Oneonta Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Oneonta averaged 6.04% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.01% and one month ago for the week of 2022-05-19, the average rate was 5.78%.

Oneonta's average rate one year ago was 3.23%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.25%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Oneonta 30 Year Fixed Rate 2022-06-23 6.04%
Oneonta 30 Year Fixed Rate Refi 2022-06-23 6.25%
Oneonta 15 Year Fixed Rate 2022-06-23 5.46%
Oneonta 15 Year Fixed Rate Refi 2022-06-23 5.41%
Oneonta 30 Year FHA 2022-06-23 0.38%
Oneonta 30 Year FHA Refi 2022-06-23 0.05%
Oneonta 30 Year USDA 2022-06-23 0.23%
Oneonta 30 Year VA 2022-06-23 0.59%
Oneonta 30 Year VA Refi 2022-06-23 -0.38%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Oneonta, NY.

Oneonta Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Oneonta, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Community Bank 112 3.44% $1,229
QUICKEN LOANS, LLC 66 3.16% $5,929
PLAZA HOME MORTGAGE, INC. 59 3.14% $6,897
HOMESTEAD FUNDING CORP. 57 3.15% $2,902
NBT Bank 39 2.95% $3,615
KeyBank 21 3.29% $3,845
Wells Fargo Bank 19 3.27% $3,824
Manufacturers and Traders Trust Company 14 3.36% $3,830
JPMorgan Chase Bank 12 2.97% $4,699
SEFCU SERVICES, LLC 9 3.01% $4,372
AMERICU Credit Union 9 3.51% $5,096
CCFCU FUNDING, LLC 8 3.22% $3,464
TD Bank 8 3.06% $5,448
Farm Credit East, ACA 7 3.76% $4,518
LOANDEPOT.COM, LLC 6 3.02% $6,918
CROSSCOUNTRY MORTGAGE, LLC 6 3.38% $4,133
VISIONS 5 3.24% $2,083
1ST PRIORITY MORTGAGE, INC. 5 3.08% $3,339
Premium Mortgage Corporation 5 3.00% $2,696
UNITED WHOLESALE MORTGAGE, LLC 5 3.01% $6,255
GUARANTEED RATE, INC. 4 3.06% $5,101
HOME POINT FINANCIAL CORPORATION 3 3.04% $6,015
ROYAL UNITED MORTGAGE LLC 3 3.50% $6,155
Bank of Richmondville 3 3.50% $1,201
Flagstar Bank, FSB 3 3.29% $4,797
Bank of America 3 2.83% $6,261
NAVY FEDERAL CREDIT UNION 2 3.19% $3,282
A&D Mortgage LLC 2 5.38% $13,873
AMERICAN FINANCIAL NETWORK, INC. 2 3.38% $32,656
AMERICAN FINANCIAL RESOURCES, INC. 2 3.63% $5,763
AMERICAN FINANCING CORPORATION 2 3.13% $4,371
BETTER MORTGAGE CORPORATION 2 2.94% $5,006
Citizens Bank 2 3.38% $2,832
CONTOUR MORTGAGE CORPORATION 2 2.75% $4,516
FREEDOM MORTGAGE CORPORATION 2 3.25% $6,719
NBKC BANK 2 3.13% $1,675
NEWREZ LLC 2 3.56% $6,510
North American Savings Bank, F.S.B. 2 3.19% $2,892
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.38% $4,268
Equity Prime Mortgage LLC 1 3.25% $6,198
ENVOY MORTGAGE, LTD 1 3.25% $2,993
Empower Federal Credit Union 1 3.50% $4,492
Lakeland Bank 1 3.00% $3,299
LAND HOME FINANCIAL SERVICES, INC. 1 3.38% $3,221
EMBRACE HOME LOANS, INC. 1 3.49% $4,084
Luxury Mortgage Corp. 1 3.00% $3,283
Elmira Savings Bank 1 3.25% $319
Mr. Cooper ( Nationstar Mortgage ) 1 3.88% $5,350
Nassau Educators Federal Credit Union 1 3.00% $4,195
NATIONWIDE EQUITIES CORPORATION 1 3.13% $5,432
NATIONWIDE MORTGAGE BANKERS, INC. 1 4.38% $5,136
East Coast Capital Corp. 1 4.00% $6,800
Bethpage Federal Credit Union 1 3.88% $4,596
CORNING 1 2.88% $4,862
Bank of England 1 3.13% $5,775
NJ LENDERS CORP. 1 3.63% $4,725
AMERICAN ADVISORS GROUP 1 3.38% $4,030
Northpointe Bank 1 3.25% $4,642
OWNERSCHOICE FUNDING, INCORPORATED 1 3.13% $3,063
PARAGON HOME LOANS INC. 1 3.63% $3,658
PENTAGON FEDERAL CREDIT UNION 1 2.88% $4,423
COMMONFUND MORTGAGE CORP. 1 3.25% $4,350
PNC Bank 1 2.88% $5,306
Citibank 1 3.13% $3,704
Wilmington Savings Fund Society, FSB 1 3.38% $5,000
Chemung Canal Trust Company 1 3.25% $3,086
Quontic Bank 1 4.75% $8,206
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 2.99% $6,100
Charles Schwab Bank, SSB 1 2.13% $5,945
Santander Bank, N.A. 1 2.75% $6,023
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 3.13% $9,182
SIRVA MORTGAGE, INC. 1 2.75% $0
SUNMARK FEDERAL CREDIT UNION 1 3.00% $3,103
CALIBER HOME LOANS, INC. 1 2.99% $12,209
The Federal Savings Bank 1 3.38% $5,258
The Lyons National Bank 1 3.75% $6,522
TIAA, FSB 1 2.63% $9,044
TOTAL MORTGAGE SERVICES, LLC 1 2.88% $4,694
GHS Federal Credit Union 1 2.88% $4,090
FAMILY FIRST FUNDING LLC 1 3.63% $6,803
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.63% $4,838
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.13% $3,671

Oneonta, NY's 82 lenders originated 1,363 loans during 2021. The total origination value was $232,295,000, with an average loan value of $170,429.

The top Oneonta lender as defined by loan originations is Community Bank, with 112 loans originated. Their average total fees are $1,229, which is $4,700 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Oneonta lenders (with over 10 loans originated) are Community Bank ($1,229), HOMESTEAD FUNDING CORP. ($2,902), NBT Bank ($3,615), Wells Fargo Bank ($3,824) and Manufacturers and Traders Trust Company ($3,830).

The lowest rate Oneonta lenders (with over 10 loans originated) are NBT Bank (2.95%), JPMorgan Chase Bank (2.97%), PLAZA HOME MORTGAGE, INC. (3.14%), HOMESTEAD FUNDING CORP. (3.15%) and QUICKEN LOANS, LLC (3.16%).

Oneonta, NY Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $22,775,000 $30,095,000 32.1% 13.0%
Community Bank $20,690,000 $29,705,000 43.6% 12.8%
PLAZA HOME MORTGAGE, INC. $17,965,000 $21,960,000 22.2% 9.5%
NBT Bank $15,680,000 $16,450,000 4.9% 7.1%
HOMESTEAD FUNDING CORP. $16,895,000 $16,260,000 -3.8% 7.0%
KeyBank $7,170,000 $12,955,000 80.7% 5.6%
Wayne Bank $9,710,000 $11,480,000 18.2% 4.9%
Manufacturers and Traders Trust Company $5,495,000 $6,520,000 18.7% 2.8%
Citizens Bank $3,155,000 $5,050,000 60.1% 2.2%
Wells Fargo Bank $4,645,000 $4,840,000 4.2% 2.1%
JPMorgan Chase Bank $2,110,000 $4,165,000 97.4% 1.8%
TD Bank $2,350,000 $3,145,000 33.8% 1.4%
ORIX REAL ESTATE CAPITAL, LLC $3,005,000 n/a 1.3%
SEFCU SERVICES, LLC $2,685,000 $2,995,000 11.5% 1.3%
Bank of America $1,225,000 $2,665,000 117.6% 1.1%
CCFCU FUNDING, LLC $2,990,000 $2,530,000 -15.4% 1.1%
AMERICU Credit Union $2,165,000 $2,395,000 10.6% 1.0%
Premium Mortgage Corporation $1,035,000 $2,375,000 129.5% 1.0%
Farm Credit East, ACA $3,655,000 $2,345,000 -35.8% 1.0%
HOME POINT FINANCIAL CORPORATION $1,760,000 $2,160,000 22.7% 0.9%
LOANDEPOT.COM, LLC $2,285,000 $1,855,000 -18.8% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $1,025,000 $1,700,000 65.9% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $580,000 $1,575,000 171.6% 0.7%
Flagstar Bank, FSB $1,530,000 n/a 0.7%
UNITED WHOLESALE MORTGAGE, LLC $430,000 $1,475,000 243.0% 0.6%
BETTER MORTGAGE CORPORATION $355,000 $1,410,000 297.2% 0.6%
NAVY FEDERAL CREDIT UNION $1,720,000 $1,400,000 -18.6% 0.6%
1ST PRIORITY MORTGAGE, INC. $690,000 $1,305,000 89.1% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $420,000 $1,180,000 181.0% 0.5%
NEWREZ LLC $370,000 $1,145,000 209.5% 0.5%
PENTAGON FEDERAL CREDIT UNION $430,000 $1,070,000 148.8% 0.5%
CONTOUR MORTGAGE CORPORATION $1,300,000 $1,030,000 -20.8% 0.4%
Bank of Richmondville $1,475,000 $1,005,000 -31.9% 0.4%
AMERICAN FINANCIAL RESOURCES, INC. $460,000 $990,000 115.2% 0.4%
GUARANTEED RATE, INC. $715,000 $960,000 34.3% 0.4%
The National Bank of Coxsackie $365,000 $935,000 156.2% 0.4%
VISIONS $1,530,000 $895,000 -41.5% 0.4%
Genesee Regional Bank $885,000 n/a 0.4%
CALIBER HOME LOANS, INC. $65,000 $850,000 1,207.7% 0.4%
Mortgage Research Center, LLC $780,000 n/a 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $385,000 $775,000 101.3% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $165,000 $750,000 354.5% 0.3%
Carrington Mortgage Services, LLC $485,000 $725,000 49.5% 0.3%
21ST MORTGAGE CORPORATION $620,000 $685,000 10.5% 0.3%
NBKC BANK $385,000 $685,000 77.9% 0.3%
A&D Mortgage LLC $650,000 n/a 0.3%
The Bank of Greene County $635,000 n/a 0.3%
FREEDOM MORTGAGE CORPORATION $625,000 $570,000 -8.8% 0.2%
FIRST SOURCE $395,000 $560,000 41.8% 0.2%
PARAGON HOME LOANS INC. $210,000 $550,000 161.9% 0.2%
STATE EMPLOYEES FEDERAL CREDIT UNION $935,000 $525,000 -43.9% 0.2%
CORNING $260,000 $515,000 98.1% 0.2%
Bank of England $115,000 $505,000 339.1% 0.2%
USAA Federal Savings Bank $940,000 $505,000 -46.3% 0.2%
The Upstate National Bank $485,000 n/a 0.2%
TIAA, FSB $625,000 $475,000 -24.0% 0.2%
PNC Bank $470,000 n/a 0.2%
Charles Schwab Bank, SSB $455,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $85,000 $455,000 435.3% 0.2%
Bethpage Federal Credit Union $645,000 $440,000 -31.8% 0.2%
OWNERSCHOICE FUNDING, INCORPORATED $160,000 $440,000 175.0% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $470,000 $380,000 -19.1% 0.2%
EMBRACE HOME LOANS, INC. $350,000 $370,000 5.7% 0.2%
North American Savings Bank, F.S.B. $385,000 $370,000 -3.9% 0.2%
CAPITAL COMMUNICATIONS Federal Credit Union $360,000 n/a 0.2%
Nassau Educators Federal Credit Union $355,000 n/a 0.2%
COMMONFUND MORTGAGE CORP. $155,000 $340,000 119.4% 0.1%
AMERICAN FINANCING CORPORATION $335,000 n/a 0.1%
Chemung Canal Trust Company $335,000 n/a 0.1%
Evans Bank $325,000 n/a 0.1%
SIRVA MORTGAGE, INC. $325,000 n/a 0.1%
Elmira Savings Bank $315,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $540,000 $315,000 -41.7% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $595,000 $310,000 -47.9% 0.1%
GHS Federal Credit Union $45,000 $305,000 577.8% 0.1%
Barrington Bank & Trust Company, N.A. $125,000 $295,000 136.0% 0.1%
FIRST NEW YORK $60,000 $295,000 391.7% 0.1%
InterContinental Capital Group, Inc $295,000 n/a 0.1%
Luxury Mortgage Corp. $295,000 n/a 0.1%
Ballston Spa National Bank $275,000 n/a 0.1%
The Lyons National Bank $265,000 n/a 0.1%
Wilmington Savings Fund Society, FSB $265,000 n/a 0.1%
Tioga State Bank $260,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $160,000 $240,000 50.0% 0.1%
Northpointe Bank $125,000 $240,000 92.0% 0.1%
SUNMARK FEDERAL CREDIT UNION $240,000 n/a 0.1%
GPO Federal Credit Union $275,000 $235,000 -14.5% 0.1%
UTILITIES EMPLOYEES CREDIT UNION $235,000 n/a 0.1%
FAMILY FIRST FUNDING LLC $230,000 n/a 0.1%
The Federal Savings Bank $215,000 n/a 0.1%
UNITED MORTGAGE CORP. $185,000 $205,000 10.8% 0.1%
Empower Federal Credit Union $25,000 $200,000 700.0% 0.1%
Colonial Savings, F.A. $195,000 n/a 0.1%
Community First National Bank $195,000 n/a 0.1%
NATIONWIDE EQUITIES CORPORATION $195,000 n/a 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $190,000 n/a 0.1%
AMERICAN ADVISORS GROUP $195,000 $185,000 -5.1% 0.1%
MLB RESIDENTIAL LENDING, LLC $185,000 n/a 0.1%
Santander Bank, N.A. $95,000 $185,000 94.7% 0.1%
CITIZENS EQUITY FIRST $175,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $160,000 n/a 0.1%
ASSOCIATED MORTGAGE BANKERS, INC. $155,000 n/a 0.1%
Citibank $205,000 $155,000 -24.4% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $330,000 $155,000 -53.0% 0.1%
HUNT MORTGAGE CORPORATION $155,000 n/a 0.1%
Lakeland Bank $155,000 n/a 0.1%
Berkshire Bank $320,000 $145,000 -54.7% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $145,000 n/a 0.1%
Adirondack Bank $195,000 $135,000 -30.8% 0.1%
Centier Bank $135,000 n/a 0.1%
East Coast Capital Corp. $135,000 n/a 0.1%
Equity Prime Mortgage LLC $135,000 n/a 0.1%
First Home Bank $275,000 $135,000 -50.9% 0.1%
NJ LENDERS CORP. $125,000 n/a 0.1%
Quontic Bank $115,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $115,000 n/a 0.0%
ENVOY MORTGAGE, LTD $105,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $105,000 n/a 0.0%
Metro City Bank $95,000 n/a 0.0%
HOME TOWN FUNDING, INC. $175,000 $75,000 -57.1% 0.0%
SUFFOLK $65,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $55,000 n/a 0.0%
First National Bank of Pennsylvania $45,000 n/a 0.0%
BayCoast Bank $25,000 n/a 0.0%
AFFINITY $15,000 n/a 0.0%

Oneonta's top lender by overall market share is QUICKEN LOANS, LLC, with 13.0% market share. In second place, with 12.8%, is Community Bank, having originated $29,705,000 in loans. In third place, with 9.5%, is PLAZA HOME MORTGAGE, INC., having originated $21,960,000 in loans. In third place, with 7.1%, is NBT Bank, having originated $16,450,000 in loans. In third place, with 7.0%, is HOMESTEAD FUNDING CORP., having originated $16,260,000 in loans.


Oneonta, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 635 $123,235,000 $194,071
Refi 408 $62,470,000 $153,113
Cash Out Refi 179 $32,755,000 $182,989
Home Improvement 90 $8,140,000 $90,444
Other 51 $5,695,000 $111,667

Oneonta's most frequently cited loan purpose was Home Purchase, with 635 originations. The 2nd most popular reason was Refi, with 408 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 543 $85,915,000 $158,223
2.5-3% 482 $88,220,000 $183,029
<2.5% 176 $33,770,000 $191,875
4-5% 64 $8,510,000 $132,969
6-7% 11 $765,000 $69,545
5-6% 10 $1,090,000 $109,000
7-8% 6 $370,000 $61,667
Over 8% 2 $170,000 $85,000

During 2021, Oneonta's most frequently originated rate bucket was 3-4%, with 543 originations.

Loan Sizing (Oneonta, NY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 658 $94,360,000 $143,404
$100,000 or less 348 $22,890,000 $65,776
$200k-400k 294 $78,980,000 $268,639
$400k-600k 47 $21,915,000 $466,277
$600k-1000k 15 $11,145,000 $743,000
$Over $1MM 1 $3,005,000 $3,005,000

Oneonta's loan sizing saw the bucket of loans from $100k-200k with 658 originations, totaling $94,360,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 551 $101,315,000 $183,875
60-80% 432 $78,650,000 $182,060
40-60% 155 $23,575,000 $152,097
20-40% 84 $7,550,000 $89,881
Under 20% 60 $2,160,000 $36,000
Over 100% 7 $4,655,000 $665,000

Oneonta's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 551 originations, totaling $101,315,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Oneonta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $181,900 (15.5%) $313,875 (8.0%) 0.00 506
2018-02-01 $183,750 (15.6%) $327,102 (14.4%) 0.00 481
2018-03-01 $189,000 (23.9%) $323,679 (11.9%) 0.00 460
2018-04-01 $189,000 (18.2%) $324,846 (10.9%) 0.00 444
2018-05-01 $186,000 (14.5%) $322,291 (11.8%) 0.00 467
2018-06-01 $199,000 (17.8%) $336,889 (11.4%) 0.00 509
2018-07-01 $189,900 (8.5%) $343,467 (10.9%) 0.00 541
2018-08-01 $191,500 (8.2%) $340,064 (9.4%) 0.00 549
2018-09-01 $189,900 (2.7%) $340,655 (5.8%) 0.00 559
2018-10-01 $189,950 (3.1%) $344,224 (8.9%) 0.00 553
2018-11-01 $196,800 (5.2%) $352,657 (7.9%) 0.00 507
2018-12-01 $189,000 (2.2%) $351,218 (10.1%) 0.00 479
2019-01-01 $185,000 (1.7%) $350,368 (11.6%) 0.00 427
2019-02-01 $194,450 (5.8%) $351,874 (7.6%) 0.00 423
2019-03-01 $207,571 (9.8%) $353,398 (9.2%) 0.00 437
2019-04-01 $219,450 (16.1%) $359,835 (10.8%) 0.00 470
2019-05-01 $219,000 (17.7%) $351,640 (9.1%) 0.00 507
2019-06-01 $224,900 (13.0%) $338,427 (0.5%) 0.00 557
2019-07-01 $226,500 (19.3%) $343,391 (0.0%) 0.00 570
2019-08-01 $210,814 (10.1%) $325,202 (-4.4%) 0.00 593
2019-09-01 $199,450 (5.0%) $304,613 (-10.6%) 0.00 598
2019-10-01 $199,000 (4.8%) $307,461 (-10.7%) 0.00 566
2019-11-01 $199,000 (1.1%) $313,092 (-11.2%) 0.00 493
2019-12-01 $184,950 (-2.1%) $322,092 (-8.3%) 0.00 433
2020-01-01 $177,000 (-4.3%) $317,458 (-9.4%) 0.00 399
2020-02-01 $185,000 (-4.9%) $317,276 (-9.8%) 0.00 375
2020-03-01 $189,000 (-9.0%) $322,929 (-8.6%) 0.00 366
2020-04-01 $189,000 (-13.9%) $323,340 (-10.1%) 0.00 360
2020-05-01 $189,900 (-13.3%) $324,080 (-7.8%) 0.00 363
2020-06-01 $194,750 (-13.4%) $334,944 (-1.0%) 0.00 379
2020-07-01 $195,750 (-13.6%) $339,716 (-1.1%) 0.00 369
2020-08-01 $199,000 (-5.6%) $331,242 (1.9%) 0.00 377
2020-09-01 $205,550 (3.1%) $330,512 (8.5%) 0.00 373
2020-10-01 $210,000 (5.5%) $337,446 (9.8%) 0.00 352
2020-11-01 $183,750 (-7.7%) $310,387 (-0.9%) 0.00 340
2020-12-01 $188,000 (1.7%) $311,838 (-3.2%) 0.00 309
2021-01-01 $179,900 (1.6%) $306,693 (-3.4%) 0.00 262
2021-02-01 $188,450 (1.9%) $328,702 (3.6%) 0.00 231
2021-03-01 $199,700 (5.7%) $364,424 (12.9%) 0.00 213
2021-04-01 $224,500 (18.8%) $369,255 (14.2%) 0.00 201
2021-05-01 $249,000 (31.1%) $391,787 (20.9%) 0.00 197
2021-06-01 $249,950 (28.3%) $376,586 (12.4%) 0.00 250
2021-07-01 $275,000 (40.5%) $384,372 (13.2%) 0.00 277
2021-08-01 $275,000 (38.2%) $399,994 (20.8%) 0.00 301
2021-09-01 $254,500 (23.8%) $384,187 (16.2%) 0.00 297
2021-10-01 $249,900 (19.0%) $373,673 (10.7%) 0.00 280
2021-11-01 $259,000 (41.0%) $376,136 (21.2%) 0.00 243
2021-12-01 $254,950 (35.6%) $375,765 (20.5%) 0.00 213
2022-01-01 $248,000 (37.9%) $339,211 (10.6%) 0.00 179
2022-02-01 $259,450 (37.7%) $385,197 (17.2%) 0.00 154
2022-03-01 $259,900 (30.2%) $395,200 (8.4%) 0.00 148
2022-04-01 $295,000 (31.4%) $422,360 (14.4%) 0.00 146
2022-05-01 $287,450 (15.4%) $406,607 (3.8%) 0.00 177
Oneonta's median listing price for 2022-05-01 was $287,450, a difference of $38,450 (15.4%) versus the prior year and $-7,550 versus the prior month.

Oneonta's median listing price comes in at 0% of the national average.

Oneonta's average listing price for 2022-05-01 was $406,607, a difference of $14,820 (3.8%) versus the prior year and $-15,753 versus the prior month.

For the 2022-05-01 period, Oneonta had 177 MLS listings, a difference of 31 listings (21%) versus the prior month and -20 listings (-10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Oneonta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,856 sqft
2018-02-01 0 days 1,901 sqft
2018-03-01 0 days 1,895 sqft
2018-04-01 0 days 1,876 sqft
2018-05-01 0 days 1,881 sqft
2018-06-01 0 days 1,900 sqft
2018-07-01 0 days 1,886 sqft
2018-08-01 0 days 1,890 sqft
2018-09-01 0 days 1,900 sqft
2018-10-01 0 days 1,883 sqft
2018-11-01 0 days 1,900 sqft
2018-12-01 0 days 1,900 sqft
2019-01-01 0 days 1,898 sqft
2019-02-01 0 days 1,808 sqft
2019-03-01 0 days 1,846 sqft
2019-04-01 0 days 1,900 sqft
2019-05-01 0 days 1,900 sqft
2019-06-01 0 days 1,900 sqft
2019-07-01 0 days 1,900 sqft
2019-08-01 0 days 1,885 sqft
2019-09-01 0 days 1,880 sqft
2019-10-01 0 days 1,926 sqft
2019-11-01 0 days 1,917 sqft
2019-12-01 0 days 1,822 sqft
2020-01-01 0 days 1,824 sqft
2020-02-01 0 days 1,824 sqft
2020-03-01 0 days 1,863 sqft
2020-04-01 0 days 1,876 sqft
2020-05-01 0 days 1,934 sqft
2020-06-01 0 days 1,929 sqft
2020-07-01 0 days 1,929 sqft
2020-08-01 0 days 1,917 sqft
2020-09-01 0 days 1,927 sqft
2020-10-01 0 days 1,900 sqft
2020-11-01 0 days 1,822 sqft
2020-12-01 0 days 1,820 sqft
2021-01-01 0 days 1,820 sqft
2021-02-01 0 days 1,845 sqft
2021-03-01 0 days 1,878 sqft
2021-04-01 0 days 1,900 sqft
2021-05-01 0 days 1,879 sqft
2021-06-01 0 days 1,995 sqft
2021-07-01 0 days 2,000 sqft
2021-08-01 0 days 2,000 sqft
2021-09-01 0 days 1,951 sqft
2021-10-01 0 days 1,948 sqft
2021-11-01 0 days 2,038 sqft
2021-12-01 0 days 2,020 sqft
2022-01-01 0 days 1,900 sqft
2022-02-01 0 days 2,048 sqft
2022-03-01 0 days 2,020 sqft
2022-04-01 0 days 2,052 sqft
2022-05-01 0 days 1,910 sqft
Oneonta's median listing age (time on market) for 2022-05-01 was 0 days.

Oneonta's median square footage for active listings during the 2022-05-01 period was 1,910 sqft. One year prior, the average listing was 1,879 sqft.