Landmark National Bank Mortgage Rates, Fees & Info

Manhattan, KS

LEI: 8AI385EP1ZJCMUOZ8022

Tax ID: 48-0319663

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Landmark National Bank is a smaller bank specializing in Home Purchase and Refi loans. Landmark National Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Topeka, Kansas City, Manhattan, Dodge City, and Lawrence among others. We have data for 40 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Landmark National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Landmark National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.70% 12/16/24
    30 Year Conventional Refi 6.59% 12/16/24
    30 Year Cash-out Refi 6.67% 12/16/24
    30 Year FHA Purchase 7.43% 12/16/24
    30 Year FHA Refi 6.27% 12/16/24
    30 Year VA Purchase 6.51% 12/16/24
    30 Year USDA Purchase 6.89% 12/16/24
    15 Year Conventional Purchase 6.25% 12/16/24
    15 Year Conventional Refi 6.12% 12/16/24
    15 Year Cash-out Refi 6.12% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Landmark National Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Landmark National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,469

    Origination Dollar Volume (All Markets)

    $246,135,000

    Employee count

    283 Show all (24) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    TOPEKA, KS (FHA|USDA|VA) 511 $75,725,000 $148,190 $2,883 4.13%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 308 $74,680,000 $242,468 $2,621 4.26%
    MANHATTAN, KS (FHA|USDA|VA) 145 $25,145,000 $173,414 $2,342 4.07%
    Dodge City, KS (FHA|USDA|VA) 147 $18,705,000 $127,245 $2,654 4.17%
    Outside of Metro Areas 128 $14,690,000 $114,766 $2,257 4.25%
    LAWRENCE, KS (FHA|USDA|VA) 67 $13,705,000 $204,552 $2,145 4.13%
    Great Bend, KS (FHA|USDA|VA) 59 $6,825,000 $115,678 $2,202 4.44%
    Garden City, KS (FHA|USDA|VA) 35 $5,335,000 $152,429 $2,781 3.88%
    WICHITA, KS (FHA|USDA|VA) 11 $1,925,000 $175,000 $2,671 3.99%
    Pittsburg, KS (FHA|USDA|VA) 6 $700,000 $116,667 $3,088 4.10%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $655,000 $655,000 $5,473 3.88%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $525,000 $525,000 $7,823 3.75%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $515,000 $171,667 $2,336 4.71%
    Hays, KS (FHA|USDA|VA) 2 $510,000 $255,000 $1,681 3.75%
    COLUMBIA, MO (FHA|USDA|VA) 5 $465,000 $93,000 $2,051 4.13%
    GREELEY, CO (FHA|USDA|VA) 1 $445,000 $445,000 $2,540 4.13%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 6 $440,000 $73,333 $2,708 4.26%
    Maryville, MO (FHA|USDA|VA) 5 $425,000 $85,000 $2,697 4.18%
    Emporia, KS (FHA|USDA|VA) 3 $405,000 $135,000 $3,488 4.00%
    Salina, KS (FHA|USDA|VA) 3 $405,000 $135,000 $3,630 3.88%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $385,000 $385,000 $8,915 3.88%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,355 4.44%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $335,000 $335,000 $2,024 4.38%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $325,000 $325,000 $3,761 4.63%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $325,000 $325,000 $2,777 4.63%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $285,000 $285,000 $1,935 3.25%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $285,000 $285,000 $5,156 3.63%
    POCATELLO, ID (FHA|USDA|VA) 1 $285,000 $285,000 $2,480 4.25%
    Ottawa, KS (FHA|USDA|VA) 2 $220,000 $110,000 $3,536 4.44%
    GREEN BAY, WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,965 4.00%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,616 4.25%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $115,000 $115,000 $2,822 4.25%
    McPherson, KS (FHA|USDA|VA) 1 $105,000 $105,000 $1,320 4.13%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,517 3.88%
    Ponca City, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,210 4.25%
    Warrensburg, MO (FHA|USDA|VA) 1 $105,000 $105,000 $3,647 4.38%
    SPRINGFIELD, MO (FHA|USDA|VA) 1 $95,000 $95,000 $1,741 4.50%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,500 4.25%
    Branson, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,243 3.88%
    Winfield, KS (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.25%
    Landmark National Bank's top markets include Topeka, Kansas City, Manhattan, Dodge City, and Lawrence among others.

    Their top states include:
  • Kansas (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Landmark National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    The Farmers State Bank of Westmoreland
    Similarity Rank: 25
    KANSAS STATE UNIVERSITY Federal Credit Union
    Similarity Rank: 30
    Bank of the Flint Hills
    Similarity Rank: 72
    CREDIT UNION OF AMERICA
    Similarity Rank: 72
    CoreFirst Bank & Trust
    Similarity Rank: 77
    GOLDEN PLAINS
    Similarity Rank: 112
    LYNDON STATE BANK
    Similarity Rank: 115
    Citizens Savings and Loan Association, FSB
    Similarity Rank: 141
    MAINSTREET FEDERAL CREDIT UNION
    Similarity Rank: 160
    Azura Credit Union
    Similarity Rank: 210

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,049 $185,275,000 $176,621 $2,096 4.27%
    FHA 178 $23,980,000 $134,719 $4,393 4.01%
    USDA 124 $13,880,000 $111,935 $3,014 4.01%
    VA 118 $23,000,000 $194,915 $3,932 3.75%

    For 2019, Landmark National Bank's most frequently originated type of loan was Conventional, with 1,049 originations. Their 2nd most popular type was FHA, with 178 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,112 $177,880,000 $159,964 $2,815 4.19%
    Refi 272 $55,300,000 $203,309 $2,052 4.00%
    Cash Out Refi 68 $10,660,000 $156,765 $2,255 4.49%
    Other 11 $1,215,000 $110,455 $1,537 4.53%
    Home Improvement 6 $1,080,000 $180,000 $1,818 4.71%

    For 2019, Landmark National Bank's most frequently cited loan purpose was Home Purchase, with 1,112 originations. The 2nd most popular reason was Refi, with 272 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,150 $193,840,000 $168,557 $2,782 4.11%
    15 Year 184 $26,080,000 $141,739 $1,841 3.94%
    20 Year 82 $16,410,000 $200,122 $2,058 4.86%
    Other 25 $6,365,000 $254,600 $2,215 5.42%
    10 Year 11 $1,035,000 $94,091 $1,691 4.62%
    1 Year 9 $1,695,000 $188,333 $0 5.85%
    5 Year 7 $655,000 $93,571 $366 5.93%
    30+ year 1 $55,000 $55,000 $0 4.75%

    For 2019, Landmark National Bank's most frequently cited loan duration was 30 Year, with 1,150 originations. The 2nd most popular length was 15 Year, with 184 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,241 $203,345,000 $163,856
    $1k-2k 98 $15,500,000 $158,163
    $2k-3k 19 $3,485,000 $183,421
    $5k+ 3 $1,135,000 $378,333
    $3k-4k 1 $305,000 $305,000

    Landmark National Bank's average total fees were $2,782, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,241 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 757 $133,505,000 $176,361
    4-5% 565 $89,245,000 $157,956
    5-6% 129 $21,875,000 $169,574
    6-7% 17 $1,305,000 $76,765
    2.5-3% 1 $205,000 $205,000

    During 2019, Landmark National Bank's average interest rate for loans was 4.11%, while their most frequently originated rate bucket for loans was 3-4%, with 757 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 667 $95,145,000 $142,646 $2,709 4.11%
    $100,000 or less 411 $28,365,000 $69,015 $2,172 4.39%
    $200k-400k 337 $89,115,000 $264,436 $3,028 4.04%
    $400k-600k 42 $19,970,000 $475,476 $2,624 3.97%
    $600k-1MM 7 $4,905,000 $700,714 $2,818 4.14%
    $1MM+ 5 $8,635,000 $1,727,000 $2,133 4.94%

    2019 saw Landmark National Bank place emphasis on $100k-200k loans with 667 originations, totaling $95,145,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 402 $40,030,000 $99,577 $2,604 4.15%
    $50k-75k 352 $47,580,000 $135,170 $2,813 4.08%
    $100k-150k 235 $51,455,000 $218,957 $2,706 4.10%
    $75k-100k 230 $40,530,000 $176,217 $2,643 4.03%
    $150k-250k 116 $31,490,000 $271,466 $2,388 4.10%
    $250k+ 46 $13,660,000 $296,957 $2,075 4.12%

    Landmark National Bank lent most frequently to those with incomes in the $50k or less range, with 402 originations. The second most popular income band? $50k-75k, with 352 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 312 $50,030,000 $160,353 $2,467 4.00%
    30-36% 305 $51,325,000 $168,279 $2,562 4.09%
    <20% 121 $19,445,000 $160,702 $2,107 3.96%
    40% 57 $10,045,000 $176,228 $2,804 4.07%
    41% 52 $8,270,000 $159,038 $2,407 4.07%
    39% 50 $8,830,000 $176,600 $2,319 4.16%
    36% 48 $7,580,000 $157,917 $2,613 4.21%
    45% 48 $9,150,000 $190,625 $3,128 4.08%
    43% 48 $6,840,000 $142,500 $2,980 4.19%
    38% 47 $6,775,000 $144,149 $2,773 4.17%
    44% 46 $7,320,000 $159,130 $2,722 4.06%
    42% 43 $7,245,000 $168,488 $3,173 4.15%
    37% 43 $7,245,000 $168,488 $2,768 4.09%
    46% 38 $5,730,000 $150,789 $3,099 4.01%
    48% 28 $5,060,000 $180,714 $2,989 4.06%
    50-60% 28 $4,500,000 $160,714 $4,042 3.73%
    47% 23 $3,385,000 $147,174 $2,991 4.07%
    49% 16 $3,220,000 $201,250 $3,479 3.91%

    Landmark National Bank lent most frequently to those with DTI ratios of 20-30%, with 312 originations. The next most common DTI ratio? 30-36%, with 305 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,300 $206,650,000 $158,962 $2,620 4.12%
    Not applicable 64 $18,270,000 $285,469 $0 5.58%
    Not provided 41 $9,785,000 $238,659 $2,876 3.88%
    Asian 24 $5,440,000 $226,667 $2,450 4.01%
    Black 31 $4,515,000 $145,645 $3,158 4.17%
    American Indian 8 $1,330,000 $166,250 $2,774 4.05%
    Native Hawaiian or Islander 1 $145,000 $145,000 $4,292 4.50%

    Approval Rates

    Total approvals of all applications
    95.07%

    Landmark National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    84.82%

    Landmark National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,469 $246,135,000 $167,553

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 26 $13,570,000 $521,923
    Single Family (1-4 Units):Manufactured 6 $600,000 $100,000
    Single Family (1-4 Units):Site-Built 1,437 $231,965,000 $161,423

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 27 $4,455,000 $165,000 $1,695 4.31%
    40-60% 94 $15,500,000 $164,894 $1,774 4.11%
    60-80% 400 $68,180,000 $170,450 $1,968 4.36%
    80-100% 911 $151,715,000 $166,537 $2,905 4.10%
    Over 100% 27 $5,605,000 $207,593 $6,022 3.79%
    Under 20% 8 $420,000 $52,500 $1,282 4.19%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Lendmark Financial Services Other type of mortgage Improper use of your report 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Landmark National Bank 100 West Amity Louisburg, KS 66053 Full Service B&M $17,466
    Landmark National Bank 100 West Spruce Dodge City, KS 67801 Full Service B&M $74,427
    Landmark National Bank 1007 N. Main Garden City, KS 67846 Full Service B&M $15,157
    Landmark National Bank 102 South Sixth Street Osage City, KS 66523 Full Service B&M $26,580
    Landmark National Bank 112 W 6th St Wellsville, KS 66092 Full Service B&M $31,872
    Landmark National Bank 1206 East Street Iola, KS 66749 Full Service B&M $74,980
    Landmark National Bank 5200 Broadway Great Bend, KS 67530 Full Service B&M $14,614
    Landmark National Bank 1310 Baptiste Drive Paola, KS 66071 Full Service B&M $23,080
    Landmark National Bank 1623 Main Street Great Bend, KS 67530 Full Service B&M $46,550
    Landmark National Bank 1741 North Washington Street Auburn, KS 66402 Full Service B&M $19,407
    Landmark National Bank 200 Commercial Street Kincaid, KS 66039 Full Service B&M $10,690
    Landmark National Bank 200 South Main Street Fort Scott, KS 66701 Full Service B&M $86,039
    Landmark National Bank 208 South Washington Junction City, KS 66441 Full Service B&M $11,072
    Landmark National Bank 2300 North Broadway Pittsburg, KS 66762 Full Service B&M $18,675
    Landmark National Bank 23rd And South 69 Highway Fort Scott, KS 66701 Limited, Drive-thru $13,614
    Landmark National Bank 2500 North 14th Street Dodge City, KS 67801 Full Service B&M $14,243
    Landmark National Bank 2710 Iowa Lawrence, KS 66046 Full Service B&M $11,259
    Landmark National Bank 3005 Anderson Avenue Manhattan, KS 66502 Full Service B&M $16,576
    Landmark National Bank 402 Main Street Mound City, KS 66056 Full Service B&M $11,163
    Landmark National Bank 4621 W 6th Street Lawrence, KS 66049 Full Service B&M $13,944
    Landmark National Bank 600 Main Street Osawatomie, KS 66064 Full Service B&M $16,249
    Landmark National Bank 6010 Sw 6th Street Topeka, KS 66615 Full Service B&M $19,458
    Landmark National Bank 623 N. Main Hoisington, KS 67544 Full Service B&M $12,895
    Landmark National Bank 6300 Sw 21st Street Topeka, KS 66615 Limited, Drive-thru $0
    Landmark National Bank 6th Street And Lincoln Wamego, KS 66547 Full Service B&M $9,884
    Landmark National Bank 701 Poyntz Avenue Manhattan, KS 66502 Full Service B&M $178,146
    Landmark National Bank 7900 Quivira Lenexa, KS 66210 Full Service B&M $13,928
    Landmark National Bank 808 North Main Street La Crosse, KS 67548 Full Service B&M $9,455
    Landmark National Bank 8101 West 135th Street Overland Park, KS 66223 Full Service B&M $21,494

    For 2019, Landmark National Bank had 29 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $37,165
    Net interest income $31,377
    Total noninterest income $15,204
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $4,176
    Trading account gains and fees $0
    Additional Noninterest Income $11,028
    Pre-tax net operating income $13,181
    Securities gains (or losses, -) $-177
    Income before extraordinary items $11,301
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $11,301
    Minority interest net income $0
    Net income $11,301
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $11,454

    Landmark National Bank's gross interest income from loans was $37,165,000.
    Landmark National Bank's net interest income from loans was $31,377,000.
    Landmark National Bank's fee based income from loans was $4,176,000.
    Landmark National Bank's net income from loans was $11,301,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $5,788
    Provision for credit losses $1,400
    Total noninterest expense $32,000
    Salaries and employee benefits $17,792
    Premises and equipment expense $3,852
    Additional noninterest expense $10,356
    Applicable income taxes $1,703
    Net charge-offs $698
    Cash dividends $4,500

    Landmark National Bank's interest expense for loans was $5,788,000.
    Landmark National Bank's payroll and benefits expense were $17,792,000.
    Landmark National Bank's property, plant and equipment expenses $3,852,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 3.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $838,561
    Deposits held in domestic offices $838,561
    Deposits by Individuals, partnerships, and corporations $639,076
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $199,485
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $80,042
    Demand deposits $80,042
    Nontransaction accounts $758,519
    Money market deposit accounts (MMDAs) $510,729
    Other savings deposits (excluding MMDAs) $100,728
    Total time deposits $147,063
    Total time and savings deposits $758,519
    Noninterest-bearing deposits $182,717
    Interest-bearing deposits $655,844
    Retail deposits $764,510
    IRAs and Keogh plan accounts $19,603
    Brokered deposits $32,791
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $995,323
    Cash & Balances due from depository institutions $13,702
    Interest-bearing balances $1,147
    Total securities $360,794
    Federal funds sold & reverse repurchase $0
    Net loans and leases $540,677
    Loan and leases loss allowance $6,467
    Trading account assets $0
    Bank premises and fixed assets $20,844
    Other real estate owned $290
    Goodwill and other intangibles $20,361
    All other assets $38,655

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $995,323
    Total Liabilities $868,145
    Total deposits $838,561
    Interest-bearing deposits $655,844
    Deposits held in domestic offices $838,561
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $17,548
    Trading liabilities $0
    Other borrowed funds $3,000
    Subordinated debt $0
    All other liabilities $9,036

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $540,677
    Loan and leases loss allowance $6,467
    Total loans and leases (domestic) $547,144
    All real estate loans $373,961
    Real estate loans in domestic offices $373,961
    Construction and development loans $22,455
    Residential 1-4 family construction $4,408
    Other construction, all land development and other land $18,047
    Loans secured by nonfarm nonresidential properties $113,174
    Nonfarm nonresidential secured by owner-occupied properties $81,154
    Commercial real estate & other non-farm, non-residential $32,020
    Multifamily residential real estate $20,327
    1-4 family residential loans $169,323
    Farmland loans $48,682
    Loans held in foreign offices $0
    Farm loans $49,876
    Commercial and industrial loans $110,837
    To non-U.S. addressees $0
    Loans to individuals $1,746
    Credit card loans $0
    Related Plans $97
    Consumer Auto Loans $723
    Other loans to individuals $926
    All other loans & leases $10,724
    Loans to foreign governments and official institutions $0
    Other loans $8,068
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,134
    Non 1-4 family restructured loans & leases $2,966
    Total loans and leases (foreign) $0

    Landmark National Bank had $540,677,000 of loans outstanding in 2019. $373,961,000 of loans were in real estate loans. $22,455,000 of loans were in development loans. $20,327,000 of loans were in multifamily mortgage loans. $169,323,000 of loans were in 1-4 family mortgage loans. $49,876,000 of loans were in farm loans. $0 of loans were in credit card loans. $723,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 284 $49,535 $174,419
    Nonfarm, nonresidential loans - <$100k 101 $3,346 $33,129
    Nonfarm, nonresidential loans - $100-250k 82 $10,440 $127,317
    Nonfarm, nonresidential loans - $250k-1MM 101 $35,749 $353,950
    Commercial & Industrial, US addressed loans - <$1MM 577 $52,910 $91,698
    Commercial & Industrial, US addressed loans - <$100k 343 $7,883 $22,983
    Commercial & Industrial, US addressed loans - $100-250k 117 $12,602 $107,709
    Commercial & Industrial, US addressed loans - $250k-1MM 117 $32,425 $277,137
    Farmland loans - <$1MM 287 $30,679 $106,895
    Farmland loans - <$100k 135 $5,230 $38,741
    Farmland loans - $100-250k 111 $12,950 $116,667
    Farmland loans - $250k-1MM 41 $12,499 $304,854
    Agriculture operations loans - <$1MM 492 $24,909 $50,628
    Agriculture operations loans - <$100k 387 $9,738 $25,163
    Agriculture operations loans - $100-250k 73 $7,150 $97,945
    Agriculture operations loans - $250k-1MM 32 $8,021 $250,656