Oneonta Mortgage Rates

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  • Trends
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  • Time on Market/Property Size
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Oneonta averaged 6.04% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

    The average rate for the prior week (2022-06-16) was 6.01% and one month ago for the week of 2022-05-19, the average rate was 5.78%.

    Oneonta's average rate one year ago was 3.23%.

    For refis of the same type during the week of 2022-06-23, the average rate was 6.25%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-23 5.81%
    Oneonta 30 Year Fixed Rate 2022-06-23 6.04%
    Oneonta 30 Year Fixed Rate Refi 2022-06-23 6.25%
    Oneonta 15 Year Fixed Rate 2022-06-23 5.46%
    Oneonta 15 Year Fixed Rate Refi 2022-06-23 5.41%
    Oneonta 30 Year FHA 2022-06-23 0.38%
    Oneonta 30 Year FHA Refi 2022-06-23 0.05%
    Oneonta 30 Year USDA 2022-06-23 0.23%
    Oneonta 30 Year VA 2022-06-23 0.59%
    Oneonta 30 Year VA Refi 2022-06-23 -0.38%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Oneonta, NY.

    Oneonta Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Oneonta, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    Community Bank 112 3.44% $1,229
    QUICKEN LOANS, LLC 66 3.16% $5,929
    PLAZA HOME MORTGAGE, INC. 59 3.14% $6,897
    HOMESTEAD FUNDING CORP. 57 3.15% $2,902
    NBT Bank 39 2.95% $3,615
    KeyBank 21 3.29% $3,845
    Wells Fargo Bank 19 3.27% $3,824
    Manufacturers and Traders Trust Company 14 3.36% $3,830
    JPMorgan Chase Bank 12 2.97% $4,699
    SEFCU SERVICES, LLC 9 3.01% $4,372
    AMERICU Credit Union 9 3.51% $5,096
    CCFCU FUNDING, LLC 8 3.22% $3,464
    TD Bank 8 3.06% $5,448
    Farm Credit East, ACA 7 3.76% $4,518
    LOANDEPOT.COM, LLC 6 3.02% $6,918
    CROSSCOUNTRY MORTGAGE, LLC 6 3.38% $4,133
    VISIONS 5 3.24% $2,083
    1ST PRIORITY MORTGAGE, INC. 5 3.08% $3,339
    Premium Mortgage Corporation 5 3.00% $2,696
    UNITED WHOLESALE MORTGAGE, LLC 5 3.01% $6,255
    GUARANTEED RATE, INC. 4 3.06% $5,101
    HOME POINT FINANCIAL CORPORATION 3 3.04% $6,015
    ROYAL UNITED MORTGAGE LLC 3 3.50% $6,155
    Bank of Richmondville 3 3.50% $1,201
    Flagstar Bank, FSB 3 3.29% $4,797
    Bank of America 3 2.83% $6,261
    NAVY FEDERAL CREDIT UNION 2 3.19% $3,282
    A&D Mortgage LLC 2 5.38% $13,873
    AMERICAN FINANCIAL NETWORK, INC. 2 3.38% $32,656
    AMERICAN FINANCIAL RESOURCES, INC. 2 3.63% $5,763
    AMERICAN FINANCING CORPORATION 2 3.13% $4,371
    BETTER MORTGAGE CORPORATION 2 2.94% $5,006
    Citizens Bank 2 3.38% $2,832
    CONTOUR MORTGAGE CORPORATION 2 2.75% $4,516
    FREEDOM MORTGAGE CORPORATION 2 3.25% $6,719
    NBKC BANK 2 3.13% $1,675
    NEWREZ LLC 2 3.56% $6,510
    North American Savings Bank, F.S.B. 2 3.19% $2,892
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.38% $4,268
    Equity Prime Mortgage LLC 1 3.25% $6,198
    ENVOY MORTGAGE, LTD 1 3.25% $2,993
    Empower Federal Credit Union 1 3.50% $4,492
    Lakeland Bank 1 3.00% $3,299
    LAND HOME FINANCIAL SERVICES, INC. 1 3.38% $3,221
    EMBRACE HOME LOANS, INC. 1 3.49% $4,084
    Luxury Mortgage Corp. 1 3.00% $3,283
    Elmira Savings Bank 1 3.25% $319
    Mr. Cooper ( Nationstar Mortgage ) 1 3.88% $5,350
    Nassau Educators Federal Credit Union 1 3.00% $4,195
    NATIONWIDE EQUITIES CORPORATION 1 3.13% $5,432
    NATIONWIDE MORTGAGE BANKERS, INC. 1 4.38% $5,136
    East Coast Capital Corp. 1 4.00% $6,800
    Bethpage Federal Credit Union 1 3.88% $4,596
    CORNING 1 2.88% $4,862
    Bank of England 1 3.13% $5,775
    NJ LENDERS CORP. 1 3.63% $4,725
    AMERICAN ADVISORS GROUP 1 3.38% $4,030
    Northpointe Bank 1 3.25% $4,642
    OWNERSCHOICE FUNDING, INCORPORATED 1 3.13% $3,063
    PARAGON HOME LOANS INC. 1 3.63% $3,658
    PENTAGON FEDERAL CREDIT UNION 1 2.88% $4,423
    COMMONFUND MORTGAGE CORP. 1 3.25% $4,350
    PNC Bank 1 2.88% $5,306
    Citibank 1 3.13% $3,704
    Wilmington Savings Fund Society, FSB 1 3.38% $5,000
    Chemung Canal Trust Company 1 3.25% $3,086
    Quontic Bank 1 4.75% $8,206
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 2.99% $6,100
    Charles Schwab Bank, SSB 1 2.13% $5,945
    Santander Bank, N.A. 1 2.75% $6,023
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 3.13% $9,182
    SIRVA MORTGAGE, INC. 1 2.75% $0
    SUNMARK FEDERAL CREDIT UNION 1 3.00% $3,103
    CALIBER HOME LOANS, INC. 1 2.99% $12,209
    The Federal Savings Bank 1 3.38% $5,258
    The Lyons National Bank 1 3.75% $6,522
    TIAA, FSB 1 2.63% $9,044
    TOTAL MORTGAGE SERVICES, LLC 1 2.88% $4,694
    GHS Federal Credit Union 1 2.88% $4,090
    FAMILY FIRST FUNDING LLC 1 3.63% $6,803
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.63% $4,838
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.13% $3,671

    Oneonta, NY's 82 lenders originated 1,363 loans during 2021. The total origination value was $232,295,000, with an average loan value of $170,429.

    The top Oneonta lender as defined by loan originations is Community Bank, with 112 loans originated. Their average total fees are $1,229, which is $4,700 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Oneonta lenders (with over 10 loans originated) are Community Bank ($1,229), HOMESTEAD FUNDING CORP. ($2,902), NBT Bank ($3,615), Wells Fargo Bank ($3,824) and Manufacturers and Traders Trust Company ($3,830).

    The lowest rate Oneonta lenders (with over 10 loans originated) are NBT Bank (2.95%), JPMorgan Chase Bank (2.97%), PLAZA HOME MORTGAGE, INC. (3.14%), HOMESTEAD FUNDING CORP. (3.15%) and QUICKEN LOANS, LLC (3.16%).

    Oneonta, NY Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    QUICKEN LOANS, LLC $22,775,000 $30,095,000 32.1% 13.0%
    Community Bank $20,690,000 $29,705,000 43.6% 12.8%
    PLAZA HOME MORTGAGE, INC. $17,965,000 $21,960,000 22.2% 9.5%
    NBT Bank $15,680,000 $16,450,000 4.9% 7.1%
    HOMESTEAD FUNDING CORP. $16,895,000 $16,260,000 -3.8% 7.0%
    KeyBank $7,170,000 $12,955,000 80.7% 5.6%
    Wayne Bank $9,710,000 $11,480,000 18.2% 4.9%
    Manufacturers and Traders Trust Company $5,495,000 $6,520,000 18.7% 2.8%
    Citizens Bank $3,155,000 $5,050,000 60.1% 2.2%
    Wells Fargo Bank $4,645,000 $4,840,000 4.2% 2.1%
    JPMorgan Chase Bank $2,110,000 $4,165,000 97.4% 1.8%
    TD Bank $2,350,000 $3,145,000 33.8% 1.4%
    ORIX REAL ESTATE CAPITAL, LLC $3,005,000 n/a 1.3%
    SEFCU SERVICES, LLC $2,685,000 $2,995,000 11.5% 1.3%
    Bank of America $1,225,000 $2,665,000 117.6% 1.1%
    CCFCU FUNDING, LLC $2,990,000 $2,530,000 -15.4% 1.1%
    AMERICU Credit Union $2,165,000 $2,395,000 10.6% 1.0%
    Premium Mortgage Corporation $1,035,000 $2,375,000 129.5% 1.0%
    Farm Credit East, ACA $3,655,000 $2,345,000 -35.8% 1.0%
    HOME POINT FINANCIAL CORPORATION $1,760,000 $2,160,000 22.7% 0.9%
    LOANDEPOT.COM, LLC $2,285,000 $1,855,000 -18.8% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $1,025,000 $1,700,000 65.9% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $580,000 $1,575,000 171.6% 0.7%
    Flagstar Bank, FSB $1,530,000 n/a 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $430,000 $1,475,000 243.0% 0.6%
    BETTER MORTGAGE CORPORATION $355,000 $1,410,000 297.2% 0.6%
    NAVY FEDERAL CREDIT UNION $1,720,000 $1,400,000 -18.6% 0.6%
    1ST PRIORITY MORTGAGE, INC. $690,000 $1,305,000 89.1% 0.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $420,000 $1,180,000 181.0% 0.5%
    NEWREZ LLC $370,000 $1,145,000 209.5% 0.5%
    PENTAGON FEDERAL CREDIT UNION $430,000 $1,070,000 148.8% 0.5%
    CONTOUR MORTGAGE CORPORATION $1,300,000 $1,030,000 -20.8% 0.4%
    Bank of Richmondville $1,475,000 $1,005,000 -31.9% 0.4%
    AMERICAN FINANCIAL RESOURCES, INC. $460,000 $990,000 115.2% 0.4%
    GUARANTEED RATE, INC. $715,000 $960,000 34.3% 0.4%
    The National Bank of Coxsackie $365,000 $935,000 156.2% 0.4%
    VISIONS $1,530,000 $895,000 -41.5% 0.4%
    Genesee Regional Bank $885,000 n/a 0.4%
    CALIBER HOME LOANS, INC. $65,000 $850,000 1,207.7% 0.4%
    Mortgage Research Center, LLC $780,000 n/a 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $385,000 $775,000 101.3% 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $165,000 $750,000 354.5% 0.3%
    Carrington Mortgage Services, LLC $485,000 $725,000 49.5% 0.3%
    21ST MORTGAGE CORPORATION $620,000 $685,000 10.5% 0.3%
    NBKC BANK $385,000 $685,000 77.9% 0.3%
    A&D Mortgage LLC $650,000 n/a 0.3%
    The Bank of Greene County $635,000 n/a 0.3%
    FREEDOM MORTGAGE CORPORATION $625,000 $570,000 -8.8% 0.2%
    FIRST SOURCE $395,000 $560,000 41.8% 0.2%
    PARAGON HOME LOANS INC. $210,000 $550,000 161.9% 0.2%
    STATE EMPLOYEES FEDERAL CREDIT UNION $935,000 $525,000 -43.9% 0.2%
    CORNING $260,000 $515,000 98.1% 0.2%
    Bank of England $115,000 $505,000 339.1% 0.2%
    USAA Federal Savings Bank $940,000 $505,000 -46.3% 0.2%
    The Upstate National Bank $485,000 n/a 0.2%
    TIAA, FSB $625,000 $475,000 -24.0% 0.2%
    PNC Bank $470,000 n/a 0.2%
    Charles Schwab Bank, SSB $455,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $85,000 $455,000 435.3% 0.2%
    Bethpage Federal Credit Union $645,000 $440,000 -31.8% 0.2%
    OWNERSCHOICE FUNDING, INCORPORATED $160,000 $440,000 175.0% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $470,000 $380,000 -19.1% 0.2%
    EMBRACE HOME LOANS, INC. $350,000 $370,000 5.7% 0.2%
    North American Savings Bank, F.S.B. $385,000 $370,000 -3.9% 0.2%
    CAPITAL COMMUNICATIONS Federal Credit Union $360,000 n/a 0.2%
    Nassau Educators Federal Credit Union $355,000 n/a 0.2%
    COMMONFUND MORTGAGE CORP. $155,000 $340,000 119.4% 0.1%
    AMERICAN FINANCING CORPORATION $335,000 n/a 0.1%
    Chemung Canal Trust Company $335,000 n/a 0.1%
    Evans Bank $325,000 n/a 0.1%
    SIRVA MORTGAGE, INC. $325,000 n/a 0.1%
    Elmira Savings Bank $315,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $540,000 $315,000 -41.7% 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $595,000 $310,000 -47.9% 0.1%
    GHS Federal Credit Union $45,000 $305,000 577.8% 0.1%
    Barrington Bank & Trust Company, N.A. $125,000 $295,000 136.0% 0.1%
    FIRST NEW YORK $60,000 $295,000 391.7% 0.1%
    InterContinental Capital Group, Inc $295,000 n/a 0.1%
    Luxury Mortgage Corp. $295,000 n/a 0.1%
    Ballston Spa National Bank $275,000 n/a 0.1%
    The Lyons National Bank $265,000 n/a 0.1%
    Wilmington Savings Fund Society, FSB $265,000 n/a 0.1%
    Tioga State Bank $260,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $160,000 $240,000 50.0% 0.1%
    Northpointe Bank $125,000 $240,000 92.0% 0.1%
    SUNMARK FEDERAL CREDIT UNION $240,000 n/a 0.1%
    GPO Federal Credit Union $275,000 $235,000 -14.5% 0.1%
    UTILITIES EMPLOYEES CREDIT UNION $235,000 n/a 0.1%
    FAMILY FIRST FUNDING LLC $230,000 n/a 0.1%
    The Federal Savings Bank $215,000 n/a 0.1%
    UNITED MORTGAGE CORP. $185,000 $205,000 10.8% 0.1%
    Empower Federal Credit Union $25,000 $200,000 700.0% 0.1%
    Colonial Savings, F.A. $195,000 n/a 0.1%
    Community First National Bank $195,000 n/a 0.1%
    NATIONWIDE EQUITIES CORPORATION $195,000 n/a 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $190,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $195,000 $185,000 -5.1% 0.1%
    MLB RESIDENTIAL LENDING, LLC $185,000 n/a 0.1%
    Santander Bank, N.A. $95,000 $185,000 94.7% 0.1%
    CITIZENS EQUITY FIRST $175,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $160,000 n/a 0.1%
    ASSOCIATED MORTGAGE BANKERS, INC. $155,000 n/a 0.1%
    Citibank $205,000 $155,000 -24.4% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $330,000 $155,000 -53.0% 0.1%
    HUNT MORTGAGE CORPORATION $155,000 n/a 0.1%
    Lakeland Bank $155,000 n/a 0.1%
    Berkshire Bank $320,000 $145,000 -54.7% 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $145,000 n/a 0.1%
    Adirondack Bank $195,000 $135,000 -30.8% 0.1%
    Centier Bank $135,000 n/a 0.1%
    East Coast Capital Corp. $135,000 n/a 0.1%
    Equity Prime Mortgage LLC $135,000 n/a 0.1%
    First Home Bank $275,000 $135,000 -50.9% 0.1%
    NJ LENDERS CORP. $125,000 n/a 0.1%
    Quontic Bank $115,000 n/a 0.0%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $115,000 n/a 0.0%
    ENVOY MORTGAGE, LTD $105,000 n/a 0.0%
    TOTAL MORTGAGE SERVICES, LLC $105,000 n/a 0.0%
    Metro City Bank $95,000 n/a 0.0%
    HOME TOWN FUNDING, INC. $175,000 $75,000 -57.1% 0.0%
    SUFFOLK $65,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $55,000 n/a 0.0%
    First National Bank of Pennsylvania $45,000 n/a 0.0%
    BayCoast Bank $25,000 n/a 0.0%
    AFFINITY $15,000 n/a 0.0%

    Oneonta's top lender by overall market share is QUICKEN LOANS, LLC, with 13.0% market share. In second place, with 12.8%, is Community Bank, having originated $29,705,000 in loans. In third place, with 9.5%, is PLAZA HOME MORTGAGE, INC., having originated $21,960,000 in loans. In third place, with 7.1%, is NBT Bank, having originated $16,450,000 in loans. In third place, with 7.0%, is HOMESTEAD FUNDING CORP., having originated $16,260,000 in loans.

    Oneonta, NY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 635 $123,235,000 $194,071
    Refi 408 $62,470,000 $153,113
    Cash Out Refi 179 $32,755,000 $182,989
    Home Improvement 90 $8,140,000 $90,444
    Other 51 $5,695,000 $111,667

    Oneonta's most frequently cited loan purpose was Home Purchase, with 635 originations. The 2nd most popular reason was Refi, with 408 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 543 $85,915,000 $158,223
    2.5-3% 482 $88,220,000 $183,029
    <2.5% 176 $33,770,000 $191,875
    4-5% 64 $8,510,000 $132,969
    6-7% 11 $765,000 $69,545
    5-6% 10 $1,090,000 $109,000
    7-8% 6 $370,000 $61,667
    Over 8% 2 $170,000 $85,000

    During 2021, Oneonta's most frequently originated rate bucket was 3-4%, with 543 originations.

    Loan Sizing (Oneonta, NY MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 658 $94,360,000 $143,404
    $100,000 or less 348 $22,890,000 $65,776
    $200k-400k 294 $78,980,000 $268,639
    $400k-600k 47 $21,915,000 $466,277
    $600k-1000k 15 $11,145,000 $743,000
    $Over $1MM 1 $3,005,000 $3,005,000

    Oneonta's loan sizing saw the bucket of loans from $100k-200k with 658 originations, totaling $94,360,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 551 $101,315,000 $183,875
    60-80% 432 $78,650,000 $182,060
    40-60% 155 $23,575,000 $152,097
    20-40% 84 $7,550,000 $89,881
    Under 20% 60 $2,160,000 $36,000
    Over 100% 7 $4,655,000 $665,000

    Oneonta's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 551 originations, totaling $101,315,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Oneonta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $181,900 (15.5%) $313,875 (8.0%) 0.00 506
    2018-02-01 $183,750 (15.6%) $327,102 (14.4%) 0.00 481
    2018-03-01 $189,000 (23.9%) $323,679 (11.9%) 0.00 460
    2018-04-01 $189,000 (18.2%) $324,846 (10.9%) 0.00 444
    2018-05-01 $186,000 (14.5%) $322,291 (11.8%) 0.00 467
    2018-06-01 $199,000 (17.8%) $336,889 (11.4%) 0.00 509
    2018-07-01 $189,900 (8.5%) $343,467 (10.9%) 0.00 541
    2018-08-01 $191,500 (8.2%) $340,064 (9.4%) 0.00 549
    2018-09-01 $189,900 (2.7%) $340,655 (5.8%) 0.00 559
    2018-10-01 $189,950 (3.1%) $344,224 (8.9%) 0.00 553
    2018-11-01 $196,800 (5.2%) $352,657 (7.9%) 0.00 507
    2018-12-01 $189,000 (2.2%) $351,218 (10.1%) 0.00 479
    2019-01-01 $185,000 (1.7%) $350,368 (11.6%) 0.00 427
    2019-02-01 $194,450 (5.8%) $351,874 (7.6%) 0.00 423
    2019-03-01 $207,571 (9.8%) $353,398 (9.2%) 0.00 437
    2019-04-01 $219,450 (16.1%) $359,835 (10.8%) 0.00 470
    2019-05-01 $219,000 (17.7%) $351,640 (9.1%) 0.00 507
    2019-06-01 $224,900 (13.0%) $338,427 (0.5%) 0.00 557
    2019-07-01 $226,500 (19.3%) $343,391 (0.0%) 0.00 570
    2019-08-01 $210,814 (10.1%) $325,202 (-4.4%) 0.00 593
    2019-09-01 $199,450 (5.0%) $304,613 (-10.6%) 0.00 598
    2019-10-01 $199,000 (4.8%) $307,461 (-10.7%) 0.00 566
    2019-11-01 $199,000 (1.1%) $313,092 (-11.2%) 0.00 493
    2019-12-01 $184,950 (-2.1%) $322,092 (-8.3%) 0.00 433
    2020-01-01 $177,000 (-4.3%) $317,458 (-9.4%) 0.00 399
    2020-02-01 $185,000 (-4.9%) $317,276 (-9.8%) 0.00 375
    2020-03-01 $189,000 (-9.0%) $322,929 (-8.6%) 0.00 366
    2020-04-01 $189,000 (-13.9%) $323,340 (-10.1%) 0.00 360
    2020-05-01 $189,900 (-13.3%) $324,080 (-7.8%) 0.00 363
    2020-06-01 $194,750 (-13.4%) $334,944 (-1.0%) 0.00 379
    2020-07-01 $195,750 (-13.6%) $339,716 (-1.1%) 0.00 369
    2020-08-01 $199,000 (-5.6%) $331,242 (1.9%) 0.00 377
    2020-09-01 $205,550 (3.1%) $330,512 (8.5%) 0.00 373
    2020-10-01 $210,000 (5.5%) $337,446 (9.8%) 0.00 352
    2020-11-01 $183,750 (-7.7%) $310,387 (-0.9%) 0.00 340
    2020-12-01 $188,000 (1.7%) $311,838 (-3.2%) 0.00 309
    2021-01-01 $179,900 (1.6%) $306,693 (-3.4%) 0.00 262
    2021-02-01 $188,450 (1.9%) $328,702 (3.6%) 0.00 231
    2021-03-01 $199,700 (5.7%) $364,424 (12.9%) 0.00 213
    2021-04-01 $224,500 (18.8%) $369,255 (14.2%) 0.00 201
    2021-05-01 $249,000 (31.1%) $391,787 (20.9%) 0.00 197
    2021-06-01 $249,950 (28.3%) $376,586 (12.4%) 0.00 250
    2021-07-01 $275,000 (40.5%) $384,372 (13.2%) 0.00 277
    2021-08-01 $275,000 (38.2%) $399,994 (20.8%) 0.00 301
    2021-09-01 $254,500 (23.8%) $384,187 (16.2%) 0.00 297
    2021-10-01 $249,900 (19.0%) $373,673 (10.7%) 0.00 280
    2021-11-01 $259,000 (41.0%) $376,136 (21.2%) 0.00 243
    2021-12-01 $254,950 (35.6%) $375,765 (20.5%) 0.00 213
    2022-01-01 $248,000 (37.9%) $339,211 (10.6%) 0.00 179
    2022-02-01 $259,450 (37.7%) $385,197 (17.2%) 0.00 154
    2022-03-01 $259,900 (30.2%) $395,200 (8.4%) 0.00 148
    2022-04-01 $295,000 (31.4%) $422,360 (14.4%) 0.00 146
    2022-05-01 $287,450 (15.4%) $406,607 (3.8%) 0.00 177
    Oneonta's median listing price for 2022-05-01 was $287,450, a difference of $38,450 (15.4%) versus the prior year and $-7,550 versus the prior month.

    Oneonta's median listing price comes in at 0% of the national average.

    Oneonta's average listing price for 2022-05-01 was $406,607, a difference of $14,820 (3.8%) versus the prior year and $-15,753 versus the prior month.

    For the 2022-05-01 period, Oneonta had 177 MLS listings, a difference of 31 listings (21%) versus the prior month and -20 listings (-10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Oneonta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,856 sqft
    2018-02-01 0 days 1,901 sqft
    2018-03-01 0 days 1,895 sqft
    2018-04-01 0 days 1,876 sqft
    2018-05-01 0 days 1,881 sqft
    2018-06-01 0 days 1,900 sqft
    2018-07-01 0 days 1,886 sqft
    2018-08-01 0 days 1,890 sqft
    2018-09-01 0 days 1,900 sqft
    2018-10-01 0 days 1,883 sqft
    2018-11-01 0 days 1,900 sqft
    2018-12-01 0 days 1,900 sqft
    2019-01-01 0 days 1,898 sqft
    2019-02-01 0 days 1,808 sqft
    2019-03-01 0 days 1,846 sqft
    2019-04-01 0 days 1,900 sqft
    2019-05-01 0 days 1,900 sqft
    2019-06-01 0 days 1,900 sqft
    2019-07-01 0 days 1,900 sqft
    2019-08-01 0 days 1,885 sqft
    2019-09-01 0 days 1,880 sqft
    2019-10-01 0 days 1,926 sqft
    2019-11-01 0 days 1,917 sqft
    2019-12-01 0 days 1,822 sqft
    2020-01-01 0 days 1,824 sqft
    2020-02-01 0 days 1,824 sqft
    2020-03-01 0 days 1,863 sqft
    2020-04-01 0 days 1,876 sqft
    2020-05-01 0 days 1,934 sqft
    2020-06-01 0 days 1,929 sqft
    2020-07-01 0 days 1,929 sqft
    2020-08-01 0 days 1,917 sqft
    2020-09-01 0 days 1,927 sqft
    2020-10-01 0 days 1,900 sqft
    2020-11-01 0 days 1,822 sqft
    2020-12-01 0 days 1,820 sqft
    2021-01-01 0 days 1,820 sqft
    2021-02-01 0 days 1,845 sqft
    2021-03-01 0 days 1,878 sqft
    2021-04-01 0 days 1,900 sqft
    2021-05-01 0 days 1,879 sqft
    2021-06-01 0 days 1,995 sqft
    2021-07-01 0 days 2,000 sqft
    2021-08-01 0 days 2,000 sqft
    2021-09-01 0 days 1,951 sqft
    2021-10-01 0 days 1,948 sqft
    2021-11-01 0 days 2,038 sqft
    2021-12-01 0 days 2,020 sqft
    2022-01-01 0 days 1,900 sqft
    2022-02-01 0 days 2,048 sqft
    2022-03-01 0 days 2,020 sqft
    2022-04-01 0 days 2,052 sqft
    2022-05-01 0 days 1,910 sqft
    Oneonta's median listing age (time on market) for 2022-05-01 was 0 days.

    Oneonta's median square footage for active listings during the 2022-05-01 period was 1,910 sqft. One year prior, the average listing was 1,879 sqft.