Washington Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Washington averaged 7.51% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.99% and one month ago for the week of 2024-03-14, the average rate was 6.95%.

    Washington's average rate one year ago was 6.28%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Washington 30 Year Fixed Rate 2024-04-18 7.51%
    Washington 30 Year Fixed Rate Refi 2024-04-18 7%
    Washington 15 Year Fixed Rate 2024-04-18 6.59%
    Washington 15 Year Fixed Rate Refi 2024-04-18 6.49%
    Washington 30 Year FHA 2024-04-18 6.86%
    Washington 30 Year FHA Refi 2024-04-18 6.76%
    Washington 30 Year USDA 2024-04-18 6.96%
    Washington 30 Year USDA Refi 2024-04-18 6.96%
    Washington 30 Year VA 2024-04-18 6.86%
    Washington 30 Year VA Refi 2024-04-18 6.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Washington, IN.

    Washington Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Washington, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    CRANE 18 7.00% $1,683
    UNITED WHOLESALE MORTGAGE, LLC 16 7.21% $3,946
    German American Bank 16 6.60% $2,392
    First Federal Savings Bank 11 6.84% $2,226
    First Savings Bank 10 7.19% $2,619
    QUICKEN LOANS, LLC 9 6.91% $6,381
    EVANSVILLE TEACHERS 7 6.75% $2,674
    Farm Credit Mid-America, ACA 7 7.09% $5,434
    Old National Bank 3 7.50% $2,992
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.19% $3,183
    PLAZA HOME MORTGAGE, INC. 2 7.88% $3,544
    RUOFF MORTGAGE COMPANY, INC. 2 6.88% $3,207
    MORTGAGE MASTERS OF INDIANA, INC. 2 6.31% $2,951
    SUMMIT FUNDING, INC. 1 7.63% $5,915
    SUN WEST MORTGAGE COMPANY, INC. 1 6.88% $6,487
    Truist 1 7.63% $4,603
    U.S. Bank 1 6.13% $3,158
    JPMorgan Chase Bank 1 8.13% $4,654
    Century Mortgage Company DBA Century Lending Company 1 6.99% $4,115
    CHURCHILL MORTGAGE CORPORATION 1 8.13% $3,690
    Colonial Savings, F.A. 1 6.63% $3,149
    GUILD MORTGAGE COMPANY 1 7.50% $3,918
    GVC MORTGAGE, INC. 1 7.98% $4,242
    Heritage Federal Credit Union 1 7.00% $2,009
    INDIANA UNIVERSITY CREDIT UNION 1 5.38% $1,716
    Jackson County Bank 1 5.75% $2,607
    AMERISAVE MORTGAGE CORPORATION 1 6.88% $6,681
    Northwest Bank 1 6.00% $4,457
    Notre Dame Federal Credit Union Corporation 1 6.50% $3,271
    PLANET HOME LENDING, LLC 1 7.00% $4,770

    Washington Average Closing Costs & Other Stats

    Washington, IN's 30 lenders originated 466 loans during 2023. The total origination value was $70,500,000, with an average loan value of $151,288.

    Washington's average closing costs are $3,571.

    The top Washington lender as defined by loan originations is CRANE, with 18 loans originated. Their average total fees are $1,683, which is $2,263 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Washington lenders (with over 10 loans originated) are CRANE ($1,683), First Federal Savings Bank ($2,226), German American Bank ($2,392), First Savings Bank ($2,619) and UNITED WHOLESALE MORTGAGE, LLC ($3,946).

    The lowest rate Washington lenders (with over 10 loans originated) are German American Bank (6.60%), First Federal Savings Bank (6.84%), CRANE (7.00%), First Savings Bank (7.19%) and UNITED WHOLESALE MORTGAGE, LLC (7.21%).

    Washington, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    German American Bank $17,405,000 $23,995,000 37.9% 34.0%
    CRANE $6,190,000 $4,530,000 -26.8% 6.4%
    UNITED WHOLESALE MORTGAGE, LLC $3,325,000 $4,020,000 20.9% 5.7%
    First Federal Savings Bank $7,595,000 $3,335,000 -56.1% 4.7%
    Old National Bank $4,230,000 $3,220,000 -23.9% 4.6%
    EVANSVILLE TEACHERS $6,535,000 $3,145,000 -51.9% 4.5%
    First Savings Bank $5,330,000 $3,035,000 -43.1% 4.3%
    PLAZA HOME MORTGAGE, INC. $3,615,000 $2,225,000 -38.5% 3.2%
    Farm Credit Mid-America, ACA $1,740,000 $2,220,000 27.6% 3.1%
    QUICKEN LOANS, LLC $2,540,000 $2,190,000 -13.8% 3.1%
    Mortgage Research Center, LLC $1,030,000 $1,675,000 62.6% 2.4%
    Equity Prime Mortgage LLC $1,190,000 $980,000 -17.6% 1.4%
    USAA Federal Savings Bank $165,000 $925,000 460.6% 1.3%
    MORTGAGE MASTERS OF INDIANA, INC. $1,600,000 $910,000 -43.1% 1.3%
    RUOFF MORTGAGE COMPANY, INC. $1,235,000 $655,000 -47.0% 0.9%
    Jackson County Bank $690,000 $640,000 -7.2% 0.9%
    FREEDOM MORTGAGE CORPORATION $470,000 $620,000 31.9% 0.9%
    Century Mortgage Company DBA Century Lending Company $605,000 n/a 0.9%
    STOCKTON MORTGAGE CORPORATION $605,000 n/a 0.9%
    LOANDEPOT.COM, LLC $1,185,000 $525,000 -55.7% 0.7%
    Horizon Bank $340,000 $520,000 52.9% 0.7%
    NAVY FEDERAL CREDIT UNION $915,000 $450,000 -50.8% 0.6%
    AMERISAVE MORTGAGE CORPORATION $245,000 $420,000 71.4% 0.6%
    CHURCHILL MORTGAGE CORPORATION $395,000 n/a 0.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $395,000 n/a 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $365,000 n/a 0.5%
    FIRST SOUTHERN BANK $325,000 n/a 0.5%
    Fifth Third Bank $240,000 $315,000 31.3% 0.4%
    Flanagan State Bank $300,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $270,000 $275,000 1.9% 0.4%
    First Financial Bank $1,535,000 $270,000 -82.4% 0.4%
    U.S. Bank $265,000 n/a 0.4%
    Heritage Federal Credit Union $495,000 $235,000 -52.5% 0.3%
    Notre Dame Federal Credit Union Corporation $235,000 n/a 0.3%
    1ST SIGNATURE LENDING, LLC $225,000 n/a 0.3%
    EMM LOANS LLC $225,000 n/a 0.3%
    GUILD MORTGAGE COMPANY $225,000 n/a 0.3%
    TRIAD FINANCIAL SERVICES, INC. $215,000 n/a 0.3%
    UNION HOME MORTGAGE CORP. $315,000 $205,000 -34.9% 0.3%
    TOP FLITE FINANCIAL, INC. $200,000 n/a 0.3%
    Barrington Bank & Trust Company, N.A. $165,000 $195,000 18.2% 0.3%
    Colonial Savings, F.A. $195,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $125,000 $195,000 56.0% 0.3%
    FORUM Credit Union $75,000 $185,000 146.7% 0.3%
    AMWEST FUNDING CORP. $175,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $355,000 $175,000 -50.7% 0.2%
    Prosperity Home Mortgage, LLC $175,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $175,000 n/a 0.2%
    GVC MORTGAGE, INC. $430,000 $165,000 -61.6% 0.2%
    Industrial Federal Credit Union $165,000 n/a 0.2%
    BEACON CREDIT UNION $155,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $155,000 n/a 0.2%
    Northwest Bank $160,000 $145,000 -9.4% 0.2%
    INDIANA UNIVERSITY CREDIT UNION $65,000 $135,000 107.7% 0.2%
    MOVEMENT MORTGAGE, LLC $130,000 n/a 0.2%
    JPMorgan Chase Bank $635,000 $125,000 -80.3% 0.2%
    Discover Bank $310,000 $115,000 -62.9% 0.2%
    Truist $105,000 n/a 0.1%
    First Financial Bank $1,535,000 $100,000 -93.5% 0.1%
    AMERICAN FINANCING CORPORATION $55,000 $95,000 72.7% 0.1%
    AMERICAN HERITAGE LENDING, INC. $95,000 n/a 0.1%
    PLANET HOME LENDING, LLC $105,000 $95,000 -9.5% 0.1%
    SUMMIT FUNDING, INC. $95,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $75,000 n/a 0.1%
    Figure Lending LLC $50,000 $70,000 40.0% 0.1%
    Regions Bank $160,000 $70,000 -56.3% 0.1%
    Wells Fargo Bank $505,000 $45,000 -91.1% 0.1%
    Park Lane Finance Solutions, LLC $25,000 n/a 0.0%
    Farmers and Mechanics Federal Savings Bank $105,000 $15,000 -85.7% 0.0%

    Washington's top lender by overall market share is German American Bank, with 34.0% market share. In second place, with 6.4%, is CRANE, having originated $4,530,000 in loans. In third place, with 5.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,020,000 in loans. In fourth place, with 4.7%, is First Federal Savings Bank, having originated $3,335,000 in loans. In fifth place, with 4.6%, is Old National Bank, having originated $3,220,000 in loans.

    Washington Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Washington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $139,450 (32.3%) $172,068 (32.2%) 0.00 72
    2018-02-01 $139,450 (36.5%) $170,614 (31.6%) 0.00 75
    2018-03-01 $144,900 (36.9%) $177,701 (30.5%) 0.00 74
    2018-04-01 $148,500 (41.6%) $172,929 (29.5%) 0.00 80
    2018-05-01 $149,900 (36.3%) $180,759 (37.5%) 0.00 80
    2018-06-01 $144,700 (25.4%) $174,201 (35.5%) 0.00 81
    2018-07-01 $142,650 (14.2%) $177,567 (24.4%) 0.00 77
    2018-08-01 $147,500 (21.1%) $185,360 (31.2%) 0.00 77
    2018-09-01 $150,800 (20.7%) $187,684 (29.0%) 0.00 78
    2018-10-01 $157,000 (22.2%) $179,773 (11.5%) 0.00 81
    2018-11-01 $161,150 (19.4%) $184,612 (10.1%) 0.00 75
    2018-12-01 $154,900 (11.4%) $193,839 (17.0%) 0.00 70
    2019-01-01 $149,225 (7.0%) $188,646 (9.6%) 0.00 69
    2019-02-01 $146,475 (5.0%) $186,899 (9.5%) 0.00 59
    2019-03-01 $155,257 (7.2%) $198,935 (12.0%) 0.00 53
    2019-04-01 $163,782 (10.3%) $205,876 (19.1%) 0.00 51
    2019-05-01 $142,475 (-5.0%) $183,565 (1.6%) 0.00 55
    2019-06-01 $145,000 (0.2%) $171,557 (-1.5%) 0.00 62
    2019-07-01 $148,900 (4.4%) $163,665 (-7.8%) 0.00 61
    2019-08-01 $144,223 (-2.2%) $164,431 (-11.3%) 0.00 60
    2019-09-01 $141,707 (-6.0%) $168,154 (-10.4%) 0.00 60
    2019-10-01 $139,625 (-11.1%) $174,562 (-2.9%) 0.00 62
    2019-11-01 $122,200 (-24.2%) $179,370 (-2.8%) 0.00 60
    2019-12-01 $129,900 (-16.1%) $181,404 (-6.4%) 0.00 56
    2020-01-01 $124,925 (-16.3%) $180,582 (-4.3%) 0.00 56
    2020-02-01 $129,450 (-11.6%) $185,626 (-0.7%) 0.00 52
    2020-03-01 $165,750 (6.8%) $224,736 (13.0%) 0.00 51
    2020-04-01 $179,900 (9.8%) $230,045 (11.7%) 0.00 49
    2020-05-01 $168,000 (17.9%) $223,731 (21.9%) 0.00 45
    2020-06-01 $157,475 (8.6%) $235,176 (37.1%) 0.00 39
    2020-07-01 $161,300 (8.3%) $256,598 (56.8%) 0.00 36
    2020-08-01 $162,500 (12.7%) $237,964 (44.7%) 0.00 43
    2020-09-01 $163,400 (15.3%) $220,762 (31.3%) 0.00 43
    2020-10-01 $179,900 (28.9%) $213,507 (22.3%) 0.00 51
    2020-11-01 $189,500 (55.1%) $216,047 (20.5%) 0.00 48
    2020-12-01 $168,650 (29.8%) $204,968 (13.0%) 0.00 42
    2021-01-01 $179,900 (44.0%) $206,685 (14.5%) 0.00 36
    2021-02-01 $168,725 (30.3%) $212,241 (14.3%) 0.00 37
    2021-03-01 $148,250 (-10.6%) $197,397 (-12.2%) 0.00 33
    2021-04-01 $143,575 (-20.2%) $200,452 (-12.9%) 0.00 23
    2021-05-01 $145,900 (-13.2%) $212,165 (-5.2%) 0.00 18
    2021-06-01 $179,900 (14.2%) $224,654 (-4.5%) 0.00 26
    2021-07-01 $183,700 (13.9%) $230,573 (-10.1%) 0.00 30
    2021-08-01 $169,900 (4.6%) $221,869 (-6.8%) 0.00 42
    2021-09-01 $163,700 (0.2%) $247,319 (12.0%) 0.00 41
    2021-10-01 $191,100 (6.2%) $260,153 (21.9%) 0.00 36
    2021-11-01 $198,825 (4.9%) $251,834 (16.6%) 0.00 41
    2021-12-01 $199,000 (18.0%) $249,145 (21.6%) 0.00 45
    2022-01-01 $174,900 (-2.8%) $240,815 (16.5%) 0.00 40
    2022-02-01 $167,450 (-0.8%) $208,926 (-1.6%) 0.00 33
    2022-03-01 $166,200 (12.1%) $222,321 (12.6%) 0.00 31
    2022-04-01 $184,900 (28.8%) $221,789 (10.6%) 0.00 34
    2022-05-01 $191,825 (31.5%) $237,978 (12.2%) 0.00 34
    2022-06-01 $169,900 (-5.6%) $213,482 (-5.0%) 0.00 38
    2022-07-01 $169,900 (-7.5%) $217,643 (-5.6%) 0.00 37
    2022-08-01 $181,000 (6.5%) $233,122 (5.1%) 0.00 37
    2022-09-01 $208,725 (27.5%) $247,746 (0.2%) 0.00 29
    2022-10-01 $239,900 (25.5%) $260,131 (0.0%) 0.00 34
    2022-11-01 $239,900 (20.7%) $247,653 (-1.7%) 0.00 36
    2022-12-01 $227,900 (14.5%) $246,109 (-1.2%) 0.00 35
    2023-01-01 $238,650 (36.5%) $269,823 (12.1%) 0.00 33
    2023-02-01 $239,900 (43.3%) $271,056 (29.7%) 0.00 31
    2023-03-01 $233,550 (40.5%) $266,734 (20.0%) 0.00 31
    2023-04-01 $229,000 (23.9%) $270,412 (21.9%) 0.00 32
    2023-05-01 $229,000 (19.4%) $255,692 (7.4%) 0.00 35
    2023-06-01 $227,875 (34.1%) $258,444 (21.1%) 0.00 38
    2023-07-01 $231,950 (36.5%) $256,363 (17.8%) 0.00 41
    2023-08-01 $232,400 (28.4%) $250,647 (7.5%) 0.00 39
    2023-09-01 $234,900 (12.5%) $256,796 (3.7%) 0.00 38
    2023-10-01 $222,650 (-7.2%) $237,903 (-8.6%) 0.00 44
    2023-11-01 $229,900 (-4.2%) $244,445 (-1.3%) 0.00 43
    2023-12-01 $227,450 (-0.2%) $238,782 (-3.0%) 0.00 45
    2024-01-01 $236,050 (-1.1%) $235,407 (-12.8%) 0.00 45
    2024-02-01 $242,400 (1.0%) $243,722 (-10.1%) 0.00 47
    2024-03-01 $244,900 (4.9%) $257,457 (-3.5%) 0.00 47
    Washington's median listing price for 2024-03-01 was $244,900, a difference of $11,350 (4.9%) versus the prior year and $2,500 versus the prior month.

    Washington's median listing price comes in at 0% of the national average.

    Washington's average listing price for 2024-03-01 was $257,457, a difference of $-9,277 (-3.5%) versus the prior year and $13,735 versus the prior month.

    For the 2024-03-01 period, Washington had 47 MLS listings, a difference of 0 listings (0%) versus the prior month and 16 listings (52%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Washington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,659 sqft
    2018-02-01 0 days 1,652 sqft
    2018-03-01 0 days 1,726 sqft
    2018-04-01 0 days 1,799 sqft
    2018-05-01 0 days 1,833 sqft
    2018-06-01 0 days 1,780 sqft
    2018-07-01 0 days 1,790 sqft
    2018-08-01 0 days 1,798 sqft
    2018-09-01 0 days 1,805 sqft
    2018-10-01 0 days 1,800 sqft
    2018-11-01 0 days 1,800 sqft
    2018-12-01 0 days 1,886 sqft
    2019-01-01 0 days 1,874 sqft
    2019-02-01 0 days 1,821 sqft
    2019-03-01 0 days 1,871 sqft
    2019-04-01 0 days 1,896 sqft
    2019-05-01 0 days 1,800 sqft
    2019-06-01 0 days 1,665 sqft
    2019-07-01 0 days 1,708 sqft
    2019-08-01 0 days 1,717 sqft
    2019-09-01 0 days 1,718 sqft
    2019-10-01 0 days 1,718 sqft
    2019-11-01 0 days 1,665 sqft
    2019-12-01 0 days 1,683 sqft
    2020-01-01 0 days 1,740 sqft
    2020-02-01 0 days 1,779 sqft
    2020-03-01 0 days 1,916 sqft
    2020-04-01 0 days 1,943 sqft
    2020-05-01 0 days 1,884 sqft
    2020-06-01 0 days 1,773 sqft
    2020-07-01 0 days 1,836 sqft
    2020-08-01 0 days 1,857 sqft
    2020-09-01 0 days 1,769 sqft
    2020-10-01 0 days 1,743 sqft
    2020-11-01 0 days 1,764 sqft
    2020-12-01 0 days 1,681 sqft
    2021-01-01 0 days 1,711 sqft
    2021-02-01 0 days 1,656 sqft
    2021-03-01 0 days 1,760 sqft
    2021-04-01 0 days 1,750 sqft
    2021-05-01 0 days 1,706 sqft
    2021-06-01 0 days 1,753 sqft
    2021-07-01 0 days 1,840 sqft
    2021-08-01 0 days 1,663 sqft
    2021-09-01 0 days 1,688 sqft
    2021-10-01 0 days 1,864 sqft
    2021-11-01 0 days 1,741 sqft
    2021-12-01 0 days 1,711 sqft
    2022-01-01 0 days 1,665 sqft
    2022-02-01 0 days 1,715 sqft
    2022-03-01 0 days 1,676 sqft
    2022-04-01 0 days 1,727 sqft
    2022-05-01 0 days 1,727 sqft
    2022-06-01 0 days 1,332 sqft
    2022-07-01 0 days 1,313 sqft
    2022-08-01 0 days 1,560 sqft
    2022-09-01 0 days 1,715 sqft
    2022-10-01 0 days 1,903 sqft
    2022-11-01 0 days 1,909 sqft
    2022-12-01 0 days 1,844 sqft
    2023-01-01 0 days 1,935 sqft
    2023-02-01 0 days 1,846 sqft
    2023-03-01 0 days 1,855 sqft
    2023-04-01 0 days 1,767 sqft
    2023-05-01 0 days 1,654 sqft
    2023-06-01 0 days 1,704 sqft
    2023-07-01 0 days 1,708 sqft
    2023-08-01 0 days 1,652 sqft
    2023-09-01 0 days 1,569 sqft
    2023-10-01 0 days 1,458 sqft
    2023-11-01 0 days 1,473 sqft
    2023-12-01 0 days 1,470 sqft
    2024-01-01 0 days 1,548 sqft
    2024-02-01 0 days 1,595 sqft
    2024-03-01 0 days 1,650 sqft
    Washington's median listing age (time on market) for 2024-03-01 was 0 days.

    Washington's median square footage for active listings during the 2024-03-01 period was 1,650 sqft. One year prior, the average listing was 1,855 sqft.

    Washington, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 199 $43,395,000 $218,065
    Refi 92 $11,700,000 $127,174
    Cash Out Refi 67 $8,155,000 $121,716
    Other 57 $3,985,000 $69,912
    Home Improvement 51 $3,265,000 $64,020

    Washington's most frequently cited loan purpose was Home Purchase, with 199 originations. The 2nd most popular reason was Refi, with 92 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 149 $31,795,000 $213,389
    7-8% 143 $20,645,000 $144,371
    <2.5% 71 $5,955,000 $83,873
    Over 8% 62 $6,370,000 $102,742
    5-6% 31 $4,605,000 $148,548
    3-4% 5 $405,000 $81,000
    4-5% 4 $400,000 $100,000

    During 2023, Washington's most frequently originated rate bucket was 6-7%, with 149 originations.

    Loan Sizing (Washington, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 200 $10,410,000 $52,050
    $100k-200k 162 $23,610,000 $145,741
    $200k-400k 97 $25,605,000 $263,969
    $400k-600k 4 $1,830,000 $457,500
    $600k-1000k 2 $1,450,000 $725,000
    $Over $1MM 1 $7,595,000 $7,595,000

    Washington's loan sizing saw the bucket of loans from $100,000 or less with 200 originations, totaling $10,410,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 131 $24,715,000 $188,664
    Under 20% 100 $5,340,000 $53,400
    20-40% 88 $8,280,000 $94,091
    60-80% 87 $22,735,000 $261,322
    40-60% 49 $6,895,000 $140,714
    Over 100% 9 $2,155,000 $239,444

    Washington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 131 originations, totaling $24,715,000 in origination value.