Landmark National Bank Mortgage Rates, Fees & Info

Manhattan, KS

LEI: 8AI385EP1ZJCMUOZ8022

Tax ID: 48-0319663

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Landmark National Bank is a smaller bank specializing in Home Purchase and Refi loans. Landmark National Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Topeka, Kansas City, Manhattan, Dodge City, and Lawrence among others. We have data for 46 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Landmark National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Landmark National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.70% 4/22/24
    30 Year Conventional Refi 6.59% 4/22/24
    30 Year Cash-out Refi 6.67% 4/22/24
    30 Year FHA Purchase 7.43% 4/22/24
    30 Year FHA Refi 6.27% 4/22/24
    30 Year VA Purchase 6.51% 4/22/24
    30 Year USDA Purchase 6.89% 4/22/24
    15 Year Conventional Purchase 6.25% 4/22/24
    15 Year Conventional Refi 6.12% 4/22/24
    15 Year Cash-out Refi 6.12% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Landmark National Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Landmark National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,106

    Origination Dollar Volume (All Markets)

    $400,330,000

    Employee count

    264 Show all (30) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    TOPEKA, KS (FHA|USDA|VA) 724 $122,930,000 $169,793 $2,603 2.96%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 335 $96,955,000 $289,418 $2,312 3.08%
    MANHATTAN, KS (FHA|USDA|VA) 254 $48,610,000 $191,378 $3,101 2.84%
    Dodge City, KS (FHA|USDA|VA) 204 $30,440,000 $149,216 $2,703 2.99%
    Outside of Metro Areas 202 $27,230,000 $134,802 $2,454 2.94%
    LAWRENCE, KS (FHA|USDA|VA) 111 $25,135,000 $226,441 $2,298 2.83%
    Great Bend, KS (FHA|USDA|VA) 114 $13,030,000 $114,298 $2,410 2.94%
    Garden City, KS (FHA|USDA|VA) 55 $10,345,000 $188,091 $3,148 2.71%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 9 $4,935,000 $548,333 $2,495 3.07%
    WICHITA, KS (FHA|USDA|VA) 12 $2,540,000 $211,667 $2,915 2.79%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $2,015,000 $403,000 $2,406 2.95%
    Ottawa, KS (FHA|USDA|VA) 12 $2,000,000 $166,667 $2,032 3.19%
    Pittsburg, KS (FHA|USDA|VA) 11 $1,625,000 $147,727 $2,399 2.93%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $1,270,000 $317,500 $4,582 3.25%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $1,195,000 $1,195,000 $0 4.09%
    Warrensburg, MO (FHA|USDA|VA) 3 $1,025,000 $341,667 $2,337 3.04%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $740,000 $370,000 $3,761 3.00%
    COLUMBIA, MO (FHA|USDA|VA) 6 $570,000 $95,000 $2,034 3.27%
    BOULDER, CO (FHA|USDA|VA) 1 $545,000 $545,000 $2,672 3.00%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $525,000 $525,000 $5,065 2.38%
    SPRINGFIELD, MO (FHA|USDA|VA) 3 $515,000 $171,667 $2,413 2.92%
    Sedalia, MO (FHA|USDA|VA) 4 $510,000 $127,500 $1,627 4.41%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $490,000 $245,000 $1,760 2.69%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $465,000 $465,000 $19,766 3.00%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $435,000 $435,000 $1,752 3.00%
    Hutchinson, KS (FHA|USDA|VA) 2 $380,000 $190,000 $1,898 2.81%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $380,000 $190,000 $3,522 3.00%
    TULSA, OK (FHA|USDA|VA) 1 $325,000 $325,000 $4,622 2.38%
    Hays, KS (FHA|USDA|VA) 2 $290,000 $145,000 $1,851 3.06%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $270,000 $135,000 $2,891 2.94%
    Bozeman, MT (FHA|USDA|VA) 1 $265,000 $265,000 $2,650 2.75%
    BURLINGTON, NC (FHA|USDA|VA) 1 $225,000 $225,000 $1,657 2.25%
    Enterprise, AL (FHA|USDA|VA) 1 $195,000 $195,000 $3,959 2.25%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $195,000 $195,000 $6,969 2.88%
    Sevierville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $3,774 4.88%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $195,000 $195,000 $4,137 2.88%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $185,000 $185,000 $3,227 2.75%
    Maryville, MO (FHA|USDA|VA) 2 $180,000 $90,000 $2,061 2.88%
    Emporia, KS (FHA|USDA|VA) 2 $180,000 $90,000 $1,784 2.94%
    Atchison, KS (FHA|USDA|VA) 2 $160,000 $80,000 $2,247 2.88%
    Ponca City, OK (FHA|USDA|VA) 1 $145,000 $145,000 $2,733 2.63%
    McPherson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $3,364 2.25%
    Parsons, KS (FHA|USDA|VA) 2 $120,000 $60,000 $1,947 2.56%
    JOPLIN, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,546 2.25%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $85,000 $85,000 $2,780 2.75%
    Winfield, KS (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.50%
    Landmark National Bank's top markets include Topeka, Kansas City, Manhattan, Dodge City, and Lawrence among others.

    Their top states include:
  • Kansas (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Landmark National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    The Farmers State Bank of Westmoreland
    Similarity Rank: 42
    CREDIT UNION OF AMERICA
    Similarity Rank: 68
    GOLDEN PLAINS
    Similarity Rank: 102
    KANSAS STATE UNIVERSITY Federal Credit Union
    Similarity Rank: 126
    Exchange Bank
    Similarity Rank: 216
    Azura Credit Union
    Similarity Rank: 308
    Bank of the Flint Hills
    Similarity Rank: 351
    MAINSTREET FEDERAL CREDIT UNION
    Similarity Rank: 576
    FRONTIER COMMUNITY CREDIT UNION
    Similarity Rank: 693
    CoreFirst Bank & Trust
    Similarity Rank: 858

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,650 $318,070,000 $192,770 $2,046 3.01%
    FHA 168 $28,710,000 $170,893 $5,118 2.85%
    VA 154 $34,710,000 $225,390 $4,636 2.60%
    USDA 134 $18,840,000 $140,597 $3,683 2.79%

    For 2021, Landmark National Bank's most frequently originated type of loan was Conventional, with 1,650 originations. Their 2nd most popular type was FHA, with 168 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,255 $241,595,000 $192,506 $3,011 3.04%
    Refi 522 $93,610,000 $179,330 $1,913 2.72%
    Cash Out Refi 292 $55,360,000 $189,589 $2,257 2.92%
    Other 21 $3,315,000 $157,857 $2,482 3.29%
    Home Improvement 16 $6,450,000 $403,125 $2,098 3.74%

    For 2021, Landmark National Bank's most frequently cited loan purpose was Home Purchase, with 1,255 originations. The 2nd most popular reason was Refi, with 522 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,446 $281,540,000 $194,703 $2,880 2.96%
    15 Year 428 $62,980,000 $147,150 $1,910 2.61%
    20 Year 149 $27,565,000 $185,000 $1,911 3.43%
    Other 33 $6,185,000 $187,424 $2,285 4.41%
    10 Year 30 $3,840,000 $128,000 $1,889 2.52%
    1 Year 10 $5,950,000 $595,000 $1,983 4.86%
    5 Year 10 $12,270,000 $1,227,000 $0 4.31%

    For 2021, Landmark National Bank's most frequently cited loan duration was 30 Year, with 1,446 originations. The 2nd most popular length was 15 Year, with 428 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,722 $311,930,000 $181,144
    $1k-2k 247 $45,705,000 $185,040
    $2k-3k 22 $5,810,000 $264,091
    $3k-4k 5 $1,515,000 $303,000
    $5k+ 3 $1,465,000 $488,333
    $4k-5k 2 $930,000 $465,000

    Landmark National Bank's average total fees were $2,880, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,722 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 973 $176,215,000 $181,105
    3-4% 511 $107,815,000 $210,988
    <2.5% 491 $88,995,000 $181,253
    4-5% 93 $23,185,000 $249,301
    5-6% 35 $3,975,000 $113,571
    6-7% 2 $140,000 $70,000
    7-8% 1 $5,000 $5,000

    During 2021, Landmark National Bank's average interest rate for loans was 2.96%, while their most frequently originated rate bucket for loans was 2.5-3%, with 973 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 909 $134,545,000 $148,014 $2,554 2.87%
    $200k-400k 641 $170,185,000 $265,499 $2,992 2.95%
    $100,000 or less 462 $33,080,000 $71,602 $2,061 3.12%
    $400k-600k 75 $35,855,000 $478,067 $3,088 2.94%
    $600k-1MM 11 $8,265,000 $751,364 $4,358 3.45%
    $1MM+ 8 $18,400,000 $2,300,000 $3,038 3.62%

    2021 saw Landmark National Bank place emphasis on $100k-200k loans with 909 originations, totaling $134,545,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 564 $91,890,000 $162,926 $2,715 2.85%
    $50k or less 507 $57,445,000 $113,304 $2,500 2.95%
    $75k-100k 367 $73,035,000 $199,005 $2,714 2.88%
    $100k-150k 346 $76,900,000 $222,254 $2,651 2.91%
    $150k-250k 149 $41,415,000 $277,953 $2,414 2.84%
    $250k+ 58 $21,910,000 $377,759 $2,438 3.01%

    Landmark National Bank lent most frequently to those with incomes in the $50k-75k range, with 564 originations. The second most popular income band? $50k or less, with 507 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 462 $77,320,000 $167,359 $2,363 2.81%
    30-36% 414 $74,950,000 $181,039 $2,618 2.84%
    <20% 191 $31,735,000 $166,152 $2,032 2.73%
    40% 84 $16,460,000 $195,952 $2,981 3.01%
    44% 83 $15,135,000 $182,349 $2,684 2.99%
    42% 78 $15,990,000 $205,000 $2,861 2.98%
    43% 77 $13,965,000 $181,364 $2,635 2.96%
    36% 70 $13,240,000 $189,143 $2,709 2.90%
    39% 69 $13,365,000 $193,696 $2,623 2.88%
    41% 69 $15,295,000 $221,667 $2,878 2.80%
    37% 63 $11,505,000 $182,619 $2,457 2.86%
    45% 58 $11,510,000 $198,448 $2,663 2.98%
    38% 58 $12,100,000 $208,621 $2,647 2.91%
    46% 43 $7,735,000 $179,884 $2,577 2.92%
    47% 42 $8,620,000 $205,238 $3,565 2.82%
    48% 38 $7,770,000 $204,474 $3,187 2.93%
    50-60% 37 $7,805,000 $210,946 $3,912 2.81%
    49% 35 $6,495,000 $185,571 $3,833 2.85%

    Landmark National Bank lent most frequently to those with DTI ratios of 20-30%, with 462 originations. The next most common DTI ratio? 30-36%, with 414 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,796 $327,230,000 $182,199 $2,572 2.88%
    Not applicable 71 $29,435,000 $414,577 $0 4.74%
    Not provided 155 $28,655,000 $184,871 $2,832 3.03%
    Asian 38 $7,800,000 $205,263 $3,104 2.90%
    Black 26 $4,520,000 $173,846 $3,521 2.83%
    American Indian 17 $2,145,000 $126,176 $2,215 3.13%
    Asian Indian 1 $245,000 $245,000 $5,771 3.50%
    Other Asian 1 $235,000 $235,000 $6,797 2.25%
    Native Hawaiian or Islander 1 $65,000 $65,000 $1,913 2.38%

    Approval Rates

    Total approvals of all applications
    95.19%

    Landmark National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    84.85%

    Landmark National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,106 $400,330,000 $190,090

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,106 $400,330,000 $190,090

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 69 $7,805,000 $113,116 $1,853 2.73%
    40-60% 243 $39,275,000 $161,626 $1,927 2.82%
    60-80% 706 $146,050,000 $206,870 $2,056 3.07%
    80-100% 1,018 $191,500,000 $188,114 $2,969 2.94%
    Over 100% 42 $10,200,000 $242,857 $7,946 2.67%
    Under 20% 5 $355,000 $71,000 $1,446 3.37%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Landmark Mortgage LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Landmark National Bank 100 West Amity Louisburg, KS 66053 Full Service B&M $26,520
    Landmark National Bank 100 West Spruce Dodge City, KS 67801 Full Service B&M $95,530
    Landmark National Bank 1007 N. Main Garden City, KS 67846 Full Service B&M $22,300
    Landmark National Bank 102 South Sixth Street Osage City, KS 66523 Full Service B&M $32,872
    Landmark National Bank 112 W 6th St Wellsville, KS 66092 Full Service B&M $35,230
    Landmark National Bank 1206 East Street Iola, KS 66749 Full Service B&M $128,675
    Landmark National Bank 1310 Baptiste Drive Paola, KS 66071 Full Service B&M $27,987
    Landmark National Bank 1623 Main Street Great Bend, KS 67530 Full Service B&M $52,394
    Landmark National Bank 1741 North Washington Street Auburn, KS 66402 Full Service B&M $25,240
    Landmark National Bank 200 Commercial Street Kincaid, KS 66039 Full Service B&M $13,113
    Landmark National Bank 200 South Main Street Fort Scott, KS 66701 Full Service B&M $108,087
    Landmark National Bank 208 South Washington Junction City, KS 66441 Full Service B&M $15,783
    Landmark National Bank 2300 North Broadway Pittsburg, KS 66762 Full Service B&M $16,345
    Landmark National Bank 23rd And South 69 Highway Fort Scott, KS 66701 Full Service B&M $17,897
    Landmark National Bank 2500 North 14th Street Dodge City, KS 67801 Full Service B&M $22,354
    Landmark National Bank 2710 Iowa Lawrence, KS 66046 Full Service B&M $18,770
    Landmark National Bank 3005 Anderson Avenue Manhattan, KS 66502 Full Service B&M $22,520
    Landmark National Bank 3500 West 75th Street, Suites 110a And 110b Prairie Village, KS 66208 Full Service B&M $34,189
    Landmark National Bank 402 Main Street Mound City, KS 66056 Full Service B&M $15,028
    Landmark National Bank 4621 W 6th Street Lawrence, KS 66049 Full Service B&M $21,558
    Landmark National Bank 5200 Broadway Great Bend, KS 67530 Full Service B&M $16,685
    Landmark National Bank 600 Main Street Osawatomie, KS 66064 Full Service B&M $20,623
    Landmark National Bank 6010 Sw 6th Street Topeka, KS 66615 Full Service B&M $29,010
    Landmark National Bank 623 N. Main Hoisington, KS 67544 Full Service B&M $15,890
    Landmark National Bank 6300 Sw 21st Street Topeka, KS 66615 Limited, Drive-thru $0
    Landmark National Bank 6th Street And Lincoln Wamego, KS 66547 Full Service B&M $12,781
    Landmark National Bank 701 Poyntz Avenue Manhattan, KS 66502 Full Service B&M $151,691
    Landmark National Bank 7900 Quivira Lenexa, KS 66210 Full Service B&M $23,816
    Landmark National Bank 808 North Main Street La Crosse, KS 67548 Full Service B&M $9,163
    Landmark National Bank 8101 West 135th Street Overland Park, KS 66223 Full Service B&M $50,827

    For 2021, Landmark National Bank had 30 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $39,910
    Net interest income $38,875
    Total noninterest income $20,418
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $3,656
    Trading account gains and fees $0
    Additional Noninterest Income $16,762
    Pre-tax net operating income $21,937
    Securities gains (or losses, -) $1,138
    Income before extraordinary items $18,199
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $18,199
    Minority interest net income $0
    Net income $18,199
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $17,299

    Landmark National Bank's gross interest income from loans was $39,910,000.
    Landmark National Bank's net interest income from loans was $38,875,000.
    Landmark National Bank's fee based income from loans was $3,656,000.
    Landmark National Bank's net income from loans was $18,199,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $1,035
    Provision for credit losses $500
    Total noninterest expense $36,856
    Salaries and employee benefits $20,157
    Premises and equipment expense $3,228
    Additional noninterest expense $13,471
    Applicable income taxes $4,876
    Net charge-offs $500
    Cash dividends $4,600

    Landmark National Bank's interest expense for loans was $1,035,000.
    Landmark National Bank's payroll and benefits expense were $20,157,000.
    Landmark National Bank's property, plant and equipment expenses $3,228,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 2.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 3.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,153,961
    Deposits held in domestic offices $1,153,961
    Deposits by Individuals, partnerships, and corporations $914,099
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $239,862
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $154,796
    Demand deposits $154,796
    Nontransaction accounts $999,165
    Money market deposit accounts (MMDAs) $736,162
    Other savings deposits (excluding MMDAs) $156,897
    Total time deposits $106,106
    Total time and savings deposits $999,165
    Noninterest-bearing deposits $350,005
    Interest-bearing deposits $803,956
    Retail deposits $1,131,831
    IRAs and Keogh plan accounts $16,650
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,325,979
    Cash & Balances due from depository institutions $193,929
    Interest-bearing balances $184,121
    Total securities $380,717
    Federal funds sold & reverse repurchase $0
    Net loans and leases $658,028
    Loan and leases loss allowance $8,775
    Trading account assets $0
    Bank premises and fixed assets $20,664
    Other real estate owned $2,551
    Goodwill and other intangibles $21,809
    All other assets $48,281

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,325,979
    Total Liabilities $1,172,847
    Total deposits $1,153,961
    Interest-bearing deposits $803,956
    Deposits held in domestic offices $1,153,961
    % insured (estimated) $67
    Federal funds purchased and repurchase agreements $7,403
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $11,483

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $658,028
    Loan and leases loss allowance $8,775
    Total loans and leases (domestic) $666,803
    All real estate loans $450,361
    Real estate loans in domestic offices $450,361
    Construction and development loans $27,636
    Residential 1-4 family construction $5,507
    Other construction, all land development and other land $22,129
    Loans secured by nonfarm nonresidential properties $165,918
    Nonfarm nonresidential secured by owner-occupied properties $128,480
    Commercial real estate & other non-farm, non-residential $37,438
    Multifamily residential real estate $32,554
    1-4 family residential loans $180,531
    Farmland loans $43,722
    Loans held in foreign offices $0
    Farm loans $50,544
    Commercial and industrial loans $150,759
    To non-U.S. addressees $0
    Loans to individuals $1,308
    Credit card loans $0
    Related Plans $59
    Consumer Auto Loans $584
    Other loans to individuals $665
    All other loans & leases $13,831
    Loans to foreign governments and official institutions $0
    Other loans $11,780
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,487
    Non 1-4 family restructured loans & leases $1,327
    Total loans and leases (foreign) $0

    Landmark National Bank had $658,028,000 of loans outstanding in 2021. $450,361,000 of loans were in real estate loans. $27,636,000 of loans were in development loans. $32,554,000 of loans were in multifamily mortgage loans. $180,531,000 of loans were in 1-4 family mortgage loans. $50,544,000 of loans were in farm loans. $0 of loans were in credit card loans. $584,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 298 $68,858 $231,067
    Nonfarm, nonresidential loans - <$100k 75 $2,365 $31,533
    Nonfarm, nonresidential loans - $100-250k 87 $11,017 $126,632
    Nonfarm, nonresidential loans - $250k-1MM 136 $55,476 $407,912
    Commercial & Industrial, US addressed loans - <$1MM 685 $64,926 $94,782
    Commercial & Industrial, US addressed loans - <$100k 419 $9,245 $22,064
    Commercial & Industrial, US addressed loans - $100-250k 108 $10,545 $97,639
    Commercial & Industrial, US addressed loans - $250k-1MM 158 $45,136 $285,671
    Farmland loans - <$1MM 246 $25,161 $102,280
    Farmland loans - <$100k 107 $4,310 $40,280
    Farmland loans - $100-250k 99 $9,055 $91,465
    Farmland loans - $250k-1MM 40 $11,796 $294,900
    Agriculture operations loans - <$1MM 454 $24,690 $54,383
    Agriculture operations loans - <$100k 341 $7,745 $22,713
    Agriculture operations loans - $100-250k 72 $7,201 $100,014
    Agriculture operations loans - $250k-1MM 41 $9,744 $237,659