Chillicothe Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Chillicothe averaged 5.8% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.91% and one month ago for the week of 2022-05-26, the average rate was 5.2%.

Chillicothe's average rate one year ago was 3.5%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.77%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Chillicothe 30 Year Fixed Rate 2022-06-30 5.8%
Chillicothe 30 Year Fixed Rate Refi 2022-06-30 5.77%
Chillicothe 15 Year Fixed Rate 2022-06-30 5.73%
Chillicothe 15 Year Fixed Rate Refi 2022-06-30 5.05%
Chillicothe 30 Year FHA 2022-06-30 6.15%
Chillicothe 30 Year FHA Refi 2022-06-30 5.73%
Chillicothe 30 Year USDA 2022-06-30 5.76%
Chillicothe 30 Year USDA Refi 2022-06-30 5.46%
Chillicothe 30 Year VA 2022-06-30 5.93%
Chillicothe 30 Year VA Refi 2022-06-30 5.56%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Chillicothe, OH.

Chillicothe Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Chillicothe, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
The Huntington National Bank 103 3.11% $4,034
THE VINTON COUNTY NATIONAL BANK 77 3.38% $2,713
Fifth Third Bank 67 3.20% $3,472
UNION HOME MORTGAGE CORP. 54 3.39% $3,856
WesBanco Bank, Inc. 53 2.97% $3,657
QUICKEN LOANS, LLC 51 3.19% $4,798
HOMELAND CREDIT UNION, INC. 34 3.38% $2,826
LCNB National Bank 30 3.03% $3,214
DAS Acquisition Company, LLC 28 3.22% $4,279
Hometown Lenders, Inc. 25 3.49% $5,355
Kingston National Bank 20 3.77% $2,871
LENDUS, LLC 17 3.24% $4,072
The Merchants National Bank 11 3.53% $1,399
UNITED WHOLESALE MORTGAGE, LLC 11 3.04% $3,780
AMERISAVE MORTGAGE CORPORATION 10 3.37% $4,838
JPMorgan Chase Bank 10 3.00% $2,747
The Ohio Valley Bank Company 8 4.09% $3,636
U.S. Bank 8 3.15% $3,653
LOANDEPOT.COM, LLC 7 3.27% $4,311
HOMESIDE FINANCIAL, LLC 7 2.95% $3,794
Union Savings Bank 7 2.98% $1,659
Mr. Cooper ( Nationstar Mortgage ) 7 3.21% $4,059
RUOFF MORTGAGE COMPANY, INC. 7 2.93% $2,696
ROYAL UNITED MORTGAGE LLC 6 3.44% $6,394
BROKER SOLUTIONS, INC. 5 3.07% $4,243
Flagstar Bank, FSB 5 3.48% $3,896
CALIBER HOME LOANS, INC. 5 3.11% $2,744
Farm Credit Mid-America, ACA 5 3.26% $6,870
GUARANTEED RATE, INC. 5 3.20% $3,832
T2 FINANCIAL LLC 5 3.40% $4,015
PNC Bank 5 3.11% $2,567
AMERICAN INTERNET MORTGAGE, INC. 4 2.72% $2,161
Citizens Bank 4 3.22% $2,439
Peoples Bank 4 3.56% $2,040
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.31% $3,182
POLARIS HOME FUNDING CORP. 3 3.29% $5,600
AMERIFIRST FINANCIAL CORPORATION 3 3.08% $3,564
MOVEMENT MORTGAGE, LLC 3 2.73% $3,738
Mortgage Research Center, LLC 3 2.58% $3,735
Wells Fargo Bank 2 3.13% $3,306
PENNYMAC LOAN SERVICES, LLC 2 3.50% $4,332
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 4.00% $4,781
PRIORITY MORTGAGE CORP. 2 3.00% $3,759
RAPID MORTGAGE COMPANY 2 3.31% $3,567
RELIANCE FIRST CAPITAL, LLC 2 3.63% $5,592
TELHIO 2 2.81% $2,813
The Park National Bank 2 3.06% $3,497
The State Bank and Trust Company 2 3.38% $5,361
HOME POINT FINANCIAL CORPORATION 2 3.37% $3,883
UNIVERSAL 1 CREDIT UNION 2 3.00% $2,617
NBKC BANK 2 3.44% $2,786
J. VIRGIL, INC. 2 3.25% $4,168
Ally Bank 2 3.13% $2,840
LAND HOME FINANCIAL SERVICES, INC. 2 3.88% $4,047
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.31% $5,263
First Financial Bank 2 3.31% $4,479
North American Savings Bank, F.S.B. 1 3.25% $2,266
AMERICAN FINANCING CORPORATION 1 3.38% $3,268
Baxter Credit Union 1 3.25% $3,703
BAYSHORE MORTGAGE FUNDING, LLC 1 3.00% $2,764
BELEM SERVICING LLC 1 3.38% $5,448
BETTER MORTGAGE CORPORATION 1 3.00% $1,336
CALCON MUTUAL MORTGAGE LLC 1 3.38% $4,845
Carrington Mortgage Services, LLC 1 3.50% $4,193
CHERRY CREEK MORTGAGE, LLC 1 4.50% $673
CIBC Bank USA 1 3.38% $3,439
Discover Bank 1 3.99% $0
Eagle Savings Bank 1 3.00% $3,305
ENDEAVOR CAPITAL, LLC. 1 3.25% $3,481
First Federal Savings and Loan Association of Lakewood 1 2.98% $4,344
First Guaranty Mortgage Corporation 1 3.50% $6,337
First State Bank 1 4.00% $1,578
FREEDOM MORTGAGE CORPORATION 1 2.88% $938
GENEVA FINANCIAL, LLC 1 3.88% $4,482
GUARANTEED RATE AFFINITY, LLC 1 2.88% $3,968
InterContinental Capital Group, Inc 1 2.88% $4,841
LAKEVIEW LOAN SERVICING, LLC 1 4.50% $1,955
LENDERFI, INC. 1 2.63% $1,553
LIBERTY HOME MORTGAGE CORPORATION 1 2.75% $5,035
Liberty Savings Bank, F.S.B. 1 3.25% $3,123
MICHIGAN MUTUAL, INC. 1 3.13% $3,124
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.25% $2,989
Nations Lending Corporation 1 3.00% $10,945
NEWREZ LLC 1 3.50% $5,342
ABSOLUTE HOME MORTGAGE CORPORATION 1 3.13% $2,827
Old National Bank 1 3.25% $2,945
Paramount Residential Mortgage Group, Inc. 1 3.25% $6,848
PLAZA HOME MORTGAGE, INC. 1 3.63% $7,462
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.38% $4,193
STEARNS LENDING, LLC 1 3.25% $2,161
The Federal Savings Bank 1 3.38% $4,162
TOP FLITE FINANCIAL, INC. 1 3.50% $9,762
Victorian Finance, LLC 1 3.25% $2,910
WEST PENN FINANCIAL SERVICE CENTER, INC. 1 2.75% $3,638
Wyndham Capital Mortgage, Inc. 1 2.88% $2,291

Chillicothe, OH's 95 lenders originated 2,344 loans during 2021. The total origination value was $385,190,000, with an average loan value of $164,330.

The top Chillicothe lender as defined by loan originations is The Huntington National Bank, with 103 loans originated. Their average total fees are $4,034, which is $1,321 higher than the next largest lender, THE VINTON COUNTY NATIONAL BANK.

The lowest fee Chillicothe lenders (with over 10 loans originated) are The Merchants National Bank ($1,399), THE VINTON COUNTY NATIONAL BANK ($2,713), JPMorgan Chase Bank ($2,747), HOMELAND CREDIT UNION, INC. ($2,826) and Kingston National Bank ($2,871).

The lowest rate Chillicothe lenders (with over 10 loans originated) are WesBanco Bank, Inc. (2.97%), JPMorgan Chase Bank (3.00%), LCNB National Bank (3.03%), UNITED WHOLESALE MORTGAGE, LLC (3.04%) and The Huntington National Bank (3.11%).

Chillicothe, OH Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
The Huntington National Bank $36,220,000 $40,765,000 12.5% 10.6%
THE VINTON COUNTY NATIONAL BANK $24,745,000 $30,200,000 22.0% 7.8%
Fifth Third Bank $15,630,000 $23,280,000 48.9% 6.0%
QUICKEN LOANS, LLC $17,285,000 $20,630,000 19.4% 5.4%
Hometown Lenders, Inc. $15,035,000 $19,065,000 26.8% 4.9%
UNION HOME MORTGAGE CORP. $16,475,000 $18,695,000 13.5% 4.9%
WesBanco Bank, Inc. $16,450,000 $14,660,000 -10.9% 3.8%
Kingston National Bank $13,465,000 $14,170,000 5.2% 3.7%
HOMELAND CREDIT UNION, INC. $17,890,000 $13,405,000 -25.1% 3.5%
DAS Acquisition Company, LLC $13,580,000 $13,155,000 -3.1% 3.4%
LCNB National Bank $13,090,000 $12,965,000 -1.0% 3.4%
FREEDOM MORTGAGE CORPORATION $5,755,000 $8,095,000 40.7% 2.1%
LENDUS, LLC $5,685,000 $7,630,000 34.2% 2.0%
PNC Bank $6,030,000 $6,060,000 0.5% 1.6%
LOANDEPOT.COM, LLC $1,460,000 $5,625,000 285.3% 1.5%
Mortgage Research Center, LLC $5,200,000 $5,515,000 6.1% 1.4%
The Ohio Valley Bank Company $5,400,000 $5,265,000 -2.5% 1.4%
Mr. Cooper ( Nationstar Mortgage ) $2,930,000 $5,145,000 75.6% 1.3%
CALIBER HOME LOANS, INC. $2,715,000 $5,005,000 84.3% 1.3%
U.S. Bank $4,395,000 $3,135,000 -28.7% 0.8%
AMERISAVE MORTGAGE CORPORATION $1,300,000 $3,085,000 137.3% 0.8%
PENNYMAC LOAN SERVICES, LLC $1,245,000 $3,035,000 143.8% 0.8%
LAKEVIEW LOAN SERVICING, LLC $1,015,000 $2,985,000 194.1% 0.8%
Union Savings Bank $2,815,000 $2,965,000 5.3% 0.8%
FIRST OHIO HOME FINANCE, INC. $305,000 $2,835,000 829.5% 0.7%
ATOMIC CREDIT UNION, INC. $2,465,000 $2,615,000 6.1% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $2,870,000 $2,605,000 -9.2% 0.7%
VANDERBILT MORTGAGE AND FINANCE, INC. $4,155,000 $2,535,000 -39.0% 0.7%
The Merchants National Bank $5,535,000 $2,530,000 -54.3% 0.7%
JPMorgan Chase Bank $1,620,000 $2,480,000 53.1% 0.6%
Citizens Bank $2,170,000 $2,475,000 14.1% 0.6%
Farm Credit Mid-America, ACA $2,730,000 $2,355,000 -13.7% 0.6%
HOME POINT FINANCIAL CORPORATION $1,050,000 $2,185,000 108.1% 0.6%
VILLAGE CAPITAL & INVESTMENT LLC $1,380,000 $2,140,000 55.1% 0.6%
NEWREZ LLC $1,165,000 $1,995,000 71.2% 0.5%
GUARANTEED RATE, INC. $310,000 $1,960,000 532.3% 0.5%
HOMESIDE FINANCIAL, LLC $1,005,000 $1,875,000 86.6% 0.5%
BROKER SOLUTIONS, INC. $660,000 $1,860,000 181.8% 0.5%
AMERIFIRST FINANCIAL CORPORATION $1,740,000 $1,830,000 5.2% 0.5%
NAVY FEDERAL CREDIT UNION $1,015,000 $1,825,000 79.8% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $135,000 $1,740,000 1,188.9% 0.5%
DESCO $330,000 $1,700,000 415.2% 0.4%
RUOFF MORTGAGE COMPANY, INC. $785,000 $1,670,000 112.7% 0.4%
POLARIS HOME FUNDING CORP. $935,000 $1,655,000 77.0% 0.4%
J. VIRGIL, INC. $1,640,000 n/a 0.4%
Flagstar Bank, FSB $1,365,000 $1,605,000 17.6% 0.4%
T2 FINANCIAL LLC $890,000 $1,515,000 70.2% 0.4%
RAPID MORTGAGE COMPANY $1,015,000 $1,490,000 46.8% 0.4%
Bank of America $230,000 $1,450,000 530.4% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $165,000 $1,355,000 721.2% 0.4%
MOVEMENT MORTGAGE, LLC $700,000 $1,300,000 85.7% 0.3%
PLANET HOME LENDING, LLC $1,205,000 $1,300,000 7.9% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,650,000 $1,270,000 -52.1% 0.3%
CLEARPATH LENDING $555,000 $1,215,000 118.9% 0.3%
NEW DAY FINANCIAL, LLC $1,845,000 $1,130,000 -38.8% 0.3%
The State Bank and Trust Company $500,000 $1,110,000 122.0% 0.3%
Carrington Mortgage Services, LLC $1,820,000 $1,050,000 -42.3% 0.3%
USAA Federal Savings Bank $1,165,000 $1,035,000 -11.2% 0.3%
NFM, INC. $1,205,000 $995,000 -17.4% 0.3%
Peoples Bank $1,160,000 $980,000 -15.5% 0.3%
ROYAL UNITED MORTGAGE LLC $255,000 $945,000 270.6% 0.2%
InterContinental Capital Group, Inc $415,000 $910,000 119.3% 0.2%
Wells Fargo Bank $1,895,000 $875,000 -53.8% 0.2%
AMERICAN INTERNET MORTGAGE, INC. $125,000 $860,000 588.0% 0.2%
First Financial Bank $830,000 n/a 0.2%
WRIGHT-PATT CREDIT UNION, INC. $485,000 $830,000 71.1% 0.2%
BETTER MORTGAGE CORPORATION $815,000 n/a 0.2%
The Federal Savings Bank $360,000 $795,000 120.8% 0.2%
AmRes Corporation $790,000 n/a 0.2%
The Savings Bank $1,765,000 $790,000 -55.2% 0.2%
NBKC BANK $785,000 n/a 0.2%
MYCUMORTGAGE, LLC $600,000 $765,000 27.5% 0.2%
Southern Hills Community Bank $410,000 $765,000 86.6% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $1,480,000 $735,000 -50.3% 0.2%
Paramount Residential Mortgage Group, Inc. $220,000 $710,000 222.7% 0.2%
CALCON MUTUAL MORTGAGE LLC $690,000 n/a 0.2%
PRIORITY MORTGAGE CORP. $1,230,000 $660,000 -46.3% 0.2%
Nations Lending Corporation $530,000 $605,000 14.2% 0.2%
ABSOLUTE HOME MORTGAGE CORPORATION $570,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $555,000 n/a 0.1%
First Federal Bank of the Midwest $165,000 $550,000 233.3% 0.1%
AmeriHome Mortgage Company, LLC $360,000 $545,000 51.4% 0.1%
GUILD MORTGAGE COMPANY $545,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $635,000 $540,000 -15.0% 0.1%
Pathways Financial Credit Union, Inc. $540,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $520,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $255,000 $520,000 103.9% 0.1%
First Federal Savings and Loan Association of Lakewood $325,000 $495,000 52.3% 0.1%
TELHIO $485,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $995,000 $480,000 -51.8% 0.1%
The Union Bank Company $685,000 $460,000 -32.8% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $450,000 n/a 0.1%
CROSSCOUNTRY MORTGAGE, LLC $415,000 $450,000 8.4% 0.1%
EQUITY RESOURCES, INC. $565,000 $450,000 -20.4% 0.1%
UNIVERSAL 1 CREDIT UNION $625,000 $450,000 -28.0% 0.1%
RELIANCE FIRST CAPITAL, LLC $435,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $435,000 n/a 0.1%
First Midwest Bank $425,000 n/a 0.1%
Magnolia Bank $395,000 $380,000 -3.8% 0.1%
CIBC Bank USA $375,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $125,000 $355,000 184.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $595,000 $340,000 -42.9% 0.1%
The Park National Bank $305,000 $340,000 11.5% 0.1%
THRIVE MORTGAGE, LLC $335,000 n/a 0.1%
LENDERFI, INC. $325,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $175,000 $320,000 82.9% 0.1%
First Guaranty Mortgage Corporation $175,000 $310,000 77.1% 0.1%
Hometown Equity Mortgage, LLC $225,000 $310,000 37.8% 0.1%
Low VA Rates, LLC $135,000 $310,000 129.6% 0.1%
HALLMARK HOME MORTGAGE, LLC $305,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $680,000 $305,000 -55.1% 0.1%
Eagle Savings Bank $295,000 n/a 0.1%
THE EQUITABLE MORTGAGE CORPORATION $135,000 $295,000 118.5% 0.1%
Ally Bank $290,000 n/a 0.1%
KEMBA FINANCIAL $440,000 $280,000 -36.4% 0.1%
STEARNS LENDING, LLC $275,000 n/a 0.1%
WEST PENN FINANCIAL SERVICE CENTER, INC. $275,000 n/a 0.1%
Baxter Credit Union $255,000 n/a 0.1%
Cf Bank $255,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $1,285,000 $250,000 -80.5% 0.1%
Discover Bank $250,000 n/a 0.1%
Colonial Savings, F.A. $245,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $55,000 $240,000 336.4% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $350,000 $230,000 -34.3% 0.1%
East Coast Capital Corp. $225,000 n/a 0.1%
First Commonwealth Bank $585,000 $225,000 -61.5% 0.1%
BELEM SERVICING LLC $205,000 n/a 0.1%
First Bank Richmond $205,000 n/a 0.1%
Manufacturers and Traders Trust Company $200,000 n/a 0.1%
DEVELOPER'S MORTGAGE COMPANY $175,000 $195,000 11.4% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $350,000 $195,000 -44.3% 0.1%
BM Real Estate Services, Inc. $185,000 n/a 0.0%
ENDEAVOR CAPITAL, LLC. $340,000 $185,000 -45.6% 0.0%
GENEVA FINANCIAL, LLC $185,000 n/a 0.0%
RESIDENTIAL BANCORP. $185,000 n/a 0.0%
Triumph Bank $185,000 n/a 0.0%
BMI Federal Credit Union $95,000 $175,000 84.2% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $175,000 n/a 0.0%
North Valley Bank $165,000 $170,000 3.0% 0.0%
Liberty Savings Bank, F.S.B. $165,000 n/a 0.0%
LOANPAL, LLC $165,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $85,000 $165,000 94.1% 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $520,000 $155,000 -70.2% 0.0%
MICHIGAN MUTUAL, INC. $155,000 n/a 0.0%
Victorian Finance, LLC $155,000 n/a 0.0%
Evolve Bank & Trust $145,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $460,000 $135,000 -70.7% 0.0%
21ST MORTGAGE CORPORATION $105,000 $125,000 19.0% 0.0%
Equity Prime Mortgage LLC $125,000 n/a 0.0%
Figure Lending LLC $125,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $125,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $290,000 $125,000 -56.9% 0.0%
North American Savings Bank, F.S.B. $400,000 $125,000 -68.8% 0.0%
IMPAC MORTGAGE CORP. $105,000 n/a 0.0%
Old National Bank $105,000 n/a 0.0%
THRIVENT Federal Credit Union $105,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $135,000 $85,000 -37.0% 0.0%
EASTMAN $75,000 n/a 0.0%
Western Ohio Mortgage Corporation $335,000 $75,000 -77.6% 0.0%
First State Bank $130,000 $55,000 -57.7% 0.0%
AMERICAN ADVISORS GROUP $65,000 $35,000 -46.2% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

Chillicothe's top lender by overall market share is The Huntington National Bank, with 10.6% market share. In second place, with 7.8%, is THE VINTON COUNTY NATIONAL BANK, having originated $30,200,000 in loans. In third place, with 6.0%, is Fifth Third Bank, having originated $23,280,000 in loans. In third place, with 5.4%, is QUICKEN LOANS, LLC, having originated $20,630,000 in loans. In third place, with 4.9%, is Hometown Lenders, Inc., having originated $19,065,000 in loans.


Chillicothe, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 981 $177,575,000 $181,014
Refi 757 $122,355,000 $161,631
Cash Out Refi 463 $73,825,000 $159,449
Home Improvement 77 $5,115,000 $66,429
Other 66 $6,320,000 $95,758

Chillicothe's most frequently cited loan purpose was Home Purchase, with 981 originations. The 2nd most popular reason was Refi, with 757 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 959 $163,515,000 $170,506
2.5-3% 788 $134,090,000 $170,165
<2.5% 317 $53,735,000 $169,511
4-5% 171 $24,045,000 $140,614
5-6% 27 $1,935,000 $71,667
Over 8% 17 $1,005,000 $59,118
6-7% 13 $925,000 $71,154
7-8% 11 $955,000 $86,818

During 2021, Chillicothe's most frequently originated rate bucket was 3-4%, with 959 originations.

Loan Sizing (Chillicothe, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,169 $171,895,000 $147,044
$100,000 or less 568 $38,330,000 $67,482
$200k-400k 560 $147,100,000 $262,679
$400k-600k 33 $14,765,000 $447,424
$600k-1000k 9 $6,315,000 $701,667
$Over $1MM 5 $6,785,000 $1,357,000

Chillicothe's loan sizing saw the bucket of loans from $100k-200k with 1,169 originations, totaling $171,895,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 951 $176,365,000 $185,452
60-80% 715 $123,875,000 $173,252
40-60% 311 $41,435,000 $133,232
20-40% 136 $12,040,000 $88,529
Under 20% 66 $2,370,000 $35,909
Over 100% 28 $6,760,000 $241,429

Chillicothe's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 951 originations, totaling $176,365,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Chillicothe (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $147,375 (19.9%) $177,878 (11.5%) 0.00 246
2018-02-01 $146,000 (21.7%) $175,308 (11.7%) 0.00 255
2018-03-01 $149,900 (25.5%) $179,422 (16.4%) 0.00 257
2018-04-01 $151,950 (24.7%) $180,001 (14.2%) 0.00 276
2018-05-01 $145,750 (12.2%) $171,641 (6.1%) 0.00 269
2018-06-01 $144,900 (8.6%) $173,164 (2.5%) 0.00 258
2018-07-01 $146,900 (10.5%) $175,919 (5.6%) 0.00 254
2018-08-01 $142,400 (1.8%) $172,927 (-1.4%) 0.00 245
2018-09-01 $139,900 (0.0%) $173,563 (0.0%) 0.00 255
2018-10-01 $133,400 (-4.7%) $166,691 (-5.9%) 0.00 266
2018-11-01 $129,950 (-9.1%) $162,140 (-8.6%) 0.00 282
2018-12-01 $134,900 (-6.9%) $167,452 (-4.7%) 0.00 260
2019-01-01 $137,000 (-7.0%) $179,879 (1.1%) 0.00 270
2019-02-01 $134,950 (-7.6%) $173,817 (-0.9%) 0.00 243
2019-03-01 $140,853 (-6.0%) $176,107 (-1.9%) 0.00 239
2019-04-01 $145,990 (-3.9%) $181,856 (1.0%) 0.00 221
2019-05-01 $149,900 (2.9%) $190,239 (10.8%) 0.00 220
2019-06-01 $154,000 (6.3%) $193,070 (11.5%) 0.00 218
2019-07-01 $149,900 (2.0%) $194,074 (10.3%) 0.00 192
2019-08-01 $151,237 (6.2%) $194,028 (12.2%) 0.00 189
2019-09-01 $152,692 (9.1%) $192,591 (11.0%) 0.00 202
2019-10-01 $154,245 (15.6%) $192,854 (15.7%) 0.00 221
2019-11-01 $150,000 (15.4%) $191,921 (18.4%) 0.00 213
2019-12-01 $149,450 (10.8%) $182,927 (9.2%) 0.00 185
2020-01-01 $152,445 (11.3%) $186,413 (3.6%) 0.00 156
2020-02-01 $159,900 (18.5%) $202,894 (16.7%) 0.00 146
2020-03-01 $172,745 (22.6%) $209,670 (19.1%) 0.00 130
2020-04-01 $187,450 (28.4%) $226,750 (24.7%) 0.00 142
2020-05-01 $189,900 (26.7%) $229,772 (20.8%) 0.00 133
2020-06-01 $194,700 (26.4%) $245,107 (27.0%) 0.00 104
2020-07-01 $193,950 (29.4%) $242,350 (24.9%) 0.00 89
2020-08-01 $169,900 (12.3%) $230,536 (18.8%) 0.00 87
2020-09-01 $174,950 (14.6%) $232,598 (20.8%) 0.00 81
2020-10-01 $169,900 (10.2%) $224,723 (16.5%) 0.00 111
2020-11-01 $169,900 (13.3%) $221,662 (15.5%) 0.00 121
2020-12-01 $169,250 (13.3%) $216,066 (18.1%) 0.00 104
2021-01-01 $164,900 (8.2%) $220,757 (18.4%) 0.00 86
2021-02-01 $169,000 (5.7%) $249,284 (22.9%) 0.00 70
2021-03-01 $159,450 (-7.7%) $244,791 (16.8%) 0.00 57
2021-04-01 $176,450 (-5.9%) $247,777 (9.3%) 0.00 57
2021-05-01 $179,900 (-5.3%) $254,576 (10.8%) 0.00 58
2021-06-01 $194,450 (-0.1%) $298,408 (21.8%) 0.00 69
2021-07-01 $169,950 (-12.4%) $270,189 (11.5%) 0.00 85
2021-08-01 $182,000 (7.1%) $268,203 (16.3%) 0.00 92
2021-09-01 $194,900 (11.4%) $272,780 (17.3%) 0.00 92
2021-10-01 $173,000 (1.8%) $253,014 (12.6%) 0.00 93
2021-11-01 $159,900 (-5.9%) $249,828 (12.7%) 0.00 86
2021-12-01 $149,950 (-11.4%) $242,565 (12.3%) 0.00 72
2022-01-01 $159,900 (-3.0%) $273,611 (23.9%) 0.00 50
2022-02-01 $154,950 (-8.3%) $282,410 (13.3%) 0.00 37
2022-03-01 $237,000 (48.6%) $309,100 (26.3%) 0.00 50
2022-04-01 $229,900 (30.3%) $304,424 (22.9%) 0.00 52
2022-05-01 $232,450 (29.2%) $286,917 (12.7%) 0.00 64
2022-06-01 $238,950 (22.9%) $313,418 (5.0%) 0.00 73
Chillicothe's median listing price for 2022-06-01 was $238,950, a difference of $44,500 (22.9%) versus the prior year and $6,500 versus the prior month.

Chillicothe's median listing price comes in at 0% of the national average.

Chillicothe's average listing price for 2022-06-01 was $313,418, a difference of $15,010 (5.0%) versus the prior year and $26,501 versus the prior month.

For the 2022-06-01 period, Chillicothe had 73 MLS listings, a difference of 9 listings (14%) versus the prior month and 4 listings (6%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Chillicothe (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,582 sqft
2018-02-01 0 days 1,569 sqft
2018-03-01 0 days 1,636 sqft
2018-04-01 0 days 1,625 sqft
2018-05-01 0 days 1,509 sqft
2018-06-01 0 days 1,536 sqft
2018-07-01 0 days 1,556 sqft
2018-08-01 0 days 1,568 sqft
2018-09-01 0 days 1,544 sqft
2018-10-01 0 days 1,498 sqft
2018-11-01 0 days 1,442 sqft
2018-12-01 0 days 1,444 sqft
2019-01-01 0 days 1,458 sqft
2019-02-01 0 days 1,419 sqft
2019-03-01 0 days 1,444 sqft
2019-04-01 0 days 1,444 sqft
2019-05-01 0 days 1,446 sqft
2019-06-01 0 days 1,495 sqft
2019-07-01 0 days 1,528 sqft
2019-08-01 0 days 1,561 sqft
2019-09-01 0 days 1,538 sqft
2019-10-01 0 days 1,539 sqft
2019-11-01 0 days 1,524 sqft
2019-12-01 0 days 1,448 sqft
2020-01-01 0 days 1,514 sqft
2020-02-01 0 days 1,561 sqft
2020-03-01 0 days 1,599 sqft
2020-04-01 0 days 1,706 sqft
2020-05-01 0 days 1,747 sqft
2020-06-01 0 days 1,784 sqft
2020-07-01 0 days 1,800 sqft
2020-08-01 0 days 1,612 sqft
2020-09-01 0 days 1,646 sqft
2020-10-01 0 days 1,544 sqft
2020-11-01 0 days 1,579 sqft
2020-12-01 0 days 1,526 sqft
2021-01-01 0 days 1,503 sqft
2021-02-01 0 days 1,587 sqft
2021-03-01 0 days 1,511 sqft
2021-04-01 0 days 1,568 sqft
2021-05-01 0 days 1,568 sqft
2021-06-01 0 days 1,629 sqft
2021-07-01 0 days 1,651 sqft
2021-08-01 0 days 1,576 sqft
2021-09-01 0 days 1,546 sqft
2021-10-01 0 days 1,536 sqft
2021-11-01 0 days 1,546 sqft
2021-12-01 0 days 1,442 sqft
2022-01-01 0 days 1,457 sqft
2022-02-01 0 days 1,570 sqft
2022-03-01 0 days 1,626 sqft
2022-04-01 0 days 1,536 sqft
2022-05-01 0 days 1,586 sqft
2022-06-01 0 days 1,667 sqft
Chillicothe's median listing age (time on market) for 2022-06-01 was 0 days.

Chillicothe's median square footage for active listings during the 2022-06-01 period was 1,667 sqft. One year prior, the average listing was 1,629 sqft.