Goldman Sachs Bank Usa Mortgage Rates, Fees & Info
New York, NYLEI: KD3XUN7C6T14HNAYLU02
Tax ID: 13-3571598
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Goldman Sachs Bank Usa is a mid-sized bank specializing in Home Purchase and Refi loans. Goldman Sachs Bank Usa has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, Houston, San Francisco, and Miami among others. We have data for 129 markets. (Some data included below & more in-depth data is available with an active subscription.)Goldman Sachs Bank Usa has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Goldman Sachs Bank Usa is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.74% | 4/5/25 |
| 30 Year Conventional Refi | 6.62% | 4/5/25 |
| 30 Year Cash-out Refi | 6.62% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Goldman Sachs Bank Usa Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Goldman Sachs Bank Usa. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
734Origination Dollar Volume (All Markets)
$3,025,870,000Awards
Goldman Sachs Bank USA - 2024
Goldman Sachs Bank USA is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Goldman Sachs Bank Usa's average 30 year fixed mortgage rate was
6.13%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.42%.
Relative Fees (Closing Costs)
Goldman Sachs Bank Usa's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,425.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 78 | $1,405,390,000 | $18,017,821 | $9,822 | 6.23% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 47 | $216,815,000 | $4,613,085 | $13,344 | 5.94% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 14 | $139,620,000 | $9,972,857 | $10,354 | 6.10% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 41 | $131,335,000 | $3,203,293 | $7,739 | 6.05% |
| Outside of Metro Areas | 46 | $95,800,000 | $2,082,609 | $8,286 | 6.21% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 32 | $84,790,000 | $2,649,688 | $11,696 | 6.09% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 40 | $77,740,000 | $1,943,500 | $7,082 | 6.11% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 22 | $60,140,000 | $2,733,636 | $10,132 | 6.05% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 40 | $55,010,000 | $1,375,250 | $9,786 | 6.17% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 44 | $47,620,000 | $1,082,273 | $5,528 | 6.10% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $46,485,000 | $15,495,000 | $3,979 | 6.09% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 14 | $38,750,000 | $2,767,857 | $6,883 | 6.05% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 16 | $36,320,000 | $2,270,000 | $6,517 | 6.08% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $30,140,000 | $3,014,000 | $9,725 | 6.07% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $30,035,000 | $10,011,667 | $13,764 | 5.83% |
| Glenwood Springs, CO (FHA|USDA|VA) | 5 | $27,225,000 | $5,445,000 | $14,509 | 5.87% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 16 | $25,840,000 | $1,615,000 | $7,604 | 6.11% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $25,355,000 | $25,355,000 | $0 | 6.53% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 9 | $22,895,000 | $2,543,889 | $9,543 | 6.19% |
| Heber, UT (FHA|USDA|VA) | 11 | $21,785,000 | $1,980,455 | $6,045 | 6.16% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 5 | $18,725,000 | $3,745,000 | $3,795 | 6.77% |
| Jackson, WY-ID (FHA|USDA|VA) | 5 | $16,455,000 | $3,291,000 | $10,558 | 5.76% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $16,090,000 | $2,681,667 | $15,618 | 6.06% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 5 | $14,365,000 | $2,873,000 | $6,114 | 5.81% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $13,670,000 | $3,417,500 | $10,279 | 6.40% |
| NAPA, CA (FHA|USDA|VA) | 4 | $11,740,000 | $2,935,000 | $12,521 | 6.06% |
| Edwards, CO (FHA|USDA|VA) | 2 | $11,570,000 | $5,785,000 | $12,356 | 5.43% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $11,465,000 | $1,273,889 | $8,376 | 6.18% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $10,760,000 | $5,380,000 | $26,961 | 6.28% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $10,465,000 | $2,093,000 | $8,546 | 6.13% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $9,905,000 | $1,981,000 | $7,518 | 6.18% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $9,885,000 | $1,977,000 | $11,299 | 6.16% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $9,710,000 | $2,427,500 | $14,614 | 6.28% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $9,485,000 | $3,161,667 | $5,176 | 5.92% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 8 | $9,350,000 | $1,168,750 | $7,841 | 6.41% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $9,340,000 | $2,335,000 | $7,392 | 6.41% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $9,100,000 | $2,275,000 | $8,497 | 6.16% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $8,765,000 | $1,252,143 | $6,792 | 6.09% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $8,330,000 | $2,082,500 | $7,208 | 6.16% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $7,685,000 | $2,561,667 | $10,916 | 6.17% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $6,790,000 | $3,395,000 | $19,629 | 6.63% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $6,385,000 | $2,128,333 | $11,194 | 6.45% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $6,035,000 | $2,011,667 | $12,709 | 6.37% |
| Traverse City, MI (FHA|USDA|VA) | 5 | $6,015,000 | $1,203,000 | $3,841 | 6.15% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $5,660,000 | $2,830,000 | $13,906 | 5.98% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $5,415,000 | $1,805,000 | $5,252 | 6.43% |
| RENO, NV (FHA|USDA|VA) | 3 | $5,285,000 | $1,761,667 | $6,181 | 6.05% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $5,115,000 | $1,023,000 | $3,724 | 6.32% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $4,630,000 | $1,157,500 | $5,789 | 5.94% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $4,430,000 | $2,215,000 | $4,353 | 5.95% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $4,410,000 | $1,102,500 | $4,390 | 6.04% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $4,265,000 | $853,000 | $2,928 | 6.66% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $4,210,000 | $2,105,000 | $10,809 | 5.70% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $4,170,000 | $2,085,000 | $9,728 | 5.98% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $4,050,000 | $2,025,000 | $12,878 | 6.05% |
| Easton, MD (FHA|USDA|VA) | 2 | $3,870,000 | $1,935,000 | $6,172 | 5.95% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $3,845,000 | $3,845,000 | $8,966 | 5.50% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $3,340,000 | $835,000 | $2,287 | 6.26% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $3,300,000 | $1,650,000 | $7,290 | 6.20% |
| Hilo, HI (FHA|USDA|VA) | 2 | $3,300,000 | $1,650,000 | $6,980 | 5.55% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $3,010,000 | $1,505,000 | $8,745 | 6.19% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $3,005,000 | $3,005,000 | $10,343 | 6.30% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $2,790,000 | $1,395,000 | $3,372 | 5.95% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $2,595,000 | $865,000 | $6,268 | 6.42% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $2,505,000 | $2,505,000 | $4,532 | 6.05% |
| MADISON, WI (FHA|USDA|VA) | 3 | $2,485,000 | $828,333 | $2,994 | 6.27% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $2,455,000 | $818,333 | $2,275 | 6.07% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $2,420,000 | $1,210,000 | $7,394 | 6.10% |
| DALTON, GA (FHA|USDA|VA) | 1 | $2,325,000 | $2,325,000 | $8,810 | 5.70% |
| Key West, FL (FHA|USDA|VA) | 1 | $2,285,000 | $2,285,000 | $12,059 | 6.15% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $2,220,000 | $1,110,000 | $4,397 | 6.03% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $2,040,000 | $1,020,000 | $4,101 | 5.50% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $1,995,000 | $1,995,000 | $11,033 | 6.40% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $1,940,000 | $970,000 | $5,157 | 6.35% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $1,875,000 | $1,875,000 | $5,055 | 5.60% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $1,860,000 | $930,000 | $5,068 | 6.33% |
| Bennington, VT (FHA|USDA|VA) | 1 | $1,815,000 | $1,815,000 | $8,662 | 6.40% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $1,805,000 | $1,805,000 | $5,425 | 6.05% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $1,730,000 | $865,000 | $10,091 | 6.05% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $1,570,000 | $785,000 | $4,965 | 5.53% |
| Athens, TX (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $7,568 | 5.95% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $4,196 | 6.03% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $1,485,000 | $1,485,000 | $6,641 | 5.95% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $1,415,000 | $1,415,000 | $0 | 6.05% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $4,354 | 6.45% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $9,145 | 6.35% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $5,588 | 5.98% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $1,135,000 | $1,135,000 | $6,686 | 6.55% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $1,115,000 | $1,115,000 | $0 | 7.15% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $1,045,000 | $1,045,000 | $0 | 6.30% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $7,086 | 6.43% |
| Outside of Metro Areas | 1 | $1,005,000 | $1,005,000 | $7,548 | 5.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $2,293 | 6.30% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $2,294 | 6.30% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $4,568 | 6.30% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $3,660 | 5.90% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $1,943 | 6.83% |
| Angola, IN (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $3,046 | 5.80% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $4,023 | 5.75% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $2,342 | 6.50% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $5,054 | 5.70% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $4,008 | 6.60% |
| Rutland, VT (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $4,563 | 5.90% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $5,609 | 6.70% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $5,261 | 6.55% |
| Holland, MI (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,129 | 5.45% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $3,516 | 6.05% |
| NILES, MI (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $3,973 | 6.30% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $2,946 | 5.65% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $3,907 | 6.05% |
| Astoria, OR (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $5,175 | 6.75% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $3,336 | 5.80% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $5,827 | 6.30% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $4,607 | 5.80% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $0 | 7.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $5,025 | 5.55% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $3,655 | 6.40% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $5,304 | 6.30% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $2,030 | 6.40% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,380 | 5.90% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,445 | 6.85% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,250 | 6.45% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,431 | 5.80% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,931 | 6.65% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,463 | 5.80% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,444 | 6.85% |
| Granbury, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,369 | 5.80% |
| Olean, NY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,649 | 7.44% |
| ERIE, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,549 | 7.40% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 734 | $3,025,870,000 | $4,122,439 | $8,425 | 6.13% |
For 2024, Goldman Sachs Bank Usa's most frequently originated type of loan was Conventional, with 734 originations.
Loan Reason
For 2024, Goldman Sachs Bank Usa's most frequently cited loan purpose was Home Purchase, with 407 originations. The 2nd most popular reason was Other, with 187 originations.
Loan Duration/Length
For 2024, Goldman Sachs Bank Usa's most frequently cited loan duration was 30 Year, with 722 originations. The 2nd most popular length was 5 Year, with 10 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 699 | $1,513,285,000 | $2,164,928 |
| $5k+ | 3 | $4,605,000 | $1,535,000 |
Goldman Sachs Bank Usa's average total fees were $8,425, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 699 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 459 | $1,557,105,000 | $3,392,386 |
| 5-6% | 262 | $963,630,000 | $3,677,977 |
| 7-8% | 13 | $505,135,000 | $38,856,538 |
During 2024, Goldman Sachs Bank Usa's average interest rate for loans was 6.13%, while their most frequently originated rate bucket for loans was 6-7%, with 459 originations.
Loan Sizing
2024 saw Goldman Sachs Bank Usa place emphasis on $1MM+ loans with 498 originations, totaling $2,861,680,000 in origination value.
Applicant Income
Goldman Sachs Bank Usa lent most frequently to those with incomes in the $250k+ range, with 434 originations. The second most popular income band? $150k-250k, with 71 originations.
Applicant Debt to Income Ratio
Goldman Sachs Bank Usa lent most frequently to those with DTI ratios of >60%, with 336 originations. The next most common DTI ratio? 20-30%, with 74 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications73.59%
Goldman Sachs Bank Usa has a below average approval rate.
Pick Rate
Approvals leading to origination61.17%
Goldman Sachs Bank Usa has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 734 | $3,025,870,000 | $4,122,439 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 734 | $3,025,870,000 | $4,122,439 |