Chillicothe Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Chillicothe averaged 7.01% for the week of 2024-05-09, compared to the national average of 7.09% for the same period.

The average rate for the prior week (2024-05-02) was 7.24% and one month ago for the week of 2024-04-04, the average rate was 6.94%.

Chillicothe's average rate one year ago was 6.41%.

For refis of the same type during the week of 2024-05-09, the average rate was 7.09%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-09 7.09%
Chillicothe 30 Year Fixed Rate 2024-05-09 7.01%
Chillicothe 30 Year Fixed Rate Refi 2024-05-09 7.09%
Chillicothe 15 Year Fixed Rate 2024-05-09 6.28%
Chillicothe 15 Year Fixed Rate Refi 2024-05-09 6.78%
Chillicothe 30 Year FHA 2024-05-09 7.1%
Chillicothe 30 Year FHA Refi 2024-05-09 6.69%
Chillicothe 30 Year USDA 2024-05-09 6.79%
Chillicothe 30 Year USDA Refi 2024-05-09 6.59%
Chillicothe 30 Year VA 2024-05-09 7.03%
Chillicothe 30 Year VA Refi 2024-05-09 6.79%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Chillicothe, OH.

Chillicothe Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Chillicothe, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
GUARANTEED RATE, INC. 72 6.68% $4,245
THE VINTON COUNTY NATIONAL BANK 42 7.19% $2,908
Fifth Third Bank 31 6.89% $4,071
QUICKEN LOANS, LLC 21 6.89% $6,244
DAS Acquisition Company, LLC 15 6.98% $4,215
The Huntington National Bank 13 6.85% $4,045
UNION HOME MORTGAGE CORP. 13 7.06% $4,893
WesBanco 10 6.55% $4,190
HOMELAND CREDIT UNION, INC. 10 7.01% $3,104
CROSSCOUNTRY MORTGAGE, LLC 8 7.24% $6,666
Flagstar Bank, FSB 7 6.86% $5,071
UNITED WHOLESALE MORTGAGE, LLC 6 7.63% $5,196
RUOFF MORTGAGE COMPANY, INC. 5 7.03% $4,554
JPMorgan Chase Bank 5 6.77% $3,219
The Merchants National Bank 4 7.63% $2,001
LCNB National Bank 4 5.97% $2,882
GSF Mortgage Corporation 4 6.66% $6,425
U.S. Bank 4 7.00% $2,484
HOMESIDE FINANCIAL, LLC 4 7.56% $8,532
PNC Bank 4 7.13% $3,120
PENNYMAC LOAN SERVICES, LLC 3 6.27% $5,580
Farm Credit Mid-America, ACA 3 7.29% $7,354
LOANDEPOT.COM, LLC 3 6.91% $7,632
VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.58% $8,323
WRIGHT-PATT CREDIT UNION, INC. 2 7.63% $4,226
EQUITY RESOURCES, INC. 2 6.94% $2,543
NexBank 2 6.88% $8,452
NFM, INC. 2 7.25% $5,735
ZILLOW HOME LOANS, LLC 2 6.94% $4,226
The Ohio Valley Bank Company 2 7.38% $4,346
The Park National Bank 2 6.81% $4,432
Mr. Cooper ( Nationstar Mortgage ) 2 6.56% $7,468
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 8.06% $6,706
Plains Commerce Bank 1 6.25% $5,520
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $3,568
PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.75% $3,505
ENVOY MORTGAGE, LTD 1 6.50% $3,785
RAPID MORTGAGE COMPANY 1 7.75% $6,221
Deere Employees Credit Union 1 5.50% $2,186
The Community Bank 1 6.63% $3,300
City National Bank of West Virginia 1 6.15% $2,350
Citizens Bank 1 6.63% $5,375
CHURCHILL MORTGAGE CORPORATION 1 5.75% $3,648
Third Federal Savings and Loan Association of Cleveland 1 6.14% $0
TrueCore Federal Credit Union 1 8.13% $4,299
CALIBER HOME LOANS, INC. 1 6.88% $6,804
BMO Harris Bank 1 6.13% $3,561
Bank of England 1 7.25% $3,817
Wells Fargo Bank 1 7.50% $721
AMERISAVE MORTGAGE CORPORATION 1 7.75% $5,315
Heartland Bank 1 7.13% $2,561
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 8.13% $2,802
GUILD MORTGAGE COMPANY 1 7.38% $5,357
FIRST COMMUNITY MORTGAGE, INC. 1 6.63% $7,075
J. VIRGIL, INC. 1 6.63% $5,616
KeyBank 1 7.38% $3,637
First Bank Richmond 1 6.13% $3,021
Nations Lending Corporation 1 7.88% $6,960
NAVY FEDERAL CREDIT UNION 1 4.88% $5,132
NEWREZ LLC 1 6.50% $4,896
Pathways Financial Credit Union, Inc. 1 7.63% $2,777

Chillicothe Average Closing Costs & Other Stats

Chillicothe, OH's 61 lenders originated 1,189 loans during 2023. The total origination value was $190,005,000, with an average loan value of $159,802.

Chillicothe's average closing costs are $4,852.

The top Chillicothe lender as defined by loan originations is GUARANTEED RATE, INC., with 72 loans originated. Their average total fees are $4,245, which is $1,337 higher than the next largest lender, THE VINTON COUNTY NATIONAL BANK.

The lowest fee Chillicothe lenders (with over 10 loans originated) are THE VINTON COUNTY NATIONAL BANK ($2,908), HOMELAND CREDIT UNION, INC. ($3,104), The Huntington National Bank ($4,045), Fifth Third Bank ($4,071) and WesBanco ($4,190).

The lowest rate Chillicothe lenders (with over 10 loans originated) are WesBanco (6.55%), GUARANTEED RATE, INC. (6.68%), The Huntington National Bank (6.85%), QUICKEN LOANS, LLC (6.89%) and Fifth Third Bank (6.89%).

Chillicothe, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
GUARANTEED RATE, INC. $12,445,000 $26,700,000 114.5% 14.1%
THE VINTON COUNTY NATIONAL BANK $20,640,000 $22,430,000 8.7% 11.8%
QUICKEN LOANS, LLC $14,070,000 $9,225,000 -34.4% 4.9%
Fifth Third Bank $13,350,000 $9,155,000 -31.4% 4.8%
The Huntington National Bank $16,175,000 $8,475,000 -47.6% 4.5%
Kingston National Bank $14,510,000 $7,975,000 -45.0% 4.2%
UNION HOME MORTGAGE CORP. $8,255,000 $7,885,000 -4.5% 4.1%
WesBanco $13,655,000 $6,840,000 -49.9% 3.6%
ATOMIC CREDIT UNION, INC. $4,465,000 $5,450,000 22.1% 2.9%
DAS Acquisition Company, LLC $7,725,000 $4,850,000 -37.2% 2.6%
UNITED WHOLESALE MORTGAGE, LLC $4,705,000 $4,785,000 1.7% 2.5%
Mortgage Research Center, LLC $7,400,000 $4,735,000 -36.0% 2.5%
CROSSCOUNTRY MORTGAGE, LLC $2,650,000 $4,210,000 58.9% 2.2%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,635,000 n/a 1.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,330,000 $2,500,000 7.3% 1.3%
RUOFF MORTGAGE COMPANY, INC. $1,475,000 $2,220,000 50.5% 1.2%
COREVEST AMERICAN FINANCE LENDER LLC $2,085,000 n/a 1.1%
HOMELAND CREDIT UNION, INC. $5,140,000 $1,965,000 -61.8% 1.0%
The Merchants National Bank $1,865,000 $1,920,000 2.9% 1.0%
Flagstar Bank, FSB $390,000 $1,870,000 379.5% 1.0%
PNC Bank $3,510,000 $1,805,000 -48.6% 0.9%
NFM, INC. $1,155,000 $1,515,000 31.2% 0.8%
LCNB National Bank $2,605,000 $1,480,000 -43.2% 0.8%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,405,000 n/a 0.7%
The Ohio Valley Bank Company $2,685,000 $1,345,000 -49.9% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $2,685,000 $1,295,000 -51.8% 0.7%
NEW DAY FINANCIAL, LLC $145,000 $1,260,000 769.0% 0.7%
LOANDEPOT.COM, LLC $1,000,000 $1,240,000 24.0% 0.7%
U.S. Bank $1,400,000 $1,155,000 -17.5% 0.6%
NEWREZ LLC $1,805,000 $1,140,000 -36.8% 0.6%
HOMESIDE FINANCIAL, LLC $1,110,000 $1,020,000 -8.1% 0.5%
JPMorgan Chase Bank $1,820,000 $1,000,000 -45.1% 0.5%
Third Federal Savings and Loan Association of Cleveland $925,000 $970,000 4.9% 0.5%
Farm Credit Mid-America, ACA $1,405,000 $945,000 -32.7% 0.5%
NAVY FEDERAL CREDIT UNION $920,000 $945,000 2.7% 0.5%
FREEDOM MORTGAGE CORPORATION $1,685,000 $900,000 -46.6% 0.5%
Citizens Bank $445,000 $885,000 98.9% 0.5%
Carrington Mortgage Services, LLC $1,265,000 $840,000 -33.6% 0.4%
T2 FINANCIAL LLC $1,180,000 $830,000 -29.7% 0.4%
RAPID MORTGAGE COMPANY $1,585,000 $815,000 -48.6% 0.4%
CARDINAL FINANCIAL $485,000 $805,000 66.0% 0.4%
GSF Mortgage Corporation $135,000 $800,000 492.6% 0.4%
The Park National Bank $250,000 $795,000 218.0% 0.4%
Union Savings Bank $1,445,000 $755,000 -47.8% 0.4%
WRIGHT-PATT CREDIT UNION, INC. $805,000 $740,000 -8.1% 0.4%
The Citizens National Bank of Bluffton $725,000 n/a 0.4%
BROKER SOLUTIONS, INC. $1,070,000 $720,000 -32.7% 0.4%
USAA Federal Savings Bank $330,000 $720,000 118.2% 0.4%
Paramount Residential Mortgage Group, Inc. $770,000 $715,000 -7.1% 0.4%
PENNYMAC LOAN SERVICES, LLC $1,035,000 $635,000 -38.6% 0.3%
POLARIS HOME FUNDING CORP. $520,000 $630,000 21.2% 0.3%
BMO Harris Bank $580,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $535,000 205.7% 0.3%
J. VIRGIL, INC. $710,000 $525,000 -26.1% 0.3%
Nations Lending Corporation $280,000 $520,000 85.7% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $515,000 n/a 0.3%
Wells Fargo Bank $515,000 $510,000 -1.0% 0.3%
NexBank $490,000 n/a 0.3%
UNIVERSAL 1 CREDIT UNION $505,000 $480,000 -5.0% 0.3%
GENEVA FINANCIAL, LLC $470,000 n/a 0.2%
FIRST OHIO HOME FINANCE, INC. $1,060,000 $465,000 -56.1% 0.2%
GUARANTEED RATE AFFINITY, LLC $195,000 $460,000 135.9% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $450,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $65,000 $410,000 530.8% 0.2%
Gateway First Bank $190,000 $400,000 110.5% 0.2%
21ST MORTGAGE CORPORATION $70,000 $385,000 450.0% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $380,000 n/a 0.2%
ZILLOW HOME LOANS, LLC $350,000 n/a 0.2%
RELIANCE FIRST CAPITAL, LLC $290,000 $340,000 17.2% 0.2%
Discover Bank $200,000 $335,000 67.5% 0.2%
EQUITY RESOURCES, INC. $870,000 $330,000 -62.1% 0.2%
AMERISAVE MORTGAGE CORPORATION $1,715,000 $325,000 -81.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $1,540,000 $320,000 -79.2% 0.2%
Heartland Bank $260,000 $315,000 21.2% 0.2%
PLANET HOME LENDING, LLC $595,000 $305,000 -48.7% 0.2%
TOP FLITE FINANCIAL, INC. $545,000 $300,000 -45.0% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $285,000 n/a 0.1%
First State Bank $730,000 $250,000 -65.8% 0.1%
City National Bank of West Virginia $245,000 n/a 0.1%
Equity Prime Mortgage LLC $255,000 $245,000 -3.9% 0.1%
Plains Commerce Bank $245,000 n/a 0.1%
TELHIO $125,000 $240,000 92.0% 0.1%
CME Federal Credit Union $225,000 n/a 0.1%
The Savings Bank $1,055,000 $220,000 -79.1% 0.1%
Cornerstone First Mortgage, Inc $215,000 n/a 0.1%
Pathways Financial Credit Union, Inc. $95,000 $215,000 126.3% 0.1%
Peoples Bank $120,000 $210,000 75.0% 0.1%
THRIVE MORTGAGE, LLC $205,000 n/a 0.1%
KeyBank $295,000 $195,000 -33.9% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $125,000 $195,000 56.0% 0.1%
The Community Bank $195,000 n/a 0.1%
TrueCore Federal Credit Union $195,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $165,000 $165,000 0.0% 0.1%
Deere Employees Credit Union $165,000 n/a 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $540,000 $165,000 -69.4% 0.1%
First Bank Richmond $165,000 n/a 0.1%
CALIBER HOME LOANS, INC. $1,515,000 $155,000 -89.8% 0.1%
ENVOY MORTGAGE, LTD $155,000 n/a 0.1%
AmRes Corporation $690,000 $145,000 -79.0% 0.1%
GUILD MORTGAGE COMPANY $420,000 $145,000 -65.5% 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $125,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $125,000 $115,000 -8.0% 0.1%
LENDINGHOME FUNDING CORPORATION $115,000 $115,000 0.0% 0.1%
SENTE MORTGAGE, INC. $115,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $390,000 $105,000 -73.1% 0.1%
CNB Bank $105,000 n/a 0.1%
GENERAL ELECTRIC CREDIT UNION $860,000 $105,000 -87.8% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $570,000 $105,000 -81.6% 0.1%
TOWNE MORTGAGE COMPANY $105,000 n/a 0.1%
PREMIER LENDING, INC. $90,000 n/a 0.0%
Southern Hills Community Bank $335,000 $85,000 -74.6% 0.0%
The Federal Savings Bank $650,000 $85,000 -86.9% 0.0%
Bank of America $260,000 $75,000 -71.2% 0.0%
FINANCE OF AMERICA REVERSE LLC $75,000 n/a 0.0%
BMI Federal Credit Union $70,000 n/a 0.0%
Bank of England $330,000 $65,000 -80.3% 0.0%
Coastal Community Bank $65,000 n/a 0.0%
Figure Lending LLC $170,000 $60,000 -64.7% 0.0%
KEMBA FINANCIAL $755,000 $45,000 -94.0% 0.0%
First Financial Bank $35,000 $35,000 0.0% 0.0%
FIRST SERVICE FCU $25,000 n/a 0.0%

Chillicothe's top lender by overall market share is GUARANTEED RATE, INC., with 14.1% market share. In second place, with 11.8%, is THE VINTON COUNTY NATIONAL BANK, having originated $22,430,000 in loans. In third place, with 4.9%, is QUICKEN LOANS, LLC, having originated $9,225,000 in loans. In fourth place, with 4.8%, is Fifth Third Bank, having originated $9,155,000 in loans. In fifth place, with 4.5%, is The Huntington National Bank, having originated $8,475,000 in loans.


Chillicothe Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Chillicothe (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $140,750 (17.4%) $169,141 (9.7%) 0.00 229
2018-02-01 $142,400 (21.7%) $166,767 (10.0%) 0.00 232
2018-03-01 $146,500 (24.2%) $168,900 (11.3%) 0.00 237
2018-04-01 $144,800 (18.2%) $170,783 (8.0%) 0.00 245
2018-05-01 $144,600 (11.3%) $164,308 (0.1%) 0.00 248
2018-06-01 $139,900 (3.7%) $164,398 (-1.4%) 0.00 242
2018-07-01 $144,925 (9.1%) $173,331 (6.8%) 0.00 239
2018-08-01 $139,500 (3.4%) $171,277 (4.1%) 0.00 226
2018-09-01 $138,000 (2.3%) $175,085 (6.4%) 0.00 237
2018-10-01 $133,400 (-4.2%) $166,391 (-3.0%) 0.00 242
2018-11-01 $127,722 (-8.2%) $163,715 (-4.0%) 0.00 251
2018-12-01 $127,995 (-7.9%) $165,259 (-2.3%) 0.00 230
2019-01-01 $133,743 (-5.0%) $179,258 (6.0%) 0.00 231
2019-02-01 $130,095 (-8.6%) $176,127 (5.6%) 0.00 211
2019-03-01 $135,069 (-7.8%) $175,987 (4.2%) 0.00 206
2019-04-01 $139,500 (-3.7%) $177,680 (4.0%) 0.00 188
2019-05-01 $144,992 (0.3%) $183,190 (11.5%) 0.00 187
2019-06-01 $149,900 (7.2%) $187,297 (13.9%) 0.00 181
2019-07-01 $149,900 (3.4%) $185,401 (7.0%) 0.00 168
2019-08-01 $149,900 (7.5%) $186,223 (8.7%) 0.00 169
2019-09-01 $149,900 (8.6%) $187,560 (7.1%) 0.00 180
2019-10-01 $154,450 (15.8%) $190,695 (14.6%) 0.00 183
2019-11-01 $151,000 (18.2%) $190,611 (16.4%) 0.00 174
2019-12-01 $148,950 (16.4%) $171,869 (4.0%) 0.00 150
2020-01-01 $149,900 (12.1%) $171,695 (-4.2%) 0.00 135
2020-02-01 $149,900 (15.2%) $188,291 (6.9%) 0.00 130
2020-03-01 $161,975 (19.9%) $197,794 (12.4%) 0.00 113
2020-04-01 $181,475 (30.1%) $213,511 (20.2%) 0.00 125
2020-05-01 $189,900 (31.0%) $222,353 (21.4%) 0.00 116
2020-06-01 $186,975 (24.7%) $234,881 (25.4%) 0.00 91
2020-07-01 $193,225 (28.9%) $234,148 (26.3%) 0.00 80
2020-08-01 $175,000 (16.7%) $230,869 (24.0%) 0.00 82
2020-09-01 $179,925 (20.0%) $230,184 (22.7%) 0.00 73
2020-10-01 $169,900 (10.0%) $220,240 (15.5%) 0.00 97
2020-11-01 $169,900 (12.5%) $217,425 (14.1%) 0.00 110
2020-12-01 $169,250 (13.6%) $219,277 (27.6%) 0.00 96
2021-01-01 $169,450 (13.0%) $241,524 (40.7%) 0.00 82
2021-02-01 $169,450 (13.0%) $268,336 (42.5%) 0.00 66
2021-03-01 $164,475 (1.5%) $267,881 (35.4%) 0.00 52
2021-04-01 $175,575 (-3.3%) $269,729 (26.3%) 0.00 52
2021-05-01 $179,900 (-5.3%) $268,615 (20.8%) 0.00 53
2021-06-01 $184,875 (-1.1%) $298,433 (27.1%) 0.00 57
2021-07-01 $171,950 (-11.0%) $273,451 (16.8%) 0.00 76
2021-08-01 $182,000 (4.0%) $277,784 (20.3%) 0.00 80
2021-09-01 $194,700 (8.2%) $284,144 (23.4%) 0.00 78
2021-10-01 $169,900 (0.0%) $261,221 (18.6%) 0.00 79
2021-11-01 $163,675 (-3.7%) $266,450 (22.6%) 0.00 71
2021-12-01 $170,975 (1.0%) $269,623 (23.0%) 0.00 65
2022-01-01 $170,000 (0.3%) $293,763 (21.6%) 0.00 46
2022-02-01 $154,825 (-8.6%) $313,225 (16.7%) 0.00 35
2022-03-01 $240,725 (46.4%) $333,816 (24.6%) 0.00 44
2022-04-01 $229,900 (30.9%) $318,714 (18.2%) 0.00 45
2022-05-01 $230,725 (28.3%) $298,889 (11.3%) 0.00 55
2022-06-01 $229,900 (24.4%) $328,364 (10.0%) 0.00 63
2022-07-01 $237,450 (38.1%) $327,800 (19.9%) 0.00 84
2022-08-01 $244,475 (34.3%) $343,290 (23.6%) 0.00 84
2022-09-01 $228,375 (17.3%) $325,180 (14.4%) 0.00 85
2022-10-01 $242,700 (42.9%) $339,930 (30.1%) 0.00 91
2022-11-01 $241,750 (47.7%) $331,588 (24.5%) 0.00 92
2022-12-01 $263,700 (54.2%) $336,586 (24.8%) 0.00 82
2023-01-01 $253,750 (49.3%) $298,299 (1.5%) 0.00 70
2023-02-01 $246,850 (59.4%) $307,088 (-2.0%) 0.00 60
2023-03-01 $302,500 (25.7%) $337,415 (1.1%) 0.00 61
2023-04-01 $314,450 (36.8%) $340,229 (6.8%) 0.00 58
2023-05-01 $270,000 (17.0%) $304,168 (1.8%) 0.00 63
2023-06-01 $269,450 (17.2%) $325,006 (-1.0%) 0.00 72
2023-07-01 $299,900 (26.3%) $347,995 (6.2%) 0.00 77
2023-08-01 $270,000 (10.4%) $329,379 (-4.1%) 0.00 84
2023-09-01 $280,000 (22.6%) $330,169 (1.5%) 0.00 88
2023-10-01 $291,950 (20.3%) $346,815 (2.0%) 0.00 96
2023-11-01 $249,900 (3.4%) $309,232 (-6.7%) 0.00 110
2023-12-01 $249,000 (-5.6%) $303,224 (-9.9%) 0.00 109
2024-01-01 $247,450 (-2.5%) $297,649 (-0.2%) 0.00 80
2024-02-01 $244,925 (-0.8%) $284,678 (-7.3%) 0.00 68
2024-03-01 $240,000 (-20.7%) $279,080 (-17.3%) 0.00 62
2024-04-01 $249,988 (-20.5%) $295,332 (-13.2%) 0.00 51
Chillicothe's median listing price for 2024-04-01 was $249,988, a difference of $-64,462 (-20.5%) versus the prior year and $9,988 versus the prior month.

Chillicothe's median listing price comes in at 0% of the national average.

Chillicothe's average listing price for 2024-04-01 was $295,332, a difference of $-44,897 (-13.2%) versus the prior year and $16,252 versus the prior month.

For the 2024-04-01 period, Chillicothe had 51 MLS listings, a difference of -11 listings (-18%) versus the prior month and -7 listings (-12%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Chillicothe (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,571 sqft
2018-02-01 0 days 1,558 sqft
2018-03-01 0 days 1,620 sqft
2018-04-01 0 days 1,611 sqft
2018-05-01 0 days 1,500 sqft
2018-06-01 0 days 1,500 sqft
2018-07-01 0 days 1,536 sqft
2018-08-01 0 days 1,548 sqft
2018-09-01 0 days 1,536 sqft
2018-10-01 0 days 1,477 sqft
2018-11-01 0 days 1,449 sqft
2018-12-01 0 days 1,444 sqft
2019-01-01 0 days 1,450 sqft
2019-02-01 0 days 1,437 sqft
2019-03-01 0 days 1,444 sqft
2019-04-01 0 days 1,442 sqft
2019-05-01 0 days 1,446 sqft
2019-06-01 0 days 1,480 sqft
2019-07-01 0 days 1,507 sqft
2019-08-01 0 days 1,561 sqft
2019-09-01 0 days 1,552 sqft
2019-10-01 0 days 1,565 sqft
2019-11-01 0 days 1,536 sqft
2019-12-01 0 days 1,436 sqft
2020-01-01 0 days 1,455 sqft
2020-02-01 0 days 1,476 sqft
2020-03-01 0 days 1,544 sqft
2020-04-01 0 days 1,675 sqft
2020-05-01 0 days 1,739 sqft
2020-06-01 0 days 1,756 sqft
2020-07-01 0 days 1,756 sqft
2020-08-01 0 days 1,602 sqft
2020-09-01 0 days 1,660 sqft
2020-10-01 0 days 1,544 sqft
2020-11-01 0 days 1,559 sqft
2020-12-01 0 days 1,544 sqft
2021-01-01 0 days 1,512 sqft
2021-02-01 0 days 1,642 sqft
2021-03-01 0 days 1,511 sqft
2021-04-01 0 days 1,639 sqft
2021-05-01 0 days 1,536 sqft
2021-06-01 0 days 1,552 sqft
2021-07-01 0 days 1,622 sqft
2021-08-01 0 days 1,576 sqft
2021-09-01 0 days 1,532 sqft
2021-10-01 0 days 1,552 sqft
2021-11-01 0 days 1,558 sqft
2021-12-01 0 days 1,476 sqft
2022-01-01 0 days 1,472 sqft
2022-02-01 0 days 1,613 sqft
2022-03-01 0 days 1,573 sqft
2022-04-01 0 days 1,551 sqft
2022-05-01 0 days 1,555 sqft
2022-06-01 0 days 1,705 sqft
2022-07-01 0 days 1,783 sqft
2022-08-01 0 days 1,622 sqft
2022-09-01 0 days 1,612 sqft
2022-10-01 0 days 1,755 sqft
2022-11-01 0 days 1,740 sqft
2022-12-01 0 days 1,716 sqft
2023-01-01 0 days 1,661 sqft
2023-02-01 0 days 1,566 sqft
2023-03-01 0 days 1,979 sqft
2023-04-01 0 days 1,876 sqft
2023-05-01 0 days 1,659 sqft
2023-06-01 0 days 1,692 sqft
2023-07-01 0 days 1,847 sqft
2023-08-01 0 days 1,614 sqft
2023-09-01 0 days 1,746 sqft
2023-10-01 0 days 1,807 sqft
2023-11-01 0 days 1,631 sqft
2023-12-01 0 days 1,632 sqft
2024-01-01 0 days 1,506 sqft
2024-02-01 0 days 1,492 sqft
2024-03-01 0 days 1,444 sqft
2024-04-01 0 days 1,644 sqft
Chillicothe's median listing age (time on market) for 2024-04-01 was 0 days.

Chillicothe's median square footage for active listings during the 2024-04-01 period was 1,644 sqft. One year prior, the average listing was 1,876 sqft.

Chillicothe, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 692 $133,660,000 $193,150
Cash Out Refi 149 $21,975,000 $147,483
Other 130 $9,740,000 $74,923
Home Improvement 115 $8,695,000 $75,609
Refi 103 $15,935,000 $154,709

Chillicothe's most frequently cited loan purpose was Home Purchase, with 692 originations. The 2nd most popular reason was Cash Out Refi, with 149 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 375 $71,375,000 $190,333
7-8% 306 $53,860,000 $176,013
Over 8% 281 $30,195,000 $107,456
5-6% 94 $17,060,000 $181,489
<2.5% 26 $1,290,000 $49,615
3-4% 13 $1,075,000 $82,692
4-5% 8 $1,390,000 $173,750

During 2023, Chillicothe's most frequently originated rate bucket was 6-7%, with 375 originations.

Loan Sizing (Chillicothe, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 455 $68,355,000 $150,231
$100,000 or less 419 $24,115,000 $57,554
$200k-400k 280 $74,060,000 $264,500
$400k-600k 21 $10,075,000 $479,762
$600k-1000k 11 $8,005,000 $727,727
$Over $1MM 3 $5,395,000 $1,798,333

Chillicothe's loan sizing saw the bucket of loans from $100k-200k with 455 originations, totaling $68,355,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 504 $99,710,000 $197,837
60-80% 201 $42,255,000 $210,224
20-40% 149 $11,465,000 $76,946
Under 20% 132 $4,960,000 $37,576
40-60% 97 $13,265,000 $136,753
Over 100% 15 $3,925,000 $261,667

Chillicothe's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 504 originations, totaling $99,710,000 in origination value.