Chillicothe Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Chillicothe averaged
6.54%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.24% and
one month ago for the week of 2024-09-05, the
average rate was 6.57%.
Chillicothe's average rate one year ago was 7.71%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.82%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Chillicothe 30 Year Fixed Rate | 2024-10-10 | 6.54% |
Chillicothe 30 Year Fixed Rate Refi | 2024-10-10 | 6.82% |
Chillicothe 15 Year Fixed Rate | 2024-10-10 | 5.21% |
Chillicothe 15 Year Fixed Rate Refi | 2024-10-10 | 5.41% |
Chillicothe 30 Year FHA | 2024-10-10 | 6.71% |
Chillicothe 30 Year FHA Refi | 2024-10-10 | 6% |
Chillicothe 30 Year USDA | 2024-10-10 | 6.18% |
Chillicothe 30 Year USDA Refi | 2024-10-10 | 6.28% |
Chillicothe 30 Year VA | 2024-10-10 | 5.89% |
Chillicothe 30 Year VA Refi | 2024-10-10 | 5.65% |
Chillicothe Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Chillicothe, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Chillicothe Average Closing Costs & Other Stats
Chillicothe, OH's 61 lenders originated 1,189
loans during 2023. The total origination value was $190,005,000, with an average loan value of
$159,802.
Chillicothe's average closing costs are $4,852.
The top Chillicothe lender as defined by loan originations is GUARANTEED RATE, INC., with
72 loans originated. Their average total fees are
$4,245, which is $1,337
higher than the next largest lender,
THE VINTON COUNTY NATIONAL BANK.
The lowest fee Chillicothe lenders (with over 10 loans originated) are
THE VINTON COUNTY NATIONAL BANK ($2,908), HOMELAND CREDIT UNION, INC. ($3,104), The Huntington National Bank ($4,045), Fifth Third Bank ($4,071) and WesBanco ($4,190).
The lowest rate Chillicothe lenders (with over 10 loans originated) are
WesBanco (6.55%), GUARANTEED RATE, INC. (6.68%), The Huntington National Bank (6.85%), QUICKEN LOANS, LLC (6.89%) and Fifth Third Bank (6.89%).
Chillicothe, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
GUARANTEED RATE, INC. | $12,445,000 | $26,700,000 | 114.5% | 14.1% |
THE VINTON COUNTY NATIONAL BANK | $20,640,000 | $22,430,000 | 8.7% | 11.8% |
QUICKEN LOANS, LLC | $14,070,000 | $9,225,000 | -34.4% | 4.9% |
Fifth Third Bank | $13,350,000 | $9,155,000 | -31.4% | 4.8% |
The Huntington National Bank | $16,175,000 | $8,475,000 | -47.6% | 4.5% |
Kingston National Bank | $14,510,000 | $7,975,000 | -45.0% | 4.2% |
UNION HOME MORTGAGE CORP. | $8,255,000 | $7,885,000 | -4.5% | 4.1% |
WesBanco | $13,655,000 | $6,840,000 | -49.9% | 3.6% |
ATOMIC CREDIT UNION, INC. | $4,465,000 | $5,450,000 | 22.1% | 2.9% |
DAS Acquisition Company, LLC | $7,725,000 | $4,850,000 | -37.2% | 2.6% |
UNITED WHOLESALE MORTGAGE, LLC | $4,705,000 | $4,785,000 | 1.7% | 2.5% |
Mortgage Research Center, LLC | $7,400,000 | $4,735,000 | -36.0% | 2.5% |
CROSSCOUNTRY MORTGAGE, LLC | $2,650,000 | $4,210,000 | 58.9% | 2.2% |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $2,635,000 | n/a | 1.4% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $2,330,000 | $2,500,000 | 7.3% | 1.3% |
RUOFF MORTGAGE COMPANY, INC. | $1,475,000 | $2,220,000 | 50.5% | 1.2% |
COREVEST AMERICAN FINANCE LENDER LLC | $2,085,000 | n/a | 1.1% | |
HOMELAND CREDIT UNION, INC. | $5,140,000 | $1,965,000 | -61.8% | 1.0% |
The Merchants National Bank | $1,865,000 | $1,920,000 | 2.9% | 1.0% |
Flagstar Bank, FSB | $390,000 | $1,870,000 | 379.5% | 1.0% |
PNC Bank | $3,510,000 | $1,805,000 | -48.6% | 0.9% |
NFM, INC. | $1,155,000 | $1,515,000 | 31.2% | 0.8% |
LCNB National Bank | $2,605,000 | $1,480,000 | -43.2% | 0.8% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,405,000 | n/a | 0.7% | |
The Ohio Valley Bank Company | $2,685,000 | $1,345,000 | -49.9% | 0.7% |
Mr. Cooper ( Nationstar Mortgage ) | $2,685,000 | $1,295,000 | -51.8% | 0.7% |
NEW DAY FINANCIAL, LLC | $145,000 | $1,260,000 | 769.0% | 0.7% |
LOANDEPOT.COM, LLC | $1,000,000 | $1,240,000 | 24.0% | 0.7% |
U.S. Bank | $1,400,000 | $1,155,000 | -17.5% | 0.6% |
NEWREZ LLC | $1,805,000 | $1,140,000 | -36.8% | 0.6% |
HOMESIDE FINANCIAL, LLC | $1,110,000 | $1,020,000 | -8.1% | 0.5% |
JPMorgan Chase Bank | $1,820,000 | $1,000,000 | -45.1% | 0.5% |
Third Federal Savings and Loan Association of Cleveland | $925,000 | $970,000 | 4.9% | 0.5% |
Farm Credit Mid-America, ACA | $1,405,000 | $945,000 | -32.7% | 0.5% |
NAVY FEDERAL CREDIT UNION | $920,000 | $945,000 | 2.7% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $1,685,000 | $900,000 | -46.6% | 0.5% |
Citizens Bank | $445,000 | $885,000 | 98.9% | 0.5% |
Carrington Mortgage Services, LLC | $1,265,000 | $840,000 | -33.6% | 0.4% |
T2 FINANCIAL LLC | $1,180,000 | $830,000 | -29.7% | 0.4% |
RAPID MORTGAGE COMPANY | $1,585,000 | $815,000 | -48.6% | 0.4% |
CARDINAL FINANCIAL | $485,000 | $805,000 | 66.0% | 0.4% |
GSF Mortgage Corporation | $135,000 | $800,000 | 492.6% | 0.4% |
The Park National Bank | $250,000 | $795,000 | 218.0% | 0.4% |
Union Savings Bank | $1,445,000 | $755,000 | -47.8% | 0.4% |
WRIGHT-PATT CREDIT UNION, INC. | $805,000 | $740,000 | -8.1% | 0.4% |
The Citizens National Bank of Bluffton | $725,000 | n/a | 0.4% | |
BROKER SOLUTIONS, INC. | $1,070,000 | $720,000 | -32.7% | 0.4% |
USAA Federal Savings Bank | $330,000 | $720,000 | 118.2% | 0.4% |
Paramount Residential Mortgage Group, Inc. | $770,000 | $715,000 | -7.1% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $1,035,000 | $635,000 | -38.6% | 0.3% |
POLARIS HOME FUNDING CORP. | $520,000 | $630,000 | 21.2% | 0.3% |
BMO Harris Bank | $580,000 | n/a | 0.3% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $175,000 | $535,000 | 205.7% | 0.3% |
J. VIRGIL, INC. | $710,000 | $525,000 | -26.1% | 0.3% |
Nations Lending Corporation | $280,000 | $520,000 | 85.7% | 0.3% |
AMERICAN FINANCIAL RESOURCES, INC. | $515,000 | n/a | 0.3% | |
Wells Fargo Bank | $515,000 | $510,000 | -1.0% | 0.3% |
NexBank | $490,000 | n/a | 0.3% | |
UNIVERSAL 1 CREDIT UNION | $505,000 | $480,000 | -5.0% | 0.3% |
GENEVA FINANCIAL, LLC | $470,000 | n/a | 0.2% | |
FIRST OHIO HOME FINANCE, INC. | $1,060,000 | $465,000 | -56.1% | 0.2% |
GUARANTEED RATE AFFINITY, LLC | $195,000 | $460,000 | 135.9% | 0.2% |
FIRST COMMUNITY MORTGAGE, INC. | $450,000 | n/a | 0.2% | |
VILLAGE CAPITAL MORTGAGE | $65,000 | $410,000 | 530.8% | 0.2% |
Gateway First Bank | $190,000 | $400,000 | 110.5% | 0.2% |
21ST MORTGAGE CORPORATION | $70,000 | $385,000 | 450.0% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $380,000 | n/a | 0.2% | |
ZILLOW HOME LOANS, LLC | $350,000 | n/a | 0.2% | |
RELIANCE FIRST CAPITAL, LLC | $290,000 | $340,000 | 17.2% | 0.2% |
Discover Bank | $200,000 | $335,000 | 67.5% | 0.2% |
EQUITY RESOURCES, INC. | $870,000 | $330,000 | -62.1% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $1,715,000 | $325,000 | -81.0% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $1,540,000 | $320,000 | -79.2% | 0.2% |
Heartland Bank | $260,000 | $315,000 | 21.2% | 0.2% |
PLANET HOME LENDING, LLC | $595,000 | $305,000 | -48.7% | 0.2% |
TOP FLITE FINANCIAL, INC. | $545,000 | $300,000 | -45.0% | 0.2% |
AMERICAN FINANCIAL NETWORK, INC. | $285,000 | n/a | 0.1% | |
First State Bank | $730,000 | $250,000 | -65.8% | 0.1% |
City National Bank of West Virginia | $245,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $255,000 | $245,000 | -3.9% | 0.1% |
Plains Commerce Bank | $245,000 | n/a | 0.1% | |
TELHIO | $125,000 | $240,000 | 92.0% | 0.1% |
CME Federal Credit Union | $225,000 | n/a | 0.1% | |
The Savings Bank | $1,055,000 | $220,000 | -79.1% | 0.1% |
Cornerstone First Mortgage, Inc | $215,000 | n/a | 0.1% | |
Pathways Financial Credit Union, Inc. | $95,000 | $215,000 | 126.3% | 0.1% |
Peoples Bank | $120,000 | $210,000 | 75.0% | 0.1% |
THRIVE MORTGAGE, LLC | $205,000 | n/a | 0.1% | |
KeyBank | $295,000 | $195,000 | -33.9% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $125,000 | $195,000 | 56.0% | 0.1% |
The Community Bank | $195,000 | n/a | 0.1% | |
TrueCore Federal Credit Union | $195,000 | n/a | 0.1% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $165,000 | $165,000 | 0.0% | 0.1% |
Deere Employees Credit Union | $165,000 | n/a | 0.1% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $540,000 | $165,000 | -69.4% | 0.1% |
First Bank Richmond | $165,000 | n/a | 0.1% | |
CALIBER HOME LOANS, INC. | $1,515,000 | $155,000 | -89.8% | 0.1% |
ENVOY MORTGAGE, LTD | $155,000 | n/a | 0.1% | |
AmRes Corporation | $690,000 | $145,000 | -79.0% | 0.1% |
GUILD MORTGAGE COMPANY | $420,000 | $145,000 | -65.5% | 0.1% |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $125,000 | n/a | 0.1% | |
CHURCHILL MORTGAGE CORPORATION | $125,000 | $115,000 | -8.0% | 0.1% |
LENDINGHOME FUNDING CORPORATION | $115,000 | $115,000 | 0.0% | 0.1% |
SENTE MORTGAGE, INC. | $115,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $390,000 | $105,000 | -73.1% | 0.1% |
CNB Bank | $105,000 | n/a | 0.1% | |
GENERAL ELECTRIC CREDIT UNION | $860,000 | $105,000 | -87.8% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $570,000 | $105,000 | -81.6% | 0.1% |
TOWNE MORTGAGE COMPANY | $105,000 | n/a | 0.1% | |
PREMIER LENDING, INC. | $90,000 | n/a | 0.0% | |
Southern Hills Community Bank | $335,000 | $85,000 | -74.6% | 0.0% |
The Federal Savings Bank | $650,000 | $85,000 | -86.9% | 0.0% |
Bank of America | $260,000 | $75,000 | -71.2% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $75,000 | n/a | 0.0% | |
BMI Federal Credit Union | $70,000 | n/a | 0.0% | |
Bank of England | $330,000 | $65,000 | -80.3% | 0.0% |
Coastal Community Bank | $65,000 | n/a | 0.0% | |
Figure Lending LLC | $170,000 | $60,000 | -64.7% | 0.0% |
KEMBA FINANCIAL | $755,000 | $45,000 | -94.0% | 0.0% |
First Financial Bank | $35,000 | $35,000 | 0.0% | 0.0% |
FIRST SERVICE FCU | $25,000 | n/a | 0.0% |
Chillicothe's top lender by overall market share is GUARANTEED RATE, INC., with 14.1% market share. In second place, with 11.8%, is THE VINTON COUNTY NATIONAL BANK, having originated $22,430,000 in loans. In third place, with 4.9%, is QUICKEN LOANS, LLC, having originated $9,225,000 in loans. In fourth place, with 4.8%, is Fifth Third Bank, having originated $9,155,000 in loans. In fifth place, with 4.5%, is The Huntington National Bank, having originated $8,475,000 in loans.
Chillicothe Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Chillicothe (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $140,750 (17.4%) | $169,141 (9.7%) | 0.00 | 229 |
2018-02-01 | $142,400 (21.7%) | $166,767 (10.0%) | 0.00 | 232 |
2018-03-01 | $146,500 (24.2%) | $168,900 (11.3%) | 0.00 | 237 |
2018-04-01 | $144,800 (18.2%) | $170,783 (8.0%) | 0.00 | 245 |
2018-05-01 | $144,600 (11.3%) | $164,308 (0.1%) | 0.00 | 248 |
2018-06-01 | $139,900 (3.7%) | $164,398 (-1.4%) | 0.00 | 242 |
2018-07-01 | $144,925 (9.1%) | $173,331 (6.8%) | 0.00 | 239 |
2018-08-01 | $139,500 (3.4%) | $171,277 (4.1%) | 0.00 | 226 |
2018-09-01 | $138,000 (2.3%) | $175,085 (6.4%) | 0.00 | 237 |
2018-10-01 | $133,400 (-4.2%) | $166,391 (-3.0%) | 0.00 | 242 |
2018-11-01 | $127,722 (-8.2%) | $163,715 (-4.0%) | 0.00 | 251 |
2018-12-01 | $127,995 (-7.9%) | $165,259 (-2.3%) | 0.00 | 230 |
2019-01-01 | $133,743 (-5.0%) | $179,258 (6.0%) | 0.00 | 231 |
2019-02-01 | $130,095 (-8.6%) | $176,127 (5.6%) | 0.00 | 211 |
2019-03-01 | $135,069 (-7.8%) | $175,987 (4.2%) | 0.00 | 206 |
2019-04-01 | $139,500 (-3.7%) | $177,680 (4.0%) | 0.00 | 188 |
2019-05-01 | $144,992 (0.3%) | $183,190 (11.5%) | 0.00 | 187 |
2019-06-01 | $149,900 (7.2%) | $187,297 (13.9%) | 0.00 | 181 |
2019-07-01 | $149,900 (3.4%) | $185,401 (7.0%) | 0.00 | 168 |
2019-08-01 | $149,900 (7.5%) | $186,223 (8.7%) | 0.00 | 169 |
2019-09-01 | $149,900 (8.6%) | $187,560 (7.1%) | 0.00 | 180 |
2019-10-01 | $154,450 (15.8%) | $190,695 (14.6%) | 0.00 | 183 |
2019-11-01 | $151,000 (18.2%) | $190,611 (16.4%) | 0.00 | 174 |
2019-12-01 | $148,950 (16.4%) | $171,869 (4.0%) | 0.00 | 150 |
2020-01-01 | $149,900 (12.1%) | $171,695 (-4.2%) | 0.00 | 135 |
2020-02-01 | $149,900 (15.2%) | $188,291 (6.9%) | 0.00 | 130 |
2020-03-01 | $161,975 (19.9%) | $197,794 (12.4%) | 0.00 | 113 |
2020-04-01 | $181,475 (30.1%) | $213,511 (20.2%) | 0.00 | 125 |
2020-05-01 | $189,900 (31.0%) | $222,353 (21.4%) | 0.00 | 116 |
2020-06-01 | $186,975 (24.7%) | $234,881 (25.4%) | 0.00 | 91 |
2020-07-01 | $193,225 (28.9%) | $234,148 (26.3%) | 0.00 | 80 |
2020-08-01 | $175,000 (16.7%) | $230,869 (24.0%) | 0.00 | 82 |
2020-09-01 | $179,925 (20.0%) | $230,184 (22.7%) | 0.00 | 73 |
2020-10-01 | $169,900 (10.0%) | $220,240 (15.5%) | 0.00 | 97 |
2020-11-01 | $169,900 (12.5%) | $217,425 (14.1%) | 0.00 | 110 |
2020-12-01 | $169,250 (13.6%) | $219,277 (27.6%) | 0.00 | 96 |
2021-01-01 | $169,450 (13.0%) | $241,524 (40.7%) | 0.00 | 82 |
2021-02-01 | $169,450 (13.0%) | $268,336 (42.5%) | 0.00 | 66 |
2021-03-01 | $164,475 (1.5%) | $267,881 (35.4%) | 0.00 | 52 |
2021-04-01 | $175,575 (-3.3%) | $269,729 (26.3%) | 0.00 | 52 |
2021-05-01 | $179,900 (-5.3%) | $268,615 (20.8%) | 0.00 | 53 |
2021-06-01 | $184,875 (-1.1%) | $298,433 (27.1%) | 0.00 | 57 |
2021-07-01 | $171,950 (-11.0%) | $273,451 (16.8%) | 0.00 | 76 |
2021-08-01 | $182,000 (4.0%) | $277,784 (20.3%) | 0.00 | 80 |
2021-09-01 | $194,700 (8.2%) | $284,144 (23.4%) | 0.00 | 78 |
2021-10-01 | $169,900 (0.0%) | $261,221 (18.6%) | 0.00 | 79 |
2021-11-01 | $163,675 (-3.7%) | $266,450 (22.6%) | 0.00 | 71 |
2021-12-01 | $170,975 (1.0%) | $269,623 (23.0%) | 0.00 | 65 |
2022-01-01 | $170,000 (0.3%) | $293,763 (21.6%) | 0.00 | 46 |
2022-02-01 | $154,825 (-8.6%) | $313,225 (16.7%) | 0.00 | 35 |
2022-03-01 | $240,725 (46.4%) | $333,816 (24.6%) | 0.00 | 44 |
2022-04-01 | $229,900 (30.9%) | $318,714 (18.2%) | 0.00 | 45 |
2022-05-01 | $230,725 (28.3%) | $298,889 (11.3%) | 0.00 | 55 |
2022-06-01 | $229,900 (24.4%) | $328,364 (10.0%) | 0.00 | 63 |
2022-07-01 | $237,450 (38.1%) | $327,800 (19.9%) | 0.00 | 84 |
2022-08-01 | $244,475 (34.3%) | $343,290 (23.6%) | 0.00 | 84 |
2022-09-01 | $228,375 (17.3%) | $325,180 (14.4%) | 0.00 | 85 |
2022-10-01 | $242,700 (42.9%) | $339,930 (30.1%) | 0.00 | 91 |
2022-11-01 | $241,750 (47.7%) | $331,588 (24.5%) | 0.00 | 92 |
2022-12-01 | $263,700 (54.2%) | $336,586 (24.8%) | 0.00 | 82 |
2023-01-01 | $253,750 (49.3%) | $298,299 (1.5%) | 0.00 | 70 |
2023-02-01 | $246,850 (59.4%) | $307,088 (-2.0%) | 0.00 | 60 |
2023-03-01 | $302,500 (25.7%) | $337,415 (1.1%) | 0.00 | 61 |
2023-04-01 | $314,450 (36.8%) | $340,229 (6.8%) | 0.00 | 58 |
2023-05-01 | $270,000 (17.0%) | $304,168 (1.8%) | 0.00 | 63 |
2023-06-01 | $269,450 (17.2%) | $325,006 (-1.0%) | 0.00 | 72 |
2023-07-01 | $299,900 (26.3%) | $347,995 (6.2%) | 0.00 | 77 |
2023-08-01 | $270,000 (10.4%) | $329,379 (-4.1%) | 0.00 | 84 |
2023-09-01 | $280,000 (22.6%) | $330,169 (1.5%) | 0.00 | 88 |
2023-10-01 | $291,950 (20.3%) | $346,815 (2.0%) | 0.00 | 96 |
2023-11-01 | $249,900 (3.4%) | $309,232 (-6.7%) | 0.00 | 110 |
2023-12-01 | $249,000 (-5.6%) | $303,224 (-9.9%) | 0.00 | 109 |
2024-01-01 | $247,450 (-2.5%) | $297,649 (-0.2%) | 0.00 | 80 |
2024-02-01 | $244,925 (-0.8%) | $284,678 (-7.3%) | 0.00 | 68 |
2024-03-01 | $240,000 (-20.7%) | $279,080 (-17.3%) | 0.00 | 62 |
2024-04-01 | $249,988 (-20.5%) | $295,332 (-13.2%) | 0.00 | 51 |
2024-05-01 | $269,200 (-0.3%) | $320,613 (5.4%) | 0.00 | 65 |
2024-06-01 | $285,000 (5.8%) | $338,821 (4.3%) | 0.00 | 71 |
2024-07-01 | $272,450 (-9.2%) | $312,353 (-10.2%) | 0.00 | 88 |
2024-08-01 | $266,750 (-1.2%) | $309,650 (-6.0%) | 0.00 | 100 |
2024-09-01 | $267,000 (-4.6%) | $309,638 (-6.2%) | 0.00 | 104 |
Chillicothe's median listing price comes in at 0% of the national average.
Chillicothe's average listing price for 2024-09-01 was $309,638, a difference of $-20,531 (-6.2%) versus the prior year and $-12 versus the prior month.
For the 2024-09-01 period, Chillicothe had 104 MLS listings, a difference of 4 listings (4%) versus the prior month and 16 listings (18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Chillicothe (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,571 sqft |
2018-02-01 | 0 days | 1,558 sqft |
2018-03-01 | 0 days | 1,620 sqft |
2018-04-01 | 0 days | 1,611 sqft |
2018-05-01 | 0 days | 1,500 sqft |
2018-06-01 | 0 days | 1,500 sqft |
2018-07-01 | 0 days | 1,536 sqft |
2018-08-01 | 0 days | 1,548 sqft |
2018-09-01 | 0 days | 1,536 sqft |
2018-10-01 | 0 days | 1,477 sqft |
2018-11-01 | 0 days | 1,449 sqft |
2018-12-01 | 0 days | 1,444 sqft |
2019-01-01 | 0 days | 1,450 sqft |
2019-02-01 | 0 days | 1,437 sqft |
2019-03-01 | 0 days | 1,444 sqft |
2019-04-01 | 0 days | 1,442 sqft |
2019-05-01 | 0 days | 1,446 sqft |
2019-06-01 | 0 days | 1,480 sqft |
2019-07-01 | 0 days | 1,507 sqft |
2019-08-01 | 0 days | 1,561 sqft |
2019-09-01 | 0 days | 1,552 sqft |
2019-10-01 | 0 days | 1,565 sqft |
2019-11-01 | 0 days | 1,536 sqft |
2019-12-01 | 0 days | 1,436 sqft |
2020-01-01 | 0 days | 1,455 sqft |
2020-02-01 | 0 days | 1,476 sqft |
2020-03-01 | 0 days | 1,544 sqft |
2020-04-01 | 0 days | 1,675 sqft |
2020-05-01 | 0 days | 1,739 sqft |
2020-06-01 | 0 days | 1,756 sqft |
2020-07-01 | 0 days | 1,756 sqft |
2020-08-01 | 0 days | 1,602 sqft |
2020-09-01 | 0 days | 1,660 sqft |
2020-10-01 | 0 days | 1,544 sqft |
2020-11-01 | 0 days | 1,559 sqft |
2020-12-01 | 0 days | 1,544 sqft |
2021-01-01 | 0 days | 1,512 sqft |
2021-02-01 | 0 days | 1,642 sqft |
2021-03-01 | 0 days | 1,511 sqft |
2021-04-01 | 0 days | 1,639 sqft |
2021-05-01 | 0 days | 1,536 sqft |
2021-06-01 | 0 days | 1,552 sqft |
2021-07-01 | 0 days | 1,622 sqft |
2021-08-01 | 0 days | 1,576 sqft |
2021-09-01 | 0 days | 1,532 sqft |
2021-10-01 | 0 days | 1,552 sqft |
2021-11-01 | 0 days | 1,558 sqft |
2021-12-01 | 0 days | 1,476 sqft |
2022-01-01 | 0 days | 1,472 sqft |
2022-02-01 | 0 days | 1,613 sqft |
2022-03-01 | 0 days | 1,573 sqft |
2022-04-01 | 0 days | 1,551 sqft |
2022-05-01 | 0 days | 1,555 sqft |
2022-06-01 | 0 days | 1,705 sqft |
2022-07-01 | 0 days | 1,783 sqft |
2022-08-01 | 0 days | 1,622 sqft |
2022-09-01 | 0 days | 1,612 sqft |
2022-10-01 | 0 days | 1,755 sqft |
2022-11-01 | 0 days | 1,740 sqft |
2022-12-01 | 0 days | 1,716 sqft |
2023-01-01 | 0 days | 1,661 sqft |
2023-02-01 | 0 days | 1,566 sqft |
2023-03-01 | 0 days | 1,979 sqft |
2023-04-01 | 0 days | 1,876 sqft |
2023-05-01 | 0 days | 1,659 sqft |
2023-06-01 | 0 days | 1,692 sqft |
2023-07-01 | 0 days | 1,847 sqft |
2023-08-01 | 0 days | 1,614 sqft |
2023-09-01 | 0 days | 1,746 sqft |
2023-10-01 | 0 days | 1,807 sqft |
2023-11-01 | 0 days | 1,631 sqft |
2023-12-01 | 0 days | 1,632 sqft |
2024-01-01 | 0 days | 1,506 sqft |
2024-02-01 | 0 days | 1,492 sqft |
2024-03-01 | 0 days | 1,444 sqft |
2024-04-01 | 0 days | 1,644 sqft |
2024-05-01 | 0 days | 1,787 sqft |
2024-06-01 | 0 days | 1,834 sqft |
2024-07-01 | 0 days | 1,755 sqft |
2024-08-01 | 0 days | 1,699 sqft |
2024-09-01 | 0 days | 1,665 sqft |
Chillicothe's median square footage for active listings during the 2024-09-01 period was 1,665 sqft. One year prior, the average listing was 1,746 sqft.
Chillicothe, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 692 | $133,660,000 | $193,150 |
Cash Out Refi | 149 | $21,975,000 | $147,483 |
Other | 130 | $9,740,000 | $74,923 |
Home Improvement | 115 | $8,695,000 | $75,609 |
Refi | 103 | $15,935,000 | $154,709 |
Chillicothe's most frequently cited loan purpose was Home Purchase, with 692 originations. The 2nd most popular reason was Cash Out Refi, with 149 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 375 | $71,375,000 | $190,333 |
7-8% | 306 | $53,860,000 | $176,013 |
Over 8% | 281 | $30,195,000 | $107,456 |
5-6% | 94 | $17,060,000 | $181,489 |
<2.5% | 26 | $1,290,000 | $49,615 |
3-4% | 13 | $1,075,000 | $82,692 |
4-5% | 8 | $1,390,000 | $173,750 |
During 2023, Chillicothe's most frequently originated rate bucket was 6-7%, with 375 originations.
Loan Sizing (Chillicothe, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 455 | $68,355,000 | $150,231 |
$100,000 or less | 419 | $24,115,000 | $57,554 |
$200k-400k | 280 | $74,060,000 | $264,500 |
$400k-600k | 21 | $10,075,000 | $479,762 |
$600k-1000k | 11 | $8,005,000 | $727,727 |
$Over $1MM | 3 | $5,395,000 | $1,798,333 |
Chillicothe's loan sizing saw the bucket of loans from $100k-200k with 455 originations, totaling $68,355,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 504 | $99,710,000 | $197,837 |
60-80% | 201 | $42,255,000 | $210,224 |
20-40% | 149 | $11,465,000 | $76,946 |
Under 20% | 132 | $4,960,000 | $37,576 |
40-60% | 97 | $13,265,000 | $136,753 |
Over 100% | 15 | $3,925,000 | $261,667 |
Chillicothe's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 504 originations, totaling $99,710,000 in origination value.