Apci Federal Credit Union Mortgage Rates, Fees & Info
Allentown, PALEI: 5493002QP2ONO47G5R24
Tax ID: 23-1505475
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Apci Federal Credit Union is a smaller credit union specializing in Refi loans. Apci Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Allentown, Philadelphia, Reading, Houston, and Pottsville among others. We have data for 50 markets. (Some data included below & more in-depth data is available with an active subscription.)Apci Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
260Origination Dollar Volume (All Markets)
$51,840,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 130 | $24,450,000 | $188,077 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 17 | $4,695,000 | $276,176 | $0 | 0.00% |
| READING, PA (FHA|USDA|VA) | 15 | $2,055,000 | $137,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 10 | $1,910,000 | $191,000 | $0 | 0.00% |
| Pottsville, PA (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $0 | 0.00% |
| Outside of Metro Areas | 7 | $1,275,000 | $182,143 | $0 | 0.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $0 | 0.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $0 | 0.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $0 | 0.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 0.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 0.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 0.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 0.00% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 0.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 0.00% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 0.00% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Laurel, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 260 | $51,840,000 | $199,385 | $0 | 0.00% |
For 2021, Apci Federal Credit Union's most frequently originated type of loan was Conventional, with 260 originations.
Loan Reason
For 2021, Apci Federal Credit Union's most frequently cited loan purpose was Refi, with 208 originations. The 2nd most popular reason was Home Improvement, with 28 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 260 | $51,840,000 | $199,385 | $0 | 0.00% |
For 2021, Apci Federal Credit Union's most frequently cited loan duration was Other, with 260 originations.
Loan Sizing
2021 saw Apci Federal Credit Union place emphasis on $200k-400k loans with 90 originations, totaling $24,640,000 in origination value.
Applicant Income
Apci Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 88 originations. The second most popular income band? $150k-250k, with 71 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 260 | $51,840,000 | $199,385 | $0 | 0.00% |
Apci Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 260 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.42%
Apci Federal Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination88.85%
Apci Federal Credit Union has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 260 | $51,840,000 | $199,385 |