Bartlett Mortgage Rates, Fees & Info
BARTLETT, TNLEI: 549300CRSE0TY73U6X46
Tax ID: 62-1160688
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Mortgage Data
Review & Overview
Bartlett Mortgage is a smaller mortgage company specializing in Home Purchase and Refi loans. Bartlett Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Memphis, Nashville, Atlanta, Oxford, and Crestview among others. We have data for 37 markets. (Some data included below & more in-depth data is available with an active subscription.)Bartlett Mortgage has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.74% | 4/28/24 |
| 30 Year Conventional Refi | 6.44% | 4/28/24 |
| 30 Year Cash-out Refi | 6.81% | 4/28/24 |
| 30 Year FHA Purchase | 6.96% | 4/28/24 |
| 30 Year FHA Refi | 6.15% | 4/28/24 |
| 30 Year VA Purchase | 6.10% | 4/28/24 |
| 30 Year USDA Purchase | 6.48% | 4/28/24 |
| 15 Year Conventional Purchase | 6.26% | 4/28/24 |
| 15 Year Conventional Refi | 6.03% | 4/28/24 |
| 15 Year Cash-out Refi | 6.03% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bartlett Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
988Origination Dollar Volume (All Markets)
$250,950,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 923 | $232,245,000 | $251,620 | $0 | 2.81% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $3,765,000 | $342,273 | $0 | 0.00% |
| Outside of Metro Areas | 12 | $3,120,000 | $260,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $0 | 0.00% |
| Oxford, MS (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 0.00% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 0.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Forest City, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| Batesville, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against BARTLETT MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, Bartlett Mortgage's most frequently originated type of loan was Conventional, with 742 originations. Their 2nd most popular type was FHA, with 169 originations.
Loan Reason
For 2020, Bartlett Mortgage's most frequently cited loan purpose was Home Purchase, with 547 originations. The 2nd most popular reason was Refi, with 385 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 986 | $250,350,000 | $253,905 | $0 | 0.00% |
| 30 Year | 2 | $600,000 | $300,000 | $0 | 2.81% |
For 2020, Bartlett Mortgage's most frequently cited loan duration was Other, with 986 originations. The 2nd most popular length was 30 Year, with 2 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 2 | $600,000 | $300,000 |
During 2020, Bartlett Mortgage's average interest rate for loans was 2.81%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2 originations.
Loan Sizing
2020 saw Bartlett Mortgage place emphasis on $200k-400k loans with 585 originations, totaling $162,495,000 in origination value.
Applicant Income
Bartlett Mortgage lent most frequently to those with incomes in the $100k-150k range, with 251 originations. The second most popular income band? $50k-75k, with 225 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 986 | $250,350,000 | $253,905 | $0 | 0.00% |
| <20% | 1 | $325,000 | $325,000 | $0 | 3.00% |
| 44% | 1 | $275,000 | $275,000 | $0 | 2.63% |
Bartlett Mortgage lent most frequently to those with DTI ratios of Exempt%, with 986 originations. The next most common DTI ratio? <20%, with 1 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.59%
Bartlett Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination94.23%
Bartlett Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 986 | $250,350,000 | $253,905 |
| NA | 2 | $600,000 | $300,000 |