.1%
NEWREZ LLC $55,000 $55,000 0.0% 0.1%
BEACON CREDIT UNION $75,000 $45,000 -40.0% 0.1%
Farmers Bank & Trust $45,000 n/a 0.1%
U.S. Bank $565,000 $45,000 -92.0% 0.1%
MEMBER FIRST MORTGAGE, LLC $35,000 n/a 0.1%
Regional Federal Credit Union $35,000 n/a 0.1%
Baxter Credit Union $70,000 $25,000 -64.3% 0.0%

Vincennes's top lender by overall market share is German American Bank, with 18.3% market share. In second place, with 15.7%, is EVANSVILLE TEACHERS, having originated $9,460,000 in loans. In third place, with 7.9%, is QUICKEN LOANS, LLC, having originated $4,745,000 in loans. In fourth place, with 6.1%, is Regions Bank, having originated $3,635,000 in loans. In fifth place, with 4.0%, is Mortgage Research Center, LLC, having originated $2,375,000 in loans.


Vincennes Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Vincennes (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $69,900 (-12.5%) $119,907 (-2.9%) 0.00 109
2018-02-01 $74,750 (-6.5%) $121,418 (-1.3%) 0.00 104
2018-03-01 $70,500 (-11.8%) $117,498 (-5.7%) 0.00 107
2018-04-01 $72,925 (-8.7%) $120,430 (-3.6%) 0.00 110
2018-05-01 $88,725 (13.2%) $136,853 (14.7%) 0.00 121
2018-06-01 $99,000 (23.9%) $152,958 (20.1%) 0.00 115
2018-07-01 $104,900 (17.0%) $146,574 (5.0%) 0.00 118
2018-08-01 $104,900 (5.8%) $148,487 (-2.2%) 0.00 112
2018-09-01 $104,000 (-0.9%) $157,837 (0.5%) 0.00 111
2018-10-01 $114,950 (18.0%) $167,240 (12.4%) 0.00 102
2018-11-01 $97,400 (6.1%) $159,010 (13.4%) 0.00 104
2018-12-01 $89,900 (30.5%) $157,448 (33.3%) 0.00 102
2019-01-01 $89,900 (28.6%) $154,380 (28.8%) 0.00 107
2019-02-01 $81,150 (8.6%) $153,537 (26.5%) 0.00 101
2019-03-01 $82,043 (16.4%) $155,169 (32.1%) 0.00 92
2019-04-01 $82,043 (12.5%) $157,991 (31.2%) 0.00 88
2019-05-01 $107,475 (21.1%) $176,147 (28.7%) 0.00 85
2019-06-01 $135,900 (37.3%) $189,631 (24.0%) 0.00 82
2019-07-01 $144,975 (38.2%) $187,748 (28.1%) 0.00 99
2019-08-01 $146,336 (39.5%) $181,446 (22.2%) 0.00 106
2019-09-01 $148,341 (42.6%) $181,872 (15.2%) 0.00 106
2019-10-01 $145,327 (26.4%) $179,652 (7.4%) 0.00 106
2019-11-01 $141,200 (45.0%) $172,565 (8.5%) 0.00 93
2019-12-01 $124,900 (38.9%) $170,958 (8.6%) 0.00 88
2020-01-01 $132,500 (47.4%) $172,989 (12.1%) 0.00 80
2020-02-01 $112,450 (38.6%) $164,046 (6.8%) 0.00 75
2020-03-01 $96,150 (17.2%) $157,398 (1.4%) 0.00 73
2020-04-01 $83,250 (1.5%) $146,441 (-7.3%) 0.00 65
2020-05-01 $79,900 (-25.7%) $144,941 (-17.7%) 0.00 60
2020-06-01 $74,900 (-44.9%) $152,787 (-19.4%) 0.00 54
2020-07-01 $102,900 (-29.0%) $165,240 (-12.0%) 0.00 54
2020-08-01 $98,950 (-32.4%) $152,800 (-15.8%) 0.00 63
2020-09-01 $97,425 (-34.3%) $156,817 (-13.8%) 0.00 60
2020-10-01 $126,000 (-13.3%) $158,941 (-11.5%) 0.00 57
2020-11-01 $122,900 (-13.0%) $163,354 (-5.3%) 0.00 61
2020-12-01 $97,500 (-21.9%) $148,398 (-13.2%) 0.00 65
2021-01-01 $96,250 (-27.4%) $144,919 (-16.2%) 0.00 60
2021-02-01 $106,950 (-4.9%) $164,985 (0.6%) 0.00 54
2021-03-01 $113,200 (17.7%) $167,433 (6.4%) 0.00 48
2021-04-01 $93,248 (12.0%) $180,786 (23.5%) 0.00 36
2021-05-01 $73,500 (-8.0%) $155,801 (7.5%) 0.00 36
2021-06-01 $96,950 (29.4%) $147,616 (-3.4%) 0.00 34
2021-07-01 $87,500 (-15.0%) $144,853 (-12.3%) 0.00 37
2021-08-01 $112,450 (13.6%) $156,181 (2.2%) 0.00 47
2021-09-01 $127,475 (30.8%) $173,066 (10.4%) 0.00 55
2021-10-01 $124,950 (-0.8%) $168,145 (5.8%) 0.00 66
2021-11-01 $120,200 (-2.2%) $169,180 (3.6%) 0.00 59
2021-12-01 $121,950 (25.1%) $167,711 (13.0%) 0.00 59
2022-01-01 $104,950 (9.0%) $164,070 (13.2%) 0.00 48
2022-02-01 $104,850 (-2.0%) $158,086 (-4.2%) 0.00 44
2022-03-01 $102,300 (-9.6%) $140,822 (-15.9%) 0.00 37
2022-04-01 $84,900 (-9.0%) $127,094 (-29.7%) 0.00 40
2022-05-01 $103,125 (40.3%) $148,002 (-5.0%) 0.00 45
2022-06-01 $124,900 (28.8%) $160,882 (9.0%) 0.00 55
2022-07-01 $135,000 (54.3%) $162,834 (12.4%) 0.00 59
2022-08-01 $147,475 (31.2%) $169,203 (8.3%) 0.00 59
2022-09-01 $166,600 (30.7%) $205,192 (18.6%) 0.00 66
2022-10-01 $165,500 (32.5%) $215,350 (28.1%) 0.00 68
2022-11-01 $163,750 (36.2%) $211,550 (25.0%) 0.00 69
2022-12-01 $150,000 (23.0%) $208,751 (24.5%) 0.00 60
2023-01-01 $144,950 (38.1%) $204,279 (24.5%) 0.00 49
2023-02-01 $159,500 (52.1%) $215,921 (36.6%) 0.00 48
2023-03-01 $179,750 (75.7%) $245,062 (74.0%) 0.00 41
2023-04-01 $169,900 (100.1%) $244,941 (92.7%) 0.00 39
2023-05-01 $204,325 (98.1%) $283,170 (91.3%) 0.00 39
2023-06-01 $198,675 (59.1%) $279,551 (73.8%) 0.00 41
2023-07-01 $179,900 (33.3%) $256,149 (57.3%) 0.00 53
2023-08-01 $161,850 (9.8%) $228,215 (34.9%) 0.00 48
2023-09-01 $151,200 (-9.2%) $186,457 (-9.1%) 0.00 52
2023-10-01 $149,900 (-9.4%) $205,878 (-4.4%) 0.00 55
2023-11-01 $161,050 (-1.7%) $207,956 (-1.7%) 0.00 72
2023-12-01 $169,900 (13.3%) $205,399 (-1.6%) 0.00 72
2024-01-01 $176,150 (21.5%) $208,822 (2.2%) 0.00 71
2024-02-01 $194,800 (22.1%) $226,387 (4.9%) 0.00 57
2024-03-01 $192,000 (6.8%) $248,845 (1.5%) 0.00 63
Vincennes's median listing price for 2024-03-01 was $192,000, a difference of $12,250 (6.8%) versus the prior year and $-2,800 versus the prior month.

Vincennes's median listing price comes in at 0% of the national average.

Vincennes's average listing price for 2024-03-01 was $248,845, a difference of $3,783 (1.5%) versus the prior year and $22,458 versus the prior month.

For the 2024-03-01 period, Vincennes had 63 MLS listings, a difference of 6 listings (11%) versus the prior month and 22 listings (54%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Vincennes (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,374 sqft
2018-02-01 0 days 1,403 sqft
2018-03-01 0 days 1,409 sqft
2018-04-01 0 days 1,420 sqft
2018-05-01 0 days 1,575 sqft
2018-06-01 0 days 1,628 sqft
2018-07-01 0 days 1,613 sqft
2018-08-01 0 days 1,600 sqft
2018-09-01 0 days 1,628 sqft
2018-10-01 0 days 1,619 sqft
2018-11-01 0 days 1,561 sqft
2018-12-01 0 days 1,571 sqft
2019-01-01 0 days 1,570 sqft
2019-02-01 0 days 1,517 sqft
2019-03-01 0 days 1,504 sqft
2019-04-01 0 days 1,521 sqft
2019-05-01 0 days 1,592 sqft
2019-06-01 0 days 1,623 sqft
2019-07-01 0 days 1,628 sqft
2019-08-01 0 days 1,626 sqft
2019-09-01 0 days 1,624 sqft
2019-10-01 0 days 1,630 sqft
2019-11-01 0 days 1,663 sqft
2019-12-01 0 days 1,675 sqft
2020-01-01 0 days 1,724 sqft
2020-02-01 0 days 1,703 sqft
2020-03-01 0 days 1,630 sqft
2020-04-01 0 days 1,558 sqft
2020-05-01 0 days 1,471 sqft
2020-06-01 0 days 1,430 sqft
2020-07-01 0 days 1,506 sqft
2020-08-01 0 days 1,509 sqft
2020-09-01 0 days 1,549 sqft
2020-10-01 0 days 1,557 sqft
2020-11-01 0 days 1,633 sqft
2020-12-01 0 days 1,570 sqft
2021-01-01 0 days 1,589 sqft
2021-02-01 0 days 1,538 sqft
2021-03-01 0 days 1,473 sqft
2021-04-01 0 days 1,609 sqft
2021-05-01 0 days 1,540 sqft
2021-06-01 0 days 1,438 sqft
2021-07-01 0 days 1,456 sqft
2021-08-01 0 days 1,516 sqft
2021-09-01 0 days 1,518 sqft
2021-10-01 0 days 1,392 sqft
2021-11-01 0 days 1,510 sqft
2021-12-01 0 days 1,550 sqft
2022-01-01 0 days 1,551 sqft
2022-02-01 0 days 1,547 sqft
2022-03-01 0 days 1,448 sqft
2022-04-01 0 days 1,369 sqft
2022-05-01 0 days 1,578 sqft
2022-06-01 0 days 1,671 sqft
2022-07-01 0 days 1,768 sqft
2022-08-01 0 days 1,706 sqft
2022-09-01 0 days 1,768 sqft
2022-10-01 0 days 1,884 sqft
2022-11-01 0 days 1,823 sqft
2022-12-01 0 days 1,774 sqft
2023-01-01 0 days 1,672 sqft
2023-02-01 0 days 1,728 sqft
2023-03-01 0 days 1,869 sqft
2023-04-01 0 days 1,920 sqft
2023-05-01 0 days 2,044 sqft
2023-06-01 0 days 1,969 sqft
2023-07-01 0 days 1,944 sqft
2023-08-01 0 days 1,734 sqft
2023-09-01 0 days 1,698 sqft
2023-10-01 0 days 1,717 sqft
2023-11-01 0 days 1,681 sqft
2023-12-01 0 days 1,632 sqft
2024-01-01 0 days 1,598 sqft
2024-02-01 0 days 1,663 sqft
2024-03-01 0 days 1,694 sqft
Vincennes's median listing age (time on market) for 2024-03-01 was 0 days.

Vincennes's median square footage for active listings during the 2024-03-01 period was 1,694 sqft. One year prior, the average listing was 1,869 sqft.

Vincennes, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 280 $39,880,000 $142,429
Cash Out Refi 88 $7,980,000 $90,682
Home Improvement 86 $4,570,000 $53,140
Refi 58 $4,470,000 $77,069
Other 50 $3,180,000 $63,600

Vincennes's most frequently cited loan purpose was Home Purchase, with 280 originations. The 2nd most popular reason was Cash Out Refi, with 88 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
7-8% 182 $21,090,000 $115,879
6-7% 168 $21,780,000 $129,643
Over 8% 118 $6,940,000 $58,814
5-6% 44 $6,340,000 $144,091
<2.5% 37 $1,865,000 $50,405
4-5% 2 $630,000 $315,000

During 2023, Vincennes's most frequently originated rate bucket was 7-8%, with 182 originations.

Loan Sizing (Vincennes, IN MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 324 $16,810,000 $51,883
$100k-200k 169 $23,225,000 $137,426
$200k-400k 60 $15,650,000 $260,833
$400k-600k 8 $3,630,000 $453,750
$600k-1000k 1 $765,000 $765,000

Vincennes's loan sizing saw the bucket of loans from $100,000 or less with 324 originations, totaling $16,810,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 203 $30,635,000 $150,911
20-40% 103 $6,415,000 $62,282
Under 20% 92 $3,030,000 $32,935
60-80% 88 $11,180,000 $127,045
40-60% 61 $6,125,000 $100,410
Over 100% 4 $830,000 $207,500

Vincennes's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 203 originations, totaling $30,635,000 in origination value.