Capital City Home Loans Mortgage Rates, Fees & Info

Kennesaw, GA

LEI: 549300IKNQI45EOJU155

Tax ID: 20-5356781

5 stars - out of 5 stars, based on 70 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Capital City Home Loans is a small mortgage company specializing in loans. Capital City Home Loans has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Tallahassee, Jacksonville, Tampa, and Crestview among others. We have data for 105 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Capital City Home Loans has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Capital City Home Loans is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.57% 10/3/22
    30 Year Conventional Refi 6.43% 10/3/22
    30 Year Cash-out Refi 6.67% 10/3/22
    30 Year FHA Purchase 7.26% 10/3/22
    30 Year FHA Refi 6.86% 10/3/22
    30 Year VA Purchase 6.32% 10/3/22
    30 Year VA Refi 5.97% 10/3/22
    30 Year USDA Purchase 6.62% 10/3/22
    30 Year USDA Refi 6.36% 10/3/22
    15 Year Conventional Purchase 6.25% 10/3/22
    15 Year Conventional Refi 6.25% 10/3/22
    15 Year Cash-out Refi 6.25% 10/3/22
    15 Year VA Purchase 6.42% 10/3/22
    15 Year VA Refi 5.96% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    4,855

    Origination Dollar Volume (All Markets)

    $1,483,435,000
    Show all (17) awards

    Relative Rate

    Capital City Home Loans 's average 30 year fixed mortgage rate was 3.08%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.07%.

    Relative Fees (Closing Costs)

    Capital City Home Loans 's average total fees/closing costs for a 30 year fixed rate mortgage were $4,853.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,791 $602,875,000 $336,614 $4,864 3.02%
    TALLAHASSEE, FL (FHA|USDA|VA) 605 $152,765,000 $252,504 $5,128 3.20%
    JACKSONVILLE, FL (FHA|USDA|VA) 372 $125,770,000 $338,091 $4,878 3.01%
    Outside of Metro Areas 244 $65,260,000 $267,459 $5,434 3.41%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 236 $63,800,000 $270,339 $6,594 4.26%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 82 $57,510,000 $701,341 $8,936 3.47%
    BRUNSWICK, GA (FHA|USDA|VA) 130 $35,470,000 $272,846 $4,830 3.04%
    GAINESVILLE, FL (FHA|USDA|VA) 108 $29,360,000 $271,852 $5,384 3.59%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 111 $27,075,000 $243,919 $6,546 4.47%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 52 $24,850,000 $477,885 $6,262 3.16%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 66 $22,870,000 $346,515 $5,230 3.01%
    GAINESVILLE, GA (FHA|USDA|VA) 67 $21,345,000 $318,582 $4,945 3.13%
    WILMINGTON, NC (FHA|USDA|VA) 75 $20,485,000 $273,133 $3,702 2.93%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 71 $19,795,000 $278,803 $4,242 3.14%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 47 $16,965,000 $360,957 $4,289 3.13%
    Americus, GA (FHA|USDA|VA) 95 $14,045,000 $147,842 $3,708 2.99%
    OCALA, FL (FHA|USDA|VA) 48 $13,700,000 $285,417 $6,325 4.28%
    SAVANNAH, GA (FHA|USDA|VA) 56 $12,680,000 $226,429 $5,470 3.01%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 32 $12,680,000 $396,250 $4,501 3.37%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 48 $11,320,000 $235,833 $4,618 2.96%
    Jefferson, GA (FHA|USDA|VA) 38 $11,250,000 $296,053 $5,046 3.14%
    PANAMA CITY, FL (FHA|USDA|VA) 43 $10,855,000 $252,442 $4,761 3.83%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 23 $7,345,000 $319,348 $4,481 2.93%
    ALBANY, GA (FHA|USDA|VA) 38 $7,070,000 $186,053 $4,949 2.94%
    St. Marys, GA (FHA|USDA|VA) 17 $5,535,000 $325,588 $4,875 3.16%
    Palatka, FL (FHA|USDA|VA) 22 $5,340,000 $242,727 $5,555 3.60%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 16 $4,630,000 $289,375 $4,773 3.49%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 14 $4,520,000 $322,857 $3,612 3.02%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 9 $3,565,000 $396,111 $6,097 3.57%
    Cordele, GA (FHA|USDA|VA) 18 $3,240,000 $180,000 $4,147 3.27%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 13 $3,235,000 $248,846 $5,273 3.19%
    WARNER ROBINS, GA (FHA|USDA|VA) 16 $3,220,000 $201,250 $4,101 3.16%
    Cullowhee, NC (FHA|USDA|VA) 3 $2,455,000 $818,333 $7,960 3.54%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 8 $2,450,000 $306,250 $4,283 3.09%
    Milledgeville, GA (FHA|USDA|VA) 8 $2,420,000 $302,500 $6,035 3.63%
    THE VILLAGES, FL (FHA|USDA|VA) 7 $2,385,000 $340,714 $8,044 3.98%
    LaGrange, GA-AL (FHA|USDA|VA) 16 $2,380,000 $148,750 $3,215 3.16%
    Dublin, GA (FHA|USDA|VA) 17 $2,375,000 $139,706 $3,857 3.16%
    ASHEVILLE, NC (FHA|USDA|VA) 7 $2,155,000 $307,857 $3,147 2.86%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,905,000 $272,143 $4,554 2.79%
    RALEIGH-CARY, NC (FHA|USDA|VA) 6 $1,810,000 $301,667 $3,057 2.92%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $1,780,000 $222,500 $3,937 3.19%
    Statesboro, GA (FHA|USDA|VA) 8 $1,690,000 $211,250 $3,522 3.63%
    Calhoun, GA (FHA|USDA|VA) 6 $1,550,000 $258,333 $3,936 3.10%
    MONTGOMERY, AL (FHA|USDA|VA) 4 $1,520,000 $380,000 $4,178 3.41%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,370,000 $342,500 $3,665 2.63%
    Lake City, FL (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,990 3.23%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,295,000 $431,667 $4,429 2.83%
    ROME, GA (FHA|USDA|VA) 5 $1,275,000 $255,000 $4,589 3.33%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 5 $1,265,000 $253,000 $3,197 3.05%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $1,245,000 $249,000 $5,959 2.85%
    SPARTANBURG, SC (FHA|USDA|VA) 6 $1,230,000 $205,000 $3,907 2.98%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $1,210,000 $302,500 $5,441 2.72%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,135,000 $227,000 $4,699 2.78%
    COLUMBIA, SC (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,683 3.43%
    RICHMOND, VA (FHA|USDA|VA) 3 $1,125,000 $375,000 $3,773 3.00%
    VALDOSTA, GA (FHA|USDA|VA) 5 $995,000 $199,000 $4,287 3.15%
    HUNTSVILLE, AL (FHA|USDA|VA) 3 $985,000 $328,333 $4,340 3.08%
    COLUMBUS, GA-AL (FHA|USDA|VA) 6 $970,000 $161,667 $3,680 3.21%
    Thomasville, GA (FHA|USDA|VA) 5 $945,000 $189,000 $6,694 2.60%
    HINESVILLE, GA (FHA|USDA|VA) 5 $935,000 $187,000 $7,755 3.03%
    Alexander City, AL (FHA|USDA|VA) 3 $875,000 $291,667 $3,128 3.25%
    Key West, FL (FHA|USDA|VA) 2 $840,000 $420,000 $5,586 3.06%
    Seneca, SC (FHA|USDA|VA) 2 $770,000 $385,000 $4,727 2.56%
    JACKSON, MS (FHA|USDA|VA) 3 $755,000 $251,667 $3,766 2.71%
    Jesup, GA (FHA|USDA|VA) 4 $720,000 $180,000 $3,683 3.22%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $660,000 $330,000 $5,076 3.00%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $625,000 $208,333 $3,834 3.13%
    MOBILE, AL (FHA|USDA|VA) 2 $620,000 $310,000 $6,630 3.88%
    DALTON, GA (FHA|USDA|VA) 3 $615,000 $205,000 $4,861 3.46%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $585,000 $195,000 $2,973 2.63%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $580,000 $290,000 $5,706 3.75%
    Cornelia, GA (FHA|USDA|VA) 2 $560,000 $280,000 $3,795 3.75%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $545,000 $545,000 $4,399 3.50%
    Georgetown, SC (FHA|USDA|VA) 1 $545,000 $545,000 $8,644 3.50%
    Thomaston, GA (FHA|USDA|VA) 2 $540,000 $270,000 $10,427 4.88%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $500,000 $250,000 $6,430 2.81%
    Enterprise, AL (FHA|USDA|VA) 2 $480,000 $240,000 $2,802 2.50%
    Tifton, GA (FHA|USDA|VA) 3 $475,000 $158,333 $5,125 2.88%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $470,000 $235,000 $7,193 2.63%
    Ozark, AL (FHA|USDA|VA) 1 $425,000 $425,000 $2,869 3.33%
    CLEVELAND, TN (FHA|USDA|VA) 2 $420,000 $210,000 $2,812 2.63%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $385,000 $385,000 $5,365 2.50%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $355,000 $355,000 $3,758 2.75%
    Bainbridge, GA (FHA|USDA|VA) 2 $350,000 $175,000 $3,366 3.31%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $335,000 $335,000 $3,902 3.25%
    Boone, NC (FHA|USDA|VA) 2 $330,000 $165,000 $3,085 3.25%
    Newport, TN (FHA|USDA|VA) 1 $305,000 $305,000 $4,520 3.38%
    Columbus, MS (FHA|USDA|VA) 1 $275,000 $275,000 $3,786 2.88%
    Cullman, AL (FHA|USDA|VA) 1 $245,000 $245,000 $2,871 2.88%
    DOTHAN, AL (FHA|USDA|VA) 1 $245,000 $245,000 $3,302 2.88%
    Sevierville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.63%
    Shelbyville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $3,823 2.88%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $215,000 $215,000 $4,386 2.50%
    Toccoa, GA (FHA|USDA|VA) 1 $185,000 $185,000 $5,236 3.13%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $185,000 $185,000 $2,846 2.63%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,053 2.75%
    Waycross, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,997 2.75%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,073 3.63%
    Oxford, MS (FHA|USDA|VA) 1 $145,000 $145,000 $3,450 3.00%
    Moultrie, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,305 3.00%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,146 3.13%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,989 3.00%
    Morehead City, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,421 2.75%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $65,000 $65,000 $4,287 2.75%

    Capital City Home Loans 's top markets include Atlanta, Tallahassee, Jacksonville, Tampa, and Crestview among others.

    Similar Lenders

    We use machine learning to identify the top lenders compared against Capital City Home Loans based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    VICTORY MORTGAGE, L.L.C.
    Similarity Rank: 161
    DADE COUNTY FEDERAL CREDIT UNION
    Similarity Rank: 167
    HARVESTERS FEDERAL CREDIT UNION
    Similarity Rank: 210
    GEOVISTA
    Similarity Rank: 236
    KELLEY MORTGAGE, LLC
    Similarity Rank: 336
    Citizens First Bank
    Similarity Rank: 432
    MORTGAGE ONE OF THE SOUTH, INC.
    Similarity Rank: 476
    FIRST COMMERCE CREDIT UNION
    Similarity Rank: 483
    Cedar Point Federal Credit Union
    Similarity Rank: 546

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,202 $1,315,750,000 $313,125 $4,640 3.26%
    FHA 392 $94,500,000 $241,071 $8,492 3.07%
    VA 169 $55,675,000 $329,438 $7,449 2.77%
    USDA 92 $17,510,000 $190,326 $5,554 2.67%

    For 2021, Capital City Home Loans 's most frequently originated type of loan was Conventional, with 4,202 originations. Their 2nd most popular type was FHA, with 392 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,279 $1,033,605,000 $315,220 $5,715 3.34%
    Refi 958 $272,820,000 $284,781 $3,532 2.84%
    Cash Out Refi 560 $162,120,000 $289,500 $4,233 3.14%
    Other 49 $12,905,000 $263,367 $4,021 3.26%
    Home Improvement 9 $1,985,000 $220,556 $3,437 3.06%

    For 2021, Capital City Home Loans 's most frequently cited loan purpose was Home Purchase, with 3,279 originations. The 2nd most popular reason was Refi, with 958 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,776 $1,175,490,000 $311,306 $4,853 3.08%
    30+ year 501 $162,615,000 $324,581 $8,417 4.84%
    15 Year 394 $98,590,000 $250,228 $3,565 2.55%
    20 Year 135 $36,685,000 $271,741 $3,611 2.96%
    10 Year 27 $4,295,000 $159,074 $3,032 2.68%
    Other 22 $5,760,000 $261,818 $3,645 3.20%

    For 2021, Capital City Home Loans 's most frequently cited loan duration was 30 Year, with 3,776 originations. The 2nd most popular length was 30+ year, with 501 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,647 $1,084,665,000 $297,413
    $2k-3k 274 $77,040,000 $281,168
    $3k-4k 210 $58,390,000 $278,048
    $5k+ 183 $114,685,000 $626,694
    $4k-5k 150 $53,180,000 $354,533
    $<1k 147 $39,415,000 $268,129

    Capital City Home Loans 's average total fees were $4,853, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,647 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,978 $580,770,000 $293,615
    3-4% 1,646 $534,770,000 $324,891
    4-5% 617 $187,445,000 $303,801
    <2.5% 591 $177,335,000 $300,059
    5-6% 16 $2,550,000 $159,375
    6-7% 5 $315,000 $63,000
    7-8% 2 $250,000 $125,000

    During 2021, Capital City Home Loans 's average interest rate for loans was 3.08%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,978 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,402 $692,040,000 $288,110 $5,136 3.21%
    $100k-200k 1,196 $185,370,000 $154,992 $3,950 3.16%
    $400k-600k 901 $436,585,000 $484,556 $5,649 3.19%
    $100,000 or less 204 $15,550,000 $76,225 $3,311 3.41%
    $600k-1MM 99 $72,225,000 $729,545 $9,041 3.54%
    $1MM+ 53 $81,665,000 $1,540,849 $15,326 3.62%

    2021 saw Capital City Home Loans place emphasis on $200k-400k loans with 2,402 originations, totaling $692,040,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,137 $362,925,000 $319,195 $5,141 3.27%
    $50k-75k 942 $207,560,000 $220,340 $4,760 3.18%
    $150k-250k 833 $316,165,000 $379,550 $5,133 3.21%
    $75k-100k 812 $216,090,000 $266,121 $5,172 3.26%
    $50k or less 608 $95,210,000 $156,595 $4,356 3.16%
    $250k+ 465 $265,705,000 $571,409 $6,548 3.22%

    Capital City Home Loans lent most frequently to those with incomes in the $100k-150k range, with 1,137 originations. The second most popular income band? $50k-75k, with 942 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,158 $355,480,000 $306,978 $4,678 3.10%
    30-36% 939 $293,745,000 $312,827 $4,995 3.23%
    <20% 435 $130,345,000 $299,644 $4,122 2.99%
    44% 221 $65,985,000 $298,575 $5,969 3.57%
    42% 210 $68,860,000 $327,905 $5,781 3.48%
    41% 193 $57,595,000 $298,420 $5,375 3.41%
    43% 193 $59,595,000 $308,782 $5,652 3.44%
    40% 183 $54,425,000 $297,404 $5,424 3.31%
    38% 179 $54,235,000 $302,989 $5,128 3.29%
    39% 172 $50,400,000 $293,023 $5,530 3.31%
    36% 168 $55,190,000 $328,512 $5,412 3.24%
    37% 165 $52,165,000 $316,152 $4,811 3.24%
    45% 128 $35,340,000 $276,094 $5,194 3.22%
    49% 117 $32,315,000 $276,197 $5,253 3.03%
    48% 113 $35,605,000 $315,088 $5,645 3.13%
    46% 111 $33,635,000 $303,018 $5,823 3.23%
    47% 106 $29,940,000 $282,453 $5,067 3.10%
    50-60% 44 $12,360,000 $280,909 $7,964 2.97%
    >60% 1 $245,000 $245,000 $0 4.00%

    Capital City Home Loans lent most frequently to those with DTI ratios of 20-30%, with 1,158 originations. The next most common DTI ratio? 30-36%, with 939 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,580 $1,084,410,000 $302,908 $4,931 3.21%
    Not provided 634 $211,600,000 $333,754 $5,458 3.24%
    Black 443 $122,025,000 $275,451 $5,722 3.21%
    Asian 166 $54,720,000 $329,639 $5,255 3.16%
    American Indian 26 $8,840,000 $340,000 $4,822 3.20%
    Native Hawaiian or Islander 6 $1,840,000 $306,667 $4,672 3.06%

    Approval Rates

    Total approvals of all applications
    91.11%

    Capital City Home Loans has an average approval rate.

    Pick Rate

    Approvals leading to origination
    86.55%

    Capital City Home Loans has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,855 $1,483,435,000 $305,548

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,855 $1,483,435,000 $305,548

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 188 $37,580,000 $199,894 $3,753 2.98%
    40-60% 604 $171,450,000 $283,858 $4,135 2.98%
    60-80% 1,788 $588,940,000 $329,385 $4,667 3.24%
    80-100% 2,200 $664,950,000 $302,250 $5,640 3.30%
    Over 100% 42 $13,410,000 $319,286 $12,490 2.69%
    Under 20% 14 $1,130,000 $80,714 $2,674 3.32%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    CAPITAL CENTER LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%