Apci Federal Credit Union Mortgage Rates, Fees & Info
Allentown, PALEI: 5493002QP2ONO47G5R24
Tax ID: 23-1505475
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Mortgage Data
Review & Overview
Apci Federal Credit Union is a smaller credit union specializing in Refi loans. Apci Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Allentown, Philadelphia, Houston, Lancaster, and Reading among others. We have data for 44 markets. (Some data included below & more in-depth data is available with an active subscription.)Apci Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
159Origination Dollar Volume (All Markets)
$21,385,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 75 | $9,345,000 | $124,600 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $0 | 0.00% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $0 | 0.00% |
| READING, PA (FHA|USDA|VA) | 7 | $745,000 | $106,429 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $0 | 0.00% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $0 | 0.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 0.00% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| MADISON, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $245,000 | $81,667 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 0.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 0.00% |
| AKRON, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| Liberal, KS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| DOVER, DE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 0.00% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 159 | $21,385,000 | $134,497 | $0 | 0.00% |
For 2018, Apci Federal Credit Union's most frequently originated type of loan was Conventional, with 159 originations.
Loan Reason
For 2018, Apci Federal Credit Union's most frequently cited loan purpose was Refi, with 105 originations. The 2nd most popular reason was Other, with 29 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 159 | $21,385,000 | $134,497 | $0 | 0.00% |
For 2018, Apci Federal Credit Union's most frequently cited loan duration was Other, with 159 originations.
Loan Sizing
2018 saw Apci Federal Credit Union place emphasis on $100,000 or less loans with 65 originations, totaling $3,035,000 in origination value.
Applicant Income
Apci Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 56 originations. The second most popular income band? $150k-250k, with 37 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 159 | $21,385,000 | $134,497 | $0 | 0.00% |
Apci Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 159 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.76%
Apci Federal Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination84.91%
Apci Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 159 | $21,385,000 | $134,497 |