Sre Mortgage Alliance Rates, Fees & Info
SACRAMENTO, CALEI: 549300OEXPP23JR0L272
Tax ID: 95-4462959
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Sre Mortgage Alliance is a smaller mortgage company specializing in Home Purchase and Refi loans. Sre Mortgage Alliance has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Sacramento, Riverside, Vallejo, and San Diego among others. We have data for 35 markets. (Some data included below & more in-depth data is available with an active subscription.)Sre Mortgage Alliance has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sre Mortgage Alliance is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
362Origination Dollar Volume (All Markets)
$131,890,000Awards
SRE MORTGAGE ALLIANCE - 2018
SRE MORTGAGE ALLIANCE is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
Work for SRE MORTGAGE ALLIANCE?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 122 | $56,320,000 | $461,639 | $6,226 | 4.83% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 39 | $12,385,000 | $317,564 | $6,742 | 4.67% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 43 | $12,215,000 | $284,070 | $6,796 | 4.72% |
| VALLEJO, CA (FHA|USDA|VA) | 21 | $7,625,000 | $363,095 | $8,158 | 5.08% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 18 | $7,230,000 | $401,667 | $9,348 | 4.76% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 14 | $7,050,000 | $503,571 | $7,011 | 4.79% |
| SANTA FE, NM (FHA|USDA|VA) | 23 | $6,395,000 | $278,043 | $3,529 | 4.85% |
| CHICO, CA (FHA|USDA|VA) | 18 | $3,710,000 | $206,111 | $5,460 | 5.01% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 7 | $2,975,000 | $425,000 | $7,076 | 4.86% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $7,707 | 5.03% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $5,258 | 4.60% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $5,177 | 4.90% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $10,475 | 4.81% |
| REDDING, CA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $7,127 | 4.53% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,970 | 4.71% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $8,029 | 4.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $4,005 | 4.63% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,010 | 5.42% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,709 | 5.13% |
| Outside of Metro Areas | 2 | $670,000 | $335,000 | $3,822 | 5.06% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,681 | 5.33% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,413 | 4.75% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,164 | 4.25% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $17,635 | 4.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,177 | 4.50% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,698 | 4.00% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,470 | 4.25% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,340 | 4.88% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,548 | 4.75% |
| Sonora, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,031 | 5.13% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,486 | 4.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,667 | 5.13% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,074 | 5.13% |
| SALEM, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,507 | 4.38% |
| Bonham, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,461 | 4.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against SRE MORTGAGE ALLIANCE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 20
Similarity Rank: 32
Similarity Rank: 33
Similarity Rank: 55
Similarity Rank: 95
Similarity Rank: 120
Similarity Rank: 176
Similarity Rank: 210
Similarity Rank: 216
Similarity Rank: 248
Product Mix
For 2018, Sre Mortgage Alliance's most frequently originated type of loan was Conventional, with 276 originations. Their 2nd most popular type was FHA, with 52 originations.
Loan Reason
For 2018, Sre Mortgage Alliance's most frequently cited loan purpose was Home Purchase, with 230 originations. The 2nd most popular reason was Refi, with 125 originations.
Loan Duration/Length
For 2018, Sre Mortgage Alliance's most frequently cited loan duration was 30 Year, with 342 originations. The 2nd most popular length was 15 Year, with 12 originations.
Origination Fees/Closing Costs
Sre Mortgage Alliance's average total fees were $6,560, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 186 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 228 | $85,700,000 | $375,877 |
| 5-6% | 103 | $36,225,000 | $351,699 |
| 3-4% | 27 | $9,235,000 | $342,037 |
| 6-7% | 4 | $730,000 | $182,500 |
During 2018, Sre Mortgage Alliance's average interest rate for loans was 4.85%, while their most frequently originated rate bucket for loans was 4-5%, with 228 originations.
Loan Sizing
2018 saw Sre Mortgage Alliance place emphasis on $200k-400k loans with 164 originations, totaling $48,560,000 in origination value.
Applicant Income
Sre Mortgage Alliance lent most frequently to those with incomes in the $100k-150k range, with 108 originations. The second most popular income band? $75k-100k, with 84 originations.
Applicant Debt to Income Ratio
Sre Mortgage Alliance lent most frequently to those with DTI ratios of 30-36%, with 59 originations. The next most common DTI ratio? 49%, with 40 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.56%
Sre Mortgage Alliance has an average approval rate.
Pick Rate
Approvals leading to origination72.93%
Sre Mortgage Alliance has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 362 | $131,890,000 | $364,337 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 10 | $2,100,000 | $210,000 |
| Single Family (1-4 Units):Site-Built | 352 | $129,790,000 | $368,722 |