Apci Federal Credit Union Mortgage Rates, Fees & Info
Allentown, PALEI: 5493002QP2ONO47G5R24
Tax ID: 23-1505475
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Apci Federal Credit Union is a smaller credit union specializing in Refi loans. Apci Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Allentown, Philadelphia, Phoenix, Houston, and Baton Rouge among others. We have data for 63 markets. (Some data included below & more in-depth data is available with an active subscription.)Apci Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
325Origination Dollar Volume (All Markets)
$63,015,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 151 | $23,865,000 | $158,046 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 26 | $6,760,000 | $260,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 11 | $4,855,000 | $441,364 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 15 | $2,895,000 | $193,000 | $0 | 0.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $0 | 0.00% |
| READING, PA (FHA|USDA|VA) | 12 | $1,650,000 | $137,500 | $0 | 0.00% |
| Pottsville, PA (FHA|USDA|VA) | 12 | $1,320,000 | $110,000 | $0 | 0.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $0 | 0.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $0 | 0.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $890,000 | $222,500 | $0 | 0.00% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $0 | 0.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 0.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $0 | 0.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $0 | 0.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 0.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 0.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 0.00% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 0.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 0.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Picayune, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 0.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
| Liberal, KS (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 325 | $63,015,000 | $193,892 | $0 | 0.00% |
For 2022, Apci Federal Credit Union's most frequently originated type of loan was Conventional, with 325 originations.
Loan Reason
For 2022, Apci Federal Credit Union's most frequently cited loan purpose was Refi, with 213 originations. The 2nd most popular reason was Home Improvement, with 58 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 325 | $63,015,000 | $193,892 | $0 | 0.00% |
For 2022, Apci Federal Credit Union's most frequently cited loan duration was Other, with 325 originations.
Loan Sizing
2022 saw Apci Federal Credit Union place emphasis on $100,000 or less loans with 117 originations, totaling $5,605,000 in origination value.
Applicant Income
Apci Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 113 originations. The second most popular income band? $150k-250k, with 80 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 325 | $63,015,000 | $193,892 | $0 | 0.00% |
Apci Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 325 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.11%
Apci Federal Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination90.77%
Apci Federal Credit Union has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 325 | $63,015,000 | $193,892 |