Hsbc Bank Usa National Association Mortgage Rates, Fees & Info

MCLEAN, IL

LEI: 1IE8VN30JCEQV1H4R804

Tax ID: 20-1177241

2020 Data | 2019 Data | 2018 Data


Overview

Hsbc Bank Usa National Association is a mid-sized bank specializing in Refi and Home Purchase loans. Hsbc Bank Usa National Association has a high proportion of conventional loans. Their top markets include New York, San Jose, Los Angeles, Anaheim, and San Francisco among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Hsbc Bank Usa National Association is typically an average fee lendor.


Originations

7,377

Origination Dollar Volume (All Markets)

$5,795,965,000

Employee count

3,986

Relative Rate

Hsbc Bank Usa National Association's average 30 year fixed rate mortgage was 3.12%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.24%.

Relative Fees

Hsbc Bank Usa National Association's average total fees for a 30 year fixed rate mortgage are $5,928.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 7,377 $5,795,965,000 $785,680 $5,402 2.96%

For the 2020 period, Hsbc Bank Usa National Association's most frequently originated loan type was Conventional, with 7,377 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 2,687 $2,084,765,000 $775,871 $4,682 2.96%
Home Purchase 2,676 $2,457,360,000 $918,296 $6,155 3.10%
Cash Out Refi 1,435 $1,039,505,000 $724,394 $5,261 2.96%
Home Improvement 345 $90,865,000 $263,377 $5,324 2.32%
Other 234 $123,470,000 $527,650 $6,404 2.44%

For the 2020, Hsbc Bank Usa National Association's most frequently cited loan purpose was Refi, with 2,687 originations. The 2nd most popular reason was Home Purchase, with 2,676 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 6,265 $5,169,245,000 $825,099 $5,620 3.00%
15 Year 823 $268,355,000 $326,069 $4,260 2.70%
20 Year 196 $67,890,000 $346,378 $4,834 3.03%
Other 47 $201,755,000 $4,292,660 $4,888 3.17%
10 Year 44 $42,830,000 $973,409 $4,394 2.71%
3 Year 1 $40,505,000 $40,505,000 $0 3.49%
5 Year 1 $5,385,000 $5,385,000 $0 2.90%

For the 2020, Hsbc Bank Usa National Association's most frequently cited loan length was 30 Year, with 6,265 originations. The 2nd most popular length was 15 Year, with 823 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 5,125 $4,186,135,000 $816,807
$2k-3k 415 $211,585,000 $509,843
$3k-4k 254 $188,870,000 $743,583
$5k+ 152 $165,660,000 $1,089,868
$<1k 61 $37,005,000 $606,639

$5,928 was Hsbc Bank Usa National Association's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 5,125 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 1,917 $1,326,725,000 $692,084 $5,825 2.91%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 715 $803,745,000 $1,124,119 $4,253 2.82%
LOS ANGELES-LONG BEACH-GLENDALE, CA 783 $756,495,000 $966,149 $5,927 2.99%
ANAHEIM-SANTA ANA-IRVINE, CA 279 $332,455,000 $1,191,595 $5,748 3.01%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 311 $329,645,000 $1,059,952 $4,857 2.91%
NASSAU COUNTY-SUFFOLK COUNTY, NY 558 $315,400,000 $565,233 $5,950 2.85%
OAKLAND-BERKELEY-LIVERMORE, CA 367 $286,815,000 $781,512 $4,394 2.89%
SEATTLE-BELLEVUE-KENT, WA 340 $281,220,000 $827,118 $4,481 3.01%
MIAMI-MIAMI BEACH-KENDALL, FL 195 $177,185,000 $908,641 $7,674 3.30%
BRIDGEPORT-STAMFORD-NORWALK, CT 107 $107,795,000 $1,007,430 $7,228 2.86%
NEWARK, NJ-PA 140 $81,300,000 $580,714 $5,619 2.86%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 132 $75,840,000 $574,545 $4,632 3.04%
NEW BRUNSWICK-LAKEWOOD, NJ 101 $74,525,000 $737,871 $6,323 2.85%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 83 $73,925,000 $890,663 $6,308 3.20%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 58 $67,730,000 $1,167,759 $7,408 2.99%
CHICAGO-NAPERVILLE-EVANSTON, IL 46 $60,730,000 $1,320,217 $4,689 3.27%
Outside of Metro Areas 85 $46,185,000 $543,353 $4,971 3.00%
BUFFALO-CHEEKTOWAGA, NY 227 $44,315,000 $195,220 $3,988 2.79%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 18 $39,170,000 $2,176,111 $4,597 3.24%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 64 $36,420,000 $569,063 $4,471 2.95%
PHOENIX-MESA-CHANDLER, AZ 14 $34,880,000 $2,491,429 $4,682 3.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 63 $27,625,000 $438,492 $4,950 3.28%
URBAN HONOLULU, HI 4 $23,510,000 $5,877,500 $6,954 2.98%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 56 $21,910,000 $391,250 $5,494 3.16%
SAN RAFAEL, CA 19 $21,045,000 $1,107,632 $4,945 2.75%
ORLANDO-KISSIMMEE-SANFORD, FL 61 $19,655,000 $322,213 $4,950 3.87%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 16 $19,490,000 $1,218,125 $7,642 3.10%
BOSTON, MA 20 $19,440,000 $972,000 $6,528 2.91%
SANTA MARIA-SANTA BARBARA, CA 17 $19,055,000 $1,120,882 $5,311 2.87%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 30 $17,710,000 $590,333 $6,284 3.06%
OXNARD-THOUSAND OAKS-VENTURA, CA 21 $17,055,000 $812,143 $5,963 2.97%
LAS VEGAS-HENDERSON-PARADISE, NV 15 $15,435,000 $1,029,000 $5,811 3.46%
DALLAS-PLANO-IRVING, TX 18 $11,500,000 $638,889 $6,914 3.60%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 27 $9,325,000 $345,370 $4,923 3.15%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 33 $9,255,000 $280,455 $4,686 3.06%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 21 $8,935,000 $425,476 $3,933 3.01%
PHILADELPHIA, PA 18 $8,490,000 $471,667 $5,287 3.06%
NORTH PORT-SARASOTA-BRADENTON, FL 15 $7,835,000 $522,333 $5,210 3.27%
DENVER-AURORA-LAKEWOOD, CO 11 $7,775,000 $706,818 $4,618 2.94%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 15 $7,585,000 $505,667 $5,499 2.94%
RALEIGH-CARY, NC 16 $7,270,000 $454,375 $4,172 3.11%
TRENTON-PRINCETON, NJ 9 $6,775,000 $752,778 $5,600 2.92%
SALINAS, CA 5 $6,575,000 $1,315,000 $7,294 2.87%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 10 $6,100,000 $610,000 $6,627 3.36%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 14 $5,920,000 $422,857 $5,021 3.15%
OCEAN CITY, NJ 3 $4,895,000 $1,631,667 $7,518 2.96%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 6 $4,270,000 $711,667 $3,421 3.06%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 15 $4,245,000 $283,000 $4,607 3.54%
ST. LOUIS, MO-IL 2 $3,390,000 $1,695,000 $7,260 2.62%
NAPLES-MARCO ISLAND, FL 8 $3,010,000 $376,250 $5,903 3.17%
BARNSTABLE TOWN, MA 2 $2,980,000 $1,490,000 $6,814 3.08%
KINGSTON, NY 9 $2,905,000 $322,778 $4,745 2.69%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 6 $2,860,000 $476,667 $4,482 3.24%
KANSAS CITY, MO-KS 3 $2,855,000 $951,667 $5,151 2.83%
BALTIMORE-COLUMBIA-TOWSON, MD 8 $2,830,000 $353,750 $4,068 3.36%
SANTA ROSA-PETALUMA, CA 3 $2,775,000 $925,000 $5,319 3.27%
SANTA CRUZ-WATSONVILLE, CA 4 $2,630,000 $657,500 $4,786 2.91%
CAPE CORAL-FORT MYERS, FL 7 $2,615,000 $373,571 $5,195 3.50%
PORT ST. LUCIE, FL 8 $2,520,000 $315,000 $4,832 3.45%
NAPA, CA 1 $2,405,000 $2,405,000 $18,736 3.78%
LAKELAND-WINTER HAVEN, FL 8 $2,300,000 $287,500 $6,418 4.16%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 3 $2,095,000 $698,333 $5,643 3.05%
LAKE HAVASU CITY-KINGMAN, AZ 3 $2,095,000 $698,333 $4,475 3.77%
NEW HAVEN-MILFORD, CT 5 $2,095,000 $419,000 $4,726 3.28%
PROVIDENCE-WARWICK, RI-MA 3 $2,055,000 $685,000 $5,879 3.48%
STOCKTON, CA 6 $1,960,000 $326,667 $5,889 3.24%
KAHULUI-WAILUKU-LAHAINA, HI 1 $1,865,000 $1,865,000 $11,126 2.98%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 4 $1,840,000 $460,000 $4,807 3.24%
VALLEJO, CA 3 $1,825,000 $608,333 $4,215 3.19%
SEBASTIAN-VERO BEACH, FL 7 $1,735,000 $247,857 $4,390 3.23%
WARREN-TROY-FARMINGTON HILLS, MI 2 $1,720,000 $860,000 $4,192 3.14%
RENO, NV 3 $1,715,000 $571,667 $4,600 2.91%
CAMDEN, NJ 9 $1,705,000 $189,444 $3,782 3.00%
PITTSFIELD, MA 4 $1,700,000 $425,000 $5,356 2.87%
COLUMBUS, OH 3 $1,665,000 $555,000 $4,426 3.20%
CORVALLIS, OR 2 $1,550,000 $775,000 $5,418 3.21%
CINCINNATI, OH-KY-IN 2 $1,510,000 $755,000 $4,959 3.13%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 2 $1,380,000 $690,000 $4,291 4.22%
BOULDER, CO 3 $1,345,000 $448,333 $4,376 3.21%
MILWAUKEE-WAUKESHA, WI 3 $1,225,000 $408,333 $2,879 3.20%
FRESNO, CA 5 $1,185,000 $237,000 $3,261 3.43%
SALISBURY, MD-DE 4 $1,180,000 $295,000 $4,394 3.22%
SAN LUIS OBISPO-PASO ROBLES, CA 1 $1,135,000 $1,135,000 $3,799 3.03%
ALBANY-SCHENECTADY-TROY, NY 5 $1,115,000 $223,000 $4,683 3.01%
CHARLESTON-NORTH CHARLESTON, SC 2 $1,070,000 $535,000 $4,395 3.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN 3 $1,065,000 $355,000 $2,933 3.51%
SYRACUSE, NY 4 $980,000 $245,000 $3,644 2.93%
COLORADO SPRINGS, CO 2 $960,000 $480,000 $2,975 2.91%
BOISE CITY, ID 2 $950,000 $475,000 $4,811 3.63%
SALT LAKE CITY, UT 4 $950,000 $237,500 $3,491 3.92%
PUNTA GORDA, FL 6 $880,000 $146,667 $3,247 3.37%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 2 $850,000 $425,000 $7,721 3.15%
BILLINGS, MT 1 $805,000 $805,000 $5,280 2.71%
TACOMA-LAKEWOOD, WA 3 $785,000 $261,667 $3,704 3.35%
BIRMINGHAM-HOOVER, AL 3 $735,000 $245,000 $2,949 4.32%
WILMINGTON, DE-MD-NJ 4 $700,000 $175,000 $3,215 2.43%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 3 $685,000 $228,333 $3,690 3.28%
ROCHESTER, NY 5 $685,000 $137,000 $4,678 2.55%
WILMINGTON, NC 1 $635,000 $635,000 $3,923 2.65%
STATE COLLEGE, PA 1 $625,000 $625,000 $6,203 2.91%
RICHMOND, VA 1 $625,000 $625,000 $4,872 3.18%
NORWICH-NEW LONDON, CT 2 $620,000 $310,000 $4,789 3.31%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 2 $620,000 $310,000 $3,237 3.31%
WORCESTER, MA-CT 1 $615,000 $615,000 $4,138 3.20%
ASHEVILLE, NC 2 $570,000 $285,000 $3,549 3.31%
DURHAM-CHAPEL HILL, NC 2 $570,000 $285,000 $3,348 3.46%
MEMPHIS, TN-MS-AR 3 $505,000 $168,333 $4,387 3.29%
PENSACOLA-FERRY PASS-BRENT, FL 3 $455,000 $151,667 $3,390 2.83%
SANTA FE, NM 1 $455,000 $455,000 $5,807 4.00%
SPRINGFIELD, MA 2 $450,000 $225,000 $3,756 3.78%
WENATCHEE, WA 2 $430,000 $215,000 $3,113 2.53%
ELGIN, IL 1 $395,000 $395,000 $4,967 3.13%
COLLEGE STATION-BRYAN, TX 1 $385,000 $385,000 $6,275 3.95%
VISALIA, CA 1 $365,000 $365,000 $3,915 2.50%
TOLEDO, OH 1 $365,000 $365,000 $3,770 3.38%
NEW ORLEANS-METAIRIE, LA 1 $345,000 $345,000 $4,727 3.47%
MIDLAND, MI 1 $345,000 $345,000 $3,452 3.75%
OCALA, FL 2 $330,000 $165,000 $3,835 3.13%
HARRISBURG-CARLISLE, PA 1 $325,000 $325,000 $5,077 3.46%
EAST STROUDSBURG, PA 2 $320,000 $160,000 $3,605 3.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $320,000 $160,000 $3,066 2.94%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1 $315,000 $315,000 $3,815 3.81%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $305,000 $305,000 $2,641 2.50%
COLUMBUS, IN 1 $305,000 $305,000 $2,531 3.50%
BELLINGHAM, WA 2 $290,000 $145,000 $2,958 3.03%
HILTON HEAD ISLAND-BLUFFTON, SC 1 $285,000 $285,000 $5,341 3.69%
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $275,000 $275,000 $3,239 3.00%
COLUMBIA, SC 1 $275,000 $275,000 $4,150 3.79%
EL PASO, TX 2 $260,000 $130,000 $3,592 2.75%
SCRANTON--WILKES-BARRE, PA 2 $260,000 $130,000 $4,210 3.88%
WINSTON-SALEM, NC 1 $255,000 $255,000 $3,815 3.70%
GAINESVILLE, GA 1 $255,000 $255,000 $4,014 2.94%
PITTSBURGH, PA 1 $255,000 $255,000 $4,260 3.38%
THE VILLAGES, FL 1 $235,000 $235,000 $6,763 3.89%
SALEM, OR 1 $235,000 $235,000 $3,956 3.50%
MERCED, CA 1 $225,000 $225,000 $4,142 2.88%
DAPHNE-FAIRHOPE-FOLEY, AL 1 $225,000 $225,000 $2,319 2.88%
GAINESVILLE, FL 1 $205,000 $205,000 $3,416 2.75%
BEAUMONT-PORT ARTHUR, TX 1 $205,000 $205,000 $5,166 3.67%
NEW BERN, NC 1 $205,000 $205,000 $3,592 2.63%
DALTON, GA 1 $195,000 $195,000 $3,198 3.25%
TALLAHASSEE, FL 1 $195,000 $195,000 $4,290 3.38%
DOVER, DE 1 $185,000 $185,000 $4,241 2.88%
BAKERSFIELD, CA 1 $175,000 $175,000 $0 3.63%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $165,000 $165,000 $6,887 2.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $155,000 $155,000 $3,588 3.25%
GREENSBORO-HIGH POINT, NC 1 $155,000 $155,000 $4,076 4.22%
SAN ANTONIO-NEW BRAUNFELS, TX 1 $155,000 $155,000 $0 4.37%
KNOXVILLE, TN 1 $145,000 $145,000 $3,124 3.13%
MUSKEGON, MI 1 $145,000 $145,000 $3,253 3.90%
SPRINGFIELD, MO 1 $145,000 $145,000 $2,943 3.38%
ATLANTIC CITY-HAMMONTON, NJ 1 $135,000 $135,000 $0 2.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $135,000 $135,000 $0 3.63%
WATERTOWN-FORT DRUM, NY 1 $125,000 $125,000 $4,623 2.63%
CLEVELAND-ELYRIA, OH 1 $125,000 $125,000 $0 3.24%
JACKSONVILLE, FL 1 $125,000 $125,000 $3,312 3.63%
LEXINGTON-FAYETTE, KY 1 $125,000 $125,000 $3,555 3.13%
MADISON, WI 1 $125,000 $125,000 $3,012 3.63%
YUMA, AZ 1 $125,000 $125,000 $3,965 3.63%
PANAMA CITY, FL 1 $105,000 $105,000 $3,920 2.88%
ITHACA, NY 1 $105,000 $105,000 $4,072 3.50%
CAPE GIRARDEAU, MO-IL 1 $105,000 $105,000 $4,079 3.50%
SPARTANBURG, SC 1 $85,000 $85,000 $3,756 3.88%
CHARLOTTESVILLE, VA 1 $75,000 $75,000 $2,516 2.88%
ROCKFORD, IL 1 $65,000 $65,000 $2,647 2.50%

Hsbc Bank Usa National Association's top markets include New York, San Jose, Los Angeles, Anaheim, and San Francisco among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 3,026 $2,699,250,000 $892,019
3-4% 2,879 $2,139,245,000 $743,051
<2.5% 1,228 $862,700,000 $702,524
4-5% 233 $92,825,000 $398,391
5-6% 11 $1,945,000 $176,818

During 2020, Hsbc Bank Usa National Association's average interest rate was 3.12%, while their most frequently originated rate bucket was 2.5-3%, with 3,026 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$1MM+ 1,745 $3,239,155,000 $1,856,249 $7,143 2.86%
$200k-400k 1,681 $497,395,000 $295,892 $4,514 3.02%
$600k-1MM 1,587 $1,247,535,000 $786,096 $5,163 3.03%
$400k-600k 1,382 $685,320,000 $495,890 $5,152 3.05%
$100k-200k 746 $110,350,000 $147,922 $3,834 2.88%
$100,000 or less 236 $16,210,000 $68,686 $3,443 2.55%

2020 saw Hsbc Bank Usa National Association place emphasis on $1MM+ loans with 1,745 originations, totaling $3,239,155,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$250k+ 2,833 $3,312,545,000 $1,169,271 $6,381 2.91%
$150k-250k 1,967 $1,188,045,000 $603,988 $4,992 3.01%
$100k-150k 1,100 $431,580,000 $392,345 $4,850 3.04%
$75k-100k 487 $140,405,000 $288,306 $4,770 3.07%
$50k-75k 329 $69,365,000 $210,836 $4,237 3.05%
$50k or less 93 $23,275,000 $250,269 $3,838 3.05%

Hsbc Bank Usa National Association lent most frequently to those with incomes in the $250k+ range, with 2,833 originations. The second most popular income band? $150k-250k, with 1,967 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,815 $1,211,245,000 $667,353 $5,150 2.97%
30-36% 1,293 $961,575,000 $743,677 $5,257 2.96%
<20% 813 $557,225,000 $685,394 $5,202 2.98%
44% 324 $201,250,000 $621,142 $5,321 2.79%
42% 273 $201,805,000 $739,212 $5,425 2.97%
40% 272 $211,640,000 $778,088 $5,806 2.99%
41% 263 $223,945,000 $851,502 $6,082 2.96%
39% 246 $201,690,000 $819,878 $5,991 2.99%
43% 246 $158,840,000 $645,691 $5,814 2.90%
38% 242 $177,100,000 $731,818 $5,486 2.97%
36% 236 $182,270,000 $772,331 $5,339 2.98%
37% 233 $184,555,000 $792,082 $5,600 2.99%
49% 222 $158,960,000 $716,036 $5,364 3.01%
46% 193 $178,815,000 $926,503 $5,499 2.97%
48% 174 $130,280,000 $748,736 $5,470 3.05%
45% 173 $148,955,000 $861,012 $5,610 3.01%
47% 167 $151,045,000 $904,461 $5,586 2.97%
50-60% 117 $150,035,000 $1,282,350 $6,818 3.00%
>60% 3 $4,285,000 $1,428,333 $3,515 2.52%

Hsbc Bank Usa National Association lent most frequently to those with DTI ratios of 20-30%, with 1,815 originations. The next most common DTI ratio? 30-36%, with 1,293 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
Not provided 3,199 $2,441,115,000 $763,087 $5,601 2.94%
Asian 2,088 $1,691,970,000 $810,330 $4,935 2.94%
White 1,874 $1,202,490,000 $641,670 $5,556 3.01%
Not applicable 72 $400,450,000 $5,561,806 $12,849 2.85%
Black 113 $39,965,000 $353,673 $5,469 3.22%
Chinese 7 $6,245,000 $892,143 $5,677 3.02%
American Indian 7 $3,235,000 $462,143 $3,975 3.07%
Other Pacific Islander 2 $3,090,000 $1,545,000 $6,237 2.85%
Asian Indian 6 $2,420,000 $403,333 $4,800 2.97%
Korean 2 $1,620,000 $810,000 $3,769 2.93%
Native Hawaiian 3 $1,415,000 $471,667 $5,354 3.07%
Other Asian 2 $900,000 $450,000 $4,036 3.14%
Vietnamese 1 $635,000 $635,000 $6,446 3.00%
1 $415,000 $415,000 $3,653 2.50%

Approval Rates

Total approvals of all applications
91.79%

Hsbc Bank Usa National Association has an average approval rate.

Pick Rate

Approvals leading to origination
54.15%

Hsbc Bank Usa National Association has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 7,377 $5,795,965,000 $785,680

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Multifamily:Site-Built 7 $222,765,000 $31,823,571
Single Family (1-4 Units):Site-Built 7,370 $5,573,200,000 $756,201

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 913 $444,075,000 $486,391 $4,564 2.75%
40-60% 1,613 $1,283,605,000 $795,787 $4,879 2.97%
60-80% 3,496 $3,197,480,000 $914,611 $5,621 3.08%
80-100% 918 $781,610,000 $851,427 $6,096 3.07%
Under 20% 437 $89,195,000 $204,108 $4,210 2.27%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
HSBC Bank Usa, National Association 1 City Place White Plains, NY 10601 Limited, Drive-thru $142,396
HSBC Bank Usa, National Association 10745 S De Anza Boulevard Cupertino, CA 95014 Full Service B&M $417,880
HSBC Bank Usa, National Association 11 East Houston Street New York, NY 10012 Full Service B&M $216,126
HSBC Bank Usa, National Association 110 West Broadway New York City, NY 10013 Full Service B&M $311,666
HSBC Bank Usa, National Association 1107 South Baldwin Avenue Unit C Arcadia, CA 91007 Full Service B&M $277,015
HSBC Bank Usa, National Association 1133 Avenue Of The Americas New York City, NY 10036 Full Service B&M $204,521
HSBC Bank Usa, National Association 11842 Spectrum Center Reston, VA 20190 Full Service B&M $113,283
HSBC Bank Usa, National Association 11901 North East Village Plaza, Ste 137 Kirkland, WA 98034 Full Service B&M $13,884
HSBC Bank Usa, National Association 1300 North Avenue New Rochelle, NY 10804 Full Service B&M $309,591
HSBC Bank Usa, National Association 131 East 57th Street New York, NY 10022 Full Service B&M $477,445
HSBC Bank Usa, National Association 1330 Pennsylvania Avenue New York City, NY 11239 Full Service B&M $53,944
HSBC Bank Usa, National Association 1340 Third Avenue New York, NY 10075 Full Service B&M $284,848
HSBC Bank Usa, National Association 1350 Grant Road #3 Mountain View, CA 94040 Full Service B&M $195,465
HSBC Bank Usa, National Association 1401 I Street, N.W. Washington, DC 20005 Full Service B&M $2,958,299
HSBC Bank Usa, National Association 1420 El Paseo De Saratoga San Jose, CA 95130 Full Service B&M $203,326
HSBC Bank Usa, National Association 143 Second Avenue New York, NY 10003 Full Service B&M $209,352
HSBC Bank Usa, National Association 1441 Brickell Ave Sutie 100 Miami, FL 33131 Full Service B&M $370,062
HSBC Bank Usa, National Association 1441 Brickell Avenue, Suite 1110 Miami, FL 33131 Full Service B&M $518,768
HSBC Bank Usa, National Association 1453 3rd Street Promenade, Suite 250 Santa Monica, CA 90401 Full Service B&M $62,852
HSBC Bank Usa, National Association 14702 Hillside Avenue Jamaica, NY 11435 Full Service B&M $121,734
HSBC Bank Usa, National Association 1499 West Ave Bronx, NY 10462 Full Service B&M $109,127
HSBC Bank Usa, National Association 15 Union Square West New York, NY 10003 Full Service B&M $208,041
HSBC Bank Usa, National Association 15315 Culver Drive, Suite 187 Irvine, CA 92604 Full Service B&M $758,651
HSBC Bank Usa, National Association 1545 Flatbush Avenue Brooklyn, NY 11210 Full Service B&M $217,550
HSBC Bank Usa, National Association 15602 Aguilar Avenue Flushing, NY 11367 Full Service B&M $72,324
HSBC Bank Usa, National Association 1572 Union Turnpike New Hyde Park, NY 11040 Full Service B&M $222,471
HSBC Bank Usa, National Association 15946 Redmond Way, Suite 101 Redmond, WA 98052 Full Service B&M $135,176
HSBC Bank Usa, National Association 16311 Ventura Boulevard Encino, CA 91436 Full Service B&M $225,269
HSBC Bank Usa, National Association 1700 Diagonal Road Alexandria, VA 22314 Full Service B&M $50,741
HSBC Bank Usa, National Association 1702 Avenue U New York City, NY 11229 Full Service B&M $450,161
HSBC Bank Usa, National Association 174 Montague Street Brooklyn, NY 11201 Full Service B&M $319,340
HSBC Bank Usa, National Association 1756 Crosby Avenue Bronx, NY 10461 Full Service B&M $137,087
HSBC Bank Usa, National Association 1800 Tysons Blvd, Suite 50 Tysons, VA 22102 Full Service B&M $390,947
HSBC Bank Usa, National Association 1819 Route 27 Edison, NJ 8817 Full Service B&M $306,070
HSBC Bank Usa, National Association 18250 Colima Road Rowland Heights, CA 91748 Full Service B&M $326,524
HSBC Bank Usa, National Association 186 East 86th Street New York City, NY 10028 Full Service B&M $346,506
HSBC Bank Usa, National Association 19 Southgate Avenue Daly City, CA 94015 Full Service B&M $91,413
HSBC Bank Usa, National Association 19900 Vallco Parkway Cupertino, CA 95014 Full Service B&M $35,120
HSBC Bank Usa, National Association 200 East Middle Lane Rockville, MD 20850 Full Service B&M $147,743
HSBC Bank Usa, National Association 20159 Rinaldi Street Porter Ranch, CA 91326 Full Service B&M $18,438
HSBC Bank Usa, National Association 2025 Broadway New York, NY 10023 Full Service B&M $135,654
HSBC Bank Usa, National Association 2030 Northern Boulevard Manhasset, NY 11030 Full Service B&M $235,169
HSBC Bank Usa, National Association 2063 Frederick Douglass Blvd New York, NY 10026 Full Service B&M $22,745
HSBC Bank Usa, National Association 2085 Diamond Boulevard Concord, CA 94520 Full Service B&M $7,225
HSBC Bank Usa, National Association 2145 Ralph Avenue Brooklyn, NY 11234 Full Service B&M $297,876
HSBC Bank Usa, National Association 2151 Lemoine Avenue Fort Lee, NJ 7024 Full Service B&M $266,005
HSBC Bank Usa, National Association 21842 Hawthorne Boulevard Torrance, CA 90503 Full Service B&M $118,649
HSBC Bank Usa, National Association 220-40 Northern Blvd Flushing, NY 11361 Full Service B&M $101,469
HSBC Bank Usa, National Association 2222 Ponce De Leon Boulevard, Suite 100 Coral Gables, FL 33134 Full Service B&M $1,721,685
HSBC Bank Usa, National Association 2257 Irving Street San Francisco, CA 94122 Full Service B&M $206,120
HSBC Bank Usa, National Association 227 West Valley Boulevard San Gabriel, CA 91776 Full Service B&M $299,792
HSBC Bank Usa, National Association 2301 86th Street New York City, NY 11214 Full Service B&M $320,205
HSBC Bank Usa, National Association 23367 Mulholland Drive Woodland Hills, CA 91364 Full Service B&M $15,452
HSBC Bank Usa, National Association 235 Canal Street New York, NY 10013 Full Service B&M $376,539
HSBC Bank Usa, National Association 2398 Huntington Drive San Marino, CA 91108 Full Service B&M $226,701
HSBC Bank Usa, National Association 2415 Queens Plz N Long Island City, NY 11101 Full Service B&M $5,431
HSBC Bank Usa, National Association 248 Montauk Highway West Hampton Bays, NY 11946 Full Service B&M $113,293
HSBC Bank Usa, National Association 250 Park Avenue New York, NY 10177 Full Service B&M $680,804
HSBC Bank Usa, National Association 252 Bedford Avenue Brooklyn, NY 11211 Full Service B&M $76,451
HSBC Bank Usa, National Association 252 West 57th Street New York, NY 10107 Full Service B&M $223,829
HSBC Bank Usa, National Association 25715 Union Turnpike New York City, NY 11004 Full Service B&M $236,862
HSBC Bank Usa, National Association 26 Broadway New York City, NY 10004 Full Service B&M $764,753
HSBC Bank Usa, National Association 260 North Avenue New Rochelle, NY 10801 Full Service B&M $241,609
HSBC Bank Usa, National Association 2630 77th Ave Se, Suite 110 Mercer Island, WA 98040 Full Service B&M $68,603
HSBC Bank Usa, National Association 2783 South Diamond Bar Boulevard Diamond Bar, CA 91765 Full Service B&M $149,556
HSBC Bank Usa, National Association 280 Marsh Avenue Staten Island, NY 10314 Full Service B&M $201,042
HSBC Bank Usa, National Association 2911 Walden Avenue Depew, NY 14043 Full Service B&M $3,607,563
HSBC Bank Usa, National Association 2950 Aventura Boulevard Aventura, FL 33180 Full Service B&M $209,990
HSBC Bank Usa, National Association 300 Main Street Suite 1 East Setauket, NY 11733 Full Service B&M $368,572
HSBC Bank Usa, National Association 301 Arthur Godfrey Road Miami Beach, FL 33140 Full Service B&M $3,057,612
HSBC Bank Usa, National Association 302 Third Avenue New York, NY 10010 Full Service B&M $47,980
HSBC Bank Usa, National Association 3130 Hempstead Turnpike Levittown, NY 11756 Full Service B&M $146,025
HSBC Bank Usa, National Association 3219 Route 46 East Parsippany, NJ 7054 Full Service B&M $795,837
HSBC Bank Usa, National Association 325 Ninth Street New York City, NY 11215 Full Service B&M $59,928
HSBC Bank Usa, National Association 330 Sunrise Highway Rockville Centre, NY 11570 Full Service B&M $168,241
HSBC Bank Usa, National Association 3415 Francis Lewis Boulevard New York City, NY 11358 Full Service B&M $111,219
HSBC Bank Usa, National Association 3478 Boston Road Bronx, NY 10469 Full Service B&M $146,952
HSBC Bank Usa, National Association 350 East Las Olas Boulevard Fort Lauderdale, FL 33301 Full Service B&M $470,765
HSBC Bank Usa, National Association 355 West Main Street Huntington, NY 11743 Full Service B&M $169,977
HSBC Bank Usa, National Association 3615 Factoria Blvd Se Bellevue, WA 98006 Full Service B&M $3,013
HSBC Bank Usa, National Association 3785 Wilshire Boulevard, Suite 8 Los Angeles, CA 90010 Full Service B&M $28,730
HSBC Bank Usa, National Association 388 9th Street; Suite 121 Oakland, CA 94607 Full Service B&M $507,105
HSBC Bank Usa, National Association 39 South El Camino Real Millbrae, CA 94030 Full Service B&M $157,555
HSBC Bank Usa, National Association 3910 Main Street Flushing, NY 11354 Full Service B&M $640,039
HSBC Bank Usa, National Association 39410 Fremont Boulevard Fremont, CA 94538 Full Service B&M $250,699
HSBC Bank Usa, National Association 395 Portion Road Lake Ronkonkoma, NY 11779 Full Service B&M $102,184
HSBC Bank Usa, National Association 4 Green Acres Common 4110, 260 West Sunrise Highway Valley Stream, NY 11581 Full Service B&M $281,939
HSBC Bank Usa, National Association 4040 Veterans Memorial Highway Bohemia, NY 11716 Full Service B&M $137,606
HSBC Bank Usa, National Association 407 Main St. Chatham, NJ 7928 Full Service B&M $365,657
HSBC Bank Usa, National Association 4075 Wilson Blvd Arlington, VA 22203 Full Service B&M $54,100
HSBC Bank Usa, National Association 4090 Nw 97th Avenue Miami, FL 33178 Full Service B&M $81,334
HSBC Bank Usa, National Association 4211 Rosewood Drive Pleasanton, CA 94588 Full Service B&M $24,055
HSBC Bank Usa, National Association 430 East Main Street Bay Shore, NY 11706 Full Service B&M $107,036
HSBC Bank Usa, National Association 445 North Bedford Drive Beverly Hills, CA 90210 Full Service B&M $304,010
HSBC Bank Usa, National Association 449 S Silver Spur Rd, Suite 100 Rolling Hills Estates, CA 90274 Full Service B&M $90,696
HSBC Bank Usa, National Association 449 South Broadway Yonkers, NY 10705 Full Service B&M $81,019
HSBC Bank Usa, National Association 452 Fifth Avenue New York City, NY 10018 Full Service B&M $106,170,136
HSBC Bank Usa, National Association 462 East 17th Street Costa Mesa, CA 92627 Full Service B&M $29,301
HSBC Bank Usa, National Association 46750 Mission Boulevard Fremont, CA 94539 Full Service B&M $159,188
HSBC Bank Usa, National Association 500 Folsom St, Unit 117 San Francisco, CA 94105 Full Service B&M $11,208
HSBC Bank Usa, National Association 505 N. Brand Boulevard, Suite 100 Glendale, CA 91203 Full Service B&M $97,103
HSBC Bank Usa, National Association 5120 Northern Boulevard Woodside, NY 11377 Full Service B&M $174,335
HSBC Bank Usa, National Association 515 North Grand Avenue, Suite I Walnut, CA 91789 Full Service B&M $154,144
HSBC Bank Usa, National Association 518 Fashion Avenue New York, NY 10018 Full Service B&M $307,575
HSBC Bank Usa, National Association 5200 Lankershim Boulevard North Hollywood, CA 91601 Full Service B&M $7,827
HSBC Bank Usa, National Association 523 Union St. Seattle, WA 98101 Full Service B&M $1,488,303
HSBC Bank Usa, National Association 534 Broadhollow Road Melville, NY 11747 Full Service B&M $1,152,591
HSBC Bank Usa, National Association 567 University Avenue Palo Alto, CA 94301 Full Service B&M $220,062
HSBC Bank Usa, National Association 569 West 235th Bronx, NY 10463 Full Service B&M $78,439
HSBC Bank Usa, National Association 57 Middle Neck Road Great Neck, NY 11023 Full Service B&M $153,493
HSBC Bank Usa, National Association 58 Bowery New York City, NY 10013 Full Service B&M $818,179
HSBC Bank Usa, National Association 5880 Jericho Turnpike Commack, NY 11725 Full Service B&M $129,410
HSBC Bank Usa, National Association 590 West Main Street Alhambra, CA 91801 Full Service B&M $106,631
HSBC Bank Usa, National Association 601 Montgomery Street San Francisco, CA 94111 Full Service B&M $5,778,751
HSBC Bank Usa, National Association 603 E. Calaveras Boulevard Milpitas, CA 95035 Full Service B&M $675,532
HSBC Bank Usa, National Association 603 Jericho Turnpike Syosset, NY 11791 Full Service B&M $221,582
HSBC Bank Usa, National Association 6102 - 6106 Eighth Avenue Brooklyn, NY 11220 Full Service B&M $234,334
HSBC Bank Usa, National Association 617 Third Avenue New York, NY 10158 Full Service B&M $278,074
HSBC Bank Usa, National Association 637 North Broadway Los Angeles, CA 90012 Full Service B&M $43,851
HSBC Bank Usa, National Association 6420 East Pacific Coast Highway Long Beach, CA 90803 Full Service B&M $149,928
HSBC Bank Usa, National Association 67 Purchase Street Rye, NY 10580 Full Service B&M $456,741
HSBC Bank Usa, National Association 6702 Bay Parkway New York City, NY 11204 Full Service B&M $448,230
HSBC Bank Usa, National Association 682-684 Dogwood Avenue Franklin Square, NY 11010 Full Service B&M $147,482
HSBC Bank Usa, National Association 721 Amsterdam Avenue New York, NY 10025 Full Service B&M $253,480
HSBC Bank Usa, National Association 725 South Figueroa Street Los Angeles, CA 90017 Full Service B&M $4,345,366
HSBC Bank Usa, National Association 74 Pondfield Road Bronxville, NY 10708 Full Service B&M $172,248
HSBC Bank Usa, National Association 7637 Old Georgetown Road Bethesda, MD 20814 Full Service B&M $257,251
HSBC Bank Usa, National Association 778 Yonkers Avenue Yonkers, NY 10704 Full Service B&M $278,334
HSBC Bank Usa, National Association 80 Eighth Avenue New York City, NY 10011 Full Service B&M $363,231
HSBC Bank Usa, National Association 800 6th Av New York, NY 10001 Full Service B&M $124,213
HSBC Bank Usa, National Association 813 Cherry Avenue San Bruno, CA 94066 Full Service B&M $10,677
HSBC Bank Usa, National Association 821 Bellevue Way, Ne Bellevue, WA 98004 Full Service B&M $385,837
HSBC Bank Usa, National Association 1 East Third Avenue, Suite 101 San Mateo, CA 94401 Full Service B&M $184,404
HSBC Bank Usa, National Association 1 South Market St San Jose, CA 95113 Full Service B&M $15,535
HSBC Bank Usa, National Association 101 Delancey St New York, NY 10002 Full Service B&M $4,596
HSBC Bank Usa, National Association 10113 River Road Potomac, MD 20854 Full Service B&M $120,302
HSBC Bank Usa, National Association 1027 Arch Street Philadelphia, PA 19107 Full Service B&M $401,718
HSBC Bank Usa, National Association 1055 East Colorado Boulevard Pasadena, CA 91106 Full Service B&M $132,659
HSBC Bank Usa, National Association 107-19 Continental Avenue Forest Hills, NY 11375 Full Service B&M $318,734
HSBC Bank Usa, National Association 8252 Georgia Avenue Silver Spring, MD 20910 Full Service B&M $9,008
HSBC Bank Usa, National Association 857 East Gate Blvd Garden City, NY 11530 Full Service B&M $135,056
HSBC Bank Usa, National Association 8703 Queens Boulevard Elmhurst, NY 11373 Full Service B&M $486,540
HSBC Bank Usa, National Association 89 River Drive Jersey City, NJ 7310 Full Service B&M $445,162
HSBC Bank Usa, National Association 901 Central Park Avenue Scarsdale, NY 10583 Full Service B&M $294,488
HSBC Bank Usa, National Association 9201 Third Avenue New York City, NY 11209 Full Service B&M $234,936
HSBC Bank Usa, National Association 933 Grant Avenue San Francisco, CA 94108 Full Service B&M $94,374
HSBC Bank Usa, National Association 9601 Las Tunas Drive Temple City, CA 91780 Full Service B&M $158,483
HSBC Bank Usa, National Association One East Fordham Rd Bronx, NY 10468 Full Service B&M $43,044

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $3,535,531
Net interest income $2,378,709
Total noninterest income $1,401,184
Gross Fiduciary activities income $80,241
Service charges on deposit accounts $131,674
Trading account gains and fees $265,761
Additional Noninterest Income $923,508
Pre-tax net operating income $-908,630
Securities gains (or losses, -) $139,046
Income before extraordinary items $-776,494
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $-776,494
Minority interest net income $9
Net income $-776,503
Sale, conversion, retirement of capital stock, net $0
Net operating income $-915,540

Bank Expenses

Item Value (in 000's)
Total interest expense $1,156,822
Provision for credit losses $730,087
Total noninterest expense $3,958,436
Salaries and employee benefits $764,595
Premises and equipment expense $292,530
Additional noninterest expense $2,901,311
Applicable income taxes $6,910
Net charge-offs $187,934
Cash dividends $119,467

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 2.0%
Real Estate loans 4.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 1.0%
Multifamily residential loans 0.0%
1-4 family residential loans 5.0%
HELOC loans 7.0%
All other family 5.0%
Commercial & industrial loans 1.0%
Personal loans 1.0%
Credit card loans 1.8%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $159,642,896
Deposits held in domestic offices $154,348,696
Deposits by Individuals, partnerships, and corporations $146,745,673
Deposits by U.S. Government $363
Deposits by States and political subdivisions in the U.S. $321,514
Deposits by Commercial banks and other depository institutions in U.S. $371,647
Deposits by Banks in foreign countries $5,013,244
Deposits by Foreign governments and official institutions $1,896,255
Transaction accounts $43,978,153
Demand deposits $26,377,965
Nontransaction accounts $110,370,543
Money market deposit accounts (MMDAs) $29,175,376
Other savings deposits (excluding MMDAs) $56,785,434
Total time deposits $24,409,733
Total time and savings deposits $127,970,731
Noninterest-bearing deposits $32,454,072
Interest-bearing deposits $121,894,624
Retail deposits $115,190,308
IRAs and Keogh plan accounts $0
Brokered deposits $23,966,410
Deposits held in foreign offices $5,294,200

Assets

Asset Value (in 000's)
Total Assets $197,980,343
Cash & Balances due from depository institutions $15,430,183
Interest-bearing balances $14,154,113
Total securities $49,792,260
Federal funds sold & reverse repurchase $35,746,061
Net loans and leases $63,312,181
Loan and leases loss allowance $1,014,651
Trading account assets $27,281,529
Bank premises and fixed assets $670,692
Other real estate owned $2,728
Goodwill and other intangibles $472,677
All other assets $5,272,032

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $197,980,343
Total Liabilities $176,137,297
Total deposits $159,642,896
Interest-bearing deposits $127,188,824
Deposits held in domestic offices $154,348,696
% insured (estimated) $36
Federal funds purchased and repurchase agreements $1,849,354
Trading liabilities $5,400,096
Other borrowed funds $4,893,768
Subordinated debt $1,730,047
All other liabilities $2,621,136

Issued Loan Types

Type Value (in 000's)
Net loans and leases $63,312,181
Loan and leases loss allowance $1,014,651
Total loans and leases (domestic) $64,326,832
All real estate loans $29,729,459
Real estate loans in domestic offices $29,729,459
Construction and development loans $1,869,232
Residential 1-4 family construction $0
Other construction, all land development and other land $1,869,232
Loans secured by nonfarm nonresidential properties $5,271,200
Nonfarm nonresidential secured by owner-occupied properties $541,634
Commercial real estate & other non-farm, non-residential $4,729,566
Multifamily residential real estate $3,268,270
1-4 family residential loans $19,320,757
Farmland loans $0
Loans held in foreign offices $0
Farm loans $48,242
Commercial and industrial loans $23,020,349
To non-U.S. addressees $3,954,332
Loans to individuals $1,371,890
Credit card loans $1,065,977
Related Plans $74,764
Consumer Auto Loans $0
Other loans to individuals $231,149
All other loans & leases $10,156,891
Loans to foreign governments and official institutions $37,855
Other loans $9,857,247
Loans to depository institutions and acceptances of other banks $261,789
Loans not secured by real estate $353,376
Loans secured by real estate to non-U.S. addressees $1,316,859
Restructured Loans & leases $469,100
Non 1-4 family restructured loans & leases $14,547
Total loans and leases (foreign) $1

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 112 $28,542 $254,839
Nonfarm, nonresidential loans - <$100k 6 $94 $15,667
Nonfarm, nonresidential loans - $100-250k 16 $1,437 $89,813
Nonfarm, nonresidential loans - $250k-1MM 90 $27,011 $300,122
Commercial & Industrial, US addressed loans - <$1MM 5,091 $653,345 $128,333
Commercial & Industrial, US addressed loans - <$100k 3,019 $114,818 $38,032
Commercial & Industrial, US addressed loans - $100-250k 1,125 $157,618 $140,105
Commercial & Industrial, US addressed loans - $250k-1MM 947 $380,909 $402,227
Agriculture operations loans - <$1MM 1 $50 $50,000
Agriculture operations loans - <$100k 1 $50 $50,000