Landmark National Bank Mortgage Rates, Fees & Info

Manhattan, KS

LEI: 8AI385EP1ZJCMUOZ8022

Tax ID: 48-0319663

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Mortgage Data

Bank Data

Review & Overview

Landmark National Bank is a smaller bank specializing in Home Purchase and Refi loans. Landmark National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Topeka, Kansas City, Manhattan, Dodge City, and Lawrence among others. We have data for 59 markets. (Some data included below & more in-depth data is available with an active subscription.)

Landmark National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Landmark National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.70% 12/16/24
30 Year Conventional Refi 6.59% 12/16/24
30 Year Cash-out Refi 6.67% 12/16/24
30 Year FHA Purchase 7.43% 12/16/24
30 Year FHA Refi 6.27% 12/16/24
30 Year VA Purchase 6.51% 12/16/24
30 Year USDA Purchase 6.89% 12/16/24
15 Year Conventional Purchase 6.25% 12/16/24
15 Year Conventional Refi 6.12% 12/16/24
15 Year Cash-out Refi 6.12% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Landmark National Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Landmark National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,502

Origination Dollar Volume (All Markets)

$474,830,000

Employee count

282 Show all (38) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
TOPEKA, KS (FHA|USDA|VA) 833 $137,775,000 $165,396 $2,483 3.04%
KANSAS CITY, MO-KS (FHA|USDA|VA) 547 $134,235,000 $245,402 $2,033 3.06%
MANHATTAN, KS (FHA|USDA|VA) 309 $63,505,000 $205,518 $2,307 2.89%
Dodge City, KS (FHA|USDA|VA) 200 $35,040,000 $175,200 $2,680 3.06%
LAWRENCE, KS (FHA|USDA|VA) 142 $30,740,000 $216,479 $2,037 3.03%
Outside of Metro Areas 197 $27,435,000 $139,264 $2,321 3.03%
Garden City, KS (FHA|USDA|VA) 69 $12,435,000 $180,217 $2,818 2.85%
Great Bend, KS (FHA|USDA|VA) 78 $8,520,000 $109,231 $2,331 3.06%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $2,555,000 $511,000 $1,943 2.75%
COLUMBIA, MO (FHA|USDA|VA) 14 $2,010,000 $143,571 $2,076 3.12%
Pittsburg, KS (FHA|USDA|VA) 12 $1,620,000 $135,000 $2,534 3.10%
WICHITA, KS (FHA|USDA|VA) 7 $1,535,000 $219,286 $1,936 2.64%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5 $1,305,000 $261,000 $2,512 2.73%
Ottawa, KS (FHA|USDA|VA) 9 $1,275,000 $141,667 $2,115 3.15%
Maryville, MO (FHA|USDA|VA) 8 $940,000 $117,500 $2,245 3.11%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $750,000 $187,500 $2,018 2.84%
FORT COLLINS, CO (FHA|USDA|VA) 2 $730,000 $365,000 $2,431 3.06%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $615,000 $123,000 $2,517 2.73%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $580,000 $96,667 $2,197 3.58%
GREEN BAY, WI (FHA|USDA|VA) 3 $565,000 $188,333 $2,038 3.08%
Salina, KS (FHA|USDA|VA) 3 $545,000 $181,667 $3,139 2.92%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $525,000 $525,000 $5,052 3.25%
LINCOLN, NE (FHA|USDA|VA) 1 $515,000 $515,000 $2,435 2.38%
Glenwood Springs, CO (FHA|USDA|VA) 1 $495,000 $495,000 $3,002 3.00%
MOBILE, AL (FHA|USDA|VA) 1 $465,000 $465,000 $7,181 2.88%
JOPLIN, MO (FHA|USDA|VA) 2 $460,000 $230,000 $2,360 2.81%
GREELEY, CO (FHA|USDA|VA) 1 $435,000 $435,000 $2,120 2.88%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $410,000 $205,000 $2,643 3.19%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $405,000 $405,000 $2,109 2.88%
PROVO-OREM, UT (FHA|USDA|VA) 1 $405,000 $405,000 $2,566 2.50%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $395,000 $395,000 $1,992 2.75%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $375,000 $375,000 $3,613 3.38%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $350,000 $175,000 $2,489 3.00%
Sedalia, MO (FHA|USDA|VA) 2 $340,000 $170,000 $1,834 3.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $335,000 $335,000 $2,881 2.50%
Spearfish, SD (FHA|USDA|VA) 1 $315,000 $315,000 $3,377 3.63%
TUCSON, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $1,687 2.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $275,000 $275,000 $2,065 2.50%
Kalispell, MT (FHA|USDA|VA) 1 $265,000 $265,000 $2,062 3.38%
Hutchinson, KS (FHA|USDA|VA) 2 $240,000 $120,000 $2,785 3.81%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $225,000 $225,000 $2,135 3.38%
Branson, MO (FHA|USDA|VA) 2 $220,000 $110,000 $3,281 2.75%
Warrensburg, MO (FHA|USDA|VA) 1 $205,000 $205,000 $1,937 3.13%
Liberal, KS (FHA|USDA|VA) 1 $205,000 $205,000 $1,758 2.63%
Payson, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $1,750 3.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $185,000 $185,000 $2,895 2.25%
West Plains, MO (FHA|USDA|VA) 1 $175,000 $175,000 $2,442 2.75%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,912 3.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $165,000 $165,000 $2,765 3.25%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,172 3.63%
Waycross, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,268 2.38%
Atchison, KS (FHA|USDA|VA) 1 $145,000 $145,000 $1,755 2.50%
OWENSBORO, KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,940 2.50%
Mexico, MO (FHA|USDA|VA) 1 $95,000 $95,000 $1,705 3.50%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,047 2.88%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $95,000 $95,000 $3,050 3.00%
Parsons, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,786 3.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $75,000 $75,000 $2,269 3.63%
Coffeyville, KS (FHA|USDA|VA) 1 $75,000 $75,000 $1,850 2.50%
Landmark National Bank's top markets include Topeka, Kansas City, Manhattan, Dodge City, and Lawrence among others.

Their top states include:
  • Kansas (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Landmark National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    GOLDEN PLAINS
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    FRONTIER COMMUNITY CREDIT UNION
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    MAINSTREET FEDERAL CREDIT UNION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,083 $405,605,000 $194,722 $1,954 3.05%
    FHA 154 $22,670,000 $147,208 $4,896 2.97%
    VA 149 $32,175,000 $215,940 $3,883 2.73%
    USDA 116 $14,380,000 $123,966 $3,593 2.88%

    For 2020, Landmark National Bank's most frequently originated type of loan was Conventional, with 2,083 originations. Their 2nd most popular type was FHA, with 154 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,266 $232,700,000 $183,807 $2,784 3.08%
    Refi 908 $178,590,000 $196,685 $1,814 2.91%
    Cash Out Refi 312 $60,260,000 $193,141 $2,113 3.04%
    Home Improvement 9 $1,785,000 $198,333 $2,088 3.65%
    Other 7 $1,495,000 $213,571 $2,201 2.98%

    For 2020, Landmark National Bank's most frequently cited loan purpose was Home Purchase, with 1,266 originations. The 2nd most popular reason was Refi, with 908 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,677 $321,655,000 $191,804 $2,567 3.03%
    15 Year 564 $92,770,000 $164,486 $1,816 2.79%
    20 Year 178 $36,970,000 $207,697 $1,829 3.34%
    Other 46 $13,750,000 $298,913 $1,992 3.67%
    10 Year 27 $2,905,000 $107,593 $1,701 3.00%
    1 Year 6 $530,000 $88,333 $0 5.27%
    5 Year 3 $115,000 $38,333 $625 5.67%
    3 Year 1 $6,135,000 $6,135,000 $0 4.00%

    For 2020, Landmark National Bank's most frequently cited loan duration was 30 Year, with 1,677 originations. The 2nd most popular length was 15 Year, with 564 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,167 $400,985,000 $185,042
    $1k-2k 222 $40,890,000 $184,189
    $2k-3k 23 $5,145,000 $223,696
    $3k-4k 4 $900,000 $225,000
    $5k+ 1 $315,000 $315,000

    Landmark National Bank's average total fees were $2,567, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,167 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,086 $208,820,000 $192,284
    3-4% 799 $152,325,000 $190,645
    <2.5% 489 $88,515,000 $181,012
    4-5% 82 $17,420,000 $212,439
    5-6% 44 $7,580,000 $172,273
    6-7% 2 $170,000 $85,000

    During 2020, Landmark National Bank's average interest rate for loans was 3.03%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,086 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,151 $170,835,000 $148,423 $2,313 2.94%
    $200k-400k 739 $195,505,000 $264,553 $2,530 2.94%
    $100,000 or less 488 $34,470,000 $70,635 $2,079 3.30%
    $400k-600k 104 $48,060,000 $462,115 $2,357 2.99%
    $600k-1MM 12 $8,650,000 $720,833 $2,317 3.18%
    $1MM+ 8 $17,310,000 $2,163,750 $0 4.55%

    2020 saw Landmark National Bank place emphasis on $100k-200k loans with 1,151 originations, totaling $170,835,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 567 $87,455,000 $154,242 $2,546 2.97%
    $50k or less 513 $55,945,000 $109,055 $2,427 3.04%
    $100k-150k 508 $112,200,000 $220,866 $2,219 2.97%
    $75k-100k 466 $87,090,000 $186,888 $2,353 2.95%
    $150k-250k 257 $69,975,000 $272,276 $2,002 2.95%
    $250k+ 66 $24,480,000 $370,909 $2,126 2.92%

    Landmark National Bank lent most frequently to those with incomes in the $50k-75k range, with 567 originations. The second most popular income band? $50k or less, with 513 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 669 $122,935,000 $183,759 $2,204 2.96%
    30-36% 460 $82,130,000 $178,543 $2,313 2.96%
    <20% 309 $54,485,000 $176,327 $1,858 2.81%
    44% 93 $18,245,000 $196,183 $2,414 3.11%
    40% 83 $17,205,000 $207,289 $2,351 3.00%
    43% 81 $15,045,000 $185,741 $2,521 3.06%
    37% 77 $16,045,000 $208,377 $2,437 3.02%
    39% 76 $14,870,000 $195,658 $2,434 3.06%
    42% 75 $14,155,000 $188,733 $2,853 2.99%
    36% 74 $13,180,000 $178,108 $2,359 2.90%
    41% 70 $12,350,000 $176,429 $2,519 2.99%
    38% 67 $12,095,000 $180,522 $2,892 2.90%
    45% 50 $8,720,000 $174,400 $2,576 2.97%
    48% 47 $9,445,000 $200,957 $3,076 2.92%
    46% 41 $7,375,000 $179,878 $2,482 2.97%
    47% 37 $7,625,000 $206,081 $2,875 2.95%
    50-60% 35 $6,835,000 $195,286 $3,727 3.08%
    49% 30 $6,190,000 $206,333 $2,487 2.82%
    >60% 2 $600,000 $300,000 $1,555 2.63%

    Landmark National Bank lent most frequently to those with DTI ratios of 20-30%, with 669 originations. The next most common DTI ratio? 30-36%, with 460 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,239 $410,595,000 $183,383 $2,346 2.96%
    Not applicable 44 $21,620,000 $491,364 $0 4.98%
    Not provided 108 $20,270,000 $187,685 $2,119 3.29%
    Asian 38 $8,520,000 $224,211 $2,052 3.09%
    Black 42 $7,230,000 $172,143 $2,716 3.00%
    American Indian 18 $3,390,000 $188,333 $2,612 2.88%
    Asian Indian 10 $2,630,000 $263,000 $1,647 3.59%
    Other Asian 2 $460,000 $230,000 $1,598 2.63%
    Native Hawaiian or Islander 1 $115,000 $115,000 $1,483 3.63%

    Approval Rates

    Total approvals of all applications
    96.07%

    Landmark National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    83.65%

    Landmark National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,502 $474,830,000 $189,780

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 15 $20,475,000 $1,365,000
    Single Family (1-4 Units):Manufactured 15 $1,615,000 $107,667
    Single Family (1-4 Units):Site-Built 2,472 $452,740,000 $183,147

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 63 $8,035,000 $127,540 $1,767 3.14%
    40-60% 305 $53,215,000 $174,475 $1,805 2.89%
    60-80% 896 $187,110,000 $208,828 $1,865 3.04%
    80-100% 1,171 $211,775,000 $180,850 $2,741 3.03%
    Over 100% 29 $7,065,000 $243,621 $7,506 2.94%
    Under 20% 7 $405,000 $57,857 $1,185 3.94%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    LAND HOME FINANCIAL SERVICES Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 11.1%
    LAND HOME FINANCIAL SERVICES Conventional home mortgage Closing on a mortgage 1 5.6%
    LAND HOME FINANCIAL SERVICES Conventional home mortgage Incorrect information on your report 1 5.6%
    LAND HOME FINANCIAL SERVICES Conventional home mortgage Struggling to pay mortgage 1 5.6%
    LAND HOME FINANCIAL SERVICES Conventional home mortgage Trouble during payment process 6 33.3%
    LAND HOME FINANCIAL SERVICES FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 5.6%
    LAND HOME FINANCIAL SERVICES FHA mortgage Closing on a mortgage 1 5.6%
    LAND HOME FINANCIAL SERVICES FHA mortgage Struggling to pay mortgage 2 11.1%
    LAND HOME FINANCIAL SERVICES Other type of mortgage Trouble during payment process 3 16.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Landmark National Bank 100 West Amity Louisburg, KS 66053 Full Service B&M $21,779
    Landmark National Bank 100 West Spruce Dodge City, KS 67801 Full Service B&M $88,425
    Landmark National Bank 1007 N. Main Garden City, KS 67846 Full Service B&M $19,488
    Landmark National Bank 102 South Sixth Street Osage City, KS 66523 Full Service B&M $29,875
    Landmark National Bank 112 W 6th St Wellsville, KS 66092 Full Service B&M $33,834
    Landmark National Bank 1206 East Street Iola, KS 66749 Full Service B&M $95,570
    Landmark National Bank 1310 Baptiste Drive Paola, KS 66071 Full Service B&M $24,554
    Landmark National Bank 1623 Main Street Great Bend, KS 67530 Full Service B&M $43,297
    Landmark National Bank 1741 North Washington Street Auburn, KS 66402 Full Service B&M $22,842
    Landmark National Bank 200 Commercial Street Kincaid, KS 66039 Full Service B&M $13,108
    Landmark National Bank 200 South Main Street Fort Scott, KS 66701 Full Service B&M $95,296
    Landmark National Bank 208 South Washington Junction City, KS 66441 Full Service B&M $12,851
    Landmark National Bank 2300 North Broadway Pittsburg, KS 66762 Full Service B&M $19,036
    Landmark National Bank 23rd And South 69 Highway Fort Scott, KS 66701 Full Service B&M $14,762
    Landmark National Bank 2500 North 14th Street Dodge City, KS 67801 Full Service B&M $19,220
    Landmark National Bank 2710 Iowa Lawrence, KS 66046 Full Service B&M $14,588
    Landmark National Bank 3005 Anderson Avenue Manhattan, KS 66502 Full Service B&M $16,922
    Landmark National Bank 3500 West 75th Street, Suites 110a And 110b Prairie Village, KS 66208 Full Service B&M $22,349
    Landmark National Bank 402 Main Street Mound City, KS 66056 Full Service B&M $12,621
    Landmark National Bank 4621 W 6th Street Lawrence, KS 66049 Full Service B&M $22,273
    Landmark National Bank 5200 Broadway Great Bend, KS 67530 Full Service B&M $15,622
    Landmark National Bank 600 Main Street Osawatomie, KS 66064 Full Service B&M $18,369
    Landmark National Bank 6010 Sw 6th Street Topeka, KS 66615 Full Service B&M $25,289
    Landmark National Bank 623 N. Main Hoisington, KS 67544 Full Service B&M $15,688
    Landmark National Bank 6300 Sw 21st Street Topeka, KS 66615 Limited, Drive-thru $0
    Landmark National Bank 6th Street And Lincoln Wamego, KS 66547 Full Service B&M $10,500
    Landmark National Bank 701 Poyntz Avenue Manhattan, KS 66502 Full Service B&M $149,305
    Landmark National Bank 7900 Quivira Lenexa, KS 66210 Full Service B&M $15,720
    Landmark National Bank 808 North Main Street La Crosse, KS 67548 Full Service B&M $8,719
    Landmark National Bank 8101 West 135th Street Overland Park, KS 66223 Full Service B&M $46,836

    For 2020, Landmark National Bank had 30 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $39,490
    Net interest income $37,335
    Total noninterest income $23,956
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $3,623
    Trading account gains and fees $0
    Additional Noninterest Income $20,333
    Pre-tax net operating income $22,515
    Securities gains (or losses, -) $2,448
    Income before extraordinary items $19,987
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $19,987
    Minority interest net income $0
    Net income $19,987
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $18,028

    Landmark National Bank's gross interest income from loans was $39,490,000.
    Landmark National Bank's net interest income from loans was $37,335,000.
    Landmark National Bank's fee based income from loans was $3,623,000.
    Landmark National Bank's net income from loans was $19,987,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,155
    Provision for credit losses $3,300
    Total noninterest expense $35,476
    Salaries and employee benefits $20,657
    Premises and equipment expense $3,074
    Additional noninterest expense $11,745
    Applicable income taxes $4,976
    Net charge-offs $992
    Cash dividends $6,900

    Landmark National Bank's interest expense for loans was $2,155,000.
    Landmark National Bank's payroll and benefits expense were $20,657,000.
    Landmark National Bank's property, plant and equipment expenses $3,074,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 2.0%
    Construction & Land Development loans 2.0%
    Nonfarm, nonresidential loans 3.0%
    Multifamily residential loans 10.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,020,605
    Deposits held in domestic offices $1,020,605
    Deposits by Individuals, partnerships, and corporations $801,358
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $219,247
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $131,342
    Demand deposits $131,342
    Nontransaction accounts $889,263
    Money market deposit accounts (MMDAs) $628,086
    Other savings deposits (excluding MMDAs) $127,426
    Total time deposits $133,751
    Total time and savings deposits $889,263
    Noninterest-bearing deposits $264,878
    Interest-bearing deposits $755,727
    Retail deposits $994,264
    IRAs and Keogh plan accounts $18,269
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,184,750
    Cash & Balances due from depository institutions $87,414
    Interest-bearing balances $74,461
    Total securities $291,810
    Federal funds sold & reverse repurchase $0
    Net loans and leases $718,315
    Loan and leases loss allowance $8,775
    Trading account assets $0
    Bank premises and fixed assets $20,319
    Other real estate owned $1,774
    Goodwill and other intangibles $21,464
    All other assets $43,654

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,184,750
    Total Liabilities $1,039,972
    Total deposits $1,020,605
    Interest-bearing deposits $755,727
    Deposits held in domestic offices $1,020,605
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $6,371
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $12,996

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $718,315
    Loan and leases loss allowance $8,775
    Total loans and leases (domestic) $727,090
    All real estate loans $430,218
    Real estate loans in domestic offices $430,218
    Construction and development loans $26,101
    Residential 1-4 family construction $6,153
    Other construction, all land development and other land $19,948
    Loans secured by nonfarm nonresidential properties $145,778
    Nonfarm nonresidential secured by owner-occupied properties $112,913
    Commercial real estate & other non-farm, non-residential $32,865
    Multifamily residential real estate $26,529
    1-4 family residential loans $183,522
    Farmland loans $48,288
    Loans held in foreign offices $0
    Farm loans $48,245
    Commercial and industrial loans $235,566
    To non-U.S. addressees $0
    Loans to individuals $1,508
    Credit card loans $0
    Related Plans $55
    Consumer Auto Loans $648
    Other loans to individuals $805
    All other loans & leases $11,553
    Loans to foreign governments and official institutions $0
    Other loans $9,221
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,947
    Non 1-4 family restructured loans & leases $1,783
    Total loans and leases (foreign) $0

    Landmark National Bank had $718,315,000 of loans outstanding in 2020. $430,218,000 of loans were in real estate loans. $26,101,000 of loans were in development loans. $26,529,000 of loans were in multifamily mortgage loans. $183,522,000 of loans were in 1-4 family mortgage loans. $48,245,000 of loans were in farm loans. $0 of loans were in credit card loans. $648,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 308 $61,495 $199,659
    Nonfarm, nonresidential loans - <$100k 96 $3,261 $33,969
    Nonfarm, nonresidential loans - $100-250k 89 $12,082 $135,753
    Nonfarm, nonresidential loans - $250k-1MM 123 $46,152 $375,220
    Commercial & Industrial, US addressed loans - <$1MM 1,436 $118,117 $82,254
    Commercial & Industrial, US addressed loans - <$100k 1,021 $25,045 $24,530
    Commercial & Industrial, US addressed loans - $100-250k 207 $25,757 $124,430
    Commercial & Industrial, US addressed loans - $250k-1MM 208 $67,315 $323,630
    Farmland loans - <$1MM 277 $29,816 $107,639
    Farmland loans - <$100k 126 $4,905 $38,929
    Farmland loans - $100-250k 107 $11,591 $108,327
    Farmland loans - $250k-1MM 44 $13,320 $302,727
    Agriculture operations loans - <$1MM 477 $23,931 $50,170
    Agriculture operations loans - <$100k 368 $8,645 $23,492
    Agriculture operations loans - $100-250k 73 $7,375 $101,027
    Agriculture operations loans - $250k-1MM 36 $7,911 $219,750