My Move Mortgage Rates, Fees & Info
Salt Lake City, UTLEI: 54930016ZSB1QWXLRJ13
Tax ID: 81-4978092
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Mortgage Data
Review & Overview
My Move Mortgage is a smaller mortgage company specializing in Home Purchase loans. My Move Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Salt Lake City, Provo, Ogden, Heber, and Fayetteville among others. We have data for 35 markets. (Some data included below & more in-depth data is available with an active subscription.)My Move Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. My Move Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.65% | 6/22/25 |
| 30 Year Conventional Refi | 6.80% | 6/22/25 |
| 30 Year Cash-out Refi | 7.01% | 6/22/25 |
| 30 Year FHA Purchase | 6.84% | 6/22/25 |
| 30 Year FHA Refi | 7.08% | 6/22/25 |
| 30 Year VA Purchase | 6.22% | 6/22/25 |
| 30 Year VA Refi | 6.49% | 6/22/25 |
| 30 Year USDA Purchase | 6.63% | 6/22/25 |
| 15 Year Conventional Purchase | 7.17% | 6/22/25 |
| 15 Year Conventional Refi | 6.15% | 6/22/25 |
| 15 Year Cash-out Refi | 6.15% | 6/22/25 |
| 15 Year VA Purchase | 6.00% | 6/22/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
My Move Mortgage Mortgage Calculator
Your Estimates
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This is not an official calculator from My Move Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,312Origination Dollar Volume (All Markets)
$560,310,000Awards
MY MOVE MORTGAGE - 2024
MY MOVE MORTGAGE is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
My Move Mortgage's average 30 year fixed mortgage rate was
6.33%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.22%.
Relative Fees (Closing Costs)
My Move Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,028.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SALT LAKE CITY, UT (FHA|USDA|VA) | 354 | $161,790,000 | $457,034 | $11,250 | 6.28% |
| PROVO-OREM, UT (FHA|USDA|VA) | 290 | $137,630,000 | $474,586 | $9,535 | 6.22% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 159 | $72,215,000 | $454,182 | $9,858 | 6.31% |
| Heber, UT (FHA|USDA|VA) | 103 | $50,655,000 | $491,796 | $10,745 | 6.55% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 156 | $48,450,000 | $310,577 | $6,551 | 6.57% |
| ST. GEORGE, UT (FHA|USDA|VA) | 100 | $39,370,000 | $393,700 | $8,546 | 6.43% |
| BOISE CITY, ID (FHA|USDA|VA) | 64 | $19,520,000 | $305,000 | $11,042 | 6.41% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 19 | $9,045,000 | $476,053 | $12,941 | 6.35% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 11 | $4,785,000 | $435,000 | $12,229 | 6.75% |
| Outside of Metro Areas | 11 | $3,355,000 | $305,000 | $8,142 | 6.96% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $34,186 | 5.81% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $7,721 | 6.31% |
| Mountain Home, ID (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $8,936 | 7.08% |
| Blackfoot, ID (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $9,114 | 6.85% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $6,935 | 6.13% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $4,519 | 6.12% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,548 | 6.06% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,348 | 5.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,979 | 5.81% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,813 | 5.94% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,084 | 6.06% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,844 | 6.19% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,486 | 6.49% |
| Newport, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,983 | 6.75% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,658 | 6.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,285 | 7.25% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,070 | 6.62% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,569 | 6.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,403 | 6.62% |
| TULSA, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,497 | 6.88% |
| Searcy, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,922 | 7.99% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,966 | 6.13% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,708 | 5.99% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,418 | 6.74% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,044 | 7.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against MY MOVE MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2024, My Move Mortgage's most frequently originated type of loan was Conventional, with 955 originations. Their 2nd most popular type was FHA, with 268 originations.
Loan Reason
For 2024, My Move Mortgage's most frequently cited loan purpose was Home Purchase, with 1,196 originations. The 2nd most popular reason was Refi, with 68 originations.
Loan Duration/Length
For 2024, My Move Mortgage's most frequently cited loan duration was 30 Year, with 1,260 originations. The 2nd most popular length was 15 Year, with 38 originations.
Origination Fees/Closing Costs
My Move Mortgage's average total fees were $10,028, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 526 originations.
Interest Rates
During 2024, My Move Mortgage's average interest rate for loans was 6.33%, while their most frequently originated rate bucket for loans was 6-7%, with 686 originations.
Loan Sizing
2024 saw My Move Mortgage place emphasis on $400k-600k loans with 524 originations, totaling $257,930,000 in origination value.
Applicant Income
My Move Mortgage lent most frequently to those with incomes in the $100k-150k range, with 416 originations. The second most popular income band? $150k-250k, with 328 originations.
Applicant Debt to Income Ratio
My Move Mortgage lent most frequently to those with DTI ratios of 30-36%, with 171 originations. The next most common DTI ratio? 20-30%, with 163 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications99.45%
My Move Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination83.23%
My Move Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,312 | $560,310,000 | $427,066 |