Longview VA Loan Rates, Closing Costs & Stats

LONGVIEW, WA

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Longview's 67 lenders originated 246 VA loans during 2024. The total origination value was $101,610,000, with an average VA loan value of $413,049.

    Longview VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Longview averaged 0.5% for the week of 2025-06-20, compared to the national average (all VA variants) of 0% for the same period.

    Longview's average VA mortgage closing costs are $7,007.

    The average rate for the prior week (2025-06-13) was 7.05% and one month ago for the week of 2025-05-16, the average rate was 6.61%.

    The average rate one year ago was 6.61%.

    For refis of the same type during the week of 2025-06-20, the average rate was -0.19%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Longview VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Longview level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 36 5.75% $6,547
    GUILD MORTGAGE COMPANY 27 6.15% $10,295
    Mortgage Research Center, LLC 25 6.40% $5,593
    FREEDOM MORTGAGE CORPORATION 13 5.88% $9,084
    QUICKEN LOANS, LLC 12 6.27% $10,064
    LOANDEPOT.COM, LLC 7 6.41% $17,681
    PENNYMAC LOAN SERVICES, LLC 6 5.58% $6,648
    NEWREZ LLC 6 5.87% $8,082
    NAVY FEDERAL CREDIT UNION 6 5.88% $6,959
    EAGLE HOME MORTGAGE, LLC 6 5.48% $6,117
    S1L, Inc. 5 5.98% $14,662
    GoPrime Mortgage, Inc. 4 6.47% $12,916
    V.I.P. MORTGAGE, INC. 4 6.28% $2,022
    NATIONS DIRECT MORTGAGE, LLC 4 6.03% $6,286
    CMG MORTGAGE, INC. 3 6.13% $22,534
    AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.33% $10,028
    CROSSCOUNTRY MORTGAGE, LLC 3 6.75% $17,426
    GUARANTEED RATE, INC. 3 6.40% $3,681
    VILLAGE CAPITAL MORTGAGE 3 5.96% $4,367
    SUN WEST MORTGAGE COMPANY, INC. 2 6.13% $9,749
    BAY EQUITY LLC 2 6.50% $9,745
    CANOPY MORTGAGE, LLC 2 5.87% $13,614
    Equity Prime Mortgage LLC 2 6.19% $13,095
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 5.88% $21,074
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.25% $4,303
    NEW DAY FINANCIAL, LLC 2 6.93% $6,591
    Sunflower Bank 2 6.00% $5,865
    The Federal Savings Bank 2 5.94% $23,176
    JPMorgan Chase Bank 1 6.25% $989
    LAKEVIEW LOAN SERVICING, LLC 1 5.75% $10,983
    EMM LOANS LLC 1 5.88% $28,604
    LOANPAL, LLC 1 5.63% $21,540
    LPMC, LLC 1 6.25% $13,191
    MLD MORTGAGE INC. 1 5.50% $0
    DIRECTORS MORTGAGE, INC. 1 5.63% $8,326
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.75% $7,953
    MOVEMENT MORTGAGE, LLC 1 6.25% $6,989
    Mr. Cooper ( Nationstar Mortgage ) 1 6.75% $14,401
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.63% $19,017
    DHI MORTGAGE COMPANY, LTD. 1 5.99% $18,017
    USAA Federal Savings Bank 1 5.75% $13,235
    Credence Funding Corporation 1 5.49% $8,449
    NexBank 1 5.75% $1,164
    NFM, INC. 1 5.88% $3,573
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.13% $8,190
    PANORAMA MORTGAGE GROUP, LLC 1 6.75% $8,615
    Paramount Residential Mortgage Group, Inc. 1 6.75% $10,126
    Century Mortgage Company DBA Century Lending Company 1 6.50% $0
    PHH Mortgage Corporation 1 6.13% $15,096
    Plains Commerce Bank 1 7.25% $5,967
    PLANET HOME LENDING, LLC 1 6.38% $1,409
    PLAZA HOME MORTGAGE, INC. 1 6.49% $9,676
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 7.25% $4,292
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.75% $0
    Carrington Mortgage Services, LLC 1 5.88% $7,457
    Barrington Bank & Trust Company, N.A. 1 6.25% $3,631
    SUMMIT FUNDING, INC. 1 6.50% $9,178
    American Mortgage & Equity Consultants, Inc. 1 7.13% $16,901
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.88% $4,239
    SWBC MORTGAGE CORPORATION 1 7.25% $12,903
    AMERICAN FINANCING CORPORATION 1 5.75% $18,064
    The Loan Store, Inc. 1 6.63% $8,733
    Umpqua Bank 1 6.88% $12,945
    Bank of England 1 6.75% $5,114
    Flagstar Bank, FSB 1 6.25% $20,151
    ENVOY MORTGAGE, LTD 1 6.50% $850
    HomeStreet Bank 1 6.63% $22,048

    The top Longview VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 36 VA loans originated. Their average total fees are $6,547, which is $3,748 lower than the next largest lender, GUILD MORTGAGE COMPANY.

    The lowest fee Longview VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($5,593), UNITED WHOLESALE MORTGAGE, LLC ($6,547), FREEDOM MORTGAGE CORPORATION ($9,084), QUICKEN LOANS, LLC ($10,064) and GUILD MORTGAGE COMPANY ($10,295).

    The lowest rate Longview VA lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (5.75%), FREEDOM MORTGAGE CORPORATION (5.88%), GUILD MORTGAGE COMPANY (6.15%), QUICKEN LOANS, LLC (6.27%) and Mortgage Research Center, LLC (6.40%).

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.